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Speaker 1: Hey, guys, welcome back to Brown Ambition. It's Mandy.

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Speaker 2: Hey, Hey, hey, and you already know it's me Tiffany.

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Speaker 1: We've had a pretty exciting week. I feel like the

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Speaker 1: last week has been pretty vic both of us. Tiffany's

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Speaker 1: had a birthday. Happy birthday, Tiffany, wo.

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Speaker 2: Woop, thank you.

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Speaker 1: Happy twenty first birthday.

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Speaker 2: You know, when I was little, my mom she turned

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Speaker 2: thirty nine and then literally for ten years straight she

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Speaker 2: was thirty nine. It took me a while to catch on.

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Speaker 2: I was like, wait, you're thirty nine again. That's okay.

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Speaker 2: I want to stick with twenty nine and I'm never

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Speaker 2: going to get older.

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Speaker 1: You know, like a day over twenty two. What did

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Speaker 1: you do for your birthday?

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Speaker 2: I went to the Bahamas on a budget of course,

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Speaker 2: because you know I'm the budgetista. Four hundred and twenty

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Speaker 2: two dollars wooed for flight and hotel.

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Speaker 1: That's awesome.

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Speaker 2: Yeah, it was really beautiful. There's a beach in the

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Speaker 2: Bahamas in Freeport, I guess that's the Grand Bahama Island

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Speaker 2: where they taped Pirates of the Caribbean. And it was

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Speaker 2: hands down the most beautiful beach I've seen ever. And

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Speaker 2: it was empty because we went during off season, so

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Speaker 2: it's like six miles of pristine, beautiful beach and it

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Speaker 2: was just me and my travel friend Madeline.

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Speaker 1: Wasn't there just a hurricane there?

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Speaker 2: Yeah? I think, like, no, you know what there they

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Speaker 2: I think some of the other islands, because the Bahamas

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Speaker 2: is like a mix of like six different islands, and

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Speaker 2: so some of the other islands kind of got the

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Speaker 2: brunt of the hurricane, but where I was, they had not.

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Speaker 1: Okay, good, Yeah, that sounds amazing. I saw some of

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Speaker 1: your pictures. They were so beautiful.

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Speaker 2: Yeah, it was just honestly, it's like literally just what

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Speaker 2: I needed.

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Speaker 1: Well, I too went to an exotic destination.

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Speaker 3: You know.

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Speaker 1: My goal for twenty fifteen was to just like get

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Speaker 1: the upper half of my body to be the same

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Speaker 1: shade as the lower half of my body, because I

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Speaker 1: feel like since I moved to New York from Georgia,

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Speaker 1: I've never had an even I have not had an

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Speaker 1: even tand like my legs have turned a shade of

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Speaker 1: pale yellow that I feel like does not exist outside

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Speaker 1: of the a cran box. We're like among muppets. And

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Speaker 1: uh so, you know, naturally, I went to Wisconsin for

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Speaker 1: one of the few days I take off a year.

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Speaker 1: This is actually, you know, for a really cool reason.

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Speaker 1: My sister Mallory. I love her very much. She got

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Speaker 1: married on Friday.

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Speaker 2: They were so beautiful. I was like, oh, look at

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Speaker 2: you and your sister and the picture of her, like

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Speaker 2: in the black and white standing in the room. It

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Speaker 2: was like, so beautiful, I know, a fairytale bride.

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Speaker 1: It was really pretty. She had She had this whole

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Speaker 1: like sixties like June Carter Cash hairstyle, and she got

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Speaker 1: her makeup done. And I am like very much like

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Speaker 1: I don't really cry and I don't really get emotional,

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Speaker 1: so it was really fun to just like get to

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Speaker 1: be in that girly environment. I've never been a bridesmaid

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Speaker 1: before either really no. No, I have friends, but like.

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Speaker 2: Or don't. Like, Okay, you're gonna start a hashtag, y'all,

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Speaker 2: so at FA Podcasts, that's our our Twitter handle, and

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Speaker 2: I want you to hashtag Mandy. I'm your friend Mandy

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Speaker 2: with the I Mandy.

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Speaker 1: Listen. I have friends, they just haven't gotten married yet.

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Speaker 1: Nobody nobody from Georgia moves to New York to get married.

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Speaker 1: That's why my friends haven't gotten married yet. I had

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Speaker 1: a really good time and now I'm back and I

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Speaker 1: we'll start with some We'll start with buzzworthy. Okay, I

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Speaker 1: have to talk about this because before I left from

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Speaker 1: my trip this past week, one of the last things

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Speaker 1: I wrote was a response to this article, this essay

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Speaker 1: that Jennifer Lawrence wrote for Lenadham's new newsletter. You know, Lenny,

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Speaker 1: I'm not really fan, but anyway, so Lena Dunham has

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Speaker 1: a newsletter. She's giving me a bunch of celebrities. She's

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Speaker 1: had like Hillary Clinton write stuff and being interviewed by her,

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Speaker 1: and now she's got Jennifer Lawrence coming out for the

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Speaker 1: first time ever and talking about what it was like

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Speaker 1: for her. I don't know if you remember, but so

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Speaker 1: a few months back, like this summer Sony, then the

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Speaker 1: huge production Studios was hacked and these emails came out

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Speaker 1: revealing that Jennifer Lawrence and Amy Adams were paid like

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Speaker 1: half as much wow as Bradley Cooper and Jeremy Renner

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Speaker 1: were in the movie American Hustle, which came out last

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Speaker 1: or last December or last Christmas. And Jennifer Lawrence never

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Speaker 1: really talked about it until this letter, and she essentially writes,

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Speaker 1: you know, here's what it was like. It was shitty,

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Speaker 1: like the guys with Dix got raises and it was

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Speaker 1: great for them. And she what she says is basically like,

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Speaker 1: I wasn't upset with Sony when I realized this, I

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Speaker 1: was upset with myself. I blame myself for like leaving

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Speaker 1: the negotiation table, and I should have stopped for myself.

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Speaker 1: And she like kind of says, you know, it gives

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Speaker 1: the middle finger to gender bias. You know, she talks

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Speaker 1: about how when she stands up for herself, people act

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Speaker 1: as if, you know, she's insulted them or she's not

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Speaker 1: being a team player. And she's like, fuck that, I'm

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Speaker 1: going to say what I want to say when I

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Speaker 1: want to say it. I'm done trying to find the

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Speaker 1: adorable way to be assertive.

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Speaker 2: But I think what's strange is like, I mean, I

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Speaker 2: agree that you definitely want to take and as a woman,

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Speaker 2: you know, we don't negotiate nearly as much, but don't

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Speaker 2: act as if if you had negotiated, you still probably

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Speaker 2: would have not gotten what what the guy's got, you

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Speaker 2: know what I mean.

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Speaker 1: Well, that's the thing people ask me, like, doesn't she

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Speaker 1: have an agent doing this for her. Yeah, And I'm like, probably,

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Speaker 1: but I guess maybe it was a situation where the

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Speaker 1: agent was like, oh, she's a woman, this is what

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Speaker 1: she's worth, you know. And I'm like, in that case,

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Speaker 1: I hope she fired him exactly.

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Speaker 2: I mean, that's just crazy. Let me tell you. So,

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Speaker 2: I'm I'm on this tour, this Know Your Value Tour

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Speaker 2: by MSNBC, and I don't know if you know Mika Brazinski.

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Speaker 2: So she has this show on WSNBC called what is

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Speaker 2: a show called Oh Morning Joe. So she's got this

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Speaker 2: co host Joe, and she started this tour because of

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Speaker 2: this reason right here. So she has this co host,

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Speaker 2: cohort cohort co host Joe, and she and he are

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Speaker 2: really equally important on this show. And she found out

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Speaker 2: she just casually, I don't know how it came out.

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Speaker 2: She found out after negotiating and their show was like

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Speaker 2: number one, it's doing so great. She found out that

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Speaker 2: he was making get ready for this not one times more,

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Speaker 2: not two, not five, but fourteen one, four times more

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Speaker 2: than her. Fourteen times more. How is that even possible?

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Speaker 2: She was like, wait what? So she started this whole

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Speaker 2: Know Your Value to he to really teach women kind

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Speaker 2: of like how not to be First she wrote the book, yes,

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Speaker 2: and yeah the book. Yes, the book came out first,

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Speaker 2: but it just was really shocking. Here's this woman, she's beautiful,

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Speaker 2: she's smart, she's got this great show, and you're thinking,

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Speaker 2: like she's on top of the world fourteen times more

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Speaker 2: her co host was making and so don't tell me

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Speaker 2: that's just the lack of like, oh, I didn't just negotiate.

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Speaker 2: That's just crazy, you know, right?

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Speaker 1: And I think what she You know, I interviewed Mika

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Speaker 1: for Yahoo when her book came out, Know Your Value,

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Speaker 1: and I like what she had to say. And I

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Speaker 1: feel like I've heard this again and again and I've

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Speaker 1: even experienced this in my career. Is the importance of

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Speaker 1: having a male mentor or not just you know, the

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Speaker 1: word mentor is so like loaded. I'm not talking about

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Speaker 1: someone who's like your Yoda and takes you aside and

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Speaker 1: like shows you the meaning of life and is there

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Speaker 1: for you every day, but just someone who you can

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Speaker 1: go to and say, hey, so you know, what's like

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Speaker 1: Joe or Mike, Like, how much did you make when

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Speaker 1: you were starting out? What you know, what did you

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Speaker 1: make when you were on my level, what are you

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Speaker 1: making now? And like, that's the bar that you want

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Speaker 1: to rise to, because sadly enough, oftentimes men make so

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Speaker 1: much more. That's who you should be, you know, that's

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Speaker 1: the bar you should try and try and strive for.

