WEBVTT - Apple goes green

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<v Speaker 1>Apple unveils new products, including its fastest computer yet. Gas

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<v Speaker 1>Buddy is kind of a privacy nightmare. The US is

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<v Speaker 1>taking a closer look at Crypto Plus Your tech questions Answered.

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<v Speaker 1>What's going on? I'm Rich Demiro and this is Rich

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<v Speaker 1>on Tech, the podcast where I talk about the tech

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<v Speaker 1>stuff I think you should know about. It's also the

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<v Speaker 1>place where I answer the questions you send me. I'm

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<v Speaker 1>the tech reporter at KTLA Channel five in Los Angeles.

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<v Speaker 1>Welcome to the folks watching live on Instagram. So you know,

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<v Speaker 1>every so often I am inspired to try something new

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<v Speaker 1>and different, and of course today it backfired just a

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<v Speaker 1>little bit because I went on Instagram and next thing,

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<v Speaker 1>you know, everyone's saying on the live chat that, oh, Rich,

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<v Speaker 1>I can't hear you your status key. And then of

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<v Speaker 1>course I got to spend you know, ten fifteen minutes

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<v Speaker 1>trying to figure out what's going on. What you know,

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<v Speaker 1>is it the cable? Like you know, what's the setup?

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<v Speaker 1>Because you know, not only does the Instagram app change

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<v Speaker 1>every week, but also you know this setup, like I've

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<v Speaker 1>got my setup here that I've actually now kind of

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<v Speaker 1>kept in one place. But things just change, like technology

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<v Speaker 1>changes every day and that is why I'm here. That

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<v Speaker 1>is why I'm here for you. So lots going on

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<v Speaker 1>in the week, lots going on in the world, continuing

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<v Speaker 1>to watch the situation over in Ukraine, which is basically

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<v Speaker 1>making me sick on a daily basis, So you know,

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<v Speaker 1>thoughts to anyone that has any family in that region.

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<v Speaker 1>I feel for you, and you know, I just feel

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<v Speaker 1>for the world at large right now, because it just

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<v Speaker 1>feels like we're in a very volatile situation that can

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<v Speaker 1>change very quickly. And the unfortunate part is that we

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<v Speaker 1>literally just came out of the worst two years ever

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<v Speaker 1>in my lifetime with the pandemic, and now or hopping

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<v Speaker 1>into a war that just seems to be very confusing.

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<v Speaker 1>And you know, I mentioned this last week. I don't

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<v Speaker 1>want to harp on it, but you know, the idea

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<v Speaker 1>of all these people that have been displaced, not to

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<v Speaker 1>mention people that have been hurt or killed, it's just unnecessary.

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<v Speaker 1>We live in such an amazing world that we have

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<v Speaker 1>access to more in our lives than we ever have

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<v Speaker 1>at any time in our in my lifetime. I feel

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<v Speaker 1>for you. I believe me, We're all feeling the same

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<v Speaker 1>way right now, wondering what's going on, what's going to happen,

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<v Speaker 1>feeling for the people over there and the world at large.

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<v Speaker 1>So I just want to know that, let you know

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<v Speaker 1>that I am thinking about that stuff. I know in

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<v Speaker 1>my segment, I try to keep things pretty lighthearted and

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<v Speaker 1>I try to give you the information you need. But

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<v Speaker 1>I'm human. I'm reacting just like you are to things

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<v Speaker 1>that are happening in this world. And so I don't

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<v Speaker 1>want to go without mentioning that. But I will say

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<v Speaker 1>that it is fascinating to me how quickly we have

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<v Speaker 1>cut off Russia in so many different ways, all the

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<v Speaker 1>different companies, from Amazon to FedEx, to Microsoft to Apple.

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<v Speaker 1>And I understand that we're doing that for a reason,

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<v Speaker 1>to send a message to their government and to their

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<v Speaker 1>you know, their leaders that say, hey, look, you know,

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<v Speaker 1>you're not going to have any of these amazing things

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<v Speaker 1>that we have in our modern world. Uh. But at

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<v Speaker 1>the same time, there's a lot of people that live

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<v Speaker 1>in that country that probably don't support the war, and

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<v Speaker 1>of course they are being penalized as well, and so

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<v Speaker 1>it's really an unfortunate situation in so many ways. All Right,

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<v Speaker 1>let's uh, let's get to the big news of the

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<v Speaker 1>week other than, of course what's happening in the world.

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<v Speaker 1>But Apple did hold their first event of the year,

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<v Speaker 1>and it was a how can we say, yanner? I mean,

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<v Speaker 1>I don't want to knock Apple, because you know, they're

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<v Speaker 1>they're look, they're coming out with stuff, they're doing things.

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<v Speaker 1>But the reality is this event was not their most exciting.

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<v Speaker 1>And I have no doubt that this computer that they

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<v Speaker 1>came out with is just phenomenal. But you know, ninety

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<v Speaker 1>nine percent of people are not purchasing that computer. So

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<v Speaker 1>most people when they're looking at Apple are looking at,

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<v Speaker 1>you know, the iPhone. They're looking at maybe an iPad.

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<v Speaker 1>But I mean, look, you bought an iPad. Like we

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<v Speaker 1>just talked to Matt in the pre show on Instagram

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<v Speaker 1>Live and he said that he had one of the

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<v Speaker 1>original iPads he's replacing the screen on, So look how

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<v Speaker 1>long that has lasted him. I get emails from people

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<v Speaker 1>all the time, they're like, oh, I've got this going

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<v Speaker 1>on with the iPad and this and that. I said, look,

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<v Speaker 1>before you buy a new one, you know, start by

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<v Speaker 1>refreshing the old one. Either do a factory reset, fix

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<v Speaker 1>the crack whatever. Now, fixing a crack screen on an

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<v Speaker 1>iPad is very expensive, as Matt realized, and so it's

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<v Speaker 1>not necessarily a thing you want to do is spend

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<v Speaker 1>you know, three four hundred bucks to replace a screen

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<v Speaker 1>on an old gadget. But anyway, so a couple of

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<v Speaker 1>things that Apple announced. Number one, I mean, they led

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<v Speaker 1>with like an iPhone thirteen in green, and then an

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<v Speaker 1>iPhone thirteen Pro and Alpine green. Come on, I mean,

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<v Speaker 1>it's okay, that's cool, but like, is that really like

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<v Speaker 1>big big news? No. Then they came out with an

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<v Speaker 1>iPhone se three. Now this is actually pretty cool. This

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<v Speaker 1>is their most inexpensive iPhone. It starts at four hundred

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<v Speaker 1>and twenty nine dollars, which is actually a thirty dollars

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<v Speaker 1>price increase. This phone used to be three ninety nine

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<v Speaker 1>or the previous model. But the neat thing about this phone,

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<v Speaker 1>number one, they redesigned it, which, okay, they updated the design.

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<v Speaker 1>Now it's kind of like an iPhone eight design. But

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<v Speaker 1>the cool thing about this phone is that they increased

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<v Speaker 1>the battery life. It's got five G it's got a

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<v Speaker 1>better camera. I'm not sure if they increased the water resistance.

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<v Speaker 1>But the main thing is that it also has a

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<v Speaker 1>home button, which is kind of nice if you're kind

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<v Speaker 1>of old school and you still want that, not if

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<v Speaker 1>there's anything wrong with that. But the main thing that

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<v Speaker 1>they did was they put the same chip that's in

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<v Speaker 1>the iPhone thirteen. They put that chip into this basic

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<v Speaker 1>level iPhone, which I think is a huge win for Apple,

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<v Speaker 1>and not just for Apple, but for people that buy

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<v Speaker 1>this phone. You're buying this phone that's kind of like

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<v Speaker 1>the entry level device, but you're getting the top of

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<v Speaker 1>the line processor, which is pretty phenomenal. So this again

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<v Speaker 1>four hundred and twenty nine dollars, available March eighteenth. If

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<v Speaker 1>you like a home button, go with that phone. Otherwise,

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<v Speaker 1>I personally would probably recommend the iPhone thirteen, And I've

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<v Speaker 1>told people to skip the iPhone twelve at this point

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<v Speaker 1>if you're purchasing a new phone, because that is the

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<v Speaker 1>first time that Apple had five G on their devices,

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<v Speaker 1>and the battery just not as strong. So the battery

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<v Speaker 1>life on the iPhone twelve's not as good as what

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<v Speaker 1>I've seen in the iPhone thirteen. Of course, on my

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<v Speaker 1>iPhone thirteen, the battery has taken a huge hit. I'm

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<v Speaker 1>running a beta version of the software, which I should

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<v Speaker 1>probably exit because the battery is just so bad on

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<v Speaker 1>my phone at this point, and I keep waiting for

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<v Speaker 1>the new beta to get better, but it's just not.

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<v Speaker 1>My battery just goes dead really fast. Let's see iPad

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<v Speaker 1>Air with the M one processor again. The M one

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<v Speaker 1>processor is Apple's top of the line, their own silicon

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<v Speaker 1>that they've made, and so it's really fast. It's really amazing.

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<v Speaker 1>But how many people are gonna run out and buy

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<v Speaker 1>a six hundred dollars iPad. Not that many. If you're

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<v Speaker 1>even considering an iPad, most people are probably getting the

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<v Speaker 1>three hundred and twenty nine dollars model, which is perfectly fine.

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<v Speaker 1>And if you're using an iPad for real like work work,

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<v Speaker 1>I mean, this is probably good. But you know, Apple's

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<v Speaker 1>just giving people options at this point. So this new

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<v Speaker 1>iPad has a kind of an iPad pro style design.

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<v Speaker 1>So this is the iPad Air. It's got that M

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<v Speaker 1>one chip, The USB cport is twice as fast, it's

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<v Speaker 1>got five g if you pay an extra two hundred

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<v Speaker 1>and fifty dollars. Cellular used to be an extra hundred bucks.

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<v Speaker 1>Now it's up to two fifty extra everything. I mean,

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<v Speaker 1>I don't know if you're like me, but like every

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<v Speaker 1>day I wake up and I check my email and

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<v Speaker 1>like some kind of price has gone up, like whatever

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<v Speaker 1>it is. It's like, oh, Netflix is a dollar more

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<v Speaker 1>this month, Hulu's a dollar more this month. Oh your

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<v Speaker 1>alarm system is three dollars more this month, You're I

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<v Speaker 1>mean everything. I mean, it's just it's pretty wild. I

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<v Speaker 1>think that because of inflation and all these different prices, Like, yes,

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<v Speaker 1>like things cost more. But I also think that like

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<v Speaker 1>pretty much every company is just jumping on the bandwagon

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<v Speaker 1>and saying, oh yeah, let me let me raise rates too,

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<v Speaker 1>because we can. Everyone just assumes prices are going to

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<v Speaker 1>be more expensive. Right now, Let's see, it also got

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<v Speaker 1>an improved twelve megapixel camera which supports center stage and uh,

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<v Speaker 1>that's basically it all right, now, let's talk about Apple's

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<v Speaker 1>Mac studio. So Apple came out with a new processor

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<v Speaker 1>called the M one Ultra. They basically took two of

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<v Speaker 1>their top of the line chips and mushed them together

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<v Speaker 1>to create one mega chip. I mean, it just sounds

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<v Speaker 1>like something out of like a sci fi horror movie, right,

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<v Speaker 1>like they just put these two chips are like and

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<v Speaker 1>it works. So this is like their fastest chip ever.

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<v Speaker 1>Fastest desktop computer ever. The Max Studio kind of looks

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<v Speaker 1>like a Mac Mini, but it's got a lot more power,

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<v Speaker 1>a lot more ports, and it's let's see, it's got

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<v Speaker 1>four thunderbolt four ports. Let's see an Ethernet port, two

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<v Speaker 1>USBA ports, HDMI port, audio jack, and then on the

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<v Speaker 1>front you've got two USB C ports and an SD

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<v Speaker 1>card slot. This thing can also run eighteen simultaneous video

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<v Speaker 1>streams at the same time. I joked on Twitter that

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<v Speaker 1>I need more eyeballs just to like take advantage of

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<v Speaker 1>the power of this computer. I mean, pretty pretty wild stuff.

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<v Speaker 1>And they just said, you know, they went through all

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<v Speaker 1>these stats saying how much faster it is compared to

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<v Speaker 1>all their computers. And that's one thing I love about Apple.

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<v Speaker 1>So they come out with these products, they say how

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<v Speaker 1>great and how fantastic they are, and then the next

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<v Speaker 1>year they come out and they literally just trash their

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<v Speaker 1>old product. They say that thing, oh that was a

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<v Speaker 1>heap of trash. This thing this is ten times faster

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<v Speaker 1>than that that just came out last year. And so

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<v Speaker 1>it's just I love how they do that, and yes,

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<v Speaker 1>this stuff is still good. This is why I talk

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<v Speaker 1>about this this thing with Apple where when you when

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<v Speaker 1>you're looking to upgrade your Apple product, you almost want

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<v Speaker 1>to buy it like the first day it comes out.

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<v Speaker 1>And let me explain why. So every Apple product is

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<v Speaker 1>on like this ticking time bomb clock of it's going

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<v Speaker 1>to be upgraded in the next year. So when you

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<v Speaker 1>buy the iPhone thirteen, right from the day you get it,

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<v Speaker 1>the time is already ticking down to when the iPhone

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<v Speaker 1>fourteen is going to come out and blow this thing

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<v Speaker 1>out of the water. And so to get the real

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<v Speaker 1>cutting edge use out of their devices, you basically have

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<v Speaker 1>to buy them on the first day they're available so

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<v Speaker 1>that you have that full year of sort of use

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<v Speaker 1>before the new one comes out. And yours is old

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<v Speaker 1>old uh you know, old news. I mean, it's kind

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<v Speaker 1>of a joke, but that's the way I see it

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<v Speaker 1>in my head. So this Max Studio computer is going

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<v Speaker 1>to start at two thousand dollars using the M one

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<v Speaker 1>max chip, and then the M one Ultra, which is

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<v Speaker 1>their newest processor. That one's going to start at four

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<v Speaker 1>thousand dollars. But wait, there's more. They also introduced a

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<v Speaker 1>new monitor that is sixteen hundred dollars. This computer at

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<v Speaker 1>four thousand dollars does not come with a monitor. So

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<v Speaker 1>the Mac the studio display is this super high end

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<v Speaker 1>monitor that has all kinds of stuff. It has its

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<v Speaker 1>own chip built in, so it actually is powered by

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<v Speaker 1>like the same chip that's in an iPhone. It's just

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<v Speaker 1>that powerful because it does it has like a camera

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<v Speaker 1>and speakers and all this stuff. So pretty wild stuff

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<v Speaker 1>from Apple. Nothing that expensive. Sorry, nothing that I okay,

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<v Speaker 1>not gonna say, not impressive. It was just you know,

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<v Speaker 1>Apple comes out with so much stuff right now, and

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<v Speaker 1>they come out with so much oh and people in

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<v Speaker 1>the comments are commenting, that's the only five K panel.

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<v Speaker 1>But Apple comes out with so many products nowadays, and

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<v Speaker 1>they're appealing to so many different levels of products and

0:11:46.280 --> 0:11:49.640
<v Speaker 1>people and price ranges that they have to release this

0:11:49.679 --> 0:11:52.920
<v Speaker 1>stuff like it's the most exciting stuff ever. But realistically,

0:11:52.960 --> 0:11:55.960
<v Speaker 1>when it's a green iPhone thirteen, it's like, Okay, that's cool.

0:11:56.280 --> 0:11:58.280
<v Speaker 1>But at the same time, it's just you know, just

0:11:58.320 --> 0:12:00.280
<v Speaker 1>giving people more options when they go into this and

0:12:00.280 --> 0:12:02.160
<v Speaker 1>they say, oh, that's pretty cool. I can go for

0:12:02.200 --> 0:12:09.160
<v Speaker 1>a green phone. Okay, very cool. All right, let's get

0:12:09.200 --> 0:12:11.959
<v Speaker 1>to the first question of the show. Hey, good morning,

0:12:12.040 --> 0:12:15.120
<v Speaker 1>Rich there's a joke on this show that people always

0:12:15.120 --> 0:12:17.760
<v Speaker 1>say good morning Rich in their emails because literally they

0:12:17.760 --> 0:12:20.720
<v Speaker 1>see me on TV on KTLA in the mornings and

0:12:20.760 --> 0:12:22.560
<v Speaker 1>then they type, oh, I've got a question for that guy,

0:12:22.559 --> 0:12:24.880
<v Speaker 1>and they type a question, and then that's why they

0:12:24.920 --> 0:12:28.000
<v Speaker 1>say good morning Rich. So it's always good morning unless

0:12:28.000 --> 0:12:30.120
<v Speaker 1>someone's really hipped to that and they're like a regular

0:12:30.160 --> 0:12:32.600
<v Speaker 1>listener or follower, and then they say something else besides

0:12:32.600 --> 0:12:35.640
<v Speaker 1>good morning, Good morning Rich. I've been a Samsung user

0:12:35.679 --> 0:12:38.520
<v Speaker 1>forever and looking at switching to Apple. Never had an

0:12:38.559 --> 0:12:41.880
<v Speaker 1>Apple product. I love photography. I carry a big camera

0:12:41.960 --> 0:12:44.160
<v Speaker 1>for that. But I'm looking at the thirteen pro versus

0:12:44.240 --> 0:12:49.280
<v Speaker 1>the one you mentioned on KTLA today. Oh, Samsung, use

0:12:49.320 --> 0:12:51.760
<v Speaker 1>my phone for calendar calls, contacts and a bit of

0:12:51.800 --> 0:12:55.200
<v Speaker 1>searching slash booking while traveling. Also looking at getting the

0:12:55.280 --> 0:12:57.600
<v Speaker 1>Apple Watch, and I believe they link. Do you think

0:12:57.640 --> 0:13:01.040
<v Speaker 1>the se will meet my needs? Stick to the thirteen

0:13:01.120 --> 0:13:03.920
<v Speaker 1>pro or stay with the Samsung twenty two? Thank you?

