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Speaker 1: Listen. I promise this is not dandriff. This is not dandriff.

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Speaker 1: Do you know what this is? No, this is candle wax.

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Speaker 1: Because I was doing my my emotional regulation practices yesterday

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Speaker 1: and taking a bath and I lit all my candles

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Speaker 1: and I you know, I have one of those like

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Speaker 1: little nooks in the bathtub, like a little shelf that's

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Speaker 1: like recessed into the wall, and I had a candle there,

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Speaker 1: and this candle has been there for a minute. Anyway,

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Speaker 1: I was. I took like an hour and a half bath,

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Speaker 1: like it's just a huge part of my life now.

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Speaker 1: And I went to bed and I started like taking

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Speaker 1: putting my bonnet on, and I was like, what is all?

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Speaker 1: There's so much wax. It was dripping into my hair

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Speaker 1: the entire time, the entire time, and my hair is

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Speaker 1: so thick. I didn't feel it. And I'm like, I

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Speaker 1: should google if wax is good for your hair or not,

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Speaker 1: but I'm sure it's not. And also it's too late

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Speaker 1: because I already gave myself a hot wax treatment. So

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Speaker 1: but it just looks it's crazy like I have dan

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Speaker 1: dripp in my but like the ends of my hand.

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Speaker 2: See it, you can't now, but we're recording. You want

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Speaker 2: to keep this in Huh, we're recording.

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Speaker 1: Yeah, I know I saved it. You didn't think it

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Speaker 1: was good, you didn't think it was funny.

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Speaker 2: Oh, I'm like I was starting because I didn't do

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Speaker 2: my sog. I was like, did we start?

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Speaker 1: I know, I just had to go go ahead, Tiffany.

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Speaker 2: That was the pre show that Okay, hey, hey, hey,

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Speaker 2: I feel like I'm losing my voice. We're back, We're black,

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Speaker 2: we're brown, and this should ambis ambition ambition. Hey mare, well.

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Speaker 1: Hey hey, I have a tiny co host today.

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Speaker 2: I see in the background, who knows what back there

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Speaker 2: but school for the summer. I know the parents have

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Speaker 2: this gap between when when Supper Camp starts, it just

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Speaker 2: goes over. It's like one week gap. So every year

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Speaker 2: my Carl is like just trying to make it.

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Speaker 1: Yeah, camp starts on Monday.

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Speaker 2: Yes, everybody Carol's kids, everybody's kids. I'm like, all, loo,

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Speaker 2: I caught you, she said, just being a mom. I

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Speaker 2: was like, oh gosh, She's like, I really wants to

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Speaker 2: sit in my lap. Roma's like rub my back and

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Speaker 2: I'm trying to do work at the same time.

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Speaker 1: I went to the doctor yesterday and for my annual physical,

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Speaker 1: which is a day that I dread every year. Blood

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Speaker 1: work done, they weigh you, you know, they ask a

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Speaker 1: bunch of questions. Actually, I wish she would have asked

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Speaker 1: more because I felt like I forgot to say stuff

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Speaker 1: and because the schedule of the kids has been so strange.

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Speaker 1: I just long story short. I ended up on the

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Speaker 1: table at my doctor with Rio, my big my four

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Speaker 1: year old, on top of me. What was on top

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Speaker 1: of me for begging me to low bubbles in his

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Speaker 1: face because I had a bubble gum, had some chewing gum,

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Speaker 1: and he was like pressing his elbows into my rib

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Speaker 1: on my chest, just like full and just like more.

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Speaker 1: And then Remy is, bless his heart, in the stroller

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Speaker 1: next to me, the baby, and he's holding my hand

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Speaker 1: and won't let go because you know, Rio and I

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Speaker 1: are having a moment and he wants to be included.

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Speaker 1: So that's how the appointment started. Doctor Jinjo walks in

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Speaker 1: and she's like, oh how she I could tell. She

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Speaker 1: was like, am I a pediatrician?

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Speaker 2: Like?

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Speaker 1: Did I forget something? Because I'm like I'm under here,

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Speaker 1: I'm under here. It's me. Yeah, it was a peak

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Speaker 1: par and did remy. Remy took a I'll be quick

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Speaker 1: he uh, he did his business. And she was such

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Speaker 1: a sweet doctor. She was like, oh, I'll hold him

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Speaker 1: for you. When I tell you that woman was covered

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Speaker 1: in the facings of my s no child. I was mortified. Mortified,

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Speaker 1: kids do mortified. But I was like, you know what

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Speaker 1: you picked. You said you weren't hold him, so you

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Speaker 1: know I didn't do it, But yeah, yesterday I was.

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Speaker 1: It was intense, it was full throttle. I was so

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Speaker 1: anxious and that is why I needed my my bath

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Speaker 1: at the end of the night, which has been this

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Speaker 1: new practice of mine that is so and it's not

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Speaker 1: just the act of taking the bath. It has to

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Speaker 1: be really hot with salts. I got the oils. I

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Speaker 1: have all the candles, all the nice, nice things. I

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Speaker 1: got nice I think I showed you it. Did I

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Speaker 1: show you a picture of them?

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Speaker 2: No, you show me a picture of like that bad

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Speaker 2: thing you know that goes across the top. Yeah.

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Speaker 1: Yeah, I have my little bath tray because you were

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Speaker 1: showing me your place and I was like, well, I

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Speaker 1: got bath salts. But no, it's been a just taking

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Speaker 1: the bath and then deep like journaling deep like train

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Speaker 1: of thought. What do you call it? Your thoughts are

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Speaker 1: just going streaming conscious? Yes, yes, yes, don't be afraid

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Speaker 1: of your thoughts. Write them down. That has been so effective.

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Speaker 1: And yeah, I was telling our producer Tanya before the show,

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Speaker 1: like I got out of that bath and it was

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Speaker 1: like I really did feel renewed and ready for bed.

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Speaker 1: And that's a huge amount of growth for me to

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Speaker 1: recognize that I needed that to give myself what I

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Speaker 1: needed and to use the time for myself and not

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Speaker 1: to work or to like you know, find stuff for

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Speaker 1: the summer to do, like all that stuff that I'm doing.

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Speaker 1: It was very, very therapeutic. And I woke up today

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Speaker 1: and I feel so much better, so much better. A

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Speaker 1: month ago, I could not have gotten myself out of

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Speaker 1: that funk like that.

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Speaker 2: So I'm glad you're using the tools available. That's the thing, right,

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Speaker 2: I always say, like to me, what therapy helps me

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Speaker 2: to learn this new perspective and what tools I have

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Speaker 2: available to navigate? Yeah, And so I mean I know

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Speaker 2: sometimes it so allves very WOOLU take a hot bath,

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Speaker 2: but sometimes take a hot bath.

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Speaker 1: I was the one who always I didn't get it,

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Speaker 1: I said, I hated them. Why would you sit in

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Speaker 1: hot water? I just sweat, and like, you have to

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Speaker 1: take a shower beforehand because I'm kind of like a

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Speaker 1: German foe and I do. The whole ritual for me

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Speaker 1: is shower, will clean the bathroom, make sure it's nice

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Speaker 1: and spotless. I have to mom, like I have to

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Speaker 1: clean the tub out, even though IM the only one

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Speaker 1: who uses it. I just I think about whatever and

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Speaker 1: then I draw the bath and uh, yeah, it's it's

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Speaker 1: I get it. It's it's really how you spend your time,

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Speaker 1: and it's it's really about and you know, I would

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Speaker 1: think that's such a luxury of time. Who has that

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Speaker 1: much time? And you can make that time for yourself

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Speaker 1: to fill the tub and light the candles. And I

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Speaker 1: kicked my kids stuff. I kicked them up in their

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Speaker 1: own room they had. It was like it was like

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Speaker 1: a theme park in my bathroom for the past four

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Speaker 1: years because that's where the kids were taking their baths.

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Speaker 1: I thought it was easier, but I reclaimed that space,

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Speaker 1: and yeah I could. I can't recommend it more. Even

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Speaker 1: if you don't have like the esthetic bathroom with all

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Speaker 1: the things like, it does not take much a clean bathtub,

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Speaker 1: some candles and just the door closed and locked and

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Speaker 1: that journaling practice. And yeah, it is.

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Speaker 2: Well finding what your thing is. For me, it's walking.

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Speaker 2: Like people are always like, oh my god, that's so great.

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Speaker 2: I'm like, I am not walking because of exercise. Yeah,

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Speaker 2: I mean it's just a I'm like, I guess girl.

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Speaker 2: But for me, it's not like it literally it's something

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Speaker 2: about breathing in outside the birds, the squirrels, the trees.

