1 00:00:00,200 --> 00:00:02,880 Speaker 1: Y'all pay attention. We have to wake up. There's still time. 2 00:00:03,000 --> 00:00:05,920 Speaker 1: Contact your senators, contact your local representatives. Like I know, 3 00:00:06,040 --> 00:00:09,119 Speaker 1: BA fam, like we we on the right side of history. 4 00:00:09,600 --> 00:00:11,920 Speaker 1: But if you are in a you know, if you 5 00:00:12,119 --> 00:00:15,240 Speaker 1: have an elected official who is on the fence or 6 00:00:15,520 --> 00:00:17,360 Speaker 1: isn't sure how they're going to be voting, or hasn't 7 00:00:17,400 --> 00:00:19,440 Speaker 1: indicated how they're going to be voting on this bill, 8 00:00:19,600 --> 00:00:22,160 Speaker 1: our voices have to matter. We have to believe the theyme. 9 00:00:22,200 --> 00:00:30,280 Speaker 1: So please reach out and contact your elected officials. Hey, 10 00:00:30,320 --> 00:00:33,520 Speaker 1: ba Fam, it's Mandy Money. I just want to say 11 00:00:33,520 --> 00:00:36,680 Speaker 1: Happy Friday. I'm trying to like get my breathing under 12 00:00:36,720 --> 00:00:40,199 Speaker 1: control because your girl has been hacking all day. Why 13 00:00:40,280 --> 00:00:42,640 Speaker 1: does it take so long to pack for just a 14 00:00:42,760 --> 00:00:45,479 Speaker 1: four day trip. I'll tell you why. Actually, as I'm 15 00:00:45,479 --> 00:00:47,760 Speaker 1: sitting here, I'm like, yeah, no shit, lady, you're going 16 00:00:47,800 --> 00:00:50,520 Speaker 1: to see Beyonce. I am on my way to London. 17 00:00:50,640 --> 00:00:53,559 Speaker 1: I'm going to see Beyonce. I'm breaking every rule they 18 00:00:53,600 --> 00:00:56,560 Speaker 1: tell you to follow when you're about to travel, and 19 00:00:56,600 --> 00:00:59,000 Speaker 1: you shouldn't tell people you're going to be leaving the country, 20 00:00:59,480 --> 00:01:01,960 Speaker 1: like someone might come and steal your whole life while 21 00:01:01,960 --> 00:01:06,280 Speaker 1: you're gone. Honestly, though, I dare you, I dare you 22 00:01:06,319 --> 00:01:08,880 Speaker 1: to find No, I don't dare you, but low key 23 00:01:08,920 --> 00:01:10,880 Speaker 1: I think it would be hilarious for someone to walk 24 00:01:10,880 --> 00:01:13,920 Speaker 1: into my life with my baby's kids and my husband 25 00:01:14,000 --> 00:01:17,760 Speaker 1: and my badass dog and walk promptly back out and 26 00:01:17,800 --> 00:01:20,360 Speaker 1: be like, you know what she can have? That, yes, 27 00:01:20,760 --> 00:01:23,480 Speaker 1: she really can have. I'm good. I'm good. Actually my 28 00:01:23,880 --> 00:01:27,039 Speaker 1: life was perfectly fine before. Honestly, what do I have 29 00:01:27,120 --> 00:01:30,800 Speaker 1: going on? I am gardening, I got this family, regular, 30 00:01:30,920 --> 00:01:33,840 Speaker 1: regular life. I'm leaving a sink full of dishes, my 31 00:01:33,880 --> 00:01:36,759 Speaker 1: bed isn't made. Type a's who are listening right now, 32 00:01:36,920 --> 00:01:40,039 Speaker 1: I just want to apologize. Actually I should have prefaced 33 00:01:40,080 --> 00:01:42,880 Speaker 1: this by saying trigger warning for my Type a's, but 34 00:01:43,040 --> 00:01:46,280 Speaker 1: it's been a hell of a week. It's been a 35 00:01:46,360 --> 00:01:48,400 Speaker 1: hell of a couple of weeks actually, and I just 36 00:01:48,440 --> 00:01:50,840 Speaker 1: wanted to do a solo episode and just say hey 37 00:01:50,880 --> 00:01:54,080 Speaker 1: and do a quick check in, make sure that y'all 38 00:01:54,080 --> 00:01:56,920 Speaker 1: are good, that I'm not trying to do too much 39 00:01:56,960 --> 00:02:01,080 Speaker 1: too fast, because I feel like in last I don't 40 00:02:01,120 --> 00:02:03,040 Speaker 1: know how long has it been six months of me 41 00:02:03,200 --> 00:02:08,040 Speaker 1: going solo, that I have really just been putting more energy, 42 00:02:08,320 --> 00:02:11,720 Speaker 1: more brain power, more everything into Brown Ambition, And I'm 43 00:02:11,880 --> 00:02:15,320 Speaker 1: as obsessed as ever with this show, with this community, 44 00:02:15,360 --> 00:02:17,600 Speaker 1: with the work that I'm doing, and y'all are the 45 00:02:17,639 --> 00:02:19,880 Speaker 1: reason why I get to do it. So I want 46 00:02:19,880 --> 00:02:22,720 Speaker 1: you to know what's kind of going on and why 47 00:02:22,919 --> 00:02:24,960 Speaker 1: it may feel like there's a lot of stuff happening 48 00:02:24,960 --> 00:02:27,600 Speaker 1: all of a sudden, I think because so much of 49 00:02:27,720 --> 00:02:31,560 Speaker 1: the changes recently have been weeks months in the planning, 50 00:02:31,720 --> 00:02:34,440 Speaker 1: and when everything was sort of like baked and it 51 00:02:34,480 --> 00:02:37,400 Speaker 1: was time to go, I was just like, you know what, 52 00:02:37,480 --> 00:02:39,600 Speaker 1: I'm sick of waiting. I just want to get shited 53 00:02:39,600 --> 00:02:41,880 Speaker 1: out there. I want to move on. So I am 54 00:02:42,000 --> 00:02:44,760 Speaker 1: really excited. The biggest change I'll probably notice is my 55 00:02:44,800 --> 00:02:48,040 Speaker 1: new logo or my new cover art, cover art and logo, 56 00:02:48,639 --> 00:02:52,360 Speaker 1: which was done by the brilliant Shirley Shirley Tea Designs. 