0:13:04.200 --> 0:13:10.440
<v Speaker 1>John in British Columbia, who someone I met someone from

0:13:10.520 --> 0:13:15.120
<v Speaker 1>Canada the other day and they they you know, I

0:13:15.559 --> 0:13:18.240
<v Speaker 1>of course, like you know, as an American that just

0:13:18.280 --> 0:13:22.000
<v Speaker 1>has no understanding of a lot of I do have

0:13:22.040 --> 0:13:24.439
<v Speaker 1>some understanding of. I've been to many places in the world,

0:13:24.440 --> 0:13:26.959
<v Speaker 1>but like Canada is like this big, giant place I'm

0:13:27.000 --> 0:13:30.600
<v Speaker 1>not fully understanding of. And they said, you know that

0:13:30.679 --> 0:13:33.160
<v Speaker 1>they lived in somewhere in Canada, and I was like, oh,

0:13:33.200 --> 0:13:35.280
<v Speaker 1>I've been to Toronto, and I think they were from

0:13:35.920 --> 0:13:37.880
<v Speaker 1>what's the other big city, not Quebec, it was like

0:13:37.920 --> 0:13:40.400
<v Speaker 1>another one, but anyway, it was nowhere near where she

0:13:40.559 --> 0:13:42.200
<v Speaker 1>was from. And I was like, okay, and I kind

0:13:42.200 --> 0:13:45.920
<v Speaker 1>of like just I sunk into the corner. Anyway, Okay,

0:13:45.920 --> 0:13:48.240
<v Speaker 1>to answer your question, John, what would I say if

0:13:48.280 --> 0:13:52.000
<v Speaker 1>you love photography? I think there are two phones for

0:13:52.080 --> 0:13:55.120
<v Speaker 1>you right now. There's the iPhone thirteen Pro, which I

0:13:55.160 --> 0:13:58.360
<v Speaker 1>think has the best camera and video camera that I've

0:13:58.480 --> 0:14:01.680
<v Speaker 1>ever used on a smartphone. So you say you carry

0:14:01.679 --> 0:14:04.320
<v Speaker 1>a big camera, if you're still going to carry that camera,

0:14:04.600 --> 0:14:06.280
<v Speaker 1>maybe you don't need a phone that has such an

0:14:06.280 --> 0:14:09.199
<v Speaker 1>amazing camera, but if you're trying to ditch that camera.

0:14:09.720 --> 0:14:13.480
<v Speaker 1>So I know someone a family member that whenever they traveled,

0:14:13.480 --> 0:14:16.680
<v Speaker 1>they would bring that big DSLR hanging around their neck

0:14:16.760 --> 0:14:18.600
<v Speaker 1>take pictures with it. And I just said, look, why

0:14:18.600 --> 0:14:20.400
<v Speaker 1>are you doing that anymore? No, what do you need

0:14:20.440 --> 0:14:22.840
<v Speaker 1>to bring that for your picture that you're getting off

0:14:22.880 --> 0:14:26.360
<v Speaker 1>that DSLR is not infinitely better than the picture that

0:14:26.400 --> 0:14:28.520
<v Speaker 1>I'm gonna snap by just pulling my iPhone out of

0:14:28.520 --> 0:14:31.000
<v Speaker 1>my pocket and taking a picture. And so that kind

0:14:31.000 --> 0:14:32.840
<v Speaker 1>of resonated with them, and the next time they went

0:14:32.880 --> 0:14:35.000
<v Speaker 1>on a trip, they just took their iPhone and they

0:14:35.000 --> 0:14:37.680
<v Speaker 1>said it was amazing. They took great pictures. It didn't

0:14:37.720 --> 0:14:39.840
<v Speaker 1>really impact their trip. They didn't have this big thing

0:14:39.880 --> 0:14:42.640
<v Speaker 1>around their neck. And so it just kind of depends.

0:14:42.760 --> 0:14:45.240
<v Speaker 1>If you're a big photographer. Of course, there's always going

0:14:45.280 --> 0:14:48.040
<v Speaker 1>to be a place for a big DSLR that takes

0:14:48.080 --> 0:14:50.600
<v Speaker 1>amazing pictures that you blow up and they look great

0:14:50.640 --> 0:14:53.600
<v Speaker 1>on the wall. But if you're just taking snapshots on

0:14:53.720 --> 0:14:56.560
<v Speaker 1>a vacation and quickly pointing and shooting, a smartphone is

0:14:56.600 --> 0:14:59.400
<v Speaker 1>going to be just fine. Now, I think the se

0:14:59.560 --> 0:15:01.880
<v Speaker 1>will meet your needs if you continue to carry that

0:15:01.960 --> 0:15:04.520
<v Speaker 1>big camera, and if you want to switch the iPhone

0:15:04.520 --> 0:15:07.360
<v Speaker 1>four hundred and twenty nine bucks, it's a good entree. Yes,

0:15:07.520 --> 0:15:10.200
<v Speaker 1>the Apple Watch definitely links, although my Apple Watch, for

0:15:10.240 --> 0:15:12.800
<v Speaker 1>some reason, even though I'm paying for the cellular, has

0:15:12.880 --> 0:15:15.480
<v Speaker 1>not been working with the cellular connection, which is really annoying.

0:15:16.480 --> 0:15:18.120
<v Speaker 1>So I gotta figure that out. But that requires going

0:15:18.200 --> 0:15:20.000
<v Speaker 1>to a store, and I have no desire to go

0:15:20.040 --> 0:15:22.200
<v Speaker 1>to a store and sit there and try to chat

0:15:22.200 --> 0:15:25.320
<v Speaker 1>with someone about my watch. Last time has happened to me.

0:15:25.360 --> 0:15:26.800
<v Speaker 1>I was on the phone for like an hour with

0:15:27.080 --> 0:15:29.640
<v Speaker 1>the tech support person and I actually ended up figuring

0:15:29.680 --> 0:15:32.080
<v Speaker 1>out how to do it. You know what, maybe I'll

0:15:32.080 --> 0:15:34.800
<v Speaker 1>try that again, Uh okay, or stick with the Samsung

0:15:35.280 --> 0:15:38.520
<v Speaker 1>S twenty two. I mean, if you the Samsung S

0:15:38.560 --> 0:15:41.600
<v Speaker 1>twenty two lineup is really good, the camera's really good,

0:15:42.080 --> 0:15:43.840
<v Speaker 1>I think you're gonna be happy with that. But if

0:15:43.880 --> 0:15:45.800
<v Speaker 1>you want the Apple Watch, then you're gonna have to

0:15:45.840 --> 0:15:48.560
<v Speaker 1>go with the iPhone. And that's just the bottom line. Now.

0:15:48.600 --> 0:15:50.680
<v Speaker 1>When it comes to the iPhone, I would say you

0:15:50.760 --> 0:15:53.080
<v Speaker 1>can go with the se but only if you're gonna

0:15:53.120 --> 0:15:56.480
<v Speaker 1>continue to carry that camera around to take professional pictures.

0:15:56.920 --> 0:15:58.880
<v Speaker 1>You can go with the iPhone thirteen Pro if you

0:15:58.920 --> 0:16:01.840
<v Speaker 1>want to ditch that camera. The advantage of the Samsung

0:16:01.960 --> 0:16:04.240
<v Speaker 1>S twenty two Ultra is that you're gonna get a

0:16:04.280 --> 0:16:07.280
<v Speaker 1>ten times zoom on your camera. I think the Ultra

0:16:07.400 --> 0:16:09.600
<v Speaker 1>takes really good pictures. I think the iPhone's just a

0:16:09.640 --> 0:16:14.360
<v Speaker 1>little bit ahead in certain aspects, maybe when it comes

0:16:14.400 --> 0:16:18.160
<v Speaker 1>to the video aspect, like iPhone video. And it's not

0:16:18.240 --> 0:16:20.440
<v Speaker 1>just me that says this. I mean it's every professional

0:16:20.440 --> 0:16:24.080
<v Speaker 1>I talk to in my industry. We just can't believe

0:16:24.160 --> 0:16:27.960
<v Speaker 1>how good the video quality is off of the iPhone

0:16:28.000 --> 0:16:31.920
<v Speaker 1>thirteen pro. I mean, it's truly just phenomenal that we

0:16:32.000 --> 0:16:37.600
<v Speaker 1>can shoot video professional video for television on a smartphone

0:16:37.640 --> 0:16:39.400
<v Speaker 1>and nobody knows the difference. I mean, yeah, if you

0:16:39.440 --> 0:16:41.720
<v Speaker 1>use the wide angle you can tell, but it's really

0:16:41.800 --> 0:16:44.360
<v Speaker 1>quite remarkable. So anyway, I think you'll be happy with

0:16:44.400 --> 0:16:46.360
<v Speaker 1>any of these, but it depends, like I said, on

0:16:46.560 --> 0:16:51.120
<v Speaker 1>exactly what your needs are. All right, let's talk about cryptocurrency.

0:16:51.880 --> 0:16:54.360
<v Speaker 1>You know, it's like every party I go to, every

0:16:54.440 --> 0:16:56.200
<v Speaker 1>get together. It's not like I'm going to like major

0:16:56.320 --> 0:16:58.120
<v Speaker 1>crazy parties, but you know what I mean, Like every

0:16:58.120 --> 0:17:00.440
<v Speaker 1>get together where there's a couple people in a room,

0:17:00.840 --> 0:17:03.840
<v Speaker 1>the conversation always turns to crypto. And maybe that's just

0:17:03.840 --> 0:17:06.000
<v Speaker 1>because I'm always like asking people, are you into crypto?

0:17:06.080 --> 0:17:08.320
<v Speaker 1>Do you have crypto? Do you got a position in crypto?

0:17:09.520 --> 0:17:11.840
<v Speaker 1>I'm just curious, like what people know about it, what

0:17:11.880 --> 0:17:14.359
<v Speaker 1>people want to know about it. And so it's one

0:17:14.359 --> 0:17:16.840
<v Speaker 1>of these things that's top of mind. It's everywhere you

0:17:16.880 --> 0:17:18.760
<v Speaker 1>hear about it. I mean, look here in Los Angeles

0:17:18.760 --> 0:17:23.000
<v Speaker 1>the Staples Center is renamed Thecrypto dot Com Arena. I mean,

0:17:23.240 --> 0:17:27.000
<v Speaker 1>this is wild. And so, you know, it's just one

0:17:27.000 --> 0:17:29.639
<v Speaker 1>of these things that is it's taken off, but it

0:17:29.720 --> 0:17:32.320
<v Speaker 1>is still very much in its infancy. And so with

0:17:32.400 --> 0:17:36.680
<v Speaker 1>that all in mind, President Biden signed an executive order

0:17:36.800 --> 0:17:39.000
<v Speaker 1>to say, we are going to check out what's going

0:17:39.040 --> 0:17:42.159
<v Speaker 1>on with these cryptocurrencies because a couple things are happening.

0:17:42.240 --> 0:17:46.000
<v Speaker 1>Number One, probably the biggest is that it's unregulated, and

0:17:46.080 --> 0:17:51.560
<v Speaker 1>so the government typically has maybe a duty to make

0:17:51.640 --> 0:17:54.840
<v Speaker 1>sure that consumers are not scammed by this kind of stuff,

0:17:55.160 --> 0:17:58.479
<v Speaker 1>make sure that obviously they can collect taxes on these things.

0:17:59.400 --> 0:18:02.000
<v Speaker 1>And so that's number one. So this I'll tell you

0:18:02.000 --> 0:18:04.680
<v Speaker 1>what they're gonna do in this In this executive order,

0:18:04.680 --> 0:18:07.399
<v Speaker 1>they're basically going to study cryptocurrency for a couple of months,

0:18:07.920 --> 0:18:11.280
<v Speaker 1>present that to Congress and you know, the Senate. I'm

0:18:11.320 --> 0:18:14.719
<v Speaker 1>guessing in some sort of uh, you know, however, however

0:18:14.840 --> 0:18:17.879
<v Speaker 1>law stuff works. You know, However, however, the executive branch

0:18:17.880 --> 0:18:20.159
<v Speaker 1>of the government works, but they're gonna present that to

0:18:20.160 --> 0:18:22.080
<v Speaker 1>them and then they're gonna come up with like solutions,

0:18:22.119 --> 0:18:26.280
<v Speaker 1>and the solutions are in six areas consumer protection. So again,

0:18:26.280 --> 0:18:28.440
<v Speaker 1>they don't want people to be scammed by this stuff.

0:18:28.480 --> 0:18:32.000
<v Speaker 1>Financial stability, like does having crypto in a big way

0:18:32.520 --> 0:18:38.760
<v Speaker 1>somehow put the US at risk of financial collapse? Illicit activity,

0:18:38.840 --> 0:18:40.359
<v Speaker 1>So they want to make sure people aren't using this

0:18:40.400 --> 0:18:43.479
<v Speaker 1>for a legal activity. US competitiveness, like if every other

0:18:43.520 --> 0:18:46.159
<v Speaker 1>country is using crypto and the US falls behind, that

0:18:46.200 --> 0:18:51.560
<v Speaker 1>could be a problem financial inclusion and responsible innovation, and

0:18:51.640 --> 0:18:53.400
<v Speaker 1>so you know, they want to make sure that everyone

0:18:53.520 --> 0:18:55.560
<v Speaker 1>can have a hand in this if it's something that

0:18:55.760 --> 0:18:58.800
<v Speaker 1>we should proceed with. Now, this is going to proceed

0:18:58.880 --> 0:19:01.159
<v Speaker 1>no matter what I mean. This is not whether the

0:19:01.240 --> 0:19:05.399
<v Speaker 1>US government blesses this or not. Cryptocurrency is here to stay.

0:19:05.920 --> 0:19:09.280
<v Speaker 1>It is a it is a thing, and it's there's

0:19:09.320 --> 0:19:13.560
<v Speaker 1>no denying some of the efficiencies of crypto. And there's

0:19:13.560 --> 0:19:17.040
<v Speaker 1>also some debate as to whether it's better than what

0:19:17.040 --> 0:19:19.679
<v Speaker 1>we already have, but in some ways it very much is.

0:19:20.240 --> 0:19:24.320
<v Speaker 1>So the administrations also, and this is really interesting, they're

0:19:24.320 --> 0:19:27.879
<v Speaker 1>also looking to this idea of a digital dollar. Now

0:19:28.720 --> 0:19:31.240
<v Speaker 1>that is kind of scary because could you imagine your

0:19:31.240 --> 0:19:34.840
<v Speaker 1>bank account at your current bank right now is all

0:19:34.920 --> 0:19:36.919
<v Speaker 1>digital and it is linked to the government. Now, I

0:19:36.920 --> 0:19:39.160
<v Speaker 1>get it. Government can freeze your assets, they can take

0:19:39.200 --> 0:19:41.199
<v Speaker 1>your assets, they can you know, seize them whatever they

0:19:41.240 --> 0:19:43.159
<v Speaker 1>want to do. I mean, it's the government. There's one

0:19:43.160 --> 0:19:45.440
<v Speaker 1>thing we've realized in this world is that the government

0:19:45.560 --> 0:19:49.320
<v Speaker 1>can pretty much do what they want. But when it's digital,

0:19:49.400 --> 0:19:52.200
<v Speaker 1>it's that much easier. So imagine, oh, hey, Rich, we're

0:19:52.200 --> 0:19:54.639
<v Speaker 1>looking into your finances. So in the meantime, we're just

0:19:54.680 --> 0:19:57.960
<v Speaker 1>gonna freeze your your digital accounts for a minute here,

0:19:58.680 --> 0:20:01.159
<v Speaker 1>a minute turns into a week whatever, and that's it.

0:20:01.160 --> 0:20:03.159
<v Speaker 1>It's instantaneous. You know, right now you got to go

0:20:03.200 --> 0:20:05.399
<v Speaker 1>through the bank. You gotta tell them. You gotta probably

0:20:05.440 --> 0:20:08.080
<v Speaker 1>send them like some sort of you know, uh, I

0:20:08.080 --> 0:20:11.080
<v Speaker 1>don't know whatever. They send them a letter. It's probably

0:20:11.080 --> 0:20:13.760
<v Speaker 1>through the old mail. You have a stamp. We gotta

0:20:13.800 --> 0:20:16.280
<v Speaker 1>we gotta send this to Rich's bank to uh to

0:20:16.320 --> 0:20:19.960
<v Speaker 1>stop his funds. You got a stamp over the no stamp.

