Speaker 1: It's time for the b a q a a to
Speaker 1: b a q a what to say the b a
Speaker 1: q a just tiphany the b a q a no
Speaker 1: man day to b a q a A. Hey ba, fam,
Speaker 1: It's me Tiffany, love my Jenny Star. Mandy's not in today.
Speaker 1: That's all right, because I'm gonna hold you downtown, Julie Brown.
Speaker 1: Good night, Bubba we ba. Some of y'all don't even understand,
Speaker 1: like some of you too young. Google Julie Brown.
Speaker 2: Anyway.
Speaker 1: If you want to ask any questions, you can d
Speaker 1: m us on ig Brown and Bison podcast, or you
Speaker 1: can send us an email at the Brownmbision Podcast at
Speaker 1: gmail dot com.
Speaker 2: But remember this as you ask questions me and Mandy.
Speaker 2: Although we are too super smart, cute, fabulous, even brown.
Speaker 1: Girls, we are not your doctor, your attorney, your financial advisor,
Speaker 1: not your mother.
Speaker 2: We are your favorite and cousins when it comes to
Speaker 2: money and such.
Speaker 1: So you got to take what we share with the
Speaker 1: smallest tiniest grain of salt, and you're going to lean
Speaker 1: into the people that you pay for advice for the
Speaker 1: final say, while mixing it with your own. Okay, because
Speaker 1: man is not here, I'm about to act bad baby
Speaker 1: or no, no, we don't say that no more because we
Speaker 1: don't deal with him like all right, I'm about to
Speaker 1: act up baby. So we're going to take business questions
Speaker 1: that I get all the time. So y'all know that
Speaker 1: I mentor young women, not young women, but women in
Speaker 1: general and business through my mentor Tiffany dot com if
Speaker 1: you want to be one of my mentees. And here's
Speaker 1: something that's been coming up a lot lately in my
Speaker 1: business and in their businesses. So I figure we haven't
Speaker 1: had a business, baqa. Even if you're like, well, I
Speaker 1: don't have a business, It's all right, hold tight because
Speaker 1: the advice is the advice. It's going to help you
Speaker 1: whether you work for a corporate giant, whether you work
Speaker 1: at the local pizzia, or whether you're wanting to start
Speaker 1: a business or have started a business. This is gonna
Speaker 1: be some good advice either way. Okay, So question numa
Speaker 1: uno is well, I would say scenario because I'm not
Speaker 1: taking it directly from the inbox. This is just I've
Speaker 1: been having this conversation a lot. The question is how
Speaker 1: do I like figure out the direction I need to
Speaker 1: go into my business? How do I regain focus. So
Speaker 1: this is a struggle that I've had in business, and
Speaker 1: I've seen a lot of my friends have the struggle.
Speaker 1: And in twenty twenty three, a lot of businesses actually
Speaker 1: went out of business or had a hard time, a
Speaker 1: lot of small businesses. There were a handful of my
Speaker 1: friends that did well, but the vast majority had a really, really,
Speaker 1: really hard time. And I believe one of the reasons
Speaker 1: is that we were not focused. So what do I mean?
Speaker 2: My dad?
Speaker 1: Actually, we're going to call this episode all Roads lead
Speaker 1: to Rome, right, so Eman is listening to our fabulous producer, right,
Speaker 1: So what does that mean? When I was a kid,
Speaker 1: my dad would always say that. He would say Aduci,
Speaker 1: which is my ebo name, my Nigerian ebo name, Aduci.
Speaker 2: All roads lead to Room. And I'd be like, what
Speaker 2: does that mean? Because I'm sick.
Speaker 1: You're talking in like soliloquies and such, and what that
Speaker 1: meant was like back in the day when.
Speaker 2: I was young. I'm not a kid anymore.
Speaker 1: Back in the day, Italy was like the epicenter, and
Speaker 1: the epicenter of the epicenter was Rome. It was like,
Speaker 1: you know, it was the center of all things, at
Speaker 1: least to those people out there, okay, And if you
Speaker 1: were in Italy, if you walked down the road long enough,
Speaker 1: it would lead to Rome.
Speaker 2: Rome was the center.
Speaker 1: So if you were on a road, whether it was
Speaker 1: one hundred miles, ten miles, two miles, zero point two miles,
Speaker 1: if you.
Speaker 2: Walked long enough, you would get to Rome.
Speaker 1: And so the phrase all roads lead to Rome, meaning
Speaker 1: like Rome is the final destination. Okay, you're following, let's
Speaker 1: go for this walk together, all right. So Rome is
Speaker 1: the final destination. What I had found in my business
Speaker 1: and so many businesses, and not just business, but think
Speaker 1: about this personally too, that many of us have not
Speaker 1: identified Rome. You understand what I'm saying, meaning, what is
Speaker 1: the desired outcome for the business, for your personal life,
Speaker 1: whatever that is. Maybe it's dating, maybe it's like, you know,
Speaker 1: like what you want to do as a career, what
Speaker 1: is your rome?
Speaker 2: So many of us.
Speaker 1: Are listlessly roaming the streets, no pen intended because we're
Speaker 1: not clear of the destination. Where do we want to go?
Speaker 1: And I realized this that even in my business, it
Speaker 1: was kind of like, oh, the budgetizza does a little
Speaker 1: bit of this, a little bit of that, a little
Speaker 1: bit of up down, and the problem is is that
Speaker 1: when you do that, any road will do, and as
Speaker 1: a result, you find yourself stretched out doing too much
Speaker 1: and not having not getting to where you could go
Speaker 1: as quickly and as powerfully as possible.
Speaker 2: And so when you identify your ROME. So my team
Speaker 2: and I.
