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You know you're 18 00:01:02,160 --> 00:01:05,520 Speaker 2: a crypto enthusiast, and the crypto market has been down 19 00:01:05,600 --> 00:01:08,080 Speaker 2: just like the stock market has been down. So a 20 00:01:08,080 --> 00:01:10,520 Speaker 2: lot of people you know have lost money in crypto 21 00:01:10,600 --> 00:01:12,920 Speaker 2: this year. They have a lot of people are nervous 22 00:01:12,920 --> 00:01:14,560 Speaker 2: a lot of people. You know, it's a lot of issues, 23 00:01:14,640 --> 00:01:17,640 Speaker 2: security issues. What's your current thoughts on the state of crypto? 24 00:01:18,760 --> 00:01:21,600 Speaker 3: Oh man, that's a heavy one because I think that 25 00:01:21,720 --> 00:01:25,280 Speaker 3: crypto will benefit from clear regulation once it come in, right. 26 00:01:25,360 --> 00:01:29,000 Speaker 3: I think that a lot of the crypto space, a 27 00:01:29,080 --> 00:01:34,480 Speaker 3: lot of the blockchain space, right is right now in limbo. 28 00:01:34,920 --> 00:01:37,880 Speaker 3: The reason I say clear regulation is because you can't 29 00:01:37,920 --> 00:01:42,280 Speaker 3: really build without fear of knowing whether when you build 30 00:01:42,319 --> 00:01:44,640 Speaker 3: something successful is going to be attack layer by the 31 00:01:44,680 --> 00:01:47,560 Speaker 3: sec because you didn't know that you broke a rule 32 00:01:47,680 --> 00:01:48,960 Speaker 3: that doesn't exist yet. 33 00:01:49,360 --> 00:01:49,640 Speaker 1: Right. 34 00:01:49,800 --> 00:01:52,440 Speaker 3: So, companies I believe that are fearful of putting too 35 00:01:52,520 --> 00:01:53,559 Speaker 3: much money in this space. 36 00:01:53,600 --> 00:01:55,560 Speaker 4: And a lot of companies got cash reserves that. 37 00:01:55,520 --> 00:01:57,440 Speaker 3: Are sitting on the side right now that they have 38 00:01:57,520 --> 00:02:00,520 Speaker 3: probably loved to employ with some of these ideas, right 39 00:02:00,560 --> 00:02:03,080 Speaker 3: to get them some exposure in some of these companies, but. 40 00:02:03,200 --> 00:02:05,320 Speaker 4: They don't want to later have that money tied up 41 00:02:05,360 --> 00:02:08,000 Speaker 4: into a legal battle. Right. So I think that clear 42 00:02:08,080 --> 00:02:09,520 Speaker 4: regulation will allow. 43 00:02:09,440 --> 00:02:12,880 Speaker 3: People to easily communicate like, Yo, this is an asset class. 44 00:02:12,880 --> 00:02:13,799 Speaker 4: If you invest in this. 45 00:02:14,120 --> 00:02:16,440 Speaker 3: Maybe five to ten years you'll be solid to hold. 46 00:02:16,800 --> 00:02:20,760 Speaker 3: But there's so many security concerns and legal concerns that 47 00:02:20,800 --> 00:02:24,160 Speaker 3: a person can't assuage your person away because nobody knows 48 00:02:24,160 --> 00:02:26,720 Speaker 3: what the rules are completely right, and I think that 49 00:02:26,800 --> 00:02:29,800 Speaker 3: these rules are not going to be beneficial to the 50 00:02:29,840 --> 00:02:33,560 Speaker 3: crypto space. But I'm saying that as far as clarity 51 00:02:33,760 --> 00:02:37,440 Speaker 3: on knowing where I can invest in, what I can build, 52 00:02:37,560 --> 00:02:38,320 Speaker 3: what I can do. 53 00:02:38,840 --> 00:02:39,639 Speaker 4: You can't go one. 54 00:02:39,600 --> 00:02:42,040 Speaker 3: Hundred miles per hour until you know the speed limit. Like, 55 00:02:42,560 --> 00:02:44,240 Speaker 3: if they say it's one hundred miles per hour, I 56 00:02:44,280 --> 00:02:46,280 Speaker 3: can go. They say it's sixty, Okay, we're gonna put 57 00:02:46,280 --> 00:02:47,920 Speaker 3: this on sixty. But you can't just hop in a 58 00:02:47,960 --> 00:02:52,400 Speaker 3: car and just put your pedal to the metal and 59 00:02:52,520 --> 00:02:53,240 Speaker 3: just go crazy. 