57 00:02:52,400 --> 00:02:56,160 Speaker 1: If you are looking for a web designer, surely's basically like, 58 00:02:56,200 --> 00:02:59,200 Speaker 1: if you can think of any incredible woman of color 59 00:02:59,280 --> 00:03:02,640 Speaker 1: led podcast out there right now, it's likely that Shirley 60 00:03:02,800 --> 00:03:06,280 Speaker 1: did their website, did their branding. So think about Journey 61 00:03:06,280 --> 00:03:10,360 Speaker 1: to Launch with Jamila Suffrant, think about Janice Torres from 62 00:03:10,480 --> 00:03:15,359 Speaker 1: Jokio Dinero think about Nikayla Matthews from Side Hustle Pro, 63 00:03:15,600 --> 00:03:20,119 Speaker 1: Shirley Shirley, Shirley shre even Chris Browning from Popcorn Finance. 64 00:03:20,240 --> 00:03:23,080 Speaker 1: I believe he's worked with her before. So Shirley is 65 00:03:23,080 --> 00:03:25,760 Speaker 1: that girl, truly, and she's a mama just like me 66 00:03:25,960 --> 00:03:29,840 Speaker 1: of autumn kids, and yeah, she's struggling a lot, just 67 00:03:29,880 --> 00:03:32,400 Speaker 1: like me, and I love working with her. And she 68 00:03:32,720 --> 00:03:36,160 Speaker 1: was really great because I don't think I gave her 69 00:03:36,200 --> 00:03:38,600 Speaker 1: anything to go off of as far as what I 70 00:03:38,720 --> 00:03:41,800 Speaker 1: wanted for the new cover art, but I literally just 71 00:03:41,840 --> 00:03:44,400 Speaker 1: gave her all of my pictures, told her what I 72 00:03:44,560 --> 00:03:47,720 Speaker 1: liked and didn't like from the current brand, colors and 73 00:03:48,000 --> 00:03:50,640 Speaker 1: the vibe I was trying to evoke, and that was it. 74 00:03:50,760 --> 00:03:53,840 Speaker 1: And we, of course went through like a bunch of iterations, 75 00:03:53,920 --> 00:03:57,240 Speaker 1: and then the iHeart team got involved and things take 76 00:03:57,280 --> 00:04:00,120 Speaker 1: their time, But I'm really happy. Every time I I 77 00:04:00,160 --> 00:04:03,400 Speaker 1: see the podcast cover, I'm like, oh, I'm home. It 78 00:04:03,440 --> 00:04:06,880 Speaker 1: feels like I've been cycling through just placeholders for the 79 00:04:06,920 --> 00:04:09,920 Speaker 1: past half a year, even more than that, and I'm 80 00:04:10,000 --> 00:04:12,800 Speaker 1: just really proud of it. And I feel like it 81 00:04:12,840 --> 00:04:16,040 Speaker 1: is exactly the personality I wanted to get across we 82 00:04:16,120 --> 00:04:20,240 Speaker 1: don't have fun here that I am here for the 83 00:04:20,240 --> 00:04:24,159 Speaker 1: Brown Girls. Black Girls especially like that it's a fun show. 84 00:04:24,240 --> 00:04:27,480 Speaker 1: But we're going to like cover topics that are essential 85 00:04:27,520 --> 00:04:30,479 Speaker 1: to our everyday life. So very excited about that. Thank 86 00:04:30,480 --> 00:04:34,440 Speaker 1: you Shirley for making that happen. We also launched a Patreon, 87 00:04:34,760 --> 00:04:37,400 Speaker 1: and you may also be wondering, wait, also a book 88 00:04:37,400 --> 00:04:41,160 Speaker 1: club too. Yes, I know it's a lot and maybe 89 00:04:41,240 --> 00:04:43,599 Speaker 1: too much too soon, so I'll slow down so that 90 00:04:43,680 --> 00:04:46,440 Speaker 1: I can like catch all up on why and what 91 00:04:46,680 --> 00:04:49,640 Speaker 1: and how it all works. So book club and Patreon, 92 00:04:49,800 --> 00:04:52,960 Speaker 1: they're sort of interwoven. So first of all, the book club, 93 00:04:53,080 --> 00:04:55,840 Speaker 1: anybody can be in the book club. You don't necessarily 94 00:04:55,880 --> 00:04:57,599 Speaker 1: need to sign up for the Patreon to be in 95 00:04:57,640 --> 00:04:59,359 Speaker 1: the book club, but you do need to sign up 96 00:04:59,400 --> 00:05:02,320 Speaker 1: for the Patreon if you want to take advantage of 97 00:05:02,360 --> 00:05:04,760 Speaker 1: like the live author q and as and like book 98 00:05:04,800 --> 00:05:06,799 Speaker 1: club meetings that I want to have once a month. 99 00:05:06,920 --> 00:05:09,479 Speaker 1: So if you want all that, I highly suggest signing 100 00:05:09,560 --> 00:05:12,560 Speaker 1: up for the Patreon. There's a free version of the Patreon, 101 00:05:12,680 --> 00:05:14,480 Speaker 1: and so if you just want to sign up for that, 102 00:05:14,560 --> 00:05:16,880 Speaker 1: you should be good. But if you want to go 103 00:05:17,000 --> 00:05:20,360 Speaker 1: level up to the paid Patreon, which is five bucks. 