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Speaker 2: Like literally, there are times when I'm like, I'll have

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Speaker 2: walked in the morning and I'll walk in the evening

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Speaker 2: just because I'm still feeling a little anxious and walking

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Speaker 2: is just about the only thing that almost one hundred

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Speaker 2: percent of the time works to lower whatever that like

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Speaker 2: hide my abrational kind of like buzzing that you do

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Speaker 2: when you're feeling yourself getting anxious. That just walk it

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Speaker 2: just for me, you know. And so it's great that

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Speaker 2: it's also ah, it's good for your heart. But yeah,

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Speaker 2: for me, I never was a tub girl. I've tried

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Speaker 2: a couple of times and I'm like, okay, I do

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Speaker 2: like a long shower. That to me, that feeling you

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Speaker 2: get in the tub is the feeling I get in

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Speaker 2: the shower when I just let them waters just run

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Speaker 2: over me. But walking is one.

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Speaker 1: Of the shower steamers. Have you seen those?

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Speaker 2: Not? Oh no, but you know what My friend Dawn

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Speaker 2: black woman owns a company called Puka p o Oka

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Speaker 2: and she does all of these like all natural. She

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Speaker 2: does shower steaming, bath bomb. I have to get you

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Speaker 2: a kid like Mandy, because yes, Donna is awesome.

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Speaker 1: It's my whole personality now, like you just want to

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Speaker 1: base every gift from here on out on the fact

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Speaker 1: that I like a bath like please.

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Speaker 2: No, I'm want to have her like send you because

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Speaker 2: Donna's awesome. So if you guys go to I think

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Speaker 2: it's it's a Puka dot com. But what I love

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Speaker 2: she well, not what I love about her. But Dawn

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Speaker 2: found out some years back that she had MS. She

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Speaker 2: I think she said she was like walking home from

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Speaker 2: work and she literally passed out, and I was like,

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Speaker 2: what's happening? And she went on this long journey to

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Speaker 2: figure out what is wrong with me? And it took

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Speaker 2: them forever to figure it out, as it often does

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Speaker 2: with women. And she found out that she has MS

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Speaker 2: and multiple sclerosis, and she said, what can I do

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Speaker 2: to offset? Like the effects of MS on my body.

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Speaker 2: And what she learned is that, like you know, there

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Speaker 2: are the food that you eat now, but not just that.

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Speaker 2: She realized the things that she put on her skin

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Speaker 2: were aggravating the symptoms of her MS. So she just

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Speaker 2: started making her own things that didn't aggravate her skin.

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Speaker 2: And people would be like, you smell so good, your

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Speaker 2: skin looks so great, you know, you look so amazing,

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Speaker 2: and they would ask her. So she just started making

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Speaker 2: her things for family and friends, and then it's grown

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Speaker 2: and grown, and she's been in business now, I don't know,

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Speaker 2: over ten years. It's pook up okay, a pook up,

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Speaker 2: pure and simple. I'm just on your site now and

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Speaker 2: I love so if you have like hyper sensitive skin,

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Speaker 2: My nephew had a really bad exema when he was

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Speaker 2: a baby, and you know, you can't just use anything

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Speaker 2: on a baby but her her body. Butter was one

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Speaker 2: of the few things that like she had this no

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Speaker 2: it was it was a shade butter bar. It was

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Speaker 2: like the only thing that we could use that was

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Speaker 2: like all natural and actually worked, and the stuff just

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Speaker 2: smells so good. Her lemon grass, she has this coco

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Speaker 2: coconut lemon grass that's my favorite scent of hers. All

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Speaker 2: natural but yeah, so pook up, pure and simple. You

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Speaker 2: want to support a black woman while getting yourself like

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Speaker 2: roussa on. Yes, but I'm gonna send you a packet.

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Speaker 2: I'm like, do I'm put together the ultimate bath combo

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Speaker 2: for Mandy.

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Speaker 1: Yes, and don't sleep on the Home Goods and Marshalls

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Speaker 1: and TJ Max Like listen, I get a little anxious

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Speaker 1: when I go in there sometimes if it's too crowded.

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Speaker 1: But the thin body area you can find some really

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Speaker 1: good deals. So I got like really nice bath salts

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Speaker 1: for five dollars, bubbles and little containers. I think I

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Speaker 1: probably spent less than twenty dollars on my whole setup.

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Speaker 1: So self care on self care every day and I love. Yeah.

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Speaker 1: I love talking to my son about it too. He

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Speaker 1: could tell I was having a hard time and he

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Speaker 1: made me. He said, I would make you a supplies.

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Speaker 2: He made me a little card. I love.

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Speaker 1: State farm agents are small business owners too, so they

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Speaker 1: know how to help you choose personalized policies that fit

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Speaker 1: your needs, like a good neighbor. State farm is there.

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Speaker 1: Talk to your local agent today. Well, one of the

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Speaker 1: things I wanted to the one of the reasons I

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Speaker 1: wanted this show today to be about mistakes money mistakes

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Speaker 1: is because well, one I have seen just being on

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Speaker 1: the internet a little but I have I'm really candid.

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Speaker 1: I will share when I make a mistake, and when

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Speaker 1: those clips go beyond my little bubble of my audience

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Speaker 1: who follows me and enjoys what I do and gets

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Speaker 1: to know me and cheers me on, when it starts

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Speaker 1: to go a little bit more viral, the level of

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Speaker 1: judgment in the comments has really started to It doesn't

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Speaker 1: get to me, but we're so quick to judge a

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Speaker 1: person based on a mistake. Shouldn't you have known better?

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Speaker 1: Why did you do that? Why didn't you do this?

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Speaker 1: When that is so painful and it's so detrimental to

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Speaker 1: our own mental health. And I know if people are

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Speaker 1: out there passing judgment on others, it really means that's

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Speaker 1: how you talk to yourself at the end of the day.

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Speaker 1: So I wanted to see if we can have, like

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Speaker 1: well round to talk about mistakes that we've made financially

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Speaker 1: and then also some of the things that we are

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Speaker 1: proud about. And I just want to preface this by

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Speaker 1: saying we are extremely candid with you guys, be a fan,

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Speaker 1: and I think I feel safe enough with our audience

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Speaker 1: to to share these mistakes. And I think it's a

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Speaker 1: helpful practice just to know that you can know things

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Speaker 1: and still yeah, make a mistake and it's okay. I'm

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Speaker 1: working on not beating myself up when I make small

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Speaker 1: mistakes or big mistakes or what have you. So, yeah,

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Speaker 1: if you're down for a tiff, wellever.

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Speaker 2: I knows my mistake, but I'll try to find some.

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Speaker 1: New There must be some new ones always girl condo. Yeah,

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Speaker 1: there's always some good stuff. It'll be in the next

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Speaker 1: book if you ever write one, but you never will,

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Speaker 1: I know. So today we're going to talk about our

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Speaker 1: biggest money mistakes. Should we do it by like age

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Speaker 1: or just more recent whatever comes to mind?

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Speaker 2: I guess yeah, like I'm trying to think. Maybe not.

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Speaker 2: Maybe I don't put too much pressure on the biggest

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Speaker 2: money mistakes because I've certainly shared them. But just money

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Speaker 2: mistakes that you're want.

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Speaker 1: Okay, yes, you're right, little ones.

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Speaker 2: Yeah, yeah, just like you're wanting to share. So, oh,

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Speaker 2: I'll tell you my most recent money mistake. So kids

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Speaker 2: are we'll just have your money in a choke hold,

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Speaker 2: as you know. So the Supergirl was having her graduation

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Speaker 2: when she was having her prom send off, and she

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Speaker 2: was like, hey, can you get the same photographer and

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Speaker 2: videographer that did my tweet sixteen? You know, this is

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Speaker 2: the two young black men. I was like, okay, let's

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Speaker 2: support them. It was really expensive because typically they do

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Speaker 2: like events. So it was I want to say, it

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Speaker 2: was one thousand dollars for them to come to her

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Speaker 2: prom send off, take all the pictures, do the video.

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Speaker 1: But I honestly prom send off though girl, and once

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Speaker 1: that I've seen just a smidgen of it wasn't like that.

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Speaker 1: Does she have a big crowd?

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Speaker 2: Yeah, So she had her family and friends over her

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Speaker 2: mom had like hired someone to do like this loon arch.

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Speaker 2: It was a whole thing, and I felt guilty for

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Speaker 2: being like a thousand all like for her sweet sixteen.

