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Speaker 1: Apple unveils new products, including its fastest computer yet. Gas

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Speaker 1: Buddy is kind of a privacy nightmare. The US is

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Speaker 1: taking a closer look at Crypto Plus Your tech questions Answered.

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Speaker 1: What's going on? I'm Rich Demiro and this is Rich

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Speaker 1: on Tech, the podcast where I talk about the tech

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Speaker 1: stuff I think you should know about. It's also the

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Speaker 1: place where I answer the questions you send me. I'm

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Speaker 1: the tech reporter at KTLA Channel five in Los Angeles.

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Speaker 1: Welcome to the folks watching live on Instagram. So you know,

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Speaker 1: every so often I am inspired to try something new

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Speaker 1: and different, and of course today it backfired just a

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Speaker 1: little bit because I went on Instagram and next thing,

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Speaker 1: you know, everyone's saying on the live chat that, oh, Rich,

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Speaker 1: I can't hear you your status key. And then of

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Speaker 1: course I got to spend you know, ten fifteen minutes

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Speaker 1: trying to figure out what's going on. What you know,

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Speaker 1: is it the cable? Like you know, what's the setup?

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Speaker 1: Because you know, not only does the Instagram app change

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Speaker 1: every week, but also you know this setup, like I've

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Speaker 1: got my setup here that I've actually now kind of

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Speaker 1: kept in one place. But things just change, like technology

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Speaker 1: changes every day and that is why I'm here. That

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Speaker 1: is why I'm here for you. So lots going on

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Speaker 1: in the week, lots going on in the world, continuing

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Speaker 1: to watch the situation over in Ukraine, which is basically

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Speaker 1: making me sick on a daily basis, So you know,

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Speaker 1: thoughts to anyone that has any family in that region.

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Speaker 1: I feel for you, and you know, I just feel

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Speaker 1: for the world at large right now, because it just

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Speaker 1: feels like we're in a very volatile situation that can

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Speaker 1: change very quickly. And the unfortunate part is that we

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Speaker 1: literally just came out of the worst two years ever

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Speaker 1: in my lifetime with the pandemic, and now or hopping

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Speaker 1: into a war that just seems to be very confusing.

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Speaker 1: And you know, I mentioned this last week. I don't

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Speaker 1: want to harp on it, but you know, the idea

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Speaker 1: of all these people that have been displaced, not to

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Speaker 1: mention people that have been hurt or killed, it's just unnecessary.

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Speaker 1: We live in such an amazing world that we have

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Speaker 1: access to more in our lives than we ever have

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Speaker 1: at any time in our in my lifetime. I feel

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Speaker 1: for you. I believe me, We're all feeling the same

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Speaker 1: way right now, wondering what's going on, what's going to happen,

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Speaker 1: feeling for the people over there and the world at large.

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Speaker 1: So I just want to know that, let you know

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Speaker 1: that I am thinking about that stuff. I know in

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Speaker 1: my segment, I try to keep things pretty lighthearted and

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Speaker 1: I try to give you the information you need. But

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Speaker 1: I'm human. I'm reacting just like you are to things

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Speaker 1: that are happening in this world. And so I don't

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Speaker 1: want to go without mentioning that. But I will say

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Speaker 1: that it is fascinating to me how quickly we have

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Speaker 1: cut off Russia in so many different ways, all the

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Speaker 1: different companies, from Amazon to FedEx, to Microsoft to Apple.

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Speaker 1: And I understand that we're doing that for a reason,

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Speaker 1: to send a message to their government and to their

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Speaker 1: you know, their leaders that say, hey, look, you know,

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Speaker 1: you're not going to have any of these amazing things

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Speaker 1: that we have in our modern world. Uh. But at

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Speaker 1: the same time, there's a lot of people that live

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Speaker 1: in that country that probably don't support the war, and

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Speaker 1: of course they are being penalized as well, and so

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Speaker 1: it's really an unfortunate situation in so many ways. All Right,

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Speaker 1: let's uh, let's get to the big news of the

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Speaker 1: week other than, of course what's happening in the world.

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Speaker 1: But Apple did hold their first event of the year,

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Speaker 1: and it was a how can we say, yanner? I mean,

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Speaker 1: I don't want to knock Apple, because you know, they're

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Speaker 1: they're look, they're coming out with stuff, they're doing things.

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Speaker 1: But the reality is this event was not their most exciting.

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Speaker 1: And I have no doubt that this computer that they

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Speaker 1: came out with is just phenomenal. But you know, ninety

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Speaker 1: nine percent of people are not purchasing that computer. So

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Speaker 1: most people when they're looking at Apple are looking at,

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Speaker 1: you know, the iPhone. They're looking at maybe an iPad.

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Speaker 1: But I mean, look, you bought an iPad. Like we

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Speaker 1: just talked to Matt in the pre show on Instagram

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Speaker 1: Live and he said that he had one of the

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Speaker 1: original iPads he's replacing the screen on, So look how

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Speaker 1: long that has lasted him. I get emails from people

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Speaker 1: all the time, they're like, oh, I've got this going

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Speaker 1: on with the iPad and this and that. I said, look,

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Speaker 1: before you buy a new one, you know, start by

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Speaker 1: refreshing the old one. Either do a factory reset, fix

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Speaker 1: the crack whatever. Now, fixing a crack screen on an

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Speaker 1: iPad is very expensive, as Matt realized, and so it's

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Speaker 1: not necessarily a thing you want to do is spend

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Speaker 1: you know, three four hundred bucks to replace a screen

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Speaker 1: on an old gadget. But anyway, so a couple of

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Speaker 1: things that Apple announced. Number one, I mean, they led

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Speaker 1: with like an iPhone thirteen in green, and then an

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Speaker 1: iPhone thirteen Pro and Alpine green. Come on, I mean,

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Speaker 1: it's okay, that's cool, but like, is that really like

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Speaker 1: big big news? No. Then they came out with an

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Speaker 1: iPhone se three. Now this is actually pretty cool. This

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Speaker 1: is their most inexpensive iPhone. It starts at four hundred

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Speaker 1: and twenty nine dollars, which is actually a thirty dollars

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Speaker 1: price increase. This phone used to be three ninety nine

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Speaker 1: or the previous model. But the neat thing about this phone,

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Speaker 1: number one, they redesigned it, which, okay, they updated the design.

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Speaker 1: Now it's kind of like an iPhone eight design. But

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Speaker 1: the cool thing about this phone is that they increased

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Speaker 1: the battery life. It's got five G it's got a

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Speaker 1: better camera. I'm not sure if they increased the water resistance.

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Speaker 1: But the main thing is that it also has a

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Speaker 1: home button, which is kind of nice if you're kind

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Speaker 1: of old school and you still want that, not if

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Speaker 1: there's anything wrong with that. But the main thing that

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Speaker 1: they did was they put the same chip that's in

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Speaker 1: the iPhone thirteen. They put that chip into this basic

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Speaker 1: level iPhone, which I think is a huge win for Apple,

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Speaker 1: and not just for Apple, but for people that buy

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Speaker 1: this phone. You're buying this phone that's kind of like

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Speaker 1: the entry level device, but you're getting the top of

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Speaker 1: the line processor, which is pretty phenomenal. So this again

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Speaker 1: four hundred and twenty nine dollars, available March eighteenth. If

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Speaker 1: you like a home button, go with that phone. Otherwise,

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Speaker 1: I personally would probably recommend the iPhone thirteen, And I've

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Speaker 1: told people to skip the iPhone twelve at this point

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Speaker 1: if you're purchasing a new phone, because that is the

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Speaker 1: first time that Apple had five G on their devices,

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Speaker 1: and the battery just not as strong. So the battery

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Speaker 1: life on the iPhone twelve's not as good as what

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Speaker 1: I've seen in the iPhone thirteen. Of course, on my

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Speaker 1: iPhone thirteen, the battery has taken a huge hit. I'm

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Speaker 1: running a beta version of the software, which I should

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Speaker 1: probably exit because the battery is just so bad on

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Speaker 1: my phone at this point, and I keep waiting for

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Speaker 1: the new beta to get better, but it's just not.

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Speaker 1: My battery just goes dead really fast. Let's see iPad

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Speaker 1: Air with the M one processor again. The M one

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Speaker 1: processor is Apple's top of the line, their own silicon

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Speaker 1: that they've made, and so it's really fast. It's really amazing.

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Speaker 1: But how many people are gonna run out and buy

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Speaker 1: a six hundred dollars iPad. Not that many. If you're

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Speaker 1: even considering an iPad, most people are probably getting the

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Speaker 1: three hundred and twenty nine dollars model, which is perfectly fine.

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Speaker 1: And if you're using an iPad for real like work work,

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Speaker 1: I mean, this is probably good. But you know, Apple's

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Speaker 1: just giving people options at this point. So this new

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Speaker 1: iPad has a kind of an iPad pro style design.

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Speaker 1: So this is the iPad Air. It's got that M

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Speaker 1: one chip, The USB cport is twice as fast, it's

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Speaker 1: got five g if you pay an extra two hundred

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Speaker 1: and fifty dollars. Cellular used to be an extra hundred bucks.

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Speaker 1: Now it's up to two fifty extra everything. I mean,

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Speaker 1: I don't know if you're like me, but like every

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Speaker 1: day I wake up and I check my email and

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Speaker 1: like some kind of price has gone up, like whatever

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Speaker 1: it is. It's like, oh, Netflix is a dollar more

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Speaker 1: this month, Hulu's a dollar more this month. Oh your

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Speaker 1: alarm system is three dollars more this month, You're I

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Speaker 1: mean everything. I mean, it's just it's pretty wild. I

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Speaker 1: think that because of inflation and all these different prices, Like, yes,

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Speaker 1: like things cost more. But I also think that like

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Speaker 1: pretty much every company is just jumping on the bandwagon

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Speaker 1: and saying, oh yeah, let me let me raise rates too,

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Speaker 1: because we can. Everyone just assumes prices are going to

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Speaker 1: be more expensive. Right now, Let's see, it also got

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Speaker 1: an improved twelve megapixel camera which supports center stage and uh,

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Speaker 1: that's basically it all right, now, let's talk about Apple's

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Speaker 1: Mac studio. So Apple came out with a new processor

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Speaker 1: called the M one Ultra. They basically took two of

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Speaker 1: their top of the line chips and mushed them together

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Speaker 1: to create one mega chip. I mean, it just sounds

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Speaker 1: like something out of like a sci fi horror movie, right,

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Speaker 1: like they just put these two chips are like and

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Speaker 1: it works. So this is like their fastest chip ever.

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Speaker 1: Fastest desktop computer ever. The Max Studio kind of looks

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Speaker 1: like a Mac Mini, but it's got a lot more power,

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Speaker 1: a lot more ports, and it's let's see, it's got

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Speaker 1: four thunderbolt four ports. Let's see an Ethernet port, two

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Speaker 1: USBA ports, HDMI port, audio jack, and then on the

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Speaker 1: front you've got two USB C ports and an SD

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Speaker 1: card slot. This thing can also run eighteen simultaneous video

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Speaker 1: streams at the same time. I joked on Twitter that

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Speaker 1: I need more eyeballs just to like take advantage of

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Speaker 1: the power of this computer. I mean, pretty pretty wild stuff.

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Speaker 1: And they just said, you know, they went through all

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Speaker 1: these stats saying how much faster it is compared to

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Speaker 1: all their computers. And that's one thing I love about Apple.

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Speaker 1: So they come out with these products, they say how

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Speaker 1: great and how fantastic they are, and then the next

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Speaker 1: year they come out and they literally just trash their

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Speaker 1: old product. They say that thing, oh that was a

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Speaker 1: heap of trash. This thing this is ten times faster

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Speaker 1: than that that just came out last year. And so

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Speaker 1: it's just I love how they do that, and yes,

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Speaker 1: this stuff is still good. This is why I talk

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Speaker 1: about this this thing with Apple where when you when

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Speaker 1: you're looking to upgrade your Apple product, you almost want

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Speaker 1: to buy it like the first day it comes out.

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Speaker 1: And let me explain why. So every Apple product is

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Speaker 1: on like this ticking time bomb clock of it's going

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Speaker 1: to be upgraded in the next year. So when you

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Speaker 1: buy the iPhone thirteen, right from the day you get it,

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Speaker 1: the time is already ticking down to when the iPhone

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Speaker 1: fourteen is going to come out and blow this thing

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Speaker 1: out of the water. And so to get the real

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Speaker 1: cutting edge use out of their devices, you basically have

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Speaker 1: to buy them on the first day they're available so

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Speaker 1: that you have that full year of sort of use

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Speaker 1: before the new one comes out. And yours is old

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Speaker 1: old uh you know, old news. I mean, it's kind

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Speaker 1: of a joke, but that's the way I see it

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Speaker 1: in my head. So this Max Studio computer is going

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Speaker 1: to start at two thousand dollars using the M one

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Speaker 1: max chip, and then the M one Ultra, which is

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Speaker 1: their newest processor. That one's going to start at four

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Speaker 1: thousand dollars. But wait, there's more. They also introduced a

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Speaker 1: new monitor that is sixteen hundred dollars. This computer at

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Speaker 1: four thousand dollars does not come with a monitor. So

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Speaker 1: the Mac the studio display is this super high end

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Speaker 1: monitor that has all kinds of stuff. It has its

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Speaker 1: own chip built in, so it actually is powered by

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Speaker 1: like the same chip that's in an iPhone. It's just

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Speaker 1: that powerful because it does it has like a camera

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Speaker 1: and speakers and all this stuff. So pretty wild stuff

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Speaker 1: from Apple. Nothing that expensive. Sorry, nothing that I okay,

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Speaker 1: not gonna say, not impressive. It was just you know,

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Speaker 1: Apple comes out with so much stuff right now, and

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Speaker 1: they come out with so much oh and people in

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Speaker 1: the comments are commenting, that's the only five K panel.

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Speaker 1: But Apple comes out with so many products nowadays, and

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Speaker 1: they're appealing to so many different levels of products and

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Speaker 1: people and price ranges that they have to release this

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Speaker 1: stuff like it's the most exciting stuff ever. But realistically,

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Speaker 1: when it's a green iPhone thirteen, it's like, Okay, that's cool.

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Speaker 1: But at the same time, it's just you know, just

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Speaker 1: giving people more options when they go into this and

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Speaker 1: they say, oh, that's pretty cool. I can go for

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Speaker 1: a green phone. Okay, very cool. All right, let's get

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Speaker 1: to the first question of the show. Hey, good morning,

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Speaker 1: Rich there's a joke on this show that people always

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Speaker 1: say good morning Rich in their emails because literally they

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Speaker 1: see me on TV on KTLA in the mornings and

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Speaker 1: then they type, oh, I've got a question for that guy,

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Speaker 1: and they type a question, and then that's why they

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Speaker 1: say good morning Rich. So it's always good morning unless

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Speaker 1: someone's really hipped to that and they're like a regular

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Speaker 1: listener or follower, and then they say something else besides

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Speaker 1: good morning, Good morning Rich. I've been a Samsung user

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Speaker 1: forever and looking at switching to Apple. Never had an

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Speaker 1: Apple product. I love photography. I carry a big camera

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Speaker 1: for that. But I'm looking at the thirteen pro versus

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Speaker 1: the one you mentioned on KTLA today. Oh, Samsung, use

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Speaker 1: my phone for calendar calls, contacts and a bit of

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Speaker 1: searching slash booking while traveling. Also looking at getting the

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Speaker 1: Apple Watch, and I believe they link. Do you think

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Speaker 1: the se will meet my needs? Stick to the thirteen

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Speaker 1: pro or stay with the Samsung twenty two? Thank you?