0:20:20.000 --> 0:20:21.919
<v Speaker 1>It just used that government stamp that just kind of

0:20:21.920 --> 0:20:26.720
<v Speaker 1>works for everything. It's all like free. But you know,

0:20:26.760 --> 0:20:28.800
<v Speaker 1>when it's digital, it is it is kind of scary

0:20:29.000 --> 0:20:31.160
<v Speaker 1>to have the digital dollar. But at the same time,

0:20:32.520 --> 0:20:35.000
<v Speaker 1>you know, if that's what people are moving to, that's

0:20:35.640 --> 0:20:39.080
<v Speaker 1>something that the US needs to have to be competitive

0:20:39.080 --> 0:20:40.920
<v Speaker 1>with the rest of the world. I mean, China's looking

0:20:40.920 --> 0:20:43.639
<v Speaker 1>into it. Actually their their report that they kind of

0:20:43.640 --> 0:20:46.000
<v Speaker 1>came out with a preliminary report that said forty million

0:20:46.040 --> 0:20:49.640
<v Speaker 1>people in America have bought or sold or traded crypto,

0:20:50.160 --> 0:20:53.080
<v Speaker 1>and then they also said that one hundred countries are

0:20:53.119 --> 0:20:56.560
<v Speaker 1>looking into the feasibility of digital money. So here's the

0:20:56.560 --> 0:21:01.160
<v Speaker 1>other thing. Countries don't want to be They don't want

0:21:01.160 --> 0:21:04.360
<v Speaker 1>to be swept. I guess what's the word. They don't

0:21:04.359 --> 0:21:06.720
<v Speaker 1>want crypto to take off without them being a part

0:21:06.760 --> 0:21:10.480
<v Speaker 1>of it, because that could be a problem for these countries.

0:21:10.680 --> 0:21:12.199
<v Speaker 1>And you know, it's kind of like when you look

0:21:12.240 --> 0:21:14.439
<v Speaker 1>at America, like who really runs like kind of the

0:21:14.440 --> 0:21:19.359
<v Speaker 1>financial system. I mean, you've got big players like Visa, MasterCard, Chase,

0:21:19.480 --> 0:21:23.040
<v Speaker 1>Bank of America, Wells Fargo, they all they all have

0:21:23.119 --> 0:21:25.840
<v Speaker 1>a vested interest in not really helping crypto in its

0:21:25.880 --> 0:21:29.120
<v Speaker 1>current form takeoff because guess what, they already have their

0:21:29.119 --> 0:21:32.520
<v Speaker 1>own systems in place for moving money around and helping

0:21:32.600 --> 0:21:35.679
<v Speaker 1>people have accounts. So they don't really want this stuff

0:21:35.680 --> 0:21:38.359
<v Speaker 1>to happen the way it's happening. They want to say, like,

0:21:38.400 --> 0:21:40.639
<v Speaker 1>hold on, uh, can we regulate that the way we

0:21:40.680 --> 0:21:44.239
<v Speaker 1>regulate all of our banking systems, because guess what, you know,

0:21:44.359 --> 0:21:48.080
<v Speaker 1>we have an ability to collect money and transfer fees

0:21:48.119 --> 0:21:50.520
<v Speaker 1>and all this other stuff that you know, Crypto does

0:21:50.600 --> 0:21:53.480
<v Speaker 1>have fees, but not in its purest form. You know,

0:21:53.480 --> 0:21:55.840
<v Speaker 1>if you buy crypto through like a third party app, yeah,

0:21:55.840 --> 0:21:57.960
<v Speaker 1>you're gonna have to pay some sort of fee on

0:21:58.000 --> 0:22:02.280
<v Speaker 1>it to do that. But in its most pure form,

0:22:02.680 --> 0:22:06.320
<v Speaker 1>you know, I believe you can just transfer money, you know,

0:22:06.400 --> 0:22:09.800
<v Speaker 1>to someone else, a person, a person, and anywhere in

0:22:09.840 --> 0:22:12.600
<v Speaker 1>the world, and by the way, instantly, and uh yeah.

0:22:12.600 --> 0:22:15.480
<v Speaker 1>In the comments, Rob says digital money can be turned

0:22:15.480 --> 0:22:19.160
<v Speaker 1>off too easily. Yeah, but I imagine that even even

0:22:19.200 --> 0:22:21.200
<v Speaker 1>physical money. But the thing is, I guess at the

0:22:21.280 --> 0:22:23.399
<v Speaker 1>end of the day, you could always have a little

0:22:23.440 --> 0:22:26.480
<v Speaker 1>stockpile of physical money, like in case, you know, like

0:22:26.560 --> 0:22:29.600
<v Speaker 1>I do believe that it's pretty smart to keep some

0:22:29.760 --> 0:22:32.720
<v Speaker 1>cash around. Not that I do this, I should, and

0:22:32.800 --> 0:22:34.480
<v Speaker 1>I actually did for a little bit. I had like

0:22:34.520 --> 0:22:38.119
<v Speaker 1>a little stockpile of some money so that in case

0:22:38.200 --> 0:22:41.080
<v Speaker 1>there was ever a natural disaster or whatever. You know,

0:22:41.160 --> 0:22:43.359
<v Speaker 1>I could have that cash because I can tell you

0:22:44.040 --> 0:22:46.679
<v Speaker 1>when I was covering hurricanes back in the day in

0:22:46.760 --> 0:22:51.200
<v Speaker 1>my previous jobs, when a natural disaster happens, it is

0:22:51.280 --> 0:22:53.960
<v Speaker 1>like all bets are off. Your credit card's not gonna work,

0:22:53.960 --> 0:22:56.240
<v Speaker 1>You're not gonna be able to get gas. Nothing is

0:22:56.280 --> 0:22:57.879
<v Speaker 1>going to work. The way you think you can't go

0:22:57.920 --> 0:22:59.520
<v Speaker 1>to the grocery store to buy your water. I mean,

0:22:59.520 --> 0:23:02.080
<v Speaker 1>we saw some of this during the pandemic, where you know,

0:23:02.200 --> 0:23:04.399
<v Speaker 1>shelves were just sort of empty, right, and you just

0:23:04.440 --> 0:23:06.600
<v Speaker 1>imagine like, oh, there would never be a time in

0:23:06.640 --> 0:23:08.800
<v Speaker 1>America where I can't get the things that I want

0:23:08.800 --> 0:23:10.920
<v Speaker 1>to get. Well, yeah, we all experienced that in the

0:23:10.960 --> 0:23:13.760
<v Speaker 1>past year. It happened. And so with money, it's like, oh, well,

0:23:13.800 --> 0:23:16.040
<v Speaker 1>if there's an earthquake, I'll just go to the ATM

0:23:16.080 --> 0:23:19.879
<v Speaker 1>and get you know, get some cash out. Not gonna happen, Like,

0:23:19.960 --> 0:23:21.399
<v Speaker 1>you're not gonna be able to go to the ATM

0:23:21.440 --> 0:23:23.640
<v Speaker 1>and get cash out. They're not gonna work. So anyway,

0:23:23.920 --> 0:23:26.040
<v Speaker 1>I used to have a little tiny pile of cash

0:23:26.119 --> 0:23:28.359
<v Speaker 1>that I would keep as like a safety net in

0:23:28.400 --> 0:23:31.240
<v Speaker 1>the house. And then of course life happens and you

0:23:31.400 --> 0:23:33.360
<v Speaker 1>just like, oh, I gotta pay you know, this person here,

0:23:33.560 --> 0:23:35.800
<v Speaker 1>I need, you know, some cash. I gotta pay this person.

0:23:36.000 --> 0:23:37.639
<v Speaker 1>I gotta, you know, And then next thing you know,

0:23:37.720 --> 0:23:42.080
<v Speaker 1>you're down to zero and I haven't restocked. So I

0:23:42.119 --> 0:23:45.399
<v Speaker 1>should probably do that again. Anyway, I highly recommend having that.

0:23:45.440 --> 0:23:47.560
<v Speaker 1>But the point is you can have that little paper

0:23:47.760 --> 0:23:51.159
<v Speaker 1>stockpile that will work a cash is king, you know,

0:23:51.280 --> 0:23:53.720
<v Speaker 1>especially in a natural disaster, if you needed someone to

0:23:53.720 --> 0:23:56.520
<v Speaker 1>give you a ride somewhere, and you know, it goes

0:23:56.560 --> 0:23:58.960
<v Speaker 1>down to kind of like you know, the basics. Yeah,

0:23:59.000 --> 0:24:02.760
<v Speaker 1>they're gonna take a twenty our bill and get you

0:24:02.800 --> 0:24:09.159
<v Speaker 1>where you need to go. All right, let's get to

0:24:09.200 --> 0:24:13.240
<v Speaker 1>the next question from Susan. Susan says, I know you

0:24:13.240 --> 0:24:14.720
<v Speaker 1>stay up with all the gadgets, and I have a

0:24:14.800 --> 0:24:17.600
<v Speaker 1>question that I'm hoping you might be able to help with.

0:24:18.560 --> 0:24:20.680
<v Speaker 1>Do you know why or have you heard anything about

0:24:20.720 --> 0:24:24.119
<v Speaker 1>issues with the Facebook Live feature on portal. I purchased

0:24:24.160 --> 0:24:26.280
<v Speaker 1>one for my adult daughter several months ago, and she

0:24:26.400 --> 0:24:28.480
<v Speaker 1>used that feature for our business and was really happy

0:24:28.480 --> 0:24:31.719
<v Speaker 1>about it. Suddenly the feature disappeared and tech support can

0:24:31.760 --> 0:24:34.360
<v Speaker 1>only say it's not available any longer. Needless to say,

0:24:34.400 --> 0:24:35.960
<v Speaker 1>we are a bit frustrated. I thought you might be

0:24:36.000 --> 0:24:38.000
<v Speaker 1>able to shed some light or give us some suggestions.

0:24:38.040 --> 0:24:41.480
<v Speaker 1>Thanks for your time, have a great day, sincerely, Susan. Susan,

0:24:41.760 --> 0:24:45.159
<v Speaker 1>you have experienced what we what I call on this

0:24:45.240 --> 0:24:51.400
<v Speaker 1>show as the short attention span of tech companies, and

0:24:51.640 --> 0:24:53.800
<v Speaker 1>this is a problem across so much tech. So the

0:24:53.800 --> 0:24:58.320
<v Speaker 1>Facebook Portal is a device that is either it comes

0:24:58.359 --> 0:25:01.840
<v Speaker 1>in a couple different forms. It's basically a video chat

0:25:01.920 --> 0:25:05.000
<v Speaker 1>device that is like a screen, or it sits on

0:25:05.000 --> 0:25:08.840
<v Speaker 1>top of your TV, or it's a They made one

0:25:08.880 --> 0:25:11.800
<v Speaker 1>that looked like a picture frame at one point. But

0:25:12.160 --> 0:25:14.359
<v Speaker 1>the bottom line is it's a screen with a camera

0:25:14.720 --> 0:25:17.280
<v Speaker 1>that allows you to either video chat with other people,

0:25:17.760 --> 0:25:20.240
<v Speaker 1>go on Facebook Live like you said your daughter did,

0:25:21.240 --> 0:25:23.600
<v Speaker 1>or of course just use it to do other things

0:25:24.080 --> 0:25:26.719
<v Speaker 1>Facebook oriented things and other stuff too. I think they

0:25:26.720 --> 0:25:29.440
<v Speaker 1>had other stuff built in. Now the portal never really

0:25:29.480 --> 0:25:32.719
<v Speaker 1>took off in a big way. So you've got Amazon's devices,

0:25:33.040 --> 0:25:37.120
<v Speaker 1>You've got Google Home devices are those are probably two

0:25:37.119 --> 0:25:40.600
<v Speaker 1>of the biggest and Facebook this came out at a

0:25:40.600 --> 0:25:44.120
<v Speaker 1>time when when I'm still Facebook is just really in

0:25:44.160 --> 0:25:49.920
<v Speaker 1>the crosshairs of the privacy kind of watchdogs, and people said, no,

0:25:50.040 --> 0:25:53.439
<v Speaker 1>I'm not putting a Facebook a Facebook device with a

0:25:53.480 --> 0:25:55.320
<v Speaker 1>camera and a microphone in my house, and so a

0:25:55.359 --> 0:25:57.760
<v Speaker 1>lot of people didn't. Now, you see, none of that

0:25:57.800 --> 0:25:59.760
<v Speaker 1>matters to you because you purchased this for your daughter.

0:26:00.080 --> 0:26:02.040
<v Speaker 1>So you want to know why this feature went away.

0:26:02.480 --> 0:26:04.359
<v Speaker 1>And sure enough, I did a little research on the

0:26:04.359 --> 0:26:07.680
<v Speaker 1>Facebook Live feature on the portal, and the page that

0:26:07.840 --> 0:26:11.000
<v Speaker 1>used to describe how great this feature was is mysteriously

0:26:11.440 --> 0:26:14.120
<v Speaker 1>vanished off the internet. And so, yeah, they probably got

0:26:14.200 --> 0:26:16.520
<v Speaker 1>rid of it in a software update because no one

0:26:16.680 --> 0:26:18.520
<v Speaker 1>was using it, or not enough people were using it,

0:26:18.520 --> 0:26:20.840
<v Speaker 1>and they didn't want to support it anymore. And so

0:26:21.560 --> 0:26:23.280
<v Speaker 1>what do you do in this case? You can't bring

0:26:23.320 --> 0:26:26.960
<v Speaker 1>it back. It's too late. You can't. You can't add

0:26:27.000 --> 0:26:29.760
<v Speaker 1>the feature on your own, so you're kind of out

0:26:29.760 --> 0:26:34.080
<v Speaker 1>of luck. And this is a this is I've talked

0:26:34.080 --> 0:26:36.640
<v Speaker 1>about this on the show before, but there are companies

0:26:36.680 --> 0:26:39.120
<v Speaker 1>that are worse at this than others, and I'd say

0:26:39.160 --> 0:26:43.639
<v Speaker 1>Facebook is a pretty big offender. Facebook. You know, their

0:26:43.720 --> 0:26:47.080
<v Speaker 1>motto has been for a long time, act fast and

0:26:47.160 --> 0:26:50.960
<v Speaker 1>break things. I think something to that extent. But the

0:26:51.000 --> 0:26:53.800
<v Speaker 1>reality is they come out with stuff and if it

0:26:53.800 --> 0:26:56.320
<v Speaker 1>doesn't work. It's like throwing spaghetti at the wall. You know,

0:26:56.400 --> 0:26:58.320
<v Speaker 1>I'm Italian and that's what we used to do to

0:26:58.359 --> 0:27:00.720
<v Speaker 1>try to see if the swetti was ready. I know

0:27:00.840 --> 0:27:04.199
<v Speaker 1>it's a weird thing, but it's like the idea is

0:27:04.240 --> 0:27:05.960
<v Speaker 1>they would throw a bunch of stuff at the wall

0:27:06.359 --> 0:27:08.600
<v Speaker 1>and if it's stuck, sure we'll keep it, and if

0:27:08.600 --> 0:27:11.080
<v Speaker 1>it didn't, they just move on. So just this week

0:27:11.720 --> 0:27:14.840
<v Speaker 1>we heard that Instagram got rid of IGTV, which they

0:27:14.840 --> 0:27:17.240
<v Speaker 1>made a huge deal of when it came out, and

0:27:17.280 --> 0:27:19.879
<v Speaker 1>now it's just Instagram Video and now they're all into

0:27:19.920 --> 0:27:22.679
<v Speaker 1>reels And how long are they gonna be into reels

0:27:22.800 --> 0:27:25.760
<v Speaker 1>until either people stop watching them or doesn't work anymore,

0:27:25.800 --> 0:27:27.480
<v Speaker 1>and then they give up on those. But TikTok's so

0:27:27.560 --> 0:27:31.399
<v Speaker 1>popular that probably won't happen. But there's not much you

0:27:31.400 --> 0:27:34.000
<v Speaker 1>can do. And so there are some companies that are

0:27:34.160 --> 0:27:36.680
<v Speaker 1>a little bit better at this than others, like Apple,

0:27:37.080 --> 0:27:39.960
<v Speaker 1>I think comes out with stuff at a slower cadence

0:27:40.080 --> 0:27:44.399
<v Speaker 1>and doesn't necessarily get rid of things very quickly. And

0:27:44.440 --> 0:27:48.000
<v Speaker 1>then the other the other company that does a lot

0:27:48.040 --> 0:27:49.880
<v Speaker 1>of stuff, they throw a lot of stuff, as Samsung,

0:27:50.160 --> 0:27:52.679
<v Speaker 1>but I feel like in recent years they have definitely

0:27:53.200 --> 0:27:57.680
<v Speaker 1>kind of streamlined things a little bit and they've made things.

0:27:57.720 --> 0:28:00.720
<v Speaker 1>It's just a little bit more like, Okay, we're not

0:28:00.760 --> 0:28:03.480
<v Speaker 1>gonna like they They actually never came out with this

0:28:03.520 --> 0:28:07.439
<v Speaker 1>one speaker, this h it was like the Bixby home speaker.

