WEBVTT - How To Invest in Yourself PT. 1 0:00:06.080 --> 0:00:08.560 What's up. Family, I'm your girl to meeke A D. Mallory, 0:00:08.640 --> 0:00:10.959 and it's your boy and my son in general, and 0:00:11.000 --> 0:00:14.160 we are your host of street politicians, the place where 0:00:14.160 --> 0:00:18.160 the streets and politics meet. It's you know a lot 0:00:18.200 --> 0:00:28.760 of good energy, good energy, good energy, positivity. We're talking 0:00:26.600 --> 0:00:31.880 any Yes, today we're talking about money. We're gonna be 0:00:31.880 --> 0:00:35.200 talking about money a lot. Like folks can can kind 0:00:35.200 --> 0:00:39.720 of just just accept the fact that street politicians and 0:00:39.800 --> 0:00:41.839 money is going to be a thing, because it's like 0:00:41.880 --> 0:00:43.600 we're scared to talk about money. You know. One of 0:00:43.640 --> 0:00:47.040 the things I noticed, even until Freedom, we sit down 0:00:47.080 --> 0:00:50.519 for meetings and we know that a major part of 0:00:50.520 --> 0:00:53.440 the discussion has to be fundraising and where we're gonna 0:00:53.440 --> 0:00:57.680 and ad servicing the people who have given us resources 0:00:57.680 --> 0:01:01.360 over time. But for some reason, we will talk about 0:01:01.720 --> 0:01:06.119 cases families were supporting, where we need to be, how 0:01:06.240 --> 0:01:08.360 we need to get it done, all of the things. 0:01:08.400 --> 0:01:11.200 We will will talk talking about our mental health, We'll 0:01:11.200 --> 0:01:13.960 start talking about the whatever we have to do for 0:01:14.040 --> 0:01:18.880 ourselves and our until freedom community, other people's problems, everything, 0:01:19.120 --> 0:01:23.120 And then we spend this short amount of time focused 0:01:23.200 --> 0:01:26.480 on fundraising so much that now we have had to 0:01:26.560 --> 0:01:29.880 say no, these meetings are only gonna be about fundraising, 0:01:30.000 --> 0:01:33.000 so we can force ourselves to talk about money. There 0:01:33.120 --> 0:01:37.000 is something about now Linda who she is. She is 0:01:37.120 --> 0:01:39.759 Arab American, right, I don't know if that's a thing, 0:01:39.920 --> 0:01:44.360 but she's Arab. However, she's an American. Um. She doesn't 0:01:44.400 --> 0:01:46.760 mind talking about money. She wants to talk about money 0:01:47.080 --> 0:01:49.800 every single day. And I know that there are stereotypes 0:01:49.840 --> 0:01:53.360 about communities, but I think that the way in which 0:01:53.400 --> 0:01:57.080 she was raised it has always been important. Like her 0:01:57.120 --> 0:02:01.120 father being an entrepreneur, he goes all ways, trained them 0:02:01.200 --> 0:02:04.000 to get their money and save their money and not 0:02:04.160 --> 0:02:07.680 spend exuberant amounts on things that don't matter. I think 0:02:07.720 --> 0:02:10.520 with us as black people, somewhere along the line, it's 0:02:10.560 --> 0:02:12.959 like the like, we got scared that we can't talk 0:02:13.000 --> 0:02:15.960 about money, we can't raise money, we can't have money, 0:02:16.000 --> 0:02:20.080 we can't buy a house, we can't have why because 0:02:20.120 --> 0:02:24.560 you know, we've been taught that in our communities, when 0:02:24.600 --> 0:02:27.880 you actually get money, you become a target. You've done 0:02:27.919 --> 0:02:31.680 something wrong, right, people like you know. We was talking 0:02:31.720 --> 0:02:34.079 to Mona and she said, people will promote you, and 0:02:34.120 --> 0:02:35.600 they wanted to act like they want to see you 0:02:35.600 --> 0:02:37.160 get to a certain level, then when they get you 0:02:37.200 --> 0:02:39.760 telebrit they want to tell you that. Right, so people 0:02:39.800 --> 0:02:41.600 want to see you good. Just do good. It's not 0:02:41.639 --> 0:02:44.120 better than them, and it's it's sad, it's it's a 0:02:44.240 --> 0:02:47.320 it's a mind state that for some reason our culture 0:02:47.320 --> 0:02:51.280 has adopted. You know that, especially in the arena that 0:02:51.320 --> 0:02:55.600 we're in, we feel we feel bad about having resources, 0:02:55.639 --> 0:02:59.040 about being able to pay rent, about having nice clothes, 0:02:59.160 --> 0:03:02.680 about having being able to pay You feel bad because 0:03:02.880 --> 0:03:06.200 if you're fighting for the people, there is this that 0:03:06.280 --> 0:03:08.960 you should be right there. You should get a job 0:03:09.080 --> 0:03:11.320 like you should work in McDonald's. You should be on 0:03:11.360 --> 0:03:17.360 the front line. You should put your and people. And 0:03:17.400 --> 0:03:19.600 if you're not doing that, then you've done something wrong. 