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Speaker 1: Hey, Hey, happy birthday. We're back, We're black, We're brown.

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Speaker 1: Ambitionn and Mandy's birthday just happen. She had fun. It

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Speaker 1: looks cool. I'm sorry I missed it.

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Speaker 2: Hey, birthday girl, thank you. Everyone is so tired. We're

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Speaker 2: talking about my damn birthday. But my little brother sent

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Speaker 2: me a meme. He's like, here come the Leos, pretend

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Speaker 2: they have never They've never had another birthday before.

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Speaker 1: What is this about, Leo for day? They're like, y'all

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Speaker 1: are serious about your birthdays. I've never met a Leo

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Speaker 1: that is not because you know you and Superman's birthday

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Speaker 1: is only like a couple of days away. Yo, you

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Speaker 1: would think that like he was being reborn every year.

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Speaker 1: I'm like, bruh, it happens every year. We all have birthdays. Okay, Leo, you.

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Speaker 2: Know what, I just wanted a party and it felt

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Speaker 2: like it felt like a time to do it. It

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Speaker 2: feels like twenty twenty is creeping back up on us,

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Speaker 2: and I just wanted to just be happy and have

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Speaker 2: some joy and have some damn good barbecue. Okay, So

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Speaker 2: I had such a good time, Mary.

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Speaker 1: Day's all I really want is to be happy. Oh

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Speaker 1: it looked like you had a lot of fun though.

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Speaker 1: I saw your picks and did we or did we not?

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Speaker 1: Reach ten k?

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Speaker 2: All, b a, listen, I'm about to abuse the hell

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Speaker 2: out of that swipe up function. I have been waiting.

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Speaker 2: Y'all's fingers are going to be cramping' swipe up if

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Speaker 2: you want to see it. Swipe yes. So, I'm so

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Speaker 2: so excited we finally hit ten k on ig. So

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Speaker 2: thank y'all. But yeah, I'm so so freaking excited. It

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Speaker 2: feels like a big milestone. I just wanted to celebrate.

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Speaker 1: How many do you have?

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Speaker 2: A Mandy Money not to compare six thousand or something?

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Speaker 1: Girl, We're getting so we need to get Mandy Money

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Speaker 1: to ten k as well. So your your IG handle

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Speaker 1: is Mandy Money at Mandy Money at Mandy Money.

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Speaker 2: Yes, Tiffany, I don't need that.

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Speaker 1: It's okay, I.

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Speaker 2: Know this. Hello, people want to want on TikTok.

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Speaker 1: They want to know, So follow Mandy money and am

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Speaker 1: d I money on ig as well, y'all on the

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Speaker 1: buds Denisa on ig you can come on over and

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Speaker 1: follow me if you don't either, No, that's awesome. I

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Speaker 1: just I'm just so proud with like the little engine

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Speaker 1: that could. I think I can, I think I can.

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Speaker 1: I know I can, I know I can't.

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Speaker 2: Yeah, it's amazing what happens when you actually postings on

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Speaker 2: social media. People start to follow you and they want more. No,

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Speaker 2: but it's great. I love engaging with our listeners, and

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Speaker 2: y'all know, I'm always in the DMS actually responding and listening,

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Speaker 2: and they send such sweet messages, and I think that's

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Speaker 2: why we get such lovely messages. Now, Tiffany, I heard

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Speaker 2: that you got see I get to talk to Da

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Speaker 2: BA Fam and the dms, but you actually got to

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Speaker 2: see some BA fam in live in person this weekend.

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Speaker 2: Tell me about the book signing.

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Speaker 1: So I drove to Natural I live in Jersey, y'all know.

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Speaker 1: I drove the Oh it was supposed to be four

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Speaker 1: and a half hours, try six with the traffic to

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Speaker 1: National Harbor and the DMV. So if you're not familiar

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Speaker 1: with the East Coast, DMV stands for DC, Maryland Virginia.

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Speaker 1: They're super close to each other. So National Harbor is

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Speaker 1: in Maryland. But literally you're like you throw a rocket, like,

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Speaker 1: oh there's Virginia. You throw another rock, there's DC. So

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Speaker 1: it was fun because I took my two sisters and

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Speaker 1: my two really good girlfriends, so it was like a

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Speaker 1: girl's trip. I will say, this Enterprise, get your stuff

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Speaker 1: all the way together. We run to the some mos

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Speaker 1: the like crossover vehicle. The brakes were bad. There was

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Speaker 1: one point when I was stopping on the break and

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Speaker 1: the emergency breake had to kick in right before I

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Speaker 1: hit the car in front of me.

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Speaker 2: Oh lord, yes you drove.

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Speaker 1: Yeah, so we drove. And honestly, so what I how.

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Speaker 2: Make you drive? There should be you should be show?

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Speaker 1: No what I So my friend Rihanna and I drove

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Speaker 1: because she and I picked up the car. So you

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Speaker 1: know how it is like you have to be there

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Speaker 1: and to have your name down. So I called them

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Speaker 1: today Enterprise in Mapel and he was like, I can

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Speaker 1: give you one day free. I'm like, oh for not dying,

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Speaker 1: thanks so much. Yeah, honestly, no, but it was really

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Speaker 1: scary because I was just like, what do we do?

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Speaker 1: So honestly, we didn't even use the car the whole time.

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Speaker 1: I left it in a lot and we ubered everywhere

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Speaker 1: and then we just came home with it. I just

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Speaker 1: me and Rihanna were just mindful about stopping like five

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Speaker 1: cars I had, like we kept the five car space,

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Speaker 1: which is crazy when you think about it. Either way,

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Speaker 1: I'm not here to drag enterprise, but i am.

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Speaker 2: I feel like it's the bottom note. But for real,

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Speaker 2: the rental car industry, it's got to be like the

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Speaker 2: bottom of the barrel as far as what's available now

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Speaker 2: because the inventory is so low because they had buying

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Speaker 2: all the cars during the they had nothing.

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Speaker 1: Honestly, literally, I had to go. There was like five

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Speaker 1: different rental car places that I had to try online.

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Speaker 1: No one had like, you know, the decent sized vehicle,

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Speaker 1: so but no. I got to National Harbor, which is gorgeous.

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Speaker 1: I was like, I've never heard this place. It was.

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Speaker 1: They had this huge barris wheel. It's super I don't

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Speaker 1: even know how to describe it. It's like it's just

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Speaker 1: so picturesque because it's on the Harbor. All these amazing

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Speaker 1: restaurants and places to go, and it was like Chocolate City.

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Speaker 1: I said, I've never seen this many brown and black

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Speaker 1: folks in my life, aside from Newark, where I lived.

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Speaker 1: But it was just really, honestly, it was. It just

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Speaker 1: was really beautiful. And then you see couples and families

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Speaker 1: and so much good food. If you don't know anything

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Speaker 1: about the DMV because they're on the coast, you know

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Speaker 1: so much seafood. So I was not begin this weekend

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Speaker 1: and by far the best restaurant we had was this

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Speaker 1: place called Suckatash. If you were ever in the DMV area,

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Speaker 1: when I tell you, man, it's worth the four hour

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Speaker 1: drive just for soccertas. I never had them, Like what

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Speaker 1: is it like? It's like soul food. It's soul food.

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Speaker 1: But the chef is Korean, but I believe he grew

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Speaker 1: up in the South, so he puts a little he

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Speaker 1: puts like his little Korean stink on it. It was

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Speaker 1: a may zinck a task you owe me nothing? Cis

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Speaker 1: you owe me nothing? But so I did it at

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Speaker 1: Mahogany Books, which is this amazing black on bookstore. It's

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Speaker 1: owned by a wife and white couple. Shout out to you,

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Speaker 1: Ramanda and your husband. I think her husband's name is Chris.

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Speaker 1: But they were amazing. So Mahogany Books is totally awesome.

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Speaker 1: And even though it rained, people came out. So I

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Speaker 1: signed books for an hour and literally though I was like,

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Speaker 1: no one's gonna come, but like people were like, I

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Speaker 1: came here from New York. I'm like New York, USA,

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Speaker 1: Sis I live, girl, we could have just met out

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Speaker 1: someplace else. I live in Jersey. And people were like,

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Speaker 1: I came here. One woman came here from Jersey. I'm like,

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Speaker 1: oh my god, we could have just met a bet

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Speaker 1: at Martin Nobles in Jersey. But it was really awesome,

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Speaker 1: and so many people came up to it. It's like,

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Speaker 1: I totally listened to brand and bish Can. I would

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Speaker 1: it be okay if I give you a hug. I

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Speaker 1: know how you feel about hugs.

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Speaker 2: I'll be like, it's fine, stop huggin tivity.

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Speaker 1: But everybody had, they all had messages for you. They're like,

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Speaker 1: oh my god, tell Mandy that we love her, tell

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Speaker 1: me and that we said Hi. I love when people

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Speaker 1: call you Mandra. I'm like, it's Mandy with an eye

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Speaker 1: to you now. I allowed, But it was just you know,

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Speaker 1: remember I said, like the first time when I knew

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Speaker 1: Brann and Bishon was really getting traction. When someone came

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Speaker 1: up to me and like home Depot and she ran

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Speaker 1: up to me. She said Tiffany from band Ambition, not

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Speaker 1: Tiffany the Bunchanisa. I was like yes, I am Tiffany Bambisi,

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Speaker 1: and so I would say a good sixty percent of

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Speaker 1: folks that came up to me, you know, and we're

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Speaker 1: so gushing excited about Get It with Money, the book

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Speaker 1: I came to sign. They were also gushing about Brand Ambisson.

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Speaker 1: So made me feel all warm and toasty inside.