0:28:07.480 --> 0:28:09.960
<v Speaker 1>They showed it off at a show and they just

0:28:10.080 --> 0:28:11.920
<v Speaker 1>never came out with it and that was it. It's

0:28:11.960 --> 0:28:13.440
<v Speaker 1>just like they didn't. Now they come out with a

0:28:13.480 --> 0:28:15.600
<v Speaker 1>lot of other stuff. But I feel like Samsung is like,

0:28:15.640 --> 0:28:17.399
<v Speaker 1>you kind of know that they're coming out with the foldables,

0:28:17.640 --> 0:28:20.119
<v Speaker 1>They're already on like the third generation of those. You

0:28:20.119 --> 0:28:22.040
<v Speaker 1>know they're coming out with their Galaxy lineup, and you

0:28:22.080 --> 0:28:24.600
<v Speaker 1>know they're now coming out with the H the A lineup,

0:28:24.840 --> 0:28:27.960
<v Speaker 1>which is like their more budget lineup, And so they're

0:28:28.000 --> 0:28:33.399
<v Speaker 1>pretty consistent. Google very inconsistent. Google is like, oh my gosh.

0:28:33.480 --> 0:28:35.919
<v Speaker 1>They are just like, hey, we'll give you anything, and

0:28:36.160 --> 0:28:38.239
<v Speaker 1>uh oh okay, it didn't work. Okay, let's just does

0:28:38.520 --> 0:28:41.240
<v Speaker 1>just not do that anymore. So this is just the

0:28:41.280 --> 0:28:44.360
<v Speaker 1>reality of these tech companies. It happens, and there's not

0:28:44.480 --> 0:28:47.680
<v Speaker 1>much you can do about it. So sorry, Susan, but

0:28:48.280 --> 0:28:52.520
<v Speaker 1>that's just what's going on. Thanks for the question. All

0:28:52.600 --> 0:28:54.719
<v Speaker 1>right now. Have you noticed, let me ask you this,

0:28:54.920 --> 0:28:57.720
<v Speaker 1>have you noticed that gas prices have gone up where

0:28:57.720 --> 0:29:02.880
<v Speaker 1>you are? It's so funny because I live in California,

0:29:03.400 --> 0:29:09.840
<v Speaker 1>and the gas prices here are just wildly, wildly astronomically

0:29:10.480 --> 0:29:14.800
<v Speaker 1>like mind boggling high. And it's just California. Everything is very,

0:29:14.880 --> 0:29:17.680
<v Speaker 1>very expensive. And when you live in California, you kind

0:29:17.680 --> 0:29:19.840
<v Speaker 1>of forget just how expensive things are until you go

0:29:19.920 --> 0:29:22.520
<v Speaker 1>to another place. Now, if you're going to a resort

0:29:22.520 --> 0:29:25.640
<v Speaker 1>in like Hawaii, or like a resort town, or you know,

0:29:25.680 --> 0:29:28.280
<v Speaker 1>a big hotel somewhere, yeah, you don't really realize. But

0:29:28.320 --> 0:29:31.520
<v Speaker 1>it's when you go to like regular places in America,

0:29:31.560 --> 0:29:34.520
<v Speaker 1>like all the other cities in between Los Angeles and

0:29:34.600 --> 0:29:38.000
<v Speaker 1>New York, you realize that what what not? Everything is

0:29:38.160 --> 0:29:40.600
<v Speaker 1>eight dollars for a bottle of water? Where was I?

0:29:40.600 --> 0:29:44.800
<v Speaker 1>I was in Santa Barbara and my wife and I

0:29:44.840 --> 0:29:46.960
<v Speaker 1>for we were in a hotel and are we didn't

0:29:47.000 --> 0:29:50.880
<v Speaker 1>have any water and there was no water. There was

0:29:50.960 --> 0:29:53.960
<v Speaker 1>no water around, like no seven eleven or anything like that,

0:29:54.480 --> 0:29:56.600
<v Speaker 1>and so we just had to keep walking until we

0:29:56.640 --> 0:29:59.080
<v Speaker 1>found a bottle of water, and so, you know, and

0:29:59.120 --> 0:30:00.880
<v Speaker 1>it was just getting frustrat eating because we couldn't find it.

0:30:00.920 --> 0:30:02.480
<v Speaker 1>I was like, all right, fine, whatever. So we went

0:30:02.480 --> 0:30:04.720
<v Speaker 1>into this little like winery place that I was like,

0:30:04.720 --> 0:30:06.280
<v Speaker 1>I bet you they have a bottle of water here,

0:30:06.800 --> 0:30:08.560
<v Speaker 1>and so I pick out two bottles of water from

0:30:08.600 --> 0:30:11.560
<v Speaker 1>the refrigerator and I'm like, how much could this possibly be?

0:30:11.800 --> 0:30:15.720
<v Speaker 1>You know, like five dollars each. No, the water was

0:30:15.960 --> 0:30:20.800
<v Speaker 1>twelve dollars a bottle, twelve dollars. So this this woman,

0:30:20.920 --> 0:30:23.240
<v Speaker 1>you know, this person working there, rings me up and

0:30:23.280 --> 0:30:25.400
<v Speaker 1>it's like she's like twenty four dollars, you know, plus

0:30:25.440 --> 0:30:29.280
<v Speaker 1>tax I'm just like what, but we needed the water

0:30:29.360 --> 0:30:31.120
<v Speaker 1>and what are you gonna do? And so we bought

0:30:31.120 --> 0:30:32.920
<v Speaker 1>the water for twelve dollars and my wife and I

0:30:33.000 --> 0:30:34.720
<v Speaker 1>were just joking that this. We're like, I think the

0:30:34.800 --> 0:30:36.920
<v Speaker 1>wine that you're selling here by the glass is cheaper

0:30:36.960 --> 0:30:40.760
<v Speaker 1>than twelve dollars, but it probably wasn't. But anyway, what

0:30:40.920 --> 0:30:42.640
<v Speaker 1>was my point? Oh, yeah, you just have to kind

0:30:42.640 --> 0:30:44.280
<v Speaker 1>of pay for stuff and you just take for granted.

0:30:44.360 --> 0:30:48.520
<v Speaker 1>Like I'm continually there's a couple of cities, Los Angeles,

0:30:48.560 --> 0:30:53.440
<v Speaker 1>Hawaii and Las Vegas. I'm continually surprised by the prices

0:30:53.800 --> 0:30:56.280
<v Speaker 1>that people will charge for things. It just like every

0:30:56.360 --> 0:30:58.880
<v Speaker 1>time I think I've heard it all, I'm like, oh, okay,

0:30:58.920 --> 0:31:02.400
<v Speaker 1>twelve dollars for a bottle. Oh no, that's fifteen. Oh okay,

0:31:02.640 --> 0:31:07.040
<v Speaker 1>there you go. Uh but gas I digress. So gas

0:31:07.200 --> 0:31:09.959
<v Speaker 1>Buddy is an app that a lot of people are

0:31:10.040 --> 0:31:13.320
<v Speaker 1>using to try to find cheaper gas prices, which I

0:31:13.360 --> 0:31:16.600
<v Speaker 1>totally understand you should be at this point. It used

0:31:16.600 --> 0:31:18.640
<v Speaker 1>to be when gas was like, you know, ten fifteen

0:31:18.720 --> 0:31:20.880
<v Speaker 1>cents difference, Like, okay, not that big of a deal,

0:31:21.040 --> 0:31:23.640
<v Speaker 1>but at this point, with gas pushing like seven dollars

0:31:23.680 --> 0:31:27.200
<v Speaker 1>here in California, you gotta go in your neighborhood and

0:31:27.200 --> 0:31:29.840
<v Speaker 1>find the cheapest gas, and so you just got to

0:31:29.880 --> 0:31:32.680
<v Speaker 1>do it. So if I look at gas Buddy, So,

0:31:32.840 --> 0:31:35.160
<v Speaker 1>gas Buddy is basically this app that you know, they

0:31:35.200 --> 0:31:37.880
<v Speaker 1>get the information from the gas stations or whatever, and

0:31:37.960 --> 0:31:41.960
<v Speaker 1>they they tell you how much gas is and so great,

0:31:42.320 --> 0:31:45.600
<v Speaker 1>very convenient, very nice. But the thing that gas Buddy

0:31:45.640 --> 0:31:48.080
<v Speaker 1>is doing on the back end, and this is according

0:31:48.120 --> 0:31:51.080
<v Speaker 1>to an article from Wirecutter, is that, of course they're

0:31:51.120 --> 0:31:53.480
<v Speaker 1>collecting a whole bunch of data on you. And the

0:31:53.560 --> 0:31:55.400
<v Speaker 1>reality is that a lot of people are saying where

0:31:55.440 --> 0:31:58.800
<v Speaker 1>their location is, their exact location. It's tracking you all

0:31:58.840 --> 0:32:01.960
<v Speaker 1>the time, and then they sell that information to third

0:32:02.040 --> 0:32:07.000
<v Speaker 1>party data brokers. So just a scenario. You ever wonder

0:32:07.000 --> 0:32:08.880
<v Speaker 1>why you get so many of these random calls? Where

0:32:08.880 --> 0:32:10.480
<v Speaker 1>do people get your phone number? Yeah, a lot of

0:32:10.480 --> 0:32:14.080
<v Speaker 1>times it's through spammers and scammers, but a lot of

0:32:14.120 --> 0:32:16.520
<v Speaker 1>times it's also just you're giving it up to one

0:32:16.560 --> 0:32:18.920
<v Speaker 1>company you didn't read their privacy policy, and they're selling

0:32:18.920 --> 0:32:21.680
<v Speaker 1>it to other companies, and that's just what happens. So

0:32:21.880 --> 0:32:25.760
<v Speaker 1>with gas Buddy, it's kind of like this thing that

0:32:25.800 --> 0:32:29.000
<v Speaker 1>they say that if there is no price, you are

0:32:29.040 --> 0:32:32.000
<v Speaker 1>the product. So if you're getting something for free, your

0:32:32.240 --> 0:32:36.200
<v Speaker 1>data is what they're making money off of. And if

0:32:36.280 --> 0:32:38.640
<v Speaker 1>you want to know exactly how much, according to this article,

0:32:39.200 --> 0:32:41.600
<v Speaker 1>they were selling location data for nine dollars and fifty

0:32:41.640 --> 0:32:44.200
<v Speaker 1>cents per one thousand users. And they have a lot

0:32:44.200 --> 0:32:46.840
<v Speaker 1>of users. They have millions of users, so it's you know,

0:32:46.880 --> 0:32:48.600
<v Speaker 1>they've got a lot of this data, and they've got

0:32:48.640 --> 0:32:51.280
<v Speaker 1>data of where people are driving, where people are going.

0:32:51.480 --> 0:32:53.600
<v Speaker 1>They've got their name, they've got their address, they've got

0:32:53.640 --> 0:32:56.280
<v Speaker 1>their email, they've got all kinds of information that you

0:32:56.400 --> 0:32:58.239
<v Speaker 1>just give up to this app because it says, hey,

0:32:58.240 --> 0:32:59.840
<v Speaker 1>will you sign up with us? And you say sure,

0:33:00.360 --> 0:33:02.640
<v Speaker 1>but they put the skip sign up in little gray

0:33:02.720 --> 0:33:05.360
<v Speaker 1>lettering in the corner. So whenever you're using an app,

0:33:05.440 --> 0:33:07.280
<v Speaker 1>by the way, whenever you sign up for an app,

0:33:08.320 --> 0:33:12.640
<v Speaker 1>always always, always look for the option to skip signing

0:33:12.720 --> 0:33:14.520
<v Speaker 1>up for an account if you don't need one. A

0:33:14.560 --> 0:33:17.160
<v Speaker 1>lot of times skip if there's like a big box

0:33:17.200 --> 0:33:19.200
<v Speaker 1>in the middle of the app that says please sign in.

0:33:19.560 --> 0:33:22.440
<v Speaker 1>There's sometimes a little X or a little skip that's

0:33:22.480 --> 0:33:24.520
<v Speaker 1>just kind of grayed out and in the corner. We

0:33:24.640 --> 0:33:28.040
<v Speaker 1>call that a dark pattern in the industry, and it's

0:33:28.040 --> 0:33:31.280
<v Speaker 1>basically it's a pattern that you say, well, this windows

0:33:31.320 --> 0:33:32.800
<v Speaker 1>in front of me. There's no way to skip it.

0:33:33.080 --> 0:33:35.160
<v Speaker 1>Sometimes you can close out the app and that will

0:33:35.160 --> 0:33:37.360
<v Speaker 1>skip it. Other times there's a little tiny skip button

0:33:37.360 --> 0:33:39.560
<v Speaker 1>that you can't really see or you know, there's just

0:33:39.680 --> 0:33:41.840
<v Speaker 1>various ways of doing it. So always try to skip

0:33:41.880 --> 0:33:44.040
<v Speaker 1>creating an account if you can. And then when you're

0:33:44.080 --> 0:33:48.120
<v Speaker 1>creating your account, be very very mindful about the information

0:33:48.200 --> 0:33:51.160
<v Speaker 1>that you're giving up to that company, because chances are

0:33:51.560 --> 0:33:54.640
<v Speaker 1>that information will be packaged up and sold and sent

0:33:54.800 --> 0:33:56.719
<v Speaker 1>somewhere else, and so just be aware of that. So

0:33:57.080 --> 0:33:59.800
<v Speaker 1>for instance, I keep a Google Voice number that I

0:33:59.800 --> 0:34:02.560
<v Speaker 1>will give out more freely because I don't care if

0:34:02.600 --> 0:34:04.520
<v Speaker 1>a lot of people get it, because it's not something

0:34:04.520 --> 0:34:06.800
<v Speaker 1>that is ringing my phone all the time. So if

0:34:06.880 --> 0:34:09.239
<v Speaker 1>it's a company that I'm signing up for, I'll most

0:34:09.280 --> 0:34:10.880
<v Speaker 1>of the time give them that phone number. So when

0:34:10.880 --> 0:34:13.399
<v Speaker 1>I was doing all the loyalty cards and stuff for

0:34:13.560 --> 0:34:15.279
<v Speaker 1>you know, like roufs and things, it's like I would

0:34:15.280 --> 0:34:18.000
<v Speaker 1>give them that number because I know it's it's going

0:34:18.040 --> 0:34:20.600
<v Speaker 1>to different places. And here's the other thing. And I've

0:34:20.640 --> 0:34:23.239
<v Speaker 1>talked about this before, but when you sign up for

0:34:23.280 --> 0:34:27.080
<v Speaker 1>a website, that information goes into a data warehouse that

0:34:27.160 --> 0:34:29.880
<v Speaker 1>then combines it with other information. So imagine there's a

0:34:29.880 --> 0:34:33.279
<v Speaker 1>couple databases one, two, three, four, five, six seven. This

0:34:33.320 --> 0:34:36.840
<v Speaker 1>one has your email address, this one has your phone number,

0:34:37.000 --> 0:34:38.920
<v Speaker 1>this one has your name, this one has your address.

0:34:38.960 --> 0:34:41.800
<v Speaker 1>What they do is they merge them all together based

0:34:41.800 --> 0:34:44.680
<v Speaker 1>on signals. So if you use the same email address,

0:34:44.760 --> 0:34:47.239
<v Speaker 1>and on one account you gave your email and phone number,

0:34:47.280 --> 0:34:49.880
<v Speaker 1>and on another you gave your email and your physical address,

0:34:50.239 --> 0:34:52.239
<v Speaker 1>they just merge that all together and now they have

0:34:52.280 --> 0:34:54.880
<v Speaker 1>a complete look of who you are, where you're going,

0:34:55.120 --> 0:34:57.640
<v Speaker 1>where you're shopping, how you're spending your money, when you

0:34:57.719 --> 0:35:00.440
<v Speaker 1>do things, how you do things, the websites you're looking at.

0:35:00.480 --> 0:35:01.920
<v Speaker 1>I mean, it just goes on and on and on.

0:35:02.040 --> 0:35:06.560
<v Speaker 1>Data data, data, data is huge, huge business. Believe me,

0:35:06.760 --> 0:35:09.640
<v Speaker 1>how do you think Google's in business? Data? One hundred

0:35:09.640 --> 0:35:13.040
<v Speaker 1>percent data business. I mean, every single thing that Google

0:35:13.080 --> 0:35:15.719
<v Speaker 1>does is based on data. They love data, they have

0:35:15.840 --> 0:35:20.680
<v Speaker 1>so much of it on us anyway. And then now, yeah,

0:35:20.760 --> 0:35:22.319
<v Speaker 1>the way that they're using the data is that they

0:35:22.360 --> 0:35:25.439
<v Speaker 1>don't sell it directly, but they will sell against that data.

