1 00:00:04,960 --> 00:00:07,240 Speaker 1: Welcome to Money Making Conversations. It's the show that she 2 00:00:07,280 --> 00:00:10,039 Speaker 1: has the secrets of success experience firsthand by marketing and 3 00:00:10,119 --> 00:00:13,040 Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me 4 00:00:13,080 --> 00:00:16,640 Speaker 1: advice on many occasions in ocasion didn't notice, I'm not broke. 5 00:00:17,160 --> 00:00:20,079 Speaker 1: You know. He'll be interview with celebrity CEOs, entrepreneurs and 6 00:00:20,120 --> 00:00:22,880 Speaker 1: industry decision makers. It's what he likes to do, it's 7 00:00:22,880 --> 00:00:25,280 Speaker 1: what he likes to share. Now it's time to hear 8 00:00:25,320 --> 00:00:29,440 Speaker 1: from my man, Rashan McDonald. Money Making Conversations Here we come. 9 00:00:29,960 --> 00:00:32,920 Speaker 1: Welcome to Money Making Conversation Masterclass. I am your host, 10 00:00:33,000 --> 00:00:36,400 Speaker 1: Rashan McDonald. I recognize that we all have different definitions 11 00:00:36,400 --> 00:00:38,600 Speaker 1: of success. For you, it may be the size of 12 00:00:38,640 --> 00:00:42,040 Speaker 1: your paycheck. Mine is inspiring people to accomplish their goals 13 00:00:42,080 --> 00:00:44,800 Speaker 1: and live their very best life. It's time to stop 14 00:00:44,840 --> 00:00:47,640 Speaker 1: reading other people's success stories and start writing your own. 15 00:00:48,159 --> 00:00:51,199 Speaker 1: Please always talk about because people always talk about their 16 00:00:51,200 --> 00:00:53,680 Speaker 1: gifts to their purpose. If you have a gift, leave 17 00:00:53,720 --> 00:00:56,400 Speaker 1: with your gift and don't let your friends, primarily a cord, 18 00:00:56,480 --> 00:00:59,520 Speaker 1: stop you from planning or living your dream. My next 19 00:00:59,560 --> 00:01:02,200 Speaker 1: guest is Gina Taylor, a two time in double a 20 00:01:02,200 --> 00:01:06,160 Speaker 1: cp Image Award winning actress, playwright and activists. She plays 21 00:01:06,160 --> 00:01:10,640 Speaker 1: the role of Marion Shields Robinson, Michelle Obama's mother in 22 00:01:10,680 --> 00:01:14,200 Speaker 1: the ten week anthology series The First Lady, which appears 23 00:01:14,280 --> 00:01:18,280 Speaker 1: on Showtime every every Sunday, nine pm. I've been watching 24 00:01:18,280 --> 00:01:21,559 Speaker 1: it very very well, talked about in more detail. Mrs 25 00:01:21,560 --> 00:01:24,559 Speaker 1: Regina Taylor's first film was the made for TV movie 26 00:01:24,680 --> 00:01:27,759 Speaker 1: Crisis at Central High, which starred George Woodwood and when 27 00:01:27,840 --> 00:01:30,520 Speaker 1: she portrayed one of the first black students to integrate 28 00:01:30,520 --> 00:01:33,280 Speaker 1: the Arkansas school system. Taylor next going to praise for 29 00:01:33,319 --> 00:01:37,280 Speaker 1: a role as Mrs Carter remember that drug addictive mother 30 00:01:37,319 --> 00:01:40,400 Speaker 1: in the eighteen and nine Lean On Me with Morgan Freeman. 31 00:01:40,520 --> 00:01:43,840 Speaker 1: Other film roles included Spike Lee's Clockers, a flyaway series 32 00:01:43,840 --> 00:01:47,039 Speaker 1: which we would talk about, The Unit and Lovecraft Country. 33 00:01:47,240 --> 00:01:50,720 Speaker 1: On today's show, will be discussing her career, longevity and 34 00:01:50,760 --> 00:01:53,600 Speaker 1: the anthology series The First Lady. Please welcome to Money 35 00:01:53,680 --> 00:01:58,120 Speaker 1: Making Conversation Masterclass the incredible Regina Taylor. How are you doing. 36 00:01:58,920 --> 00:02:02,880 Speaker 1: I'm great you so much well. First of all, a 37 00:02:03,000 --> 00:02:07,520 Speaker 1: career uh enacting. I mentioned because I wanted to mention 38 00:02:07,760 --> 00:02:10,280 Speaker 1: your first role and then the current role because as 39 00:02:10,280 --> 00:02:13,679 Speaker 1: a body of work. In between, there there's a testimonial 40 00:02:13,800 --> 00:02:16,720 Speaker 1: to your skill set, but also the ability to not 41 00:02:16,880 --> 00:02:19,160 Speaker 1: just hang around, but to be a part of the process, 42 00:02:19,200 --> 00:02:22,239 Speaker 1: the creative process, to be able to make your make 43 00:02:22,280 --> 00:02:25,000 Speaker 1: a name for yourself and a respected name for yourself. 44 00:02:25,160 --> 00:02:27,359 Speaker 1: But tell us how it all started for you, miss Taylor. 45 00:02:28,639 --> 00:02:31,120 Speaker 1: I started out as a writer at the writing since 46 00:02:31,160 --> 00:02:36,480 Speaker 1: I was a baby. Mother taught me to write children's books. 47 00:02:37,360 --> 00:02:39,720 Speaker 1: She wanted me and she was a teacher, so it's 48 00:02:39,800 --> 00:02:42,000 Speaker 1: very mindful that she wanted me to be able to 49 00:02:42,000 --> 00:02:45,880 Speaker 1: write my own story right, my own narrative plays a 50 00:02:45,880 --> 00:02:49,400 Speaker 1: little chocolate girl in the center of the story and 51 00:02:49,520 --> 00:02:55,320 Speaker 1: bill worlds around her perspective. She thought that was survival 52 00:02:55,440 --> 00:03:00,680 Speaker 1: to creativity. Uh, and to to start channeling that early. 53 00:03:00,919 --> 00:03:05,200 Speaker 1: So I always wanted. I always wrote, always loved writing. 54 00:03:05,760 --> 00:03:11,200 Speaker 1: Went into college as a journalism major, and uh, I 55 00:03:11,280 --> 00:03:14,000 Speaker 1: thought that was my path until I took an acting 56 00:03:14,080 --> 00:03:18,880 Speaker 1: class about a credit. It was just really always we 57 00:03:18,960 --> 00:03:22,880 Speaker 1: talked about because doing the pandemic in the word pivot 58 00:03:23,000 --> 00:03:25,840 Speaker 1: became a very popular term. You know, being able to 59 00:03:25,919 --> 00:03:28,240 Speaker 1: make adjustment. You see your path going one way and 60 00:03:28,280 --> 00:03:30,520 Speaker 1: then you pivot to make an adjustment. So you went 61 00:03:30,560 --> 00:03:33,960 Speaker 1: to college. Journalism was your dream, your goal. You you 62 00:03:34,080 --> 00:03:37,200 Speaker 1: dreamed of a life in that put an acting class. 63 00:03:37,240 --> 00:03:40,600 Speaker 1: What in that acting class, m Regina Taylor made you 64 00:03:40,640 --> 00:03:44,280 Speaker 1: go wow? Always it a series of things that happened 65 00:03:44,560 --> 00:03:47,440 Speaker 1: once you took that class. But in the same way 66 00:03:47,440 --> 00:03:51,720 Speaker 1: that I love I love books, I love uh writing 67 00:03:52,160 --> 00:03:56,480 Speaker 1: because you get to immerse yourself into someone else's life, 68 00:03:56,680 --> 00:03:59,840 Speaker 1: run to their skin, seat of their eyes, take that 69 00:04:00,160 --> 00:04:02,920 Speaker 1: turning with them. I love books and I love writing 70 00:04:03,000 --> 00:04:07,200 Speaker 1: for that. When I took that acting class and still 71 00:04:07,320 --> 00:04:12,600 Speaker 1: am a very shy person, a bit timid and in public. 72 00:04:13,160 --> 00:04:20,000 Speaker 1: So to be able to then give myself to another character, 73 00:04:21,040 --> 00:04:24,320 Speaker 1: uh that I am again stepping into someone else's shoes, 74 00:04:24,960 --> 00:04:29,280 Speaker 1: seeing the world with their eyes, I am speaking uh 75 00:04:29,320 --> 00:04:33,360 Speaker 1: with their voice and still my own. Uh. That was 76 00:04:33,600 --> 00:04:39,080 Speaker 1: very um challenging and it was exhilarating and it got 77 00:04:39,120 --> 00:04:43,839 Speaker 1: me over my shyness a bit and uh just owning 78 00:04:43,880 --> 00:04:47,400 Speaker 1: my voice in a different way. So that was that 79 00:04:47,520 --> 00:04:51,320 Speaker 1: was very exciting. I still didn't consider myself an actor. 80 00:04:51,360 --> 00:04:55,360 Speaker 1: That was like acting class one on one. What did 81 00:04:55,360 --> 00:05:02,440 Speaker 1: it was? Uh Henry bonda Us at the school Southern 82 00:05:02,440 --> 00:05:09,799 Speaker 1: Memphis University here in Dallas, Texas. And yeah and uh 83 00:05:09,839 --> 00:05:15,320 Speaker 1: he was doing a live broadcast UM from the school 84 00:05:15,640 --> 00:05:19,400 Speaker 1: for TV of the oldest living graduates. So he was 85 00:05:19,480 --> 00:05:22,760 Speaker 1: right there on campus, right there in the theater department. 86 00:05:23,240 --> 00:05:27,600 Speaker 1: I had finished a class and I was following him 87 00:05:27,640 --> 00:05:31,279 Speaker 1: down the hallway because I was too shy to say hello. Uh. 88 00:05:31,320 --> 00:05:37,040 Speaker 1: And this agent saw me stalking him and came over said, 89 00:05:37,400 --> 00:05:41,400 Speaker 1: are you an actress? I said sure, And she said 90 00:05:41,440 --> 00:05:46,719 Speaker 1: there's this audition this weekend off of the freeway in 91 00:05:47,040 --> 00:05:51,159 Speaker 1: Motel six. And she was like, do you want to 92 00:05:51,200 --> 00:05:56,480 Speaker 1: go to this audition? I said, okay, because I'm no fool. 93 00:05:56,839 --> 00:06:02,240 Speaker 1: I brought my biggest cousin with me. I'm Philip uh 94 00:06:02,279 --> 00:06:06,760 Speaker 1: and made up a resume uh, took a polaroid to 95 00:06:06,960 --> 00:06:11,479 Speaker 1: camera uh and and took a picture and went in. 96 00:06:11,720 --> 00:06:14,200 Speaker 1: And I got the I got the job. It was 97 00:06:14,600 --> 00:06:19,920 Speaker 1: starring Joean Woodward Crisis at Central High about the first 98 00:06:20,000 --> 00:06:24,160 Speaker 1: to integrate the Arkansas school system, Little Rock nine right, 99 00:06:24,480 --> 00:06:30,600 Speaker 1: and I played many jeans brown this real person. UM. 100 00:06:30,760 --> 00:06:35,880 Speaker 1: I got to embody her spirit for the TV movie. 101 00:06:35,960 --> 00:06:41,960 Speaker 1: So that was my first professional job. This opportunity came 102 00:06:42,000 --> 00:06:46,240 Speaker 1: from following Henry Father down the hallway in school. You know, 103 00:06:46,320 --> 00:06:52,880 Speaker 1: you took an acting class SMU University and audition and 104 00:06:52,960 --> 00:06:54,760 Speaker 1: you went in. Did you get there? Was it a 105 00:06:54,800 --> 00:06:57,160 Speaker 1: cold audition that you give your lives before you walked in? 106 00:06:57,400 --> 00:07:01,360 Speaker 1: They yeah, if they gave me live lines? Yeah, and 107 00:07:01,400 --> 00:07:04,600 Speaker 1: I read yeah. Wow. Now you know when you when 108 00:07:04,640 --> 00:07:06,479 Speaker 1: you walk into that because you go from every funday, 109 00:07:06,480 --> 00:07:11,120 Speaker 1: Now you're Joan Woodward okay, which is another incredibly talented 110 00:07:11,160 --> 00:07:14,800 Speaker 1: actress in her in her time. Yes, and then you 111 00:07:14,840 --> 00:07:17,320 Speaker 1: were talking about a very dramatic world which is historical 112 00:07:17,480 --> 00:07:21,000 Speaker 1: but based what were you an emotionally at this part? 113 00:07:21,080 --> 00:07:23,320 Speaker 1: You know, you're still in school. What was happening here 114 00:07:23,320 --> 00:07:27,360 Speaker 1: with you? Uh? Well, I was just very excited to 115 00:07:28,200 --> 00:07:32,640 Speaker 1: uh get to have this experience, Uh was what it 116 00:07:32,720 --> 00:07:35,640 Speaker 1: was about. But my first time on a plane to 117 00:07:36,320 --> 00:07:40,640 Speaker 1: go from Dallas, Texas to Arkansas to the actual school 118 00:07:41,400 --> 00:07:47,480 Speaker 1: where we shot was was very exciting. And as we 119 00:07:47,480 --> 00:07:51,120 Speaker 1: were shooting, there are people who were watching the shoot 120 00:07:51,480 --> 00:07:54,280 Speaker 1: living across the streets, some of them who were coming 121 00:07:54,320 --> 00:07:57,640 Speaker 1: across and saying, oh, I was here the day that 122 00:07:58,560 --> 00:08:02,720 Speaker 1: the military came in to escort these students into the 123 00:08:02,760 --> 00:08:06,640 Speaker 1: school and I was going, this is real, and I 124 00:08:06,680 --> 00:08:11,960 Speaker 1: think it really made last impression about how art social 125 00:08:12,040 --> 00:08:18,640 Speaker 1: justice um can be bridged in the work through the work, 126 00:08:18,800 --> 00:08:22,000 Speaker 1: and that's your entire career. So now we fast forward 127 00:08:22,840 --> 00:08:27,600 Speaker 1: to First Lady, another role where you're playing somewhat the 128 00:08:27,600 --> 00:08:31,400 Speaker 1: reality you're you're you're watching something play out in this series. Now, 129 00:08:32,280 --> 00:08:34,800 Speaker 1: my takeaway in this series is that I you know, 130 00:08:34,960 --> 00:08:37,600 Speaker 1: we always see the final product, you know, them making 131 00:08:37,600 --> 00:08:39,840 Speaker 1: it to the White House. There's a there's a role 132 00:08:39,880 --> 00:08:41,720 Speaker 1: that they played, there's a life there. So you really 133 00:08:41,760 --> 00:08:44,080 Speaker 1: don't see you don't really don't peel back the covers 134 00:08:44,120 --> 00:08:46,200 Speaker 1: of who were they were as a child, who they 135 00:08:46,200 --> 00:08:49,280 Speaker 1: were as teenagers, how did they meet, what, how did 136 00:08:49,280 --> 00:08:53,280 Speaker 1: a relationship come about? And this series does that for me. 137 00:08:53,360 --> 00:08:56,200 Speaker 1: And I was and and and and it goes it's life, 138 00:08:56,360 --> 00:08:59,720 Speaker 1: He's a person's life is layered in each episode and 139 00:08:59,760 --> 00:09:03,280 Speaker 1: to time periods like an episode I's hold last night, 140 00:09:03,559 --> 00:09:05,560 Speaker 1: all three of them got married on the same day 141 00:09:05,640 --> 00:09:08,880 Speaker 1: in this particular episode, you know, and and So what 142 00:09:09,040 --> 00:09:12,079 Speaker 1: was your take on this series when the opportunity came 143 00:09:12,120 --> 00:09:14,719 Speaker 1: to you and then as you're watching the series play 144 00:09:14,760 --> 00:09:19,520 Speaker 1: itself out, Yes, I think it's really a great series. 