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Speaker 1: An illegal alien from Guatemala charged with raping a child

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Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

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Speaker 1: accused of murdering a Texas man of Venezuelan charged with

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Speaker 1: filming and selling child pornography in Michigan. These are just

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Speaker 1: some of the heinous migrant criminals caught because of President

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Speaker 1: Donald J.

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Speaker 2: Trump's leadership.

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Speaker 1: I'm Christy nom the United States Secretary of Homeland Security.

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Speaker 1: Under President Trump, attempted illegal border crossings are at the

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Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal

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Speaker 1: aliens have been arrested. If you are here illegally, your

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Speaker 1: next you will be fined nearly one thousand dollars a day, imprisoned,

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Speaker 1: and deported.

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Speaker 2: You will never return.

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Speaker 1: But if you register using our CBP home app and

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Speaker 1: leave now, you could be allowed to return legally.

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Speaker 2: Do what's right. Leave now.

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Speaker 1: Under President Trump, America's laws, border and families will be protected.

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Speaker 3: Sponsored by the United States Department of Homeland Security Earners.

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Speaker 4: What's going on?

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Speaker 5: Listen, eylu is relaunching, revamping retoone. That's why we're creating

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Speaker 5: a new educational experience that's more expensive.

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Speaker 4: Shot tell what we.

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Speaker 6: Got hes twenty twenty three. We got a lot in

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Speaker 6: still a lot playing for you guys. So you know

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Speaker 6: that EYLU already includes monthly financial planning calls with Me,

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Speaker 6: book Club calls with Troy, real estate calls with MG

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Speaker 6: the Mortgage Guy, access to the Home Buying Blueprint Volume

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Speaker 6: one and Volume two.

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Speaker 4: Part of the.

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Speaker 6: Revamp will include twenty seven local chapters from across the

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Speaker 6: United States, live interactive teaching hands on not just pre

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Speaker 6: recorded videos, plus fifteen brand new curriculums.

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Speaker 4: The biggest just got bigger.

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Speaker 7: Head over to e y L University dot com. That's

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Speaker 7: EYL You n I V E R s I T

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Speaker 7: Y dot com.

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Speaker 6: See you there, all right, Yeah, yeah, the moment has

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Speaker 6: come to fair very important episode for sure. You know,

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Speaker 6: it's one of these things we've been talking about, you know,

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Speaker 6: just in general, Africa, the importance of Africa, the continent

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Speaker 6: of Africa for years. We went to Nigeria and Legos,

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Speaker 6: that was our first stop on the continent about four

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Speaker 6: years ago, did a networking event there, and after that

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Speaker 6: we went to Egypt and we got the tour of

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Speaker 6: the Great Pyramids, we got the tour of.

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Speaker 4: The Valley of the Kings. Luck saw the whole vib

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Speaker 4: That was a moment.

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Speaker 6: So after that we came back and then a few

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Speaker 6: years later we went to Ghana. That was crazy, that

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Speaker 6: was a vibe and you know, so we've just been

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Speaker 6: connected back and forth, ping Pong, but we always had

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Speaker 6: the vision of actually doing something more sustainable as a

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Speaker 6: post just going for vacation or just going for a

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Speaker 6: week at a time. So we'll explain everything in detail,

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Speaker 6: but this is the culm relations of that. So we're

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Speaker 6: going to talk about what we're doing in Ghana, but

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Speaker 6: more importantly, you guys can actually you know, get involved

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Speaker 6: from a the project standpoint, but even just outside of that,

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Speaker 6: just kind of like you know, what's going on on

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Speaker 6: the continent, specifically in Ghana, best practices, what to know,

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Speaker 6: what to stay away from. As far as investing, it's

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Speaker 6: like anything, right, Like you go to the stock market.

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Speaker 6: All stocks aren't made the same, so you know, you

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Speaker 6: want to stay away from penny stocks. You want to

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Speaker 6: stay away from stocks that you know could crash. What

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Speaker 6: you want to invest in tech stocks, You want to

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Speaker 6: invest in stocks it's going to go up. So yeah,

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Speaker 6: it's a lot, it's a lot to talk about.

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Speaker 5: You know, one of the most important things you just

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Speaker 5: mentioned what to know, almost and not maybe almost more

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Speaker 5: important is who to know, right, because a lot of

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Speaker 5: times people think about investing and especially in domestic standpoint,

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Speaker 5: and you don't even know the right people to be

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Speaker 5: involved with to get their correct information. But when you

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Speaker 5: multiply that by having an international investment, definitely knowing the

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Speaker 5: landscape of the area, but knowing that people, the locals

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Speaker 5: who are actually doing solid businesses vitally important.

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Speaker 4: So we're gonna unpack that tonight as well. Yeah, for sure.

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Speaker 6: So we're going to bring our guests on before we

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Speaker 6: Before we do this is another series in our EYL

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Speaker 6: how to audition, So like and subscribe, make sure you

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Speaker 6: download the audio on the audio podcast outlets that that's

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Speaker 6: finally important, and our book is still for pre order.

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Speaker 6: The bonus are still there, so go to you Deserve

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Speaker 6: to Be richbook dot com. Fill out the form if

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Speaker 6: you want to get the pre order options boot camp,

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Speaker 6: make sure you get that. That's the Roadmap to Financial

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Speaker 6: Freedom twenty five coming out January fourteenth. So without further ado,

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Speaker 6: let's bring our guests on. So we have all of

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Speaker 6: our partners in this and they're from all over the globe. Actually,

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Speaker 6: so we at Alvin, we got Kwame, we got two week,

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Speaker 6: and we got Shaka Bars and yeah, the African collective.

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Speaker 6: Shaka Bars is Pan African, but he's going to be

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Speaker 6: an official African in two weeks when he gets his citizenship.

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Speaker 4: One week, one week. We missed both there.

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Speaker 6: Congratulations first and foremost congratulations. So first and foremost welcome, guys.

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Speaker 8: Welcome, Thank you man, thanks for having us.

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Speaker 9: Should be here, guys, no, for sure.

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Speaker 6: So I think it's before we let's let's tell the

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Speaker 6: story how it started, because it's good to tell the

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Speaker 6: story because it's one of these things that the power

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Speaker 6: of networking, the power of collaboration, this.

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Speaker 4: Speaks to a variety of different things.

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Speaker 6: So I'm kind of fast tractice because I've told it

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Speaker 6: a few times. But you know, having the idea to

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Speaker 6: kind of create a bridge from specifically America to Ghana

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Speaker 6: was a vision, right, and then it's like, what's the

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Speaker 6: number one thing that you need to create a bridge, Well,

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Speaker 6: you need somewhere to live. That's food and shelters, the

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Speaker 6: two essentials of life. So okay, so we had this

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Speaker 6: idea and then just telling a bunch of different people

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Speaker 6: are friends in America.

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Speaker 4: Some real estate developers like, yo, how you feel about this?

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Speaker 4: Will you think? What do you think if we can

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Speaker 4: create a community.

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Speaker 6: Actually in Ghana where it's open for anybody, but it's

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Speaker 6: really targeting for people at the diaspora Americans to kind

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Speaker 6: of come and own real estate in Ghana and that way,

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Speaker 6: you know, it's a real fusion of culture. People will

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Speaker 6: have somewhere to go in case something gets crazy, if

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Speaker 6: they want to move full time or if they just

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Speaker 6: want to come full holidays. And then you know, Airbnb

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Speaker 6: rented out all the times.

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Speaker 10: And the idea was just you know, I guess you know,

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Speaker 10: people have kind of already mirrored it in different parts

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Speaker 10: of the continent, but it was something that you know.

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Speaker 6: We just thought with our brand, we can just really

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Speaker 6: really get behind it and just and just make something big. So,

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Speaker 6: long story short, we were going to Ghana for market

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Speaker 6: Mondays and spoke to Shaka.

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Speaker 4: Shaka was like, Yo, I.

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Speaker 6: Got the guys in Ghana that can actually facilitate this,

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Speaker 6: and they actually already want to meet you. So when

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Speaker 6: we went out there, we met Alvin, we met Kwame,

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Speaker 6: we met two he.

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Speaker 4: Rest is history. Yeah, that was a great.

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Speaker 5: That was like a three hour lobby conversation that turned

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Speaker 5: into a four day you know, we're not we're going

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Speaker 5: to stay by each other side till we figure this

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Speaker 5: thing out. And uh, here we are man. So there's

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Speaker 5: a lot of pieces to it. Obviously, we told the

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Speaker 5: story about Alan coming to investments. We didn't even know

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Speaker 5: who he was.

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Speaker 4: Shout out to Abdul who who was part of the

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Speaker 4: story as well. He was saying like, Yo, y'all gotta come,

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Speaker 4: Ya gotta come to Ghana. I gotta come to Ghana.

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Speaker 5: So all those roads pointed to that lobby meeting on

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Speaker 5: that faithful afternoon and once we heard the idea, I

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Speaker 5: mean probably within the hour, and we were like, this

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Speaker 5: is something we need to do. Let's meet again tomorrow.

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Speaker 5: But when we met the next day, come up with

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Speaker 5: a name and then y'all took us through Ghana. It

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Speaker 5: was one of these things we had never seen outside

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Speaker 5: of just the hotel area and some of the sites.

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Speaker 5: And when y'all picked us up, we were like, wait,

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Speaker 5: hold on, wait, this is this is Ghana. We are

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Speaker 5: we uh And so we were pleasantly surprised to see

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Speaker 5: all the infrastructure that had already been.

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Speaker 4: Put in place the ideas. It was like all right,

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Speaker 4: it was time to execute, you know for me, because

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Speaker 4: I'm want these people. I don't trust anybody, that's a fact.

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Speaker 4: So you know, they like Shaka like yo, I got

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Speaker 4: these guys and Ghana day. I'm like okay, I heard so,

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Speaker 4: so you know, it's like all right, all right.

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Speaker 6: So but when they when they actually what sold me

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Speaker 6: is that they actually showed us the work. It wasn't Instagram,

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Speaker 6: it wasn't you know, just word of mouth, like they

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Speaker 6: actually showed us the facility that they were actually working

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Speaker 6: out of, which was extremely impressive on the media side. Yes,

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Speaker 6: and then actually they had these things like they were

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Speaker 6: like actually building like a machine that was actually building,

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Speaker 6: Like yeah, it's stuff like a three D printer almost.

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Speaker 5: I guess what would to be the comparable for us

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Speaker 5: when we talk about people building factories and data centers,

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Speaker 5: Like we walked into one and we were like, oh,

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Speaker 5: everything's here already.

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Speaker 4: Yeah, it was crazy. That was crazy.

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Speaker 6: And then the land of course, you know, they took

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Speaker 6: us to all the land, different places that they actually

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Speaker 6: owned and I'm like, oh no, it's efficient. So yeah,

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Speaker 6: and then I just liked them, like you know, just

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Speaker 6: super humble down the earth, like I said, not flashy,

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Speaker 6: kind of like, you know, just behind the scenes type people.

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Speaker 6: So I think our value system just aligned with each other.

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Speaker 6: And then we spent more time with them when we

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Speaker 6: went for Easter and it was less people there, so

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Speaker 6: we really got to kind of really just get to

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Speaker 6: know them. So great, great guys and really very impressive entrepreneurs. Yeah,

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Speaker 6: so I'm sold and I'm a hard I'm a hard person.

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Speaker 5: So I think it was interesting as we got to

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Speaker 5: know the fellas, it was interesting about how.

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Speaker 4: Many other people knew them already.

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Speaker 5: Right, So like when we go into spaces and I'm

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Speaker 5: seeing like, oh, they know album, they know album, I'm

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Speaker 5: like wait. Then we start popping up in the same events,

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Speaker 5: I'm like, wait, these guys might be on tour with us.

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Speaker 5: But I'll tell you one of the main things that

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Speaker 5: stuck out, and I think that's where we're talking about.

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Speaker 4: Just these values aligned.

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Speaker 5: These guys are from a specific area in their country,

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Speaker 5: in their city, and they still are there giving back

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Speaker 5: to that place. Right, if you look at where their

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Speaker 5: headquarters are, they're still in the same area. Very similar

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Speaker 5: to our story, right, Like we're from a small town.

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Speaker 5: We still do business in a small town, but we

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Speaker 5: employ a lot of people in the town. And so

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Speaker 5: when we saw those things, I'm like, all right, these

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Speaker 5: businesses are aligned and that's happening in both sides of

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Speaker 5: the dynamic.

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Speaker 4: So incredible, incredible, So let's do this. Let's let's give

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Speaker 4: an introduction to everybody.

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Speaker 6: Shaka bars probably needs no introduction, but he's already famous.

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Speaker 6: But shock Shaka is an activist, entrepreneur, freedom fighter.

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Speaker 4: Across the globe, but specifically in Africa.

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Speaker 6: He's done tremendous work in Ghana, in East Africa and

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Speaker 6: West Africa, you know, as far as helping people that

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Speaker 6: have suffered, specifically in Ghana, I mean in Congo. He's

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Speaker 6: been doing a lot of work in Congo. If you're

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Speaker 6: familiar with the with the Congo situation, terrible situation that's

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Speaker 6: been happening for a while, and he's been on the ground.

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Speaker 6: He's one of these people that's actually been on the

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Speaker 6: ground helping people, refugees, trying to figure out solutions. So

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Speaker 6: that's his background. Then we have he saved our lives. Yeah,

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Speaker 6: that's important too. Alvin entrepreneur, somebody that's actually was in

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Speaker 6: the music business for a while too, and still that

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Speaker 6: was like if you're familiar with Afro Future, the huge

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Speaker 6: festival that they have. He's one of the partners in

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Speaker 6: that all around entrepreneur in the restaurant business and.

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Speaker 4: Real estate music. He's one of these guys that's like

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Speaker 4: behind the scenes that polls a lot of strings.

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Speaker 6: And Kwame, his partner, is another Ghanaian that runs as

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Speaker 6: far as like when you look at the media landscape,

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Speaker 6: they actually have like their own headquarters for media where

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Speaker 6: they publish newspaper news. I said, you've probably been to

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Speaker 6: the establishments that you've been to Ghana as far as

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Speaker 6: on the restaurant side, on the club side, beachfront property,

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Speaker 6: real estate development. I mean, the list goes on and

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Speaker 6: then Twey is actually interesting because Tui is from Ghana

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Speaker 6: via America, back to Ghana, back to America.

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Speaker 4: Yeah right, it's a we.

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Speaker 11: Got that, right, Yeah, you got it.

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Speaker 4: And he's been now.

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Speaker 12: Technically it's both Ghana and America, Ghana and America finance.

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Speaker 12: That background extremely impressive. We actually interviewed his uncle on

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Speaker 12: Market Mondays. If you're a Market Monday's watcher, his uncle

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Speaker 12: actually one of Dan Gilbert's closest advisors.

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Speaker 5: Yeah, so now it makes sense the connection Detroit at

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Speaker 5: the future moving from Detroit Ghana.

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Speaker 4: Yeah, these are the reasons why we interviewed his uncle

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Speaker 4: and yeah, just a great god. So this is the team.

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Speaker 4: So all right, let's get this conversation started.

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Speaker 6: Shock, I want to start with you, but we're going

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Speaker 6: to talk about Ghana as far as investing in business

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Speaker 6: and all this. But I do think that it's important

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Speaker 6: to highlight the historical importance of Ghana specifically because it

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Speaker 6: does play a tremendous role as far as black people

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Speaker 6: in America and black people in just the Western hemisphere

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Speaker 6: in general. Right, because we talk about the slave dungeons,

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Speaker 6: then we talk about Kwamea and Kuma, who was actually

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Speaker 6: I think he was educated in Lincoln University.

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Speaker 4: Lincoln University which is the first HBCU.

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Speaker 6: My sister actually went to Lincoln, So a lot of

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Speaker 6: cross connections between Donna in America.

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Speaker 4: So give us some history, police, m.

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Speaker 13: Peace and blessings family. I think that this is of

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Speaker 13: important significance because it is a a closing of a

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Speaker 13: circle that was broken because Africans indigenous people had had

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Speaker 13: always traded amongst each other and always traveled Mansu Musa.

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Speaker 13: Everybody's familiar with Mansu Musa, but Abukari the Second had

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Speaker 13: sent two thousand ships over to America before Columbus had

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Speaker 13: even got there. He was I think it was Mansu

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Speaker 13: Musa's uncle, and that trade had always happened. We saw

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Speaker 13: that that trade had been going on for thousands of years.

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Speaker 13: When you look at uh Rametsu or Rameses the second,

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Speaker 13: they did a test on his on his tissue because

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Speaker 13: they had his his body, and they found that he

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Speaker 13: had cocaine in his body because of the coca leaf

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Speaker 13: that the Bolivians the Peruvians used to choose.

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Speaker 4: So there's always been this this back and forth.

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Speaker 13: But I think the Kingdom of Ghana, the Empire of

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Speaker 13: Ghana was essentially for the Europeans when they arrived there,

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Speaker 13: it became this this bread basket, and then they renamed

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Speaker 13: it the Gold Coast. So until nineteen fifty seven it

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Speaker 13: was called the Gold Coast until Kuama Croum actually took

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Speaker 13: the country back. And during that period of time while

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Speaker 13: it was the Gold Coast, what happened was Europeans were

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Speaker 13: taken as much out of Ghana as possible in terms

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Speaker 13: of gold. They had the gold mines that they were

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Speaker 13: basically rubbing for many many years. But before that, when

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Speaker 13: they first were colonizing there, they were robbing people. And

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Speaker 13: a lot of our ancestors came from Ghana, and a

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Speaker 13: lot of people they had this idea that a lot

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Speaker 13: of people now have this idea because we want to

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Speaker 13: we want to follow success. They have this idea that

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Speaker 13: people always came from the Americas. But it's like there's

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Speaker 13: a lot of people in North America, in Brazil, in

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Speaker 13: the Caribbean who look like our brothers and sisters from Ghana.

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Speaker 13: They look like our brothers and sisters from Cameroon, from Congo,

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Speaker 13: from Angola, et cetera, et cetera. And because there is

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Speaker 13: this idea that what happened in Africa, the enslavement of Africans,

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Speaker 13: the colonization, is something that is not successful. People don't

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Speaker 13: want to look at actually Africa as a place to

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Speaker 13: go and invest, and a lot of people are now

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Speaker 13: trying to pretend like they never came from Africa or

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Speaker 13: they never had any connection with Africa, and that just

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Speaker 13: doesn't make good business sense, let alone any kind of

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Speaker 13: spiritual sense. Because everybody who is educated and everybody who

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Speaker 13: wants to have economic mobility around the world, would always

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Speaker 13: trade with equal partners in different spaces. And if you

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Speaker 13: look at anywhere along that coastline of Ghana, you can

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Speaker 13: find castles where enslaved people who were essentially prisoners of

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Speaker 13: war because there were different rival ethnic groups who were

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Speaker 13: fighting each other, and when they would win that battle,

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Speaker 13: they would take people as essentially indentured servants, indentured labors,

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Speaker 13: and indentured laborers to mine gold for them to clean

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Speaker 13: their house, concubines, et cetera, et cetera. The Europeans saw

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Speaker 13: that as an opportunity to exploit this relationship that we've

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Speaker 13: always had this indentured servitude, indentured labor, indentured laborers, and

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Speaker 13: slavery in Africa. But then Europeans said, hey, we're going

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Speaker 13: to take these people. We're going to take them across

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Speaker 13: the water, and they're never going to come back. And

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Speaker 13: that is how my ancestors were harvesting sugarcane. Your ancestors

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Speaker 13: were harvesting cotton. People in Brazil who were harvesting gold, copper, tin, etc.

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Speaker 13: And that was going on for hundreds of years. So

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Speaker 13: the year of Return in Ghana was basically an opportunity

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Speaker 13: to reconnect the dspora with the motherland. Because it was

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Speaker 13: sixteen nineteen, I think the first eighteen enslaved Africans arrived

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Speaker 13: in Jamestown, and then it was twenty nineteen we had

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Speaker 13: this government of Ghana calling for their people to come home.

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Speaker 13: But just to give you some context, there was an

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Speaker 13: empress in Ethiopia called Empress Zewiditu I think that's how

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Speaker 13: I say a name, z Ewditu, who in around nineteen

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Speaker 13: twenty was writing letters to African Americans, Afro Brazilians, Afro

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Speaker 13: Caribbeans and saying, hey, come home to Ethiopia. This was

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Speaker 13: the first time that any African, she was an empress,

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Speaker 13: any African leader had said to the dspora, come back home.

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Speaker 13: That actually inspired Marcus Garvey to create the UNIA, the

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Speaker 13: United Negro Improvement Association, and Marcus Garvey was actually speaking

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Speaker 13: with her back and forth, and Marcus Garvey created this

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Speaker 13: huge community, many chapters and business the Black Star Liner

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Speaker 13: to try and bring Africans home and bring resources from Africa.

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Speaker 13: So Marcus Garvey was actually the inspiration for Kwame and

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Speaker 13: Krumer to have the Black Star in the flag of

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Speaker 13: Ghana and many other African countries. Marcus Garvey was a

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Speaker 13: Pan African. He was a Jamaican and in Rasta he's

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Speaker 13: hailed as one of the greatest leaders within the community

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Speaker 13: of Rastafari, who was one of the first Pan Africans.

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Speaker 13: And where you have Kwamei and Crewman now who's inspired

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Speaker 13: by Marcus Garvi and then in nineteen fifty seven leads

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Speaker 13: a revolution to decolonize Ghana. Ghana was the first country

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Speaker 13: in Africa to decolonize. Little Ghana the time was very

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Speaker 13: way smaller than it is now. Was the first to

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Speaker 13: fight and say no, no more, and we're kicking Europeans out.

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Speaker 13: And now we're in an amazing space where people are

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Speaker 13: starting to want to come home and they're starting to

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Speaker 13: want to see where they're from. In twenty nineteen, I

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Speaker 13: had the pleasure of being part of a delegation to

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Speaker 13: bring the Prime Minister of Barbados to Ghana and we

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Speaker 13: brought the bones and some remains of ancestors from Barbados

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Speaker 13: and buried them because I was born in Barbados and

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Speaker 13: buried them back in Ghana. And at the same time,

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Speaker 13: we created a bilateral trade agreement between Barbados and Ghana,

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Speaker 13: but this should exist for all African countries and all

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Speaker 13: of its dispora. And so now I think we're in

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Speaker 13: a position where if we want people to come home,

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Speaker 13: not only do we have to invite them, but we

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Speaker 13: also have to provide them with homes, we have to

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Speaker 13: provide them with economic opportunity, we have to provide them

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Speaker 13: with legality and citizenship. And actually next week I'm part

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Speaker 13: of a citizenship, which I'm very proud of because being

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Speaker 13: born in Barbados and having family from Barbados and Jamaica.

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Speaker 13: Now I actually get to go home because when our

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Speaker 13: ancestors were being stolen and being taken across the ocean,

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Speaker 13: they weren't trying to be American, they weren't trying to

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Speaker 13: be Brazilian, they weren't trying to be Jamaican. They were

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Speaker 13: trying to get back home. And so now we can

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Speaker 13: truly say that we are our ancestors wild as dreams,

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Speaker 13: because now our ancestors have colders forward and our family

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Speaker 13: and Ghana's cold us forward, and now we can move home.

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Speaker 13: We can get passports, we can get houses, and we

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Speaker 13: can finally not have to deal with any of the

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Speaker 13: other problems that are existing in the West. So I

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Speaker 13: hope I've provided some context, but I feel like now

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Speaker 13: is the perfect time. Gan is the perfect place.

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Speaker 4: We have the.

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Speaker 13: Opportunities that God has provided for us, and the government

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Speaker 13: has provided for us, and our own entrepreneurial tenacity has

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Speaker 13: provided for us. So now it's just time to put

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Speaker 13: that bridge back together and live in the spirit of

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Speaker 13: Marcus Garve, Malcolm X, Yeah, sentour ny of the Maroons

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Speaker 13: and all of these greats that came before us, because

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Speaker 13: I don't know what else anybody else is doing. But

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Speaker 13: I don't Yeah, I just got somebody elected and I

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00:22:42,960 --> 00:22:44,639
Speaker 13: don't know about him. Where are we going to go

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Speaker 13: into do it by him?

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Speaker 4: It's time to go home.

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Speaker 6: That was great historical insights, something that's vitally important when

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Speaker 6: you look at you know, we're going to talk about business,

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Speaker 6: but before we wanted to kind of preference it with

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Speaker 6: some historical information. Yeah, who better than shopping for sure,

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Speaker 6: historian within his own rights exactly appreciate that.

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Speaker 4: So we're going to get into that. We're gonna well,

404
00:23:07,720 --> 00:23:09,680
Speaker 4: and we're gonna we're going to lay out this.

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Speaker 6: Whole thing, right, We're going to talk about how this

406
00:23:12,800 --> 00:23:15,520
Speaker 6: all came about we're going to talk about each individual

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Speaker 6: one of our partner's accomplishments.

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Speaker 4: We're going to talk about.

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Speaker 6: Business in Ghana as far as like their own accomplished business,

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Speaker 6: which I think can actually give insight to people that

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Speaker 6: are interested in becoming entrepreneurs. And then we're going to

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Speaker 6: talk about our real estate development. So that's what this

413
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Speaker 6: whole thing is about. You know, if you haven't heard,

414
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Speaker 6: we acquired over four hundred acres in a cry in

415
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Speaker 6: a prime location and we're building a residential community and

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Speaker 6: you know, in a nutshell, it's going to be over

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00:23:44,920 --> 00:23:48,320
Speaker 6: four hundred units and the first phase we're actually in

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Speaker 6: development right now the Cascades. The first phase is thirty

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Speaker 6: acres and it's going to be forty homes, so everything

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Speaker 6: from two bedroom apartments to five droom villa. And this

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00:24:01,240 --> 00:24:03,960
Speaker 6: is something that is happening in real time. So you know,

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Speaker 6: we teased it on social media, We put post up

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Speaker 6: and you know, we put the press that we got.

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Speaker 4: From Black Enterprise and a bunch of other publications. Much

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Speaker 4: appreciate it.

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Speaker 6: The purpose of this video is to explain everything in

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Speaker 6: full and outside that, like I said, just to kind

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Speaker 6: of give you some information as far as best practices,

429
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Speaker 6: what to stay away from, what to do if you're

430
00:24:23,560 --> 00:24:27,480
Speaker 6: interested in investing Airbnb opportunities, you know, all kinds of stuff.

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Speaker 6: So but before we start, I just wanted to kind

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Speaker 6: of give the information. We'll say it again at the end,

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Speaker 6: but the name of the website, the name of the

434
00:24:35,000 --> 00:24:38,280
Speaker 6: project is Sombra City, and the name of the website,

435
00:24:38,280 --> 00:24:43,479
Speaker 6: if you're interested, is Sombra City, Ghana s A n

436
00:24:44,480 --> 00:24:51,880
Speaker 6: B r A Sombra City, Ghana dot com. So Sombra

437
00:24:52,400 --> 00:24:55,680
Speaker 6: Citygana dot com. The name of development is somber City.

438
00:24:55,680 --> 00:24:59,080
Speaker 6: We'll talk about that later. Yeah, I mean quickly, this

439
00:24:59,160 --> 00:25:03,920
Speaker 6: is what we do. And it's forty units off plan.

440
00:25:04,280 --> 00:25:06,520
Speaker 6: So what off plan means is very popular other parts

441
00:25:06,520 --> 00:25:08,280
Speaker 6: of the world. But if you're not familiar, that's when

442
00:25:08,320 --> 00:25:12,040
Speaker 6: you actually buy something as it's being built, as opposed

443
00:25:12,080 --> 00:25:13,240
Speaker 6: to something that's already built.

444
00:25:13,240 --> 00:25:14,520
Speaker 4: Because this is going to sell out.

445
00:25:14,760 --> 00:25:18,000
Speaker 6: So we're we're giving people actually the opportunity to buy

446
00:25:18,000 --> 00:25:22,120
Speaker 6: it on the ground level. You paying installments, but it's

447
00:25:22,119 --> 00:25:24,119
Speaker 6: going to happen quickly. It's going to be built in

448
00:25:24,400 --> 00:25:28,760
Speaker 6: six months, so we're going to have two options. You

449
00:25:28,760 --> 00:25:31,399
Speaker 6: have a payment plan that can be structured if you

450
00:25:31,520 --> 00:25:34,879
Speaker 6: are cash buyer, or you can finance. We have mortgage

451
00:25:34,880 --> 00:25:37,280
Speaker 6: options as well. So if you go to the website

452
00:25:37,280 --> 00:25:39,640
Speaker 6: if you're interested in buying a property, like I said,

453
00:25:39,640 --> 00:25:41,040
Speaker 6: we're going to give you all the information, but I

454
00:25:41,040 --> 00:25:43,480
Speaker 6: want to say this upfront, if you're interested in buying

455
00:25:43,480 --> 00:25:47,360
Speaker 6: a property, go to that website or Tosambracitygana dot com.