104 00:05:20,440 --> 00:05:23,839 Speaker 1: Patreon sets a floor of at least three dollars four 105 00:05:23,839 --> 00:05:28,000 Speaker 1: different tiers, So five bucks is what I settled on, 106 00:05:28,279 --> 00:05:32,000 Speaker 1: and I wanted it to be something that's really affordable. 107 00:05:32,080 --> 00:05:34,480 Speaker 1: I know times are tough right now and things are 108 00:05:34,520 --> 00:05:37,919 Speaker 1: really uncertain, but at the same time, I'm packing it 109 00:05:37,960 --> 00:05:40,680 Speaker 1: with value. I'm trying to give y'all everything I could 110 00:05:40,720 --> 00:05:43,839 Speaker 1: possibly think of. So starting with one of my favorite 111 00:05:43,920 --> 00:05:47,159 Speaker 1: perks of the Patreon is that every week when we record, 112 00:05:47,240 --> 00:05:49,640 Speaker 1: or every time we record the Brown Table, you know 113 00:05:49,640 --> 00:05:52,200 Speaker 1: where I've got some pals, We get together, we chat 114 00:05:52,200 --> 00:05:54,560 Speaker 1: about the headlines and what's happening in our lives. I 115 00:05:54,640 --> 00:05:58,680 Speaker 1: can give an audience link to my patreons to be 116 00:05:58,800 --> 00:06:01,000 Speaker 1: a fan club, and y'all can click that link and 117 00:06:01,040 --> 00:06:03,600 Speaker 1: you can literally be in the audience while we're recording. 118 00:06:03,640 --> 00:06:06,039 Speaker 1: It's like having a backstage pass, so you can see 119 00:06:06,160 --> 00:06:09,880 Speaker 1: us working through the topics. You can basically hear an 120 00:06:10,040 --> 00:06:13,640 Speaker 1: entirely unedited version of the podcast. You can participate, so 121 00:06:13,720 --> 00:06:15,719 Speaker 1: if you want to ask a question, we will go 122 00:06:15,839 --> 00:06:18,800 Speaker 1: to that audience. Sometimes when there is an audience, I 123 00:06:18,800 --> 00:06:20,880 Speaker 1: don't know who's going to show up. I hope you 124 00:06:20,960 --> 00:06:23,320 Speaker 1: all show up. That would be cool, and y'all can 125 00:06:23,360 --> 00:06:26,360 Speaker 1: ask your questions live, you can comment as we're chatting, 126 00:06:26,640 --> 00:06:28,960 Speaker 1: and it'll just be fun. I almost kind of feel 127 00:06:29,000 --> 00:06:32,200 Speaker 1: like an old episode of like Living Single or Fresh 128 00:06:32,240 --> 00:06:33,719 Speaker 1: Prince of bel Air where you have like a live 129 00:06:33,720 --> 00:06:36,880 Speaker 1: studio audience. That's the That's what I'm hoping it'll it'll 130 00:06:36,920 --> 00:06:40,640 Speaker 1: be like. So if you want to get that benefit, 131 00:06:40,839 --> 00:06:44,120 Speaker 1: you can join the Patreon five bucks a month. Of course, 132 00:06:44,160 --> 00:06:48,120 Speaker 1: you're going to get bonus content, so I will anytime 133 00:06:48,279 --> 00:06:52,920 Speaker 1: I've got extra content that wasn't able to squeeze into 134 00:06:53,400 --> 00:06:56,040 Speaker 1: that week's episode, I'll be putting it up on Patreon. 135 00:06:56,560 --> 00:06:58,960 Speaker 1: I'm going to be in the Patreon and there's a 136 00:06:59,000 --> 00:07:01,240 Speaker 1: group chat there, chat with each other, you can chat 137 00:07:01,240 --> 00:07:03,440 Speaker 1: with me, you can ask questions there. Come join the chat. 138 00:07:03,600 --> 00:07:06,120 Speaker 1: You're gonna get, like I said, access to those virtual 139 00:07:06,120 --> 00:07:08,799 Speaker 1: book club meetings and author q and as you're gonna 140 00:07:08,839 --> 00:07:12,160 Speaker 1: get a virtual backstage pass to those live recordings behind 141 00:07:12,160 --> 00:07:14,520 Speaker 1: the scenes content. You can also help me pick show 142 00:07:14,520 --> 00:07:17,400 Speaker 1: topics every week. I want to make sure that I'm 143 00:07:17,440 --> 00:07:20,480 Speaker 1: covering things that y'all care about, so whether it's what 144 00:07:20,520 --> 00:07:23,040 Speaker 1: the heck is this big beautiful bill all about or 145 00:07:24,000 --> 00:07:27,920 Speaker 1: you know, live streaming live coverage of like what did 146 00:07:28,000 --> 00:07:31,680 Speaker 1: we think of all the looks from the BET Awards, 147 00:07:31,680 --> 00:07:35,280 Speaker 1: from the NAACP Image Awards, like whatever's happening in pop culture. 