0:03:19.680 --> 0:03:23.280 You're cheating the people, you're robbing the people, you're capitalizing 0:03:23.320 --> 0:03:27.560 all black everything wrong. Right. People outside that can talk 0:03:27.560 --> 0:03:30.720 about killing us and this and now they can promote anything, 0:03:30.800 --> 0:03:33.800 the most negative things in the world. They can be billionaires, 0:03:34.080 --> 0:03:35.960 they could sell they could do everything, and people will 0:03:36.000 --> 0:03:38.920 celebrate them. But when you are in this field, if 0:03:38.920 --> 0:03:41.080 you have a dollar over lunch meet, you are somehow 0:03:41.200 --> 0:03:44.600 criminal and you're robbing your community. So we we we 0:03:44.600 --> 0:03:47.280 we we are traumatized by that. Most people are traumatized 0:03:47.320 --> 0:03:49.960 by that. I don't I don't subscribe to that. I 0:03:49.960 --> 0:03:53.040 don't subscribe to the poor righteous teacher. I don't subscribe 0:03:53.080 --> 0:03:55.839 to you being broke in order to have to take 0:03:55.880 --> 0:03:58.000 care of your people. It doesn't even make sense. I 0:03:58.040 --> 0:04:00.600 think those are the anybody who's going to fight and 0:04:00.640 --> 0:04:03.320 die for our people to make sure justice, equity, and 0:04:03.360 --> 0:04:07.320 equality should be people that are substantially taken care of 0:04:07.480 --> 0:04:09.680 and should have probably more resource than the rest of 0:04:09.680 --> 0:04:12.200 the people. But that's just how I feel. So, you know, 0:04:12.320 --> 0:04:13.760 I think we have to get out of that mind 0:04:13.800 --> 0:04:17.320 state of being afraid to talk about money, because when 0:04:17.360 --> 0:04:19.960 we talk about freedom, freedom main free. The enemy that's 0:04:19.960 --> 0:04:22.480 trying to kill us and stop us from moving, they 0:04:22.520 --> 0:04:26.600 are investing billions of dollars into that. React absolutely, So 0:04:26.720 --> 0:04:29.520 if you're not investing thousands or hundreds of dollars or 0:04:29.560 --> 0:04:31.800 even a million dollars into that, how do you think 0:04:31.800 --> 0:04:34.400 you're gonna beat them? So I had somebody say to 0:04:34.480 --> 0:04:38.039 me recently, and I had this conversation with Dr Bernie's King, 0:04:38.400 --> 0:04:42.559 which is Martin Luther King's daughter, Martin Luther King Junior's daughter, 0:04:43.200 --> 0:04:46.400 Dr Martin Luther King Junior's daughter. Let's get that right 0:04:46.480 --> 0:04:51.719 for respect in the period. And the thing that came 0:04:51.800 --> 0:04:54.880 up was I was I was doing an interview UM 0:04:55.040 --> 0:05:00.120 and someone said, well, even the King's Center, they have 0:05:00.240 --> 0:05:04.280 corporate sponsors and they shouldn't be taking money because Dr 0:05:04.400 --> 0:05:08.160 King didn't have no corporate responses. And the question that 0:05:08.200 --> 0:05:11.080 I have is number one, do you give them money, 0:05:11.200 --> 0:05:14.960 even even five dollars? Even five dollars? Do you give 0:05:15.000 --> 0:05:17.279 it to the King's Center, which is a place that 0:05:17.400 --> 0:05:21.040 is carrying on the legacy of CORRECTA Scott King and 0:05:21.320 --> 0:05:24.359 Dr King, not just from a perspective of like a 0:05:24.680 --> 0:05:29.120 you know, a memorabilia, but there's programming at the King's Center. 