Speaker 1: Hey, hey, hey, Hi, it's fifty and I feel like
Speaker 1: we always forget, like, wait, isn't what we're supposed to say? Hi? Hey,
Speaker 1: how is everyone today? Ah? So, oh, it's the day
Speaker 1: before fourth of July, but if you're listening to it's
Speaker 1: probably the fourth or a half there.
Speaker 2: How are you fourth of July?
Speaker 1: Are you going to do anything?
Speaker 2: Yeah, well we are. Like I mentioned, we're doing our
Speaker 2: annual glamping trip with some friends, which doesn't even deserve
Speaker 2: to be called glamping. We're just renting a house. So
Speaker 2: but we don't leave until Thursday morning, So I guess
Speaker 2: I just have a day off tomorrow. I'm gonna try
Speaker 2: and take it off, but something tells me I'm gonna
Speaker 2: have to work in the morning, just a little bit,
Speaker 2: just because I can. I kind of I'm okay with
Speaker 2: working even though you're supposed to be off, if it
Speaker 2: means when you come back on Monday that you'll be
Speaker 2: a little less stressed.
Speaker 1: Oh, so you're gonna take the whole So you guys
Speaker 1: get Wednesday, Thursday, Friday.
Speaker 2: I'm taking Thursday and Friday off. No, we don't get
Speaker 2: it off. Although if you work for the government, apparently
Speaker 2: you get out early on the day before the fourth, like,
Speaker 2: Husbey was home at two o'clock, text to me, like,
Speaker 2: what's for dinner?
Speaker 1: No, like, you tell me you're home first?
Speaker 2: I know. I'm like, why they let you out of
Speaker 2: school early?
Speaker 1: Go, that's exactly what it feels like.
Speaker 2: Yeah, next thing, I know, He's like, I broke the
Speaker 2: pipe to the sink. Oh god, that's great, my problem.
Speaker 1: Right exactly. No, Well, Superman, I'm like, did they Well
Speaker 1: they have obviously off on tomorrow, but I don't know.
Speaker 1: If they have the rest of the week off, that
Speaker 1: would be awesome. But I'm headed to Essence Fest this weekend.
Speaker 2: That's right? And is that going to be Superman going
Speaker 2: with you? Is that your your honeymoon? I mean, not
Speaker 2: your honeymore in your anniversary.
Speaker 1: He honestly does not like the Mega crown. So no.
Speaker 1: But I'm happy because Adrina, my best friend, will be there.
Speaker 1: She's got two of her clients that are speaking in
Speaker 1: Essen's best but also my sister Tracy and Lisa are coming,
Speaker 1: so that'll be fun girl's trips exactly.
Speaker 2: Wait no, wait, that was a pun, But I didn't
Speaker 2: mean it to be a pun.
Speaker 1: Yeah I know. No. Yeah, So I'm excited because it'll
Speaker 1: be a nice, fun time And I think the headliner,
Speaker 1: isn't it Janna Jackson? Miss Jackson, If you're nasty, I.
Speaker 2: Don't even know what's happening in the world. Yeah, I
Speaker 2: think Janna Jackson's she's like getting her due finally. I
Speaker 2: feel like many we did, the internet, the entertainment industry
Speaker 2: did her so dirty. I feel like it's finally time
Speaker 2: for Janet to just get her due. Didn't she Like
Speaker 2: she got the Life Time Achievement Award at some award show. Recently,
Speaker 2: she's been on tour, she's been killing it.
Speaker 1: I don't know what they're doing with poor jam I mean,
Speaker 1: the thing is, she definitely has had her like whooh
Speaker 1: jet it. She's like, you know, like before Beyonce was
Speaker 1: on the scene. So it's not that they've never recognized her,
Speaker 1: but after that whole Nipplegate.
Speaker 2: I know, but it's not there.
Speaker 1: Yeah, especially since Justin Timberlake has gone on to like,
Speaker 1: you know, no, I agree, I agree. So any well,
Speaker 1: I'll give you some update on the house socks. Just
Speaker 1: before we started taping today, Superman was livid because we
Speaker 1: got a dumpster, and normally dumpsters go anywhere between I
Speaker 1: guess like six to eight hundred dollars for a dumpster,
Speaker 1: sometimes a little more. And so we got a dumpster.
Speaker 1: He's like, I FO had a good one. This one's
Speaker 1: five hundred dollars. And I was like, oh, that sounds good, right,
Speaker 1: I mean, I don't know, I'm not familiar with dumpster prices.
Speaker 1: And so we got it. You know, he didn't even
Speaker 1: really fill it up because honestly, we didn't have that much.
Speaker 1: It was mostly wood and so it wasn't super full,
Speaker 1: and you know, they took it away. We thought everything
Speaker 1: was great, and so we got another bill for like
Speaker 1: four hundred and fifty dollars via email and saying that
Speaker 1: like the dumpster was over by four tons, and I'm like,
Speaker 1: that seems odd for a non full dumpster. So I'm
Speaker 1: realizing now. I didn't get a chance to take a
Speaker 1: look at the company online, but I'm I'm I probably
Speaker 1: wouldn't be surprised that that's their gotcha gotcha that they
Speaker 1: get you with this low price and then they hit
Speaker 1: everybody with the extra. Hey, psych thought you had to deal.
Speaker 1: So I just told Superman, call your credit card company
Speaker 1: before they charge you. They've already charged the initial five hundred,
Speaker 1: call your credit card company and be like, don't allow
Speaker 1: this charge to come through because it's fraudulent, and they're
Speaker 1: trying to because how you're gonna tell us we went
Speaker 1: over there's no like, where's the proof. It's not like
Speaker 1: they take you to the measuring site and then they
Speaker 1: put something else in the wording where it's like and
Speaker 1: and even when we when we drop it off at
Speaker 1: the at the waste whatever landfill, it might be even
Speaker 1: more expensive because they might say it's more. I'm like, oh,
Speaker 1: we're not doing all this, so you just won't be
Speaker 1: allowed to charge our cards. So yeah, it was just
Speaker 1: like it's just a learning lesson about like, you know,
Speaker 1: the cheapest is not always the best obviously, and then
Speaker 1: to do like we really typically we do our due diligence.
Speaker 1: But Superman is new to the review to the review game,
Speaker 1: so he's just looking like, oh, okay, but I'm always
Speaker 1: all about the reviews. I don't care what your mom said,
Speaker 1: your sister said, I want to see the stars online,
Speaker 1: like how many stars you have? And I want to
Speaker 1: read the one star reviews? What did they say about you?