456
00:25:47,720 --> 00:25:49,840
Speaker 6: All the information is there. If you're interested in buying,

457
00:25:49,880 --> 00:25:52,320
Speaker 6: you can click the tab to buy. What you can

458
00:25:52,359 --> 00:25:54,320
Speaker 6: do is we set up a link tree, so we'll

459
00:25:54,359 --> 00:25:58,280
Speaker 6: have somebody actually call you in real time and you

460
00:25:58,280 --> 00:26:00,760
Speaker 6: can actually set up an appointment to have conversation, go

461
00:26:01,280 --> 00:26:04,359
Speaker 6: over everything, legal documents, the whole nine yards because, like

462
00:26:04,400 --> 00:26:07,720
Speaker 6: I said, this is only forty units, extremely affordable pricing,

463
00:26:08,840 --> 00:26:11,600
Speaker 6: the largest real estate deal that we've ever done, and

464
00:26:11,960 --> 00:26:14,560
Speaker 6: something that is definitely going to sell out. So that

465
00:26:14,640 --> 00:26:16,560
Speaker 6: was just the preview to what we're going to talk

466
00:26:16,560 --> 00:26:18,480
Speaker 6: about for probably more than an hour. We're going to

467
00:26:18,560 --> 00:26:23,040
Speaker 6: fully explain everything in complete detail, but wanted to give

468
00:26:23,080 --> 00:26:25,680
Speaker 6: you that information first. Like I said, it's first come,

469
00:26:25,760 --> 00:26:29,600
Speaker 6: first serve. There's only forty so you can imagine the

470
00:26:29,680 --> 00:26:30,800
Speaker 6: demand is pretty high.

471
00:26:31,280 --> 00:26:33,280
Speaker 4: And once that's done.

472
00:26:33,200 --> 00:26:36,320
Speaker 6: We'll probably release another block maybe a year from now,

473
00:26:36,359 --> 00:26:38,800
Speaker 6: for the new developments that we're going to be doing.

474
00:26:38,880 --> 00:26:39,880
Speaker 4: But this is the.

475
00:26:39,840 --> 00:26:45,640
Speaker 6: First, first priority, the first part installment, and something that

476
00:26:46,040 --> 00:26:48,320
Speaker 6: I think we're going to be very successful as far

477
00:26:48,320 --> 00:26:53,320
Speaker 6: as you know, bringing people from America to Ghana and

478
00:26:53,400 --> 00:26:57,080
Speaker 6: showing them so many tremendous opportunities coachally and financially.

479
00:26:57,160 --> 00:26:58,560
Speaker 4: Yeah. Man, it's the return City.

480
00:26:59,720 --> 00:27:01,920
Speaker 5: The meque thing about it is that you're getting to

481
00:27:01,920 --> 00:27:03,879
Speaker 5: see this thing happening in real time, which is pretty

482
00:27:03,960 --> 00:27:05,640
Speaker 5: much synonymous with everything we've done.

483
00:27:05,680 --> 00:27:08,040
Speaker 4: So it's a need time. But let's start me.

484
00:27:08,080 --> 00:27:09,560
Speaker 5: I want to go back to the fellows, man, So

485
00:27:09,840 --> 00:27:11,480
Speaker 5: I want to pitch this to Kwame and Alvin.

486
00:27:12,160 --> 00:27:15,920
Speaker 4: Obviously you're there on the ground, but they were.

487
00:27:15,880 --> 00:27:18,919
Speaker 5: Part of this, right, Like you're creating something for people

488
00:27:18,960 --> 00:27:21,199
Speaker 5: to actually when they get to Ghana to take part in.

489
00:27:21,720 --> 00:27:23,240
Speaker 5: One of the things you said to me that stuck

490
00:27:23,280 --> 00:27:26,800
Speaker 5: out during our conversations, like, yes, we brought people, but

491
00:27:26,920 --> 00:27:29,119
Speaker 5: it was for entertainment and we might have missed the

492
00:27:29,160 --> 00:27:31,760
Speaker 5: mark because we didn't bring them for business. I want

493
00:27:31,800 --> 00:27:35,320
Speaker 5: to talk about that watching something being successful in the

494
00:27:35,440 --> 00:27:38,320
Speaker 5: native land and realizing that wait there's still opportunities.

495
00:27:38,440 --> 00:27:39,600
Speaker 4: Maybe we might have missed the mark.

496
00:27:39,600 --> 00:27:41,840
Speaker 5: We can come back now with something talk about wrestling

497
00:27:41,840 --> 00:27:44,280
Speaker 5: with that over the past five years.

498
00:27:45,920 --> 00:27:49,680
Speaker 14: I mean, like like you say, it's exactly that we've

499
00:27:49,800 --> 00:27:54,879
Speaker 14: been doing business in Ghana for going on twenty years

500
00:27:54,880 --> 00:27:58,520
Speaker 14: now and a large part of that started from advertising,

501
00:27:58,680 --> 00:28:02,080
Speaker 14: entertainment and media. And you know each time at the

502
00:28:02,160 --> 00:28:04,480
Speaker 14: end of you know, sort of Christmas, when it's all

503
00:28:04,720 --> 00:28:07,200
Speaker 14: you know, sitting down, everybody's come to party and gone

504
00:28:07,240 --> 00:28:11,280
Speaker 14: back and you know people are back home January February,

505
00:28:11,320 --> 00:28:13,040
Speaker 14: you realize that, wait a minute, you know, we had

506
00:28:13,040 --> 00:28:14,879
Speaker 14: a huge inflow of people who was great.

507
00:28:14,920 --> 00:28:17,359
Speaker 15: Tourism was nice, people came, had a great time.

508
00:28:17,960 --> 00:28:20,200
Speaker 14: You know, were involved with seeing after future pull of

509
00:28:20,280 --> 00:28:24,040
Speaker 14: Beach Club, a few other events you know over the

510
00:28:24,119 --> 00:28:27,680
Speaker 14: last you know decade or so as phone runners in

511
00:28:27,720 --> 00:28:30,879
Speaker 14: the timate industry. But we did realize that, you know,

512
00:28:31,119 --> 00:28:35,720
Speaker 14: there's always a huge dip right after Christmas. By the

513
00:28:35,760 --> 00:28:39,440
Speaker 14: fourteenth of January, everybody's out of here and then you

514
00:28:39,480 --> 00:28:43,160
Speaker 14: know everything goes back to normal. You know, in Ghana,

515
00:28:43,240 --> 00:28:45,280
Speaker 14: people joke around and say, hey, you know around this

516
00:28:45,320 --> 00:28:49,280
Speaker 14: time of year, ay, the the the the Christmas inflow

517
00:28:49,320 --> 00:28:51,720
Speaker 14: of foreigners and people in Dashpor are coming in, so

518
00:28:51,760 --> 00:28:53,360
Speaker 14: you have a lot of traffic, you have a lot

519
00:28:53,360 --> 00:28:55,240
Speaker 14: of partying, you have all of that, but it was

520
00:28:55,280 --> 00:28:58,440
Speaker 14: always centered around partying. And we felt even when the

521
00:28:58,480 --> 00:29:00,400
Speaker 14: government got involved, which was good. You know, they had

522
00:29:00,400 --> 00:29:02,600
Speaker 14: a lot of great initiatives and they've done a lot

523
00:29:02,600 --> 00:29:05,640
Speaker 14: of good work, but it was all still centered around

524
00:29:05,720 --> 00:29:08,200
Speaker 14: you know, come back for Christmas, come see what's happening

525
00:29:08,240 --> 00:29:10,760
Speaker 14: on the ground, to do with you a bit of tourism.

526
00:29:11,040 --> 00:29:14,920
Speaker 15: Some parties take a tour, go to the castle, see.

527
00:29:14,760 --> 00:29:15,080
Speaker 4: All of that.

528
00:29:15,840 --> 00:29:18,840
Speaker 14: And we felt that after a few years of evaluating

529
00:29:18,960 --> 00:29:22,040
Speaker 14: that there was those a missing connects in regards to business,

530
00:29:22,720 --> 00:29:25,440
Speaker 14: and it became obvious even when you go to the

531
00:29:25,480 --> 00:29:30,360
Speaker 14: airport that around Christmas time, say from November to January,

532
00:29:30,720 --> 00:29:33,600
Speaker 14: the influence people come in in too Ghana. You know,

533
00:29:33,720 --> 00:29:36,400
Speaker 14: all look people like us, so you have a lot

534
00:29:36,400 --> 00:29:39,000
Speaker 14: of dash where people come from the US, from Europe,

535
00:29:39,040 --> 00:29:39,280
Speaker 14: all of.

536
00:29:39,320 --> 00:29:42,560
Speaker 15: That, and then the rest of the year it's all

537
00:29:42,640 --> 00:29:44,440
Speaker 15: foreigners that don't look like us.

538
00:29:44,880 --> 00:29:47,200
Speaker 14: So what they tend to do is, you know, skip

539
00:29:47,200 --> 00:29:50,080
Speaker 14: out on the party part of the year and come

540
00:29:50,120 --> 00:29:52,640
Speaker 14: in when you know things a bit quieter and then

541
00:29:52,720 --> 00:29:54,160
Speaker 14: when we looked at it, that realized it was because

542
00:29:54,160 --> 00:29:56,320
Speaker 14: they come in for business. You know, they come in

543
00:29:56,360 --> 00:29:59,200
Speaker 14: sometimes for the partying, but they stay for business. And

544
00:29:59,240 --> 00:30:01,479
Speaker 14: then we went as the further what what businesses are

545
00:30:01,520 --> 00:30:04,320
Speaker 14: they into? What's what's going on here? You know a

546
00:30:04,320 --> 00:30:06,720
Speaker 14: lot of young people who know about Ghana. They you know,

547
00:30:06,760 --> 00:30:09,920
Speaker 14: they love our music. You know Afro Visus huge now

548
00:30:10,000 --> 00:30:13,840
Speaker 14: Ghana Nigeria. That's all of that happening. But what can

549
00:30:13,880 --> 00:30:16,200
Speaker 14: they do here? What's what's a real connection they can

550
00:30:16,240 --> 00:30:18,520
Speaker 14: make with the country. But there were there were no

551
00:30:18,600 --> 00:30:21,840
Speaker 14: services for them. There were no avenues, you know, to

552
00:30:21,840 --> 00:30:25,680
Speaker 14: provide that information. Unless you're someone like you know Shaka,

553
00:30:25,720 --> 00:30:28,080
Speaker 14: who spends you know a lot of time in country,

554
00:30:28,320 --> 00:30:29,840
Speaker 14: who educates himself, goes.

555
00:30:29,640 --> 00:30:30,360
Speaker 15: The extra mile.

556
00:30:31,680 --> 00:30:34,080
Speaker 14: It's it's very difficult for you to find this information.

557
00:30:34,760 --> 00:30:38,080
Speaker 14: So you know, me and Alvin, you know, so spend

558
00:30:38,160 --> 00:30:40,760
Speaker 14: some time talking about to thinking about and researching and

559
00:30:40,840 --> 00:30:43,640
Speaker 14: rest luck. We need to do projects that cut across

560
00:30:44,480 --> 00:30:48,760
Speaker 14: our our sort of boundaries, our divides or or just

561
00:30:49,440 --> 00:30:52,920
Speaker 14: Ghanian borders. We need to get our brothers across the

562
00:30:53,040 --> 00:30:57,560
Speaker 14: divide involved. We need to find one the right partners.

563
00:30:57,920 --> 00:31:00,320
Speaker 14: We need to find people who understand what Gannner is like,

564
00:31:00,680 --> 00:31:03,200
Speaker 14: who understand what's going on locally, but who also have

565
00:31:03,640 --> 00:31:07,200
Speaker 14: you know, a clear understanding of business and business in

566
00:31:07,360 --> 00:31:11,000
Speaker 14: their region as well. So it's a godsend meeting you

567
00:31:11,040 --> 00:31:13,920
Speaker 14: guys where you know, we had so much synergy and

568
00:31:14,080 --> 00:31:15,800
Speaker 14: you know you've been thinking about the same sort of thing.

569
00:31:16,400 --> 00:31:19,640
Speaker 14: So for us, you know, getting into it, we felt

570
00:31:19,640 --> 00:31:23,680
Speaker 14: that the only way this actually works out where you

571
00:31:23,680 --> 00:31:25,400
Speaker 14: have people be able to come into Ghana and build

572
00:31:25,520 --> 00:31:28,080
Speaker 14: roots here, was for them to be able to afford

573
00:31:28,360 --> 00:31:31,479
Speaker 14: houses here, to be able to buy property in Ghana.

574
00:31:31,920 --> 00:31:33,800
Speaker 14: You know, you have that in certain countries where you

575
00:31:33,880 --> 00:31:35,440
Speaker 14: know you can get what they call you can get

576
00:31:35,440 --> 00:31:37,280
Speaker 14: a passport for another country, you have to do an

577
00:31:37,360 --> 00:31:40,720
Speaker 14: investment sort of an investment citizenship where you know, you

578
00:31:40,800 --> 00:31:43,120
Speaker 14: pay one hundred and fifty thousand dollars in a monarcho

579
00:31:43,160 --> 00:31:43,960
Speaker 14: is like half a million.

580
00:31:44,000 --> 00:31:45,960
Speaker 15: I think it's gone up now like seven fifty.

581
00:31:46,560 --> 00:31:49,080
Speaker 14: A few other parts of the world where you know,

582
00:31:49,160 --> 00:31:51,000
Speaker 14: you pay on hundred and fifty thousand dollars, doing fifty

583
00:31:51,040 --> 00:31:53,400
Speaker 14: thousand dollars, you buy a property and then they allow

584
00:31:53,480 --> 00:31:56,240
Speaker 14: you to get to become a citizen of that country.

585
00:31:57,120 --> 00:31:59,240
Speaker 14: In Ghana, it was more like, you know, our brothers

586
00:31:59,240 --> 00:32:02,200
Speaker 14: and sisters come back, We're welcome you back with open arms.

587
00:32:02,520 --> 00:32:04,680
Speaker 14: But there was not that incentive for them to get

588
00:32:04,720 --> 00:32:07,560
Speaker 14: involved with local business. So at the end of the day,

589
00:32:07,680 --> 00:32:09,960
Speaker 14: we were getting the passport, which made getting into the

590
00:32:09,960 --> 00:32:13,280
Speaker 14: country easy. But when they come, they only come to

591
00:32:13,520 --> 00:32:17,000
Speaker 14: you know, for for the you know, the Christmas period,

592
00:32:17,160 --> 00:32:20,120
Speaker 14: maybe in Easter sometimes, you know, but it was mostly

593
00:32:20,160 --> 00:32:23,240
Speaker 14: just entertainment and we felt it was important to take

594
00:32:23,280 --> 00:32:27,320
Speaker 14: it a step further get people involved with business here. So,

595
00:32:27,680 --> 00:32:31,600
Speaker 14: you know, Alvin started with a concierge service, you know,

596
00:32:31,720 --> 00:32:35,320
Speaker 14: introducing people to the local market, organizing travel and tours

597
00:32:35,360 --> 00:32:38,760
Speaker 14: to come into Ghana, and then expanded that further.

598
00:32:38,600 --> 00:32:40,720
Speaker 15: Into housing as well.

599
00:32:41,200 --> 00:32:43,800
Speaker 14: We've been real estate developers for for quite a while now,

600
00:32:44,240 --> 00:32:46,680
Speaker 14: and you know, the opportunity was there. We've been trying

601
00:32:46,720 --> 00:32:50,760
Speaker 14: to do a large scale construction project and we felt

602
00:32:50,800 --> 00:32:52,960
Speaker 14: that the only way that would make sense for us

603
00:32:53,000 --> 00:32:55,680
Speaker 14: is to involve you know, our brothers and sisters from

604
00:32:55,680 --> 00:32:58,840
Speaker 14: across the pond, and that's what's you know, we've been

605
00:32:58,920 --> 00:33:03,520
Speaker 14: sort of looking at and it's it's been exciting, you know,

606
00:33:03,560 --> 00:33:07,320
Speaker 14: the opportunity has been great. But even from our you know,

607
00:33:07,360 --> 00:33:10,040
Speaker 14: we launched this project not too long ago. Even if

608
00:33:10,080 --> 00:33:12,240
Speaker 14: you go online, you see the interaction with people. You

609
00:33:12,280 --> 00:33:14,760
Speaker 14: see the excitements build up, you know, you go into

610
00:33:14,840 --> 00:33:16,920
Speaker 14: the comments, you go into the message and the dms

611
00:33:16,960 --> 00:33:18,840
Speaker 14: we get from people. There are a lot of people who

612
00:33:18,840 --> 00:33:21,280
Speaker 14: are excited to find out more about Ghana, find more

613
00:33:21,280 --> 00:33:23,840
Speaker 14: about their roots, find more about other parts of Africa.

614
00:33:24,640 --> 00:33:27,520
Speaker 14: But there's a market there. There's a market of people

615
00:33:27,520 --> 00:33:30,000
Speaker 14: who are are keen on coming into this part of

616
00:33:30,040 --> 00:33:30,440
Speaker 14: the world.

617
00:33:30,680 --> 00:33:32,960
Speaker 15: But they just need some assistance. They need some help,

618
00:33:33,120 --> 00:33:34,120
Speaker 15: they need some.

619
00:33:33,800 --> 00:33:36,959
Speaker 14: Some guidance, you know, and that's where we sort of

620
00:33:37,040 --> 00:33:40,239
Speaker 14: we felt we could come in and assist with that

621
00:33:40,640 --> 00:33:44,080
Speaker 14: by providing a safe environment. We ourselves, all of us,

622
00:33:44,120 --> 00:33:46,080
Speaker 14: have lived, you know, across the world. I grew up

623
00:33:46,120 --> 00:33:48,720
Speaker 14: in Ghana and Australia. House in Australia for about twelve

624
00:33:48,760 --> 00:33:52,239
Speaker 14: years or so, someone Australian citizens as well, and so

625
00:33:52,520 --> 00:33:54,760
Speaker 14: I've been there, I've traveled, you know, all over the world,

626
00:33:55,120 --> 00:33:56,280
Speaker 14: and I love it here.

627
00:33:56,440 --> 00:33:57,840
Speaker 15: You know, I find Ghana to be one of the

628
00:33:57,920 --> 00:33:59,720
Speaker 15: best places you can live and do good.

629
00:33:59,720 --> 00:34:00,000
Speaker 4: Bess.

630
00:34:00,080 --> 00:34:03,480
Speaker 14: That's here the opportunities are there and that's what we

631
00:34:03,600 --> 00:34:06,240
Speaker 14: tapped into. And then you know, we've come together. That's

632
00:34:06,280 --> 00:34:08,600
Speaker 14: a nice band of brothers who all have a singular

633
00:34:08,680 --> 00:34:12,080
Speaker 14: purpose and achieving you know, this this dream and this

634
00:34:12,239 --> 00:34:14,040
Speaker 14: vision and we've come quite by the.

635
00:34:14,000 --> 00:34:16,439
Speaker 15: Way and with it so far.

636
00:34:17,120 --> 00:34:20,200
Speaker 4: Yeah, for sure. So we want to get into the project.

637
00:34:20,360 --> 00:34:25,239
Speaker 6: But beforehand, let's actually and uh tweet, maybe you might

638
00:34:25,239 --> 00:34:28,520
Speaker 6: be the best person to talk about this because you

639
00:34:28,520 --> 00:34:30,759
Speaker 6: you you're on both sides, on the American side, and

640
00:34:32,040 --> 00:34:33,719
Speaker 6: so for people that have not been to Guna are

641
00:34:33,760 --> 00:34:34,360
Speaker 6: not familiar.

642
00:34:34,680 --> 00:34:34,840
Speaker 5: You know.

643
00:34:34,880 --> 00:34:37,839
Speaker 6: The reason why we personally, you know, invested our time,

644
00:34:38,040 --> 00:34:39,640
Speaker 6: energy resources into Ghana.

645
00:34:40,160 --> 00:34:42,279
Speaker 4: We just felt Ghana had a few things that was

646
00:34:42,320 --> 00:34:47,360
Speaker 4: in his favorite a. It's safe, right, that's important.

647
00:34:48,520 --> 00:34:51,120
Speaker 6: So from a security standpoint, you want to go to

648
00:34:51,200 --> 00:34:52,920
Speaker 6: a country that you actually feel safe. And this is

649
00:34:52,960 --> 00:34:55,200
Speaker 6: just anywhere in the world, right. So we've been all

650
00:34:55,239 --> 00:34:57,200
Speaker 6: over the map, and you know, you kind of know

651
00:34:57,239 --> 00:34:59,000
Speaker 6: when you're in dangerous areas and you kind of know

652
00:34:59,000 --> 00:35:00,959
Speaker 6: when you're in the area that you know you feel

653
00:35:00,960 --> 00:35:03,719
Speaker 6: comfortable in. So ghan is a safe country and it

654
00:35:03,760 --> 00:35:09,080
Speaker 6: has stable government and that's important too. Unfortunately, especially in Africa,

655
00:35:09,480 --> 00:35:12,919
Speaker 6: you know, government has been a major issue, and that's

656
00:35:12,960 --> 00:35:14,880
Speaker 6: for a variety of different reasons.

657
00:35:14,920 --> 00:35:18,399
Speaker 4: But that's neither here nor there. But you know, ghan

658
00:35:18,560 --> 00:35:19,759
Speaker 4: is one of these countries that.

659
00:35:21,280 --> 00:35:25,399
Speaker 6: As you know, transitions of power, right, they don't have

660
00:35:25,560 --> 00:35:27,480
Speaker 6: like military coups happening in every.

661
00:35:27,320 --> 00:35:29,840
Speaker 4: Three years, So that's important.

662
00:35:29,840 --> 00:35:31,480
Speaker 6: Like, you know, you invest somewhere, you want, you want

663
00:35:31,520 --> 00:35:33,799
Speaker 6: to know that there's at least you know that there's

664
00:35:33,840 --> 00:35:36,320
Speaker 6: never gonna be a perfect government, but at least there's

665
00:35:36,480 --> 00:35:40,399
Speaker 6: no you know, simple unrest that happens every other week. Right,

666
00:35:40,600 --> 00:35:43,960
Speaker 6: that's something that is not sustainable for investment, especially for

667
00:35:43,960 --> 00:35:45,600
Speaker 6: foreign investment, because you don't know what's going on.

668
00:35:46,040 --> 00:35:47,440
Speaker 4: So that that works in his favor.

669
00:35:47,840 --> 00:35:51,359
Speaker 6: But you like talk about your transition as far as

670
00:35:51,400 --> 00:35:54,680
Speaker 6: you know, an American going to Ghana even though you're

671
00:35:54,719 --> 00:35:58,680
Speaker 6: from Ghana originally, but like because you know, the healthcare system,

672
00:35:58,680 --> 00:36:01,880
Speaker 6: all of that kind of just welcomes through your personal experience.

673
00:36:02,640 --> 00:36:04,600
Speaker 9: Yeah, no, my experience.

674
00:36:04,680 --> 00:36:08,000
Speaker 11: It's interesting because I sometimes tell people you get you

675
00:36:08,080 --> 00:36:11,279
Speaker 11: get the culture shop twice, right, because I was born

676
00:36:11,320 --> 00:36:13,399
Speaker 11: in the US and then I moved to Ghana when

677
00:36:13,400 --> 00:36:16,520
Speaker 11: I was seven, Right, there was an adjustment even though

678
00:36:16,520 --> 00:36:19,600
Speaker 11: I was Guinean by blood. There was an adjustment and

679
00:36:19,760 --> 00:36:22,160
Speaker 11: just being American and now trying to plug into the

680
00:36:22,640 --> 00:36:23,760
Speaker 11: to the Guinean kind.

681
00:36:23,600 --> 00:36:24,680
Speaker 9: Of school system.

682
00:36:25,040 --> 00:36:27,160
Speaker 11: And then I came back to the US for college,

683
00:36:27,160 --> 00:36:29,720
Speaker 11: there was an adjustment, and then going back to Ghana.

684
00:36:29,840 --> 00:36:32,880
Speaker 11: You don't realize like how much you kind of evolved

685
00:36:32,960 --> 00:36:36,799
Speaker 11: during your formative years. But it was an adjustment to

686
00:36:36,840 --> 00:36:41,040
Speaker 11: start out, but tremendous amount of opportunity because you know,

687
00:36:41,160 --> 00:36:44,160
Speaker 11: kameit touched on the business environment. I actually moved back

688
00:36:44,200 --> 00:36:48,280
Speaker 11: to Ghana in twenty nineteen to join a small holding

689
00:36:48,320 --> 00:36:51,880
Speaker 11: company and at the time, like you know, we had

690
00:36:52,280 --> 00:36:54,080
Speaker 11: three restaurants in our portfolio.

691
00:36:54,239 --> 00:36:55,359
Speaker 9: Right fast forward to.

692
00:36:55,320 --> 00:36:59,360
Speaker 11: Today, you know, five five six years later, we have

693
00:36:59,560 --> 00:37:02,000
Speaker 11: upwards of one hundred and fifty where one of the

694
00:37:02,120 --> 00:37:07,200
Speaker 11: largest franchisees for Pinkberry across the world, right and this

695
00:37:07,360 --> 00:37:10,120
Speaker 11: is just in Ghana. And so very quickly I was

696
00:37:10,160 --> 00:37:15,600
Speaker 11: able to kind of adjust to the dynamics of working

697
00:37:15,680 --> 00:37:19,920
Speaker 11: and living in Ghana because although our institutions are nascent

698
00:37:20,640 --> 00:37:23,200
Speaker 11: processes work, if you want to set up a company,

699
00:37:23,640 --> 00:37:25,919
Speaker 11: there's a structure that you can follow to be able

700
00:37:25,960 --> 00:37:26,440
Speaker 11: to do that.

701
00:37:26,840 --> 00:37:29,880
Speaker 9: People to support and assist you all across the board.

702
00:37:30,000 --> 00:37:33,759
Speaker 11: And then you know, from quality of life standpoint, like

703
00:37:34,160 --> 00:37:37,520
Speaker 11: quality of life in Ghana is really high, especially if

704
00:37:37,520 --> 00:37:41,600
Speaker 11: you're you know, someone of middle income upper upper middle class,

705
00:37:41,640 --> 00:37:43,920
Speaker 11: Like there are certain things you can have access to.

706
00:37:44,080 --> 00:37:47,400
Speaker 11: You have, you know, additional support, whether it's you know,

707
00:37:47,520 --> 00:37:51,600
Speaker 11: nanny's at home to kind of support with upkeep. The

708
00:37:51,640 --> 00:37:57,000
Speaker 11: healthcare infrastructure is really strong. We invest the significant amounts

709
00:37:57,040 --> 00:38:02,320
Speaker 11: of money the government private sector into enhancing our healthcare systems.

710
00:38:03,440 --> 00:38:06,000
Speaker 9: When you look at Ghana from kind.

711
00:38:05,800 --> 00:38:09,560
Speaker 11: Of a social perspective, like everyone talks about dirty December

712
00:38:09,600 --> 00:38:12,480
Speaker 11: and like the year we go to party, but the

713
00:38:12,520 --> 00:38:16,680
Speaker 11: social scene extends beyond that, right there's movie theaters and

714
00:38:17,480 --> 00:38:21,799
Speaker 11: golf courses and pickleball and all these nice kind of

715
00:38:21,840 --> 00:38:24,719
Speaker 11: restaurants that you can partake in. And then on the

716
00:38:24,719 --> 00:38:28,560
Speaker 11: cultural side, you know, there's a whole bunch of natural

717
00:38:29,400 --> 00:38:31,719
Speaker 11: kind of whether you want to go on hikes, or

718
00:38:31,760 --> 00:38:35,000
Speaker 11: you want to go to the Cacoon forest, or you

719
00:38:35,040 --> 00:38:37,520
Speaker 11: want to go to the Cape Coast castles, or you

720
00:38:37,560 --> 00:38:40,640
Speaker 11: want to partake in in like a cultural dance trope.

721
00:38:41,000 --> 00:38:44,200
Speaker 11: There's just so much richness to Ghana from a social

722
00:38:44,239 --> 00:38:47,359
Speaker 11: standpoint that even goes beyond just you know.

723
00:38:47,280 --> 00:38:49,719
Speaker 9: The parties that a lot of people will see on Instagram.

