1 00:00:00,160 --> 00:00:03,520 Speaker 1: Morning. Everybody is j n V Charlemagne the guy. We 2 00:00:03,560 --> 00:00:05,880 Speaker 1: are the breakfast club out co host B Scott is 3 00:00:05,920 --> 00:00:08,559 Speaker 1: here and we're opening up the phone lines eight hundred 4 00:00:08,560 --> 00:00:10,280 Speaker 1: and five A five, one oh five one. We were 5 00:00:10,320 --> 00:00:13,480 Speaker 1: talking about something we've seen in the Business Insider where 6 00:00:13,480 --> 00:00:15,760 Speaker 1: they're saying the majority of Americans now think a college 7 00:00:15,760 --> 00:00:18,520 Speaker 1: degree isn't worth it, and they said fifty six percent 8 00:00:18,520 --> 00:00:21,120 Speaker 1: of Americans now say a four year college degree isn't 9 00:00:21,160 --> 00:00:24,720 Speaker 1: worth the cost. And I was saying that I got 10 00:00:24,720 --> 00:00:27,440 Speaker 1: my degree of course from Hampton University HBCU shot everybody 11 00:00:27,440 --> 00:00:29,240 Speaker 1: at all at Hampton and LUMS. I would say that 12 00:00:29,280 --> 00:00:31,600 Speaker 1: I think that students should take some time off before 13 00:00:31,640 --> 00:00:33,120 Speaker 1: they go to college. And I'm gonna tell you why. 14 00:00:33,880 --> 00:00:35,839 Speaker 1: When I went to college, and as most students go 15 00:00:35,880 --> 00:00:37,879 Speaker 1: to college, a lot of them go to pass. They 16 00:00:37,920 --> 00:00:40,120 Speaker 1: just want to get their degree and get out. And 17 00:00:40,360 --> 00:00:42,360 Speaker 1: that's what I did. I got my degree and got out. 18 00:00:42,360 --> 00:00:46,000 Speaker 1: But now realizing there are so many classes and courses 19 00:00:46,120 --> 00:00:48,320 Speaker 1: that I should have really listened to because it would 20 00:00:48,320 --> 00:00:50,440 Speaker 1: have helped me in you know, in life, in life, 21 00:00:50,520 --> 00:00:52,280 Speaker 1: you know what I mean. And I wish I could 22 00:00:52,280 --> 00:00:54,240 Speaker 1: go back to those courses and I tell my daughter 23 00:00:54,240 --> 00:00:57,040 Speaker 1: who's in NYU now that you know, take those classes serious. 24 00:00:57,040 --> 00:00:59,800 Speaker 1: Just don't study to pass, study to actually learn. But 25 00:01:00,000 --> 00:01:03,360 Speaker 1: it was accountant, whether it's business, whether it's marketing and management. Now, 26 00:01:03,360 --> 00:01:05,319 Speaker 1: I didn't get my degree in communications. I got my 27 00:01:05,400 --> 00:01:08,360 Speaker 1: degree in marketing and management, which I use in my 28 00:01:08,400 --> 00:01:10,560 Speaker 1: career because I always said I was going to have 29 00:01:10,640 --> 00:01:12,800 Speaker 1: money going into high school. But I just needed to 30 00:01:12,800 --> 00:01:14,600 Speaker 1: know how to keep it, how to invest it, and 31 00:01:14,640 --> 00:01:17,080 Speaker 1: that's what college taught me. But I tell kids to 32 00:01:17,120 --> 00:01:18,920 Speaker 1: take time off when I tell kids what courses they 33 00:01:18,920 --> 00:01:20,720 Speaker 1: should take, because I think they got to figure out 34 00:01:20,720 --> 00:01:22,280 Speaker 1: and learn what they want to do. You know, I 35 00:01:22,319 --> 00:01:24,120 Speaker 1: think if you take that time off, maybe jump into 36 00:01:24,160 --> 00:01:26,440 Speaker 1: the workforce a little bit, then you can really understand 37 00:01:26,440 --> 00:01:28,399 Speaker 1: what you want to do. Because most people don't know 38 00:01:28,440 --> 00:01:29,920 Speaker 1: what they want to do. They go college, They go 39 00:01:29,959 --> 00:01:32,039 Speaker 1: to college and just try to figure it out. That's 40 00:01:32,480 --> 00:01:34,600 Speaker 1: because you know, I tell my daughter, my daughter's fourteen, 41 00:01:34,600 --> 00:01:37,240 Speaker 1: now she's a freshman, I'll tell her now that you know, 42 00:01:37,280 --> 00:01:38,800 Speaker 1: even if she doesn't know what she wants to do. 43 00:01:38,880 --> 00:01:41,720 Speaker 1: Even even