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Speaker 2: It made sense to me because it was like sweet sixteen,

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Speaker 2: all the things, Okay this, I was like, So instead

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Speaker 2: of kind of pushing back, you know, and saying, what

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Speaker 2: is the LISTA really asking for? She just wants pictures

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Speaker 2: for her prom? Instead of pushing back, I said, okay,

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Speaker 2: I paid it. I was like, whatever, ha, foolish Tiffany,

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Speaker 2: because the next day I always as these beautiful pictures

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Speaker 2: that she posts on social, not the ones that I

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Speaker 2: paid for, And I was like, these look like great

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Speaker 2: professional pictures. These are awesome. Where'd you get these pictures from?

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Speaker 2: She's like, well, I knew that the prom sent the

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Speaker 2: guy the prom send off guys that they wouldn't you know.

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Speaker 2: I guess whatever hours they allowed didn't allow them to

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Speaker 2: follow her the prom because she wanted to have pictures

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Speaker 2: in front of like the place that prom. So I

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Speaker 2: found this guy in college who does pictures for like

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Speaker 2: one hundred dollars. I say, hey, how cole Vignant? I

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Speaker 2: said what? Yeah, like honestly crowd for like thirty five

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Speaker 2: pictures I got for like it's like a hunt. It's

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Speaker 2: like it was like a dollar picture something ridonculous. But

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Speaker 2: if I want my date to be in it, then

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Speaker 2: it was like two dollars a picture, so it'd be

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Speaker 2: like one hundred and fifty dollars. I was like, I

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Speaker 2: could have wept, oh, I said, I guess she realized

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Speaker 2: midway bragging. She was like, oh, but this is after

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Speaker 2: like you had already, like you know, got the guys.

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Speaker 1: Yeah, yeah, yeah, of course, yeah.

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Speaker 2: I was just like, but you know what, it was

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Speaker 2: my mistake because I I sometimes can get locked into

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Speaker 2: the specific thing that she's asking for versus what is

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Speaker 2: the underlying thing she's asking for. It's not can you

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Speaker 2: get those people? She's like, I want pictures for prompt

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Speaker 2: I could have just done a little more due diligence

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Speaker 2: and just found like, you know, people to do it

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Speaker 2: and you know, and so nine hundred dollars access later, Helena.

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Speaker 1: I think that sometimes having access to the financial means

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Speaker 1: to fix problems leads you to sometime like the way

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Speaker 1: that I'm receiving what you're saying is like when there

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Speaker 1: is an opportunity to problem solve, throwing money at it

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Speaker 1: can work and did work, but giving kids and teenagers

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Speaker 1: an opportunity to just problem solve themselves and be creative

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Speaker 1: and I so I'm like, I'm toggling between being really

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Speaker 1: proud of her for figuring out a way with her

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Speaker 1: budget versus yeah, like her looking to you as like

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Speaker 1: the problem solver financially.

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Speaker 2: Yes, that to be fair, she did not know the

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Speaker 2: price of like what the other you know, not until

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Speaker 2: I had already like booked them whatever, So okay, you know,

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Speaker 2: so to be fair, it wasn't like hey, because I'd

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Speaker 2: paid for it for her sweet succeed and I didn't

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Speaker 2: tell her how much, and so so.

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Speaker 1: She's all anocent. Doesn't everyone just have like photographers, well.

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Speaker 2: You know all the girls. Yeah, you know, this was

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Speaker 2: like this was the year where those proms sendoffs just

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Speaker 2: went crazy. So she saw the price leaders. You know,

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Speaker 2: that's why she brought it up, because she saw the

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Speaker 2: price Leader after it was paid it she was like,

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Speaker 2: that's how much you paid because and that's why she

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Speaker 2: was like yeah, because you know, like this is the

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Speaker 2: guy and this is what he charged. And I was like, oh, listener.

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Speaker 2: She was like, I know, but I didn't realize that

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Speaker 2: that's what it was. And I thought to myself, I

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Speaker 2: should have won a few things I could have done differently.

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Speaker 2: One I could be like, so you want pictures, because girl,

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Speaker 2: just so you know, those people are one thousand dollars.

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Speaker 2: That's a lot for a problem sendoffs. She probably would

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Speaker 2: have been like, oh, that is a lot, let's see,

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Speaker 2: you know, or at the very least, you know, she's

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Speaker 2: at the age now where I should have shared the

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Speaker 2: price with her, so she fully understood, like this is

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Speaker 2: what it's costing to do the thing. Yeah, So I

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Speaker 2: mean it was like, you know, it was that eight

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Speaker 2: hundred and fifty dollars foolishness down the drains.

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Speaker 1: How much do you think the whole prom send off

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Speaker 1: was hopefully not even covering dress?

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Speaker 2: She son't. I didn't pay for you know, dress, I

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Speaker 2: paid for photographer and makeup because Leela my makeup arty

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Speaker 2: did her makeup, and so the makeup, you know, was

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Speaker 2: pretty inexpensive relative because Lee Loways gets took a good deal.

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Speaker 2: So I don't know, but it's hard. I'm not gonna

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Speaker 2: lie because normally, well one, you know, I don't have

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Speaker 2: to pay for like anything for listen, her mom got

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Speaker 2: her and her dad she gets social Security because he's

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Speaker 2: not here. And I'm the underlying real thing is that

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Speaker 2: I felt a sense of guilty obligation. I thought this

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Speaker 2: is too much. But I'm like, oh, it's her proms

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Speaker 2: send off. Her dad is not here. You know, this

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Speaker 2: is a special time, and so I let that lead

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Speaker 2: versus all those things are true and we're still going

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Speaker 2: to get her pictures. It just doesn't have to cost that.

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Speaker 2: So that emotional underlay wiped away the common sense that

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Speaker 2: I know when it comes to that doesn't make sense financially, Tiffany,

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Speaker 2: you know, and so navigating that is really it's difficult.

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Speaker 2: I mean I can imagine, you know, you're a full

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Speaker 2: time parent where it's like, I want to do this

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Speaker 2: thing for my kid. I love my kids so much,

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Speaker 2: but then it's like the financials I may or may

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Speaker 2: not say that makes sense or not, And so you're like,

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Speaker 2: where do you land between those two things? Only to

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Speaker 2: find that the kid only wants to play with the

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Speaker 2: box anyway and not the toy.

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Speaker 1: Okay, well we're not here to talk about that, but yes,

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Speaker 1: well thanks for sharing. That's all. It's like, yeah, it

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Speaker 1: wasn't so much a mistake as just uh, you know,

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Speaker 1: yeah it was a.

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Speaker 2: Mistake running off all that, like I could have done

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Speaker 2: a little more research and not.

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Speaker 1: I'm trying to like, yeah, I'm trying to put it,

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Speaker 1: but I'm just like, that's we're here to be honest about.

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Speaker 2: It's a mistake. And here's a thing I can look

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Speaker 2: at a mistake, a financial mistake and not say I'm

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Speaker 2: not a mistake. It was a mistake that was made,

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Speaker 2: you know, like I'm actually I'm not beating my start,

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Speaker 2: you know what I mean, Because here's the thing. A

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Speaker 2: thousand dollars, although it's not a little bit of money,

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Speaker 2: did not put me in financial harms way. You know

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Speaker 2: that that's different like I would you know, maybe i'd

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Speaker 2: be feeling, but I'm like, oh wow, I could have

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Speaker 2: used that money for something else, Like her graduation party

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Speaker 2: was on Sunday, she had it here at the house.

401
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Speaker 2: I could have used that toward catering. You know, I

402
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Speaker 2: could have used that towards because I'm buying her car,

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Speaker 2: you know, so she's getting certified pre owned. That's a

404
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Speaker 2: good amount of money to put toward her car. So

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Speaker 2: I can look at it and say, Okay, how do

406
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Speaker 2: we get here, how do we adjust for the next time,

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Speaker 2: because there are other financial choices that have to make

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Speaker 2: as it relates to her, and so I use it

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Speaker 2: as a teachable lesson. But I'm not beating myself up

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Speaker 2: because fortunately there is a boundary like that. If I

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Speaker 2: was still teaching preschool and really struggling to save a

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Speaker 2: few hundred dollars a month, I would have made that

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Speaker 2: decision differently, or that decision would have hit differently. You know, so, yeah, no,

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Speaker 2: I don't beat myself up. It was just kind of like, ah,

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Speaker 2: I see where you came from with it. We have

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Speaker 2: another financial decision made for her car. Let's take the

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Speaker 2: emotional component out of it. Because she talking about she

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Speaker 2: wanted to Audi. I said, me too, girl, let me

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Speaker 2: know when you get one, let me know what you

420
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Speaker 2: get one.

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Speaker 1: Says does she know the story of that like sixteen

422
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Speaker 1: year old car that you used to drive.

