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Speaker 1: We are ten episodes away from hitting episode one hundred,

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Speaker 1: and I am so freaking excited and most importantly proud

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Speaker 1: of myself child. This has been an exciting journey, and

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Speaker 1: to show my appreciation, I will be doing a giveaway

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Speaker 1: per episode until we reach episode one hundred. This week's

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Speaker 1: giveaway is this week's guest favorite book, Think and Grow Rich,

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Speaker 1: A black choice is so motivational. Every morning I've been

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Speaker 1: reading the chapter and it really helps me set the

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Speaker 1: tone for the rest of my day, y'all. Like no lie,

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Speaker 1: I am giving away a copy of this book to

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Speaker 1: a listener that emails me explaining why he or she

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Speaker 1: loves the PhD podcast. The deadline for this giveaway is Friday,

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Speaker 1: November six, so make it good. The winner will be

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Speaker 1: announced on the following week's episode and your book will

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Speaker 1: be sent out a S A P. Good luck and enjoyed.

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Speaker 1: This week's episode, y'all is so good. She is this

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Speaker 1: week's guest and stolen Spiring, and I would definitely be

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Speaker 1: reaching out to her for her to assist me in

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Speaker 1: eliminating my student loan debt. So stay told for that,

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Speaker 1: but really get your pains to paper out and enjoy

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Speaker 1: this week's episode until next time later. Welcome. You are

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Speaker 1: now listening to the Professional Professional Professional, Hey, Professional Home Girls,

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Speaker 1: and it's your girl. Eben a from the PhD podcast,

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Speaker 1: the only place where you would hear interviews from women

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Speaker 1: anoviously on stories that were in an expand on taboo topics. Now,

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Speaker 1: if you hear someone that sounds familiar, mind ABIs to

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Speaker 1: pays you child. If you like the PSD podcast, please rate,

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Speaker 1: review and subscribe on Apple Podcasts. Please five star reviews

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Speaker 1: only hold me down, don't hold me up. You can

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Speaker 1: connect with me on Instagram at the Professional Home Girl,

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Speaker 1: at the PSC podcast, and last not least at and

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Speaker 1: a Beauty. If you're all caught up with episodes, listen

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Speaker 1: to bonus episodes by supporting the PSC podcast Patreon account.

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Speaker 1: To support, please visit www dot patreon dot com. Forward

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Speaker 1: slash the PSD podcast now. Please keep in mind that

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Speaker 1: on my guests aren't honest. So let's begin this week's episode.

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Speaker 1: I am so super excited to be speaking with this

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Speaker 1: week's guest. Our guest is the first African American woman

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Speaker 1: owned student loan debt repayments company in the country. She

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Speaker 1: has been dropping financial gems on b et Black Enterprise

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Speaker 1: that since for Steve Harry Show and so many more

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Speaker 1: other platforms across the nation. So to my guest, thank

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Speaker 1: you so much for taking up time out of your

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Speaker 1: busy schedule to speak with me. Thanks so much for

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Speaker 1: having me tonight. How are you doing. I'm doing good.

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Speaker 1: It's a good week. Good, good good. How has the

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Speaker 1: pan Didna been treating you? You know what? I really

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Speaker 1: can't complain even if I wanted to. Was a little

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Speaker 1: stressful at first, but um, business has been good, surprisingly um.

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Speaker 1: And it was really probably the sit down and the

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Speaker 1: clarity and focus I needed, UM that I didn't know

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Speaker 1: I needed the stillness right. So before we get into

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Speaker 1: your story, So your story is so inspirational, please explain

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Speaker 1: what you do So at CEO of the Studentlone Doctor,

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Speaker 1: I'm taking on Sally May and her cousin's and I'm joking.

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Speaker 1: You know it's weird. Um, I want to just start off.

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Speaker 1: I say I did not wake up one day and

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Speaker 1: decided to take on Sally May quite head failed me. Um.

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Speaker 1: My profession is in higher education, where I was helping

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Speaker 1: people understand their student loans and their plans for college.

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Speaker 1: So that turned into a consulting business in which I

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Speaker 1: was able to work with people one on one to

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Speaker 1: really have that conversation we just weren't having about our debt.

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Speaker 1: M M. It kind of blew up very quickly and

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Speaker 1: as a result, um, I had to hire and scale

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Speaker 1: pretty quickly. And it's really really excited just to see

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Speaker 1: what's happening over the years with the business and now

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Speaker 1: it's become a big brand in itself just because of

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Speaker 1: the awareness and the attention we're turning towards student loan debt.

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Speaker 1: What are some of the services you offer? So we

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Speaker 1: work with people one on one with a consultation and

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Speaker 1: that's really they just kind of create a game plan

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Speaker 1: to figure out what we can do or you should

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Speaker 1: do for your loans, and then we can help people

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Speaker 1: in terms of doing the work for them or we

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Speaker 1: do have a lot of do it yourself packages in

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Speaker 1: which you can just really you get guidance on doing

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Speaker 1: it yourself and that makes you more comfortable. UM. So

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Speaker 1: that's the consulting piece of the business. And then of

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Speaker 1: course we do workshops, webinars and have a lot of

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Speaker 1: products around understanding the debt too. And I know you

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Speaker 1: said if people like you kind of blew up overnight,

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Speaker 1: but you were doing this for our long time. Yeah,

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Speaker 1: it's been four years, um. So the first two years

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Speaker 1: was really just like kind of nose to the ground.

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Speaker 1: And in the two thousand and eighteen we had our

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Speaker 1: big media breakout and then you know, nothing was like

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Speaker 1: kind of normal after after that ever since, so I

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Speaker 1: can imagine. Yeah, it was two eighteen was like the

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Speaker 1: bust year ever um, and then it just only gets better.

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Speaker 1: So that was the big year. So after door. Some research,

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Speaker 1: black women are heavily affected by student loan debt. Please

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Speaker 1: explaining how student loan that impacts women of color. Yeah, disproportionately,

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Speaker 1: it affects African American women. Um, but they didn't tell

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Speaker 1: us on Love and Hip hop. Is that African American

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Speaker 1: women have the most degrees UM and most studied UM.

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Speaker 1: And so as results, having the most degrees comes what

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Speaker 1: the most debt. And so we have to make a

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Speaker 1: plan for that, right, And so the challenges when it

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Speaker 1: comes to having this student loan debt is that we

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Speaker 1: see it affect home buying, investing, relationships, employment, and it's

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Speaker 1: just the list can go on, and so it's not

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Speaker 1: just about having the debt in terms of a number.

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Speaker 1: It's about everything surrounding the debt as well. Another thing

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Speaker 1: I found in my research is that student loan debt

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Speaker 1: is one of the main reasons why people commit suicide. Yeah, well,

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Speaker 1: that's a part of mental health and wellness that you

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Speaker 1: don't talk about a lot because it is such a

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Speaker 1: big stigmatism in our community, particularly UM. But yeah, thirties

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Speaker 1: through forties, it's really really huge in terms of effecting

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Speaker 1: someone's mental health, especially you've got that. Yes, why do

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Speaker 1: you think it's so important for us to normalize these

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Speaker 1: conversations on look eliminated student that. But we can't make

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Speaker 1: any change if we don't have conversations around how we

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Speaker 1: can fix the problem or solve it for future generations

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Speaker 1: to come. The reality is, if we are talking about

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Speaker 1: it in our generation, then our children and their children's

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Speaker 1: children shouldn't have to know student loan that if we

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Speaker 1: plan accordingly and wisely. And then the thing is, we

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Speaker 1: talk about everything else, everything else but money, but student loans,

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Speaker 1: and we just have to decide are we going to

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Speaker 1: be a part of changing that narrative or not. And

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Speaker 1: I also feel like a lot of the mistakes I

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Speaker 1: made with money could have been easily aborted if more

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Speaker 1: conversations like this would have Yeah, that's me for sure.

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Speaker 1: Like if we would be able to have these conversations

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Speaker 1: not be pre judge or word about being judged, and

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Speaker 1: I think for sure we would be able that you know,

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Speaker 1: have a better conversation. Wall So, like me and my listeners,

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Speaker 1: when I was in college, student loans were the only

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Speaker 1: option that I had. So what are some things that

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Speaker 1: you think people should have known before taking out student

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Speaker 1: loans before college? Well, it's still like that for people. UM.

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Speaker 1: Unless we are talking about being more resourceful and preparing

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Speaker 1: for scholarships or saving with five to nine plans, you

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Speaker 1: know it's going to continue to stay that way. So

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Speaker 1: when we talk about resources moving forward, one of the

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Speaker 1: resources that we're really pushing for people to consider UM

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Speaker 1: is saving early for college. And I'll give you a

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Speaker 1: good example. If you are listening to this and you

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Speaker 1: have a young child, you want to look at your

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Speaker 1: states five to nine plan, talk with a professional to

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Speaker 1: see what's the best option to start saving for college now.

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Speaker 1: And so giving example, let's say little Ray Ray has

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Speaker 1: a birthday. We're not buying him toys and and things

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Speaker 1: that that you. What we're gonna do for him is

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Speaker 1: we're gonna give twenty dollars that the community, the tribe

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Speaker 1: can give twenty dollars to Little ray Rate and that

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Speaker 1: money can grow and be avolable for college. Um. I

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Speaker 1: know a few people who have done this. And what

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Speaker 1: happens is it makes the children work a little bit

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Speaker 1: harder in my opinion, when they're in school. Because see

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Speaker 1: the one lady I know, she puts it up on

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Speaker 1: her child's wall and colors. And as the money grows,

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Speaker 1: if he's waking up every day looking at his wall

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Speaker 1: of money growing, he's probably going to perform better in

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Speaker 1: school because we're giving him unconscious permission to be great

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Speaker 1: in school because he has a plan post high school?

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Speaker 1: What about after college? For some things that people should

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Speaker 1: know well after college, the name of the game is

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Speaker 1: you need to figure out how to repay them quickly

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Speaker 1: and efficiently or can you get these forgiving? And if

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Speaker 1: you follow me on social media, you know that's all

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Speaker 1: I'm taught think about right now? Don't forgiven? Don't forgiveness? Yeah,

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Speaker 1: I definitely hit you up about that too. Yes, it's

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Speaker 1: so underrated and it really is. In a position to

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Speaker 1: where if you don't understand how these programs work, you're

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Speaker 1: gonna say that they don't work or you don't participate

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Speaker 1: in them. And now because you work at the nonprofit

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Speaker 1: or in social social services or and now you're like,

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Speaker 1: I could have took advantage of this, but now it's

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Speaker 1: too late. So maybe you're listening to this and you're

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Speaker 1: in your twenties and thirties, but how great would it

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Speaker 1: be to get rid of this step by your forties? Yeah,

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Speaker 1: that's my goal. Like when I tell you, like when

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Speaker 1: I started reading more into your story because I remember

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Speaker 1: when you popped off, but like like I've really just

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Speaker 1: been into your story and I'm like, yeah, I need

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Speaker 1: to have this debt eliminated. Mm hmmmm. Not only that

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Speaker 1: it stops you from growing wealth. So one of thing

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Speaker 1: really really intentional about this year, and I'm really crowd

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Speaker 1: out make this formal announcement about it, is that I

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Speaker 1: technically brought my first home in cash. It's going to

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Speaker 1: be an invest some property. I believe you share where

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Speaker 1: you live and buy to a vest. This this whole

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Speaker 1: grant card dome thing I'm on. But anyway, do you

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Speaker 1: think that for real? Because I like to me personally.