Speaker 1: Re realized, we're like, okay, what is the budget needs
Speaker 1: to rome used to be me? Right, It's like all
Speaker 1: roads leads to Tiffany. No, no, now, I don't want that
Speaker 1: to be the business model. So we identified that. When
Speaker 1: my book Geko with Money came out, it was and
Speaker 1: it still is a blockbuster if you will. The book
Speaker 1: has sold nearly three hundred thousand copies in three years.
Speaker 1: Just last week we sold fifteen hundred. Like on average,
Speaker 1: we saw anywhere from seven hundred to fifteen hundred copies
Speaker 1: a week. The girls are still geeking out about Gek
Speaker 1: Go of Money three years later. Just for context, most
Speaker 1: books never sell two thousand in a lifetime. I mean
Speaker 1: the book could be out twenty years and never sell
Speaker 1: over two thousand copies. We sold fifteen hundred just last week, right,
Speaker 1: And so it was like, I don't have to reinvent
Speaker 1: the will here, the girl said, We like gek go
Speaker 1: with money, because it's not even y'all buying it.
Speaker 2: Y'all a bardiy.
Speaker 1: You don't heard me talk about your body, your barked
Speaker 1: from your cousin, your sister auntie. At this point, strangers
Speaker 1: is buying gek go of money. People just like are
Speaker 1: telling people and telling people, telling people, your work mom,
Speaker 1: your bestie, your work husband. People who don't even know
Speaker 1: who I am are hearing about the book and getting it.
Speaker 1: So it's like a light bulb went on. Okay, Tiffany,
Speaker 1: it looks like the girls have decided that Rome is
Speaker 1: get good with money. Okay, So what can I do
Speaker 1: to enhance Rome? Well, right now, it's just the book
Speaker 1: and low key high key. The book don't make me
Speaker 1: a ton of money because most people if you work
Speaker 1: with the traditional publisher like I did, so Penguin Random
Speaker 1: House is my traditional publisher, like typically the not everyone
Speaker 1: has gotten this deal.
Speaker 2: Some people have way less, some people have gotten more.
Speaker 1: But on average, the deal is you get fifteen percent
Speaker 1: of your book sales after you pay back your advance.
Speaker 2: So what does that mean?
Speaker 1: That means for every dollar that my book sells, I
Speaker 1: get fifteen cents? Right that sounds terrible. And then on
Speaker 1: top of that, I have an agent, so she gets
Speaker 1: I believe, fifteen cents from my fifteen cents, so you know,
Speaker 1: try to make a dollar out of fifteen cent shot.
Speaker 2: Basically, for the most.
Speaker 1: Part, you're not going to get rich off of publishing
Speaker 1: books unless you sell millions and millions and you Typically
Speaker 1: it's not from the back end as much as it
Speaker 1: is from the front end. Like I got a really
Speaker 1: good advance, you know, multi six figure advanced, So people
Speaker 1: get money typically that way, not so much on the
Speaker 1: back end, although that's changing a little bit. So I
Speaker 1: say that to say that right now everyone is buying
Speaker 1: gek you with money, but it ain't putting no money
Speaker 1: in my plucket and I Penguin it's.
Speaker 2: Like, hey, go ahead, Tivity.
Speaker 1: I'm like, yeah, I bet because Penguin is getting richer
Speaker 1: off of the gikko of money than I am. But
Speaker 1: to be fair, and I'm not mad at them, they
Speaker 1: took a risk and you might say it's not a risk,
Speaker 1: but it is on me by offering me such a
Speaker 1: high book deal up front, because my multi multi multi multime,
Speaker 1: multi multi multime, multi, I'd say.
Speaker 2: It six figure deal. Have to count how many my
Speaker 2: multi six figure deal.
Speaker 1: I could have put the book out and sold no copies,
Speaker 1: sold ten copies, sold ten thousand copies, which is not bad,
Speaker 1: but they wouldn't have got their money back. And guess
Speaker 1: what you get to keep your advance either way either white. Okay,
Speaker 1: So they took the risk of this, giving me this
Speaker 1: big upfront advance and in exchange. Quite honestly, I've made
Speaker 1: them multi multi, multi seven figures, but they didn't know
Speaker 1: that that's a risk.
Speaker 2: But I say that to say.
Speaker 1: That with Get Go with Money, people are still buying
Speaker 1: it three years later, which is not typical for most books.
Speaker 1: I was intentional though, because I said I wanted a
Speaker 1: book that's a perennial seller. A perennial seller is a
Speaker 1: book that's not just good for the year, that it's
Speaker 1: good year after year after year. So I intentionally wrote
Speaker 1: that with that in mind. And inside the book, I
Speaker 1: give like a toolkit, and the toolkit works multiple ways.
Speaker 1: That one, it's a really great free tool that people
Speaker 1: can access when they read the book. So inside the book,
Speaker 1: I might say, in the budgeting chapter, here's how you budget.
Speaker 2: Here is this spreadsheet.
Speaker 1: But if you want a copy of the spreadsheet, so
Speaker 1: you can budget yourself. Go to get Good with Money
Speaker 1: dot com, grab your toolkit. And so when they go
Speaker 1: to the toolkit, they put in their name in an email.
Speaker 1: So now I get to keep their name in email
Speaker 1: and then share other things with them. But quite honestly,
Speaker 1: I've been sharing mostly free stuff. And it was like
Speaker 1: a light bulb that went on. It was like, Tiffany,
Speaker 1: I think you have misidentified your rome. It's not you,
Speaker 1: It shouldn't be you. I think it's Gecko with Money. Hey,
Speaker 1: ba fan, We're gonna take a quick break and we'll
Speaker 1: be right back.
Speaker 2: So I already have the book itself. It's a marketing tool.
Speaker 1: Didn't really realize that the book sends people to the website.