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Speaker 2: She was there when I was driving it. I said,

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Speaker 2: if you don't pick between the Toyota war Honda and

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Speaker 2: count yourself lucky. And she was like, okay. So she's

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Speaker 2: getting herself handa Civic, which she's been texting me all

427
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Speaker 2: these stinking Honda Civics all day long. She just get

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Speaker 2: herself a certified pre old Honda Civic. I told her

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Speaker 2: nothing older than twenty nineteen, no more miles than about

430
00:22:16,119 --> 00:22:18,680
Speaker 2: fifty thousand miles. I told her that the budget is

431
00:22:18,720 --> 00:22:20,960
Speaker 2: between fifteen to twenty thousand miles because that's the range

432
00:22:20,960 --> 00:22:22,680
Speaker 2: that they range in. So of course every car she

433
00:22:22,760 --> 00:22:25,239
Speaker 2: showing me is nineteen point nine nine nine nine nine.

434
00:22:25,240 --> 00:22:26,560
Speaker 2: I'm like, I'm a vine home.

435
00:22:28,760 --> 00:22:30,840
Speaker 1: I forget about I don't know. I'm sure that's extras.

436
00:22:30,840 --> 00:22:31,640
Speaker 1: You gotta add on.

437
00:22:31,880 --> 00:22:34,199
Speaker 2: Now what I do. Man, that's her top budget, that's

438
00:22:34,200 --> 00:22:37,879
Speaker 2: what we do. So those are the Yeah, so these

439
00:22:37,920 --> 00:22:40,760
Speaker 2: are But because of the car thing, I can look

440
00:22:41,000 --> 00:22:43,679
Speaker 2: not the car thing, because of the photographer thing. I

441
00:22:43,720 --> 00:22:47,360
Speaker 2: look at the car thing with less emotion, like let's

442
00:22:47,400 --> 00:22:50,760
Speaker 2: make better choices and looping her in on why we're

443
00:22:50,760 --> 00:22:52,840
Speaker 2: making these choices, versus me having this kind of like

444
00:22:53,080 --> 00:22:55,800
Speaker 2: guilty conscience and making those choices on my own.

445
00:22:55,920 --> 00:22:59,320
Speaker 1: So yeah, it's tough saying no to kids, and I

446
00:22:59,440 --> 00:23:04,880
Speaker 1: mean like it really is. And as a parent, we

447
00:23:05,200 --> 00:23:07,639
Speaker 1: are my budget. I was so much better about money

448
00:23:07,680 --> 00:23:12,600
Speaker 1: before I had kids, because it's really difficult to not

449
00:23:12,960 --> 00:23:15,719
Speaker 1: do the things even if it's like, oh, it's not

450
00:23:15,760 --> 00:23:19,399
Speaker 1: really in the budget. This year, this year was really

451
00:23:19,440 --> 00:23:21,360
Speaker 1: expensive for me in different ways. I had so much

452
00:23:21,400 --> 00:23:24,479
Speaker 1: traveled to Georgia for all that stuff, and those flights

453
00:23:24,560 --> 00:23:27,399
Speaker 1: last minute are not cheap. You can get to Georgia

454
00:23:27,440 --> 00:23:29,120
Speaker 1: for less than two hundred dollars if you can claim

455
00:23:29,200 --> 00:23:33,399
Speaker 1: in advance. But anyhow, Yeah, but so the mistake that

456
00:23:33,480 --> 00:23:37,360
Speaker 1: I wanted to talk about is one that I bring

457
00:23:37,400 --> 00:23:37,679
Speaker 1: it all.

458
00:23:38,880 --> 00:23:39,800
Speaker 2: Yeah, well, did.

459
00:23:39,640 --> 00:23:43,719
Speaker 1: You see my posts on ig about this. Okay, I

460
00:23:43,760 --> 00:23:45,119
Speaker 1: wasn't sure if I was going to stay it on

461
00:23:45,160 --> 00:23:47,520
Speaker 1: the podcast, but I do feel the need to defend myself.

462
00:23:49,080 --> 00:23:51,440
Speaker 1: So and I'm not going to say the name of

463
00:23:51,480 --> 00:23:53,480
Speaker 1: the conference because I don't care. I don't want to

464
00:23:53,520 --> 00:23:57,080
Speaker 1: hurt anyone. So I don't know why I chose to

465
00:23:57,080 --> 00:23:59,639
Speaker 1: go to the internet with this, but I spent This

466
00:23:59,800 --> 00:24:02,159
Speaker 1: was back in April, and one of the things that

467
00:24:02,240 --> 00:24:04,320
Speaker 1: was happening for me with me in April was I

468
00:24:04,359 --> 00:24:07,119
Speaker 1: was having a really tough time just with anxiety and

469
00:24:07,160 --> 00:24:09,440
Speaker 1: all of that, and didn't feel like I was making

470
00:24:09,480 --> 00:24:11,959
Speaker 1: a lot of progress on like business stuff because I

471
00:24:12,000 --> 00:24:14,760
Speaker 1: had a kid and all this family stuff happening. So

472
00:24:14,960 --> 00:24:18,320
Speaker 1: what I did is I listened to a really amazing

473
00:24:18,359 --> 00:24:21,720
Speaker 1: interview that the founder of this conference gave on NPR,

474
00:24:21,800 --> 00:24:23,520
Speaker 1: and I was like, Oh, I love her. I want

475
00:24:23,560 --> 00:24:24,880
Speaker 1: to get her on the show, I want to read

476
00:24:24,920 --> 00:24:26,359
Speaker 1: her book, I want to go to this conference. I

477
00:24:26,359 --> 00:24:30,120
Speaker 1: looked it up. Speaker's lineup was sweet. It was three

478
00:24:30,160 --> 00:24:33,360
Speaker 1: thousand dollars. And I was in this moment then of

479
00:24:33,440 --> 00:24:38,719
Speaker 1: like buying things to take the place of doing things,

480
00:24:38,800 --> 00:24:40,840
Speaker 1: you know, Like we talked about that a little bit

481
00:24:40,880 --> 00:24:42,879
Speaker 1: how it feels like you've done something when you've just

482
00:24:42,920 --> 00:24:45,520
Speaker 1: signed up for something and I had not done a

483
00:24:45,520 --> 00:24:49,200
Speaker 1: single sort of like professional development, you know, being community

484
00:24:49,240 --> 00:24:52,040
Speaker 1: with my peers this year because of how just isolated

485
00:24:52,080 --> 00:24:55,000
Speaker 1: I had to be. So when I purchased it, I

486
00:24:55,480 --> 00:24:58,879
Speaker 1: knew it was a non refundable to conferences are, yeah,

487
00:24:59,040 --> 00:25:01,600
Speaker 1: non refundable, and I get it because I mean, this

488
00:25:01,680 --> 00:25:03,560
Speaker 1: is one of the few cases where I'm like, they're

489
00:25:03,560 --> 00:25:06,160
Speaker 1: putting you have to budget, put a ton of work

490
00:25:06,200 --> 00:25:10,960
Speaker 1: behind it, excuse me, and if people are bailing last minute,

491
00:25:10,960 --> 00:25:13,960
Speaker 1: then it just puts you in a really difficult position financially.

492
00:25:14,040 --> 00:25:16,440
Speaker 1: So I knew exactly what I was getting into. I

493
00:25:16,520 --> 00:25:18,840
Speaker 1: knew it was on the West coast. Three thousand dollars,

494
00:25:18,880 --> 00:25:20,560
Speaker 1: I'm gonna have to do flight and hotel, and I

495
00:25:20,600 --> 00:25:25,119
Speaker 1: was like, I want this. I wanted And then we

496
00:25:25,280 --> 00:25:28,320
Speaker 1: roll around to like May and June and I'm like, oh, no,

497
00:25:29,040 --> 00:25:33,199
Speaker 1: do I want to go to this conference? And I

498
00:25:33,680 --> 00:25:35,920
Speaker 1: and there was a while where I was like, oh,

499
00:25:35,960 --> 00:25:38,000
Speaker 1: this is such a mistake. I think I'm just like

500
00:25:38,119 --> 00:25:42,040
Speaker 1: out three thousand dollars. That's a lot of money. That's

501
00:25:42,040 --> 00:25:49,280
Speaker 1: a mortgage for me. Lot, and you know and I

502
00:25:49,320 --> 00:25:53,720
Speaker 1: and if I, but the mistake is soothing with spending,

503
00:25:54,880 --> 00:25:57,920
Speaker 1: like handling anxiety, like I could have just taken a bath.

504
00:25:57,960 --> 00:26:00,640
Speaker 1: You don't actually have to go and spend three Oh

505
00:26:00,720 --> 00:26:04,159
Speaker 1: there's just take a bath. It also works. But anyway,

506
00:26:04,160 --> 00:26:06,480
Speaker 1: the mistake has been made. I posted about them on

507
00:26:06,560 --> 00:26:09,639
Speaker 1: ig because I was there's so many like thoughts that

508
00:26:09,680 --> 00:26:11,320
Speaker 1: go through my mind, like just go through with it,

509
00:26:11,400 --> 00:26:13,760
Speaker 1: like you've already you've spent the money, why not just go?