60 00:02:53,520 --> 00:02:57,840 Speaker 4: You feel me. So I think that crypto has a 61 00:02:57,880 --> 00:02:59,160 Speaker 4: long battle ahead of it. 62 00:02:59,240 --> 00:03:01,680 Speaker 3: I think that we can see crypto going, you know, 63 00:03:01,919 --> 00:03:05,360 Speaker 3: much lower right before. 64 00:03:04,680 --> 00:03:07,200 Speaker 5: You think, man, come on, let's spice it up. 65 00:03:07,760 --> 00:03:08,560 Speaker 4: Might clip this up? 66 00:03:09,040 --> 00:03:12,799 Speaker 3: Listen, so going I can see bigcoin going to eight, 67 00:03:12,880 --> 00:03:15,799 Speaker 3: then it's possibly going to three. You understand me. Those 68 00:03:15,840 --> 00:03:17,760 Speaker 3: are the two. Those are the two from what I say. 69 00:03:18,040 --> 00:03:19,800 Speaker 3: You know, it's funny because I'm not a I'm not 70 00:03:19,840 --> 00:03:22,120 Speaker 3: a truck guy. But when I started looking at charts, 71 00:03:22,200 --> 00:03:23,960 Speaker 3: recently and I was looking at it. I said, Okay, 72 00:03:23,960 --> 00:03:27,280 Speaker 3: I see this this, nigga, it's not why you're here. 73 00:03:27,520 --> 00:03:30,000 Speaker 3: I see what brother Ed been seeing. Man, I see 74 00:03:30,000 --> 00:03:33,760 Speaker 3: what you've been seeing. Because it is a very real possibility. 75 00:03:34,880 --> 00:03:36,520 Speaker 3: At the same time, I don't think this is a 76 00:03:36,600 --> 00:03:38,280 Speaker 3: market to be afraid of. I think this is the 77 00:03:38,320 --> 00:03:41,120 Speaker 3: market to investment, right. I think that if you were 78 00:03:41,200 --> 00:03:43,480 Speaker 3: to have fear, it should be at when bigcoin is 79 00:03:43,480 --> 00:03:46,280 Speaker 3: at sixty six now, when Big one is at nineteen 80 00:03:46,360 --> 00:03:48,600 Speaker 3: that one Big One is at eight now one bigcoin. 81 00:03:48,280 --> 00:03:51,040 Speaker 4: Is at three k. That's when you go all in, 82 00:03:51,240 --> 00:03:53,840 Speaker 4: you triple you double down. Lets get to eight where 83 00:03:53,880 --> 00:03:57,000 Speaker 4: I'm piling heavy. Eight is my sweet spot. 84 00:03:57,120 --> 00:03:59,280 Speaker 3: If you get to three, then I want to sell 85 00:03:59,320 --> 00:04:00,920 Speaker 3: everything I can in to buy it. 86 00:04:01,480 --> 00:04:01,720 Speaker 4: You know. 87 00:04:01,960 --> 00:04:05,440 Speaker 3: That's that's it, like the rolexes, the gold, everything gotta go. 88 00:04:05,840 --> 00:04:08,240 Speaker 4: Yeah, we officially called that load in the boat. Yeah, 89 00:04:08,280 --> 00:04:11,440 Speaker 4: that's a super load right there. But eight is a 90 00:04:11,560 --> 00:04:12,680 Speaker 4: very gray sweet spot. 91 00:04:13,120 --> 00:04:15,400 Speaker 5: Nineteen Keys predicts Bigcoin will go to eight thousand. 