Speaker 1: That's already happening the website. You're already downloading the toolkit
Speaker 1: and sharing your name and email. Okay, you know what
Speaker 1: if I had a course at the website, Because if
Speaker 1: all these people every week are saying I want to
Speaker 1: Geko with Money in the way that you teach it,
Speaker 1: why would they not want a corresponding course. Of course
Speaker 1: they would, of course they want a course. And so
Speaker 1: I was like, okay, so now I'm starting to craft roam.
Speaker 1: I said, well, I think I'm going to create which I.
Speaker 2: Don't even know.
Speaker 1: I didn't think about this earlier, to create a get
Speaker 1: good with Money course. Now we're starting to get we're
Speaker 1: always starting to get cute. Now Ron got to pay roads.
Speaker 1: And then I was like, more and more, I'm really
Speaker 1: good at building communities. Everybody in the business knows. If
Speaker 1: you want the community, girl, I'm the community girl. I
Speaker 1: build really awesome communities where people feel safe, shared their
Speaker 1: goals and all these types of things. And I said, okay, well,
Speaker 1: what if along with the course separate for the say
Speaker 1: the course you pay for it separately. Boom, I get
Speaker 1: the book.
Speaker 2: You get the book. It says, Hey, I say you're
Speaker 2: here for the toolkit.
Speaker 1: Do you know there's a course if you want, because
Speaker 1: now all of a sudden, the book becomes like the
Speaker 1: tool alongside the course.
Speaker 2: Do you want like a course to go along with
Speaker 2: your book?
Speaker 1: Girl, I'm already here, right, I already want to get
Speaker 1: good money.
Speaker 2: Oh sure, I'll get the course.
Speaker 1: And then what if you're like, ooh, but I would
Speaker 1: really like some handholding because every day, every day, every date,
Speaker 1: y'all signed to my DMS and ask if I could
Speaker 1: coach you personally, I don't have the capacity, But I said,
Speaker 1: what if I could create like almost like the GetGo
Speaker 1: of Money community or GetGo of Money Club where I
Speaker 1: have other financial educators in there that could coach, you know,
Speaker 1: and then it's like a monthly fee of like say
Speaker 1: like twenty nine ninety nine a month. I'm just making
Speaker 1: some numbers up right, And.
Speaker 2: So now all of a sudden, Rome has.
Speaker 1: Lights as camera has action. And what's so awesome about
Speaker 1: it is that I don't have to guess if people
Speaker 1: want this, because if they're buying the book, what it's
Speaker 1: saying is they want this information. And how many ways
Speaker 1: can I give them access to purchase this information? Does
Speaker 1: that make sense? I am developing my rome, and what's
Speaker 1: so awesome about this and you're going to see a
Speaker 1: shift for me, What's so awesome about this is that
Speaker 1: if I'm being honest, whenever I did TV or showed
Speaker 1: them in a space like I just spoke at Meta
Speaker 1: and also other stuff, I wasn't sure who was I
Speaker 1: showing up as? Am I showing up as the New
Speaker 1: York Times bestselling author The Budgetisum Literature Academy person We're like, well,
Speaker 1: who am I showing up as? And now if all
Speaker 1: roads lead to Rome, if Rome is to get good
Speaker 1: with money, you know, spider Man has the Is that
Speaker 1: the not the Twitter verse the metaverse? No, you know
Speaker 1: what I mean? Like basically the world if get good money,
Speaker 1: the world is Rome. Now when I show up, I
Speaker 1: can show up mainly yes, the budgetista. Who is the
Speaker 1: New York Times best selling author of Get Good Money?
Speaker 1: Why because if when you're like, say, for example, you
Speaker 1: do like a major, major show, like a good running
Speaker 1: America Today's show, Mark and Kelly, I've done all of them.
Speaker 1: When you come on, they're not going to let you
Speaker 1: sell a course. That's just not how it's done. But
Speaker 1: they will always let you call yourself New York Times
Speaker 1: bestselling author of Get Good Money. They put that on
Speaker 1: the lower third, which is like that little like barb
Speaker 1: underneath you. When you're talking on screen, it'll say Tiffany Alice,
Speaker 1: New York Times best selling author of Get Good Money.
Speaker 1: That'll be on screen and people will go and buy
Speaker 1: that course, or they'll google me, or they'll google the name,
Speaker 1: but not the course. They'll google the book. They'll google me.
Speaker 1: And imagine because now I know that Rome is a
Speaker 1: Get Good Money universe, which is a club slash community,
Speaker 1: which is a course, which is the book, and other
Speaker 1: things to come. Like, imagine I have Get your Money
Speaker 1: merch Get Your Money. I don't know, child, I'm just
Speaker 1: making stuff up. So imagine I have all this gookie
Speaker 1: money stuff. Right. So I can't go on Good Morning
Speaker 1: America and say, hey, buy my course.
Speaker 2: That's not done.
Speaker 1: But I can certainly say, you know, I'm the author
Speaker 1: of Get Your Money. So when someone goes to look
Speaker 1: for the book or look for me, they get to
Speaker 1: enter into the universe through the book, which I can
Speaker 1: share anywhere. There's never any there's never any media platform
Speaker 1: that doesn't say you can't share your book. That's just
Speaker 1: not how it's done. Right. So, now they see me
Speaker 1: on Good Morning America, they google about the book, they
Speaker 1: go to the website to buy the book, or go
Speaker 1: to Barnes and Nobles or wherever they get it. Inside
Speaker 1: the book, even if you don't go to my site
Speaker 1: to buy the book, inside the book, I send you
Speaker 1: to my site. Thanks shout out to my business metal
Speaker 1: at the time, who reminded me to add that inside
Speaker 1: the book, I send you to the site, and then
Speaker 1: the site says, while you're here, do you want some
Speaker 1: add ons to this book that you've heard so much
Speaker 1: good stuff about. There is a course, there's a club,
Speaker 1: there's a I'm just making stuff up. There's you know,
Speaker 1: a notebook, there's the workbook made whole, there's a merch
Speaker 1: there's I'm just making this up, one on one sessions,
Speaker 1: group coaching.