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Speaker 1: And when Mika found that out, she makes a big

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Speaker 1: deal about talking about in the book she went to

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Speaker 1: oh and asked him for negotiating strategies I In Jennifer

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Speaker 1: Lawrence's letters, she writes basically like, you know, screw you,

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Speaker 1: gender bias. I'm gonna say whatever I want. And Mika

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Speaker 1: too is like, well, Joe's like screw you to everybody

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Speaker 1: and like cursing at them, doesn't care, doesn't give a

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Speaker 1: you know, a crap how people view him, which is

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Speaker 1: all great, And I want to be like girl power

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Speaker 1: middle finger gender bias, like get what you want, go

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Speaker 1: in there and ask for what you deserve. But unfortunately,

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Speaker 1: and this is where I feel like Jennifer Lawrence missed

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Speaker 1: the mark in her letter. This is what I write

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Speaker 1: about in my story for Yahoo, which is that studies

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Speaker 1: show there are real social and professional consequences for women

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Speaker 1: when they speak up for themselves in a work. Yes,

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Speaker 1: people are more, people are less likely. Studies have shown

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Speaker 1: to want to work with a woman who speaks up

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Speaker 1: for herself, especially when it comes to her salary, and

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Speaker 1: to work under a woman who speaks up for themselves.

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Speaker 1: And I find that really disheartening. And I think, but

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Speaker 1: I think that's reality. You know, you have to recognize

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Speaker 1: that you can't just take the advice or just like

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Speaker 1: you know, just like any man. Oh my god, so

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Speaker 1: many men responded to this, like I have over one

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Speaker 1: hundred comments on Facebook for this article and so many

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Speaker 1: like guys, You're like, why should we feel sorry for women?

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Speaker 1: Just don't know how to negotiate, just like, speak up

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Speaker 1: for yourself, just like ask for it.

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Speaker 2: It's not that easy.

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Speaker 1: It's not like if I ask for if I go

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Speaker 1: in a room and say, hey, I deserve half a

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Speaker 1: million dollars, you know, and I want, like I don't

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Speaker 1: know the stock options, put me on a board, like

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Speaker 1: give me my own office. As a woman, people are

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Speaker 1: gonna think, wow, she's kind of greedy, she's kind of

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Speaker 1: full of herself. As a man, you're like, oh, well,

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Speaker 1: maybe you know he deserves it.

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Speaker 2: He's like even now, like you know, as an entrepreneur,

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Speaker 2: setting my prices. Sometimes it's a bit like scary, because

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Speaker 2: you know, it's almost like, you know, because I do

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Speaker 2: a lot of community work, so people tend to feel like, oh, okay,

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Speaker 2: it should be free, right, Tiffany's free, even though I

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Speaker 2: see her flying all over the place and teaching and

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Speaker 2: speaking and blah blah blah. And then you know, somebody

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Speaker 2: will hit me up and they're like, oh, so that's

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Speaker 2: your price, or I'll get like behind the scenes or

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Speaker 2: this is what I get a lot, which is so strange.

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Speaker 2: People who'll have just met me at an event, we'll

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Speaker 2: just say, hey, girl, you can give me a call

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Speaker 2: real quick, and I'm like, who is this And they're

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Speaker 2: just asking me to call them for like financial advice,

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Speaker 2: like but I don't know them. And I just think myself, O, man,

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Speaker 2: if I was a guy, would that be? Would you?

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Speaker 2: And I don't think people are doing it to be

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Speaker 2: purposefully disrespectful of my time and like, this is the

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Speaker 2: business that I'm in. But I feel like as a

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Speaker 2: woman sometimes it's like why you charge? Oh so I

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Speaker 2: just can't talk to you on the phone. I'm like,

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Speaker 2: I'm running a business, right, you know, And so and

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Speaker 2: then I feel bad. Sometimes I'm like, well should I?

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Speaker 2: I mean, even now I take way more calls than

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Speaker 2: I should. I know that because I feel bad saying no,

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Speaker 2: I feel greedy, like, well, tifny help them. And even

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Speaker 2: though I have built so many different avenues for people

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Speaker 2: to get help for free, I still find myself giving

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Speaker 2: away even more of myself for free. So it's difficult

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Speaker 2: whether you have regular nine to five or whether or

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Speaker 2: not you're an entrepreneur.

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Speaker 1: I mean, when did you get to the point where

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Speaker 1: you felt like you were asking for what you deserve

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Speaker 1: in terms of like the feaz you're charging about a

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Speaker 1: month ago, and you've been doing this for a long time.

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Speaker 2: I know, I've been in business for five years. And

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Speaker 2: it wasn't even me. This is what happened. So this

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Speaker 2: huge organization, this national organization, was like, hey, Tiffany, we

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Speaker 2: want you to speak at five different locations with us.

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Speaker 2: Send me how much it would cost per location. So meanwhile,

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Speaker 2: I mean bear in mind that this has been a

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Speaker 2: banner year for me. So like last year, my highest

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Speaker 2: rate was like fifteen hundred, and I thought that was

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Speaker 2: big money. So I thought to myself, I was asking

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Speaker 2: everybody that I knew that had no real experience, What

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Speaker 2: do you think I should charge? In my heart, I

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Speaker 2: wanted to ask for five thousand dollars per per talk,

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Speaker 2: so five times five twenty five thousand. But I was like,

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Speaker 2: there's no way they're going to give me that. That's

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Speaker 2: way too much money, Tiffany. But I was like, I

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Speaker 2: really wanted to ask for that, and so I kind

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Speaker 2: of like asked around and decided to play it safe

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Speaker 2: and asked for thirty five hundred dollars per talk, which

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Speaker 2: was still huge because my talk is like forty five minutes,

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Speaker 2: and I thought, well, still big money, Tiffany, right man,

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Speaker 2: And I submitted my thirty five hundred dollars for talk.

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Speaker 2: They said yes. And then I met the woman who

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Speaker 2: kind of like is like the she's a global what

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Speaker 2: was her position, like global something, communications director or whatever,

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Speaker 2: and she pulled me aside. She's a woman of color,

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Speaker 2: pulled me aside and said, oh, Tiffany, I wish you

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Speaker 2: would have asked me about the rates first, because they

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Speaker 2: told me to tell them how much. She said, before

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Speaker 2: you sent out that email, because I had to send

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Speaker 2: it out to a number of people and everyone saw it.

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Speaker 2: She said, honestly, for what you are providing for us.

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Speaker 2: We paid between ten to fifteen thousand dollars. I talked,

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Speaker 2: so I could have gotten paid minimum. Wasn't it too

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Speaker 2: late to go back? No, it was I could pay

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Speaker 2: fifty thousand dollars and instead I'm getting fourteen thousand from

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Speaker 2: fifty thousand minimum.

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Speaker 1: Do you feel like you just weren't asking the right

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Speaker 1: people in terms of what your rates should have been.

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Speaker 2: Oh yeah, of course, because I didn't know who to

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Speaker 2: a Honestly, I'm in I feel like I'm in this

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Speaker 2: new waiting pool where most of my friends had regular

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Speaker 2: ninety fives or they're like beginning entrepreneurs and my business

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Speaker 2: is not going to say their business is not growing,

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Speaker 2: but they're not in the same business as I am.

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Speaker 2: Like one of my best friends, she's a really successful publicist,

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Speaker 2: but she's not a speaker, so she's like, I don't know,

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Speaker 2: you know, if I was doing publicity work, she'd know

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Speaker 2: and so and even when the woman this is how crazy.

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Speaker 2: Even when the woman told me, Tiffany, you should have

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Speaker 2: asked between ten and fifteen thousand, I actually told her no.

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Speaker 2: I said, oh no, no, no me, Tiffany, There's no

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Speaker 2: way you guys are not paying that. She said, Tiffany,

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Speaker 2: I'm the one who okays the budget. How are you

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Speaker 2: going to tell me no? Can you imagine? It took

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Speaker 2: me like twenty four hours to digest, Like, yes, Tiffany,

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Speaker 2: they would have paid you that, because I kept thinking,

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Speaker 2: they're not gonna pay me that, and she's like, yes,

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Speaker 2: this is what we pay.

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Speaker 1: At the point when you have to talk to someone

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Speaker 1: who's like you may not know personally mm hmm, but

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Speaker 1: you know who is at a higher level than you.

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Speaker 2: Exactly how I was like, fight to my website that

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Speaker 2: night and I increased my rates to so like my

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Speaker 2: top rate now is one thousand dollars and it goes

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Speaker 2: down from there. I increase my rates right away. So

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Speaker 2: I told myself, this is it, because if they're telling

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Speaker 2: me this, this is what my worth is, how am I,

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Speaker 2: you know, pushing against it saying no, I'm worth one

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Speaker 2: third of that? Not even you know, right.

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Speaker 1: I recently had a conversation with someone like, you know,

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Speaker 1: someone who's in the same field as I am. I

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Speaker 1: was asking her because she just got a great promotion.

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Speaker 1: She had a very glossy new title, and I was like, man,

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Speaker 1: she must be making a lot more, and I wanted

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Speaker 1: to figure out how she had done it. I just

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Speaker 1: I just asked a lot of awkward questions. I'm known for,

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Speaker 1: like asking people, how much do you make? How is

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Speaker 1: that negotiation? Whatever? I just ask weird questions. And I

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Speaker 1: asked her straight up, you know you got this great promotion?

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Speaker 1: First of all, how'd you do it? Well? She had

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Speaker 1: a competing offer from another another company, which is great leverage.

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Speaker 1: And then I said, okay, great, how much do you

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Speaker 1: make now? And she and I are pretty close in

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Speaker 1: our you know, in our levels. We work in different fields,

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Speaker 1: but close in our responsibilities, in our duties. And she

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Speaker 1: earns less than I do. Now what fit having this promotion?

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Speaker 1: And I was like, what's happening? At first, I was like, okay,

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Speaker 1: good because I was almost you know, I negotiated the

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Speaker 1: hell out of, you know, the last couple of job

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Speaker 1: offers I've had. And I always tell women that, and

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Speaker 1: I've learned this from my own experience, is that if

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Speaker 1: you're negotiating a job offer and you are sweating bullets

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Speaker 1: and you're about to shit your pants, and you feel

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Speaker 1: like like your heart is punching you in the throat,

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Speaker 1: then you should add ten percent, because I feel like

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Speaker 1: as women, we as women, we tend to pull back

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Speaker 1: when we should be pushing forward. And it's very uncomfortable.