0:35:25.480 --> 0:35:27.600
<v Speaker 1>And that's another thing is that you know your data

0:35:27.719 --> 0:35:30.400
<v Speaker 1>might be private, but they're still selling against it. And

0:35:30.440 --> 0:35:32.560
<v Speaker 1>so when they say, oh, we know this person, this person,

0:35:32.600 --> 0:35:35.319
<v Speaker 1>this person is into hot wheels, they can then sell

0:35:35.320 --> 0:35:38.239
<v Speaker 1>hot wheels ads against that, even though they didn't give

0:35:38.320 --> 0:35:40.719
<v Speaker 1>up your name and information. So you have to think

0:35:40.760 --> 0:35:43.680
<v Speaker 1>about how this stuff works. Okay, so long story short

0:35:43.680 --> 0:35:46.040
<v Speaker 1>on gas Buddy. Two things that you should probably do.

0:35:46.280 --> 0:35:48.640
<v Speaker 1>The number one, don't sign up for the drive the

0:35:48.760 --> 0:35:51.560
<v Speaker 1>drives feature unless you want all your information given away

0:35:51.880 --> 0:35:54.920
<v Speaker 1>to third party companies. And then you can go in

0:35:55.040 --> 0:35:57.839
<v Speaker 1>on your location settings. You only want to give them

0:35:57.880 --> 0:36:03.480
<v Speaker 1>location every time. So only when you are using the

0:36:03.560 --> 0:36:06.160
<v Speaker 1>app do you want to have them giving them the

0:36:06.200 --> 0:36:08.719
<v Speaker 1>ability to use your location? And this is the thing

0:36:08.760 --> 0:36:10.680
<v Speaker 1>that you can do with every app. Ninety nine percent

0:36:10.680 --> 0:36:13.040
<v Speaker 1>of the time, when I first get that notification that says,

0:36:13.440 --> 0:36:15.840
<v Speaker 1>you know, can you use my location, I'll say just

0:36:15.880 --> 0:36:18.000
<v Speaker 1>this one time, and then if I really love the app,

0:36:18.160 --> 0:36:20.160
<v Speaker 1>maybe I'll give them more access later down the road.

0:36:20.560 --> 0:36:22.920
<v Speaker 1>The other thing you can do is turn off the

0:36:23.960 --> 0:36:26.920
<v Speaker 1>location privacy. There's like a little toggling in these settings

0:36:27.239 --> 0:36:30.040
<v Speaker 1>that basically says, can we sell your information? A four square?

0:36:30.440 --> 0:36:32.600
<v Speaker 1>And it's just turned on by default, So you want

0:36:32.600 --> 0:36:34.080
<v Speaker 1>to go in and turn that off, just to you know,

0:36:34.120 --> 0:36:41.000
<v Speaker 1>protect yourself a little little bit more. All right, let's

0:36:41.040 --> 0:36:47.640
<v Speaker 1>get to the next question. Steve says, Hey, Rich, virtually

0:36:47.760 --> 0:36:50.319
<v Speaker 1>all major banks can be set to notify users of

0:36:50.360 --> 0:36:53.920
<v Speaker 1>any charges. I set mine to notify me of any

0:36:54.040 --> 0:36:57.440
<v Speaker 1>charge of one cent or more. This includes any attempts,

0:36:57.440 --> 0:36:59.520
<v Speaker 1>so I see it all. Of course. Two factor on

0:36:59.560 --> 0:37:02.279
<v Speaker 1>top is safeguard. If you agree or disagree, let me know.

0:37:02.320 --> 0:37:05.000
<v Speaker 1>If you agree, please let your vast audience know. Thanks Rich,

0:37:05.320 --> 0:37:10.280
<v Speaker 1>best regard, Steve, the one and only mister Gadget. Wow

0:37:11.000 --> 0:37:15.560
<v Speaker 1>mister Gadget is listening. Cool, thanks, mister Gadget. I think

0:37:15.600 --> 0:37:17.759
<v Speaker 1>I met Steve once at an event. You know, it's

0:37:17.760 --> 0:37:19.880
<v Speaker 1>been like two years since we've had these tech events,

0:37:19.880 --> 0:37:23.000
<v Speaker 1>so I haven't seen a lot of people. But yes,

0:37:23.120 --> 0:37:27.800
<v Speaker 1>I one hundred percent agree with this. For sure you should.

0:37:28.120 --> 0:37:31.959
<v Speaker 1>So my credit card was stolen a couple of weeks ago,

0:37:32.239 --> 0:37:34.120
<v Speaker 1>and it was I think I told the story, but

0:37:34.520 --> 0:37:37.359
<v Speaker 1>basically I used it at a restaurant and within ten

0:37:37.400 --> 0:37:40.360
<v Speaker 1>minutes I had gotten a text from my bank saying

0:37:40.360 --> 0:37:42.640
<v Speaker 1>that my card was stolen. It was used at a

0:37:42.640 --> 0:37:45.640
<v Speaker 1>gas station in like Iowa or something, and I was

0:37:45.680 --> 0:37:48.000
<v Speaker 1>like what that wasn't me At first I thought the

0:37:48.000 --> 0:37:49.879
<v Speaker 1>the text message was bogus. I was like, what, There's

0:37:49.920 --> 0:37:51.839
<v Speaker 1>no way, I'm not I'm not in Iowa, Like how

0:37:51.920 --> 0:37:54.239
<v Speaker 1>is my card being used there? And so I've talked

0:37:54.280 --> 0:37:56.120
<v Speaker 1>about this on my podcasts before, but I have a

0:37:56.200 --> 0:37:59.600
<v Speaker 1>rule if my card I'm not a huge credit card person,

0:37:59.640 --> 0:38:02.040
<v Speaker 1>but if my card, I do carry one. If my

0:38:02.160 --> 0:38:05.320
<v Speaker 1>card is leaving my hand, if someone else is taking

0:38:05.320 --> 0:38:07.759
<v Speaker 1>my card, I give them my credit card. If I

0:38:07.760 --> 0:38:10.560
<v Speaker 1>am doing the transaction myself, I will use tap to pay,

0:38:10.680 --> 0:38:12.840
<v Speaker 1>or I will use the chip in my debit card,

0:38:12.920 --> 0:38:14.560
<v Speaker 1>and the reason for that is I like to spend

0:38:14.560 --> 0:38:16.920
<v Speaker 1>cash so that I don't overspend, and so it just

0:38:16.960 --> 0:38:20.240
<v Speaker 1>helps me with the budgeting. But with a credit card,

0:38:21.000 --> 0:38:25.239
<v Speaker 1>I definitely make sure that I use that for transactions

0:38:25.239 --> 0:38:28.680
<v Speaker 1>that are unprotected, so that means online transactions where your

0:38:28.719 --> 0:38:31.160
<v Speaker 1>card number is just going out into the world, or

0:38:31.239 --> 0:38:34.440
<v Speaker 1>of course any transaction where they're swiping my card, because

0:38:34.480 --> 0:38:36.480
<v Speaker 1>a swipe is pretty much the worst thing that they

0:38:36.480 --> 0:38:38.719
<v Speaker 1>can do to your card at this point, because your

0:38:38.800 --> 0:38:41.640
<v Speaker 1>number is unencrypted, it is out there, it is just

0:38:41.840 --> 0:38:45.560
<v Speaker 1>totally ripe for the taking. And so you always, at

0:38:45.560 --> 0:38:47.799
<v Speaker 1>the very minimum, no matter how you're paying, whether it's

0:38:47.800 --> 0:38:50.000
<v Speaker 1>debit or credit, you always want to use the chip,

0:38:50.480 --> 0:38:53.400
<v Speaker 1>always want to use chip tap to pay. Even better,

0:38:54.080 --> 0:38:56.800
<v Speaker 1>Chip and tap to pay are actually quite the same

0:38:56.960 --> 0:39:00.680
<v Speaker 1>when it comes to security and privacy. But my number

0:39:00.680 --> 0:39:04.719
<v Speaker 1>one Tap to pay, number two is chip. Number three

0:39:05.480 --> 0:39:09.200
<v Speaker 1>is do not use the swipe ever, never ever swipe

0:39:09.200 --> 0:39:12.000
<v Speaker 1>your card. In fact, I will ask, especially smaller merchants,

0:39:12.200 --> 0:39:14.279
<v Speaker 1>I'll be like, are you swiping my card? And when

0:39:14.280 --> 0:39:16.000
<v Speaker 1>they say they're swiping it, I say, oh, hold on,

0:39:16.440 --> 0:39:18.880
<v Speaker 1>let me don't take my debit card. Here, take my

0:39:18.880 --> 0:39:21.080
<v Speaker 1>credit card. So if you have to swipe, if you

0:39:21.160 --> 0:39:24.040
<v Speaker 1>must swipe, use your credit card, because at least that

0:39:24.080 --> 0:39:26.040
<v Speaker 1>gives you a little bit of protection if your card

0:39:26.160 --> 0:39:29.040
<v Speaker 1>is stolen. In the case that mine was a couple

0:39:29.320 --> 0:39:31.279
<v Speaker 1>weeks ago, right when I was using it. So I

0:39:31.280 --> 0:39:33.960
<v Speaker 1>don't know if the waiter took a picture of my

0:39:34.040 --> 0:39:36.120
<v Speaker 1>card and sent it off into the internet, or maybe

0:39:36.120 --> 0:39:40.439
<v Speaker 1>it was just totally unrelated, but it happens. It still

0:39:40.480 --> 0:39:43.600
<v Speaker 1>happens on a daily basis. So anyway, what Steve is

0:39:43.680 --> 0:39:46.319
<v Speaker 1>talking about is I think we were talking about the

0:39:46.920 --> 0:39:49.520
<v Speaker 1>Do I talk about this later? Yeah, I guess I'll

0:39:49.560 --> 0:39:51.520
<v Speaker 1>just talk about this now. But I think he was

0:39:51.560 --> 0:39:54.799
<v Speaker 1>talking about the whole Zell fraud thing, because people are

0:39:54.880 --> 0:39:59.400
<v Speaker 1>using these cash apps like cash and Venmo and PayPal

0:40:00.080 --> 0:40:04.359
<v Speaker 1>and Zell thinking that they're protected for unauthorized transactions. But

0:40:04.440 --> 0:40:06.560
<v Speaker 1>when it's a cash transaction like that, it's a lot

0:40:06.640 --> 0:40:09.359
<v Speaker 1>tougher to get your money back, and especially with Zel.

0:40:09.480 --> 0:40:12.600
<v Speaker 1>So I agree. I have I have it turned on

0:40:12.600 --> 0:40:15.480
<v Speaker 1>on my account where I do get a notification when

0:40:15.480 --> 0:40:18.680
<v Speaker 1>my card is used, and so most of the time

0:40:18.719 --> 0:40:21.040
<v Speaker 1>it's fine, it's like, oh, good to know, but you

0:40:21.080 --> 0:40:22.759
<v Speaker 1>can also a lot of banks let you turn on

0:40:22.840 --> 0:40:25.239
<v Speaker 1>and off your card. They let you set certain parameters

0:40:25.280 --> 0:40:29.200
<v Speaker 1>like no international transactions. So look into your bank and see,

0:40:30.400 --> 0:40:31.920
<v Speaker 1>you know what they allow you to do and what

0:40:32.000 --> 0:40:33.759
<v Speaker 1>kind of notifications you can get. Now, I get it

0:40:33.760 --> 0:40:36.720
<v Speaker 1>with a credit card. I always think that that's better

0:40:36.800 --> 0:40:40.080
<v Speaker 1>than the debit card because when the debit card is hacked,

0:40:40.960 --> 0:40:42.719
<v Speaker 1>your money's gone and now you have to fight your

0:40:42.760 --> 0:40:44.879
<v Speaker 1>bank for your own money. When a credit card is hacked,

0:40:44.880 --> 0:40:48.000
<v Speaker 1>you're like, okay, you guys, let me know when you

0:40:48.040 --> 0:40:50.120
<v Speaker 1>figure that out, because I'm not paying that bill. And

0:40:50.400 --> 0:40:52.279
<v Speaker 1>what can they do. I mean, it's like their money

0:40:52.320 --> 0:40:54.600
<v Speaker 1>that they've already given, and so it's just a it's

0:40:54.640 --> 0:40:57.560
<v Speaker 1>just a little bit more of a you know, a

0:40:57.640 --> 0:40:59.880
<v Speaker 1>relief when something happens to your credit card than it

0:41:00.000 --> 0:41:03.200
<v Speaker 1>debit card. And so I understand why people gravitate towards

0:41:03.239 --> 0:41:05.600
<v Speaker 1>credit cards because it puts that little buffer zone between

0:41:05.640 --> 0:41:08.960
<v Speaker 1>them and their money. And I totally understand that. And

0:41:09.000 --> 0:41:11.960
<v Speaker 1>so that's that. Let's talk about Zell now, because there's

0:41:11.960 --> 0:41:14.480
<v Speaker 1>a big article in the New York Times about how

0:41:14.760 --> 0:41:18.480
<v Speaker 1>Zell has a lot of fraud because it's built into

0:41:18.480 --> 0:41:21.160
<v Speaker 1>bank accounts. So what happened was all of the big

0:41:21.200 --> 0:41:26.560
<v Speaker 1>banks like Bank of America, Chase, Wells Fargo, they all said,

0:41:26.600 --> 0:41:29.640
<v Speaker 1>wait a second, how what's going on with PayPal and

0:41:29.719 --> 0:41:32.879
<v Speaker 1>Venmo and cash app, Like all these people are using

0:41:32.880 --> 0:41:36.080
<v Speaker 1>this to transfer money and they're going around our systems

0:41:36.120 --> 0:41:38.479
<v Speaker 1>and they're not having to pay for it, and so whoa, whoa,

0:41:38.680 --> 0:41:40.640
<v Speaker 1>we should be in on this. And so they came

0:41:40.719 --> 0:41:43.040
<v Speaker 1>up with something called Zel and they built it into

0:41:43.400 --> 0:41:46.640
<v Speaker 1>your bank account. And that's great because I actually prefer

0:41:46.840 --> 0:41:50.000
<v Speaker 1>Zell because it's a really easy transfer where it goes

0:41:50.000 --> 0:41:53.080
<v Speaker 1>from my account to your account and there's no middleman

0:41:53.280 --> 0:41:56.040
<v Speaker 1>and so it just the money just appears in your account.

0:41:56.560 --> 0:42:01.080
<v Speaker 1>That's good. But the problem is the transactions are not

0:42:01.360 --> 0:42:03.520
<v Speaker 1>as protected as you think. In fact, they may not

0:42:03.600 --> 0:42:08.000
<v Speaker 1>be protected at all unless it was fully unless someone

0:42:08.040 --> 0:42:10.880
<v Speaker 1>hacked into your account and started doing a Zell transaction.

0:42:11.320 --> 0:42:13.359
<v Speaker 1>What the New York Times is saying is that if

0:42:13.360 --> 0:42:16.240
<v Speaker 1>you are tricked into doing a Zell transfer to someone,

0:42:16.440 --> 0:42:18.160
<v Speaker 1>let's say you get a text message, and this is

0:42:18.160 --> 0:42:20.120
<v Speaker 1>how it works. Typically I put this on my Instagram,

0:42:20.160 --> 0:42:22.120
<v Speaker 1>by the way, So let's say you get a text

0:42:22.120 --> 0:42:24.400
<v Speaker 1>that says, hey did you just transfer one thousand dollars

0:42:24.520 --> 0:42:27.319
<v Speaker 1>via Zel to this person. Press one for yes, two

0:42:27.400 --> 0:42:30.040
<v Speaker 1>for no, and you press one and next thing you know,

0:42:30.040 --> 0:42:32.320
<v Speaker 1>you get a phone call from your quote unquote bank

0:42:32.400 --> 0:42:35.399
<v Speaker 1>and they say, uh, okay, we need to verify this

0:42:35.560 --> 0:42:37.800
<v Speaker 1>so we can take care of this really quickly quick.

0:42:37.840 --> 0:42:41.319
<v Speaker 1>What's your username for your bank? What's your banking user name?

0:42:41.440 --> 0:42:43.759
<v Speaker 1>And yes, I get it. Not everyone will fall for that,

0:42:43.880 --> 0:42:45.799
<v Speaker 1>but some people would, and a lot of people do.

0:42:46.600 --> 0:42:49.239
<v Speaker 1>And they say, oh, it's you know, it's rich on

0:42:49.360 --> 0:42:51.680
<v Speaker 1>Tech And they say, okay, great, we just sent you

0:42:51.760 --> 0:42:54.000
<v Speaker 1>a text message with a confirmation code. Please give us

0:42:54.040 --> 0:42:56.640
<v Speaker 1>that code. And you give them that code, thinking you're

0:42:56.680 --> 0:42:58.600
<v Speaker 1>confirming you are who you are. And by the way,

0:42:58.880 --> 0:43:03.080
<v Speaker 1>legitimate companies do this. So, for example, Hilton, when I

0:43:03.440 --> 0:43:05.719
<v Speaker 1>call up Hilton to do anything with my account, they say, okay,

0:43:05.719 --> 0:43:07.319
<v Speaker 1>we just sent you a text message. Read us that

0:43:07.360 --> 0:43:11.440
<v Speaker 1>text message. Verizon does something similar, and so these companies

0:43:11.480 --> 0:43:13.839
<v Speaker 1>do that, and this is what these scammers prey upon.

0:43:14.560 --> 0:43:20.960
<v Speaker 1>They are basically social engineering the legitimate systems that these

0:43:21.000 --> 0:43:23.759
<v Speaker 1>companies have put in place to protect us, and by

0:43:23.800 --> 0:43:27.719
<v Speaker 1>reverse social engineering them, they use these little systems against us.

