1
00:00:16,239 --> 00:00:17,400
Speaker 1: And we're back.

2
00:00:17,560 --> 00:00:18,440
Speaker 2: Did you miss us?

3
00:00:18,520 --> 00:00:20,640
Speaker 3: I know I missed you guys. Sorry for that noise.

4
00:00:20,840 --> 00:00:23,320
Speaker 3: I was adjusting my chair so I can get comfy.

5
00:00:23,560 --> 00:00:27,800
Speaker 1: Happy New Year, I'm happy New Year. The people have

6
00:00:27,920 --> 00:00:30,000
Speaker 1: been thirsting for the podcast today.

7
00:00:30,480 --> 00:00:31,920
Speaker 2: We have not been here so long.

8
00:00:32,000 --> 00:00:33,920
Speaker 3: Honestly, even though like I'm not gonna lie, me and

9
00:00:33,960 --> 00:00:34,919
Speaker 3: Maddie have seen each other.

10
00:00:35,040 --> 00:00:38,920
Speaker 1: We just just by ourselves. We just needed alone time,

11
00:00:38,960 --> 00:00:44,040
Speaker 1: you guys just need we needed to get back to us,

12
00:00:44,120 --> 00:00:46,400
Speaker 1: you know, and like just connecting.

13
00:00:45,960 --> 00:00:49,320
Speaker 2: Again, like get back to why we all started.

14
00:00:49,479 --> 00:00:53,479
Speaker 3: And I shouldn't know, but honestly, there's been so many,

15
00:00:53,720 --> 00:00:57,200
Speaker 3: so much awesomeness in Shenanigans, and I have just been

16
00:00:57,200 --> 00:01:00,200
Speaker 3: bursting to share. So I cannot wait to get started.

17
00:01:01,040 --> 00:01:03,480
Speaker 1: Yeah. Yeah, So how is your New Year?

18
00:01:04,200 --> 00:01:06,959
Speaker 2: Say? It was really good. My Christmas was great.

19
00:01:07,040 --> 00:01:10,080
Speaker 3: I spent it with of course the Supers, but also

20
00:01:10,160 --> 00:01:13,440
Speaker 3: my family, my other family, dearly Chase.

21
00:01:13,640 --> 00:01:16,000
Speaker 2: And then my New Year is really great.

22
00:01:16,319 --> 00:01:19,520
Speaker 3: Superman's sister had a cute party at her house and me,

23
00:01:19,760 --> 00:01:23,000
Speaker 3: Supergirl and him. We all wet and the food was amazing.

24
00:01:23,319 --> 00:01:25,080
Speaker 1: Wait, was Supergirl had a New Year's party?

25
00:01:25,560 --> 00:01:25,760
Speaker 2: Well?

26
00:01:25,800 --> 00:01:28,640
Speaker 3: No, Superman's sister had a New Year's Okay, I'm like,

27
00:01:30,680 --> 00:01:34,679
Speaker 3: she's nine, no, ten, going on fifty four, and yeah,

28
00:01:34,720 --> 00:01:37,920
Speaker 3: so it was honestly, it was just a really good holiday,

29
00:01:38,480 --> 00:01:41,920
Speaker 3: kind of like breaking weekend and yep, so I mean

30
00:01:41,920 --> 00:01:42,520
Speaker 3: it was perfect.

31
00:01:42,520 --> 00:01:43,080
Speaker 2: What about you.

32
00:01:43,560 --> 00:01:45,080
Speaker 1: I remember when I used to leave the house on

33
00:01:45,120 --> 00:01:49,960
Speaker 1: New Year's Eve, put on shoes that were open and

34
00:01:50,600 --> 00:01:54,600
Speaker 1: tides and do my hair. Yeah, those days are gone.

35
00:01:54,680 --> 00:01:56,840
Speaker 1: I love not leaving the house. So we've started a

36
00:01:56,840 --> 00:01:59,160
Speaker 1: new tradition where every New Year's Eve, I have this

37
00:01:59,200 --> 00:02:02,640
Speaker 1: group of friends. We do camping in July, fourth of

38
00:02:02,720 --> 00:02:04,560
Speaker 1: July and then we do New Year's Eve together. Those

39
00:02:04,560 --> 00:02:07,360
Speaker 1: are our two holidays and so that we always switch.

40
00:02:07,760 --> 00:02:10,239
Speaker 1: Like the location. This year, we went down to one

41
00:02:10,240 --> 00:02:14,760
Speaker 1: of the couple's houses on and Asbray Park, New Jersey,

42
00:02:14,800 --> 00:02:17,440
Speaker 1: which is right on the boardwalk and it's a really

43
00:02:17,480 --> 00:02:19,840
Speaker 1: cute little old town. It kind of reminds me of

44
00:02:19,880 --> 00:02:21,799
Speaker 1: the South because all the houses are like big, kind

45
00:02:21,840 --> 00:02:24,440
Speaker 1: of colonial style, I mean, right in the beach. Not

46
00:02:24,480 --> 00:02:26,080
Speaker 1: that we were on the beach, but just had a

47
00:02:26,080 --> 00:02:30,639
Speaker 1: good time. We just played games and watched my girl Mariah.

48
00:02:31,080 --> 00:02:34,679
Speaker 1: Oh yeah, that's all I know, It's all. This is

49
00:02:34,720 --> 00:02:36,720
Speaker 1: all old news. But you guys know we've been gone

50
00:02:36,720 --> 00:02:40,080
Speaker 1: for a while. No, I had a great Christmas. We

51
00:02:40,080 --> 00:02:43,560
Speaker 1: were in Wisconsin, I know, doing things. We were, it

52
00:02:43,600 --> 00:02:46,160
Speaker 1: was it snowed. It was like a perfect little white Christmas.

53
00:02:46,240 --> 00:02:48,520
Speaker 1: It was nice because I don't know about you, but

54
00:02:49,120 --> 00:02:51,920
Speaker 1: well you have the the fortune of having like family

55
00:02:52,000 --> 00:02:55,960
Speaker 1: in the same state as your fiance. But you know,

56
00:02:56,000 --> 00:02:58,720
Speaker 1: we're all over the place, Georgia, New York and Wisconsin.

57
00:02:58,840 --> 00:03:01,880
Speaker 1: So this year my mom's year, and I was quite

58
00:03:01,919 --> 00:03:03,840
Speaker 1: happy because you know, I didn't do very well last year,

59
00:03:03,919 --> 00:03:06,680
Speaker 1: not going home for I was like a big baby.

60
00:03:08,160 --> 00:03:11,760
Speaker 1: So it was really good to see her and I

61
00:03:11,760 --> 00:03:13,360
Speaker 1: I'm not going to brag, but I got her the

62
00:03:13,360 --> 00:03:16,600
Speaker 1: most amazing Christmas gift. You think, I've never been more excited.

63
00:03:16,600 --> 00:03:19,760
Speaker 1: So I bought this in August. I got her tickets. So,

64
00:03:19,919 --> 00:03:22,000
Speaker 1: first of all, backstory, When I was ten, my parents

65
00:03:22,080 --> 00:03:25,040
Speaker 1: got divorced. This was like how in the mid nineties,

66
00:03:25,639 --> 00:03:27,480
Speaker 1: and who was like the biggest diva singer in the

67
00:03:27,520 --> 00:03:30,960
Speaker 1: midnight besides Mariah and Whitney. It was Celine Dion and

68
00:03:31,000 --> 00:03:33,400
Speaker 1: my mom and I were like obsessed with Selene Dion.

69
00:03:33,560 --> 00:03:35,720
Speaker 1: She was like the soundtrack to the divorce and like

70
00:03:35,800 --> 00:03:38,560
Speaker 1: female empowerment afterward, and we would like cruise around in

71
00:03:38,560 --> 00:03:43,560
Speaker 1: the minivan and listen to Selene and anyway, so she went,

72
00:03:43,720 --> 00:03:46,240
Speaker 1: she's coming back to Vegas. She's back in Vegas this year.

73
00:03:46,280 --> 00:03:48,080
Speaker 1: So I got my mom and I tickets to go

74
00:03:48,160 --> 00:03:51,080
Speaker 1: see uh Seline Dion in Vegas in February.

75
00:03:51,160 --> 00:03:52,960
Speaker 2: Ooh nice.

76
00:03:53,160 --> 00:03:54,000
Speaker 1: She lost her mind.

77
00:03:54,040 --> 00:03:54,840
Speaker 2: She was so excited.

78
00:03:55,040 --> 00:03:57,760
Speaker 1: Well, she was like so excited she was she went

79
00:03:57,800 --> 00:03:59,960
Speaker 1: into shock. And I was like, you know, I was expecting, like,

80
00:04:00,280 --> 00:04:03,680
Speaker 1: oh my god, you're the best daughter brother, but she

81
00:04:03,880 --> 00:04:06,240
Speaker 1: like she did. She was like so shocked. It was

82
00:04:06,360 --> 00:04:09,320
Speaker 1: like she she got really quiet, and it was very

83
00:04:09,320 --> 00:04:10,440
Speaker 1: scary for a little bit there.

84
00:04:10,440 --> 00:04:12,280
Speaker 2: But they're like, wait a minute, now you are right.

85
00:04:13,280 --> 00:04:17,520
Speaker 1: She's like what does this mean? I think she was

86
00:04:17,560 --> 00:04:19,440
Speaker 1: too excited. She was like afraid that it meant what

87
00:04:19,520 --> 00:04:21,040
Speaker 1: she wanted it to mean. And I was like, it

88
00:04:21,080 --> 00:04:24,640
Speaker 1: means what the tickets say. It means we're going, So

89
00:04:24,800 --> 00:04:26,440
Speaker 1: that's gonna be fun. I'm excited.

90
00:04:26,680 --> 00:04:28,040
Speaker 2: Isn't it the best? Though?

91
00:04:28,040 --> 00:04:31,160
Speaker 3: When you like come up with a really great present,

92
00:04:31,360 --> 00:04:33,640
Speaker 3: not because of the expensive it or anything else, it's

93
00:04:33,680 --> 00:04:35,960
Speaker 3: just because it's like the perfect fit for the person

94
00:04:35,960 --> 00:04:36,560
Speaker 3: you're giving it to.

95
00:04:36,680 --> 00:04:37,360
Speaker 2: That's the best.

96
00:04:37,600 --> 00:04:40,880
Speaker 1: Yeah, I got really, I get like really like uh

97
00:04:41,120 --> 00:04:43,680
Speaker 1: not snotty, but like a cock not cocky, but you know,

98
00:04:43,720 --> 00:04:45,560
Speaker 1: I like feel I'm like, yeah, I got it this year.

99
00:04:45,600 --> 00:04:47,400
Speaker 1: This year, I did it. Did a good job. You know,

100
00:04:47,880 --> 00:04:51,240
Speaker 1: there's always like the off years. But yeah, I'm super stoked.

101
00:04:51,560 --> 00:04:54,400
Speaker 1: She deserves it, she said, she's a good lady. We're

102
00:04:54,400 --> 00:04:56,720
Speaker 1: gonna have fun. We're gonna cry. We're already crying. We're

103
00:04:56,760 --> 00:04:59,760
Speaker 1: watching YouTube videos of it, like, oh, going back.

104
00:05:00,400 --> 00:05:02,479
Speaker 2: I just looked down Mandy and I forgot my ring.

105
00:05:02,600 --> 00:05:02,960
Speaker 2: Darn it.

106
00:05:03,560 --> 00:05:05,080
Speaker 1: So how do you got your ring? Where?

107
00:05:05,640 --> 00:05:06,599
Speaker 2: Oh? No?

108
00:05:06,600 --> 00:05:09,599
Speaker 3: No, So last night I washed my hair and like

109
00:05:09,680 --> 00:05:11,360
Speaker 3: I was like watching it, and it kept getting to

110
00:05:11,440 --> 00:05:13,239
Speaker 3: have locks, you know, and it kept getting like snagged

111
00:05:13,240 --> 00:05:15,760
Speaker 3: on my locks, I said, and I literally like, never

112
00:05:15,800 --> 00:05:17,400
Speaker 3: take it off. So I was like, oh, I took

113
00:05:17,440 --> 00:05:18,960
Speaker 3: it off and put it on the window sill because

114
00:05:18,960 --> 00:05:20,320
Speaker 3: I was like, you know what, this is just gonna

115
00:05:20,360 --> 00:05:21,039
Speaker 3: rip up my hair.