145 00:09:20,040 --> 00:09:25,720 Speaker 1: And seeing these three powerful women, uh, from Michelle Obama, 146 00:09:26,240 --> 00:09:31,520 Speaker 1: Betty Ford, Eleanor Roosevelt in these powerhouse actors, in these 147 00:09:31,640 --> 00:09:37,560 Speaker 1: roles Viola Davis to Michelle Peiffer, Jillian Anderson. Uh, take 148 00:09:37,640 --> 00:09:41,360 Speaker 1: on uh these roles and what it is to be 149 00:09:41,400 --> 00:09:45,160 Speaker 1: a first lady. Definition of first lady keeps changing. You 150 00:09:45,240 --> 00:09:49,080 Speaker 1: watched first steps into those shoes. Uh. And certainly with 151 00:09:49,200 --> 00:09:55,680 Speaker 1: these particular women, UH, they are conscious women making a statement, 152 00:09:55,720 --> 00:09:59,079 Speaker 1: going outside, pushing the boundaries of what the role of 153 00:09:59,160 --> 00:10:04,480 Speaker 1: first ladies be. From Eleanor Roosevelt, uh speaking out on 154 00:10:05,440 --> 00:10:10,560 Speaker 1: women's rights and rights of people across the board in 155 00:10:10,679 --> 00:10:17,120 Speaker 1: her time, UH to um Betty Ford talking about health 156 00:10:17,880 --> 00:10:22,280 Speaker 1: and mental health and physical health and her speaking out 157 00:10:22,320 --> 00:10:28,240 Speaker 1: when people were mainly silent about the certain issues. Uh. 158 00:10:28,280 --> 00:10:33,199 Speaker 1: And with Michelle Obama embracing so many issues including being 159 00:10:33,800 --> 00:10:38,720 Speaker 1: uh the issue of being a black woman as the 160 00:10:38,840 --> 00:10:43,880 Speaker 1: first lady for the very first time in our country's history. Uh. 161 00:10:43,920 --> 00:10:48,719 Speaker 1: The challenges of each women, each woman is to have 162 00:10:49,120 --> 00:10:53,359 Speaker 1: a voids one of being a woman and and challenging 163 00:10:53,400 --> 00:10:58,440 Speaker 1: what the expectations, what the boundaries are and being a woman. 164 00:10:59,160 --> 00:11:04,559 Speaker 1: UH continues to be uh, challenges that we face today. 165 00:11:05,000 --> 00:11:10,319 Speaker 1: So it's really I think interesting how these stories interweed 166 00:11:11,280 --> 00:11:16,360 Speaker 1: different times, different women and similar challenges. Mis I'm speaking 167 00:11:16,400 --> 00:11:18,960 Speaker 1: to Mrs Regina Taylor, you know, one of the stars 168 00:11:19,000 --> 00:11:22,000 Speaker 1: of the anthology series First Lady. This erin on Showtime 169 00:11:22,080 --> 00:11:24,520 Speaker 1: every Sunday night at nine pm Easter to Standard Time 170 00:11:24,760 --> 00:11:28,320 Speaker 1: and Pacific. The thing that my takeaway was that, you know, 171 00:11:28,360 --> 00:11:31,360 Speaker 1: you do have Jillian Anderson, you do have Viola Davis, 172 00:11:31,400 --> 00:11:34,560 Speaker 1: you do have Michelle Peiffer, but the young actresses who 173 00:11:34,600 --> 00:11:39,000 Speaker 1: played the roles, oh my, they were just so I was. 174 00:11:39,040 --> 00:11:41,240 Speaker 1: I was. They threw me into the series. I'm gonna 175 00:11:41,240 --> 00:11:42,920 Speaker 1: tell you right now, even before I got to them, 176 00:11:43,320 --> 00:11:45,680 Speaker 1: they drew me. If they if they didn't do their job, 177 00:11:45,800 --> 00:11:50,160 Speaker 1: if they weren't magnetic, if they wasn't uh, they got me. 178 00:11:50,240 --> 00:11:53,160 Speaker 1: They got my heart, they got my spirit. I feel 179 00:11:53,320 --> 00:11:57,600 Speaker 1: for their lifestyle, their concerns, they're not being mentioned. I 180 00:11:57,679 --> 00:12:00,360 Speaker 1: have to take a few moments with you and also 181 00:12:00,400 --> 00:12:03,120 Speaker 1: allow you to speak on them, because to me, they're 182 00:12:03,120 --> 00:12:05,280 Speaker 1: the key to the series because, like I said, we 183 00:12:05,440 --> 00:12:09,560 Speaker 1: know who Michelle Obama is because we as a First 184 00:12:09,640 --> 00:12:12,120 Speaker 1: Lady as well as Eleanor roles, but as a first lady, 185 00:12:12,480 --> 00:12:15,239 Speaker 1: as as you know Betty Ford as a first lady. 186 00:12:15,320 --> 00:12:18,440 Speaker 1: But that journey to be in that first lady is 187 00:12:18,480 --> 00:12:23,440 Speaker 1: so important and they are fantastic. Can you expound yes, oh, 188 00:12:23,720 --> 00:12:28,160 Speaker 1: each one because she goes uh in terms of seeing 189 00:12:28,200 --> 00:12:31,840 Speaker 1: them as adults, uh in in the role in the 190 00:12:31,880 --> 00:12:35,080 Speaker 1: White House and thing you do uh going back in 191 00:12:35,200 --> 00:12:40,120 Speaker 1: terms of history John Bath Curtain, who were they before? Uh? 192 00:12:40,200 --> 00:12:48,200 Speaker 1: And certainly speaking on Jamie Lawson and um who's playing uh, 193 00:12:48,520 --> 00:12:53,480 Speaker 1: also playing Michelle Obama as she goes to high school 194 00:12:53,600 --> 00:13:00,600 Speaker 1: through law school, uh college and you also have young 195 00:13:00,640 --> 00:13:07,840 Speaker 1: Man de Niro um whood is Julian DeNiro who is 196 00:13:07,880 --> 00:13:16,160 Speaker 1: playing at the young uh Mr Obama. How they met right? 197 00:13:17,760 --> 00:13:21,200 Speaker 1: So it's so you know, it's like you know, black love, 198 00:13:21,280 --> 00:13:24,840 Speaker 1: real love is uh. You know she was his boss, 199 00:13:24,880 --> 00:13:28,199 Speaker 1: you know uh. And you know you know the thing 200 00:13:28,200 --> 00:13:31,880 Speaker 1: about it is that we don't this we're called pivot 201 00:13:31,880 --> 00:13:34,280 Speaker 1: that we talked about earlier in your career. You went 202 00:13:34,320 --> 00:13:37,240 Speaker 1: to school as a journalist major and then actress. The 203 00:13:37,240 --> 00:13:39,600 Speaker 1: acting bug hit you once you hear the class took 204 00:13:39,600 --> 00:13:41,559 Speaker 1: a class in acting, and next time you know, you 205 00:13:41,640 --> 00:13:44,680 Speaker 1: one of the most talented actresses in our era and 206 00:13:45,360 --> 00:13:48,760 Speaker 1: in this situation, like she says, she didn't like public speaking. 207 00:13:48,760 --> 00:13:51,120 Speaker 1: That's why she intentionally flunked a course, That's what she 208 00:13:51,160 --> 00:13:54,080 Speaker 1: says in the storyline, so she wouldn't be validatory because 209 00:13:54,080 --> 00:13:56,160 Speaker 1: she didn't want to make a speech. And then speech 210 00:13:57,080 --> 00:13:59,520 Speaker 1: so and then she becomes one of the most pronounced 211 00:14:00,040 --> 00:14:03,920 Speaker 1: speakers of our generation. That's really interesting. That's why I 212 00:14:03,920 --> 00:14:06,960 Speaker 1: say it's important because what you see here was not 213 00:14:07,040 --> 00:14:10,080 Speaker 1: what now in our final version. You know, when you 214 00:14:10,120 --> 00:14:12,160 Speaker 1: go high, you know when you go low, we go high. 215 00:14:12,200 --> 00:14:14,920 Speaker 1: You know all those quotable statements that she said in 216 00:14:14,960 --> 00:14:18,800 Speaker 1: our lifetime and become a leader not only for black 217 00:14:18,840 --> 00:14:21,280 Speaker 1: women and but but but but our people, for people 218 00:14:21,320 --> 00:14:24,120 Speaker 1: in general. Let you know why this series is important 219 00:14:24,120 --> 00:14:27,200 Speaker 1: because you need to see how I started hi, I 220 00:14:27,440 --> 00:14:30,400 Speaker 1: built momentum, and how the final product was able to 221 00:14:30,440 --> 00:14:33,360 Speaker 1: play itself out because of that journey, correct, Miss Taylor, 222 00:14:34,200 --> 00:14:38,840 Speaker 1: that's right. Um. We get to see ourselves foundationally where 223 00:14:38,880 --> 00:14:42,320 Speaker 1: they come from. Um, Michelle Obamas. I was talking about 224 00:14:42,320 --> 00:14:48,400 Speaker 1: her family, family ties that keeper rooted Chicago south Side, mother, 225 00:14:48,680 --> 00:14:56,520 Speaker 1: bothered stable, uh and always also playing this role. Uh. 226 00:14:56,600 --> 00:15:04,080 Speaker 1: Marian Robinson seeing h the strong bond between Michelle Obama 227 00:15:04,200 --> 00:15:06,640 Speaker 1: and her mother that she brought her into the White 228 00:15:06,640 --> 00:15:12,520 Speaker 1: House with there to live. I was going, yes, yes, absolutely, 229 00:15:12,560 --> 00:15:19,520 Speaker 1: that makes sense. If they're facing new challenges, new terrain, uh, 230 00:15:19,560 --> 00:15:26,120 Speaker 1: coming up against a major obstacles on a world stage. 231 00:15:26,480 --> 00:15:30,680 Speaker 1: She wanted to bring her mother with her at that 232 00:15:31,720 --> 00:15:36,320 Speaker 1: instabilitate that backbone, not only for herself. When you play 233 00:15:36,360 --> 00:15:39,200 Speaker 1: these roles, you know, these roles, these real life roles 234 00:15:39,280 --> 00:15:42,000 Speaker 1: which you are playing here and you know and somewhere 235 00:15:42,040 --> 00:15:44,840 Speaker 1: played a character that was built into Lean on Me 236 00:15:44,920 --> 00:15:47,800 Speaker 1: when the Lean character was a real life role. And 237 00:15:47,800 --> 00:15:50,600 Speaker 1: and then of course we talked about your first introduction 238 00:15:50,640 --> 00:15:57,400 Speaker 1: in Crisis Central High. But then our flyerway the period. Yes, yes, 239 00:15:58,240 --> 00:16:00,680 Speaker 1: our fly Away was a period piece, but it's also 240 00:16:00,800 --> 00:16:04,160 Speaker 1: based on a life, a period of how we were 241 00:16:04,200 --> 00:16:08,000 Speaker 1: treated and how people a period of time. These pieces 242 00:16:08,000 --> 00:16:10,520 Speaker 1: seem to be part of your signature. Do you go 243 00:16:10,640 --> 00:16:13,080 Speaker 1: after these roles this Taylor or they just see U 244 00:16:13,120 --> 00:16:16,560 Speaker 1: as this dramatic actress who can handle this body of work. 245 00:16:17,280 --> 00:16:21,920 Speaker 1: I am blessed and blessed these roles that have come 246 00:16:22,000 --> 00:16:28,920 Speaker 1: to me until their mind, and I am encouraged by 247 00:16:29,000 --> 00:16:31,560 Speaker 1: this path Now whenever run though I think it was 248 00:16:31,600 --> 00:16:34,440 Speaker 1: with any One to ninety three was the series of 249 00:16:34,520 --> 00:16:36,680 Speaker 1: Our fly Away and reason it was important to me 250 00:16:36,720 --> 00:16:38,360 Speaker 1: because you know, I guess what, there were many black 251 00:16:38,360 --> 00:16:41,680 Speaker 1: people on TV and lead actors, of black leite actors 252 00:16:41,760 --> 00:16:44,680 Speaker 1: leading in that role. When when someone brought that project 253 00:16:44,680 --> 00:16:47,400 Speaker 1: to you, you know, do you do you? Are you 254 00:16:47,480 --> 00:16:50,240 Speaker 1: aware of what's happening or you just just happy for 255 00:16:50,280 --> 00:16:57,360 Speaker 1: the opportunity. I am happy for the opportunity and certainly 256 00:16:57,440 --> 00:17:02,160 Speaker 1: you know, uh with these roles. I'll fly Away was 257 00:17:02,280 --> 00:17:08,800 Speaker 1: my first TV series. Uh. And Friday Night, I think 258 00:17:08,800 --> 00:17:12,040 Speaker 1: it was Aaron on Friday Night. I believe are you wanted? 259 00:17:13,800 --> 00:17:16,879 Speaker 1: I got the script they said, you know, common audition 260 00:17:17,520 --> 00:17:21,520 Speaker 1: and what I did bring with me. I brought my roots. 261 00:17:21,960 --> 00:17:25,560 Speaker 1: I brought my family, I brought my my my grandmother. 262 00:17:27,200 --> 00:17:33,359 Speaker 1: I brought myself fully to uh that audition where I 263 00:17:33,480 --> 00:17:38,640 Speaker 1: come from. Uh. This was a black woman in the 264 00:17:38,760 --> 00:17:42,600 Speaker 1: fifties in the South. I was shot in Atlanta, Georgia. 