0:43:27.960 --> 0:43:29.719
<v Speaker 1>So you've already been trained to know that. When you

0:43:29.760 --> 0:43:33.080
<v Speaker 1>get that confirmation code in your text, it's like, Okay,

0:43:33.160 --> 0:43:35.520
<v Speaker 1>my bank is confirming what I thought, like this is

0:43:35.840 --> 0:43:38.799
<v Speaker 1>this is a security code. But when they're asking for it,

0:43:38.840 --> 0:43:42.240
<v Speaker 1>what they're actually doing is they're doing a quick password reset,

0:43:42.480 --> 0:43:45.279
<v Speaker 1>and that little code is that one time code that

0:43:45.320 --> 0:43:48.880
<v Speaker 1>has been texted texted to your account to actually assist

0:43:48.960 --> 0:43:52.040
<v Speaker 1>in that password reset, and then they type in that

0:43:52.080 --> 0:43:54.719
<v Speaker 1>code and now they can put in their own password,

0:43:54.760 --> 0:43:57.160
<v Speaker 1>and now they have control of your account. All this

0:43:57.239 --> 0:43:59.520
<v Speaker 1>is happening in real time while you're on the phone

0:43:59.520 --> 0:44:01.480
<v Speaker 1>with this report representative who's trying to just keep you

0:44:01.520 --> 0:44:04.120
<v Speaker 1>on the phone longer and longer to talk about the problem.

0:44:04.480 --> 0:44:06.640
<v Speaker 1>And next thing you know, you're being cleared out of

0:44:06.640 --> 0:44:09.640
<v Speaker 1>your money. Now there are limits on Zeal so that

0:44:09.680 --> 0:44:12.160
<v Speaker 1>you can't be fully cleaned out in one day, but

0:44:12.560 --> 0:44:14.279
<v Speaker 1>it's still a lot more money than you want to

0:44:14.320 --> 0:44:17.400
<v Speaker 1>lose from your account. So what the New York Times

0:44:17.440 --> 0:44:19.719
<v Speaker 1>thesis was is that they're saying that when people are

0:44:19.800 --> 0:44:23.000
<v Speaker 1>tricked into doing a Zell transfer, like if I just

0:44:23.040 --> 0:44:25.160
<v Speaker 1>trick you into a zel transfer and that money goes

0:44:25.160 --> 0:44:26.799
<v Speaker 1>into your bank and then you call and you say, hey, wait,

0:44:27.120 --> 0:44:29.520
<v Speaker 1>I didn't authorize that. They say, but yes, you did.

0:44:29.960 --> 0:44:32.640
<v Speaker 1>You actually did authorize it. You made the transaction. We

0:44:32.719 --> 0:44:35.399
<v Speaker 1>can't just because you got tricked into it doesn't mean

0:44:35.400 --> 0:44:37.680
<v Speaker 1>that we're on the hook for it. And the problem is,

0:44:37.840 --> 0:44:41.040
<v Speaker 1>unlike a credit card, this is actual cash, this is

0:44:41.080 --> 0:44:43.480
<v Speaker 1>real money. So the way a credit card works, if

0:44:43.480 --> 0:44:46.279
<v Speaker 1>I own a business, my credit card company only, like

0:44:46.320 --> 0:44:48.919
<v Speaker 1>if I accept credit cards, the credit card company only

0:44:48.960 --> 0:44:51.200
<v Speaker 1>pays me out once a month, right, I mean, maybe

0:44:51.280 --> 0:44:53.160
<v Speaker 1>quicker if it's some of these new things like Square

0:44:53.200 --> 0:44:55.600
<v Speaker 1>and of course some of these other systems. But there's

0:44:55.600 --> 0:44:58.759
<v Speaker 1>always this ongoing like balance that you have with a

0:44:58.800 --> 0:45:01.160
<v Speaker 1>credit card company, Like they might owe you one thousand dollars,

0:45:01.160 --> 0:45:04.400
<v Speaker 1>they might owe you five hundred dollars. And when someone

0:45:04.440 --> 0:45:06.919
<v Speaker 1>does what's called a charge back and they say, hey,

0:45:07.000 --> 0:45:09.799
<v Speaker 1>I dispute this charge, what a credit card company does

0:45:09.880 --> 0:45:13.640
<v Speaker 1>while they investigate is they will just hold that money.

0:45:13.640 --> 0:45:16.239
<v Speaker 1>They will withhold that money from the business. So they say,

0:45:16.239 --> 0:45:20.399
<v Speaker 1>we know we owe you six hundred dollars, but we're

0:45:20.400 --> 0:45:22.160
<v Speaker 1>actually not going to give you that money right now

0:45:22.200 --> 0:45:26.920
<v Speaker 1>because someone is disputing the fact that you charge them

0:45:26.960 --> 0:45:29.120
<v Speaker 1>six hundred dollars, and we need to look into that

0:45:29.160 --> 0:45:31.799
<v Speaker 1>to make sure that before we release this money to

0:45:31.840 --> 0:45:34.880
<v Speaker 1>you that this is a legitimate transaction. So that's why

0:45:35.120 --> 0:45:37.360
<v Speaker 1>when zell goes through, and it goes through really fast

0:45:37.440 --> 0:45:39.759
<v Speaker 1>and it's cash and someone can withdraw that from the ATM,

0:45:39.880 --> 0:45:42.440
<v Speaker 1>that money's gone in an instant and so this stuff,

0:45:42.680 --> 0:45:45.400
<v Speaker 1>these scammers have gotten very, very smart about how to

0:45:45.440 --> 0:45:49.320
<v Speaker 1>do this. According to this New York Times article, eighteen

0:45:49.360 --> 0:45:52.480
<v Speaker 1>million Americans were defrauded through scams involving digital wallets and

0:45:52.520 --> 0:45:55.640
<v Speaker 1>person of person payments. So when you say how could

0:45:55.680 --> 0:45:59.720
<v Speaker 1>this happen? How could this happen to someone? You are smart.

0:45:59.760 --> 0:46:02.160
<v Speaker 1>You're a smart person. You're listening to a podcast from

0:46:02.160 --> 0:46:05.160
<v Speaker 1>a tech person on Instagram. You're ahead of the curve.

0:46:05.520 --> 0:46:07.680
<v Speaker 1>There are so many people out there who are not

0:46:07.800 --> 0:46:10.719
<v Speaker 1>doing this. They're not educating themselves. They might be a

0:46:10.760 --> 0:46:13.440
<v Speaker 1>little bit older, they might be a little less tech savvy,

0:46:13.560 --> 0:46:15.880
<v Speaker 1>and that is the problem. It's not a problem for them.

0:46:15.920 --> 0:46:18.160
<v Speaker 1>They're just regular people and they're not keeping up on

0:46:18.200 --> 0:46:20.160
<v Speaker 1>all this stuff. I have to keep up on all

0:46:20.160 --> 0:46:22.239
<v Speaker 1>this stuff. When I read this Zealscam, I said, uh,

0:46:22.280 --> 0:46:24.840
<v Speaker 1>that's brilliant. But what I have thought of that. Personally,

0:46:25.880 --> 0:46:29.960
<v Speaker 1>maybe not, but I am critical of anything that arrives

0:46:30.000 --> 0:46:33.040
<v Speaker 1>in my inbox. Any text message I get, I have

0:46:33.120 --> 0:46:36.319
<v Speaker 1>to sit there and analyze is this real? Is this

0:46:36.400 --> 0:46:40.600
<v Speaker 1>a scam? Is this going to somehow defraud me? I

0:46:40.640 --> 0:46:42.920
<v Speaker 1>get people that forward me messages all the time, and

0:46:42.960 --> 0:46:45.399
<v Speaker 1>I have to kind of analyze them and figure out

0:46:45.400 --> 0:46:48.960
<v Speaker 1>if it's fraudulent or not. And it's Believe me, these

0:46:49.000 --> 0:46:52.160
<v Speaker 1>scam artists work on numbers. They work on large numbers

0:46:52.200 --> 0:46:57.319
<v Speaker 1>of people. Not every single person that's sitting there, you know,

0:46:57.480 --> 0:47:00.319
<v Speaker 1>in the world is one hundred percent up on every

0:47:00.360 --> 0:47:04.919
<v Speaker 1>single scam. And so, as someone just said in the chat,

0:47:04.960 --> 0:47:07.879
<v Speaker 1>it's a problem keeping up with the scammers. Absolutely, it's

0:47:07.920 --> 0:47:10.719
<v Speaker 1>their job to figure out how to scam us. It's

0:47:10.760 --> 0:47:14.240
<v Speaker 1>our job to go to work, raise kids, make a living,

0:47:14.600 --> 0:47:18.759
<v Speaker 1>you know, have a little time off, whatever. It's their

0:47:18.840 --> 0:47:20.920
<v Speaker 1>job to just take our hard earned money from us.

0:47:20.960 --> 0:47:22.560
<v Speaker 1>And so, believe me, they are going to try to

0:47:22.600 --> 0:47:25.720
<v Speaker 1>do that all the time, and they will try new ways,

0:47:25.840 --> 0:47:29.560
<v Speaker 1>and as technology evolves, they just continue to find new

0:47:29.560 --> 0:47:32.480
<v Speaker 1>ways to exploit it, and they will continue. This is

0:47:32.520 --> 0:47:35.360
<v Speaker 1>not going to end ever, believe me. And this is

0:47:35.400 --> 0:47:38.520
<v Speaker 1>one reason I know, I'm very high on the security

0:47:38.560 --> 0:47:41.879
<v Speaker 1>stuff because it's just so it's such a problem that

0:47:41.920 --> 0:47:44.279
<v Speaker 1>it's just it makes me so angry that people still

0:47:44.320 --> 0:47:47.280
<v Speaker 1>fall for this stuff, and smart people. I've had smart,

0:47:47.360 --> 0:47:50.360
<v Speaker 1>smart people call me up in near tears saying that

0:47:50.400 --> 0:47:53.280
<v Speaker 1>they believe they fell for a scam. And it happens

0:47:53.320 --> 0:47:55.840
<v Speaker 1>to the smartest people out there. It's just that these people,

0:47:56.400 --> 0:47:58.520
<v Speaker 1>like I said, it's a full time job to scam us,

0:47:58.560 --> 0:48:02.200
<v Speaker 1>and so they get really good at their jobs. Okay,

0:48:02.239 --> 0:48:05.200
<v Speaker 1>but my point is number one, be critical of every

0:48:05.239 --> 0:48:06.960
<v Speaker 1>and don't just you know, I know what you're listening

0:48:07.040 --> 0:48:10.480
<v Speaker 1>and you understand, and you're sitting here on a tech podcast.

0:48:10.520 --> 0:48:13.280
<v Speaker 1>But you've got to tell your friends and family this stuff.

0:48:13.360 --> 0:48:15.840
<v Speaker 1>That's what you need to do. That's your job is

0:48:15.880 --> 0:48:18.960
<v Speaker 1>to tell friends and family about the things that you're

0:48:19.000 --> 0:48:22.239
<v Speaker 1>hearing about so that they know when they come across it,

0:48:22.280 --> 0:48:24.480
<v Speaker 1>they go, wait, huh, that is weird. I did get

0:48:24.480 --> 0:48:26.600
<v Speaker 1>that message from Zell that said, did you authorize this?

0:48:26.680 --> 0:48:29.160
<v Speaker 1>And I actually ignored it because I didn't even know

0:48:29.239 --> 0:48:32.480
<v Speaker 1>that I, you know, use Zell. And so you just

0:48:32.520 --> 0:48:34.120
<v Speaker 1>have to be able to tell your friends and family

0:48:34.160 --> 0:48:36.279
<v Speaker 1>about this stuff and just make sure that you know

0:48:36.560 --> 0:48:38.520
<v Speaker 1>you're not gonna be able to protect everyone, but you know,

0:48:38.640 --> 0:48:40.719
<v Speaker 1>getting this stuff out there in a bigger way. This

0:48:40.800 --> 0:48:42.440
<v Speaker 1>why I talk about it on TV. This why I

0:48:42.440 --> 0:48:45.920
<v Speaker 1>talk about it here. That's why I do this stuff

0:48:45.960 --> 0:48:47.919
<v Speaker 1>because I do like if I can just save one

0:48:47.960 --> 0:48:51.120
<v Speaker 1>person from getting scammed or from doing a raw deal

0:48:51.239 --> 0:48:54.000
<v Speaker 1>or whatever, you know, I feel good and that's a

0:48:54.000 --> 0:48:57.160
<v Speaker 1>good thing. So anyway, Number one, be critical of any

0:48:57.280 --> 0:49:01.080
<v Speaker 1>messaging that you get. Number two, don't click links that

0:49:01.200 --> 0:49:03.480
<v Speaker 1>you know you're curious what the link brings you to,

0:49:03.640 --> 0:49:07.399
<v Speaker 1>just don't do it. Number three, if something's too good

0:49:07.400 --> 0:49:09.920
<v Speaker 1>to be true, it really is. I get emails all

0:49:09.960 --> 0:49:12.440
<v Speaker 1>the time from people saying, rich, this is this computer's

0:49:12.480 --> 0:49:14.600
<v Speaker 1>half the price that it is on Apple's website, Like

0:49:14.600 --> 0:49:16.600
<v Speaker 1>should I buy it? I'm like, no, it's a scam,

0:49:16.640 --> 0:49:19.959
<v Speaker 1>like come on. And then the other thing is two

0:49:19.960 --> 0:49:24.960
<v Speaker 1>factor authentication. I can't speak highly enough of two factor authentication.

0:49:25.400 --> 0:49:28.480
<v Speaker 1>I know that the scammers are using it to scam us,

0:49:28.800 --> 0:49:30.680
<v Speaker 1>but you still have to use it. And if you're

0:49:30.760 --> 0:49:34.000
<v Speaker 1>using weak passwords, get a password manager please. I know

0:49:34.040 --> 0:49:35.880
<v Speaker 1>it's a lot of work to use these things, but

0:49:36.080 --> 0:49:40.680
<v Speaker 1>do not use the same password across various accounts. Please

0:49:40.960 --> 0:49:45.040
<v Speaker 1>don't ever, don't ever use the same password twice ever,

0:49:45.400 --> 0:49:48.560
<v Speaker 1>I mean ever, ever, ever, in fact, you answer those

0:49:48.640 --> 0:49:51.960
<v Speaker 1>questions that say, you know, what's your your mother's maiden

0:49:52.080 --> 0:49:55.160
<v Speaker 1>name or your first pets name, don't even give the

0:49:55.239 --> 0:49:57.880
<v Speaker 1>real answers. How many of your friends know the answer

0:49:57.920 --> 0:50:01.120
<v Speaker 1>to your mother's maiden name and your your pet's name

0:50:01.200 --> 0:50:03.799
<v Speaker 1>and where you went to college? Don't ever do that

0:50:04.400 --> 0:50:08.600
<v Speaker 1>use a fake answer, and don't. In fact, what I

0:50:08.640 --> 0:50:11.680
<v Speaker 1>do is I actually use a password generator to generate

0:50:11.719 --> 0:50:17.560
<v Speaker 1>a sixteen a sixteen character random string, and then I

0:50:17.600 --> 0:50:20.160
<v Speaker 1>put that in there. And so there's no way when

0:50:20.200 --> 0:50:22.840
<v Speaker 1>someone asks like what my hometown or my you know,

0:50:23.000 --> 0:50:26.440
<v Speaker 1>city I grew up in, it's like sixteen random characters,

0:50:26.480 --> 0:50:29.000
<v Speaker 1>I have to go into a program and figure out

0:50:29.080 --> 0:50:30.960
<v Speaker 1>what that is and copy and paste it. Because even

0:50:30.960 --> 0:50:33.279
<v Speaker 1>I don't know the answers to my own questions. So,

0:50:34.640 --> 0:50:37.239
<v Speaker 1>and now I'm not saying you have to be that

0:50:37.239 --> 0:50:41.640
<v Speaker 1>that you know wild about it, but definitely just think

0:50:41.680 --> 0:50:43.920
<v Speaker 1>about this stuff, you know what I mean? And hey,

0:50:43.960 --> 0:50:46.760
<v Speaker 1>miss Carter on Instagram is saying she uses last pass,

0:50:47.600 --> 0:50:50.440
<v Speaker 1>and Janet says, I appreciate all your info. It might

0:50:50.480 --> 0:50:53.920
<v Speaker 1>be new for some individuals. Absolutely, and yeah, Google knows

0:50:53.960 --> 0:50:57.880
<v Speaker 1>the answer. Someone just commented and Coco says, I would

0:50:57.880 --> 0:51:00.160
<v Speaker 1>forget that password if it was random. Yes, that's why

0:51:00.200 --> 0:51:01.960
<v Speaker 1>you have to use the password manager to put that

0:51:02.000 --> 0:51:05.719
<v Speaker 1>in there. So believe me, you know it's you just

0:51:05.760 --> 0:51:08.080
<v Speaker 1>have to be very aware of this stuff because it's

0:51:08.160 --> 0:51:10.960
<v Speaker 1>just it's sad, Like you sit there and it's like,

0:51:11.520 --> 0:51:14.200
<v Speaker 1>it's funny when I even when I'm posting stuff about

0:51:14.280 --> 0:51:16.799
<v Speaker 1>the scams, I'm like, come on, really, like who's gonna

0:51:16.800 --> 0:51:19.360
<v Speaker 1>fall for this? But I get the text and the

0:51:19.400 --> 0:51:23.480
<v Speaker 1>emails and the messages just start flowing in from people

0:51:23.520 --> 0:51:26.120
<v Speaker 1>that have a story. Yep, that was my mom, Yep,

0:51:26.200 --> 0:51:28.719
<v Speaker 1>that was my dad, Yep that was me, Yep that

0:51:28.840 --> 0:51:31.680
<v Speaker 1>was my nephew. And believe me, this stuff does happen.