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Speaker 1: John in British Columbia, who someone I met someone from

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Speaker 1: Canada the other day and they they you know, I

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Speaker 1: of course, like you know, as an American that just

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Speaker 1: has no understanding of a lot of I do have

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Speaker 1: some understanding of. I've been to many places in the world,

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Speaker 1: but like Canada is like this big, giant place I'm

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Speaker 1: not fully understanding of. And they said, you know that

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Speaker 1: they lived in somewhere in Canada, and I was like, oh,

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Speaker 1: I've been to Toronto, and I think they were from

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Speaker 1: what's the other big city, not Quebec, it was like

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Speaker 1: another one, but anyway, it was nowhere near where she

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Speaker 1: was from. And I was like, okay, and I kind

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Speaker 1: of like just I sunk into the corner. Anyway, Okay,

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Speaker 1: to answer your question, John, what would I say if

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Speaker 1: you love photography? I think there are two phones for

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Speaker 1: you right now. There's the iPhone thirteen Pro, which I

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Speaker 1: think has the best camera and video camera that I've

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Speaker 1: ever used on a smartphone. So you say you carry

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Speaker 1: a big camera, if you're still going to carry that camera,

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Speaker 1: maybe you don't need a phone that has such an

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Speaker 1: amazing camera, but if you're trying to ditch that camera.

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Speaker 1: So I know someone a family member that whenever they traveled,

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Speaker 1: they would bring that big DSLR hanging around their neck

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Speaker 1: take pictures with it. And I just said, look, why

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Speaker 1: are you doing that anymore? No, what do you need

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Speaker 1: to bring that for your picture that you're getting off

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Speaker 1: that DSLR is not infinitely better than the picture that

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Speaker 1: I'm gonna snap by just pulling my iPhone out of

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Speaker 1: my pocket and taking a picture. And so that kind

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Speaker 1: of resonated with them, and the next time they went

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Speaker 1: on a trip, they just took their iPhone and they

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Speaker 1: said it was amazing. They took great pictures. It didn't

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Speaker 1: really impact their trip. They didn't have this big thing

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Speaker 1: around their neck. And so it just kind of depends.

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Speaker 1: If you're a big photographer. Of course, there's always going

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Speaker 1: to be a place for a big DSLR that takes

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Speaker 1: amazing pictures that you blow up and they look great

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Speaker 1: on the wall. But if you're just taking snapshots on

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Speaker 1: a vacation and quickly pointing and shooting, a smartphone is

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Speaker 1: going to be just fine. Now, I think the se

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Speaker 1: will meet your needs if you continue to carry that

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Speaker 1: big camera, and if you want to switch the iPhone

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Speaker 1: four hundred and twenty nine bucks, it's a good entree. Yes,

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Speaker 1: the Apple Watch definitely links, although my Apple Watch, for

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Speaker 1: some reason, even though I'm paying for the cellular, has

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Speaker 1: not been working with the cellular connection, which is really annoying.

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Speaker 1: So I gotta figure that out. But that requires going

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Speaker 1: to a store, and I have no desire to go

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Speaker 1: to a store and sit there and try to chat

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Speaker 1: with someone about my watch. Last time has happened to me.

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Speaker 1: I was on the phone for like an hour with

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Speaker 1: the tech support person and I actually ended up figuring

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Speaker 1: out how to do it. You know what, maybe I'll

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Speaker 1: try that again, Uh okay, or stick with the Samsung

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Speaker 1: S twenty two. I mean, if you the Samsung S

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Speaker 1: twenty two lineup is really good, the camera's really good,

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Speaker 1: I think you're gonna be happy with that. But if

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Speaker 1: you want the Apple Watch, then you're gonna have to

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Speaker 1: go with the iPhone. And that's just the bottom line. Now.

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Speaker 1: When it comes to the iPhone, I would say you

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Speaker 1: can go with the se but only if you're gonna

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Speaker 1: continue to carry that camera around to take professional pictures.

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Speaker 1: You can go with the iPhone thirteen Pro if you

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Speaker 1: want to ditch that camera. The advantage of the Samsung

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Speaker 1: S twenty two Ultra is that you're gonna get a

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Speaker 1: ten times zoom on your camera. I think the Ultra

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Speaker 1: takes really good pictures. I think the iPhone's just a

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Speaker 1: little bit ahead in certain aspects, maybe when it comes

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Speaker 1: to the video aspect, like iPhone video. And it's not

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Speaker 1: just me that says this. I mean it's every professional

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Speaker 1: I talk to in my industry. We just can't believe

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Speaker 1: how good the video quality is off of the iPhone

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Speaker 1: thirteen pro. I mean, it's truly just phenomenal that we

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Speaker 1: can shoot video professional video for television on a smartphone

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Speaker 1: and nobody knows the difference. I mean, yeah, if you

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Speaker 1: use the wide angle you can tell, but it's really

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Speaker 1: quite remarkable. So anyway, I think you'll be happy with

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Speaker 1: any of these, but it depends, like I said, on

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Speaker 1: exactly what your needs are. All right, let's talk about cryptocurrency.

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Speaker 1: You know, it's like every party I go to, every

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Speaker 1: get together. It's not like I'm going to like major

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Speaker 1: crazy parties, but you know what I mean, Like every

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Speaker 1: get together where there's a couple people in a room,

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Speaker 1: the conversation always turns to crypto. And maybe that's just

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Speaker 1: because I'm always like asking people, are you into crypto?

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Speaker 1: Do you have crypto? Do you got a position in crypto?

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Speaker 1: I'm just curious, like what people know about it, what

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Speaker 1: people want to know about it. And so it's one

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Speaker 1: of these things that's top of mind. It's everywhere you

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Speaker 1: hear about it. I mean, look here in Los Angeles

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Speaker 1: the Staples Center is renamed Thecrypto dot Com Arena. I mean,

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Speaker 1: this is wild. And so, you know, it's just one

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Speaker 1: of these things that is it's taken off, but it

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Speaker 1: is still very much in its infancy. And so with

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Speaker 1: that all in mind, President Biden signed an executive order

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Speaker 1: to say, we are going to check out what's going

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Speaker 1: on with these cryptocurrencies because a couple things are happening.

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Speaker 1: Number One, probably the biggest is that it's unregulated, and

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Speaker 1: so the government typically has maybe a duty to make

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Speaker 1: sure that consumers are not scammed by this kind of stuff,

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Speaker 1: make sure that obviously they can collect taxes on these things.

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Speaker 1: And so that's number one. So this I'll tell you

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Speaker 1: what they're gonna do in this In this executive order,

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Speaker 1: they're basically going to study cryptocurrency for a couple of months,

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Speaker 1: present that to Congress and you know, the Senate. I'm

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Speaker 1: guessing in some sort of uh, you know, however, however

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Speaker 1: law stuff works. You know, However, however, the executive branch

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Speaker 1: of the government works, but they're gonna present that to

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Speaker 1: them and then they're gonna come up with like solutions,

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Speaker 1: and the solutions are in six areas consumer protection. So again,

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Speaker 1: they don't want people to be scammed by this stuff.

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Speaker 1: Financial stability, like does having crypto in a big way

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Speaker 1: somehow put the US at risk of financial collapse? Illicit activity,

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Speaker 1: So they want to make sure people aren't using this

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Speaker 1: for a legal activity. US competitiveness, like if every other

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Speaker 1: country is using crypto and the US falls behind, that

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Speaker 1: could be a problem financial inclusion and responsible innovation, and

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Speaker 1: so you know, they want to make sure that everyone

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Speaker 1: can have a hand in this if it's something that

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Speaker 1: we should proceed with. Now, this is going to proceed

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Speaker 1: no matter what I mean. This is not whether the

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Speaker 1: US government blesses this or not. Cryptocurrency is here to stay.

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Speaker 1: It is a it is a thing, and it's there's

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Speaker 1: no denying some of the efficiencies of crypto. And there's

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Speaker 1: also some debate as to whether it's better than what

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Speaker 1: we already have, but in some ways it very much is.

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Speaker 1: So the administrations also, and this is really interesting, they're

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Speaker 1: also looking to this idea of a digital dollar. Now

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Speaker 1: that is kind of scary because could you imagine your

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Speaker 1: bank account at your current bank right now is all

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Speaker 1: digital and it is linked to the government. Now, I

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Speaker 1: get it. Government can freeze your assets, they can take

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Speaker 1: your assets, they can you know, seize them whatever they

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Speaker 1: want to do. I mean, it's the government. There's one

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Speaker 1: thing we've realized in this world is that the government

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Speaker 1: can pretty much do what they want. But when it's digital,

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Speaker 1: it's that much easier. So imagine, oh, hey, Rich, we're

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Speaker 1: looking into your finances. So in the meantime, we're just

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Speaker 1: gonna freeze your your digital accounts for a minute here,

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Speaker 1: a minute turns into a week whatever, and that's it.

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Speaker 1: It's instantaneous. You know, right now you got to go

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Speaker 1: through the bank. You gotta tell them. You gotta probably

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00:20:05,440 --> 00:20:08,080
Speaker 1: send them like some sort of you know, uh, I

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00:20:08,080 --> 00:20:11,080
Speaker 1: don't know whatever. They send them a letter. It's probably

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Speaker 1: through the old mail. You have a stamp. We gotta

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Speaker 1: we gotta send this to Rich's bank to uh to

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Speaker 1: stop his funds. You got a stamp over the no stamp.

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Speaker 1: It just used that government stamp that just kind of

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00:20:21,920 --> 00:20:26,720
Speaker 1: works for everything. It's all like free. But you know,

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Speaker 1: when it's digital, it is it is kind of scary

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00:20:29,000 --> 00:20:31,160
Speaker 1: to have the digital dollar. But at the same time,

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Speaker 1: you know, if that's what people are moving to, that's

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Speaker 1: something that the US needs to have to be competitive

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Speaker 1: with the rest of the world. I mean, China's looking

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Speaker 1: into it. Actually their their report that they kind of

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Speaker 1: came out with a preliminary report that said forty million

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Speaker 1: people in America have bought or sold or traded crypto,

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Speaker 1: and then they also said that one hundred countries are

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Speaker 1: looking into the feasibility of digital money. So here's the

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Speaker 1: other thing. Countries don't want to be They don't want

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Speaker 1: to be swept. I guess what's the word. They don't

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Speaker 1: want crypto to take off without them being a part

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Speaker 1: of it, because that could be a problem for these countries.

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Speaker 1: And you know, it's kind of like when you look

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Speaker 1: at America, like who really runs like kind of the

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00:21:14,440 --> 00:21:19,359
Speaker 1: financial system. I mean, you've got big players like Visa, MasterCard, Chase,

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Speaker 1: Bank of America, Wells Fargo, they all they all have

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00:21:23,119 --> 00:21:25,840
Speaker 1: a vested interest in not really helping crypto in its

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00:21:25,880 --> 00:21:29,120
Speaker 1: current form takeoff because guess what, they already have their

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Speaker 1: own systems in place for moving money around and helping

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00:21:32,600 --> 00:21:35,679
Speaker 1: people have accounts. So they don't really want this stuff

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Speaker 1: to happen the way it's happening. They want to say, like,

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Speaker 1: hold on, uh, can we regulate that the way we

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Speaker 1: regulate all of our banking systems, because guess what, you know,

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Speaker 1: we have an ability to collect money and transfer fees

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00:21:48,119 --> 00:21:50,520
Speaker 1: and all this other stuff that you know, Crypto does

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00:21:50,600 --> 00:21:53,480
Speaker 1: have fees, but not in its purest form. You know,

429
00:21:53,480 --> 00:21:55,840
Speaker 1: if you buy crypto through like a third party app, yeah,

430
00:21:55,840 --> 00:21:57,960
Speaker 1: you're gonna have to pay some sort of fee on

431
00:21:58,000 --> 00:22:02,280
Speaker 1: it to do that. But in its most pure form,

432
00:22:02,680 --> 00:22:06,320
Speaker 1: you know, I believe you can just transfer money, you know,

433
00:22:06,400 --> 00:22:09,800
Speaker 1: to someone else, a person, a person, and anywhere in

434
00:22:09,840 --> 00:22:12,600
Speaker 1: the world, and by the way, instantly, and uh yeah.

435
00:22:12,600 --> 00:22:15,480
Speaker 1: In the comments, Rob says digital money can be turned

436
00:22:15,480 --> 00:22:19,160
Speaker 1: off too easily. Yeah, but I imagine that even even

437
00:22:19,200 --> 00:22:21,200
Speaker 1: physical money. But the thing is, I guess at the

438
00:22:21,280 --> 00:22:23,399
Speaker 1: end of the day, you could always have a little

439
00:22:23,440 --> 00:22:26,480
Speaker 1: stockpile of physical money, like in case, you know, like

440
00:22:26,560 --> 00:22:29,600
Speaker 1: I do believe that it's pretty smart to keep some

441
00:22:29,760 --> 00:22:32,720
Speaker 1: cash around. Not that I do this, I should, and

442
00:22:32,800 --> 00:22:34,480
Speaker 1: I actually did for a little bit. I had like

443
00:22:34,520 --> 00:22:38,119
Speaker 1: a little stockpile of some money so that in case

444
00:22:38,200 --> 00:22:41,080
Speaker 1: there was ever a natural disaster or whatever. You know,

445
00:22:41,160 --> 00:22:43,359
Speaker 1: I could have that cash because I can tell you

446
00:22:44,040 --> 00:22:46,679
Speaker 1: when I was covering hurricanes back in the day in

447
00:22:46,760 --> 00:22:51,200
Speaker 1: my previous jobs, when a natural disaster happens, it is

448
00:22:51,280 --> 00:22:53,960
Speaker 1: like all bets are off. Your credit card's not gonna work,

449
00:22:53,960 --> 00:22:56,240
Speaker 1: You're not gonna be able to get gas. Nothing is

450
00:22:56,280 --> 00:22:57,879
Speaker 1: going to work. The way you think you can't go

451
00:22:57,920 --> 00:22:59,520
Speaker 1: to the grocery store to buy your water. I mean,

452
00:22:59,520 --> 00:23:02,080
Speaker 1: we saw some of this during the pandemic, where you know,

453
00:23:02,200 --> 00:23:04,399
Speaker 1: shelves were just sort of empty, right, and you just

454
00:23:04,440 --> 00:23:06,600
Speaker 1: imagine like, oh, there would never be a time in

455
00:23:06,640 --> 00:23:08,800
Speaker 1: America where I can't get the things that I want

456
00:23:08,800 --> 00:23:10,920
Speaker 1: to get. Well, yeah, we all experienced that in the

457
00:23:10,960 --> 00:23:13,760
Speaker 1: past year. It happened. And so with money, it's like, oh, well,

458
00:23:13,800 --> 00:23:16,040
Speaker 1: if there's an earthquake, I'll just go to the ATM

459
00:23:16,080 --> 00:23:19,879
Speaker 1: and get you know, get some cash out. Not gonna happen, Like,

460
00:23:19,960 --> 00:23:21,399
Speaker 1: you're not gonna be able to go to the ATM

461
00:23:21,440 --> 00:23:23,640
Speaker 1: and get cash out. They're not gonna work. So anyway,

462
00:23:23,920 --> 00:23:26,040
Speaker 1: I used to have a little tiny pile of cash

463
00:23:26,119 --> 00:23:28,359
Speaker 1: that I would keep as like a safety net in

464
00:23:28,400 --> 00:23:31,240
Speaker 1: the house. And then of course life happens and you

465
00:23:31,400 --> 00:23:33,360
Speaker 1: just like, oh, I gotta pay you know, this person here,

466
00:23:33,560 --> 00:23:35,800
Speaker 1: I need, you know, some cash. I gotta pay this person.

467
00:23:36,000 --> 00:23:37,639
Speaker 1: I gotta, you know, And then next thing you know,

468
00:23:37,720 --> 00:23:42,080
Speaker 1: you're down to zero and I haven't restocked. So I

469
00:23:42,119 --> 00:23:45,399
Speaker 1: should probably do that again. Anyway, I highly recommend having that.

470
00:23:45,440 --> 00:23:47,560
Speaker 1: But the point is you can have that little paper

471
00:23:47,760 --> 00:23:51,159
Speaker 1: stockpile that will work a cash is king, you know,

472
00:23:51,280 --> 00:23:53,720
Speaker 1: especially in a natural disaster, if you needed someone to

473
00:23:53,720 --> 00:23:56,520
Speaker 1: give you a ride somewhere, and you know, it goes

474
00:23:56,560 --> 00:23:58,960
Speaker 1: down to kind of like you know, the basics. Yeah,

475
00:23:59,000 --> 00:24:02,760
Speaker 1: they're gonna take a twenty our bill and get you

476
00:24:02,800 --> 00:24:09,159
Speaker 1: where you need to go. All right, let's get to

477
00:24:09,200 --> 00:24:13,240
Speaker 1: the next question from Susan. Susan says, I know you

478
00:24:13,240 --> 00:24:14,720
Speaker 1: stay up with all the gadgets, and I have a

479
00:24:14,800 --> 00:24:17,600
Speaker 1: question that I'm hoping you might be able to help with.