724
00:38:50,239 --> 00:38:53,279
Speaker 11: And so for me, it was like that range just

725
00:38:53,360 --> 00:38:57,200
Speaker 11: allowed me to kind of plug back in and really

726
00:38:57,239 --> 00:39:00,239
Speaker 11: start to assimilate again. And I think, you know, when

727
00:39:00,280 --> 00:39:02,640
Speaker 11: when people are thinking about Ghana as a place, can

728
00:39:02,680 --> 00:39:06,080
Speaker 11: I live here? Right, like everything from our healthcare to

729
00:39:06,280 --> 00:39:09,560
Speaker 11: education system. Like right now, from a tech standpoint, you

730
00:39:09,640 --> 00:39:12,960
Speaker 11: got a lot of people working remotely out in Ghana

731
00:39:13,040 --> 00:39:16,160
Speaker 11: because quality of internet is there, right, we have five

732
00:39:16,239 --> 00:39:17,480
Speaker 11: G Internet in Ghana too.

733
00:39:18,080 --> 00:39:18,319
Speaker 4: Uh.

734
00:39:18,360 --> 00:39:21,840
Speaker 11: There's elon Musk Starlink that you can plug into just

735
00:39:21,840 --> 00:39:24,200
Speaker 11: to make sure you have access to your Zoom meetings

736
00:39:24,200 --> 00:39:27,279
Speaker 11: and Microsoft teams and so uh. I think I think

737
00:39:27,360 --> 00:39:29,759
Speaker 11: it's one of the things where like people feel like

738
00:39:30,040 --> 00:39:34,160
Speaker 11: Africa can be distant in daunting, but stay connected to

739
00:39:34,200 --> 00:39:37,359
Speaker 11: folks who've been there. Come as a tourist first and

740
00:39:37,400 --> 00:39:39,560
Speaker 11: you'll see that it's it's a high quality of life

741
00:39:39,560 --> 00:39:41,120
Speaker 11: that you can easily assimilate well.

742
00:39:41,160 --> 00:39:43,560
Speaker 6: Too, we talk about talk about your your specific journey

743
00:39:43,600 --> 00:39:44,759
Speaker 6: as far as like you said, you're one of the

744
00:39:44,760 --> 00:39:45,840
Speaker 6: biggest franchise e.

745
00:39:46,120 --> 00:39:48,600
Speaker 4: You have one of the biggest you know, food change

746
00:39:48,840 --> 00:39:51,440
Speaker 4: in Ghana and the whole probably continent.

747
00:39:51,560 --> 00:39:53,680
Speaker 6: So talk about like just talk about that as far

748
00:39:53,719 --> 00:39:56,200
Speaker 6: as your entrepreneurial journey going there, Like what was the

749
00:39:56,200 --> 00:39:57,600
Speaker 6: steps that you took to get up and.

750
00:39:57,560 --> 00:39:59,120
Speaker 4: Run in like kind of walking through that.

751
00:39:59,680 --> 00:39:59,879
Speaker 16: Yeah.

752
00:40:00,120 --> 00:40:03,920
Speaker 11: So my thought process was, I've always known that I

753
00:40:04,320 --> 00:40:06,960
Speaker 11: was an entrepreneur at heart, you know, I was. I

754
00:40:07,000 --> 00:40:09,440
Speaker 11: was a kid in middle school and high school who,

755
00:40:09,920 --> 00:40:10,600
Speaker 11: you know, would.

756
00:40:10,360 --> 00:40:11,640
Speaker 9: Sell back in Ghana.

757
00:40:11,640 --> 00:40:15,200
Speaker 11: I would buy all these US fre roll ups, rice,

758
00:40:15,320 --> 00:40:18,600
Speaker 11: Chrispy Trees, all these snacks and sell it to my classmates.

759
00:40:18,600 --> 00:40:20,640
Speaker 9: So I've always had that entrepreneurial spirit.

760
00:40:21,200 --> 00:40:24,600
Speaker 11: And so when I started to think about going back

761
00:40:24,640 --> 00:40:27,239
Speaker 11: to Ghana, you know, my preference was to do it

762
00:40:27,280 --> 00:40:31,680
Speaker 11: through what's called entrepreneurship through acquisition. So I found a

763
00:40:31,719 --> 00:40:35,760
Speaker 11: partner who had set set up kind of a food business.

764
00:40:35,760 --> 00:40:38,640
Speaker 11: They only had three locations at the time, and just

765
00:40:39,360 --> 00:40:43,640
Speaker 11: started working together as partners, and we said, hey, we

766
00:40:43,800 --> 00:40:48,680
Speaker 11: want to stay opportunistic, right, And our thesis was literally,

767
00:40:49,640 --> 00:40:53,279
Speaker 11: Ghana is a very nascent market with a lot of opportunity.

768
00:40:53,640 --> 00:40:55,960
Speaker 11: Sixty percent of our population is under the age of

769
00:40:56,000 --> 00:40:59,960
Speaker 11: twenty five and the middle classes growing at an unprecedented rate.

770
00:41:00,160 --> 00:41:03,359
Speaker 11: And so we knew people will always need food, so

771
00:41:03,400 --> 00:41:06,480
Speaker 11: we started off in food service and really trying to

772
00:41:06,520 --> 00:41:10,520
Speaker 11: scale kind of what is you know, quick service fast casual.

773
00:41:11,680 --> 00:41:12,279
Speaker 9: Restaurants.

774
00:41:12,320 --> 00:41:15,520
Speaker 11: And our thesis was, hey, we would get some of

775
00:41:15,560 --> 00:41:20,640
Speaker 11: these Western brands and learn their processes and then implement.

776
00:41:20,160 --> 00:41:22,239
Speaker 9: It to scale up some of our local brands. And

777
00:41:22,280 --> 00:41:23,480
Speaker 9: so now we have both.

778
00:41:23,600 --> 00:41:27,320
Speaker 11: Right we have the franchise for Burger King and Pinkberry,

779
00:41:28,080 --> 00:41:30,920
Speaker 11: but we also have local brands and Domain Foods and

780
00:41:31,040 --> 00:41:36,240
Speaker 11: Chickenman and collectively are the largest restaurant operator in Ghana.

781
00:41:36,320 --> 00:41:40,800
Speaker 11: But we've continued to stay opportunistic and now have a

782
00:41:40,880 --> 00:41:46,240
Speaker 11: presence in actually fourteen different African countries covering food service.

783
00:41:46,800 --> 00:41:50,560
Speaker 11: We also do financial services where you provide kind of

784
00:41:51,160 --> 00:41:53,719
Speaker 11: small business financing for.

785
00:41:53,760 --> 00:41:55,280
Speaker 9: People at the bottom of the pyramid.

786
00:41:55,520 --> 00:42:01,120
Speaker 11: We have a gaming platform that effectively provide software for

787
00:42:02,239 --> 00:42:04,560
Speaker 11: media houses to run raffles.

788
00:42:04,560 --> 00:42:07,200
Speaker 9: So we actually partnered with with Alvin.

789
00:42:06,840 --> 00:42:09,920
Speaker 11: And Kuama to run one of our raffles kind of

790
00:42:09,920 --> 00:42:12,360
Speaker 11: through their media house. And then and then real estate,

791
00:42:12,480 --> 00:42:16,160
Speaker 11: so both commercial and residential, and so partner with with

792
00:42:16,200 --> 00:42:18,640
Speaker 11: Alvin and kwame On on Sambra to do to do

793
00:42:18,680 --> 00:42:22,120
Speaker 11: on the residential side, and then on the commercial side.

794
00:42:22,160 --> 00:42:25,920
Speaker 11: We also have a bunch of properties in in Tanzania

795
00:42:25,960 --> 00:42:29,000
Speaker 11: and so it's it's been interesting to kind of first

796
00:42:29,320 --> 00:42:34,080
Speaker 11: come to Ghana but realize that the opportunity for growth

797
00:42:34,160 --> 00:42:38,040
Speaker 11: extends beyond just Ghana and taking that risk going to

798
00:42:38,120 --> 00:42:41,800
Speaker 11: some of these other different markets, so across West.

799
00:42:41,560 --> 00:42:43,959
Speaker 9: Africa, East Africa and Tanzania, Kenya.

800
00:42:43,760 --> 00:42:50,080
Speaker 11: Uganda, we're in Malawi, Mozambique, uh Sierra Leone, We're working

801
00:42:50,120 --> 00:42:53,160
Speaker 11: on Senego and Guinea. It's it's been fun, man, and

802
00:42:53,760 --> 00:42:56,400
Speaker 11: I always extend myself as a resource for people who

803
00:42:56,440 --> 00:42:59,400
Speaker 11: are looking to navigate because I think first you need

804
00:42:59,760 --> 00:43:03,440
Speaker 11: someone who something to chase, or someone who's had the

805
00:43:03,520 --> 00:43:06,040
Speaker 11: success you're looking for, and then just kind of leverage

806
00:43:06,080 --> 00:43:10,040
Speaker 11: those partnerships to deepen your presence and figure out where

807
00:43:10,040 --> 00:43:11,320
Speaker 11: you can also add value.

808
00:43:11,760 --> 00:43:14,400
Speaker 6: And it's crazy because when we actually went there, we

809
00:43:14,440 --> 00:43:17,640
Speaker 6: met a few people that were from America. One guy

810
00:43:17,640 --> 00:43:21,400
Speaker 6: from Chicago, he moved he and he has a restaurant.

811
00:43:21,719 --> 00:43:25,799
Speaker 6: We met like a few Americans that actually moved to

812
00:43:25,840 --> 00:43:29,880
Speaker 6: Ghana and started businesses, and a lot of them was

813
00:43:29,920 --> 00:43:33,719
Speaker 6: in the service, hospitality restaurant industry, so you know, from

814
00:43:33,719 --> 00:43:34,600
Speaker 6: a business standpoint.

815
00:43:34,600 --> 00:43:36,320
Speaker 4: That's something to just think about as well.

816
00:43:36,320 --> 00:43:38,280
Speaker 5: When I want to come to you, my brother, now

817
00:43:38,400 --> 00:43:42,520
Speaker 5: you again like too, you from Ghana, but you lived

818
00:43:42,520 --> 00:43:45,279
Speaker 5: in America in a few places, right, but always go

819
00:43:45,360 --> 00:43:45,680
Speaker 5: back to.

820
00:43:45,600 --> 00:43:47,480
Speaker 4: Ghana and now traveling throughout the world.

821
00:43:47,880 --> 00:43:49,799
Speaker 5: Well, one of the things obviously at the future, which

822
00:43:49,800 --> 00:43:54,120
Speaker 5: we mentioned is actually a business structure. And so during

823
00:43:54,160 --> 00:43:56,560
Speaker 5: December we saw you and we saw the stress and

824
00:43:56,640 --> 00:43:59,080
Speaker 5: we saw the anks that it puts on on the

825
00:43:59,120 --> 00:44:02,360
Speaker 5: actual person and obviously with the family as well. We

826
00:44:02,440 --> 00:44:05,120
Speaker 5: saw you again in April during eas to a little

827
00:44:05,120 --> 00:44:09,279
Speaker 5: bit more relaxed talk about structuring business, how that deal

828
00:44:09,320 --> 00:44:12,000
Speaker 5: flow is happening inside of Ghana during that time and

829
00:44:12,000 --> 00:44:12,760
Speaker 5: throughout the year.

830
00:44:12,840 --> 00:44:15,040
Speaker 6: And Afro future for people that don't know, because I

831
00:44:15,040 --> 00:44:16,480
Speaker 6: want to give them a full perspective. You get like

832
00:44:16,520 --> 00:44:19,239
Speaker 6: thirty thousand people to come, right, So that's what might

833
00:44:19,360 --> 00:44:21,720
Speaker 6: be shooting it, right, Yeah, I mean it's a big

834
00:44:21,880 --> 00:44:25,640
Speaker 6: it's a very big festival. And your partners are from

835
00:44:25,680 --> 00:44:29,040
Speaker 6: America too, right, So yeah, talk about the business of that.

836
00:44:29,320 --> 00:44:31,640
Speaker 8: Let's go down memory lane. Let's this is some history, right.

837
00:44:31,680 --> 00:44:37,279
Speaker 17: So nineteen sixty Mayangelou approaches Carmen Krumer about doing a

838
00:44:37,320 --> 00:44:41,000
Speaker 17: festival in Ghana just to celebrate Ghana's independence.

839
00:44:41,080 --> 00:44:42,120
Speaker 8: This was nineteen sixty.

840
00:44:42,680 --> 00:44:45,200
Speaker 17: They're not able to get the festival done until nineteen

841
00:44:45,239 --> 00:44:47,680
Speaker 17: seventy one. They do a festival called Soul to Soul.

842
00:44:48,280 --> 00:44:52,040
Speaker 17: So first time the American dash Broad comes down to

843
00:44:52,080 --> 00:44:55,600
Speaker 17: Ghana to do an amazing festival at Independence Square. You

844
00:44:55,680 --> 00:44:57,759
Speaker 17: had I turn that team to turn up, pull Up,

845
00:44:58,280 --> 00:45:01,120
Speaker 17: and basically that was like the very first major festival

846
00:45:01,200 --> 00:45:05,920
Speaker 17: ever done in Ghana. Fast forward you have nineteen ninety

847
00:45:05,920 --> 00:45:09,160
Speaker 17: two Panefest, which was when the Pan African community decided

848
00:45:09,200 --> 00:45:12,040
Speaker 17: to do another festival to invite people back to Ghana,

849
00:45:12,120 --> 00:45:15,440
Speaker 17: especially to the Cape Coast area, to connect with them,

850
00:45:15,560 --> 00:45:18,800
Speaker 17: to ancestors and to get you know, to get people

851
00:45:18,800 --> 00:45:23,600
Speaker 17: to heal. Fast forward again, in twenty twelve, Kwame and

852
00:45:23,640 --> 00:45:27,399
Speaker 17: I had a festival called Afrobeast Festival. The great Miss

853
00:45:27,480 --> 00:45:30,480
Speaker 17: Lauren Hill came. We did that Independent Square. That was

854
00:45:30,760 --> 00:45:34,520
Speaker 17: kind of like the inspiration. We wanted to get people

855
00:45:34,560 --> 00:45:37,040
Speaker 17: to come back and we lift the whole Soul to

856
00:45:37,120 --> 00:45:41,600
Speaker 17: Soul vibe and that was also super successful, sixty thousand people.

857
00:45:42,560 --> 00:45:47,279
Speaker 17: And then fast forward again twenty seventeen, we sit with

858
00:45:47,360 --> 00:45:49,799
Speaker 17: Abdul and the rest of the guys and then Afrofuture came.

859
00:45:50,160 --> 00:45:51,680
Speaker 17: So I just wanted you guys to understand that it

860
00:45:51,719 --> 00:45:54,239
Speaker 17: wasn't just like we just woke up one day and

861
00:45:54,280 --> 00:45:55,200
Speaker 17: decided to do festivals.

862
00:45:55,200 --> 00:45:56,319
Speaker 8: It's a history behind it, right.

863
00:45:56,920 --> 00:45:59,840
Speaker 17: One of the things though, that Mayanel would discussed with

864
00:46:00,480 --> 00:46:01,960
Speaker 17: and Crewer at the time was how do we get

865
00:46:01,960 --> 00:46:04,719
Speaker 17: our people to just come home, but to connect more

866
00:46:04,760 --> 00:46:06,320
Speaker 17: and then to do than to do business.

867
00:46:06,440 --> 00:46:06,640
Speaker 4: Right.

868
00:46:06,760 --> 00:46:10,160
Speaker 17: So once the Afrofuture plan took off and it became

869
00:46:10,239 --> 00:46:13,640
Speaker 17: super successful, that's when we decided to make it an

870
00:46:13,680 --> 00:46:17,560
Speaker 17: actual viable location for people to come back to the

871
00:46:17,560 --> 00:46:18,880
Speaker 17: country and to do business.

872
00:46:19,000 --> 00:46:22,200
Speaker 8: Now, setting up a company in Ghana is not difficult.

873
00:46:22,600 --> 00:46:25,879
Speaker 17: You literally have to have the right legal partners as

874
00:46:25,880 --> 00:46:26,760
Speaker 17: a registrar's office.

875
00:46:26,840 --> 00:46:27,759
Speaker 8: You can get things done.

876
00:46:28,320 --> 00:46:31,800
Speaker 17: But the challenge was how do we understand the mindset

877
00:46:31,800 --> 00:46:34,000
Speaker 17: of people that want to come home and also get

878
00:46:34,040 --> 00:46:36,799
Speaker 17: them to not just party but to you know, like

879
00:46:36,880 --> 00:46:40,319
Speaker 17: Kwame had already said, to investment in the country. So

880
00:46:40,560 --> 00:46:43,640
Speaker 17: if you go to Afrofuture, that's actually a marketplace where

881
00:46:43,680 --> 00:46:46,200
Speaker 17: we were supporting entrepreneurs so people could come and actually

882
00:46:46,239 --> 00:46:48,880
Speaker 17: do business there. And the very first one that we

883
00:46:48,920 --> 00:46:50,680
Speaker 17: did a lot of businesses that were at the very

884
00:46:50,680 --> 00:46:54,800
Speaker 17: first Afrofuture. They actually went on to become substantial businesses

885
00:46:54,840 --> 00:46:58,040
Speaker 17: in Ghana. So the miset was always to create some

886
00:46:58,120 --> 00:47:02,240
Speaker 17: kind of commerce between our people. It was never Partying

887
00:47:02,320 --> 00:47:06,080
Speaker 17: was part of it, obviously, because you know Africa black people,

888
00:47:06,120 --> 00:47:07,399
Speaker 17: we like to have a great time.

889
00:47:08,280 --> 00:47:10,440
Speaker 8: Obviously we love the culture, we love the food.

890
00:47:10,960 --> 00:47:14,880
Speaker 17: But there's been a whole generational shift from ideas that

891
00:47:14,960 --> 00:47:17,200
Speaker 17: came from all the way from the sixties to get

892
00:47:17,239 --> 00:47:20,000
Speaker 17: to where we are now. The After Future business is

893
00:47:20,040 --> 00:47:22,840
Speaker 17: a great structure. We've we've we've expanded in different ways.

894
00:47:22,880 --> 00:47:28,480
Speaker 17: We've broken artists, we've helped artists achieve record deals. There's

895
00:47:28,520 --> 00:47:31,000
Speaker 17: so many artists are huge now that actually had a

896
00:47:31,040 --> 00:47:34,000
Speaker 17: great start on our stages, Tyler.

897
00:47:33,760 --> 00:47:34,359
Speaker 8: Being one of them.

898
00:47:34,680 --> 00:47:37,440
Speaker 17: When Tyler's was on the After Future stage, that was

899
00:47:37,480 --> 00:47:39,879
Speaker 17: like maybe four years ago, and obviously now she's become

900
00:47:40,000 --> 00:47:44,080
Speaker 17: a global superstar. So there's just so many diverse ways

901
00:47:44,120 --> 00:47:47,680
Speaker 17: where the festival has actually contributed to the economy and

902
00:47:47,719 --> 00:47:50,040
Speaker 17: the community. I mean, we had over seven fifty thousand

903
00:47:50,040 --> 00:47:52,400
Speaker 17: people coming to Ghana for the Year of Return, and

904
00:47:52,440 --> 00:47:55,560
Speaker 17: when you look at all those visa applications, ninety percent

905
00:47:55,600 --> 00:47:59,160
Speaker 17: of them said we're going to Ghana for Afro Cella

906
00:48:00,520 --> 00:48:03,920
Speaker 17: before it became Afro Future. So I just look at

907
00:48:04,000 --> 00:48:08,000
Speaker 17: how culture has moved our people to come together, and

908
00:48:08,040 --> 00:48:09,680
Speaker 17: that was always going to be the plan. I mean,

909
00:48:09,960 --> 00:48:12,399
Speaker 17: wherever you wherever you find culture, you find out people.

910
00:48:12,440 --> 00:48:14,640
Speaker 17: Right when you come to New York, when you go

911
00:48:14,719 --> 00:48:17,840
Speaker 17: to Germany, you will find the Africans. You know what

912
00:48:17,840 --> 00:48:19,760
Speaker 17: I'm saying, Like, you're always going to find our people

913
00:48:20,560 --> 00:48:23,359
Speaker 17: and we always connect via culture. Like now when I'm

914
00:48:23,400 --> 00:48:26,680
Speaker 17: driving through you know, even if it's Miami or its

915
00:48:26,800 --> 00:48:29,320
Speaker 17: New York. It's so crazy to hear afrobeats on the

916
00:48:29,400 --> 00:48:31,399
Speaker 17: radio because there's a time when when you heard one song,

917
00:48:31,440 --> 00:48:34,520
Speaker 17: you're literally thought it was like a mistake. But now

918
00:48:34,520 --> 00:48:37,920
Speaker 17: we're actually on billboards where we're getting Grammy nominations. I mean,

919
00:48:37,960 --> 00:48:40,879
Speaker 17: the Grammys are trying to set up in Africa now,

920
00:48:40,960 --> 00:48:43,480
Speaker 17: So that is less you understand the power of the

921
00:48:43,480 --> 00:48:45,839
Speaker 17: culture that black people have in general, you know, and

922
00:48:45,880 --> 00:48:47,920
Speaker 17: also when you look at culture, there's so many businesses

923
00:48:47,920 --> 00:48:49,640
Speaker 17: that can come out of that. There's so many fashion

924
00:48:49,680 --> 00:48:53,160
Speaker 17: brands that are doing so well just based off of

925
00:48:53,200 --> 00:48:55,560
Speaker 17: the advent and the more the interest that the world

926
00:48:55,600 --> 00:48:58,719
Speaker 17: has in Africa. Now you know, our music obviously is

927
00:48:58,760 --> 00:49:01,200
Speaker 17: being exported. Now when you when you much major TV shows,

928
00:49:01,440 --> 00:49:04,200
Speaker 17: we're getting a lot of sing deals. You know, the

929
00:49:04,280 --> 00:49:06,319
Speaker 17: Temes of the world, you know, the Stone Boys of

930
00:49:06,320 --> 00:49:10,120
Speaker 17: the world. Like we're gradually getting to become the larger

931
00:49:10,160 --> 00:49:12,920
Speaker 17: part of pop culture, you know. So when you look

932
00:49:12,920 --> 00:49:14,839
Speaker 17: at that, it's it's about time for us to all

933
00:49:14,880 --> 00:49:17,440
Speaker 17: just come together and connect the dust. Like when I

934
00:49:17,480 --> 00:49:20,640
Speaker 17: went to invest FST, I was blown away the first time.

935
00:49:20,680 --> 00:49:24,319
Speaker 17: I mean, Kwame tuy shock everybody knows. Like I called

936
00:49:24,360 --> 00:49:26,040
Speaker 17: everybody and was like, Yo, this is what I thought

937
00:49:26,120 --> 00:49:28,960
Speaker 17: that you return should have been. You know, Black people

938
00:49:29,000 --> 00:49:34,439
Speaker 17: coming together, speaking together, understanding how finance works, learning the game,

939
00:49:34,520 --> 00:49:36,160
Speaker 17: and then making money together. Like at the end of

940
00:49:36,160 --> 00:49:38,239
Speaker 17: the day, this is tough, Like you can't do this

941
00:49:38,280 --> 00:49:41,200
Speaker 17: by yourself. So for us to come together to make

942
00:49:41,239 --> 00:49:45,160
Speaker 17: this work, I think it's it's phenomenal. I personally have

943
00:49:45,239 --> 00:49:49,120
Speaker 17: been very excited and very proud about about what we're

944
00:49:49,120 --> 00:49:51,560
Speaker 17: trying to do. And I know that together this is

945
00:49:51,600 --> 00:49:52,320
Speaker 17: going to be amazing.

946
00:49:54,040 --> 00:49:56,000
Speaker 4: No, that's a fact, and you know it's crazy too.

947
00:49:56,360 --> 00:50:02,760
Speaker 6: We went to Ghana for market mondays he interviewed Kevin o'cherry,

948
00:50:02,800 --> 00:50:05,480
Speaker 6: another very impressive entrepreneur out there, and he told us

949
00:50:05,560 --> 00:50:07,800
Speaker 6: that he was just talking. He was like, there's so

950
00:50:07,880 --> 00:50:10,960
Speaker 6: much opportunity like everywhere, like anyway, and he was like,

951
00:50:11,120 --> 00:50:14,120
Speaker 6: just think about something like porter potties, right, and.

952
00:50:16,200 --> 00:50:17,520
Speaker 4: You know porter potties, and.

953
00:50:17,719 --> 00:50:20,200
Speaker 6: That we don't even think about really in America because

954
00:50:20,200 --> 00:50:22,719
Speaker 6: we just seen him so much everywhere, right, sporting events,

955
00:50:22,800 --> 00:50:25,200
Speaker 6: you know, festivals, whatever. But he was like, at the time,

956
00:50:25,760 --> 00:50:28,160
Speaker 6: there was really no Porter potties in Ghana. So he

957
00:50:28,280 --> 00:50:30,160
Speaker 6: was like, all these construction sites and there's so much

958
00:50:30,160 --> 00:50:33,520
Speaker 6: construction that's happening. He's like, where the guy's going to

959
00:50:33,760 --> 00:50:35,440
Speaker 6: go to the bathroom? Right, So he was like, you know,

960
00:50:35,800 --> 00:50:39,440
Speaker 6: foreig enough King and had the idea that they wanted

961
00:50:39,440 --> 00:50:41,080
Speaker 6: to put porter potties and.

962
00:50:43,040 --> 00:50:44,000
Speaker 4: Filthy rich off of it.

963
00:50:45,040 --> 00:50:46,680
Speaker 6: So it's like one of these things like a lot

964
00:50:46,719 --> 00:50:48,880
Speaker 6: of times people thinking like, Okay, well what can I do?

965
00:50:48,920 --> 00:50:50,719
Speaker 6: What kind of business do I can I bring? Like

966
00:50:51,280 --> 00:50:53,680
Speaker 6: what kind of value can I offer? I mean, it's

967
00:50:53,800 --> 00:50:56,920
Speaker 6: really unlimited. It's it's you know, whatever you think, but

968
00:50:57,040 --> 00:50:59,359
Speaker 6: it's like something like that, it's something that nobody that's

969
00:50:59,400 --> 00:51:02,320
Speaker 6: not a sex business. That's not something that will probably

970
00:51:02,320 --> 00:51:05,200
Speaker 6: be on the on the forefront of people's minds is

971
00:51:05,280 --> 00:51:08,719
Speaker 6: to go to a different country and start a porter

972
00:51:08,800 --> 00:51:12,040
Speaker 6: party business. But it was a need for it. They

973
00:51:12,080 --> 00:51:16,680
Speaker 6: filled the gap and he, like I said, he made

974
00:51:16,840 --> 00:51:18,000
Speaker 6: he made a lot of money off me and that

975
00:51:18,160 --> 00:51:19,840
Speaker 6: story that he told us personally, and I was like,

976
00:51:19,960 --> 00:51:21,200
Speaker 6: damn that that's something.

977
00:51:20,960 --> 00:51:23,680
Speaker 4: Like who would have ever thought about something like that.

978
00:51:23,680 --> 00:51:25,960
Speaker 5: At the similar story, when we were at Apple Future,

979
00:51:26,480 --> 00:51:29,839
Speaker 5: we were you know, parking is it's trying, right, and uh,

980
00:51:29,920 --> 00:51:31,839
Speaker 5: we were in the parking lot and there was one

981
00:51:31,920 --> 00:51:34,600
Speaker 5: dude who actually double parked his car, but it double

982
00:51:34,680 --> 00:51:37,279
Speaker 5: parking situation where no one can get out of the

983
00:51:37,280 --> 00:51:39,839
Speaker 5: parking lot, and so everybody was standing there like.

984
00:51:39,840 --> 00:51:42,279
Speaker 4: Yo, somebody call a tow truck for this guy. Then

985
00:51:42,320 --> 00:51:43,920
Speaker 4: we kind of looked around at each other.

986
00:51:43,960 --> 00:51:46,920
Speaker 5: And I was like, there's no, there's no toe trucks.

987
00:51:47,440 --> 00:51:49,120
Speaker 5: That's not that's not even a business, Like what are

988
00:51:49,160 --> 00:51:51,799
Speaker 5: you talking about? But just these things that we see

989
00:51:51,840 --> 00:51:55,319
Speaker 5: on it every day and are common to us, there's

990
00:51:55,400 --> 00:51:57,439
Speaker 5: opportunities in other places where it doesn't exist.

991
00:51:57,520 --> 00:51:59,480
Speaker 4: Imagine a towing company for that moment.

992
00:51:59,520 --> 00:52:01,839
Speaker 5: Now we were all praying when he came out to

993
00:52:01,840 --> 00:52:03,239
Speaker 5: move that car that he was going to make the

994
00:52:03,239 --> 00:52:05,240
Speaker 5: home safe, and I think he did. I think everybody

995
00:52:05,360 --> 00:52:07,279
Speaker 5: was like, all right, just moved the car so we

996
00:52:07,280 --> 00:52:10,200
Speaker 5: can leave. But this is part of there's opportunities. We

997
00:52:10,280 --> 00:52:11,400
Speaker 5: just got to see him as that.