0:51:31.800 --> 0:51:34.040
<v Speaker 1>You don't have eighteen million people that are affected by

0:51:34.040 --> 0:51:36.799
<v Speaker 1>this in the US and no one knows someone that

0:51:36.840 --> 0:51:41.920
<v Speaker 1>was affected. Believe me, people are affected, all right, mister Gadget,

0:51:41.960 --> 0:51:46.120
<v Speaker 1>You really got me going on that one. Okay, Tesla

0:51:46.280 --> 0:51:50.600
<v Speaker 1>Tesla increasing the price of their cars once again. So

0:51:50.800 --> 0:51:54.000
<v Speaker 1>as you know, if you listen to me on this podcast,

0:51:54.120 --> 0:51:57.080
<v Speaker 1>you know that I purchased a Tesla last year. I

0:51:57.120 --> 0:52:01.960
<v Speaker 1>personally love it. It has been amazing and it came

0:52:02.000 --> 0:52:04.440
<v Speaker 1>at the right time, especially with the gas prices and everything.

0:52:04.800 --> 0:52:09.160
<v Speaker 1>I understand that electric cars are not for everyone. I

0:52:09.440 --> 0:52:11.760
<v Speaker 1>understand that we are not at a place in America

0:52:11.800 --> 0:52:17.880
<v Speaker 1>where electric cars are easy to acquire, operate own. But yet,

0:52:18.000 --> 0:52:21.319
<v Speaker 1>you know, if you look at California, it's obviously one

0:52:21.360 --> 0:52:24.479
<v Speaker 1>of the biggest states for electric cars, and of course

0:52:24.520 --> 0:52:28.600
<v Speaker 1>Tesla as well. But it's also like when you look

0:52:28.600 --> 0:52:31.160
<v Speaker 1>at the top five cars in California, like the Tesla,

0:52:31.280 --> 0:52:34.359
<v Speaker 1>I think the Why is almost overtaking the top car,

0:52:34.400 --> 0:52:36.439
<v Speaker 1>which I think is the Honda Civic. But don't quote

0:52:36.440 --> 0:52:38.080
<v Speaker 1>me on that. I know it's like the Accord is

0:52:38.120 --> 0:52:39.799
<v Speaker 1>in there or the Camera, and then the Civic is

0:52:39.800 --> 0:52:42.200
<v Speaker 1>in there, and the Model three and the Model Why

0:52:42.280 --> 0:52:45.400
<v Speaker 1>and another car. But I mean it's pretty wild. But anyway,

0:52:45.480 --> 0:52:50.760
<v Speaker 1>I love the Tesla. It's been amazing. But the price

0:52:50.840 --> 0:52:55.920
<v Speaker 1>since I purchased it has gone up so much that

0:52:56.080 --> 0:52:58.719
<v Speaker 1>even I would have to think twice about purchasing at

0:52:58.719 --> 0:53:00.719
<v Speaker 1>this point. So let me just tell you about the

0:53:00.760 --> 0:53:02.839
<v Speaker 1>price increase. So they raised the prices one more time

0:53:02.880 --> 0:53:07.200
<v Speaker 1>by one thousand dollars. That's because nickel prices are surging,

0:53:07.680 --> 0:53:11.799
<v Speaker 1>so the price of making the batteries is going up.

0:53:13.480 --> 0:53:16.000
<v Speaker 1>In this electric article says in twenty twenty one, Tesla

0:53:16.040 --> 0:53:18.720
<v Speaker 1>made so many price increases they've lost count. It's true

0:53:18.960 --> 0:53:21.000
<v Speaker 1>even when I was purchasing. I mean, just in the

0:53:21.040 --> 0:53:24.040
<v Speaker 1>couple weeks after I purchased my car, the price I

0:53:24.040 --> 0:53:28.080
<v Speaker 1>think went up three times. So the prices are now

0:53:28.080 --> 0:53:30.880
<v Speaker 1>as follows. The Model three Long Range went up by

0:53:30.920 --> 0:53:33.520
<v Speaker 1>one thousand dollars. It is now fifty two thousand dollars.

0:53:34.280 --> 0:53:40.319
<v Speaker 1>The Model Why went up by one thousand dollars, and

0:53:40.560 --> 0:53:44.000
<v Speaker 1>it has gone up ten thousand dollars in the past

0:53:44.040 --> 0:53:46.640
<v Speaker 1>twelve months. And so I don't know they didn't give

0:53:46.640 --> 0:53:50.719
<v Speaker 1>the price to the Model Why. But it's just But

0:53:50.840 --> 0:53:53.880
<v Speaker 1>here's the thing. I mean, all cars are just expensive

0:53:53.960 --> 0:53:56.239
<v Speaker 1>right now. If you if you do not need to

0:53:56.280 --> 0:53:58.440
<v Speaker 1>switch cars, now, is not the time to buy a

0:53:58.480 --> 0:54:00.759
<v Speaker 1>car electric or not electric. I know. Well, this is

0:54:00.840 --> 0:54:02.360
<v Speaker 1>the reason why this all comes up, and a lot

0:54:02.400 --> 0:54:04.040
<v Speaker 1>of people were talking about electrics is I did a

0:54:04.040 --> 0:54:07.759
<v Speaker 1>story on KTLA about is it time to switch to

0:54:07.840 --> 0:54:10.640
<v Speaker 1>an EV? And my thought was because everyone always asked

0:54:10.680 --> 0:54:12.680
<v Speaker 1>me like, oh, you know, you save so much money

0:54:12.719 --> 0:54:15.760
<v Speaker 1>on gas. But here's what I've realized in purchasing my car,

0:54:16.160 --> 0:54:18.080
<v Speaker 1>is that number one, if you already have a car

0:54:18.400 --> 0:54:22.080
<v Speaker 1>that is already working for you the gas Let's say

0:54:22.080 --> 0:54:23.840
<v Speaker 1>your car is paid that would be you know, the

0:54:23.880 --> 0:54:27.719
<v Speaker 1>best scenario. If your car is paid for. Gas is expensive,

0:54:27.760 --> 0:54:29.839
<v Speaker 1>but it's just a small part of that operating cost,

0:54:30.000 --> 0:54:31.560
<v Speaker 1>or it is the probably the biggest part of the

0:54:31.600 --> 0:54:33.960
<v Speaker 1>operating cost for the year. But when you're buying a

0:54:34.000 --> 0:54:36.960
<v Speaker 1>new car, it's always going to be more expensive to

0:54:37.000 --> 0:54:39.920
<v Speaker 1>acquire something new because now you're talking, you have a

0:54:39.920 --> 0:54:42.480
<v Speaker 1>new payment or you have a new amount that you're spending,

0:54:42.920 --> 0:54:45.120
<v Speaker 1>and it's going to be more than your old car

0:54:45.160 --> 0:54:48.319
<v Speaker 1>no matter what. And then just something as simple as

0:54:48.400 --> 0:54:51.400
<v Speaker 1>installing an electric charger at home, which is probably you know,

0:54:51.640 --> 0:54:54.840
<v Speaker 1>two thousand dollars. That's gas for a year. Now, maybe

0:54:54.880 --> 0:54:57.000
<v Speaker 1>at the new prices, gas for a year's three thousand.

0:54:57.320 --> 0:54:59.279
<v Speaker 1>But the reality is it's it's not just like, oh,

0:54:59.280 --> 0:55:01.560
<v Speaker 1>you switched to a let your car, you save money, yes,

0:55:01.840 --> 0:55:04.600
<v Speaker 1>right now, if you're charged. If you're comparing just one

0:55:04.600 --> 0:55:07.520
<v Speaker 1>thing and that is charging versus gasing up, it's always

0:55:07.600 --> 0:55:11.080
<v Speaker 1>cheaper to charge. It's just it just is. Electricity is

0:55:11.160 --> 0:55:13.600
<v Speaker 1>cheaper than gas. But when you look at the overall

0:55:13.640 --> 0:55:15.840
<v Speaker 1>cost of the car, if you're talking about buying a

0:55:15.880 --> 0:55:19.960
<v Speaker 1>Tesla for forty eight thousand dollars or fifty one thousand

0:55:20.000 --> 0:55:24.480
<v Speaker 1>dollars or a Model Y for sixty thousand, you can

0:55:24.520 --> 0:55:27.280
<v Speaker 1>get into a set of gas wheels for like twenty

0:55:27.280 --> 0:55:31.080
<v Speaker 1>five grand. And so you're talking that twenty five thousand

0:55:31.120 --> 0:55:35.000
<v Speaker 1>dollars spread to get that electric car that will pay

0:55:35.000 --> 0:55:37.200
<v Speaker 1>for gas for many, many years. Now, I'm not advocating

0:55:37.200 --> 0:55:38.720
<v Speaker 1>one way or the other. I'm not here to convince

0:55:38.719 --> 0:55:40.480
<v Speaker 1>you to buy an electric car. I'm not here to

0:55:40.480 --> 0:55:43.480
<v Speaker 1>say gas is good. I think the whole gas thing is,

0:55:44.800 --> 0:55:47.080
<v Speaker 1>you know, it's tough on our environment. It's tough that

0:55:47.120 --> 0:55:49.600
<v Speaker 1>we're you know, it's a it's a you know, we

0:55:49.640 --> 0:55:51.920
<v Speaker 1>look at what's happening in the world. I mean, it's whatever.

0:55:52.040 --> 0:55:54.840
<v Speaker 1>There's I'm not getting into the political stuff about the

0:55:54.880 --> 0:55:58.759
<v Speaker 1>gas versus electric or just gas in general. But the

0:55:58.800 --> 0:56:02.440
<v Speaker 1>reality is buying an electric car today is more expensive

0:56:02.520 --> 0:56:05.360
<v Speaker 1>than acquiring a gas car. That is why we're seeing

0:56:05.400 --> 0:56:08.680
<v Speaker 1>all of these incentives and rebates. Because the government and

0:56:08.719 --> 0:56:11.640
<v Speaker 1>other industries have to subsidize the price of the car

0:56:11.760 --> 0:56:15.800
<v Speaker 1>to make it somewhat feasible for people to want to

0:56:15.800 --> 0:56:18.440
<v Speaker 1>buy it. But once you're in it, yes, it's a

0:56:18.480 --> 0:56:20.799
<v Speaker 1>lot cheaper. I mean, the maintenance is simple. You can

0:56:20.920 --> 0:56:23.239
<v Speaker 1>charge up for free to a lot of places, and

0:56:23.360 --> 0:56:26.839
<v Speaker 1>it is cheaper to actually charge. But anyway, my point is,

0:56:26.880 --> 0:56:29.200
<v Speaker 1>you know, I'm just following this whole ev stuff since

0:56:29.200 --> 0:56:31.399
<v Speaker 1>now I'm kind of vested in it. I really think

0:56:31.400 --> 0:56:34.839
<v Speaker 1>it's fascinating. California and the US at large are on

0:56:34.880 --> 0:56:38.759
<v Speaker 1>this march towards electrification, and you know, I even asked

0:56:38.800 --> 0:56:42.080
<v Speaker 1>the person that installed my electric car charger. I said, hey, look,

0:56:42.400 --> 0:56:44.560
<v Speaker 1>do you think the grid, like if everyone switched to

0:56:44.600 --> 0:56:48.120
<v Speaker 1>this kuld our electric grid in California support everyone charging

0:56:48.160 --> 0:56:52.640
<v Speaker 1>their car? And they said absolutely not, And so we can't.

0:56:52.840 --> 0:56:54.840
<v Speaker 1>You know, you can't have everyone switch over today. That

0:56:54.880 --> 0:56:56.680
<v Speaker 1>would not work. I mean, it would just take down

0:56:56.680 --> 0:56:59.880
<v Speaker 1>the entire system. But as we gradually get people on

0:57:00.320 --> 0:57:02.759
<v Speaker 1>and things change and there's more places to charge, there's

0:57:02.760 --> 0:57:06.160
<v Speaker 1>more options. Right now, according to the person I interviewed

0:57:06.239 --> 0:57:09.400
<v Speaker 1>in my story, there's like forty cars that you can

0:57:09.400 --> 0:57:12.160
<v Speaker 1>get that are electric. Last year that was half that number.

0:57:12.239 --> 0:57:14.439
<v Speaker 1>Next year it's gonna be double that number. So we're

0:57:14.480 --> 0:57:17.000
<v Speaker 1>seeing more and more options. Tesla right now is the

0:57:17.080 --> 0:57:19.200
<v Speaker 1>name that every single person knows. They have the best

0:57:19.240 --> 0:57:23.080
<v Speaker 1>charging infrastructure. But these other car companies are coming up quick,

0:57:23.200 --> 0:57:25.120
<v Speaker 1>believe me, and they're coming up with some pretty good

0:57:25.160 --> 0:57:28.439
<v Speaker 1>deals too. If I didn't get the Tesla, I would

0:57:28.440 --> 0:57:30.960
<v Speaker 1>have gotten the Volkswagen ID four because I just fell

0:57:31.000 --> 0:57:33.480
<v Speaker 1>in love with that car. Fantastic car. They're doing it

0:57:33.520 --> 0:57:35.640
<v Speaker 1>at a great deal. They've got good lease deals, they've

0:57:35.680 --> 0:57:39.360
<v Speaker 1>got good purchase deals. You get the incentives, but it's

0:57:39.400 --> 0:57:42.240
<v Speaker 1>one of these things that you know it's gonna take

0:57:42.280 --> 0:57:45.680
<v Speaker 1>a while for everything. So anyway, Okay, where am I at?

0:57:45.760 --> 0:57:47.960
<v Speaker 1>Here we go? Oh my gosh, I can't believe the

0:57:47.960 --> 0:57:50.600
<v Speaker 1>show's gone this long, Mike says, do I have to

0:57:50.600 --> 0:57:52.920
<v Speaker 1>buy a new iMac? I can't find any way to

0:57:53.200 --> 0:57:58.560
<v Speaker 1>update to a newer OS. Thanks. Oh and interesting. Okay,

0:57:58.600 --> 0:58:00.560
<v Speaker 1>so I see it came from one I guess some

0:58:00.960 --> 0:58:05.560
<v Speaker 1>people share their accounts. I guess because sometimes I get

0:58:06.120 --> 0:58:08.439
<v Speaker 1>an email and it comes from one person, but it's

0:58:08.760 --> 0:58:12.560
<v Speaker 1>they sign it another Okay. Twenty four, twenty fourteen, iMac

0:58:12.600 --> 0:58:15.320
<v Speaker 1>with l Capitan and they want to update it to

0:58:15.400 --> 0:58:19.880
<v Speaker 1>Mac os Monterey. So this happens a lot. And what

0:58:19.920 --> 0:58:22.040
<v Speaker 1>you have to do is you have to go onto

0:58:22.160 --> 0:58:25.680
<v Speaker 1>Apple's website and at the bottom of the page that

0:58:25.760 --> 0:58:30.320
<v Speaker 1>lists the operating system, it'll tell you which computers are supported.

0:58:30.400 --> 0:58:32.800
<v Speaker 1>And if I go to their web page, I'm looking

0:58:32.840 --> 0:58:35.240
<v Speaker 1>at this, he said, or she said. They have a

0:58:35.320 --> 0:58:39.200
<v Speaker 1>twenty fourteen iMac, So I'm looking at iMac and it

0:58:39.240 --> 0:58:43.160
<v Speaker 1>says late twenty fifteen and later are supported. So that

0:58:43.320 --> 0:58:46.880
<v Speaker 1>means that your Mac cannot run the latest version of

0:58:46.920 --> 0:58:51.320
<v Speaker 1>the software, which means it's either you have to stick

0:58:51.360 --> 0:58:53.600
<v Speaker 1>to your old software or it's probably time for a

0:58:53.640 --> 0:58:56.600
<v Speaker 1>new one if you're trying to if you're trying to

0:58:56.640 --> 0:58:58.280
<v Speaker 1>run the latest software. And the reason why you want

0:58:58.320 --> 0:59:01.600
<v Speaker 1>to run the latest software is to for the security

0:59:01.600 --> 0:59:05.520
<v Speaker 1>that it offers, although Apple is getting better about separating

0:59:05.600 --> 0:59:11.920
<v Speaker 1>security updates from the core system updates. And so you know,

0:59:12.240 --> 0:59:15.400
<v Speaker 1>if the computer's working for you, you're pretty good with your security,

0:59:15.480 --> 0:59:18.280
<v Speaker 1>it should be fine. But yes, your computer has been

0:59:18.360 --> 0:59:23.200
<v Speaker 1>phased out from the support system that Apple will give you.