0:05:29.400 --> 0:05:34.000 They also deal with conflict resolution. I remember when I 0:05:34.040 --> 0:05:37.680 was going through, you know, some real public conflict um 0:05:37.839 --> 0:05:42.320 and and particularly what happened with Um Samaria Rice. You 0:05:42.360 --> 0:05:46.040 know when they I was sent a letter demanding that 0:05:46.080 --> 0:05:49.040 I meet with her, and you know the whole story, 0:05:49.080 --> 0:05:51.400 demanding that I meet with a bunch of people. And 0:05:51.440 --> 0:05:54.040 I said, okay, no problem, I would like to bring 0:05:54.520 --> 0:05:57.880 Dr Bernie's King with me to the meeting. One. You know, 0:05:57.960 --> 0:05:59.840 even though I know Dr King and I love her. 0:06:00.160 --> 0:06:04.240 She tells my ask the truth all the time. Let's 0:06:04.240 --> 0:06:06.680 just be clear. She sees something she don't like, she 0:06:06.800 --> 0:06:09.560 picks up the phone and she's like, listen, this is 0:06:09.560 --> 0:06:11.520 not right. I don't think y'all are doing it right. 0:06:11.800 --> 0:06:15.080 Don't invoke my father's name in things that are not 0:06:15.279 --> 0:06:18.440 true to what it is that he was trying to accomplish. 0:06:18.440 --> 0:06:20.840 She never said that to me, thank god, but I 0:06:20.880 --> 0:06:24.320 know she does to other people just in general. Right. 0:06:24.640 --> 0:06:27.000 And so this is a very very This is a 0:06:27.040 --> 0:06:32.320 woman who knows how to be um. Uh. She's four 0:06:32.360 --> 0:06:35.039 black people a hundred percent, but she knows how to 0:06:35.320 --> 0:06:39.320 be um. What is the word neutral? In any space? 0:06:39.600 --> 0:06:44.160 You need environments like that because there is tension in movements. 0:06:44.560 --> 0:06:48.240 We should be invested in making sure that the King 0:06:48.400 --> 0:06:52.560 Center is a staple place in our community that can 0:06:52.640 --> 0:06:55.719 do all of these things. So rap, and and how 0:06:55.880 --> 0:06:59.360 the hell do you think that she is going to 0:06:59.400 --> 0:07:03.960 be able to be herself, speak truth to power, challenge 0:07:04.000 --> 0:07:08.320 white supremacy. She's supposed to go work again at the McDonald's. 0:07:08.320 --> 0:07:11.240 That's not gonna that's not gonna happen. She has her 0:07:11.320 --> 0:07:16.920 parents legacy to continue. So who else is gonna pay 0:07:16.960 --> 0:07:20.520 for if we are not invested saying let's give five dollars, 0:07:20.520 --> 0:07:24.960 ten dollars, two dollars. No, you're not even supposed to 0:07:25.040 --> 0:07:27.680 take it if it falls from the sky, because no, 0:07:27.720 --> 0:07:29.720 not in scorporal. If it falls from the sky is 0:07:29.760 --> 0:07:33.680 George Sorrows is money. You gotta get it right. What's wrong? 0:07:33.800 --> 0:07:38.440 You forgot? This is what I'm saying. So there's always 0:07:38.440 --> 0:07:41.800 gonna be something, And I think that that for us 0:07:41.840 --> 0:07:44.800 means we have to push back against that, and we've 0:07:44.840 --> 0:07:48.000 got to focus on money all the time so that 0:07:48.080 --> 0:07:52.000 we are constantly educating ourselves, our children, and our community 0:07:52.280 --> 0:07:55.400 on something that people have tried to keep us away from, 0:07:55.760 --> 0:07:58.760 so that one it's a divisive tool not to have 0:07:58.920 --> 0:08:02.280 us talk about money, and two so that we will 0:08:02.320 --> 0:08:04.680 never ever because the next step. First of all, you 0:08:04.800 --> 0:08:08.320 educate people on the how and the what's right. Then 0:08:08.440 --> 0:08:11.800 you educate them on the unity piece, how you pull 0:08:11.880 --> 0:08:15.400 your resources together. And I promise you that whoever plants 0:08:15.480 --> 0:08:18.920 the seeds that money is bad for black people, those 0:08:18.960 --> 0:08:22.040 are the same folks or that is the same force 0:08:22.560 --> 0:08:24.480 that does not want us to figure out how to 0:08:24.520 --> 0:08:28.120 bring our money together. So one point three or one 0:08:28.160 --> 0:08:30.840 point four now trillion dollars that we spend will be 0:08:30.920 --> 0:08:34.400 in our own communities. You ain't said nothing but the truth. 