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Speaker 2: That's so amazing. And I mean you were sitting you

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Speaker 2: were in the same roof under which the Obama's had

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Speaker 2: recently been there on their tour.

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Speaker 1: Right is that crazy? I was like, Oh my gosh,

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Speaker 1: I mean, and I met a woman there who we

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Speaker 1: have to have on because she's amazing. Have you ever

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Speaker 1: heard of Afro Minimalist the movement? No, I love it.

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Speaker 1: So her name is Christine Platt. She's awesome. So I'm

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Speaker 1: holding her book up so it's.

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Speaker 2: Is keep written down. So far my notes for today

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Speaker 2: include Korean Stank and now Afro Keep Going.

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Speaker 1: So her book is called She was also doing a

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Speaker 1: book sign and her book is called The Afro Minimalist

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Speaker 1: Guy to Living with Less. And we ended up being

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Speaker 1: in the back like signing all these books together as

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Speaker 1: we were heading them ount and she was just sharing

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Speaker 1: with me how she wanted to live with less. But

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Speaker 1: when she looked at all like the minimalist kind of

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Speaker 1: like movement folks who were leading the charge, everything was

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Speaker 1: like a white bland box, a little tan here, and

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Speaker 1: she's like, well, why can't why can't be minimalist also

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Speaker 1: include color, you know, include some soul and some flavor.

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Speaker 1: And she was like she just felt like, you know,

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Speaker 1: there was blackness missing from the movement, and so she

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Speaker 1: was like, well, I will be the change I want

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Speaker 1: to see. So she created the Afrominimalist movement. Her her

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Speaker 1: IG's actually Afro minimalist, so follow her. What I love

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Speaker 1: is like like even in her book, like look at

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Speaker 1: this African like the prince inside her book, and how

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Speaker 1: her book is right right. She said that the publisher

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Speaker 1: really wanted her book to be like white and clean,

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Speaker 1: and she said, no, we need to put some stink

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Speaker 1: on it.

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Speaker 2: Not just what she was going to talk and cheap

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Speaker 2: so she can just be like the black Marie Condo.

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Speaker 2: Basically that she needs to visit my auntie, my aunt Brenda,

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Speaker 2: with her shelves upon shelves of what she calls her treasures.

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Speaker 2: She's just this dolls and stuffed animals, like what we have.

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Speaker 1: So she has this thing when she said, thanks to

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Speaker 1: ask yourself before you buy a new item, right, do

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Speaker 1: I need this thing? Am I purchasing this item for

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Speaker 1: special occasion? Will I continue to use it for special

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Speaker 1: occasions or just this occasion? Does this item align with

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Speaker 1: the goals I have set for my curated minimalist wardrobe?

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Speaker 1: How do I feel if I don't buy this item?

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Speaker 1: Do I love this item? These are some tough questions,

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Speaker 1: but honestly, and we were just talking about how connected

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Speaker 1: Afro minimalism is to your financial wellness and you know,

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Speaker 1: and I was like, oh my god, our conversation was

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Speaker 1: so good.

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Speaker 2: I was like, I have a podcast, You're coming on it?

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Speaker 1: Yeah, she was like, I would love to.

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Speaker 2: So we definitely have to have so much intersection with

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Speaker 2: the finance with finances too, because when you don't buy obviously,

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Speaker 2: when you minimalize what you're purchasing, it helps youinancially too. Yeah,

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Speaker 2: that sounds exactly like the perfect perfect guests for the show.

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Speaker 2: Let's tell Lou Lou was just asking me for some

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Speaker 2: guest ideas. Good old Lou.

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Speaker 1: I'll get her email. But yeah, y'all, y'all support the

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Speaker 1: afromnim Minimalist Guide to Living with Less. I'm sure it's

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Speaker 1: available like on I believe she owns Afrominimalist dot com

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Speaker 1: sor it's on all the you know, Bond.

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Speaker 2: Nobles, Amazon, Why you were selling copies of your best

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Speaker 2: You're at New York Times best selling book, Get Gay

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Speaker 2: with Money, Getgimi Money dot com. Y'all, I too was

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Speaker 2: publishing something online by my damn self, represented by no one,

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Speaker 2: but I published my Just Quit Toolkit to I saw that.

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Speaker 1: I was like, look at man up rock listen.

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Speaker 2: I just told myself, if you're gonna have a party,

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Speaker 2: you need to finish this damn ebook. You need to

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Speaker 2: finish this because I had it written. I've had it

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Speaker 2: written for a few weeks now, and I was I

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Speaker 2: really wanted to. I wanted to put into words all

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Speaker 2: that I think and all the advice that I've that

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Speaker 2: I've heard people wanting as far as how to quit

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Speaker 2: their job and how to do it thoughtfully and compassionately.

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Speaker 2: So I put it together. It's called the Just Quit Toolkit.

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Speaker 2: It is a easy, breezy read. According to the two

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Speaker 2: hundred plus people who downloaded it, we can we get

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Speaker 2: it where we can where we can get it at

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Speaker 2: you know, you can go to manny Onania dot com

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Speaker 2: and you can download it right then and there, and

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Speaker 2: we'll post a link to download in the show notes

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Speaker 2: as well. But yeah, I'm really excited. The reception has been.

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Speaker 2: People are just saying thank you so much, thanks for

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Speaker 2: taking the time, and it just made me feel so,

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Speaker 2: you know, so good. So I hope it's helpful to people.

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Speaker 2: And I'm I've got my first my first cohort of

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Speaker 2: people I'm going to be coaching, you know, through their

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Speaker 2: career transitions.

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Speaker 1: So I mean, you true to this. That's what I

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Speaker 1: told you. Remember, I was like, girl, you are not

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Speaker 1: new to this. It's true to this, not new it.

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Speaker 1: I feel like a cheerleader, right, not new to this,

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Speaker 1: but this I see be doing a cheerleader clap. No,

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Speaker 1: I'm really proud because I saw that, and I meant

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Speaker 1: to be like, oh mg, that's awesome. Just watching you

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Speaker 1: sore is like I feel like a proud older cousin,

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Speaker 1: you know, because yeah, I'll be trying to just yet, right,

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Speaker 1: don't wanta be auntie just yet? If we were within

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Speaker 1: five years of each other, I'm not your auntie unless.

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Speaker 2: You're not even gonna say the way, Auntie, I promise

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Speaker 2: you that. I do feel like I'm so excited. There's

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Speaker 2: only a few people that I call and I'm just

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Speaker 2: like excited to I just want them to be proud

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Speaker 2: of me and to impress and be impressed by me.

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Speaker 2: And that's just Tiffany, my mom, and like Marisa who

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Speaker 2: helps me with pr I just want y'all to just

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Speaker 2: be you already.

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Speaker 1: I'm like, uh, you're way past that. I'm like, I

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Speaker 1: told you already when I where you are, You're like,

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Speaker 1: you're You're week two is like my year three. People

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Speaker 1: you have come way farther.

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Speaker 2: I just want I want. I want businesses to be

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Speaker 2: terrified of me. Oh that's the girl.

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Speaker 1: Time quit.

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Speaker 2: We don't like her. I'm coming for y'all because I

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Speaker 2: need companies to shape up. All My mission is I'm

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Speaker 2: tired of giving people like human like employees advice. It's

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Speaker 2: all focused on what can you do to you know,

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Speaker 2: succeed at work and get get paid what you're worth

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Speaker 2: and how should you negotiate? What should you say? I'm

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Speaker 2: so done with that. I think there were we always

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Speaker 2: just place the onus on the people who don't have

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Speaker 2: the power, so I really want to. Yes, I'm offering

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Speaker 2: this just Quit toolkit to empower people to take control

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Speaker 2: of their own career. But I'm not done yet, and

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Speaker 2: I have a bunch of ideas of how I can

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Speaker 2: really talk to, you know, companies, business leaders to companies

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Speaker 2: about how they can make it so that people don't

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Speaker 2: want to just g you know what I mean.

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Speaker 1: It reminds me of like relationship advice House always geared

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Speaker 1: to a woman like what can you do for your man?

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Speaker 1: You're like, girl, why can he get it together? You know?

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Speaker 2: Yeah?

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Speaker 1: Well, speaking of which, like especially with you starting, I

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Speaker 1: had done the live the other day. It was crazy,

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Speaker 1: so like nine hundred people sew it up. I'm like,

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Speaker 1: really speaks to me. It was just like last night,

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Speaker 1: I just was feeling like someone had asked me again

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Speaker 1: something that they thought I should be doing. Ooh girl,

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Speaker 1: you know what you should do? And I used to

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Speaker 1: be like the person that like kind of chased that

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Speaker 1: after every seemingly good idea, and I've stopped think ooh,

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Speaker 1: thank you, doctor Green. But what I the thing the

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Speaker 1: thing that I shared and I want to kind of

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Speaker 1: like share that with you. Is that being careful how

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Speaker 1: you start right, because sometimes we're like like there are

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Speaker 1: opportunities to kind of get money now, or opportunities that

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Speaker 1: are good for the moment, but they don't age well

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Speaker 1: you know what I mean. Like so, and sometimes you

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Speaker 1: won't even notice, Like for example, when I built the Budgetista,

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Speaker 1: I was like, ooh, this is cute. I love being

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Speaker 1: the face that they's doing everything me and it was

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Speaker 1: exciting at first. And now ten thirteen years into the game,

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Speaker 1: I'm like, I don't want to be that face and everything.

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Speaker 1: But I got an inkling of that about five years ago.

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Speaker 1: So about to say, seven years in the game, I

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Speaker 1: got a little inkling like wee girl, you're not gonna

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Speaker 1: want to be the face forever. And I acted on it.