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Speaker 1: And I can't like count on two hands how many

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Speaker 1: women I've told how uncomfortable negotiating can be. And it's

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Speaker 1: never going to be comfortable, like probably never until you

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Speaker 1: I don't even know when, but like it's always going

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Speaker 1: to feel against every base instinct as a woman to

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Speaker 1: ask for more. And I'm like, you have to embrace that,

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Speaker 1: like discomfort, and you have to push through it and

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Speaker 1: ask for more. And that was a good example of

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Speaker 1: you know, in this, in this the case of my

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Speaker 1: colleague in this woman in their company, she had it

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Speaker 1: negotiated early, and she was basically negotiating from a lower

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Speaker 1: base than what I was negotiating from. And that also

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Speaker 1: just goes back to like you need to start early

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Speaker 1: and negotiate hard, because like once you get that first offer,

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Speaker 1: that's what every raise is going to be based off of.

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Speaker 4: You know, I'm so oh speaking of so over it.

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Speaker 2: I think it's time for brown break, ground break. What's

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Speaker 2: going to do? What's you gonna do when me come

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Speaker 2: for you? Oh?

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Speaker 1: Yeah, that too?

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Speaker 2: So who needs to have several seats this week.

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Speaker 1: Several seats how many women are on the View, because

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Speaker 1: that's who needs to have I think four, four or

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Speaker 1: five seats. We need a stadium of seats for every

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Speaker 1: woman on the View. All eight of those X chromosomes

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Speaker 1: need to be sat down and silenced. I mostly have

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Speaker 1: a problem, you know, the View. I don't know why

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Speaker 1: they don't cancel this show. It's crazy it's even still on.

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Speaker 1: I'm not gonna lie like I have a job. I

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Speaker 1: don't watch The View. I haven't sat down and watched

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Speaker 1: a full hour of this show probably ever in my life. However,

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Speaker 1: I'm the consumer of the Internet, and so all the

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Speaker 1: clips and stuff I see, and recently the two I

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Speaker 1: guess the main person on the show right now who's

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Speaker 1: just like saying the dumbest shit is Raven Simone. So

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Speaker 1: recently on the show she was talking about I guess

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Speaker 1: it's this whole segment started by you know, making fun

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Speaker 1: of like YouTube stars, like internet stars, weird names, and

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Speaker 1: Raven comes out and just like, you know me, be real,

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Speaker 1: I would not hire someone with the ghetto name, says.

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Speaker 2: Raven Simone, random on the wrong letters A.

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Speaker 1: Raven Simone and I think, I think you're the one

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Speaker 1: who who first shared this on Facebook and I saw it,

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Speaker 1: and I'm just like.

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Speaker 3: What is happening?

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Speaker 1: Why is doing exactly what they want her to do

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Speaker 1: in terms of like just riling up people.

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Speaker 2: But like she's so meanwhile, I mean, and I'm not

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Speaker 2: one to throw around the word ghetto blah blah blah,

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Speaker 2: but when Raven she looks she has pink hair, yes,

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Speaker 2: and like red hair and like fake fox locks, and

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Speaker 2: just she is serving water Maandrella Lisha whatever the fake

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Speaker 2: name that she created with like Raven Simone, honestly, just

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Speaker 2: don't even have several seats. Just get your coat. This

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Speaker 2: is a get your coat moment. Leave the building. Whoever

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Speaker 2: you brought, whoever came with you, or who brought you here,

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Speaker 2: they're no longer allowed at the party. She's just, like

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Speaker 2: you said, she's just saying stuff just to be ignorant.

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Speaker 2: I heard that. Even her own father was like, I tried.

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Speaker 1: Write really funny she wrote like a dad post on Facebook.

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Speaker 1: He's like, she said some stupid shit, but I still

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Speaker 1: love her.

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Speaker 2: Yeah, that is a very dead that is.

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Speaker 1: That's honestly all I want to say about that. Like

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Speaker 1: I just think Raven needs to get.

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Speaker 3: Off the air.

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Speaker 1: Get her off the air. Yeah, she doesn't make good

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Speaker 1: since Cheetah Girls, and I love Cheetah Girls.

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Speaker 2: All right, sold, she was such a cute odes.

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Speaker 1: That was her last successful TV show, and that's where

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Speaker 1: it should have ended.

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Speaker 2: How I'm trying to remember. I forgot, Like my memory

400
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Speaker 2: is like though, I'm like, what was my blown break?

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Speaker 1: Your brown break was going to be discount airlines?

402
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Speaker 2: Yeah? No, but I had a better one. Oh I remember?

403
00:19:29,920 --> 00:19:33,520
Speaker 2: Oh so oh my brown break this week is kind

404
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Speaker 2: of like, I guess piggybacking on Christy Tigue and I'm

405
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Speaker 2: congratulations to her and John Legend and if they're progant preggers.

406
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Speaker 2: So mine is linked to the fact that I just

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Speaker 2: turned thirty six. Yes, get in twenty two. Honestly, I'm

408
00:19:48,280 --> 00:19:50,280
Speaker 2: not even a shame of my age. People are always like,

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Speaker 2: what you told someone. I'm like, yeah, I'm thirty six,

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Speaker 2: so what So I don't have any kids, although me

411
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Speaker 2: and the BF Superman I are definitely talking about it

412
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Speaker 2: and about working on it far as getting married and

413
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Speaker 2: having children's. But I mean, I get that question, what

414
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Speaker 2: are you gonna have kids? Tiffany're getting a little old.

415
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Speaker 2: When are you gonna have kids? I'm like, uh, i'd

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Speaker 2: your business. I'm just wanting to take a brown break

417
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Speaker 2: from the whole when are you gonna have kids? Question?

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Speaker 2: It's just, yeah, it's just intrusive. And you don't know

419
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Speaker 2: what if I was trying and I wasn't able. You know,

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Speaker 2: a friend of mine just had a super preemi. He

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Speaker 2: has been trying. He and his wife have been trying

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Speaker 2: for years. Their first set of twins that when she

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Speaker 2: was first pregnant, she lost them, and then they lost

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Speaker 2: another baby, and she just went into really early labor

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Speaker 2: and her their son is only twenty three weeks and

426
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Speaker 2: he was only twenty three weeks inside her and he

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Speaker 2: came out one pound seven ounces.

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Speaker 1: Wasn't that what Chrissy Tiagan was saying. So she has

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Speaker 1: this new show with like I don't know, Tyler Banks

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00:20:50,160 --> 00:20:51,240
Speaker 1: and Josie.

431
00:20:50,800 --> 00:20:53,800
Speaker 3: From Yahoo Hey.

432
00:20:53,080 --> 00:20:55,040
Speaker 1: Called The fab Life. And on the show, she was

433
00:20:55,040 --> 00:20:57,199
Speaker 1: talking about how people keep asking her because she's been

434
00:20:57,200 --> 00:20:59,480
Speaker 1: married for I guests a couple of years and people

435
00:20:59,520 --> 00:21:01,160
Speaker 1: have been asking her like winning and I have a kid,

436
00:21:01,240 --> 00:21:04,560
Speaker 1: and I guess say I'm having some fertility issues. She said,

437
00:21:04,640 --> 00:21:06,800
Speaker 1: you know you don't know our problems, and it's rude

438
00:21:06,800 --> 00:21:07,840
Speaker 1: that you're asking.

439
00:21:07,680 --> 00:21:09,320
Speaker 2: Yeah, because you know, I mean, I'm not having for

440
00:21:10,000 --> 00:21:11,639
Speaker 2: I mean I don't know. I mean I haven't tried,

441
00:21:11,760 --> 00:21:15,440
Speaker 2: but I mean not did I know? But what if

442
00:21:15,440 --> 00:21:18,119
Speaker 2: I was and you're asking and asking? Yeah? So just

443
00:21:18,240 --> 00:21:19,960
Speaker 2: rob break just mind.

444
00:21:19,840 --> 00:21:22,520
Speaker 1: Of business, mine business. I feel like this should be

445
00:21:22,560 --> 00:21:25,879
Speaker 1: dedicated to mother's auntie business.

446
00:21:25,960 --> 00:21:27,320
Speaker 2: Remember just where did that come from?

447
00:21:27,359 --> 00:21:29,240
Speaker 3: Just mine? Mine?

448
00:21:29,760 --> 00:21:31,879
Speaker 2: Was? That? Was that Wilsmith trying to teach Asley Banks

449
00:21:32,160 --> 00:21:33,920
Speaker 2: how to how to fight?

450
00:21:34,920 --> 00:21:36,240
Speaker 3: Oh man, maybe.

451
00:21:36,480 --> 00:21:38,000
Speaker 2: It's my business.

452
00:21:38,720 --> 00:21:40,919
Speaker 1: I had that awkward karaoke moment where you're like, I'm

453
00:21:40,920 --> 00:21:42,919
Speaker 1: gonna do the Fresh Prince song and then you realize

454
00:21:42,920 --> 00:21:44,240
Speaker 1: there's a whole other verse that you.

455
00:21:44,240 --> 00:21:45,879
Speaker 3: Never show the show.

456
00:21:48,000 --> 00:21:50,400
Speaker 1: Just side note on that one. I went to a conference.

457
00:21:50,440 --> 00:21:52,440
Speaker 1: I didn't talk about this a couple like I guess.

458
00:21:52,480 --> 00:21:54,840
Speaker 1: A week or two ago. I was in Montana, another

459
00:21:54,880 --> 00:21:57,920
Speaker 1: beautiful place in the middle of nowhere, and it was

460
00:21:57,960 --> 00:22:00,439
Speaker 1: it was a conference full of women and we at

461
00:22:00,480 --> 00:22:02,840
Speaker 1: one point we were talking about there was a speaker

462
00:22:02,840 --> 00:22:05,840
Speaker 1: who was talking about how she revolutionized for you know,

463
00:22:05,960 --> 00:22:10,080
Speaker 1: foreign correspondence for women journalists. And she spent like a

464
00:22:10,119 --> 00:22:11,919
Speaker 1: long time talking about her career, and I was like, hey,

465
00:22:11,920 --> 00:22:13,679
Speaker 1: you know, I really would like to know what did

466
00:22:13,720 --> 00:22:16,040
Speaker 1: you sacrifice? Do you have a family, how did you

467
00:22:16,040 --> 00:22:17,840
Speaker 1: you know? Do you have a marriage? Like what are

468
00:22:17,840 --> 00:22:19,960
Speaker 1: your what's your personal life like? Because she only focused

469
00:22:19,960 --> 00:22:22,520
Speaker 1: on the professional and someone at my table was like,

470
00:22:22,560 --> 00:22:27,280
Speaker 1: you know, we never ask a man that, And I'm like, valid, however,

471
00:22:27,600 --> 00:22:30,920
Speaker 1: a man does not have a uterus and a man

472
00:22:31,400 --> 00:22:34,760
Speaker 1: does not have this ticking timeline of their biology, and

473
00:22:34,800 --> 00:22:37,080
Speaker 1: like I'm all for being feminist and like not asking

474
00:22:37,119 --> 00:22:39,040
Speaker 1: sexist questions, I know, but I feel like there is

475
00:22:39,080 --> 00:22:41,480
Speaker 1: a point where, like women to women, I don't see

476
00:22:41,480 --> 00:22:43,240
Speaker 1: what the problem is in me asking you a legitimate

477
00:22:43,320 --> 00:22:45,400
Speaker 1: question about like how you balanced family and work?