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Speaker 1: I don't have any children, and I have a lot

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Speaker 1: one in my life. I don't want to be stagnated

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Speaker 1: with the house, and so I like the option of

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Speaker 1: being able to rank, break the least, move, experience different

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Speaker 1: things before really settling down into a home. But I

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Speaker 1: still have a few properties, so I'll never be quote

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Speaker 1: unquote homeless or never not have a home. Okay, humble, plexy.

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Speaker 1: So so for me, I'm doing like I'm gonna be

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Speaker 1: like this whole Airbnb master. It's coming soon, you'll see.

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Speaker 1: But my I did grab but cash and I just

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Speaker 1: had to share this with me because you never know

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Speaker 1: how important this is to be good to someone. I

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Speaker 1: met this young lady. I gotta tell the story this

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Speaker 1: is and I'm really going to tell the story Instagram,

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Speaker 1: so you guys can here at first, but I'm ready.

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Speaker 1: I met this young lady a few years ago. She

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Speaker 1: was my uper driver m It was like a thirty

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Speaker 1: minut uber and we were talking. She was really sweet

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Speaker 1: and she was just kind of sharing with what she

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Speaker 1: was going through and I was encouraging her and I

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Speaker 1: gave her some financial literacy. I gave her a budget

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Speaker 1: book and she said, she said, she sold some sunglasses

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Speaker 1: and back then I had in a this space. So

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Speaker 1: I said, well listen, I said, if you want to

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Speaker 1: come set up at today's event for just come with

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Speaker 1: your glasses, make some money. Maybe cuse uber short boom

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Speaker 1: boom boom. So she took me up on the offer.

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Speaker 1: He came back right okay, follow So we were keeping

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Speaker 1: it touch a little bit on Instagram. Nothing to have

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Speaker 1: your major. Um, and I know she follows me, and

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Speaker 1: I could think about her time and time because she

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Speaker 1: was really sweet. All right, tell me how and why

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Speaker 1: I go to look at this house and who is

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Speaker 1: selling the house? Wow, he's the seller. Nothing And she's like,

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Speaker 1: oh my god. She said, girl, do you remember me?

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Speaker 1: And we hugged like three times. Of course I remembered her,

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Speaker 1: and um, I came in with my offer cash cash.

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Speaker 1: I even went a little bit above asking Solidified to deal,

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Speaker 1: and I wrote her a really nice letter and she

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Speaker 1: said to me the other day, she said, I chose

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Speaker 1: your offer. She said, because I was a stranger to

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Speaker 1: you and you helped me. And she said I watched

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Speaker 1: you grow and she said, you're really really doing what

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Speaker 1: you said you were want to do. When we were

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Speaker 1: talking and she said, even though there were other offers

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Speaker 1: that came in a little higher, she said, it's something

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Speaker 1: about you that I really want to be a part

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Speaker 1: of your winning, she said, because you wanted to see

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Speaker 1: me win. Isn't that a god? Girl? I said, And

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Speaker 1: it just goes to show you. Now, I didn't know

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Speaker 1: what I was doing that day in terms of speaking

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Speaker 1: life into her and encouraging her. I just really being

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Speaker 1: a nice person, like, well, girl, that's what you need

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Speaker 1: to do. Boom boo boom. That's however, and said, at

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Speaker 1: that time she didn't have anything that she could give

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Speaker 1: me a return. I didn't even want anything. I didn't

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Speaker 1: take any money from her for the event or for

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Speaker 1: the book or but now she has something that I

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Speaker 1: needed and I and that's just how it works. So

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Speaker 1: it's important for anyone listening, because this is is good.

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Speaker 1: You know you wherever you're at, And I tell people

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Speaker 1: this all the time. You you really, when you start

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Speaker 1: to understand who you are and what your gift is,

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Speaker 1: you should never be without money. And I said that

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Speaker 1: my gift early on, because I actually do care about

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Speaker 1: people and I do want to see them win. I'm

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Speaker 1: not a people person in terms of we're gonna bust

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Speaker 1: up all night, but I'm gonna list it and I

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Speaker 1: want to fix your problem and I want to be

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Speaker 1: out like that me. Well, one thing that one of

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Speaker 1: the reason why I gravitated towards you because you're really

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Speaker 1: big on relationships and like partnerships and stuff, and you

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Speaker 1: kept saying like money is gonna always come, and I'm

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Speaker 1: actually working on something besides this, and just me hearing

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Speaker 1: it just like, yo, you're never gonna go without when

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Speaker 1: your heart is pure, like just stay focused. And I

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Speaker 1: didn't know, but helping her later on she could help me.

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Speaker 1: She probably so many people that you're gonna meet and

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Speaker 1: you're gonna help that's never gonna be able to help you.

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Speaker 1: But how good of it is of a feeling when

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Speaker 1: somebody can help you and people look and you know,

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Speaker 1: she probably thought about that for years to come, like, yeah,

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Speaker 1: I just wish I could know. And then here I come,

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Speaker 1: just showing up. Dude, I'm the blue never had the

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Speaker 1: conversation with her about it, and she was the seller. No,

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Speaker 1: that's amazing. M you have literally became the face of

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Speaker 1: overcoming student long depth and building financial wealth, especially for

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Speaker 1: black women. Where did that passion come from which I

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Speaker 1: was broke. M yeah, I know. That's like like your story,

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Speaker 1: It's like you're an overdraft queen. I'm like, who cares

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Speaker 1: to listen? I was negative? Uh six times, you're seven

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Speaker 1: hundred the day after day that somebody wild catch that later.

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Speaker 1: So yeah, so um, you know, and I tell people

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Speaker 1: I believe you know, I'll never live like that again

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Speaker 1: because it puts I put so much strategic planning into

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Speaker 1: overdrafting that when I turned that that into good and

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Speaker 1: I now know how to budget and grow my money.

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Speaker 1: I can't even act done with money if I wanted to,

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Speaker 1: because I know what it's like to have not to

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Speaker 1: not have, excuse me, and I don't ever want to

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Speaker 1: not have again. Like I'm gonna let you know, like

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Speaker 1: when my bank account get to a certain number, but

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Speaker 1: that's for digits minimum up here, I'm oh, I'm not

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Speaker 1: a happy person. So use a new level that I

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Speaker 1: have moved myself to for tolerance, because it's a choice

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Speaker 1: to be broke. And what I mean by that is

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Speaker 1: is that if you have a skill or talent that

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Speaker 1: somebody is willing to pay you for, you have hours

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Speaker 1: in the day that you must maximize. Like you know,

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Speaker 1: I did a few podcast interviews. I'm tired. I still

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Speaker 1: gotta go ig lib tonight because I gotta go and

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Speaker 1: and and that type of hustle. That's not something you

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Speaker 1: can teach people. That something that's got to get activated.

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Speaker 1: And it's a lot of people around here a little

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Speaker 1: too comfortable and get me uncomfortable with themselves. You're carrying

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Speaker 1: that st alone deck, you carrying that over dressed See

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Speaker 1: you live in check the check, But what about you

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Speaker 1: want to kick in to say I'm uncomfortable and I

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Speaker 1: don't want to live like that no more? Why? Why? Um?

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Speaker 1: Another thing I know this is you have a lot

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Speaker 1: of black women working with you as well. Oh yeah,

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Speaker 1: intentionally absolutely. I was like, okay, what was some of

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Speaker 1: the first stup you did to begin your debt free journey?

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Speaker 1: So I had to start my budgeting journey, and you know,

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Speaker 1: I had to really get my spending under control because

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Speaker 1: I had I deserved problem. I felt like I deserved everything. Yeah,

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Speaker 1: I think I deserve everything to them, and I deserved

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Speaker 1: because you know, I deserve to live that free. I

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Speaker 1: deserved to sleep well at night. I deserved to be

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Speaker 1: able to solop on my mama, well, her mortgage sament

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Speaker 1: and like, I deserve that, but I had it all backwards.

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Speaker 1: So I had a feeling and a miscon misconception about

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Speaker 1: what money looked like, and I had to fix that.

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Speaker 1: So once I started to fix that, things started to

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Speaker 1: really change. So um it was getting with a credit

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Speaker 1: card debt and caring no debt and then moving into

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Speaker 1: just tackling my student loans. My business when it took

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Speaker 1: off a few years ago, it really put a damper.

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Speaker 1: Or I'm paying down my debt because I started investing

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Speaker 1: in my this so I'm happy to do in a

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Speaker 1: place where now I can throw money back on the

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Speaker 1: remaind of death that I had. So for me, I

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Speaker 1: like cash. I understand her play with debt because that

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Speaker 1: rig it, but I like cash makes me a very

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Speaker 1: happy person because I don't like no strings over my head.

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Speaker 1: I don't want you know, coming at me, so it's

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Speaker 1: my Oh yeah, I don't. I don't want hear that.

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Speaker 1: So can I prevent that lifestyle? How can I prevent

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00:18:38,600 --> 00:18:44,160
Speaker 1: you coming at me sideways for something? If that makes sense? Now,

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Speaker 1: tell us about the process of you becoming a student

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Speaker 1: loan doctor. Well, yeah, that was intentional too. So once

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Speaker 1: I decided I was gonna go forward with this business,

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Speaker 1: I met a young lady named Samry Lucas out of Baltimore.

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Speaker 1: She's the business and we had so much in common,

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Speaker 1: and I did with a lot of people don't do

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Speaker 1: to me to this day. I asked her. I said,

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Speaker 1: to Samara, I think I could really brand myself as

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Speaker 1: a student loan doctor since I took a class for her,

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Speaker 1: since this is my discipline, I said, with that us

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Speaker 1: send you if I called myself then, because she was

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Speaker 1: calling herself the business doctor, you know, I thought it

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Speaker 1: was so And she said no, she said, and thank

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Speaker 1: you for asking, she said, because people don't even ask

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Speaker 1: these days. And I said right, and she said, um no,

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Speaker 1: she said, go ahead, girls, just rock out with it. There.