116
00:05:21,480 --> 00:05:23,599
Speaker 1: And then when I was waiting a second, that's like

117
00:05:23,680 --> 00:05:26,720
Speaker 1: the beginning of a really terrible comedy movie, is when

118
00:05:26,720 --> 00:05:29,600
Speaker 1: she puts the engagement ring on a windowsill.

119
00:05:30,400 --> 00:05:32,000
Speaker 3: No, but at the house obviously, because you know, I

120
00:05:32,000 --> 00:05:33,840
Speaker 3: was watching my hair in my own shower. And then

121
00:05:33,920 --> 00:05:35,960
Speaker 3: last night when I got into bed, I said, oh, babe,

122
00:05:36,000 --> 00:05:37,800
Speaker 3: I should get up. I forgot my ring on the windowsill.

123
00:05:38,040 --> 00:05:39,760
Speaker 3: He was like, it's on the windowsill. It's fine, don't

124
00:05:39,760 --> 00:05:40,360
Speaker 3: worry about it.

125
00:05:40,720 --> 00:05:43,119
Speaker 1: Of course, it's on a windowsill. Anything could happen.

126
00:05:43,760 --> 00:05:45,679
Speaker 2: And then I woke up, of course, and I forgot,

127
00:05:46,120 --> 00:05:47,520
Speaker 2: and I went I taped them.

128
00:05:47,920 --> 00:05:50,479
Speaker 3: I was on ABC seven this morning taping about like

129
00:05:50,560 --> 00:05:51,599
Speaker 3: credit tips or whatever.

130
00:05:51,920 --> 00:05:54,599
Speaker 2: Forgot the ring. I just looked down still forgot. I said,

131
00:05:54,600 --> 00:05:56,080
Speaker 2: this is why I like taking it off.

132
00:05:57,480 --> 00:05:59,560
Speaker 1: Yeah, I learned early on you do not take it off.

133
00:05:59,600 --> 00:06:00,960
Speaker 1: I used to put it in my pocket when I

134
00:06:01,080 --> 00:06:03,600
Speaker 1: wash my hands, and and then I would have these

135
00:06:03,839 --> 00:06:05,680
Speaker 1: moments of terror when I looked down in my hands

136
00:06:05,680 --> 00:06:06,920
Speaker 1: and it wasn't there, and I was like, oh my god,

137
00:06:06,920 --> 00:06:08,640
Speaker 1: the ring isn't there. Word I put it in. It's lost.

138
00:06:08,640 --> 00:06:10,360
Speaker 1: It's lost. Oh my god, it's gonna be some Oh

139
00:06:10,360 --> 00:06:11,200
Speaker 1: it's in my pocket.

140
00:06:11,240 --> 00:06:13,440
Speaker 3: Oh yeah, I'm gonna have to figure out how to

141
00:06:13,480 --> 00:06:15,960
Speaker 3: wash my hair with the ring because I'm like now,

142
00:06:16,000 --> 00:06:18,080
Speaker 3: I'm like, Tiffany, You're never gonna remember when you I

143
00:06:18,120 --> 00:06:20,760
Speaker 3: need to, like wright on my hand, do not forget

144
00:06:20,800 --> 00:06:22,839
Speaker 3: to take the ring off the window sill in the

145
00:06:22,839 --> 00:06:25,960
Speaker 3: bathroom because I was like, I.

146
00:06:25,920 --> 00:06:27,080
Speaker 2: Should have never listened to Superman.

147
00:06:27,160 --> 00:06:29,640
Speaker 3: Now I'm on TV just flashing my bare hand like

148
00:06:29,720 --> 00:06:30,640
Speaker 3: I'm available.

149
00:06:31,880 --> 00:06:32,240
Speaker 1: Please.

150
00:06:34,480 --> 00:06:35,480
Speaker 2: That's exactly what he said.

151
00:06:35,520 --> 00:06:40,200
Speaker 1: He was like, girl, bye, that's what happens when you're

152
00:06:40,200 --> 00:06:45,200
Speaker 1: not man. If that were the case, everyone will be good. Yeah,

153
00:06:45,240 --> 00:06:46,479
Speaker 1: you gotta put it on. You just have to like

154
00:06:46,600 --> 00:06:48,520
Speaker 1: learn to do like it used to bother me when

155
00:06:48,520 --> 00:06:51,159
Speaker 1: I slept too. But I'm I just I will everything

156
00:06:51,160 --> 00:06:53,640
Speaker 1: I take off of my person I lose, So I'm

157
00:06:53,680 --> 00:06:56,359
Speaker 1: not leaving it to chance. Although I did add it

158
00:06:56,400 --> 00:06:59,640
Speaker 1: to my renter's insurance policy just in case. So if

159
00:06:59,680 --> 00:07:00,360
Speaker 1: even that.

160
00:07:00,400 --> 00:07:02,840
Speaker 2: Yet, yeah, we need so I don't even think about that.

161
00:07:08,520 --> 00:07:08,920
Speaker 2: All right.

162
00:07:09,000 --> 00:07:13,600
Speaker 3: So I'm super excited because I got my first sponsored

163
00:07:13,760 --> 00:07:18,040
Speaker 3: opportunity for the impending wedding slash. I don't know elopement,

164
00:07:18,120 --> 00:07:20,680
Speaker 3: because y'all know I'm not trying to I'm not thin

165
00:07:21,120 --> 00:07:23,720
Speaker 3: to have some big old wedding. But so I want

166
00:07:23,760 --> 00:07:26,520
Speaker 3: to go to Justice of the Piece like this month

167
00:07:26,600 --> 00:07:29,320
Speaker 3: or next month. And but I do want to have

168
00:07:29,360 --> 00:07:32,560
Speaker 3: some sort of reception, like some sort of like Sunday

169
00:07:32,600 --> 00:07:35,800
Speaker 3: brunch where I can wear my dress again sometime in

170
00:07:35,800 --> 00:07:37,440
Speaker 3: the spring, not because I really don't like cool weather.

171
00:07:37,920 --> 00:07:41,280
Speaker 3: And so I met this young woman named Andrea. She

172
00:07:41,440 --> 00:07:43,840
Speaker 3: has a brand called Pantora Bridle.

173
00:07:45,480 --> 00:07:48,560
Speaker 2: Right, yes, she's really young, but so dope.

174
00:07:48,600 --> 00:07:51,559
Speaker 3: She actually just got married last year and her stuff

175
00:07:51,600 --> 00:07:54,360
Speaker 3: is amazing. And so I met her at the Kotier Retreat,

176
00:07:54,920 --> 00:07:57,360
Speaker 3: which is hosted by Munoluchi Bridle.

177
00:07:57,440 --> 00:07:58,280
Speaker 2: They do it every year.

178
00:07:58,280 --> 00:08:01,160
Speaker 3: I think it's their thirty year and it's a retreat

179
00:08:01,240 --> 00:08:04,760
Speaker 3: for wedding professionals who service brides of color and so

180
00:08:04,840 --> 00:08:07,280
Speaker 3: it's great and I was a speaker two years in

181
00:08:07,320 --> 00:08:09,720
Speaker 3: a row and it's just been it was amazing.

182
00:08:09,720 --> 00:08:12,160
Speaker 2: And I met Andrea there. We became cool.

183
00:08:12,360 --> 00:08:14,280
Speaker 3: And when she saw that, I got engaged because she

184
00:08:14,280 --> 00:08:17,240
Speaker 3: actually met Superman on the retreat because I brought him

185
00:08:17,240 --> 00:08:21,440
Speaker 3: both times as like my guest, and so she actually

186
00:08:21,440 --> 00:08:25,440
Speaker 3: Andrea actually got engaged at at the at the retreat

187
00:08:25,440 --> 00:08:28,040
Speaker 3: in the Bahamas, that's where it was in twenty fifteen.

188
00:08:28,120 --> 00:08:30,240
Speaker 3: She got engaged, surprise, engaged there. So it was just

189
00:08:30,240 --> 00:08:33,480
Speaker 3: really beautiful and so as a result, she'said, oh my god,

190
00:08:33,480 --> 00:08:35,480
Speaker 3: you're engaged, you know, let me hook you up with

191
00:08:35,520 --> 00:08:40,079
Speaker 3: a dress. And I said, I mean, okay, so that's happening.

192
00:08:40,120 --> 00:08:41,200
Speaker 3: So I'm excited to time.

193
00:08:41,240 --> 00:08:42,679
Speaker 1: Mean, is she gonna make you one or do you

194
00:08:42,679 --> 00:08:44,600
Speaker 1: get to just pick one out? I don't know.

195
00:08:44,760 --> 00:08:47,200
Speaker 3: Honestly, I don't know. I don't I think I'm gonna Honestly,

196
00:08:47,240 --> 00:08:49,120
Speaker 3: I think I get to borrow one, whatever it is,

197
00:08:49,120 --> 00:08:51,280
Speaker 3: because honestly, I don't necessarily want to keep some dress

198
00:08:51,320 --> 00:08:52,199
Speaker 3: forever and ever and ever.

199
00:08:52,640 --> 00:08:54,440
Speaker 2: I'm not all that sentimental, as you can tell.

200
00:08:54,840 --> 00:08:57,560
Speaker 1: So she's me either, thank you. My mom's like, aren't

201
00:08:57,600 --> 00:08:59,680
Speaker 1: you in a dryer bouquet? I'm like, who the mom?

202
00:09:00,000 --> 00:09:02,040
Speaker 1: I had all three of your bouquets and where did

203
00:09:02,040 --> 00:09:02,319
Speaker 1: that get?

204
00:09:04,880 --> 00:09:05,080
Speaker 2: Right?

205
00:09:05,360 --> 00:09:08,079
Speaker 3: So, but I'm excited because I mean, I don't obviously

206
00:09:08,120 --> 00:09:11,320
Speaker 3: she's gonna fit it to my body. So because she's like,

207
00:09:11,360 --> 00:09:13,560
Speaker 3: you know, we can do something for your elopement and

208
00:09:13,600 --> 00:09:16,199
Speaker 3: then we can like like tailor rich for something a

209
00:09:16,240 --> 00:09:19,200
Speaker 3: little bit different that same dress or something like that

210
00:09:19,240 --> 00:09:21,600
Speaker 3: for your for the actual like reception slash, you know,

211
00:09:21,679 --> 00:09:23,719
Speaker 3: like kind of official wedding in the spring. So I'm

212
00:09:23,760 --> 00:09:26,200
Speaker 3: just excited because that's like one major thing off my

213
00:09:27,240 --> 00:09:28,319
Speaker 3: off my plate.

214
00:09:28,440 --> 00:09:29,800
Speaker 2: My yeah, that's the.

215
00:09:29,880 --> 00:09:33,640
Speaker 1: Least that's that's awesome because you don't mean to tell

216
00:09:33,679 --> 00:09:37,920
Speaker 1: you what a horrible experience that was, but that's awesome.

217
00:09:38,000 --> 00:09:39,640
Speaker 1: So do you have to like what instagram at or

218
00:09:39,679 --> 00:09:43,960
Speaker 1: something or give her a shout out? What's there's contract?

219
00:09:43,679 --> 00:09:44,599
Speaker 2: Honestly, there hasn't been it.

220
00:09:44,720 --> 00:09:46,720
Speaker 3: She just was like, I would love to, like, you know,

221
00:09:46,840 --> 00:09:49,240
Speaker 3: let you borrow something where And I was like, okay,

222
00:09:49,559 --> 00:09:51,320
Speaker 3: I mean I'm assuming, you know, I'm sure when I

223
00:09:51,360 --> 00:09:53,320
Speaker 3: go to go try on dresses, I'll do like a

224
00:09:53,360 --> 00:09:54,959
Speaker 3: whole you know thing about it.

225
00:09:55,200 --> 00:09:56,119
Speaker 2: It's on social.

226
00:09:55,880 --> 00:09:59,960
Speaker 1: Media of her idle dot com.