Speaker 2: So just imagine, you know.
Speaker 1: And so because what that does is I used to
Speaker 1: be so scattered despite being in business for fifteen years.
Speaker 1: So don't feel bad if you're like, oh, I'm just
Speaker 1: starting and I feel like I'm not also way together.
Speaker 1: No one's all the way together. It's like being a parent.
Speaker 1: Your parent doesn't know anything. They're just trying their best, right.
Speaker 1: And so for me in business, you know, like all
Speaker 1: you're doing is learning. And now I'm like, I've identified
Speaker 1: my rome, and so rome is get you with money
Speaker 1: and all its corresponding tools and resources. And what I
Speaker 1: love about it is that oftentimes not on the budget
Speaker 1: east side, but the academy side of the business, we
Speaker 1: run a lot of ads. And I don't love ads
Speaker 1: because at any moment, ads they can change the rules,
Speaker 1: which they have, and your ads can go from being
Speaker 1: two dollars to twenty, from twenty to two hundred and
Speaker 1: so ads are certainly can be a very powerful part
Speaker 1: of business, but it shouldn't be the only way that
Speaker 1: you get people's eyeballs on you. So now I can
Speaker 1: be like, oh, we have a little bit of ads. Hey,
Speaker 1: Tiffany's also on TV. So how many roads can I
Speaker 1: lead to Rome? Let's count some roads you ready? One
Speaker 1: ADS is a road, Okay, I have this podcast Brian Ambition,
Speaker 1: the Geker Money the Course. If you're listening to this,
Speaker 1: what is today? Today is March twenty fifth, Monday. I
Speaker 1: mean this will come out on Wednesday, the twenty fifth,
Speaker 1: twenty six, twenty seventh of twenty twenty four. It might
Speaker 1: be up you know, you listen to this five years
Speaker 1: from now, but as of today when I'm taping, there
Speaker 1: is no get good money course worth developing it. But
Speaker 1: let's just say one, I said, ADS is one road
Speaker 1: to Rome, which is the Gecko of money Universe.
Speaker 2: Two, I have this podcast.
Speaker 1: I can when it's ready, just like I did with
Speaker 1: the book, send you to Rome through this podcast. That's
Speaker 1: a road. Another road. Three social media posts you know,
Speaker 1: I've got big social media following on all the platforms.
Speaker 1: That's another road. Four I've got a big email list
Speaker 1: of like FO three hundred thousand or so. That's another road.
Speaker 1: Five Press, you know girl, your girls say. I actually
Speaker 1: say no the more press because I didn't know what
Speaker 1: I was there for. I'm like, I'm not just gonna
Speaker 1: run my mouth. But now when I do press, I
Speaker 1: know I'm leading them to Rome. That's another road to room.
Speaker 2: Do we did add to right?
Speaker 1: We said? Ads, podcasts, social media, email list, press. Six
Speaker 1: I have a text message list. That's another road that
Speaker 1: I can use to lead to Rome.
Speaker 2: Seven.
Speaker 1: I already have existing communities on Facebook, on Mighty networks.
Speaker 1: That's another road. But do you see it now? All
Speaker 1: of a sudden, all these roads existed before, but it
Speaker 1: was going everywhere job they was going to hear there. No,
Speaker 1: Now I can have seven at least that I can
Speaker 1: even remember core roads leading to Rome. Oh my god,
Speaker 1: can you tell? I'm excited about it because I feel
Speaker 1: like I cracked them code because I'm like, god toy d,
Speaker 1: you know, like I finally figured out what was wrong.
Speaker 1: Because here's that's the thing. Yes, I have this business
Speaker 1: that has done well multi seven figures, eight figures one year,
Speaker 1: back down again to like less seven figures, but still
Speaker 1: seven figures. You know, It's just it's been a lot
Speaker 1: of up and down because I am still learning myself.
Speaker 1: Even fifteen years in. Last year was one of our
Speaker 1: worst years yet. I mean despite that, we were still
Speaker 1: multiple seven figures, but still relative to what we used
Speaker 1: to make before, it was forty percent down. And I'm
Speaker 1: sharing this candidly because I want you to understand that
Speaker 1: it's hard. You know, just because you have a good
Speaker 1: year or good five years or whatever, you're always One
Speaker 1: of my mentors said this, he said, I don't know
Speaker 1: who's this quote is. Originally he said leadership and success
Speaker 1: is rented, not owned. I said success is rented, it's
Speaker 1: not owned. And every day the rent is due. Who
Speaker 1: yob the rent is due? What does that mean? That means, oh, oh,
Speaker 1: you did good today? Q for you guess what's do
Speaker 1: again tomorrow? Meaning like don't sit back and get get
Speaker 1: you know, like comfortable, like well we did all this.
Speaker 1: We had ten million dollars in twenty twenty. Well it's
Speaker 1: not twenty twenty more, it's twenty twenty three. And you
Speaker 1: had three point four. Okay, you see what I mean.
Speaker 1: And so I'm saying all that to say that like
Speaker 1: it takes continuous work. And I'm sharing this because as
Speaker 1: I open up myself to learning, is that like all
Speaker 1: roads lead to rome. It's like, have you identified jer rome?
Speaker 1: And sometimes rome will shift and I feel really good
Speaker 1: about the rome that we've chosen.
Speaker 2: This get go with money Universe because.
