WEBVTT - Your life starts now

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<v Speaker 1>Welcome to Before Breakfast, a production of iHeartRadio. Good Morning,

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<v Speaker 1>This is Laura. Welcome to the Before Breakfast podcast. Today's

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<v Speaker 1>tip is that your life starts now. Don't wait until

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<v Speaker 1>some future time to pursue what you want. Get moving

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<v Speaker 1>toward your goals today. Today's tip comes from my recent

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<v Speaker 1>interview with personal finance expert farnushe Torabi. Farnush hosts the

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<v Speaker 1>podcast So Money, and as the author of the book

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<v Speaker 1>A Healthy State of Panic, Follow your fears to build wealth,

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<v Speaker 1>crush your career, and win it life. Varnush noticed that

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<v Speaker 1>so many people and perhaps especially women, tend to delay

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<v Speaker 1>working toward their financial goals until some point in the future,

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<v Speaker 1>like when they think they'll be partnered or worried, perhaps

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<v Speaker 1>because they assume their partner will earn more. But Farnush

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<v Speaker 1>urges people to get started on their goals right away.

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<v Speaker 1>Your life starts now, she says, You're in charge, you

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<v Speaker 1>are driving the ship. I think this is great advice.

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<v Speaker 1>Maybe at some point in the future you will have

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<v Speaker 1>more money when you're married, when you land the promotion

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<v Speaker 1>after an inheritance from an elderly relative, as soon as

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<v Speaker 1>you finish paying off your student loans. But even if

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<v Speaker 1>that does happen, don't delay pursuing your financial goals until then.

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<v Speaker 1>You can get going now. Money tends to grow over time,

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<v Speaker 1>so the same amount of money saved or invested today

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<v Speaker 1>is better than the amount saved or invested in five years,

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<v Speaker 1>And of course it is not either now or later.

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<v Speaker 1>It is better to save or invest that amount now

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<v Speaker 1>and in a consistent way in the future. If you

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<v Speaker 1>start working toward your financial goals now, by the time

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<v Speaker 1>whatever windfall you envision for your future comes along, you'll

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<v Speaker 1>already have a lot of momentum. And if you fall

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<v Speaker 1>in love with a wonderful person who doesn't make much money,

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<v Speaker 1>or if the promotion never materializes, well, you are on

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<v Speaker 1>your way toward your financial goals. Anyway. The advice that

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<v Speaker 1>your life starts now is relevant in other contexts too.

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<v Speaker 1>If you want something to happen in your life in general,

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<v Speaker 1>you're wise to start taking steps toward it, even small

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<v Speaker 1>steps now. For instance, if you want to get healthy,

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<v Speaker 1>don't wait until you finish law school to start. Instead,

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<v Speaker 1>get specific on what get healthy means for you, and

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<v Speaker 1>figure out ways you can engage in health promoting behaviors now.

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<v Speaker 1>You'll make some progress, and the habits you establish will

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<v Speaker 1>give you momentum from when your schedule frees up and

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<v Speaker 1>you can amplify your efforts. And if you discover that

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<v Speaker 1>being a first year associate is even more intense than

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<v Speaker 1>being a law student, well it's a good thing you

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<v Speaker 1>didn't wait until your schedule eased up to start getting healthy.

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<v Speaker 1>If you want to improve how you look, but you

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<v Speaker 1>also want to lose a few pounds, why consign yourself

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<v Speaker 1>to feeling frumpy until then You can get professional advice

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<v Speaker 1>from a stylist on how to dress the body you have. Now,

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<v Speaker 1>you can wear those clothes until you lose weight and

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<v Speaker 1>then revamp your wardrobe again. But even if you don't

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<v Speaker 1>lose weight, you'll still look amazing, because that is absolutely

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<v Speaker 1>possible at any size. Your life starts now. If you

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<v Speaker 1>want to advance in your career, you don't have to

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<v Speaker 1>wait until your youngest is in school to think about

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<v Speaker 1>what that will look like for you. Instead, get clear

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<v Speaker 1>on your career goals and identify things you can do

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<v Speaker 1>now to work toward those goals, even if you anticipate

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<v Speaker 1>doing more to ramp up in the future. If you

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<v Speaker 1>want to entertain more. Don't wait until you have the

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<v Speaker 1>big house, or you've mastered the art of French cooking,

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<v Speaker 1>or you've bought the perfect table linens, have friends over

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<v Speaker 1>this weekend. In any aspect of life, you can pursue

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<v Speaker 1>your goals now. Don't wait for something to happen in

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<v Speaker 1>the future. Start building the life you want today. Are

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<v Speaker 1>there goals you'd like to start pursuing, I'd love to

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<v Speaker 1>hear about it. You can reach me at Laura at

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<v Speaker 1>Laura vandercam dot com, and for more insights from Farnoush Torabi,

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<v Speaker 1>check out my Before Breakfast interview with her. In the meantime,

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<v Speaker 1>this is Laura. Thanks for listening, and here's to making

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<v Speaker 1>the most of our time. Thanks for listening to Before Breakfast.

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<v Speaker 1>If you've got questions, ideas, or feedback, you can reach

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<v Speaker 1>me at Laura at Laura vandercam dot com. Before Breakfast

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<v Speaker 1>is a production of iHeartMedia. For more podcasts from iHeartMedia,

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<v Speaker 1>please visit the iHeartRadio app, Apple Podcasts, or wherever you

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<v Speaker 1>listen to your favorite shows.