though she does, I think going to college 44 00:01:41,880 --> 00:01:43,959 Speaker 1: is a good thing to do until you figure it 45 00:01:44,000 --> 00:01:46,320 Speaker 1: out because yeah, because you're not wasting time, like at 46 00:01:46,360 --> 00:01:48,440 Speaker 1: least you'll have a degree after those four years. I 47 00:01:48,480 --> 00:01:50,160 Speaker 1: didn't go to college, you know, even though I am 48 00:01:50,160 --> 00:01:52,840 Speaker 1: a doctor honorary doctor from South Carolina, but I didn't 49 00:01:52,880 --> 00:01:54,320 Speaker 1: go to college. But I'm just saying I feel like 50 00:01:54,400 --> 00:01:59,040 Speaker 1: that four years is it's a good way to deal 51 00:01:59,080 --> 00:02:01,520 Speaker 1: with your time, but productive courses that you don't like. 52 00:02:01,560 --> 00:02:04,440 Speaker 1: My daughter went from real estate to be she wanted 53 00:02:04,480 --> 00:02:06,600 Speaker 1: to be an attorney, that she went back to real estate, 54 00:02:06,720 --> 00:02:10,160 Speaker 1: so she doesn't necessarily know what do you think? I mean, 55 00:02:10,200 --> 00:02:12,520 Speaker 1: I can only speak from experience, so you know, I 56 00:02:12,560 --> 00:02:15,400 Speaker 1: went to the University of nor Kaline Choppa Hill, and 57 00:02:15,680 --> 00:02:19,280 Speaker 1: for me it was something that was definitely needed because 58 00:02:19,280 --> 00:02:22,360 Speaker 1: it gave me a basic working knowledge of the world. 59 00:02:22,720 --> 00:02:24,480 Speaker 1: And I feel like a lot of people could benefit 60 00:02:24,520 --> 00:02:28,200 Speaker 1: from that. I do believe that just knowing just fundamentals 61 00:02:28,400 --> 00:02:31,600 Speaker 1: of just like photosynthesis or just like certain things, just 62 00:02:31,919 --> 00:02:34,880 Speaker 1: allows you to appreciate things in a whole new way. 63 00:02:35,360 --> 00:02:38,320 Speaker 1: And I do believe that you should use college, as 64 00:02:38,360 --> 00:02:41,440 Speaker 1: you were saying Charlemagne, to kind of explore because that's 65 00:02:41,440 --> 00:02:43,760 Speaker 1: what the general requirements are. So the general requirements are 66 00:02:43,800 --> 00:02:46,040 Speaker 1: all over the place, and as you explore different little 67 00:02:46,040 --> 00:02:48,200 Speaker 1: taste of things, you can then say, Okay, I want 68 00:02:48,240 --> 00:02:50,560 Speaker 1: to go deeper in that, and that becomes your major. 69 00:02:50,840 --> 00:02:52,799 Speaker 1: And my fear is that if they were to take 70 00:02:52,840 --> 00:02:55,280 Speaker 1: time off and they go and work, then they're going 71 00:02:55,360 --> 00:02:58,239 Speaker 1: to start getting real life responsibilities, which means you're buying 72 00:02:58,280 --> 00:02:59,880 Speaker 1: stuff with the money that you're making in this job, 73 00:03:00,160 --> 00:03:02,160 Speaker 1: and so that means you got to keep that job 74 00:03:02,280 --> 00:03:04,480 Speaker 1: to keep these things, and they prevents you from ever 75 00:03:04,520 --> 00:03:07,200 Speaker 1: going back. So every thing about exploring is you're exploring 76 00:03:07,480 --> 00:03:09,440 Speaker 1: by paying a bill. Like you look at certain colleges 77 00:03:09,480 --> 00:03:12,200 Speaker 1: of forty fifty thousand dollars a year and you're exploring 78 00:03:12,480 --> 00:03:14,800 Speaker 1: spending money and might not you might be taking the 79 00:03:14,800 --> 00:03:16,320 Speaker 1: wrong classes that you don't like. Like there's a lot 80 00:03:16,360 --> 00:03:18,600 Speaker 1: of people that or six years seven year college students 81 00:03:18,639 --> 00:03:20,840 Speaker 1: because they started thinking they want to be something and 82 00:03:20,840 --> 00:03:22,600 Speaker 1: then they wound up figuring it out, that's not what 83 00:03:22,639 --> 00:03:24,480 Speaker 1: I want to do. And then by the time they graduate, 84 00:03:24,520 --> 00:03:26,320 Speaker 1: they have three hundred four hundred thousand dollars worth of 85 