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Speaker 1: Neither her and I knew me leaving there from Baltimore

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Speaker 1: members a rainy day. It was like my first by

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Speaker 1: myself for my business journey. And I was calling a

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Speaker 1: few friends that I know. I'm like, I need a logo,

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Speaker 1: I need a lab pick um. And in the beginning

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Speaker 1: and when I did seminars and I said I was

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Speaker 1: gonna get back to us, it was so cool. I

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Speaker 1: had a white lab coat with a stethoscope, and people

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Speaker 1: just loved I would be a full constant show and

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Speaker 1: I would show up I kind of love over the years.

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Speaker 1: But she gave it to it, and you know what

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Speaker 1: my and I will say, I'm gonna keep it being my. Uh.

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Speaker 1: Some friends laughed at me and was like, oh my god, girl,

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Speaker 1: what is you doing? Like, girl, don't leave his a job.

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Speaker 1: It's some same friends that want to be on the guard,

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Speaker 1: that want to be on the jet. Girl, But how

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Speaker 1: did that? How did that make you feel? Knowing that

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Speaker 1: you're in the place where you are now with the like,

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Speaker 1: are you still friends? Still friends? Because I know I

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Speaker 1: had to go dolling some of them. Yeah, um no.

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Speaker 1: And you know the thing is, I don't fault them,

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Speaker 1: but see, everybody can't go with you. And one of

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Speaker 1: the things that God has given me is provision to

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Speaker 1: know who is for me and who is not silly.

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Speaker 1: And one thing I'm gonna play with is the sernment.

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Speaker 1: So if I feel like you want something funny, you

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Speaker 1: probably are because one I'm not that too. Then to

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Speaker 1: a lot of stuff because I'm so busy, but come

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Speaker 1: up on my radar. I'm like, oh, what gett know

382
00:20:47,760 --> 00:20:50,640
Speaker 1: that running back and you just have to let people

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Speaker 1: show you who they are and then believe them the

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Speaker 1: first time. And so for me, I'm not in a

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Speaker 1: place of luxury where I can play of my brand,

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Speaker 1: nor my time, nor my energy. I have every limited amounts.

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Speaker 1: So if you're playing with me, or you know this

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00:21:08,000 --> 00:21:09,359
Speaker 1: is a new turn my head, or you're playing in

389
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Speaker 1: my face, or you're being a back handed friend, this

390
00:21:12,840 --> 00:21:18,320
Speaker 1: is right because I think about how how Beyonce was like,

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Speaker 1: you want to party with the clean, you gotta uh

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00:21:20,200 --> 00:21:22,879
Speaker 1: uh sign a nondisclosure. See, that's where we're headed that

393
00:21:22,960 --> 00:21:24,880
Speaker 1: this year. I'm gonna let you know right now. So

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Speaker 1: if I feel like you are already kind of shaky

395
00:21:28,000 --> 00:21:31,000
Speaker 1: and shifty, we're gonna it's not gonna work here. I'm

396
00:21:31,000 --> 00:21:34,920
Speaker 1: gonna let you know right now. Yeah. And I also

397
00:21:35,000 --> 00:21:38,720
Speaker 1: read that using a lecture, and I guess the guy

398
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Speaker 1: who was doing the presentations or whatever somebody asked him

399
00:21:41,520 --> 00:21:43,800
Speaker 1: about student on that and he didn't have any answers,

400
00:21:43,840 --> 00:21:47,439
Speaker 1: but you did. Yeah, that was the catalyst. I apologize

401
00:21:47,440 --> 00:21:50,679
Speaker 1: to him several times over. Yeah, so what happened was

402
00:21:51,760 --> 00:21:54,320
Speaker 1: the show? He was like, oh, well, I don't only know.

403
00:21:54,440 --> 00:21:56,520
Speaker 1: So he was like real superficial with it. I don't

404
00:21:56,520 --> 00:21:58,760
Speaker 1: know that he didn't know, but the room was full

405
00:21:58,760 --> 00:22:00,840
Speaker 1: of millennials and that you can't just sit up here

406
00:22:00,840 --> 00:22:02,320
Speaker 1: and say you don't really know, bro, So let me

407
00:22:02,359 --> 00:22:04,240
Speaker 1: say what I do know. And then I answered it

408
00:22:04,320 --> 00:22:06,800
Speaker 1: and then I until you know, I stood up, okay,

409
00:22:07,160 --> 00:22:09,119
Speaker 1: and then I I did take over this. Oh that

410
00:22:09,240 --> 00:22:11,640
Speaker 1: takeover spirit is dead. I still gotta pray on that one,

411
00:22:12,040 --> 00:22:16,240
Speaker 1: but yeah, I sure did. And um and he had

412
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Speaker 1: me on his podcast not long ago and we last

413
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Speaker 1: at it, you know, and I told him, I said,

414
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Speaker 1: God had you be the instruments because then my other

415
00:22:26,320 --> 00:22:28,720
Speaker 1: friends turned around right after and said, we need to

416
00:22:28,720 --> 00:22:31,320
Speaker 1: talk after this. And then he sat down with me.

417
00:22:31,640 --> 00:22:34,280
Speaker 1: I couldn't afford to feed him anything but a two

418
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Speaker 1: for twenty four at least. But now he makes a

419
00:22:36,560 --> 00:22:39,000
Speaker 1: lot of money with me, praise God, so you know,

420
00:22:39,720 --> 00:22:42,159
Speaker 1: give him some some big checks. But you know, and

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Speaker 1: I look out for people that was there for me

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Speaker 1: from the beginning, because I don't forget that you didn't

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00:22:46,480 --> 00:22:48,640
Speaker 1: just sit with me for free and brainstorm because first,

424
00:22:48,760 --> 00:22:51,840
Speaker 1: nobody sits with people anymore. And brainstorms with him anymore

425
00:22:51,880 --> 00:22:54,119
Speaker 1: than you just don't see that a lot of times.

426
00:22:54,600 --> 00:22:57,960
Speaker 1: But he said, and he wanted to be a part

427
00:22:57,960 --> 00:23:00,639
Speaker 1: of that. And I said, well I can please you Applebee's.

428
00:23:00,680 --> 00:23:03,600
Speaker 1: I was dad serious. He said, all right, I'll take Applebee's.

429
00:23:03,920 --> 00:23:05,920
Speaker 1: I said, well, you know the budget today. I remember

430
00:23:05,920 --> 00:23:08,720
Speaker 1: the conversation because I don't like about my money job.

431
00:23:09,160 --> 00:23:12,919
Speaker 1: So but now it's it's really nice to be able

432
00:23:13,160 --> 00:23:15,359
Speaker 1: to prefer him clients where he can get thousands of

433
00:23:15,440 --> 00:23:17,639
Speaker 1: dollars and you know, just for being good to me

434
00:23:17,680 --> 00:23:21,639
Speaker 1: in a very beginning stage. Mm hmmm. Why do you

435
00:23:21,680 --> 00:23:23,760
Speaker 1: think it's so hard to find the information that's needed

436
00:23:23,760 --> 00:23:25,480
Speaker 1: to pay off your students on day? Because I'm enough

437
00:23:25,480 --> 00:23:27,960
Speaker 1: process of getting on my pape working stuff together and

438
00:23:28,000 --> 00:23:30,680
Speaker 1: I'm gonna come to you. But just like like I'm

439
00:23:30,680 --> 00:23:33,119
Speaker 1: a researcher, and it's so hard just to find a

440
00:23:33,240 --> 00:23:36,760
Speaker 1: clear answer. Well, you know what, it's just the laws change,

441
00:23:36,880 --> 00:23:40,200
Speaker 1: the loan services change, and the people that are working there,

442
00:23:40,400 --> 00:23:43,439
Speaker 1: they just started working there. So you're calling in asking

443
00:23:43,480 --> 00:23:45,359
Speaker 1: for help and support, child, how you gonna help you?

444
00:23:45,440 --> 00:23:48,520
Speaker 1: They just started working there. So it's not that it's

445
00:23:48,600 --> 00:23:51,240
Speaker 1: difficult or hard to find. It's just that we're really

446
00:23:51,240 --> 00:23:55,480
Speaker 1: in an uninformed society because there's so many changes and

447
00:23:55,560 --> 00:23:58,639
Speaker 1: probably not enough professional development happening on that side of

448
00:23:58,680 --> 00:24:01,399
Speaker 1: the house. That you spoke to us about what you

449
00:24:01,400 --> 00:24:03,879
Speaker 1: should be doing. And I only paying you if you

450
00:24:03,880 --> 00:24:07,040
Speaker 1: don't know what I'm paying. Yeah, And when I had

451
00:24:07,040 --> 00:24:10,240
Speaker 1: to advocate for myself with my own loans, young girl,

452
00:24:10,320 --> 00:24:12,600
Speaker 1: she was so sweet. I said, Green, you just started.

453
00:24:12,720 --> 00:24:15,879
Speaker 1: She said yes. I said now, I said, Gally, my

454
00:24:16,040 --> 00:24:17,919
Speaker 1: turn over there isn't And I'm talking like like like

455
00:24:17,960 --> 00:24:20,080
Speaker 1: I worked there. She said that girl, because she was

456
00:24:20,119 --> 00:24:22,119
Speaker 1: giving all the team. So this is we're gonna do it.

457
00:24:22,280 --> 00:24:24,480
Speaker 1: Because I have limited amount of time. Can you put

458
00:24:24,520 --> 00:24:27,280
Speaker 1: me to your supervisor. I'll make sure, I said, remarks,

459
00:24:27,320 --> 00:24:30,080
Speaker 1: but this question maybe a little bit above where you're at,

460
00:24:30,160 --> 00:24:34,800
Speaker 1: she said, is okay? Hold on, m I don't want

461
00:24:34,800 --> 00:24:37,520
Speaker 1: to be mean or nasty to her. She just started there,

462
00:24:37,520 --> 00:24:39,280
Speaker 1: and I could tell because I knew more than her

463
00:24:39,440 --> 00:24:44,119
Speaker 1: leading the conversation. Mm hmm, yep. Do you think the

464
00:24:44,160 --> 00:24:47,119
Speaker 1: longer payment centers have a bad reputation? Well, there are

465
00:24:47,119 --> 00:24:49,080
Speaker 1: a lot of scams and a lot of companies that

466
00:24:49,160 --> 00:24:51,440
Speaker 1: scan people in charge thousands of dollars. But what I'm

467
00:24:51,440 --> 00:24:54,560
Speaker 1: still not sure, Darley. So what happens is sometimes when

468
00:24:54,600 --> 00:24:57,280
Speaker 1: we get confused. For those literally two weeks ago, this

469
00:24:57,400 --> 00:25:00,160
Speaker 1: lady she was slapping and she was like, I talk

470
00:25:00,240 --> 00:25:04,000
Speaker 1: to you. You took my information. She going off. I said, ma'am.