510
00:26:13,840 --> 00:26:15,840
Speaker 1: It may turn out to be great. But then the

511
00:26:15,840 --> 00:26:19,359
Speaker 1: other part is like, ah, do I want to I

512
00:26:19,400 --> 00:26:21,119
Speaker 1: had her from a couple of people that it wasn't

513
00:26:21,160 --> 00:26:24,280
Speaker 1: like the most amazing experience, and that made me feel

514
00:26:24,400 --> 00:26:27,639
Speaker 1: self conscious and like a kind of yeah, remorseful about

515
00:26:27,800 --> 00:26:31,600
Speaker 1: having purchased it. And so I love the I never

516
00:26:31,760 --> 00:26:33,879
Speaker 1: used the feature on ig where you can post a

517
00:26:33,920 --> 00:26:37,240
Speaker 1: reel with a poll, and I posted it. I think

518
00:26:37,240 --> 00:26:40,760
Speaker 1: I got like five hundred plus votes the beautiful thing.

519
00:26:40,840 --> 00:26:42,600
Speaker 1: Let me just double check. Though I wanted to give

520
00:26:42,600 --> 00:26:47,719
Speaker 1: the numbers right. It made me feel very validated, affirmed

521
00:26:48,000 --> 00:26:52,040
Speaker 1: by how split the vote was. Okay, it was giving

522
00:26:53,400 --> 00:26:59,120
Speaker 1: let's have a recount, it was giving count the mail

523
00:26:59,200 --> 00:27:05,720
Speaker 1: in ballots, Yeah, okay, fifty three percent. So the poll

524
00:27:05,880 --> 00:27:07,280
Speaker 1: was should I go and make the most of it

525
00:27:07,359 --> 00:27:09,440
Speaker 1: or should I cut my losses and stay home? Fifty

526
00:27:09,480 --> 00:27:12,680
Speaker 1: three percents that I should go, forty seven percent that

527
00:27:12,800 --> 00:27:15,440
Speaker 1: I should stay home. So for me, I'm like, oh,

528
00:27:15,480 --> 00:27:18,040
Speaker 1: so I'm not. It is like a toss up between

529
00:27:18,160 --> 00:27:21,680
Speaker 1: how I'm feeling about this, and then I start reading.

530
00:27:21,720 --> 00:27:24,880
Speaker 1: I got so many comments, and some of them are like,

531
00:27:25,320 --> 00:27:27,480
Speaker 1: why did you do this in the first place, and

532
00:27:27,720 --> 00:27:31,240
Speaker 1: you know, really judging really harsh. Some people recommended that

533
00:27:31,280 --> 00:27:35,240
Speaker 1: I transfer it. Some people recommended that I give it away,

534
00:27:35,840 --> 00:27:40,040
Speaker 1: and I was like, y'all think I'm really generous three

535
00:27:40,080 --> 00:27:43,800
Speaker 1: thousand dollars to give away. I mean, I'm not. If

536
00:27:43,840 --> 00:27:45,720
Speaker 1: I wasn't going to go, I get it. Like if

537
00:27:45,720 --> 00:27:48,480
Speaker 1: I if I decided to stay home, I absolutely would

538
00:27:48,520 --> 00:27:52,879
Speaker 1: have probably posted and been like, hey, this is up

539
00:27:52,880 --> 00:27:55,159
Speaker 1: for grabs, but I haven't made the decision yet. My

540
00:27:55,280 --> 00:27:59,920
Speaker 1: mother give it away yet? Dang what I have? What? Also,

541
00:28:00,080 --> 00:28:03,640
Speaker 1: there's so many people who were like being really optimistic

542
00:28:03,760 --> 00:28:06,680
Speaker 1: and you know, seeing the glass half full and being

543
00:28:06,760 --> 00:28:08,920
Speaker 1: like you should go at may be a good opportunity.

544
00:28:10,400 --> 00:28:12,360
Speaker 1: Some person throw shade at me, and they said, you're

545
00:28:12,359 --> 00:28:18,040
Speaker 1: the negotiation coach. Negotiate because it's a non refundable Yeah.

546
00:28:18,080 --> 00:28:21,520
Speaker 1: And a lot of people, and I mean a lot,

547
00:28:21,800 --> 00:28:27,520
Speaker 1: said I should dispute the charge. Does no one have

548
00:28:27,600 --> 00:28:32,800
Speaker 1: a moral compass anymore? Girls to the charge.

549
00:28:33,240 --> 00:28:39,360
Speaker 2: It's giving throw away the key lack her eh?

550
00:28:39,440 --> 00:28:41,400
Speaker 1: I mean, I guess I shouldn't have been surprised. Did

551
00:28:41,400 --> 00:28:45,280
Speaker 1: the thought cross my mind? Listen? We all have intrusive thoughts. Okay,

552
00:28:45,920 --> 00:28:48,360
Speaker 1: thoughts are thoughts, are not actions. They can't hurt you

553
00:28:49,120 --> 00:28:52,959
Speaker 1: once you let them. But when you like, no, you

554
00:28:53,000 --> 00:28:55,680
Speaker 1: can't dispute the charge for a conference that you paid

555
00:28:55,720 --> 00:28:58,760
Speaker 1: for knowing all of the details. Nothing was there. And

556
00:28:58,760 --> 00:29:00,440
Speaker 1: this is why I'm not talking about the comp friend's name,

557
00:29:00,480 --> 00:29:03,200
Speaker 1: because it's not their faults. They did everything right.

558
00:29:03,080 --> 00:29:03,240
Speaker 2: You know.

559
00:29:04,240 --> 00:29:07,360
Speaker 1: Anyhow, I had to take that down, like not take

560
00:29:07,360 --> 00:29:10,120
Speaker 1: it down, but like like respond to that because the

561
00:29:10,200 --> 00:29:12,560
Speaker 1: idea that people were wanting me to dispute the charge

562
00:29:12,600 --> 00:29:16,880
Speaker 1: really bothered me. Because business owners, especially like this is

563
00:29:16,920 --> 00:29:19,200
Speaker 1: a woman of color owns a business. I have had

564
00:29:19,400 --> 00:29:24,160
Speaker 1: just one person dispute buying my course in my community,

565
00:29:24,720 --> 00:29:28,560
Speaker 1: and the back and forth with my payment process or stripe,

566
00:29:28,600 --> 00:29:30,280
Speaker 1: and I was all worried, like what is this going

567
00:29:30,320 --> 00:29:31,120
Speaker 1: to mean for me?

568
00:29:32,800 --> 00:29:33,200
Speaker 2: Like that?

569
00:29:33,360 --> 00:29:37,600
Speaker 1: And on top of that, it's just downright fraudulent, like yeah,

570
00:29:37,800 --> 00:29:39,480
Speaker 1: and don't do it puts businesses.

571
00:29:39,960 --> 00:29:42,000
Speaker 2: I had a friend of mine who sells glasses, you

572
00:29:42,040 --> 00:29:44,040
Speaker 2: know already not talking about around all the time. Oh,

573
00:29:44,040 --> 00:29:47,800
Speaker 2: everyone bought glasses from in very expensive glasses. Disputed the

574
00:29:47,920 --> 00:29:50,800
Speaker 2: charge and so you know, went back and forth with

575
00:29:50,840 --> 00:29:53,920
Speaker 2: the company even though they came you know, he had

576
00:29:53,920 --> 00:29:56,760
Speaker 2: them shipped down and he was like so he was like, hmm,

577
00:29:56,760 --> 00:30:01,080
Speaker 2: this client works here, came up to their job. They

578
00:30:01,080 --> 00:30:04,760
Speaker 2: were wearing the glasses. Oh, he came up and he

579
00:30:04,760 --> 00:30:07,280
Speaker 2: said he had the video on. He said, these are

580
00:30:07,320 --> 00:30:10,200
Speaker 2: glasses that you didn't get mouth open. He said, I

581
00:30:10,200 --> 00:30:12,600
Speaker 2: could either send this or you can handle the glasses.

582
00:30:12,600 --> 00:30:16,960
Speaker 2: Now they handle of the glasses. And so can you imagine.

583
00:30:17,480 --> 00:30:20,800
Speaker 1: Buying from a local business, I mean from you.