480
00:24:18,560 --> 00:24:20,680
Speaker 1: Do you know why or have you heard anything about

481
00:24:20,720 --> 00:24:24,119
Speaker 1: issues with the Facebook Live feature on portal. I purchased

482
00:24:24,160 --> 00:24:26,280
Speaker 1: one for my adult daughter several months ago, and she

483
00:24:26,400 --> 00:24:28,480
Speaker 1: used that feature for our business and was really happy

484
00:24:28,480 --> 00:24:31,719
Speaker 1: about it. Suddenly the feature disappeared and tech support can

485
00:24:31,760 --> 00:24:34,360
Speaker 1: only say it's not available any longer. Needless to say,

486
00:24:34,400 --> 00:24:35,960
Speaker 1: we are a bit frustrated. I thought you might be

487
00:24:36,000 --> 00:24:38,000
Speaker 1: able to shed some light or give us some suggestions.

488
00:24:38,040 --> 00:24:41,480
Speaker 1: Thanks for your time, have a great day, sincerely, Susan. Susan,

489
00:24:41,760 --> 00:24:45,159
Speaker 1: you have experienced what we what I call on this

490
00:24:45,240 --> 00:24:51,400
Speaker 1: show as the short attention span of tech companies, and

491
00:24:51,640 --> 00:24:53,800
Speaker 1: this is a problem across so much tech. So the

492
00:24:53,800 --> 00:24:58,320
Speaker 1: Facebook Portal is a device that is either it comes

493
00:24:58,359 --> 00:25:01,840
Speaker 1: in a couple different forms. It's basically a video chat

494
00:25:01,920 --> 00:25:05,000
Speaker 1: device that is like a screen, or it sits on

495
00:25:05,000 --> 00:25:08,840
Speaker 1: top of your TV, or it's a They made one

496
00:25:08,880 --> 00:25:11,800
Speaker 1: that looked like a picture frame at one point. But

497
00:25:12,160 --> 00:25:14,359
Speaker 1: the bottom line is it's a screen with a camera

498
00:25:14,720 --> 00:25:17,280
Speaker 1: that allows you to either video chat with other people,

499
00:25:17,760 --> 00:25:20,240
Speaker 1: go on Facebook Live like you said your daughter did,

500
00:25:21,240 --> 00:25:23,600
Speaker 1: or of course just use it to do other things

501
00:25:24,080 --> 00:25:26,719
Speaker 1: Facebook oriented things and other stuff too. I think they

502
00:25:26,720 --> 00:25:29,440
Speaker 1: had other stuff built in. Now the portal never really

503
00:25:29,480 --> 00:25:32,719
Speaker 1: took off in a big way. So you've got Amazon's devices,

504
00:25:33,040 --> 00:25:37,120
Speaker 1: You've got Google Home devices are those are probably two

505
00:25:37,119 --> 00:25:40,600
Speaker 1: of the biggest and Facebook this came out at a

506
00:25:40,600 --> 00:25:44,120
Speaker 1: time when when I'm still Facebook is just really in

507
00:25:44,160 --> 00:25:49,920
Speaker 1: the crosshairs of the privacy kind of watchdogs, and people said, no,

508
00:25:50,040 --> 00:25:53,439
Speaker 1: I'm not putting a Facebook a Facebook device with a

509
00:25:53,480 --> 00:25:55,320
Speaker 1: camera and a microphone in my house, and so a

510
00:25:55,359 --> 00:25:57,760
Speaker 1: lot of people didn't. Now, you see, none of that

511
00:25:57,800 --> 00:25:59,760
Speaker 1: matters to you because you purchased this for your daughter.

512
00:26:00,080 --> 00:26:02,040
Speaker 1: So you want to know why this feature went away.

513
00:26:02,480 --> 00:26:04,359
Speaker 1: And sure enough, I did a little research on the

514
00:26:04,359 --> 00:26:07,680
Speaker 1: Facebook Live feature on the portal, and the page that

515
00:26:07,840 --> 00:26:11,000
Speaker 1: used to describe how great this feature was is mysteriously

516
00:26:11,440 --> 00:26:14,120
Speaker 1: vanished off the internet. And so, yeah, they probably got

517
00:26:14,200 --> 00:26:16,520
Speaker 1: rid of it in a software update because no one

518
00:26:16,680 --> 00:26:18,520
Speaker 1: was using it, or not enough people were using it,

519
00:26:18,520 --> 00:26:20,840
Speaker 1: and they didn't want to support it anymore. And so

520
00:26:21,560 --> 00:26:23,280
Speaker 1: what do you do in this case? You can't bring

521
00:26:23,320 --> 00:26:26,960
Speaker 1: it back. It's too late. You can't. You can't add

522
00:26:27,000 --> 00:26:29,760
Speaker 1: the feature on your own, so you're kind of out

523
00:26:29,760 --> 00:26:34,080
Speaker 1: of luck. And this is a this is I've talked

524
00:26:34,080 --> 00:26:36,640
Speaker 1: about this on the show before, but there are companies

525
00:26:36,680 --> 00:26:39,120
Speaker 1: that are worse at this than others, and I'd say

526
00:26:39,160 --> 00:26:43,639
Speaker 1: Facebook is a pretty big offender. Facebook. You know, their

527
00:26:43,720 --> 00:26:47,080
Speaker 1: motto has been for a long time, act fast and

528
00:26:47,160 --> 00:26:50,960
Speaker 1: break things. I think something to that extent. But the

529
00:26:51,000 --> 00:26:53,800
Speaker 1: reality is they come out with stuff and if it

530
00:26:53,800 --> 00:26:56,320
Speaker 1: doesn't work. It's like throwing spaghetti at the wall. You know,

531
00:26:56,400 --> 00:26:58,320
Speaker 1: I'm Italian and that's what we used to do to

532
00:26:58,359 --> 00:27:00,720
Speaker 1: try to see if the swetti was ready. I know

533
00:27:00,840 --> 00:27:04,199
Speaker 1: it's a weird thing, but it's like the idea is

534
00:27:04,240 --> 00:27:05,960
Speaker 1: they would throw a bunch of stuff at the wall

535
00:27:06,359 --> 00:27:08,600
Speaker 1: and if it's stuck, sure we'll keep it, and if

536
00:27:08,600 --> 00:27:11,080
Speaker 1: it didn't, they just move on. So just this week

537
00:27:11,720 --> 00:27:14,840
Speaker 1: we heard that Instagram got rid of IGTV, which they

538
00:27:14,840 --> 00:27:17,240
Speaker 1: made a huge deal of when it came out, and

539
00:27:17,280 --> 00:27:19,879
Speaker 1: now it's just Instagram Video and now they're all into

540
00:27:19,920 --> 00:27:22,679
Speaker 1: reels And how long are they gonna be into reels

541
00:27:22,800 --> 00:27:25,760
Speaker 1: until either people stop watching them or doesn't work anymore,

542
00:27:25,800 --> 00:27:27,480
Speaker 1: and then they give up on those. But TikTok's so

543
00:27:27,560 --> 00:27:31,399
Speaker 1: popular that probably won't happen. But there's not much you

544
00:27:31,400 --> 00:27:34,000
Speaker 1: can do. And so there are some companies that are

545
00:27:34,160 --> 00:27:36,680
Speaker 1: a little bit better at this than others, like Apple,

546
00:27:37,080 --> 00:27:39,960
Speaker 1: I think comes out with stuff at a slower cadence

547
00:27:40,080 --> 00:27:44,399
Speaker 1: and doesn't necessarily get rid of things very quickly. And

548
00:27:44,440 --> 00:27:48,000
Speaker 1: then the other the other company that does a lot

549
00:27:48,040 --> 00:27:49,880
Speaker 1: of stuff, they throw a lot of stuff, as Samsung,

550
00:27:50,160 --> 00:27:52,679
Speaker 1: but I feel like in recent years they have definitely

551
00:27:53,200 --> 00:27:57,680
Speaker 1: kind of streamlined things a little bit and they've made things.

552
00:27:57,720 --> 00:28:00,720
Speaker 1: It's just a little bit more like, Okay, we're not

553
00:28:00,760 --> 00:28:03,480
Speaker 1: gonna like they They actually never came out with this

554
00:28:03,520 --> 00:28:07,439
Speaker 1: one speaker, this h it was like the Bixby home speaker.

555
00:28:07,480 --> 00:28:09,960
Speaker 1: They showed it off at a show and they just

556
00:28:10,080 --> 00:28:11,920
Speaker 1: never came out with it and that was it. It's

557
00:28:11,960 --> 00:28:13,440
Speaker 1: just like they didn't. Now they come out with a

558
00:28:13,480 --> 00:28:15,600
Speaker 1: lot of other stuff. But I feel like Samsung is like,

559
00:28:15,640 --> 00:28:17,399
Speaker 1: you kind of know that they're coming out with the foldables,

560
00:28:17,640 --> 00:28:20,119
Speaker 1: They're already on like the third generation of those. You

561
00:28:20,119 --> 00:28:22,040
Speaker 1: know they're coming out with their Galaxy lineup, and you

562
00:28:22,080 --> 00:28:24,600
Speaker 1: know they're now coming out with the H the A lineup,

563
00:28:24,840 --> 00:28:27,960
Speaker 1: which is like their more budget lineup, And so they're

564
00:28:28,000 --> 00:28:33,399
Speaker 1: pretty consistent. Google very inconsistent. Google is like, oh my gosh.

565
00:28:33,480 --> 00:28:35,919
Speaker 1: They are just like, hey, we'll give you anything, and

566
00:28:36,160 --> 00:28:38,239
Speaker 1: uh oh okay, it didn't work. Okay, let's just does

567
00:28:38,520 --> 00:28:41,240
Speaker 1: just not do that anymore. So this is just the

568
00:28:41,280 --> 00:28:44,360
Speaker 1: reality of these tech companies. It happens, and there's not

569
00:28:44,480 --> 00:28:47,680
Speaker 1: much you can do about it. So sorry, Susan, but

570
00:28:48,280 --> 00:28:52,520
Speaker 1: that's just what's going on. Thanks for the question. All

571
00:28:52,600 --> 00:28:54,719
Speaker 1: right now. Have you noticed, let me ask you this,

572
00:28:54,920 --> 00:28:57,720
Speaker 1: have you noticed that gas prices have gone up where

573
00:28:57,720 --> 00:29:02,880
Speaker 1: you are? It's so funny because I live in California,

574
00:29:03,400 --> 00:29:09,840
Speaker 1: and the gas prices here are just wildly, wildly astronomically

575
00:29:10,480 --> 00:29:14,800
Speaker 1: like mind boggling high. And it's just California. Everything is very,

576
00:29:14,880 --> 00:29:17,680
Speaker 1: very expensive. And when you live in California, you kind

577
00:29:17,680 --> 00:29:19,840
Speaker 1: of forget just how expensive things are until you go

578
00:29:19,920 --> 00:29:22,520
Speaker 1: to another place. Now, if you're going to a resort

579
00:29:22,520 --> 00:29:25,640
Speaker 1: in like Hawaii, or like a resort town, or you know,

580
00:29:25,680 --> 00:29:28,280
Speaker 1: a big hotel somewhere, yeah, you don't really realize. But

581
00:29:28,320 --> 00:29:31,520
Speaker 1: it's when you go to like regular places in America,

582
00:29:31,560 --> 00:29:34,520
Speaker 1: like all the other cities in between Los Angeles and

583
00:29:34,600 --> 00:29:38,000
Speaker 1: New York, you realize that what what not? Everything is

584
00:29:38,160 --> 00:29:40,600
Speaker 1: eight dollars for a bottle of water? Where was I?

585
00:29:40,600 --> 00:29:44,800
Speaker 1: I was in Santa Barbara and my wife and I

586
00:29:44,840 --> 00:29:46,960
Speaker 1: for we were in a hotel and are we didn't

587
00:29:47,000 --> 00:29:50,880
Speaker 1: have any water and there was no water. There was

588
00:29:50,960 --> 00:29:53,960
Speaker 1: no water around, like no seven eleven or anything like that,

589
00:29:54,480 --> 00:29:56,600
Speaker 1: and so we just had to keep walking until we

590
00:29:56,640 --> 00:29:59,080
Speaker 1: found a bottle of water, and so, you know, and

591
00:29:59,120 --> 00:30:00,880
Speaker 1: it was just getting frustrat eating because we couldn't find it.

592
00:30:00,920 --> 00:30:02,480
Speaker 1: I was like, all right, fine, whatever. So we went

593
00:30:02,480 --> 00:30:04,720
Speaker 1: into this little like winery place that I was like,

594
00:30:04,720 --> 00:30:06,280
Speaker 1: I bet you they have a bottle of water here,

595
00:30:06,800 --> 00:30:08,560
Speaker 1: and so I pick out two bottles of water from

596
00:30:08,600 --> 00:30:11,560
Speaker 1: the refrigerator and I'm like, how much could this possibly be?

597
00:30:11,800 --> 00:30:15,720
Speaker 1: You know, like five dollars each. No, the water was

598
00:30:15,960 --> 00:30:20,800
Speaker 1: twelve dollars a bottle, twelve dollars. So this this woman,

599
00:30:20,920 --> 00:30:23,240
Speaker 1: you know, this person working there, rings me up and

600
00:30:23,280 --> 00:30:25,400
Speaker 1: it's like she's like twenty four dollars, you know, plus

601
00:30:25,440 --> 00:30:29,280
Speaker 1: tax I'm just like what, but we needed the water

602
00:30:29,360 --> 00:30:31,120
Speaker 1: and what are you gonna do? And so we bought

603
00:30:31,120 --> 00:30:32,920
Speaker 1: the water for twelve dollars and my wife and I

604
00:30:33,000 --> 00:30:34,720
Speaker 1: were just joking that this. We're like, I think the

605
00:30:34,800 --> 00:30:36,920
Speaker 1: wine that you're selling here by the glass is cheaper

606
00:30:36,960 --> 00:30:40,760
Speaker 1: than twelve dollars, but it probably wasn't. But anyway, what

607
00:30:40,920 --> 00:30:42,640
Speaker 1: was my point? Oh, yeah, you just have to kind

608
00:30:42,640 --> 00:30:44,280
Speaker 1: of pay for stuff and you just take for granted.