998
00:52:11,400 --> 00:52:11,919
Speaker 4: That's the fact.

999
00:52:12,000 --> 00:52:13,480
Speaker 6: So now I want to talk about the number one

1000
00:52:13,520 --> 00:52:16,640
Speaker 6: business in the world, which is real estate relatives forever.

1001
00:52:17,120 --> 00:52:20,160
Speaker 6: And like I said, it's actually there's two things that's

1002
00:52:20,239 --> 00:52:22,680
Speaker 6: essential to live food and shelter.

1003
00:52:23,320 --> 00:52:25,840
Speaker 4: So agriculture farms.

1004
00:52:25,480 --> 00:52:28,960
Speaker 6: That's important for sure, but just as important as you

1005
00:52:29,040 --> 00:52:31,399
Speaker 6: got to have somewhere to actually live.

1006
00:52:31,600 --> 00:52:31,880
Speaker 4: Right.

1007
00:52:32,080 --> 00:52:36,880
Speaker 6: So the biggest business in the world, a business that

1008
00:52:36,960 --> 00:52:40,120
Speaker 6: can never be replaced, and the business that we're in

1009
00:52:40,440 --> 00:52:45,000
Speaker 6: right As far as our development, Somber City, the reason

1010
00:52:45,040 --> 00:52:46,920
Speaker 6: that we named it that we'll talk about that in

1011
00:52:46,920 --> 00:52:49,000
Speaker 6: a little bit, but this is significance to that name.

1012
00:52:49,600 --> 00:52:55,000
Speaker 6: But it is over four hundred acre project, but we're

1013
00:52:55,000 --> 00:52:57,960
Speaker 6: breaking it into different you know development. So the first

1014
00:52:57,960 --> 00:53:01,960
Speaker 6: one is thirty acres, right, and we're going to talk about,

1015
00:53:02,200 --> 00:53:05,239
Speaker 6: you know, in detail. But something that's very proud is

1016
00:53:05,239 --> 00:53:09,120
Speaker 6: happening in real time, happening very quickly started construction and

1017
00:53:10,000 --> 00:53:13,000
Speaker 6: homes to be built within the next six months. Uh So,

1018
00:53:14,080 --> 00:53:17,880
Speaker 6: first and Kwame, I guess you can you can answer

1019
00:53:17,920 --> 00:53:20,040
Speaker 6: this before we go into the somber.

1020
00:53:20,200 --> 00:53:23,640
Speaker 4: Just talk about the landscape of real estate in Ghana, Like.

1021
00:53:24,239 --> 00:53:28,920
Speaker 6: What has been the you know, appreciation for Ghana real

1022
00:53:29,000 --> 00:53:31,279
Speaker 6: estate over the last decade since they announced the year

1023
00:53:31,320 --> 00:53:37,120
Speaker 6: of return. What are some some you know opportunities as

1024
00:53:37,120 --> 00:53:40,400
Speaker 6: far as real estate. I know Airbnb is big, especially

1025
00:53:40,560 --> 00:53:43,200
Speaker 6: in December, because a lot of people that you know

1026
00:53:43,600 --> 00:53:44,640
Speaker 6: will potentially buy homes.

1027
00:53:44,640 --> 00:53:46,800
Speaker 4: They're not going to live there full time, right, so they.

1028
00:53:46,640 --> 00:53:48,560
Speaker 6: Want to know from an investment standpoint, you know, how

1029
00:53:48,560 --> 00:53:50,920
Speaker 6: can I make my money back? So let's talk about

1030
00:53:50,960 --> 00:53:55,520
Speaker 6: just in general the Ghana real estate market.

1031
00:53:56,360 --> 00:53:56,759
Speaker 4: All right.

1032
00:53:57,760 --> 00:54:01,080
Speaker 14: Funny enough, our real estate market is quite quite developed.

1033
00:54:01,640 --> 00:54:03,279
Speaker 14: I'll speak a little bit and I'll have to be

1034
00:54:03,320 --> 00:54:05,279
Speaker 14: coming also on thisc he also has quite a bit

1035
00:54:05,320 --> 00:54:08,239
Speaker 14: of expertise. But first thing I'll say is we have

1036
00:54:08,440 --> 00:54:12,440
Speaker 14: a very developed real estate market. A lot of people

1037
00:54:12,560 --> 00:54:14,799
Speaker 14: think that, oh, it's Africa, so you know, we're going

1038
00:54:14,840 --> 00:54:16,239
Speaker 14: to come in here. Things are going to be cheap,

1039
00:54:16,239 --> 00:54:18,880
Speaker 14: It's going to be built terribly. We don't have you know,

1040
00:54:19,000 --> 00:54:20,439
Speaker 14: construction technology.

1041
00:54:20,760 --> 00:54:21,120
Speaker 4: We don't.

1042
00:54:21,200 --> 00:54:22,719
Speaker 15: We have no idea what we're doing.

1043
00:54:23,200 --> 00:54:25,920
Speaker 14: But if you're in Ghana, I mean for half an

1044
00:54:25,960 --> 00:54:27,919
Speaker 14: hour an hour you leave the airport and you drive

1045
00:54:27,960 --> 00:54:30,920
Speaker 14: around in any direction, you'd realize that, no, we were

1046
00:54:30,920 --> 00:54:33,640
Speaker 14: actually quite quite serious about what we're doing here. We've

1047
00:54:33,680 --> 00:54:37,360
Speaker 14: got multi lane roads, you know, we've got highways, interchanges,

1048
00:54:37,680 --> 00:54:42,400
Speaker 14: you know, thirty story buildings, you know, we've got multiple

1049
00:54:42,440 --> 00:54:46,200
Speaker 14: types of development all over the place. In Acra, which

1050
00:54:46,239 --> 00:54:49,560
Speaker 14: is the main capital city, I would I generally like

1051
00:54:49,600 --> 00:54:52,719
Speaker 14: to say, you know, liking it to New York or

1052
00:54:52,840 --> 00:54:56,640
Speaker 14: London or Sydney, any of these you know, top tier cities,

1053
00:54:57,440 --> 00:55:00,040
Speaker 14: especially when he has to do with real estates. The

1054
00:55:00,040 --> 00:55:04,160
Speaker 14: reason I say that is one our pricing currently. You know,

1055
00:55:04,239 --> 00:55:08,920
Speaker 14: Gnner is not the largest country by by size. We

1056
00:55:08,960 --> 00:55:11,359
Speaker 14: have a population about thirty million, thirty three million. At

1057
00:55:11,360 --> 00:55:14,520
Speaker 14: the moment, our Kra has about five million people that

1058
00:55:15,280 --> 00:55:17,439
Speaker 14: they don't give a take, but like to we said

1059
00:55:17,440 --> 00:55:22,239
Speaker 14: earlier on, our middle class is expanding rapidly and quite aggressively.

1060
00:55:22,920 --> 00:55:26,080
Speaker 14: And what has happened is there's been a gap in

1061
00:55:26,120 --> 00:55:28,160
Speaker 14: the real estate market where there are a lot of

1062
00:55:28,160 --> 00:55:31,480
Speaker 14: people who can afford to rent, but may not be

1063
00:55:31,680 --> 00:55:35,720
Speaker 14: able to buy. And the reason for that is in Ganer,

1064
00:55:35,880 --> 00:55:38,520
Speaker 14: unlike western countries or you know, you're part of the

1065
00:55:38,560 --> 00:55:42,160
Speaker 14: world where access to credits is quite easy and is

1066
00:55:42,560 --> 00:55:46,719
Speaker 14: quite fast and convenient. In Gner is where we are

1067
00:55:46,719 --> 00:55:49,200
Speaker 14: now trying to catch up with our credit system, plaining

1068
00:55:49,239 --> 00:55:52,279
Speaker 14: of the President just launched a credit score app just

1069
00:55:52,360 --> 00:55:53,000
Speaker 14: last week.

1070
00:55:53,520 --> 00:55:55,960
Speaker 15: So just to put in context.

1071
00:55:55,520 --> 00:55:57,359
Speaker 14: If we're not getting the credit score app, you can

1072
00:55:57,480 --> 00:56:00,840
Speaker 14: understand how you know, far behind we are on credit now,

1073
00:56:00,920 --> 00:56:02,680
Speaker 14: you know, looking at it simply, you'd be like, oh,

1074
00:56:02,719 --> 00:56:05,440
Speaker 14: they don't have credit there, well, yes, but then the

1075
00:56:05,480 --> 00:56:09,319
Speaker 14: opposite is true, where you pay for everything upfront. So

1076
00:56:09,680 --> 00:56:12,200
Speaker 14: you come to Garner, any house, you see, any building,

1077
00:56:12,280 --> 00:56:14,880
Speaker 14: you see anybody's nice fantasy car, and we've got everything.

1078
00:56:15,000 --> 00:56:17,160
Speaker 14: You know, there are people with private jets here, there

1079
00:56:17,200 --> 00:56:20,640
Speaker 14: are people with golf courses and you know, beach homes

1080
00:56:20,719 --> 00:56:23,319
Speaker 14: and think of anything. You know, you know, you from

1081
00:56:23,320 --> 00:56:25,799
Speaker 14: anywhere in the world, there are people who have it here.

1082
00:56:25,840 --> 00:56:27,919
Speaker 14: There are people who have done quite well for themselves,

1083
00:56:28,800 --> 00:56:30,520
Speaker 14: you know, they they are multi millionaires.

1084
00:56:30,600 --> 00:56:31,280
Speaker 15: Here in Ghana.

1085
00:56:32,239 --> 00:56:34,920
Speaker 14: There are people who are several several you know, multi

1086
00:56:35,400 --> 00:56:38,719
Speaker 14: you know dollar millionaires, not even you know, city millionaires.

1087
00:56:39,000 --> 00:56:41,640
Speaker 15: So we do have quite a robot system here.

1088
00:56:42,040 --> 00:56:44,799
Speaker 14: Our pricing is very similar to like I said, you're

1089
00:56:44,800 --> 00:56:49,040
Speaker 14: finding any top tier city. We're in Ghana. An acre

1090
00:56:49,080 --> 00:56:54,200
Speaker 14: of land in our primarias airport cantonments easily gone will

1091
00:56:54,200 --> 00:56:56,200
Speaker 14: cost you upwards of a million dollars, you know, one

1092
00:56:56,239 --> 00:57:00,000
Speaker 14: point five million, you know, and that's comparable to anywhere

1093
00:57:00,120 --> 00:57:04,319
Speaker 14: else you'd have in the world. Rental income, you know,

1094
00:57:04,400 --> 00:57:07,520
Speaker 14: for a decent place in a decent neighborhood will go

1095
00:57:07,560 --> 00:57:10,160
Speaker 14: anywhere from thousand, five hundred dollars on the low end

1096
00:57:10,320 --> 00:57:12,960
Speaker 14: all the way to three thousand and four thousand dollars

1097
00:57:13,480 --> 00:57:16,080
Speaker 14: on the top end. And you're talking for a standard

1098
00:57:16,120 --> 00:57:18,840
Speaker 14: three bedroom, four bedroom, you know, sort of sort of

1099
00:57:19,640 --> 00:57:23,440
Speaker 14: either house or apartment. There's a lot on the market

1100
00:57:23,520 --> 00:57:25,920
Speaker 14: because we've got a lot of big time developers who

1101
00:57:25,960 --> 00:57:27,320
Speaker 14: have seen the opportunity.

1102
00:57:27,920 --> 00:57:29,120
Speaker 15: Most of them are from Europe.

1103
00:57:29,200 --> 00:57:31,800
Speaker 14: What's funny is, you know, the American developers are yet

1104
00:57:31,840 --> 00:57:34,160
Speaker 14: to click on Takana. You know, we're a bit far

1105
00:57:34,240 --> 00:57:36,439
Speaker 14: away from them at the moment. By Europe is six

1106
00:57:36,480 --> 00:57:39,560
Speaker 14: hours away. So you've got a lot of contractors that

1107
00:57:39,600 --> 00:57:42,840
Speaker 14: you are from, you know, Belgium, you know, Germany, you've

1108
00:57:42,840 --> 00:57:44,680
Speaker 14: got a lot of Lebanese people here. We've got a

1109
00:57:44,720 --> 00:57:47,560
Speaker 14: lot of Indian people here, a lot of Turkish are

1110
00:57:47,560 --> 00:57:51,000
Speaker 14: doing quite well here. And you know, so they come in,

1111
00:57:51,160 --> 00:57:53,480
Speaker 14: you know for five hour flight, six hour flight, they're

1112
00:57:53,520 --> 00:57:55,439
Speaker 14: here for a week, two weeks to go back home.

1113
00:57:55,800 --> 00:57:59,640
Speaker 14: They're able to access you know, considerably cheaper finance, and

1114
00:57:59,720 --> 00:58:03,520
Speaker 14: it's accelerated the growth of our market. So in Ghana now,

1115
00:58:03,600 --> 00:58:06,080
Speaker 14: you know, Airbnb is quite prolific. If you know, you

1116
00:58:06,160 --> 00:58:08,280
Speaker 14: take a casual look, just go on your phone, open

1117
00:58:08,360 --> 00:58:11,800
Speaker 14: up the Airbnb app, put in Acra Accra and see

1118
00:58:11,800 --> 00:58:14,560
Speaker 14: what's there. Most things would be going for one hundred

1119
00:58:14,560 --> 00:58:16,479
Speaker 14: dollars a night, one hundred and fifty dollars, two hundred

1120
00:58:16,520 --> 00:58:17,000
Speaker 14: dollars a night.

1121
00:58:17,200 --> 00:58:19,040
Speaker 15: The cheap maybe fifty to fifty.

1122
00:58:19,000 --> 00:58:20,960
Speaker 14: Which is comparable to anywhere in the world, you know,

1123
00:58:21,000 --> 00:58:24,040
Speaker 14: if you wanted a decent place. So the first thing is,

1124
00:58:24,400 --> 00:58:28,640
Speaker 14: don't come to Africa or Ghana specifically, thinking oh it's Africa.

1125
00:58:28,680 --> 00:58:30,280
Speaker 14: You know, it's backward, it's cheap. You know, I can

1126
00:58:30,320 --> 00:58:32,640
Speaker 14: come with you know, one thousand dollars and live like

1127
00:58:32,640 --> 00:58:38,400
Speaker 14: a king. It'll be quite a rude awakening. But that said,

1128
00:58:38,440 --> 00:58:40,800
Speaker 14: the opportunities are there, just like they are anywhere else

1129
00:58:40,840 --> 00:58:43,320
Speaker 14: in the world. We made a good point with the

1130
00:58:43,560 --> 00:58:47,480
Speaker 14: porter Party's funny enough, that's that was a huge business

1131
00:58:47,520 --> 00:58:49,200
Speaker 14: when the first came out, when people were looking at

1132
00:58:49,240 --> 00:58:52,280
Speaker 14: it and nobody, you know, took the opportunity and it's

1133
00:58:52,400 --> 00:58:55,040
Speaker 14: it's we ourselves. When we were doing festivals, it was

1134
00:58:55,040 --> 00:58:58,880
Speaker 14: always an issue we didn't have enough for them to rent. So,

1135
00:58:59,400 --> 00:59:02,600
Speaker 14: you know, next thing back to real estate. The opportunities

1136
00:59:02,680 --> 00:59:05,000
Speaker 14: there is growing exponentially.

1137
00:59:06,280 --> 00:59:06,960
Speaker 4: Erness What's up.

1138
00:59:07,080 --> 00:59:09,520
Speaker 5: You ever walk into a small business and everything just

1139
00:59:09,680 --> 00:59:12,880
Speaker 5: works like the checkout is fast, the receipts are digital,

1140
00:59:13,400 --> 00:59:16,360
Speaker 5: tipping is a breeze, and you're out the door before

1141
00:59:16,400 --> 00:59:20,520
Speaker 5: the line even builds. Odds are they're using Square. We

1142
00:59:20,680 --> 00:59:23,240
Speaker 5: love supporting businesses that run on Square because it just

1143
00:59:23,280 --> 00:59:26,520
Speaker 5: feels seamless. Whether it's a local coffee shop, a vendor

1144
00:59:26,560 --> 00:59:28,680
Speaker 5: at a pop up market, or even one.

1145
00:59:28,560 --> 00:59:29,680
Speaker 4: Of our merch partners.

1146
00:59:29,920 --> 00:59:33,720
Speaker 5: Square makes it easy for them to take payments, manage inventory,

1147
00:59:33,800 --> 00:59:37,760
Speaker 5: and run their business with confidence, all from one simple system.

1148
00:59:38,160 --> 00:59:40,760
Speaker 5: If you're a business owner or even just thinking about

1149
00:59:40,840 --> 00:59:43,920
Speaker 5: launching something soon, Square is hands down one of the

1150
00:59:43,960 --> 00:59:47,400
Speaker 5: best tools out there to help you start, run and grow.

1151
00:59:47,680 --> 00:59:50,680
Speaker 5: It's not just about payments, It's about giving you time

1152
00:59:50,760 --> 00:59:53,720
Speaker 5: back so you can focus on what matters most Ready.

1153
00:59:53,720 --> 00:59:57,120
Speaker 5: To see how Square can transform your business, visit Square

1154
00:59:57,200 --> 01:00:01,720
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1155
01:00:01,920 --> 01:00:07,360
Speaker 5: Square dot com backslash go backslash eyl, don't wait, don't hesitate.

1156
01:00:07,480 --> 01:00:09,880
Speaker 5: Let's Square handle the back end so you can keep

1157
01:00:09,880 --> 01:00:16,000
Speaker 5: pushing your vision forward. This episode is brought to you

1158
01:00:16,000 --> 01:00:18,280
Speaker 5: by P and C Bank. A lot of people think

1159
01:00:18,360 --> 01:00:22,240
Speaker 5: podcasts about work are boring, and sure, they definitely can be,

1160
01:00:22,720 --> 01:00:26,000
Speaker 5: but understanding a professionals routine shows us how they achieve

1161
01:00:26,040 --> 01:00:30,280
Speaker 5: their success little by little, day after day. It's like

1162
01:00:30,320 --> 01:00:33,120
Speaker 5: banking with P and C Bank. It might seem boring

1163
01:00:33,160 --> 01:00:36,000
Speaker 5: to save, plan and make calculated decisions with your bank,

1164
01:00:36,440 --> 01:00:38,919
Speaker 5: but keeping your money boring is what helps you live

1165
01:00:39,000 --> 01:00:43,040
Speaker 5: a more happily fulfilled life. P and C Bank Brilliantly

1166
01:00:43,120 --> 01:00:47,680
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1167
01:00:47,720 --> 01:00:51,000
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1168
01:00:51,440 --> 01:00:54,840
Speaker 5: P and C Bank National Association Member FDIC.

1169
01:00:56,600 --> 01:00:59,880
Speaker 1: An illegal alien from Guatemala charged with raping a ch

1170
01:01:00,360 --> 01:01:04,120
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

1171
01:01:04,360 --> 01:01:08,480
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

1172
01:01:08,560 --> 01:01:11,480
Speaker 1: filming and selling child pornography in Michigan.

1173
01:01:11,840 --> 01:01:12,520
Speaker 2: These are just.

1174
01:01:12,560 --> 01:01:16,320
Speaker 1: Some of the heinous migrant criminals caught because of President

1175
01:01:16,360 --> 01:01:16,800
Speaker 1: Donald J.

1176
01:01:16,880 --> 01:01:17,800
Speaker 2: Trump's leadership.

1177
01:01:18,120 --> 01:01:21,720
Speaker 1: I'm Christy Noman, the United States Secretary of Homeland Security.

1178
01:01:22,040 --> 01:01:25,800
Speaker 1: Under President Trump, attempted illegal border crossings are at the

1179
01:01:25,840 --> 01:01:29,720
Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal

1180
01:01:29,760 --> 01:01:33,560
Speaker 1: aliens have been arrested. If you are here illegally, your

1181
01:01:33,680 --> 01:01:37,000
Speaker 1: next you will be fine nearly one thousand dollars a day,

1182
01:01:37,160 --> 01:01:38,320
Speaker 1: imprisoned and.

1183
01:01:38,240 --> 01:01:40,400
Speaker 2: Deported, you will never return.

1184
01:01:40,720 --> 01:01:43,760
Speaker 1: But if you register using our CBP home app and

1185
01:01:43,840 --> 01:01:46,120
Speaker 1: leave now, you could be allowed.

1186
01:01:45,720 --> 01:01:49,360
Speaker 2: To return legally. Do what's right. Leave now.

1187
01:01:49,680 --> 01:01:53,960
Speaker 1: Under President Trump, America's laws, border and families will.

1188
01:01:53,840 --> 01:01:56,920
Speaker 3: Be protected sponsored by the United States Department of Homeland Security.

1189
01:01:57,960 --> 01:02:00,360
Speaker 15: As we know, Land is a finite reason source.

1190
01:02:00,760 --> 01:02:02,960
Speaker 14: You know they're not making any more of it, as

1191
01:02:02,960 --> 01:02:07,120
Speaker 14: they say, and Ghana not being the largest country, in Akra,

1192
01:02:07,520 --> 01:02:10,360
Speaker 14: not being the largest city. You have to understand that

1193
01:02:11,440 --> 01:02:13,560
Speaker 14: ten years from now, fifteen years from now, it'd be

1194
01:02:13,800 --> 01:02:17,360
Speaker 14: very difficult to get primary real estates at you know,

1195
01:02:17,640 --> 01:02:19,720
Speaker 14: at reasonable pricing or cheap pricing.

1196
01:02:19,800 --> 01:02:23,360
Speaker 15: Let me put it that way. Everything is expanding rapidly.

1197
01:02:23,600 --> 01:02:26,520
Speaker 14: We talk about Tambra City when we first you know,

1198
01:02:26,640 --> 01:02:30,920
Speaker 14: identify the opportunity and we were looking for a good

1199
01:02:30,960 --> 01:02:33,680
Speaker 14: piece of land to put this project on, and people

1200
01:02:33,760 --> 01:02:34,920
Speaker 14: took us to the location.

1201
01:02:36,160 --> 01:02:40,760
Speaker 15: There were no roads leading there. It was the area

1202
01:02:40,880 --> 01:02:43,360
Speaker 15: was used by the government for what they call animal.

1203
01:02:43,160 --> 01:02:46,400
Speaker 14: Husbandry, so basically you know, goats and sheep you know,

1204
01:02:46,480 --> 01:02:48,880
Speaker 14: running through the you know, all.

1205
01:02:48,800 --> 01:02:50,240
Speaker 15: Over the place. So it was a sort of.

1206
01:02:50,160 --> 01:02:55,920
Speaker 14: A you know, loose and fast sort of area, no controls,

1207
01:02:55,960 --> 01:02:57,840
Speaker 14: you know. I remember we took my dad there. He

1208
01:02:57,920 --> 01:02:59,800
Speaker 14: was like, oh, you've got to be nuts we're doing

1209
01:03:00,200 --> 01:03:04,840
Speaker 14: out here. Flash to today, which is what two years

1210
01:03:04,920 --> 01:03:07,360
Speaker 14: I think two years to and a half years later.

1211
01:03:08,320 --> 01:03:11,720
Speaker 14: Right to the property, that's a six lane highway. There's

1212
01:03:11,760 --> 01:03:14,880
Speaker 14: a brand new sports arena which is or use the

1213
01:03:14,920 --> 01:03:17,840
Speaker 14: Botiman Sports Complex if you think of you know, like

1214
01:03:18,080 --> 01:03:21,640
Speaker 14: the African version of the Olympics was hosted literally, you know,

1215
01:03:21,960 --> 01:03:26,840
Speaker 14: right behind our property. We've got the whole area has

1216
01:03:26,920 --> 01:03:29,120
Speaker 14: been I don't want to say, you know, gentified, but

1217
01:03:29,200 --> 01:03:32,240
Speaker 14: the whole area has come up quite rapidly when we

1218
01:03:32,280 --> 01:03:35,560
Speaker 14: went there one hundred by one hundred, that's on hundred

1219
01:03:35,560 --> 01:03:38,040
Speaker 14: feet one hundred feet for the land, or it's about

1220
01:03:38,640 --> 01:03:42,000
Speaker 14: to put in perspective one thousand, five hundred dollars, you know,

1221
01:03:42,000 --> 01:03:45,760
Speaker 14: if you're competed to Gunner Cities. When we were looking today,

1222
01:03:45,920 --> 01:03:49,720
Speaker 14: that's gone up over ten x to the point where

1223
01:03:49,720 --> 01:03:52,320
Speaker 14: you can't even you know, find you know, people are

1224
01:03:52,480 --> 01:03:54,800
Speaker 14: saying one hundred thousand dollars and all.

1225
01:03:54,680 --> 01:03:57,560
Speaker 15: Sort of crazy numbers for the same piece of land.

1226
01:03:58,120 --> 01:04:00,760
Speaker 14: But in real estate, as we know, a road you

1227
01:04:00,760 --> 01:04:04,919
Speaker 14: know makes real estate, access makes real estate, and we've

1228
01:04:04,920 --> 01:04:06,960
Speaker 14: got two great highways leading there.

1229
01:04:07,680 --> 01:04:09,040
Speaker 15: So it's an example of what the.

1230
01:04:09,040 --> 01:04:12,000
Speaker 14: Ghanian real estate market looks like, which is in two

1231
01:04:12,080 --> 01:04:16,280
Speaker 14: years or three years, you can you know, hits huge

1232
01:04:16,440 --> 01:04:20,920
Speaker 14: multipliers on real estate here in Ghana, but you have

1233
01:04:20,960 --> 01:04:22,960
Speaker 14: to look at it as the way you look at

1234
01:04:22,960 --> 01:04:25,560
Speaker 14: it anywhere else in the world. You know, you do research,

1235
01:04:25,920 --> 01:04:28,720
Speaker 14: you speak to the right people, you do your due diligence,

1236
01:04:29,040 --> 01:04:32,600
Speaker 14: but the numbers generally are about the same where we

1237
01:04:32,680 --> 01:04:35,600
Speaker 14: are seeing, you know, twelve to fifteen percent returned on

1238
01:04:35,720 --> 01:04:37,520
Speaker 14: real estate and that's even at the low end.

1239
01:04:38,120 --> 01:04:39,560
Speaker 15: You know, you can you can do better, you can

1240
01:04:39,600 --> 01:04:41,400
Speaker 15: do higher. And another thing.

1241
01:04:41,400 --> 01:04:43,680
Speaker 14: In Ghana, unlike you know, other parts of the world,

1242
01:04:43,720 --> 01:04:46,560
Speaker 14: we do a one year or two year upfront payment.

1243
01:04:47,120 --> 01:04:49,760
Speaker 14: So elsewhere you pay monthly as you go. You know,

1244
01:04:49,800 --> 01:04:52,120
Speaker 14: you might do maybe a bond of a month or

1245
01:04:52,160 --> 01:04:54,640
Speaker 14: two and then you pay us you go and.

1246
01:04:54,720 --> 01:04:56,120
Speaker 15: Ghana, we don't have credit here.

1247
01:04:56,320 --> 01:04:57,840
Speaker 14: So what you do is if you want to rent

1248
01:04:57,840 --> 01:05:00,040
Speaker 14: a place, so you buy, you're paying up front. So

1249
01:05:00,080 --> 01:05:03,040
Speaker 14: if you're rented fifteen hundred a month, you're paying that

1250
01:05:03,120 --> 01:05:06,040
Speaker 14: times twelve for the whole year, sometimes even times twenty

1251
01:05:06,080 --> 01:05:09,840
Speaker 14: four because they asked for two years advanced, you know.

1252
01:05:09,920 --> 01:05:11,880
Speaker 14: And then on top of that you might also have

1253
01:05:11,920 --> 01:05:13,520
Speaker 14: a bond to pay, and then you might also have

1254
01:05:13,600 --> 01:05:15,320
Speaker 14: to pay your real estate agents, you know, three to

1255
01:05:15,440 --> 01:05:18,000
Speaker 14: five percent, but people do it.

1256
01:05:18,640 --> 01:05:18,840
Speaker 15: You know.

1257
01:05:18,920 --> 01:05:22,280
Speaker 14: We've got you know, a huge population of locals here,

1258
01:05:22,400 --> 01:05:26,120
Speaker 14: a huge population of das Burns here, Europeans, and we've

1259
01:05:26,160 --> 01:05:28,400
Speaker 14: got tops here real estate here in Ghana.

1260
01:05:29,320 --> 01:05:30,480
Speaker 15: We've got all the big brands.