Speaker 1: I don't have to guess if people are interested because
Speaker 1: the people are already buying it in one form. I
Speaker 1: just have to figure out what other forms I can
Speaker 1: offer up. Because the people who are buying it now
Speaker 1: are not buying it because it's a new book that's out.
Speaker 1: They're buying it because of word of mouth. Someone told,
Speaker 1: somebody told, somebody told somebody. So that means somebody's already
Speaker 1: doing the heavy lifting work for me. Oh that's another road.
Speaker 2: Seven. The book. The book is another road. Eight.
Speaker 1: The website. My websites are another road. Wow, look at
Speaker 1: all these roads that I've identified, but now they can
Speaker 1: all lead to a very specific outcome. I can't wait
Speaker 1: to share kind of like what it looks like at
Speaker 1: the end of the year, you know what I mean.
Speaker 1: At this point, I am postulating and giving a very
Speaker 1: intelligent guest that it will work. It might not, and
Speaker 1: then we try something else. I've been there before, where
Speaker 1: like I thought it was going to work, I felt
Speaker 1: pretty confident. It does it, We try something else, but
Speaker 1: I feel pretty good only because it's already working in
Speaker 1: one attitude, which is the book, which means that people
Speaker 1: want this information, and you know, they trust this information.
Speaker 1: It's tied to a brand they like, which is a
Speaker 1: bunch of neista. But even bigger than that, people are
Speaker 1: getting it outside of knowing me. You know, and I'm
Speaker 1: a black woman on that cover. Do you know the
Speaker 1: do you know what it takes it? You know me?
Speaker 1: White men have messaged me about get your money. Do
Speaker 1: you know what it takes for a white man to
Speaker 1: see a black woman on a cover a money book
Speaker 1: and to go get it?
Speaker 2: How many people must have told him it was good?
Speaker 1: So if I can overcome all of that, that means
Speaker 1: something in get gor of money? Is resident Na saying,
Speaker 1: why am I not lead into that sot of trying
Speaker 1: to fight my way through something new?
Speaker 2: No, build on what's working, build on what's working.
Speaker 1: Hey, ba fan, We're gonna take a quick break and
Speaker 1: we'll be right back.
Speaker 2: What do we learn class?
Speaker 1: We learn that all roads lead to rome and identify
Speaker 1: your room and start to identify the roads that might
Speaker 1: already exist and repoint them to your room. Whether this
Speaker 1: is like, you know, let's just say you want to
Speaker 1: maybe you're you have a full time job, maybe you're
Speaker 1: a teacher, you want to be principal? What do you
Speaker 1: need to do to lead to principle? Do you need
Speaker 1: to get your master's? Do you need internships? Do you
Speaker 1: need experience?
Speaker 2: What does it look like?
Speaker 1: You know, let's just say you know you you know
Speaker 1: you want to I don't know. You want to get
Speaker 1: your skin together this year? What do you need to do?
Speaker 1: What are you drinking? What are you eating?
Speaker 2: You know?
Speaker 1: Like how you know, do you wash your face at night?
Speaker 1: Like I s got my skin all the way together?
Speaker 1: You can't tell this forty four year old skin child
Speaker 1: because I made it a priority, you know, Like Rome
Speaker 1: means that you make something a priority and you point
Speaker 1: as many things as possible toward that priority. One of
Speaker 1: the reasons why people are not achieving success is because
Speaker 1: they haven't identified the priority their room and the roads
Speaker 1: that they're using are all over the place if you want.
Speaker 2: To go, I don't mean to die.
Speaker 1: Is that a your business anyway, because you know I
Speaker 1: love to break out into song. One of the rooms
Speaker 1: for me personally, one of my rooms is I want
Speaker 1: to learn to invest. I've shared this before and we
Speaker 1: had my investing coach, Terry John. I've been vetting, vetting, betting,
Speaker 1: and I think she's the right one for me because one,
Speaker 1: I love the fact that she wants to mtach because
Speaker 1: that's where the astronauts be going. She's smart, okay. And
Speaker 1: then two, I love the fact that she was an educator,
Speaker 1: vice principal, principal for like ten years.
Speaker 2: So knowing a thing is one thing, teaching a thing
Speaker 2: is another.
Speaker 1: I love the fact that she don't talk thirty five
Speaker 1: thousand students already, many of which make you know, to
Speaker 1: make a thousand dollars in a day off of like investing,
Speaker 1: so buying investing in the traditional sense, buying stock selling stock.
Speaker 1: So anyway, what I really love is that, like, so
Speaker 1: that's my one. My one of my personal rooms is
Speaker 1: I want to make money independent of having.
Speaker 2: To physically show up somewhere. That's a personal room.
Speaker 1: So forever I'm not gonna be the Bunjeanisa fifty sixty seven,
Speaker 1: forty four. Now, I don't know like I love doing
Speaker 1: it now, but who knows five years from now, ten
Speaker 1: years from now. I don't want to feel like, oh man,
Speaker 1: I got to show up like this in order to
Speaker 1: make money. Although I have enough money now where if
Speaker 1: I stop working then I could stop working, but one
Speaker 1: really bad uh oh financially and I'd be back to working.
Speaker 1: So it's like I'm financially independent kind of. So it's
Speaker 1: like enough because I don't have any mortgages, I have
Speaker 1: two homes, I don't I don't have a car note,
Speaker 1: I don't have you know, I don't have any student
Speaker 1: loan debt, and I have enough to see my current
Speaker 1: life through. But if something really bad happened, like I
Speaker 1: said it would be, I would have to work again.
Speaker 1: I don't like. I don't like being this close and
Speaker 1: right now working looks like me physically for the most part,
Speaker 1: showing up. So my main room is I want to
Speaker 1: have enough money or I want to be able to
Speaker 1: make money whenever I want to. Why don't have to
Speaker 1: physically show up? And one of those ways is to
Speaker 1: invest that you can invest in business. But guess what.