609
00:30:44,360 --> 00:30:48,520
Speaker 1: Like I'm continually there's a couple of cities, Los Angeles,

610
00:30:48,560 --> 00:30:53,440
Speaker 1: Hawaii and Las Vegas. I'm continually surprised by the prices

611
00:30:53,800 --> 00:30:56,280
Speaker 1: that people will charge for things. It just like every

612
00:30:56,360 --> 00:30:58,880
Speaker 1: time I think I've heard it all, I'm like, oh, okay,

613
00:30:58,920 --> 00:31:02,400
Speaker 1: twelve dollars for a bottle. Oh no, that's fifteen. Oh okay,

614
00:31:02,640 --> 00:31:07,040
Speaker 1: there you go. Uh but gas I digress. So gas

615
00:31:07,200 --> 00:31:09,959
Speaker 1: Buddy is an app that a lot of people are

616
00:31:10,040 --> 00:31:13,320
Speaker 1: using to try to find cheaper gas prices, which I

617
00:31:13,360 --> 00:31:16,600
Speaker 1: totally understand you should be at this point. It used

618
00:31:16,600 --> 00:31:18,640
Speaker 1: to be when gas was like, you know, ten fifteen

619
00:31:18,720 --> 00:31:20,880
Speaker 1: cents difference, Like, okay, not that big of a deal,

620
00:31:21,040 --> 00:31:23,640
Speaker 1: but at this point, with gas pushing like seven dollars

621
00:31:23,680 --> 00:31:27,200
Speaker 1: here in California, you gotta go in your neighborhood and

622
00:31:27,200 --> 00:31:29,840
Speaker 1: find the cheapest gas, and so you just got to

623
00:31:29,880 --> 00:31:32,680
Speaker 1: do it. So if I look at gas Buddy, So,

624
00:31:32,840 --> 00:31:35,160
Speaker 1: gas Buddy is basically this app that you know, they

625
00:31:35,200 --> 00:31:37,880
Speaker 1: get the information from the gas stations or whatever, and

626
00:31:37,960 --> 00:31:41,960
Speaker 1: they they tell you how much gas is and so great,

627
00:31:42,320 --> 00:31:45,600
Speaker 1: very convenient, very nice. But the thing that gas Buddy

628
00:31:45,640 --> 00:31:48,080
Speaker 1: is doing on the back end, and this is according

629
00:31:48,120 --> 00:31:51,080
Speaker 1: to an article from Wirecutter, is that, of course they're

630
00:31:51,120 --> 00:31:53,480
Speaker 1: collecting a whole bunch of data on you. And the

631
00:31:53,560 --> 00:31:55,400
Speaker 1: reality is that a lot of people are saying where

632
00:31:55,440 --> 00:31:58,800
Speaker 1: their location is, their exact location. It's tracking you all

633
00:31:58,840 --> 00:32:01,960
Speaker 1: the time, and then they sell that information to third

634
00:32:02,040 --> 00:32:07,000
Speaker 1: party data brokers. So just a scenario. You ever wonder

635
00:32:07,000 --> 00:32:08,880
Speaker 1: why you get so many of these random calls? Where

636
00:32:08,880 --> 00:32:10,480
Speaker 1: do people get your phone number? Yeah, a lot of

637
00:32:10,480 --> 00:32:14,080
Speaker 1: times it's through spammers and scammers, but a lot of

638
00:32:14,120 --> 00:32:16,520
Speaker 1: times it's also just you're giving it up to one

639
00:32:16,560 --> 00:32:18,920
Speaker 1: company you didn't read their privacy policy, and they're selling

640
00:32:18,920 --> 00:32:21,680
Speaker 1: it to other companies, and that's just what happens. So

641
00:32:21,880 --> 00:32:25,760
Speaker 1: with gas Buddy, it's kind of like this thing that

642
00:32:25,800 --> 00:32:29,000
Speaker 1: they say that if there is no price, you are

643
00:32:29,040 --> 00:32:32,000
Speaker 1: the product. So if you're getting something for free, your

644
00:32:32,240 --> 00:32:36,200
Speaker 1: data is what they're making money off of. And if

645
00:32:36,280 --> 00:32:38,640
Speaker 1: you want to know exactly how much, according to this article,

646
00:32:39,200 --> 00:32:41,600
Speaker 1: they were selling location data for nine dollars and fifty

647
00:32:41,640 --> 00:32:44,200
Speaker 1: cents per one thousand users. And they have a lot

648
00:32:44,200 --> 00:32:46,840
Speaker 1: of users. They have millions of users, so it's you know,

649
00:32:46,880 --> 00:32:48,600
Speaker 1: they've got a lot of this data, and they've got

650
00:32:48,640 --> 00:32:51,280
Speaker 1: data of where people are driving, where people are going.

651
00:32:51,480 --> 00:32:53,600
Speaker 1: They've got their name, they've got their address, they've got

652
00:32:53,640 --> 00:32:56,280
Speaker 1: their email, they've got all kinds of information that you

653
00:32:56,400 --> 00:32:58,239
Speaker 1: just give up to this app because it says, hey,

654
00:32:58,240 --> 00:32:59,840
Speaker 1: will you sign up with us? And you say sure,

655
00:33:00,360 --> 00:33:02,640
Speaker 1: but they put the skip sign up in little gray

656
00:33:02,720 --> 00:33:05,360
Speaker 1: lettering in the corner. So whenever you're using an app,

657
00:33:05,440 --> 00:33:07,280
Speaker 1: by the way, whenever you sign up for an app,

658
00:33:08,320 --> 00:33:12,640
Speaker 1: always always, always look for the option to skip signing

659
00:33:12,720 --> 00:33:14,520
Speaker 1: up for an account if you don't need one. A

660
00:33:14,560 --> 00:33:17,160
Speaker 1: lot of times skip if there's like a big box

661
00:33:17,200 --> 00:33:19,200
Speaker 1: in the middle of the app that says please sign in.

662
00:33:19,560 --> 00:33:22,440
Speaker 1: There's sometimes a little X or a little skip that's

663
00:33:22,480 --> 00:33:24,520
Speaker 1: just kind of grayed out and in the corner. We

664
00:33:24,640 --> 00:33:28,040
Speaker 1: call that a dark pattern in the industry, and it's

665
00:33:28,040 --> 00:33:31,280
Speaker 1: basically it's a pattern that you say, well, this windows

666
00:33:31,320 --> 00:33:32,800
Speaker 1: in front of me. There's no way to skip it.

667
00:33:33,080 --> 00:33:35,160
Speaker 1: Sometimes you can close out the app and that will

668
00:33:35,160 --> 00:33:37,360
Speaker 1: skip it. Other times there's a little tiny skip button

669
00:33:37,360 --> 00:33:39,560
Speaker 1: that you can't really see or you know, there's just

670
00:33:39,680 --> 00:33:41,840
Speaker 1: various ways of doing it. So always try to skip

671
00:33:41,880 --> 00:33:44,040
Speaker 1: creating an account if you can. And then when you're

672
00:33:44,080 --> 00:33:48,120
Speaker 1: creating your account, be very very mindful about the information

673
00:33:48,200 --> 00:33:51,160
Speaker 1: that you're giving up to that company, because chances are

674
00:33:51,560 --> 00:33:54,640
Speaker 1: that information will be packaged up and sold and sent

675
00:33:54,800 --> 00:33:56,719
Speaker 1: somewhere else, and so just be aware of that. So

676
00:33:57,080 --> 00:33:59,800
Speaker 1: for instance, I keep a Google Voice number that I

677
00:33:59,800 --> 00:34:02,560
Speaker 1: will give out more freely because I don't care if

678
00:34:02,600 --> 00:34:04,520
Speaker 1: a lot of people get it, because it's not something

679
00:34:04,520 --> 00:34:06,800
Speaker 1: that is ringing my phone all the time. So if

680
00:34:06,880 --> 00:34:09,239
Speaker 1: it's a company that I'm signing up for, I'll most

681
00:34:09,280 --> 00:34:10,880
Speaker 1: of the time give them that phone number. So when

682
00:34:10,880 --> 00:34:13,399
Speaker 1: I was doing all the loyalty cards and stuff for

683
00:34:13,560 --> 00:34:15,279
Speaker 1: you know, like roufs and things, it's like I would

684
00:34:15,280 --> 00:34:18,000
Speaker 1: give them that number because I know it's it's going

685
00:34:18,040 --> 00:34:20,600
Speaker 1: to different places. And here's the other thing. And I've

686
00:34:20,640 --> 00:34:23,239
Speaker 1: talked about this before, but when you sign up for

687
00:34:23,280 --> 00:34:27,080
Speaker 1: a website, that information goes into a data warehouse that

688
00:34:27,160 --> 00:34:29,880
Speaker 1: then combines it with other information. So imagine there's a

689
00:34:29,880 --> 00:34:33,279
Speaker 1: couple databases one, two, three, four, five, six seven. This

690
00:34:33,320 --> 00:34:36,840
Speaker 1: one has your email address, this one has your phone number,

691
00:34:37,000 --> 00:34:38,920
Speaker 1: this one has your name, this one has your address.

692
00:34:38,960 --> 00:34:41,800
Speaker 1: What they do is they merge them all together based

693
00:34:41,800 --> 00:34:44,680
Speaker 1: on signals. So if you use the same email address,

694
00:34:44,760 --> 00:34:47,239
Speaker 1: and on one account you gave your email and phone number,

695
00:34:47,280 --> 00:34:49,880
Speaker 1: and on another you gave your email and your physical address,

696
00:34:50,239 --> 00:34:52,239
Speaker 1: they just merge that all together and now they have

697
00:34:52,280 --> 00:34:54,880
Speaker 1: a complete look of who you are, where you're going,

698
00:34:55,120 --> 00:34:57,640
Speaker 1: where you're shopping, how you're spending your money, when you

699
00:34:57,719 --> 00:35:00,440
Speaker 1: do things, how you do things, the websites you're looking at.

700
00:35:00,480 --> 00:35:01,920
Speaker 1: I mean, it just goes on and on and on.

701
00:35:02,040 --> 00:35:06,560
Speaker 1: Data data, data, data is huge, huge business. Believe me,

702
00:35:06,760 --> 00:35:09,640
Speaker 1: how do you think Google's in business? Data? One hundred

703
00:35:09,640 --> 00:35:13,040
Speaker 1: percent data business. I mean, every single thing that Google

704
00:35:13,080 --> 00:35:15,719
Speaker 1: does is based on data. They love data, they have

705
00:35:15,840 --> 00:35:20,680
Speaker 1: so much of it on us anyway. And then now, yeah,

706
00:35:20,760 --> 00:35:22,319
Speaker 1: the way that they're using the data is that they

707
00:35:22,360 --> 00:35:25,439
Speaker 1: don't sell it directly, but they will sell against that data.

708
00:35:25,480 --> 00:35:27,600
Speaker 1: And that's another thing is that you know your data

709
00:35:27,719 --> 00:35:30,400
Speaker 1: might be private, but they're still selling against it. And

710
00:35:30,440 --> 00:35:32,560
Speaker 1: so when they say, oh, we know this person, this person,

711
00:35:32,600 --> 00:35:35,319
Speaker 1: this person is into hot wheels, they can then sell

712
00:35:35,320 --> 00:35:38,239
Speaker 1: hot wheels ads against that, even though they didn't give

713
00:35:38,320 --> 00:35:40,719
Speaker 1: up your name and information. So you have to think

714
00:35:40,760 --> 00:35:43,680
Speaker 1: about how this stuff works. Okay, so long story short

715
00:35:43,680 --> 00:35:46,040
Speaker 1: on gas Buddy. Two things that you should probably do.

716
00:35:46,280 --> 00:35:48,640
Speaker 1: The number one, don't sign up for the drive the

717
00:35:48,760 --> 00:35:51,560
Speaker 1: drives feature unless you want all your information given away

718
00:35:51,880 --> 00:35:54,920
Speaker 1: to third party companies. And then you can go in

719
00:35:55,040 --> 00:35:57,839
Speaker 1: on your location settings. You only want to give them

720
00:35:57,880 --> 00:36:03,480
Speaker 1: location every time. So only when you are using the

721
00:36:03,560 --> 00:36:06,160
Speaker 1: app do you want to have them giving them the

722
00:36:06,200 --> 00:36:08,719
Speaker 1: ability to use your location? And this is the thing

723
00:36:08,760 --> 00:36:10,680
Speaker 1: that you can do with every app. Ninety nine percent

724
00:36:10,680 --> 00:36:13,040
Speaker 1: of the time, when I first get that notification that says,

725
00:36:13,440 --> 00:36:15,840
Speaker 1: you know, can you use my location, I'll say just

726
00:36:15,880 --> 00:36:18,000
Speaker 1: this one time, and then if I really love the app,

727
00:36:18,160 --> 00:36:20,160
Speaker 1: maybe I'll give them more access later down the road.

728
00:36:20,560 --> 00:36:22,920
Speaker 1: The other thing you can do is turn off the

729
00:36:23,960 --> 00:36:26,920
Speaker 1: location privacy. There's like a little toggling in these settings

730
00:36:27,239 --> 00:36:30,040
Speaker 1: that basically says, can we sell your information? A four square?

731
00:36:30,440 --> 00:36:32,600
Speaker 1: And it's just turned on by default, So you want

732
00:36:32,600 --> 00:36:34,080
Speaker 1: to go in and turn that off, just to you know,

733
00:36:34,120 --> 00:36:41,000
Speaker 1: protect yourself a little little bit more. All right, let's

734
00:36:41,040 --> 00:36:47,640
Speaker 1: get to the next question. Steve says, Hey, Rich, virtually

735
00:36:47,760 --> 00:36:50,319
Speaker 1: all major banks can be set to notify users of

736
00:36:50,360 --> 00:36:53,920
Speaker 1: any charges. I set mine to notify me of any

737
00:36:54,040 --> 00:36:57,440
Speaker 1: charge of one cent or more. This includes any attempts,

738
00:36:57,440 --> 00:36:59,520
Speaker 1: so I see it all. Of course. Two factor on

739
00:36:59,560 --> 00:37:02,279
Speaker 1: top is safeguard. If you agree or disagree, let me know.

740
00:37:02,320 --> 00:37:05,000
Speaker 1: If you agree, please let your vast audience know. Thanks Rich,

741
00:37:05,320 --> 00:37:10,280
Speaker 1: best regard, Steve, the one and only mister Gadget. Wow

742
00:37:11,000 --> 00:37:15,560
Speaker 1: mister Gadget is listening. Cool, thanks, mister Gadget. I think

743
00:37:15,600 --> 00:37:17,759
Speaker 1: I met Steve once at an event. You know, it's

744
00:37:17,760 --> 00:37:19,880
Speaker 1: been like two years since we've had these tech events,

745
00:37:19,880 --> 00:37:23,000
Speaker 1: so I haven't seen a lot of people. But yes,

746
00:37:23,120 --> 00:37:27,800
Speaker 1: I one hundred percent agree with this. For sure you should.

747
00:37:28,120 --> 00:37:31,959
Speaker 1: So my credit card was stolen a couple of weeks ago,

748
00:37:32,239 --> 00:37:34,120
Speaker 1: and it was I think I told the story, but

749
00:37:34,520 --> 00:37:37,359
Speaker 1: basically I used it at a restaurant and within ten

750
00:37:37,400 --> 00:37:40,360
Speaker 1: minutes I had gotten a text from my bank saying

751
00:37:40,360 --> 00:37:42,640
Speaker 1: that my card was stolen. It was used at a

752
00:37:42,640 --> 00:37:45,640
Speaker 1: gas station in like Iowa or something, and I was

753
00:37:45,680 --> 00:37:48,000
Speaker 1: like what that wasn't me At first I thought the

754
00:37:48,000 --> 00:37:49,879
Speaker 1: the text message was bogus. I was like, what, There's

755
00:37:49,920 --> 00:37:51,839
Speaker 1: no way, I'm not I'm not in Iowa, Like how

756
00:37:51,920 --> 00:37:54,239
Speaker 1: is my card being used there? And so I've talked

757
00:37:54,280 --> 00:37:56,120
Speaker 1: about this on my podcasts before, but I have a

758
00:37:56,200 --> 00:37:59,600
Speaker 1: rule if my card I'm not a huge credit card person,

759
00:37:59,640 --> 00:38:02,040
Speaker 1: but if my card, I do carry one. If my

760
00:38:02,160 --> 00:38:05,320
Speaker 1: card is leaving my hand, if someone else is taking

761
00:38:05,320 --> 00:38:07,759
Speaker 1: my card, I give them my credit card. If I

762
00:38:07,760 --> 00:38:10,560
Speaker 1: am doing the transaction myself, I will use tap to pay,

763
00:38:10,680 --> 00:38:12,840
Speaker 1: or I will use the chip in my debit card,

764
00:38:12,920 --> 00:38:14,560
Speaker 1: and the reason for that is I like to spend

765
00:38:14,560 --> 00:38:16,920
Speaker 1: cash so that I don't overspend, and so it just

766
00:38:16,960 --> 00:38:20,240
Speaker 1: helps me with the budgeting. But with a credit card,

767
00:38:21,000 --> 00:38:25,239
Speaker 1: I definitely make sure that I use that for transactions

768
00:38:25,239 --> 00:38:28,680
Speaker 1: that are unprotected, so that means online transactions where your

769
00:38:28,719 --> 00:38:31,160
Speaker 1: card number is just going out into the world, or

770
00:38:31,239 --> 00:38:34,440
Speaker 1: of course any transaction where they're swiping my card, because