471
00:25:04,160 --> 00:25:06,199
Speaker 1: Number one, we don't take thinking information. I don't like

472
00:25:06,240 --> 00:25:08,840
Speaker 1: a ciation. Number two, humb believe that he's much said,

473
00:25:09,040 --> 00:25:10,600
Speaker 1: I don't work with I want I want to have

474
00:25:10,640 --> 00:25:13,320
Speaker 1: a team for that. So you did not talk to me, yes,

475
00:25:13,560 --> 00:25:15,560
Speaker 1: I did. So then she's like, I'm gonna call the

476
00:25:15,560 --> 00:25:17,720
Speaker 1: girl that we was on three way with that referred

477
00:25:17,760 --> 00:25:20,240
Speaker 1: me to you. So what happened was somebody referred her

478
00:25:20,280 --> 00:25:22,880
Speaker 1: to us, but she decided to go with another company

479
00:25:22,880 --> 00:25:28,320
Speaker 1: and forgot that part. And then you know what, and girl,

480
00:25:28,359 --> 00:25:30,800
Speaker 1: I don't play with my because I got on the phone.

481
00:25:30,840 --> 00:25:32,600
Speaker 1: So then she said, then the girl got on the the phone,

482
00:25:32,960 --> 00:25:36,440
Speaker 1: she said no song. So we did not talk to her.

483
00:25:36,520 --> 00:25:39,600
Speaker 1: We talked to fat Moans together. She said, oh my god,

484
00:25:40,040 --> 00:25:41,879
Speaker 1: is she paying you a lot? I'm like, wait what?

485
00:25:43,040 --> 00:25:48,080
Speaker 1: But um, I said, so here's what I'm that's and

486
00:25:48,080 --> 00:25:50,000
Speaker 1: and and and when. So anyway, I talked to you girl.

487
00:25:50,000 --> 00:25:52,040
Speaker 1: When I hung up, I said the other girl that

488
00:25:52,359 --> 00:25:54,200
Speaker 1: she called them three with. I said, is that your

489
00:25:54,200 --> 00:25:56,240
Speaker 1: good friend? I said, did she call it your liar?

490
00:25:56,240 --> 00:25:57,920
Speaker 1: Because she could call me one? You don't know me,

491
00:25:58,320 --> 00:26:00,040
Speaker 1: but she called you a liar, and you're suppose a

492
00:26:00,080 --> 00:26:02,119
Speaker 1: good friend. She said, I thought we were good friends.

493
00:26:02,320 --> 00:26:04,040
Speaker 1: I said, so you might want to assess that, because

494
00:26:04,040 --> 00:26:06,760
Speaker 1: when it comes out like you said, this is not

495
00:26:06,800 --> 00:26:08,520
Speaker 1: going to go well for her and still gonna look good.

496
00:26:08,720 --> 00:26:10,480
Speaker 1: She said, Oh my gosh, she's I'm gonna have to

497
00:26:10,520 --> 00:26:13,159
Speaker 1: assess her friendship. She said, we did not talk to you.

498
00:26:13,200 --> 00:26:16,560
Speaker 1: I said, no, girl, I know I wasn't here. So um, now,

499
00:26:16,600 --> 00:26:20,200
Speaker 1: how about this literally eleven o'clock that night. This is

500
00:26:20,200 --> 00:26:23,479
Speaker 1: about seven o'clock. Call eleven o'clock that night. Long email

501
00:26:23,480 --> 00:26:28,119
Speaker 1: apologized and she was stressed. She drinking her wine. She

502
00:26:28,200 --> 00:26:30,920
Speaker 1: nail sees that she was wrong, okay, drinking her wine.

503
00:26:31,000 --> 00:26:34,439
Speaker 1: She just apologized. Has been such a long week, lo week,

504
00:26:34,680 --> 00:26:36,920
Speaker 1: I don't care about that. You don't calony every day.

505
00:26:37,480 --> 00:26:40,679
Speaker 1: Now she's gonna lucky'ard know, Jesus, may they call you

506
00:26:40,720 --> 00:26:43,960
Speaker 1: a whole lier whole life, but what little don't anologize me?

507
00:26:44,119 --> 00:26:46,240
Speaker 1: I said, well, thank you so much for a pologize,

508
00:26:46,280 --> 00:26:48,840
Speaker 1: I said, but you really need to get on the

509
00:26:48,880 --> 00:26:51,520
Speaker 1: phone and talk to your girlfriend. Apologize to her, I said,

510
00:26:51,560 --> 00:26:54,120
Speaker 1: because that is probably who's most defended out of this coimesation.

511
00:26:54,160 --> 00:26:56,119
Speaker 1: This is business for me. I don't I know what

512
00:26:56,240 --> 00:26:58,120
Speaker 1: I did didn't do. And she was like, I'm gonna

513
00:26:58,119 --> 00:26:59,800
Speaker 1: get my lawyer. I said, good, I have mine as

514
00:26:59,800 --> 00:27:02,159
Speaker 1: most in by too, because now I'm about the uh

515
00:27:02,440 --> 00:27:07,040
Speaker 1: about with deformation of character. Man. Okay. So because she

516
00:27:07,080 --> 00:27:11,679
Speaker 1: said I'm gonna go online, I'm like, what Child, It

517
00:27:11,800 --> 00:27:14,080
Speaker 1: was something like this, the loan pro company, I don't

518
00:27:14,080 --> 00:27:15,840
Speaker 1: even know the name the company, job, and I was

519
00:27:15,880 --> 00:27:18,919
Speaker 1: just like, but that's the problem. Moving off fast. You

520
00:27:19,000 --> 00:27:22,040
Speaker 1: didn't go with who you who record who the lady

521
00:27:22,080 --> 00:27:26,720
Speaker 1: recommended you too, and you didn't pay them literally three

522
00:27:26,960 --> 00:27:30,359
Speaker 1: times the amount we would have charged. And we're not

523
00:27:30,480 --> 00:27:34,800
Speaker 1: disappearing or going anywhere, and they're not answering the banks

524
00:27:34,800 --> 00:27:37,600
Speaker 1: that they could have refunded because of how it was processed.

525
00:27:37,920 --> 00:27:43,760
Speaker 1: Child was bad. She tight, super tight. I feel like

526
00:27:43,760 --> 00:27:45,240
Speaker 1: a lot of people don't want to pay their student

527
00:27:45,280 --> 00:27:47,399
Speaker 1: long death off because they feel like there will be

528
00:27:47,400 --> 00:27:50,679
Speaker 1: a student on that crash. Do you think so? So?

529
00:27:50,760 --> 00:27:54,320
Speaker 1: I don't think that there's any uh that bell outcoming

530
00:27:55,080 --> 00:27:58,200
Speaker 1: because disppportunately who this is that effect and laws have

531
00:27:58,320 --> 00:28:01,520
Speaker 1: been created for who. So nobody's coming to save us,

532
00:28:01,520 --> 00:28:05,119
Speaker 1: and I say us, particularly more so black women. So

533
00:28:05,119 --> 00:28:06,840
Speaker 1: so I don't want anyone to wait for that, because

534
00:28:06,840 --> 00:28:09,640
Speaker 1: while you're waiting for dad, hoping and praying, now you're

535
00:28:09,640 --> 00:28:13,160
Speaker 1: gonna be getting that behind and in default. So let's

536
00:28:13,200 --> 00:28:15,720
Speaker 1: just not do that. That's what I tell people. I

537
00:28:15,760 --> 00:28:18,400
Speaker 1: don't think there's any particular bell out in the sense

538
00:28:18,440 --> 00:28:20,720
Speaker 1: that a hundred percent would be right clear, because the

539
00:28:20,720 --> 00:28:24,240
Speaker 1: other thing is what's the contingency plan? No bell out

540
00:28:24,280 --> 00:28:27,520
Speaker 1: coming in particular for for people, Um, I just don't

541
00:28:27,560 --> 00:28:31,040
Speaker 1: feel like that's coming. And then more importantly, there's no

542
00:28:31,440 --> 00:28:35,600
Speaker 1: way to tune or turn down the new debt that

543
00:28:35,840 --> 00:28:39,840
Speaker 1: that's accumulating. So how are we going to just help

544
00:28:39,880 --> 00:28:42,800
Speaker 1: everyone that's already accumulated that? What about the people that

545
00:28:42,840 --> 00:28:46,440
Speaker 1: are currently in school? M hm, So I don't think

546
00:28:46,440 --> 00:28:49,080
Speaker 1: there's about out coming in and come. So I also

547
00:28:49,120 --> 00:28:51,520
Speaker 1: read that you're currently in the works apartment and with

548
00:28:51,560 --> 00:28:55,080
Speaker 1: businesses with different workplaces, which I think is a good idea,

549
00:28:55,160 --> 00:28:57,760
Speaker 1: especially with wage government being in a rise. What would

550
00:28:57,760 --> 00:29:00,440
Speaker 1: that look like, Well, what we're I had to do

551
00:29:00,560 --> 00:29:02,920
Speaker 1: is get in front of different companies and offer free

552
00:29:02,920 --> 00:29:06,080
Speaker 1: webinars workshops and then they can refer clients to us

553
00:29:06,120 --> 00:29:09,640
Speaker 1: as such. Um, we've had some traction on it. Um.

554
00:29:09,680 --> 00:29:12,320
Speaker 1: The challenges, to be quite honest, I have to make

555
00:29:12,320 --> 00:29:16,720
Speaker 1: sure infrastructure wise that I have enough trained and skilled people.

556
00:29:17,360 --> 00:29:21,640
Speaker 1: A lot of times these student loan companies, Um, they

557
00:29:21,720 --> 00:29:24,719
Speaker 1: hired people overseas, let me say it that way, and

558
00:29:24,760 --> 00:29:27,800
Speaker 1: then people are knowledgeable. And I really really am big

559
00:29:27,840 --> 00:29:31,120
Speaker 1: on having a really good reputation. So I never want

560
00:29:31,120 --> 00:29:34,160
Speaker 1: to scale or grow faster than I should because then

561
00:29:34,160 --> 00:29:37,200
Speaker 1: our reputation could be damaged in the process. But yeah,

562
00:29:37,240 --> 00:29:39,920
Speaker 1: we are working on that and that should be flushed

563
00:29:39,920 --> 00:29:44,960
Speaker 1: out by mid one. Now talk about their transition from

564
00:29:45,000 --> 00:29:48,520
Speaker 1: your job to being a full time entrepreneur. When didn't

565
00:29:48,520 --> 00:29:53,040
Speaker 1: you know, Um, when I started looking at my calendar

566
00:29:53,080 --> 00:29:54,920
Speaker 1: for the day and realized I couldn't be there all

567
00:29:54,960 --> 00:29:59,320
Speaker 1: eight hours and I was earlier, I was like, oh,

568
00:29:59,440 --> 00:30:01,280
Speaker 1: I want to have to leave it to today, Like,

569
00:30:01,360 --> 00:30:05,200
Speaker 1: first off, that's not even really an option. So um,

570
00:30:05,240 --> 00:30:07,680
Speaker 1: and I am so grateful I had the best manager

571
00:30:08,040 --> 00:30:10,800
Speaker 1: I can say. Um, hey, Gina because she left there too.