227
00:10:00,360 --> 00:10:02,000
Speaker 3: Yes, and remember I told you about her when you

228
00:10:02,000 --> 00:10:03,920
Speaker 3: were looking for dresses and you were looking for dresses

229
00:10:03,920 --> 00:10:06,760
Speaker 3: for women with curves. And I was like, well, you know,

230
00:10:06,840 --> 00:10:10,880
Speaker 3: I've seen the women that she's dressed and they're all beautiful, brown,

231
00:10:10,960 --> 00:10:14,680
Speaker 3: curvy women because she herself is a woman of color,

232
00:10:14,679 --> 00:10:17,120
Speaker 3: although Andrew is pretty thin, but still like, she's a

233
00:10:17,120 --> 00:10:20,120
Speaker 3: woman of color. So she just really understands like, Okay,

234
00:10:20,480 --> 00:10:22,880
Speaker 3: this is how you're built and you're beautiful, and let's

235
00:10:22,960 --> 00:10:26,040
Speaker 3: enhance that. And so all her dresses actually really celebrate

236
00:10:26,080 --> 00:10:27,840
Speaker 3: curves rather than downplay them.

237
00:10:27,840 --> 00:10:29,120
Speaker 2: That's what I love about her stuff.

238
00:10:29,559 --> 00:10:32,080
Speaker 1: Gotcha. Yeah, I found the perfect dress, but it just

239
00:10:32,120 --> 00:10:34,400
Speaker 1: took way longer than it should have. So bless her,

240
00:10:34,440 --> 00:10:36,959
Speaker 1: bless anybody like her. Smart lady.

241
00:10:37,480 --> 00:10:37,720
Speaker 2: Yeah.

242
00:10:37,800 --> 00:10:41,280
Speaker 3: So yeah, that's the like adventures of wedding hood. I think, honestly,

243
00:10:41,320 --> 00:10:43,080
Speaker 3: if we do do justice of the peace. I was thinking,

244
00:10:43,120 --> 00:10:46,080
Speaker 3: like just to be corny, maybe like Valentine's Day weekend

245
00:10:46,240 --> 00:10:46,880
Speaker 3: or like, you know.

246
00:10:47,200 --> 00:10:52,360
Speaker 1: It's a corny why not I So I was just

247
00:10:52,400 --> 00:10:54,120
Speaker 1: like it might be busy, but you know.

248
00:10:54,120 --> 00:10:55,280
Speaker 2: I know right, that's what I was thinking.

249
00:10:55,320 --> 00:10:56,760
Speaker 3: So I had to call City Hall and be like

250
00:10:56,840 --> 00:10:58,400
Speaker 3: so because I was like, you know, I would love

251
00:10:58,400 --> 00:11:00,800
Speaker 3: to wear a pretty dress, get my face downe put

252
00:11:00,800 --> 00:11:03,120
Speaker 3: my hair up in a bun like looking super cute.

253
00:11:03,120 --> 00:11:05,160
Speaker 3: So I mean, I do want pictures and stuff. I

254
00:11:05,240 --> 00:11:07,280
Speaker 3: just don't want the huge fanfare.

255
00:11:07,440 --> 00:11:10,160
Speaker 1: It's it's almost it just sounds so romantic, just the

256
00:11:10,200 --> 00:11:13,160
Speaker 1: two of you, you know, and a judge and you're

257
00:11:13,240 --> 00:11:16,160
Speaker 1: just you know, declaring your love for each other. Do

258
00:11:16,160 --> 00:11:17,920
Speaker 1: you think you're going to be nervous?

259
00:11:19,000 --> 00:11:21,960
Speaker 3: I don't know, I think so honestly. Now you just

260
00:11:22,040 --> 00:11:23,920
Speaker 3: never know how you're going to react until you get there.

261
00:11:24,840 --> 00:11:27,079
Speaker 1: I'm constantly I'm in, well, this is what happened. I

262
00:11:27,160 --> 00:11:29,200
Speaker 1: knew it was going to happen after the new year.

263
00:11:29,240 --> 00:11:31,600
Speaker 1: I knew that everything was going to get real real

264
00:11:31,679 --> 00:11:35,080
Speaker 1: because you know, the wedding is coming up first week

265
00:11:35,120 --> 00:11:37,360
Speaker 1: of April, and but in my mind, April is the

266
00:11:37,360 --> 00:11:39,600
Speaker 1: fourth month. So I've been thinking, I have four months.

267
00:11:39,679 --> 00:11:41,560
Speaker 1: Do you know that's dumb because I only have three.

268
00:11:42,280 --> 00:11:45,960
Speaker 1: You only have three months. Invitations hadn't been sent out.

269
00:11:46,080 --> 00:11:47,640
Speaker 1: I just had it in my mind I was going

270
00:11:47,679 --> 00:11:51,400
Speaker 1: to do everything in the new year. And but you know,

271
00:11:51,760 --> 00:11:55,880
Speaker 1: the the I'm prepared, like I've got all the big stuff,

272
00:11:55,880 --> 00:11:57,959
Speaker 1: and I'm like very organized and happy, and I've been

273
00:11:58,400 --> 00:12:00,839
Speaker 1: I just called the venue last week and I negotiated

274
00:12:00,880 --> 00:12:04,200
Speaker 1: down the price of our liquor, and I negotiated some

275
00:12:04,640 --> 00:12:08,480
Speaker 1: freebies or giving us like free center pieces, and that's nice.

276
00:12:09,000 --> 00:12:10,920
Speaker 1: I just started looking at my my wedding budget and

277
00:12:10,960 --> 00:12:13,520
Speaker 1: I was like, something's got to give, and some places

278
00:12:13,559 --> 00:12:18,120
Speaker 1: so we are. We hired a really expensive photographer and

279
00:12:18,120 --> 00:12:21,800
Speaker 1: he charges like crazy. He's like insane for his videography

280
00:12:21,840 --> 00:12:25,360
Speaker 1: fees or like five thousand dollars. So Savannah happens to

281
00:12:25,559 --> 00:12:29,080
Speaker 1: be the home of a art school called Savannah College

282
00:12:29,080 --> 00:12:29,760
Speaker 1: of Art and Design.

283
00:12:30,120 --> 00:12:32,880
Speaker 2: OKAYCAD hasn't heard of it.

284
00:12:33,200 --> 00:12:35,080
Speaker 1: Yeah, there's it's a it's it's a pretty well known

285
00:12:35,160 --> 00:12:37,000
Speaker 1: art school. And there's one in Atlanta too, and a

286
00:12:37,000 --> 00:12:39,600
Speaker 1: branch of it in Atlanta. But I a while back,

287
00:12:39,640 --> 00:12:40,840
Speaker 1: I had it in my mind, you know, if we

288
00:12:40,880 --> 00:12:43,560
Speaker 1: can't afford a real photographer, I'll just, you know, maybe

289
00:12:43,600 --> 00:12:45,840
Speaker 1: we'll reach out to someone at SCAD. I put up

290
00:12:45,880 --> 00:12:48,800
Speaker 1: a posting on the SCAD career website and it didn't

291
00:12:48,880 --> 00:12:50,840
Speaker 1: It wasn't so hard. I just had to like submit

292
00:12:50,880 --> 00:12:53,480
Speaker 1: it for approval. And I was just seeking, you know,

293
00:12:53,600 --> 00:12:58,800
Speaker 1: amateur videographer photographer students. And I got some resumes back,

294
00:12:58,800 --> 00:13:00,320
Speaker 1: but I didn't think anything about it. So I went

295
00:13:00,360 --> 00:13:02,959
Speaker 1: and I dug them all all the old emails, and

296
00:13:03,080 --> 00:13:06,160
Speaker 1: I actually found this young woman who's twenty two and

297
00:13:06,160 --> 00:13:09,120
Speaker 1: she's from the Dominican Republic, which is the first like hello,

298
00:13:09,280 --> 00:13:14,160
Speaker 1: light bulb. Yeah, because E's family is Dominican and.

299
00:13:14,080 --> 00:13:16,960
Speaker 3: So she's gonna get the nuances and like, oh okay, okay, okay,

300
00:13:16,920 --> 00:13:19,439
Speaker 3: I get nimbly them to speak to people and speak.

301
00:13:19,200 --> 00:13:21,840
Speaker 1: Like them, yeah, and make them comfortable and you know.

302
00:13:22,080 --> 00:13:25,160
Speaker 1: And so I saw some of her work and she's

303
00:13:25,200 --> 00:13:28,640
Speaker 1: done like some film and then her fiance. I talked

304
00:13:28,679 --> 00:13:31,000
Speaker 1: to her and realized her fiance is a film student

305
00:13:31,040 --> 00:13:33,719
Speaker 1: in Atlanta. So they are like, they offered to do

306
00:13:33,840 --> 00:13:36,480
Speaker 1: all of our video for just free because we're helping

307
00:13:36,520 --> 00:13:38,600
Speaker 1: them build up their portfolio, like they actually want to

308
00:13:38,600 --> 00:13:41,880
Speaker 1: do it. So we're saving like thousands of dollars. And

309
00:13:41,240 --> 00:13:43,880
Speaker 1: I know, and I know it's a gamble and everyone's like,

310
00:13:44,440 --> 00:13:46,880
Speaker 1: you know, you don't know what they're gonna do. They're students,

311
00:13:47,160 --> 00:13:49,960
Speaker 1: but I do know how hard people work when they

312
00:13:50,160 --> 00:13:52,880
Speaker 1: want their portfolio to look good. And I also know

313
00:13:52,960 --> 00:13:55,640
Speaker 1: that I don't really like My favorite thing growing up

314
00:13:55,679 --> 00:13:58,360
Speaker 1: watching home videos was like the jankiness of them. Yeah,

315
00:13:58,360 --> 00:14:00,800
Speaker 1: like I love the fuzziness. I love the you know,

316
00:14:00,960 --> 00:14:03,640
Speaker 1: the shaky camera and like all the you know, the

317
00:14:03,840 --> 00:14:06,040
Speaker 1: dark whatever. It's just it's just fun to watch them.

318
00:14:06,040 --> 00:14:08,640
Speaker 1: And I kind of I don't want my wedding video.

319
00:14:08,760 --> 00:14:10,920
Speaker 1: Like if you go on YouTube and watch the kinds

320
00:14:10,920 --> 00:14:13,840
Speaker 1: of wedding videos like my photographer is done and others have,

321
00:14:14,160 --> 00:14:16,480
Speaker 1: it's like a they turn it into like a music

322
00:14:16,640 --> 00:14:19,440
Speaker 1: video and it's like they all have the same like

323
00:14:19,640 --> 00:14:24,000
Speaker 1: Ed Shearing song in the background, and I just want

324
00:14:24,040 --> 00:14:26,800
Speaker 1: to I just want to see Grandma dancing, and like,

325
00:14:26,960 --> 00:14:28,400
Speaker 1: you know, I just want to see all the fun

326
00:14:28,440 --> 00:14:30,040
Speaker 1: moments like as they happen, not.

327
00:14:30,920 --> 00:14:33,120
Speaker 2: You know, alternate and polish.

328
00:14:33,320 --> 00:14:35,400
Speaker 1: Yeah that's what I mean, not so polish, so.

329
00:14:35,800 --> 00:14:38,760
Speaker 3: No, but honestly, like that's I think that that's super

330
00:14:38,800 --> 00:14:41,040
Speaker 3: smart because ultimately nobody cares about your wedding video.

331
00:14:41,080 --> 00:14:42,840
Speaker 2: But you like your friends really don't care.

332
00:14:43,240 --> 00:14:45,640
Speaker 1: They really know. No one's gonna watch a six minute

333
00:14:45,680 --> 00:14:48,040
Speaker 1: video with Edge Shearon in the background if all these

334
00:14:48,680 --> 00:14:50,840
Speaker 1: fading in and out and hear the shoes hanging from

335
00:14:50,840 --> 00:14:52,000
Speaker 1: a tree brand and hear.

336
00:14:54,400 --> 00:14:58,120
Speaker 2: A book of poems like nobody. I only think I'm

337
00:14:58,120 --> 00:15:00,320
Speaker 2: looking forward to myself. I'm like, where's me there? I

338
00:15:00,320 --> 00:15:05,360
Speaker 2: am okay, I don't care anymore. That's literally it. Oh well,

339
00:15:05,400 --> 00:15:06,000
Speaker 2: there was something.

340
00:15:06,040 --> 00:15:07,720
Speaker 3: Oh so you know, we have to talk about your

341
00:15:07,800 --> 00:15:12,400
Speaker 3: old employer and the slip that was heard around the

342
00:15:12,400 --> 00:15:15,120
Speaker 3: Twitter universe and was kind of hilarious.