771
00:38:34,480 --> 00:38:36,480
Speaker 1: a swipe is pretty much the worst thing that they

772
00:38:36,480 --> 00:38:38,719
Speaker 1: can do to your card at this point, because your

773
00:38:38,800 --> 00:38:41,640
Speaker 1: number is unencrypted, it is out there, it is just

774
00:38:41,840 --> 00:38:45,560
Speaker 1: totally ripe for the taking. And so you always, at

775
00:38:45,560 --> 00:38:47,799
Speaker 1: the very minimum, no matter how you're paying, whether it's

776
00:38:47,800 --> 00:38:50,000
Speaker 1: debit or credit, you always want to use the chip,

777
00:38:50,480 --> 00:38:53,400
Speaker 1: always want to use chip tap to pay. Even better,

778
00:38:54,080 --> 00:38:56,800
Speaker 1: Chip and tap to pay are actually quite the same

779
00:38:56,960 --> 00:39:00,680
Speaker 1: when it comes to security and privacy. But my number

780
00:39:00,680 --> 00:39:04,719
Speaker 1: one Tap to pay, number two is chip. Number three

781
00:39:05,480 --> 00:39:09,200
Speaker 1: is do not use the swipe ever, never ever swipe

782
00:39:09,200 --> 00:39:12,000
Speaker 1: your card. In fact, I will ask, especially smaller merchants,

783
00:39:12,200 --> 00:39:14,279
Speaker 1: I'll be like, are you swiping my card? And when

784
00:39:14,280 --> 00:39:16,000
Speaker 1: they say they're swiping it, I say, oh, hold on,

785
00:39:16,440 --> 00:39:18,880
Speaker 1: let me don't take my debit card. Here, take my

786
00:39:18,880 --> 00:39:21,080
Speaker 1: credit card. So if you have to swipe, if you

787
00:39:21,160 --> 00:39:24,040
Speaker 1: must swipe, use your credit card, because at least that

788
00:39:24,080 --> 00:39:26,040
Speaker 1: gives you a little bit of protection if your card

789
00:39:26,160 --> 00:39:29,040
Speaker 1: is stolen. In the case that mine was a couple

790
00:39:29,320 --> 00:39:31,279
Speaker 1: weeks ago, right when I was using it. So I

791
00:39:31,280 --> 00:39:33,960
Speaker 1: don't know if the waiter took a picture of my

792
00:39:34,040 --> 00:39:36,120
Speaker 1: card and sent it off into the internet, or maybe

793
00:39:36,120 --> 00:39:40,439
Speaker 1: it was just totally unrelated, but it happens. It still

794
00:39:40,480 --> 00:39:43,600
Speaker 1: happens on a daily basis. So anyway, what Steve is

795
00:39:43,680 --> 00:39:46,319
Speaker 1: talking about is I think we were talking about the

796
00:39:46,920 --> 00:39:49,520
Speaker 1: Do I talk about this later? Yeah, I guess I'll

797
00:39:49,560 --> 00:39:51,520
Speaker 1: just talk about this now. But I think he was

798
00:39:51,560 --> 00:39:54,799
Speaker 1: talking about the whole Zell fraud thing, because people are

799
00:39:54,880 --> 00:39:59,400
Speaker 1: using these cash apps like cash and Venmo and PayPal

800
00:40:00,080 --> 00:40:04,359
Speaker 1: and Zell thinking that they're protected for unauthorized transactions. But

801
00:40:04,440 --> 00:40:06,560
Speaker 1: when it's a cash transaction like that, it's a lot

802
00:40:06,640 --> 00:40:09,359
Speaker 1: tougher to get your money back, and especially with Zel.

803
00:40:09,480 --> 00:40:12,600
Speaker 1: So I agree. I have I have it turned on

804
00:40:12,600 --> 00:40:15,480
Speaker 1: on my account where I do get a notification when

805
00:40:15,480 --> 00:40:18,680
Speaker 1: my card is used, and so most of the time

806
00:40:18,719 --> 00:40:21,040
Speaker 1: it's fine, it's like, oh, good to know, but you

807
00:40:21,080 --> 00:40:22,759
Speaker 1: can also a lot of banks let you turn on

808
00:40:22,840 --> 00:40:25,239
Speaker 1: and off your card. They let you set certain parameters

809
00:40:25,280 --> 00:40:29,200
Speaker 1: like no international transactions. So look into your bank and see,

810
00:40:30,400 --> 00:40:31,920
Speaker 1: you know what they allow you to do and what

811
00:40:32,000 --> 00:40:33,759
Speaker 1: kind of notifications you can get. Now, I get it

812
00:40:33,760 --> 00:40:36,720
Speaker 1: with a credit card. I always think that that's better

813
00:40:36,800 --> 00:40:40,080
Speaker 1: than the debit card because when the debit card is hacked,

814
00:40:40,960 --> 00:40:42,719
Speaker 1: your money's gone and now you have to fight your

815
00:40:42,760 --> 00:40:44,879
Speaker 1: bank for your own money. When a credit card is hacked,

816
00:40:44,880 --> 00:40:48,000
Speaker 1: you're like, okay, you guys, let me know when you

817
00:40:48,040 --> 00:40:50,120
Speaker 1: figure that out, because I'm not paying that bill. And

818
00:40:50,400 --> 00:40:52,279
Speaker 1: what can they do. I mean, it's like their money

819
00:40:52,320 --> 00:40:54,600
Speaker 1: that they've already given, and so it's just a it's

820
00:40:54,640 --> 00:40:57,560
Speaker 1: just a little bit more of a you know, a

821
00:40:57,640 --> 00:40:59,880
Speaker 1: relief when something happens to your credit card than it

822
00:41:00,000 --> 00:41:03,200
Speaker 1: debit card. And so I understand why people gravitate towards

823
00:41:03,239 --> 00:41:05,600
Speaker 1: credit cards because it puts that little buffer zone between

824
00:41:05,640 --> 00:41:08,960
Speaker 1: them and their money. And I totally understand that. And

825
00:41:09,000 --> 00:41:11,960
Speaker 1: so that's that. Let's talk about Zell now, because there's

826
00:41:11,960 --> 00:41:14,480
Speaker 1: a big article in the New York Times about how

827
00:41:14,760 --> 00:41:18,480
Speaker 1: Zell has a lot of fraud because it's built into

828
00:41:18,480 --> 00:41:21,160
Speaker 1: bank accounts. So what happened was all of the big

829
00:41:21,200 --> 00:41:26,560
Speaker 1: banks like Bank of America, Chase, Wells Fargo, they all said,

830
00:41:26,600 --> 00:41:29,640
Speaker 1: wait a second, how what's going on with PayPal and

831
00:41:29,719 --> 00:41:32,879
Speaker 1: Venmo and cash app, Like all these people are using

832
00:41:32,880 --> 00:41:36,080
Speaker 1: this to transfer money and they're going around our systems

833
00:41:36,120 --> 00:41:38,479
Speaker 1: and they're not having to pay for it, and so whoa, whoa,

834
00:41:38,680 --> 00:41:40,640
Speaker 1: we should be in on this. And so they came

835
00:41:40,719 --> 00:41:43,040
Speaker 1: up with something called Zel and they built it into

836
00:41:43,400 --> 00:41:46,640
Speaker 1: your bank account. And that's great because I actually prefer

837
00:41:46,840 --> 00:41:50,000
Speaker 1: Zell because it's a really easy transfer where it goes

838
00:41:50,000 --> 00:41:53,080
Speaker 1: from my account to your account and there's no middleman

839
00:41:53,280 --> 00:41:56,040
Speaker 1: and so it just the money just appears in your account.

840
00:41:56,560 --> 00:42:01,080
Speaker 1: That's good. But the problem is the transactions are not

841
00:42:01,360 --> 00:42:03,520
Speaker 1: as protected as you think. In fact, they may not

842
00:42:03,600 --> 00:42:08,000
Speaker 1: be protected at all unless it was fully unless someone

843
00:42:08,040 --> 00:42:10,880
Speaker 1: hacked into your account and started doing a Zell transaction.

844
00:42:11,320 --> 00:42:13,359
Speaker 1: What the New York Times is saying is that if

845
00:42:13,360 --> 00:42:16,240
Speaker 1: you are tricked into doing a Zell transfer to someone,

846
00:42:16,440 --> 00:42:18,160
Speaker 1: let's say you get a text message, and this is

847
00:42:18,160 --> 00:42:20,120
Speaker 1: how it works. Typically I put this on my Instagram,

848
00:42:20,160 --> 00:42:22,120
Speaker 1: by the way, So let's say you get a text

849
00:42:22,120 --> 00:42:24,400
Speaker 1: that says, hey did you just transfer one thousand dollars

850
00:42:24,520 --> 00:42:27,319
Speaker 1: via Zel to this person. Press one for yes, two

851
00:42:27,400 --> 00:42:30,040
Speaker 1: for no, and you press one and next thing you know,

852
00:42:30,040 --> 00:42:32,320
Speaker 1: you get a phone call from your quote unquote bank

853
00:42:32,400 --> 00:42:35,399
Speaker 1: and they say, uh, okay, we need to verify this

854
00:42:35,560 --> 00:42:37,800
Speaker 1: so we can take care of this really quickly quick.

855
00:42:37,840 --> 00:42:41,319
Speaker 1: What's your username for your bank? What's your banking user name?

856
00:42:41,440 --> 00:42:43,759
Speaker 1: And yes, I get it. Not everyone will fall for that,

857
00:42:43,880 --> 00:42:45,799
Speaker 1: but some people would, and a lot of people do.

858
00:42:46,600 --> 00:42:49,239
Speaker 1: And they say, oh, it's you know, it's rich on

859
00:42:49,360 --> 00:42:51,680
Speaker 1: Tech And they say, okay, great, we just sent you

860
00:42:51,760 --> 00:42:54,000
Speaker 1: a text message with a confirmation code. Please give us

861
00:42:54,040 --> 00:42:56,640
Speaker 1: that code. And you give them that code, thinking you're

862
00:42:56,680 --> 00:42:58,600
Speaker 1: confirming you are who you are. And by the way,

863
00:42:58,880 --> 00:43:03,080
Speaker 1: legitimate companies do this. So, for example, Hilton, when I

864
00:43:03,440 --> 00:43:05,719
Speaker 1: call up Hilton to do anything with my account, they say, okay,

865
00:43:05,719 --> 00:43:07,319
Speaker 1: we just sent you a text message. Read us that

866
00:43:07,360 --> 00:43:11,440
Speaker 1: text message. Verizon does something similar, and so these companies

867
00:43:11,480 --> 00:43:13,839
Speaker 1: do that, and this is what these scammers prey upon.

868
00:43:14,560 --> 00:43:20,960
Speaker 1: They are basically social engineering the legitimate systems that these

869
00:43:21,000 --> 00:43:23,759
Speaker 1: companies have put in place to protect us, and by

870
00:43:23,800 --> 00:43:27,719
Speaker 1: reverse social engineering them, they use these little systems against us.

871
00:43:27,960 --> 00:43:29,719
Speaker 1: So you've already been trained to know that. When you

872
00:43:29,760 --> 00:43:33,080
Speaker 1: get that confirmation code in your text, it's like, Okay,

873
00:43:33,160 --> 00:43:35,520
Speaker 1: my bank is confirming what I thought, like this is

874
00:43:35,840 --> 00:43:38,799
Speaker 1: this is a security code. But when they're asking for it,

875
00:43:38,840 --> 00:43:42,240
Speaker 1: what they're actually doing is they're doing a quick password reset,

876
00:43:42,480 --> 00:43:45,279
Speaker 1: and that little code is that one time code that

877
00:43:45,320 --> 00:43:48,880
Speaker 1: has been texted texted to your account to actually assist

878
00:43:48,960 --> 00:43:52,040
Speaker 1: in that password reset, and then they type in that

879
00:43:52,080 --> 00:43:54,719
Speaker 1: code and now they can put in their own password,

880
00:43:54,760 --> 00:43:57,160
Speaker 1: and now they have control of your account. All this

881
00:43:57,239 --> 00:43:59,520
Speaker 1: is happening in real time while you're on the phone

882
00:43:59,520 --> 00:44:01,480
Speaker 1: with this report representative who's trying to just keep you

883
00:44:01,520 --> 00:44:04,120
Speaker 1: on the phone longer and longer to talk about the problem.

884
00:44:04,480 --> 00:44:06,640
Speaker 1: And next thing you know, you're being cleared out of

885
00:44:06,640 --> 00:44:09,640
Speaker 1: your money. Now there are limits on Zeal so that

886
00:44:09,680 --> 00:44:12,160
Speaker 1: you can't be fully cleaned out in one day, but

887
00:44:12,560 --> 00:44:14,279
Speaker 1: it's still a lot more money than you want to

888
00:44:14,320 --> 00:44:17,400
Speaker 1: lose from your account. So what the New York Times

889
00:44:17,440 --> 00:44:19,719
Speaker 1: thesis was is that they're saying that when people are

890
00:44:19,800 --> 00:44:23,000
Speaker 1: tricked into doing a Zell transfer, like if I just

891
00:44:23,040 --> 00:44:25,160
Speaker 1: trick you into a zel transfer and that money goes

892
00:44:25,160 --> 00:44:26,799
Speaker 1: into your bank and then you call and you say, hey, wait,

893
00:44:27,120 --> 00:44:29,520
Speaker 1: I didn't authorize that. They say, but yes, you did.

894
00:44:29,960 --> 00:44:32,640
Speaker 1: You actually did authorize it. You made the transaction. We

895
00:44:32,719 --> 00:44:35,399
Speaker 1: can't just because you got tricked into it doesn't mean

896
00:44:35,400 --> 00:44:37,680
Speaker 1: that we're on the hook for it. And the problem is,

897
00:44:37,840 --> 00:44:41,040
Speaker 1: unlike a credit card, this is actual cash, this is

898
00:44:41,080 --> 00:44:43,480
Speaker 1: real money. So the way a credit card works, if

899
00:44:43,480 --> 00:44:46,279
Speaker 1: I own a business, my credit card company only, like

900
00:44:46,320 --> 00:44:48,919
Speaker 1: if I accept credit cards, the credit card company only

901
00:44:48,960 --> 00:44:51,200
Speaker 1: pays me out once a month, right, I mean, maybe

902
00:44:51,280 --> 00:44:53,160
Speaker 1: quicker if it's some of these new things like Square

903
00:44:53,200 --> 00:44:55,600
Speaker 1: and of course some of these other systems. But there's

904
00:44:55,600 --> 00:44:58,759
Speaker 1: always this ongoing like balance that you have with a

905
00:44:58,800 --> 00:45:01,160
Speaker 1: credit card company, Like they might owe you one thousand dollars,

906
00:45:01,160 --> 00:45:04,400
Speaker 1: they might owe you five hundred dollars. And when someone

907
00:45:04,440 --> 00:45:06,919
Speaker 1: does what's called a charge back and they say, hey,

908
00:45:07,000 --> 00:45:09,799
Speaker 1: I dispute this charge, what a credit card company does

909
00:45:09,880 --> 00:45:13,640
Speaker 1: while they investigate is they will just hold that money.

910
00:45:13,640 --> 00:45:16,239
Speaker 1: They will withhold that money from the business. So they say,

911
00:45:16,239 --> 00:45:20,399
Speaker 1: we know we owe you six hundred dollars, but we're

912
00:45:20,400 --> 00:45:22,160
Speaker 1: actually not going to give you that money right now

913
00:45:22,200 --> 00:45:26,920
Speaker 1: because someone is disputing the fact that you charge them

914
00:45:26,960 --> 00:45:29,120
Speaker 1: six hundred dollars, and we need to look into that

915
00:45:29,160 --> 00:45:31,799
Speaker 1: to make sure that before we release this money to

916
00:45:31,840 --> 00:45:34,880
Speaker 1: you that this is a legitimate transaction. So that's why

917
00:45:35,120 --> 00:45:37,360
Speaker 1: when zell goes through, and it goes through really fast

918
00:45:37,440 --> 00:45:39,759
Speaker 1: and it's cash and someone can withdraw that from the ATM,

919
00:45:39,880 --> 00:45:42,440
Speaker 1: that money's gone in an instant and so this stuff,

920
00:45:42,680 --> 00:45:45,400
Speaker 1: these scammers have gotten very, very smart about how to

921
00:45:45,440 --> 00:45:49,320
Speaker 1: do this. According to this New York Times article, eighteen

922
00:45:49,360 --> 00:45:52,480
Speaker 1: million Americans were defrauded through scams involving digital wallets and

923
00:45:52,520 --> 00:45:55,640
Speaker 1: person of person payments. So when you say how could

924
00:45:55,680 --> 00:45:59,720
Speaker 1: this happen? How could this happen to someone? You are smart.

