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Speaker 1: Hey Brown Ambition fam Happy Brown Ambition Tuesday. This is Mandy.

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Speaker 1: I wanted to share a very special episode today. This

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Speaker 1: is actually originally aired last Thanksgiving and it's one of

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Speaker 1: our most popular episodes to date. So as Tiffany and

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Speaker 1: I enjoy a little bit of a summer break this week,

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Speaker 1: please enjoy our interview with Patrese C.

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Speaker 2: Washington.

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Speaker 1: Just seven years ago, Patrese was scraping up all the

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Speaker 1: change in her purse to buy baby formula for her

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Speaker 1: newborn daughter. Now, Patrese is a best selling author and

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Speaker 1: founder and CEO of Sikh Wisdom find Wealth, a boutique

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Speaker 1: personal finance consulting firm based in Atlanta, Georgia. Patrese joined

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Speaker 1: us on the show to talk about hitting rock bottom

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Speaker 1: and how she clawed her way back to the top.

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Speaker 1: She also talked about her new book, Real Money Answers

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Speaker 1: for Everyday Women, which you can still find online and

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Speaker 1: in bookstores nationwide. So, without further ado, here's our interview

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Speaker 1: with Patrese.

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Speaker 2: Okay, guys, we have a very special guest today.

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Speaker 3: I'm super excited.

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Speaker 4: Probably like our top five favorite people in the personal

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Speaker 4: finance space today.

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Speaker 3: I'd say top three, but whatever, top three.

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Speaker 2: Top two to our top one person.

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Speaker 5: We have the.

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Speaker 4: Brilliant, the beautiful, amazing, the amazing, wonderful Patrise. C. Washington

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Speaker 4: got to get the CEA in there and then now

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Speaker 4: goes wild.

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Speaker 6: You guys are in such like in for such a tree. Honestly,

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Speaker 6: I've been following for Trees on her journey since I

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Speaker 6: don't know, I think maybe since like twenty ten is when.

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Speaker 2: It's gone to add it for what over a decade now, Patrise? Right?

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Speaker 7: Oh gosh, yes not to You know, you have an

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Speaker 7: amazing history since two thousand and three, you've been a

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Speaker 7: You're a nationally recognized best selling author of the book

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Speaker 7: series Real Money Answers and which is amazing.

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Speaker 4: You also have a recurring segment on none other than

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Speaker 4: the Steve Harvey Show.

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Speaker 2: Check check might have heard about it. Yeah, just a

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Speaker 2: little shout so radio and on on the TV show,

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Speaker 2: right Patrese yep right, Yeah.

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Speaker 4: It featured pretty much on the every media outlet out there, NBC,

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Speaker 4: Black Enterprise, Huffing and Post upscale and to get on

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Speaker 4: the Steve Harvey Show. So we could not be happier

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Speaker 4: to have you here, Patrise, thanks so much for coming

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Speaker 4: on Brown ambish.

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Speaker 5: Thank you, You're so excited. I'm so excited.

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Speaker 8: And it feels good to move up from like top

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Speaker 8: ten to top five, the top three, all in one conversation,

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Speaker 8: all right, in a matter of seconds, like I'm winning today.

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Speaker 5: Thank you, You're welcome.

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Speaker 4: So what I loved about you I heard you'd give

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Speaker 4: a talk a couple of years ago where you talked

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Speaker 4: about how you weren't always the money Maven. Yeah, you

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Speaker 4: had some pretty humble beginning when it came to dealing

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Speaker 4: with your finances. So I wanted to start off by

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Speaker 4: just asking you to talk about that, you know, your

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Speaker 4: early days and some of the mistakes you made.

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Speaker 5: Oh gosh, just some of the mistakes I don't even

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Speaker 5: want to work to start. Well.

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Speaker 8: You know, I always say that all those accolades are great,

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Speaker 8: and I really appreciate them. It's been a real blessing

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Speaker 8: to be able to share my message because my hope

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Speaker 8: is really to move the masses.

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Speaker 5: From debt management to money mastery.

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Speaker 8: And as I go out speaking all over the country

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Speaker 8: and doing all these interviews and you know, just getting

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Speaker 8: to do what I do, what I love to do,

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Speaker 8: I always meet people who say, but you don't understand

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Speaker 8: what it's like, or you don't understand what it means

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Speaker 8: to choose between you know, having to pay your life

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Speaker 8: bill and wanting to save or wanting to invest.

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Speaker 5: And I'm like, I don't know, no, sweetie, I know

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Speaker 5: very well.

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Speaker 8: Let me tell you a little story. And so, really,

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Speaker 8: I mean, I didn't grow up hearing about money. I've

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Speaker 8: heard Tiffany share her story and I'm always so impressed

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Speaker 8: by her dad and what he imparted to her.

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Speaker 5: But I didn't have any of that.

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Speaker 8: And so but was still able to go on to

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Speaker 8: college and started in real estate at nineteen years old

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Speaker 8: as a sophomore in college. Became a real estate and

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Speaker 8: mortgage broker at twenty one as a senior in college.

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Speaker 5: Actually started my business while in school, which has its

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Speaker 5: pros and.

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Speaker 8: Cons, but that's another story. If you have financial aide,

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Speaker 8: there's a con there. But started this really great business

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Speaker 8: during my senior year in college, and it was a

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Speaker 8: real estate and mortgage company. Loved you know, helping people

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Speaker 8: budget and get their credit in order and all those

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Speaker 8: things because it was going to move them towards purchasing

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Speaker 8: a home, which is how I could make money. So

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Speaker 8: of course I was super passionate about getting people.

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Speaker 5: You know, on the path.

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Speaker 8: But at the same time, there were pieces to that

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Speaker 8: puzzle beyond budgeting and credit that I really didn't know about.

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Speaker 8: And so while I was helping everyone else, the recession

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Speaker 8: hit around circa like two thousand and seven, two thousand

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Speaker 8: and eight, and I lost everything.

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Speaker 5: I lost everything.

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Speaker 8: So here I am, the little girl from south central

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Speaker 8: Los Angeles, went to college, started a business.

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Speaker 5: Thought.

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Speaker 8: I did everything the right way and still found myself

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Speaker 8: flat broke with everybody else.

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Speaker 2: And you should say I had the time to right.

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Speaker 2: It wasn't just you, It wasn't just me.

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Speaker 5: I had just gotten married. I had spent ten weeks

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Speaker 5: in the hospital on bet rest to have my daughter, who.

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Speaker 8: Was still born ten weeks prematurely, which is a big deal.

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Speaker 5: You know for those of us who are mothers out there,

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Speaker 5: you know.

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Speaker 8: That every week counts, and so my daughter was born

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Speaker 8: at thirty weeks, which is extremely early. And so in

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Speaker 8: the process of all of that, the real estate market

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Speaker 8: was crashing. You know, I had tenants in my income

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Speaker 8: properties that weren't paying rent. I owed all this money,

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Speaker 8: and at the same time I was racking up a

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Speaker 8: four hundred thousand dollars medical bill, and by the time

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Speaker 8: I got out of the hospital, everything around me had changed.

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Speaker 5: It's like the whole world changed.

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Speaker 8: A matter of about nine to ten weeks. And I

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Speaker 8: had a decision to make. Am I going to worry

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Speaker 8: about car notes and mortgages or am I going to

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Speaker 8: take care of this baby who's ten weeks early, who

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Speaker 8: needs my undivided attention at this point? And you know,

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Speaker 8: and I chose. I chose my family.

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Speaker 6: And I'm telling a story about how at one point

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Speaker 6: your rock rock bottom was when you were counting out

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Speaker 6: change to buy milk for your daughter.

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Speaker 5: Yeah.

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Speaker 8: Yeah, I had built a seven figure business, and like

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Speaker 8: it seemed like overnight I was scraping up change to

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Speaker 8: feed my daughter.

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Speaker 2: Are you and your husband in the business together?

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Speaker 5: We were?

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Speaker 8: We were so everything you had was tied up everything.