265 00:17:43,320 --> 00:17:50,639 Speaker 1: That was a housekeeper. And uh it was when I 266 00:17:50,680 --> 00:17:54,440 Speaker 1: first read the script, I said, oh, well I know her, 267 00:17:56,400 --> 00:18:02,199 Speaker 1: I I and I've experienced her. Uh, and I've never 268 00:18:02,280 --> 00:18:08,320 Speaker 1: seen her fully embodied on the screen. Uh, that this woman. 269 00:18:08,680 --> 00:18:15,640 Speaker 1: Usually at that time, what you saw was a stereotype 270 00:18:16,200 --> 00:18:21,680 Speaker 1: of a black woman. Uh, what you saw were hands 271 00:18:22,640 --> 00:18:28,520 Speaker 1: and not much beyond the hands, maybe the back. But 272 00:18:28,600 --> 00:18:31,960 Speaker 1: with this it was it was very special in that 273 00:18:32,960 --> 00:18:37,160 Speaker 1: you got inside her mind. You knew she had dreams. 274 00:18:37,320 --> 00:18:42,560 Speaker 1: She and it was expressed every day, every every day 275 00:18:42,640 --> 00:18:45,040 Speaker 1: she would write in her journal and was shared every 276 00:18:45,119 --> 00:18:49,040 Speaker 1: week at the time of the show. So, Uh, you 277 00:18:49,119 --> 00:18:53,200 Speaker 1: knew she had a mind. That's where you began. And 278 00:18:53,240 --> 00:18:56,560 Speaker 1: then with that it expanded into not only is she 279 00:18:56,880 --> 00:19:03,080 Speaker 1: the black woman in the white household? Um, and those 280 00:19:03,119 --> 00:19:07,000 Speaker 1: relationships you saw her at home, you saw her her 281 00:19:07,040 --> 00:19:10,399 Speaker 1: community as a woman, You saw her as a woman. 282 00:19:10,400 --> 00:19:14,720 Speaker 1: She had boyfriend right right right right right right right right, 283 00:19:14,880 --> 00:19:17,840 Speaker 1: and that's that. That that father, she had a daughter, 284 00:19:17,960 --> 00:19:21,000 Speaker 1: She had a past, and she got embombed in the 285 00:19:21,000 --> 00:19:25,760 Speaker 1: civil rights movement right as a foot soldier. That and 286 00:19:25,760 --> 00:19:28,399 Speaker 1: that's why, that's why, that's why, that's why we'll be 287 00:19:28,480 --> 00:19:36,520 Speaker 1: right back with more Money Making Conversations Masterclass with Rushan McDonald. Now, 288 00:19:36,600 --> 00:19:41,560 Speaker 1: let's return to Money Making Conversations Masterclass with Rushan McDonald. 289 00:19:41,720 --> 00:19:44,280 Speaker 1: Your life as a as an actress, as a person 290 00:19:44,440 --> 00:19:47,040 Speaker 1: excites me when I had an opportunity to set up 291 00:19:47,080 --> 00:19:49,560 Speaker 1: this interview because there's always a journey a story we 292 00:19:49,680 --> 00:19:52,280 Speaker 1: try to tell, and your story has always been something 293 00:19:52,359 --> 00:19:55,679 Speaker 1: that that plays out and it's layered. And that's just 294 00:19:55,760 --> 00:19:57,600 Speaker 1: like I said, these are just some of the stories 295 00:19:57,600 --> 00:20:02,439 Speaker 1: that movies and series that you've been impactful impacted our lives, 296 00:20:02,520 --> 00:20:04,800 Speaker 1: especially in African Americans, because we look if we look 297 00:20:04,880 --> 00:20:07,200 Speaker 1: for that role, we look for that mentor we look 298 00:20:07,240 --> 00:20:11,040 Speaker 1: for that phase that it's relatable. You have been very 299 00:20:11,080 --> 00:20:14,639 Speaker 1: relatable to us with that, with that statement I'm making, 300 00:20:14,720 --> 00:20:16,520 Speaker 1: there's that pressure with that because you know, you said 301 00:20:16,560 --> 00:20:19,760 Speaker 1: you're naturally shy, You're not forward as far as coming 302 00:20:19,760 --> 00:20:23,080 Speaker 1: out and speaking randomly during this interview, I feel has 303 00:20:23,119 --> 00:20:25,840 Speaker 1: to be something unique for me because I feel that 304 00:20:25,880 --> 00:20:28,000 Speaker 1: you know, you don't step out there doing them all 305 00:20:28,000 --> 00:20:30,280 Speaker 1: the time, but when you do them, you're fantastic at 306 00:20:30,280 --> 00:20:33,399 Speaker 1: doing them. So that role that you play, that responsibility 307 00:20:33,480 --> 00:20:36,920 Speaker 1: is it is it important for you to value what 308 00:20:37,119 --> 00:20:40,640 Speaker 1: you bring into the table when you do interviews like this, Yes, 309 00:20:40,720 --> 00:20:44,639 Speaker 1: it is absolutely. I try and be mindful and conscious 310 00:20:45,000 --> 00:20:47,760 Speaker 1: with all the work that I do, but that's with acting, 311 00:20:47,800 --> 00:20:51,920 Speaker 1: whether that's with writing, I have a sense of where 312 00:20:51,920 --> 00:20:56,320 Speaker 1: it comes from. I have a sense of UH connecting 313 00:20:56,520 --> 00:21:04,360 Speaker 1: with community communities through interviews or hands on work, mentoring, teaching. 314 00:21:05,600 --> 00:21:10,400 Speaker 1: I'm constantly doing classes at different universities or high schools 315 00:21:10,520 --> 00:21:17,960 Speaker 1: or UH through whatever channels are available or making those channels. 316 00:21:18,800 --> 00:21:22,200 Speaker 1: At the same time, I am UH. It has been 317 00:21:22,720 --> 00:21:27,840 Speaker 1: a wonderful continues to be a wonderful career and being 318 00:21:27,880 --> 00:21:34,560 Speaker 1: able to UH make those bridges between entertainment industry and 319 00:21:35,680 --> 00:21:39,879 Speaker 1: UM the social issues that are important to me and 320 00:21:40,560 --> 00:21:45,000 Speaker 1: UM continue to strengthen our community. You know when when 321 00:21:45,040 --> 00:21:47,560 Speaker 1: I when I see the anthology series, because you plan 322 00:21:47,680 --> 00:21:50,240 Speaker 1: a certain role, you're playing Michelle Obama's mother, but you 323 00:21:50,320 --> 00:21:53,160 Speaker 1: also have these other tou plate How does that hows 324 00:21:53,200 --> 00:21:55,640 Speaker 1: that information delivered to you as an actress? Do they 325 00:21:55,680 --> 00:21:58,439 Speaker 1: give you the entire body of work to see how 326 00:21:58,440 --> 00:22:01,920 Speaker 1: it plays out? You know, this happening with Eleanor Roosevelt's role, 327 00:22:02,240 --> 00:22:06,199 Speaker 1: what's happening with with the Betty Ford's role? How's that 328 00:22:06,280 --> 00:22:08,800 Speaker 1: played out script wise? For you? Is that important that 329 00:22:08,840 --> 00:22:11,119 Speaker 1: you know what's happening in their lives so you can 330 00:22:11,200 --> 00:22:14,680 Speaker 1: understand what's happening in your role with Michelle Obama's character. 331 00:22:15,480 --> 00:22:20,200 Speaker 1: They shot each of the women's stories and it's ten parts. 332 00:22:20,200 --> 00:22:26,840 Speaker 1: Each one had ten parts put together. So I did 333 00:22:26,920 --> 00:22:32,160 Speaker 1: not read, uh, the ten scripts for the other two ladies, 334 00:22:32,600 --> 00:22:38,240 Speaker 1: only the ten scripts uh that involved Michelle Obama. Because 335 00:22:38,240 --> 00:22:41,040 Speaker 1: it was really interesting because, like I said, as a viewer, 336 00:22:41,240 --> 00:22:43,680 Speaker 1: you know, I'm seeing the final product. You know, I'm 337 00:22:43,720 --> 00:22:47,360 Speaker 1: watching Michelle Obama's role being layered in here, and then 338 00:22:47,400 --> 00:22:50,560 Speaker 1: I'm watching Betty Forge and her characters, like you know, 339 00:22:50,640 --> 00:22:52,919 Speaker 1: she I didn't know she was a divorced woman. I 340 00:22:52,960 --> 00:22:57,240 Speaker 1: didn't know she drink alcohol. I didn't know she smoked cigarettes. 341 00:22:57,240 --> 00:23:00,560 Speaker 1: I didn't know that at least in the seas they 342 00:23:00,560 --> 00:23:03,679 Speaker 1: showed that they participated in premarital sect you know, and 343 00:23:03,720 --> 00:23:06,160 Speaker 1: things like this. You know, it really was like I said, 344 00:23:06,200 --> 00:23:08,240 Speaker 1: that's the final product is what you get to the 345 00:23:08,280 --> 00:23:11,480 Speaker 1: White House. And that's all right, but always know, these 346 00:23:11,480 --> 00:23:13,720 Speaker 1: people are human, and we tend to put him in 347 00:23:13,760 --> 00:23:16,480 Speaker 1: the in the White House, and we started putting standards 348 00:23:16,480 --> 00:23:18,600 Speaker 1: and not even that the every day person can live 349 00:23:18,680 --> 00:23:21,040 Speaker 1: up to. And that's why I was important to see, 350 00:23:22,160 --> 00:23:25,360 Speaker 1: you know, Michelle say, you know, I don't like public speaking, 351 00:23:25,560 --> 00:23:27,919 Speaker 1: But that didn't mean that she didn't eventually rise to 352 00:23:28,000 --> 00:23:30,880 Speaker 1: the occasion of being a public speaker. You can see. 353 00:23:30,920 --> 00:23:33,240 Speaker 1: You know she was a daddy's girl. You know that. 354 00:23:33,520 --> 00:23:36,119 Speaker 1: You know she had a proud father, you know, and 355 00:23:36,119 --> 00:23:38,920 Speaker 1: and had to deal with that. And remember the scene 356 00:23:38,960 --> 00:23:40,719 Speaker 1: in the hospital show. I write to check how much 357 00:23:40,720 --> 00:23:42,920 Speaker 1: you're gonna cost to get my dad up front, front 358 00:23:42,920 --> 00:23:44,479 Speaker 1: of the line and get him out of this lobby. 359 00:23:44,840 --> 00:23:47,280 Speaker 1: You know, when you when you're reading these scripts and 360 00:23:47,280 --> 00:23:50,000 Speaker 1: you're taking this information, what did you learn about Michelle 361 00:23:50,040 --> 00:23:54,680 Speaker 1: Obama Retina Taylor? I've always known she was fierce, you 362 00:23:54,280 --> 00:24:00,520 Speaker 1: know woman, right. We know that she stands for what 363 00:24:00,720 --> 00:24:06,000 Speaker 1: she believes in. Uh, she is outspoken? How did she 364 00:24:06,080 --> 00:24:11,320 Speaker 1: get that way? In studying forward this, I went through 365 00:24:11,359 --> 00:24:15,320 Speaker 1: a lot of video, but also her book was very 366 00:24:15,400 --> 00:24:21,520 Speaker 1: central where she outlines her past, her family, Uh that 367 00:24:21,720 --> 00:24:27,560 Speaker 1: the sources of strength in her life. Uh yeah, Uh 368 00:24:27,640 --> 00:24:34,240 Speaker 1: I think. Um, I'm a huge and admirer believer in 369 00:24:34,359 --> 00:24:37,480 Speaker 1: Michelle Obama. Well, I think we all are. But guess what, 370 00:24:38,320 --> 00:24:44,960 Speaker 1: we are huge admirers and fans of Regina Taylor. When 371 00:24:45,000 --> 00:24:47,639 Speaker 1: I see you know, it's always fun when I see 372 00:24:47,840 --> 00:24:49,840 Speaker 1: somebody which I could I used the word legend. And 373 00:24:49,880 --> 00:24:51,720 Speaker 1: I don't use the word lets loosely when I say 374 00:24:51,720 --> 00:24:53,760 Speaker 1: that about you. When I can think a body of 375 00:24:53,840 --> 00:24:56,960 Speaker 1: works that to vividly come into my mind, clockers that 376 00:24:56,880 --> 00:25:00,199 Speaker 1: that body worked by Spike Lee always stays in my 377 00:25:00,240 --> 00:25:03,160 Speaker 1: mind when I saw it in a movie theater. And 378 00:25:03,160 --> 00:25:05,880 Speaker 1: and then you know the the Unit and Lovecraft Country. 379 00:25:06,240 --> 00:25:08,240 Speaker 1: You know, all of them are different for you. All 380 00:25:08,320 --> 00:25:10,439 Speaker 1: them play our role and all of them leave a 381 00:25:10,600 --> 00:25:15,000 Speaker 1: lasting impression, Miss Taylor, Is that your goal when you 382 00:25:15,040 --> 00:25:17,320 Speaker 1: get on that screen to you know, when you lay 383 00:25:17,400 --> 00:25:19,680 Speaker 1: down the work that you want to leave an impression 384 00:25:19,760 --> 00:25:22,439 Speaker 1: on the on, the on, the viewers, on the people 385 00:25:22,440 --> 00:25:24,439 Speaker 1: who are seeing your work are just the work that 386 00:25:24,480 --> 00:25:29,600 Speaker 1: you're participating in. My My goal is always to try 387 00:25:29,600 --> 00:25:36,119 Speaker 1: and find the truth, right, uh, multifaceted truths of the 388 00:25:36,240 --> 00:25:41,399 Speaker 1: characters that I play uh to uh in this body 389 00:25:41,760 --> 00:25:52,960 Speaker 1: right UM give insight to share who um we are 390 00:25:54,040 --> 00:25:58,000 Speaker 1: body work, who we are UH, and we are complicated, 391 00:25:58,080 --> 00:26:03,840 Speaker 1: we are multifaceted. Week. We are both light and dark 392 00:26:04,240 --> 00:26:06,600 Speaker 1: and how we make these journeys and a lot of 393 00:26:06,600 --> 00:26:11,840 Speaker 1: times we discovering this, uh, the the resilience of the 394 00:26:11,920 --> 00:26:16,280 Speaker 1: human spirit. A lot of times in the characters they're playing. 395 00:26:16,880 --> 00:26:19,880 Speaker 1: Uh that that's always I'm always conscious of better moment. 