478
00:22:45,800 --> 00:22:46,320
Speaker 3: You know what I mean?

479
00:22:46,320 --> 00:22:47,760
Speaker 1: Because that's like I feel like that's what men want,

480
00:22:47,840 --> 00:22:50,159
Speaker 1: That's what women want to know. Can we have a

481
00:22:50,160 --> 00:22:53,440
Speaker 1: baby and be you know, a CEO or like I

482
00:22:53,440 --> 00:22:56,560
Speaker 1: don't know, like foreign correspondent or whatever, Like what are

483
00:22:56,600 --> 00:22:58,800
Speaker 1: the real what's what's the reality here?

484
00:22:59,119 --> 00:23:01,480
Speaker 2: Yeah, I sacrifice is telling you. Like today, like we

485
00:23:01,560 --> 00:23:04,080
Speaker 2: taped a little bit later than usual because I had

486
00:23:04,080 --> 00:23:08,120
Speaker 2: to make dinner because Superman was like, so you haven't

487
00:23:08,160 --> 00:23:10,400
Speaker 2: made dinner in a while, and most people would be like, well,

488
00:23:10,480 --> 00:23:12,880
Speaker 2: so what he can make his own dinner. Honestly, he

489
00:23:13,160 --> 00:23:15,840
Speaker 2: always makes dinner, he said. Luckily he doesn't listen to

490
00:23:15,880 --> 00:23:18,160
Speaker 2: the podcast, so I can go in. He always makes dinner.

491
00:23:18,160 --> 00:23:20,000
Speaker 2: He always has a laundry, he always has a dishes,

492
00:23:20,040 --> 00:23:21,960
Speaker 2: he always has a cleaning up. He always makes the bed.

493
00:23:22,480 --> 00:23:24,760
Speaker 2: I'm like, the worst. The only thing I do consistently

494
00:23:25,080 --> 00:23:28,800
Speaker 2: is my business, the Budgetisa, And sometimes I like look

495
00:23:28,880 --> 00:23:31,120
Speaker 2: up after twelve hours of like working on the computer

496
00:23:31,320 --> 00:23:34,280
Speaker 2: or tending to my business, and I'm like, what have

497
00:23:34,359 --> 00:23:38,800
Speaker 2: you done to add to the household? Nothing? And he's

498
00:23:38,840 --> 00:23:41,080
Speaker 2: always so good and kind about it. But then every

499
00:23:41,080 --> 00:23:43,760
Speaker 2: once in a while he's like, babe, I wish you'd

500
00:23:43,760 --> 00:23:45,360
Speaker 2: make dinner. So I was like, you know what, I'm

501
00:23:45,359 --> 00:23:47,639
Speaker 2: not gonna say, I've got work to do, because I

502
00:23:47,720 --> 00:23:51,240
Speaker 2: always have work to do, you know, And so I

503
00:23:51,280 --> 00:23:54,000
Speaker 2: don't want to lose. This is such a great relationship

504
00:23:54,040 --> 00:23:59,080
Speaker 2: because everyone else I've been with has been like, you know, like, ugh, Tiffany,

505
00:23:59,119 --> 00:24:02,320
Speaker 2: you and this budget, theese, the business. But he's really supportive,

506
00:24:02,400 --> 00:24:04,520
Speaker 2: so I really try to listen. When he's like okay,

507
00:24:05,000 --> 00:24:08,160
Speaker 2: enough already, like just put like, even after you get

508
00:24:08,160 --> 00:24:10,520
Speaker 2: off the podcast today, I'm gonna close the computer for

509
00:24:10,600 --> 00:24:13,600
Speaker 2: once in my life. I'm gonna go downstairs and watch

510
00:24:13,640 --> 00:24:17,359
Speaker 2: whatever show he's watching and just hang out and like

511
00:24:17,480 --> 00:24:19,640
Speaker 2: help him full close because he's doing laundry right now.

512
00:24:20,080 --> 00:24:23,080
Speaker 2: Because you know, I just I don't want to sacrifice everything.

513
00:24:23,119 --> 00:24:25,680
Speaker 2: Like I see Oprah and I think to myself, Wow,

514
00:24:25,880 --> 00:24:27,719
Speaker 2: you know Oprah didn't have kids, and she made a

515
00:24:27,840 --> 00:24:31,320
Speaker 2: conscious decision not to have children because she said she

516
00:24:31,400 --> 00:24:34,520
Speaker 2: knew she couldn't do both be Oprah and be a

517
00:24:34,520 --> 00:24:38,360
Speaker 2: good mother. She had to decide. And I don't want

518
00:24:38,440 --> 00:24:43,400
Speaker 2: Oprah's status if it comes with me having to decide

519
00:24:43,520 --> 00:24:44,439
Speaker 2: not to have a family.

520
00:24:56,560 --> 00:25:00,920
Speaker 1: Alrighty, and let's move on along to tips.

521
00:25:00,880 --> 00:25:03,600
Speaker 2: Tips tips, tips, tips Man.

522
00:25:03,640 --> 00:25:06,880
Speaker 1: Tips Man. Well, this week, Tiffany wrote a really fun

523
00:25:07,480 --> 00:25:10,159
Speaker 1: and I think insightful. I'm all about being real. I'm

524
00:25:10,200 --> 00:25:12,240
Speaker 1: all when people ask me, like how much do you make?

525
00:25:12,359 --> 00:25:15,200
Speaker 1: How do you afford living in New York? I always

526
00:25:15,359 --> 00:25:17,680
Speaker 1: tell the truth. And I like that you put out

527
00:25:17,680 --> 00:25:19,760
Speaker 1: there on Facebook like you're entil You just like threw

528
00:25:19,800 --> 00:25:22,080
Speaker 1: out your budget like I need the budget, Neista, Here's

529
00:25:22,160 --> 00:25:25,520
Speaker 1: how my life works. So I wanted to talk to you,

530
00:25:26,160 --> 00:25:28,639
Speaker 1: like and both of us actually just like sharing tips

531
00:25:28,680 --> 00:25:31,960
Speaker 1: on how to maintain a good lifestyle while still you know,

532
00:25:32,040 --> 00:25:34,520
Speaker 1: being within our prospective budgets.

533
00:25:34,880 --> 00:25:36,960
Speaker 2: Yeah, that I mean honestly to me, it starts with

534
00:25:37,160 --> 00:25:41,760
Speaker 2: number one live simply like I don't live in fancy life.

535
00:25:41,760 --> 00:25:43,359
Speaker 2: I think. I think. I wrote on Facebook that, like,

536
00:25:43,400 --> 00:25:45,560
Speaker 2: I still drive my ninety nine toy to Camra, which

537
00:25:45,600 --> 00:25:47,520
Speaker 2: I got like eight years ago, so it's not like

538
00:25:47,560 --> 00:25:49,400
Speaker 2: I got it new, but I paid for in full.

539
00:25:49,520 --> 00:25:52,840
Speaker 2: It was four thousand dollars I remember, and it still

540
00:25:52,920 --> 00:25:55,760
Speaker 2: runs great. Honestly. Cameras are a really great cars sidebar

541
00:25:56,600 --> 00:25:57,439
Speaker 2: and Tiffany.

542
00:25:57,960 --> 00:25:59,879
Speaker 1: What if I don't want to drive an old car

543
00:26:00,000 --> 00:26:01,959
Speaker 1: and I want to go on trips and travel.

544
00:26:02,280 --> 00:26:06,320
Speaker 2: Well, I say this that you can't have everything at

545
00:26:06,359 --> 00:26:10,040
Speaker 2: the same time necessarily, like not even necessarily, It's just

546
00:26:10,119 --> 00:26:12,920
Speaker 2: not possible. You can't have all things at the same time.

547
00:26:13,160 --> 00:26:15,240
Speaker 2: You have to ask yourself, well, what do I want now,

548
00:26:15,560 --> 00:26:17,600
Speaker 2: and then what do I want later? Like Oprah's like

549
00:26:17,640 --> 00:26:20,720
Speaker 2: I can't have baby and do Oprah? Okay, if Oprah

550
00:26:20,760 --> 00:26:22,680
Speaker 2: can't do boths, come on now you have to decide,

551
00:26:22,680 --> 00:26:26,320
Speaker 2: like if you're paying a three four hundred dollars car payment,

552
00:26:26,359 --> 00:26:30,480
Speaker 2: and then another two three hundred in insurance, and then

553
00:26:30,680 --> 00:26:33,239
Speaker 2: you're only making not only but you're making twenty five

554
00:26:33,320 --> 00:26:36,200
Speaker 2: hundred dollars a month. So you just can't have all things.

555
00:26:36,240 --> 00:26:38,639
Speaker 2: You have to make a choice. So living simply is

556
00:26:38,680 --> 00:26:40,399
Speaker 2: one of the ways that I'm able to travel the

557
00:26:40,400 --> 00:26:43,439
Speaker 2: world because I have put travel over me having like

558
00:26:43,520 --> 00:26:47,879
Speaker 2: a super fancy car. That's number one. Living simply.

559
00:26:48,400 --> 00:26:51,120
Speaker 1: Yeah, Like I liked I live. Even though I earn

560
00:26:51,240 --> 00:26:52,960
Speaker 1: like three times as much as I earned when I

561
00:26:52,960 --> 00:26:57,000
Speaker 1: first moved to New York, I still live basically the same.

562
00:26:57,680 --> 00:26:58,120
Speaker 2: Exactly.