343
00:15:15,520 --> 00:15:20,800
Speaker 1: Congratulations on that pivot. That was like an amazing segue. Yeah,

344
00:15:20,840 --> 00:15:23,680
Speaker 1: I awoke two days ago. See all everyone knows I

345
00:15:23,720 --> 00:15:26,400
Speaker 1: used to work at Yahoo. Yes, and if you don't know,

346
00:15:26,680 --> 00:15:28,720
Speaker 1: now you know, now you speaking.

347
00:15:28,720 --> 00:15:32,280
Speaker 4: That was a good segue because so for those of

348
00:15:32,280 --> 00:15:35,280
Speaker 4: you who know Biggie what he says after that, if

349
00:15:35,280 --> 00:15:38,160
Speaker 4: you don't know, now you know, there's a word after

350
00:15:38,200 --> 00:15:41,840
Speaker 4: that that Yahoo's accidentally I'm not gonna say, of course

351
00:15:41,920 --> 00:15:46,160
Speaker 4: the hell out no right that Yahoo put So they

352
00:15:46,280 --> 00:15:50,600
Speaker 4: were supposed to say something like Donald Trump believes that

353
00:15:50,760 --> 00:15:52,880
Speaker 4: a bigger navy would.

354
00:15:52,680 --> 00:15:54,120
Speaker 2: Like I don't know, it would be better.

355
00:15:54,160 --> 00:15:57,520
Speaker 1: Trump wants a bigger navy is what they should have said,

356
00:15:58,400 --> 00:16:01,000
Speaker 1: and bless the heart of the social media person, but

357
00:16:01,040 --> 00:16:02,960
Speaker 1: the N is right by the B on the keyboard,

358
00:16:03,040 --> 00:16:05,120
Speaker 1: and they accidentally hit N and they did not read

359
00:16:05,160 --> 00:16:07,120
Speaker 1: over their work and it went out to the universe.

360
00:16:07,440 --> 00:16:11,680
Speaker 3: So instead of bigger navy, just switch out an end

361
00:16:11,800 --> 00:16:16,800
Speaker 3: and that's what they put out. Black Twitter had I mean,

362
00:16:16,880 --> 00:16:19,400
Speaker 3: to a black Twitter's credit, they could have been like,

363
00:16:19,480 --> 00:16:22,400
Speaker 3: you know, they really didn't even really drag Yahoo. What

364
00:16:22,440 --> 00:16:26,240
Speaker 3: they did was they turned that they turned into a hashtag.

365
00:16:26,320 --> 00:16:29,160
Speaker 3: So they turned they turned we're just gonna say bigger navy.

366
00:16:29,440 --> 00:16:31,920
Speaker 3: So they turned bigger navy with an N into a

367
00:16:31,960 --> 00:16:36,760
Speaker 3: hashtag and went and it was huh, last funny.

368
00:16:37,000 --> 00:16:38,560
Speaker 1: I laughed when I saw it. I had so many

369
00:16:38,560 --> 00:16:40,920
Speaker 1: text when I woke up, and my two my two

370
00:16:40,960 --> 00:16:43,080
Speaker 1: friends who are always like my you know, they're always

371
00:16:43,080 --> 00:16:46,080
Speaker 1: like debating politics and music and TV on, we have

372
00:16:46,120 --> 00:16:48,560
Speaker 1: like a group text and they were really upset. They're like,

373
00:16:48,600 --> 00:16:50,640
Speaker 1: this is just you know, they should have known when

374
00:16:50,680 --> 00:16:52,880
Speaker 1: checks how many editors saw this? And I was like,

375
00:16:52,880 --> 00:16:55,840
Speaker 1: you guys, it was a typo like and I know

376
00:16:55,880 --> 00:16:59,160
Speaker 1: that I do know the person really well. Who did

377
00:16:59,200 --> 00:17:01,160
Speaker 1: the social media who to us the social media post?

378
00:17:01,200 --> 00:17:05,119
Speaker 1: And I know how it works there anybody and you

379
00:17:05,119 --> 00:17:07,240
Speaker 1: know this was Yahoo Finance in particular, where I worked,

380
00:17:07,240 --> 00:17:09,560
Speaker 1: and anybody has access to the system that sends out

381
00:17:09,560 --> 00:17:11,880
Speaker 1: tweets and there's no checks and balances, there is no

382
00:17:12,080 --> 00:17:14,280
Speaker 1: editing of the tweets, and there should be, yes, but

383
00:17:15,119 --> 00:17:16,719
Speaker 1: when you have a bunch of people in the kitchen,

384
00:17:16,920 --> 00:17:18,760
Speaker 1: you know the mistakes are bound to happen. It just

385
00:17:18,960 --> 00:17:20,959
Speaker 1: is insane that it was this.

386
00:17:21,240 --> 00:17:22,800
Speaker 2: It was like nice word and.

387
00:17:22,760 --> 00:17:26,080
Speaker 1: A Trump about and a tweet about Trump, And at

388
00:17:26,119 --> 00:17:27,919
Speaker 1: this time in our history.

389
00:17:27,600 --> 00:17:29,600
Speaker 3: I was like this, That's why I said to give

390
00:17:29,680 --> 00:17:32,920
Speaker 3: black Twitter credit. It wasn't really even like a dragging

391
00:17:33,080 --> 00:17:38,800
Speaker 3: of They turned it into just this hilarious hashtag of

392
00:17:39,040 --> 00:17:41,600
Speaker 3: if black people, if there was a black people maybe

393
00:17:42,720 --> 00:17:45,800
Speaker 3: what what that would be like? Like you know, like

394
00:17:45,880 --> 00:17:51,600
Speaker 3: just stereotypical blackness, like half the Navy can't get their

395
00:17:51,600 --> 00:17:52,320
Speaker 3: hair wet.

396
00:17:53,600 --> 00:17:55,080
Speaker 2: Walking around.

397
00:17:55,359 --> 00:17:59,720
Speaker 3: I was like, honestly, look, look, look, look this is

398
00:17:59,760 --> 00:18:05,360
Speaker 3: another one hashtag the Navy hashtag navy in quotes, they're

399
00:18:05,359 --> 00:18:08,479
Speaker 3: sending me to Korea black moms. Well, until I get

400
00:18:08,520 --> 00:18:12,840
Speaker 3: career parents number, you're not going nowhere. So it was

401
00:18:12,880 --> 00:18:15,960
Speaker 3: just a lot of just like you know, like stereotypical

402
00:18:16,000 --> 00:18:18,880
Speaker 3: but fun, you know how like, well, because I'm Nigerian,

403
00:18:18,960 --> 00:18:21,720
Speaker 3: so with my Nigerian friends, we have these things that

404
00:18:21,760 --> 00:18:23,760
Speaker 3: we say, oh, you know, our parents do this, our

405
00:18:23,760 --> 00:18:26,479
Speaker 3: parents do that, so you know, you know, amongst black folks,

406
00:18:26,800 --> 00:18:30,520
Speaker 3: there's stuff that were like, you know, that's obviously across

407
00:18:30,520 --> 00:18:33,480
Speaker 3: the board. Everyone doesn't do this, but it's something that

408
00:18:33,560 --> 00:18:36,320
Speaker 3: you know, it's it's common in our community, and it's

409
00:18:36,400 --> 00:18:39,760
Speaker 3: become like a fun joke amongst us, and that's what

410
00:18:39,800 --> 00:18:41,360
Speaker 3: it turned into totally.

411
00:18:41,520 --> 00:18:43,960
Speaker 1: And you know what it wasn't It wasn't meant with

412
00:18:44,000 --> 00:18:46,680
Speaker 1: any intentional racism either. That's why I just like muted

413
00:18:46,720 --> 00:18:49,720
Speaker 1: that group texts. I'm like, you get mad about legitimate

414
00:18:49,720 --> 00:18:51,600
Speaker 1: things that are out there that are racist in the media.

415
00:18:51,640 --> 00:18:55,040
Speaker 1: This was literally the world's most unfortunate typo that was

416
00:18:55,119 --> 00:18:58,119
Speaker 1: not anywhere near as bad as the other media f

417
00:18:58,240 --> 00:19:00,320
Speaker 1: up last week, which I want to talk about quick.

418
00:19:01,359 --> 00:19:05,520
Speaker 1: So apparently the Washington Post has like an insert it

419
00:19:05,680 --> 00:19:07,479
Speaker 1: that it gives out maybe it like gives it out

420
00:19:07,480 --> 00:19:09,400
Speaker 1: in the subway or like on the streets or whatever

421
00:19:09,480 --> 00:19:12,320
Speaker 1: called wah what is it, WAPO Express or something like

422
00:19:12,359 --> 00:19:17,040
Speaker 1: that they put so the day after the inaugural, after

423
00:19:17,720 --> 00:19:21,760
Speaker 1: Voldemort is sworn in as president, which there's gonna be

424
00:19:21,800 --> 00:19:24,800
Speaker 1: a march on Washington for women, a women's march. It's

425
00:19:24,840 --> 00:19:28,960
Speaker 1: been organized for months now anyway, So the front page

426
00:19:28,960 --> 00:19:31,760
Speaker 1: of this like insert was supposed to be celebrating the

427
00:19:31,760 --> 00:19:34,520
Speaker 1: women's march, and it was, like, it's a graphic and

428
00:19:34,560 --> 00:19:36,199
Speaker 1: you just have to google it. It's a graphic of

429
00:19:36,720 --> 00:19:40,600
Speaker 1: like hundreds of women who are like women protesters from

430
00:19:40,680 --> 00:19:43,320
Speaker 1: far away, standing in the formation of what should be

431
00:19:43,400 --> 00:19:46,840
Speaker 1: the women's horoscope symbol or the women's like what do

432
00:19:46,920 --> 00:19:50,800
Speaker 1: you call it? That symbol for like women women? Yeah,

433
00:19:50,800 --> 00:19:52,439
Speaker 1: I don't know. It's it like a zodiac or what.

434
00:19:52,520 --> 00:19:52,879
Speaker 3: I don't know.

435
00:19:52,880 --> 00:19:54,280
Speaker 2: I don't know. Yeah, but I know what you mean.

436
00:19:54,480 --> 00:20:02,720
Speaker 1: Yeah, except it's the male symbol. Talk about getting by editors,

437
00:20:02,760 --> 00:20:05,680
Speaker 1: Are you kidding? Someone had to go someone. I can

438
00:20:05,680 --> 00:20:07,880
Speaker 1: just picture the graphics guy and be like, yeah, what's

439
00:20:07,880 --> 00:20:09,720
Speaker 1: the women's symbol. Let's look it up real quick, and

440
00:20:09,760 --> 00:20:12,560
Speaker 1: then you have to get the symbol physically, put the

441
00:20:12,560 --> 00:20:14,600
Speaker 1: little women in all the different shapes of the symbol,

442
00:20:14,600 --> 00:20:16,560
Speaker 1: and the whole time it's the wrong damn symbol.

443
00:20:16,800 --> 00:20:22,359
Speaker 4: Yeah, it's just funny Women's march that so many eyes

444
00:20:22,400 --> 00:20:24,320
Speaker 4: can see something and not really see it.

445
00:20:24,960 --> 00:20:27,639
Speaker 1: Yeah, I think, you know, it's just like a you know,

446
00:20:27,720 --> 00:20:31,240
Speaker 1: shit happens. Yeah, I've made so many mistakes as a journalist.

447
00:20:31,320 --> 00:20:34,680
Speaker 1: I can't even I really can't judge at all. I

448
00:20:35,040 --> 00:20:39,159
Speaker 1: I you know, I've I've literally written story, you know,

449
00:20:39,160 --> 00:20:41,680
Speaker 1: a story about someone who was lying about everything he said.

450
00:20:42,840 --> 00:20:46,040
Speaker 1: So I cannot. It's a difficult job, but it's still,

451
00:20:46,400 --> 00:20:48,959
Speaker 1: you know, we need to do better. We always can

452
00:20:49,000 --> 00:20:52,399
Speaker 1: be doing better all ways, all of the time. And

453
00:20:52,400 --> 00:21:02,439
Speaker 1: that's just a reminder of it, I guess, a funny one.

454
00:21:03,960 --> 00:21:06,840
Speaker 3: So this is just one other thing. Tonight, I was

455
00:21:06,880 --> 00:21:08,880
Speaker 3: like scrolling through my timeline and I realized, tonight it's

456
00:21:08,880 --> 00:21:13,639
Speaker 3: the Golden Globes and apparently, according to huff Post Black Voices,

457
00:21:13,720 --> 00:21:18,680
Speaker 3: it's the most racially diverse show in their seventy four

458
00:21:18,760 --> 00:21:19,840
Speaker 3: years of existence.