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Speaker 1: And that's why I created the Liberature Academy where I'm

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Speaker 1: not the face of anything really, you know. So it

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Speaker 1: allowed me to say, I have this other source of

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Speaker 1: income and so, same thing with Molly Moore, I'm not

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Speaker 1: the face, not even a little bit. The same thing

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Speaker 1: with this other company I'm building now I'm not like, well,

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Speaker 1: people won't even know that I own this company that

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Speaker 1: I'm creating.

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Speaker 2: Now.

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Speaker 1: That's how much I pulled myself back. So just being mindful,

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Speaker 1: like in career in business, that how you enter in

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Speaker 1: asking yourself, is this going to age well? And even

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Speaker 1: if it's because to me, I didn't have any money.

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Speaker 1: All I'd had was my personality. So but also like

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Speaker 1: understanding that I'm going to have to build in a

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Speaker 1: pivot here because this is not sustainable. Because sometimes people

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Speaker 1: like my friends will company who are the big faces

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Speaker 1: of their business and they're ten fifteen years in and

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Speaker 1: they're exhausted now and they're like, what do I do?

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Speaker 1: And I'm like, ah, which five years ago when you

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Speaker 1: felt the inkling you would have started something, because it's

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Speaker 1: going to probably take you another five to seven years

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Speaker 1: for you to pivot out. And you know, people are like,

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Speaker 1: I don't have another five to seven years. I'm like,

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Speaker 1: maybe it might happen soon. But just being mindful that

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Speaker 1: as you start a thing, ask yourself, how does this

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Speaker 1: look in five or ten years? Is this the way

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Speaker 1: I want to continue? And if not, start to build

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Speaker 1: in what that pivot looks like.

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Speaker 2: Now. Yeah, I'm absorbing all of that. I am happy

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Speaker 2: that you know, brown ambition is about fifty percent of

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Speaker 2: my time and I and all my you know, the

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Speaker 2: media and press and just quit toolkit. I'm just following

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Speaker 2: my creative gut. You know. I'm sitting down and I'm

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Speaker 2: writing words in a way that I haven't in a decade.

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Speaker 2: And I'm a boring writer. That's what I meant to do.

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Speaker 2: And it feels really good to be doing that. And

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Speaker 2: my my consulting business where I'm consulting, and I don't

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Speaker 2: know if I've talked much about that, but that's my

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Speaker 2: that's my bread and butter. You know, all the media

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Speaker 2: I do. You know that it looks real cute, but

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Speaker 2: they don't pay you. It's exposure, right, you know. I

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Speaker 2: feel like, oh, you know, throw you a little mentioned here,

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Speaker 2: But that's the you know, I think getting myself out

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Speaker 2: there it is necessary because people haven't heard from me

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Speaker 2: that unless you listen to the podcast. I've been so

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Speaker 2: you know, under the radar for a while and it

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Speaker 2: helps me. Honestly, being asked questions and having to explain

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Speaker 2: myself isn't something that I have had to do so,

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Speaker 2: you know, for a long time, and it helps me

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Speaker 2: figure out what I think about things and how to

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Speaker 2: communicate things. But my consulting business, that is you know,

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Speaker 2: certainly that is my talent. That's not I'm white. I'm

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Speaker 2: white labeling. My content expertise is basically what I'm doing

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Speaker 2: and helping helping brands, you know, expand their content teams.

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Speaker 2: And that's actually been really fun. It's almost like I

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Speaker 2: get to be a mentor professionally and I don't have

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Speaker 2: to do any of the crappy like personnel stuff that

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Speaker 2: I used to do as a full time manager.

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Speaker 1: We need a little content juice and let's have a

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Speaker 1: little camo to the side later.

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Speaker 2: Okay, that's what I do, building content teams and strategy

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Speaker 2: and all that. And I guess the word consultant has

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Speaker 2: like a bad rap. I still feel a little bit

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Speaker 2: like consultant. I don't know, but it really is now

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Speaker 2: that I'm doing it and I'm seeing the value that

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Speaker 2: I'm bringing to companies, it's just it's really fun. So

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Speaker 2: that's my Those are my two business you know strategies

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Speaker 2: right now. And I want like a half dozen books,

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Speaker 2: but we'll get there one by one.

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Speaker 1: O you can have you can have mine, they keep

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Speaker 1: asking me. I'm like, I'm like, if you're listening, penguin,

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Speaker 1: leave me alone. Now.

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Speaker 2: I know they're coming for you. Oh, we just girl like.

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Speaker 1: So normally we were averaging about fifteen to seventeen hundred

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Speaker 1: book sales a week, which is crazy. In the last

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Speaker 1: few months and just last week we bumped to thirty

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Speaker 1: two hundred sales last week and pushed us to like

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Speaker 1: the you know, eighty five thousand book sale mark, which

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Speaker 1: is insane. And I was like, what was the bump

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Speaker 1: because that's something too like as you're doing, you know,

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Speaker 1: you're wanting to measure, like what do we do? And

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Speaker 1: I was like, oh, we dropped our book club kit

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Speaker 1: and I don't even know if I shared with y'all.

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Speaker 1: So if you're reading Get Good with Money and you're like, oh,

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Speaker 1: me and my girls want to have a book club,

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Speaker 1: I created this interactive book club kit which is totally

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Speaker 1: free gig it's a g dot com.

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Speaker 2: No ggny domains and how many domains do you have?

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Speaker 1: Too many? But it's that GGWM Forgetting with Money, So

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Speaker 1: GGWM book club dot com. We'll put the link in

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Speaker 1: the in the show notes. So yeah, it's what's so

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Speaker 1: special about this book club kit is that because some

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Speaker 1: book club kids are just like all these questions you

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Speaker 1: can ask per chapter. I was like sys no. So

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Speaker 1: I taped the video for every chapter, like a pre

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Speaker 1: video to pump you up, to tell you what you're

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Speaker 1: gonna learn. Videos are anywhere from like two to minute

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Speaker 1: two to like I want to say, six or seven minutes,

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Speaker 1: so you and your friends, you know, as you're reading

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Speaker 1: chapter by chapter, you get a little a little injection

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Speaker 1: of Tiff in it, and then there's an intro video

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Speaker 1: and a and an actual video. So yeah, GGWM, book

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Speaker 1: club kit dot org GGWM, I'm sorry, book club dot Com. Yeah,

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Speaker 1: I just think that was huge. I mean, some as

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Speaker 1: you just don't even realize you'll make like you know,

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Speaker 1: you'll do something to be of service to your audience,

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Speaker 1: and you're like, what, you know. I didn't think to myself,

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Speaker 1: like all people are going to buy the book. My

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Speaker 1: assumption was they had it, you know. But sometimes it's

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Speaker 1: a reminder like, oh, let me go ahead and get

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Speaker 1: the books. Since I'm doing a book club, because one

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Speaker 1: thing I'm going to do is for I think we

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Speaker 1: have your contest that ends in like a few weeks,

428
00:20:13,480 --> 00:20:16,240
Speaker 1: but I'm going to choose three book clubs to pop

429
00:20:16,320 --> 00:20:19,239
Speaker 1: up in and say, hey, I'm here, girl, what chap

430
00:20:19,280 --> 00:20:22,720
Speaker 1: are we chatting about. So if you download your book

431
00:20:22,720 --> 00:20:25,480
Speaker 1: club kit, that's like your ticket that will reach out

432
00:20:25,520 --> 00:20:27,879
Speaker 1: to you. So every person in your book club that

433
00:20:27,920 --> 00:20:30,080
Speaker 1: downloads a kit, that's your ticket, and we'll, you know,

434
00:20:30,119 --> 00:20:32,199
Speaker 1: we'll choose three of them and I will join you

435
00:20:32,240 --> 00:20:34,600
Speaker 1: for your chat that month or week or however you

436
00:20:34,640 --> 00:20:35,520
Speaker 1: guys see your book club.

437
00:20:35,600 --> 00:20:39,000
Speaker 2: So, yeah, I love a good book club. I don't

438
00:20:39,000 --> 00:20:40,800
Speaker 2: have the bandwidth to join one. And I know that

439
00:20:40,840 --> 00:20:42,960
Speaker 2: I about myself. And you know what, if you're listening,

440
00:20:43,080 --> 00:20:47,160
Speaker 2: it's okay. I will be book club ready soon soon.

441
00:20:49,080 --> 00:20:51,639
Speaker 2: Is there anything else going on? I feel like the

442
00:20:51,680 --> 00:20:53,679
Speaker 2: stock market's been up and down and people are like

443
00:20:55,000 --> 00:20:57,320
Speaker 2: trying to figure out, you know, whenever the stock market

444
00:20:57,320 --> 00:20:59,880
Speaker 2: goes up, people are like, is it too late? Did

445
00:20:59,880 --> 00:21:03,119
Speaker 2: I miss the boat? If you just constantly invest, then

446
00:21:03,160 --> 00:21:04,800
Speaker 2: you never miss the boat, you know what I mean?

447
00:21:05,280 --> 00:21:08,760
Speaker 2: Don't you do dollars dollarge dollar cost averaging? Have we

448
00:21:08,760 --> 00:21:12,479
Speaker 2: talked about that before? HM? Tell the people basically you're

449
00:21:12,520 --> 00:21:15,600
Speaker 2: putting in a said amount of money at over an

450
00:21:15,640 --> 00:21:19,679
Speaker 2: extended period of time, just just continuously. I don't. I

451
00:21:19,800 --> 00:21:22,720
Speaker 2: just don't have time to, you know, track the markets.