1261
01:05:30,480 --> 01:05:34,280
Speaker 14: We've got Moving Pick, we've got the Campinskey you know, chain,

1262
01:05:34,720 --> 01:05:39,040
Speaker 14: the holiday in. All these international brands are here. You know,

1263
01:05:39,120 --> 01:05:41,360
Speaker 14: we've got to think of anything. You know, X has

1264
01:05:41,400 --> 01:05:45,360
Speaker 14: an office here or they had recently Google, Google is here,

1265
01:05:45,480 --> 01:05:48,800
Speaker 14: YouTube and any of your big, big, you know companies

1266
01:05:48,840 --> 01:05:51,240
Speaker 14: would have representation here. There are a lot of oil

1267
01:05:51,280 --> 01:05:54,680
Speaker 14: and gas companies because Gunhaus oil, a lot of gold

1268
01:05:54,720 --> 01:05:57,720
Speaker 14: companies because Gunhouse Gold. We've got diamonds, We've got box sides,

1269
01:05:57,760 --> 01:06:01,480
Speaker 14: we've got knees, we've got lethium recently, which is going

1270
01:06:01,560 --> 01:06:04,520
Speaker 14: to be huge in the next few years. So if

1271
01:06:04,520 --> 01:06:07,080
Speaker 14: you think of it from a business perspective, that's a

1272
01:06:07,080 --> 01:06:09,880
Speaker 14: part of the world that's expanding rapidly. We all know

1273
01:06:09,920 --> 01:06:12,480
Speaker 14: Africa is the new frontier, you know, is the place

1274
01:06:12,480 --> 01:06:16,160
Speaker 14: that has is growing the fastest, but has you know,

1275
01:06:16,200 --> 01:06:19,560
Speaker 14: sort of the most opportunity in that growth. You know,

1276
01:06:19,560 --> 01:06:22,880
Speaker 14: if you identify literally anything you know, you know through

1277
01:06:22,880 --> 01:06:25,040
Speaker 14: a number in the hats and pick out a business idea,

1278
01:06:25,840 --> 01:06:28,600
Speaker 14: you'll have bes competition. If you're serious about what you're

1279
01:06:28,600 --> 01:06:31,600
Speaker 14: doing and can access good finance either broader locally, and

1280
01:06:31,600 --> 01:06:34,400
Speaker 14: you work hard, nine times out of ten you should

1281
01:06:34,400 --> 01:06:37,080
Speaker 14: be successful in that business as oppose in other parts

1282
01:06:37,080 --> 01:06:39,000
Speaker 14: of the world where you have a huge amount of competition,

1283
01:06:39,760 --> 01:06:42,480
Speaker 14: and that reflects in real estate, so there are a

1284
01:06:42,480 --> 01:06:44,200
Speaker 14: lot of people who are doing one. You know, we

1285
01:06:44,280 --> 01:06:48,200
Speaker 14: talk about affordable housing or social housing, which is a

1286
01:06:48,240 --> 01:06:50,160
Speaker 14: difficulty in most parts of the world.

1287
01:06:50,720 --> 01:06:51,800
Speaker 15: You know, it's a challenge.

1288
01:06:52,560 --> 01:06:54,680
Speaker 14: The approach we have gone about it is to to

1289
01:06:54,840 --> 01:06:59,200
Speaker 14: dip into stability, So we go in the luxury you know,

1290
01:06:59,200 --> 01:07:02,360
Speaker 14: affordable market and then use the proceeds from that to

1291
01:07:02,440 --> 01:07:06,080
Speaker 14: support an affordable housing model. But it has to be

1292
01:07:06,080 --> 01:07:09,880
Speaker 14: a sustainable business first, and Guana allows for that. Because

1293
01:07:09,880 --> 01:07:13,040
Speaker 14: we have a huge economy that's growing. There are but

1294
01:07:13,200 --> 01:07:17,560
Speaker 14: two two point five million you know, residential units that

1295
01:07:17,600 --> 01:07:21,360
Speaker 14: are needed by the system currently. Obviously that yeah, that

1296
01:07:21,440 --> 01:07:23,520
Speaker 14: fus into different categories. You know, it's not all in

1297
01:07:23,600 --> 01:07:26,360
Speaker 14: luxury houses, or it's not all in affordable housing or

1298
01:07:26,360 --> 01:07:29,320
Speaker 14: whatever it is. But it shows that there is a huge,

1299
01:07:29,440 --> 01:07:33,160
Speaker 14: huge opportunity that if you build it, and you build

1300
01:07:33,160 --> 01:07:35,920
Speaker 14: it well, people will come and.

1301
01:07:35,920 --> 01:07:37,440
Speaker 15: People will be looking for a place.

1302
01:07:37,680 --> 01:07:39,520
Speaker 14: And then if you do purchase a place, either for

1303
01:07:39,760 --> 01:07:42,400
Speaker 14: to live in or as an investments opportunity, you do

1304
01:07:42,480 --> 01:07:44,360
Speaker 14: have people who be looking to rent it out. You

1305
01:07:44,400 --> 01:07:46,800
Speaker 14: have people who will be looking, you know, to either

1306
01:07:46,840 --> 01:07:49,960
Speaker 14: do short stay airbnb, whatever the case. May be, and

1307
01:07:50,440 --> 01:07:53,840
Speaker 14: the opportunity is there, and the pricing is also good.

1308
01:07:53,920 --> 01:07:57,240
Speaker 15: And I mean, I'll say one more thing. Ghana we

1309
01:07:57,280 --> 01:08:02,000
Speaker 15: spend dollars. We have CDs local currency, but we working

1310
01:08:02,080 --> 01:08:03,600
Speaker 15: dollars as well and as a US dollar.

1311
01:08:04,080 --> 01:08:05,720
Speaker 14: So there's no where this country can go and your

1312
01:08:05,760 --> 01:08:07,960
Speaker 14: dollar will not be good. You know, you can you know,

1313
01:08:08,000 --> 01:08:10,120
Speaker 14: we ask a point of law. We are not necessarily

1314
01:08:10,160 --> 01:08:12,680
Speaker 14: a dollar denominize country where you can you know, we

1315
01:08:12,720 --> 01:08:15,000
Speaker 14: say that we accept dollars, but that's literally everywhere where

1316
01:08:15,000 --> 01:08:17,200
Speaker 14: you can spend your dollar, and your dollar goes a

1317
01:08:17,240 --> 01:08:21,120
Speaker 14: lot further in Ghana, you know, And with that it

1318
01:08:21,160 --> 01:08:24,040
Speaker 14: creates sort of one of connection to a lot of

1319
01:08:24,080 --> 01:08:27,479
Speaker 14: outside markets, but it brings usus stability that you know

1320
01:08:27,600 --> 01:08:29,759
Speaker 14: that you know, whatever it is you know you're spending

1321
01:08:29,800 --> 01:08:32,280
Speaker 14: here in Ghana, you're getting value for that money, and

1322
01:08:32,360 --> 01:08:36,519
Speaker 14: it translates into real estates also quite strongly, that whatever

1323
01:08:36,560 --> 01:08:38,519
Speaker 14: you're paying for a broad where you you know, you

1324
01:08:38,600 --> 01:08:40,839
Speaker 14: might spend one hundred grande hundred and fifty thousand dollars

1325
01:08:41,360 --> 01:08:46,360
Speaker 14: and the comparative comparative products you're getting in Ghana would

1326
01:08:46,360 --> 01:08:48,840
Speaker 14: be a lot better, you know, in most cases than

1327
01:08:48,880 --> 01:08:52,200
Speaker 14: what you might be getting outside of Gharana. However, the

1328
01:08:52,320 --> 01:08:56,000
Speaker 14: returns on that portfolio would be the same as you

1329
01:08:56,000 --> 01:08:58,760
Speaker 14: would get it outside, if that makes sense. So you

1330
01:08:58,800 --> 01:09:01,840
Speaker 14: know you're spending less, but your upside is either the

1331
01:09:01,880 --> 01:09:04,120
Speaker 14: same as it would be in any developed country or better.

1332
01:09:05,000 --> 01:09:07,280
Speaker 14: And two, you're not having to chase people monthly for

1333
01:09:07,320 --> 01:09:09,280
Speaker 14: their payments. You know, they're paying you a year in advance.

1334
01:09:09,320 --> 01:09:12,400
Speaker 14: They pay you two years in advance. So for an investor,

1335
01:09:12,520 --> 01:09:14,600
Speaker 14: that's quite important. You can, you know, cash flow is

1336
01:09:14,680 --> 01:09:17,320
Speaker 14: king you know, okay, good? You know every two years,

1337
01:09:17,320 --> 01:09:19,679
Speaker 14: I know I'm covered if I need a new tenant,

1338
01:09:19,720 --> 01:09:21,799
Speaker 14: and I know that's going to be another two years upfront.

1339
01:09:22,680 --> 01:09:24,439
Speaker 14: You know, as long as I've invested in the right

1340
01:09:24,600 --> 01:09:27,519
Speaker 14: portfolio in the right areas, I'm covered. And you're looking

1341
01:09:27,560 --> 01:09:30,599
Speaker 14: at twelve to fifteen percent, you know, returns on.

1342
01:09:30,520 --> 01:09:32,880
Speaker 15: The low end of that scale.

1343
01:09:33,479 --> 01:09:33,680
Speaker 4: You know.

1344
01:09:34,760 --> 01:09:37,280
Speaker 15: Career also been you know, involved in this for a bit,

1345
01:09:37,320 --> 01:09:40,400
Speaker 15: so I don't know, maybe he wants to also hint

1346
01:09:40,439 --> 01:09:41,200
Speaker 15: on this a little bit.

1347
01:09:42,080 --> 01:09:42,320
Speaker 4: Yeah.

1348
01:09:42,360 --> 01:09:44,719
Speaker 9: The only thing you've covered most of the quirement.

1349
01:09:44,760 --> 01:09:46,479
Speaker 11: The only thing I would add is is just a

1350
01:09:46,520 --> 01:09:50,600
Speaker 11: little context, because you know, a lot of this appreciation

1351
01:09:50,800 --> 01:09:56,320
Speaker 11: and growth has happened primarily driven by buying real estate

1352
01:09:56,439 --> 01:10:00,639
Speaker 11: using equity right and Quime touched on how our credit

1353
01:10:00,680 --> 01:10:04,360
Speaker 11: markets aren't a sophisticated and you know, it's common knowledge

1354
01:10:04,400 --> 01:10:07,880
Speaker 11: that typically, you know, your cost of equity is higher

1355
01:10:07,920 --> 01:10:09,200
Speaker 11: than your cost of debt.

1356
01:10:09,720 --> 01:10:13,880
Speaker 9: And so to be able to have this kind of appreciation.

1357
01:10:13,400 --> 01:10:16,880
Speaker 11: Where you know, thirty years ago, when my dad bought

1358
01:10:16,880 --> 01:10:19,519
Speaker 11: an acre of land not to maybe fifteen minutes from

1359
01:10:19,520 --> 01:10:23,000
Speaker 11: where Somber City is, he paid ten grand for it

1360
01:10:23,080 --> 01:10:25,640
Speaker 11: for the acre of land. Right today, you want an

1361
01:10:25,640 --> 01:10:28,080
Speaker 11: acre of land in that area, you're paying upwards of

1362
01:10:28,160 --> 01:10:32,280
Speaker 11: five hundred grand. And to have that kind of appreciation

1363
01:10:33,080 --> 01:10:37,160
Speaker 11: without the benefit of leverage is incredible. And so now

1364
01:10:37,200 --> 01:10:41,400
Speaker 11: that our capital markets are getting more sophisticated, our credit

1365
01:10:41,439 --> 01:10:43,240
Speaker 11: markets are getting more sophisticated.

1366
01:10:43,720 --> 01:10:45,679
Speaker 9: You know, mortgage products exist.

1367
01:10:46,600 --> 01:10:49,559
Speaker 11: I expect you know, the next ten to twenty years

1368
01:10:50,080 --> 01:10:52,560
Speaker 11: to have even more appreciation that we've seen in the

1369
01:10:53,200 --> 01:10:57,000
Speaker 11: previous twenty years. So it's a very very exciting time

1370
01:10:57,120 --> 01:11:00,320
Speaker 11: to be in real estate in the country to best

1371
01:11:00,640 --> 01:11:04,639
Speaker 11: whether you're residential or commercial. And on the residential side,

1372
01:11:04,640 --> 01:11:06,760
Speaker 11: you know, if you're someone who doesn't want to relocate

1373
01:11:06,760 --> 01:11:11,080
Speaker 11: to Ghana, there's you know, very established property management groups,

1374
01:11:11,160 --> 01:11:12,919
Speaker 11: you know, people like the Huahwa Group.

1375
01:11:12,760 --> 01:11:15,160
Speaker 9: That can give you that white glove service.

1376
01:11:15,560 --> 01:11:18,960
Speaker 11: They'll take full ownership of managing your property for you,

1377
01:11:19,120 --> 01:11:21,480
Speaker 11: just like you know you would see at an Airbnb

1378
01:11:21,640 --> 01:11:24,439
Speaker 11: in New York City that is under under a property

1379
01:11:24,479 --> 01:11:28,680
Speaker 11: manager and handle that upkeep and handle that customer experience

1380
01:11:28,720 --> 01:11:29,080
Speaker 11: for you.

1381
01:11:29,720 --> 01:11:32,519
Speaker 9: So it's just a prime time to explore this as

1382
01:11:32,560 --> 01:11:33,600
Speaker 9: an asset class.

1383
01:11:35,520 --> 01:11:38,640
Speaker 17: I want to add something to to what both to

1384
01:11:38,720 --> 01:11:42,680
Speaker 17: you and Cormeas said during COVID when when you know

1385
01:11:42,720 --> 01:11:45,680
Speaker 17: there was a lockdown in Ghana, we had some well

1386
01:11:45,720 --> 01:11:49,599
Speaker 17: I asked some friends that literally moved out of their

1387
01:11:49,680 --> 01:11:52,760
Speaker 17: one bedroom studio apartments back to their parents' houses because

1388
01:11:52,760 --> 01:11:55,000
Speaker 17: the people that were stuck in Ghana needed to runt

1389
01:11:55,040 --> 01:11:58,160
Speaker 17: places to stay. And one of those friends now owns

1390
01:11:58,160 --> 01:12:01,000
Speaker 17: about four different properties just from that decision that he made.

1391
01:12:01,040 --> 01:12:05,439
Speaker 17: So basically he took a year up front rent, put

1392
01:12:05,439 --> 01:12:08,080
Speaker 17: a down payment on another apartment, and then the cycle

1393
01:12:08,120 --> 01:12:10,880
Speaker 17: continued for him. So just to give some contexts on

1394
01:12:11,320 --> 01:12:14,639
Speaker 17: the opportunities available with the whole rent up front for

1395
01:12:14,680 --> 01:12:16,680
Speaker 17: a year or two years, just wanted to add that

1396
01:12:16,680 --> 01:12:17,200
Speaker 17: bit to it.

1397
01:12:18,560 --> 01:12:18,800
Speaker 4: Track.

1398
01:12:18,880 --> 01:12:21,519
Speaker 5: I want to come to you because when we first

1399
01:12:21,520 --> 01:12:23,639
Speaker 5: had this conversation, I never forget sitting in the lobby.

1400
01:12:24,120 --> 01:12:26,519
Speaker 5: You were huge on some of the things that this

1401
01:12:26,640 --> 01:12:29,400
Speaker 5: development needed to have. Number one was community and the

1402
01:12:29,400 --> 01:12:32,400
Speaker 5: benefits of having a community living type buying stuff.

1403
01:12:32,479 --> 01:12:33,040
Speaker 4: Or set up.

1404
01:12:33,400 --> 01:12:36,040
Speaker 5: Most times when we think about real estate here, it's

1405
01:12:36,080 --> 01:12:37,960
Speaker 5: can I build this house? And where can I build

1406
01:12:38,000 --> 01:12:39,479
Speaker 5: the next house? And then maybe I can build a

1407
01:12:39,520 --> 01:12:42,439
Speaker 5: house in another area across town. But you're a huge

1408
01:12:42,439 --> 01:12:45,200
Speaker 5: on community, talk about the benefits of having community living.

1409
01:12:49,920 --> 01:12:54,320
Speaker 13: I think context is important when it comes to the

1410
01:12:54,360 --> 01:13:00,000
Speaker 13: idea of the systems that we're living in or on now,

1411
01:13:00,479 --> 01:13:07,679
Speaker 13: and the systems that humanity developed through, and humanity developed

1412
01:13:07,720 --> 01:13:14,320
Speaker 13: through systems of common unity, community and communalism. So your

1413
01:13:14,360 --> 01:13:17,400
Speaker 13: family would own the land where all the mangoes are,

1414
01:13:18,160 --> 01:13:20,439
Speaker 13: ourvins family would own the land where the river is.

1415
01:13:20,560 --> 01:13:23,040
Speaker 13: Qwami's family would own the land where the gold is,

1416
01:13:23,560 --> 01:13:26,840
Speaker 13: et cetera, et cetera, et cetera, and nobody could disassociate

1417
01:13:26,880 --> 01:13:30,439
Speaker 13: the family from the land. And I think a lot

1418
01:13:30,520 --> 01:13:35,799
Speaker 13: of people don't realize that the reason why we are

1419
01:13:36,400 --> 01:13:41,240
Speaker 13: in an economic an economic conundrum, let's call it that

1420
01:13:41,400 --> 01:13:45,040
Speaker 13: The reason why we arefro indigenous black melanated people are

1421
01:13:45,040 --> 01:13:47,720
Speaker 13: in an economic conundrum is because we were separated from

1422
01:13:47,720 --> 01:13:52,240
Speaker 13: the land. Because the first, I would say, the first

1423
01:13:52,600 --> 01:13:56,439
Speaker 13: technology is the family, and then it is the family

1424
01:13:56,479 --> 01:13:58,760
Speaker 13: that then uses the land.

1425
01:13:58,800 --> 01:14:05,040
Speaker 4: Whether it's for food, whether it's for resources, whether it.

1426
01:14:05,080 --> 01:14:08,800
Speaker 13: Is for minerals. The family would use the land to

1427
01:14:08,880 --> 01:14:14,040
Speaker 13: then benefit the human being, the human species from that land.

1428
01:14:14,240 --> 01:14:16,519
Speaker 13: And the only way that we were able to do

1429
01:14:16,600 --> 01:14:24,400
Speaker 13: that because we weren't just amazing scientists, mathematicians, doctors, engineers, kings,

1430
01:14:24,479 --> 01:14:30,639
Speaker 13: queens and leaders of municipalities. We were amazing at building

1431
01:14:30,680 --> 01:14:34,640
Speaker 13: relationships and sustaining relationships with respect. And now what we

1432
01:14:34,760 --> 01:14:38,920
Speaker 13: see that it's happening in the USA, for instance, where

1433
01:14:38,960 --> 01:14:43,680
Speaker 13: they brought crack into the neighborhoods and they destroyed the

1434
01:14:43,720 --> 01:14:47,040
Speaker 13: blue collar jobs and they eviscerated a population that went

1435
01:14:47,080 --> 01:14:50,800
Speaker 13: from being communities and being neighborhoods to now just be

1436
01:14:50,880 --> 01:14:56,439
Speaker 13: in the hoods. Is it's a space where people don't

1437
01:14:56,479 --> 01:14:59,080
Speaker 13: realize how much the separation of us from the land

1438
01:14:59,120 --> 01:15:01,960
Speaker 13: has also separated us from each other. And when we

1439
01:15:02,000 --> 01:15:06,200
Speaker 13: get back to the land, we're able to then reinvigorate

1440
01:15:06,320 --> 01:15:09,800
Speaker 13: this sense of community, and I think that what we

1441
01:15:09,840 --> 01:15:12,680
Speaker 13: wanted to do. The thing is is that Alvin's a

1442
01:15:12,760 --> 01:15:15,800
Speaker 13: very humble guy, right and he downplays a lot of stuff,

1443
01:15:15,840 --> 01:15:19,000
Speaker 13: but I really respect him and we've had a friendship

1444
01:15:19,040 --> 01:15:23,320
Speaker 13: for many, many years. And the amount of stress because

1445
01:15:23,320 --> 01:15:25,240
Speaker 13: I was building the school in Ghana at the time

1446
01:15:26,160 --> 01:15:29,400
Speaker 13: of the Year of Return, and Alvin was doing a

1447
01:15:29,439 --> 01:15:32,280
Speaker 13: million different projects, including Afrochello which is now for a

1448
01:15:32,320 --> 01:15:39,759
Speaker 13: future and the affordable housing Solutions project business that he started.

1449
01:15:40,840 --> 01:15:43,240
Speaker 13: There was many times where we sighed and we hung

1450
01:15:43,280 --> 01:15:47,479
Speaker 13: our heads almost in despair because there were so many

1451
01:15:47,560 --> 01:15:51,720
Speaker 13: people coming to Ghana without any sense of community, and

1452
01:15:51,760 --> 01:15:56,040
Speaker 13: we saw Ghana becoming this almost playground, almost this Las

1453
01:15:56,120 --> 01:15:59,479
Speaker 13: Vegas is Dubai, where it had never been that before

1454
01:15:59,520 --> 01:16:03,000
Speaker 13: because people who would only go there at Christmas time

1455
01:16:03,200 --> 01:16:07,200
Speaker 13: or at Easter time to spend time in communities and

1456
01:16:07,240 --> 01:16:10,559
Speaker 13: to spend time with their family. And now you have

1457
01:16:10,680 --> 01:16:14,080
Speaker 13: this whole population that are coming there and they're going

1458
01:16:14,160 --> 01:16:17,439
Speaker 13: to Ghana to have this amazing experience. And we've been

1459
01:16:17,479 --> 01:16:18,120
Speaker 13: at the parties.

1460
01:16:18,160 --> 01:16:19,000
Speaker 4: It's very beautiful.

1461
01:16:19,040 --> 01:16:23,160
Speaker 13: Everybody's very respectful, but that community is a very temporary community,

1462
01:16:23,200 --> 01:16:27,320
Speaker 13: so it's almost like we have temporary love and airbnbs

1463
01:16:27,640 --> 01:16:33,759
Speaker 13: are not necessary, and hotels they're not communities. They are

1464
01:16:34,240 --> 01:16:39,040
Speaker 13: very short term experiences, and then people go back to

1465
01:16:39,160 --> 01:16:42,880
Speaker 13: their own respective countries. And what we wanted to do

1466
01:16:42,960 --> 01:16:47,240
Speaker 13: is we wanted to actually create a community that is

1467
01:16:47,439 --> 01:16:54,439
Speaker 13: a fully integrated community between a fully integrated community between

1468
01:16:54,840 --> 01:16:59,479
Speaker 13: the local indigenous population and the daspora that are also

1469
01:16:59,640 --> 01:17:04,160
Speaker 13: return home. Because one thing that nobody wants is they

1470
01:17:04,200 --> 01:17:07,720
Speaker 13: don't want a bunch of in quotations foreigners coming in

1471
01:17:08,200 --> 01:17:11,240
Speaker 13: and creating communities that none of the locals have access to.

1472
01:17:11,600 --> 01:17:14,559
Speaker 13: But at the same time, we the DS four or

1473
01:17:14,600 --> 01:17:16,720
Speaker 13: also want to have a space or a place to

1474
01:17:16,760 --> 01:17:19,439
Speaker 13: be able to go home to. And is one of

1475
01:17:19,479 --> 01:17:21,519
Speaker 13: the one of the things my mentor said to me

1476
01:17:21,560 --> 01:17:23,840
Speaker 13: a long time ago. It said to me, shak and

1477
01:17:23,880 --> 01:17:26,639
Speaker 13: nobody cares about the parties where the only the only

1478
01:17:26,680 --> 01:17:29,360
Speaker 13: people that are allowed in other rich people. Nobody cares

1479
01:17:29,400 --> 01:17:31,760
Speaker 13: about the parties where the only people that are there

1480
01:17:31,760 --> 01:17:34,519
Speaker 13: are the hood people. Nobody cares about the parties where

1481
01:17:34,520 --> 01:17:36,600
Speaker 13: the only the only people that are allowed there are

1482
01:17:36,640 --> 01:17:40,360
Speaker 13: the corporates or the creatives. The most interesting parties and

1483
01:17:40,439 --> 01:17:43,680
Speaker 13: the most interesting experiences is when you have representatives from

1484
01:17:43,800 --> 01:17:46,960
Speaker 13: every group or every background and what we want to

1485
01:17:47,040 --> 01:17:52,599
Speaker 13: create with Sambra City based on mine and Alvin's vision

1486
01:17:52,640 --> 01:17:55,320
Speaker 13: a long time ago, where we're seeing this year of return,

1487
01:17:55,479 --> 01:17:57,960
Speaker 13: but we're like, where's the city of return? Where is

1488
01:17:58,000 --> 01:18:00,840
Speaker 13: the place where people can be able to live out

1489
01:18:00,880 --> 01:18:05,760
Speaker 13: their lives and have these experiences that are sustained experiences.

1490
01:18:05,800 --> 01:18:09,240
Speaker 13: It's not just two weeks of excitement or enjoyment, but

1491
01:18:09,280 --> 01:18:15,160
Speaker 13: it's actually we're raising kids, We're educating our children, We're

1492
01:18:15,200 --> 01:18:19,400
Speaker 13: creating business opportunities, We're creating and fostering new relationships. And

1493
01:18:19,439 --> 01:18:26,200
Speaker 13: I think that where we're now at nation statism, capitalism,

1494
01:18:26,280 --> 01:18:30,360
Speaker 13: Westphalian systems that are actually failing. We see the dollar

1495
01:18:30,439 --> 01:18:33,519
Speaker 13: is failing, We see that these systems of colonialism and

1496
01:18:33,560 --> 01:18:38,240
Speaker 13: the legacy of colonialism is failing. Because it is said

1497
01:18:38,280 --> 01:18:41,479
Speaker 13: that you cannot love Africa and love capitalism because one

1498
01:18:41,640 --> 01:18:45,320
Speaker 13: was built on the destruction of the other. As capitalism

1499
01:18:45,400 --> 01:18:48,120
Speaker 13: was built on the destruction of Africa and African peoples.

1500
01:18:48,439 --> 01:18:51,479
Speaker 13: What you had in Africa was not that I meant

1501
01:18:51,479 --> 01:18:55,960
Speaker 13: to imperialism, but you had empires, you had kingdoms, and

1502
01:18:56,000 --> 01:19:00,599
Speaker 13: you had communalism first. Now capitalism globalization just come in

1503
01:19:00,640 --> 01:19:04,320
Speaker 13: and create this individualistic idea of what it is to

1504
01:19:04,400 --> 01:19:08,760
Speaker 13: be to be human. But the epiphomy of that is

1505
01:19:08,800 --> 01:19:11,040
Speaker 13: we're living in apartments. We don't know the people who

1506
01:19:11,120 --> 01:19:15,040
Speaker 13: live above us, below us. We don't have any neighbors.

1507
01:19:15,320 --> 01:19:20,000
Speaker 13: We are ordering all of our food on food delivery apps.

1508
01:19:20,200 --> 01:19:22,760
Speaker 13: There's no let me go and borrow some sugar. There's

1509
01:19:22,800 --> 01:19:25,519
Speaker 13: no are you going to come around and cook tonight.

1510
01:19:25,680 --> 01:19:27,960
Speaker 13: That thing doesn't really exist anymore. And so what we

1511
01:19:28,000 --> 01:19:29,880
Speaker 13: want to do with Samber City is be able to

1512
01:19:29,920 --> 01:19:34,320
Speaker 13: create and help for the local indigenous population to be

1513
01:19:34,360 --> 01:19:37,639
Speaker 13: able to connect with this dspora that are returning home.

1514
01:19:37,960 --> 01:19:42,240
Speaker 13: And the first piece of that is building the luxury

1515
01:19:42,280 --> 01:19:44,519
Speaker 13: houses so we can service the bottom line, because we

1516
01:19:44,600 --> 01:19:46,240
Speaker 13: have to make it a business and we have to

1517
01:19:46,240 --> 01:19:50,000
Speaker 13: make it make business sense. But Alvin and Kwame have

1518
01:19:50,439 --> 01:19:56,000
Speaker 13: many years of experience of creating businesses that can sustain

1519
01:19:56,200 --> 01:19:59,439
Speaker 13: affordable housing because there's so many there's nearly two million

1520
01:19:59,479 --> 01:20:03,160
Speaker 13: Ghanaians that don't have a place that they want to

1521
01:20:03,200 --> 01:20:06,920
Speaker 13: live in and don't have access to places at a

1522
01:20:06,960 --> 01:20:09,840
Speaker 13: price point that they can afford, because not everybody can

1523
01:20:09,920 --> 01:20:12,720
Speaker 13: put up, you know, a year's rent two years, rent

1524
01:20:12,760 --> 01:20:14,639
Speaker 13: in advance, or just pay for their house. And so

1525
01:20:14,920 --> 01:20:18,479
Speaker 13: the second phase of what we're doing is actually creating

1526
01:20:18,800 --> 01:20:22,400
Speaker 13: affordable housing where if you're a young professional, or you're

1527
01:20:22,439 --> 01:20:25,680
Speaker 13: a single mom, or you're an elderly person, you'll be

1528
01:20:25,720 --> 01:20:28,599
Speaker 13: able to get access to an apartment and pay off

1529
01:20:28,600 --> 01:20:31,799
Speaker 13: that apartment within three to five years and that's yours forever.