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Speaker 8: You know when people say like, don't put all your

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Speaker 8: eggs in one basket, right, So we always thought like, oh, well,

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Speaker 8: we own investment property, and we flip homes, and we

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Speaker 8: have this company, and we have an escro company, and

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Speaker 8: we do.

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Speaker 5: This and we do that. But all of it was

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Speaker 5: connected to real estate. And so when that bubble burst,

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Speaker 5: we felt it on every level, and it was only

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Speaker 5: so long that we could juggle. We tried to juggle

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Speaker 5: for about a.

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Speaker 8: Year, you know, Robin Peter to pay Paul and you

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Speaker 8: know that expression and just trying to shift things and okay,

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Speaker 8: I made it just in time. And you guys, honestly,

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Speaker 8: it was exhausting. It got exhausting. Here I have this

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Speaker 8: little baby I'm trying to take care of and figure

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Speaker 8: out this whole motherhood thing. And then I went through

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Speaker 8: like a period of postpartum depression. So as much as

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Speaker 8: I loved my baby, I went through this phase where

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Speaker 8: I was like, what am I supposed to do with her?

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Speaker 5: Like what is you know?

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Speaker 8: Like I prayed for her and I waited for her,

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Speaker 8: and I you know, but it didn't come naturally to

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Speaker 8: me to be the doting mother.

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Speaker 5: It just didn't. And so there was so many different

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Speaker 5: things going on.

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Speaker 8: And I know, like when people have their back up

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Speaker 8: against the wall with finances, it's not just that, Like,

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Speaker 8: there's so many other things in life that happened, and

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Speaker 8: I was just overwhelmed when.

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Speaker 3: I turned the corner, like when did it finally? Let Yeah, I.

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Speaker 5: Just found myself.

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Speaker 8: Literally we had moved from California to New Orleans, Louisiana,

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Speaker 8: to rehab the last of the properties that we owned,

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Speaker 8: hoping that we could squeeze some money out of those. Well,

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Speaker 8: the market kept tanking and we didn't squeeze anything out

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Speaker 8: of that.

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Speaker 5: But I ended up in a strange.

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Speaker 8: City, in a foreign city to me, with no friends

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Speaker 8: and no family and a little bitty baby and just

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Speaker 8: the three of us, my husband and Reagan and I

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Speaker 8: and I just found myself on the bathroom floor crying,

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Speaker 8: literally crying, bawling, ugly.

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Speaker 5: Sobbing, like what did I do? Why? Why? Why? Like

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Speaker 5: what am I supposed to do with this?

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Speaker 8: And I always say, like I tell people, I reach

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Speaker 8: for my Bible and I opened it to this scripture

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Speaker 8: like that I had read several times before, but you know,

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Speaker 8: you know, things hit you a.

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Speaker 5: Different way at a different time, you know.

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Speaker 8: So I had seen it before, but it didn't mean

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Speaker 8: anything to me. And it was probably seventeen sixteen and

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Speaker 8: basically said what good is money in the hands of

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Speaker 8: a fool if they have no desire to seek wisdom?

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Speaker 8: And for the first time for me, what hit me

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Speaker 8: was I did really well, really early, which leads you

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Speaker 8: to believe that you're actually smart.

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Speaker 2: Yeah, right, because you're in your early twenties at this point, right, yeah,

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Speaker 2: I can't even imagine.

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Speaker 4: All that responsibility on your shoulders and then to see

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Speaker 4: it all crash.

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Speaker 5: Yeah.

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Speaker 8: You know, I have a business with sixteen employees, I

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Speaker 8: own thirteen pieces of property.

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Speaker 5: You know, I've been in the hospital. I have this baby,

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Speaker 5: this newborn baby who's teeny tiny. I mean, my daughter

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Speaker 5: was three pounds. You know. People would see her and like, oh,

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Speaker 5: is that a doll in there? We're like, no, that's

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Speaker 5: a child. She's alive.

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Speaker 3: She's so beautiful.

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Speaker 8: Now.

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Speaker 3: I love seeing your pictures on Facebook.

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Speaker 5: Oh thank you. Yeah, she's eight years old now, love

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Speaker 5: of my life.

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Speaker 8: But you know, during that time, it's like, man, it

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Speaker 8: hit me like you thought you were too smart to

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Speaker 8: ask for help. And that has been the thing that

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Speaker 8: has been the biggest lesson to me, Like I like

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Speaker 8: to understand that you need coaching, you need men, you

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Speaker 8: need help, You need to talk to people who have

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Speaker 8: been there, done that, who are transparent enough to share

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Speaker 8: their journey and.

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Speaker 5: Be real about it, you know. And I never sought

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Speaker 5: that out.

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Speaker 8: I didn't even realize that that was a thing until

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Speaker 8: reading that Verse in that moment, and so a couple

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Speaker 8: weeks later, it came to me that, you know, just

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Speaker 8: because I lost all my money, my mind wasn't bad.

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Speaker 8: You know, like what I did to get it, I

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Speaker 8: just knew I could do it again. So I said,

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Speaker 8: you know what, God, I dedicate you know, my life

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Speaker 8: to you. And I'm like, this mission for me is

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Speaker 8: to help people, not do what I did. So I

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Speaker 8: created Seek Wisdom Find Wealth, which is my company today

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Speaker 8: in two thousand and nine. And Seek Wisdom Find Wealth

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Speaker 8: is all about helping people not just budget and credit

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Speaker 8: and all that stuff, because it's great, but you need

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Speaker 8: the wisdom to maintain it.

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Speaker 5: And wisdom comes from.

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Speaker 8: Being able to just talk to people to Wisdom comes

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Speaker 8: from being able to sit and listen to something like

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Speaker 8: brown ambition and like learning you know what I'm saying,

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Speaker 8: and learning from other people's mistakes.

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Speaker 4: Who were some of the people you reached out to

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Speaker 4: in the beginning You said that you sought wisdom first

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Speaker 4: from mentors and other people that you looked up to.

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Speaker 4: Who were some of those people that were helpful to you?

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Speaker 8: Oh, let's see, at that time, there were a lot

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Speaker 8: of more So like my pastors, like people back home

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Speaker 8: that used to be my pastors. I had a great

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Speaker 8: mentor named George Thompson, and he was actually the minister

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Speaker 8: of storship at the church that I attended, and so

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Speaker 8: he was the first person that I saw do what

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Speaker 8: I do today, like stand up and talk about money

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Speaker 8: at a church service, and I had never seen anything

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Speaker 8: like that. I was about twenty two years old, and

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Speaker 8: I reached out to him. I'm like, you know, I

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Speaker 8: had to humble myself because all everyone knew was that

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Speaker 8: Gerald and I, my husband and I had built this

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Speaker 8: real estate empire and everything was roses.

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Speaker 5: But then you know, everything hit.

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Speaker 8: Rock bottom and we like got ghosts. You know, you're

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Speaker 8: not out at parties anymore.

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Speaker 5: I mean gas or lights.

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Speaker 8: You know, it's like no gas to go cross town,

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Speaker 8: not about to do that, you know. So we just

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Speaker 8: disappeared and people didn't know to where. They didn't know

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Speaker 8: what happened with Reagan. You know, no one knew anything.

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Speaker 8: And so I started to reach out to just the

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Speaker 8: people like George Thompson who had blessed me at different

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Speaker 8: points in my life, reaching out to my pastor. You know,

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Speaker 8: Steve Harvey has been a mentor of mine since I

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Speaker 8: was in college. I used to work for him as well,

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Speaker 8: around the same time I was in real estate. I

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Speaker 8: also worked on his radio show when it was Just

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Speaker 8: in LA And so.

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Speaker 2: That's that connection. Let's talk about Steve.

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Speaker 4: Yeah, how does one wind up as Steve's go to

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Speaker 4: money Maven money Expert? Because that's amazing you're doing. You're

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Speaker 4: speaking to such a people that I think really could

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Speaker 4: use someone like you telling them, you know, inspiring them

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Speaker 4: to manage your finances.

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Speaker 8: Yeah, you know, I mean it's all been so random,

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Speaker 8: Like that's the best time.

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Speaker 5: Yeah, Like, it's all been so random.