572
00:30:11,200 --> 00:30:14,120
Speaker 1: And I'm telling you, I was so creative with my scheduling.

573
00:30:14,440 --> 00:30:15,920
Speaker 1: I knew there were a certain amount of hours that

574
00:30:15,960 --> 00:30:17,920
Speaker 1: I had to work, but then I would like do

575
00:30:17,960 --> 00:30:20,600
Speaker 1: a little overtime if I had to do an extra

576
00:30:21,200 --> 00:30:24,240
Speaker 1: portion at lunch. And it was just so much that

577
00:30:24,280 --> 00:30:26,960
Speaker 1: I was trying to creatively do because I was not

578
00:30:27,000 --> 00:30:30,440
Speaker 1: trying to turn down opportunities with the bake or different

579
00:30:30,960 --> 00:30:35,080
Speaker 1: um entities to do workshops for them. I took this

580
00:30:35,200 --> 00:30:37,480
Speaker 1: thing so serious you would have saw it was the

581
00:30:37,600 --> 00:30:40,440
Speaker 1: only job I had. I forgot that I was even

582
00:30:40,440 --> 00:30:43,080
Speaker 1: employed by somebody else, to be very honest. And then

583
00:30:43,080 --> 00:30:45,120
Speaker 1: the last straw for me to leave my job was

584
00:30:45,160 --> 00:30:49,480
Speaker 1: when I got invited to the White House with the administration.

585
00:30:51,960 --> 00:30:54,200
Speaker 1: Oh it was life changing. First off, if you've never

586
00:30:54,240 --> 00:30:56,160
Speaker 1: been to the White House, maybe wait until they leave,

587
00:30:56,520 --> 00:30:59,920
Speaker 1: but you'll you'll go and you'll smell the white how

588
00:31:00,280 --> 00:31:04,880
Speaker 1: air and it's everything. Olivia Pope it described it to

589
00:31:04,960 --> 00:31:09,400
Speaker 1: be Um Shonda Rams And I remember leaving the White

590
00:31:09,440 --> 00:31:14,840
Speaker 1: House thinking I'm never gonna be the thing. And for me,

591
00:31:15,160 --> 00:31:19,560
Speaker 1: it was just so important that from that day four,

592
00:31:19,680 --> 00:31:24,320
Speaker 1: I promised myself I wasn't gonna play small, play small,

593
00:31:24,880 --> 00:31:29,240
Speaker 1: and and I really felt so validated because I was

594
00:31:29,280 --> 00:31:32,800
Speaker 1: there representing me, not a brand, not a company. And

595
00:31:32,840 --> 00:31:35,640
Speaker 1: so anyway, I get back to work right, And I

596
00:31:35,680 --> 00:31:37,160
Speaker 1: was friends with the president. I'll tell you what he

597
00:31:37,160 --> 00:31:40,440
Speaker 1: said to me. When I left, Um, the college president

598
00:31:40,480 --> 00:31:42,480
Speaker 1: came to visit me. Now that's not in common. I'm

599
00:31:42,520 --> 00:31:44,720
Speaker 1: not had a good relationship with each other. He stopped

600
00:31:44,760 --> 00:31:46,840
Speaker 1: visiting everybody at their office. They came to visit me

601
00:31:46,880 --> 00:31:48,960
Speaker 1: the next day. He said, he are you at the

602
00:31:48,960 --> 00:31:53,800
Speaker 1: White House? I said hey, I said, I said, hey, Jim,

603
00:31:54,000 --> 00:32:01,080
Speaker 1: I was there on the p t O. I want

604
00:32:01,080 --> 00:32:03,320
Speaker 1: to play the game. And he said okay, and he said, yeah,

605
00:32:03,360 --> 00:32:06,400
Speaker 1: no absolutely. I said to what's going on? And you

606
00:32:06,560 --> 00:32:09,040
Speaker 1: just say, well what happened was, Well, why were you there?

607
00:32:09,600 --> 00:32:11,680
Speaker 1: I said, when I just got this little thing going

608
00:32:12,280 --> 00:32:16,560
Speaker 1: nothing major loved here, uh starting and I kind of

609
00:32:16,640 --> 00:32:19,840
Speaker 1: one of dale It was so funny, its like, and

610
00:32:19,920 --> 00:32:21,920
Speaker 1: he said to me, he said, well, if there's any

611
00:32:21,920 --> 00:32:24,040
Speaker 1: way I can support you now, mind you and they

612
00:32:24,040 --> 00:32:26,240
Speaker 1: gotta listen to the bourbage. He said, I can't support

613
00:32:26,280 --> 00:32:28,120
Speaker 1: you now. You know. He was on his way out

614
00:32:28,280 --> 00:32:32,040
Speaker 1: of the college too. Within that that same year, and

615
00:32:32,080 --> 00:32:34,560
Speaker 1: I caught that. I said. He said, I support yourself

616
00:32:35,000 --> 00:32:38,560
Speaker 1: to my Stephen Bourbage. I said, okay, I said, we'll

617
00:32:38,600 --> 00:32:42,160
Speaker 1: do and um, when I decided to leave about six

618
00:32:42,200 --> 00:32:46,120
Speaker 1: months later, when I he requested me and with me,

619
00:32:46,640 --> 00:32:49,000
Speaker 1: he said, I'm not going to talk you in the stand.

620
00:32:49,480 --> 00:32:51,720
Speaker 1: I knew this day was coming. I said, what do

621
00:32:51,760 --> 00:32:54,800
Speaker 1: you mean? He said, I knew when I met you

622
00:32:54,800 --> 00:32:59,600
Speaker 1: you would be a business owner, college president. And I

623
00:32:59,640 --> 00:33:05,440
Speaker 1: said why he said, He said, you just didn't know it, right,

624
00:33:06,000 --> 00:33:09,160
Speaker 1: He said, but you're gonna do amazing with whatever you do,

625
00:33:09,280 --> 00:33:12,360
Speaker 1: because I literally went to that job and I turned

626
00:33:12,440 --> 00:33:14,720
Speaker 1: up the volume there and then I used to tell

627
00:33:14,800 --> 00:33:18,680
Speaker 1: them what my raise was going to be. That I

628
00:33:18,720 --> 00:33:21,800
Speaker 1: literally made sixteen thousand more one day because I said

629
00:33:21,840 --> 00:33:23,840
Speaker 1: I needed to leave because I had to start playing

630
00:33:23,840 --> 00:33:26,760
Speaker 1: my student loans. And then my next paychech had sixteen

631
00:33:26,800 --> 00:33:30,800
Speaker 1: thousand more edit you know over, yeah, and and that

632
00:33:30,800 --> 00:33:33,200
Speaker 1: that just goes to show you I was valuable then,

633
00:33:33,720 --> 00:33:36,520
Speaker 1: and he started to kind of click, like if I'm

634
00:33:36,560 --> 00:33:40,000
Speaker 1: making this here, what the hell am I really work

635
00:33:40,080 --> 00:33:43,200
Speaker 1: out there in the world, right, And so I needed

636
00:33:43,200 --> 00:33:45,200
Speaker 1: to go figure it out and I and I remember

637
00:33:45,200 --> 00:33:48,920
Speaker 1: I asked my mama, I said, Mom. I said, I

638
00:33:49,000 --> 00:33:52,040
Speaker 1: want to go out in the world and I want

639
00:33:52,040 --> 00:33:54,040
Speaker 1: to see. And when I said there, I was like,

640
00:33:54,120 --> 00:33:57,440
Speaker 1: and I want to see if I can make this work.

641
00:33:57,760 --> 00:34:00,760
Speaker 1: I just want to know what I'd be homeless if

642
00:34:00,800 --> 00:34:05,160
Speaker 1: it felled m And she said, no, you won't be homeless.

643
00:34:05,400 --> 00:34:08,080
Speaker 1: She said, um. She because I showed her my number.

644
00:34:08,360 --> 00:34:10,920
Speaker 1: She said, your number looks like this is something you

645
00:34:10,920 --> 00:34:13,919
Speaker 1: should do. I had six months of data. I pulled

646
00:34:13,960 --> 00:34:16,360
Speaker 1: up my my data showed her when I was getting paid.

647
00:34:16,400 --> 00:34:18,560
Speaker 1: You know, I was real serious about this and I

648
00:34:18,640 --> 00:34:20,920
Speaker 1: never fell and praise gotta never heard deep things and

649
00:34:21,000 --> 00:34:24,839
Speaker 1: rice and no car ever got repoked because statistically I

650
00:34:24,960 --> 00:34:27,399
Speaker 1: knew what I was doing. And one thing I tell

651
00:34:27,480 --> 00:34:30,960
Speaker 1: people with my work as says, I'm never gonna let

652
00:34:31,000 --> 00:34:36,800
Speaker 1: me sell you. Yeah, and you gotta know it about yourself.

653
00:34:37,120 --> 00:34:39,839
Speaker 1: So if somebody's listening to this and wonder if they

654
00:34:39,880 --> 00:34:42,600
Speaker 1: should do it or can they, are you gonna let

655
00:34:42,640 --> 00:34:44,799
Speaker 1: you fail? Because I'm gonna tell you something right now.

656
00:34:45,000 --> 00:34:47,279
Speaker 1: If things drive up today tomorrow and I couldn't make

657
00:34:47,320 --> 00:34:51,320
Speaker 1: you to do, I'd the vacuument cleaning, pouring coffee, and

658
00:34:52,080 --> 00:34:57,040
Speaker 1: I'd refigure it. Out. Yeah. I know a lot of

659
00:34:57,040 --> 00:34:59,719
Speaker 1: people always asked about you going viral with the shave.

660
00:35:00,080 --> 00:35:01,920
Speaker 1: But the one thing that I took from that moment

661
00:35:02,080 --> 00:35:06,239
Speaker 1: is the importance of systems and being ready so you

662
00:35:06,280 --> 00:35:10,360
Speaker 1: don't have to get ready. Absolutely. So I built the

663
00:35:10,440 --> 00:35:14,120
Speaker 1: business from the very beginning as if that moment was

664
00:35:14,120 --> 00:35:18,520
Speaker 1: gonna happen. And so when it happened, it wasn't oh

665
00:35:18,560 --> 00:35:21,800
Speaker 1: I need an email, I need a schedule er. It

666
00:35:21,960 --> 00:35:25,360
Speaker 1: just got bloody. I needed people. So I had to

667
00:35:25,400 --> 00:35:28,480
Speaker 1: do a hiring boot camp, if you will. And those

668
00:35:28,480 --> 00:35:30,239
Speaker 1: people are still with me to this day, Praise God.