459
00:21:20,320 --> 00:21:22,240
Speaker 1: This is like night and day from last year.

460
00:21:22,680 --> 00:21:23,000
Speaker 2: I know.

461
00:21:23,119 --> 00:21:29,080
Speaker 3: So it's like Easa Rey, there's the women from Hidden Figures.

462
00:21:29,320 --> 00:21:33,359
Speaker 1: Today. I literally went to see it today. That was

463
00:21:33,400 --> 00:21:35,320
Speaker 1: my win for today was going to be like black

464
00:21:35,359 --> 00:21:38,120
Speaker 1: film because twenty sixteen, if one thing it did right

465
00:21:38,280 --> 00:21:40,320
Speaker 1: was black film and just film in general. There was

466
00:21:40,359 --> 00:21:43,560
Speaker 1: so much diversity in film inclusiveness and film this year. Yes,

467
00:21:44,040 --> 00:21:47,280
Speaker 1: from Ava du Verney with Queen Sugar and then the

468
00:21:47,320 --> 00:21:51,680
Speaker 1: amazing documentary Thirteenth to Moonlight to Loving Hidden Figures, which

469
00:21:51,680 --> 00:21:53,080
Speaker 1: I've been waiting to see you and I've been talking

470
00:21:53,119 --> 00:21:56,160
Speaker 1: about it forever, and I finally I've tried to see

471
00:21:56,160 --> 00:21:58,359
Speaker 1: it on Friday and yesterday and it kept selling out

472
00:21:58,480 --> 00:22:01,000
Speaker 1: like here in Jersey City, and I was like, this

473
00:22:01,040 --> 00:22:03,760
Speaker 1: movie must be good. I'm like excited, but I'm also like, damn, y'all.

474
00:22:04,240 --> 00:22:06,200
Speaker 1: It's one of those they changed. It's the seats where

475
00:22:06,240 --> 00:22:07,840
Speaker 1: you get to reserve your seat so you can buy

476
00:22:07,840 --> 00:22:10,240
Speaker 1: them at advance. So anyway, finally went to go Seat

477
00:22:10,280 --> 00:22:13,200
Speaker 1: at two pm on a Sunday and it was really good.

478
00:22:13,280 --> 00:22:15,720
Speaker 1: It was like it was everything you wanted, but I was,

479
00:22:16,320 --> 00:22:18,600
Speaker 1: it was everything you wanted in like a historical picture

480
00:22:18,680 --> 00:22:22,879
Speaker 1: about real women who broke barriers. But I was, I'm like,

481
00:22:23,160 --> 00:22:24,919
Speaker 1: I only I've only been in Jersey City for a

482
00:22:24,920 --> 00:22:26,760
Speaker 1: week now, but I really like feel the people of

483
00:22:26,800 --> 00:22:29,840
Speaker 1: New Jersey because people in the audience were loving it.

484
00:22:29,880 --> 00:22:33,119
Speaker 1: They were clapping, they were snapping. They were like being like,

485
00:22:33,160 --> 00:22:39,480
Speaker 1: oh no, she didn't. Welcome to Jersey reminds me of Atlanta.

486
00:22:38,760 --> 00:22:40,520
Speaker 2: But so expressive Jersey.

487
00:22:41,320 --> 00:22:43,960
Speaker 1: Afterward the credits roll, people were laughing. I mean people

488
00:22:44,000 --> 00:22:47,400
Speaker 1: were clapping, like and I started clapping and I was crying,

489
00:22:47,600 --> 00:22:50,320
Speaker 1: and my fiance is like, what's happening?

490
00:22:50,960 --> 00:22:52,440
Speaker 2: Welcome to Jersey.

491
00:22:52,920 --> 00:22:57,439
Speaker 3: Jersey is like the Italy of the United States, you know,

492
00:22:57,480 --> 00:22:59,399
Speaker 3: like Italians. Well, the first time went to Italy and

493
00:22:59,440 --> 00:23:01,760
Speaker 3: I saw people speaking in real life, I said, wait.

494
00:23:02,680 --> 00:23:03,960
Speaker 2: They really do speak like that.

495
00:23:04,080 --> 00:23:07,040
Speaker 3: Like all the passion and the emotion and the you know,

496
00:23:07,119 --> 00:23:09,760
Speaker 3: like all of that and that's Jersey. Just all of

497
00:23:09,800 --> 00:23:12,399
Speaker 3: this passion and emotion, you know, just for you know,

498
00:23:13,280 --> 00:23:15,800
Speaker 3: for whatever reason, the movies driving whatever.

499
00:23:16,480 --> 00:23:19,280
Speaker 1: So yeah, I think you're about I really feel, you know,

500
00:23:19,320 --> 00:23:21,639
Speaker 1: I love it here. We we just moved in like

501
00:23:21,800 --> 00:23:24,440
Speaker 1: the day before New Year's so this is our first

502
00:23:24,440 --> 00:23:28,000
Speaker 1: weekend like actually in our apartment, and like the whole weekend,

503
00:23:28,520 --> 00:23:31,200
Speaker 1: and I've been googling trying to like learn more about

504
00:23:31,200 --> 00:23:34,320
Speaker 1: the neighborhood. And I didn't realize. Excuse me. I did

505
00:23:34,359 --> 00:23:36,280
Speaker 1: realize because we went to dinner one night the first

506
00:23:36,280 --> 00:23:38,680
Speaker 1: weekend we were here, and I like to look around

507
00:23:38,720 --> 00:23:41,120
Speaker 1: at a restaurant and see how diverse the crowd ISCAU.

508
00:23:41,119 --> 00:23:43,320
Speaker 1: I feel like that's a good example of like you know,

509
00:23:43,440 --> 00:23:45,119
Speaker 1: like a burger place. That's a good example of the

510
00:23:45,160 --> 00:23:49,200
Speaker 1: neighborhood is like and I saw so many different races

511
00:23:49,200 --> 00:23:51,239
Speaker 1: and ethnicities and I was awesome. And then I went

512
00:23:51,280 --> 00:23:53,200
Speaker 1: back and actually looked it up and Jersey City has

513
00:23:53,280 --> 00:23:55,840
Speaker 1: one of the YEP, it is one of the single

514
00:23:55,880 --> 00:23:59,439
Speaker 1: most diverse places in the country. Like yes, it's like

515
00:23:59,640 --> 00:24:03,399
Speaker 1: such a like a perfect mixture. It's like thirty percent white,

516
00:24:03,400 --> 00:24:07,600
Speaker 1: twenty seven percent African American, like twenty something percent Asian,

517
00:24:07,920 --> 00:24:10,040
Speaker 1: I mean Latino. And then the Asians, and there's a

518
00:24:10,119 --> 00:24:14,320
Speaker 1: huge there's a huge Indian population, a huge Filipino population,

519
00:24:14,520 --> 00:24:17,879
Speaker 1: and I just like, I feel like I've arrived in

520
00:24:17,920 --> 00:24:21,000
Speaker 1: the perfect little, just melting pot of land that I

521
00:24:21,040 --> 00:24:24,440
Speaker 1: wish it were always like this, But yeah, I'm really excited.

522
00:24:25,119 --> 00:24:27,840
Speaker 3: No, you're right, Like it's honestly, Jersey City is very,

523
00:24:27,920 --> 00:24:32,320
Speaker 3: very very diverse. Yeah, so you're just in a great space.

524
00:24:32,359 --> 00:24:34,680
Speaker 3: I mean, because it's right outside New York. They've got

525
00:24:34,880 --> 00:24:37,560
Speaker 3: great restaurants, it's right.

526
00:24:37,520 --> 00:24:41,080
Speaker 2: By me, it is, so it's just great.

527
00:24:41,440 --> 00:24:42,800
Speaker 1: You know where to find me now, I.

528
00:24:42,920 --> 00:24:44,320
Speaker 2: Know, can't you hear me?

529
00:24:44,359 --> 00:24:47,720
Speaker 1: Now? Quality of life has improved. I have to say.

530
00:24:47,760 --> 00:24:51,359
Speaker 1: We have a dishwasher, yes, a laundry machine. Can I

531
00:24:51,400 --> 00:24:54,200
Speaker 1: get an aah? Man, I've done so many loads of laundry.

532
00:24:54,240 --> 00:24:56,560
Speaker 1: And not only that, but it's our commute to work

533
00:24:56,600 --> 00:24:59,280
Speaker 1: is like cut in half now, which is just improving

534
00:24:59,280 --> 00:25:00,840
Speaker 1: my life in so many.

535
00:25:00,640 --> 00:25:03,880
Speaker 3: Right, if people don't realize that, it's so crazy that honestly,

536
00:25:04,040 --> 00:25:06,520
Speaker 3: you can live in New York and live in Jersey

537
00:25:06,680 --> 00:25:09,800
Speaker 3: and get to Midtown Way faster in Jersey depending on

538
00:25:09,840 --> 00:25:10,640
Speaker 3: where you live in New York.

539
00:25:10,680 --> 00:25:13,520
Speaker 1: You know, absolutely it's it's faster. Well, It's kind of

540
00:25:13,560 --> 00:25:15,720
Speaker 1: like I call it the Astoria of Jersey because I

541
00:25:15,760 --> 00:25:17,280
Speaker 1: lived in a Story of Queens which is on the

542
00:25:17,280 --> 00:25:20,440
Speaker 1: other side of the East River and across from Manhattan,

543
00:25:20,440 --> 00:25:22,159
Speaker 1: which was the same thing. I was like five stops

544
00:25:22,160 --> 00:25:24,760
Speaker 1: from Manhattan, and now I'm on the across the Hudson

545
00:25:24,880 --> 00:25:27,960
Speaker 1: River on the west and I'm like two stops into

546
00:25:27,960 --> 00:25:30,920
Speaker 1: Manhattan from Jersey City. And so long as the Path

547
00:25:31,000 --> 00:25:34,040
Speaker 1: train knock on wood does not, you know, f up,

548
00:25:34,119 --> 00:25:36,120
Speaker 1: then everything is golden. Everything is great.

549
00:25:36,480 --> 00:25:37,720
Speaker 2: Yeah, the Path Train is bay.

550
00:25:38,160 --> 00:25:40,560
Speaker 1: So I'm glad the New Year's after a good start.

551
00:25:40,560 --> 00:25:42,880
Speaker 1: We haven't even talked about the Liberature Challenge yet.

552
00:25:43,240 --> 00:25:44,679
Speaker 2: I know, do you want to make that?

553
00:25:45,119 --> 00:25:45,919
Speaker 1: How have we made it?

554
00:25:46,440 --> 00:25:48,720
Speaker 2: I know, let's let's make that. Let's make that tips.

555
00:25:48,720 --> 00:25:50,639
Speaker 2: How about that? We'll just do tips, credit tips.

556
00:25:50,720 --> 00:25:53,720
Speaker 1: I actually have the perfect question if you guys. Yeah,

557
00:25:53,720 --> 00:25:55,879
Speaker 1: if you stick around for the question segments, it'll go

558
00:25:56,000 --> 00:25:59,359
Speaker 1: right perfectly with the Literature Challenge. It's about credit.

559
00:25:59,440 --> 00:26:01,680
Speaker 3: So let's do some boosting or some braking. You want

560
00:26:01,680 --> 00:26:03,040
Speaker 3: a boost, you want a break.

561
00:26:03,320 --> 00:26:05,199
Speaker 1: Well, we kind of already did my break, so I'm

562
00:26:05,240 --> 00:26:06,840
Speaker 1: going to do a boost. So my break was going

563
00:26:06,880 --> 00:26:08,240
Speaker 1: to be I have a boost and a break just

564
00:26:08,280 --> 00:26:10,479
Speaker 1: in case I come prepared. So the break was going

565
00:26:10,560 --> 00:26:15,199
Speaker 1: to be wedding planning, which is just getting you know.