Speaker 1: You're a thief? Not in my house?
Speaker 2: So you let Superman pick the dumpster people.
Speaker 1: Yeah.
Speaker 2: See, I'm a little too. I'm a little micromanagy And
Speaker 2: I'm sorry to Husby, but like I I want to
Speaker 2: read the reviews myself and I want to do I
Speaker 2: don't know, I'm just like a little OCD about vetting
Speaker 2: everybody we talked to, and like Husby is always like yeah, yeah,
Speaker 2: we're good, We're good, and I'm like no, no, no, no, no,
Speaker 2: Like we just got our we just chose our contractor
Speaker 2: it was a classic case of goldilocks, Like the first
Speaker 2: bid was too high, the other bid was too low
Speaker 2: and they were also mean to us, and the second
Speaker 2: bid was just right. We had a good feeling, he
Speaker 2: had great reviews, we both liked him. Blah blah blah.
Speaker 2: His his bid, while not the lowest, was reasonable and
Speaker 2: he seemed very like straightforward about everything. But when I
Speaker 2: got the actual contract, it was like the dinkiest little paragraph,
Speaker 2: which basically was like a fancier email than what he
Speaker 2: had sent us with the original bid, like we'll do
Speaker 2: XYZ for this much money, it'll take this much time.
Speaker 2: It had like the essential information, but it didn't look
Speaker 2: to me like any sort of legally binding contract should
Speaker 2: where it didn't have anything about what happens if you
Speaker 2: don't complete the job and what happens if we stopped
Speaker 2: paying you. You know, there wasn't that protection for both sides.
Speaker 2: And then I did some research into what a contract
Speaker 2: should you know. First I texted a couple of friends
Speaker 2: I know who have recently done renovations, and they were
Speaker 2: both like, our contract was ten pages long. Meanwhile mine
Speaker 2: was like five hundred words. So I went on Angie's
Speaker 2: list and they had a nice little explainer on what
Speaker 2: a contract should include. And actually he had the key essentials.
Speaker 2: It was just very like bare bones. But what we
Speaker 2: were missing, though, is something really important that I asked
Speaker 2: him to add and he said, okay, which is alien elite.
Speaker 2: I can't say this word right lean release L I
Speaker 2: E N. And what can happen if you don't have
Speaker 2: this is like, so your your general contractor is going
Speaker 2: to hire an electrician, a plumber, HVAC person like the
Speaker 2: trade people working under him, and then he's going to
Speaker 2: be the one paying them. Okay, if they do a
Speaker 2: project on your house and the contractor doesn't pay them,
Speaker 2: they could have a case against you and sue you
Speaker 2: put a lien on your house and then say you
Speaker 2: owe them money. Yeah. So I checked our my husband's
Speaker 2: a cousin's recent home improvement contract and they had a
Speaker 2: lean release. So I emailed him and I was like,
Speaker 2: we need to add this language to the contract and
Speaker 2: also a couple other things. And now I'm just like,
Speaker 2: you know, like we went from kind of being like
Speaker 2: totally set on someone and now we have another delay
Speaker 2: because we need to get this contract in shape.
Speaker 1: Well, no, it's worth it though, And honestly, normally when
Speaker 1: it comes to all the other things, I was like,
Speaker 1: it's just the dumpster. What's the harm.
Speaker 2: Can whatever?
Speaker 1: Like you know, understand because all the other things, I
Speaker 1: was like okay, no, ok yeah, okay, no, okay yeah,
Speaker 1: And like I was showing him like okay, like because
Speaker 1: he was like, oh my god, I saw people across
Speaker 1: the street were getting floors done. I got the name
Speaker 1: of the guy. We should get them. I'm like, well, no,
Speaker 1: that's not how that works. So yeah, I mean, we
Speaker 1: live and we learned. I just saw him, don't I know.
Speaker 1: He was like really upset about it, because I get it.
Speaker 1: Nobody wants to feel like they're ripped off, so I
Speaker 1: just feel like, you know, it's a it's a good
Speaker 1: It's better a four hundred dollars lesson than a four thousand.
Speaker 2: Dollars lesson, sister friend.
Speaker 1: You know, so we're learning.
Speaker 2: It's it's as that's cool. Another pro tip is, don't
Speaker 2: spray weed killer on your if you have like a
Speaker 2: walkway or something, you know, because weeds pop out of
Speaker 2: the cracks of like the bricks or whatever. Husby got
Speaker 2: super excited about this, like industrial strength weed killer, which
Speaker 2: he which worked killed the weeds in the sidewalk, but
Speaker 2: then the next day it rained and it washed the
Speaker 2: toxic weed killer into the grass, and now like half
Speaker 2: our yard is brown. Like okay, I just know everyone
Speaker 2: passes by our house and they're like, oh, there's the newbies.
Speaker 1: Yeah, like we're learning.
Speaker 2: There goes those kids.
Speaker 1: You know, we've got we've got to shout out the
Speaker 1: social streets real quick.
Speaker 2: I mean, give us a chance. We were getting there.
Speaker 1: Oh okay, I was, you know, I was like, what
Speaker 1: did we do it? Do we do it earlier on
Speaker 1: or do we want to do it after we chit chat?
Speaker 2: I mean, you know, I mean we're the boss. Yeah, Well,
Speaker 2: now you brought it up, so it would be awkward
Speaker 2: if we didn't do it now because now they're like, ooh,
Speaker 2: talk about me, talk about me. There was a lot
Speaker 2: of fun stuff I posted this weekend. We had. Well,
Speaker 2: there was the news last week of the upset in
Speaker 2: the Bronx and Queens where a twenty eight year old
Speaker 2: candidate for Congress was beat the incumbent Democrat who had
Speaker 2: been in office for a couple of decades. She's twenty
Speaker 2: eight years old. Her name is Alexandria Cossio Cortes, and
Speaker 2: she's of Puerto Rican descent. Dope she that that news
Speaker 2: came out. Then over the weekend there were all those protests,
Speaker 2: the Families Belonged Together protests to support immigrants at the
Speaker 2: border whose family whose children were taken away from them.
Speaker 2: Something like two thousand kids were taken and I think
Speaker 2: several hundred kids still haven't been reunited with their family.
Speaker 2: So those protests happened. I missed the boat on that.
Speaker 2: I was like, man, I blame Gmail because they sent
Speaker 2: my aclu email alert to like my promotions tab, which
Speaker 2: no one checks that tab. But I like woke up
Speaker 2: on Sunday and I was like, everybody is at this
Speaker 2: freaking protest anyway. And then I posted about Maxine Waters
Speaker 2: Mama Maxine, who is quickly becoming like she's always been
Speaker 2: a living legend. But it's just I love that she's
Speaker 2: having her She's like a social media me icon now.