669
00:35:30,760 --> 00:35:33,879
Speaker 1: And I had them do a high praise God. Yes,

670
00:35:34,239 --> 00:35:37,320
Speaker 1: And I said a hiring boot camp. And I made

671
00:35:37,320 --> 00:35:41,359
Speaker 1: sure that they could be me or well enough like

672
00:35:41,480 --> 00:35:44,520
Speaker 1: me to get through the conversation. And they're I mean,

673
00:35:44,520 --> 00:35:46,920
Speaker 1: they're really express. People want to talk to me all

674
00:35:46,960 --> 00:35:49,479
Speaker 1: the time. I want you to look at I'm like, no, no, no,

675
00:35:49,960 --> 00:35:52,920
Speaker 1: you don't want me. I don't keep up with it

676
00:35:53,000 --> 00:35:56,759
Speaker 1: as much as they do. You want them. But you

677
00:35:56,880 --> 00:35:59,360
Speaker 1: also treat your team really well. Oh yeah yeah, I

678
00:35:59,440 --> 00:36:02,719
Speaker 1: really do like my team. Um, when we're having good sessions,

679
00:36:02,800 --> 00:36:05,200
Speaker 1: you know, they get their bonuses. Um, I do the

680
00:36:05,280 --> 00:36:08,799
Speaker 1: random cash afs like smoothies on me or um, you know,

681
00:36:08,880 --> 00:36:12,440
Speaker 1: I make sure we do what's that called professional development.

682
00:36:12,480 --> 00:36:15,600
Speaker 1: We read our books together, upgraded everybody to a meg

683
00:36:15,680 --> 00:36:18,239
Speaker 1: book this year. So I really do care about my

684
00:36:18,360 --> 00:36:21,239
Speaker 1: people because I'm as only as good as they are,

685
00:36:22,200 --> 00:36:25,080
Speaker 1: right m h. You also speak a lot about the

686
00:36:25,080 --> 00:36:27,520
Speaker 1: power of the tongue and how everything you accomplished was

687
00:36:27,560 --> 00:36:31,520
Speaker 1: already manifested. Are you surprised at how much you accomplished? Well,

688
00:36:31,520 --> 00:36:35,280
Speaker 1: I'm as surprised onlie. I've always been a little special. Um.

689
00:36:36,040 --> 00:36:38,360
Speaker 1: I always had a soft yeah. Always. You know. My

690
00:36:38,480 --> 00:36:42,520
Speaker 1: grandmother always used to like tell me, you know in

691
00:36:42,600 --> 00:36:45,200
Speaker 1: so many ways that she already knew what I was

692
00:36:45,239 --> 00:36:47,120
Speaker 1: going to be. And I really wish she was here

693
00:36:47,120 --> 00:36:48,960
Speaker 1: to see this, my guy, she would she would be

694
00:36:48,960 --> 00:36:53,080
Speaker 1: calling everybody Channel six themselves right and so um. But

695
00:36:53,280 --> 00:36:56,680
Speaker 1: she but when she had instilled in me and my mother,

696
00:36:57,560 --> 00:37:01,480
Speaker 1: because there's two strong women that really leave for dynamic

697
00:37:01,560 --> 00:37:05,080
Speaker 1: teachers and what they did, and so the art of

698
00:37:05,160 --> 00:37:08,080
Speaker 1: teaching and the love I had to teach people comes

699
00:37:08,120 --> 00:37:11,000
Speaker 1: because I saw how they cared as teachers. Now, I

700
00:37:11,000 --> 00:37:14,759
Speaker 1: never wanted to be a teacher per se, but I

701
00:37:14,840 --> 00:37:18,799
Speaker 1: wanted to care about people like they did. I just

702
00:37:18,840 --> 00:37:20,520
Speaker 1: wanted to make more money than they did, you know

703
00:37:20,520 --> 00:37:22,879
Speaker 1: what I'm saying. But I wanted to do with onlines.

704
00:37:23,520 --> 00:37:26,400
Speaker 1: And and one of the things I'm not surprised about

705
00:37:27,040 --> 00:37:30,040
Speaker 1: is how it's taken off, because again, I worked really

706
00:37:30,080 --> 00:37:33,680
Speaker 1: really hard in my brain, the circles you know, when

707
00:37:33,680 --> 00:37:36,560
Speaker 1: I'm in my when I'm my best self, right. But

708
00:37:36,680 --> 00:37:40,759
Speaker 1: what I'm uh and awe about, if you will, it's

709
00:37:40,840 --> 00:37:44,480
Speaker 1: just how what what what trusting God will do because

710
00:37:44,480 --> 00:37:46,080
Speaker 1: there's a couple of times I could have folded it.

711
00:37:46,120 --> 00:37:49,120
Speaker 1: I'm not gonna hold you get a little off out here.

712
00:37:49,120 --> 00:37:51,879
Speaker 1: I'm not. I wasn't looking so good. But just when

713
00:37:52,280 --> 00:37:55,680
Speaker 1: I probably looking in that moment. Well, the thing is

714
00:37:55,719 --> 00:37:57,719
Speaker 1: I had left my job now and I had an

715
00:37:57,719 --> 00:37:59,759
Speaker 1: employee yet this time, this is like round the time

716
00:37:59,840 --> 00:38:02,399
Speaker 1: I'm thinking about right before the shade room, and and

717
00:38:02,480 --> 00:38:04,960
Speaker 1: I had just upbraided less to an office, and I

718
00:38:05,000 --> 00:38:08,480
Speaker 1: was just making money to pay everybody pay roll her,

719
00:38:09,239 --> 00:38:13,120
Speaker 1: um me the new office fee, and and I and

720
00:38:13,120 --> 00:38:15,759
Speaker 1: and I had to take it serious, right, And so

721
00:38:15,880 --> 00:38:19,680
Speaker 1: when the shade room hit, it was right after oh

722
00:38:19,719 --> 00:38:22,239
Speaker 1: I paid out the pocket my health insurance was a

723
00:38:22,280 --> 00:38:24,800
Speaker 1: thousand of months. I remember those bills was very high

724
00:38:25,080 --> 00:38:27,879
Speaker 1: for money that was not coming in like now. And

725
00:38:27,960 --> 00:38:30,720
Speaker 1: I remember all these things and and when the shade

726
00:38:30,800 --> 00:38:34,520
Speaker 1: room happened, like I literally froze my I was my

727
00:38:34,640 --> 00:38:36,800
Speaker 1: hands got locked. I called my girlfriends. I said, I

728
00:38:36,880 --> 00:38:39,120
Speaker 1: feed y'all. We gotta get on these phones and send

729
00:38:39,120 --> 00:38:44,000
Speaker 1: these stakes cars out. And when everything hit, I remember

730
00:38:44,080 --> 00:38:47,080
Speaker 1: thinking like, oh sick, you can't cust and say God

731
00:38:47,120 --> 00:38:49,960
Speaker 1: the same since you know I'm watching this what you

732
00:38:50,200 --> 00:38:57,160
Speaker 1: was doing. Well, they thought I was having a seizure

733
00:38:57,640 --> 00:39:01,759
Speaker 1: because I was. God probably started shaking, but I was

734
00:39:01,880 --> 00:39:04,560
Speaker 1: like trembling in my hand. I just remember I was

735
00:39:04,560 --> 00:39:06,960
Speaker 1: sitting there and my hands could move. And my my

736
00:39:07,040 --> 00:39:09,520
Speaker 1: iPhone was iPhone six at the time, and that the

737
00:39:09,640 --> 00:39:12,040
Speaker 1: dad one thing I thought was breaking because all these

738
00:39:12,080 --> 00:39:14,759
Speaker 1: alerts youre not the notifications come on. I turned them

739
00:39:14,800 --> 00:39:17,480
Speaker 1: off mail because the newly give me anxiety to me notifications,

740
00:39:17,640 --> 00:39:20,360
Speaker 1: and so they just kept coming through. And then my

741
00:39:20,400 --> 00:39:22,680
Speaker 1: phone start ringing and we had eight hundred d ms

742
00:39:22,719 --> 00:39:25,680
Speaker 1: and eight hundred emails, and and I just was like,

743
00:39:25,800 --> 00:39:29,919
Speaker 1: what enough did I pray for? So I always tell

744
00:39:29,960 --> 00:39:33,640
Speaker 1: people don't ask God for very big things with a

745
00:39:33,840 --> 00:39:37,600
Speaker 1: very small mind or a very small pathetic kids. Way

746
00:39:37,719 --> 00:39:40,879
Speaker 1: he comes through. And when he comes through the same

747
00:39:40,960 --> 00:39:42,680
Speaker 1: way you got it is the same way it will

748
00:39:42,719 --> 00:39:47,520
Speaker 1: go away. Why that was a word I was thinking

749
00:39:47,520 --> 00:39:50,320
Speaker 1: about the Bible scriptures. Um as easy, he can give it,

750
00:39:50,360 --> 00:39:53,160
Speaker 1: he can take it with real quick man. And let

751
00:39:53,200 --> 00:39:55,120
Speaker 1: me be honest, because this is not all glittering goal.

752
00:39:55,320 --> 00:39:58,160
Speaker 1: I had a lot of personal tribulations and a relationship

753
00:39:58,239 --> 00:40:00,759
Speaker 1: that wasn't quite right about a year and a half

754
00:40:00,800 --> 00:40:03,839
Speaker 1: two years ago, and and my money started to slow up.

755
00:40:03,840 --> 00:40:05,440
Speaker 1: And now this is how God talks to me. God

756
00:40:05,480 --> 00:40:08,480
Speaker 1: talks to everybody differently. He talks to me through money. Unapologizes.

757
00:40:09,560 --> 00:40:12,200
Speaker 1: And let me say, someone that have money start to

758
00:40:12,200 --> 00:40:18,440
Speaker 1: slow up. Yeah, attention, this ain't I ain't gonna custle here,

759
00:40:18,520 --> 00:40:23,279
Speaker 1: gotta go. And I said, he holds you up the money. See,

760
00:40:23,280 --> 00:40:26,400
Speaker 1: God couldn't trust me when I was with him because

761
00:40:26,480 --> 00:40:29,640
Speaker 1: I'm throwing money. I'm worried about what he want to do.

762
00:40:30,040 --> 00:40:32,719
Speaker 1: Um and it just shouldn't be like that. And and

763
00:40:32,920 --> 00:40:35,960
Speaker 1: God couldn't trust me. So let's listen. You're not listening.