566
00:26:15,280 --> 00:26:17,080
Speaker 1: We got their invitations last night and I was so

567
00:26:17,119 --> 00:26:19,600
Speaker 1: excited and we realized they gave us, you know, they

568
00:26:19,680 --> 00:26:21,720
Speaker 1: it was a cool feature. I used minted dot com

569
00:26:21,720 --> 00:26:23,240
Speaker 1: and I had all these coupon codes and I saved

570
00:26:23,240 --> 00:26:25,960
Speaker 1: a lot of money on them. But they, for some

571
00:26:26,040 --> 00:26:30,240
Speaker 1: reason sent us triple the number of addresses that already

572
00:26:30,240 --> 00:26:33,720
Speaker 1: had the I mean sorry, tripled the number of envelopes

573
00:26:34,400 --> 00:26:35,800
Speaker 1: we needed. And I was like, oh, there's so many

574
00:26:35,800 --> 00:26:39,119
Speaker 1: extra envelopes. And but I ordered them with the addresses

575
00:26:39,160 --> 00:26:41,480
Speaker 1: printed on them of all my people that I'm sending

576
00:26:41,520 --> 00:26:43,320
Speaker 1: them to, which saved us so much time. It was

577
00:26:43,359 --> 00:26:45,680
Speaker 1: supposed to save us so much time, but I didn't

578
00:26:45,760 --> 00:26:48,399
Speaker 1: realize that they had They had done duplicates, so we

579
00:26:48,480 --> 00:26:51,960
Speaker 1: had three we had three of the same envelope. I

580
00:26:52,000 --> 00:26:54,840
Speaker 1: just gave my fiance half of the envelopes and I

581
00:26:54,840 --> 00:26:56,280
Speaker 1: gave myself the other half, and I was like, you

582
00:26:56,280 --> 00:26:58,680
Speaker 1: stuff these, I'm stuff in these. And we brought them

583
00:26:58,680 --> 00:27:00,840
Speaker 1: together and I was like, wait, we ran of we

584
00:27:01,240 --> 00:27:04,119
Speaker 1: have not enough envelopes for the number of invitations, like

585
00:27:04,119 --> 00:27:07,359
Speaker 1: what's happening here and realize we had just stuffed the

586
00:27:07,359 --> 00:27:11,080
Speaker 1: same dame and then we had ites. Is like such

587
00:27:11,080 --> 00:27:13,359
Speaker 1: a nightmare. We had to go back and figure out,

588
00:27:13,480 --> 00:27:15,880
Speaker 1: you know who had one of Some people had three

589
00:27:16,000 --> 00:27:19,040
Speaker 1: envelopes and something like two and like, oh, just you know.

590
00:27:19,119 --> 00:27:21,479
Speaker 2: My already I have a headache.

591
00:27:21,720 --> 00:27:23,359
Speaker 1: He's like, where are you so stressed? I'm like, you

592
00:27:23,359 --> 00:27:27,639
Speaker 1: don't understand. I was supposed to be so simple.

593
00:27:27,680 --> 00:27:31,800
Speaker 2: I know, can it be all so simple that yeah, yeah,

594
00:27:31,800 --> 00:27:33,320
Speaker 2: I haven't sang for you and ride you know you

595
00:27:33,400 --> 00:27:35,760
Speaker 2: miss it? Well, I'm gonna boost.

596
00:27:36,280 --> 00:27:41,400
Speaker 3: Go ahead, I'm gonna boost getting help because I have

597
00:27:42,040 --> 00:27:45,000
Speaker 3: One of my stresses used to be laundry, because I

598
00:27:45,040 --> 00:27:50,200
Speaker 3: don't know for three people, super Girl is ten, Superman

599
00:27:50,520 --> 00:27:53,359
Speaker 3: is you know my age thirty six, thirty seven, I

600
00:27:53,359 --> 00:27:56,159
Speaker 3: don't know. I mean, I'm like, so are we changing

601
00:27:56,200 --> 00:27:57,879
Speaker 3: clothes midday every day? I don't know why we have

602
00:27:57,920 --> 00:28:01,959
Speaker 3: so much laundry every we so much And it just

603
00:28:01,960 --> 00:28:04,400
Speaker 3: got to be so stressful because it would take me hours.

604
00:28:04,640 --> 00:28:07,320
Speaker 2: Like I in plus two. I'm the type of person when.

605
00:28:07,200 --> 00:28:09,040
Speaker 3: I get in a role or I want to keep

606
00:28:09,119 --> 00:28:11,080
Speaker 3: doing work until like, you know, like if I can

607
00:28:11,160 --> 00:28:12,439
Speaker 3: do a block of an hour or two, but if

608
00:28:12,480 --> 00:28:15,359
Speaker 3: I'm doing laundry, you know, every thirty minutes you're changing

609
00:28:15,359 --> 00:28:18,440
Speaker 3: out stuff, your folds and clothes. Anyway, laundry was like

610
00:28:18,480 --> 00:28:20,919
Speaker 3: the beating of our existence, and me and Superman used

611
00:28:20,960 --> 00:28:22,680
Speaker 3: to like be like, oh, it's your turn, No, it's

612
00:28:22,680 --> 00:28:24,280
Speaker 3: your turn, or you haven't done laundry.

613
00:28:24,320 --> 00:28:25,320
Speaker 2: It's too much laundry, hunk.

614
00:28:25,440 --> 00:28:28,800
Speaker 3: So just just like maybe I want to say, a

615
00:28:28,840 --> 00:28:33,159
Speaker 3: month ago, I started sending our laundry via my personal

616
00:28:33,200 --> 00:28:35,600
Speaker 3: assistant AKA and my sister, who only comes whenever she

617
00:28:35,680 --> 00:28:37,479
Speaker 3: feels like it, because that's how baby sisters do.

618
00:28:37,560 --> 00:28:39,400
Speaker 1: That's right. We didn't get an update on on your

619
00:28:39,440 --> 00:28:40,200
Speaker 1: hiring your sister.

620
00:28:40,640 --> 00:28:43,920
Speaker 2: Yeah, girl, I love it though.

621
00:28:44,360 --> 00:28:48,560
Speaker 3: Okay, so she dropped off my laundry and when she

622
00:28:48,640 --> 00:28:51,360
Speaker 3: picked it up, it was so nicely folded my laundry plate.

623
00:28:51,400 --> 00:28:53,960
Speaker 3: So I told her call around and find the least

624
00:28:53,960 --> 00:28:55,680
Speaker 3: expensive place because I'm the budget. He said, I don't

625
00:28:55,680 --> 00:28:58,080
Speaker 3: play that, and thankfully so my laundry places actually end

626
00:28:58,200 --> 00:29:00,720
Speaker 3: up being like right next to my clean so that's

627
00:29:00,760 --> 00:29:01,960
Speaker 3: really convenient.

628
00:29:02,440 --> 00:29:04,000
Speaker 2: And you know.

629
00:29:03,960 --> 00:29:06,360
Speaker 3: I checked them under after her and it is indeed

630
00:29:06,360 --> 00:29:10,160
Speaker 3: the least expensive place in my city. And I was like,

631
00:29:10,160 --> 00:29:11,680
Speaker 3: I don't trust you because I was like, that's really

632
00:29:11,680 --> 00:29:13,200
Speaker 3: convenient that it happens to be next door.

633
00:29:13,360 --> 00:29:14,920
Speaker 2: You sure you just didn't choose it because you don't

634
00:29:14,920 --> 00:29:18,160
Speaker 2: want to do extra work. But she was right, and yeah,

635
00:29:18,280 --> 00:29:18,680
Speaker 2: it was.

636
00:29:19,080 --> 00:29:20,720
Speaker 3: First of all, what I love about them is one,

637
00:29:20,920 --> 00:29:24,680
Speaker 3: you know, obviously they washed their clothes well. Two, they

638
00:29:25,000 --> 00:29:28,240
Speaker 3: fold them so perfectly, and they like organize them so

639
00:29:28,360 --> 00:29:31,760
Speaker 3: all the towels are together, all his t shirts.

640
00:29:31,640 --> 00:29:32,480
Speaker 2: All my jeans.

641
00:29:32,680 --> 00:29:35,400
Speaker 3: I mean, because I also hate putting laundry away, but

642
00:29:35,440 --> 00:29:37,480
Speaker 3: it's like a joy to put laundry away because it's

643
00:29:37,520 --> 00:29:40,080
Speaker 3: so organized. Maybe I cried tears and joy when I

644
00:29:40,080 --> 00:29:42,080
Speaker 3: see the laundry. I'm like, I just I just want

645
00:29:42,080 --> 00:29:43,480
Speaker 3: to hug the lady, like I just want.

646
00:29:43,360 --> 00:29:44,200
Speaker 2: To say I love you.

647
00:29:44,320 --> 00:29:46,880
Speaker 3: It's just so I'm doing a brown boost for like,

648
00:29:46,920 --> 00:29:49,560
Speaker 3: you know, paying for help. I thought to myself, Oh,

649
00:29:49,840 --> 00:29:52,760
Speaker 3: this is crazy spending like fifty sixty bucks.

650
00:29:52,480 --> 00:29:56,560
Speaker 2: A month on laundry, but laundry takes me hours.

651
00:29:56,720 --> 00:29:57,680
Speaker 1: It's not crazy.

652
00:29:57,960 --> 00:30:00,640
Speaker 3: Yeah, it's just so Yeah, I'm just looking for other

653
00:30:00,680 --> 00:30:02,480
Speaker 3: little ways, you know, to make my life a little

654
00:30:02,480 --> 00:30:02,959
Speaker 3: bit easier.

655
00:30:03,000 --> 00:30:05,000
Speaker 2: So I would just want to boost to that to

656
00:30:05,080 --> 00:30:07,080
Speaker 2: actually paying for help when necessary.

657
00:30:07,720 --> 00:30:13,800
Speaker 1: Oh, that's a great boost, anything to expedite life's menial tasks. Meanwhile,

658
00:30:13,800 --> 00:30:15,880
Speaker 1: I'm still in the honeymoon phase with my laundry machine.

659
00:30:15,880 --> 00:30:18,760
Speaker 1: We'll see how long it lasts. But it's just nice

660
00:30:18,760 --> 00:30:20,320
Speaker 1: to treat my clothes right, because you don't have much

661
00:30:20,320 --> 00:30:22,160
Speaker 1: control over what they do to your stuff.

662
00:30:22,520 --> 00:30:24,360
Speaker 2: You don't send them the good. We don't send them

663
00:30:24,400 --> 00:30:24,640
Speaker 2: the good.

664
00:30:24,640 --> 00:30:26,560
Speaker 3: We only said, like, I still dry clean like all

665
00:30:26,600 --> 00:30:29,320
Speaker 3: my good stuff and anything I'm not sure about.

666
00:30:29,360 --> 00:30:30,440
Speaker 2: We do it at home.

667
00:30:30,720 --> 00:30:34,680
Speaker 3: But most of our stuff, honestly is like regular average clothes,

668
00:30:34,720 --> 00:30:36,120
Speaker 3: you know, like just kind of like I call them

669
00:30:36,120 --> 00:30:36,640
Speaker 3: play clothes.

670
00:30:36,720 --> 00:30:37,480
Speaker 2: So that's fine.

671
00:30:38,360 --> 00:30:40,840
Speaker 1: Well, I actually had a quick if you don't mind

672
00:30:41,440 --> 00:30:43,280
Speaker 1: doing an extra thing, I wanted to talk about this

673
00:30:43,360 --> 00:30:46,360
Speaker 1: Ted talk that I read because I don't for some reason,

674
00:30:46,360 --> 00:30:48,720
Speaker 1: I don't like to. I like to read the transcripts

675
00:30:48,720 --> 00:30:50,440
Speaker 1: for Ted talks instead of having to watch the whole thing.

676
00:30:50,440 --> 00:30:53,680
Speaker 1: I think it goes faster. But so I read one

677
00:30:53,920 --> 00:30:55,360
Speaker 1: this morning and I liked it a lot, and I

678
00:30:55,400 --> 00:30:57,640
Speaker 1: was going to make it a boost. So anyway, I'm stealing,

679
00:30:57,680 --> 00:30:59,880
Speaker 1: I'm doing an extra boost, so I thought it was

680
00:31:00,080 --> 00:31:02,920
Speaker 1: really it made me think. You know, I'm in a

681
00:31:02,960 --> 00:31:04,960
Speaker 1: point now where I'm getting ready to hire more people

682
00:31:05,000 --> 00:31:08,320
Speaker 1: at Magnify Money, and I've already hired a couple, and

683
00:31:09,480 --> 00:31:12,880
Speaker 1: you know, I've I've worked in at several different companies

684
00:31:12,960 --> 00:31:15,360
Speaker 1: since I moved to New York seven years ago. So

685
00:31:16,560 --> 00:31:19,360
Speaker 1: this TED talk was called givers versus Takers, I think,

686
00:31:20,000 --> 00:31:22,280
Speaker 1: and it talks about the three different or the two

687
00:31:22,360 --> 00:31:25,880
Speaker 1: different types of employees or workers. And this is probably

688
00:31:25,880 --> 00:31:28,240
Speaker 1: applicable if you're, you know, run your own business or

689
00:31:28,240 --> 00:31:31,360
Speaker 1: you work for, you know, a business itself or whatever.