452
00:21:23,080 --> 00:21:26,399
Speaker 2: Maybe once every you know, month, I'll see what different

453
00:21:26,400 --> 00:21:29,480
Speaker 2: sectors are doing. And certainly my financial planner sometimes has

454
00:21:29,560 --> 00:21:32,479
Speaker 2: some advice for me, but it just I prefer to

455
00:21:32,480 --> 00:21:35,000
Speaker 2: do it this way. And you know, I just feel

456
00:21:35,000 --> 00:21:37,120
Speaker 2: like if you're waiting to get into the market, that's

457
00:21:37,160 --> 00:21:38,400
Speaker 2: the only mistake you can make.

458
00:21:38,440 --> 00:21:41,720
Speaker 1: It's just just so I do like a mixed cost averaging,

459
00:21:41,840 --> 00:21:44,840
Speaker 1: meaning like like Mandy said, put my money in same

460
00:21:44,880 --> 00:21:47,679
Speaker 1: time every month. And then there are some individual stocks

461
00:21:47,680 --> 00:21:49,719
Speaker 1: that like I dollar cost the average with too, but

462
00:21:49,760 --> 00:21:52,959
Speaker 1: because I know their prices, if there's a dip, but

463
00:21:53,000 --> 00:21:55,720
Speaker 1: I'm like nothing bad has happened, I will then maybe

464
00:21:55,760 --> 00:21:57,880
Speaker 1: spend a little bit more because I'm like, let's just say,

465
00:21:57,880 --> 00:22:01,240
Speaker 1: for example, like night or yeah, like say like Nike, whatever, right,

466
00:22:01,280 --> 00:22:05,320
Speaker 1: And so I'm like, like, what, it's down five dollars,

467
00:22:05,840 --> 00:22:08,280
Speaker 1: nothing's happened. I'm betting the news, and I'm like, ooh,

468
00:22:08,480 --> 00:22:10,160
Speaker 1: this is actually a perfect time to buy a little

469
00:22:10,200 --> 00:22:13,000
Speaker 1: bit more because you know, there's nothing wrong. There just

470
00:22:13,080 --> 00:22:15,959
Speaker 1: might be just some like you know, market correction happening

471
00:22:15,960 --> 00:22:18,480
Speaker 1: someplace selfless affected them. So that's what I do. I'll

472
00:22:18,520 --> 00:22:21,359
Speaker 1: dog cat cost the average and then surge on a

473
00:22:21,400 --> 00:22:24,560
Speaker 1: specific individual stock that I know intimately that it's down

474
00:22:24,600 --> 00:22:27,080
Speaker 1: for no reason other than what's happening externally, but it'll

475
00:22:27,119 --> 00:22:29,880
Speaker 1: be right back up. Basically, it's like getting it on sale,

476
00:22:29,920 --> 00:22:31,560
Speaker 1: like ooh, there's a sale on jeans at Target.

477
00:22:31,600 --> 00:22:34,080
Speaker 2: Let me get twos mm hmm, yeah, you have to.

478
00:22:34,160 --> 00:22:35,679
Speaker 2: You have to look at it that way. There's a

479
00:22:35,720 --> 00:22:38,840
Speaker 2: sale as long as it looks like everything is healthy. Yeah. Yeah.

480
00:22:38,960 --> 00:22:40,760
Speaker 2: Did I tell you that I almost took a I

481
00:22:40,800 --> 00:22:42,240
Speaker 2: told you I was about I was. It was this

482
00:22:42,320 --> 00:22:45,840
Speaker 2: close to spending fifteen hundred dollars on an options trading course.

483
00:22:46,560 --> 00:22:49,840
Speaker 2: I really I still want to take it because this particular,

484
00:22:50,280 --> 00:22:53,359
Speaker 2: this particular young woman who's running the course. I followed

485
00:22:53,359 --> 00:22:56,399
Speaker 2: her on YouTube. I think she's wonderful. She closed the

486
00:22:56,440 --> 00:22:59,200
Speaker 2: course I found out about the same time as applicat

487
00:22:59,320 --> 00:23:01,720
Speaker 2: or you know, you can you could enroll in the course.

488
00:23:01,800 --> 00:23:04,440
Speaker 2: Enrollment ended that evening, and I just couldn't. I didn't

489
00:23:04,440 --> 00:23:07,000
Speaker 2: have enough time to like think about it exactly. Yeah,

490
00:23:07,040 --> 00:23:08,640
Speaker 2: So I ended up not doing it. I hope she'll

491
00:23:08,680 --> 00:23:11,480
Speaker 2: do it again. I don't necessarily. What I loved about

492
00:23:11,480 --> 00:23:14,080
Speaker 2: her course was that it was a every person's guide

493
00:23:14,080 --> 00:23:16,560
Speaker 2: to options trading, and I just want to understand it

494
00:23:16,600 --> 00:23:18,440
Speaker 2: so that I can help. I'm not an expert in

495
00:23:18,480 --> 00:23:21,399
Speaker 2: options trading or any like, you know, very technical stock trading,

496
00:23:21,800 --> 00:23:23,920
Speaker 2: but I know that our listeners and people here reach

497
00:23:23,960 --> 00:23:25,600
Speaker 2: out to me have questions about it. So I just

498
00:23:25,640 --> 00:23:28,480
Speaker 2: wanted to educate myself. And you know, am I gonna

499
00:23:28,480 --> 00:23:29,560
Speaker 2: make a little money at the same time.

500
00:23:29,600 --> 00:23:32,360
Speaker 1: That's okay, you know, because I signed up for Terry

501
00:23:32,400 --> 00:23:34,960
Speaker 1: Ejama's course, which I enjoyed. But I'm not gonna lie

502
00:23:35,040 --> 00:23:38,080
Speaker 1: I with everything else. I'm like trying to focus on,

503
00:23:38,160 --> 00:23:41,080
Speaker 1: Like what am I focusing on? But my sister Carol,

504
00:23:41,280 --> 00:23:43,240
Speaker 1: I know, y'all be so mad. They're like, bring Carol on.

505
00:23:43,760 --> 00:23:47,520
Speaker 1: She is killing it. She has she takes like everyone's course, right,

506
00:23:47,520 --> 00:23:49,720
Speaker 1: even though I'm like, she all little, she's a scared baby.

507
00:23:49,760 --> 00:23:51,760
Speaker 1: But the other day she posted in our sister chat

508
00:23:51,800 --> 00:23:54,040
Speaker 1: on whats that Ooh, I made nine hundred dollars today

509
00:23:54,080 --> 00:23:56,760
Speaker 1: on paper? She uses sink or swim. You know they

510
00:23:56,760 --> 00:23:58,560
Speaker 1: have what a sinker? Swim?

511
00:23:58,640 --> 00:23:59,720
Speaker 2: Is that? Think or swim?

512
00:24:00,119 --> 00:24:01,880
Speaker 1: Yeah? Think or swim. I forget what it's called though.

513
00:24:01,880 --> 00:24:05,880
Speaker 2: They're t's merritrade. Yeah, they're like practice platform.

514
00:24:06,119 --> 00:24:08,399
Speaker 1: Yes, so she practiced and I was like, how much

515
00:24:08,480 --> 00:24:10,040
Speaker 1: did you work with? And I want to see? What

516
00:24:10,119 --> 00:24:13,439
Speaker 1: did she say? You just tell all my business, all

517
00:24:13,480 --> 00:24:13,600
Speaker 1: of it.

518
00:24:14,359 --> 00:24:17,240
Speaker 2: Thinker swim is available. That's the same I've looked at

519
00:24:17,280 --> 00:24:19,879
Speaker 2: thinker swim. It's a great it's a great training ground.

520
00:24:20,359 --> 00:24:23,000
Speaker 2: And that's the first like four weeks of this course

521
00:24:23,040 --> 00:24:24,679
Speaker 2: I was going to take, was just playing. That's why

522
00:24:24,840 --> 00:24:28,159
Speaker 2: I'm like, oh, she's definitely doing it thoughtfully. It was

523
00:24:28,320 --> 00:24:31,520
Speaker 2: you were practicing in the thinker swim interface. I don't

524
00:24:31,560 --> 00:24:33,440
Speaker 2: know that you need to have a t TDM error

525
00:24:33,480 --> 00:24:36,160
Speaker 2: trade account, but I would recommend it if you guys.

526
00:24:36,800 --> 00:24:39,480
Speaker 1: So she put in she she used about three thousand

527
00:24:39,520 --> 00:24:42,119
Speaker 1: dollars in the trade, in her fake paper trade, and

528
00:24:42,200 --> 00:24:44,840
Speaker 1: that's she made nine hundred on the three thousand. That's incredible.

529
00:24:45,600 --> 00:24:48,040
Speaker 2: So she's like, you know, like she's pay three thousand

530
00:24:48,040 --> 00:24:48,760
Speaker 2: on the nine hundred.

531
00:24:49,119 --> 00:24:51,359
Speaker 1: No, No, she made nine hundred on the three thousand.

532
00:24:51,800 --> 00:24:54,159
Speaker 1: So she traded three with three thousand dollars worth of

533
00:24:54,280 --> 00:24:57,000
Speaker 1: money and her return was nine hundred dogs, which is

534
00:24:57,359 --> 00:25:00,280
Speaker 1: I mean, that's like rent for the month, imagine, you know,

535
00:25:00,520 --> 00:25:03,720
Speaker 1: and honest see, so she's somebody who honestly knows, but

536
00:25:03,840 --> 00:25:06,560
Speaker 1: she's nervous. So I'm like, Carol, how much practicing you're

537
00:25:06,560 --> 00:25:06,800
Speaker 1: gonna do?

538
00:25:06,880 --> 00:25:07,040
Speaker 2: Girl?