Speaker 2: But apparently she's been getting really serious death threats and
Speaker 2: she had to cancel a rally. And this was in
Speaker 2: response to her speaking out against what's happening at the
Speaker 2: border right now. And her response to the death threats
Speaker 2: was pretty bad, badass.
Speaker 1: Why she said, if you won't shoot shoot straight.
Speaker 2: Straight, So where's a T shirt coming out? Is what
Speaker 2: I need to know.
Speaker 1: Yeah, you already know, like between between we'reclaiming my time
Speaker 1: and it shoot straight that those are epic T shirts.
Speaker 2: I love our I love the responses to that. I'm
Speaker 2: going to read all of them. First of all, y'all
Speaker 2: need to have some easier Instagram names. First of all,
Speaker 2: if these kings Ka Tuk says that she's a mighty force,
Speaker 2: Lady Lady seven oh one said the Blood of Jesus
Speaker 2: for hand, prayer, hand prayer and prayer hand he fottoed
Speaker 2: Ju said, Wow, this gave me chills. Racer Back twenty
Speaker 2: nine called her a force to be reckoned with, and
Speaker 2: Liz Liz F. Dickinson sums it up nicely with inspiration
Speaker 2: lit Heart.
Speaker 1: Oh and if you if you're not following us on Insta,
Speaker 1: you need to be. Our Instagram is Brown Ambition Podcast
Speaker 1: and I'm just gonna do one shout out on Twitter
Speaker 1: to Ksey with all the Eyes and her Twitter name
Speaker 1: is Casey two Eyes dough o k C Doe Okay
Speaker 1: girl d o E. She said, super grateful for the
Speaker 1: for the b A podcast and all I've learned from them.
Speaker 1: Hashtag we love sisters who help other sisters star star
Speaker 1: star Yes, Ksey c E. No, honestly, yes, I loved.
Speaker 1: We love that we help you and we love that
Speaker 1: you listen. And if you're wanting to tag, just for
Speaker 1: us to shout you out on Twitter or on Instagram
Speaker 1: or either on Facebook. Our name on Twitter is at
Speaker 1: the b A Podcast. That's at the BA Podcast and
Speaker 1: again on Instagram briand Ambition Podcast. Oh so are you
Speaker 1: ready to boost their break?
Speaker 2: I'm gonna do a booze this week.
Speaker 1: I think I'm going to do a light break, just.
Speaker 2: A light like a like a spring. Yeah, it's more
Speaker 2: like a Sprain like.
Speaker 1: Yeah, that's like serious, like nothing, you know, no politics
Speaker 1: or nothing, just a little just a little break.
Speaker 2: Okay, go for it.
Speaker 1: So my break is this sporadic behind weather. I mean,
Speaker 1: oh god, I woke up this morning to go to
Speaker 1: the gym. It was legit like five forty five six
Speaker 1: am outside and it felt like one pm. I'm like, why, man,
Speaker 1: I mother nature? And it's like literally, not even a
Speaker 1: week ago, it was freezing at night and now it's
Speaker 1: like unbearably hot. It's just I mean, I know we
Speaker 1: all wish for summer when winter comes in, the snow
Speaker 1: is here, but I'm just looking for a reasonable summer.
Speaker 1: Why does it have to feel like New Orleans out here?
Speaker 1: It's just this heat? And then we had a flash
Speaker 1: flooding today. I was like, so, what is really happening?
Speaker 1: What's really happening? I know that it's what is it?
Speaker 1: Uh No? What do they say that they that the
Speaker 1: Republicans say, don't doesn't this clout?
Speaker 2: Global warming?
Speaker 1: Yeah? Global warming? Shame?
Speaker 2: What's that thing that like science says it's real, but
Speaker 2: like conservatives say it's not real?
Speaker 1: Like, oh, global warming?
Speaker 2: She said on a melting iceberg.
Speaker 1: I know, so yeah, I'm kind of over it, so
Speaker 1: that's just my my light break is just this unbearable
Speaker 1: heat that we're going through. I'm hoping that this flash
Speaker 1: flooding that we had today will help to alleviate some
Speaker 1: of this heat.
Speaker 2: I was gonna do a boost today really quick for
Speaker 2: my moviegoers out there. I signed up for a movie
Speaker 2: past like five or six years ago when it first launched.
Speaker 2: Have you heard a movie pass?
Speaker 1: I feel like I have.
Speaker 2: For anyone who watches more than one or two movies
Speaker 2: a month, you should know about movie Past. Movie pass
Speaker 2: is a subscription service where you pay nine ninety five
Speaker 2: a month. Now this is what it is now, nine
Speaker 2: ninety five a month, and you can go and see
Speaker 2: one movie a day at most theaters, like they have
Speaker 2: most of the major theaters in the country. But you
Speaker 2: can go to moviepass dot com and like put in
Speaker 2: your zip code and see if there's theaters near you
Speaker 2: and see if it's worth it. What's funny is that
Speaker 2: I signed up in twenty thirteen, way way way back when,
Speaker 2: because I was a personal finance reporter, a business insider,
Speaker 2: and they were this new company and I wrote a
Speaker 2: story about them, and I was like, cool, I'll try that.
Speaker 2: Back then it was thirty five dollars a month, like what,
Speaker 2: which at the time, I mean, it still is a
Speaker 2: good deal because like tickets in New York. I know
Speaker 2: in other places it's not that bad, but like movie
Speaker 2: tickets in New York are canna be fifteen to seventeen
Speaker 2: dollars for a regular ass movie, not even like three D.
Speaker 2: No snacks included, no reclining chairs, like a bare minimum.
Speaker 2: So you know, if I was and I love seeing movies,
Speaker 2: so for me, even at thirty five dollars, it was
Speaker 2: worth it because I would go to see like a
Speaker 2: movie a week. But now it's it's definitely worth it
Speaker 2: if you're looking to sign up, and other companies are
Speaker 2: taking notice. I just read that AMC, the theater chain,
Speaker 2: is starting their own version of this, like a subscription service.
Speaker 2: I think it's nineteen ninety five a month. But for
Speaker 2: anyone is looking to beat the heat and go watch
Speaker 2: a movie this summer, I recommend Movie Past. And I'm
Speaker 2: saying that with a touch of saltiness because I decided
Speaker 2: to take a break from my membership because we were
Speaker 2: moving and I wasn't going I wasn't using it like
Speaker 2: I like, I usually did, only to find out if
Speaker 2: you cancel it you have to wait a year before
Speaker 2: you can get back on it.