396 00:26:20,840 --> 00:26:25,600 Speaker 1: I remember being a child and uh uh seeing a 397 00:26:25,640 --> 00:26:31,040 Speaker 1: black person on the screen, and uh, you would hollow 398 00:26:31,080 --> 00:26:33,200 Speaker 1: down the street and say, oh, there's a black person. 399 00:26:33,320 --> 00:26:41,800 Speaker 1: There's a black person. Come on, come on, come on, 400 00:26:41,880 --> 00:26:46,080 Speaker 1: had to go see it, Sammon, David Jr. Come on, Yes, 401 00:26:46,240 --> 00:26:51,480 Speaker 1: Diane Carol, Oh my god, Beslee Tyson, Oh my gosh, 402 00:26:52,000 --> 00:26:55,800 Speaker 1: um Flip Wilson. The list was short, you know, it 403 00:26:55,920 --> 00:27:00,520 Speaker 1: was just uh it, yes, thank you, thank And I 404 00:27:00,560 --> 00:27:03,600 Speaker 1: got a chance to work with him. You know, I 405 00:27:03,640 --> 00:27:07,560 Speaker 1: remember as a child being going, oh my god, what 406 00:27:07,680 --> 00:27:12,520 Speaker 1: a beautiful black man on the screen, and he's showing 407 00:27:12,800 --> 00:27:18,760 Speaker 1: us as us as us uh, fully and holy and 408 00:27:19,080 --> 00:27:25,560 Speaker 1: unabashedly with no shame. They called me mr Tis, I 409 00:27:25,600 --> 00:27:33,520 Speaker 1: know you're gonna go. When he slapped that sheriff, Oh my, yes, 410 00:27:34,040 --> 00:27:37,080 Speaker 1: it took our breaths away. Yes, yes, And I'm sure 411 00:27:37,160 --> 00:27:39,680 Speaker 1: some TVs went off forgets what we were cheering. We 412 00:27:39,680 --> 00:27:46,720 Speaker 1: were cheering in the community, Yes, yes, yes, yes, absolutely so. Uh. 413 00:27:46,840 --> 00:27:48,840 Speaker 1: To to be able to work with someone like that, 414 00:27:49,400 --> 00:27:54,760 Speaker 1: uh in a piece uh that was a Western uh 415 00:27:54,920 --> 00:28:00,960 Speaker 1: called a good day to die. Uh and then have 416 00:28:01,160 --> 00:28:09,640 Speaker 1: him as mentor and friend. Is is awesome and I'm 417 00:28:09,720 --> 00:28:17,200 Speaker 1: quite um. It's grateful, humble U in terms of of 418 00:28:17,440 --> 00:28:21,000 Speaker 1: the journeys that I've gotten to take through the work 419 00:28:21,440 --> 00:28:25,200 Speaker 1: that you've done well. Her journey is continues every Sunday night. 420 00:28:25,280 --> 00:28:28,320 Speaker 1: It's called The First Lady, a tend Weeke anthology series. 421 00:28:28,359 --> 00:28:30,560 Speaker 1: You gotta catch it. Please go back to the First 422 00:28:30,600 --> 00:28:32,840 Speaker 1: when you catch it. But she's a multiple in double 423 00:28:32,880 --> 00:28:37,000 Speaker 1: ACP Image Award winner, she's a multiple Emmy nominated actress, 424 00:28:37,240 --> 00:28:40,320 Speaker 1: she's an activist, she's a playwright. And I'm from Texas. 425 00:28:40,320 --> 00:28:43,959 Speaker 1: So I'm gonna claim you're okay, Houston, Texas, Dallas girl okay, 426 00:28:44,320 --> 00:28:47,080 Speaker 1: and we're gonna win together. But more importantly, You're talent 427 00:28:47,120 --> 00:28:51,280 Speaker 1: will forever be stored on DVD, BC or digital. You 428 00:28:51,320 --> 00:28:54,720 Speaker 1: are brilliant. Please thank you for coming on Money Making Conversation. Ms. 429 00:28:54,720 --> 00:28:57,720 Speaker 1: Regina Taylor, Thank you, Thank you very much. If you 430 00:28:57,720 --> 00:28:59,680 Speaker 1: want to see you catch any episodes of money Making 431 00:28:59,680 --> 00:29:02,480 Speaker 1: Comments Station, please go to money Making Conversation dot com. 432 00:29:02,760 --> 00:29:05,400 Speaker 1: I'm with Sean McDonald, I am your host. We'll be 433 00:29:05,520 --> 00:29:09,960 Speaker 1: right back with more money Making Conversations Masterclass with Rushan McDonald. 434 00:29:11,520 --> 00:29:14,960 Speaker 1: You are now tuned into the money Making Conversations Minute 435 00:29:15,000 --> 00:29:18,640 Speaker 1: of Inspiration with Rushan McDonald's. Hi, Rashan McDonald's money Making 436 00:29:18,680 --> 00:29:21,520 Speaker 1: Conversation with your Daily many of the inspiration. This week, 437 00:29:21,560 --> 00:29:24,560 Speaker 1: I sat down with the founder of the HBCU Change app, 438 00:29:24,880 --> 00:29:27,840 Speaker 1: Xavier People's, as he shares with what he believes is 439 00:29:27,840 --> 00:29:31,600 Speaker 1: the motive of the black economic engine in America. You know, 440 00:29:31,760 --> 00:29:35,080 Speaker 1: I think, first and foremost, I am a supporter of 441 00:29:35,960 --> 00:29:39,760 Speaker 1: all black institutions within the black eco system. I believe 442 00:29:39,880 --> 00:29:45,160 Speaker 1: that it is paramount to our survival here in this country. 443 00:29:45,160 --> 00:29:48,120 Speaker 1: Where will we be without a use? What will we 444 00:29:48,200 --> 00:29:50,360 Speaker 1: mean without the Black Church? What will we be without 445 00:29:50,400 --> 00:29:56,600 Speaker 1: black banks? Uh? Those are the true motors of art 446 00:29:57,360 --> 00:30:00,320 Speaker 1: that allow us to drive in this country, might of 447 00:30:00,400 --> 00:30:03,520 Speaker 1: the many herbals that are grown out in front of us. 448 00:30:04,440 --> 00:30:06,400 Speaker 1: If you want to listen to this, full interview with 449 00:30:06,560 --> 00:30:10,000 Speaker 1: Xavier People's is available on money Making Conversation dot com. 450 00:30:10,160 --> 00:30:15,360 Speaker 1: Now let's return to Money Making Conversations Masterclass with Rashan McDonald. 451 00:30:15,880 --> 00:30:18,040 Speaker 1: My next guest, they are here. I have two of 452 00:30:18,080 --> 00:30:20,840 Speaker 1: them one uh two, as will be three in studio, 453 00:30:20,960 --> 00:30:24,000 Speaker 1: but I have two in studio live. One is at home. 454 00:30:24,200 --> 00:30:28,280 Speaker 1: She's she traveled worldwide and she came back a little sick, 455 00:30:28,440 --> 00:30:31,360 Speaker 1: but I forgive her. My next guest is a son 456 00:30:31,440 --> 00:30:36,200 Speaker 1: your Fears and her two daughters, Raya and Ayana. Um M. 457 00:30:36,280 --> 00:30:39,800 Speaker 1: Fears is the vice president of Global Sports and Entertainment 458 00:30:40,120 --> 00:30:44,560 Speaker 1: Director at Mortgage Stanley. Raya and Ayana are also financial 459 00:30:44,600 --> 00:30:48,640 Speaker 1: advisors and Morgan Stanley under the Fears Group umbrella. For 460 00:30:48,680 --> 00:30:51,239 Speaker 1: over eighty years, Morgage Stanley has been helping families and 461 00:30:51,280 --> 00:30:55,160 Speaker 1: people of all ages navigate their financial lives. Some just 462 00:30:55,240 --> 00:30:57,560 Speaker 1: Team's works with families to understand how their money can 463 00:30:57,600 --> 00:30:59,720 Speaker 1: be used to accomplish their goals and help them plan 464 00:31:00,280 --> 00:31:02,960 Speaker 1: for their future so that they can enjoy all life, 465 00:31:03,240 --> 00:31:06,200 Speaker 1: all that life has to offer. This is a family, Yes, 466 00:31:06,320 --> 00:31:09,440 Speaker 1: this is a financial family that works together. Is on 467 00:31:09,480 --> 00:31:12,200 Speaker 1: the show to talk about stock retirement and financial planning. 468 00:31:12,520 --> 00:31:15,560 Speaker 1: Please welcome to Money Making Conversations master class. Sonya and 469 00:31:15,680 --> 00:31:20,080 Speaker 1: incredible two daughters, Raya and Ayana. They are the Fears Group. Welcome. 470 00:31:21,080 --> 00:31:24,840 Speaker 1: Thank you so much for Sean. It's an absolute pleasure 471 00:31:24,880 --> 00:31:27,720 Speaker 1: to be here, to be back. Um, that's right, you 472 00:31:27,720 --> 00:31:32,080 Speaker 1: are returning. That's right. Bactic crew with you, right that's right. 473 00:31:32,320 --> 00:31:36,640 Speaker 1: So just um, I love the fact that uh you 474 00:31:36,720 --> 00:31:39,400 Speaker 1: saw it fit to bring me back, and I welcome 475 00:31:39,480 --> 00:31:42,560 Speaker 1: this opportunity. Well, well, before I get to your daughter, 476 00:31:42,600 --> 00:31:44,240 Speaker 1: you know, we gotta talk, you know, because of the 477 00:31:44,280 --> 00:31:47,120 Speaker 1: fact that you made an impact on my show, because 478 00:31:47,160 --> 00:31:50,760 Speaker 1: of the fact that you know, a predominant black radio 479 00:31:50,800 --> 00:31:53,400 Speaker 1: station play music. You know, that's that's just okay, what 480 00:31:53,520 --> 00:31:56,480 Speaker 1: format you are all over this country. I had a 481 00:31:56,520 --> 00:31:59,600 Speaker 1: relationship with Steve Harvey. We syndicated on music stations, so 482 00:31:59,600 --> 00:32:02,200 Speaker 1: I'm well aware of the power of music. What we 483 00:32:02,320 --> 00:32:06,400 Speaker 1: lack is in financial literacy. And so I've been so 484 00:32:06,440 --> 00:32:08,520 Speaker 1: blessed or be on w C Okay where they actually 485 00:32:08,560 --> 00:32:12,440 Speaker 1: stopped the music allow me to do a show about entrepreneurship, 486 00:32:12,760 --> 00:32:17,280 Speaker 1: financial leadership and community uplift. And then this hour when 487 00:32:17,360 --> 00:32:19,880 Speaker 1: you came on the show, I feel you impacted some 488 00:32:19,920 --> 00:32:24,120 Speaker 1: people's lives because you gave them information. And this time 489 00:32:24,200 --> 00:32:27,200 Speaker 1: you brought back your crew, your crew. Now I say 490 00:32:27,240 --> 00:32:29,880 Speaker 1: I didn't expect I expected rare, but then you brought 491 00:32:29,880 --> 00:32:32,920 Speaker 1: back another side crew that I knew nothing about. This 492 00:32:33,040 --> 00:32:36,600 Speaker 1: first HAF meeting there, So please introduce us to your family, 493 00:32:37,120 --> 00:32:39,520 Speaker 1: which are your daughters and we're talking about how you 494 00:32:39,560 --> 00:32:42,360 Speaker 1: started this financial journey for you and then how was 495 00:32:42,400 --> 00:32:45,480 Speaker 1: it introduced to your daughters to make this a comfortable 496 00:32:46,000 --> 00:32:49,240 Speaker 1: communities that operates under the Fierce Group which is at 497 00:32:49,240 --> 00:32:52,160 Speaker 1: Morgan Stanley Floors. Your son, yea, thank you, thank you. 498 00:32:52,280 --> 00:32:56,920 Speaker 1: So I've been in financial in this space UM for 499 00:32:57,400 --> 00:33:01,560 Speaker 1: six this is my sixteenth year UM. But really I 500 00:33:01,680 --> 00:33:07,120 Speaker 1: started even before this. I've been I've done mortgages, I've 501 00:33:07,160 --> 00:33:12,040 Speaker 1: done taxes UM. I always loved numbers. I wanted to 502 00:33:12,200 --> 00:33:15,480 Speaker 1: major in math in in in college, I have a 503 00:33:15,520 --> 00:33:22,000 Speaker 1: degree in chemistry. And so when I discovered the world 504 00:33:22,040 --> 00:33:27,480 Speaker 1: of investing UM really to be a financial advisor and 505 00:33:27,480 --> 00:33:31,239 Speaker 1: and your previous guests said it before, it was a 506 00:33:31,280 --> 00:33:34,560 Speaker 1: collision of all the things that I've done, you know. 507 00:33:34,720 --> 00:33:37,880 Speaker 1: So again, I've been a business owner, so I'm an 508 00:33:38,040 --> 00:33:45,440 Speaker 1: entrepreneur UM doing taxes UM, doing mortgages and just being 509 00:33:45,520 --> 00:33:49,600 Speaker 1: able to my My goal was to be a personal 510 00:33:49,920 --> 00:33:53,440 Speaker 1: CFO for individuals and that is the thought that I 511 00:33:53,480 --> 00:33:58,000 Speaker 1: had in mind. And this is that this his UM 512 00:33:58,000 --> 00:34:02,200 Speaker 1: a passion for me because it is it's everything that 513 00:34:02,280 --> 00:34:05,960 Speaker 1: I've done in one place. So it's it's a it's 514 00:34:06,000 --> 00:34:08,919 Speaker 1: a natural thing so that's that's how I got into 515 00:34:08,960 --> 00:34:12,239 Speaker 1: this business, and this is how I realized this is 516 00:34:12,239 --> 00:34:16,720 Speaker 1: where I was meant to to be. Rhea Um, believe 517 00:34:16,719 --> 00:34:19,840 Speaker 1: it or not, she was to be an orthopedic surgeon. 