92 00:04:15,440 --> 00:04:16,760 Speaker 4: That's the headline. Might put this up. 93 00:04:17,279 --> 00:04:20,200 Speaker 3: It's a little crazy eight Hollywood lot gonna be on 94 00:04:20,240 --> 00:04:25,480 Speaker 3: in the comments. Take though, is will rippling now right Ripple, 95 00:04:26,520 --> 00:04:29,400 Speaker 3: You know, you can't tell nothing happened until because right 96 00:04:29,440 --> 00:04:32,719 Speaker 3: now it's in the body rumor phase. Right, So Ripple 97 00:04:32,880 --> 00:04:35,480 Speaker 3: is up almost eighty percent, you know, and within this 98 00:04:36,160 --> 00:04:38,719 Speaker 3: from the third quarter, I think it's they said well 99 00:04:38,760 --> 00:04:41,520 Speaker 3: like forty eight. Right now, it had went down to 100 00:04:41,600 --> 00:04:45,000 Speaker 3: around like thirty three, thirty one, it had went up 101 00:04:45,040 --> 00:04:46,279 Speaker 3: to around fifty six. 102 00:04:46,480 --> 00:04:48,479 Speaker 4: So a lot of people have been making money on 103 00:04:48,680 --> 00:04:49,960 Speaker 4: Ripple right XRP. 104 00:04:51,279 --> 00:04:55,040 Speaker 3: And right now their legal situation is at this point 105 00:04:55,080 --> 00:04:58,240 Speaker 3: where both sides have talked to the judge and say 106 00:04:58,279 --> 00:05:01,000 Speaker 3: that we need the fund review of the case, you understand, 107 00:05:01,000 --> 00:05:03,280 Speaker 3: I mean they said that it should be enough information 108 00:05:03,800 --> 00:05:05,880 Speaker 3: on both sides that you should be able to come 109 00:05:05,920 --> 00:05:09,000 Speaker 3: to a settlement on whatever it's gonna be. So the 110 00:05:09,080 --> 00:05:12,719 Speaker 3: Ripple community is seeing that as a possible win. And 111 00:05:12,760 --> 00:05:15,960 Speaker 3: I'm seeing Ripple actually expand right now during these times 112 00:05:16,200 --> 00:05:18,159 Speaker 3: to build more confidence into that coin. 113 00:05:18,560 --> 00:05:19,600 Speaker 4: So if Ripple was. 114 00:05:19,560 --> 00:05:22,960 Speaker 3: To win, Ripple rips away and Ripple can take over 115 00:05:23,040 --> 00:05:26,240 Speaker 3: certain market caps because even during this legal battle, the 116 00:05:26,360 --> 00:05:29,360 Speaker 3: court of Ripple has remained stronger than ever. I mean, 117 00:05:29,360 --> 00:05:34,200 Speaker 3: we're seeing it strong during recession, doing real economic plights, 118 00:05:34,279 --> 00:05:38,680 Speaker 3: doing inflation during crypto winner ripple actually makes no sense. 119 00:05:38,760 --> 00:05:41,040 Speaker 4: What's the weapon? Now? If they lose the case, you 120 00:05:41,080 --> 00:05:43,120 Speaker 4: see Ripple going down to a penny. 121 00:05:44,440 --> 00:05:49,400 Speaker 3: But if they wine, Ripple gets disrespectful to the market. 122 00:05:49,880 --> 00:05:51,680 Speaker 4: It's going to be it's going to be a joyous 123 00:05:51,720 --> 00:05:54,720 Speaker 4: occasion if they win precedents. 124 00:05:54,920 --> 00:05:57,760 Speaker 5: Yeah, when you was talking about Bitcoin, I started thinking 125 00:05:57,760 --> 00:06:01,640 Speaker 5: about is the same presidents set for nft ease because. 126 00:06:02,920 --> 00:06:03,680 Speaker 4: Earners, what's up? 127 00:06:03,760 --> 00:06:06,240 Speaker 5: You ever walk into a small business and everything just 128 00:06:06,400 --> 00:06:09,560 Speaker 5: works like, the checkout is fast, the receipts are digital, 129 00:06:10,080 --> 00:06:13,080 Speaker 5: tipping is a breeze, and you're out the door before 130 00:06:13,080 --> 00:06:17,240 Speaker 5: the line even builds. 