0:08:34.640 --> 0:08:37.880 I mean, I'm just saying so anyway, speaking of that, 0:08:37.920 --> 0:08:43.440 we're UM and at the time that this interview airs, 0:08:43.520 --> 0:08:47.960 we God willing that all things work out is they're 0:08:47.960 --> 0:08:52.080 supposed to, will be in Africa on sort of a 0:08:52.120 --> 0:08:56.480 pilgrimage for us where we are traveling UM to sacred Land. 0:08:57.440 --> 0:09:00.120 I think we need it. Like we've been fighting so 0:09:00.400 --> 0:09:05.600 much and just against so many things internally externally, I 0:09:05.640 --> 0:09:09.320 think it's time for us to have a reset and 0:09:09.480 --> 0:09:13.440 a focus on UM, you know, on on where are people, 0:09:13.840 --> 0:09:17.840 where the origination of all people, let's be clear begin, 0:09:18.520 --> 0:09:26.160 but also the activists and the community, especially since George 0:09:26.160 --> 0:09:31.600 Floyd's murder, since people you know, since that time, people 0:09:31.720 --> 0:09:35.160 from Africa and other places around the globe have been 0:09:35.200 --> 0:09:38.079 reaching out to us, reaching out trying to learn more 0:09:38.080 --> 0:09:41.679 about until freedom, teaching us things that they are doing 0:09:41.800 --> 0:09:45.840 in their UM communities and you know, across the world 0:09:45.840 --> 0:09:48.640 and particularly in Africa. And I think we UM are 0:09:48.720 --> 0:09:53.000 will do ourselves justice as leaders to go deeper and 0:09:53.080 --> 0:09:56.960 to understand that the world is not just here in America, 0:09:57.080 --> 0:10:00.280 but there is a world outside of that, you know, 0:10:00.360 --> 0:10:02.319 I look forward to it though, you know, just the 0:10:02.720 --> 0:10:07.760 pilgrimage to the motherland, you know, being able to formulate 0:10:08.000 --> 0:10:13.920 and just come into bring into fruition. What until freedom 0:10:13.960 --> 0:10:16.240 really needs to push you to the next level. You know. 0:10:16.320 --> 0:10:19.239 For me, it's just this work that we do is selfless, 0:10:19.880 --> 0:10:21.880 but it is for our people, and we want to 0:10:21.920 --> 0:10:26.400 see something. We want to cataport our organization into a 0:10:26.480 --> 0:10:30.120 position to where is able to really effect change. And 0:10:30.160 --> 0:10:34.200 I think going to Africa and sitting with our people 0:10:34.320 --> 0:10:37.400 and filling the essence of the ancestors is going to 0:10:37.480 --> 0:10:40.559 take you know, our organization into the next level of 0:10:40.600 --> 0:10:42.680 the work that's needed to be done. So I definitely 0:10:42.679 --> 0:10:45.560 look forward to that. So let's get into our interview today, 0:10:45.600 --> 0:10:48.880 because we're talking about money, money, money mine. Some people 0:10:48.880 --> 0:10:50.800 do bad things for that money, money, money, but we're 0:10:50.800 --> 0:10:53.320 talking about the good stuff, the good stuff, and were 0:10:53.320 --> 0:10:56.720 talking to some good brothers. You're my brothers from Arni Leisure, 0:10:57.559 --> 0:11:01.200 you know, with Shard Bloud and Troy Miller, two of 0:11:01.320 --> 0:11:06.760 the biggest I mean the biggest because that's what they say. 0:11:06.920 --> 0:11:12.160 They have the biggest conversations. Say you know. They are 0:11:12.200 --> 0:11:17.240 two of the biggest wealth connoisseurs I call them. They 0:11:17.280 --> 0:11:20.360 talk about wealth, and they talk about financial literacy and 0:11:20.400 --> 0:11:23.959 how it is important, not just important, it is imperative 0:11:24.520 --> 0:11:26.640 for us to be teaching not only our kids but 0:11:26.800 --> 0:11:30.280 everyone in our culture about how important it is and 0:11:30.320 --> 0:11:33.240 how it is just as important as anything else that 0:11:33.280 --> 0:11:36.080 we learn in school, if not more important. So these 0:11:36.120 --> 0:11:38.920 brothers are gonna break it down for you. We're gonna 0:11:38.960 --> 0:11:42.440 talk about cryptocurrency, you know, because I want to know. 0:11:42.679 --> 0:11:44.360 I want to know about stuff. I want to know 0:11:44.360 --> 0:11:47.280 about cryptocurrency because I