518 00:34:20,960 --> 00:34:23,839 Speaker 1: And last year in her emery and I'm gonna let 519 00:34:23,840 --> 00:34:28,080 Speaker 1: her introduce herself, she decided that Um, with a math 520 00:34:28,520 --> 00:34:33,759 Speaker 1: and economist degree, she wanted to go into finance and 521 00:34:33,880 --> 00:34:35,839 Speaker 1: she put it out there. I said, well, if you're 522 00:34:35,880 --> 00:34:39,680 Speaker 1: going to apply to all these different companies, you might 523 00:34:39,719 --> 00:34:42,920 Speaker 1: as well apply to Mary Lynch. That's where I was 524 00:34:43,000 --> 00:34:46,920 Speaker 1: before Morgan Stanley, and she did, and that was the 525 00:34:47,000 --> 00:34:50,600 Speaker 1: beginning of the fierce group before you before she said something, 526 00:34:50,640 --> 00:34:55,560 Speaker 1: now use it. Then you moved over to Morgan Stanley. Yes, 527 00:34:55,600 --> 00:34:58,680 Speaker 1: it had to be some doubt, some with some that 528 00:34:58,880 --> 00:35:02,600 Speaker 1: they say you comfortable making that move, that you questioned 529 00:35:02,760 --> 00:35:05,680 Speaker 1: people who did you seek out to say I'm comfortable 530 00:35:05,680 --> 00:35:08,080 Speaker 1: over here, but I see a bigger opportunity to over here. 531 00:35:08,600 --> 00:35:11,720 Speaker 1: It was one of the hardest decisions I've made, you know. So, 532 00:35:11,719 --> 00:35:15,360 Speaker 1: so when you're somewhere where you think you're at the 533 00:35:15,360 --> 00:35:19,200 Speaker 1: top of your game and it's really comfortable and you're 534 00:35:19,280 --> 00:35:22,040 Speaker 1: being embraced because you're getting the perks of the job. 535 00:35:22,680 --> 00:35:26,759 Speaker 1: To make that decision to move, it's it's a hard decision, 536 00:35:27,560 --> 00:35:30,799 Speaker 1: but it was a decision that I made for a 537 00:35:30,840 --> 00:35:34,879 Speaker 1: few um reasons. One of the most important reason was 538 00:35:35,080 --> 00:35:38,880 Speaker 1: my other daughter that's sitting here. I wanted all of 539 00:35:39,000 --> 00:35:43,400 Speaker 1: us to be together. I wanted to build a legacy 540 00:35:43,440 --> 00:35:47,200 Speaker 1: that she could be a part of, that Ria could 541 00:35:47,239 --> 00:35:51,000 Speaker 1: be a part of. And she really she tried out 542 00:35:51,360 --> 00:35:54,480 Speaker 1: Bank of America Marylynch, but it just didn't work out 543 00:35:54,520 --> 00:35:57,800 Speaker 1: for her. So I made a decision that we're all 544 00:35:58,360 --> 00:36:01,799 Speaker 1: gonna do this together at Morgan Stanley. Okay, now you 545 00:36:01,840 --> 00:36:08,319 Speaker 1: can introduce it out there. Oh yeah, that's it. And 546 00:36:08,320 --> 00:36:12,680 Speaker 1: and so Ayanna Fears that's my my other daughter, UM, 547 00:36:12,880 --> 00:36:17,040 Speaker 1: and believe it or not, totally um. Outside of financial world. 548 00:36:17,120 --> 00:36:21,080 Speaker 1: She has a degree in health services. And that's just 549 00:36:21,160 --> 00:36:25,480 Speaker 1: to say, wherever you start, this could be where you 550 00:36:25,600 --> 00:36:29,759 Speaker 1: end up. And it's an amazing career. This is uh 551 00:36:29,960 --> 00:36:35,439 Speaker 1: an opportunity for families anywhere to build a legacy that 552 00:36:35,600 --> 00:36:39,319 Speaker 1: you can start and you can have them finish. I 553 00:36:39,400 --> 00:36:43,320 Speaker 1: used to tell people it's like running a relay. Okay, 554 00:36:43,400 --> 00:36:47,600 Speaker 1: you start the relay and you'll run five hundred and 555 00:36:47,640 --> 00:36:51,440 Speaker 1: when you get to that end, you don't start over again. 556 00:36:51,680 --> 00:36:55,399 Speaker 1: You pass that baton where you left off. And that 557 00:36:55,520 --> 00:36:58,319 Speaker 1: is what this industry allows you to do. You know, 558 00:36:58,480 --> 00:37:03,400 Speaker 1: as I've never heard your mama preach, I'm moving around 559 00:37:03,400 --> 00:37:09,399 Speaker 1: in my chair over here. As I said past time, 560 00:37:10,360 --> 00:37:13,839 Speaker 1: it sounds that that's motivation. That's motivation about being successful 561 00:37:14,000 --> 00:37:19,120 Speaker 1: health to finance. How um so public health degree in 562 00:37:19,120 --> 00:37:23,640 Speaker 1: public health from Georgia Southern. And I always just had 563 00:37:23,760 --> 00:37:27,160 Speaker 1: like a big strong I always had a strong footing 564 00:37:27,200 --> 00:37:31,880 Speaker 1: with sciences. Um but I kind of I knew I 565 00:37:31,920 --> 00:37:35,479 Speaker 1: liked marketing. I knew I liked business. But I saw 566 00:37:35,560 --> 00:37:37,480 Speaker 1: my mother and she kind of was like, you know, 567 00:37:37,560 --> 00:37:40,800 Speaker 1: like you should try And I'm like, oh, no, anything 568 00:37:40,840 --> 00:37:43,000 Speaker 1: you say me to do, I'm not gonna do it. 569 00:37:43,480 --> 00:37:46,160 Speaker 1: So I fought it for a while. I took so 570 00:37:46,160 --> 00:37:48,960 Speaker 1: many different positions, and that's what really it took was 571 00:37:49,040 --> 00:37:52,239 Speaker 1: me trying all those different positions and realizing it did 572 00:37:52,280 --> 00:37:55,080 Speaker 1: not fit. I did it to the best of my ability, 573 00:37:55,160 --> 00:37:58,719 Speaker 1: but I personally knew that wasn't for me. Right. So 574 00:37:59,400 --> 00:38:03,960 Speaker 1: you are in studio, how are you feeling. I know 575 00:38:04,000 --> 00:38:06,040 Speaker 1: you're a little bit under the weather, but you're a trooper. 576 00:38:06,120 --> 00:38:08,360 Speaker 1: You came on the show, tell us about how you 577 00:38:08,440 --> 00:38:11,200 Speaker 1: got into this world. Noticed because I know you wouldn't 578 00:38:11,239 --> 00:38:14,400 Speaker 1: drug into it. I knew you was inspired by this, uh, 579 00:38:14,480 --> 00:38:18,920 Speaker 1: this wonderful preacher who's suddenly born herself into my studio today, 580 00:38:19,840 --> 00:38:25,280 Speaker 1: your mom's sonya Uh yeah. So I So my degree 581 00:38:25,320 --> 00:38:28,319 Speaker 1: was in math and economics. I think decision being I've 582 00:38:28,320 --> 00:38:30,960 Speaker 1: always been good at maths economics was something that made 583 00:38:31,000 --> 00:38:33,359 Speaker 1: sense to me. UM. I kind of got to the 584 00:38:33,520 --> 00:38:37,120 Speaker 1: end of my undergrid career and kind of started playing 585 00:38:37,120 --> 00:38:42,280 Speaker 1: with the idea of what would I be happy doing, 586 00:38:42,400 --> 00:38:44,640 Speaker 1: what would make sense, what would what is something that 587 00:38:44,680 --> 00:38:47,680 Speaker 1: would engage me um and that would be excited to 588 00:38:47,680 --> 00:38:50,520 Speaker 1: continue learning about UM and so I started looking at 589 00:38:50,560 --> 00:38:54,120 Speaker 1: things within the finance, within the finance field. UM. And 590 00:38:54,160 --> 00:38:57,640 Speaker 1: I think even from being honest, even growing up, something 591 00:38:57,680 --> 00:39:02,440 Speaker 1: that was that my dad always told us UM the 592 00:39:02,560 --> 00:39:05,120 Speaker 1: importance He always kind of spoke about the importance money, 593 00:39:05,160 --> 00:39:08,800 Speaker 1: the importance of living within our means, but ultimately making 594 00:39:08,800 --> 00:39:12,080 Speaker 1: sure that we could afford the lifestyles that we wanted 595 00:39:12,160 --> 00:39:16,279 Speaker 1: for ourselves, UM, which kind of made us challenge, Okay, well, 596 00:39:16,320 --> 00:39:19,359 Speaker 1: what do we want for ourselves? UM, and then how 597 00:39:19,360 --> 00:39:22,640 Speaker 1: do I get there? And so I played with for 598 00:39:22,680 --> 00:39:24,719 Speaker 1: a long time looking at things to be like, oh 599 00:39:24,760 --> 00:39:26,200 Speaker 1: I like that, but that's not going to get me 600 00:39:26,239 --> 00:39:28,880 Speaker 1: where I want to beat UM. And so kind of 601 00:39:28,880 --> 00:39:30,799 Speaker 1: being able to have that month at early on, I 602 00:39:30,800 --> 00:39:33,239 Speaker 1: think kind of helped made that decision very easy for 603 00:39:33,320 --> 00:39:38,399 Speaker 1: me and UM until it's for me. It's been since 604 00:39:38,440 --> 00:39:44,200 Speaker 1: seven years now within the finance industry, I'm enjoying it. 605 00:39:44,640 --> 00:39:47,240 Speaker 1: And the Fears Group was it always the Fears Group? 606 00:39:47,640 --> 00:39:50,760 Speaker 1: Did they start when you came over to mortgage Stanley? 607 00:39:51,160 --> 00:39:55,839 Speaker 1: Now the Fears Group started at Maryland's again. So the 608 00:39:55,880 --> 00:40:00,200 Speaker 1: Feers Group started when Rhea Um came into Maryland innch 609 00:40:00,239 --> 00:40:04,240 Speaker 1: and we formed a team, her and I. But before 610 00:40:04,960 --> 00:40:10,759 Speaker 1: Um Rhea came in, I was there, you know, grinding, 611 00:40:10,960 --> 00:40:16,440 Speaker 1: and it's you know, I I won't um sugarcoat it. 612 00:40:16,239 --> 00:40:19,359 Speaker 1: It wasn't easy. And so that's the thing, you know, 613 00:40:19,440 --> 00:40:23,560 Speaker 1: to really understand that, you have to want it. I 614 00:40:23,680 --> 00:40:26,400 Speaker 1: used to say. And I used to say too. There's 615 00:40:26,520 --> 00:40:30,440 Speaker 1: a a guy, black guy that was in the building 616 00:40:30,760 --> 00:40:34,440 Speaker 1: and he owned his shoeshine business, and I used to 617 00:40:34,440 --> 00:40:36,680 Speaker 1: go and talk to him in the evenings when I 618 00:40:36,719 --> 00:40:40,640 Speaker 1: was leaving and or taking a break really and I 619 00:40:40,680 --> 00:40:43,040 Speaker 1: would tell him they're gonna have to drag me out 620 00:40:43,040 --> 00:40:46,480 Speaker 1: of here kicking. I'm going to make it. And and 621 00:40:46,719 --> 00:40:52,080 Speaker 1: I was the second black female to graduate UM the 622 00:40:52,440 --> 00:40:57,920 Speaker 1: training program at Marylynch out of the Atlanta Bucket office UM. 623 00:40:58,000 --> 00:41:01,120 Speaker 1: And you know, just to give you an idea of 624 00:41:01,200 --> 00:41:06,960 Speaker 1: what this industry is, UM, Marylynch have seventeen thousand plus 625 00:41:07,080 --> 00:41:11,560 Speaker 1: UM financial advisors. Of that seventeen thousand plus, there were 626 00:41:11,600 --> 00:41:20,600 Speaker 1: twenty five black female financial advice twenty five. I was 627 00:41:20,680 --> 00:41:23,279 Speaker 1: one of the twenty five. And when Rhea came and 628 00:41:23,360 --> 00:41:26,600 Speaker 1: joined me, she was the second one of the twenty five. 629 00:41:27,160 --> 00:41:30,960 Speaker 1: And you're are considered a full fledged financial advisor until 630 00:41:31,000 --> 00:41:34,480 Speaker 1: you graduate the training program. So they get a lot 631 00:41:34,520 --> 00:41:39,520 Speaker 1: of trainees in, right, and so they could use those numbers, 632 00:41:39,600 --> 00:41:42,920 Speaker 1: but it's a revolving door. They come in and they 633 00:41:42,960 --> 00:41:45,480 Speaker 1: go out. They come in and they go out to 634 00:41:45,719 --> 00:41:48,120 Speaker 1: make it through the training program, which is a three 635 00:41:48,160 --> 00:41:50,600 Speaker 1: and a half training UM three and a half year 636 00:41:51,200 --> 00:41:56,000 Speaker 1: training program, that's when you become a financial advisor. Twenty 637 00:41:56,040 --> 00:42:00,439 Speaker 1: five of us nationally across the country, So and real 638 00:42:00,760 --> 00:42:05,440 Speaker 1: and I left, that was ten percent of all the 639 00:42:05,480 --> 00:42:12,000 Speaker 1: black female and financial advisors that the company had in 640 00:42:12,080 --> 00:42:14,800 Speaker 1: the country. You know when you hear that at Yana, 641 00:42:15,280 --> 00:42:21,560 Speaker 1: what words to your mind? I Well, not only hear it, 642 00:42:21,600 --> 00:42:24,480 Speaker 1: but I saw it. So I sat in Merrill for 643 00:42:24,480 --> 00:42:27,040 Speaker 1: for a little bit, and I saw where people would 644 00:42:27,080 --> 00:42:29,600 Speaker 1: come in and I saw when they would leave, and 645 00:42:29,640 --> 00:42:32,000 Speaker 1: so I saw where there was the need for not 646 00:42:32,080 --> 00:42:36,480 Speaker 1: just a mentorship, but like an advocate, for somebody to 647 00:42:36,560 --> 00:42:39,040 Speaker 1: actually kind of walk them through and say like hey, 648 00:42:39,480 --> 00:42:41,880 Speaker 1: you know, like I will help you or pull them 649 00:42:41,960 --> 00:42:43,600 Speaker 1: up the ladder just a little bit, because that's what 650 00:42:43,640 --> 00:42:46,640 Speaker 1: everybody else was doing for each other. You know, I'm 651 00:42:46,640 --> 00:42:48,760 Speaker 1: not trying to turn this into a gloom show because 652 00:42:48,760 --> 00:42:51,759 Speaker 1: it's by finances and money makes everybody happy when you 653 00:42:51,760 --> 00:42:54,120 Speaker 1: can get it. And they're passing out a lot of 654 00:42:54,160 --> 00:42:57,560 Speaker 1: money out there with Kryptoe and bit corn, and you know, 655 00:42:57,600 --> 00:42:59,839 Speaker 1: we do on a little downslide right now because it's 656 00:43:00,160 --> 00:43:02,600 Speaker 1: took a little hit there. But you don't run from 657 00:43:02,600 --> 00:43:07,960 Speaker 1: the stock market. You run to the stock market. You Okay, 658 00:43:08,000 --> 00:43:10,400 Speaker 1: So how do you get in the stock market? And 659 00:43:10,520 --> 00:43:14,879 Speaker 1: the Fears group leadership financial Planning and so it it's 660 00:43:14,920 --> 00:43:19,360 Speaker 1: getting into that training program and we want to encourage. 