00:03:26,360 --> 00:03:28,079 Speaker 1: debt that they got to pay off and now it 86 00:03:28,160 --> 00:03:30,240 Speaker 1: takes some twelve years to pay off. Right, Like what 87 00:03:30,280 --> 00:03:31,960 Speaker 1: be Scott said, though you know, if you don't go 88 00:03:31,960 --> 00:03:34,120 Speaker 1: to school, you probably getting the habit of just working. Yeah, 89 00:03:34,160 --> 00:03:36,280 Speaker 1: you know. And I also think that sometimes you can 90 00:03:36,320 --> 00:03:38,160 Speaker 1: tell it, like when people just don't have a basic 91 00:03:38,240 --> 00:03:40,760 Speaker 1: knowledge of stuff, you'd be like, oh, okay, I get it. 92 00:03:40,800 --> 00:03:46,360 Speaker 1: You just you skip some courses. Let's go to the 93 00:03:46,400 --> 00:03:48,680 Speaker 1: phone lines. A lot of people are on the lines. Hello, 94 00:03:48,760 --> 00:03:52,320 Speaker 1: who's this Good morning, hey Bernard, go on and talk 95 00:03:52,320 --> 00:03:54,119 Speaker 1: to us. All right, So I just wanted to touch 96 00:03:54,160 --> 00:03:58,040 Speaker 1: on the I word out of college. I've thought about 97 00:03:58,040 --> 00:04:01,520 Speaker 1: eleven years and so when it comes to the affordability, 98 00:04:01,760 --> 00:04:06,280 Speaker 1: colleges are very but it's also public schools that are 99 00:04:06,760 --> 00:04:10,280 Speaker 1: much more affordable. And in some cases we qualified for 100 00:04:10,400 --> 00:04:13,640 Speaker 1: like programs but actually do an entire um not sure 101 00:04:13,760 --> 00:04:16,880 Speaker 1: degroup for free without paying anything out of pocket. It's 102 00:04:17,000 --> 00:04:20,640 Speaker 1: usually when we get to those masters degrees and gradual 103 00:04:20,720 --> 00:04:24,280 Speaker 1: program or those private schools that folks are paying a 104 00:04:24,279 --> 00:04:27,600 Speaker 1: ton of money and not really seeing that return on investment. Okay, 105 00:04:28,080 --> 00:04:30,160 Speaker 1: I won't say that too. You know the bad thing 106 00:04:30,160 --> 00:04:31,880 Speaker 1: and this is why we always talk about, you know, 107 00:04:31,960 --> 00:04:35,760 Speaker 1: free education. My mom worked extra hard and my dad 108 00:04:35,800 --> 00:04:39,080 Speaker 1: work extra hard to so that I wouldn't have huge 109 00:04:39,080 --> 00:04:41,080 Speaker 1: college bills when I graduated, right, I think they pay 110 00:04:41,160 --> 00:04:42,680 Speaker 1: like seventy percent of my college to which and I 111 00:04:42,680 --> 00:04:44,760 Speaker 1: had to pay thirty percent when I graduate. So for me, 112 00:04:44,839 --> 00:04:47,039 Speaker 1: the biggest thing for my kids, I have six, is 113 00:04:47,080 --> 00:04:50,800 Speaker 1: to make sure that you have six, six kids twenty one, eighteen, 114 00:04:50,920 --> 00:04:52,920 Speaker 1: nine eighty six in a one year old. That's impressive. 115 00:04:53,000 --> 00:04:55,359 Speaker 1: But for me, I want to make sure my kids 116 00:04:55,360 --> 00:04:57,839 Speaker 1: don't have any college bills, so I work extra hard 117 00:04:57,880 --> 00:04:59,960 Speaker 1: to make sure when they graduate they start from zero. 118 00:05:00,320 --> 00:05:02,320 Speaker 1: You do have to work extra hard with six kids. 119 00:05:02,400 --> 00:05:09,080 Speaker 1: Yeare six kids, you can see six more. I was like, 120 00:05:09,160 --> 00:05:11,800 Speaker 1: I got one wife and all my kids from one woman. 121 00:05:12,000 --> 00:05:13,880 Speaker 1: That is true. You know. You know what that was? 122 00:05:13,920 --> 00:05:15,840 Speaker 1: What college do that? I don't hear y'all talk about enough. 