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Speaker 8: So I'll tell you, guys, I really quickly when I

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Speaker 8: even met him when.

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Speaker 5: I was in college.

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Speaker 8: It was because I heard him on the radio and

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Speaker 8: literally to myself, I was I was a vice president

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Speaker 8: of Black Student Union at USC, and I said to myself, like,

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Speaker 8: he sounds like he has money.

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Speaker 5: Like I'm going to go.

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Speaker 8: They said, do you want to come to the live

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Speaker 8: studio audience? So I was like, yeah, I'm going to

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Speaker 8: the live studio audience and I'm going to ask Steve

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Speaker 8: Harvey for some money for Black Student Union at USC.

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Speaker 5: He didn't go there, but of course he cares.

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Speaker 8: You know whatever nineteen year old logic I had at

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Speaker 8: the time, and I wrote.

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Speaker 5: This letter on Oh no, actually you had to fax.

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Speaker 8: In if you wanted to come. You guys, I've jammed

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Speaker 8: their fax machine. Wow, I faxed like seventy times.

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Speaker 5: This is fact today, right, and guy and like you

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Speaker 5: feel me?

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Speaker 8: Like the guy called and he was like, well, you

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Speaker 8: have to come because you jammed the fax machine.

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Speaker 5: Like he was so mad at me.

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Speaker 8: He's my friend now, but it's like he was so

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Speaker 8: mad at me at that time. So I made it

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Speaker 8: into the live studio audience and as soon as I

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Speaker 8: walked in, they were like, no soliciting.

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Speaker 5: And I'm like, they must be talking to these other

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Speaker 5: thirty or so people.

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Speaker 8: Because I came here to get this money. I leave

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Speaker 8: it without it, and I'm very.

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Speaker 5: Clear about that. So at the end, people kept like

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Speaker 5: leaving and I.

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Speaker 8: Kept letting them go in front of me like oh no,

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Speaker 8: you go ahead, I'm good and taking a step back

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Speaker 8: and taking a step back and taking a step back.

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Speaker 8: And then finally the guy who was over the audience

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Speaker 8: was like, you know, what are you doing? Like why

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Speaker 8: are you still here? Are you trying to ask for something?

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Speaker 8: Are you?

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Speaker 5: No?

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Speaker 8: He said, are you soliciting? And I'm like, I wouldn't

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Speaker 8: call it solictening. Let me tell you who I am.

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Speaker 8: And I started on this whole thing and told him

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Speaker 8: that I went to sc and he goes, oh, I

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Speaker 8: used to be the Chicano student union president at USC.

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Speaker 8: Hold on, let me let me see what I can do.

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Speaker 8: Like I was blowing, my girl who was the president

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Speaker 8: left like I was the vice president.

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Speaker 5: She was president and she got scared and walked.

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Speaker 3: Out here and she needed to be impeached.

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Speaker 2: Well, she maybe had more to lose.

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Speaker 5: So she left.

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Speaker 8: So I'm up there, and long story short, it ended

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Speaker 8: up being there, ended up being a relationship there. They

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Speaker 8: just thought I was funny, like this girl. It was

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Speaker 8: crazy because I kept coming back asking for money, and

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Speaker 8: eventually I asked for five hundred. They gave me two thousand.

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Speaker 8: Then started the relationship.

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Speaker 5: And then they asked if I wanted to be an intern,

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Speaker 5: which I turned down because it was unpaid, but then

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Speaker 5: got bored and needed something due, so I said, okay.

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Speaker 8: I'll do it my sophomore year in college. And so

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Speaker 8: that started a fifteen year relationship that I have with

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Speaker 8: Steve Harvey. Now, now how I got put on as

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Speaker 8: his money expert for everything really because he watched me

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Speaker 8: do the work, you know, he called me he had.

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Speaker 8: The producer of the radio show reached out to me

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Speaker 8: about two months before Real Money Answers for every Woman

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Speaker 8: came out the first time when I self published in

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Speaker 8: twenty fourteen. She reached out to me around November of

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Speaker 8: twenty thirteen and said, hey, when does your book come out?

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Speaker 8: And I told her the date, like January eighth, I

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Speaker 8: think it was, and she said, oh, okay, And I

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Speaker 8: was like, well, that was strange and didn't think I mean,

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Speaker 8: you know, they're strange people over there, so I didn't

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Speaker 8: think anything of it. No, they're all like family, but

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Speaker 8: so I didn't think anything of it. I was like whatever.

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Speaker 8: And then she calls back, maybe a couple hours later,

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Speaker 8: she says, Harvey wants to help you debut the book.

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Speaker 8: And I just I was like, oh my gosh, like

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Speaker 8: I've never asked for anything except for that five hundred

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Speaker 8: dollars early on. I hadn't asked for anything ever. And

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Speaker 8: so I went on the first time. The day the

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Speaker 8: book came out, you know, we instantly made it an

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Speaker 8: Amazon bestseller. I was so you know, just throw with

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Speaker 8: the opportunity. I was more than grateful over the moon

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Speaker 8: and didn't think anything of it. And then they said,

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Speaker 8: we got eight hundred plus emails from people who wanted

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Speaker 8: to know your name or the name of the book

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Speaker 8: or asking questions, so you have to come back. And

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Speaker 8: I went back about three weeks later, same response. And

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Speaker 8: then I went back maybe two weeks after that, same response,

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Speaker 8: and then he said, oh, hell, just do it every week.

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Speaker 2: I love that.

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Speaker 6: But you know, you said something so so so powerful

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Speaker 6: because someone could look at you and.

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Speaker 2: Be like, well, yeah, she's gorgeous.

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Speaker 3: And she's this, and she's no.

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Speaker 6: You said that you did the work, and that's like

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Speaker 6: a such an important thing I think, to just really

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Speaker 6: impress upon that you did the work. This is a

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Speaker 6: fifteen year relationship. This wasn't just some fluke, you know,

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Speaker 6: ri success.

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Speaker 5: And you know what is really important for me to.

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Speaker 8: Let people know as well, because they think, like, oh, well,

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Speaker 8: you know Steve Harvey. So clearly no, not at all.

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Speaker 8: Lots of people know Steve Harvey.

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Speaker 5: Well no, folks.

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Speaker 8: But the thing is, he told me on a commercial

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Speaker 8: break that second time I was on, he said, you

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Speaker 8: know why I would always help you. And I was like, no, sir,

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Speaker 8: you know, like, why is that? He said, because you

395
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Speaker 8: never asked? He said, you never asked. People come in

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00:17:48,320 --> 00:17:50,879
Speaker 8: and ask. They don't have their stuff together, they're not

397
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Speaker 8: on their social media, they haven't written something of quality,

398
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Speaker 8: they're not doing videos, they're not out there speaking, they're

399
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Speaker 8: not doing anything, and they want me to put them

400
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Speaker 8: on and.

401
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Speaker 5: Create some type of Oprah effect. It means nothing.

402
00:18:03,880 --> 00:18:05,920
Speaker 8: If you get the opportunity, but you haven't built a

403
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Speaker 8: strong foundation, none.

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Speaker 5: Of that means anything.

405
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Speaker 8: So before even the Steve Harvey opportunity came, I was already.

406
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Speaker 5: Writing for Black Enterprise. I was already writing for Huffington Post.

407
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Speaker 5: I was already writing every week for Hello Beautiful for

408
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Speaker 5: like two years. I was already out there speaking. I

409
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Speaker 5: was already doing YouTube.

410
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Speaker 8: Videos like so if he could look and see like, oh,

411
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Speaker 8: Patresa's out here, like she's she's doing her thing, let

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Speaker 8: me give.

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Speaker 5: Her a hand up and not a handout.

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Speaker 6: We just mentioned that last I'm so glad you said that,

415
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Speaker 6: And Andy was was that my brown break?

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Speaker 5: Yeah?

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Speaker 2: I was asking for people who want something for you

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Speaker 2: without giving.

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Speaker 6: You yes, like asking for handout, Like help is different

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Speaker 6: from a handout. And I'm sure now, especially with you

421
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Speaker 6: doing you know so well, But sometimes my emails, I'm like,

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Speaker 6: come on, have you put an air.