0:59:23.440 --> 0:59:25.200
<v Speaker 1>And I tell people this a lot. When they email me,

0:59:25.200 --> 0:59:27.240
<v Speaker 1>they say, hey, do I need a new iPhone. If

0:59:27.280 --> 0:59:30.040
<v Speaker 1>your iPhone is working for you and it's still supported

0:59:30.760 --> 0:59:33.360
<v Speaker 1>by the latest software, then keep it. Keep it as

0:59:33.400 --> 0:59:35.480
<v Speaker 1>long as you can until you're so frustrated with it

0:59:35.480 --> 0:59:37.160
<v Speaker 1>you want to throw it out the window because it's

0:59:37.200 --> 0:59:40.880
<v Speaker 1>running so slow. All right, let's get to one more

0:59:40.960 --> 0:59:44.280
<v Speaker 1>story here. Peloton. I know this is kind of a

0:59:44.360 --> 0:59:45.960
<v Speaker 1>smaller thing, but I know a lot of people do

0:59:46.040 --> 0:59:50.080
<v Speaker 1>have Pelotons, or they're into it whatever they want one.

0:59:50.560 --> 0:59:54.080
<v Speaker 1>But Peloton now is skipping the middle man, and now

0:59:54.080 --> 0:59:57.200
<v Speaker 1>you can use the Peloton app for Apple Watch to

0:59:58.720 --> 1:00:01.240
<v Speaker 1>track your workout on the bike. And that's really not

1:00:01.280 --> 1:00:05.920
<v Speaker 1>just a bike but also the the treadmill. So what so,

1:00:06.080 --> 1:00:08.800
<v Speaker 1>I guess in the past what has happened is that

1:00:08.840 --> 1:00:12.960
<v Speaker 1>if you had the bike, well, I don't know how

1:00:13.000 --> 1:00:14.800
<v Speaker 1>it works. I don't have a Peloton. I have a

1:00:14.840 --> 1:00:17.120
<v Speaker 1>third party bike that I use with the Peloton app.

1:00:17.440 --> 1:00:19.400
<v Speaker 1>But the way I have to do it is that basically,

1:00:19.400 --> 1:00:20.959
<v Speaker 1>when I get on the Peloton, I have to start

1:00:21.000 --> 1:00:24.160
<v Speaker 1>an Apple Watch. If you know, it's just a workout

1:00:24.200 --> 1:00:26.840
<v Speaker 1>on my watch, and that will record me independently of

1:00:26.880 --> 1:00:28.520
<v Speaker 1>what the app is saying. So the app might say

1:00:28.560 --> 1:00:30.520
<v Speaker 1>you did one thing, but the watch says you did

1:00:30.560 --> 1:00:33.560
<v Speaker 1>another I don't know how the bike worked in the past,

1:00:33.680 --> 1:00:36.400
<v Speaker 1>but basically what they're saying is now you don't have

1:00:36.480 --> 1:00:39.560
<v Speaker 1>to open up a third party workout on your Apple

1:00:39.600 --> 1:00:43.320
<v Speaker 1>Watch to record that that workout on the Peloton to

1:00:43.400 --> 1:00:46.240
<v Speaker 1>count towards your rings and things. So now it will

1:00:46.280 --> 1:00:49.040
<v Speaker 1>get all of these stats directly from your Apple Watch

1:00:49.080 --> 1:00:51.880
<v Speaker 1>and then send them into Apple Fitness. You know where

1:00:51.880 --> 1:00:56.280
<v Speaker 1>you see your rings closing. So long story short, it's

1:00:56.360 --> 1:01:00.080
<v Speaker 1>just a cleaner setup when you have a Peloton in

1:01:00.120 --> 1:01:04.120
<v Speaker 1>an Apple Watch. So you can now connect your Apple

1:01:04.160 --> 1:01:08.520
<v Speaker 1>Watch with the Peloton app on the watch to your

1:01:08.520 --> 1:01:12.080
<v Speaker 1>health app on iPhone and you know your workouts are

1:01:12.200 --> 1:01:16.440
<v Speaker 1>are I'm really struggling with this one. It's just tracked

1:01:16.440 --> 1:01:19.200
<v Speaker 1>in a more direct way. So if if before the

1:01:19.240 --> 1:01:21.480
<v Speaker 1>bike was tracking your workout, it may not have had

1:01:21.520 --> 1:01:24.680
<v Speaker 1>the metrics that your Apple Watch has. Your Apple Watch

1:01:24.720 --> 1:01:27.680
<v Speaker 1>has built in heart rate, it's got other sensors that

1:01:27.720 --> 1:01:31.200
<v Speaker 1>it is constantly using to monitor you. Yes, the Peloton

1:01:31.320 --> 1:01:33.800
<v Speaker 1>bike might have had its own sort of like algorithm

1:01:33.800 --> 1:01:36.200
<v Speaker 1>for figuring out how much calories and things that thought

1:01:36.200 --> 1:01:39.760
<v Speaker 1>you burned, but now it will be directly working with

1:01:39.800 --> 1:01:42.920
<v Speaker 1>your Apple Watch to take that data from the sensors

1:01:43.280 --> 1:01:46.840
<v Speaker 1>and put it right into your health app and so

1:01:46.880 --> 1:01:49.439
<v Speaker 1>that you can see exactly what you did. And it's

1:01:49.440 --> 1:01:52.240
<v Speaker 1>just like I said, it's just a much cleaner, cleaner setup.

1:01:52.400 --> 1:01:56.400
<v Speaker 1>So I don't think I have time for one more question.

1:01:57.320 --> 1:02:01.000
<v Speaker 1>Let's see here. Uh, okay, I'll do one more question.

1:02:01.120 --> 1:02:05.600
<v Speaker 1>Since yeah, we'll see. Sally asks, I'm having balanced problems.

1:02:05.640 --> 1:02:07.560
<v Speaker 1>I'm thinking of getting an Apple Watch. Since she's asking

1:02:07.600 --> 1:02:09.760
<v Speaker 1>about the Apple Watch. Am I going to have to

1:02:09.760 --> 1:02:12.120
<v Speaker 1>get data service like for a cell phone for the

1:02:12.160 --> 1:02:15.400
<v Speaker 1>fall feature to work correctly? Thanks? So, Sally, that's a

1:02:15.440 --> 1:02:19.400
<v Speaker 1>great question, and it's a very complicated answer. So the

1:02:19.480 --> 1:02:23.760
<v Speaker 1>short answer is the Apple Watch fall detection will work,

1:02:24.960 --> 1:02:28.000
<v Speaker 1>but it may not be able to actually dial nine

1:02:28.040 --> 1:02:30.800
<v Speaker 1>to one one or for help unless your phone is

1:02:30.840 --> 1:02:35.240
<v Speaker 1>nearby or unless you have cellular on your phone on

1:02:35.280 --> 1:02:38.080
<v Speaker 1>your Apple Watch. So it gets kind of complicated. So

1:02:38.120 --> 1:02:40.480
<v Speaker 1>the way that the fall detection works is it's built

1:02:40.520 --> 1:02:46.600
<v Speaker 1>into your Apple Watch. Apple Watch fall detection, I have

1:02:46.680 --> 1:02:48.200
<v Speaker 1>to see they I think it was the Apple Watch

1:02:48.280 --> 1:02:50.480
<v Speaker 1>four that they introduced this on. When did they do this?

1:02:51.520 --> 1:02:54.320
<v Speaker 1>Let's se yep, look at that? Man, what a good

1:02:54.360 --> 1:02:58.280
<v Speaker 1>memory Apple Watch series four and later, and also Apple

1:02:58.320 --> 1:03:01.080
<v Speaker 1>Watch se. If you're watched it texts a hard fall,

1:03:01.400 --> 1:03:03.200
<v Speaker 1>it will attempt to dial nine on one. If your

1:03:03.200 --> 1:03:05.800
<v Speaker 1>phone is nearby, it will use the cellular connection on

1:03:05.840 --> 1:03:09.520
<v Speaker 1>your watch on your phone to put that call through

1:03:09.760 --> 1:03:12.880
<v Speaker 1>and get you emergency help. I've had this activate a

1:03:12.920 --> 1:03:15.240
<v Speaker 1>couple of times, so I'm wrestling with the kids. It

1:03:15.280 --> 1:03:18.160
<v Speaker 1>actually activated the other day. I was doing something like

1:03:18.200 --> 1:03:20.880
<v Speaker 1>a workout or something, and I don't know what either.

1:03:21.760 --> 1:03:23.400
<v Speaker 1>I don't know. It's just activated and I said, no,

1:03:23.520 --> 1:03:28.440
<v Speaker 1>I'm fine, but so okay. So again, if it detects

1:03:28.560 --> 1:03:30.919
<v Speaker 1>a hard fall, it will attempt to connect your Apple

1:03:30.960 --> 1:03:33.600
<v Speaker 1>Watch to your Apple your iPhone and it will call

1:03:33.680 --> 1:03:35.520
<v Speaker 1>nine on one and it will send your location and

1:03:35.560 --> 1:03:37.120
<v Speaker 1>it will get you help, and it will also text

1:03:37.160 --> 1:03:40.600
<v Speaker 1>your contacts that you've identified as your emergency contact saying, hey,

1:03:40.600 --> 1:03:43.800
<v Speaker 1>look this happened, you know, you know, get help or whatever.

1:03:45.160 --> 1:03:48.920
<v Speaker 1>If you have a cellular version of the Apple Watch,

1:03:49.080 --> 1:03:50.760
<v Speaker 1>it will be able to dial nine one one no

1:03:50.800 --> 1:03:53.840
<v Speaker 1>matter what wherever you are, whatever you're doing, even if

1:03:53.840 --> 1:03:56.560
<v Speaker 1>your iPhone is not nearby, because you have that cellular connection.

1:03:56.920 --> 1:04:00.160
<v Speaker 1>Your Apple Watch has a connection to the Internet. All

1:04:00.240 --> 1:04:03.480
<v Speaker 1>on its own, and it will call nine one one.

1:04:03.760 --> 1:04:06.760
<v Speaker 1>Now here's where it gets a little interesting. Even if

1:04:06.800 --> 1:04:11.760
<v Speaker 1>you have a cellular Apple Watch, without cellular connected like

1:04:11.800 --> 1:04:14.960
<v Speaker 1>an active data service like ten ten dollars a month,

1:04:15.000 --> 1:04:19.720
<v Speaker 1>you're not paying that to your provider. It should still

1:04:19.760 --> 1:04:22.560
<v Speaker 1>dial nine one one if you have a hard fall,

1:04:23.000 --> 1:04:26.280
<v Speaker 1>because the way that phones and cellular connections are set up,

1:04:26.640 --> 1:04:28.920
<v Speaker 1>they will continue to dial nine one one no matter what.

1:04:29.040 --> 1:04:31.240
<v Speaker 1>You do not need a data plan to dial nine

1:04:31.240 --> 1:04:34.960
<v Speaker 1>one one. Now I'm looking at Apple's information about the

1:04:35.600 --> 1:04:42.920
<v Speaker 1>Apple Watch, and it doesn't say specifically that you have

1:04:43.000 --> 1:04:47.000
<v Speaker 1>to have a data plan to have the watch dial

1:04:47.080 --> 1:04:50.040
<v Speaker 1>nine one. So I would not rely on this information.

1:04:50.120 --> 1:04:54.000
<v Speaker 1>I'm telling you right now without without confirming it with

1:04:54.520 --> 1:04:59.120
<v Speaker 1>your your carrier and or Apple. But the reality is

1:04:59.160 --> 1:05:02.840
<v Speaker 1>typically if you take any old cell phone that is

1:05:02.960 --> 1:05:05.760
<v Speaker 1>just laying around in America, it will dial nine one one,

1:05:05.920 --> 1:05:08.760
<v Speaker 1>even if there's no data plan associated or cellular plan

1:05:08.840 --> 1:05:11.240
<v Speaker 1>associated with that phone. And they did that on purpose

1:05:11.280 --> 1:05:12.720
<v Speaker 1>because they want people to be able to call for

1:05:12.800 --> 1:05:15.280
<v Speaker 1>help in America. So that's the way it works. That

1:05:15.320 --> 1:05:17.080
<v Speaker 1>may work that way in other countries. I just don't know.

1:05:17.520 --> 1:05:19.360
<v Speaker 1>Now with the Apple Watch. It's kind of its own

1:05:19.400 --> 1:05:21.800
<v Speaker 1>little thing. But I think because it still has a

1:05:21.840 --> 1:05:25.160
<v Speaker 1>cellular plan or it's still as cellular antenna built in,

1:05:25.280 --> 1:05:27.760
<v Speaker 1>it would still do that. I'm just not sure. I'm

1:05:27.800 --> 1:05:29.680
<v Speaker 1>having trouble with my Apple Watch right now. It's not

1:05:30.000 --> 1:05:32.240
<v Speaker 1>using the cellular plan that's that's assigned to it. I

1:05:32.280 --> 1:05:35.000
<v Speaker 1>don't know what the problem is, but so mine. I

1:05:35.040 --> 1:05:36.720
<v Speaker 1>went for a run the other day and typically I

1:05:36.760 --> 1:05:39.280
<v Speaker 1>just roam with my watch, and the first song that

1:05:39.320 --> 1:05:42.920
<v Speaker 1>I was playing stopped playing and that was it. It

1:05:43.120 --> 1:05:46.480
<v Speaker 1>like couldn't pull the next song because it had no

1:05:46.560 --> 1:05:49.480
<v Speaker 1>cellular connectivity. And that's how I realized that my cellular

1:05:49.520 --> 1:05:53.280
<v Speaker 1>wasn't working. Apple Watch is really it's so tricky because

1:05:53.640 --> 1:05:58.240
<v Speaker 1>the Apple Watch it's so slick, the integration with the iPhone.

1:05:58.760 --> 1:06:01.240
<v Speaker 1>It never really tells you when it's using cellular, when

1:06:01.280 --> 1:06:03.960
<v Speaker 1>it's using Wi Fi, when it's using your phone. It's

1:06:04.040 --> 1:06:07.040
<v Speaker 1>using a combination of those things to communicate and always

1:06:07.040 --> 1:06:09.080
<v Speaker 1>try to have a connection, and it's always trying to

1:06:09.160 --> 1:06:13.480
<v Speaker 1>use the least power hungry connection and always the cheapest connection.

1:06:13.640 --> 1:06:16.080
<v Speaker 1>So even if you have cellular on your Apple Watch

1:06:16.080 --> 1:06:18.800
<v Speaker 1>and your phone is always nearby, it's always going to

1:06:18.880 --> 1:06:21.480
<v Speaker 1>route through your phone cellular connection and not its own

1:06:21.520 --> 1:06:23.880
<v Speaker 1>cellular connection. So you may be paying ten dollars a

1:06:23.920 --> 1:06:26.640
<v Speaker 1>month and never actually need to use cellular because your

1:06:26.640 --> 1:06:30.040
<v Speaker 1>phone is always nearby. Not something that Apple widely advertises,

1:06:30.080 --> 1:06:34.200
<v Speaker 1>but it's something. It is a delineation, and I tell

1:06:34.240 --> 1:06:37.080
<v Speaker 1>people the only reason you ever need a cellular plan

1:06:37.160 --> 1:06:39.520
<v Speaker 1>on an Apple Watch is if you are with your

1:06:39.520 --> 1:06:41.840
<v Speaker 1>Apple Watch without your phone. So if you're like me

1:06:42.000 --> 1:06:45.880
<v Speaker 1>and you're running without your phone, that's when you want

1:06:46.200 --> 1:06:50.160
<v Speaker 1>the cellular so that you can access either music or emergency,

1:06:50.280 --> 1:06:56.360
<v Speaker 1>call someone whatever when necessary. All right, So, oh, that

1:06:56.480 --> 1:06:58.120
<v Speaker 1>sound means it is the end of the show. If

1:06:58.120 --> 1:07:00.560
<v Speaker 1>you are on the Instagram Live, stick around after the

1:07:00.600 --> 1:07:02.520
<v Speaker 1>show ends. I'll hang out and talk to you for

1:07:02.560 --> 1:07:07.680
<v Speaker 1>a bit. But otherwise guess what that's gonna do it

1:07:07.680 --> 1:07:09.200
<v Speaker 1>for this episode of the show. If you'd like to

1:07:09.240 --> 1:07:11.280
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1:07:11.320 --> 1:07:13.880
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1:07:17.000 --> 1:07:19.520
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1:07:19.880 --> 1:07:21.880
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1:07:31.240 --> 1:07:34.080
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1:07:34.160 --> 1:07:36.360
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1:07:36.720 --> 1:07:40.400
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<v Speaker 1>will learn something. Thanks for watching those. My name is

1:07:51.200 --> 1:07:53.080
<v Speaker 1>rich Demiro. Thanks so much for listening. There are so

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<v Speaker 1>many ways you can spend an hour of your time.

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<v Speaker 1>I do appreciate you spending it right here with me.

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<v Speaker 1>I'll talk to you real soon.