539
00:25:07,160 --> 00:25:08,959
Speaker 1: Because she she does invest on her own, but she's

540
00:25:09,000 --> 00:25:10,399
Speaker 1: always like, I'm just gonna buy one, sick, I'm just

541
00:25:10,440 --> 00:25:12,560
Speaker 1: gonna buy two. And in the meanwhile, she's the one

542
00:25:12,560 --> 00:25:14,359
Speaker 1: who told me to buy Shopify. It's up like twelve

543
00:25:14,440 --> 00:25:15,879
Speaker 1: hundred percent. I'm like, why did you buy more? And

544
00:25:15,880 --> 00:25:19,720
Speaker 1: she's like, no, she does all the research and like

545
00:25:19,840 --> 00:25:22,400
Speaker 1: she knows everything. And I'm like, girl, I'm over here,

546
00:25:22,520 --> 00:25:25,440
Speaker 1: like I bought more shares than useless, So no, I

547
00:25:25,600 --> 00:25:28,280
Speaker 1: think that. So she's excited about that because she's just like,

548
00:25:29,000 --> 00:25:32,840
Speaker 1: I have the opportunity to make really good money, you know,

549
00:25:33,600 --> 00:25:35,760
Speaker 1: you know, it's just it's just that's why I like

550
00:25:35,760 --> 00:25:37,639
Speaker 1: about trading, that if you're willing to kind of do

551
00:25:37,760 --> 00:25:40,240
Speaker 1: the work and the homework, you really have the opportunity

552
00:25:40,640 --> 00:25:43,080
Speaker 1: to I mean, you certainly can lose a lot of money, obviously,

553
00:25:43,400 --> 00:25:46,480
Speaker 1: but you know what I do like about trading is

554
00:25:46,600 --> 00:25:50,440
Speaker 1: there are systems in place that you can put so

555
00:25:50,640 --> 00:25:54,040
Speaker 1: it minimizes your your your losses, right, so you can

556
00:25:54,080 --> 00:25:56,000
Speaker 1: be like, Okay, only come in when it gets to

557
00:25:56,040 --> 00:25:58,000
Speaker 1: this number, and if it drops below this number, get out,

558
00:25:58,040 --> 00:26:00,880
Speaker 1: get out, get out, So it's not like a yes,

559
00:26:01,480 --> 00:26:04,440
Speaker 1: and it's the numbers, stick to it strategy and you

560
00:26:04,520 --> 00:26:06,800
Speaker 1: can automate that, which makes it really great. So it's like, Okay,

561
00:26:06,920 --> 00:26:09,560
Speaker 1: I'm not going to lose you. I remember Terry Idamo

562
00:26:09,800 --> 00:26:12,040
Speaker 1: what she said was she said in her course, which

563
00:26:12,080 --> 00:26:15,119
Speaker 1: I love. She said, before you even place the trade,

564
00:26:15,160 --> 00:26:18,080
Speaker 1: you determine how much you're willing to lose and you

565
00:26:18,119 --> 00:26:20,359
Speaker 1: can literally set it and the thing. So it's like,

566
00:26:20,400 --> 00:26:22,080
Speaker 1: I know I'm not going to lose more than two

567
00:26:22,200 --> 00:26:24,960
Speaker 1: hundred dollars because I have set my marker for that,

568
00:26:25,160 --> 00:26:27,879
Speaker 1: like if it drops below this, you know what I

569
00:26:27,960 --> 00:26:30,360
Speaker 1: want to pull out. And so I just I think

570
00:26:30,400 --> 00:26:32,320
Speaker 1: that what I'm really loving. I'm sure you've seen it,

571
00:26:32,720 --> 00:26:34,960
Speaker 1: like our community. I'm talking about black and brown folks

572
00:26:35,600 --> 00:26:38,320
Speaker 1: right that I've never seen them talk about investing more

573
00:26:38,359 --> 00:26:41,760
Speaker 1: than I have post since like the panty happen, and

574
00:26:41,840 --> 00:26:43,040
Speaker 1: I'm loving it, honestly.

575
00:26:44,080 --> 00:26:45,760
Speaker 2: Yeah. I don't know what it is, just the free

576
00:26:45,840 --> 00:26:49,320
Speaker 2: time or just the I don't know. I hope it

577
00:26:49,440 --> 00:26:52,679
Speaker 2: never ends. I do hope that you know, folks are

578
00:26:52,720 --> 00:26:56,600
Speaker 2: finding information from trustworthy sources and not trying to bet

579
00:26:56,920 --> 00:26:59,240
Speaker 2: the whole hot like the whole hog? Is that the expression?

580
00:26:59,280 --> 00:27:02,600
Speaker 2: Why does that sound weird? But the farm thinks that

581
00:27:02,680 --> 00:27:06,520
Speaker 2: makes more sense on a farm. I've read too many

582
00:27:07,080 --> 00:27:10,760
Speaker 2: farm animal books every day. I just anyway, yeah, and

583
00:27:10,840 --> 00:27:14,520
Speaker 2: don't bet the butt the farm. I'm ready for more

584
00:27:14,560 --> 00:27:17,840
Speaker 2: sophisticated investing advice, and I'm looking for those resources too.

585
00:27:17,880 --> 00:27:20,119
Speaker 2: I think like our audiences, and there's nothing wrong with

586
00:27:20,240 --> 00:27:23,280
Speaker 2: researching and practicing. And I think, you know, to Carol's credit,

587
00:27:24,560 --> 00:27:26,800
Speaker 2: you are only ready to do what you're emotionally ready

588
00:27:26,840 --> 00:27:28,800
Speaker 2: to do. You know, in the market, and you can,

589
00:27:29,440 --> 00:27:32,480
Speaker 2: you can. Hindsight's always twenty twenty. And the thing is

590
00:27:32,920 --> 00:27:35,960
Speaker 2: you just have to make peace. Even if you lose something,

591
00:27:36,000 --> 00:27:37,920
Speaker 2: you just make peace with it. You know you made

592
00:27:37,960 --> 00:27:41,440
Speaker 2: the best choice when you made it, and and that's it.

593
00:27:43,720 --> 00:27:45,240
Speaker 2: But we should get Carol on someday.

594
00:27:45,600 --> 00:27:50,000
Speaker 1: And it's just like me get We can keep on.

595
00:27:52,680 --> 00:27:57,000
Speaker 2: Listen Roman and his name Roman, it just sounds so regal.

596
00:27:56,800 --> 00:28:01,159
Speaker 1: Like I know, that's my five year old up who

597
00:28:01,240 --> 00:28:03,600
Speaker 1: is only concerned about his dinosaur or birthday party coming up.

598
00:28:03,640 --> 00:28:07,160
Speaker 1: He's like, he said, have the decorations been ordered? That's

599
00:28:07,200 --> 00:28:09,080
Speaker 1: what he asked. That was like, who are you?

600
00:28:10,400 --> 00:28:11,800
Speaker 2: He's probably going to be like, oh, this is not

601
00:28:11,920 --> 00:28:15,480
Speaker 2: anatomically correct. The Tyroannosaurus rex is not it's not proportional

602
00:28:15,560 --> 00:28:16,920
Speaker 2: to the pterodoxy do all kids?

603
00:28:16,960 --> 00:28:18,720
Speaker 1: I guess, well, Rio is pretty young still, but I'm like,

604
00:28:18,720 --> 00:28:20,600
Speaker 1: I feel like all kids go through this weird dinosaur

605
00:28:20,640 --> 00:28:23,399
Speaker 1: phase where they know all the animals, like their names and.

606
00:28:25,680 --> 00:28:26,160
Speaker 2: Vehicles.

607
00:28:26,359 --> 00:28:30,320
Speaker 1: Yes, they all go through construction. I've seen it dinosaur now, right,

608
00:28:30,480 --> 00:28:32,040
Speaker 1: So he might go through the dinosaur PCE because I

609
00:28:32,040 --> 00:28:34,639
Speaker 1: see that a lot. And there's usually like these faces

610
00:28:34,680 --> 00:28:37,159
Speaker 1: like oh I'm into because Roma was into construction. Now

611
00:28:37,160 --> 00:28:38,800
Speaker 1: he's on the dinosaurs, and then I'm sure it'd be

612
00:28:38,840 --> 00:28:39,680
Speaker 1: something else random.

613
00:28:40,600 --> 00:28:43,479
Speaker 2: Yeah, I wish they would just stick to one. They

614
00:28:43,640 --> 00:28:45,000
Speaker 2: don't like when they switch now.

615
00:28:44,920 --> 00:28:47,560
Speaker 1: Because you have to buy all these toys. I think

616
00:28:47,640 --> 00:28:52,320
Speaker 1: it's time for our boosty breaky via Brown Ambition. What

617
00:28:52,360 --> 00:29:12,160
Speaker 1: do you think, Mando, let's do it, and now it's

618
00:29:12,360 --> 00:29:15,719
Speaker 1: time to boost up break up, boost up break oh

619
00:29:15,800 --> 00:29:18,960
Speaker 1: boost oh break. So y'all know we do a Brown

620
00:29:18,960 --> 00:29:22,360
Speaker 1: Ambition boost to break every e BI well not everyp

621
00:29:22,600 --> 00:29:25,000
Speaker 1: like these episodes, not the Q and A episodes. So

622
00:29:26,160 --> 00:29:30,000
Speaker 1: I've got a boosty breaky. What about you, Mandy, I'm

623
00:29:30,040 --> 00:29:32,160
Speaker 1: gonna do a boost a boost Okay, well I'll let

624
00:29:32,160 --> 00:29:33,440
Speaker 1: you go second things because you know we like to

625
00:29:33,480 --> 00:29:38,720
Speaker 1: end up high note. Okay, So my boosty breaking is Allison.