661 00:43:19,400 --> 00:43:23,080 Speaker 1: So we want to tell um students that are in 662 00:43:23,160 --> 00:43:27,480 Speaker 1: middle school, in high school, we we want to show 663 00:43:27,560 --> 00:43:32,480 Speaker 1: you and um. When Ria was in the program, we 664 00:43:32,640 --> 00:43:36,400 Speaker 1: reached back to her high school and had a bus 665 00:43:36,440 --> 00:43:40,200 Speaker 1: load of students come in and we talked to them. So, 666 00:43:40,360 --> 00:43:44,600 Speaker 1: you know, to to get the education, the information about 667 00:43:45,840 --> 00:43:50,160 Speaker 1: stocks and finance and really being able to build wealth. 668 00:43:50,480 --> 00:43:54,920 Speaker 1: What does it mean? Financial literacy? Wherever you can get it. 669 00:43:55,560 --> 00:43:59,839 Speaker 1: We host a program for financial literacy. There's a lot 670 00:43:59,880 --> 00:44:05,120 Speaker 1: of YouTube videos. Get it because learning about how to 671 00:44:05,280 --> 00:44:08,880 Speaker 1: manage money, what it means, to understand the stock market, 672 00:44:09,160 --> 00:44:13,279 Speaker 1: the capital markets, what it means to build wealth. It's 673 00:44:13,320 --> 00:44:17,800 Speaker 1: important and we need to teach it. But I'm sure 674 00:44:17,880 --> 00:44:23,000 Speaker 1: that like it's gonna be real. There're stereotypes and we 675 00:44:23,520 --> 00:44:28,480 Speaker 1: in our community. You are black woman, a black person 676 00:44:28,520 --> 00:44:32,160 Speaker 1: in general, black person come in with their little money. 677 00:44:32,600 --> 00:44:36,719 Speaker 1: Do you get stereotypes? I trust the white person gonna 678 00:44:36,760 --> 00:44:39,560 Speaker 1: do my money right, and you won't do it right. 679 00:44:39,600 --> 00:44:42,200 Speaker 1: Do you get that stereo all the time, all the 680 00:44:42,280 --> 00:44:46,400 Speaker 1: time make you mad? You know, you have to understand 681 00:44:46,480 --> 00:44:51,040 Speaker 1: what you're dealing with, you know, so when you have 682 00:44:50,920 --> 00:44:54,680 Speaker 1: I have a client that was an athlete, right I'm 683 00:44:54,719 --> 00:45:00,200 Speaker 1: in global sports and entertainment. And he was previously a 684 00:45:00,320 --> 00:45:04,200 Speaker 1: client that I did mortgages with. And he told me 685 00:45:04,640 --> 00:45:07,680 Speaker 1: because it took a while for me to convince him 686 00:45:08,000 --> 00:45:12,520 Speaker 1: to become a client in which I was managing his money. 687 00:45:12,560 --> 00:45:15,080 Speaker 1: And he said, most athletes, and they say it in 688 00:45:15,120 --> 00:45:21,760 Speaker 1: the locker room, unless they look like someone that had 689 00:45:21,840 --> 00:45:26,840 Speaker 1: money growing up, they weren't gonna allow them to manage 690 00:45:26,880 --> 00:45:30,239 Speaker 1: their money, you know. And so people that look like me, 691 00:45:30,920 --> 00:45:35,080 Speaker 1: um really is not someone that they equated to have 692 00:45:35,239 --> 00:45:38,840 Speaker 1: money growing up. So it's it's hard for them to 693 00:45:38,960 --> 00:45:43,000 Speaker 1: think that I can trust this person and this person 694 00:45:43,040 --> 00:45:46,080 Speaker 1: will understand what to do to help me grow my wealth. 695 00:45:47,080 --> 00:45:51,080 Speaker 1: So you have to build that trust, right, And how 696 00:45:51,080 --> 00:45:55,279 Speaker 1: do you build that trust making the money? No, you 697 00:45:55,280 --> 00:45:58,320 Speaker 1: you educate them first, you know. So so it comes 698 00:45:58,400 --> 00:46:02,759 Speaker 1: to the credentials, right, I'm a certified financial planner. It's 699 00:46:02,760 --> 00:46:05,120 Speaker 1: not many of us out there that that's like that, 700 00:46:05,640 --> 00:46:09,000 Speaker 1: and the the designations and the education and to be 701 00:46:09,040 --> 00:46:12,560 Speaker 1: able to sit down and talk to people about what 702 00:46:12,640 --> 00:46:16,240 Speaker 1: it means to manage your money, what it means to 703 00:46:16,320 --> 00:46:19,680 Speaker 1: invest your money. That's that's what it takes. People have 704 00:46:19,800 --> 00:46:22,840 Speaker 1: to get a sense that they can trust you that 705 00:46:23,000 --> 00:46:26,200 Speaker 1: you know what you're talking about, that you understand the 706 00:46:26,320 --> 00:46:32,240 Speaker 1: seven life priorities, right, And that's what it takes, UM 707 00:46:32,280 --> 00:46:35,360 Speaker 1: to really help build trust. And that's what you have 708 00:46:35,440 --> 00:46:38,240 Speaker 1: to do. You have to build trust, but it takes 709 00:46:38,360 --> 00:46:41,520 Speaker 1: knowledge to be able to do that. And educating people 710 00:46:41,520 --> 00:46:45,879 Speaker 1: to be able to do that awesome And I'd really 711 00:46:45,880 --> 00:46:48,959 Speaker 1: like to add to that. UM. I think another part 712 00:46:48,960 --> 00:46:52,040 Speaker 1: of it because I started in this industry when I 713 00:46:52,160 --> 00:46:55,880 Speaker 1: was twenty one years old, and so having that conversation 714 00:46:55,920 --> 00:46:58,799 Speaker 1: with people or why should I trust you at this 715 00:46:58,880 --> 00:47:01,319 Speaker 1: young age to manage and I think a lot of 716 00:47:01,400 --> 00:47:04,560 Speaker 1: times of stepping in a space and being proactive instead 717 00:47:04,560 --> 00:47:06,560 Speaker 1: of instead of reactive, and kind of stepping in a 718 00:47:06,560 --> 00:47:10,120 Speaker 1: space of acknowledging what you may think as a concern, 719 00:47:10,600 --> 00:47:14,759 Speaker 1: kind of acknowledging, um, what it is you're there to do, 720 00:47:14,920 --> 00:47:17,319 Speaker 1: why you're capable of doing it, and kind of being 721 00:47:17,400 --> 00:47:20,920 Speaker 1: comfortable and confident standing in Okay, this is who I am, 722 00:47:20,920 --> 00:47:24,520 Speaker 1: this is what I'm here to do, and ultimately this 723 00:47:24,520 --> 00:47:26,920 Speaker 1: this is why I'm qualified. UM. And I think a 724 00:47:26,920 --> 00:47:32,359 Speaker 1: lot of times, especially women, we don't necessarily feel comfortable 725 00:47:32,560 --> 00:47:37,400 Speaker 1: or confident being taking that proactive stance, but that's definitely 726 00:47:37,400 --> 00:47:39,560 Speaker 1: a big part of it. We'll be right back with 727 00:47:39,600 --> 00:47:52,239 Speaker 1: more Money Making Conversations Masterclass with Rushan McDonald. Now, let's 728 00:47:52,280 --> 00:47:57,319 Speaker 1: return to Money Making Conversations Masterclass with Rashan McDonald. You 729 00:47:57,320 --> 00:48:01,319 Speaker 1: don't run from the stock more kid, you run to 730 00:48:01,440 --> 00:48:04,080 Speaker 1: the stock market. You do, okay, So how do you 731 00:48:04,120 --> 00:48:07,440 Speaker 1: get in the stock market? And the Fears group leadership 732 00:48:08,000 --> 00:48:12,000 Speaker 1: financial planning and so it it's getting into that training 733 00:48:12,040 --> 00:48:16,439 Speaker 1: program and we want to encourage. So we want to 734 00:48:16,480 --> 00:48:20,960 Speaker 1: tell um students that are in middle school, in high school, 735 00:48:21,760 --> 00:48:25,520 Speaker 1: we we want to show you and um, when Ria 736 00:48:26,600 --> 00:48:30,000 Speaker 1: was in the program, we reached back to her high 737 00:48:30,040 --> 00:48:33,120 Speaker 1: school and had a bus load of students come in 738 00:48:34,360 --> 00:48:36,480 Speaker 1: and we talked to them. So, you know, to to 739 00:48:36,560 --> 00:48:43,640 Speaker 1: get the education, the information about stocks and finance and 740 00:48:43,719 --> 00:48:46,840 Speaker 1: really being able to build wealth. What does it mean 741 00:48:47,840 --> 00:48:52,160 Speaker 1: financial literacy wherever you can get it. We host a 742 00:48:52,280 --> 00:48:56,920 Speaker 1: program for financial literacy. There's a lot of YouTube videos. 743 00:48:57,440 --> 00:49:02,000 Speaker 1: Get it because learning about how to manage money, what 744 00:49:02,080 --> 00:49:05,880 Speaker 1: it means to understand the stock market, the capital markets, 745 00:49:06,080 --> 00:49:10,960 Speaker 1: what it means to build wealth. It's important and we 746 00:49:11,040 --> 00:49:14,759 Speaker 1: need to teach it. But I'm sure that like it's 747 00:49:14,800 --> 00:49:19,920 Speaker 1: gonna be real. There's stereotypes and we in our community. 748 00:49:20,719 --> 00:49:25,200 Speaker 1: You are black woman, a black person in general, black 749 00:49:25,239 --> 00:49:30,359 Speaker 1: person come in with their little money. Do you get stereotypes? 750 00:49:30,719 --> 00:49:33,839 Speaker 1: I trust the white person gonna do my money right, 751 00:49:33,880 --> 00:49:35,680 Speaker 1: and you won't do it right? Do you get that 752 00:49:35,719 --> 00:49:39,479 Speaker 1: stereo all the time, all the time make you mad? 753 00:49:39,840 --> 00:49:42,919 Speaker 1: You know, you have to understand what you're dealing with, 754 00:49:43,320 --> 00:49:47,160 Speaker 1: you know, So when you have I have a client 755 00:49:47,320 --> 00:49:51,960 Speaker 1: that was an athlete, right, I'm in global sports and entertainment, 756 00:49:52,680 --> 00:49:57,719 Speaker 1: and he was previously a client that I did mortgages with. 757 00:49:58,480 --> 00:50:01,880 Speaker 1: And he told me because it took a while for 758 00:50:02,000 --> 00:50:05,839 Speaker 1: me to convince him to become a client in which 759 00:50:05,880 --> 00:50:09,719 Speaker 1: I was managing his money. And he said, most athletes, 760 00:50:09,800 --> 00:50:13,960 Speaker 1: and they say it in the locker room, unless they 761 00:50:14,719 --> 00:50:19,760 Speaker 1: look like someone that had money growing up, they weren't 762 00:50:19,800 --> 00:50:24,160 Speaker 1: gonna allow them to manage their money, you know. And 763 00:50:24,200 --> 00:50:28,239 Speaker 1: so people that look like me, um really is not 764 00:50:28,480 --> 00:50:32,640 Speaker 1: someone that they equated to have money growing up. So 765 00:50:32,800 --> 00:50:35,799 Speaker 1: it's it's hard for them to think that I can 766 00:50:35,840 --> 00:50:39,719 Speaker 1: trust this person and this person will understand what to 767 00:50:39,840 --> 00:50:43,080 Speaker 1: do to help me grow my wealth. So you have 768 00:50:43,280 --> 00:50:47,160 Speaker 1: to build that trust, right and how do you build 769 00:50:47,160 --> 00:50:52,080 Speaker 1: that trust making the money? No, you you educate them first, 770 00:50:52,400 --> 00:50:55,839 Speaker 1: you know, so, so it comes to the credentials, right, 771 00:50:55,920 --> 00:50:58,960 Speaker 1: I'm a certified financial planner. It's not many of us 772 00:50:58,960 --> 00:51:02,680 Speaker 1: out there that it's like that, and the the designations 773 00:51:02,760 --> 00:51:05,480 Speaker 1: and the education and to be able to sit down 774 00:51:05,880 --> 00:51:09,520 Speaker 1: and talk to people about what it means to manage 775 00:51:09,560 --> 00:51:13,680 Speaker 1: your money, what it means to invest your money. That's 776 00:51:13,719 --> 00:51:16,600 Speaker 1: that's what it takes. People have to get a sense 777 00:51:16,680 --> 00:51:19,200 Speaker 1: that they can trust you, that you know what you're 778 00:51:19,239 --> 00:51:23,960 Speaker 1: talking about, that you understand the seven life priorities, right, 779 00:51:25,160 --> 00:51:29,720 Speaker 1: And that's what it takes UM to really help build trust. 780 00:51:30,080 --> 00:51:31,920 Speaker 1: And that's what you have to do. You have to 781 00:51:31,920 --> 00:51:34,960 Speaker 1: build trust, but it takes knowledge to be able to 782 00:51:35,000 --> 00:51:37,680 Speaker 1: do that. And educating people to be able to do 783 00:51:37,719 --> 00:51:43,000 Speaker 1: that awesome. And I'd really like to add to that. UM. 784 00:51:43,040 --> 00:51:46,000 Speaker 1: I think another part of it because I started in 785 00:51:46,040 --> 00:51:50,080 Speaker 1: this industry when I was twenty one years old, and 786 00:51:50,080 --> 00:51:53,319 Speaker 1: so having that conversation with people or why should I 787 00:51:53,400 --> 00:51:55,640 Speaker 1: trust you at this young age to manage our money? 