might invest my money and you 0:11:47.640 --> 0:11:50.040 in your crypto little coins. I might invest my want 0:11:50.080 --> 0:11:52.640 to know about crypto too, but I also feel like 0:11:53.160 --> 0:11:56.000 is it safe? So you know, I want to know 0:11:56.000 --> 0:11:57.800 about that. And then also we got to ask them 0:11:57.800 --> 0:12:01.800 about the federal government because out other people see folks, 0:12:01.840 --> 0:12:05.280 black folks particularly making a little money let change, and 0:12:05.320 --> 0:12:08.079 they're like, oh, we need regulations. So we're gonna talk 0:12:08.120 --> 0:12:10.040 to our brothers about that. And they're gonna give us 0:12:10.480 --> 0:12:13.280 all of the tea, all the tea earn your leisure. 0:12:13.320 --> 0:12:15.200 First of all, I think they started in two thousand 0:12:15.240 --> 0:12:19.880 and nineteen, but before that they were teaching financial literacy 0:12:20.280 --> 0:12:25.080 to public school students. In the Bronx, they launched Earn 0:12:25.120 --> 0:12:28.559 Your Leisure to discuss the money plays behind the scenes 0:12:28.600 --> 0:12:31.360 in sports, entertainment and business. So they wanted to just 0:12:31.400 --> 0:12:34.080 talk about what was going on, like, you know what, 0:12:34.360 --> 0:12:36.360 how you get money in sports and all of that. 0:12:36.480 --> 0:12:41.160 But it obviously has blossomed into so much. They have 0:12:41.400 --> 0:12:44.640 five They have at least five million downloads of people 0:12:44.679 --> 0:12:48.920 who have sat down and watched and listened to the episodes. 0:12:49.200 --> 0:12:54.040 They got four hundred and twenty two thousand YouTube subscribers subscribers, 0:12:54.400 --> 0:12:56.640 which is a big deal because you know, getting people 0:12:56.640 --> 0:12:59.200 to subscribe on YouTube. First of all, I've not ever 0:12:59.280 --> 0:13:03.360 dried it, but but I know other people who have, 0:13:03.920 --> 0:13:06.040 and it seems to be quite a thing. But they 0:13:06.080 --> 0:13:10.000 have seven hundred and two thousand Instagram followers, followers, seven 0:13:10.080 --> 0:13:14.560 hundred thousand Instagram followers, these brothers have from talking about 0:13:14.679 --> 0:13:22.640 financial literacy, that's dough. Let's bring on our guests, yea, 0:13:26.160 --> 0:13:31.640 our brothers, Earn Your Leisure, Rashard Balau and Troy Melons. 0:13:31.679 --> 0:13:33.880 I'm so happy to have them on here today so 0:13:33.960 --> 0:13:37.520 we can like get old stuff. Yeah, you know, these 0:13:37.600 --> 0:13:41.520 these are brothers from the b X, from the You 0:13:41.559 --> 0:13:43.559 know what I'm saying something. I always feel good when 0:13:43.559 --> 0:13:45.720 I see my brothers from the Bronx doing what they do. 0:13:46.120 --> 0:13:50.280 They are elevating the culture. They are the new generation 0:13:50.760 --> 0:13:53.920 culture leaders, like you know what they're doing with this 0:13:54.000 --> 0:13:59.760 whole cryptocurrency and just empowerment about finances and teaching us 0:13:59.760 --> 0:14:02.840 how to be entrepreneurs and think outside of the box 0:14:03.400 --> 0:14:07.360 and have intergenerational wealth is just something that is inspiring. 0:14:07.720 --> 0:14:10.240 You know, watching these brothers, I have the pleasure to 0:14:10.280 --> 0:14:12.679 say that I was one of like early was on 0:14:12.720 --> 0:14:15.720 this show earlier, you know what I'm saying, just watching 0:14:15.880 --> 0:14:18.040 you know what I'm saying, Yeah, just watching them and 0:14:18.120 --> 0:14:20.440 just being proud man. Just you know, a lot of 0:14:20.520 --> 0:14:24.480 us we don't support or celebrate people that are actually 0:14:24.480 --> 0:14:26.880 winning because, you know, for some reason, we see it 0:14:26.960 --> 0:14:28.960 as as men. We don't want to do it a lot. 0:14:29.040 --> 0:14:30.920 But I just want to say, yeah, a competition, but 0:14:30.960 --> 0:14:33.360 I want to say that I admire you brothers, and 0:14:33.400 --> 0:14:36.200 you inspired me every day. Today I was listening to 0:14:36.280 --> 0:14:38.560 your Breakfast Club interview and I was like, yeah, I 0:14:38.560 --> 0:14:42.000 gotta I gotta be out here working, I gotta do more. 0:14:42.440 --> 0:14:44.400 I just gotta do more. Shout out to nineteen Keys, 0:14:44.440 --> 0:14:47.040 your brothers. All of your brothers inspired me. So it's 0:14:47.040 --> 0:14:49.000 a pleasure to have you all on our show. You 0:14:49.040 --> 0:14:52.600 know what's funny the whole conversation around with you know, 0:14:52.680 --> 0:14:56.239 you guys being on Breakfast Club. Sometimes I talked to Charlottage. 