563
00:26:58,119 --> 00:27:02,400
Speaker 1: I've improved some things, like a nice bed for quality

564
00:27:02,440 --> 00:27:06,399
Speaker 1: of life, like I buy more than one pair of

565
00:27:06,480 --> 00:27:09,000
Speaker 1: shoes a year. I bought some snow boots that are waterproof.

566
00:27:09,760 --> 00:27:11,280
Speaker 1: But yeah, I really try and keep my like you

567
00:27:11,320 --> 00:27:12,840
Speaker 1: try and avoid lifestyle inflation.

568
00:27:13,280 --> 00:27:13,800
Speaker 2: Exactly.

569
00:27:13,960 --> 00:27:15,720
Speaker 1: I've seen so many friends when they get and they

570
00:27:15,720 --> 00:27:17,480
Speaker 1: get a new raise, or they get like a little

571
00:27:17,480 --> 00:27:19,000
Speaker 1: bump at work or a bonus, and.

572
00:27:18,920 --> 00:27:20,640
Speaker 3: They're like, oh man, I'm rolling in dough.

573
00:27:20,680 --> 00:27:23,440
Speaker 1: I'm gonna like, I'm gonna start ordering seamless every night.

574
00:27:23,440 --> 00:27:25,879
Speaker 1: I'm going on this vacation I'm gonna take my friends

575
00:27:25,880 --> 00:27:28,040
Speaker 1: out to the bar, and that money is gone, and

576
00:27:28,080 --> 00:27:30,840
Speaker 1: then your expenses are higher and you're like, where did

577
00:27:30,880 --> 00:27:33,399
Speaker 1: that raise go? And then that's when you start the

578
00:27:33,400 --> 00:27:36,600
Speaker 1: hamster wheel. You got to keep earning more and earning more, exactly.

579
00:27:36,680 --> 00:27:38,280
Speaker 1: I gotta get the fancy car, I gotta get the

580
00:27:38,320 --> 00:27:41,359
Speaker 1: better house, got get the bigger iPhone. You have to stop,

581
00:27:41,520 --> 00:27:43,400
Speaker 1: like just freeze when you get a raise.

582
00:27:43,520 --> 00:27:45,280
Speaker 2: Freeze exactly. And that's what leads us to NIME. But

583
00:27:45,359 --> 00:27:47,280
Speaker 2: number two for me, which is really just look for

584
00:27:47,320 --> 00:27:49,600
Speaker 2: the discounts. I remember I was talking to these college

585
00:27:49,680 --> 00:27:51,160
Speaker 2: kids and I was telling them. I was bragging about

586
00:27:51,160 --> 00:27:53,199
Speaker 2: some trip I'd been on. I was like, oh, and

587
00:27:53,240 --> 00:27:56,280
Speaker 2: I only pay you know, flight, hotel, all inclusive, like

588
00:27:56,440 --> 00:27:58,680
Speaker 2: seven days whatever it was. I think it was like Jamaica.

589
00:27:58,720 --> 00:28:01,320
Speaker 2: I paid six hundred dollars. And they are like, what,

590
00:28:01,680 --> 00:28:03,439
Speaker 2: but you said you make good money. I'm like I do.

591
00:28:03,560 --> 00:28:05,800
Speaker 2: They're like, well, what does it matter what you paid?

592
00:28:06,520 --> 00:28:09,960
Speaker 2: And I'm like, well, if I pay twelve hundred dollars

593
00:28:10,000 --> 00:28:11,920
Speaker 2: for a trip that I could have gotten for six

594
00:28:12,000 --> 00:28:16,160
Speaker 2: hundred dollars, then that's less money for the next trip.

595
00:28:16,359 --> 00:28:18,440
Speaker 2: Like just because you make a whole lot of money,

596
00:28:18,480 --> 00:28:21,800
Speaker 2: doesn't mean you should spend it wastefully, you know, So

597
00:28:21,920 --> 00:28:24,520
Speaker 2: find the discounts. There's always discounts, like call and ask

598
00:28:24,600 --> 00:28:26,919
Speaker 2: you you know, you never know. You might find out

599
00:28:26,960 --> 00:28:29,600
Speaker 2: that the job that you work with has, you know,

600
00:28:30,320 --> 00:28:33,280
Speaker 2: gives discounts based upon like if you have like I know,

601
00:28:33,320 --> 00:28:36,520
Speaker 2: Sprint does this a lot. They partner with different organizations

602
00:28:36,560 --> 00:28:39,479
Speaker 2: and they will give you, like, oh, fifteen percent off

603
00:28:39,560 --> 00:28:41,680
Speaker 2: your phone bill if you're an Uber driver for example.

604
00:28:42,680 --> 00:28:44,680
Speaker 1: I mean you designate like the same way I do.

605
00:28:44,840 --> 00:28:48,120
Speaker 1: You designate earmark or bit of your savings every month

606
00:28:48,160 --> 00:28:50,400
Speaker 1: toward travel. Yeah, that's the one thing that you like

607
00:28:50,440 --> 00:28:50,680
Speaker 1: to do.

608
00:28:51,080 --> 00:28:53,280
Speaker 2: Yeah, so that's like number three. I allocate, so I

609
00:28:53,360 --> 00:28:56,720
Speaker 2: live by allocations. Like it's the point where now Superman

610
00:28:56,760 --> 00:28:58,360
Speaker 2: will be like when I get paid, He's like, did

611
00:28:58,400 --> 00:29:00,640
Speaker 2: you do your allocation? So here are my alleyations? Right

612
00:29:01,000 --> 00:29:04,160
Speaker 2: for retirement and investing for wealth. I set aside twenty

613
00:29:04,160 --> 00:29:06,680
Speaker 2: percent of my total income, so we get one hundred dollars.

614
00:29:06,760 --> 00:29:09,320
Speaker 2: Twenty dollars goes for retirement and investing for wealth. Those

615
00:29:09,360 --> 00:29:12,080
Speaker 2: are two separate things. Retirement is to maintain the life

616
00:29:12,120 --> 00:29:15,760
Speaker 2: I have. Now, Investing for wealth is to increase the

617
00:29:15,840 --> 00:29:18,520
Speaker 2: life you know that I have now my standard of living.

618
00:29:19,200 --> 00:29:22,120
Speaker 2: Twenty percent goes for taxes because this is like my

619
00:29:22,160 --> 00:29:23,840
Speaker 2: accountant he told me, like, you know, if you set

620
00:29:23,880 --> 00:29:26,760
Speaker 2: aside twenty percent of your total income, then that should

621
00:29:26,760 --> 00:29:30,080
Speaker 2: be enough. And I pay my taxes like quarterly. Five

622
00:29:30,120 --> 00:29:33,480
Speaker 2: percent I set aside for debt. I still have student

623
00:29:33,520 --> 00:29:35,000
Speaker 2: loans fro when I got my master's, I paid off

624
00:29:35,040 --> 00:29:38,680
Speaker 2: my undergrad loans, but these masters on it the masterest.

625
00:29:40,440 --> 00:29:43,880
Speaker 2: Ten percent I donate. I really believe in giving back,

626
00:29:43,960 --> 00:29:49,240
Speaker 2: so whatever, like sometimes it's a person, sometimes it's an organization,

627
00:29:49,960 --> 00:29:53,040
Speaker 2: it could be a cost. So I set aside ten

628
00:29:53,080 --> 00:29:55,920
Speaker 2: percent of my income to give back. Five percent I

629
00:29:56,000 --> 00:29:59,960
Speaker 2: put an emergency fund. Five percent I set aside for track,

630
00:30:00,840 --> 00:30:03,520
Speaker 2: and that leads me at the end with thirty five

631
00:30:03,560 --> 00:30:06,960
Speaker 2: percent of my total income for life and business spending.

632
00:30:07,400 --> 00:30:09,560
Speaker 2: And so I don't always hit those allocations, Like no

633
00:30:09,640 --> 00:30:12,560
Speaker 2: matter what I tell myself, I have to set aside

634
00:30:12,560 --> 00:30:16,200
Speaker 2: for retirement, I have to set aside for taxes, and

635
00:30:16,240 --> 00:30:18,400
Speaker 2: I have to donate. Everything else is kind of like okay,

636
00:30:18,440 --> 00:30:20,320
Speaker 2: if I get to it, I get to it. So

637
00:30:20,680 --> 00:30:23,120
Speaker 2: but those are things I always set aside for But

638
00:30:23,280 --> 00:30:27,600
Speaker 2: my ideal allocations are that twenty percent retirement besting twenty percent, taxes,

639
00:30:27,640 --> 00:30:31,040
Speaker 2: ten percent donate, five percent debt, five percent emergency fund,

640
00:30:31,080 --> 00:30:33,760
Speaker 2: five percent travel, and the rest thirty five percent for

641
00:30:33,880 --> 00:30:36,680
Speaker 2: life and business. And so when I posted it, people

642
00:30:36,720 --> 00:30:39,800
Speaker 2: were like, ooh, now the caveat is that this is

643
00:30:39,960 --> 00:30:44,440
Speaker 2: my percentage. Then I just started doing these percentages this year.

644
00:30:44,560 --> 00:30:47,320
Speaker 2: You have to ask yourself what they would look like

645
00:30:47,400 --> 00:30:49,840
Speaker 2: for you. You might not travel, might not be a

646
00:30:49,880 --> 00:30:52,719
Speaker 2: huge deal for you. So you're just like, you know what,

647
00:30:52,840 --> 00:30:55,880
Speaker 2: I'm actually not going to set aside five percent for travel.

648
00:30:55,880 --> 00:30:58,120
Speaker 2: Maybe it's five percent for clothes. You might not have

649
00:30:58,160 --> 00:31:00,040
Speaker 2: any debt, so you don't have to set aside a

650
00:31:00,120 --> 00:31:02,600
Speaker 2: percentage for day, you know, and.

651
00:31:02,720 --> 00:31:05,680
Speaker 1: We should put that budget up on the tumbler. Okay,

652
00:31:05,720 --> 00:31:07,080
Speaker 1: I'm saying for that, and it'd be really cool for

653
00:31:07,080 --> 00:31:07,680
Speaker 1: you to look at.