Speaker 1: So wow, that's how they get you.
Speaker 2: Read the fine print.
Speaker 1: That's smart marketing. Yeah, I mean, I don't know how
Speaker 1: much fan marketing, but it's certainly smart marketing.
Speaker 2: I mean, it was in the fine print. But I
Speaker 2: was just I was just trying to dip in, dip out,
Speaker 2: I understand. I mean nine ninety five. It's kind of
Speaker 2: like the cost of you know, I don't know Spotify
Speaker 2: or Hulu or whatever, So it's not that much. It's
Speaker 2: not like expensive gym membership that if you don't use
Speaker 2: it a month, like if you go and see at
Speaker 2: least two three movies a month, I think.
Speaker 1: No, even Dan, that's it's totally worth it. Speaking of movies,
Speaker 1: when what's the last one you've seen?
Speaker 2: Oh gosh, I see a lot of movies. I think
Speaker 2: the last what I saw was I haven't seen Oceans
Speaker 2: eight yet because I'm waiting to go with a girlfriend
Speaker 2: and we just haven't been able to do it. But
Speaker 2: I saw the new Star Wars movie with Khalisi okay
Speaker 2: from Game of Thrones is I I just love Khalisi.
Speaker 2: I saw we had Donald Glover in it.
Speaker 1: Incredible tude. I know, I like Donald Glove with two.
Speaker 1: That actually was Incredibles two was good because I loved
Speaker 1: The Incredibles one. So it was just really like I
Speaker 1: loved it because it was very woman powerish. So I'm
Speaker 1: just like, this is good. I like it. Plus, it's
Speaker 1: just a good you know, that's just a it's a great,
Speaker 1: a great uh franchise, The Incredibles.
Speaker 2: So I haven't seen that one. I love Cocoa. Wait
Speaker 2: is that Disney? What's the Incredibles?
Speaker 1: I think I want to say Disney Pixar. Yeah, I
Speaker 1: feel like it's Pixar, but you know, don't don't quote
Speaker 1: me on that. But definitely I'm supergirl because you know,
Speaker 1: she's thirty five. She was like, hey, I really want
Speaker 1: to see Oceans eight. I'm like, are you like? I
Speaker 1: was like, is that PG? Thirteen? She looked at me
Speaker 1: like what are you asking? I'm like, you know what,
Speaker 1: I can't. I can't.
Speaker 2: So, yeah, so did you see it with her?
Speaker 1: No? I'm like, she's not going to see Oh shit,
Speaker 1: I mean I'm.
Speaker 2: Presant be incredible.
Speaker 1: Oh incredible? Oh yeah, no, no, she her mom took
Speaker 1: her to see The Incredibles, which is more your speed,
Speaker 1: young lady. Meanwhile, with a doll baby in her hand.
Speaker 1: Do you remember that age when you were like one
Speaker 1: foot where you still kind of had doll babies, but
Speaker 1: then the other foot where you were like, Yeah, it's
Speaker 1: a weird age because sometimes you'll catch her she'll be
Speaker 1: playing with her doll and I'm like, but I thought
Speaker 1: you were thirty five. And then the other age, you know,
Speaker 1: I'm like, oh, yeah, there goes to thirty five year
Speaker 1: old woman. Tell me. So it's just a it's a
Speaker 1: weird spot. She's eleven, she'll be twelve in October. So
Speaker 1: it's like this, like I remember that age where we
Speaker 1: were like wait, I still like like, you know, I'm
Speaker 1: still a kid. Wait, but I want to be an adult,
Speaker 1: but I'm still a kid. So it's a cute but
Speaker 1: frustrated age. And plus she's tall, almost as tall as
Speaker 1: I am now because her father's so tall. So it's
Speaker 1: like it's weird because now, like when we send things
Speaker 1: to the laundry sometimes, like you know, they'll put like
Speaker 1: you know, maybe like her tank top with my things,
Speaker 1: you know, oh I know, And I'm like, oh, put.
Speaker 2: Her in a little time machine times.
Speaker 1: She was so little when I first started dating her father,
Speaker 1: I'm like, she's so tall now, Like she gets like
Speaker 1: braids and she looks like a little lady and I'm like,
Speaker 1: oh my gosh, she looks so pretty. Nats stop growing.
Speaker 1: But yeah, so mm hmm the life of parenting, well,
Speaker 1: at least for me, part time parenting. But yeah, now
Speaker 1: even better news My favorite segment question.
Speaker 2: Okay, questions this week? You guys, you know you can
Speaker 2: reach us at Brown Ambition podcast dot com to send
Speaker 2: answer questions or you gonna h this up at Brown
Speaker 2: Ambition Podcasts at gmail dot com, got com. This week,
Speaker 2: we'll take a couple of questions. We have a question
Speaker 2: that's been sitting here for a minute, sorry about it.
Speaker 2: From listener D. She says a friend of mine is
Speaker 2: buying a house for the first time. However, she's taking
Speaker 2: out I love how she's telling on her friend, by
Speaker 2: the way, so funny. Unless it's not really a friend,
Speaker 2: we'll see anyway. She says, a friend of mine is
Speaker 2: buying a house for the first time. However, she's taking
Speaker 2: twelve thousand dollars out of her IRA for all of
Speaker 2: the associated costs, a down payment, the closing costs, the appraisal.
Speaker 2: The seller is not willing to pay her closing costs.
Speaker 2: I think this is a really bad move, but she's
Speaker 2: hell bent on moving out of her apartment. I even
Speaker 2: suggested walking away and maybe asking the seller to pay
Speaker 2: some of the closing cost What do you think is
Speaker 2: this a major mistake? Maybe some people may not know
Speaker 2: that you can in some cases borrow money from your
Speaker 2: four to one K, which I think is what she's
Speaker 2: talking about, your four to one K for for housing costs.
Speaker 2: It's an option. You can take out a loan, or
Speaker 2: you can can do a distribution. Those are different things.
Speaker 1: Yes, because distribution means that they're going to be taxing
Speaker 1: that money within an inch of its life.
Speaker 2: Yes, So when you take an early distribution, if you're
Speaker 2: under the age of fifty nine and a half, they
Speaker 2: can treat it as if it's ordinary income, which means
Speaker 2: they will tax you on it, and then you can
Speaker 2: also get hit with early withdrawal penalties. But again, like
Speaker 2: if anytime you're dipping into your retirement, you're missing out on,
Speaker 2: you know, future gains that you could potentially, yes, take
Speaker 2: advantage of. So it's never ideal.