0:14:56.320 --> 0:14:59.840 He and I talk actually every single day, and you know, 0:15:00.040 --> 0:15:03.560 we've been debating whether or not n f T s cryptoque, 0:15:03.600 --> 0:15:06.640 like what's good, what's not? You know, should we be 0:15:06.760 --> 0:15:09.240 invested here and there? So I'm glad that y'all got 0:15:09.320 --> 0:15:11.840 a chance to sit down together because hopefully some of 0:15:11.880 --> 0:15:15.960 the issues and concerns that he had, um and that 0:15:16.080 --> 0:15:19.320 I have, you know, have been sort of addressed. So again, 0:15:19.400 --> 0:15:21.760 thank you all for being with us. Thank you, thank 0:15:21.800 --> 0:15:23.480 you for having us and mice So I appreciate you 0:15:23.480 --> 0:15:29.320 wearing that dreams to night. Man. It's crazy, yeah you know, yeah, yeah, 0:15:31.120 --> 0:15:33.640 I was just with my cousin, uh Punchy yesterday. He 0:15:33.680 --> 0:15:35.360 actually came and dropped some murch off and he was 0:15:35.360 --> 0:15:38.160 talking about you. Um. So yeah, man, keep up the 0:15:38.200 --> 0:15:40.920 great work. I appreciate you guys, and again we appreciate 0:15:40.960 --> 0:15:43.400 you blessing our platform and Tanica, thank you for pulling 0:15:43.480 --> 0:15:46.280 up to activation. That was a pleasure meeting even a 0:15:46.280 --> 0:15:48.720 person and you know, being long time supporters of you, 0:15:48.800 --> 0:15:52.360 so this this is a privilege right here, absolutely, and 0:15:52.520 --> 0:15:54.800 y'all you know we're talking with Shine that day. That 0:15:54.880 --> 0:15:59.120 was an incredible interview, um that happened in that space, 0:15:59.240 --> 0:16:02.280 and you know we had Shine on as well. I 0:16:02.320 --> 0:16:06.200 feel like we as a community, like all of us 0:16:06.200 --> 0:16:09.640 who are now getting older, especially you know above, like say, 0:16:09.720 --> 0:16:13.880 I guess thirty five, but definitely forty, we're getting We're 0:16:14.040 --> 0:16:18.280 understanding what was lacking and what we weren't taught when 0:16:18.320 --> 0:16:20.880 we were younger. We're getting it. And I think that 0:16:21.000 --> 0:16:23.840 the fact that we're not getting it at seventy and 0:16:23.880 --> 0:16:27.560 we're so much closer to the younger generation, I think 0:16:27.600 --> 0:16:30.560 this generation is gonna be a little bit different and 0:16:30.560 --> 0:16:34.360 and better for the information that people like you are 0:16:34.400 --> 0:16:38.160 trying to teach, so, you know, the financial literacy. And 0:16:38.160 --> 0:16:40.320 I guess a question that I would ask in that 0:16:40.560 --> 0:16:44.000 is like why do y'all feel like financial literacy is 0:16:44.040 --> 0:16:46.200 so important? Like this is not you know, is it? 0:16:46.240 --> 0:16:48.960 Is it? It's not the cool hip hop, it's not 0:16:49.000 --> 0:16:50.960 the you know, Oh I'm a rapper. I'm this that 0:16:51.080 --> 0:16:53.880 in the third you know you you're doing something that's 0:16:54.000 --> 0:16:56.640 very different, and so why would you say this was 0:16:56.680 --> 0:16:59.680 where you wanted to lean in. Well, I think it's 0:16:59.720 --> 0:17:01.880 import one because I was talking about this the other day, 0:17:01.920 --> 0:17:04.760 Like if you look at the school system, Um, there's 0:17:04.800 --> 0:17:07.320 certain things that are like mandatory that you have to learn. 