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Speaker 8: Girl, Tiffany that we have to talk about that.

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Speaker 5: The other day we have to talk about.

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Speaker 8: It's like I don't mind And Steve says this, I

426
00:19:02,000 --> 00:19:05,840
Speaker 8: don't mind, you know, teaching you to fish, but I'm

427
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Speaker 8: not gonna hand you a fish sandwich, you know what

428
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Speaker 8: I'm saying, And like people't want you to give them

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Speaker 8: a fully cooked, fully prepared, and knock up situation.

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Speaker 5: It's like, ma'am, absolutely not.

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Speaker 4: You know what about the women out there who maybe

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Speaker 4: feel like they are doing the work but don't feel

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Speaker 4: like they're getting their recognition. Do you have any advice

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00:19:22,280 --> 00:19:24,119
Speaker 4: for them or something you could offer and maybe that

435
00:19:24,200 --> 00:19:25,480
Speaker 4: made you different or stand out?

436
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Speaker 8: You know what I look for God winks all along

437
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Speaker 8: the way God I look for godwinks. I look for

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Speaker 8: little little notes that just say you're on the right path,

439
00:19:36,520 --> 00:19:38,800
Speaker 8: you're on the right path, you're moving in the right direction.

440
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Speaker 8: And that doesn't always come from huge recognition. You know,

441
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Speaker 8: early on when I first started blogging in two thousand

442
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Speaker 8: and nine twenty ten, like you know, nobody knew who

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Speaker 8: I was, and I was I was just blogging and

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Speaker 8: hoping that my mama read it.

445
00:19:53,200 --> 00:19:55,880
Speaker 5: And half the time she didn't either. You know. I'd

446
00:19:55,920 --> 00:19:57,480
Speaker 5: be like, did you like what I wrote this week?

447
00:19:57,520 --> 00:20:03,040
Speaker 8: She's like, ah, you know, didn't get a chance to

448
00:20:03,080 --> 00:20:05,960
Speaker 8: go over, you know, And so you know, it was

449
00:20:06,000 --> 00:20:08,680
Speaker 8: one day when I didn't, I was like I felt defeated,

450
00:20:09,119 --> 00:20:11,040
Speaker 8: you know, for like a period, I'm like, I don't

451
00:20:11,040 --> 00:20:13,040
Speaker 8: know what I'm doing, Like I don't even know how

452
00:20:13,080 --> 00:20:15,680
Speaker 8: this blog thing works. I wasn't on social media yet

453
00:20:16,040 --> 00:20:18,280
Speaker 8: and I was just joining Twitter, you know, I.

454
00:20:18,200 --> 00:20:19,520
Speaker 5: Was just trying to figure it out.

455
00:20:20,040 --> 00:20:23,840
Speaker 8: And a random guy emails me and says, I hope

456
00:20:23,840 --> 00:20:28,119
Speaker 8: you're okay. You haven't blogged in a while. And I said,

457
00:20:28,400 --> 00:20:29,880
Speaker 8: oh my gosh, I.

458
00:20:29,800 --> 00:20:31,679
Speaker 5: Don't even know him. Who is he? Where did he

459
00:20:31,720 --> 00:20:32,120
Speaker 5: come from?

460
00:20:32,200 --> 00:20:35,159
Speaker 8: You know, like I had no idea, and just that

461
00:20:35,400 --> 00:20:38,640
Speaker 8: note to me let me know that you're making a difference,

462
00:20:38,680 --> 00:20:41,119
Speaker 8: even if it's for one person. And that was my

463
00:20:41,200 --> 00:20:43,879
Speaker 8: god wing to keep going. And I could tell you today,

464
00:20:44,400 --> 00:20:46,280
Speaker 8: like if he had to email me, I don't know

465
00:20:46,320 --> 00:20:49,960
Speaker 8: where i'd be today because his email encouraged me to keep,

466
00:20:50,080 --> 00:20:52,959
Speaker 8: you know, to keep blogging every week to start sharing

467
00:20:53,000 --> 00:20:55,400
Speaker 8: with other people to read. You know, so I look

468
00:20:55,480 --> 00:20:57,959
Speaker 8: for those little things. It's always it's not always going

469
00:20:58,000 --> 00:21:01,159
Speaker 8: to be the big recognition. You know, now more people

470
00:21:01,240 --> 00:21:03,200
Speaker 8: know me, but five years ago nobody did.

471
00:21:03,720 --> 00:21:07,400
Speaker 5: But that didn't mean that, you know, I could take

472
00:21:07,400 --> 00:21:07,800
Speaker 5: a break.

473
00:21:07,840 --> 00:21:10,119
Speaker 8: I thought it did, like, you know, this is not

474
00:21:10,200 --> 00:21:12,800
Speaker 8: working out, but there's always someone you're blessing and you have,

475
00:21:13,080 --> 00:21:14,080
Speaker 8: you know, I always ask.

476
00:21:13,960 --> 00:21:17,199
Speaker 5: People to like, what are your motives? Like, what are

477
00:21:17,200 --> 00:21:18,720
Speaker 5: your motives for doing what you do?

478
00:21:18,840 --> 00:21:21,520
Speaker 8: Because is it truly to impact the people or is

479
00:21:21,520 --> 00:21:24,560
Speaker 8: it to get the recognition of man? The recognition is great,

480
00:21:24,600 --> 00:21:27,520
Speaker 8: but it's a byproduct of your mission to impact other people.

481
00:21:28,040 --> 00:21:31,479
Speaker 6: Agreed, somebody for somebody out there right now. That's your guidewing.

482
00:21:31,680 --> 00:21:32,720
Speaker 6: Just in case you didn't get it.

483
00:21:32,960 --> 00:21:33,320
Speaker 3: Get it.

484
00:21:35,400 --> 00:21:37,240
Speaker 4: Maybe if you're working really hard and not getting to

485
00:21:37,280 --> 00:21:38,919
Speaker 4: where you want to be, maybe you're not doing it

486
00:21:38,920 --> 00:21:39,679
Speaker 4: for the right reasons.

487
00:21:39,680 --> 00:21:40,639
Speaker 2: That could be a factor.

488
00:21:40,840 --> 00:21:42,800
Speaker 4: Or what you're doing maybe isn't what you really want

489
00:21:42,800 --> 00:21:44,440
Speaker 4: to be doing deep down, or.

490
00:21:44,400 --> 00:21:45,520
Speaker 5: What you should be doing.

491
00:21:45,720 --> 00:21:47,480
Speaker 8: You know, I meet a lot of people who are

492
00:21:47,720 --> 00:21:51,119
Speaker 8: you're an author's speaker, coach because that looks popular because

493
00:21:51,160 --> 00:21:53,359
Speaker 8: everybody is an author's speaker, coach right now, you know,

494
00:21:53,520 --> 00:21:57,960
Speaker 8: like in social media that you see, you know, it's

495
00:21:58,000 --> 00:22:00,800
Speaker 8: like in social media, that's what you see, you know,

496
00:22:00,920 --> 00:22:03,000
Speaker 8: But are you really doing the work that you were

497
00:22:03,040 --> 00:22:05,840
Speaker 8: called to do? People ask me, like, you know, why

498
00:22:05,880 --> 00:22:08,840
Speaker 8: I chose this? I really didn't choose this. I don't

499
00:22:08,840 --> 00:22:11,040
Speaker 8: believe that I chose it. I believe that it's a calling,

500
00:22:11,359 --> 00:22:15,400
Speaker 8: you know, And so sometimes I think we focus on

501
00:22:15,440 --> 00:22:19,640
Speaker 8: what looks popular instead of focusing on what's truly our purpose,

502
00:22:20,400 --> 00:22:23,720
Speaker 8: and then we get lost in trying to do all

503
00:22:23,760 --> 00:22:26,399
Speaker 8: of those other things. Even for those people who feel

504
00:22:26,400 --> 00:22:29,240
Speaker 8: like they're somewhat you know, they found success or they've

505
00:22:29,280 --> 00:22:32,280
Speaker 8: gotten recognition and what they're doing, but they're coveting what

506
00:22:32,400 --> 00:22:34,720
Speaker 8: somebody else has going on, and they want to do

507
00:22:34,800 --> 00:22:37,840
Speaker 8: what somebody else has that might not be your lane.