Speaker 1: Yeah, I feel like the thing I feel like, I
Speaker 1: feel where you're coming from, man, because I feel like, well,
Speaker 1: it's not the worst thing she could be doing. It's
Speaker 1: not like she said that she was taking money out
Speaker 1: of her for one K to like, you know, go
Speaker 1: shopping or something, or to buy buy a car or
Speaker 1: buy a brand new car. Then I'd be like, oh, yeah,
Speaker 1: but it's not the worst thing because at home is
Speaker 1: still an investment in this country. It is. But here's
Speaker 1: the thing I think of, Like, has she has she
Speaker 1: explored and exhausted other options. Has she gone to like
Speaker 1: her her city hall and said, hey, are there are
Speaker 1: there like matching options because sometimes like they're like for example,
Speaker 1: like I think I share with you guys. M ANDT
Speaker 1: Bank has like a matching program for first time home buyers.
Speaker 1: Has she looked into NAKA so because there are other
Speaker 1: programs that she might qualify for that I could actually
Speaker 1: could pay for that so she could keep her money
Speaker 1: where it is. And sometimes these programs are like grant
Speaker 1: programs or you don't have to pay it back. So
Speaker 1: I'm not I'm not I'm not one hundred percent opposed
Speaker 1: to taking money out, although it's it should be the
Speaker 1: very very very last choice. If you ask me if
Speaker 1: you're going to go that route, that means you exhausted
Speaker 1: all the other options that you have out there, which
Speaker 1: it sounds like that she might not have.
Speaker 2: What we're saying here is a four oh one K loan.
Speaker 2: This is different from just taking money out of your
Speaker 2: four one K, like it's a piggy bank. If you're
Speaker 2: borrowing from your four oh one K, that means you're
Speaker 2: actually going to repay yourself quote quote back to your
Speaker 2: four to one K, So you can borrow up to
Speaker 2: fifty thousand dollars or half the value of your account,
Speaker 2: whichever is less, so long as you're using the money
Speaker 2: to pay for a home purchase, and there's a nominal
Speaker 2: interest rate that you know you'll be charged, but again
Speaker 2: it's sort of paying it to yourself. You do have
Speaker 2: to repay the loan. But the thing is it's a
Speaker 2: four toh one K, which means this is typically it's
Speaker 2: always actually tied to an employer, and if you were
Speaker 2: to lose your job, get fired, or get laid off
Speaker 2: or something like that, that loan could become due within
Speaker 2: the next year. So it's like the entire balance of it.
Speaker 2: So that's the risk if something happens with your employer
Speaker 2: and you don't have enough money to pay off the
Speaker 2: loan in total by the time that they tell you
Speaker 2: had to pay it off, then you could get hit
Speaker 2: with regular taxes and that early withdrawal penalty like we
Speaker 2: talked about earlier.
Speaker 1: Yeah, because believe me, I think I took out. Oh
Speaker 1: I can't remember how much I took out, like a
Speaker 1: maybe when I lost my job as a teacher and
Speaker 1: I took out the money from my for like I
Speaker 1: drained it and I it was like maybe I had
Speaker 1: fifty thousand dollars in there or something to that effect,
Speaker 1: and I think maybe I got thirty something. So it
Speaker 1: was a lot of money that I lost. So like
Speaker 1: that that the penalty and fees, and it's not a
Speaker 1: small thing. It's a significant amount. I remember feeling like
Speaker 1: it was like basically half of what I had. So
Speaker 1: like I remember that was like I the school I
Speaker 1: worked for didn't match for the like, so all of
Speaker 1: that money was my money that I literally like lost.
Speaker 1: So yeah, it just wasn't a gooddy hit. So yeah,
Speaker 1: I mean, I mean, ultimately your friend is grown, so
Speaker 1: she's gonna make what of her choices that she's going
Speaker 1: to make, but definitely encourage her that, at the very
Speaker 1: least go to her town and ask if there are
Speaker 1: programs that she might qualify for.
Speaker 2: Also, you need to You don't know all the business
Speaker 2: of your friend, obviously, but twelve thousand dollars, if that's
Speaker 2: all of her four a one k or a big
Speaker 2: share of it, then that's a concern because she's kind
Speaker 2: of like wiping out her progress. But if she's got
Speaker 2: a really healthy four one k fun then you know,
Speaker 2: it all kind of depends on the context. But it's
Speaker 2: nice to sweet of you to worry about your friend.
Speaker 2: I don't think that this is any It's not the
Speaker 2: worst decisions she could ever make that would ruin her
Speaker 2: life forever. But yeah, as long as she's weighing all
Speaker 2: the pros and cons and is doing it for the
Speaker 2: right reasons, then it can be a better option than
Speaker 2: you know, taking out an expensive loan which you can't
Speaker 2: even do for a down payment, or borrowing money from
Speaker 2: family and friends, which can be awkward. So so yeah, thanks,
Speaker 2: miss d We have a nosy question from a listener.
Speaker 1: Oh yes, Between d Be and nosy, but I have
Speaker 1: friend and it's the nosy episodes.
Speaker 2: This will again a little personal. So this is from
Speaker 2: anonymous too, couldn't even couldn't even give us her real name,
Speaker 2: but wants to get something for us, but nothing in return. Anyway,
Speaker 2: anonymous listener, she says, how and when did you guys
Speaker 2: meet your husband's I'm a forty eight year old woman
Speaker 2: living in Boston, and I sometimes wonder when when am
Speaker 2: I ever going to meet my future husband. Please give
Speaker 2: me any advice and ideas that you can as to
Speaker 2: how and where you meet good quality men.
Speaker 1: Oh, this is like such a departure for what we
Speaker 1: normally get.
Speaker 2: I like this question, a little lifestyle question. I actually,
Speaker 2: I actually just read that July eighth is supposed to
Speaker 2: be the day when, like online dating site see the
Speaker 2: biggest jump in activity more than Valentine's Day, trying to
Speaker 2: get that summer boo Oh, that's hilarious, trying to get
Speaker 2: someone who has air conditioning.
Speaker 1: Trying to lay up in the in the ac. Okay,
Speaker 1: so I'll go first. I actually when I met Superman,
Speaker 1: he was just like a guy that worked in the building,
Speaker 1: Like I thought, you know, I guess I thought he
Speaker 1: was handsome, but I honestly, at the time I had
Speaker 1: a boyfriend who I thought I was going to get
Speaker 1: married to, and Superman was maintenance man. Honestly, in this
Speaker 1: both of us worked in the bottom of the well.