0:17:07.359 --> 0:17:08.720 At least when I was in school, it was like 0:17:08.800 --> 0:17:10.719 earth science, we had a regius exam, like you had 0:17:10.760 --> 0:17:13.760 to take earth science. You had to take chemistry, you 0:17:13.800 --> 0:17:17.399 gotta take math, Um, you gotta take like biology, different 0:17:17.400 --> 0:17:21.320 things like history and UM. I don't understand why financial 0:17:21.359 --> 0:17:24.040 literacy and finances is it's something that's mandatory because it's like, 0:17:24.119 --> 0:17:26.439 let's take earth science or biology, and that's great to 0:17:26.480 --> 0:17:29.119 know we need more scientists, but the vast majority of 0:17:29.119 --> 0:17:30.960 people are not going to use those skill sets unless 0:17:30.960 --> 0:17:34.520 you're a chemist or a doctor. Where every single person 0:17:34.920 --> 0:17:37.119 has to have financial literacy. It doesn't matter whether you 0:17:37.119 --> 0:17:39.440 work for sanitation, or whether you're President of United States, 0:17:39.520 --> 0:17:41.800 or whether you're a podcast or whether you're a basketball player. 0:17:41.920 --> 0:17:45.160 The common denominator is that everybody's gonna pay taxes. Everybody 0:17:45.160 --> 0:17:48.320 has to retire everybody you know has to, you know, 0:17:48.400 --> 0:17:51.960 save money. Everybody opens bank accounts, everybody uses credit cards. 0:17:52.040 --> 0:17:55.040 Everybody you know should be concerned about their credit score. 0:17:55.040 --> 0:17:56.440 Everybody at one point in time is gonna have to 0:17:56.520 --> 0:17:58.399 live somewhere, whether you're in an apartment or whether you 0:17:58.400 --> 0:18:00.560 own a home. So these are things is that every 0:18:00.600 --> 0:18:02.800 single person does, but we're not educated on it. Like 0:18:02.960 --> 0:18:05.000 there's no education on how to buy a home in 0:18:05.000 --> 0:18:06.919 the school system. And what happens is that you just 0:18:06.920 --> 0:18:08.359 go out there and you just wing it. Go to 0:18:08.440 --> 0:18:10.159 a bank. You don't know if they're giving you the 0:18:10.200 --> 0:18:12.040 best interest rate, you don't know what type of mortgage 0:18:12.040 --> 0:18:13.680 you're getting. You just you know, hopefully you just don't 0:18:13.680 --> 0:18:15.560 get taken advantage. You don't even think about getting taken 0:18:15.560 --> 0:18:18.119 advantage of because you don't even have any knowledge to 0:18:18.119 --> 0:18:21.320 even ask a question. So taxes, same thing, Like, you know, 0:18:21.320 --> 0:18:24.280 we see so many people falling in issues and hard 0:18:24.280 --> 0:18:26.760 times with taxes. People get drafted into the NBA, don't 0:18:26.760 --> 0:18:29.159 even know that they have to actually pay taxes one 0:18:29.240 --> 0:18:31.639 years old. So I feel like financial literacy is one 0:18:31.640 --> 0:18:33.840 of these things that just as important as reading and 0:18:33.880 --> 0:18:36.840 writing and math and um, I feel like you know, 0:18:36.920 --> 0:18:39.879 since it's not you know, taught in the school system, 0:18:39.880 --> 0:18:42.080 and since it for a long time it wasn't popular, 0:18:42.119 --> 0:18:44.159 it wasn't sexy. Then it was just you know, our 0:18:44.240 --> 0:18:46.199 obligation and just kind of champion. And I feel like 0:18:46.200 --> 0:18:49.080 everybody has different you know, strengths and different missions that 0:18:49.119 --> 0:18:51.200 they're on. Some people who do like the political side. 0:18:51.240 --> 0:18:54.360 Some people do you know, criminal reform. You know, our 0:18:54.400 --> 0:18:56.520 our angle is financial literacy and just try to empower 0:18:56.600 --> 0:18:59.200 people through that. So I think it's extremely important something 0:18:59.240 --> 0:19:02.800 that you know, everybody, um should should be aware of. 0:19:02.880 --> 0:19:06.640 Everybody should should be knowledgeable of, and um I think 0:19:06.680 --> 0:19:09.320 for a long time, you know, people were making bad 0:19:09.359 --> 0:19:12.719 decisions because they just wasn't fully educated. So it's like, 0:19:12.760 --> 0:19:15.760 you know, you think that you have to you know, 0:19:15.840 --> 0:19:18.040 sell drugs or you have to you know, risk your 0:19:18.040 --> 0:19:20.160 life to make some money. But then you realize that 0:19:20.359 --> 0:19:22.639 you can actually make more money by doing something legal. 