788 00:51:55,680 --> 00:51:57,799 Speaker 1: I think a lot of times of stepping in a 789 00:51:57,840 --> 00:52:01,280 Speaker 1: space and being proactive and so every instead of reactive 790 00:52:01,280 --> 00:52:04,040 Speaker 1: and kind of setting a space of acknowledging what you 791 00:52:04,280 --> 00:52:09,080 Speaker 1: may think as a concern, kind of acknowledging, um, what 792 00:52:09,120 --> 00:52:11,480 Speaker 1: it is you're there to do, why you're capable of 793 00:52:11,520 --> 00:52:14,520 Speaker 1: doing it, and kind of being comfortable and confident standing 794 00:52:14,560 --> 00:52:16,880 Speaker 1: in Okay, this is who I am, this is what 795 00:52:16,920 --> 00:52:20,440 Speaker 1: I'm here to do, and ultimately this this is why 796 00:52:20,520 --> 00:52:23,280 Speaker 1: I'm qualified. Um. And I think a lot of times, 797 00:52:23,480 --> 00:52:29,200 Speaker 1: especially women, we don't necessarily feel comfortable or confident being 798 00:52:29,440 --> 00:52:33,359 Speaker 1: taking that proactive stance. But that's definitely a big part 799 00:52:33,400 --> 00:52:41,919 Speaker 1: of it. Wowana newest to the crew, your thoughts well, um, 800 00:52:41,960 --> 00:52:45,600 Speaker 1: everything that they just said, but more so the being 801 00:52:45,600 --> 00:52:48,520 Speaker 1: proactive because I am I've always been the youngest in 802 00:52:48,560 --> 00:52:52,160 Speaker 1: the room or the most what seems to be let 803 00:52:52,160 --> 00:52:53,960 Speaker 1: me answer this question, because you know you are the 804 00:52:54,000 --> 00:52:58,400 Speaker 1: youngest is to take away because you've had the conversation 805 00:52:58,400 --> 00:53:00,840 Speaker 1: to come back to the house and the breakfast table, 806 00:53:00,960 --> 00:53:05,880 Speaker 1: at the dinner table, the frustrations, but you came because 807 00:53:05,880 --> 00:53:08,520 Speaker 1: you felt you had put a protection, you had mentorship 808 00:53:08,920 --> 00:53:13,520 Speaker 1: that would allow you to be successful. Is that why no? 809 00:53:13,719 --> 00:53:17,919 Speaker 1: I wanted it, Um, the protection, the mentorship that helped 810 00:53:17,960 --> 00:53:20,040 Speaker 1: a lot. But I'm not gonna do anything that I 811 00:53:20,080 --> 00:53:22,799 Speaker 1: don't want, and so I saw the life that I want, 812 00:53:22,840 --> 00:53:24,640 Speaker 1: and I see the things that I want for it. 813 00:53:25,040 --> 00:53:28,160 Speaker 1: And I know that this profession and all the knowledge 814 00:53:28,160 --> 00:53:30,759 Speaker 1: that I've been able to gain from just being a 815 00:53:30,880 --> 00:53:34,080 Speaker 1: uh fly on the wall to actually being a part 816 00:53:34,080 --> 00:53:36,200 Speaker 1: of it, I know that that's what I want for myself. 817 00:53:36,640 --> 00:53:39,400 Speaker 1: I love it, love it. We have a car Rosalind 818 00:53:39,960 --> 00:53:43,319 Speaker 1: in Marietta, Marietta, Georgia. Had Rosalind. You're on the call 819 00:53:43,440 --> 00:53:46,160 Speaker 1: with the Fierce Group and this is Rushian McDonald's host. 820 00:53:46,480 --> 00:53:50,319 Speaker 1: How are you doing. What's your question? I'm good, Hi, Reshan. Um. 821 00:53:50,360 --> 00:53:53,279 Speaker 1: I had a question for all the ladies. Actually, um, 822 00:53:53,320 --> 00:53:57,680 Speaker 1: do you guys do classes or like online training or 823 00:53:57,719 --> 00:54:00,120 Speaker 1: something like that? Do you where can I why you 824 00:54:00,160 --> 00:54:02,320 Speaker 1: guys or learned from you guys? Is it is it 825 00:54:02,480 --> 00:54:04,680 Speaker 1: just a class? How often do you do it? You know? 826 00:54:05,040 --> 00:54:08,880 Speaker 1: Where can we find you? Oh? Thank you for asking. 827 00:54:08,960 --> 00:54:15,040 Speaker 1: So I started UM uh Financial Literacy UM program online 828 00:54:15,080 --> 00:54:18,080 Speaker 1: for what I said, kids of all ages, you know, 829 00:54:18,200 --> 00:54:21,320 Speaker 1: because it's it's targeted to kids. But when you're talking 830 00:54:21,360 --> 00:54:26,640 Speaker 1: about investing and budgeting and savings, its skids of all ages. 831 00:54:26,760 --> 00:54:31,319 Speaker 1: We need to at fifty, at twenty, at sixteen. We 832 00:54:31,360 --> 00:54:35,600 Speaker 1: need all those skills. So UM that's something that UM 833 00:54:35,760 --> 00:54:39,279 Speaker 1: I will start back up and UM would love to 834 00:54:39,680 --> 00:54:42,600 Speaker 1: UM to give you that information. So again I'm with 835 00:54:42,640 --> 00:54:46,400 Speaker 1: Morgan Stanley and you can look yourself the Fears group 836 00:54:46,719 --> 00:54:49,040 Speaker 1: and I'll put it out there online. I'm on LinkedIn 837 00:54:49,239 --> 00:54:54,000 Speaker 1: and Facebook. UM with our financial literacy program that we're 838 00:54:54,320 --> 00:54:57,279 Speaker 1: starting again. What is financial literacy? Can you can you 839 00:54:57,280 --> 00:55:01,160 Speaker 1: help me with that question? Absolutely? Oh okay. So when 840 00:55:01,160 --> 00:55:05,879 Speaker 1: we talk about financial literacy, it's just understanding money right 841 00:55:06,320 --> 00:55:11,120 Speaker 1: and how money. UM, you can earn it, but how 842 00:55:11,200 --> 00:55:14,480 Speaker 1: can you put it to work right? And and and 843 00:55:14,520 --> 00:55:17,320 Speaker 1: it has a job to do, so what is that job? 844 00:55:18,040 --> 00:55:22,239 Speaker 1: And and then understanding what your cash flow needs are, 845 00:55:22,840 --> 00:55:29,880 Speaker 1: Understanding what UM an emergency fund is, Understanding saving and budgeting. 846 00:55:30,280 --> 00:55:35,400 Speaker 1: Financial literacy is all of that is understanding from step 847 00:55:35,480 --> 00:55:41,319 Speaker 1: one UM and saving UM and budgeting and saving for 848 00:55:41,480 --> 00:55:47,399 Speaker 1: that emergency UM to having those moneys to invest and 849 00:55:47,560 --> 00:55:52,359 Speaker 1: build your wealth. Understanding what a net worth is and 850 00:55:52,400 --> 00:55:58,560 Speaker 1: that it's liabilities and it's your assets and its assets 851 00:55:58,640 --> 00:56:02,400 Speaker 1: minus liabilities equals your net worth and we want that 852 00:56:02,480 --> 00:56:06,320 Speaker 1: to be positive. That's how we build wealth. So that 853 00:56:06,520 --> 00:56:09,919 Speaker 1: that's what financial literacy is because it's used a lot. 854 00:56:10,520 --> 00:56:13,279 Speaker 1: It is and uh and again it's education as to 855 00:56:13,760 --> 00:56:16,319 Speaker 1: how you can participate. It sounds like I'm over where 856 00:56:16,360 --> 00:56:19,160 Speaker 1: I aimn over whim when I hit the word financial literacy. 857 00:56:19,239 --> 00:56:22,040 Speaker 1: You know, is it balancing your checkbook? Is it? Is it? 858 00:56:22,080 --> 00:56:24,920 Speaker 1: Is it buying the c D? Is it is financially 859 00:56:25,000 --> 00:56:28,400 Speaker 1: to literacy tied to you know, buying a car, leashing 860 00:56:28,440 --> 00:56:31,160 Speaker 1: the car, buying a home. It's so many layers because 861 00:56:31,200 --> 00:56:32,560 Speaker 1: I want to talk a little bit more about that 862 00:56:32,640 --> 00:56:35,560 Speaker 1: because I just want I just want people to not 863 00:56:35,719 --> 00:56:39,319 Speaker 1: only feel comfortable with participating, because a lot of people don't. 864 00:56:39,440 --> 00:56:41,440 Speaker 1: They just ignore and just go in the corner and 865 00:56:41,480 --> 00:56:43,239 Speaker 1: sit there and put a dance hat on their hands, 866 00:56:43,239 --> 00:56:45,879 Speaker 1: say that's not my lane, and and never get back 867 00:56:45,920 --> 00:56:48,680 Speaker 1: into the lane. You know, they lose little money and go, oh, 868 00:56:48,719 --> 00:56:51,560 Speaker 1: I got burned. You know here that word burned, you know. 869 00:56:51,920 --> 00:56:54,279 Speaker 1: And but this is a journey that I'm with with 870 00:56:54,320 --> 00:56:57,359 Speaker 1: money making conversations. Mastical has to bring talided in this case, 871 00:56:57,400 --> 00:57:01,440 Speaker 1: a very talented family that that has is breaking walls. 872 00:57:01,680 --> 00:57:03,399 Speaker 1: You may not know it, but you're breaking walls. You're 873 00:57:03,440 --> 00:57:06,240 Speaker 1: pulling down, you're tearing down walls only. You're tearing down walls. 874 00:57:06,280 --> 00:57:09,560 Speaker 1: You're tearing down walls because of one thing. You you 875 00:57:09,640 --> 00:57:12,600 Speaker 1: came through and you did you delivered this amazing number 876 00:57:12,680 --> 00:57:16,480 Speaker 1: seventeen thousand in twenty five. You've got another caller. You 877 00:57:16,560 --> 00:57:19,000 Speaker 1: got the ladies calling in. The ladies are running the show. 878 00:57:19,040 --> 00:57:21,880 Speaker 1: I'm just the host, Stephanie. How you doing, Stephanie? What 879 00:57:22,000 --> 00:57:24,800 Speaker 1: is your question for their fears group? And I, of 880 00:57:24,840 --> 00:57:27,240 Speaker 1: course I am the host. Ra Sean McDonald welcome, come 881 00:57:27,240 --> 00:57:31,640 Speaker 1: on making conversation masterclass. Thank you. Yes. My question is 882 00:57:31,960 --> 00:57:34,440 Speaker 1: when is a good age to start teaching your kids 883 00:57:34,480 --> 00:57:39,440 Speaker 1: about the stock market? Oh? I love that question. Um. 884 00:57:39,560 --> 00:57:42,320 Speaker 1: I tell people all the time if you have a 885 00:57:42,400 --> 00:57:47,520 Speaker 1: child that, um, smile pretty and do chores in the house, 886 00:57:47,880 --> 00:57:52,280 Speaker 1: you open a roth Ira for them and teach them. Okay, 887 00:57:52,440 --> 00:57:54,760 Speaker 1: So you want to start teaching them as soon as 888 00:57:54,800 --> 00:58:00,320 Speaker 1: they can understand what money is period. Okay. I think 889 00:58:00,640 --> 00:58:03,640 Speaker 1: another good gauge is if if your child starts to 890 00:58:03,680 --> 00:58:07,760 Speaker 1: have a favorite store or favorite brands. Um, they like 891 00:58:07,880 --> 00:58:10,720 Speaker 1: their Jordans, they love them snipey, maybe they love to 892 00:58:10,720 --> 00:58:13,240 Speaker 1: go to Target. Um. I think that's a good way 893 00:58:13,280 --> 00:58:16,520 Speaker 1: to start to gain interest in the stock market because 894 00:58:16,560 --> 00:58:18,680 Speaker 1: they can start to kind of follow those companies that 895 00:58:18,760 --> 00:58:22,200 Speaker 1: they love and um, the companies that they frequent um 896 00:58:22,200 --> 00:58:24,520 Speaker 1: and kind of see what that means kind of start 897 00:58:24,600 --> 00:58:29,439 Speaker 1: to finish is that this Uh, that's a little sick 898 00:58:29,680 --> 00:58:33,840 Speaker 1: expert right there. That's just pipe there right there. Yeah, 899 00:58:34,000 --> 00:58:38,480 Speaker 1: we don't hold that important information. She's really because she 900 00:58:38,600 --> 00:58:40,960 Speaker 1: said she came into the financial game at twenty one 901 00:58:41,040 --> 00:58:43,560 Speaker 1: years of age. Okay, So when you said, as soon 902 00:58:43,600 --> 00:58:46,840 Speaker 1: as they started talking and understanding, Okay, I have two 903 00:58:46,840 --> 00:58:50,320 Speaker 1: individuals who you raised. Uh, can you tell us when 904 00:58:50,360 --> 00:58:53,760 Speaker 1: you were when you were conscious about what the financial 905 00:58:53,800 --> 00:58:56,120 Speaker 1: world was into Yana, if you can follow up with 906 00:58:56,120 --> 00:58:59,440 Speaker 1: that reaction, because you were brought into this world, like 907 00:58:59,440 --> 00:59:00,960 Speaker 1: I said, you would do and mortgage. You was doing 908 00:59:01,000 --> 00:59:03,640 Speaker 1: tax preparations. So you may not have been at a 909 00:59:05,400 --> 00:59:09,280 Speaker 1: uh Mary Lynch, but you were always tied to coordinating 910 00:59:09,400 --> 00:59:14,000 Speaker 1: financial financial education to real your your your turn to 911 00:59:14,000 --> 00:59:16,680 Speaker 1: tell us how you will introduced into the financial world 912 00:59:16,720 --> 00:59:20,400 Speaker 1: and when you bought into it, uh to the financial words. 