Speaker 1: He worked the whole building, but my daycare center where
Speaker 1: I worked at the bottom of this project building and
Speaker 1: the worst section of New York. It was not pleasant.
Speaker 1: The kids were awesome, though, and so like I loved
Speaker 1: working there because the kids were amazing and Superman was
Speaker 1: one of the maintenance guys. So you know, like I said,
Speaker 1: I vaguely remember thinking like, oh, yeah, he's hands down,
Speaker 1: But at the time, I was like all loved up
Speaker 1: with my then boyfriend, who, like I said, I thought
Speaker 1: it was gonna marry and then, and I think Superman
Speaker 1: was in a relationship then. I don't know, but like him,
Speaker 1: like all the other kind of like guys in the building,
Speaker 1: they would come by and fix things in the in
Speaker 1: the center if it needed to be fixed. One thing
Speaker 1: I do remember about him was that I remember thinking
Speaker 1: he reminded me of you remember coming to America, Prince Hakeen.
Speaker 1: The way he was mopping the floor in like in mcgowel's.
Speaker 2: Was it was that Eddie Murphy's Oh no, yeah, ye yeah, yeah,
Speaker 2: yeah yeah Eddie Murphy the other.
Speaker 1: Guy, right, no, no, it was Eddie Murphy. It was like,
Speaker 1: uh so, like so Prince Taki right. So that that's
Speaker 1: the one distinct thing I remember is that I remember
Speaker 1: that the difference between watching him work and like the
Speaker 1: other guy's work. I remember just being struck by he
Speaker 1: even if no one was watching or he couldn't visibly
Speaker 1: see somebody watching, he took just so much pride in
Speaker 1: his work and that just struck me for some reason.
Speaker 1: And then like Facebook played match maker, like I don't know,
Speaker 1: we must have been at our twenties whatever. But then
Speaker 1: when I was thirty, I broke it up, like with
Speaker 1: my with my guy, I thought I was gonna marry
Speaker 1: and I was all like, oh my life. And I
Speaker 1: told myself I was gonna get back out there because
Speaker 1: we had been broken up for a year or two.
Speaker 1: And Facebook said, hey, you know people that you might
Speaker 1: know and he popped up and I was like ooh.
Speaker 1: I remember I remember thinking like, oh, this guy is cute,
Speaker 1: and I was like, wait, is that that guy from
Speaker 1: the he's a daycare Center and I was like, oh
Speaker 1: it is. I was like, ooh, so he's not a stranger.
Speaker 1: So I friended him and then it turned out it
Speaker 1: was like his birthday. His birthday was the day before,
Speaker 1: and I was like, oh, happy birthday. I owe you
Speaker 1: some ice cream. I was trying to be cute, but
Speaker 1: I was like, hey, I never asked the guy out,
Speaker 1: and him being fast behind that, he was was like, okay,
Speaker 1: I'm free tomorrow. I was like, and we ended up
Speaker 1: going out for ice cream, and I remember being like, Wow,
Speaker 1: he's really nice. He's a throwback Superman. He's like even
Speaker 1: though he was like born and raised and like the
Speaker 1: projects of New York.
Speaker 2: Say that again, because something happened.
Speaker 1: Oh okay, I said that. You know, Superman is real throwback,
Speaker 1: like even though he was born and raised on like
Speaker 1: the projects of Newark, like he there's just something about him.
Speaker 1: And so one thing I had to get over because
Speaker 1: I have my master's and he didn't go to college.
Speaker 1: And my parents, of course were thrilled that their Nigerian
Speaker 1: daughter was dating a non Nigerian and then someone who
Speaker 1: didn't have a college degree. But what I really love
Speaker 1: about Superman is that he is like one of the
Speaker 1: kindest people that I know, Like everybody in the neighborhood
Speaker 1: knows him. Like I like, literally, we were driving home
Speaker 1: the other night and I saw that a car was
Speaker 1: pulled over in the side of the road and there's
Speaker 1: a woman standing out there, and I knew already it
Speaker 1: was already late, and I thought to myself, I said, oh,
Speaker 1: we're gonna pull over, because I could just see him
Speaker 1: looking like, oh my gosh, someone's their car has stopped.
Speaker 1: And then he saw that there was like two guys
Speaker 1: with her, so he kept going and he saw that
Speaker 1: they were helping her with her with her car. But
Speaker 1: that's him, Like I could be sitting watching TV and
Speaker 1: he'll bust to the door. He's like, vibes, we have
Speaker 1: apple sauce. I'm like what, And then there's a troop
Speaker 1: of kids behind him, and so I it took me.
Speaker 1: I'm not gonna lie, it took me a minute to
Speaker 1: let go of the fact that he wasn't traditionally what
Speaker 1: I thought that I would end up with, you know,
Speaker 1: because although he's super sweet, he's also hood just from
Speaker 1: like you know, and so it but I dated like
Speaker 1: a number of guys and one of the reasons why
Speaker 1: the guy who I thought I was gonna marry we
Speaker 1: didn't work out is because I at the time, I
Speaker 1: knew I wanted something more, and I was working on trying.
Speaker 1: I knew something in me said, I want to do
Speaker 1: more than just teach at the stay Care center. There's
Speaker 1: something else. But he loved the fact that I was
Speaker 1: a teacher and just came home and like looked after him.
Speaker 1: And I didn't want that kind of life. And what
Speaker 1: I love about Superman is that he always encourages me
Speaker 1: to do more, Like his only question is how can
Speaker 1: I help? And so I had to let all of
Speaker 1: the fact that, like, yes, maybe traditionally we don't match up,
Speaker 1: but when it comes to emotionally, he's my perfect match,
Speaker 1: you know, And so I don't know. I always tell
Speaker 1: women that, you know, whoever your match might be, might not,
Speaker 1: you know, might not on the outside, I mean Superman,
Speaker 1: I mean he's really handsome, but you know, I wasn't
Speaker 1: counting on that. I'm like, oh yes, but like other
Speaker 1: than that, like you know, everything else doesn't match up.
Speaker 1: The way we grew up doesn't match up, our backgrounds
Speaker 1: don't match up, But it's just the perfect match. So
Speaker 1: that's my love story with Superman.
Speaker 2: It's a good story. I felt I was getting tucked in.