0:19:22.880 --> 0:19:24.919 It might take a little bit longer, but if you 0:19:24.960 --> 0:19:27.399 had the information beforehand, then you might still be alive 0:19:27.520 --> 0:19:29.200 or you might not be doing a twenty five year 0:19:29.480 --> 0:19:32.000 prison sentence. So I think it's like life of death 0:19:32.040 --> 0:19:34.320 financial literacy. Yeah, I agree, man, it's it's a life 0:19:34.320 --> 0:19:36.960 of death situation, right, the information can actually free you 0:19:37.359 --> 0:19:40.520 from the situation that you could put yourself and potentially 0:19:40.520 --> 0:19:42.080 if you don't have it. That's kind of what we 0:19:42.119 --> 0:19:45.160 started with it. And it's funny because you kind of said, 0:19:45.160 --> 0:19:47.080 like it's not hip hop. For us, it was hip hop. 0:19:47.200 --> 0:19:49.159 It was like we were hearing messages in the music 0:19:49.440 --> 0:19:51.479 and saying, like, that's a lesson right there. So it 0:19:51.520 --> 0:19:53.520 reminded me of the first lesson that we ever did. 0:19:53.560 --> 0:19:55.680 It was we used jay Z and when he said 0:19:55.720 --> 0:19:57.920 all black Scots sports entertainment, it was like we really 0:19:57.960 --> 0:20:00.879 sat sat with that, like is that true? Like if 0:20:00.920 --> 0:20:02.520 we look at all the people we ever looked up 0:20:02.560 --> 0:20:04.520 to and if they were wealthy, it always came from 0:20:04.560 --> 0:20:07.520 sports entertainment. And so that was a mission. But there's 0:20:07.560 --> 0:20:09.560 always something inside the music that we were like, all right, 0:20:09.960 --> 0:20:12.080 that can be a gateway. We know there's something that 0:20:12.400 --> 0:20:15.040 is intense enchanted about the music because the kids listen 0:20:15.080 --> 0:20:17.120 to it, and so if they're listening to it, let's 0:20:17.119 --> 0:20:19.080 find something that we can actually teach from. And so 0:20:19.119 --> 0:20:21.320 when we heard Beyonce say like pay me an equity, 0:20:21.359 --> 0:20:22.720 all right, there goes a lesson and then let's teach 0:20:22.720 --> 0:20:24.960 about what equity is. And when little baby says, look 0:20:25.000 --> 0:20:27.360 I made a hun a million, I can't chill yet, like, oh, 0:20:27.400 --> 0:20:30.480 there's a lesson here, right, he's delaying his gratification for 0:20:30.520 --> 0:20:32.800 a later time. And so we always found the music 0:20:32.840 --> 0:20:35.880 as something that would be the candy, right, and we're 0:20:35.880 --> 0:20:37.560 gonna put the medicine inside of it where we're gonna 0:20:37.560 --> 0:20:40.240 actually teach from those that positions, and so it's to 0:20:40.240 --> 0:20:42.720 make sure of both. We We understood that the younger 0:20:42.800 --> 0:20:44.639 kids needed it because that's what we were working with 0:20:44.680 --> 0:20:46.959 at the time. And then we realized it wasn't just 0:20:47.359 --> 0:20:50.439 an age thing. It was like everybody thing. Right, The 0:20:50.480 --> 0:20:52.320 kids needed it, and so did their parents, and so 0:20:52.400 --> 0:20:54.760 did their grandparents. And so we took it upon ourselves 0:20:54.800 --> 0:20:57.439 and say, look, we have an obligation here. We have 0:20:57.480 --> 0:20:59.840 an opportunity to actually educate everybody. At the same time, 0:21:00.040 --> 0:21:02.760 financial literacy really doesn't have and it is a limit 0:21:02.840 --> 0:21:04.760 to it, right, Like somebody at twelve might know more 0:21:04.760 --> 0:21:07.480 than somebody at five. Right, it's just if they have 0:21:07.560 --> 0:21:09.560 access to it. Right, Those conversations that you have at 0:21:09.560 --> 0:21:11.760 your table, if you're sitting at the table, could change 0:21:11.800 --> 0:21:13.920 your whole life, and so I was like, all right, well, 0:21:14.359 --> 0:21:16.280 if we're gonna take it to the kids, let's get 0:21:16.280 --> 0:21:18.080