925
00:45:59,760 --> 00:46:02,160
Speaker 1: You're a smart person. You're listening to a podcast from

926
00:46:02,160 --> 00:46:05,160
Speaker 1: a tech person on Instagram. You're ahead of the curve.

927
00:46:05,520 --> 00:46:07,680
Speaker 1: There are so many people out there who are not

928
00:46:07,800 --> 00:46:10,719
Speaker 1: doing this. They're not educating themselves. They might be a

929
00:46:10,760 --> 00:46:13,440
Speaker 1: little bit older, they might be a little less tech savvy,

930
00:46:13,560 --> 00:46:15,880
Speaker 1: and that is the problem. It's not a problem for them.

931
00:46:15,920 --> 00:46:18,160
Speaker 1: They're just regular people and they're not keeping up on

932
00:46:18,200 --> 00:46:20,160
Speaker 1: all this stuff. I have to keep up on all

933
00:46:20,160 --> 00:46:22,239
Speaker 1: this stuff. When I read this Zealscam, I said, uh,

934
00:46:22,280 --> 00:46:24,840
Speaker 1: that's brilliant. But what I have thought of that. Personally,

935
00:46:25,880 --> 00:46:29,960
Speaker 1: maybe not, but I am critical of anything that arrives

936
00:46:30,000 --> 00:46:33,040
Speaker 1: in my inbox. Any text message I get, I have

937
00:46:33,120 --> 00:46:36,319
Speaker 1: to sit there and analyze is this real? Is this

938
00:46:36,400 --> 00:46:40,600
Speaker 1: a scam? Is this going to somehow defraud me? I

939
00:46:40,640 --> 00:46:42,920
Speaker 1: get people that forward me messages all the time, and

940
00:46:42,960 --> 00:46:45,399
Speaker 1: I have to kind of analyze them and figure out

941
00:46:45,400 --> 00:46:48,960
Speaker 1: if it's fraudulent or not. And it's Believe me, these

942
00:46:49,000 --> 00:46:52,160
Speaker 1: scam artists work on numbers. They work on large numbers

943
00:46:52,200 --> 00:46:57,319
Speaker 1: of people. Not every single person that's sitting there, you know,

944
00:46:57,480 --> 00:47:00,319
Speaker 1: in the world is one hundred percent up on every

945
00:47:00,360 --> 00:47:04,919
Speaker 1: single scam. And so, as someone just said in the chat,

946
00:47:04,960 --> 00:47:07,879
Speaker 1: it's a problem keeping up with the scammers. Absolutely, it's

947
00:47:07,920 --> 00:47:10,719
Speaker 1: their job to figure out how to scam us. It's

948
00:47:10,760 --> 00:47:14,240
Speaker 1: our job to go to work, raise kids, make a living,

949
00:47:14,600 --> 00:47:18,759
Speaker 1: you know, have a little time off, whatever. It's their

950
00:47:18,840 --> 00:47:20,920
Speaker 1: job to just take our hard earned money from us.

951
00:47:20,960 --> 00:47:22,560
Speaker 1: And so, believe me, they are going to try to

952
00:47:22,600 --> 00:47:25,720
Speaker 1: do that all the time, and they will try new ways,

953
00:47:25,840 --> 00:47:29,560
Speaker 1: and as technology evolves, they just continue to find new

954
00:47:29,560 --> 00:47:32,480
Speaker 1: ways to exploit it, and they will continue. This is

955
00:47:32,520 --> 00:47:35,360
Speaker 1: not going to end ever, believe me. And this is

956
00:47:35,400 --> 00:47:38,520
Speaker 1: one reason I know, I'm very high on the security

957
00:47:38,560 --> 00:47:41,879
Speaker 1: stuff because it's just so it's such a problem that

958
00:47:41,920 --> 00:47:44,279
Speaker 1: it's just it makes me so angry that people still

959
00:47:44,320 --> 00:47:47,280
Speaker 1: fall for this stuff, and smart people. I've had smart,

960
00:47:47,360 --> 00:47:50,360
Speaker 1: smart people call me up in near tears saying that

961
00:47:50,400 --> 00:47:53,280
Speaker 1: they believe they fell for a scam. And it happens

962
00:47:53,320 --> 00:47:55,840
Speaker 1: to the smartest people out there. It's just that these people,

963
00:47:56,400 --> 00:47:58,520
Speaker 1: like I said, it's a full time job to scam us,

964
00:47:58,560 --> 00:48:02,200
Speaker 1: and so they get really good at their jobs. Okay,

965
00:48:02,239 --> 00:48:05,200
Speaker 1: but my point is number one, be critical of every

966
00:48:05,239 --> 00:48:06,960
Speaker 1: and don't just you know, I know what you're listening

967
00:48:07,040 --> 00:48:10,480
Speaker 1: and you understand, and you're sitting here on a tech podcast.

968
00:48:10,520 --> 00:48:13,280
Speaker 1: But you've got to tell your friends and family this stuff.

969
00:48:13,360 --> 00:48:15,840
Speaker 1: That's what you need to do. That's your job is

970
00:48:15,880 --> 00:48:18,960
Speaker 1: to tell friends and family about the things that you're

971
00:48:19,000 --> 00:48:22,239
Speaker 1: hearing about so that they know when they come across it,

972
00:48:22,280 --> 00:48:24,480
Speaker 1: they go, wait, huh, that is weird. I did get

973
00:48:24,480 --> 00:48:26,600
Speaker 1: that message from Zell that said, did you authorize this?

974
00:48:26,680 --> 00:48:29,160
Speaker 1: And I actually ignored it because I didn't even know

975
00:48:29,239 --> 00:48:32,480
Speaker 1: that I, you know, use Zell. And so you just

976
00:48:32,520 --> 00:48:34,120
Speaker 1: have to be able to tell your friends and family

977
00:48:34,160 --> 00:48:36,279
Speaker 1: about this stuff and just make sure that you know

978
00:48:36,560 --> 00:48:38,520
Speaker 1: you're not gonna be able to protect everyone, but you know,

979
00:48:38,640 --> 00:48:40,719
Speaker 1: getting this stuff out there in a bigger way. This

980
00:48:40,800 --> 00:48:42,440
Speaker 1: why I talk about it on TV. This why I

981
00:48:42,440 --> 00:48:45,920
Speaker 1: talk about it here. That's why I do this stuff

982
00:48:45,960 --> 00:48:47,919
Speaker 1: because I do like if I can just save one

983
00:48:47,960 --> 00:48:51,120
Speaker 1: person from getting scammed or from doing a raw deal

984
00:48:51,239 --> 00:48:54,000
Speaker 1: or whatever, you know, I feel good and that's a

985
00:48:54,000 --> 00:48:57,160
Speaker 1: good thing. So anyway, Number one, be critical of any

986
00:48:57,280 --> 00:49:01,080
Speaker 1: messaging that you get. Number two, don't click links that

987
00:49:01,200 --> 00:49:03,480
Speaker 1: you know you're curious what the link brings you to,

988
00:49:03,640 --> 00:49:07,399
Speaker 1: just don't do it. Number three, if something's too good

989
00:49:07,400 --> 00:49:09,920
Speaker 1: to be true, it really is. I get emails all

990
00:49:09,960 --> 00:49:12,440
Speaker 1: the time from people saying, rich, this is this computer's

991
00:49:12,480 --> 00:49:14,600
Speaker 1: half the price that it is on Apple's website, Like

992
00:49:14,600 --> 00:49:16,600
Speaker 1: should I buy it? I'm like, no, it's a scam,

993
00:49:16,640 --> 00:49:19,959
Speaker 1: like come on. And then the other thing is two

994
00:49:19,960 --> 00:49:24,960
Speaker 1: factor authentication. I can't speak highly enough of two factor authentication.

995
00:49:25,400 --> 00:49:28,480
Speaker 1: I know that the scammers are using it to scam us,

996
00:49:28,800 --> 00:49:30,680
Speaker 1: but you still have to use it. And if you're

997
00:49:30,760 --> 00:49:34,000
Speaker 1: using weak passwords, get a password manager please. I know

998
00:49:34,040 --> 00:49:35,880
Speaker 1: it's a lot of work to use these things, but

999
00:49:36,080 --> 00:49:40,680
Speaker 1: do not use the same password across various accounts. Please

1000
00:49:40,960 --> 00:49:45,040
Speaker 1: don't ever, don't ever use the same password twice ever,

1001
00:49:45,400 --> 00:49:48,560
Speaker 1: I mean ever, ever, ever, in fact, you answer those

1002
00:49:48,640 --> 00:49:51,960
Speaker 1: questions that say, you know, what's your your mother's maiden

1003
00:49:52,080 --> 00:49:55,160
Speaker 1: name or your first pets name, don't even give the

1004
00:49:55,239 --> 00:49:57,880
Speaker 1: real answers. How many of your friends know the answer

1005
00:49:57,920 --> 00:50:01,120
Speaker 1: to your mother's maiden name and your your pet's name

1006
00:50:01,200 --> 00:50:03,799
Speaker 1: and where you went to college? Don't ever do that

1007
00:50:04,400 --> 00:50:08,600
Speaker 1: use a fake answer, and don't. In fact, what I

1008
00:50:08,640 --> 00:50:11,680
Speaker 1: do is I actually use a password generator to generate

1009
00:50:11,719 --> 00:50:17,560
Speaker 1: a sixteen a sixteen character random string, and then I

1010
00:50:17,600 --> 00:50:20,160
Speaker 1: put that in there. And so there's no way when

1011
00:50:20,200 --> 00:50:22,840
Speaker 1: someone asks like what my hometown or my you know,

1012
00:50:23,000 --> 00:50:26,440
Speaker 1: city I grew up in, it's like sixteen random characters,

1013
00:50:26,480 --> 00:50:29,000
Speaker 1: I have to go into a program and figure out

1014
00:50:29,080 --> 00:50:30,960
Speaker 1: what that is and copy and paste it. Because even

1015
00:50:30,960 --> 00:50:33,279
Speaker 1: I don't know the answers to my own questions. So,

1016
00:50:34,640 --> 00:50:37,239
Speaker 1: and now I'm not saying you have to be that

1017
00:50:37,239 --> 00:50:41,640
Speaker 1: that you know wild about it, but definitely just think

1018
00:50:41,680 --> 00:50:43,920
Speaker 1: about this stuff, you know what I mean? And hey,

1019
00:50:43,960 --> 00:50:46,760
Speaker 1: miss Carter on Instagram is saying she uses last pass,

1020
00:50:47,600 --> 00:50:50,440
Speaker 1: and Janet says, I appreciate all your info. It might

1021
00:50:50,480 --> 00:50:53,920
Speaker 1: be new for some individuals. Absolutely, and yeah, Google knows

1022
00:50:53,960 --> 00:50:57,880
Speaker 1: the answer. Someone just commented and Coco says, I would

1023
00:50:57,880 --> 00:51:00,160
Speaker 1: forget that password if it was random. Yes, that's why

1024
00:51:00,200 --> 00:51:01,960
Speaker 1: you have to use the password manager to put that

1025
00:51:02,000 --> 00:51:05,719
Speaker 1: in there. So believe me, you know it's you just

1026
00:51:05,760 --> 00:51:08,080
Speaker 1: have to be very aware of this stuff because it's

1027
00:51:08,160 --> 00:51:10,960
Speaker 1: just it's sad, Like you sit there and it's like,

1028
00:51:11,520 --> 00:51:14,200
Speaker 1: it's funny when I even when I'm posting stuff about

1029
00:51:14,280 --> 00:51:16,799
Speaker 1: the scams, I'm like, come on, really, like who's gonna

1030
00:51:16,800 --> 00:51:19,360
Speaker 1: fall for this? But I get the text and the

1031
00:51:19,400 --> 00:51:23,480
Speaker 1: emails and the messages just start flowing in from people

1032
00:51:23,520 --> 00:51:26,120
Speaker 1: that have a story. Yep, that was my mom, Yep,

1033
00:51:26,200 --> 00:51:28,719
Speaker 1: that was my dad, Yep that was me, Yep that

1034
00:51:28,840 --> 00:51:31,680
Speaker 1: was my nephew. And believe me, this stuff does happen.

1035
00:51:31,800 --> 00:51:34,040
Speaker 1: You don't have eighteen million people that are affected by

1036
00:51:34,040 --> 00:51:36,799
Speaker 1: this in the US and no one knows someone that

1037
00:51:36,840 --> 00:51:41,920
Speaker 1: was affected. Believe me, people are affected, all right, mister Gadget,

1038
00:51:41,960 --> 00:51:46,120
Speaker 1: You really got me going on that one. Okay, Tesla

1039
00:51:46,280 --> 00:51:50,600
Speaker 1: Tesla increasing the price of their cars once again. So

1040
00:51:50,800 --> 00:51:54,000
Speaker 1: as you know, if you listen to me on this podcast,

1041
00:51:54,120 --> 00:51:57,080
Speaker 1: you know that I purchased a Tesla last year. I

1042
00:51:57,120 --> 00:52:01,960
Speaker 1: personally love it. It has been amazing and it came

1043
00:52:02,000 --> 00:52:04,440
Speaker 1: at the right time, especially with the gas prices and everything.

1044
00:52:04,800 --> 00:52:09,160
Speaker 1: I understand that electric cars are not for everyone. I

1045
00:52:09,440 --> 00:52:11,760
Speaker 1: understand that we are not at a place in America

1046
00:52:11,800 --> 00:52:17,880
Speaker 1: where electric cars are easy to acquire, operate own. But yet,

1047
00:52:18,000 --> 00:52:21,319
Speaker 1: you know, if you look at California, it's obviously one

1048
00:52:21,360 --> 00:52:24,479
Speaker 1: of the biggest states for electric cars, and of course

1049
00:52:24,520 --> 00:52:28,600
Speaker 1: Tesla as well. But it's also like when you look

1050
00:52:28,600 --> 00:52:31,160
Speaker 1: at the top five cars in California, like the Tesla,

1051
00:52:31,280 --> 00:52:34,359
Speaker 1: I think the Why is almost overtaking the top car,

1052
00:52:34,400 --> 00:52:36,439
Speaker 1: which I think is the Honda Civic. But don't quote

1053
00:52:36,440 --> 00:52:38,080
Speaker 1: me on that. I know it's like the Accord is

1054
00:52:38,120 --> 00:52:39,799
Speaker 1: in there or the Camera, and then the Civic is

1055
00:52:39,800 --> 00:52:42,200
Speaker 1: in there, and the Model three and the Model Why

1056
00:52:42,280 --> 00:52:45,400
Speaker 1: and another car. But I mean it's pretty wild. But anyway,

1057
00:52:45,480 --> 00:52:50,760
Speaker 1: I love the Tesla. It's been amazing. But the price

1058
00:52:50,840 --> 00:52:55,920
Speaker 1: since I purchased it has gone up so much that

1059
00:52:56,080 --> 00:52:58,719
Speaker 1: even I would have to think twice about purchasing at

1060
00:52:58,719 --> 00:53:00,719
Speaker 1: this point. So let me just tell you about the

1061
00:53:00,760 --> 00:53:02,839
Speaker 1: price increase. So they raised the prices one more time

1062
00:53:02,880 --> 00:53:07,200
Speaker 1: by one thousand dollars. That's because nickel prices are surging,

1063
00:53:07,680 --> 00:53:11,799
Speaker 1: so the price of making the batteries is going up.