690
00:31:31,960 --> 00:31:35,040
Speaker 1: But it talks about givers versus takers. And givers are

691
00:31:35,120 --> 00:31:37,320
Speaker 1: the kind of people in a work environment where they

692
00:31:37,800 --> 00:31:39,640
Speaker 1: are the first ones to say, how can I help you?

693
00:31:39,720 --> 00:31:42,480
Speaker 1: What can I do for you? What do you need?

694
00:31:43,680 --> 00:31:45,960
Speaker 1: You know, let me drop everything and show you how

695
00:31:45,960 --> 00:31:48,280
Speaker 1: I did it to help you and and support you.

696
00:31:48,800 --> 00:31:52,160
Speaker 1: And then there's the takers. And the takers, although they

697
00:31:53,560 --> 00:31:57,800
Speaker 1: can be really successful, it's because they are more likely

698
00:31:57,920 --> 00:32:00,360
Speaker 1: to ask, you know, what can you do for me?

699
00:32:00,560 --> 00:32:02,520
Speaker 1: Who's here that can help me? I need to get

700
00:32:02,560 --> 00:32:04,280
Speaker 1: something done, I need to get to the next level

701
00:32:05,400 --> 00:32:08,000
Speaker 1: and the whole it wasn't so much. I mean. One

702
00:32:08,040 --> 00:32:09,600
Speaker 1: of the interesting parts of the Ted talk is that

703
00:32:10,200 --> 00:32:13,080
Speaker 1: at the after he kind of describes givers, he says,

704
00:32:13,440 --> 00:32:16,240
Speaker 1: you know, we found that he studied thirty thousand employees

705
00:32:16,240 --> 00:32:18,640
Speaker 1: from around the world to figure out if givers or

706
00:32:18,680 --> 00:32:21,920
Speaker 1: takers are more successful. And he starts off by saying,

707
00:32:22,040 --> 00:32:25,880
Speaker 1: you know, givers, the ones who are contributing and helping

708
00:32:25,880 --> 00:32:29,920
Speaker 1: with others, are least likely to be successful financially in

709
00:32:29,960 --> 00:32:32,480
Speaker 1: their career. And then he was like, how many of

710
00:32:32,480 --> 00:32:34,760
Speaker 1: you guys in the audience would self describe as a giver?

711
00:32:35,400 --> 00:32:38,200
Speaker 1: And obviously very few people raise their hands, And he's like, yeah,

712
00:32:38,200 --> 00:32:39,640
Speaker 1: I bet you would have raised your hands if I

713
00:32:39,680 --> 00:32:43,600
Speaker 1: hadn't told you the results. Yeah, here's the twist. We

714
00:32:43,680 --> 00:32:47,160
Speaker 1: also found that givers were among the highest earning employees

715
00:32:47,560 --> 00:32:50,160
Speaker 1: through at the bottom or at the top. And he

716
00:32:50,320 --> 00:32:53,440
Speaker 1: said that the givers were more successful because they were

717
00:32:53,440 --> 00:32:56,560
Speaker 1: helping other people, but they the people who were succeeding

718
00:32:56,600 --> 00:32:59,200
Speaker 1: as givers were also learning how to be takers.

719
00:32:59,560 --> 00:33:02,320
Speaker 2: Yes, oh, Mandy, you don't understand.

720
00:33:02,320 --> 00:33:04,200
Speaker 3: When you started talking about the giver, I was thinking

721
00:33:04,200 --> 00:33:05,840
Speaker 3: to myself, if that is not me.

722
00:33:06,440 --> 00:33:08,800
Speaker 2: But this year, like I.

723
00:33:08,840 --> 00:33:13,720
Speaker 3: Finally started to learn how to also take. And I

724
00:33:13,720 --> 00:33:15,080
Speaker 3: guess I don't even like to call it take. I

725
00:33:15,080 --> 00:33:16,560
Speaker 3: guess I'd like to call it ask. But I was

726
00:33:16,600 --> 00:33:20,320
Speaker 3: the ultimate giver, Like I would deplete myself and then

727
00:33:20,480 --> 00:33:22,600
Speaker 3: you know, and then I would recharge, you.

728
00:33:22,560 --> 00:33:25,320
Speaker 2: Know, myself, and then go back and give everything away,

729
00:33:25,480 --> 00:33:26,680
Speaker 2: like over and over and over.

730
00:33:27,240 --> 00:33:29,960
Speaker 3: And this year really and maybe like a little bit

731
00:33:30,000 --> 00:33:33,440
Speaker 3: of last year, I finally started to say, Tiffany, you

732
00:33:33,520 --> 00:33:36,960
Speaker 3: have to ask for help. You have to say, hey,

733
00:33:37,440 --> 00:33:39,480
Speaker 3: you know, would you like to participate in this thing

734
00:33:39,520 --> 00:33:42,720
Speaker 3: that I'm that I'm doing without having to be like

735
00:33:42,720 --> 00:33:44,400
Speaker 3: give away the farm. Because I would be the type

736
00:33:44,440 --> 00:33:49,120
Speaker 3: to say, can you do this project or whatever in

737
00:33:49,160 --> 00:33:52,479
Speaker 3: conjunction with the budgetista in return, I'm going to give

738
00:33:52,480 --> 00:33:54,120
Speaker 3: you ten times more than what you're giving me.

739
00:33:54,160 --> 00:33:55,200
Speaker 2: That that was my normal.

740
00:33:55,480 --> 00:33:57,920
Speaker 3: But I stopped doing that because I found that a

741
00:33:57,920 --> 00:34:00,720
Speaker 3: lot of people wanted to work with me just to

742
00:34:00,760 --> 00:34:02,520
Speaker 3: work with me, that I did not have to give

743
00:34:02,560 --> 00:34:06,560
Speaker 3: away everything, you know. And so I'm learning that because

744
00:34:06,560 --> 00:34:09,080
Speaker 3: it's hard, because I like as a I think I

745
00:34:09,200 --> 00:34:13,080
Speaker 3: was telling my my friend Cabrel, he's like one of

746
00:34:13,080 --> 00:34:16,200
Speaker 3: my confidants, and I was telling him that one of

747
00:34:16,239 --> 00:34:21,160
Speaker 3: my character flaws is I always play small personally, not professionally,

748
00:34:21,160 --> 00:34:25,000
Speaker 3: but for Tiffany, Like twenty sixteen, big year for the Budgetista,

749
00:34:25,160 --> 00:34:27,960
Speaker 3: small year for Tiffany. And it's because I, you know,

750
00:34:28,000 --> 00:34:31,160
Speaker 3: I was like really asking myself why, and I really

751
00:34:31,200 --> 00:34:34,400
Speaker 3: trace it back to me being like sort of like

752
00:34:34,400 --> 00:34:37,040
Speaker 3: a middle child and a big family and always learning

753
00:34:37,080 --> 00:34:38,279
Speaker 3: to be over accommodating.

754
00:34:38,520 --> 00:34:40,800
Speaker 1: What do you mean small year for Tiffany.

755
00:34:41,080 --> 00:34:45,120
Speaker 3: Meaning small year for myself, as like looking after myself,

756
00:34:45,239 --> 00:34:47,400
Speaker 3: not like you know, I mean I got engaged and that,

757
00:34:47,520 --> 00:34:50,160
Speaker 3: but meaning as far as doing for me, like I

758
00:34:51,080 --> 00:34:54,040
Speaker 3: stopped exercising, you know, more than halfway throughout the year,

759
00:34:54,480 --> 00:34:56,919
Speaker 3: I wasn't taking time for myself. I was working seven

760
00:34:57,000 --> 00:34:59,760
Speaker 3: days a week, like a small year for looking after

761
00:35:00,280 --> 00:35:02,520
Speaker 3: me personally, because I was taking care of.

762
00:35:02,520 --> 00:35:04,280
Speaker 2: The budget Nista and everyone else.

763
00:35:05,960 --> 00:35:07,759
Speaker 3: But at first I didn't think that, because I thought

764
00:35:07,800 --> 00:35:10,040
Speaker 3: to myself, that's not true. You do a lot for you, No, No,

765
00:35:10,080 --> 00:35:12,080
Speaker 3: I do a lot for my business. The Budgetista is

766
00:35:12,080 --> 00:35:16,040
Speaker 3: not Tiffany, you know, And I thought, okay, you know

767
00:35:16,160 --> 00:35:18,719
Speaker 3: that I had not really taken time for self care

768
00:35:19,000 --> 00:35:19,839
Speaker 3: like I like to read.

769
00:35:19,920 --> 00:35:22,160
Speaker 2: I used to read Avidlea. I can't remember the last

770
00:35:22,160 --> 00:35:23,560
Speaker 2: time I fully read a book. I don't have time.

771
00:35:23,600 --> 00:35:26,200
Speaker 2: I don't have time. But that's a Tiffany thing. I

772
00:35:26,280 --> 00:35:26,799
Speaker 2: like to walk.

773
00:35:26,960 --> 00:35:28,439
Speaker 3: When's the last time I took a walk. I don't

774
00:35:28,480 --> 00:35:31,960
Speaker 3: have time because the budgetista needs this. That's a Tiffany thing.

775
00:35:32,040 --> 00:35:35,600
Speaker 3: And so I found myself scaling back on things that

776
00:35:35,680 --> 00:35:39,799
Speaker 3: I enjoyed as Tiffany in order to surge forward things professionally,

777
00:35:39,880 --> 00:35:44,560
Speaker 3: and then also looking after those people around me. And yeah,

778
00:35:44,600 --> 00:35:47,080
Speaker 3: I told myself twenty seventeen, really, for me, it's gonna

779
00:35:47,080 --> 00:35:49,960
Speaker 3: be the year of living big and stop telling myself

780
00:35:50,000 --> 00:35:53,880
Speaker 3: I can't do for myself. And you know, because like

781
00:35:53,880 --> 00:35:54,880
Speaker 3: I said, honestly, I'm.

782
00:35:54,760 --> 00:35:56,320
Speaker 2: A natural gift. I always attracted.

783
00:35:56,360 --> 00:35:58,359
Speaker 3: Like one of the things the reasons why I life

784
00:35:58,400 --> 00:36:00,360
Speaker 3: Superman so much and love him so much such is

785
00:36:00,360 --> 00:36:02,759
Speaker 3: that for the first time, I'm actually with a giver.

786
00:36:03,640 --> 00:36:06,600
Speaker 3: I've never been with a giver a giver. Typically, givers

787
00:36:06,800 --> 00:36:09,520
Speaker 3: attract other takers and you let them take from you

788
00:36:09,600 --> 00:36:11,520
Speaker 3: until you have nothing left and then you break up.

789
00:36:12,320 --> 00:36:14,280
Speaker 2: But he's a giver, and it's so weird.

790
00:36:14,400 --> 00:36:16,319
Speaker 3: At first, it was this weird tug of war like no,

791
00:36:16,320 --> 00:36:18,040
Speaker 3: no you have this, No you have it, No you haven't,

792
00:36:20,040 --> 00:36:21,560
Speaker 3: And it would be so weird because neither one of

793
00:36:21,600 --> 00:36:24,760
Speaker 3: us knew how to concede and say I receive.

794
00:36:25,840 --> 00:36:29,160
Speaker 2: You know, it would be so weird talking about it.

795
00:36:30,400 --> 00:36:32,160
Speaker 3: No, but meaning like like you know, like it could

796
00:36:32,160 --> 00:36:34,000
Speaker 3: be something like as simple as like oh, you know,

797
00:36:34,400 --> 00:36:35,080
Speaker 3: i'll buy dinner.

798
00:36:35,080 --> 00:36:37,160
Speaker 2: No, i'll buy dinner. Well, I'll I'll make dinner. Well,

799
00:36:37,160 --> 00:36:39,560
Speaker 2: I'll do the dishes, well, I'll do the laundry, you know.