Speaker 2: Investing in business typically requires you to show up too.
Speaker 1: You can invest in real estate, but real estate people
Speaker 1: will tell you that real estate investing is not passive.
Speaker 1: That what you can do is you build up your
Speaker 1: real est portfolio, then you sell it and then you
Speaker 1: can live off that income that money. Right, And the
Speaker 1: third way is to invest in the market. All my
Speaker 1: market girlies like I literally have a friend who was like,
Speaker 1: I want to go on vacation. So I did a
Speaker 1: couple of trades, bought some stock, sold some stock, made
Speaker 1: enough to do that. So for me, one of my
Speaker 1: roads to roam personally not having to show up to
Speaker 1: make money is to learn to invest like that. That way,
Speaker 1: by the time I'm ready and I'm tired, I could
Speaker 1: be like, oh, Maye, my money has a Budgetnista. But
Speaker 1: I could be in and out of the market whenever
Speaker 1: I want to, making any additional money that I might want.
Speaker 1: And so I am committed to that. I'm saying it
Speaker 1: out loud so it holds me accountable. And I asked
Speaker 1: Terry to help me. She said yes a couple months ago,
Speaker 1: and then she told me about a month ago that
Speaker 1: she was doing this challenge, this five day challenge, but
Speaker 1: she was teaching newbies like myself how to get the
Speaker 1: mechanics of investing and getting started.
Speaker 2: So this is not for y'all. Will be out here
Speaker 2: trade in stocks and options, yeahda yea q for you.
Speaker 1: I don't know how to do that. So what that
Speaker 1: looks like is day one she's teaching like all about
Speaker 1: the stock market and its history. Day two she's teaching
Speaker 1: about how to invest with ETFs, which makes investing partially passive.
Speaker 1: Day three we get so the first two days is
Speaker 1: all about mental knowledge. The last three days is like
Speaker 1: technical capabilities. Day three, we're going to open up a
Speaker 1: brokerage account. How do you choose a brokerage account? She's
Speaker 1: going to do that on day three, how to choose
Speaker 1: when and open it. Day four it's going to be
Speaker 1: how to buy her for a stock buy together.
Speaker 2: Honey.
Speaker 1: I'm excited about that because I have like four different
Speaker 1: brokerage accounts because I was trying to do it all
Speaker 1: my own. I couldn't figure it out like what to do.
Speaker 1: But day four is to buy your first stock. And
Speaker 1: the beautiful part is that you can't afford your first stock.
Speaker 1: You can use like paper money because they have like
Speaker 1: a simulator, which is great. So still you get to
Speaker 1: practice and day five sell your first stock. So this
Speaker 1: is truly fundamental. It's under one hundred bucks. It's ninety
Speaker 1: seven dollars. It's April day is April fifteenth to the
Speaker 1: nineteen twenty twenty four. If you're listening to this ten
Speaker 1: years from now, five years now, sorry, it's over. So
Speaker 1: it's this five day. I'm excited. I'm going to be
Speaker 1: a part of it. I'm going to be a student
Speaker 1: that Terry said, because here's a VIP where you can
Speaker 1: upgrade and like to get the replace, to get a
Speaker 1: six day and to get interviews with like her financial
Speaker 1: friends like me, and so I'm a student. But then
Speaker 1: she asked me to come on to talk about maybe
Speaker 1: like money, mindset and like preparing anyway. So that's what
Speaker 1: I'm going to be doing that. So if you're interested
Speaker 1: in like joining us, if you go to Trade and
Speaker 1: Travel dot com, slash the Budgetista, it's important that you
Speaker 1: add We're gonna put that in the show notes. You
Speaker 1: add the slash the Bunjanista, because when you sign up
Speaker 1: and you're part of the Buganessa squad, i can see
Speaker 1: you behind the scenes, and I'm giving my own bonuses
Speaker 1: to the people who sign up. If you sign up
Speaker 1: for the ninety seven dollars just regular five days, it's
Speaker 1: live every day from eight to ten pm Eastern Standard time.
Speaker 1: If you sign up for that, I am going to
Speaker 1: send you a I'm going to I'm creating an ebook
Speaker 1: about how to Learn to Earn, and I'm gonna send
Speaker 1: that to you.
Speaker 2: That's my gift to you as a bonus. Terry's not
Speaker 2: doing that.
Speaker 1: That's why I say you have to slash the Bunjanista
Speaker 1: trade and travel dot Com. Slash the Buganista in the
Speaker 1: show notes, because I'll send that to you, because when
Speaker 1: you put your email in, I'll see it and I'll
Speaker 1: send it to you the day of class starts. If
Speaker 1: you upgrade for an additional one ninety seven for the VIP,
Speaker 1: you get the recordings, you get an extra day, you
Speaker 1: get extra interviews.
Speaker 2: But from me, you get two ebooks.
Speaker 1: You get the learn how to Earn ebook, you get
Speaker 1: the retirement ebook based off Get Care of Money my book.
Speaker 1: You get one month of the Literature Academy for free,
Speaker 1: my online school. We've already graduated one hundred and fifty
Speaker 1: thousand students, so that's awesome. You also get a class.
Speaker 1: I'm gonna teach a learn to earn class after Terry,
Speaker 1: like a week or so after Terry's class.
Speaker 2: I'm a teacher a free class. I'm gona adding that
Speaker 2: out as a bonus.
Speaker 1: And my favorite is we're gonna create a temporary pop
Speaker 1: up group for the six days in Facebook that I
Speaker 1: will add you to if you don't. If you don't
Speaker 1: on Facebook, get on for six days because here's what
Speaker 1: We're gonna do our homework together. I'm gonna be just
Speaker 1: like you, but even better because I am flying to
Speaker 1: South Carolina where Terry is taping, because I have to do.