Speaker 2: Tell me again about to take care and the maintenance man. No,
Speaker 2: I've only met him a few times, but he's very
Speaker 2: very nice, you can tell. And I met some of
Speaker 2: us hood friends too. Just say they are as described. Yes,
Speaker 2: I was like, we all know I'm Tiffany's Fringy'll better
Speaker 2: show up, all right anyway? So for yeah, I feel
Speaker 2: for her question. She's in her late forties. I think
Speaker 2: it's hard. I mean, I think obviously with the older
Speaker 2: you get, I think the perception is that it's going
Speaker 2: to be really hard to find people and find someone
Speaker 2: to date. But listen, I've seen my mom get married
Speaker 2: twice and she's in her fifties now. If my mom
Speaker 2: can do it, anybody can. And she's never really given
Speaker 2: up on love, and she's she finally found the one
Speaker 2: for her. And she's she's almost sixty now, so she
Speaker 2: just got read married last year. She actually married her
Speaker 2: high school sweetheart and her previous husband she had met
Speaker 2: on I think match dot com, okay and taking a
Speaker 2: page out of my mom's book, I met my husband
Speaker 2: on Okay Cupid way back in twenty of twelve when
Speaker 2: okay cubid was like the hot stuff, and now I
Speaker 2: feel old because no one uses it as people use it.
Speaker 2: But it's like there's Tinder and there's Bumble, and there's
Speaker 2: all these new apps that are out there. Now I'm
Speaker 2: all about online dating. I know so many couples who
Speaker 2: have met each other on Tinder, on okay Cupid. I've
Speaker 2: been to several online dating success weddings, and I think
Speaker 2: especially if you're and you're in a big city like
Speaker 2: bostonick I, you know, I feel that way about New York.
Speaker 2: It's hard to meet people, you know, in these big
Speaker 2: cities where everyone seems like they're in their own world
Speaker 2: and it's hard to like have a you know, strike
Speaker 2: up a conversation. But I'm I'm all about online dating.
Speaker 2: If you haven't tried it, I say, give it a try.
Speaker 2: I also feel like classic advice do what you love doing,
Speaker 2: like be out there in the world doing what you
Speaker 2: do love doing, and hopefully you'll meet someone who's kind
Speaker 2: of crossing your path. And then I wish when when
Speaker 2: Tiffany I was like noding my head when you were
Speaker 2: talking about how like what you the expectation that you have.
Speaker 2: Sometimes it can hurt, I think when you're looking for
Speaker 2: a partner, because I have I definitely have a girlfriend
Speaker 2: or two or not just girlfriends. But people I've seen
Speaker 2: who are very like like, they're expectations are so outrageous
Speaker 2: that I mean, I hate to be a guy dating
Speaker 2: this person because they're kind of coming in as a
Speaker 2: loser already because they can't sort of meet the high expectations.
Speaker 2: So yeah, I always looked at like my husband as
Speaker 2: a good investment, like maybe there's some things that can
Speaker 2: be improved, this is going to get me in trouble,
Speaker 2: but like I always saw the solid return on investment
Speaker 2: potential with them. With my husband, like, he a same thing,
Speaker 2: very very like all the all the basics of what
Speaker 2: you want, like good human being professionally successful, you know, ambitious,
Speaker 2: but not so ambitious that we were going to be
Speaker 2: at odds with one another because with our careers, very
Speaker 2: fambul oriented and he had a lot of good friends.
Speaker 2: That was my that was my checklist, checked all those boxes,
Speaker 2: Like just if you just become just get basic about
Speaker 2: what you're looking for, yes, because that's all you need
Speaker 2: at the end of the day. Just someone who's nice
Speaker 2: to you and reliable. Yeah, And and.
Speaker 1: I wanted somebody who wanted was going to make the
Speaker 1: effort like in the beginning, like like most women, you know,
Speaker 1: I had all these checklists, like you said, Nanny, I'm
Speaker 1: like and this and this and this and this. And
Speaker 1: I realized no one was going to live up to that.
Speaker 1: And someone asked me, girl, are you even that? And
Speaker 1: I was like, oh wait, that was a read. And
Speaker 1: so I then a girlfriend really asked me, She's like,
Speaker 1: what are the core things? Like really core things? And honestly,
Speaker 1: when I looked at the core things, like college degree
Speaker 1: for me wasn't on there because I had gone through
Speaker 1: and dated like all of these guys who were like
Speaker 1: successful and whatever. And so when I realized what was
Speaker 1: missing from those relationships, when I really wanted somebody won
Speaker 1: who was intrinsically kind. I remember that was so big
Speaker 1: to me because I had dated guys who when we
Speaker 1: were together, they were amazing, so sweet, and then we
Speaker 1: went when we started to break up whatever, it was like,
Speaker 1: who is this guy? He's terrible, you know, And I thought, Wow,
Speaker 1: I want someone who is not just kind because they're
Speaker 1: with me or they love me. But that's like kindness
Speaker 1: is their default. That that was critical to me. And
Speaker 1: that's what I see in Superman is that, like his
Speaker 1: default is kindness. So like even when like you know,
Speaker 1: we have Supermom who's super Supergirls, my my bonus daughter,
Speaker 1: her mother. So even if they don't get along for
Speaker 1: whatever read I mean, honestly, they've got a really great relationship,
Speaker 1: but let's just say, you know, they have a difference
Speaker 1: about like who's going to pay for back to school
Speaker 1: clothes or whatever, you know, but then his his default
Speaker 1: is always kindness. So seeing that, I was like, wow,
Speaker 1: I knew I wanted that. And also too, I wanted
Speaker 1: somebody who's going to make the effort because I found,
Speaker 1: like you know, dating, sometimes guys were so lazy. I'm like, well, dang,
Speaker 1: can you do something? And so like Superman really makes
Speaker 1: the effort to make me feel special. Like if I
Speaker 1: come home, like when I come back from Essence Pest,
Speaker 1: I already know what's going to happen. One, the house
Speaker 1: is going to be immaculate, because he always feels like
Speaker 1: if I come home from like a work trip, I
Speaker 1: should come home to not have to having to do work.
Speaker 1: Two there's going to be food. Three, the AC will
Speaker 1: be on in the room, and like my nightgown will
Speaker 1: be like laid on the bed because he knows as
Speaker 1: soon as I come home from a flight, I alway
Speaker 1: I don't care if I slept on the flight. I
Speaker 1: always want to sleep. Like that's such sweet effort.
Speaker 2: You know.
Speaker 1: He's always like, I'm sorry I don't buy you stuff.
Speaker 1: I'm like, I don't care about that stuff, like I
Speaker 1: love that, you know. And so once I got clear
Speaker 1: on like the core core things that I needed, you know,
Speaker 1: because I remember my dad was like, yeah, but I
Speaker 1: always wanted you to marry somebody who was gonna, like,
Speaker 1: you know, be able to take care of you financially.