508
00:22:37,760 --> 00:22:38,440
Speaker 5: You know what I'm saying.

509
00:22:38,440 --> 00:22:42,119
Speaker 8: So you got a question like, am I truly doing

510
00:22:42,160 --> 00:22:44,159
Speaker 8: this because I'm called to do it and because I

511
00:22:44,200 --> 00:22:46,480
Speaker 8: truly care about the people that I serve or am

512
00:22:46,480 --> 00:22:47,840
Speaker 8: I doing it for the recognition?

513
00:22:48,640 --> 00:22:51,920
Speaker 5: And you know, well, I honestly I want.

514
00:22:51,760 --> 00:22:53,359
Speaker 4: To just interrupt, because you do have kind of a

515
00:22:53,359 --> 00:22:56,560
Speaker 4: big deal happening right now. Your book Real Woman or sorry,

516
00:22:56,560 --> 00:23:00,159
Speaker 4: Real Money Answers for Women is coming out. When is

517
00:23:00,160 --> 00:23:01,200
Speaker 4: it coming out?

518
00:23:01,480 --> 00:23:06,399
Speaker 8: Real Money Answers for every Woman comes back out January nineteenth,

519
00:23:06,560 --> 00:23:09,560
Speaker 8: twenty sixteen, and I'm super excited some time for.

520
00:23:09,520 --> 00:23:10,320
Speaker 2: New Year's Resolution.

521
00:23:10,400 --> 00:23:13,720
Speaker 6: Yes, yeah, I'm super super excited because when I saw Patrit,

522
00:23:13,840 --> 00:23:15,600
Speaker 6: I think you posted I don't know if it was

523
00:23:15,640 --> 00:23:18,639
Speaker 6: last year when you got the contract with the major publisher,

524
00:23:19,080 --> 00:23:20,960
Speaker 6: but you bold it like this beautiful story.

525
00:23:20,960 --> 00:23:22,040
Speaker 3: I think it was about your grandmother.

526
00:23:22,760 --> 00:23:23,040
Speaker 5: Yeah.

527
00:23:23,440 --> 00:23:26,000
Speaker 3: I was like clearing up at this in front of

528
00:23:26,000 --> 00:23:26,880
Speaker 3: my computer, like.

529
00:23:26,880 --> 00:23:30,280
Speaker 5: Go ahead, Patria, what Yeah?

530
00:23:30,359 --> 00:23:33,439
Speaker 8: I mean that means so much to me because, you know,

531
00:23:33,440 --> 00:23:35,640
Speaker 8: I always share that my grandmother didn't have a sixth

532
00:23:35,640 --> 00:23:40,160
Speaker 8: grade education and was basically illiterate, and she passed away

533
00:23:40,200 --> 00:23:43,280
Speaker 8: in January twenty thirteen, and it was at the time

534
00:23:43,320 --> 00:23:45,520
Speaker 8: that I was writing Real Money Answers for every Woman,

535
00:23:46,040 --> 00:23:49,760
Speaker 8: And again, it was one of those moments where I

536
00:23:49,800 --> 00:23:52,240
Speaker 8: wanted to I wanted to dwell on my grandmother's passing,

537
00:23:52,400 --> 00:23:55,760
Speaker 8: you know, because I was so busy being busy, and

538
00:23:55,800 --> 00:23:57,320
Speaker 8: I lived out of state and I didn't get to

539
00:23:57,359 --> 00:23:59,199
Speaker 8: spend time with her the way that I wanted to

540
00:24:00,240 --> 00:24:02,560
Speaker 8: like that last year, and so there was a lot

541
00:24:02,560 --> 00:24:04,840
Speaker 8: of guilt and I was just feeling some kind of way.

542
00:24:05,320 --> 00:24:07,719
Speaker 8: And my grandmother came to me in a dream shortly

543
00:24:07,760 --> 00:24:10,439
Speaker 8: after she passed and was yelling at me like she

544
00:24:10,520 --> 00:24:15,720
Speaker 8: often does. I'm Caribbean, I'm Belliegian, myda, yeah, yeah, I'm Belleian.

545
00:24:16,040 --> 00:24:18,560
Speaker 8: And my grandmother was yelling at me with this thick accent,

546
00:24:18,800 --> 00:24:21,040
Speaker 8: like telling me basically to get my life in order.

547
00:24:21,359 --> 00:24:23,920
Speaker 8: And she said all these things and I couldn't quite

548
00:24:23,920 --> 00:24:24,600
Speaker 8: put it together.

549
00:24:25,200 --> 00:24:28,439
Speaker 5: And I talked to someone in our family who interpreted dreams,

550
00:24:28,480 --> 00:24:28,840
Speaker 5: and she.

551
00:24:28,800 --> 00:24:32,480
Speaker 8: Said, basically, she's saying, you need to finish whatever work

552
00:24:32,520 --> 00:24:34,240
Speaker 8: of art or creative.

553
00:24:33,800 --> 00:24:36,159
Speaker 5: Body you're working on. And I was like, work of art,

554
00:24:36,200 --> 00:24:38,439
Speaker 5: what is that creative body? And I'm like, oh, my book.

555
00:24:38,920 --> 00:24:40,920
Speaker 8: And she was telling me in the dream that it

556
00:24:40,920 --> 00:24:43,720
Speaker 8: would change lives and it would change my life. And

557
00:24:43,880 --> 00:24:47,080
Speaker 8: the book came out January the next year, January twenty fourteen,

558
00:24:48,000 --> 00:24:51,480
Speaker 8: a couple of days before her passing. Heard the anniversary

559
00:24:51,480 --> 00:24:55,240
Speaker 8: of her passing, and it did. It totally changed my life.

560
00:24:55,320 --> 00:24:57,480
Speaker 8: It's what you got me to The Steve Harvey Show.

561
00:24:57,520 --> 00:25:01,080
Speaker 8: Which has gotten me to so many other things. Thousands

562
00:25:01,119 --> 00:25:04,119
Speaker 8: of women have reached out to me literally talking, you know,

563
00:25:04,240 --> 00:25:07,760
Speaker 8: telling me about their testimonies and how it's blessed them

564
00:25:07,920 --> 00:25:11,080
Speaker 8: and how it's restored their relationship with siblings or their

565
00:25:11,440 --> 00:25:14,160
Speaker 8: you know, their spouses and all this stuff. I did

566
00:25:14,200 --> 00:25:18,840
Speaker 8: eighteen thousand copies, so self published awesome. And then January

567
00:25:19,040 --> 00:25:23,200
Speaker 8: twenty fifteen, I got the deal with HarperCollins. They reached

568
00:25:23,200 --> 00:25:25,360
Speaker 8: out to me about wanting to re release the book

569
00:25:25,480 --> 00:25:28,359
Speaker 8: under their label and make it available everywhere, making it

570
00:25:28,400 --> 00:25:30,800
Speaker 8: available everywhere books are sold, and so.

571
00:25:31,440 --> 00:25:33,159
Speaker 2: First and the publisher reached out to you.

572
00:25:33,800 --> 00:25:37,600
Speaker 4: Yeah, so January is a good month for you.

573
00:25:37,600 --> 00:25:41,119
Speaker 8: You know what, these last few years, since January twenty twelve,

574
00:25:41,240 --> 00:25:43,760
Speaker 8: it has been working out to be a very good

575
00:25:43,800 --> 00:25:44,280
Speaker 8: month for me.

576
00:25:44,520 --> 00:25:45,840
Speaker 5: I look forward to January's.

577
00:25:47,040 --> 00:25:48,160
Speaker 2: Well, let's talk about the book.

578
00:25:48,200 --> 00:25:50,080
Speaker 4: I think what I love most about the idea of

579
00:25:50,160 --> 00:25:52,600
Speaker 4: the book is that you're not just talking about budgeting,

580
00:25:52,600 --> 00:25:54,720
Speaker 4: well that's important, and how to save money and how

581
00:25:54,720 --> 00:25:56,879
Speaker 4: do you know coupon and stuff. You really emphasize what

582
00:25:56,880 --> 00:25:59,280
Speaker 4: we love talking about with you, gay money, how to make.