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A lot of 147 00:07:14,440 --> 00:07:18,000 Speaker 5: people think podcasts about work are boring, and sure they 148 00:07:18,080 --> 00:07:21,960 Speaker 5: definitely can be, but understanding of professionals routine shows us 149 00:07:22,000 --> 00:07:26,520 Speaker 5: how they achieve their success little by little, day after day. 150 00:07:26,600 --> 00:07:29,120 Speaker 5: It's like banking with P and C Bank. It might 151 00:07:29,200 --> 00:07:32,080 Speaker 5: seem boring to save, plan and make calculated decisions with 152 00:07:32,160 --> 00:07:35,160 Speaker 5: your bank, but keeping your money boring is what helps 153 00:07:35,200 --> 00:07:38,280 Speaker 5: you live or more happily fulfilled life. P and C 154 00:07:38,440 --> 00:07:43,560 Speaker 5: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 155 00:07:43,600 --> 00:07:46,200 Speaker 5: eighteen sixty five is a service mark of the PNC 156 00:07:46,400 --> 00:07:50,360 Speaker 5: Financial Service Group, Inc. P and C Bank National Association 157 00:07:50,560 --> 00:07:55,440 Speaker 5: Member FDIC. I'm thinking at a point now, I think 158 00:07:55,440 --> 00:07:58,160 Speaker 5: that the sales are down by ninety plus percent or 159 00:07:58,200 --> 00:08:00,400 Speaker 5: something like that. Is this the time if in that 160 00:08:00,480 --> 00:08:03,760 Speaker 5: space should we be getting super creative. We've seen the influx, 161 00:08:03,800 --> 00:08:07,040 Speaker 5: we've seen it be oversaturated. Obviously, a scale down now 162 00:08:07,240 --> 00:08:09,280 Speaker 5: is just the point where we should be creative and 163 00:08:09,320 --> 00:08:13,040 Speaker 5: seeing where we can put utility cases in for the future. 164 00:08:13,200 --> 00:08:15,720 Speaker 4: What's your thoughts on NFTs? Great question, y'all. Remember when 165 00:08:15,760 --> 00:08:16,880 Speaker 4: we first talked about it. 166 00:08:16,920 --> 00:08:22,120 Speaker 3: Absolutely, I've told people I don't care about the market. 167 00:08:22,280 --> 00:08:24,800 Speaker 3: It's about the creative use case of it, right, because 168 00:08:24,800 --> 00:08:26,560 Speaker 3: the technology is the value. 169 00:08:26,720 --> 00:08:29,400 Speaker 4: This is what everybody was getting wrong with. Everybody was 170 00:08:29,400 --> 00:08:30,640 Speaker 4: looking at trading value. 171 00:08:30,880 --> 00:08:34,400 Speaker 3: NFTs were never supposed to be a commodity that was 172 00:08:34,440 --> 00:08:36,040 Speaker 3: about trading, right. 173 00:08:36,440 --> 00:08:38,880 Speaker 4: It popped up because of the art use that people 174 00:08:38,960 --> 00:08:41,520 Speaker 4: was able to find it, and everybody's seeing people make money. 175 00:08:41,559 --> 00:08:43,680 Speaker 3: So of course, man, if there's money to be made, 176 00:08:43,679 --> 00:08:44,840 Speaker 3: people go jump into it. 177 00:08:45,160 --> 00:08:49,520 Speaker 4: But nft were never made to be traded. 178 00:08:49,160 --> 00:08:52,080 Speaker 3: Commodities that go up to seventy thousand, one hundred thousand, 179 00:08:52,559 --> 00:08:54,200 Speaker 3: right for no reason whatsoever. 