1530
01:20:31,840 --> 01:20:35,400
Speaker 13: And so that for us, and creating that community where

1531
01:20:36,240 --> 01:20:40,519
Speaker 13: the diaspora is able to be welcomed home and have

1532
01:20:40,640 --> 01:20:43,559
Speaker 13: somewhere to live. But then also the indigenous population don't

1533
01:20:43,560 --> 01:20:45,840
Speaker 13: feel like it's neo colonialism with a black or a

1534
01:20:45,840 --> 01:20:50,320
Speaker 13: brown face on. It is very important because everybody is

1535
01:20:50,320 --> 01:20:54,120
Speaker 13: happy when everybody eats. So that's what community is about

1536
01:20:54,120 --> 01:20:54,360
Speaker 13: for me.

1537
01:20:55,240 --> 01:20:55,960
Speaker 4: Yeah for sure.

1538
01:20:56,080 --> 01:20:59,920
Speaker 6: So all right, yeah, because it's vitally important to understand

1539
01:21:00,040 --> 01:21:02,840
Speaker 6: because people have raised concerns about that. So thank you

1540
01:21:02,840 --> 01:21:04,280
Speaker 6: for covering that. This is going to be a fully

1541
01:21:04,360 --> 01:21:06,800
Speaker 6: encompassed community. It's not just houses that were building. Were

1542
01:21:06,800 --> 01:21:11,599
Speaker 6: actually building the community, bike lane, community center, grocery store,

1543
01:21:11,640 --> 01:21:13,680
Speaker 6: like all the amenities that Americans would be used to.

1544
01:21:14,120 --> 01:21:15,760
Speaker 6: And like I said, it's being done in phases. The

1545
01:21:15,800 --> 01:21:19,400
Speaker 6: first phase is forty forty homes but it's going to

1546
01:21:19,520 --> 01:21:23,040
Speaker 6: be uh community. It's just like this, like we got

1547
01:21:23,080 --> 01:21:26,479
Speaker 6: Americans and Ghanaians working together. That's that's how it's going

1548
01:21:26,560 --> 01:21:30,880
Speaker 6: to be in Central City. So we're going to really

1549
01:21:30,960 --> 01:21:32,320
Speaker 6: go through the full details.

1550
01:21:32,360 --> 01:21:39,200
Speaker 4: But Kwame and two, I asked you two part question.

1551
01:21:41,200 --> 01:21:44,760
Speaker 6: Let's talk about some best practices for people that go

1552
01:21:44,880 --> 01:21:49,040
Speaker 6: wrong because because everything is not like always sunny in

1553
01:21:49,280 --> 01:21:50,680
Speaker 6: the world, right, people have.

1554
01:21:50,680 --> 01:21:51,719
Speaker 4: Gone to different places.

1555
01:21:51,720 --> 01:21:54,320
Speaker 6: They've gone to Gotland and they've made mistakes as far

1556
01:21:54,320 --> 01:21:57,920
Speaker 6: as buying real estate. Right, they purchased land that somebody

1557
01:21:57,960 --> 01:22:01,800
Speaker 6: else owned. They didn't understand how it worked properly. So

1558
01:22:02,520 --> 01:22:05,480
Speaker 6: talk about the mistakes and how we kind of safeguarded

1559
01:22:05,520 --> 01:22:09,439
Speaker 6: it with Somber City. And then also too, if you

1560
01:22:09,479 --> 01:22:13,840
Speaker 6: can talk about because we're actually doing something that's unique

1561
01:22:13,840 --> 01:22:15,160
Speaker 6: to Ghana, can you say most of the time they

1562
01:22:15,160 --> 01:22:17,000
Speaker 6: don't really have a credit system, but we actually do

1563
01:22:17,120 --> 01:22:20,800
Speaker 6: have a mortgage system for people that actually are looking

1564
01:22:20,800 --> 01:22:23,639
Speaker 6: at the mortgage aspect of it and not paying cash.

1565
01:22:23,680 --> 01:22:25,760
Speaker 6: So it's like a two part if we could talk

1566
01:22:25,800 --> 01:22:30,400
Speaker 6: about like how not to go about buying real estate

1567
01:22:30,400 --> 01:22:32,599
Speaker 6: in Ghana, like doing it the wrong way, and then

1568
01:22:32,720 --> 01:22:34,519
Speaker 6: also the financing aspect.

1569
01:22:36,840 --> 01:22:38,600
Speaker 14: I guess I'll take that first, boss, and too you

1570
01:22:38,600 --> 01:22:41,720
Speaker 14: can speak on the second. I'd say the first thing

1571
01:22:41,840 --> 01:22:43,920
Speaker 14: you have to do, just like with any other business,

1572
01:22:44,080 --> 01:22:47,280
Speaker 14: is research and have a clear understanding of what you're

1573
01:22:47,280 --> 01:22:52,080
Speaker 14: getting into. You're purchasing property. So the first thing in

1574
01:22:52,080 --> 01:22:55,080
Speaker 14: Ghana we have what we call the Lands Commission. So

1575
01:22:55,120 --> 01:22:57,800
Speaker 14: the Lance Commission is basically the government agency that takes

1576
01:22:57,840 --> 01:23:00,720
Speaker 14: care of anything to do with property and land and ownership,

1577
01:23:00,920 --> 01:23:02,840
Speaker 14: land registration, all of that.

1578
01:23:02,760 --> 01:23:03,880
Speaker 15: And that's a process.

1579
01:23:04,280 --> 01:23:06,840
Speaker 14: The good thing about it is they're digitalizing the whole

1580
01:23:06,880 --> 01:23:09,519
Speaker 14: process now, so you can literally go up on the

1581
01:23:09,600 --> 01:23:13,640
Speaker 14: Lands Commission websites if you just google Ganner lands Commission.

1582
01:23:14,400 --> 01:23:16,519
Speaker 14: They are part of comprehensive websites. And to let you know,

1583
01:23:16,680 --> 01:23:20,360
Speaker 14: one all the regular sort of fees and charges to

1584
01:23:20,439 --> 01:23:23,840
Speaker 14: purchase a piece of land. For example, if you're buying

1585
01:23:24,200 --> 01:23:28,000
Speaker 14: one acre plot, the processes for registration and the fees

1586
01:23:28,040 --> 01:23:31,479
Speaker 14: and costs will be different from buying ten acre plot,

1587
01:23:31,880 --> 01:23:35,200
Speaker 14: but you need to understand why the difference. So I

1588
01:23:35,200 --> 01:23:38,160
Speaker 14: would say Lands Commission will be your first point or

1589
01:23:38,160 --> 01:23:39,360
Speaker 14: call there.

1590
01:23:39,400 --> 01:23:41,120
Speaker 15: They'll let you know, fine, there's kind of things.

1591
01:23:41,200 --> 01:23:41,360
Speaker 4: You know.

1592
01:23:41,840 --> 01:23:43,760
Speaker 14: The first thing you always need. When somebody tries to

1593
01:23:43,800 --> 01:23:46,679
Speaker 14: sell your property, the very very first thing I would say,

1594
01:23:46,720 --> 01:23:48,439
Speaker 14: who should be your gospel, is to get a site

1595
01:23:48,439 --> 01:23:52,400
Speaker 14: plan a side plan done. But a sidepline done does

1596
01:23:52,439 --> 01:23:55,479
Speaker 14: is it tells you exactly what you're buying in the

1597
01:23:55,560 --> 01:23:57,360
Speaker 14: name of who you're buying it. So a side plan

1598
01:23:57,400 --> 01:23:59,439
Speaker 14: will show you this is the size of your land,

1599
01:23:59,720 --> 01:24:02,400
Speaker 14: this is where it is, there's the municipality in which

1600
01:24:02,400 --> 01:24:05,800
Speaker 14: its courcy is situated. You know this is a part

1601
01:24:05,800 --> 01:24:06,280
Speaker 14: of garer.

1602
01:24:06,320 --> 01:24:06,640
Speaker 15: It's in.

1603
01:24:06,800 --> 01:24:08,760
Speaker 14: It gives you all the details on the specificies of

1604
01:24:08,800 --> 01:24:11,519
Speaker 14: land by law in Ghana. If you don't have a

1605
01:24:11,560 --> 01:24:15,240
Speaker 14: site plan, whatever documentation you have is fogus. So if

1606
01:24:15,240 --> 01:24:16,680
Speaker 14: someone tries to say the piece of land they don't

1607
01:24:16,680 --> 01:24:20,360
Speaker 14: have a site plan is somebody somebody can take you

1608
01:24:20,439 --> 01:24:22,240
Speaker 14: on on that. So you have to have a side plan.

1609
01:24:22,600 --> 01:24:25,599
Speaker 14: What that does is it lets basically everyone know Lance

1610
01:24:25,600 --> 01:24:28,960
Speaker 14: Commission anywhere you go that this is the property with

1611
01:24:29,000 --> 01:24:30,040
Speaker 14: which we are talking about.

1612
01:24:30,080 --> 01:24:30,880
Speaker 15: So that's the first thing.

1613
01:24:31,479 --> 01:24:33,360
Speaker 14: What that allows you to do with your side plan

1614
01:24:33,479 --> 01:24:37,080
Speaker 14: is not only register your interest but search. You do

1615
01:24:37,120 --> 01:24:39,280
Speaker 14: what we call a search once again through the Lands Commission.

1616
01:24:39,960 --> 01:24:42,040
Speaker 14: You pay them a fee. I believe it's someone on

1617
01:24:42,080 --> 01:24:45,519
Speaker 14: the top end about thousand, five hundred CDs, which should

1618
01:24:45,520 --> 01:24:47,920
Speaker 14: be the equivalent of about one hundred bucks. So you

1619
01:24:47,920 --> 01:24:49,640
Speaker 14: pay about one hundred bucks depending on the size of

1620
01:24:49,640 --> 01:24:51,400
Speaker 14: the land, but generally about one hundred buck two hundred

1621
01:24:51,439 --> 01:24:54,360
Speaker 14: of the top end. And Lance Commission directly does a

1622
01:24:54,400 --> 01:24:57,120
Speaker 14: government agency will print you off a document and to

1623
01:24:57,160 --> 01:24:59,160
Speaker 14: let you know the history of the land. And the

1624
01:24:59,280 --> 01:25:02,120
Speaker 14: history will go back all the way, you know, to

1625
01:25:02,200 --> 01:25:04,280
Speaker 14: the very very very very start of the land. That's

1626
01:25:04,320 --> 01:25:07,960
Speaker 14: literally sometimes it might even go before independence, depending on

1627
01:25:08,000 --> 01:25:09,840
Speaker 14: where the land and the history of the land might be.

1628
01:25:10,280 --> 01:25:12,439
Speaker 14: We have you know properties, you some properties me in

1629
01:25:12,479 --> 01:25:15,519
Speaker 14: Alvin where it will reference christian Burg. There's some that's

1630
01:25:15,560 --> 01:25:18,479
Speaker 14: even referenced Ghana in its original name as either the

1631
01:25:18,520 --> 01:25:21,280
Speaker 14: Gold Coast or whatever at a you know name they

1632
01:25:21,360 --> 01:25:24,560
Speaker 14: had at the time. So your search report from the

1633
01:25:24,640 --> 01:25:27,200
Speaker 14: Lands Commission and it has like I said, go to

1634
01:25:27,240 --> 01:25:29,600
Speaker 14: the Lands Commission. If you have an uncle or a

1635
01:25:29,640 --> 01:25:31,519
Speaker 14: cousin or a nephew who says, oh, I've got a

1636
01:25:31,520 --> 01:25:34,680
Speaker 14: guy in the Lance Commission who take care of it, No,

1637
01:25:35,760 --> 01:25:36,360
Speaker 14: check yourself.

1638
01:25:36,400 --> 01:25:37,400
Speaker 15: Go to the Lance Commission.

1639
01:25:37,479 --> 01:25:39,799
Speaker 14: Because it's a document where in the past and people

1640
01:25:39,840 --> 01:25:43,920
Speaker 14: either make fake ones or sometimes they don't interpret the

1641
01:25:43,960 --> 01:25:47,240
Speaker 14: document properly. And there's sometimes when the Lance commission might

1642
01:25:47,400 --> 01:25:50,000
Speaker 14: you know whoever's keen and it might make an error.

1643
01:25:50,439 --> 01:25:52,880
Speaker 15: So to prevent that, go to Lance commission your self.

1644
01:25:52,960 --> 01:25:55,479
Speaker 14: It's encanterments, it's in the center of town, it's not

1645
01:25:55,600 --> 01:25:59,120
Speaker 14: in a difficult place to find. You know, uber you

1646
01:25:59,160 --> 01:26:01,800
Speaker 14: know Yango would apply take you there, so you do

1647
01:26:01,880 --> 01:26:05,080
Speaker 14: a search. The search would confirm if whoever is selling

1648
01:26:05,080 --> 01:26:07,479
Speaker 14: you the land is the actual title owner of that

1649
01:26:07,560 --> 01:26:10,040
Speaker 14: piece of property, if they own it, if there are

1650
01:26:10,080 --> 01:26:14,000
Speaker 14: any other litigation issues, if they're any other incumberences. Maybe

1651
01:26:14,000 --> 01:26:15,880
Speaker 14: they have a mortgage on the land, because in Ghana

1652
01:26:15,920 --> 01:26:18,120
Speaker 14: you can get a mortgage on bare land as well,

1653
01:26:18,520 --> 01:26:19,920
Speaker 14: so maybe they have a mortgage on it, so you

1654
01:26:19,920 --> 01:26:22,280
Speaker 14: need to know if it bank owns it, if they've

1655
01:26:22,280 --> 01:26:24,240
Speaker 14: taken out a loan on the property, if any of

1656
01:26:24,240 --> 01:26:26,559
Speaker 14: these other issues have been done. Once you be able

1657
01:26:26,560 --> 01:26:28,800
Speaker 14: to ascertain that, oh, this property is free and clear

1658
01:26:28,840 --> 01:26:31,639
Speaker 14: of any problems, is the exact property the side plane

1659
01:26:31,680 --> 01:26:35,480
Speaker 14: matches what the seller has told me. Land commissioners confirmed,

1660
01:26:35,880 --> 01:26:38,120
Speaker 14: then the next step is to talk to a lawyer.

1661
01:26:39,360 --> 01:26:41,479
Speaker 14: A lot of people like to do it privately and say, oh, well,

1662
01:26:41,479 --> 01:26:43,040
Speaker 14: you know the lawyer is going to take fees and

1663
01:26:43,160 --> 01:26:45,840
Speaker 14: you know, talk to a lawyer. That will be the

1664
01:26:45,880 --> 01:26:48,200
Speaker 14: first thing to do because in Ghana, litigation of a

1665
01:26:48,280 --> 01:26:50,760
Speaker 14: land can be problematic, so you need to talk to

1666
01:26:50,760 --> 01:26:52,600
Speaker 14: a lawyer. What the lawyer would do one is to

1667
01:26:52,680 --> 01:26:56,080
Speaker 14: verify that your search is correct. Verify too that the

1668
01:26:56,120 --> 01:26:59,080
Speaker 14: document the person is giving you is also correct. Now,

1669
01:26:59,120 --> 01:27:02,800
Speaker 14: in Ghana we work on what we call a leasehold system.

1670
01:27:03,640 --> 01:27:05,559
Speaker 14: You know, they are very few lands here in Ghana

1671
01:27:05,640 --> 01:27:08,040
Speaker 14: that are freehold. You know, ninety nine percent of all

1672
01:27:08,120 --> 01:27:10,879
Speaker 14: lands now our leasehold. And the reason for the leasehold

1673
01:27:10,960 --> 01:27:14,840
Speaker 14: is most of the lands originally belong to travel you know, families.

1674
01:27:16,040 --> 01:27:18,479
Speaker 14: You know, it's not the government that owns the land.

1675
01:27:18,680 --> 01:27:21,360
Speaker 14: You see the families or we've cause two lands. So

1676
01:27:21,439 --> 01:27:24,080
Speaker 14: basically a clan you know, achieve a group of people.

1677
01:27:24,840 --> 01:27:28,040
Speaker 14: So there's a process there. So you need to get

1678
01:27:28,040 --> 01:27:30,000
Speaker 14: a lawyer who then looks at the documents.

1679
01:27:30,040 --> 01:27:33,400
Speaker 15: They would either have presented you their original title, so

1680
01:27:33,439 --> 01:27:35,960
Speaker 15: they have a title certificate or they might have what

1681
01:27:36,040 --> 01:27:40,000
Speaker 15: we call an indenture. Now both are legally binding. We

1682
01:27:40,080 --> 01:27:43,519
Speaker 15: prefer title because title is a declaration to the entire universe,

1683
01:27:43,600 --> 01:27:46,720
Speaker 15: the tire globe that this person in Ghana owns this

1684
01:27:46,840 --> 01:27:49,479
Speaker 15: property and a title you can take it anywhere in

1685
01:27:49,479 --> 01:27:52,439
Speaker 15: the world and is still legally binding. So if they

1686
01:27:52,479 --> 01:27:56,080
Speaker 15: have a title great, If not in the barest minimum,

1687
01:27:56,120 --> 01:27:58,840
Speaker 15: they would have an indenture. What then venture is is

1688
01:27:58,880 --> 01:28:02,400
Speaker 15: like a legal document. Say that person A sold X

1689
01:28:02,439 --> 01:28:04,920
Speaker 15: property to person B, and he had the details of

1690
01:28:04,960 --> 01:28:08,160
Speaker 15: the property and he had the terms of that property

1691
01:28:08,160 --> 01:28:10,120
Speaker 15: and that transaction. So to let you know, you know,

1692
01:28:10,200 --> 01:28:12,639
Speaker 15: maybe what you pay for it, how long the lease

1693
01:28:12,680 --> 01:28:13,000
Speaker 15: will be.

1694
01:28:14,080 --> 01:28:16,719
Speaker 14: Like I said, Ghana we do lease hold, so most

1695
01:28:16,720 --> 01:28:19,240
Speaker 14: times if it's a good lease, you're getting minimum thirty

1696
01:28:19,400 --> 01:28:23,479
Speaker 14: thirty years, fifty years and an automatic renewal. So most

1697
01:28:23,479 --> 01:28:26,160
Speaker 14: properties you buy, you'll be getting a fifty year lease

1698
01:28:26,520 --> 01:28:29,200
Speaker 14: or forty year least forty five depenny word it is

1699
01:28:29,520 --> 01:28:31,719
Speaker 14: at sumber City, we give you a full fifty plus

1700
01:28:31,760 --> 01:28:35,080
Speaker 14: another automatic renewal of a further twenty five years, so

1701
01:28:35,120 --> 01:28:37,920
Speaker 14: in total you have over seventy five years on that lease.

1702
01:28:38,479 --> 01:28:42,559
Speaker 14: After that there is another renewal that goes on. But

1703
01:28:42,760 --> 01:28:45,720
Speaker 14: it's all you know, sysematic. It's as a matter of

1704
01:28:45,840 --> 01:28:49,120
Speaker 14: due process and new course but for all intensive purposes,

1705
01:28:49,560 --> 01:28:52,960
Speaker 14: that property is yours. You own it outright, no, but

1706
01:28:53,160 --> 01:28:55,040
Speaker 14: no government can come and take it away from you.

1707
01:28:55,800 --> 01:28:57,639
Speaker 14: No other owner can come and take that property away

1708
01:28:57,640 --> 01:28:59,720
Speaker 14: from you. You've got your title or your indent child,

1709
01:29:00,040 --> 01:29:03,120
Speaker 14: register your interest with the lands Commission or with the

1710
01:29:03,200 --> 01:29:07,400
Speaker 14: courts as it maybe that property is yours. The biggest

1711
01:29:07,439 --> 01:29:10,880
Speaker 14: mistake people do is one. You know, they go to

1712
01:29:10,920 --> 01:29:13,080
Speaker 14: an area where they look, they see the land. Somebody

1713
01:29:13,080 --> 01:29:14,800
Speaker 14: takes them there. They're going on a little road trip,

1714
01:29:14,840 --> 01:29:17,680
Speaker 14: little skeshena into the bush, you know. They show them, oh, yeah,

1715
01:29:17,720 --> 01:29:19,519
Speaker 14: this is your land. You know here it is. You

1716
01:29:19,560 --> 01:29:21,800
Speaker 14: can see from there that store to that tree. That

1717
01:29:21,920 --> 01:29:25,840
Speaker 14: is your property. No side plan, nothing. Then they give

1718
01:29:25,880 --> 01:29:28,000
Speaker 14: them some funny documents. They don't do a search. They

1719
01:29:28,040 --> 01:29:30,600
Speaker 14: purchase it. Like I said, the problem in Gunner is

1720
01:29:30,640 --> 01:29:33,720
Speaker 14: that land might belong to a family. Now, as you know,

1721
01:29:33,760 --> 01:29:35,960
Speaker 14: in any family you might have a head of the family.

1722
01:29:36,479 --> 01:29:38,360
Speaker 14: Let's say today you brought the property. This week the

1723
01:29:38,360 --> 01:29:40,720
Speaker 14: head of the family passes on, you don't have the

1724
01:29:40,800 --> 01:29:41,640
Speaker 14: right documentation.

1725
01:29:42,080 --> 01:29:44,000
Speaker 15: Tomorrow they are pointed a new head of family.

1726
01:29:44,080 --> 01:29:46,040
Speaker 14: The new head of family comes and says, yep, I

1727
01:29:46,040 --> 01:29:48,360
Speaker 14: don't like the deal, what you sign is not good,

1728
01:29:48,600 --> 01:29:50,280
Speaker 14: so then you have to go back and then you

1729
01:29:50,320 --> 01:29:51,360
Speaker 14: have legal problems.

1730
01:29:51,360 --> 01:29:52,960
Speaker 15: You have to go to court to say person they

1731
01:29:52,960 --> 01:29:54,360
Speaker 15: sold it to me, Da da da.

1732
01:29:54,640 --> 01:29:56,640
Speaker 14: It becomes a mess, and that tends to be what

1733
01:29:56,720 --> 01:29:59,479
Speaker 14: a lot of people go through for Sampra City. We

1734
01:30:00,000 --> 01:30:01,479
Speaker 14: we've been in this game for a long time, so

1735
01:30:01,680 --> 01:30:03,320
Speaker 14: you know, we know all the pitfalls, we know what

1736
01:30:03,400 --> 01:30:03,880
Speaker 14: to avoid.

1737
01:30:03,920 --> 01:30:05,839
Speaker 15: We've learned our painful lessons.

1738
01:30:05,960 --> 01:30:07,640
Speaker 14: So what we've done with Emmer City is one we

1739
01:30:07,760 --> 01:30:10,160
Speaker 14: own the land out right, so it's titled, so it's

1740
01:30:10,160 --> 01:30:13,599
Speaker 14: not an indenture. It's a full title on the full property,

1741
01:30:14,000 --> 01:30:17,920
Speaker 14: so declaration to the entire universe that our company owns

1742
01:30:17,960 --> 01:30:21,160
Speaker 14: this piece of land. We have a very extensive long

1743
01:30:21,240 --> 01:30:23,280
Speaker 14: lease on it, so you know that property is our

1744
01:30:23,360 --> 01:30:26,280
Speaker 14: name for the next two hundred plus years or more.

1745
01:30:26,479 --> 01:30:30,280
Speaker 14: Not a problem. So that's that's the first thing to

1746
01:30:30,360 --> 01:30:32,680
Speaker 14: get there. We went through the exact process I described.

1747
01:30:32,720 --> 01:30:34,960
Speaker 14: We've got an indenture, you know, we got to lease.

1748
01:30:35,000 --> 01:30:38,240
Speaker 14: We went to Lands Commission and you go through the process.

1749
01:30:38,720 --> 01:30:41,120
Speaker 14: If you work with the Lands Commission and you know

1750
01:30:41,200 --> 01:30:44,479
Speaker 14: you follow the guidelines they give you nine times out

1751
01:30:44,479 --> 01:30:45,679
Speaker 14: of ten you shouldn't have a problem.

1752
01:30:45,720 --> 01:30:46,200
Speaker 15: You should not.

1753
01:30:46,720 --> 01:30:49,320
Speaker 14: It's when people try to do private you know, they've

1754
01:30:49,320 --> 01:30:51,400
Speaker 14: got somebody who says, oh, okay, look it's supposed to

1755
01:30:51,439 --> 01:30:52,400
Speaker 14: cost ten grand.

1756
01:30:52,439 --> 01:30:53,639
Speaker 15: But you know I can do it for five.

1757
01:30:54,240 --> 01:30:56,280
Speaker 14: As we say, you know, if it's too good to

1758
01:30:56,280 --> 01:30:59,120
Speaker 14: be true, most likely it is. And when it comes

1759
01:30:59,160 --> 01:31:02,479
Speaker 14: to land, most likely I would say nine time out

1760
01:31:02,520 --> 01:31:03,800
Speaker 14: of ten. If it's too good to be trure the

1761
01:31:03,840 --> 01:31:08,200
Speaker 14: price is unreasonable. There's something funny there. If you're come

1762
01:31:08,240 --> 01:31:10,439
Speaker 14: to gowner, like I said, you know, enter it with

1763
01:31:10,439 --> 01:31:13,240
Speaker 14: your eyes. Why open consider prices like you would any

1764
01:31:13,240 --> 01:31:16,360
Speaker 14: other developed city. So if it's piece of property in airport,

1765
01:31:16,400 --> 01:31:18,920
Speaker 14: for example, which goes for two million dollars an acre,

1766
01:31:19,360 --> 01:31:21,439
Speaker 14: and somebody goes, oh, I've got it for half a million,

1767
01:31:21,560 --> 01:31:23,599
Speaker 14: you know, or because the person you know have some

1768
01:31:23,640 --> 01:31:26,760
Speaker 14: financial problems. There's always a story about somebody financial problems

1769
01:31:27,080 --> 01:31:29,360
Speaker 14: and you know, so half a million you can get it.

1770
01:31:29,400 --> 01:31:34,360
Speaker 14: We'll do the documents walk away, because you would definite

1771
01:31:34,360 --> 01:31:37,040
Speaker 14: one hundred percent have problems down the line. So first

1772
01:31:37,040 --> 01:31:39,200
Speaker 14: things first is go to the Lance Commission is the

1773
01:31:39,240 --> 01:31:42,519
Speaker 14: first thing you do. Second, get a lawyer, have them

1774
01:31:42,600 --> 01:31:46,679
Speaker 14: check your documentation, do an independent search lance commission. Search

1775
01:31:46,880 --> 01:31:50,160
Speaker 14: costs you about fifteen hundred. The lawyer should be about

1776
01:31:50,160 --> 01:31:53,360
Speaker 14: the same about two grand depending what it is. That's CDs,

1777
01:31:53,680 --> 01:31:56,880
Speaker 14: So you know it's not the most expensive thing to do,

1778
01:31:56,960 --> 01:31:58,080
Speaker 14: and it saves you.

1779
01:31:58,320 --> 01:32:00,519
Speaker 15: So much headache on the back end.

1780
01:32:01,200 --> 01:32:03,680
Speaker 14: Now, not to say that even going through all those

1781
01:32:03,720 --> 01:32:06,920
Speaker 14: processes sometimes you do not have issues. But should you

1782
01:32:06,960 --> 01:32:09,680
Speaker 14: have issues down the line, you have the right documentation,

1783
01:32:10,240 --> 01:32:12,519
Speaker 14: you have the law on your side, and the ports

1784
01:32:12,600 --> 01:32:15,040
Speaker 14: will back you and then garner the courts systems do

1785
01:32:15,200 --> 01:32:17,320
Speaker 14: work and sometimes can be long, and it can be

1786
01:32:17,360 --> 01:32:20,800
Speaker 14: proacted and take some time, especially if your documents are

1787
01:32:20,840 --> 01:32:23,880
Speaker 14: not great. But if you have everything you need, you

1788
01:32:23,920 --> 01:32:26,520
Speaker 14: should be able to move quite rapidly through that process.

1789
01:32:27,800 --> 01:32:32,160
Speaker 14: So like localizing into our projects, we have our full title,

1790
01:32:32,600 --> 01:32:35,240
Speaker 14: we've been on the land, we are currently already building.

1791
01:32:36,160 --> 01:32:39,679
Speaker 14: So we've managed to get past all those humps by

1792
01:32:40,000 --> 01:32:42,880
Speaker 14: one being knowledgeable of what we're doing and two being

1793
01:32:42,920 --> 01:32:44,080
Speaker 14: in the system and understanding.

1794
01:32:44,479 --> 01:32:46,639
Speaker 15: Then we pass on that to our bias.