583
00:25:59,160 --> 00:26:01,400
Speaker 2: More earn you get.

584
00:26:01,200 --> 00:26:03,840
Speaker 4: More out of life. So talk to us about some

585
00:26:03,960 --> 00:26:06,200
Speaker 4: of the advice you have for women in your book

586
00:26:06,240 --> 00:26:08,320
Speaker 4: and why you're really focusing on building wealth.

587
00:26:09,280 --> 00:26:12,240
Speaker 8: Yeah, you know, just from a byproduct of being out

588
00:26:12,240 --> 00:26:17,000
Speaker 8: there and speaking and receiving people's questions, I hear like,

589
00:26:17,119 --> 00:26:19,919
Speaker 8: probably eight times out of ten people say, well, I

590
00:26:19,960 --> 00:26:21,280
Speaker 8: don't do that because.

591
00:26:21,040 --> 00:26:21,920
Speaker 5: I don't earn enough.

592
00:26:22,520 --> 00:26:24,960
Speaker 8: And it just came up constantly to the point where

593
00:26:24,960 --> 00:26:26,480
Speaker 8: I was like, you know, when I think about a

594
00:26:26,480 --> 00:26:29,040
Speaker 8: lot of the books that I even read on personal finance,

595
00:26:29,480 --> 00:26:31,680
Speaker 8: there's a lot of information about what to do once

596
00:26:31,720 --> 00:26:32,080
Speaker 8: you have.

597
00:26:32,160 --> 00:26:34,679
Speaker 5: It, but the gap there is well, how do I

598
00:26:34,720 --> 00:26:35,760
Speaker 5: get it? You know?

599
00:26:36,160 --> 00:26:39,040
Speaker 8: And so I dedicated an entire section to earning more

600
00:26:39,080 --> 00:26:42,360
Speaker 8: money in the book. And it's not just about entrepreneurship,

601
00:26:42,400 --> 00:26:44,679
Speaker 8: because I realized that everyone is not called to be

602
00:26:44,720 --> 00:26:45,400
Speaker 8: an entrepreneur.

603
00:26:45,720 --> 00:26:48,800
Speaker 5: And to your earlier question, Mandy, that might be why.

604
00:26:48,600 --> 00:26:50,200
Speaker 8: Some of us are not getting where we want to

605
00:26:50,280 --> 00:26:52,280
Speaker 8: go because this life save.

606
00:26:52,200 --> 00:26:54,960
Speaker 4: For you Booth, thank you for saying real, not everyone's

607
00:26:55,000 --> 00:26:56,080
Speaker 4: meant to have their own business.

608
00:26:56,200 --> 00:26:59,200
Speaker 8: It's okay, you know, it's like it's like a craze,

609
00:26:59,280 --> 00:27:02,400
Speaker 8: you know, and it's you know, I really struggle with

610
00:27:02,560 --> 00:27:05,480
Speaker 8: quote unquote experts who make people feel that if they're

611
00:27:05,560 --> 00:27:08,880
Speaker 8: not out there hustling and you know, doing their own thing,

612
00:27:08,960 --> 00:27:10,360
Speaker 8: that they're doing something wrong.

613
00:27:10,680 --> 00:27:11,959
Speaker 5: Like I employ people.

614
00:27:12,320 --> 00:27:14,439
Speaker 8: I need them to you know what I'm saying, I

615
00:27:14,480 --> 00:27:16,919
Speaker 8: need them to run what I'm trying to do. Everybody

616
00:27:17,000 --> 00:27:19,240
Speaker 8: is not supposed to be their own boss.

617
00:27:19,320 --> 00:27:19,879
Speaker 5: They're just not.

618
00:27:20,520 --> 00:27:22,840
Speaker 8: And that's okay because you can serve in a different

619
00:27:22,880 --> 00:27:25,679
Speaker 8: way and still fulfill your purpose. And so in the

620
00:27:25,680 --> 00:27:27,680
Speaker 8: book I talk about workplace with them.

621
00:27:28,200 --> 00:27:28,480
Speaker 5: You know.

622
00:27:28,760 --> 00:27:31,360
Speaker 8: So if your thing is I need to earn more

623
00:27:31,400 --> 00:27:34,920
Speaker 8: money while I'm you know, on someone else's dime or

624
00:27:34,920 --> 00:27:37,960
Speaker 8: in someone else's job, can we talk about the fact that,

625
00:27:38,160 --> 00:27:39,960
Speaker 8: you know, if you want to raise you should probably

626
00:27:39,960 --> 00:27:41,760
Speaker 8: get to work on time, like cant.

627
00:27:41,600 --> 00:27:44,639
Speaker 5: We Is that too much to No, that's not too

628
00:27:44,680 --> 00:27:46,200
Speaker 5: much to ask to.

629
00:27:46,280 --> 00:27:49,960
Speaker 8: Ask, you know, like or you know you want the promotion,

630
00:27:50,720 --> 00:27:53,359
Speaker 8: you got to ask for it, you know. And it

631
00:27:53,359 --> 00:27:56,280
Speaker 8: can't be an emotional ask, ladies. It can't be like, well,

632
00:27:56,320 --> 00:27:59,199
Speaker 8: I feel like and you know because you see me

633
00:27:59,280 --> 00:27:59,840
Speaker 8: come early.

634
00:28:00,119 --> 00:28:00,960
Speaker 5: You know I leave late.

635
00:28:01,200 --> 00:28:04,840
Speaker 3: You kids, Yeah, I got.

636
00:28:04,800 --> 00:28:08,280
Speaker 8: KIDCA fees, you know, I got bills due. Listen, all

637
00:28:08,280 --> 00:28:10,760
Speaker 8: of that is true, and we hey.

638
00:28:10,720 --> 00:28:13,800
Speaker 5: We support you, we honor you. However, that's not a

639
00:28:13,840 --> 00:28:16,399
Speaker 5: good case to present to your boss or superior or

640
00:28:16,440 --> 00:28:20,320
Speaker 5: supervisor whomever. Right, So in the book, I talk about

641
00:28:20,359 --> 00:28:24,679
Speaker 5: strategies for building your bag folder. You know, what value

642
00:28:24,720 --> 00:28:25,959
Speaker 5: are you bringing to the table.

643
00:28:26,119 --> 00:28:28,719
Speaker 8: It can't just be about what you feel like, you know,

644
00:28:28,840 --> 00:28:30,800
Speaker 8: it has to be about the research. You have to

645
00:28:30,880 --> 00:28:33,480
Speaker 8: quantify what you've been able to do, because at the

646
00:28:33,560 --> 00:28:36,200
Speaker 8: end of the day, business is not all about emotions.

647
00:28:36,280 --> 00:28:39,360
Speaker 8: It's about the bottom line. And are you adding to

648
00:28:39,400 --> 00:28:42,600
Speaker 8: the bottom line? Are you are you saving the company money?

649
00:28:42,760 --> 00:28:43,440
Speaker 5: What are you doing?

650
00:28:43,480 --> 00:28:45,840
Speaker 8: Are you even in the right position? Does it really

651
00:28:45,920 --> 00:28:49,720
Speaker 8: serve you? Are you really doing the work that you

652
00:28:49,760 --> 00:28:52,160
Speaker 8: feel called to do, or do you just have a job.

653
00:28:52,440 --> 00:28:55,200
Speaker 8: There's nothing wrong with having a job, it's do you

654
00:28:55,240 --> 00:28:57,760
Speaker 8: have the right job for you? Because I realize that

655
00:28:57,800 --> 00:29:02,120
Speaker 8: when people are unfulfilled in their careers, usually that leads

656
00:29:02,160 --> 00:29:05,480
Speaker 8: them to mismanage their finances. Because I need so many

657
00:29:05,480 --> 00:29:07,880
Speaker 8: women who are quick to go to the mall on

658
00:29:07,920 --> 00:29:10,880
Speaker 8: a Friday because they're frustrated with everything that they've been

659
00:29:10,920 --> 00:29:13,400
Speaker 8: through all week, you know, And then we get into

660
00:29:13,560 --> 00:29:16,240
Speaker 8: justifying our purchases, like, oh, I work hard I deserve it.