180 00:08:54,640 --> 00:08:57,439 Speaker 4: Right. It was more so about these are now ways 181 00:08:57,480 --> 00:08:58,439 Speaker 4: to create real. 182 00:08:58,320 --> 00:09:02,520 Speaker 3: Digital assets that can be linked to value, right, that 183 00:09:02,600 --> 00:09:05,839 Speaker 3: people can own the parts of the Internet. So what 184 00:09:05,880 --> 00:09:09,280 Speaker 3: we see now in the market is a slow roll 185 00:09:09,280 --> 00:09:13,600 Speaker 3: out of the value market of NFTs, which is much 186 00:09:13,640 --> 00:09:17,000 Speaker 3: better for the space. If eighty percent of businesses failed, 187 00:09:17,360 --> 00:09:22,160 Speaker 3: while wouldn't god damn ninety percent of a completely new, unregulated, 188 00:09:22,280 --> 00:09:23,439 Speaker 3: no value. 189 00:09:23,200 --> 00:09:25,520 Speaker 4: Having new businesses Because that's what I. 190 00:09:25,480 --> 00:09:27,840 Speaker 5: Looked at the mask he said they had no value. 191 00:09:28,760 --> 00:09:33,320 Speaker 3: But now the projects, if a project literally has no value, 192 00:09:33,360 --> 00:09:34,120 Speaker 3: there's no value. 193 00:09:34,200 --> 00:09:34,440 Speaker 4: Right. 194 00:09:34,640 --> 00:09:37,280 Speaker 3: If they say just buy this because it's an NFT, 195 00:09:37,920 --> 00:09:39,360 Speaker 3: that's a no value project. 196 00:09:39,600 --> 00:09:40,400 Speaker 4: If they say. 197 00:09:40,200 --> 00:09:44,280 Speaker 3: Buy this because you are getting an access pass by 198 00:09:44,440 --> 00:09:47,959 Speaker 3: this because it's linked to buying a house. If they 199 00:09:47,960 --> 00:09:50,560 Speaker 3: say buying this because you know this is a ticket 200 00:09:50,600 --> 00:09:54,360 Speaker 3: to market. Mondays, that's the actual value of the business. 201 00:09:54,400 --> 00:09:57,160 Speaker 3: What's the value proposition? And most people needn't look at 202 00:09:57,360 --> 00:10:00,199 Speaker 3: what is the value proposition of this digital idea that 203 00:10:00,320 --> 00:10:03,360 Speaker 3: I buy? Right, So that's like me creating a storefront 204 00:10:03,840 --> 00:10:07,719 Speaker 3: on Shopify and all I have is pictures. Right, You're 205 00:10:07,720 --> 00:10:09,520 Speaker 3: gonna buy it and all you get is a receipt, 206 00:10:09,679 --> 00:10:10,360 Speaker 3: there's nothing else. 207 00:10:10,360 --> 00:10:13,880 Speaker 4: That's the end of the transaction. Right. Nobody's want to 208 00:10:13,880 --> 00:10:14,280 Speaker 4: buy that. 209 00:10:14,360 --> 00:10:16,520 Speaker 3: They want a product, they want a service, they want 210 00:10:16,559 --> 00:10:18,520 Speaker 3: some sort of access that come along with us. So 211 00:10:18,600 --> 00:10:20,840 Speaker 3: I think this is actually the best time. But I 212 00:10:20,840 --> 00:10:23,240 Speaker 3: think this is my advice to people. Don't call it 213 00:10:23,240 --> 00:10:28,800 Speaker 3: an NFT. That's do not call it an NFT. The 214 00:10:28,840 --> 00:10:32,640 Speaker 3: best thing you can do to increase to sell NFTs 215 00:10:32,679 --> 00:10:35,160 Speaker 3: is do not call it an NFT. And right now, 216 00:10:35,200 --> 00:10:39,520 Speaker 3: I say, listen, I don't do personal consultations. But I 217 00:10:39,520 --> 00:10:41,040 Speaker 3: said that I'm gonna bring it back at some. 218 00:10:41,000 --> 00:10:42,400 Speaker 4: Point in time, right limit it. 219 00:10:42,880 --> 00:10:44,839 Speaker 3: So there's a long list of people that want to 220 00:10:44,880 --> 00:10:47,240 Speaker 3: get private consultations. Well, if I say, well, you know, 221 00:10:47,320 --> 00:10:50,640 Speaker 3: I got this ecosystem where if you get one point, 222 00:10:51,520 --> 00:10:54,679 Speaker 3: you know you can get a fifteen minute consultation. If 223 00:10:54,720 --> 00:10:57,760 Speaker 3: you have two points, you can get an in person consultation. Now, 224 00:10:57,800 --> 00:10:59,400 Speaker 3: the way that you get those points you have to 225 00:10:59,400 --> 00:11:01,600 Speaker 3: go to them all way site, and certain items that 226 00:11:01,679 --> 00:11:04,040 Speaker 3: you buy come along with points that you can you 227 00:11:04,040 --> 00:11:06,160 Speaker 3: can get up to. Right, let's say one hundred points. 