1795
01:32:46,720 --> 01:32:48,600
Speaker 14: So those who are involved the projects, are investing in

1796
01:32:48,640 --> 01:32:51,280
Speaker 14: Zamber City, who are purchasing Zamber City rest are show

1797
01:32:51,360 --> 01:32:53,320
Speaker 14: you get a copy of the title rest the show.

1798
01:32:53,320 --> 01:32:55,640
Speaker 14: You get a copy of our building permits, you know,

1799
01:32:55,720 --> 01:32:57,720
Speaker 14: letting you know that the local council has agreed for

1800
01:32:57,800 --> 01:32:59,720
Speaker 14: us to build what we see we are building and

1801
01:32:59,760 --> 01:33:03,040
Speaker 14: we are within the law. You'd also then be passed

1802
01:33:03,080 --> 01:33:06,439
Speaker 14: on to two people, one being our lawyers. So our

1803
01:33:06,479 --> 01:33:08,400
Speaker 14: lawyers will get in touch with you. They'll give you

1804
01:33:08,439 --> 01:33:12,120
Speaker 14: the contracts for you to review. They will insist that

1805
01:33:12,200 --> 01:33:14,960
Speaker 14: you have them, you know, talk to your lawyer. So

1806
01:33:15,080 --> 01:33:18,160
Speaker 14: we'd say get an independent counsel. We're quite happy to

1807
01:33:18,200 --> 01:33:20,320
Speaker 14: help you with that if you want to get one locally,

1808
01:33:20,760 --> 01:33:24,360
Speaker 14: but we'd only move forward once you've had legal representation,

1809
01:33:24,520 --> 01:33:26,640
Speaker 14: have a look at it and you are comfortable. And

1810
01:33:26,680 --> 01:33:29,200
Speaker 14: I feel that should be a general rule. Always have

1811
01:33:29,320 --> 01:33:32,000
Speaker 14: your lawyers look at it. If the lawyer's trying to

1812
01:33:32,040 --> 01:33:35,439
Speaker 14: charge you too much, switch lawyers, but get a lawyer

1813
01:33:35,600 --> 01:33:37,200
Speaker 14: to have a look at it, and I think that

1814
01:33:37,240 --> 01:33:38,840
Speaker 14: will save you a lot of headache, you know, on

1815
01:33:38,880 --> 01:33:41,760
Speaker 14: the back end. So I would say most people who

1816
01:33:41,960 --> 01:33:44,400
Speaker 14: come to Ghana and have problems with their property when

1817
01:33:44,400 --> 01:33:47,519
Speaker 14: they purchase it, it's one they take deals that are

1818
01:33:47,520 --> 01:33:49,719
Speaker 14: too good to be true. If you're buying a property

1819
01:33:49,720 --> 01:33:51,320
Speaker 14: are supposed to worth one hundred grand and somebody is

1820
01:33:51,320 --> 01:33:54,280
Speaker 14: giving to you for twenty it's too good to be true.

1821
01:33:54,360 --> 01:33:58,040
Speaker 14: You know, Ganner property is quite advanced and it's not cheap.

1822
01:33:58,400 --> 01:34:00,000
Speaker 14: So if somebody comes and tells you they're sending something

1823
01:34:00,120 --> 01:34:04,040
Speaker 14: that's too cheap, unless it's really outside of town and

1824
01:34:04,120 --> 01:34:05,879
Speaker 14: in the you know, riding the sticks.

1825
01:34:06,160 --> 01:34:08,640
Speaker 15: But by then you know, obviously you know you know

1826
01:34:08,680 --> 01:34:09,320
Speaker 15: what you're buying.

1827
01:34:09,439 --> 01:34:11,000
Speaker 14: You know you're getting something that you might have to

1828
01:34:11,040 --> 01:34:13,640
Speaker 14: wait years and years for developments to catch up. We

1829
01:34:13,720 --> 01:34:16,519
Speaker 14: see a lot of Americans who come to Gharaner and

1830
01:34:16,720 --> 01:34:19,200
Speaker 14: they go buy properties in areas like you know, the

1831
01:34:19,240 --> 01:34:21,559
Speaker 14: back of Abris. It breathes a great areas up in

1832
01:34:21,560 --> 01:34:24,720
Speaker 14: the mountains, great weather. It's about twenty five minutes drive

1833
01:34:24,760 --> 01:34:26,920
Speaker 14: from the center of the city thirty minutes. But they

1834
01:34:26,920 --> 01:34:29,120
Speaker 14: don't buy in the twenty five minutes to thirty minute

1835
01:34:29,160 --> 01:34:31,280
Speaker 14: part of Abris. You know, they go on the other

1836
01:34:31,320 --> 01:34:34,240
Speaker 14: side of the mountain. The problem there is the land

1837
01:34:34,320 --> 01:34:37,640
Speaker 14: might be cheap, but two things. One, there's a lot

1838
01:34:37,680 --> 01:34:40,439
Speaker 14: a lot of issues there, but more so resell value.

1839
01:34:41,160 --> 01:34:42,960
Speaker 14: So to you you might say, oh, you know, I'm

1840
01:34:43,000 --> 01:34:45,360
Speaker 14: going to come to Garner. Somebody says I should buy

1841
01:34:45,360 --> 01:34:47,080
Speaker 14: a land. It's an debris. It's lovely. When we went

1842
01:34:47,120 --> 01:34:49,720
Speaker 14: out there, it feels like you know, you know, the

1843
01:34:49,720 --> 01:34:51,639
Speaker 14: weather bree is very cold, so it's all like acraw

1844
01:34:51,720 --> 01:34:53,160
Speaker 14: which is warm.

1845
01:34:53,320 --> 01:34:55,439
Speaker 15: So it felt great. But that's because you were here

1846
01:34:55,479 --> 01:34:59,280
Speaker 15: for three four five days. If you're living here and

1847
01:34:59,320 --> 01:35:01,040
Speaker 15: you have to live in a where you have to

1848
01:35:01,120 --> 01:35:03,559
Speaker 15: drive in traffic for an hour and a half just

1849
01:35:03,600 --> 01:35:06,120
Speaker 15: to come into the center of town, it changes that

1850
01:35:06,280 --> 01:35:09,600
Speaker 15: whole perspective. So you need to really educate yourself and

1851
01:35:09,680 --> 01:35:13,559
Speaker 15: understand that. You know, our crist is it's a sprawling city,

1852
01:35:14,120 --> 01:35:17,479
Speaker 15: so where you buy matters. So location, location, location, you know,

1853
01:35:17,520 --> 01:35:20,360
Speaker 15: we know that in real estate, we feel Sambra City

1854
01:35:20,479 --> 01:35:23,680
Speaker 15: is literally, you know, in the best location for the

1855
01:35:23,760 --> 01:35:26,960
Speaker 15: development of his type anywhere in the city. So one

1856
01:35:27,040 --> 01:35:28,439
Speaker 15: of the mistakes people make is location.

1857
01:35:29,080 --> 01:35:29,280
Speaker 4: You know.

1858
01:35:29,280 --> 01:35:31,000
Speaker 14: We know people that going by in like a dah

1859
01:35:31,320 --> 01:35:34,800
Speaker 14: or Pram Pram and these are great you know, beach areas, yes,

1860
01:35:35,479 --> 01:35:37,680
Speaker 14: but an hour and a half drive, you know to

1861
01:35:37,720 --> 01:35:38,479
Speaker 14: come into the city.

1862
01:35:39,120 --> 01:35:41,479
Speaker 15: Sometimes the roads are not the best. So these are

1863
01:35:41,520 --> 01:35:42,760
Speaker 15: things you need to look at.

1864
01:35:43,360 --> 01:35:46,519
Speaker 14: You know, don't come in as a foreigner who only

1865
01:35:46,520 --> 01:35:49,840
Speaker 14: looks at it as you know, a visiting trip, you

1866
01:35:49,960 --> 01:35:52,920
Speaker 14: invest based on what you sol over a week. No,

1867
01:35:53,680 --> 01:35:56,960
Speaker 14: educate yourself properly and understand that there are nuances to

1868
01:35:57,040 --> 01:35:59,559
Speaker 14: this thing. But if you are investing in Ghana, you're

1869
01:35:59,600 --> 01:36:01,400
Speaker 14: looking at it either for somebody else to live there

1870
01:36:01,479 --> 01:36:04,280
Speaker 14: or for you to live there. So your factors of

1871
01:36:04,360 --> 01:36:08,800
Speaker 14: consideration needs to be you know, quite heavy. Location is important,

1872
01:36:09,320 --> 01:36:12,680
Speaker 14: you know, legality is important, and making sure that you

1873
01:36:12,720 --> 01:36:15,240
Speaker 14: double check. So Lance Commission, I would I would say

1874
01:36:15,240 --> 01:36:17,400
Speaker 14: this always, the Lance Commission is the best place to go.

1875
01:36:18,160 --> 01:36:19,840
Speaker 14: And they've done a lot of work in the last

1876
01:36:19,960 --> 01:36:22,639
Speaker 14: year to to get rid of most of the problems

1877
01:36:22,640 --> 01:36:24,760
Speaker 14: that we used to have. They've they've gone, you know,

1878
01:36:24,800 --> 01:36:27,320
Speaker 14: to a very computer based system now, so things are

1879
01:36:27,400 --> 01:36:30,519
Speaker 14: quite rapid, so you should have less problems there. So

1880
01:36:30,600 --> 01:36:33,519
Speaker 14: a lawyer and the Lance Commission, if you're purchasing property

1881
01:36:33,520 --> 01:36:35,120
Speaker 14: in Gunas, it would be your way to go.

1882
01:36:36,439 --> 01:36:36,639
Speaker 4: Yeah.

1883
01:36:36,680 --> 01:36:41,439
Speaker 9: And from the financing side, it's it's pretty straightforward. I think.

1884
01:36:41,840 --> 01:36:45,160
Speaker 11: You know, we're working with a number of Pan African

1885
01:36:45,240 --> 01:36:47,720
Speaker 11: banks that have a strong presence in Ghana and have

1886
01:36:48,200 --> 01:36:50,799
Speaker 11: you know, very strong balance sheets, and so I think

1887
01:36:51,120 --> 01:36:54,160
Speaker 11: as people start to continue to express interests in Somber

1888
01:36:54,240 --> 01:36:56,640
Speaker 11: City and are interested in a mortgage, you know we

1889
01:36:56,720 --> 01:36:58,760
Speaker 11: can we can hand you off to either of those

1890
01:36:58,840 --> 01:37:02,479
Speaker 11: banking partners. What is interesting is a lot of them

1891
01:37:02,640 --> 01:37:06,799
Speaker 11: already have existing mortgage products that are targeted at people

1892
01:37:06,800 --> 01:37:10,240
Speaker 11: in the diaspora, and so they offer you financing, They

1893
01:37:10,240 --> 01:37:12,760
Speaker 11: bring you into their banking infrastructure. Do you want to

1894
01:37:12,840 --> 01:37:17,600
Speaker 11: checking savings account any type of you know, credit facility,

1895
01:37:18,560 --> 01:37:22,680
Speaker 11: and really try to mirror some of the experiences you

1896
01:37:22,720 --> 01:37:25,639
Speaker 11: would get from your banks in the West. I think

1897
01:37:25,720 --> 01:37:28,560
Speaker 11: some of the nuances are differences to keep in mind.

1898
01:37:28,760 --> 01:37:31,400
Speaker 11: You know, typically here in the US, first time home buyer,

1899
01:37:32,240 --> 01:37:34,960
Speaker 11: you can probably get a property no money down up

1900
01:37:34,960 --> 01:37:39,479
Speaker 11: to three to five percent. Mortgages are still little Nason

1901
01:37:39,560 --> 01:37:42,600
Speaker 11: and Ghana, and so you're looking at putting twenty to

1902
01:37:42,680 --> 01:37:46,680
Speaker 11: thirty percent down before being able to qualify for a mortgage.

1903
01:37:47,439 --> 01:37:51,719
Speaker 11: Typically the tenures are at most you'll see it's fifteen years.

1904
01:37:52,040 --> 01:37:53,559
Speaker 11: I know in the States you can get up to

1905
01:37:53,600 --> 01:37:56,760
Speaker 11: thirty years. Ghana is not that sophisticated, or at least

1906
01:37:56,800 --> 01:37:59,799
Speaker 11: not yet, and so fifteen years kind of the maximum tenure.

1907
01:38:01,680 --> 01:38:04,240
Speaker 14: By the way, they're not offering twenty five. Oh, they're

1908
01:38:04,280 --> 01:38:07,639
Speaker 14: offering twenty five okay, yeah, Cosambra City, all the banks

1909
01:38:07,680 --> 01:38:12,000
Speaker 14: are offering twenty five. Okay, well that's so we're good.

1910
01:38:12,000 --> 01:38:14,599
Speaker 14: Then we're getting discounted interest rates as well.

1911
01:38:15,320 --> 01:38:16,559
Speaker 9: Yep, yep, yep, yep.

1912
01:38:16,680 --> 01:38:20,439
Speaker 11: So yeah, it's evolving in real time, right, and I

1913
01:38:20,479 --> 01:38:25,040
Speaker 11: think typically like for an underwriting period at most, it's

1914
01:38:25,040 --> 01:38:28,080
Speaker 11: going to take you one month to get fully approved.

1915
01:38:27,600 --> 01:38:30,479
Speaker 9: For a facility. So things are heading in the right direction.

1916
01:38:30,600 --> 01:38:32,840
Speaker 11: And you know, we can connect anyone with any of

1917
01:38:32,880 --> 01:38:36,120
Speaker 11: our banking partners to get them up to speed.

1918
01:38:36,200 --> 01:38:41,280
Speaker 5: So all right, all right, a lot of information. A

1919
01:38:41,320 --> 01:38:44,000
Speaker 5: lot of us are auditory learns, but some of us

1920
01:38:44,040 --> 01:38:46,639
Speaker 5: are visual learners. And I know some people have been

1921
01:38:46,680 --> 01:38:49,400
Speaker 5: going to the page on Instagram. If you haven't, go

1922
01:38:49,439 --> 01:38:52,519
Speaker 5: to Samba City. But let's just show them what we've

1923
01:38:52,560 --> 01:38:53,040
Speaker 5: been working on.

1924
01:38:53,160 --> 01:38:53,840
Speaker 4: You'll go with that.

1925
01:38:55,320 --> 01:38:57,120
Speaker 9: Yeah, absolutely, let's do it.

1926
01:39:04,080 --> 01:39:08,920
Speaker 14: Introducing the Cascades across newest premium community. The Cascades is

1927
01:39:08,960 --> 01:39:12,000
Speaker 14: Phase one of the Sambra City development. Located at Co

1928
01:39:12,160 --> 01:39:16,920
Speaker 14: Junction Botimen or Trasaco Backgate, This thirty acre gator community

1929
01:39:17,120 --> 01:39:19,839
Speaker 14: is the first phase of a new city development, spanning

1930
01:39:19,840 --> 01:39:22,960
Speaker 14: five hundred acres and providing all the best amenities in

1931
01:39:23,080 --> 01:39:27,040
Speaker 14: urban living with no compromise on quality and amenities. Located

1932
01:39:27,080 --> 01:39:30,080
Speaker 14: within a stone's throw of the newly constructed All Africa

1933
01:39:30,120 --> 01:39:32,439
Speaker 14: Game Stadium and within a ten minute drive from the

1934
01:39:32,560 --> 01:39:35,719
Speaker 14: cram Wll, the Cascades is ideal for first home buias,

1935
01:39:35,840 --> 01:39:39,920
Speaker 14: property investors both local and abroad, and professionals looking for

1936
01:39:39,960 --> 01:39:43,160
Speaker 14: the perfect mix of great amenities, first grade finishing and

1937
01:39:43,160 --> 01:39:47,240
Speaker 14: premium services all at the right price. Featuring spacious luxury

1938
01:39:47,240 --> 01:39:50,639
Speaker 14: two bedroom apartments, three bedroom semi detached villas, and four

1939
01:39:50,680 --> 01:39:54,280
Speaker 14: bedroom detached villas in a modern gated estate with amenities

1940
01:39:54,320 --> 01:39:57,280
Speaker 14: such as a community center with a pool and sports facilities,

1941
01:39:57,600 --> 01:40:01,400
Speaker 14: bicycle lanes, a grocery, marts and s shared wordspaces. The

1942
01:40:01,479 --> 01:40:04,240
Speaker 14: Cascades and shures a safe and sound environment for your

1943
01:40:04,240 --> 01:40:07,920
Speaker 14: growing family. As phase one of the Sambracity development, the

1944
01:40:08,000 --> 01:40:11,439
Speaker 14: Cascades gives early bias the opportunity to purchase a home

1945
01:40:11,479 --> 01:40:14,639
Speaker 14: at a highly competitive price and benefits from the increasing

1946
01:40:14,720 --> 01:40:18,040
Speaker 14: values of this premium development within the city. Book your

1947
01:40:18,080 --> 01:40:20,880
Speaker 14: unit today or get in touch for more information. The

1948
01:40:20,960 --> 01:40:23,960
Speaker 14: Cascades the jewel of Sambracity across new address.

1949
01:40:33,800 --> 01:40:36,599
Speaker 4: Okay, so there it is, Ladies, and gentlemen.

1950
01:40:36,680 --> 01:40:39,760
Speaker 6: So in a nutshell, you know me, I like to

1951
01:40:39,800 --> 01:40:42,760
Speaker 6: talk and plain English to make it is easy for

1952
01:40:42,800 --> 01:40:45,280
Speaker 6: a think grader. That's what I learned that early when

1953
01:40:45,320 --> 01:40:47,760
Speaker 6: I was in the insurance business. They said, if you

1954
01:40:47,800 --> 01:40:49,680
Speaker 6: can't explain something to a twelve year old, you don't

1955
01:40:49,720 --> 01:40:53,799
Speaker 6: know it well enough. So here's the deal, ladies and gentlemen.

1956
01:40:54,320 --> 01:40:58,360
Speaker 6: We're building a community in Ghana, four hundred acres.

1957
01:40:58,640 --> 01:41:03,120
Speaker 4: The first phase of it.

1958
01:41:01,479 --> 01:41:08,040
Speaker 6: Is thirty acres forty homes, two bedroom, four bedroom, five bedroom.

1959
01:41:08,479 --> 01:41:15,040
Speaker 6: Fighting extremely competitive, especially when you compare it to American markets,

1960
01:41:15,120 --> 01:41:17,759
Speaker 6: especially if you're in a market like New York, Miami,

1961
01:41:17,840 --> 01:41:20,599
Speaker 6: or Los Angeles. For a two bedroom home one hundred

1962
01:41:20,600 --> 01:41:24,160
Speaker 6: and eighty thousand dollars, four bedroom two hundred and seventy

1963
01:41:24,160 --> 01:41:27,639
Speaker 6: five thousand, five bedroom, four hundred and fifty thousand dollars,

1964
01:41:28,160 --> 01:41:30,240
Speaker 6: five bedrooms for four hundred and fifty thousand, you're not

1965
01:41:30,240 --> 01:41:30,760
Speaker 6: going to get that.

1966
01:41:30,680 --> 01:41:31,880
Speaker 4: In New York. I'll tell you that much.

1967
01:41:33,600 --> 01:41:39,759
Speaker 6: Literally, in New York City, literally a one bedroom apartment,

1968
01:41:39,840 --> 01:41:42,280
Speaker 6: a studio apartment sold for one point one.

1969
01:41:42,160 --> 01:41:50,080
Speaker 4: Million dollars studio. So to put things in perspective, but

1970
01:41:50,080 --> 01:41:50,599
Speaker 4: here's the deal.

1971
01:41:50,960 --> 01:41:53,800
Speaker 6: This is what we call off plan right like, so

1972
01:41:53,880 --> 01:41:56,160
Speaker 6: this is very common in other parts of the world,

1973
01:41:56,360 --> 01:41:58,679
Speaker 6: even in America, but people might not be fully where

1974
01:41:58,720 --> 01:42:02,719
Speaker 6: you actually have an opportunity to buy as the construction

1975
01:42:02,840 --> 01:42:06,080
Speaker 6: is happening in real time right and that's because of

1976
01:42:06,080 --> 01:42:06,760
Speaker 6: the demand.

1977
01:42:06,600 --> 01:42:07,080
Speaker 4: Is so high.

1978
01:42:07,320 --> 01:42:10,160
Speaker 6: So the first part of it is only forty units.

1979
01:42:10,160 --> 01:42:13,479
Speaker 6: There's forty units that's on sale right now, right and

1980
01:42:13,800 --> 01:42:17,080
Speaker 6: that construction will probably be done within the next seven

1981
01:42:17,120 --> 01:42:20,200
Speaker 6: to nine months. So we're moving very quickly on this.

1982
01:42:20,320 --> 01:42:23,240
Speaker 6: So you can actually buy right now today off plan,

1983
01:42:23,720 --> 01:42:29,240
Speaker 6: so you're actually buying at the development phase and you

1984
01:42:29,439 --> 01:42:32,400
Speaker 6: actually get to see the project being done in real time.

1985
01:42:32,840 --> 01:42:36,360
Speaker 6: So I think we kind of talked about everything that

1986
01:42:36,400 --> 01:42:38,439
Speaker 6: needs to be talked about. But if you need any

1987
01:42:38,439 --> 01:42:40,479
Speaker 6: more information, you can go to the website and it's

1988
01:42:40,520 --> 01:42:46,240
Speaker 6: Sambra City s a nbr acity Ghana dot com. Now

1989
01:42:46,280 --> 01:42:49,559
Speaker 6: here's the deal on that website. Because people ask like, well,

1990
01:42:49,920 --> 01:42:52,720
Speaker 6: I how can I actually apply? So there's links on

1991
01:42:52,760 --> 01:42:55,080
Speaker 6: the website and there's a few links. There's links that

1992
01:42:55,160 --> 01:42:57,320
Speaker 6: if you just want information just to stay in touch,

1993
01:42:57,400 --> 01:43:01,040
Speaker 6: that's fine, But if you actually are really thinking about

1994
01:43:01,160 --> 01:43:03,760
Speaker 6: buying a home, then there's a link for that, and

1995
01:43:03,760 --> 01:43:07,000
Speaker 6: there's two links. There's a link if you actually want financing,

1996
01:43:07,080 --> 01:43:08,840
Speaker 6: like if you want to go to mortgage route, there's

1997
01:43:08,880 --> 01:43:11,320
Speaker 6: a link and you know we'll set up a time

1998
01:43:11,320 --> 01:43:13,640
Speaker 6: to actually contact you. Then there's a link if you

1999
01:43:13,720 --> 01:43:16,800
Speaker 6: actually are looking to buy the property in cash, and

2000
01:43:16,840 --> 01:43:20,479
Speaker 6: then direct will contact you. Go go all information, give

2001
01:43:20,520 --> 01:43:23,360
Speaker 6: you the legal documents and you know, we'll go through

2002
01:43:23,400 --> 01:43:26,639
Speaker 6: the whole entire process. And there's phases too, right as

2003
01:43:26,640 --> 01:43:29,000
Speaker 6: far as the payment, so you know, you can break

2004
01:43:29,280 --> 01:43:32,080
Speaker 6: break the payments up into probably a third, right like,

2005
01:43:32,120 --> 01:43:35,200
Speaker 6: so a third now and then a third once half

2006
01:43:35,240 --> 01:43:37,280
Speaker 6: of the construction is done. The other third ones the

2007
01:43:37,280 --> 01:43:39,400
Speaker 6: full construction is done. But like I said, it's happening

2008
01:43:39,439 --> 01:43:41,799
Speaker 6: in real time, so it's going to be a short period.

2009
01:43:41,840 --> 01:43:45,680
Speaker 6: But you know, just from a comfortability standpoint, I know

2010
01:43:45,760 --> 01:43:46,720
Speaker 6: that a lot of people.

2011
01:43:46,600 --> 01:43:48,559
Speaker 4: Like just might feel more comfortable with that situation.

2012
01:43:48,640 --> 01:43:50,719
Speaker 6: But I'm going to be honest with you, the people

2013
01:43:50,760 --> 01:43:54,120
Speaker 6: that are paying cash are prioritized over the mortgage people,

2014
01:43:54,240 --> 01:43:56,599
Speaker 6: right because cash is king.

2015
01:43:56,800 --> 01:43:57,240
Speaker 4: You know that.

2016
01:43:57,560 --> 01:44:00,240
Speaker 6: I mean Wu Tang told you that I two cash

2017
01:44:00,240 --> 01:44:03,320
Speaker 6: mos everything around me. So but you can still apply

2018
01:44:03,400 --> 01:44:04,960
Speaker 6: for a mortgage not to say that you won't. But

2019
01:44:05,040 --> 01:44:07,280
Speaker 6: I'm just saying it's a limited. This is a limited.

2020
01:44:07,640 --> 01:44:10,559
Speaker 6: These will sell out. Let's just be honest, right, So

2021
01:44:10,720 --> 01:44:13,840
Speaker 6: what I'm just being honest with you, in full transparency.

2022
01:44:14,040 --> 01:44:19,880
Speaker 6: There's only forty units, extremely competitive price in one of

2023
01:44:19,920 --> 01:44:23,200
Speaker 6: the best areas in Ghana, and Ghana is the entry

2024
01:44:23,240 --> 01:44:28,400
Speaker 6: point to Africa, and Africa is the hottest market in

2025
01:44:28,400 --> 01:44:31,240
Speaker 6: the world. When we went to UAE two years ago,

2026
01:44:32,920 --> 01:44:38,040
Speaker 6: we met with ministers from the cabinet of Abu Dhabi.

2027
01:44:39,320 --> 01:44:42,639
Speaker 6: These people are obviously wealthy and they're extremely educated, right,

2028
01:44:43,080 --> 01:44:46,519
Speaker 6: and they told us all of the attention right now

2029
01:44:47,000 --> 01:44:50,320
Speaker 6: is in Asia and Africa. We wasn't even talking about Africa.

2030
01:44:51,360 --> 01:44:54,599
Speaker 6: They told us this is an Abu Dhabi. You already

2031
01:44:54,640 --> 01:44:58,120
Speaker 6: know Dubai Abu Dhabi. The type of money that they have,

2032
01:44:58,200 --> 01:45:01,800
Speaker 6: the type of resources, type relationship that they have. They said,

2033
01:45:01,960 --> 01:45:04,120
Speaker 6: all of the energy and all of the focus right

2034
01:45:04,160 --> 01:45:07,759
Speaker 6: now for them and for the world is in Asia.

2035
01:45:08,840 --> 01:45:09,519
Speaker 4: In Africa.

2036
01:45:09,880 --> 01:45:13,880
Speaker 6: Africa has the youngest population, has all of the natural

2037
01:45:13,920 --> 01:45:18,000
Speaker 6: resources there. I mean, it's we can just keep going

2038
01:45:18,000 --> 01:45:21,320
Speaker 6: on and on. And this is why the Chinese is there, right,

2039
01:45:21,479 --> 01:45:24,640
Speaker 6: This is why all of the other countries in the

2040
01:45:24,640 --> 01:45:26,800
Speaker 6: world is there. So if you're thinking like, Okay, well

2041
01:45:27,880 --> 01:45:31,080
Speaker 6: I'm good on Africa, I don't need to go, well

2042
01:45:32,080 --> 01:45:36,519
Speaker 6: that's your prerogative. But it's a mistake because you think

2043
01:45:36,560 --> 01:45:40,479
Speaker 6: the Chinese are there just by accident. So either you're

2044
01:45:40,520 --> 01:45:43,439
Speaker 6: going to have people there that, let's just be honest,

2045
01:45:44,000 --> 01:45:47,960
Speaker 6: they probably don't have the best interest, or you're going

2046
01:45:48,000 --> 01:45:50,600
Speaker 6: to have people that actually already have a connection to

2047
01:45:50,720 --> 01:45:54,559
Speaker 6: the place already and throughout history, we have never really

2048
01:45:54,600 --> 01:45:58,280
Speaker 6: exploited anything except ourselves, right, We're not We don't even

2049
01:45:58,320 --> 01:46:01,519
Speaker 6: have it in our DNA to be colonized as an

2050
01:46:01,560 --> 01:46:03,639
Speaker 6: exploit things. That's just not we don't we're not even

2051
01:46:03,680 --> 01:46:06,320
Speaker 6: wired in that in that in that capacity. So whenever

2052
01:46:06,360 --> 01:46:08,160
Speaker 6: we go to some places, we actually make it better.

2053
01:46:08,200 --> 01:46:09,160
Speaker 4: We help in this situation.

2054
01:46:09,600 --> 01:46:12,160
Speaker 6: So you can help make the situation better and help

2055
01:46:12,200 --> 01:46:15,960
Speaker 6: yourself too, because let's be honest, this is good business,

2056
01:46:16,000 --> 01:46:18,920
Speaker 6: not a charity. This is not something that you know.