661
00:29:16,280 --> 00:29:18,880
Speaker 8: Oh they don't work me this week. Oh no, that's

662
00:29:19,520 --> 00:29:22,560
Speaker 8: them working you this week. Doesn't justify you buying you know,

663
00:29:22,720 --> 00:29:25,480
Speaker 8: those pumps that you can't afford, you know, like those

664
00:29:25,640 --> 00:29:29,160
Speaker 8: two things don't go together. So instead of trying to

665
00:29:29,400 --> 00:29:33,640
Speaker 8: justify what you don't like about where you are, let's

666
00:29:33,720 --> 00:29:36,400
Speaker 8: work on putting you where you really belong so that

667
00:29:36,480 --> 00:29:39,240
Speaker 8: you can prioritize and then find prosperity.

668
00:29:39,520 --> 00:29:41,640
Speaker 3: So you said, January what day again?

669
00:29:42,440 --> 00:29:43,040
Speaker 5: Nineteenth?

670
00:29:43,200 --> 00:29:46,800
Speaker 6: Ooh January nineteenth, ladies, go and get it honestly. Like,

671
00:29:47,160 --> 00:29:48,920
Speaker 6: so for those of y'all who are listening, you know,

672
00:29:48,960 --> 00:29:52,000
Speaker 6: I'm the budget Lisa, and so many of the women

673
00:29:52,280 --> 00:29:54,760
Speaker 6: that I that work with me or follow me or

674
00:29:54,880 --> 00:29:56,160
Speaker 6: they love them some patrits.

675
00:29:56,160 --> 00:29:58,000
Speaker 3: They're like, do you know, p'tray somebody? You want to

676
00:29:58,000 --> 00:29:58,800
Speaker 3: get you autographed?

677
00:29:59,160 --> 00:29:59,560
Speaker 2: Hold on?

678
00:30:00,440 --> 00:30:03,880
Speaker 6: Yes, I had enough mosbe now. But no, honestly, they

679
00:30:03,960 --> 00:30:06,680
Speaker 6: love you. They're attracted to your You're obviously you know,

680
00:30:06,720 --> 00:30:09,240
Speaker 6: your financial savvy, but also your genuiness.

681
00:30:09,360 --> 00:30:11,040
Speaker 3: Just you're you give it to them straight.

682
00:30:11,080 --> 00:30:14,480
Speaker 6: So I'm so excited for this like second coming of

683
00:30:14,520 --> 00:30:17,560
Speaker 6: this amazing book, and I just know that it's gonna

684
00:30:17,560 --> 00:30:19,800
Speaker 6: do well, and I can't wait for your challenge, so

685
00:30:19,960 --> 00:30:20,960
Speaker 6: this is kind of I guess we can.

686
00:30:20,840 --> 00:30:22,440
Speaker 3: Announce it here even Manny doesn't.

687
00:30:22,480 --> 00:30:25,920
Speaker 2: Well, yeah, so for those of you who wait, you

688
00:30:25,960 --> 00:30:28,840
Speaker 2: need to do a setup that breaking, yes, breaking.

689
00:30:31,680 --> 00:30:35,400
Speaker 6: So for anybody who follows me the Budgetista online every January, well,

690
00:30:35,440 --> 00:30:39,000
Speaker 6: starting this January, I do this thing called the Live

691
00:30:39,120 --> 00:30:42,080
Speaker 6: Richer Challenge, and we have about twenty thousand women signed

692
00:30:42,160 --> 00:30:45,600
Speaker 6: up already. We'll have thirty thousand by January. And Patrisa

693
00:30:45,640 --> 00:30:47,480
Speaker 6: and I were just talking last week and she's doing

694
00:30:47,520 --> 00:30:50,360
Speaker 6: her challenge in February. What's the name of your challenge again?

695
00:30:50,800 --> 00:30:53,120
Speaker 5: The Earn More Money Challenge for Women.

696
00:30:53,040 --> 00:30:55,760
Speaker 6: So the Earn More Money Challenge for Women. So we're

697
00:30:55,760 --> 00:30:57,960
Speaker 6: gonna partner because I thought this doesn't make sense. So

698
00:30:58,000 --> 00:31:00,960
Speaker 6: many women need so I'm going to be teaching you

699
00:31:01,040 --> 00:31:03,520
Speaker 6: how to save and how to start collecting more abundance

700
00:31:03,600 --> 00:31:06,240
Speaker 6: and then feed you right into the Earn More Money

701
00:31:06,280 --> 00:31:08,680
Speaker 6: Challenge for Women by for tries. So we're partnering. So

702
00:31:08,720 --> 00:31:09,840
Speaker 6: I just think it'll be awesome.

703
00:31:10,440 --> 00:31:14,400
Speaker 5: I'm so excited, Aya so excited.

704
00:31:14,480 --> 00:31:17,040
Speaker 2: It's like peanut butter and jelly.

705
00:31:17,760 --> 00:31:19,480
Speaker 3: I'm like doing in the theater I wish you could

706
00:31:19,480 --> 00:31:19,760
Speaker 3: see me.

707
00:31:21,600 --> 00:31:23,760
Speaker 6: So yeah, so I just can't wait for you guys

708
00:31:23,760 --> 00:31:25,680
Speaker 6: to see what that kind of like collaboration looks like,

709
00:31:25,800 --> 00:31:29,600
Speaker 6: because it's just really important one for women of color

710
00:31:29,640 --> 00:31:32,640
Speaker 6: to collaborate, you know, Patrecea and I. Although like the

711
00:31:32,800 --> 00:31:35,320
Speaker 6: overarching goal is the same to help women live better,

712
00:31:36,760 --> 00:31:39,160
Speaker 6: that still we do things in different ways and so

713
00:31:39,560 --> 00:31:41,920
Speaker 6: you'll find something differently for me through the Live Richer

714
00:31:42,080 --> 00:31:45,160
Speaker 6: Challenge and something different from for Trees. And I just

715
00:31:45,240 --> 00:31:48,400
Speaker 6: think that there's not enough brown faces in this space,

716
00:31:48,640 --> 00:31:51,600
Speaker 6: and you know, and we and the thing is, we're

717
00:31:51,640 --> 00:31:54,080
Speaker 6: really supportive of each other, but we're trying to shift

718
00:31:54,120 --> 00:31:58,480
Speaker 6: from just being supportive to being strategic. And just like

719
00:31:58,520 --> 00:32:01,000
Speaker 6: even me and Mandy doing the podcast together, this is

720
00:32:01,000 --> 00:32:03,160
Speaker 6: a strategic alliance. So it's not just me saying, oh

721
00:32:03,200 --> 00:32:05,200
Speaker 6: I like them because I've known Mandy what like two.

722
00:32:05,120 --> 00:32:08,640
Speaker 2: Years before this or something for technically.

723
00:32:10,840 --> 00:32:13,880
Speaker 6: That's why we did have a f anniversary and so

724
00:32:14,040 --> 00:32:16,280
Speaker 6: but still, you know, so it's like it's one thing

725
00:32:16,320 --> 00:32:18,400
Speaker 6: to say, oh I like Mandy to being like, oh, well,

726
00:32:18,480 --> 00:32:21,160
Speaker 6: let's do a podcast together, and so, you know, just

727
00:32:21,280 --> 00:32:23,800
Speaker 6: learning that in this space of women of color, like

728
00:32:23,920 --> 00:32:27,040
Speaker 6: how can we do things and in ways that it's strategic,

729
00:32:27,080 --> 00:32:30,640
Speaker 6: so we can, like in just a technical way, move

730
00:32:30,680 --> 00:32:31,280
Speaker 6: each other forward.

731
00:32:31,320 --> 00:32:33,040
Speaker 3: So I'm just really excited to partner and do that.