654
00:31:08,200 --> 00:31:11,880
Speaker 2: Yeah. So I mean, honestly, it's just about and that's

655
00:31:11,920 --> 00:31:13,920
Speaker 2: how I'm able to, like, you know, because you know, Manny,

656
00:31:13,960 --> 00:31:16,160
Speaker 2: you know living this. You live in New York. So

657
00:31:16,240 --> 00:31:19,200
Speaker 2: if you want to kind of like enjoy life, I

658
00:31:19,200 --> 00:31:21,640
Speaker 2: think people think like budgets. Tell them no, And I'm

659
00:31:21,640 --> 00:31:24,920
Speaker 2: like man my budget tells me, hell yeah.

660
00:31:24,920 --> 00:31:28,000
Speaker 1: You know, my favorite Every pay day, my favorite thing

661
00:31:28,040 --> 00:31:30,280
Speaker 1: to do, The first thing I check is my savings account,

662
00:31:30,840 --> 00:31:33,640
Speaker 1: and I automate. This is different for you because obviously

663
00:31:33,640 --> 00:31:35,640
Speaker 1: you run your own business, and so it takes even

664
00:31:35,640 --> 00:31:38,160
Speaker 1: a lot more willpower on your part because you are

665
00:31:38,160 --> 00:31:40,880
Speaker 1: paying yourself and you have to have even more self

666
00:31:40,920 --> 00:31:45,360
Speaker 1: control over what you spend. But for me, the biggest breakthrough,

667
00:31:45,480 --> 00:31:48,880
Speaker 1: or the biggest ally for me and my spending is

668
00:31:48,960 --> 00:31:52,880
Speaker 1: auto pay and auto sorry, direct deposit. I should say

669
00:31:52,920 --> 00:31:56,600
Speaker 1: where I automatically when I get paid, more than fifty

670
00:31:56,600 --> 00:31:58,960
Speaker 1: percent of my income goes in some sort of savings,

671
00:31:59,160 --> 00:32:03,360
Speaker 1: whether it's for my retirement or you know, future travel

672
00:32:03,480 --> 00:32:05,920
Speaker 1: or my emergency fund. I'm saving up to buy a

673
00:32:05,960 --> 00:32:08,200
Speaker 1: house one day, and I have money going along, and

674
00:32:08,280 --> 00:32:11,280
Speaker 1: that money is completely out, like it doesn't even touch

675
00:32:11,760 --> 00:32:13,600
Speaker 1: my checking account. In fact, I have it in a

676
00:32:13,640 --> 00:32:15,800
Speaker 1: savings account that it's not easy for me to access.

677
00:32:15,840 --> 00:32:18,160
Speaker 1: I don't have an ATM card for it. I cannot.

678
00:32:18,560 --> 00:32:20,200
Speaker 1: It would take me a few days to transfer whatever

679
00:32:20,200 --> 00:32:22,440
Speaker 1: I wanted it. And that's been huge for me, and

680
00:32:22,520 --> 00:32:24,320
Speaker 1: it's been a huge way for me to just like

681
00:32:24,400 --> 00:32:27,200
Speaker 1: not even miss it and you think that you can't survive.

682
00:32:27,680 --> 00:32:30,840
Speaker 1: Like I, it's my budget. Like, legitimately, all I have

683
00:32:30,960 --> 00:32:33,920
Speaker 1: to spend every pay period is five hundred dollars. That's food,

684
00:32:34,400 --> 00:32:37,080
Speaker 1: that's entertainment. That's if I want to buy a new

685
00:32:37,080 --> 00:32:38,680
Speaker 1: pair of shoes, or like if I need to go

686
00:32:38,760 --> 00:32:41,560
Speaker 1: travel for the holidays. That's the money I have to spend.

687
00:32:41,600 --> 00:32:44,440
Speaker 1: And it's really challenging. It's like what I was making

688
00:32:44,480 --> 00:32:45,479
Speaker 1: in college.

689
00:32:45,480 --> 00:32:49,800
Speaker 2: Basically, let me hold sun. What is that?

690
00:32:49,840 --> 00:32:50,240
Speaker 4: A lot?

691
00:32:51,000 --> 00:32:52,760
Speaker 2: One? If my friend always says that whatever, I'm like, oh,

692
00:32:52,760 --> 00:32:54,320
Speaker 2: I got paid today or I got a check today,

693
00:32:54,360 --> 00:32:59,160
Speaker 2: She's always like, let me be a whole soun No.

694
00:32:59,280 --> 00:33:01,880
Speaker 2: That's dope though, But like because like you said, telling

695
00:33:01,920 --> 00:33:06,440
Speaker 2: yourself no really means telling yourself yes to other aspects

696
00:33:06,480 --> 00:33:09,800
Speaker 2: of your life. I think people it's like a mindset

697
00:33:09,920 --> 00:33:12,880
Speaker 2: really issue. It's like, oh, man, I have less, That's

698
00:33:13,000 --> 00:33:15,120
Speaker 2: just not true. You know, my friends would tease me

699
00:33:15,160 --> 00:33:16,520
Speaker 2: and call me cheap back in the day, But then

700
00:33:16,520 --> 00:33:18,960
Speaker 2: I'm like, yeah, I just spent my birthday in the Bahamas,

701
00:33:19,240 --> 00:33:21,880
Speaker 2: you know, and before that I was I forgot. I

702
00:33:21,880 --> 00:33:24,200
Speaker 2: mean last year for my birthday I was in I

703
00:33:24,400 --> 00:33:26,400
Speaker 2: spent it in Greece and Turkey, and before that, I

704
00:33:26,480 --> 00:33:30,480
Speaker 2: was in Morocco and Spain. And so that's not a

705
00:33:30,600 --> 00:33:33,720
Speaker 2: no life, that's a yes life. By telling the things

706
00:33:33,720 --> 00:33:36,560
Speaker 2: that don't matter to me, nah, I don't really need it.

707
00:33:36,600 --> 00:33:38,560
Speaker 1: You know, you have to be clear about what you're

708
00:33:38,600 --> 00:33:41,440
Speaker 1: saving for exactly. I went through a period where I

709
00:33:41,440 --> 00:33:44,320
Speaker 1: had saving I had seven different savings accounts, and I

710
00:33:44,400 --> 00:33:46,840
Speaker 1: don't have that many anymore. I've kind of like simplified things,

711
00:33:46,840 --> 00:33:49,240
Speaker 1: but like I named each of them a different thing. Yes,

712
00:33:49,520 --> 00:33:53,320
Speaker 1: it's laptop I needed to do, laptop, Costa Rica. Trip

713
00:33:53,360 --> 00:33:55,000
Speaker 1: I needed to go on a vacation ended up being

714
00:33:55,000 --> 00:33:56,960
Speaker 1: Puerto Rico, not Costa Rica. But you know, the idea

715
00:33:57,040 --> 00:34:00,640
Speaker 1: was there, you know, like trip home for the holidays,

716
00:34:00,680 --> 00:34:03,360
Speaker 1: holidays spending, that's what I needed. That like putting an

717
00:34:03,400 --> 00:34:05,920
Speaker 1: image and a name to what you're saving for, that

718
00:34:06,200 --> 00:34:08,040
Speaker 1: is what because then it's harder for you to take

719
00:34:08,120 --> 00:34:11,840
Speaker 1: money out of your like Grandma's Christmas present exactly.

720
00:34:11,880 --> 00:34:13,760
Speaker 2: And then too, like you said, if you can actually

721
00:34:13,840 --> 00:34:16,719
Speaker 2: name so I suggest to people like Mandy said that,

722
00:34:16,960 --> 00:34:19,360
Speaker 2: I would suggest you go. There's this great website me

723
00:34:19,360 --> 00:34:22,640
Speaker 2: and Mandy both love called Magnify Money dot com and

724
00:34:22,680 --> 00:34:24,560
Speaker 2: if you go to Magnify Money, you can kind of

725
00:34:24,600 --> 00:34:28,200
Speaker 2: like peruse kind of what kind of online only banks

726
00:34:28,239 --> 00:34:30,879
Speaker 2: there are and look for savings accounts there. So there's

727
00:34:30,880 --> 00:34:33,040
Speaker 2: a bunch of like online only banks. There's like Ally

728
00:34:33,120 --> 00:34:36,440
Speaker 2: and like Capital one three sixty and ge Capital and

729
00:34:36,480 --> 00:34:38,920
Speaker 2: a whole bunch, so you can peruse and kind of

730
00:34:38,920 --> 00:34:41,280
Speaker 2: go through and look to see, you know, how they're rated,

731
00:34:41,520 --> 00:34:43,640
Speaker 2: and you're gonna look for free savings and I think

732
00:34:43,680 --> 00:34:46,200
Speaker 2: most savings are free, but every once in a while

733
00:34:46,200 --> 00:34:49,120
Speaker 2: you might find one that charges a fee, but FDIC

734
00:34:49,280 --> 00:34:52,600
Speaker 2: insured free and you want to look for savings that

735
00:34:52,680 --> 00:34:54,960
Speaker 2: gives you the highest interest. You know, you earn the

736
00:34:55,000 --> 00:34:57,759
Speaker 2: highest amount of money on your money. And then you

737
00:34:57,920 --> 00:35:01,359
Speaker 2: open up it's critical that's on line only, meaning there's

738
00:35:01,400 --> 00:35:04,799
Speaker 2: no physical location. Because one, what that means is they

739
00:35:04,840 --> 00:35:06,680
Speaker 2: don't have the overhead as a regular bank, so they're

740
00:35:06,680 --> 00:35:09,760
Speaker 2: going to pass that savings onto you. And then two,

741
00:35:10,239 --> 00:35:13,640
Speaker 2: it makes your money inconvenient and inconvenient money gets saved.

742
00:35:13,840 --> 00:35:16,440
Speaker 2: Here's how you're at Target, which is my favorite place

743
00:35:16,480 --> 00:35:19,279
Speaker 2: to waste away in my life and money. Target just

744
00:35:19,320 --> 00:35:21,520
Speaker 2: makes you, like it makes you happy to be broken,

745
00:35:21,600 --> 00:35:23,759
Speaker 2: Like I'm so broke. It took all my money, and

746
00:35:23,800 --> 00:35:27,600
Speaker 2: you're still smiling. So you're at Target, see something really

747
00:35:27,600 --> 00:35:29,160
Speaker 2: cute and you really want it. You look at your

748
00:35:29,239 --> 00:35:32,280
Speaker 2: checking account on your phone, and your checking account says nope.