Speaker 1: Like my interview with her, I was like, I'm just
Speaker 1: gonna fly in and when I'm there, best belief that
Speaker 1: I'm gonna be going live when Terry's done teaching or
Speaker 1: before she teaches. Whatever we're gonna I'm gonna have a
Speaker 1: post one day while say ask all your questions that
Speaker 1: you didn't feel got answered, and I'm gonna be live
Speaker 1: on my camera, like hey girl, I see over here
Speaker 1: eating breakfast, so we have some questions. So in my
Speaker 1: own private Facebook group, we get behind the scenes access
Speaker 1: and access to Teria since I'll be in South Carolina.
Speaker 1: So yeah, if you want to join us, join us
Speaker 1: Trade and Travel dot com. Slash the Budjanista link in
Speaker 1: the show notes. As I said, And the first kind
Speaker 1: of like scenario, which is how do you get focused,
Speaker 1: whether it's business or otherwise. It was specifically for business,
Speaker 1: but you can use them. You know, all roads lead
Speaker 1: to rome in whatever area of your life. So that's one, right.
Speaker 2: So two is like I was talking.
Speaker 1: To a friend of mine this weekend and she was
Speaker 1: really discouraged because she felt like she felt like, you know,
Speaker 1: things weren't really happening, that things would kind of pop up,
Speaker 1: but it didn't seem to be going through. And so
Speaker 1: I told her about the concept that I have that
Speaker 1: I called the Thing before the Thing. I'll give you
Speaker 1: an example, like ten years ago, for the first time
Speaker 1: a production studio slipped into my DMS.
Speaker 2: It was like, hey, Tiffany, you.
Speaker 1: Know we are we want to potentially produce a show,
Speaker 1: and we're interested in having you basically be the host.
Speaker 1: I said, okay, and.
Speaker 2: You know you're so young and green.
Speaker 1: I just assumed, well, it's gonna become a show. It's happening.
Speaker 1: I'm famous. Like I said, this was over ten years ago,
Speaker 1: and so they flew me out to someplace down South
Speaker 1: Florida or something like that, I think, and we taped
Speaker 1: the pilot and then they submitted it everywhere and it
Speaker 1: didn't go anywhere, obviously, because your girl's still here. And
Speaker 1: that has happened a number of times. I've been on
Speaker 1: Queer Eye, you know, and then Netflix, and just last
Speaker 1: week I got two major offers for a show, and
Speaker 1: I realized. It took me a while to realize, because
Speaker 1: this kept happening again and again, that things would come up,
Speaker 1: but they wouldn't come to what I thought was fruition,
Speaker 1: and I'd be like, oh, it took me a long
Speaker 1: time of realize, it's the thing before the thing.
Speaker 2: And what is that? Is that?
Speaker 1: That show that I didn't get ten to fifteen years
Speaker 1: ago was not supposed to materialize as a show. It
Speaker 1: was supposed to tell me, Timpany, get red d the
Speaker 1: thing before the.
Speaker 2: Actual thing happening.
Speaker 1: It's supposed to tell me, Tiffany, you talk really fast
Speaker 1: practice on camera, Tiffany, is your hair together, Tiffany, is
Speaker 1: your skin together?
Speaker 2: Child? It made me.
Speaker 1: Like like when I started to do the real I
Speaker 1: got in Visil line, I said, y'all not gonna talk
Speaker 1: about me my teeth, my gaps. Okay, look, your girl
Speaker 1: got baby teeth. I can't help it. But what I
Speaker 1: can help is my gaps. I had braces as a teenager,
Speaker 1: and I have something called tongue thrust. You ever see
Speaker 1: kids suck their thumb, Well, I suck my tongue even
Speaker 1: still at night or when I'm stressed, I won't even notice.
Speaker 2: Literally, my tongue will just get to going.
Speaker 1: And your tongue is one of the most powerful muscles
Speaker 1: in your body, so it's pushing my teeth outward and
Speaker 1: just gap city, honey. But look now talk about somebody else,
Speaker 1: because the gaps is going, honey.
Speaker 2: Thank you. Shout out to the Visil line. They don't sponsor, but.
Speaker 1: They should because I use a Visil line. And yeah,
Speaker 1: so I literally like, even now, with these potential shows
Speaker 1: coming up, I'm like, hold on, hold on, hold up,
Speaker 1: because your girl got to drop about fifteen because I
Speaker 1: gained about fifteen. I had lost thirty and I gained fifteen,
Speaker 1: and I want to get lose at fifteen. But these shows,
Speaker 1: even if this doesn't come to fruition. I know something
Speaker 1: is coming because usually before something comes to fruition, you
Speaker 1: get smoke signals, and those smoke signals are actually not
Speaker 1: the thing itself. Rarely is it that it's the thing
Speaker 1: to tell you to get ready. You might have a dream.
Speaker 1: Somebody might keep saying, girl, you know your skin so great,
Speaker 1: you should come up with a skincare line. Really, lady,
Speaker 1: I hope food said that. My doctor said that. My
Speaker 1: friend said that, huh, it's the thing before the thing
Speaker 1: before the thing. The thing is the show, the book,
Speaker 1: whatever that major thing is. You get things before, not
Speaker 1: so you can get it now, but to tell you
Speaker 1: to get ready now because you don't know the date
Speaker 1: of Tarmato hour of when the thing is going to come,
Speaker 1: and will you be ready? And you go, oh, I
Speaker 1: wasn't ready, mean one of the things, Like I said
Speaker 1: my cousin, I said my sister ahead of time.
Speaker 2: I said all these warning sides ahead of time to
Speaker 2: get ready.