732
00:32:33,120 --> 00:32:35,680
Speaker 8: So I am too, And I thank you so much

733
00:32:35,720 --> 00:32:39,160
Speaker 8: for your heart, Tiffany, and your willingness to be strategic

734
00:32:39,200 --> 00:32:41,600
Speaker 8: in that way and to partner and to be an

735
00:32:41,640 --> 00:32:44,960
Speaker 8: example to women in every industry, not just in an

736
00:32:45,000 --> 00:32:48,760
Speaker 8: industry where you know, we're you know, few and far between,

737
00:32:48,840 --> 00:32:52,640
Speaker 8: but just in every industry as women, you know, we

738
00:32:52,760 --> 00:32:55,560
Speaker 8: just have to dispel these myths that women don't like women,

739
00:32:56,080 --> 00:32:58,560
Speaker 8: or that women can't work together, that we can't support

740
00:32:58,560 --> 00:33:00,600
Speaker 8: each other and figure it out like that's such a crop.

741
00:33:00,680 --> 00:33:02,240
Speaker 5: I love women like and I.

742
00:33:02,200 --> 00:33:05,400
Speaker 8: Love you know, raw raw ron and cheering you on,

743
00:33:05,760 --> 00:33:08,560
Speaker 8: you know what I'm saying. But we just got to

744
00:33:08,600 --> 00:33:10,440
Speaker 8: do better and I'm glad to be an example of

745
00:33:10,480 --> 00:33:12,560
Speaker 8: that along with you and you guys have been an

746
00:33:12,600 --> 00:33:14,560
Speaker 8: example to me, so I appreciate that as well.

747
00:33:14,720 --> 00:33:16,960
Speaker 4: So exciting care So, where can we send people to

748
00:33:17,000 --> 00:33:18,360
Speaker 4: find out about these challenges?

749
00:33:18,440 --> 00:33:21,000
Speaker 2: Is there like one website where can we send folks?

750
00:33:21,400 --> 00:33:24,720
Speaker 8: Yes, they're going to go to I can Earn More

751
00:33:24,800 --> 00:33:25,560
Speaker 8: dot com.

752
00:33:26,040 --> 00:33:27,560
Speaker 2: I can earn More dot com.

753
00:33:27,560 --> 00:33:29,080
Speaker 6: Okay, and then if you want to sign up for

754
00:33:29,080 --> 00:33:32,600
Speaker 6: the Live Richer Challenge, it's Live Richer Challenge dot com.

755
00:33:32,880 --> 00:33:34,520
Speaker 6: And the good thing is is that as you take

756
00:33:34,560 --> 00:33:37,480
Speaker 6: the challenge, like in my challenge, I'll be pushing you

757
00:33:37,560 --> 00:33:40,320
Speaker 6: toward Patreesa's challenge, and then in her challenge, she'll be

758
00:33:40,360 --> 00:33:43,120
Speaker 6: throwing people back. So even if you miss one, you'll

759
00:33:43,160 --> 00:33:44,560
Speaker 6: be able to take it like it just will be

760
00:33:44,560 --> 00:33:46,280
Speaker 6: a cycle that'll continue throughout the year.

761
00:33:46,440 --> 00:33:51,200
Speaker 2: So let me play the interested listener. Okay, how much

762
00:33:51,240 --> 00:33:51,920
Speaker 2: does it cost?

763
00:33:52,280 --> 00:33:57,760
Speaker 8: Oh, it's free, totally complimentary.

764
00:33:57,760 --> 00:34:01,040
Speaker 2: Not in that that's my favorite pres.

765
00:34:00,480 --> 00:34:02,200
Speaker 6: Yeah, so where can they get your books? So when

766
00:34:02,200 --> 00:34:04,480
Speaker 6: it comes out, where can they get your book? Where

767
00:34:04,480 --> 00:34:05,280
Speaker 6: can they find it?

768
00:34:05,840 --> 00:34:08,759
Speaker 8: Well, I'm so excited to say that you'll be able

769
00:34:08,800 --> 00:34:13,480
Speaker 8: to find the book everywhere books are so so go

770
00:34:13,520 --> 00:34:15,440
Speaker 8: and target and act a fool if you don't get it.

771
00:34:15,480 --> 00:34:16,839
Speaker 5: And I'm kidding no.

772
00:34:16,880 --> 00:34:19,520
Speaker 8: But it'll be available on Amazon, Barnes and Nobles. You

773
00:34:19,560 --> 00:34:22,719
Speaker 8: can always go to Real Moneyanswers dot com and they'll

774
00:34:22,760 --> 00:34:24,719
Speaker 8: be a link there and I'll link you to all

775
00:34:24,760 --> 00:34:28,640
Speaker 8: the retailers that I know of. But yeah, it'll be everywhere.

776
00:34:28,640 --> 00:34:32,000
Speaker 8: Books are sold January nineteenth. Oh and if you pre

777
00:34:32,200 --> 00:34:36,480
Speaker 8: order then I have some amazing freebies. I am giving

778
00:34:36,480 --> 00:34:40,840
Speaker 8: away some freebes, more free sum not just the challenge,

779
00:34:40,880 --> 00:34:44,120
Speaker 8: but you'll be able to take my Mindset and Money Masterclass,

780
00:34:44,200 --> 00:34:48,120
Speaker 8: which is a four part class that teaches you a

781
00:34:48,120 --> 00:34:49,240
Speaker 8: lot of the same things.

782
00:34:49,320 --> 00:34:50,040
Speaker 5: You know.

783
00:34:49,880 --> 00:34:53,480
Speaker 8: You will be so financially fierced by the time twenty

784
00:34:53,520 --> 00:34:56,400
Speaker 8: sixteen is over. Like you you don't even understand between

785
00:34:56,480 --> 00:34:59,640
Speaker 8: siventy nine and go on to Yahoo and reading Mandy stuff,

786
00:34:59,640 --> 00:35:01,799
Speaker 8: you'll be so even I'm getting.

787
00:35:01,560 --> 00:35:04,279
Speaker 4: Excited for January. I'm like, on the new year, it's

788
00:35:04,320 --> 00:35:06,080
Speaker 4: just like cold winter time. But now I'm like, maybe

789
00:35:06,120 --> 00:35:08,759
Speaker 4: I'll do something. Let me give me a raise.

790
00:35:11,000 --> 00:35:12,919
Speaker 6: No, but this is just gonna be awesome. So where

791
00:35:12,920 --> 00:35:14,280
Speaker 6: can they find you on social media?

792
00:35:15,160 --> 00:35:19,600
Speaker 8: I am everywhere at Seek Wisdom pc W. That's Seek

793
00:35:19,719 --> 00:35:26,320
Speaker 8: Wisdom PCW. That's on Instagram, Facebook, Twitter, and Periscope.

794
00:35:26,320 --> 00:35:28,399
Speaker 4: Well, we're going to link to all your pages on

795
00:35:28,440 --> 00:35:31,640
Speaker 4: the blog post on Brown Ambition podcast dot com, so

796
00:35:31,760 --> 00:35:33,960
Speaker 4: you'll find notes from her interview, links to her website

797
00:35:33,960 --> 00:35:35,279
Speaker 4: to where you can find the book, where you can

798
00:35:35,320 --> 00:35:37,799
Speaker 4: find her on social Patrese Thank you so much for

799
00:35:37,840 --> 00:35:40,279
Speaker 4: coming on Brown Ambition. It's been amazing chatting with you

800
00:35:40,360 --> 00:35:40,560
Speaker 4: and it.

801
00:35:40,600 --> 00:35:43,080
Speaker 5: Has Thank you guys so much for having me. I

802
00:35:43,120 --> 00:35:46,480
Speaker 5: feel so special. You guys feel like a top rated

803
00:35:46,760 --> 00:35:47,799
Speaker 5: you know podcast.

804
00:35:48,800 --> 00:35:53,319
Speaker 2: Oh yeah, we're big guy, I'm down there. It's a

805
00:35:53,360 --> 00:35:53,799
Speaker 2: big deal.

806
00:35:54,040 --> 00:36:05,000
Speaker 5: I'm happy to be a part ex