749
00:35:32,440 --> 00:35:34,800
Speaker 2: You look at your savings account on your phone, and

750
00:35:34,400 --> 00:35:37,480
Speaker 2: your savings account says yes. And if it's at a

751
00:35:37,480 --> 00:35:41,400
Speaker 2: regular bank, then you could transfer easily from your checking

752
00:35:41,600 --> 00:35:43,960
Speaker 2: from your savings to your checking and spend that money,

753
00:35:44,520 --> 00:35:46,840
Speaker 2: you know. But if it's at an online only bank,

754
00:35:47,200 --> 00:35:49,960
Speaker 2: it takes like two to five business days to transfer

755
00:35:50,040 --> 00:35:53,080
Speaker 2: your money from your savings account at the online only

756
00:35:53,120 --> 00:35:55,680
Speaker 2: bank back to your checking account at your regular bank.

757
00:35:56,400 --> 00:35:58,839
Speaker 2: So unless you point on sleeping at Target for two

758
00:35:58,840 --> 00:36:01,239
Speaker 2: to five business days, you're not getting that outfit or

759
00:36:01,360 --> 00:36:04,800
Speaker 2: dress or whatever. Yeah. So that's one of the ways that, like, honestly,

760
00:36:04,800 --> 00:36:07,719
Speaker 2: that has helped significantly. Because I'm not super disciplined. People

761
00:36:07,719 --> 00:36:10,080
Speaker 2: think like, oh, you're so disciplined. No, I just know

762
00:36:10,120 --> 00:36:12,440
Speaker 2: how to throw up those like barriers for myself, like

763
00:36:12,840 --> 00:36:15,200
Speaker 2: you know, your weaknesses exactly, Like I can't get to

764
00:36:15,280 --> 00:36:17,040
Speaker 2: my money, never mind, I'll leave it, you know.

765
00:36:17,480 --> 00:36:20,280
Speaker 1: And that is why I unsubscribe from gaps email list

766
00:36:20,480 --> 00:36:23,359
Speaker 1: and jam cruise email list all those retail Oh my god.

767
00:36:23,680 --> 00:36:26,760
Speaker 1: And secretly, my sister was complaining about I love my sister,

768
00:36:27,160 --> 00:36:29,520
Speaker 1: but she was complaining about like getting all these you know,

769
00:36:29,600 --> 00:36:31,440
Speaker 1: like being drawn in by these email offers from this

770
00:36:31,520 --> 00:36:34,280
Speaker 1: one retailer she loved. And I snuck into her email

771
00:36:34,280 --> 00:36:35,200
Speaker 1: and unsubscribed.

772
00:36:35,640 --> 00:36:38,120
Speaker 3: Ooh, like I'm going to save you all this trouble.

773
00:36:40,160 --> 00:36:42,960
Speaker 1: She stops shopping there, out of sight, out of mind. Yes,

774
00:36:43,760 --> 00:36:48,680
Speaker 1: I'm a little controlling though, just trying to help anyway. Yeah,

775
00:36:48,800 --> 00:36:51,160
Speaker 1: I think lifestyle inflation is very toxic, and you have

776
00:36:51,280 --> 00:36:55,919
Speaker 1: to Yeah, you have to keep say realistic and think

777
00:36:56,000 --> 00:36:59,360
Speaker 1: small with're with your lifestyle. Like you don't have to

778
00:36:59,600 --> 00:37:03,600
Speaker 1: run early before you crawl. That's really corny, but like

779
00:37:03,719 --> 00:37:05,400
Speaker 1: be slow just because you get a raise, Like the

780
00:37:05,440 --> 00:37:08,319
Speaker 1: average person only gets three percent raise each year. That

781
00:37:08,520 --> 00:37:12,080
Speaker 1: is not like magic Johnson money. Like you're not the car. No,

782
00:37:12,160 --> 00:37:14,320
Speaker 1: that's not paying for a new car exactly.

783
00:37:14,400 --> 00:37:16,400
Speaker 2: People aren't actually seeing people be like, oh, I'll figure

784
00:37:16,400 --> 00:37:18,759
Speaker 2: it out. I'm like, you know, math is universal, right,

785
00:37:20,520 --> 00:37:22,560
Speaker 2: Like I've got people be like, oh, I'm making know

786
00:37:22,560 --> 00:37:24,520
Speaker 2: one thousand dollars a month and my car note is

787
00:37:24,560 --> 00:37:27,280
Speaker 2: eight hundred you're like, so, I guess you're not eating

788
00:37:27,360 --> 00:37:29,680
Speaker 2: or sleeping anywhere. No, I'll figured it out. No, you're

789
00:37:29,680 --> 00:37:32,360
Speaker 2: not gonna figure it out. Like, there's no if you

790
00:37:32,400 --> 00:37:35,040
Speaker 2: make a thousand and you're paying eight hundred towards your car,

791
00:37:35,160 --> 00:37:40,320
Speaker 2: that's two hundred left over for rent, food, toiletries, groceries,

792
00:37:40,520 --> 00:37:43,719
Speaker 2: just everything. It's just not possible, you know. And yeah,

793
00:37:43,760 --> 00:37:48,080
Speaker 2: I just wish that people just really trusted in the

794
00:37:48,080 --> 00:37:52,120
Speaker 2: science of mathematics and stop for the fact that you

795
00:37:52,120 --> 00:37:56,239
Speaker 2: know one plus one, you know equals too, and you know,

796
00:37:56,440 --> 00:37:59,080
Speaker 2: if you don't make enough, it's not going to magically

797
00:37:59,120 --> 00:38:02,520
Speaker 2: come up. Only time that I've seen money magically work,

798
00:38:03,360 --> 00:38:06,520
Speaker 2: this is the only instance that money will magically work

799
00:38:06,560 --> 00:38:09,040
Speaker 2: for you is when you have a kid. That's the

800
00:38:09,040 --> 00:38:11,080
Speaker 2: only way that I've seen people say, I don't know

801
00:38:11,120 --> 00:38:14,160
Speaker 2: how I was able to do it, but somehow we

802
00:38:14,560 --> 00:38:16,760
Speaker 2: couldn't afford our life before. But now we have a baby,

803
00:38:16,840 --> 00:38:18,600
Speaker 2: and somehow the baby is still eating.

804
00:38:19,040 --> 00:38:22,320
Speaker 1: You know, that's a human life at stake exactly.

805
00:38:22,360 --> 00:38:25,000
Speaker 2: That's the only time I see like it somehow make

806
00:38:25,080 --> 00:38:27,880
Speaker 2: it way. It doesn't make its way for Puerto Rico

807
00:38:28,080 --> 00:38:30,040
Speaker 2: or Cayman Islands, Like no you don't get that same

808
00:38:30,080 --> 00:38:31,680
Speaker 2: magic trick for those things.

809
00:38:32,360 --> 00:38:34,480
Speaker 1: Yeah, I get these weird I get always emails from

810
00:38:34,480 --> 00:38:36,120
Speaker 1: people saying, you know, like, oh, I make I make

811
00:38:36,160 --> 00:38:38,120
Speaker 1: this much and I need these are my expenses, and

812
00:38:38,160 --> 00:38:40,399
Speaker 1: I just earn less than what I have right now,

813
00:38:40,400 --> 00:38:42,759
Speaker 1: And I'm like, at a certain point, budgeting, can we

814
00:38:42,800 --> 00:38:45,200
Speaker 1: take you so far? You have to focus on growing

815
00:38:45,239 --> 00:38:48,520
Speaker 1: your wealth and you have to be investing your savings.

816
00:38:49,080 --> 00:38:51,880
Speaker 1: Once you've saved enough for emergencies, you should be investing

817
00:38:51,920 --> 00:38:55,360
Speaker 1: that in an account where you can actually earn enough

818
00:38:55,400 --> 00:38:58,160
Speaker 1: to beat inflation, which is going to eat your money

819
00:38:58,239 --> 00:39:00,560
Speaker 1: up like a little rat or like a little gerbil.

820
00:39:01,040 --> 00:39:03,520
Speaker 1: You know, you have to prepare yourself in that that

821
00:39:03,560 --> 00:39:06,520
Speaker 1: It means investing in the IRA, you know, investing in

822
00:39:06,520 --> 00:39:08,800
Speaker 1: a savings account that had a little bit of interest

823
00:39:08,920 --> 00:39:12,000
Speaker 1: like these online banks we're talking about, and it means

824
00:39:12,040 --> 00:39:16,920
Speaker 1: earning more and even though it seems counterintuitive, spending money

825
00:39:16,920 --> 00:39:20,880
Speaker 1: on things that will increase your human capital are very important. Yeah,

826
00:39:20,920 --> 00:39:22,840
Speaker 1: And when we talk about human capital, it's like Tiffany's

827
00:39:22,840 --> 00:39:26,640
Speaker 1: master's degree. You know, I wanted to go back and

828
00:39:27,000 --> 00:39:30,040
Speaker 1: earn a certification in financial planning and that would help

829
00:39:30,080 --> 00:39:32,560
Speaker 1: me in my professional career. It is a little money out,

830
00:39:32,800 --> 00:39:35,840
Speaker 1: but it will bring more money in the future, and

831
00:39:35,880 --> 00:39:37,080
Speaker 1: that's an investment worth making.

832
00:39:37,120 --> 00:39:50,560
Speaker 3: I think, yeah.

833
00:39:50,480 --> 00:39:53,560
Speaker 1: It's brand ambition. Let's do the wins.

834
00:39:55,719 --> 00:39:57,959
Speaker 2: My win this week A is what is my win?

835
00:39:58,800 --> 00:40:01,960
Speaker 2: I don't know, so Manna be awesome, you go first.