764
00:40:36,000 --> 00:40:39,760
Speaker 1: When I let that man go, I'm just like everyone

765
00:40:39,880 --> 00:40:42,719
Speaker 1: for somebody here. Do you know what I made that

766
00:40:42,840 --> 00:40:52,640
Speaker 1: next night? That what I mean? You gotta guess? Ah, okay,

767
00:40:52,680 --> 00:40:57,239
Speaker 1: good twenty five th and one. Not listen. I've had

768
00:40:57,560 --> 00:41:02,879
Speaker 1: like a baby man and a time to do. God.

769
00:41:02,880 --> 00:41:04,960
Speaker 1: I had had the Nancy cry. I don't even know

770
00:41:05,120 --> 00:41:07,879
Speaker 1: you've done through it. And I had that cry, and

771
00:41:07,880 --> 00:41:11,200
Speaker 1: and it wasn't about the money. It was literally validation

772
00:41:11,320 --> 00:41:13,719
Speaker 1: that everything I knew to be true. I said, oh God,

773
00:41:13,760 --> 00:41:16,560
Speaker 1: hold it up the money. I literally said that, And

774
00:41:16,680 --> 00:41:19,160
Speaker 1: just when he knew I was serious, he hit me

775
00:41:19,160 --> 00:41:21,160
Speaker 1: with a twenty five bag. Because when I think the

776
00:41:21,160 --> 00:41:23,400
Speaker 1: population is you know, I'm a little petty. I lost

777
00:41:23,400 --> 00:41:26,239
Speaker 1: about forty thousand with that man. Now I ain't got

778
00:41:26,239 --> 00:41:31,680
Speaker 1: that time's ten back, but that has helped the forty

779
00:41:31,719 --> 00:41:34,040
Speaker 1: that I lost out. And when I say forty, I

780
00:41:34,160 --> 00:41:37,640
Speaker 1: lost out on helping him with stuff or missed opportunities,

781
00:41:38,000 --> 00:41:41,160
Speaker 1: miss contracts, because when you're dealing with somebody that you

782
00:41:41,160 --> 00:41:43,480
Speaker 1: ain't supposed to be dealing with, your mentor ain't right.

783
00:41:43,719 --> 00:41:46,840
Speaker 1: So instead of me being a creative and a creator

784
00:41:47,400 --> 00:41:51,399
Speaker 1: and doing these podcasts and and and traveling here, I'm

785
00:41:51,480 --> 00:41:54,200
Speaker 1: hemmed up in the house looking like a fool, because

786
00:41:54,200 --> 00:41:56,480
Speaker 1: see out here being a fool. You see what I'm saying.

787
00:41:56,840 --> 00:42:00,839
Speaker 1: And when y'all, when I got rid of that one

788
00:42:00,960 --> 00:42:04,520
Speaker 1: right there, um um um, talk about it, talk about

789
00:42:04,560 --> 00:42:07,960
Speaker 1: an increase, increase at the work. And so that's that's

790
00:42:08,080 --> 00:42:10,560
Speaker 1: confirmation for somebody. And I think he was a bad person.

791
00:42:10,840 --> 00:42:12,719
Speaker 1: I hate to pay him to be the bad guy

792
00:42:12,719 --> 00:42:14,719
Speaker 1: because he was good for the moment in which I

793
00:42:14,760 --> 00:42:17,759
Speaker 1: had needed him originally, but I didn't know that he

794
00:42:17,840 --> 00:42:20,279
Speaker 1: was a season and I didn't want to let him

795
00:42:20,280 --> 00:42:23,120
Speaker 1: go and not I thought he was a lifetime and

796
00:42:23,120 --> 00:42:25,920
Speaker 1: and God was like, he's a season. And so somebody

797
00:42:25,960 --> 00:42:29,520
Speaker 1: here is overdue in their season with somebody, and you know,

798
00:42:29,560 --> 00:42:32,160
Speaker 1: while you can't go next level, you can't go next

799
00:42:32,239 --> 00:42:34,000
Speaker 1: level because you're trying to take him to the next

800
00:42:34,040 --> 00:42:36,920
Speaker 1: season and everybody to go with you. And that's not

801
00:42:37,000 --> 00:42:40,480
Speaker 1: what God said. So yeah, where is your advice to

802
00:42:40,600 --> 00:42:43,200
Speaker 1: our listeners is having a hard time with transitioning from

803
00:42:43,280 --> 00:42:47,279
Speaker 1: changing their having a broke mentality? Um, so that that's

804
00:42:47,280 --> 00:42:49,640
Speaker 1: the mindset that can be fixed and not its not

805
00:42:49,920 --> 00:42:55,000
Speaker 1: be easy, but it is an audit of your uh environment.

806
00:42:55,160 --> 00:42:57,359
Speaker 1: It is an audit of what you're reading, what you're

807
00:42:57,400 --> 00:43:01,320
Speaker 1: listening to what you're encouraging yourself. And I'm not perfect.

808
00:43:01,320 --> 00:43:03,640
Speaker 1: When I have a moment, I fall asleep with my

809
00:43:03,760 --> 00:43:07,120
Speaker 1: Joel Olstein podcast just playing because I need to hear

810
00:43:07,160 --> 00:43:09,680
Speaker 1: the word in the middle of night to re encourage myself.

811
00:43:09,719 --> 00:43:12,239
Speaker 1: So and so, in order to get out of that

812
00:43:12,440 --> 00:43:15,600
Speaker 1: mindset and that environment, you've got to do something different.

813
00:43:16,000 --> 00:43:19,160
Speaker 1: Maybe you read something different, Maybe you go have some

814
00:43:19,239 --> 00:43:21,759
Speaker 1: coffee or some tea, or have a drink at at

815
00:43:21,800 --> 00:43:24,800
Speaker 1: a at a swinky bar where people aren't like you,

816
00:43:24,960 --> 00:43:27,879
Speaker 1: and you're gonna get uncomfortable and you're gonna get exposed.

817
00:43:28,239 --> 00:43:31,160
Speaker 1: And so you have to get out your local environment.

818
00:43:31,440 --> 00:43:33,920
Speaker 1: You have to want more than the friends you have.

819
00:43:34,080 --> 00:43:37,000
Speaker 1: I I told somebody this the other day. He was like, well,

820
00:43:37,040 --> 00:43:39,080
Speaker 1: I love my day one. You could keep your day once,

821
00:43:39,320 --> 00:43:41,759
Speaker 1: but you need some day new to get you for

822
00:43:41,800 --> 00:43:46,080
Speaker 1: another thing. These people can't take you there, bro, And

823
00:43:46,880 --> 00:43:49,080
Speaker 1: he was like, you're right, I said, or they would

824
00:43:49,080 --> 00:43:52,839
Speaker 1: have taken you. You're not going. One of the things

825
00:43:52,840 --> 00:43:54,960
Speaker 1: that you always speak kindy of and I love to

826
00:43:55,000 --> 00:43:58,040
Speaker 1: read is a book called Thinking, Grow Rich and Black Choice,

827
00:43:58,600 --> 00:44:02,560
Speaker 1: And I'm definitely about to This is my favorite book. Yeah,

828
00:44:02,640 --> 00:44:04,680
Speaker 1: I'm gonna buy too and do a giveaway for one

829
00:44:04,719 --> 00:44:07,560
Speaker 1: of the listeners. But the way you talk about this book,

830
00:44:07,680 --> 00:44:10,680
Speaker 1: and I'm like, yeah, I gotta put this in my

831
00:44:10,680 --> 00:44:13,360
Speaker 1: my transition of reading my books and stuff. Do you

832
00:44:13,440 --> 00:44:15,759
Speaker 1: seek very highly on this book? Oh yeah, I keep

833
00:44:15,760 --> 00:44:17,440
Speaker 1: a couple in my trunk. I just get some the

834
00:44:17,480 --> 00:44:20,359
Speaker 1: other day, and then I do the audible like it's

835
00:44:20,360 --> 00:44:22,759
Speaker 1: a great audible to do in the morning, And I

836
00:44:22,840 --> 00:44:25,400
Speaker 1: even do it now when I'm lacking something I needed.

837
00:44:25,719 --> 00:44:27,799
Speaker 1: I do. I think that book like maybe fifteen times

838
00:44:27,840 --> 00:44:29,520
Speaker 1: and I gets something new out of the east time.

839
00:44:29,880 --> 00:44:34,920
Speaker 1: It was the number one book responsible for me moving forward.

840
00:44:34,960 --> 00:44:37,960
Speaker 1: It was that book, and it was the Sean Devin's

841
00:44:38,040 --> 00:44:41,560
Speaker 1: book The Year of Yes, Yes Oprah one free book

842
00:44:41,640 --> 00:44:44,239
Speaker 1: what what they didn't know? But what they forget? The

843
00:44:44,280 --> 00:44:46,279
Speaker 1: title of her book? What they didn't tell us or

844
00:44:46,320 --> 00:44:49,920
Speaker 1: what they what I know for sure? Yeah, those were

845
00:44:49,960 --> 00:44:53,560
Speaker 1: the three books that got me together and just helped

846
00:44:53,600 --> 00:44:57,640
Speaker 1: me realize you belong here, you have a purpose, your

847
00:44:57,680 --> 00:45:01,279
Speaker 1: business is validated, some money needs you. And if I

848
00:45:01,360 --> 00:45:03,440
Speaker 1: don't get started, then I'm not going to help the

849
00:45:03,480 --> 00:45:07,120
Speaker 1: person that's listening to this podcast make a decision or

850
00:45:07,160 --> 00:45:10,760
Speaker 1: do something different with themselves. So that's a heavy burden

851
00:45:10,760 --> 00:45:14,399
Speaker 1: when you put it like that, right, So yeah, m hmm.

852
00:45:15,440 --> 00:45:17,680
Speaker 1: What about your advice on those to those listeners who

853
00:45:17,719 --> 00:45:19,319
Speaker 1: want to go back to college but they don't want

854
00:45:19,320 --> 00:45:22,880
Speaker 1: to accumulate. Oh yeah, you just have to get creative,

855
00:45:22,920 --> 00:45:27,319
Speaker 1: get your scholarships going, get your fellowships going, and then

856
00:45:27,480 --> 00:45:29,359
Speaker 1: do you need to go back to school or can

857
00:45:29,400 --> 00:45:33,239
Speaker 1: you go to the library and study? Hey, do you

858
00:45:33,280 --> 00:45:34,960
Speaker 1: need to go back? Who says you need to go back?

859
00:45:34,960 --> 00:45:37,160
Speaker 1: I want to talk to them? Right, So, like that's

860
00:45:37,200 --> 00:45:39,120
Speaker 1: the type of stuff you have to look into because

861
00:45:39,160 --> 00:45:41,759
Speaker 1: everybody thinks they've got to go to college. Now you

862
00:45:41,800 --> 00:45:45,280
Speaker 1: don't got to go to college. You you gotta get educated.