123 00:05:16,120 --> 00:05:18,440 Speaker 1: Don't you learn other things outside of just getting a degree, 124 00:05:18,480 --> 00:05:22,080 Speaker 1: like meeting people, networking skills? That was another thing, you know. 125 00:05:22,200 --> 00:05:23,840 Speaker 1: Me coming from New York, all I was about was 126 00:05:23,920 --> 00:05:25,560 Speaker 1: New York. But when I went to college, I had 127 00:05:25,600 --> 00:05:27,919 Speaker 1: a roommate from Mississippi. I had a roommate from Ohio. 128 00:05:28,000 --> 00:05:29,560 Speaker 1: I had a roommate from New Orleans. I had a 129 00:05:29,640 --> 00:05:32,840 Speaker 1: roommate from Jersey. So it opened me up, you know, 130 00:05:32,880 --> 00:05:35,480 Speaker 1: doing music to all those different areas of music and 131 00:05:35,520 --> 00:05:37,880 Speaker 1: things like that, and in most cases, it's a safer 132 00:05:38,000 --> 00:05:41,000 Speaker 1: environment to a spot different things and learn how to 133 00:05:41,200 --> 00:05:44,040 Speaker 1: interact with people than the real world. So it's like 134 00:05:44,120 --> 00:05:46,040 Speaker 1: a buffer, it's like a step right before you on 135 00:05:46,120 --> 00:05:48,680 Speaker 1: your own. And that's why I'm not knocking these people 136 00:05:48,720 --> 00:05:51,080 Speaker 1: who say that it wasn't worth it to get a degree. 137 00:05:51,200 --> 00:05:55,120 Speaker 1: But are you just equating worth to monetization, because I'm 138 00:05:55,120 --> 00:05:57,640 Speaker 1: sure you probably got life lifelong friends, Like my wife 139 00:05:57,680 --> 00:06:00,280 Speaker 1: has her two best friends or from college, you know 140 00:06:00,279 --> 00:06:02,320 Speaker 1: what I mean, they're friends with twenty plus years. And 141 00:06:02,400 --> 00:06:04,000 Speaker 1: I also think that you touched on something that was 142 00:06:04,120 --> 00:06:06,160 Speaker 1: powerful you said in terms of a lot of people 143 00:06:06,200 --> 00:06:08,480 Speaker 1: go to college just to pass. Correct, it's about why 144 00:06:08,640 --> 00:06:11,000 Speaker 1: you are there. But if you're there to learn and 145 00:06:11,120 --> 00:06:14,040 Speaker 1: actually get something from the experience, you're going to have 146 00:06:14,120 --> 00:06:16,240 Speaker 1: a different result than someone that's they're just to pass. 147 00:06:16,440 --> 00:06:18,200 Speaker 1: That's true to Like, I didn't want to go to college, right, 148 00:06:18,240 --> 00:06:20,240 Speaker 1: I was a DJ. I wanted to do music, but 149 00:06:20,360 --> 00:06:22,880 Speaker 1: in my family, I was the first person to go 150 00:06:23,040 --> 00:06:25,760 Speaker 1: to college in my family. Wow, So my parents were like, no, 151 00:06:25,839 --> 00:06:27,159 Speaker 1: you're going, Like they wanted me to go to more 152 00:06:27,200 --> 00:06:28,400 Speaker 1: house and I was like, more houses too far, like 153 00:06:28,440 --> 00:06:30,440 Speaker 1: they wanted me to go. So for me it was 154 00:06:30,520 --> 00:06:33,560 Speaker 1: I was doing it more for them then for you're 155 00:06:33,560 --> 00:06:35,600 Speaker 1: not a more house man. You went Hampton was good 156 00:06:35,640 --> 00:06:38,320 Speaker 1: for you. I'm a Hampton man, sir. Yeah that's yeah, yeah, yeah, 157 00:06:38,680 --> 00:06:40,800 Speaker 1: it's nothing wrong with being an I can call some 158 00:06:41,080 --> 00:06:43,080 Speaker 1: my more house people. Do you think's a more house man? 159 00:06:44,160 --> 00:06:49,360 Speaker 1: But I thought the Howard Howard, Oh my god, I'm 160 00:06:49,360 --> 00:06:51,320 Speaker 1: about to fight you in here. I'm about I'm about 161 00:06:51,320 --> 00:06:55,240 Speaker 1: to fight you a here my money. I've been fighting 162 00:06:55,279 --> 00:06:58,800 Speaker 1: my whole life. Now five a five five one. We're 163 00:06:58,800 --> 00:07:01,320 Speaker 1: talking about college this morning. Now, we were saying a 164 00:07:01,400 --> 00:07:04,159 Speaker 1: majority of America's now thinking think getting a college degree 165 00:07:04,279 --> 00:07:06,640 Speaker 1: isn't worth What are your thoughts? And they're saying fifty 166 00:07:06,640 --> 00:07:08,799 Speaker 1: six percent of America's now say a four year college 167 00:07:08,880 --> 00:07:10,960 Speaker 1: degree isn't worth the cost. Let's talk about it. It's 168 00:07:10,960 --> 00:07:11,920 Speaker 1: the breakfast club the morning