584
00:30:20,760 --> 00:30:23,160
Speaker 2: Buy them a local business. You're wearing the things that

585
00:30:23,200 --> 00:30:26,040
Speaker 2: you've been So this person just makes it people honestly,

586
00:30:26,080 --> 00:30:27,920
Speaker 2: you really I mean and I'm not really normally here there,

587
00:30:27,920 --> 00:30:32,080
Speaker 2: like you should be ashamed of yourself to dispute something

588
00:30:32,120 --> 00:30:34,920
Speaker 2: that you know that you purchased or used. Of course

589
00:30:35,200 --> 00:30:38,280
Speaker 2: you dispute if some you know, like I didn't buy

590
00:30:38,280 --> 00:30:41,680
Speaker 2: that thing or someone used my card or of course, but.

591
00:30:41,680 --> 00:30:46,000
Speaker 1: It really was like completely not what they promised. And

592
00:30:46,280 --> 00:30:50,480
Speaker 1: course they're refusing a refund. It's yeah, but.

593
00:30:50,840 --> 00:30:53,880
Speaker 2: Wearing glasses essentially asking Mandy to wear the glasses that

594
00:30:53,920 --> 00:30:56,120
Speaker 2: she says she ain't get no, don't get them snatched

595
00:30:56,160 --> 00:30:56,720
Speaker 2: off your face.

596
00:30:58,880 --> 00:31:02,080
Speaker 1: Ah So, but that whole but putting it out there,

597
00:31:02,160 --> 00:31:03,960
Speaker 1: and I was really I was a little uncomfortable and

598
00:31:04,000 --> 00:31:06,040
Speaker 1: like self conscious to put that out there, but it

599
00:31:06,120 --> 00:31:08,280
Speaker 1: helped me get the clarity that I needed. I'm going,

600
00:31:09,240 --> 00:31:12,360
Speaker 1: I'm going, yeah, I'm going to go, and I'm going

601
00:31:12,440 --> 00:31:15,520
Speaker 1: to have a damn good time. And I checked out

602
00:31:15,520 --> 00:31:17,680
Speaker 1: the speaker list again and I guess back in March,

603
00:31:17,720 --> 00:31:18,880
Speaker 1: I don't know when this was. It was a few

604
00:31:18,920 --> 00:31:21,800
Speaker 1: months ago, a couple months ago. The speakers have been

605
00:31:21,880 --> 00:31:25,000
Speaker 1: updated and I saw a couple of speakers that I'm

606
00:31:25,040 --> 00:31:28,680
Speaker 1: really excited to hear from. And you know what, like

607
00:31:28,920 --> 00:31:33,080
Speaker 1: I would, I have not been able to be up

608
00:31:33,080 --> 00:31:35,880
Speaker 1: here and just like in the room learning and absorbing

609
00:31:36,480 --> 00:31:38,320
Speaker 1: for a long time, and I just want to be

610
00:31:38,360 --> 00:31:41,480
Speaker 1: in a room and not have anyone asking me for anything,

611
00:31:41,720 --> 00:31:43,720
Speaker 1: and I'm just there to like soak up and be

612
00:31:43,800 --> 00:31:47,560
Speaker 1: a sponge. And I don't know anybody like in terms

613
00:31:47,600 --> 00:31:49,320
Speaker 1: of someone that I know I'm going to have by

614
00:31:49,360 --> 00:31:51,680
Speaker 1: my side the whole time. So social anxiety me is

615
00:31:51,720 --> 00:31:54,680
Speaker 1: a little bit like, but I'm like, where is that

616
00:31:54,760 --> 00:31:56,960
Speaker 1: girl who took her butt to fing Con and had

617
00:31:56,960 --> 00:31:59,200
Speaker 1: the time of her life? I had the time of

618
00:31:59,240 --> 00:32:02,200
Speaker 1: my life, think on that year, and it wasn't about

619
00:32:02,320 --> 00:32:05,520
Speaker 1: necessarily the conference itself, but it was about me just

620
00:32:05,600 --> 00:32:08,960
Speaker 1: going to be a professional person and my whole mind

621
00:32:09,080 --> 00:32:11,960
Speaker 1: to myself and no mom this, no mom that, get

622
00:32:12,000 --> 00:32:13,280
Speaker 1: out of the tool what are you doing in there?

623
00:32:14,560 --> 00:32:18,760
Speaker 1: Never mind got some instruments anyway, it was about me

624
00:32:19,080 --> 00:32:22,720
Speaker 1: just yeah, just like being myself and focusing on my

625
00:32:22,840 --> 00:32:24,960
Speaker 1: work and having all my full brain and kind of

626
00:32:25,040 --> 00:32:28,520
Speaker 1: leaving the house stuff behind. And I deserve that again.

627
00:32:28,680 --> 00:32:31,880
Speaker 1: So I'm going and I've got a friend in the

628
00:32:32,520 --> 00:32:35,280
Speaker 1: California somewhere We're going to meet up. I might do

629
00:32:35,400 --> 00:32:37,640
Speaker 1: like a little bit of like a self cared trip.

630
00:32:38,240 --> 00:32:41,560
Speaker 1: So that is how I am turning that mistake that

631
00:32:41,600 --> 00:32:45,480
Speaker 1: could have been a mistake, and I'm choosing the brave

632
00:32:46,160 --> 00:32:50,720
Speaker 1: sort of see the glass half full approach. And so

633
00:32:50,920 --> 00:32:53,200
Speaker 1: to everyone who encouraged me to do that, thank you

634
00:32:53,320 --> 00:32:56,600
Speaker 1: because you were right. And to those of y'all who

635
00:32:56,600 --> 00:33:03,920
Speaker 1: told me to dispute it, shame Kharma, DM, I know, right,

636
00:33:03,960 --> 00:33:07,480
Speaker 1: where's the bell same.

637
00:33:10,320 --> 00:33:11,920
Speaker 2: I'm really glad that you're going and you get to

638
00:33:11,920 --> 00:33:13,640
Speaker 2: write it off, right, there's some business right off?

639
00:33:14,560 --> 00:33:17,600
Speaker 1: Yeah, so yeah we can. So the business write off,

640
00:33:18,040 --> 00:33:21,000
Speaker 1: I mean that would have happened regardless, like I could

641
00:33:21,040 --> 00:33:23,520
Speaker 1: have written it and I will. But like the travel

642
00:33:23,560 --> 00:33:25,160
Speaker 1: and all of that is that it rite off too.

643
00:33:25,240 --> 00:33:28,400
Speaker 2: Absolutely, So business part up has that any are really

644
00:33:28,440 --> 00:33:33,280
Speaker 2: expenses that you use to on behalf of the business.

645
00:33:33,280 --> 00:33:35,080
Speaker 2: So whenever I travel, travel is one of the main

646
00:33:35,120 --> 00:33:36,520
Speaker 2: things you can write off. Well, not one of the

647
00:33:36,600 --> 00:33:39,520
Speaker 2: main things, but yeah, so like if it's one thing,

648
00:33:39,520 --> 00:33:41,640
Speaker 2: if I'm going on vacation and I'm just like, ooh,

649
00:33:41,680 --> 00:33:43,680
Speaker 2: got here having a good time, unless I am a

650
00:33:43,680 --> 00:33:47,240
Speaker 2: travel influencer, then absolutely it's part of business. For those

651
00:33:47,320 --> 00:33:52,080
Speaker 2: who were telling you to scam the system, shame, shame, shame,

652
00:33:52,240 --> 00:33:54,840
Speaker 2: But I see no shame if you make financial mistakes.

653
00:33:55,160 --> 00:33:57,560
Speaker 2: As doctor Green always reminds me of my amazing therapist

654
00:33:57,840 --> 00:34:00,840
Speaker 2: so you're mad at yourself for being human. Make it

655
00:34:00,880 --> 00:34:04,560
Speaker 2: make sense, girl. If we made all the perfect financial choices,

656
00:34:05,200 --> 00:34:08,000
Speaker 2: then all of us would be, you know, freaking millionaires.

657
00:34:08,000 --> 00:34:10,000
Speaker 2: It's just it's just not possible, like or you're gonna

658
00:34:10,040 --> 00:34:14,520
Speaker 2: make mistakes, okay, and you know so yeah. So we

659
00:34:14,560 --> 00:34:16,880
Speaker 2: would love, though, to hear your financial mistakes, right, Mandy,

660
00:34:16,960 --> 00:34:18,279
Speaker 2: Like they should. They should let us know.