1064
00:53:13,480 --> 00:53:16,000
Speaker 1: In this electric article says in twenty twenty one, Tesla

1065
00:53:16,040 --> 00:53:18,720
Speaker 1: made so many price increases they've lost count. It's true

1066
00:53:18,960 --> 00:53:21,000
Speaker 1: even when I was purchasing. I mean, just in the

1067
00:53:21,040 --> 00:53:24,040
Speaker 1: couple weeks after I purchased my car, the price I

1068
00:53:24,040 --> 00:53:28,080
Speaker 1: think went up three times. So the prices are now

1069
00:53:28,080 --> 00:53:30,880
Speaker 1: as follows. The Model three Long Range went up by

1070
00:53:30,920 --> 00:53:33,520
Speaker 1: one thousand dollars. It is now fifty two thousand dollars.

1071
00:53:34,280 --> 00:53:40,319
Speaker 1: The Model Why went up by one thousand dollars, and

1072
00:53:40,560 --> 00:53:44,000
Speaker 1: it has gone up ten thousand dollars in the past

1073
00:53:44,040 --> 00:53:46,640
Speaker 1: twelve months. And so I don't know they didn't give

1074
00:53:46,640 --> 00:53:50,719
Speaker 1: the price to the Model Why. But it's just But

1075
00:53:50,840 --> 00:53:53,880
Speaker 1: here's the thing. I mean, all cars are just expensive

1076
00:53:53,960 --> 00:53:56,239
Speaker 1: right now. If you if you do not need to

1077
00:53:56,280 --> 00:53:58,440
Speaker 1: switch cars, now, is not the time to buy a

1078
00:53:58,480 --> 00:54:00,759
Speaker 1: car electric or not electric. I know. Well, this is

1079
00:54:00,840 --> 00:54:02,360
Speaker 1: the reason why this all comes up, and a lot

1080
00:54:02,400 --> 00:54:04,040
Speaker 1: of people were talking about electrics is I did a

1081
00:54:04,040 --> 00:54:07,759
Speaker 1: story on KTLA about is it time to switch to

1082
00:54:07,840 --> 00:54:10,640
Speaker 1: an EV? And my thought was because everyone always asked

1083
00:54:10,680 --> 00:54:12,680
Speaker 1: me like, oh, you know, you save so much money

1084
00:54:12,719 --> 00:54:15,760
Speaker 1: on gas. But here's what I've realized in purchasing my car,

1085
00:54:16,160 --> 00:54:18,080
Speaker 1: is that number one, if you already have a car

1086
00:54:18,400 --> 00:54:22,080
Speaker 1: that is already working for you the gas Let's say

1087
00:54:22,080 --> 00:54:23,840
Speaker 1: your car is paid that would be you know, the

1088
00:54:23,880 --> 00:54:27,719
Speaker 1: best scenario. If your car is paid for. Gas is expensive,

1089
00:54:27,760 --> 00:54:29,839
Speaker 1: but it's just a small part of that operating cost,

1090
00:54:30,000 --> 00:54:31,560
Speaker 1: or it is the probably the biggest part of the

1091
00:54:31,600 --> 00:54:33,960
Speaker 1: operating cost for the year. But when you're buying a

1092
00:54:34,000 --> 00:54:36,960
Speaker 1: new car, it's always going to be more expensive to

1093
00:54:37,000 --> 00:54:39,920
Speaker 1: acquire something new because now you're talking, you have a

1094
00:54:39,920 --> 00:54:42,480
Speaker 1: new payment or you have a new amount that you're spending,

1095
00:54:42,920 --> 00:54:45,120
Speaker 1: and it's going to be more than your old car

1096
00:54:45,160 --> 00:54:48,319
Speaker 1: no matter what. And then just something as simple as

1097
00:54:48,400 --> 00:54:51,400
Speaker 1: installing an electric charger at home, which is probably you know,

1098
00:54:51,640 --> 00:54:54,840
Speaker 1: two thousand dollars. That's gas for a year. Now, maybe

1099
00:54:54,880 --> 00:54:57,000
Speaker 1: at the new prices, gas for a year's three thousand.

1100
00:54:57,320 --> 00:54:59,279
Speaker 1: But the reality is it's it's not just like, oh,

1101
00:54:59,280 --> 00:55:01,560
Speaker 1: you switched to a let your car, you save money, yes,

1102
00:55:01,840 --> 00:55:04,600
Speaker 1: right now, if you're charged. If you're comparing just one

1103
00:55:04,600 --> 00:55:07,520
Speaker 1: thing and that is charging versus gasing up, it's always

1104
00:55:07,600 --> 00:55:11,080
Speaker 1: cheaper to charge. It's just it just is. Electricity is

1105
00:55:11,160 --> 00:55:13,600
Speaker 1: cheaper than gas. But when you look at the overall

1106
00:55:13,640 --> 00:55:15,840
Speaker 1: cost of the car, if you're talking about buying a

1107
00:55:15,880 --> 00:55:19,960
Speaker 1: Tesla for forty eight thousand dollars or fifty one thousand

1108
00:55:20,000 --> 00:55:24,480
Speaker 1: dollars or a Model Y for sixty thousand, you can

1109
00:55:24,520 --> 00:55:27,280
Speaker 1: get into a set of gas wheels for like twenty

1110
00:55:27,280 --> 00:55:31,080
Speaker 1: five grand. And so you're talking that twenty five thousand

1111
00:55:31,120 --> 00:55:35,000
Speaker 1: dollars spread to get that electric car that will pay

1112
00:55:35,000 --> 00:55:37,200
Speaker 1: for gas for many, many years. Now, I'm not advocating

1113
00:55:37,200 --> 00:55:38,720
Speaker 1: one way or the other. I'm not here to convince

1114
00:55:38,719 --> 00:55:40,480
Speaker 1: you to buy an electric car. I'm not here to

1115
00:55:40,480 --> 00:55:43,480
Speaker 1: say gas is good. I think the whole gas thing is,

1116
00:55:44,800 --> 00:55:47,080
Speaker 1: you know, it's tough on our environment. It's tough that

1117
00:55:47,120 --> 00:55:49,600
Speaker 1: we're you know, it's a it's a you know, we

1118
00:55:49,640 --> 00:55:51,920
Speaker 1: look at what's happening in the world. I mean, it's whatever.

1119
00:55:52,040 --> 00:55:54,840
Speaker 1: There's I'm not getting into the political stuff about the

1120
00:55:54,880 --> 00:55:58,759
Speaker 1: gas versus electric or just gas in general. But the

1121
00:55:58,800 --> 00:56:02,440
Speaker 1: reality is buying an electric car today is more expensive

1122
00:56:02,520 --> 00:56:05,360
Speaker 1: than acquiring a gas car. That is why we're seeing

1123
00:56:05,400 --> 00:56:08,680
Speaker 1: all of these incentives and rebates. Because the government and

1124
00:56:08,719 --> 00:56:11,640
Speaker 1: other industries have to subsidize the price of the car

1125
00:56:11,760 --> 00:56:15,800
Speaker 1: to make it somewhat feasible for people to want to

1126
00:56:15,800 --> 00:56:18,440
Speaker 1: buy it. But once you're in it, yes, it's a

1127
00:56:18,480 --> 00:56:20,799
Speaker 1: lot cheaper. I mean, the maintenance is simple. You can

1128
00:56:20,920 --> 00:56:23,239
Speaker 1: charge up for free to a lot of places, and

1129
00:56:23,360 --> 00:56:26,839
Speaker 1: it is cheaper to actually charge. But anyway, my point is,

1130
00:56:26,880 --> 00:56:29,200
Speaker 1: you know, I'm just following this whole ev stuff since

1131
00:56:29,200 --> 00:56:31,399
Speaker 1: now I'm kind of vested in it. I really think

1132
00:56:31,400 --> 00:56:34,839
Speaker 1: it's fascinating. California and the US at large are on

1133
00:56:34,880 --> 00:56:38,759
Speaker 1: this march towards electrification, and you know, I even asked

1134
00:56:38,800 --> 00:56:42,080
Speaker 1: the person that installed my electric car charger. I said, hey, look,

1135
00:56:42,400 --> 00:56:44,560
Speaker 1: do you think the grid, like if everyone switched to

1136
00:56:44,600 --> 00:56:48,120
Speaker 1: this kuld our electric grid in California support everyone charging

1137
00:56:48,160 --> 00:56:52,640
Speaker 1: their car? And they said absolutely not, And so we can't.

1138
00:56:52,840 --> 00:56:54,840
Speaker 1: You know, you can't have everyone switch over today. That

1139
00:56:54,880 --> 00:56:56,680
Speaker 1: would not work. I mean, it would just take down

1140
00:56:56,680 --> 00:56:59,880
Speaker 1: the entire system. But as we gradually get people on

1141
00:57:00,320 --> 00:57:02,759
Speaker 1: and things change and there's more places to charge, there's

1142
00:57:02,760 --> 00:57:06,160
Speaker 1: more options. Right now, according to the person I interviewed

1143
00:57:06,239 --> 00:57:09,400
Speaker 1: in my story, there's like forty cars that you can

1144
00:57:09,400 --> 00:57:12,160
Speaker 1: get that are electric. Last year that was half that number.

1145
00:57:12,239 --> 00:57:14,439
Speaker 1: Next year it's gonna be double that number. So we're

1146
00:57:14,480 --> 00:57:17,000
Speaker 1: seeing more and more options. Tesla right now is the

1147
00:57:17,080 --> 00:57:19,200
Speaker 1: name that every single person knows. They have the best

1148
00:57:19,240 --> 00:57:23,080
Speaker 1: charging infrastructure. But these other car companies are coming up quick,

1149
00:57:23,200 --> 00:57:25,120
Speaker 1: believe me, and they're coming up with some pretty good

1150
00:57:25,160 --> 00:57:28,439
Speaker 1: deals too. If I didn't get the Tesla, I would

1151
00:57:28,440 --> 00:57:30,960
Speaker 1: have gotten the Volkswagen ID four because I just fell

1152
00:57:31,000 --> 00:57:33,480
Speaker 1: in love with that car. Fantastic car. They're doing it

1153
00:57:33,520 --> 00:57:35,640
Speaker 1: at a great deal. They've got good lease deals, they've

1154
00:57:35,680 --> 00:57:39,360
Speaker 1: got good purchase deals. You get the incentives, but it's

1155
00:57:39,400 --> 00:57:42,240
Speaker 1: one of these things that you know it's gonna take

1156
00:57:42,280 --> 00:57:45,680
Speaker 1: a while for everything. So anyway, Okay, where am I at?

1157
00:57:45,760 --> 00:57:47,960
Speaker 1: Here we go? Oh my gosh, I can't believe the

1158
00:57:47,960 --> 00:57:50,600
Speaker 1: show's gone this long, Mike says, do I have to

1159
00:57:50,600 --> 00:57:52,920
Speaker 1: buy a new iMac? I can't find any way to

1160
00:57:53,200 --> 00:57:58,560
Speaker 1: update to a newer OS. Thanks. Oh and interesting. Okay,

1161
00:57:58,600 --> 00:58:00,560
Speaker 1: so I see it came from one I guess some

1162
00:58:00,960 --> 00:58:05,560
Speaker 1: people share their accounts. I guess because sometimes I get

1163
00:58:06,120 --> 00:58:08,439
Speaker 1: an email and it comes from one person, but it's

1164
00:58:08,760 --> 00:58:12,560
Speaker 1: they sign it another Okay. Twenty four, twenty fourteen, iMac

1165
00:58:12,600 --> 00:58:15,320
Speaker 1: with l Capitan and they want to update it to

1166
00:58:15,400 --> 00:58:19,880
Speaker 1: Mac os Monterey. So this happens a lot. And what

1167
00:58:19,920 --> 00:58:22,040
Speaker 1: you have to do is you have to go onto

1168
00:58:22,160 --> 00:58:25,680
Speaker 1: Apple's website and at the bottom of the page that

1169
00:58:25,760 --> 00:58:30,320
Speaker 1: lists the operating system, it'll tell you which computers are supported.

1170
00:58:30,400 --> 00:58:32,800
Speaker 1: And if I go to their web page, I'm looking

1171
00:58:32,840 --> 00:58:35,240
Speaker 1: at this, he said, or she said. They have a

1172
00:58:35,320 --> 00:58:39,200
Speaker 1: twenty fourteen iMac, So I'm looking at iMac and it

1173
00:58:39,240 --> 00:58:43,160
Speaker 1: says late twenty fifteen and later are supported. So that

1174
00:58:43,320 --> 00:58:46,880
Speaker 1: means that your Mac cannot run the latest version of

1175
00:58:46,920 --> 00:58:51,320
Speaker 1: the software, which means it's either you have to stick

1176
00:58:51,360 --> 00:58:53,600
Speaker 1: to your old software or it's probably time for a

1177
00:58:53,640 --> 00:58:56,600
Speaker 1: new one if you're trying to if you're trying to

1178
00:58:56,640 --> 00:58:58,280
Speaker 1: run the latest software. And the reason why you want

1179
00:58:58,320 --> 00:59:01,600
Speaker 1: to run the latest software is to for the security

1180
00:59:01,600 --> 00:59:05,520
Speaker 1: that it offers, although Apple is getting better about separating

1181
00:59:05,600 --> 00:59:11,920
Speaker 1: security updates from the core system updates. And so you know,

1182
00:59:12,240 --> 00:59:15,400
Speaker 1: if the computer's working for you, you're pretty good with your security,

1183
00:59:15,480 --> 00:59:18,280
Speaker 1: it should be fine. But yes, your computer has been

1184
00:59:18,360 --> 00:59:23,200
Speaker 1: phased out from the support system that Apple will give you.

1185
00:59:23,440 --> 00:59:25,200
Speaker 1: And I tell people this a lot. When they email me,

1186
00:59:25,200 --> 00:59:27,240
Speaker 1: they say, hey, do I need a new iPhone. If

1187
00:59:27,280 --> 00:59:30,040
Speaker 1: your iPhone is working for you and it's still supported

1188
00:59:30,760 --> 00:59:33,360
Speaker 1: by the latest software, then keep it. Keep it as

1189
00:59:33,400 --> 00:59:35,480
Speaker 1: long as you can until you're so frustrated with it

1190
00:59:35,480 --> 00:59:37,160
Speaker 1: you want to throw it out the window because it's

1191
00:59:37,200 --> 00:59:40,880
Speaker 1: running so slow. All right, let's get to one more

1192
00:59:40,960 --> 00:59:44,280
Speaker 1: story here. Peloton. I know this is kind of a

1193
00:59:44,360 --> 00:59:45,960
Speaker 1: smaller thing, but I know a lot of people do

1194
00:59:46,040 --> 00:59:50,080
Speaker 1: have Pelotons, or they're into it whatever they want one.

1195
00:59:50,560 --> 00:59:54,080
Speaker 1: But Peloton now is skipping the middle man, and now

1196
00:59:54,080 --> 00:59:57,200
Speaker 1: you can use the Peloton app for Apple Watch to

1197
00:59:58,720 --> 01:00:01,240
Speaker 1: track your workout on the bike. And that's really not

1198
01:00:01,280 --> 01:00:05,920
Speaker 1: just a bike but also the the treadmill. So what so,

1199
01:00:06,080 --> 01:00:08,800
Speaker 1: I guess in the past what has happened is that

1200
01:00:08,840 --> 01:00:12,960
Speaker 1: if you had the bike, well, I don't know how

1201
01:00:13,000 --> 01:00:14,800
Speaker 1: it works. I don't have a Peloton. I have a

1202
01:00:14,840 --> 01:00:17,120
Speaker 1: third party bike that I use with the Peloton app.