Speaker 1: For the last five years, and you didn't figure out
Speaker 1: the teeth, you didn't figure out your hair situation, you
Speaker 1: didn't lose the fifteen pounds, you didn't practice on social
Speaker 1: media going live, you didn't do anything to prepare, and
Speaker 1: now you get offered.
Speaker 2: The show and you look crazy, you sound crazy. The
Speaker 2: show doesn't do.
Speaker 1: Well, right, And so instead of being discouraged but something
Speaker 1: doesn't go through, I get excited because I'm like, oh
Speaker 1: my gosh, this is the thing before the thing, and
Speaker 1: there might be ten things, five years worth of things
Speaker 1: before the thing.
Speaker 2: Get ready.
Speaker 1: I don't believe in coincidences, you know, So if you
Speaker 1: find yourself feeling discouraged and you're like.
Speaker 2: Oh, I didn't get that.
Speaker 1: You know, they said they were gonna interview me, and
Speaker 1: I didn't get that interview. They said that it's the
Speaker 1: thing before the thing. It's to get you ready. Are
Speaker 1: you even ready for the thing you asking for? Are
Speaker 1: you did you finis? Is your resume updated? Oh okay,
Speaker 1: you got a suit ready? Oh okay?
Speaker 2: What you gonna wear?
Speaker 1: And you go to the office. Oh okay, have you
Speaker 1: figured out the root to get there? You said you
Speaker 1: was gonna get your car fixed? It's not fixed you.
Speaker 1: Oh okay. You say you want a thing, you ain't
Speaker 1: ready for it. That's why the thing before the thing
Speaker 1: came to get your behind and gear. You know, it's
Speaker 1: meant to make you think maybe this is it on purpose,
Speaker 1: because that's the only way to get you going, you know.
Speaker 1: So instead of moping and doping around, my dad would say,
Speaker 1: why are you so morose and melancholy? Morose and melancholi?
Speaker 1: Why are you so sad? Right because you didn't get
Speaker 1: it girl, you're about to. It's to get ready, to
Speaker 1: get ready, to get ready, to get ready, to get ready,
Speaker 1: to get ready, to get ready. That's what the thing
Speaker 1: before the thing is. It's a reminder to get ready
Speaker 1: and stay ready because it's coming. There is nothing worse
Speaker 1: than getting your blessing and you unprepared. What a waste? Like?
Speaker 2: Oh, I want to catch the ball. Where's your mind?
Speaker 2: Now the ball comes to you, you get knocked in the
Speaker 2: head instead of catching it with your men, where's your
Speaker 2: min You left it at home?
Speaker 1: Oh okay. So I say all that to saying that
Speaker 1: if you need that little pep talk, you know, because
Speaker 1: sometimes we all do, whether it's in business, whether it's
Speaker 1: in your personal life, you know, whether it's in you know,
Speaker 1: corporate career or whatever. You know, watch out before the
Speaker 1: thing before the thing. The thing before the thing typically
Speaker 1: makes you feel like this is it and it's not.
Speaker 1: That's how you know it's a thing before the thing,
Speaker 1: because you know, oh my gosh, they told me that.
Speaker 1: You know, I'm up for a promotion, and you get
Speaker 1: excited like it didn't work. It's because maybe the real
Speaker 1: thing is you're going to be offered a job at
Speaker 1: someplace else and you have to get certain skill sets.
Speaker 2: Maybe there's a certification you're supposed to get.
Speaker 1: You know, I can't tell you how many times when
Speaker 1: I thought something was going to happen and I got
Speaker 1: my house in order, like, oh my gosh, okay, so
Speaker 1: let me make sure this and let me make sure
Speaker 1: I have this together that oh it didn't work out,
Speaker 1: It didn't work out.
Speaker 2: You're ready now, right, Okay, you got the team together? Right?
Speaker 2: Oh okay.
Speaker 1: It's the thing before the thing before the thing. So
Speaker 1: just keep that in mind and keep the hope and
Speaker 1: get ready and prepared because you do not want the
Speaker 1: thing that you've been praying and hoping and dreaming about
Speaker 1: to find you unready, unprepared, because it might take another
Speaker 1: five ten years before you get access to it. Again,
Speaker 1: don't waste those opportunities. It's the thing, but for the thing,
Speaker 1: this is a good episode, right if I do say
Speaker 1: so myself, and I do say so myself.
Speaker 2: Okay, So here's what we're gonna do. You are going
Speaker 2: to leave.
Speaker 1: Us a review on like Apple podcast or whatever they
Speaker 1: call it these days. And what you're gonna do is,
Speaker 1: if you found this really helpful, you're gonna share it.
Speaker 2: Okay, You're gonna.
Speaker 1: Share it with your mom and your cousin, your daddy, everybody,
Speaker 1: everybody in the club getting tipsy. But you're gonna share
Speaker 1: it because that's what grows the podcast. We really want
Speaker 1: to grow and expand our audience and we can only
Speaker 1: do that through you. If you have friends that listen
Speaker 1: to podcasts. Sunday we have we been here, oh child
Speaker 1: like eight seven eight years. Thankful Okay, and least, but
Speaker 1: not least. If you do want to learn to start investing,
Speaker 1: this is just the first step for me and Terry.
Speaker 1: This is this is like you know, I don't know
Speaker 1: step one and then see, I'm gonna do more partnerships
Speaker 1: with her again as I learned, I.
Speaker 2: Get to learn alongside you.
Speaker 1: You know, go ahead on and trade and travel dot com,
Speaker 1: slash the budgetista if you want those bonuses, which you
Speaker 1: know you do, so make sure you put that slash
Speaker 1: on there, and I'll see you in April, all right, y'all,
Speaker 1: Love you, babe.