148 00:07:35,760 --> 00:07:38,640 Speaker 1: I want to be a part of that conversation with 149 00:07:38,720 --> 00:07:41,440 Speaker 1: y'all in community. So come on down to Patreon. I'm 150 00:07:41,440 --> 00:07:43,800 Speaker 1: gonna put a link in the show notes. But as 151 00:07:43,840 --> 00:07:46,720 Speaker 1: far as the book club, I'm gonna let y'all know 152 00:07:46,960 --> 00:07:49,120 Speaker 1: what the Oh wait, I didn't even tell you what 153 00:07:49,200 --> 00:07:50,880 Speaker 1: the pick is yet. I mean I told you if 154 00:07:50,880 --> 00:07:53,280 Speaker 1: you listened to the last episode, you know. But our 155 00:07:53,320 --> 00:07:56,679 Speaker 1: first inaugural book Club pick is c Bo Campbell's sky 156 00:07:56,720 --> 00:07:59,400 Speaker 1: Full of Elephants based on the feedback we've gotten just 157 00:07:59,440 --> 00:08:01,720 Speaker 1: on the clips I've shared on social so far, y'all 158 00:08:01,760 --> 00:08:03,880 Speaker 1: love this book, and I feel like y'all are just 159 00:08:03,960 --> 00:08:05,720 Speaker 1: like me. Like you've read the book, you loved it, 160 00:08:05,760 --> 00:08:07,280 Speaker 1: you've been dying to talk about it, and now you 161 00:08:07,280 --> 00:08:09,960 Speaker 1: have an excuse to talk about it. So let's get together, y'all. 162 00:08:10,120 --> 00:08:12,480 Speaker 1: If you want to learn more about sky Full of Elephants, 163 00:08:12,560 --> 00:08:16,000 Speaker 1: go back and listen to my interview with the author's Campbell. 164 00:08:16,240 --> 00:08:19,040 Speaker 1: What an incredible guy, such a cool story we get 165 00:08:19,040 --> 00:08:21,360 Speaker 1: into his career. Also the premise, we go through the 166 00:08:21,400 --> 00:08:23,440 Speaker 1: book and talk about sort of the plot and the 167 00:08:23,440 --> 00:08:25,840 Speaker 1: main characters, but there's so much we did not get 168 00:08:25,840 --> 00:08:28,320 Speaker 1: to dive into. So I'm excited to have Cibo come 169 00:08:28,400 --> 00:08:31,520 Speaker 1: back to join us for the Brown Ambition book Club's 170 00:08:31,680 --> 00:08:35,160 Speaker 1: first meeting, which will probably happen sometime in July, and 171 00:08:35,200 --> 00:08:38,080 Speaker 1: then I'll be announcing the next book club pick sometime 172 00:08:38,120 --> 00:08:40,640 Speaker 1: at the beginning of July as well. And if there's 173 00:08:40,679 --> 00:08:43,280 Speaker 1: something that y'all want to see in the book club, like, 174 00:08:43,320 --> 00:08:45,200 Speaker 1: if there's something that you're reading that you want to 175 00:08:45,200 --> 00:08:47,839 Speaker 1: tell me about, please do. It doesn't have to be 176 00:08:48,120 --> 00:08:51,480 Speaker 1: business or finance or career related. I love a novel, 177 00:08:51,880 --> 00:08:54,840 Speaker 1: I love historical fiction. I love books that make you 178 00:08:54,920 --> 00:08:57,800 Speaker 1: feel that help you escape, but then also have like 179 00:08:57,840 --> 00:09:01,160 Speaker 1: a really core message and heart to it. So if 180 00:09:01,160 --> 00:09:04,120 Speaker 1: that sounds like something that you are also into, I 181 00:09:04,160 --> 00:09:06,880 Speaker 1: would love you to join the Brown Ambition book Club. 182 00:09:06,960 --> 00:09:09,080 Speaker 1: All right, let me take a quick break and I'm 183 00:09:09,120 --> 00:09:12,040 Speaker 1: going to come right back with more of this solo 184 00:09:12,120 --> 00:09:15,000 Speaker 1: episode and I'll be right back. Bafam, hey ba fan, 185 00:09:15,120 --> 00:09:18,120 Speaker 1: welcome back. I'm just sitting here trying to figure out 186 00:09:18,120 --> 00:09:21,480 Speaker 1: how do people do solo episodes. I don't hate it, Actually, 187 00:09:21,520 --> 00:09:24,120 Speaker 1: it's kind of helping me unpack my thoughts. So so far, 188 00:09:24,160 --> 00:09:27,800 Speaker 1: we've covered the Patreon, We've covered the book club, We've 189 00:09:27,840 --> 00:09:30,200 Speaker 1: caught up on the new cover art and logo for 190 00:09:30,280 --> 00:09:33,080 Speaker 1: the show, and now I kind of want to talk 191 00:09:33,120 --> 00:09:36,160 Speaker 1: about things that are happening in the news right now, 192 00:09:36,280 --> 00:09:40,439 Speaker 1: because I, like y'all, feel like I'm drinking water from 193 00:09:40,480 --> 00:09:42,839 Speaker 1: a fire hose and I just want to do a 194 00:09:42,920 --> 00:09:46,240 Speaker 1: quick wu saw. Everyone, of course, is stressed out about 195 00:09:46,240 --> 00:09:50,440 Speaker 1: this big, beautiful bill that will set it. Y'all know 196 00:09:50,480 --> 00:09:54,079 Speaker 1: who I think Lovey Love is hilarious. Love called him 197 00:09:54,120 --> 00:09:58,760 Speaker 1: Mango Mussolini. So I'm going to steal that mankle Musolini's 198 00:09:58,840 --> 00:10:02,840 Speaker 1: new beautiful bill working its way. It is moving on 199 00:10:02,880 --> 00:10:05,680 Speaker 1: to the Senate now, and all I'm going to say is, 200 00:10:05,720 --> 00:10:07,680 Speaker 1: if you live in a state, or if you rely 201 00:10:07,760 --> 00:10:11,599 Speaker 1: on Medicaid, if you rely on a Obamacare plan or 202 00:10:11,679 --> 00:10:14,720 Speaker 1: a Medicaid