626
00:29:38,920 --> 00:29:43,960
Speaker 1: Allison Felix. She's the boost, the break is. I'm gonna

627
00:29:44,000 --> 00:29:49,640
Speaker 1: say the the athletic apparel whatever community. So if you

628
00:29:49,680 --> 00:29:52,400
Speaker 1: don't tell me who she is, So Allison Felix is

629
00:29:53,360 --> 00:29:58,720
Speaker 1: an incredible track and field athlete, like she just recently

630
00:29:59,440 --> 00:30:01,840
Speaker 1: tied she's actually the most decorated or she tied with

631
00:30:01,920 --> 00:30:04,920
Speaker 1: Carl Lewis with the most medals in track and fields

632
00:30:05,040 --> 00:30:09,560
Speaker 1: at the Olympics. Remember Carl Lewis, he was like amazing, right.

633
00:30:10,200 --> 00:30:14,000
Speaker 1: So anyway, she decided some a couple of years ago

634
00:30:14,080 --> 00:30:15,840
Speaker 1: that she was going to have a baby, which is

635
00:30:15,920 --> 00:30:17,760
Speaker 1: they consider it like a kiss of death, especially in

636
00:30:17,800 --> 00:30:19,400
Speaker 1: her industry. But she was like, girl, but I'm not

637
00:30:19,440 --> 00:30:21,480
Speaker 1: gonna have kids. I want to have children. I think

638
00:30:21,520 --> 00:30:24,400
Speaker 1: she was thirty two and she was in she was

639
00:30:24,520 --> 00:30:28,800
Speaker 1: in talks with Nike and it wasn't going well, and

640
00:30:29,040 --> 00:30:32,920
Speaker 1: Nike offered her seventy percent less. Oh you're gonna have

641
00:30:32,920 --> 00:30:36,160
Speaker 1: a baby, girl, You're worth seventy percent less to us

642
00:30:36,160 --> 00:30:40,160
Speaker 1: as a result, seven zero. So she chucked up the

643
00:30:40,240 --> 00:30:43,680
Speaker 1: deuces and instead signed withth Butta. You know, like, who

644
00:30:43,760 --> 00:30:46,200
Speaker 1: was that Goldie Hawnks daughter? You know what I mean?

645
00:30:46,800 --> 00:30:50,160
Speaker 2: Kate Kate Kate something, but I believe it's owned by

646
00:30:50,200 --> 00:30:51,720
Speaker 2: the Gap Ry had the Gap.

647
00:30:53,160 --> 00:30:54,920
Speaker 1: But she decided when it came that's just for her,

648
00:30:55,440 --> 00:30:57,640
Speaker 1: her attire. She decided when it came to the shoes,

649
00:30:57,920 --> 00:30:59,200
Speaker 1: she said, you know what I've been to do. This

650
00:30:59,320 --> 00:31:01,680
Speaker 1: is what I think. I saw a quote like this.

651
00:31:01,800 --> 00:31:03,680
Speaker 1: It's like, you know what, never mind, I do it myself.

652
00:31:03,960 --> 00:31:06,280
Speaker 1: Black women everywhere. It was like a quote. You know,

653
00:31:06,480 --> 00:31:08,120
Speaker 1: She's just like, you know what, And that's exactly what

654
00:31:08,280 --> 00:31:10,520
Speaker 1: she did. She literally was like you know what. She

655
00:31:10,640 --> 00:31:13,360
Speaker 1: came up with her own sneakers. She's like, I'm not

656
00:31:13,400 --> 00:31:15,560
Speaker 1: gonna wear these big brands. I'm going to wear sneakers

657
00:31:16,560 --> 00:31:19,320
Speaker 1: from a company that I can like lean into until

658
00:31:19,400 --> 00:31:22,240
Speaker 1: she she created her own sneaker line and they're actually

659
00:31:22,280 --> 00:31:24,320
Speaker 1: really beautiful. I'm like, I'm gonna buy some. And it's

660
00:31:24,360 --> 00:31:28,240
Speaker 1: called Yes, they're called Sasha and picture this, which I

661
00:31:28,320 --> 00:31:31,560
Speaker 1: know Nike is kicking themselves. She won the medal wearing

662
00:31:31,600 --> 00:31:36,200
Speaker 1: those sneakers. Can you imagine, like, oh, I know, don't.

663
00:31:36,040 --> 00:31:37,880
Speaker 2: You just love vindication?

664
00:31:38,240 --> 00:31:40,160
Speaker 1: What? And the sneakers are really cute.

665
00:31:40,480 --> 00:31:46,080
Speaker 2: So brands get it by now just like yeah yeah

666
00:31:46,160 --> 00:31:47,760
Speaker 2: so she, yeah she.

667
00:31:48,000 --> 00:31:51,440
Speaker 1: Was, She's like amazing, so yeah she she These sneakers

668
00:31:51,480 --> 00:31:54,320
Speaker 1: are beautiful. And I'll tell you they're called Sasha. That's

669
00:31:55,320 --> 00:31:59,120
Speaker 1: s I think it's Sasha. Whatever s A y s

670
00:31:59,360 --> 00:32:04,400
Speaker 1: h say safe safe Sash. Okay, No, it's not a

671
00:32:04,440 --> 00:32:06,000
Speaker 1: look I'm saying, oh, there's no a here, tipping a.

672
00:32:06,160 --> 00:32:11,760
Speaker 1: It's just safe, right or right? That's not your girl.

673
00:32:11,800 --> 00:32:14,320
Speaker 1: I just can't read. So the fact that she won

674
00:32:14,840 --> 00:32:17,000
Speaker 1: and like you know, like to be the most decorated,

675
00:32:17,080 --> 00:32:19,400
Speaker 1: like you know track and field artists, especially as it

676
00:32:19,480 --> 00:32:22,200
Speaker 1: related to women. And literally she's got this one post

677
00:32:22,240 --> 00:32:25,440
Speaker 1: that I know Nika is gagging, honey. The post is her.

678
00:32:25,520 --> 00:32:28,920
Speaker 1: You could see her, her scar, her her like she's

679
00:32:28,960 --> 00:32:32,120
Speaker 1: wearing all her metals around her neck. She's wearing like

680
00:32:32,160 --> 00:32:34,520
Speaker 1: a sports bra and she's not wearing any underwear and

681
00:32:34,640 --> 00:32:36,640
Speaker 1: so you could see just her bikini line, but you

682
00:32:36,720 --> 00:32:40,200
Speaker 1: see her c section scar and the and the caption says,

683
00:32:40,360 --> 00:32:42,920
Speaker 1: I know my place and it's in my own shoes.

684
00:32:43,200 --> 00:32:50,400
Speaker 1: I'm like, girl, the gig, the marketing though, someone said,

685
00:32:50,440 --> 00:32:52,160
Speaker 1: what you want, what you want. What you're not gonna

686
00:32:52,160 --> 00:32:55,520
Speaker 1: do is you know sometimes people f around and they

687
00:32:55,600 --> 00:32:57,520
Speaker 1: find out, you know, like that's saying like, oh, girl

688
00:32:57,640 --> 00:32:59,080
Speaker 1: f around and find out. I was like, well they

689
00:32:59,120 --> 00:33:01,680
Speaker 1: found out that day. And what she said was so powerful.

690
00:33:01,760 --> 00:33:05,200
Speaker 1: She said, I think what happened is that she was

691
00:33:05,280 --> 00:33:08,440
Speaker 1: on maternity maternity leave, and Nike reached out to her

692
00:33:08,840 --> 00:33:12,240
Speaker 1: to participate in an ad and she's like, I'm on

693
00:33:12,880 --> 00:33:16,480
Speaker 1: maternity lead, you know. And she was like wow, so

694
00:33:16,560 --> 00:33:20,120
Speaker 1: there's no protection for athletes, especially women athletes who want

695
00:33:20,120 --> 00:33:23,560
Speaker 1: to have children. And she said, if I'm wanted like Nike,

696
00:33:23,600 --> 00:33:26,040
Speaker 1: at that moment, she was their most like they pushed

697
00:33:26,040 --> 00:33:28,840
Speaker 1: her forward almost more than any other athlete, you know,

698
00:33:28,960 --> 00:33:32,480
Speaker 1: she was like the face of Nike, especially their sneakers

699
00:33:32,520 --> 00:33:34,360
Speaker 1: and their spikes, you know, as a lace to running.

700
00:33:34,720 --> 00:33:36,800
Speaker 1: And she's like, so if I am treated like this,

701
00:33:37,520 --> 00:33:39,720
Speaker 1: who you hold me up as this prize? Do any

702
00:33:39,760 --> 00:33:42,160
Speaker 1: other women have a chance? And so other women like

703
00:33:42,240 --> 00:33:44,000
Speaker 1: you know, broke their nda and stepped forward to share

704
00:33:44,000 --> 00:33:46,560
Speaker 1: their own terrible experiences within the you know, brands that

705
00:33:46,600 --> 00:33:48,440
Speaker 1: they work with, and I just thought to myself, I'm

706
00:33:48,480 --> 00:33:50,080
Speaker 1: so glad she did that. And as a result, which

707
00:33:50,160 --> 00:33:52,480
Speaker 1: is great, As a result, because of the level of

708
00:33:52,560 --> 00:33:56,520
Speaker 1: shame heaped on Nike and other like you know, athletic brands,

709
00:33:57,080 --> 00:34:00,240
Speaker 1: they changed their they changed you know, like she said,

710
00:34:00,240 --> 00:34:01,880
Speaker 1: she's waiting to hear back to see exactly what the

711
00:34:01,920 --> 00:34:04,440
Speaker 1: wording says. But they changed the wording saying that you

712
00:34:04,520 --> 00:34:06,320
Speaker 1: know that you're not going to be paid less if

713
00:34:06,360 --> 00:34:08,759
Speaker 1: you have children, that we're going to respect maternity leave.