863
00:45:45,360 --> 00:45:49,080
Speaker 1: There's a difference. Mm hmm. And everything is on Google

864
00:45:49,160 --> 00:45:53,080
Speaker 1: child absolutely. What are your top three tips of paying

865
00:45:53,080 --> 00:45:55,560
Speaker 1: our students? The top three tips? You want to know

866
00:45:55,600 --> 00:45:57,600
Speaker 1: what your that is and how much you owe who

867
00:45:57,640 --> 00:46:00,600
Speaker 1: you owe, so student aid dot gov. You want to

868
00:46:01,160 --> 00:46:04,239
Speaker 1: create a plan within your budget or create a budget

869
00:46:04,320 --> 00:46:06,680
Speaker 1: that includes with payment comes you and you wherever you used.

870
00:46:06,680 --> 00:46:10,000
Speaker 1: You're taking advantage of COVID nineteen, no interests, no payments.

871
00:46:10,520 --> 00:46:14,279
Speaker 1: And then the last tip is you need to make

872
00:46:14,320 --> 00:46:17,040
Speaker 1: a hy So what's your why like with this life

873
00:46:17,480 --> 00:46:20,920
Speaker 1: with out students that look like? And what does that

874
00:46:20,960 --> 00:46:23,360
Speaker 1: look like for you? And why is that important? And

875
00:46:23,480 --> 00:46:26,160
Speaker 1: only you could answer that? And when you have a why,

876
00:46:26,320 --> 00:46:28,400
Speaker 1: you work a little harder, you move a little harder.

877
00:46:28,680 --> 00:46:31,520
Speaker 1: When you don't have a why, you don't get started,

878
00:46:31,560 --> 00:46:34,799
Speaker 1: you don't do anything. So people need a big enough why.

879
00:46:37,280 --> 00:46:39,560
Speaker 1: You know, I'm telling y'all, you don't get anything from

880
00:46:39,560 --> 00:46:42,000
Speaker 1: this conversation. Like, I don't even know what to say.

881
00:46:42,320 --> 00:46:46,239
Speaker 1: So I am so inspired, Um before we leave, Like

882
00:46:46,280 --> 00:46:48,239
Speaker 1: I said, you have inspired me in so many ways,

883
00:46:48,280 --> 00:46:51,520
Speaker 1: and I'm pretty sure you have inspired plenty like thousands

884
00:46:51,520 --> 00:46:54,000
Speaker 1: of other women. And one thing I get from you,

885
00:46:54,040 --> 00:46:55,960
Speaker 1: like I get the whole business aspect, but I get

886
00:46:56,040 --> 00:46:59,000
Speaker 1: more because I know you're very spiritual and like you

887
00:46:59,000 --> 00:47:01,000
Speaker 1: speak a lot about walking in your purpose and the

888
00:47:01,040 --> 00:47:04,000
Speaker 1: sacrifices that went that went along with it. So what

889
00:47:04,120 --> 00:47:06,840
Speaker 1: did their advice to our listeners including myself, on finding

890
00:47:06,880 --> 00:47:09,920
Speaker 1: their secret sauce while doing the actual actual work. Because

891
00:47:10,239 --> 00:47:12,719
Speaker 1: people may think that you just got popping, but you

892
00:47:12,840 --> 00:47:16,279
Speaker 1: was not an overnice success, right, So thank you for that.

893
00:47:16,360 --> 00:47:18,680
Speaker 1: So what I would say is it's really the ability

894
00:47:18,680 --> 00:47:21,640
Speaker 1: to self success. I've learned that from my mentor, Eric Thomas,

895
00:47:22,040 --> 00:47:26,319
Speaker 1: a self him. I do because he was number one,

896
00:47:27,000 --> 00:47:29,319
Speaker 1: the first person that was super popping to support me.

897
00:47:29,360 --> 00:47:33,400
Speaker 1: In return at my here he is helping me pass

898
00:47:33,440 --> 00:47:40,200
Speaker 1: out books. And so here's what I'll tell people. If

899
00:47:40,239 --> 00:47:41,880
Speaker 1: you don't know who you are, then we don't know

900
00:47:41,920 --> 00:47:45,239
Speaker 1: who you are either. If you don't know who you are,

901
00:47:45,320 --> 00:47:47,840
Speaker 1: then you can't expect people to pay you. If you

902
00:47:47,880 --> 00:47:50,040
Speaker 1: don't know who you are, you can't expect people to

903
00:47:50,120 --> 00:47:52,279
Speaker 1: support you. If you don't know who you are, then

904
00:47:52,320 --> 00:47:55,040
Speaker 1: you can't birth what's insiety of you. So a lot

905
00:47:55,120 --> 00:47:58,120
Speaker 1: of us have to get uncomfortable and do some self

906
00:47:58,160 --> 00:48:00,839
Speaker 1: assess HI, I'm gonna be honest. I'm gonna wait. Lost

907
00:48:00,880 --> 00:48:04,239
Speaker 1: early a hundred and twenty pounds down. I didn't like

908
00:48:04,360 --> 00:48:07,759
Speaker 1: myself when I was uber fat. I'm just real. Then

909
00:48:07,760 --> 00:48:09,480
Speaker 1: I might have schand somebody, but I don't care. I

910
00:48:09,560 --> 00:48:11,920
Speaker 1: gotta hear it because I knew I was gonna be

911
00:48:12,000 --> 00:48:14,080
Speaker 1: on these stages and on these flights and on these

912
00:48:14,120 --> 00:48:16,239
Speaker 1: planes and all these and I didn't want to show

913
00:48:16,320 --> 00:48:19,320
Speaker 1: up fat. I didn't feel confident in that body. I

914
00:48:19,680 --> 00:48:22,080
Speaker 1: never identified with that body and just things to to

915
00:48:22,600 --> 00:48:27,560
Speaker 1: go for, okay, And I said, well, self possessed, they're

916
00:48:27,600 --> 00:48:29,680
Speaker 1: not looking at you or listen to you. They're looking

917
00:48:29,719 --> 00:48:31,640
Speaker 1: at the facts. We gotta we gotta get the fat going.

918
00:48:31,960 --> 00:48:33,640
Speaker 1: Now I have to look at my friendship and my

919
00:48:33,719 --> 00:48:36,920
Speaker 1: relationships and and that's not gonna work. Some of those

920
00:48:37,239 --> 00:48:39,239
Speaker 1: weren't gonna work to go into my new season. They're

921
00:48:39,280 --> 00:48:41,799
Speaker 1: not real friends. I gotta I gotta trim those. Now

922
00:48:41,840 --> 00:48:44,000
Speaker 1: you got an issue with spending. You gotta cut the

923
00:48:44,040 --> 00:48:46,160
Speaker 1: spending out. Why are you spending? Oh you don't. You're

924
00:48:46,200 --> 00:48:48,920
Speaker 1: really unhappy with some things. You need a therapist. So

925
00:48:48,960 --> 00:48:51,200
Speaker 1: now you gotta spend money with therapists and spend less

926
00:48:51,200 --> 00:48:54,200
Speaker 1: money overall. But then you gotta tackle those hard things.

927
00:48:54,360 --> 00:48:56,960
Speaker 1: And these are the conversations that I had had to

928
00:48:57,080 --> 00:49:00,800
Speaker 1: have with myself in order to start seeing some changes.

929
00:49:01,280 --> 00:49:04,880
Speaker 1: And when I started to get uncomfortable at home and

930
00:49:05,000 --> 00:49:08,040
Speaker 1: my own skin, so I could be comfortable in two

931
00:49:08,080 --> 00:49:11,160
Speaker 1: thousand and twenty then and that's why the bank account

932
00:49:11,200 --> 00:49:14,680
Speaker 1: looks the way it does, because I had to say

933
00:49:14,680 --> 00:49:17,719
Speaker 1: to myself, you're never gonna go next level if you

934
00:49:17,760 --> 00:49:20,279
Speaker 1: don't tackle the hard stuff. And I'd rather tackle it

935
00:49:20,280 --> 00:49:24,040
Speaker 1: in the beginning instead of right now. What if I

936
00:49:24,080 --> 00:49:26,440
Speaker 1: see Oprah to Marrow and she wants to fly me

937
00:49:26,440 --> 00:49:29,320
Speaker 1: out on the G six and then I'm like, oh,

938
00:49:29,360 --> 00:49:33,160
Speaker 1: but you know what's the way, companion? You know you

939
00:49:33,200 --> 00:49:37,279
Speaker 1: know what I'm saying right right, No, I want to

940
00:49:37,320 --> 00:49:39,360
Speaker 1: say thank you so much. I'm definitely reaching out to

941
00:49:39,400 --> 00:49:41,880
Speaker 1: you very soon so I can get on this journey

942
00:49:41,960 --> 00:49:43,880
Speaker 1: of like paying my student on debt all because I

943
00:49:43,880 --> 00:49:45,280
Speaker 1: can't be I don't want to be in my forties

944
00:49:45,280 --> 00:49:47,680
Speaker 1: worry about this. So if y'all want to reach out

945
00:49:47,719 --> 00:49:49,440
Speaker 1: some of my guess, if you have any questions or anything,

946
00:49:49,440 --> 00:49:51,239
Speaker 1: please make sure to email me a hello at the

947
00:49:51,239 --> 00:49:53,800
Speaker 1: PhD podcast dot com. I swear your life would be

948
00:49:53,880 --> 00:49:56,840
Speaker 1: changed completely because I have not seen one bad review

949
00:49:56,880 --> 00:49:59,879
Speaker 1: on her and her company. And so my guess, thank

950
00:49:59,880 --> 00:50:01,200
Speaker 1: you so much. I know you're about to go do

951
00:50:01,239 --> 00:50:04,160
Speaker 1: a live Yeah, yeah, I'm going on Instagram. I'm gonna

952
00:50:04,239 --> 00:50:06,520
Speaker 1: have a ball, I'm gonna have a good time one

953
00:50:06,560 --> 00:50:09,239
Speaker 1: day tonight. It's gonna be fun. Um. And then yeah,

954
00:50:09,280 --> 00:50:12,440
Speaker 1: definitely reach out whenever you're ready. Thank you for bearing

955
00:50:12,440 --> 00:50:16,720
Speaker 1: with me in my crazy schedule. Um. Your fine tonight

956
00:50:16,880 --> 00:50:19,520
Speaker 1: was super fun, and then um yeah, we'll definitely be

957
00:50:19,560 --> 00:50:22,600
Speaker 1: in touch and let me know when um this podcast

958
00:50:22,640 --> 00:50:24,839
Speaker 1: goes live so we can definitely share it with our

959
00:50:24,840 --> 00:50:28,839
Speaker 1: community too. Yes, thank you so much. I really appreciate you.

960
00:50:28,840 --> 00:50:32,200
Speaker 1: You're welcome. Until next time, everyone Later,