plan, you need to be calling and contacting 203 00:10:15,160 --> 00:10:19,720 Speaker 1: your representatives on the Hill because this bill will gut 204 00:10:19,800 --> 00:10:23,319 Speaker 1: those programs and something like ten million Americans are going 205 00:10:23,320 --> 00:10:25,480 Speaker 1: to be dropped from that healthcare coverage over the next 206 00:10:25,520 --> 00:10:27,800 Speaker 1: ten years. If the bill has passed the way that 207 00:10:27,880 --> 00:10:30,920 Speaker 1: it is. I'm not gonna lie. There's some stuff in 208 00:10:30,960 --> 00:10:33,480 Speaker 1: the bill that I'm mad at at all, especially as 209 00:10:33,480 --> 00:10:36,520 Speaker 1: a homeowner. One of the changes or a couple other 210 00:10:36,600 --> 00:10:39,000 Speaker 1: things in the bill that pertain to homeowners. I mean, 211 00:10:39,040 --> 00:10:41,839 Speaker 1: my husband and I just got our annual letter from 212 00:10:42,000 --> 00:10:45,760 Speaker 1: our town saying that our house has been reassessed, and oh, 213 00:10:45,800 --> 00:10:48,840 Speaker 1: what do you know, We've gained sixty two thousand dollars 214 00:10:48,840 --> 00:10:51,679 Speaker 1: in property value in the last year, despite the fact 215 00:10:51,679 --> 00:10:53,720 Speaker 1: that we haven't done a single thing to this house 216 00:10:53,800 --> 00:10:56,880 Speaker 1: since twenty eighteen. So that makes no sense to me. 217 00:10:57,120 --> 00:10:59,840 Speaker 1: And our tax bill is going to be even crazier 218 00:10:59,880 --> 00:11:03,480 Speaker 1: than it already is. For my little three bedrooms, two 219 00:11:03,520 --> 00:11:06,800 Speaker 1: and a half bath house, y'all would just move the 220 00:11:06,840 --> 00:11:11,080 Speaker 1: property taxes twenty thousand dollars a year twenty thousand, and 221 00:11:11,120 --> 00:11:13,120 Speaker 1: in fact, I think we've finally reached a point where 222 00:11:13,160 --> 00:11:18,200 Speaker 1: our monthly property tax payment is more than the mortgage is, 223 00:11:18,679 --> 00:11:21,800 Speaker 1: so that's super fun. So the tax bill that is 224 00:11:21,840 --> 00:11:24,560 Speaker 1: working its way through Congress right now would actually increase 225 00:11:24,640 --> 00:11:28,640 Speaker 1: the salt deduction. So salt deduction stands for state and 226 00:11:28,720 --> 00:11:32,960 Speaker 1: local taxes. So basically right now, as a homeowner, I 227 00:11:32,960 --> 00:11:35,880 Speaker 1: think we're capped. At first of all, I'm not a CPA. 228 00:11:36,000 --> 00:11:38,600 Speaker 1: I'm definitely not your CPA. So I'm just giving you 229 00:11:38,679 --> 00:11:42,079 Speaker 1: my everyday Mandy money with a little bit of financial 230 00:11:42,120 --> 00:11:45,160 Speaker 1: knowledge and business journalism background. Take on the news. So 231 00:11:45,400 --> 00:11:47,160 Speaker 1: take it with a pinch of salt. Please do your 232 00:11:47,160 --> 00:11:51,800 Speaker 1: own research. But the salt deduction, it dictates how much 233 00:11:52,440 --> 00:11:55,480 Speaker 1: of our property taxes and the taxes we pay on 234 00:11:55,520 --> 00:11:57,600 Speaker 1: our home, how much of that we can deduct from 235 00:11:57,640 --> 00:12:00,679 Speaker 1: our taxable income, and that is going to be increased 236 00:12:00,679 --> 00:12:04,960 Speaker 1: from ten k to up to forty K. And there's 237 00:12:05,120 --> 00:12:07,640 Speaker 1: income limits. You know, you can only qualify for that 238 00:12:07,679 --> 00:12:10,240 Speaker 1: if you earn a certain amount. So that is also 239 00:12:10,520 --> 00:12:13,079 Speaker 1: something that's up in the air, but something that I'm 240 00:12:13,120 --> 00:12:17,000 Speaker 1: looking at. And what's you know, the biggest headline of 241 00:12:17,080 --> 00:12:19,800 Speaker 1: this whole bill is just how expensive it is because 242 00:12:19,960 --> 00:12:24,840 Speaker 1: as the Trump administration and Republicans get rid of all 243 00:12:24,840 --> 00:12:27,559 Speaker 1: these federal I mean, they've just been y'all know about Doge, 244 00:12:27,559 --> 00:12:29,720 Speaker 1: you know about Musk and how he has been gutting 245 00:12:29,800 --> 00:12:34,120 Speaker 1: these federal institutions, agencies and just laying off hundreds and 246 00:12:34,160 --> 00:12:38,240 Speaker 1: hundreds of employees with this bill. They are cutting through 247 00:12:38,640 --> 00:12:42,559 Speaker 1: these healthcare benefits. They are making it harder to qualify 248 00:12:42,800 --> 00:12:47,680 Speaker 1: for Medicaid, they are slashing funding for Obamacare in some ways. 249 00:12:48,240 --> 00:12:51,959 Speaker 1: There is a lot here that's going to cost America 250 00:12:52,320 --> 00:12:56,400 Speaker 1: so much money because they're cutting taxes. The corporate tax 251 00:12:56,480 --> 00:12:58,840 Speaker 1: rate right now thirty five percent, and you and I 252 00:12:58,920 --> 00:13:01,800 Speaker 1: both know is not like these corporations even pay that anyway, 253 00:13:01,800 --> 00:13:04,440 Speaker 1: because they have so many other tax breaks already. But 254 00:13:04,520 --> 00:13:06,960 Speaker 1: right now it's about thirty five percent. This would reduce 255 00:13:06,960 --> 00:13:10,840 Speaker 1: it to twenty one percent. Just about every tax bracket 256 00:13:10,960 --> 00:13:13,760 Speaker 1: income wise would be seeing a decrease in your tax 257 00:13:14,120 --> 00:13:16,320 Speaker 1: that you owe, your income tax that you would owe, 258 00:13:16,480 --> 00:13:18,400 Speaker 1: which may sound great. I mean, who doesn't love a 259 00:13:18,440 --> 00:13:21,800 Speaker 1: tax break. Like I said, I'm all for all increase 260 00:13:21,920 --> 00:13:25,200 Speaker 1: in the tax deduction because of how expensive my property 261 00:13:25,240 --> 00:13:29,400 Speaker 1: taxes are. That being said, when we cut taxes, that 262 00:13:29,559 --> 00:13:32,679 Speaker 1: revenue the US is like a business, right, I mean, 263 00:13:32,679 --> 00:13:35,040 Speaker 1: that's what Trump always talks about. It's a business. I'm 264 00:13:35,080 --> 00:13:37,880 Speaker 1: a businessman, Order the deal. Ooh, I'm a negotiator. The 265 00:13:37,920 --> 00:13:40,960 Speaker 1: reality is that one of the biggest revenue streams for 266 00:13:41,040 --> 00:13:44,600 Speaker 1: the United States government and our benefits are taxes that 267 00:13:44,640 --> 00:13:48,040 Speaker 1: we all pay, right, and when you cut a funding source, 268 00:13:48,200 --> 00:13:51,040 Speaker 1: being taxes, there has to be a way to generate 269 00:13:51,240 --> 00:13:54,480 Speaker 1: more money to pay for things that keep the lights 270 00:13:54,480 --> 00:13:57,400 Speaker 1: on in this country, pay the roads, pay for schools, 271 00:13:57,520 --> 00:14:02,319 Speaker 1: pay for public resources, our social safety programs. And unfortunately, 272 00:14:02,679 --> 00:14:05,920 Speaker 1: because of how deeply they are trying to cut taxes, 273 00:14:06,120 --> 00:14:09,640 Speaker 1: we are going to be adding trillions, not billion, trillions 274 00:14:09,679 --> 00:14:12,719 Speaker 1: of dollars to the federal deficit if this bill were 275 00:14:12,760 --> 00:14:15,360 Speaker 1: to pass exactly as it is right now. That's according 276 00:14:15,400 --> 00:14:18,960 Speaker 1: to the latest reports. There's a watchdog agency. Some people 277 00:14:19,040 --> 00:14:22,320 Speaker 1: call them bean counters, but these oversight agencies that will 278 00:14:22,360 --> 00:14:24,880 Speaker 1: try to predict or try to estimate, Okay, if this 279 00:14:25,000 --> 00:14:27,680 Speaker 1: bill were to pass, how much are we actually spending. 280 00:14:27,760 --> 00:14:31,680 Speaker 1: What's happening to the deficit. So, because they are cutting 281 00:14:31,720 --> 00:14:33,960 Speaker 1: taxes so much, they're going to have to cut other 282 00:14:34,040 --> 00:14:37,080 Speaker 1: programs because we will not be able to pay for them. 283 00:14:37,160 --> 00:14:39,920 Speaker 1: And so that's where the cuts to Medicaid and to 284 00:14:40,000 --> 00:14:43,040 Speaker 1: Obamacare come in. Oh and let's not forget if you're 285 00:14:43,080 --> 00:14:45,560 Speaker 1: a tipped worker. So if you work in service or 286 00:14:45,600 --> 00:14:49,320 Speaker 1: shift jobs, you may have a tax break on your 287 00:14:49,360 --> 00:14:52,120 Speaker 1: tips and your overtime pay, which I think people are 288 00:14:52,200 --> 00:14:54,840 Speaker 1: very excited about. Yay. All right, let me take a 289 00:14:54,920 --> 00:14:57,520 Speaker 1: quick break and I'm going to come right back with 290 00:14:57,640 --> 00:15:00,640 Speaker 1: more of this solo episode and I'll be right back. 291 00:15:00,680 --> 00:15:04,880 Speaker 1: Ba fam. This is hilarious considering Elon Musk being in 292 00:15:04,920 --> 00:15:07,200 Speaker 1: bed with the President. I don't care what they say. 293 00:15:07,320 --> 00:15:09,440 Speaker 1: I don't think any of us should forget how insane 294 00:15:09,480 --> 00:15:13,440 Speaker 1: Elon's impact has been on our country. And one of 295 00:15:13,480 --> 00:15:16,120 Speaker 1: the ironies of this big, beautiful tax bill is that 296 00:15:16,160 --> 00:15:19,760 Speaker 1: it's going to reduce incentives for Americans to purchase electric 297 00:15:19,840 --> 00:15:23,160 Speaker 1: vehicles yeay, and to make more energy efficient upgrades to 298 00:15:23,200 --> 00:15:25,680 Speaker 1: our homes and things like that. But don't worry. I'm 299 00:15:25,680 --> 00:15:27,800 Speaker 1: not worried for Elon at all, because he's got how 300 00:15:27,840 --> 00:15:30,560 Speaker 1: many different companies, and he has billions of dollars in 301 00:15:30,600 --> 00:15:34,800 Speaker 1: federal contracts. He is enriching himself by having been so 302 00:15:35,240 --> 00:15:38,520 Speaker 1: steeped and so interwoven into all the policies that are 303 00:15:38,520 --> 00:15:41,360 Speaker 1: happening in Washington and being literally at the table for 304 00:15:41,400 --> 00:15:44,760 Speaker 1: as long as he's been. And even though Homeboy apparently 305 00:15:44,800 --> 00:15:48,840 Speaker 1: allegedly is on all sorts of prescription drugs and unhinged, 306 00:15:48,880 --> 00:15:51,560 Speaker 1: which we already kind of knew that, and you know 307 00:15:51,720 --> 00:15:53,440 Speaker 1: is not a fan of this bill. I would not 308 00:15:53,520 --> 00:15:55,360 Speaker 1: be worried. I mean not that I don't think BA Fam. 309 00:15:55,400 --> 00:15:58,640 Speaker 1: We all were worried anyway. But he's going to be 310 00:15:58,880 --> 00:16:02,240 Speaker 1: just fine. If you a family on Snap benefits, which 311 00:16:02,280 --> 00:16:06,560 Speaker 1: I definitely do, they could eventually lead to this bill 312 00:16:06,560 --> 00:16:10,120 Speaker 1: could lead to four million fewer people getting those Snap benefits, 313 00:16:10,160 --> 00:16:14,720 Speaker 1: receiving food aid each month. That's neat, so neat. The 314 00:16:14,760 --> 00:16:17,560 Speaker 1: bill claims it wants to achieve the largest ever welfare 315 00:16:17,600 --> 00:16:22,440 Speaker 1: reform with broad reductions and mandatory spending programs. Mmm hmmm, 316 00:16:23,280 --> 00:16:26,000 Speaker 1: y'all pay attention. We have to wake up now. This 317 00:16:26,080 --> 00:16:27,640 Speaker 1: is on its way to the Senate right now. There's 318 00:16:27,680 --> 00:16:30,880 Speaker 1: still time. Contact your senators, contact your local representatives. Like 319 00:16:30,920 --> 00:16:33,520 Speaker 1: I know, BA FAM, like we we on the right 320 00:16:33,560 --> 00:16:36,840 Speaker 1: side of history. But if you are in a you know, 321 00:16:36,880 --> 00:16:39,840 Speaker 1: if you have an elected official who is on the 322 00:16:39,840 --> 00:16:42,200 Speaker 1: fence or isn't sure how they're going to be voting, 323 00:16:42,280 --> 00:16:44,120 Speaker 1: or hasn't indicated how they're going to be voting on 324 00:16:44,200 --> 00:16:46,800 Speaker 1: this bill, our voices have to matter. We have to 325 00:16:46,800 --> 00:16:49,080 Speaker 1: believe the theme. So please reach out and contact your 326 00:16:49,120 --> 00:16:52,000 Speaker 1: elected officials now. I want to hear from y'all. Ba fam, 327 00:16:52,080 --> 00:16:54,720 Speaker 1: Are you clued in to the big beautiful Bill? Do 328 00:16:54,760 --> 00:16:57,320 Speaker 1: you care what's going on? What are you worried about? 329 00:16:57,360 --> 00:17:00,000 Speaker 1: What are you excited about? Can you please drop me 330 00:17:00,080 --> 00:17:03,160 Speaker 1: a note. I'm at broad Ambition Podcast on ig also 331 00:17:03,240 --> 00:17:06,720 Speaker 1: broad Ambition Podcast at gmail dot com. Also send any 332 00:17:06,800 --> 00:17:10,160 Speaker 1: questions y'all have. But I'm I'm happy to hear from y'all. 333 00:17:10,200 --> 00:17:12,919 Speaker 1: I also, ooh, before I forget, I have to shout 334 00:17:12,920 --> 00:17:16,000 Speaker 1: out our listeners who have been leaving comments on Spotify. 335 00:17:16,000 --> 00:17:18,600 Speaker 1: Did you know on Spotify this is not an endorsement, 336 00:17:18,640 --> 00:17:22,120 Speaker 1: but on Spotify you can actually comment on podcast episodes 337 00:17:22,160 --> 00:17:24,439 Speaker 1: now and it's so fun. And we got a couple 338 00:17:24,480 --> 00:17:27,480 Speaker 1: of people who've commented that I took a screenshot of 339 00:17:27,520 --> 00:17:30,159 Speaker 1: and I'm gonna pull them up really fast. So if 340 00:17:30,200 --> 00:17:32,240 Speaker 1: you're on Spotify listening, let me know how you feel 341 00:17:32,240 --> 00:17:35,840 Speaker 1: about this episode other shows. On my episode from earlier 342 00:17:35,840 --> 00:17:39,080 Speaker 1: this week, I interviewed doctor U. J. Blackstock and doctor 343 00:17:39,200 --> 00:17:42,639 Speaker 1: Jessica M. Shepherd how to overcome healthcare bias in your thirties, 344 00:17:42,680 --> 00:17:46,600 Speaker 1: forties and beyond. So listener Q the Love says, this 345 00:17:46,640 --> 00:17:49,679 Speaker 1: is not a joke. At forty five, I've been putting 346 00:17:49,680 --> 00:17:53,879 Speaker 1: off my perimenopause testing and treatment until last Thursday. I 347 00:17:53,960 --> 00:17:55,840 Speaker 1: was sitting at my work desk and waiting for my 348 00:17:55,920 --> 00:17:58,440 Speaker 1: period to start, and I began to have cramps