714
00:34:08,840 --> 00:34:10,960
Speaker 1: So they changed basically their policy around it, and not

715
00:34:11,080 --> 00:34:14,120
Speaker 1: just Nike, but some other athletic brands as well. And

716
00:34:14,360 --> 00:34:16,480
Speaker 1: I'm just glad she used her voice because honestly, had

717
00:34:16,520 --> 00:34:20,680
Speaker 1: she not used her voice, then women who are not

718
00:34:20,880 --> 00:34:24,080
Speaker 1: quite as externally successful, you know, would not have had

719
00:34:24,120 --> 00:34:25,960
Speaker 1: the opportunity that you know, she's not having. And I'm

720
00:34:25,960 --> 00:34:28,080
Speaker 1: just so glad that she were her own sneakers to

721
00:34:28,120 --> 00:34:30,880
Speaker 1: win that medal. I mean, I mean, sometimes you know what,

722
00:34:31,200 --> 00:34:33,279
Speaker 1: you know, sometimes karma takes the time, and other times

723
00:34:33,360 --> 00:34:35,759
Speaker 1: karma's like, sis, I'll be there at noon, I'll be

724
00:34:35,800 --> 00:34:36,319
Speaker 1: there at noon.

725
00:34:37,360 --> 00:34:39,600
Speaker 2: The fact that she designed a entire how do you

726
00:34:39,719 --> 00:34:42,920
Speaker 2: even design a whole shoe for yourself. That's amazing.

727
00:34:43,239 --> 00:34:45,800
Speaker 1: Wild training for the Olympics, Okay, yeah.

728
00:34:45,840 --> 00:34:49,360
Speaker 2: And being a mom. Black women are just everything, I

729
00:34:49,440 --> 00:34:51,479
Speaker 2: mean everything that was a lot more boost than break

730
00:34:51,800 --> 00:34:52,080
Speaker 2: it was.

731
00:34:52,160 --> 00:34:53,799
Speaker 1: I just want to like, and I'm not breaking from Nike,

732
00:34:54,320 --> 00:34:56,120
Speaker 1: but I'm just like, I'm hoping because they have this

733
00:34:56,160 --> 00:34:58,279
Speaker 1: whole girl's initiative and she that's one of the reason

734
00:34:58,320 --> 00:35:00,719
Speaker 1: why she's signed with them. And sometimes you know, every

735
00:35:00,760 --> 00:35:03,680
Speaker 1: brand because even with Budgetisa, I'm always struggling to make

736
00:35:03,719 --> 00:35:05,920
Speaker 1: sure that we are always in alignment with what we say,

737
00:35:06,440 --> 00:35:09,120
Speaker 1: like you know, our model with I am my sister's keeper,

738
00:35:09,200 --> 00:35:12,960
Speaker 1: and I'm always asking myself, is that true? Are we

739
00:35:13,200 --> 00:35:16,640
Speaker 1: navigating in a space where that's true, Like the way

740
00:35:16,680 --> 00:35:19,640
Speaker 1: we treat Unicorn squad members like our team members, the

741
00:35:19,680 --> 00:35:22,760
Speaker 1: way we treat dream Catchers, you know, my audience, dream Builders,

742
00:35:22,840 --> 00:35:25,800
Speaker 1: Literature Academy audience. You know, like so you know, and

743
00:35:25,880 --> 00:35:28,080
Speaker 1: sometimes you can get misaligned and then you know what

744
00:35:28,440 --> 00:35:30,240
Speaker 1: what you hope that you do is you pull yourself

745
00:35:30,280 --> 00:35:32,719
Speaker 1: back and it looks like that I do believe that,

746
00:35:32,800 --> 00:35:35,160
Speaker 1: you know, that's what Nike internally is, like, this is

747
00:35:35,200 --> 00:35:37,799
Speaker 1: what we're wanting. But you were misaligned, and so now

748
00:35:37,840 --> 00:35:40,439
Speaker 1: they're getting back in alignment. And so we shall see

749
00:35:40,960 --> 00:35:42,840
Speaker 1: if it's just like you know, how it is what

750
00:35:43,120 --> 00:35:45,520
Speaker 1: was with all those companies who were like Black Lives Matter,

751
00:35:45,600 --> 00:35:47,840
Speaker 1: but they didn't do anything. We'll see if it's just

752
00:35:47,920 --> 00:35:50,120
Speaker 1: like lip service or is there real like a real

753
00:35:50,280 --> 00:35:52,279
Speaker 1: change in transition. So hopefully there will be.

754
00:35:53,280 --> 00:35:55,560
Speaker 2: I mean, they make so much money from women in general,

755
00:35:55,640 --> 00:35:58,520
Speaker 2: and orce let alone women of color. So yes, I

756
00:35:59,200 --> 00:36:02,680
Speaker 2: think everyone's to rents for these brands not paying black

757
00:36:02,719 --> 00:36:05,760
Speaker 2: and brown athletes what they're worth. Is Wayne is getting

758
00:36:05,920 --> 00:36:08,319
Speaker 2: very very thin. But Alison Felix, I will never ask

759
00:36:08,400 --> 00:36:10,239
Speaker 2: who she is again, I should have known that, Yeah,

760
00:36:10,239 --> 00:36:10,640
Speaker 2: that's a girl.

761
00:36:10,719 --> 00:36:13,279
Speaker 1: Girl I'm I'm learning to I was like, hold up,

762
00:36:13,320 --> 00:36:13,960
Speaker 1: wait a minute.

763
00:36:15,400 --> 00:36:16,600
Speaker 2: But I have to give a quick shout out to

764
00:36:16,640 --> 00:36:20,360
Speaker 2: Leslie Jones from SNL who has the funniest Olympics commentary.

765
00:36:20,480 --> 00:36:22,399
Speaker 2: Just follow her on ig or on TikTok. Oh my god,

766
00:36:22,400 --> 00:36:27,080
Speaker 2: it's everything. She was narrating, the the the what do

767
00:36:27,160 --> 00:36:29,000
Speaker 2: you call it? The swimmers who do it at the

768
00:36:29,040 --> 00:36:32,640
Speaker 2: same time, synchronized swimmers. They I never thought about that

769
00:36:32,640 --> 00:36:35,160
Speaker 2: sport before until Leslie Jones. So I bowed to her.

770
00:36:35,800 --> 00:36:39,560
Speaker 2: All right, quick quick boost for me. If you own

771
00:36:40,080 --> 00:36:42,880
Speaker 2: federal this is breaking news, breaking news, Actually it's not.

772
00:36:42,920 --> 00:36:45,040
Speaker 2: It's been a few days. But if you haven't heard yet,

773
00:36:45,680 --> 00:36:48,719
Speaker 2: if you have federal student loan debt, you have now

774
00:36:48,960 --> 00:36:52,960
Speaker 2: an another extension on when your payments will start being

775
00:36:53,080 --> 00:36:58,359
Speaker 2: due again. The Biden administration has extended the grace period

776
00:36:58,400 --> 00:37:01,560
Speaker 2: for federal student loans through jan Anuary twenty twenty two,

777
00:37:02,080 --> 00:37:03,960
Speaker 2: which means you do not have to make payments and

778
00:37:04,080 --> 00:37:07,280
Speaker 2: even better, no interest is accruing on your federal student

779
00:37:07,360 --> 00:37:09,520
Speaker 2: loan debt. So I was just reading up on that

780
00:37:09,600 --> 00:37:12,200
Speaker 2: news and it looks like this is going to be

781
00:37:12,280 --> 00:37:15,840
Speaker 2: the last extension, the White House says. So if you

782
00:37:16,120 --> 00:37:18,960
Speaker 2: have been enjoying this grace period of not making your

783
00:37:18,960 --> 00:37:21,359
Speaker 2: student loan payments, just letting you know you're on watch.

784
00:37:21,480 --> 00:37:21,600
Speaker 1: Now.

785
00:37:22,000 --> 00:37:23,600
Speaker 2: It's nice to have an extension, but you got like

786
00:37:23,680 --> 00:37:26,399
Speaker 2: what five more months until payments are going to kick

787
00:37:26,440 --> 00:37:29,520
Speaker 2: back in, So time to start making a plan for

788
00:37:29,600 --> 00:37:31,439
Speaker 2: that federal student loan debt when it comes back.

789
00:37:32,200 --> 00:37:35,440
Speaker 1: Yeah, I mean, it's I mean, the thing is, thankfully

790
00:37:35,480 --> 00:37:37,880
Speaker 1: there have been so many financial like you know, educators

791
00:37:37,920 --> 00:37:40,440
Speaker 1: and advisors and things that have really leaned into like

792
00:37:40,520 --> 00:37:43,160
Speaker 1: what to do with the money during the moratorium, you know,

793
00:37:43,360 --> 00:37:45,600
Speaker 1: depending on where you are. So hopefully people took heed

794
00:37:45,800 --> 00:37:49,040
Speaker 1: and they're not like what you know, And even still

795
00:37:49,080 --> 00:37:51,439
Speaker 1: if you are like what, hopefully you're like, oh wait, okay,

796
00:37:51,480 --> 00:37:53,480
Speaker 1: I still have some months to kind of like, you know,

797
00:37:53,640 --> 00:37:57,319
Speaker 1: gather myself together. So that's awesome though, so we shall see.