913 00:59:20,400 --> 00:59:23,240 Speaker 1: So um, like he said, my my dad was very 914 00:59:23,280 --> 00:59:26,720 Speaker 1: adamant that we made sure that we always put ourselves 915 00:59:26,720 --> 00:59:29,280 Speaker 1: where we could afford the lifestyle that we wanted. Um. 916 00:59:29,400 --> 00:59:34,040 Speaker 1: And so I had my first job at sixteen, and 917 00:59:34,160 --> 00:59:37,160 Speaker 1: I have probably had a job since then. UM. And 918 00:59:37,200 --> 00:59:39,720 Speaker 1: then I think that's important is because when I got 919 00:59:39,800 --> 00:59:44,320 Speaker 1: to a point where it came time to start doing, um, 920 00:59:44,360 --> 00:59:48,080 Speaker 1: applying for financial aid for college or kind of figuring 921 00:59:48,080 --> 00:59:52,440 Speaker 1: out figuring out why so much money came out of 922 00:59:52,480 --> 00:59:57,760 Speaker 1: my first paycheck. Um, it's like that I my mind's 923 00:59:57,800 --> 01:00:01,160 Speaker 1: kind of started to turn, and I I think kind 924 01:00:01,200 --> 01:00:03,160 Speaker 1: of stepping in that space and then kind of kind 925 01:00:03,200 --> 01:00:05,160 Speaker 1: of turning around and kind of seeing people be be 926 01:00:05,360 --> 01:00:10,439 Speaker 1: very vocal um about about companies kind of on to rise, 927 01:00:10,560 --> 01:00:12,919 Speaker 1: like Amazon and Google kind of from an earlier age. 928 01:00:12,960 --> 01:00:14,840 Speaker 1: I think it kind of put us in a position 929 01:00:15,040 --> 01:00:19,880 Speaker 1: or that put me in a position to allow my 930 01:00:19,960 --> 01:00:22,760 Speaker 1: curiosity to kind of turn into research, to kind of 931 01:00:22,760 --> 01:00:25,880 Speaker 1: turn into that further knowledge. UM. So you think I've 932 01:00:25,880 --> 01:00:30,720 Speaker 1: always kind of taken a place of being involved again 933 01:00:30,800 --> 01:00:33,560 Speaker 1: when it came to doing for financial aid, when it 934 01:00:33,640 --> 01:00:36,600 Speaker 1: came to doing my taxes, even though it wasn't it 935 01:00:36,640 --> 01:00:39,720 Speaker 1: wasn't much um, and even kind of opening like my 936 01:00:39,840 --> 01:00:43,480 Speaker 1: first accounts and realizing like, hey, you lost money because 937 01:00:43,480 --> 01:00:48,040 Speaker 1: I because you overdrew your account. Um. And so it's it's, it's. 938 01:00:48,240 --> 01:00:51,000 Speaker 1: It was the requirement to be for me to be 939 01:00:51,080 --> 01:00:54,920 Speaker 1: involved in those which were seemingly small things. It might 940 01:00:54,960 --> 01:00:57,200 Speaker 1: have been things that were easy for my parents to 941 01:00:57,280 --> 01:00:59,600 Speaker 1: kind of fix and kind of knock out without my attention. 942 01:01:00,000 --> 01:01:06,320 Speaker 1: That I kind of encouraged me to remain engaged your turn, 943 01:01:07,160 --> 01:01:11,520 Speaker 1: um for me, I think the very first memory I 944 01:01:11,600 --> 01:01:14,440 Speaker 1: have is when we um. I don't remember my age, 945 01:01:15,080 --> 01:01:17,440 Speaker 1: but Rie and I we had to go every Saturday 946 01:01:17,520 --> 01:01:20,520 Speaker 1: to this class for our church. And it was, of 947 01:01:20,560 --> 01:01:23,320 Speaker 1: course my dad's idea. My mom, you know, she's well 948 01:01:23,360 --> 01:01:25,720 Speaker 1: into all the finances, but my dad always makes us 949 01:01:25,760 --> 01:01:29,439 Speaker 1: go do the activities, makes us counter dollars or get 950 01:01:29,480 --> 01:01:32,320 Speaker 1: one dollar you have to save it, um. But we 951 01:01:32,400 --> 01:01:35,280 Speaker 1: had to do the stock market game at the class. 952 01:01:35,360 --> 01:01:39,480 Speaker 1: Every it was every Saturday or Sunday, and they basically 953 01:01:39,480 --> 01:01:41,960 Speaker 1: had us do what was It was like a board game, 954 01:01:42,000 --> 01:01:44,760 Speaker 1: but then it was like a stock market simulation and 955 01:01:44,840 --> 01:01:47,680 Speaker 1: it wasn't just it started off on the local level, 956 01:01:47,680 --> 01:01:49,320 Speaker 1: and I think it went up to like a national 957 01:01:49,400 --> 01:01:51,880 Speaker 1: level if you you know, like the stock you picked 958 01:01:51,920 --> 01:01:54,120 Speaker 1: if it started doing well. And so that was like 959 01:01:54,160 --> 01:01:57,520 Speaker 1: the very first memory that I have of like really 960 01:01:58,040 --> 01:02:03,080 Speaker 1: taking any type of interest into the stock market. Um, 961 01:02:03,120 --> 01:02:12,520 Speaker 1: but as far and health. Yeah, and then she came 962 01:02:12,520 --> 01:02:18,680 Speaker 1: over back when we talked about participating. We talked about 963 01:02:18,760 --> 01:02:22,160 Speaker 1: the wealth gap. You know, you do talk about you know, 964 01:02:22,240 --> 01:02:28,560 Speaker 1: the jaw taxes and kin the wealth gap for black people. Clothes. 965 01:02:29,160 --> 01:02:35,320 Speaker 1: Absolutely absolutely, Um, I I see it happening. Um. You know, 966 01:02:35,400 --> 01:02:41,080 Speaker 1: I see more and more um, black people, young people 967 01:02:41,840 --> 01:02:48,760 Speaker 1: interested in finances, interested in the stock marketing. Um. I'm 968 01:02:48,840 --> 01:02:52,000 Speaker 1: talking to more and more people that has a Robin 969 01:02:52,080 --> 01:02:56,400 Speaker 1: Hood account right and are trading on their own, and 970 01:02:56,440 --> 01:03:02,560 Speaker 1: they're doing far and foreign exchange trading. You're you're seeing it. Um. 971 01:03:02,600 --> 01:03:07,800 Speaker 1: What is needed on top of that is really understanding 972 01:03:08,240 --> 01:03:10,760 Speaker 1: what they're doing. You know. So they're doing it and 973 01:03:10,800 --> 01:03:15,520 Speaker 1: they're interested, but let's talk about the steps, you know, 974 01:03:15,960 --> 01:03:20,240 Speaker 1: and and let's talk about what this really means. Um. 975 01:03:21,520 --> 01:03:25,720 Speaker 1: And I want to go back, um financial literacy. Right. 976 01:03:25,760 --> 01:03:29,840 Speaker 1: So finance is in the middle of everything, and there's 977 01:03:29,880 --> 01:03:32,760 Speaker 1: seven life priorities and I and I want people to 978 01:03:32,880 --> 01:03:37,120 Speaker 1: really make note of this. There's home, there's work, right, 979 01:03:37,200 --> 01:03:42,880 Speaker 1: there's health. We talked about health, um, there's family, there's leisure, right, 980 01:03:42,920 --> 01:03:47,640 Speaker 1: and there's charity or giving those are the priorities finance 981 01:03:47,760 --> 01:03:51,960 Speaker 1: touch every single one of those things, right, And and 982 01:03:52,040 --> 01:03:57,320 Speaker 1: so that's what it really takes UM to to understand 983 01:03:57,960 --> 01:04:03,080 Speaker 1: and that this is where we start, this is where 984 01:04:03,120 --> 01:04:05,920 Speaker 1: we end. This is what we have to teach out 985 01:04:05,960 --> 01:04:10,720 Speaker 1: to each out there. Wow, real, let's talk about I 986 01:04:10,840 --> 01:04:12,120 Speaker 1: know we have a few minutes left and I want 987 01:04:12,160 --> 01:04:15,040 Speaker 1: to kind of like go to you because you mentioned 988 01:04:15,040 --> 01:04:17,360 Speaker 1: you came in at twenty one. We're talking about diversity. 989 01:04:17,840 --> 01:04:21,320 Speaker 1: You know, how can we create diversity on Wall Street? 990 01:04:22,080 --> 01:04:27,120 Speaker 1: Is that possible? Absolutely? I absolutely think it is possible. 991 01:04:27,200 --> 01:04:31,080 Speaker 1: I think, UM, where Ayana and I are fortunate is 992 01:04:31,160 --> 01:04:34,400 Speaker 1: we had that outlet, We had that resource UM that 993 01:04:34,480 --> 01:04:36,640 Speaker 1: kind of already knew about the industry, that knew about 994 01:04:36,640 --> 01:04:38,160 Speaker 1: the space, that was kind of willing to kind of 995 01:04:38,160 --> 01:04:41,080 Speaker 1: share their knowledge. I think as we stand in a 996 01:04:41,200 --> 01:04:44,240 Speaker 1: place now of social media being very present and just 997 01:04:44,920 --> 01:04:48,640 Speaker 1: it is easier to access information, UM, I think there 998 01:04:48,680 --> 01:04:52,120 Speaker 1: are more there are more and more opportunities becoming available 999 01:04:52,360 --> 01:04:55,560 Speaker 1: for diverse individual success in that space. I think the 1000 01:04:55,560 --> 01:04:58,720 Speaker 1: biggest part of it, though, comes down to your networks, 1001 01:04:58,880 --> 01:05:02,600 Speaker 1: comes down to being comfortable asking the questions and kind 1002 01:05:02,600 --> 01:05:04,880 Speaker 1: of putting your name and they had kind of throwing 1003 01:05:05,000 --> 01:05:07,320 Speaker 1: what you want for yourself, the things that you're interested 1004 01:05:07,360 --> 01:05:11,440 Speaker 1: out to the people in your network platforms and UM, 1005 01:05:11,680 --> 01:05:14,880 Speaker 1: like you said, you took time out of what is 1006 01:05:15,080 --> 01:05:18,320 Speaker 1: traditionally a music station to kind of provide that information. 1007 01:05:18,720 --> 01:05:21,000 Speaker 1: And if people of diverse individuals kind of take an 1008 01:05:21,280 --> 01:05:24,440 Speaker 1: advantage of this opportunity to say, hey, that is something 1009 01:05:24,440 --> 01:05:27,120 Speaker 1: I'm interested, how do I get involved? Then now puts 1010 01:05:27,200 --> 01:05:30,800 Speaker 1: me in a position to make a recommendation or make 1011 01:05:30,840 --> 01:05:33,160 Speaker 1: a referral. If somebody comes to me and said, hey, 1012 01:05:33,160 --> 01:05:36,360 Speaker 1: they want to get into the finance industry. Um, because one, 1013 01:05:36,440 --> 01:05:39,000 Speaker 1: you don't know what you don't know, but to the 1014 01:05:39,040 --> 01:05:41,120 Speaker 1: majority of the people in the position they are and 1015 01:05:41,200 --> 01:05:44,840 Speaker 1: now is based off of the relationships that they have, UM, 1016 01:05:44,880 --> 01:05:46,760 Speaker 1: in addition to the work that they put in. So 1017 01:05:46,920 --> 01:05:48,880 Speaker 1: if you're willing to put in the work and you 1018 01:05:48,880 --> 01:05:51,600 Speaker 1: can kind of continue to build on your network and 1019 01:05:51,640 --> 01:05:56,040 Speaker 1: feel and feel confident and being I guess vulnerable to 1020 01:05:56,160 --> 01:05:58,320 Speaker 1: say hey this is where this is what I want 1021 01:05:58,320 --> 01:06:01,920 Speaker 1: for myself, I might not necessarily be there now. UM, 1022 01:06:02,080 --> 01:06:03,600 Speaker 1: is there any way you can kind of help me, 1023 01:06:03,680 --> 01:06:05,560 Speaker 1: or if it any way that you know somebody that 1024 01:06:05,560 --> 01:06:10,800 Speaker 1: can help me? I think that goes far and that's powerful. 1025 01:06:11,480 --> 01:06:16,680 Speaker 1: She can talk like you and that's a good thing. 1026 01:06:17,080 --> 01:06:19,439 Speaker 1: I want to thank all three of you guys. Lady 1027 01:06:19,480 --> 01:06:22,000 Speaker 1: excuse me for coming on the show. Don't make this 1028 01:06:22,200 --> 01:06:24,760 Speaker 1: Uh you know I always invite you back every quarter, 1029 01:06:25,000 --> 01:06:28,040 Speaker 1: so you know, nothings out there. Two more quarters. So 1030 01:06:28,200 --> 01:06:30,560 Speaker 1: next time I'm on a real in studio and we're 1031 01:06:30,560 --> 01:06:32,640 Speaker 1: gonna talk stock we gotta we got. We kind of 1032 01:06:32,760 --> 01:06:35,440 Speaker 1: learned who the family is, who the fierce group is, 1033 01:06:35,840 --> 01:06:37,600 Speaker 1: and I think, thank you for coming on Money Making 1034 01:06:37,600 --> 01:06:40,560 Speaker 1: Conversation master Class. I appreciate all three of you. Thank you, 1035 01:06:41,880 --> 01:06:45,640 Speaker 1: Thank you for the opportunity. Rashan, always a pleasure. You've 1036 01:06:45,640 --> 01:06:49,960 Speaker 1: been listening to Money Making Conversations Masterclass with Rushan McDonald. 1037 01:06:50,200 --> 01:06:54,400 Speaker 1: Always remember to lead with your gifts. Money Making Conversations 1038 01:06:54,480 --> 01:06:58,960 Speaker 1: Master Class is a presentation of thirty fifteen Media Incorporated. 1039 01:07:00,720 --> 01:07:04,160 Speaker 1: You are now tuned into the Money Making Conversations Minute 1040 01:07:04,160 --> 01:07:07,640 Speaker 1: of Inspiration with Rushan McDonald. Hi'm Rashan McDonald and money 1041 01:07:07,680 --> 01:07:11,200 Speaker 1: Making Conversation with your daily Minute of Inspiration. Recently I 1042 01:07:11,240 --> 01:07:15,080 Speaker 1: spoke with founder and CEO of Ballows Food, Tiffany Neil. 1043 01:07:15,520 --> 01:07:18,080 Speaker 1: She explained the steps she took to start Ballows Food 1044 01:07:18,120 --> 01:07:21,360 Speaker 1: with twenty five dollars in her pocket. When I initially started, 1045 01:07:21,800 --> 01:07:25,200 Speaker 1: I started with maybe about twenty five dollars and some change. 1046 01:07:25,400 --> 01:07:28,360 Speaker 1: So I literally went to UM. Once I've decided that 1047 01:07:28,360 --> 01:07:30,640 Speaker 1: I wanted to do a pancake mix, I just went 1048 01:07:30,680 --> 01:07:32,840 Speaker 1: to like a Michael's or some type of store like that, 1049 01:07:32,880 --> 01:07:36,200 Speaker 1: I don't remember exactly, and got like a bunch of 1050 01:07:36,640 --> 01:07:40,120 Speaker 1: like packaging like I was already prepared, like canisters and 1051 01:07:40,200 --> 01:07:43,240 Speaker 1: things like that, and I just started sending those out 1052 01:07:43,240 --> 01:07:46,120 Speaker 1: to family, to friends, UM just to see, if you know, 1053 01:07:46,160 --> 01:07:47,960 Speaker 1: I thought I had something, but I wanted to see 1054 01:07:48,040 --> 01:07:50,920 Speaker 1: kind of what the feedback would be from other people. 1055 01:07:51,160 --> 01:07:53,560 Speaker 1: So you developed the mix in your kitchen I did. 1056 01:07:53,920 --> 01:07:55,720 Speaker 1: If you want to listen to this full interview with 1057 01:07:55,760 --> 01:07:59,360 Speaker 1: Tiffany Neil is available on Money Making Conversation dot com