1203
01:00:17,440 --> 01:00:19,400
Speaker 1: But the way I have to do it is that basically,

1204
01:00:19,400 --> 01:00:20,959
Speaker 1: when I get on the Peloton, I have to start

1205
01:00:21,000 --> 01:00:24,160
Speaker 1: an Apple Watch. If you know, it's just a workout

1206
01:00:24,200 --> 01:00:26,840
Speaker 1: on my watch, and that will record me independently of

1207
01:00:26,880 --> 01:00:28,520
Speaker 1: what the app is saying. So the app might say

1208
01:00:28,560 --> 01:00:30,520
Speaker 1: you did one thing, but the watch says you did

1209
01:00:30,560 --> 01:00:33,560
Speaker 1: another I don't know how the bike worked in the past,

1210
01:00:33,680 --> 01:00:36,400
Speaker 1: but basically what they're saying is now you don't have

1211
01:00:36,480 --> 01:00:39,560
Speaker 1: to open up a third party workout on your Apple

1212
01:00:39,600 --> 01:00:43,320
Speaker 1: Watch to record that that workout on the Peloton to

1213
01:00:43,400 --> 01:00:46,240
Speaker 1: count towards your rings and things. So now it will

1214
01:00:46,280 --> 01:00:49,040
Speaker 1: get all of these stats directly from your Apple Watch

1215
01:00:49,080 --> 01:00:51,880
Speaker 1: and then send them into Apple Fitness. You know where

1216
01:00:51,880 --> 01:00:56,280
Speaker 1: you see your rings closing. So long story short, it's

1217
01:00:56,360 --> 01:01:00,080
Speaker 1: just a cleaner setup when you have a Peloton in

1218
01:01:00,120 --> 01:01:04,120
Speaker 1: an Apple Watch. So you can now connect your Apple

1219
01:01:04,160 --> 01:01:08,520
Speaker 1: Watch with the Peloton app on the watch to your

1220
01:01:08,520 --> 01:01:12,080
Speaker 1: health app on iPhone and you know your workouts are

1221
01:01:12,200 --> 01:01:16,440
Speaker 1: are I'm really struggling with this one. It's just tracked

1222
01:01:16,440 --> 01:01:19,200
Speaker 1: in a more direct way. So if if before the

1223
01:01:19,240 --> 01:01:21,480
Speaker 1: bike was tracking your workout, it may not have had

1224
01:01:21,520 --> 01:01:24,680
Speaker 1: the metrics that your Apple Watch has. Your Apple Watch

1225
01:01:24,720 --> 01:01:27,680
Speaker 1: has built in heart rate, it's got other sensors that

1226
01:01:27,720 --> 01:01:31,200
Speaker 1: it is constantly using to monitor you. Yes, the Peloton

1227
01:01:31,320 --> 01:01:33,800
Speaker 1: bike might have had its own sort of like algorithm

1228
01:01:33,800 --> 01:01:36,200
Speaker 1: for figuring out how much calories and things that thought

1229
01:01:36,200 --> 01:01:39,760
Speaker 1: you burned, but now it will be directly working with

1230
01:01:39,800 --> 01:01:42,920
Speaker 1: your Apple Watch to take that data from the sensors

1231
01:01:43,280 --> 01:01:46,840
Speaker 1: and put it right into your health app and so

1232
01:01:46,880 --> 01:01:49,439
Speaker 1: that you can see exactly what you did. And it's

1233
01:01:49,440 --> 01:01:52,240
Speaker 1: just like I said, it's just a much cleaner, cleaner setup.

1234
01:01:52,400 --> 01:01:56,400
Speaker 1: So I don't think I have time for one more question.

1235
01:01:57,320 --> 01:02:01,000
Speaker 1: Let's see here. Uh, okay, I'll do one more question.

1236
01:02:01,120 --> 01:02:05,600
Speaker 1: Since yeah, we'll see. Sally asks, I'm having balanced problems.

1237
01:02:05,640 --> 01:02:07,560
Speaker 1: I'm thinking of getting an Apple Watch. Since she's asking

1238
01:02:07,600 --> 01:02:09,760
Speaker 1: about the Apple Watch. Am I going to have to

1239
01:02:09,760 --> 01:02:12,120
Speaker 1: get data service like for a cell phone for the

1240
01:02:12,160 --> 01:02:15,400
Speaker 1: fall feature to work correctly? Thanks? So, Sally, that's a

1241
01:02:15,440 --> 01:02:19,400
Speaker 1: great question, and it's a very complicated answer. So the

1242
01:02:19,480 --> 01:02:23,760
Speaker 1: short answer is the Apple Watch fall detection will work,

1243
01:02:24,960 --> 01:02:28,000
Speaker 1: but it may not be able to actually dial nine

1244
01:02:28,040 --> 01:02:30,800
Speaker 1: to one one or for help unless your phone is

1245
01:02:30,840 --> 01:02:35,240
Speaker 1: nearby or unless you have cellular on your phone on

1246
01:02:35,280 --> 01:02:38,080
Speaker 1: your Apple Watch. So it gets kind of complicated. So

1247
01:02:38,120 --> 01:02:40,480
Speaker 1: the way that the fall detection works is it's built

1248
01:02:40,520 --> 01:02:46,600
Speaker 1: into your Apple Watch. Apple Watch fall detection, I have

1249
01:02:46,680 --> 01:02:48,200
Speaker 1: to see they I think it was the Apple Watch

1250
01:02:48,280 --> 01:02:50,480
Speaker 1: four that they introduced this on. When did they do this?

1251
01:02:51,520 --> 01:02:54,320
Speaker 1: Let's se yep, look at that? Man, what a good

1252
01:02:54,360 --> 01:02:58,280
Speaker 1: memory Apple Watch series four and later, and also Apple

1253
01:02:58,320 --> 01:03:01,080
Speaker 1: Watch se. If you're watched it texts a hard fall,

1254
01:03:01,400 --> 01:03:03,200
Speaker 1: it will attempt to dial nine on one. If your

1255
01:03:03,200 --> 01:03:05,800
Speaker 1: phone is nearby, it will use the cellular connection on

1256
01:03:05,840 --> 01:03:09,520
Speaker 1: your watch on your phone to put that call through

1257
01:03:09,760 --> 01:03:12,880
Speaker 1: and get you emergency help. I've had this activate a

1258
01:03:12,920 --> 01:03:15,240
Speaker 1: couple of times, so I'm wrestling with the kids. It

1259
01:03:15,280 --> 01:03:18,160
Speaker 1: actually activated the other day. I was doing something like

1260
01:03:18,200 --> 01:03:20,880
Speaker 1: a workout or something, and I don't know what either.

1261
01:03:21,760 --> 01:03:23,400
Speaker 1: I don't know. It's just activated and I said, no,

1262
01:03:23,520 --> 01:03:28,440
Speaker 1: I'm fine, but so okay. So again, if it detects

1263
01:03:28,560 --> 01:03:30,919
Speaker 1: a hard fall, it will attempt to connect your Apple

1264
01:03:30,960 --> 01:03:33,600
Speaker 1: Watch to your Apple your iPhone and it will call

1265
01:03:33,680 --> 01:03:35,520
Speaker 1: nine on one and it will send your location and

1266
01:03:35,560 --> 01:03:37,120
Speaker 1: it will get you help, and it will also text

1267
01:03:37,160 --> 01:03:40,600
Speaker 1: your contacts that you've identified as your emergency contact saying, hey,

1268
01:03:40,600 --> 01:03:43,800
Speaker 1: look this happened, you know, you know, get help or whatever.

1269
01:03:45,160 --> 01:03:48,920
Speaker 1: If you have a cellular version of the Apple Watch,

1270
01:03:49,080 --> 01:03:50,760
Speaker 1: it will be able to dial nine one one no

1271
01:03:50,800 --> 01:03:53,840
Speaker 1: matter what wherever you are, whatever you're doing, even if

1272
01:03:53,840 --> 01:03:56,560
Speaker 1: your iPhone is not nearby, because you have that cellular connection.

1273
01:03:56,920 --> 01:04:00,160
Speaker 1: Your Apple Watch has a connection to the Internet. All

1274
01:04:00,240 --> 01:04:03,480
Speaker 1: on its own, and it will call nine one one.

1275
01:04:03,760 --> 01:04:06,760
Speaker 1: Now here's where it gets a little interesting. Even if

1276
01:04:06,800 --> 01:04:11,760
Speaker 1: you have a cellular Apple Watch, without cellular connected like

1277
01:04:11,800 --> 01:04:14,960
Speaker 1: an active data service like ten ten dollars a month,

1278
01:04:15,000 --> 01:04:19,720
Speaker 1: you're not paying that to your provider. It should still

1279
01:04:19,760 --> 01:04:22,560
Speaker 1: dial nine one one if you have a hard fall,

1280
01:04:23,000 --> 01:04:26,280
Speaker 1: because the way that phones and cellular connections are set up,

1281
01:04:26,640 --> 01:04:28,920
Speaker 1: they will continue to dial nine one one no matter what.

1282
01:04:29,040 --> 01:04:31,240
Speaker 1: You do not need a data plan to dial nine

1283
01:04:31,240 --> 01:04:34,960
Speaker 1: one one. Now I'm looking at Apple's information about the

1284
01:04:35,600 --> 01:04:42,920
Speaker 1: Apple Watch, and it doesn't say specifically that you have

1285
01:04:43,000 --> 01:04:47,000
Speaker 1: to have a data plan to have the watch dial

1286
01:04:47,080 --> 01:04:50,040
Speaker 1: nine one. So I would not rely on this information.

1287
01:04:50,120 --> 01:04:54,000
Speaker 1: I'm telling you right now without without confirming it with

1288
01:04:54,520 --> 01:04:59,120
Speaker 1: your your carrier and or Apple. But the reality is

1289
01:04:59,160 --> 01:05:02,840
Speaker 1: typically if you take any old cell phone that is

1290
01:05:02,960 --> 01:05:05,760
Speaker 1: just laying around in America, it will dial nine one one,

1291
01:05:05,920 --> 01:05:08,760
Speaker 1: even if there's no data plan associated or cellular plan

1292
01:05:08,840 --> 01:05:11,240
Speaker 1: associated with that phone. And they did that on purpose

1293
01:05:11,280 --> 01:05:12,720
Speaker 1: because they want people to be able to call for

1294
01:05:12,800 --> 01:05:15,280
Speaker 1: help in America. So that's the way it works. That

1295
01:05:15,320 --> 01:05:17,080
Speaker 1: may work that way in other countries. I just don't know.

1296
01:05:17,520 --> 01:05:19,360
Speaker 1: Now with the Apple Watch. It's kind of its own

1297
01:05:19,400 --> 01:05:21,800
Speaker 1: little thing. But I think because it still has a

1298
01:05:21,840 --> 01:05:25,160
Speaker 1: cellular plan or it's still as cellular antenna built in,

1299
01:05:25,280 --> 01:05:27,760
Speaker 1: it would still do that. I'm just not sure. I'm

1300
01:05:27,800 --> 01:05:29,680
Speaker 1: having trouble with my Apple Watch right now. It's not

1301
01:05:30,000 --> 01:05:32,240
Speaker 1: using the cellular plan that's that's assigned to it. I

1302
01:05:32,280 --> 01:05:35,000
Speaker 1: don't know what the problem is, but so mine. I

1303
01:05:35,040 --> 01:05:36,720
Speaker 1: went for a run the other day and typically I

1304
01:05:36,760 --> 01:05:39,280
Speaker 1: just roam with my watch, and the first song that

1305
01:05:39,320 --> 01:05:42,920
Speaker 1: I was playing stopped playing and that was it. It

1306
01:05:43,120 --> 01:05:46,480
Speaker 1: like couldn't pull the next song because it had no

1307
01:05:46,560 --> 01:05:49,480
Speaker 1: cellular connectivity. And that's how I realized that my cellular

1308
01:05:49,520 --> 01:05:53,280
Speaker 1: wasn't working. Apple Watch is really it's so tricky because

1309
01:05:53,640 --> 01:05:58,240
Speaker 1: the Apple Watch it's so slick, the integration with the iPhone.

1310
01:05:58,760 --> 01:06:01,240
Speaker 1: It never really tells you when it's using cellular, when

1311
01:06:01,280 --> 01:06:03,960
Speaker 1: it's using Wi Fi, when it's using your phone. It's

1312
01:06:04,040 --> 01:06:07,040
Speaker 1: using a combination of those things to communicate and always

1313
01:06:07,040 --> 01:06:09,080
Speaker 1: try to have a connection, and it's always trying to

1314
01:06:09,160 --> 01:06:13,480
Speaker 1: use the least power hungry connection and always the cheapest connection.

1315
01:06:13,640 --> 01:06:16,080
Speaker 1: So even if you have cellular on your Apple Watch

1316
01:06:16,080 --> 01:06:18,800
Speaker 1: and your phone is always nearby, it's always going to

1317
01:06:18,880 --> 01:06:21,480
Speaker 1: route through your phone cellular connection and not its own

1318
01:06:21,520 --> 01:06:23,880
Speaker 1: cellular connection. So you may be paying ten dollars a

1319
01:06:23,920 --> 01:06:26,640
Speaker 1: month and never actually need to use cellular because your

1320
01:06:26,640 --> 01:06:30,040
Speaker 1: phone is always nearby. Not something that Apple widely advertises,

1321
01:06:30,080 --> 01:06:34,200
Speaker 1: but it's something. It is a delineation, and I tell

1322
01:06:34,240 --> 01:06:37,080
Speaker 1: people the only reason you ever need a cellular plan

1323
01:06:37,160 --> 01:06:39,520
Speaker 1: on an Apple Watch is if you are with your

1324
01:06:39,520 --> 01:06:41,840
Speaker 1: Apple Watch without your phone. So if you're like me

1325
01:06:42,000 --> 01:06:45,880
Speaker 1: and you're running without your phone, that's when you want

1326
01:06:46,200 --> 01:06:50,160
Speaker 1: the cellular so that you can access either music or emergency,

1327
01:06:50,280 --> 01:06:56,360
Speaker 1: call someone whatever when necessary. All right, So, oh, that

1328
01:06:56,480 --> 01:06:58,120
Speaker 1: sound means it is the end of the show. If

1329
01:06:58,120 --> 01:07:00,560
Speaker 1: you are on the Instagram Live, stick around after the

1330
01:07:00,600 --> 01:07:02,520
Speaker 1: show ends. I'll hang out and talk to you for

1331
01:07:02,560 --> 01:07:07,680
Speaker 1: a bit. But otherwise guess what that's gonna do it

1332
01:07:07,680 --> 01:07:09,200
Speaker 1: for this episode of the show. If you'd like to

1333
01:07:09,240 --> 01:07:11,280
Speaker 1: submit a question for me to answer, you can go

1334
01:07:11,320 --> 01:07:13,880
Speaker 1: to my Facebook page, Facebook dot com, slash rich on Tech,

1335
01:07:14,080 --> 01:07:16,960
Speaker 1: hit the big blue send email button, or just go

1336
01:07:17,000 --> 01:07:19,520
Speaker 1: to rich on Tech dot tv and hit the email icon.

1337
01:07:19,880 --> 01:07:21,880
Speaker 1: I would love it if you would rate and review

1338
01:07:21,920 --> 01:07:24,840
Speaker 1: this podcast. Just go to the listening app of your choice,

1339
01:07:25,040 --> 01:07:27,200
Speaker 1: write a quick line about what you like about this

1340
01:07:27,280 --> 01:07:29,960
Speaker 1: show to help other people understand why they should listen.

1341
01:07:31,240 --> 01:07:34,080
Speaker 1: You can find me on all social media at rich

1342
01:07:34,160 --> 01:07:36,360
Speaker 1: on Tech and no matter where you live in the US,

1343
01:07:36,720 --> 01:07:40,400
Speaker 1: you can download the free KTLA plus app on Apple TV, fireTV,

1344
01:07:40,480 --> 01:07:43,960
Speaker 1: and Roku. Once you do, scroll to the technology section

1345
01:07:44,000 --> 01:07:46,840
Speaker 1: and you can watch all of my TV segments on demand.

1346
01:07:47,160 --> 01:07:48,600
Speaker 1: I guarantee you they are a lot of fun. You

1347
01:07:48,600 --> 01:07:51,120
Speaker 1: will learn something. Thanks for watching those. My name is

1348
01:07:51,200 --> 01:07:53,080
Speaker 1: rich Demiro. Thanks so much for listening. There are so

1349
01:07:53,200 --> 01:07:55,320
Speaker 1: many ways you can spend an hour of your time.

1350
01:07:55,480 --> 01:07:58,000
Speaker 1: I do appreciate you spending it right here with me.

1351
01:07:58,240 --> 01:07:59,200
Speaker 1: I'll talk to you real soon.