equivalent 349 00:17:58,480 --> 00:18:01,159 Speaker 1: to childbirth. And I've always had bad cramps, but I 350 00:18:01,200 --> 00:18:03,280 Speaker 1: hadn't felt this type of pain since I gave birth 351 00:18:03,320 --> 00:18:05,720 Speaker 1: sixteen years ago. I've been reading a lot of info 352 00:18:05,840 --> 00:18:09,280 Speaker 1: on perimenopause and joining online groups, but wasn't going in 353 00:18:09,320 --> 00:18:12,000 Speaker 1: to check on myself. I have an appointment coming up 354 00:18:12,040 --> 00:18:15,320 Speaker 1: this July. Yay, cue the love. Thank you for sharing that. 355 00:18:15,359 --> 00:18:17,240 Speaker 1: I'm so sorry that you're going through that, but I'm 356 00:18:17,240 --> 00:18:20,080 Speaker 1: really happy. I'm proud of you for getting the healthcare 357 00:18:20,119 --> 00:18:22,800 Speaker 1: that you need. Yes, all right. We had a comment 358 00:18:22,840 --> 00:18:25,480 Speaker 1: on my interview with Zarna Gard. Oh my god, Zarna 359 00:18:25,600 --> 00:18:29,399 Speaker 1: is just you know when I said comment Patreon on 360 00:18:29,440 --> 00:18:31,520 Speaker 1: my Instagram post comment Patreon and I'll send you the 361 00:18:31,520 --> 00:18:33,240 Speaker 1: link to join. Guess who was the first person to 362 00:18:33,240 --> 00:18:37,000 Speaker 1: say Patreon. Zarna Guard. She's a gem listener, a bunch 363 00:18:37,000 --> 00:18:39,639 Speaker 1: of numbers I won't read, says, this was a great conversation. 364 00:18:39,760 --> 00:18:42,119 Speaker 1: I never heard of Zarna before, but I'm definitely getting 365 00:18:42,119 --> 00:18:45,399 Speaker 1: her audiobook after this she dropped a lot of gems. Yes, 366 00:18:45,600 --> 00:18:47,800 Speaker 1: y'all need to go check out that episode. It was 367 00:18:47,920 --> 00:18:53,000 Speaker 1: so damn good. And now for my reviewers on Apple, 368 00:18:53,480 --> 00:18:56,719 Speaker 1: I love thinker Tinker says, great show, five stars. This 369 00:18:56,800 --> 00:18:59,359 Speaker 1: is a great show that offers a different perspective for 370 00:18:59,400 --> 00:19:02,159 Speaker 1: black and brown folks, not only from a financial perspective, 371 00:19:02,359 --> 00:19:04,919 Speaker 1: but from a social perspective as well. I've been listening 372 00:19:04,960 --> 00:19:07,160 Speaker 1: for a while now and this show has covered many 373 00:19:07,240 --> 00:19:09,679 Speaker 1: topics and there's something to learn from each episode. I 374 00:19:09,720 --> 00:19:11,720 Speaker 1: hope you enjoy as well. That's so sweet. Thank you 375 00:19:11,720 --> 00:19:14,920 Speaker 1: think your tinker the best. And then coach Ney says 376 00:19:14,960 --> 00:19:17,199 Speaker 1: grateful for this show. I truly enjoy the range of 377 00:19:17,240 --> 00:19:19,600 Speaker 1: topics with the brown girl twist. I love when I 378 00:19:19,600 --> 00:19:21,840 Speaker 1: ask my smart friends if they listen to BA and 379 00:19:21,880 --> 00:19:24,680 Speaker 1: they're like, of course, we appreciate what you do. Keep 380 00:19:24,680 --> 00:19:28,080 Speaker 1: them coming. Yes, thank y'all, BA fan so much. Okay, 381 00:19:28,200 --> 00:19:29,879 Speaker 1: I got to get to the airport. I'm going to 382 00:19:29,920 --> 00:19:32,320 Speaker 1: see Beyonce. I'm gonna get my entire life. Do I 383 00:19:32,320 --> 00:19:34,480 Speaker 1: have a cowgirl hot? Hell? Yes I do. Do I 384 00:19:34,560 --> 00:19:37,400 Speaker 1: have way too much packed into a suitcase for four days? Hell? 385 00:19:37,480 --> 00:19:40,159 Speaker 1: Yes I do. I really hope it's not over fifty pounds, 386 00:19:40,200 --> 00:19:42,040 Speaker 1: it very well might be. I had to go pick 387 00:19:42,080 --> 00:19:45,879 Speaker 1: up extra hair care products before I went to the airport. Y'all, 388 00:19:46,080 --> 00:19:48,920 Speaker 1: pray for your girl. Follow on IG. I'll be updating 389 00:19:48,960 --> 00:19:51,639 Speaker 1: from the show. And yes, I'm not even gonna say 390 00:19:51,680 --> 00:19:53,720 Speaker 1: I got great seats because I'm not sitting. I'm gonna 391 00:19:53,720 --> 00:19:55,679 Speaker 1: be in the honey buck and pit y'all on my 392 00:19:55,760 --> 00:19:58,800 Speaker 1: fever four hours. So the shoes I'm wearing, that's a 393 00:19:58,840 --> 00:20:01,560 Speaker 1: whole concern because I really don't want to be in pain. 394 00:20:02,000 --> 00:20:04,280 Speaker 1: I will keep y'all posted. I can't wait to get 395 00:20:04,280 --> 00:20:07,600 Speaker 1: my life and hang out with my friends and have 396 00:20:07,640 --> 00:20:11,240 Speaker 1: a damn good time. And as always, thank y'all be 397 00:20:11,280 --> 00:20:14,480 Speaker 1: a fan for supporting. I love y'all so much. Take care, 398 00:20:14,960 --> 00:20:22,000 Speaker 1: stay safe, see you next time. Bye.