2057
01:46:19,040 --> 01:46:22,760
Speaker 6: This is actually a good business opportunity. From the appreciation

2058
01:46:22,880 --> 01:46:26,679
Speaker 6: of the real estate value standpoint, from the exit plan standpoint,

2059
01:46:26,720 --> 01:46:28,360
Speaker 6: if you want to just be a full time citizen,

2060
01:46:28,880 --> 01:46:32,479
Speaker 6: or from the standpoint of it's only a relatively short

2061
01:46:32,520 --> 01:46:35,480
Speaker 6: flight from the east coast of New York in Atlanta,

2062
01:46:36,520 --> 01:46:38,719
Speaker 6: you can go there a couple times a year direct

2063
01:46:38,720 --> 01:46:39,120
Speaker 6: flight too.

2064
01:46:39,439 --> 01:46:40,799
Speaker 4: And let's let's not talk.

2065
01:46:40,720 --> 01:46:43,800
Speaker 6: And don't forget about the airbnb short term rental opportunities.

2066
01:46:43,840 --> 01:46:44,880
Speaker 4: So this is the opportunity.

2067
01:46:45,040 --> 01:46:48,519
Speaker 6: I mean, you get a property for a relatively low

2068
01:46:48,560 --> 01:46:53,080
Speaker 6: price point, right in an emerging market where it's a

2069
01:46:53,760 --> 01:46:56,760
Speaker 6: housing shortage. That means that there's not enough homes and

2070
01:46:56,800 --> 01:46:59,760
Speaker 6: there's a hotel shortage. By the way, right, it's only

2071
01:46:59,800 --> 01:47:04,360
Speaker 6: like two hotels in a crowd. So from an intelligence standpoint,

2072
01:47:04,439 --> 01:47:06,200
Speaker 6: what does that mean if a lot of people want

2073
01:47:06,240 --> 01:47:08,280
Speaker 6: to go there, there's a housing shortage and there's a

2074
01:47:08,320 --> 01:47:12,759
Speaker 6: hotel shortage, Well, that would mean that whoever has housing

2075
01:47:13,160 --> 01:47:16,040
Speaker 6: would be in high demand and you can really charge

2076
01:47:16,040 --> 01:47:19,479
Speaker 6: whatever you want. Right, So in one month you're going

2077
01:47:19,560 --> 01:47:21,600
Speaker 6: to make a tremendous amount of money just from the

2078
01:47:21,640 --> 01:47:24,800
Speaker 6: amount of people that are coming in December alone. Then

2079
01:47:24,840 --> 01:47:27,840
Speaker 6: you got Easter, and then as more and more people

2080
01:47:27,920 --> 01:47:30,720
Speaker 6: start to come, well, the demand starts to go up

2081
01:47:30,760 --> 01:47:36,000
Speaker 6: even more. So Yeah, from a business standpoint, this is

2082
01:47:36,080 --> 01:47:38,840
Speaker 6: good business, right, And then from the cultural standpoint and

2083
01:47:38,880 --> 01:47:40,559
Speaker 6: all of that stuff. Of course it's a no brainer.

2084
01:47:40,680 --> 01:47:45,160
Speaker 6: So yeah, I mean, I'm there right in front of you.

2085
01:47:45,280 --> 01:47:46,840
Speaker 5: I'm glad you brought up to your a thing because

2086
01:47:46,840 --> 01:47:49,160
Speaker 5: as you were talking, they're not the only people that

2087
01:47:49,200 --> 01:47:51,600
Speaker 5: told us, like literally, the quote was, Africa is the

2088
01:47:51,600 --> 01:47:55,160
Speaker 5: final frontier. If you think about the globe in terms

2089
01:47:55,240 --> 01:48:00,200
Speaker 5: of land, in terms of resource, in terms of populations,

2090
01:48:00,200 --> 01:48:04,599
Speaker 5: of technology, in terms of opportunity, this is it, right,

2091
01:48:04,680 --> 01:48:06,759
Speaker 5: and so everything is here.

2092
01:48:06,600 --> 01:48:07,519
Speaker 4: For us our crowd.

2093
01:48:07,640 --> 01:48:09,599
Speaker 5: Obviously, when we talked about the Year Returning, I'm glad

2094
01:48:09,600 --> 01:48:13,479
Speaker 5: we highlighted it. And from a historical standpoint, I appreciate

2095
01:48:13,520 --> 01:48:17,160
Speaker 5: that album. It has become the gateway right. People have

2096
01:48:17,520 --> 01:48:19,320
Speaker 5: felt like this is the place that we need to

2097
01:48:19,360 --> 01:48:21,559
Speaker 5: go when we want to go back to Africa, and

2098
01:48:21,640 --> 01:48:24,360
Speaker 5: for good reason. And Shaka, I'm glad we were talking

2099
01:48:24,360 --> 01:48:26,479
Speaker 5: about the Airbnb thing, but it just made me think

2100
01:48:26,520 --> 01:48:28,800
Speaker 5: when we were in a crowd, we didn't stay at

2101
01:48:28,800 --> 01:48:31,639
Speaker 5: the European You didn't stay at the European hotels, right,

2102
01:48:32,200 --> 01:48:34,599
Speaker 5: you were in an airbnbing when you would talk about

2103
01:48:34,640 --> 01:48:37,040
Speaker 5: the pricing during some of these times that you're going,

2104
01:48:37,080 --> 01:48:40,600
Speaker 5: Because I'm like, wow, is it that telling me your

2105
01:48:40,640 --> 01:48:41,800
Speaker 5: experience with Airbnb out there.

2106
01:48:43,160 --> 01:48:48,240
Speaker 13: It's crazy because it's like the rest of the time.

2107
01:48:48,600 --> 01:48:50,880
Speaker 13: The rest of the year, the prices are relatively low,

2108
01:48:50,960 --> 01:48:55,799
Speaker 13: but around Christmas, around Easter times, the prices jumped like triple.

2109
01:48:56,200 --> 01:48:58,840
Speaker 13: And it's not that the prices jumped like triple because

2110
01:48:58,880 --> 01:49:02,040
Speaker 13: people are being exploited, is because there's triple the demand.

2111
01:49:02,080 --> 01:49:05,320
Speaker 13: There's an over subscription. And so I'll be in an

2112
01:49:05,360 --> 01:49:09,840
Speaker 13: Airbnb that's fifty sixty dollars, nice two bedroom apartment the

2113
01:49:09,880 --> 01:49:15,400
Speaker 13: rest of the year. Come December, January, April May, that

2114
01:49:15,439 --> 01:49:17,519
Speaker 13: place is one hundred and fifty dollars a night and

2115
01:49:17,560 --> 01:49:20,599
Speaker 13: it's booked out. So if I don't book it early enough,

2116
01:49:20,920 --> 01:49:23,599
Speaker 13: I don't have nowhere to stay. Like I've been staying

2117
01:49:23,800 --> 01:49:25,680
Speaker 13: for some time now. My friend has put me up

2118
01:49:25,680 --> 01:49:29,040
Speaker 13: at his hotels. He's another African as well, and he

2119
01:49:29,080 --> 01:49:31,240
Speaker 13: has hotels there and he'll put me up at his

2120
01:49:31,360 --> 01:49:33,120
Speaker 13: at his hotels. But if I ain't got one of

2121
01:49:33,160 --> 01:49:35,599
Speaker 13: those places to stay, I ain't got nowhere to stay,

2122
01:49:35,920 --> 01:49:39,360
Speaker 13: because as he said, there's a couple of hotels in Acra,

2123
01:49:39,560 --> 01:49:42,280
Speaker 13: like big hotels that can accommodate a lot of people,

2124
01:49:42,640 --> 01:49:44,960
Speaker 13: and they're full, they're completely full. Go down to the

2125
01:49:44,960 --> 01:49:49,040
Speaker 13: lobbies and you'll see that place is completely full. And

2126
01:49:49,080 --> 01:49:52,160
Speaker 13: another thing that I really wanted to add is I'll

2127
01:49:52,200 --> 01:49:57,519
Speaker 13: be in Acra in a few days, and it's something

2128
01:49:57,560 --> 01:49:58,360
Speaker 13: that I really do.

2129
01:49:58,479 --> 01:49:59,519
Speaker 4: I rarely let.

2130
01:49:59,320 --> 01:50:02,720
Speaker 13: People come and see me or speak to me in

2131
01:50:02,800 --> 01:50:04,760
Speaker 13: any one place. I don't really do meeting Greece. I'm

2132
01:50:04,760 --> 01:50:09,360
Speaker 13: not really that type of guy. But I, with Kwami

2133
01:50:10,160 --> 01:50:13,040
Speaker 13: and with Alvin if he's back, would like to take

2134
01:50:13,080 --> 01:50:16,120
Speaker 13: a group of people who aren't because there's also like

2135
01:50:16,320 --> 01:50:20,200
Speaker 13: three four or five six hundred extra dspor right now

2136
01:50:20,200 --> 01:50:23,519
Speaker 13: are in our crow getting the citizenships. I would like

2137
01:50:23,560 --> 01:50:27,800
Speaker 13: to take a bunch of interested potential investors to the

2138
01:50:27,880 --> 01:50:30,080
Speaker 13: site so that they can see the site and we

2139
01:50:30,120 --> 01:50:32,160
Speaker 13: can have a conversation and get them signed up right

2140
01:50:32,200 --> 01:50:35,360
Speaker 13: there and then, because as you explained earlier, there's forty

2141
01:50:35,400 --> 01:50:38,280
Speaker 13: properties right now and it's not that they will go

2142
01:50:38,360 --> 01:50:41,200
Speaker 13: they're going fast, and so we're trying to give people

2143
01:50:41,840 --> 01:50:44,840
Speaker 13: who are the right people an opportunity to be able

2144
01:50:44,880 --> 01:50:47,240
Speaker 13: to invest so that they can have a place to

2145
01:50:47,280 --> 01:50:50,320
Speaker 13: call home and we can get this thing moving, because

2146
01:50:50,760 --> 01:50:54,360
Speaker 13: this is just the very beginning of a beautiful story

2147
01:50:54,360 --> 01:50:59,519
Speaker 13: where people are looking at this this romanticism of going

2148
01:50:59,600 --> 01:51:02,439
Speaker 13: home to Africa as this you know this everybody is

2149
01:51:02,439 --> 01:51:05,320
Speaker 13: a cliche now, but everybody says that, hey, we're building Wakanda,

2150
01:51:05,360 --> 01:51:08,280
Speaker 13: But then what does that really actually look like a

2151
01:51:08,320 --> 01:51:12,519
Speaker 13: lot of the time it's not fully thought through. Their

2152
01:51:12,600 --> 01:51:17,200
Speaker 13: vision is not inclusive, and it's not really that big

2153
01:51:17,400 --> 01:51:20,680
Speaker 13: or that expansive. Where we're looking is like this is

2154
01:51:21,000 --> 01:51:22,519
Speaker 13: this is a drop in the ocean. This is the

2155
01:51:22,640 --> 01:51:27,000
Speaker 13: very start. And I would look at this, especially as

2156
01:51:27,000 --> 01:51:29,120
Speaker 13: you said, real estate is one of the most important

2157
01:51:29,120 --> 01:51:34,640
Speaker 13: markets in the world. I would look at this as

2158
01:51:34,680 --> 01:51:37,320
Speaker 13: how people who wish they'd got in on the tech

2159
01:51:37,360 --> 01:51:40,080
Speaker 13: companies when the tech companies were first started, or how

2160
01:51:40,160 --> 01:51:43,240
Speaker 13: people wish that they got in on the cryptocurrency when

2161
01:51:43,280 --> 01:51:47,479
Speaker 13: the cryptocurrency first started, and they look on now at

2162
01:51:47,520 --> 01:51:49,840
Speaker 13: twenty years ago with hindsight and be like, damn, I

2163
01:51:49,840 --> 01:51:52,720
Speaker 13: wish I put up my little ten thousand dollars, my

2164
01:51:52,720 --> 01:51:54,200
Speaker 13: little twenty thousand dollars, because.

2165
01:51:54,000 --> 01:51:54,960
Speaker 4: I'd be rich right now.

2166
01:51:55,120 --> 01:51:58,519
Speaker 13: Because twenty years from now, this conversation is going to

2167
01:51:58,520 --> 01:52:02,200
Speaker 13: be well, if you weren't there, you missed a massive opportunity,

2168
01:52:02,240 --> 01:52:03,800
Speaker 13: and there's going to be a lot of people.

2169
01:52:03,520 --> 01:52:04,120
Speaker 4: Being like Damn.

2170
01:52:04,160 --> 01:52:06,479
Speaker 13: I wish I put money into that because we're not

2171
01:52:06,800 --> 01:52:08,360
Speaker 13: the type of people to talk.

2172
01:52:08,479 --> 01:52:09,720
Speaker 4: We're more all of us.

2173
01:52:09,720 --> 01:52:15,479
Speaker 13: Here do more than we speak anyway, and especially where

2174
01:52:15,479 --> 01:52:18,360
Speaker 13: we are now with these these these markets that are

2175
01:52:19,600 --> 01:52:22,320
Speaker 13: emerging and the fact that you can watch this online

2176
01:52:22,760 --> 01:52:26,960
Speaker 13: and have access to a market. It's not some secret

2177
01:52:27,080 --> 01:52:29,200
Speaker 13: thing and it's not a who you know type of thing.

2178
01:52:29,240 --> 01:52:31,440
Speaker 13: We putting out there for everybody to be involved.

2179
01:52:31,800 --> 01:52:32,200
Speaker 4: I want.

2180
01:52:32,760 --> 01:52:34,600
Speaker 13: I think I'm going to maybe start what'sapp group or

2181
01:52:34,600 --> 01:52:35,519
Speaker 13: a telegram group.

2182
01:52:36,000 --> 01:52:38,840
Speaker 16: I'll put it on my social media and I'll give

2183
01:52:38,840 --> 01:52:40,840
Speaker 16: everybody an opportunity to come and do a site with it,

2184
01:52:40,880 --> 01:52:43,080
Speaker 16: because I think it's important for the DS four I

2185
01:52:43,160 --> 01:52:45,800
Speaker 16: actually see what we're doing in real time so that

2186
01:52:45,800 --> 01:52:47,920
Speaker 16: they can see that it's not taught this.

2187
01:52:48,120 --> 01:52:48,800
Speaker 4: We actually have.

2188
01:52:48,840 --> 01:52:53,400
Speaker 13: Foundation in we have land there, and yeah, man, I'm excited.

2189
01:52:53,960 --> 01:52:56,160
Speaker 6: Yes the fact and like you said, imagine if you

2190
01:52:56,160 --> 01:52:58,599
Speaker 6: could buy a real estate in Dubaid in nineteen eighty.

2191
01:52:59,040 --> 01:53:00,759
Speaker 4: It may sound crazy until it happens.

2192
01:53:01,080 --> 01:53:05,320
Speaker 6: And Dubai was in a worse place than Ghana currently,

2193
01:53:05,439 --> 01:53:10,120
Speaker 6: Like Dubai was the desert, nothing there at all. They're like,

2194
01:53:10,120 --> 01:53:15,519
Speaker 6: well they got they got oil, well, I mean, Ghana

2195
01:53:15,560 --> 01:53:19,439
Speaker 6: has a bunch of stuff Coco gold o cos of minerals.

2196
01:53:19,520 --> 01:53:22,280
Speaker 6: So you know, we can't we can't forecast the future.

2197
01:53:22,800 --> 01:53:25,320
Speaker 6: But like I said, I mean there's a reason why

2198
01:53:25,560 --> 01:53:29,360
Speaker 6: very intelligent people are putting a lot of money, energy

2199
01:53:29,640 --> 01:53:35,160
Speaker 6: resources and people like China is actually sending people to Africa.

2200
01:53:35,479 --> 01:53:37,560
Speaker 4: It's not by accident. Tell you that infrastruct tell you

2201
01:53:37,640 --> 01:53:37,960
Speaker 4: that much.

2202
01:53:38,000 --> 01:53:44,000
Speaker 6: So Sombra Cityghana dot com Soambra City s A N

2203
01:53:44,360 --> 01:53:50,679
Speaker 6: B R A C I T Y Ghana, Sombra City, Ghana.

2204
01:53:51,040 --> 01:53:52,840
Speaker 6: And the reason why we named it Somber City is

2205
01:53:52,840 --> 01:53:56,559
Speaker 6: that's the con word for return local dialect. So we

2206
01:53:56,640 --> 01:53:58,200
Speaker 6: just felt like that was a perfect thing as far

2207
01:53:58,240 --> 01:54:01,280
Speaker 6: as you know, talking about you know, that's been a

2208
01:54:01,360 --> 01:54:03,200
Speaker 6: dream for a lot of people to actually reconnect with

2209
01:54:03,240 --> 01:54:03,759
Speaker 6: the continent.

2210
01:54:03,880 --> 01:54:05,080
Speaker 4: So welcome home.

2211
01:54:05,960 --> 01:54:07,799
Speaker 6: And like I said, you can get all the information

2212
01:54:07,920 --> 01:54:11,880
Speaker 6: pricing and everything, but the serious buyers will be prioritized.

2213
01:54:11,920 --> 01:54:13,760
Speaker 6: You can if we have a link tree set up,

2214
01:54:14,200 --> 01:54:16,840
Speaker 6: so you can actually go set an appointment on a

2215
01:54:16,880 --> 01:54:19,959
Speaker 6: link tree to actually have a phone call with somebody,

2216
01:54:20,840 --> 01:54:22,880
Speaker 6: But don't do that unless you're actually serious about buying.

2217
01:54:23,200 --> 01:54:26,080
Speaker 6: But you can do it from the finance side if

2218
01:54:26,120 --> 01:54:28,320
Speaker 6: you're interested in getting a mortgage, and you can do

2219
01:54:28,360 --> 01:54:32,240
Speaker 6: it from the cash buyer perspective as well off site plan.

2220
01:54:33,040 --> 01:54:35,760
Speaker 6: So by the time these homes are built, they're sold

2221
01:54:35,800 --> 01:54:39,360
Speaker 6: out already, so you're buying as the home is actually

2222
01:54:39,400 --> 01:54:42,440
Speaker 6: being built. Right, We'll get you all the legal documents,

2223
01:54:42,440 --> 01:54:46,120
Speaker 6: everything you need to know. But you know, once again,

2224
01:54:46,360 --> 01:54:50,000
Speaker 6: cash buyers will be prioritized, but mortgage buyers are encouraged. Also,

2225
01:54:50,360 --> 01:54:54,160
Speaker 6: it's only forty houses. These will go pretty quickly, and

2226
01:54:55,000 --> 01:54:56,560
Speaker 6: if you miss out on this one, maybe you'll have

2227
01:54:56,600 --> 01:55:01,240
Speaker 6: an opportunity for the next round. But we'll see, uh,

2228
01:55:02,160 --> 01:55:05,320
Speaker 6: we'll see. But yeah, this is uh, this is this

2229
01:55:05,360 --> 01:55:08,720
Speaker 6: is it. This is it right here, then y'all want

2230
01:55:08,720 --> 01:55:10,720
Speaker 6: to thank you, gentlemen, because I think, you know, this

2231
01:55:10,840 --> 01:55:15,560
Speaker 6: is very educational, informational from a variety of different standpoints,

2232
01:55:15,600 --> 01:55:17,839
Speaker 6: and I think it's just great to people just to see.

2233
01:55:18,040 --> 01:55:18,800
Speaker 4: Us working together.

2234
01:55:18,920 --> 01:55:20,840
Speaker 6: You know, everybody's in a different continent right now, and

2235
01:55:20,880 --> 01:55:23,720
Speaker 6: you guys are in different continents, different countries, and took

2236
01:55:23,760 --> 01:55:27,000
Speaker 6: the time out of it, different time zones and took

2237
01:55:27,000 --> 01:55:28,680
Speaker 6: the time to have a conversation with us.

2238
01:55:28,800 --> 01:55:32,120
Speaker 4: Was you know, vitally important and you know.

2239
01:55:32,200 --> 01:55:33,600
Speaker 6: This this is what it is and this is the

2240
01:55:33,640 --> 01:55:36,160
Speaker 6: next iteration of what we've built here at Early Leisure.

2241
01:55:36,560 --> 01:55:38,440
Speaker 6: You know, started with is you know, having a media

2242
01:55:38,520 --> 01:55:41,040
Speaker 6: company and now you know, doing a variety of different

2243
01:55:41,040 --> 01:55:44,160
Speaker 6: things that's tangible and this real estate product is something

2244
01:55:44,160 --> 01:55:45,800
Speaker 6: that we're really proud of and it means a lot.

2245
01:55:46,160 --> 01:55:48,040
Speaker 6: So we want to thank you guys for even allowing

2246
01:55:48,120 --> 01:55:50,040
Speaker 6: us to be a part of it. That's you know,

2247
01:55:50,080 --> 01:55:53,480
Speaker 6: that's that's an important aspect of something that we really

2248
01:55:53,520 --> 01:55:55,960
Speaker 6: think that it's valuable to our community and to the world.

2249
01:55:56,000 --> 01:55:58,480
Speaker 4: So thank you guys and Shaka.

2250
01:55:58,520 --> 01:56:00,560
Speaker 6: How can they contact you if they want, because there's

2251
01:56:00,560 --> 01:56:02,040
Speaker 6: a lot of people before we leave, there's a lot

2252
01:56:02,040 --> 01:56:04,480
Speaker 6: of people that actually are going to Ghana to get

2253
01:56:04,480 --> 01:56:05,800
Speaker 6: their citizenship from America.

2254
01:56:05,960 --> 01:56:08,880
Speaker 4: So should they DM you? Which for that tour?

2255
01:56:09,680 --> 01:56:12,760
Speaker 13: The best way actually is to DM the Sambra City

2256
01:56:13,720 --> 01:56:16,960
Speaker 13: DM so that I can we can consolidate all of

2257
01:56:17,000 --> 01:56:21,480
Speaker 13: the people who are seriously interested in meeting me next week.

2258
01:56:22,680 --> 01:56:25,640
Speaker 13: I will set the date next week that works best

2259
01:56:25,680 --> 01:56:30,520
Speaker 13: for our contractors and for you yourself, Kwame as well,

2260
01:56:30,640 --> 01:56:33,960
Speaker 13: and then we'll give everybody the address. We'll probably all

2261
01:56:34,000 --> 01:56:37,240
Speaker 13: set out from a location and then we'll take everybody

2262
01:56:37,320 --> 01:56:39,600
Speaker 13: down there. It's gonna be hot, so we ain't gonna

2263
01:56:39,600 --> 01:56:42,160
Speaker 13: be out there for hours. We'll probably do like thirty

2264
01:56:42,200 --> 01:56:45,000
Speaker 13: minutes to an hour, and then maybe afterwards we'll go

2265
01:56:45,080 --> 01:56:49,880
Speaker 13: to a hotel one that will work out between now

2266
01:56:49,880 --> 01:56:53,880
Speaker 13: and then and sign people up. So I would say

2267
01:56:54,000 --> 01:57:00,200
Speaker 13: DM at Sambra City, Ghana the Instagram and say Hey,

2268
01:57:00,360 --> 01:57:03,120
Speaker 13: I'm in Ghana and I want to meet for this

2269
01:57:04,680 --> 01:57:07,280
Speaker 13: for this site. Visit and then we'll send you a

2270
01:57:07,320 --> 01:57:10,080
Speaker 13: text or we'll send you a message with the correspondence

2271
01:57:10,160 --> 01:57:13,720
Speaker 13: in there. As I said before, I've never done that before,

2272
01:57:13,760 --> 01:57:15,960
Speaker 13: like a personal Hey guys, I'm going to be here.

2273
01:57:16,000 --> 01:57:18,840
Speaker 13: I always I don't know anybody who knows me knows

2274
01:57:18,840 --> 01:57:20,680
Speaker 13: that I'm actually never where I say that I am.

2275
01:57:20,680 --> 01:57:25,400
Speaker 13: I'm always a month I'm always a month behind in posting.

2276
01:57:25,720 --> 01:57:28,800
Speaker 13: But I'm going to do this because one, Ghana is safe,

2277
01:57:28,840 --> 01:57:31,520
Speaker 13: but two I want to show people that I'm really

2278
01:57:31,560 --> 01:57:34,960
Speaker 13: here on the ground trying to get the work done

2279
01:57:35,000 --> 01:57:37,680
Speaker 13: and trying to get people to the site. So DM

2280
01:57:37,920 --> 01:57:40,160
Speaker 13: Sambra City and we will send you a d M

2281
01:57:40,280 --> 01:57:42,600
Speaker 13: back and hopefully we'll see that because there's a whole

2282
01:57:42,600 --> 01:57:45,200
Speaker 13: bunch of dsper who are in Ghana right now, and

2283
01:57:45,200 --> 01:57:46,640
Speaker 13: we'd love to see you and we'd love to give

2284
01:57:46,640 --> 01:57:47,480
Speaker 13: you this opportunity.

2285
01:57:48,040 --> 01:57:54,160
Speaker 6: Sure and follow everybody follow follow Sambra City Ghana on

2286
01:57:54,240 --> 01:57:57,120
Speaker 6: Instagram and Instagram and that has all the what has

2287
01:57:57,160 --> 01:57:58,520
Speaker 6: all the updates.

2288
01:57:58,160 --> 01:57:59,440
Speaker 4: That's been going on and all that stuff.

2289
01:57:59,480 --> 01:58:04,320
Speaker 6: So follow Sombra City, Ghana on Instagram and go to Sombra.

2290
01:58:04,000 --> 01:58:09,160
Speaker 4: Cityghana dot com. That's the website. It feels so in

2291
01:58:09,160 --> 01:58:10,440
Speaker 4: line with everything we've better done.

2292
01:58:10,440 --> 01:58:13,320
Speaker 5: Like people literally have watched us build Ernilidia and now

2293
01:58:13,360 --> 01:58:16,240
Speaker 5: they get to watch this project being built. Right if

2294
01:58:16,240 --> 01:58:17,800
Speaker 5: you go to the page, you can see it where

2295
01:58:18,240 --> 01:58:21,360
Speaker 5: concrete is being poor, where it land is being excavated.

2296
01:58:21,400 --> 01:58:23,520
Speaker 5: When we went and just walked to land to see it,

2297
01:58:23,880 --> 01:58:26,240
Speaker 5: like all that is part of the process. So, I mean,

2298
01:58:26,240 --> 01:58:29,000
Speaker 5: it's just an interesting time. It's an interesting opportunity. Make

2299
01:58:29,040 --> 01:58:31,520
Speaker 5: sure you take advantage of it. All right, guys, it's

2300
01:58:31,560 --> 01:58:35,280
Speaker 5: been real. We'll see you on the other side. Thank you,

2301
01:58:35,960 --> 01:59:00,440
Speaker 5: Thank you, guys.

2302
01:59:07,240 --> 01:59:10,920
Speaker 1: An illegal alien from Guatemala charged with raping a child

2303
01:59:10,960 --> 01:59:14,760
Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador

2304
01:59:15,000 --> 01:59:19,120
Speaker 1: accused of murdering a Texas man of Venezuelan charged with

2305
01:59:19,200 --> 01:59:23,080
Speaker 1: filming and selling child pornography in Michigan. These are just

2306
01:59:23,200 --> 01:59:26,960
Speaker 1: some of the heinous migrant criminals caught because of President

2307
01:59:27,000 --> 01:59:30,760
Speaker 1: Donald J. Trump's leadership. I'm Christy Noman, the United States.

2308
01:59:30,600 --> 01:59:32,360
Speaker 2: Secretary of Homeland Security.

2309
01:59:32,680 --> 01:59:36,440
Speaker 1: Under President Trump, attempted illegal border crossings are at the

2310
01:59:36,480 --> 01:59:40,360
Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal

2311
01:59:40,400 --> 01:59:44,200
Speaker 1: aliens have been arrested. If you are here illegally, your

2312
01:59:44,320 --> 01:59:47,640
Speaker 1: next you will be fine nearly one thousand dollars a day,

2313
01:59:47,800 --> 01:59:48,960
Speaker 1: imprisoned and.

2314
01:59:48,880 --> 01:59:51,040
Speaker 2: Deported, you will never return.

2315
01:59:51,360 --> 01:59:54,400
Speaker 1: But if you register using our CBP home app and

2316
01:59:54,480 --> 01:59:57,360
Speaker 1: leave now, you could be allowed to return legally.

2317
01:59:57,720 --> 01:59:59,880
Speaker 2: Do what's right. Leave now.

2318
02:00:00,320 --> 02:00:04,640
Speaker 1: Under President Trump, America's laws, border and families.

2319
02:00:04,280 --> 02:00:05,080
Speaker 2: Will be protected.

2320
02:00:05,200 --> 02:00:07,320
Speaker 3: Sponsored by the United States Department of Homeland Security.