Speaker 1: And honestly, the truth of the matter is, I mean
Speaker 1: it's not like Superman is not broke. We actually live
Speaker 1: off his income. We just save and invest. Mind, you know,
Speaker 1: it's just like does he make more than me? No?
Speaker 1: But I was sad to tell my dad the truth is,
Speaker 1: like the point where I am now is my businesses.
Speaker 1: I mean, even if I was dating a doctor or
Speaker 1: a lawyer, they're not gonna they're not making more than me.
Speaker 1: So like what are we like? Am I who am
Speaker 1: I dating Like it's you know, so I'm not dating
Speaker 1: for that. So but honestly, now my parents love him
Speaker 1: and it's funny to hear them say his name with
Speaker 1: his with their Nigerian action. How's y'all hauts done. I'm like, like,
Speaker 1: he's fine, and my sisters have always loved him, like
Speaker 1: he's just always been like they know they need to
Speaker 1: move something or something is broken or whatever, cause superman
Speaker 1: come buy and help. I'm like, look, y'all, he is
Speaker 1: not your your personal handyman. Maybe I'll come by and help.
Speaker 1: But yeah, so just like just be open and don't
Speaker 1: let your family tell you, because I mean, if it
Speaker 1: was up to my family, I would have been by myself.
Speaker 1: My dad finally came around and realized, like, my rules
Speaker 1: are going to keep tiffany single forever. I was like, well,
Speaker 1: not me, Like I was gonna choose regardless. You were
Speaker 1: going to have to come along, and I knew if
Speaker 1: I spit out a baby, he was going to be like, yes,
Speaker 1: I'm coming back around. But luckily he didn't have to
Speaker 1: wait till that. But don't let your family choose for you.
Speaker 1: Don't let them shame you into picking a choice. That
Speaker 1: they think is right for you. Pick your own choice
Speaker 1: based upon your core core values, you know, not based
Speaker 1: upon what you think society is going to say or think.
Speaker 2: Amen, Sista. And also being in your forties, just to
Speaker 2: talk about earning and like for I mean, at this point,
Speaker 2: you probably have a career, don't You're not looking for
Speaker 2: someone to support you, which even like takes off a
Speaker 2: layer of like it might even make things easier because
Speaker 2: there's not like this burden that you're putting on your
Speaker 2: partner to like need to have a you know, need
Speaker 2: to be supporting you or whatever, and you can find
Speaker 2: someone hopefully who's as established in their career. So you're
Speaker 2: just like, I don't know, being in your I'm looking
Speaker 2: forward to being in my forties honestly because I feel
Speaker 2: like it'll just be a time when things are kind
Speaker 2: of like they've you've gone through your thirties and like
Speaker 2: all the you know, all the rat race and like
Speaker 2: trying to get established. And I'm hoping by the time
Speaker 2: in my forties and fifties and just like in a good,
Speaker 2: like secure place and hopefully you find a partner who's
Speaker 2: like in a secure place emotionally and career wise, and
Speaker 2: then can just be even more devoted to you and
Speaker 2: your relationship.
Speaker 1: And I'll let you know. I'm only two years away,
Speaker 1: so I'll let you know how it is when I
Speaker 1: get there.
Speaker 2: All right, Yeah, you let me know. That's part of
Speaker 2: my plan. I'm gonna let you get there first and
Speaker 2: then tell me how, tell me how the weather is
Speaker 2: up there, or if I should just stay here at
Speaker 2: thirty right.
Speaker 1: Oh, you know, as a matter of fact, if you
Speaker 1: are in your forties, tweet us. Let us know, igs,
Speaker 1: let us know how it is. And like, you know,
Speaker 1: was there a big shift when you turn forty? Like
Speaker 1: you know, a girl can't I might tell me nothing
Speaker 1: like or was it like like thirties? Plus I'd love
Speaker 1: to know for some of our listeners that are already
Speaker 1: already on the other side.
Speaker 2: Or if you're dating in your forties, dating at all,
Speaker 2: Like where do you guys meet men? Are you rolling
Speaker 2: your eyes at me? Because I said online dating it works.
Speaker 2: I've seen it work. Sometimes you gotta like sometimes you
Speaker 2: just gotta, you know, put the universe just give it
Speaker 2: a little help, you know exactly.
Speaker 1: It's like hello from the other side.
Speaker 2: All right, Anonymous, Well, thank you for sending your question again.
Speaker 2: You guys, hit us up at Branhambisson podcast dot com
Speaker 2: and click ask us anything to send us a question
Speaker 2: of your own. You can remain anonymous, just let me
Speaker 2: know in the in the email, or I will say
Speaker 2: your name out loud.
Speaker 1: Yes, please me that I wanted. I can see you
Speaker 1: as a mom. You're like, they're like, heang, Mom, that
Speaker 1: was dark. You're like, ooh, sorry, that was yeah.
Speaker 2: I really you know, that's why Drikue is a nice one.
Speaker 1: You the stuff that my dad used to say. I'm like,
Speaker 1: I'm pretty sure that's not the translation. You were looking
Speaker 1: forward to English, Like maybe if my dad was gonna
Speaker 1: say something like you know you girl, like you know,
Speaker 1: behave yourself, Tiffany, you don't want to get a spanking.
Speaker 1: But when it translated from like I guess ebo to English,
Speaker 1: I'm like, uh, did you try to kill me? My
Speaker 1: mother would be like, like calling him by his nickname,
Speaker 1: she has said that's not how you say it, and
Speaker 1: she's like he just means fake. I'm like, either way,
Speaker 1: I'm out of here. Bla yes, lost in translation.
Speaker 2: Okay, we have a happy Fourth of July. Half on
Speaker 2: at Essence Fest.
Speaker 1: I will I can't wait. It's going to be fun.
Speaker 2: Tell all our fans.
Speaker 1: I said, Hi, Yes, he's like no, yes, please come
Speaker 1: and like you know what, we'll take pictures so we
Speaker 1: can send them to Mandy.
Speaker 2: Yeah, i'll post him on the gram.
Speaker 1: Yes. Oh that'll be fun. Yes, I'll do that.
Speaker 2: I'll be around. Stay say you see some fireworks. Stay warm,
Speaker 2: I mean stay cool ship, don't stay warm, my god.
Speaker 1: It's too late, too late.
Speaker 2: Just to crank up the AC and go to sleep.
Speaker 1: All right, mandra until next week.
Speaker 2: Stay Brown nailed it.
Speaker 1: Bye?
Speaker 2: Did you do this for a living? You're good at
Speaker 2: it