661
00:34:19,239 --> 00:34:20,520
Speaker 1: Well, we hear a lot of them because you guys

662
00:34:20,560 --> 00:34:23,439
Speaker 1: send us questions. I love it, but what I want

663
00:34:23,440 --> 00:34:25,840
Speaker 1: to hear is like the full arc. So share a

664
00:34:25,920 --> 00:34:28,960
Speaker 1: story of where you made a mistake financially, but then

665
00:34:29,040 --> 00:34:31,440
Speaker 1: how did you problem solve and how did you or

666
00:34:31,520 --> 00:34:33,280
Speaker 1: what lesson did you learn and how will you approach

667
00:34:33,320 --> 00:34:36,320
Speaker 1: it differently? Because I think we should give ourselves credit

668
00:34:36,440 --> 00:34:39,959
Speaker 1: for looking at a moment, looking at it differently after

669
00:34:40,000 --> 00:34:42,760
Speaker 1: the fact, and then doing something positive to move us forward,

670
00:34:43,000 --> 00:34:45,480
Speaker 1: like can't fix this, can't change this, but let's make

671
00:34:45,480 --> 00:34:48,319
Speaker 1: the most of it. So can't wait to hear from me? All?

672
00:34:48,360 --> 00:34:51,400
Speaker 1: Please hit us up dm us at Brand Ambition Podcast

673
00:34:51,480 --> 00:34:54,160
Speaker 1: on ig or you could email us Brand Ambisson Podcast

674
00:34:54,200 --> 00:34:55,400
Speaker 1: at gmail dot com.

675
00:34:55,800 --> 00:34:59,040
Speaker 2: Got come there it is, I was waiting for it.

676
00:34:59,480 --> 00:35:01,239
Speaker 2: We gotta take a quick break right and go for

677
00:35:01,280 --> 00:35:02,239
Speaker 2: brown boost brown break.

678
00:35:02,800 --> 00:35:03,480
Speaker 1: Let's do it.

679
00:35:07,480 --> 00:35:12,920
Speaker 2: We are back and blacker than ever, and now it's

680
00:35:12,960 --> 00:35:15,839
Speaker 2: time to boost up, break up, boost up, break up,

681
00:35:15,840 --> 00:35:19,400
Speaker 2: boot stop, break up? Boost? Are you gonna boost? Is

682
00:35:19,440 --> 00:35:23,880
Speaker 2: you gonna break? What you're gonna do? What you're gonna.

683
00:35:26,520 --> 00:35:26,640
Speaker 1: Can?

684
00:35:26,840 --> 00:35:29,160
Speaker 2: I can we tell them of the surprise that's happening

685
00:35:29,200 --> 00:35:30,719
Speaker 2: with kind of like the change in our setup, or

686
00:35:30,719 --> 00:35:31,400
Speaker 2: we're gonna wait.

687
00:35:32,120 --> 00:35:38,439
Speaker 1: Ken, I mean when will this be airing? We could? Yeah,

688
00:35:38,440 --> 00:35:38,799
Speaker 1: why not?

689
00:35:39,320 --> 00:35:41,880
Speaker 2: Well that's gonna be our boosty with my boosts if

690
00:35:41,920 --> 00:35:44,520
Speaker 2: you don't mind me going first, Yeah, okay, go for it.

691
00:35:44,960 --> 00:35:47,600
Speaker 2: So our boost is we're gonna do a little shaken.

692
00:35:47,680 --> 00:35:51,440
Speaker 2: We're gonna shake the table. Hodie and Manny and I

693
00:35:51,480 --> 00:35:55,520
Speaker 2: are going to start taping in person. Mandy's gonna mosy

694
00:35:55,560 --> 00:36:00,600
Speaker 2: hurway on down to Newark, New Jersey, Jersey Town, and

695
00:36:00,640 --> 00:36:03,080
Speaker 2: you guys will get to see inside the condo I

696
00:36:03,120 --> 00:36:05,600
Speaker 2: have like a we're calling it a studio. It's my office,

697
00:36:05,640 --> 00:36:07,759
Speaker 2: but it's much bigger than my little small space now

698
00:36:08,160 --> 00:36:09,680
Speaker 2: and so we're gonna takee together.

699
00:36:10,520 --> 00:36:13,560
Speaker 1: We're not in the studio in your new Bridge, Auntie

700
00:36:14,000 --> 00:36:17,880
Speaker 1: pad I'm excited. I'm because I'm so excited. I'm so

701
00:36:17,920 --> 00:36:19,960
Speaker 1: excited that you're excited. I think when I proposed the

702
00:36:20,000 --> 00:36:21,799
Speaker 1: idea to you, I was like, should I try to

703
00:36:21,840 --> 00:36:24,279
Speaker 1: manipulate her into this and like think or think it

704
00:36:24,360 --> 00:36:26,359
Speaker 1: was her idea? Now I'm just gonna ask what am

705
00:36:26,400 --> 00:36:29,000
Speaker 1: I talking about? Because I was like, when you get

706
00:36:29,120 --> 00:36:30,799
Speaker 1: you get a gut feeling and you're like, oh, this

707
00:36:30,880 --> 00:36:33,160
Speaker 1: is this is it? Like we should totally do it

708
00:36:33,200 --> 00:36:36,560
Speaker 1: there because we've been looking at some studio options and

709
00:36:36,760 --> 00:36:39,000
Speaker 1: I would I mean we have we were in person

710
00:36:39,040 --> 00:36:41,000
Speaker 1: for maybe like what did we do like a month

711
00:36:41,360 --> 00:36:45,040
Speaker 1: the first two episodes we were in person back in

712
00:36:45,080 --> 00:36:50,000
Speaker 1: twenty fifteen at the Yahoo office Times Square. But yeah,

713
00:36:50,120 --> 00:36:51,919
Speaker 1: to go back in person and to spend a day

714
00:36:52,280 --> 00:36:55,319
Speaker 1: with you across the table, maybe you have some guests

715
00:36:55,360 --> 00:37:01,000
Speaker 1: for tea in the middle. I'm very excited about bringing

716
00:37:01,040 --> 00:37:05,680
Speaker 1: Brown Ambition to your home. Yeah, and starting a new chapter.

717
00:37:05,760 --> 00:37:09,759
Speaker 1: We are coming up on year nine, so it'll be

718
00:37:09,800 --> 00:37:13,399
Speaker 1: a decade next year in twenty twenty five, so let's

719
00:37:13,440 --> 00:37:16,359
Speaker 1: take Yeah, this is basically our tenth year, right, ninth year.

720
00:37:16,400 --> 00:37:20,440
Speaker 1: I don't know how that works, but I'm really excited nonetheless.

721
00:37:20,719 --> 00:37:23,160
Speaker 2: Yees. So we're gonna give We're gonna we're if you know,

722
00:37:23,160 --> 00:37:25,600
Speaker 2: since we're meeting in person to tape, we will also

723
00:37:25,680 --> 00:37:27,319
Speaker 2: have just kind of like a new lineup. It's just

724
00:37:27,320 --> 00:37:29,200
Speaker 2: gonna be We're gonna it's gonna be the brown, the

725
00:37:29,280 --> 00:37:32,719
Speaker 2: bea refresh. Okay, so you know, but if you have

726
00:37:32,960 --> 00:37:35,239
Speaker 2: you know what, we would love some feedback. If you're like, ooh,

727
00:37:35,760 --> 00:37:38,279
Speaker 2: I love that you guys added a segment talking about this,

728
00:37:39,560 --> 00:37:41,759
Speaker 2: We are totally open. Yeah, we're gonna do a total

729
00:37:41,840 --> 00:37:45,160
Speaker 2: ba refresh. So have you been a long time listening,

730
00:37:45,160 --> 00:37:46,840
Speaker 2: you'll love it more. If you're new, you'll love it

731
00:37:46,880 --> 00:37:48,799
Speaker 2: even more. So that's my.

732
00:37:48,880 --> 00:37:53,240
Speaker 1: Checks out on YouTube. You better subscribe to YouTube now.

733
00:37:53,280 --> 00:37:55,520
Speaker 1: I would. I was gonna do it boost, but I

734
00:37:55,600 --> 00:37:57,160
Speaker 1: kind of feel like now that I brought it up,

735
00:37:57,400 --> 00:38:00,839
Speaker 1: the girls on YouTube are on our YouTube channel. They're

736
00:38:00,920 --> 00:38:03,399
Speaker 1: in those comments tip and they love the show. And

737
00:38:03,600 --> 00:38:05,960
Speaker 1: I'm like, I'm gonna make a point to respond to

738
00:38:06,000 --> 00:38:09,000
Speaker 1: these comments and get back to y'all because I've been

739
00:38:09,040 --> 00:38:11,760
Speaker 1: sleeping on it and I'm like, Wow, people are really listening,

740
00:38:11,800 --> 00:38:15,400
Speaker 1: They're they're engaged. YouTube is where it's at. I can

741
00:38:15,440 --> 00:38:19,399
Speaker 1: see why influencers are like fleeing from TikTok and going

742
00:38:19,480 --> 00:38:22,520
Speaker 1: to YouTube in terms of just the community and all that.