228 00:11:06,160 --> 00:11:10,440 Speaker 3: So you buy this item, right, this digital asset, and 229 00:11:10,600 --> 00:11:12,320 Speaker 3: this one that you're holding on while it comes with 230 00:11:12,360 --> 00:11:14,960 Speaker 3: fifty points, the other one comes with twenty five points. 231 00:11:14,960 --> 00:11:16,840 Speaker 4: The other one comes with another twenty five points. 232 00:11:17,160 --> 00:11:19,720 Speaker 3: So now people are buying these points because they want 233 00:11:19,720 --> 00:11:22,679 Speaker 3: to get the unlockable, which is the ability to get 234 00:11:22,720 --> 00:11:27,160 Speaker 3: this consort. If I say buy NFT, the emotions right 235 00:11:27,440 --> 00:11:30,120 Speaker 3: and a connotation, and all of the news attached to 236 00:11:30,120 --> 00:11:35,000 Speaker 3: an NFT is based upon this trading value board, the yacht, all. 237 00:11:34,800 --> 00:11:35,680 Speaker 4: Of these different things. 238 00:11:35,679 --> 00:11:37,880 Speaker 3: But if I say the point, it's just a product 239 00:11:38,840 --> 00:11:42,600 Speaker 3: access to a service, right, And I'm utilizing non fungible 240 00:11:42,640 --> 00:11:45,160 Speaker 3: tokens because it's the best way to track right when 241 00:11:45,200 --> 00:11:48,200 Speaker 3: I'm doing or SBTS, which is so ball tokens which 242 00:11:48,200 --> 00:11:51,560 Speaker 3: people started rolling out right if they want lifetim membership 243 00:11:51,559 --> 00:11:53,440 Speaker 3: where they can't trade it a movement which I think 244 00:11:53,480 --> 00:11:56,600 Speaker 3: is completely better than NFTs. It's getting directly to what 245 00:11:56,720 --> 00:11:59,440 Speaker 3: is the value. So now you assess this thing from 246 00:11:59,520 --> 00:12:03,000 Speaker 3: value rather than FuG. Right, the fear of missing out 247 00:12:03,400 --> 00:12:05,520 Speaker 3: not FuG but that't fear a certainty doubt, but their 248 00:12:05,559 --> 00:12:06,360 Speaker 3: fomo rather. 249 00:12:06,760 --> 00:12:09,720 Speaker 4: So I think that by calling it same thing with Larrussell. 250 00:12:09,760 --> 00:12:12,920 Speaker 3: You seen Larussell, right, they got a platform where they 251 00:12:12,960 --> 00:12:16,040 Speaker 3: were selling music. So let's say that music that he 252 00:12:16,160 --> 00:12:18,880 Speaker 3: sold is an NFT. He don't have to ever say NFT, 253 00:12:19,040 --> 00:12:22,560 Speaker 3: you're buying my music. Most people are looking at the technology. 254 00:12:22,600 --> 00:12:25,800 Speaker 3: The demonize the technology because the brand of it is 255 00:12:25,840 --> 00:12:30,319 Speaker 3: being misused. But the technology is still as valuable as ever, 256 00:12:30,960 --> 00:12:33,960 Speaker 3: so I think don't call it the NFT, and I 257 00:12:34,000 --> 00:12:35,640 Speaker 3: think that the industry grows. 258 00:12:37,679 --> 00:12:42,880 Speaker 2: My graduates from my school being forced back drop drop 259 00:12:43,520 --> 00:12:45,160 Speaker 2: Mike Dropp