798
00:37:57,440 --> 00:37:58,800
Speaker 1: Oh and I don't know if we talked about this,

799
00:37:58,920 --> 00:38:01,600
Speaker 1: but the more I'm paying your rent, you know, right,

800
00:38:01,800 --> 00:38:05,160
Speaker 1: So a lot of people you know, sold here's a

801
00:38:05,200 --> 00:38:08,680
Speaker 1: good thing. So a friend of mine said, girl, I

802
00:38:08,840 --> 00:38:13,920
Speaker 1: applied for the federal like rent assistant program, right, and she'said,

803
00:38:13,920 --> 00:38:15,279
Speaker 1: I kept getting this email. She's like, I thought it

804
00:38:15,320 --> 00:38:16,719
Speaker 1: was just like a scam. And then finally they were like,

805
00:38:16,760 --> 00:38:19,160
Speaker 1: no one's applying. We have free money, she said. Girl,

806
00:38:19,200 --> 00:38:21,960
Speaker 1: I was like, let me just apply. Her landlord was like,

807
00:38:22,000 --> 00:38:23,480
Speaker 1: did you apply for something? We just got a five

808
00:38:23,520 --> 00:38:25,560
Speaker 1: thousand dollars check. She was like, it was three months

809
00:38:25,600 --> 00:38:28,799
Speaker 1: worth of rent. She's like, why, yes, I did, uh huh.

810
00:38:29,400 --> 00:38:31,120
Speaker 1: So I'm telling you right now. And then it was

811
00:38:31,120 --> 00:38:32,959
Speaker 1: so funny because a couple of days ago, the City

812
00:38:33,000 --> 00:38:35,600
Speaker 1: of Newark sent me an email saying, hey, if you're

813
00:38:35,600 --> 00:38:38,719
Speaker 1: a renter, there is money set aside. So this is

814
00:38:38,760 --> 00:38:41,040
Speaker 1: how most of these like assistant programs are working. One

815
00:38:42,000 --> 00:38:45,279
Speaker 1: they'll pay back up to twelve months of like rent

816
00:38:45,320 --> 00:38:46,879
Speaker 1: that you did not pay if you have not paid

817
00:38:47,320 --> 00:38:49,160
Speaker 1: for these twelve months and to not be evicted, right.

818
00:38:49,520 --> 00:38:52,839
Speaker 1: And then two they'll pay tentatively up to three months

819
00:38:52,880 --> 00:38:55,160
Speaker 1: of rent moving forward, and then you can kind of reapply.

820
00:38:55,800 --> 00:38:57,800
Speaker 1: And so my friend is like, girl, I'm gonna just

821
00:38:57,880 --> 00:38:59,800
Speaker 1: keep re applying. She said, I think you can reapply

822
00:39:00,080 --> 00:39:02,440
Speaker 1: to a year. Can you imagine having one year back

823
00:39:02,520 --> 00:39:06,040
Speaker 1: paid paid and one year forward paid paid? Girl? Because

824
00:39:06,200 --> 00:39:07,799
Speaker 1: I don't know if y' all know, like Sandy who's

825
00:39:07,800 --> 00:39:11,480
Speaker 1: a friend of our me and Mandra she was just

826
00:39:11,520 --> 00:39:14,479
Speaker 1: posting on her ig, how you know, like the renter.

827
00:39:14,719 --> 00:39:16,640
Speaker 1: You know, this moratorium has been really tough for landlord

828
00:39:16,680 --> 00:39:18,880
Speaker 1: because she's a landlord and she's just like, you know,

829
00:39:19,120 --> 00:39:22,480
Speaker 1: I'm not some multi millionaile dollars, you know, because people

830
00:39:22,520 --> 00:39:24,400
Speaker 1: are like, oh, well, landlords are wealthy. She's like, no,

831
00:39:24,520 --> 00:39:28,520
Speaker 1: I'm a mom, I'm a wife, and I've got one

832
00:39:28,600 --> 00:39:31,960
Speaker 1: this one property, and I just it's so hard and

833
00:39:32,040 --> 00:39:34,480
Speaker 1: so so what this is one thing I'm suggesting to

834
00:39:34,560 --> 00:39:37,759
Speaker 1: like landlords too, is like these programs, if it was me,

835
00:39:38,080 --> 00:39:40,640
Speaker 1: Newark is awesome. And then if you are a renter

836
00:39:40,800 --> 00:39:42,600
Speaker 1: and not computer savvy and maybe don't have a computer,

837
00:39:42,840 --> 00:39:44,719
Speaker 1: you can actually go to a physical location and they

838
00:39:44,719 --> 00:39:46,520
Speaker 1: will sit with you and fill it out with you.

839
00:39:47,000 --> 00:39:49,800
Speaker 1: But if I was a landlord, because some of these programs,

840
00:39:49,920 --> 00:39:52,920
Speaker 1: landlords can put in their their information in to make

841
00:39:52,960 --> 00:39:56,680
Speaker 1: the to expedite their tenants information. So if it was me,

842
00:39:56,719 --> 00:39:58,239
Speaker 1: if I was a landlord, I would be looking up

843
00:39:58,280 --> 00:40:01,640
Speaker 1: these programs and helping my tenants apply so I can

844
00:40:01,680 --> 00:40:04,279
Speaker 1: get by back money and my forward money. Like it's

845
00:40:04,320 --> 00:40:06,040
Speaker 1: worth it to take that extra effort.

846
00:40:06,120 --> 00:40:08,799
Speaker 2: So yeah, so just a little fy oh that's really

847
00:40:08,800 --> 00:40:11,040
Speaker 2: good and shout out too. And thanks for reminding me

848
00:40:11,120 --> 00:40:15,120
Speaker 2: because Corey Bush AOC a lot of these you know,

849
00:40:15,400 --> 00:40:19,200
Speaker 2: progressive reps in Congress. They actually like slept on the

850
00:40:19,280 --> 00:40:24,360
Speaker 2: Capitol steps to raise awareness for the renter moratorium and

851
00:40:24,560 --> 00:40:27,520
Speaker 2: Corey Bush was had face homelessness before, and I'm just like,

852
00:40:27,600 --> 00:40:29,520
Speaker 2: this is what representation should be like when you have

853
00:40:29,640 --> 00:40:33,000
Speaker 2: people in power who empathize, like she knows, She's like,

854
00:40:33,120 --> 00:40:35,719
Speaker 2: I know what it feels like to not have a

855
00:40:35,760 --> 00:40:37,719
Speaker 2: place to sleep. I know what it feels like to

856
00:40:37,840 --> 00:40:40,759
Speaker 2: not have anywhere to go, so to shouts out to

857
00:40:40,840 --> 00:40:45,600
Speaker 2: them for representing the people as they should as they should.

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00:40:46,040 --> 00:40:48,560
Speaker 1: Okay, all right, be a fan. Me and Mandi just

859
00:40:48,600 --> 00:40:51,920
Speaker 1: out here glowing and knowing. You know, so if you

860
00:40:52,000 --> 00:40:55,839
Speaker 1: know one thing, we want you to share the show.

861
00:40:56,360 --> 00:40:57,600
Speaker 1: The share the show.

862
00:40:58,560 --> 00:41:03,239
Speaker 2: She this show, Tell a friend a friend, tell a friend.

863
00:41:03,520 --> 00:41:08,040
Speaker 1: Let me hear your tunes, share the shot.

864
00:41:10,520 --> 00:41:14,359
Speaker 2: Listen. You know what Rio does when I when Mama

865
00:41:14,440 --> 00:41:19,000
Speaker 2: sings now, he puts his hand on my mouth max it.

866
00:41:19,600 --> 00:41:24,320
Speaker 2: He's like, stop it, Mama. Hey, I'm already embarrassing and

867
00:41:24,360 --> 00:41:27,840
Speaker 2: annoying my child. I seeing his lullapie and he's like,

868
00:41:28,560 --> 00:41:33,160
Speaker 2: oh no, he's mama. Let you two kids do let

869
00:41:33,280 --> 00:41:37,600
Speaker 2: almost sing it? Just let almost sing it. No, but honestly,

870
00:41:37,800 --> 00:41:38,880
Speaker 2: you find I'm can sing it.

871
00:41:39,120 --> 00:41:40,919
Speaker 1: You guys have been doing doing an amazing job sharing

872
00:41:40,960 --> 00:41:43,080
Speaker 1: the show. So literally you can share the wherever you

873
00:41:43,160 --> 00:41:46,280
Speaker 1: listen to it. Whatever that link is, share the direct

874
00:41:46,360 --> 00:41:49,040
Speaker 1: link to this episode be found it amazing as for usual,

875
00:41:49,200 --> 00:41:52,200
Speaker 1: or just send them to bronabis and podcast dot com. Okay,

876
00:41:52,560 --> 00:41:54,640
Speaker 1: and lead those reviews continue to these abuse.

877
00:41:55,000 --> 00:41:57,680
Speaker 2: Yeah yeah, leave the reviews. What else? Buy our swag

878
00:41:58,840 --> 00:42:01,040
Speaker 2: Hug Tiffany. If you ever see her in the isle

879
00:42:01,080 --> 00:42:03,960
Speaker 2: at Whole Foods or out on her walk, don't even

880
00:42:04,000 --> 00:42:09,680
Speaker 2: have to ask for permission. Just wear a mask, all right,

881
00:42:09,719 --> 00:42:12,279
Speaker 2: all right, We'll see you guys on Friday for a B,

882
00:42:12,480 --> 00:42:14,640
Speaker 2: a Q and A. You can check us out our

883
00:42:14,719 --> 00:42:17,320
Speaker 2: new short mini episode dropping on Fridays.

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00:42:17,480 --> 00:42:18,600
Speaker 1: Yeah, by my