743
00:38:23,120 --> 00:38:26,640
Speaker 1: So thank you, ba Fan, I'm coming. We're coming on YouTube.

744
00:38:26,719 --> 00:38:31,600
Speaker 1: Check us out. Look up Brown Ambition podcast. Oh okay,

745
00:38:31,800 --> 00:38:34,040
Speaker 1: So summer is upon us and I'm gonna do a

746
00:38:34,320 --> 00:38:39,359
Speaker 1: brown boost for a couple of free sources, free or

747
00:38:39,400 --> 00:38:42,200
Speaker 1: like really low cost sources of activities to do in

748
00:38:42,239 --> 00:38:44,880
Speaker 1: the summer with these chi rin So one is my

749
00:38:44,960 --> 00:38:48,880
Speaker 1: public library, and I am I don't know when I

750
00:38:48,920 --> 00:38:51,400
Speaker 1: forgot about libraries, But have you heard of them, Tiffany?

751
00:38:51,760 --> 00:38:52,759
Speaker 2: I do? I love them?

752
00:38:53,360 --> 00:38:56,400
Speaker 1: Do y'all know about these libraries? So many free events.

753
00:38:56,520 --> 00:38:58,959
Speaker 1: They have dance parties, they had a bubble bus. They're

754
00:38:59,000 --> 00:39:02,399
Speaker 1: doing story time. We're going to go today for story time.

755
00:39:02,480 --> 00:39:04,160
Speaker 1: So I can just be in the background cla clack

756
00:39:04,160 --> 00:39:07,480
Speaker 1: clack cleaning on my keyboard and on my phone doing work.

757
00:39:08,000 --> 00:39:10,960
Speaker 1: The local nature center doesn't have to be fancy. They

758
00:39:10,960 --> 00:39:14,680
Speaker 1: have some turtles, they have some some some ferrets, They

759
00:39:14,719 --> 00:39:18,319
Speaker 1: have some bugs and some snakes and whatever. But for

760
00:39:18,360 --> 00:39:20,879
Speaker 1: eighty five dollars we became members. And why do they

761
00:39:20,920 --> 00:39:24,280
Speaker 1: have so many secret members only events like we're gonna

762
00:39:24,280 --> 00:39:28,440
Speaker 1: go see a butterfly release yeah on Friday.

763
00:39:28,840 --> 00:39:29,319
Speaker 2: Doesn't know?

764
00:39:29,880 --> 00:39:31,560
Speaker 1: Yeah, And I mean we went and made our own

765
00:39:31,600 --> 00:39:35,560
Speaker 1: bird feeders the other week. And so affordable, so low cost.

766
00:39:35,680 --> 00:39:38,200
Speaker 1: So if you are out there looking for things to

767
00:39:38,239 --> 00:39:40,880
Speaker 1: do for yourself or for the cheeren, don't sleep in

768
00:39:40,960 --> 00:39:43,800
Speaker 1: your libraries and your local nature centers. It does not

769
00:39:43,960 --> 00:39:48,440
Speaker 1: have to be really expensive camps or god forbid, tablets

770
00:39:48,440 --> 00:39:52,200
Speaker 1: and phones and screens all day. I'm gonna be outside

771
00:39:52,239 --> 00:39:54,959
Speaker 1: this summer like I was last summer, just.

772
00:39:58,200 --> 00:39:59,879
Speaker 2: The summer used to have. They used to have these

773
00:40:00,120 --> 00:40:01,640
Speaker 2: if you read a certain amount of books, you would

774
00:40:01,640 --> 00:40:04,040
Speaker 2: collect these little erasers that were like collect the boss.

775
00:40:04,800 --> 00:40:06,279
Speaker 2: And then at the end, if you had like ten

776
00:40:06,760 --> 00:40:08,960
Speaker 2: books or books read, then they had a pizza party

777
00:40:09,000 --> 00:40:10,880
Speaker 2: for the kids. It was the library was the jam

778
00:40:10,960 --> 00:40:11,640
Speaker 2: when I was little?

779
00:40:12,960 --> 00:40:15,840
Speaker 1: Did you have the pizza Hut? Book it challenge?

780
00:40:16,400 --> 00:40:18,800
Speaker 2: Ohn? Did it sounds so familiar?

781
00:40:18,880 --> 00:40:22,319
Speaker 1: Were First of all, child labor laws should probably be

782
00:40:22,480 --> 00:40:24,440
Speaker 1: assassed if they were going to run this again, because

783
00:40:24,440 --> 00:40:26,640
Speaker 1: I think you had to read in my head it

784
00:40:26,719 --> 00:40:30,040
Speaker 1: was six hundred books. That can't possibly be true. Maybe

785
00:40:30,080 --> 00:40:33,120
Speaker 1: three hundred or three is one hundred even realistic? You

786
00:40:33,120 --> 00:40:35,600
Speaker 1: had to read a lot of books, and then you

787
00:40:35,640 --> 00:40:38,680
Speaker 1: would get this sheet of flimsy paper like tissue paper

788
00:40:38,680 --> 00:40:41,279
Speaker 1: that your teacher or your parents had to fill out,

789
00:40:41,320 --> 00:40:43,440
Speaker 1: and then you take it to pizza hut and all

790
00:40:43,480 --> 00:40:45,600
Speaker 1: they would give you was a free personal pan pizza.

791
00:40:45,640 --> 00:40:48,120
Speaker 1: But you couldn't tell me I had not. This won

792
00:40:48,160 --> 00:40:51,640
Speaker 1: the Nobel Piece Prize. The way that I was sad

793
00:40:51,719 --> 00:40:56,000
Speaker 1: for those personal pan pizzas. Oh man, amazing and the

794
00:40:56,080 --> 00:40:58,600
Speaker 1: old school pizza huts, the Dinings. Did you ever go

795
00:40:58,760 --> 00:40:59,320
Speaker 1: the Dinons?

796
00:40:59,360 --> 00:41:03,480
Speaker 2: Of course they had the booth salad bar ah.

797
00:41:03,600 --> 00:41:06,000
Speaker 1: Wait, so I don't know. I wasn't a salad bar kid.

798
00:41:06,040 --> 00:41:09,319
Speaker 1: I was the personal pan pizza kid. And like the

799
00:41:09,360 --> 00:41:12,719
Speaker 1: red plastic cups that were just always a little bit

800
00:41:12,719 --> 00:41:16,080
Speaker 1: greasy and you're not sure if they really properly wash them.

801
00:41:16,600 --> 00:41:18,200
Speaker 1: So many good memories.

802
00:41:19,640 --> 00:41:22,200
Speaker 2: But when they would teach you in a non smoking section.

803
00:41:22,400 --> 00:41:24,560
Speaker 1: I love when you say I'm too young, I'm like,

804
00:41:24,719 --> 00:41:31,000
Speaker 1: I probably am.

805
00:41:28,719 --> 00:41:30,319
Speaker 2: Even at that young age. I was like, this doesn't

806
00:41:30,320 --> 00:41:32,560
Speaker 2: make sense. I could smell the smoke. I remember thinking

807
00:41:32,600 --> 00:41:34,520
Speaker 2: that I could still smell the smoke.

808
00:41:35,400 --> 00:41:37,360
Speaker 1: Oh, I do remember, because I would run ahead of

809
00:41:37,360 --> 00:41:39,040
Speaker 1: my mom and be like can we sit in the

810
00:41:39,040 --> 00:41:41,960
Speaker 1: non smoking section? And she would be so mad at

811
00:41:42,000 --> 00:41:44,560
Speaker 1: like Ruby Tuesday, being like, bandy, what did you do?

812
00:41:45,239 --> 00:41:52,000
Speaker 1: I'm sorry, that's my lungs all right? Aba? Fam? What

813
00:41:52,040 --> 00:41:53,720
Speaker 1: do we want to say? Oh yeah, leave us a review,

814
00:41:53,840 --> 00:41:57,640
Speaker 1: rate review, subscribe, tell a friend, tell a friend, we

815
00:41:57,640 --> 00:42:01,040
Speaker 1: can't wait to celebrate our night in aniversary with y'all,

816
00:42:01,360 --> 00:42:04,200
Speaker 1: and let me check really quick if we have any

817
00:42:04,239 --> 00:42:07,319
Speaker 1: new reviews to read. No, we don't. That makes me sad,

818
00:42:07,440 --> 00:42:16,000
Speaker 1: so sad, but oh that's the exploitive one. Okay, riba fan,

819
00:42:16,080 --> 00:42:19,320
Speaker 1: We will see you next time Monday, Wednesday, Friday every week.

820
00:42:19,560 --> 00:42:22,160
Speaker 2: Bye,