836
00:40:02,120 --> 00:40:04,040
Speaker 1: I'll do my first. I wanted to call out I

837
00:40:04,080 --> 00:40:09,160
Speaker 1: wanted to shout out Ava Duverne, the extraordinary director of Selma,

838
00:40:09,239 --> 00:40:14,520
Speaker 1: obviously award winning Oscar winning film Selma. They won the

839
00:40:14,520 --> 00:40:16,799
Speaker 1: Oscar for Best Song. I think she's in the cover

840
00:40:16,840 --> 00:40:20,400
Speaker 1: of Elle magazine. Unfortunately, she's not the only cover on

841
00:40:20,480 --> 00:40:22,840
Speaker 1: Elle magazine. She's like one of eight women, and I

842
00:40:22,840 --> 00:40:25,560
Speaker 1: think she's one of like two women of color, including

843
00:40:25,600 --> 00:40:28,200
Speaker 1: Salma Hayek, out of these eight women. But I thought

844
00:40:28,200 --> 00:40:30,800
Speaker 1: I was really cool because they're all actors, they're all models,

845
00:40:30,800 --> 00:40:33,120
Speaker 1: and like she is a director. She's literally behind the

846
00:40:33,120 --> 00:40:35,520
Speaker 1: camera and they yanked her out. They said, you're amazing,

847
00:40:35,600 --> 00:40:38,000
Speaker 1: we're putting on the front cover and she uses the

848
00:40:38,000 --> 00:40:40,800
Speaker 1: platform to talk about the need for more diversity and filmmaking.

849
00:40:40,840 --> 00:40:44,600
Speaker 1: Thought that was awesome. Also, she favored my tweet on Twitter,

850
00:40:44,680 --> 00:40:47,480
Speaker 1: and I like lost myself. I lost everything. I lost

851
00:40:47,520 --> 00:40:50,440
Speaker 1: all my cool. I tweeted about the commercial she did

852
00:40:50,480 --> 00:40:55,440
Speaker 1: for Apple Apple Music with Taraji and with what's her

853
00:40:55,440 --> 00:40:56,520
Speaker 1: face scandal?

854
00:40:57,280 --> 00:40:59,040
Speaker 2: Yeah, yeah, Olivia Poto.

855
00:40:59,239 --> 00:41:00,839
Speaker 1: Kry Washington, Yeah and married.

856
00:41:01,920 --> 00:41:07,160
Speaker 2: I'm like Olivia, So your tweet, Oh my god, I

857
00:41:07,200 --> 00:41:09,120
Speaker 2: would have favored her favoriting my tweet.

858
00:41:09,200 --> 00:41:11,000
Speaker 1: I may have took it. I may have taken a screenshop.

859
00:41:13,640 --> 00:41:15,880
Speaker 2: I'm trying to think. So I had one, But I

860
00:41:16,280 --> 00:41:18,040
Speaker 2: think this is gonna be a win. I don't know.

861
00:41:18,200 --> 00:41:20,319
Speaker 2: It's not super brown, but it's kind of So. There's

862
00:41:20,360 --> 00:41:24,680
Speaker 2: this woman who started this nonprofit called the Birthday the

863
00:41:24,680 --> 00:41:29,120
Speaker 2: Birthday Party Project, where she I guess she was having

864
00:41:29,120 --> 00:41:32,840
Speaker 2: a baby, her first baby, and planning it's her baby's

865
00:41:32,880 --> 00:41:35,560
Speaker 2: birthday party. And I don't know how she's a party

866
00:41:35,600 --> 00:41:39,360
Speaker 2: planner by profession. Somehow, I guess she started volunteering at

867
00:41:39,360 --> 00:41:41,120
Speaker 2: a homo shelter or something like that, and she realized

868
00:41:41,320 --> 00:41:45,600
Speaker 2: there were all these kids who never got to experience

869
00:41:45,719 --> 00:41:47,800
Speaker 2: like what it was like to have a birthday party.

870
00:41:48,640 --> 00:41:50,800
Speaker 2: And she thought, you know what, you know, I know

871
00:41:50,920 --> 00:41:54,600
Speaker 2: how to plan parties, and she began planning birthday parties

872
00:41:54,640 --> 00:42:00,680
Speaker 2: for children in homeless shelters and the joy on these kids' faces, Like, honestly,

873
00:42:00,800 --> 00:42:02,120
Speaker 2: it just made me want to just give her all

874
00:42:02,160 --> 00:42:05,440
Speaker 2: my money because it was just such a because you know,

875
00:42:05,880 --> 00:42:07,880
Speaker 2: what I find, unfortunately, is I used to do a

876
00:42:07,920 --> 00:42:11,840
Speaker 2: lot of volunteering with the homeless population here in Newark,

877
00:42:11,880 --> 00:42:15,560
Speaker 2: and what I found was that so many times, you know,

878
00:42:15,600 --> 00:42:17,839
Speaker 2: people focus on just the essentials, because I get it,

879
00:42:18,040 --> 00:42:19,799
Speaker 2: you focus on the essentials because you're like, oh, you

880
00:42:19,800 --> 00:42:22,520
Speaker 2: need food, chucks or clothing, water, but they forget that

881
00:42:22,600 --> 00:42:26,960
Speaker 2: you know, you're homeless, but you're human. Hello, And sometimes

882
00:42:26,960 --> 00:42:29,080
Speaker 2: people forget that because they feel like, well, that's not essential,

883
00:42:29,160 --> 00:42:31,520
Speaker 2: you don't need that. But I remember volunteering at this

884
00:42:31,640 --> 00:42:35,240
Speaker 2: church that used to do like game night for homeless

885
00:42:35,239 --> 00:42:37,880
Speaker 2: folks on like Thursdays, and I thought, I'm like, that

886
00:42:37,880 --> 00:42:40,520
Speaker 2: seems kind of wasteful until I went and I realized,

887
00:42:40,560 --> 00:42:44,839
Speaker 2: like because they were trying to like maintain like not

888
00:42:44,880 --> 00:42:48,120
Speaker 2: feeling like they were, you know, not human beings, you know.

889
00:42:48,760 --> 00:42:51,840
Speaker 2: And I just love the fact that she had picked

890
00:42:51,960 --> 00:42:54,360
Speaker 2: up on this you know this I don't know, this

891
00:42:54,480 --> 00:42:56,839
Speaker 2: project for kids and just the joy on their faces

892
00:42:56,880 --> 00:42:58,040
Speaker 2: because a lot of their parents they don't I mean

893
00:42:58,040 --> 00:43:00,440
Speaker 2: obviously their parents don't have it and it's not an

894
00:43:00,520 --> 00:43:03,040
Speaker 2: essential item, and so it's not something that's provided for

895
00:43:03,080 --> 00:43:05,319
Speaker 2: these kids. And so the woman, I forget her name,

896
00:43:05,360 --> 00:43:07,120
Speaker 2: but if you go to the Today Show dot com,

897
00:43:07,200 --> 00:43:09,239
Speaker 2: they did like a whole special or whatever on her

898
00:43:09,960 --> 00:43:12,320
Speaker 2: and a lot of these kids are Brown, so accounts

899
00:43:12,520 --> 00:43:14,800
Speaker 2: although the woman who started it it's not brown, but whatever,

900
00:43:14,840 --> 00:43:17,799
Speaker 2: she's honorary Brown. Because I think this is such an

901
00:43:17,800 --> 00:43:20,960
Speaker 2: awesome idea and the joy that these kids experience for

902
00:43:21,120 --> 00:43:33,680
Speaker 2: being made to feel special this one day on their birthday. Yeah, well,

903
00:43:34,040 --> 00:43:36,800
Speaker 2: that has been it for Brown Ambition. I hope you

904
00:43:36,960 --> 00:43:39,840
Speaker 2: enjoyed as much as we enjoyed you. You can find

905
00:43:39,920 --> 00:43:42,240
Speaker 2: us always at Brownambition dot.

906
00:43:42,040 --> 00:43:46,400
Speaker 1: Com, Brannambition podcast dot com.

907
00:43:46,040 --> 00:43:49,080
Speaker 2: Brown Ambition podcast dot com. You can find it out.

908
00:43:49,920 --> 00:43:53,440
Speaker 2: You can find this at Brown Ambition on Facebook, the

909
00:43:53,520 --> 00:43:59,000
Speaker 2: BA podcast on Twitter, and where can they Email us.

910
00:43:58,920 --> 00:44:03,120
Speaker 1: At Brand Ambition Podcast at gmail dot com. And next

911
00:44:03,120 --> 00:44:05,799
Speaker 1: week we're going to be revealing the winners of our

912
00:44:05,880 --> 00:44:10,880
Speaker 1: Brown Ambition review giveaway iTunes review giveaway. And thank you

913
00:44:10,960 --> 00:44:13,759
Speaker 1: so much to everyone who's been emailing us screenshots of

914
00:44:13,800 --> 00:44:16,520
Speaker 1: your review. It's awesome We've gotten your emails. We've gotten

915
00:44:16,520 --> 00:44:18,759
Speaker 1: your tweets, we've gotten your Facebook comments saying how much

916
00:44:18,800 --> 00:44:20,960
Speaker 1: you love the show. But it really really would be

917
00:44:21,000 --> 00:44:23,919
Speaker 1: helpful if you guys left reviews on iTunes. It helps

918
00:44:23,920 --> 00:44:27,080
Speaker 1: people find us, it helps our show get more visibility

919
00:44:27,080 --> 00:44:28,719
Speaker 1: in the iTunes store. That'd be awesome if you can

920
00:44:28,760 --> 00:44:31,440
Speaker 1: leave a review and then take a quick screenshot. Email

921
00:44:31,520 --> 00:44:34,719
Speaker 1: us at Brown Ambition Podcast at gmail dot com, and

922
00:44:34,800 --> 00:44:37,400
Speaker 1: we will be selecting winners of our burn Ambition giveaway

923
00:44:37,840 --> 00:44:41,359
Speaker 1: next week on the show Can't Wait. Yeah, all right,

924
00:44:41,400 --> 00:44:42,399
Speaker 1: Tiffany birthday girl?

925
00:44:42,840 --> 00:44:45,359
Speaker 2: Yes, ibut up by ConA down, Go.

926
00:44:45,440 --> 00:44:49,759
Speaker 1: Make Superman his girl cheese or whatever is on the

927
00:44:49,760 --> 00:44:50,640
Speaker 1: menu for tonight.

928
00:44:52,000 --> 00:44:52,759
Speaker 3: Then it is done.

929
00:44:52,840 --> 00:44:55,480
Speaker 2: But I'm definitely gonna make him some some hugs and

930
00:44:55,560 --> 00:44:57,640
Speaker 2: kitchens and snuggles.

931
00:44:56,640 --> 00:45:02,520
Speaker 1: Okay, alright, let's talk to you later, r B.

932
00:45:02,760 --> 00:45:11,520
Speaker 2: Alright, bye,