800
00:36:39,760 --> 00:36:42,160
Speaker 3: And so it's it was this weird like tip me,

801
00:36:42,239 --> 00:36:44,040
Speaker 3: allow this man to give to you, And I used

802
00:36:44,080 --> 00:36:45,920
Speaker 3: to have to teach him, you know, allow me to

803
00:36:46,960 --> 00:36:50,319
Speaker 3: do for you. So yeah, like that that whole I

804
00:36:50,320 --> 00:36:53,000
Speaker 3: think a lot of women fall into that giver giver category.

805
00:36:53,080 --> 00:36:53,919
Speaker 2: I know that I did.

806
00:36:54,320 --> 00:36:56,759
Speaker 3: And you know, this year I told myself, like every year,

807
00:36:56,800 --> 00:36:59,080
Speaker 3: I give myself a theme for the year, and my

808
00:36:59,160 --> 00:37:01,920
Speaker 3: theme really for this is to live big, you know,

809
00:37:02,640 --> 00:37:07,480
Speaker 3: meaning to be okay with accepting and to purposefully do

810
00:37:07,600 --> 00:37:10,560
Speaker 3: for myself. Like I after the Liverature challenge, which we'll

811
00:37:10,560 --> 00:37:12,960
Speaker 3: talk about later, is over, I want to go away,

812
00:37:13,120 --> 00:37:15,120
Speaker 3: And I said I was gonna I said, well, you know,

813
00:37:15,160 --> 00:37:17,120
Speaker 3: I don't want to be away too long because the business,

814
00:37:17,200 --> 00:37:20,040
Speaker 3: and so I think I'll just go someplace domestically for

815
00:37:20,200 --> 00:37:22,640
Speaker 3: like two days. And I'm like, Tiffany, I like, what

816
00:37:22,680 --> 00:37:24,359
Speaker 3: the heck are you just never going to travel again?

817
00:37:24,400 --> 00:37:26,279
Speaker 3: And you're never gonna I said, where do you really

818
00:37:26,320 --> 00:37:27,960
Speaker 3: want to go, Tiffany? I really want to go to

819
00:37:28,040 --> 00:37:30,680
Speaker 3: Santerini and I want Superman to come with me. I said,

820
00:37:30,680 --> 00:37:33,200
Speaker 3: then you're going, because like what are we waiting on

821
00:37:33,320 --> 00:37:35,160
Speaker 3: until I'm eighty and I have like one leg and

822
00:37:35,800 --> 00:37:37,759
Speaker 3: then I finally can slow down. So I'm going to

823
00:37:37,800 --> 00:37:41,000
Speaker 3: go to Santorini, Greece, which is like my favorite place

824
00:37:41,000 --> 00:37:44,399
Speaker 3: in the world. First week in February. I deserve it.

825
00:37:44,640 --> 00:37:46,400
Speaker 3: If I can't find it on sale, I'm still going

826
00:37:46,480 --> 00:37:48,520
Speaker 3: to go, because that's another thing I do I do

827
00:37:48,600 --> 00:37:50,400
Speaker 3: to myself, like I'm.

828
00:37:50,239 --> 00:37:50,759
Speaker 2: Still gonna go.

829
00:37:50,840 --> 00:37:53,080
Speaker 3: I actually have travel money saved up that I never

830
00:37:53,320 --> 00:37:56,840
Speaker 3: use because typically people if I travel somewhere, they'll they'll

831
00:37:56,880 --> 00:37:58,040
Speaker 3: they'll pay for me to speak.

832
00:37:58,239 --> 00:37:59,920
Speaker 2: So I'll just make that into a mini vacation.

833
00:38:00,120 --> 00:38:03,200
Speaker 3: But yeah, I just think, like it's such a hard

834
00:38:03,239 --> 00:38:06,439
Speaker 3: thing sometimes to switch because you know, especially as women,

835
00:38:06,440 --> 00:38:09,840
Speaker 3: we've been taught them. When you take, that's bad, that's selfish,

836
00:38:09,880 --> 00:38:12,360
Speaker 3: that's you're You're not a good.

837
00:38:12,160 --> 00:38:13,239
Speaker 2: Person if you take.

838
00:38:13,920 --> 00:38:17,520
Speaker 3: And you know, good people give and you never ask

839
00:38:17,600 --> 00:38:19,799
Speaker 3: and you never receive, and you should live the life

840
00:38:19,840 --> 00:38:21,960
Speaker 3: of a martyr. And that's how I was living. And

841
00:38:22,080 --> 00:38:25,680
Speaker 3: I was not happy. Honestly, I was not unhappy, but

842
00:38:25,719 --> 00:38:28,080
Speaker 3: it was this weird gray area where I was like, Tiviny,

843
00:38:28,080 --> 00:38:30,319
Speaker 3: are you happy? And I'm like, I don't h well,

844
00:38:30,320 --> 00:38:33,759
Speaker 3: what does that mean? I couldn't tell you. I was like,

845
00:38:33,800 --> 00:38:35,680
Speaker 3: I don't know. I feel this weird kind of like

846
00:38:35,760 --> 00:38:37,759
Speaker 3: I guess I don't you know. I'm like, well, when's

847
00:38:37,760 --> 00:38:41,040
Speaker 3: the last time you were like, Okay, I'm happy. And

848
00:38:41,080 --> 00:38:44,560
Speaker 3: it's been a while, you know, like for myself personally,

849
00:38:44,640 --> 00:38:47,920
Speaker 3: because I had not looked after myself, but twenty seventeen,

850
00:38:48,719 --> 00:38:52,040
Speaker 3: so y'all messaging me all day in my Facebook inbox.

851
00:38:52,840 --> 00:38:53,560
Speaker 2: I love y'all.

852
00:38:53,719 --> 00:38:55,160
Speaker 3: But that's why I started the group so you can

853
00:38:55,200 --> 00:38:57,640
Speaker 3: get your questions answered there, because I don't want to

854
00:38:57,719 --> 00:39:00,759
Speaker 3: kill myself in an effort to be of service that

855
00:39:01,160 --> 00:39:04,040
Speaker 3: I can decide what service looks like with that guilt,

856
00:39:04,239 --> 00:39:04,520
Speaker 3: you know.

857
00:39:05,640 --> 00:39:08,919
Speaker 1: Yeah, I think that I think that the key there

858
00:39:09,040 --> 00:39:12,720
Speaker 1: is that you can still give while also taking for yourself.

859
00:39:12,760 --> 00:39:14,200
Speaker 1: And I think that that's something that's helped me a

860
00:39:14,200 --> 00:39:16,520
Speaker 1: lot in my career and at times hurt me a lot.

861
00:39:16,520 --> 00:39:19,879
Speaker 1: In my career. I've definitely switched. I've got I've gone

862
00:39:19,920 --> 00:39:23,640
Speaker 1: from being too giving to being too taky, and you know,

863
00:39:23,800 --> 00:39:26,399
Speaker 1: and being like the selfish one. And sometimes you kind

864
00:39:26,400 --> 00:39:28,239
Speaker 1: of have to do that and you know, put your

865
00:39:28,239 --> 00:39:31,080
Speaker 1: blinders on and just sort of be selfish and and

866
00:39:31,160 --> 00:39:33,920
Speaker 1: take whatever you need from something, and then you have

867
00:39:34,000 --> 00:39:36,120
Speaker 1: to sort of like get back and shift back and forth.

868
00:39:36,120 --> 00:39:39,000
Speaker 1: So I'm not I'm not perfect in any any one direction.

869
00:39:39,040 --> 00:39:41,640
Speaker 1: I'm not even gonna try, but I think that it

870
00:39:41,680 --> 00:39:42,880
Speaker 1: was just I don't know, it just really struck a

871
00:39:42,960 --> 00:39:44,520
Speaker 1: chord me. It definitely struck a chord with you. So

872
00:39:44,520 --> 00:39:45,680
Speaker 1: you should go watch the tent Talk.

873
00:39:46,239 --> 00:39:48,360
Speaker 3: I should stand it or like put it in the

874
00:39:48,440 --> 00:39:50,360
Speaker 3: things it because I'm like, oh my gosh, that is

875
00:39:50,840 --> 00:39:53,160
Speaker 3: I just don't want to be like eighty years old, Like, dang, girl,

876
00:39:53,760 --> 00:39:55,880
Speaker 3: when's the last time you did anything for yourself, like

877
00:39:56,080 --> 00:39:58,840
Speaker 3: truly for yourself, not for yourself by way of business

878
00:39:58,960 --> 00:39:59,479
Speaker 3: when I give.

879
00:39:59,360 --> 00:40:02,480
Speaker 1: You tips because I'm really good at it. Like I

880
00:40:02,560 --> 00:40:05,080
Speaker 1: just bought myself Broadway tickets last night. It's like, I

881
00:40:05,080 --> 00:40:07,440
Speaker 1: feel like the last couple of years, I found out

882
00:40:07,440 --> 00:40:09,680
Speaker 1: what I like and what I value and what makes

883
00:40:09,680 --> 00:40:11,919
Speaker 1: me happy, and I just keep doing it. And it's

884
00:40:12,000 --> 00:40:15,120
Speaker 1: just like, I mean, I'm not happy, you know, blissful

885
00:40:15,120 --> 00:40:19,719
Speaker 1: all the time. I'm human, but I have That's gonna

886
00:40:19,719 --> 00:40:21,759
Speaker 1: sound terrible, but I mean not terrible, but I'm just

887
00:40:21,760 --> 00:40:24,160
Speaker 1: gonna say it. This year, I it was like the

888
00:40:24,200 --> 00:40:26,000
Speaker 1: worst year, you know, in a lot of in many

889
00:40:26,040 --> 00:40:28,440
Speaker 1: ways for the country and for future and everything like that.

890
00:40:28,480 --> 00:40:32,160
Speaker 1: But I just had so many highlights, you know, personally

891
00:40:32,239 --> 00:40:34,799
Speaker 1: and with my family and you know, my brother and

892
00:40:34,800 --> 00:40:36,200
Speaker 1: I went to London this year. I got to go

893
00:40:36,239 --> 00:40:39,759
Speaker 1: to India this year. I saw Hamilton this year. You know,

894
00:40:40,000 --> 00:40:43,680
Speaker 1: I went camping with my friends this year. I I

895
00:40:43,760 --> 00:40:45,799
Speaker 1: you know, I got started working out again.

896
00:40:45,840 --> 00:40:46,160
Speaker 2: This year.

897
00:40:46,200 --> 00:40:49,560
Speaker 1: I got certified to be a Zoomba instructor. I started

898
00:40:49,560 --> 00:40:52,680
Speaker 1: a new job. I it kind of blew my mind,

899
00:40:52,760 --> 00:40:56,839
Speaker 1: you know, this year, and I think I and in

900
00:40:56,840 --> 00:41:01,200
Speaker 1: some aspects I let some of my you know, I

901
00:41:01,320 --> 00:41:03,040
Speaker 1: you know, personally, like for the fun stuff I've been

902
00:41:03,080 --> 00:41:06,399
Speaker 1: doing a really good job. There's some goals that I've

903
00:41:06,440 --> 00:41:08,680
Speaker 1: had that I've put on the back burner because I

904
00:41:08,840 --> 00:41:11,200
Speaker 1: have been saying that I have there's you know, just

905
00:41:11,239 --> 00:41:13,040
Speaker 1: like there's too much going on right now, you know,

906
00:41:13,760 --> 00:41:15,680
Speaker 1: you know, can't normally have time to focus on that.

907
00:41:15,800 --> 00:41:17,480
Speaker 1: And I started a new job and I'm sort of

908
00:41:17,520 --> 00:41:19,960
Speaker 1: making that, you know, there's a lot of stress and

909
00:41:20,120 --> 00:41:23,960
Speaker 1: challenge around that, and I've kind of let some professional

910
00:41:24,040 --> 00:41:26,839
Speaker 1: goals of mine slip away. But one of the first

911
00:41:26,840 --> 00:41:29,640
Speaker 1: things I did last week was I got rid of

912
00:41:29,680 --> 00:41:33,160
Speaker 1: a couple of responsibilities that I've had, obligations that I

913
00:41:33,200 --> 00:41:35,840
Speaker 1: haven't been bringing me much happiness, and I've been adding

914
00:41:35,920 --> 00:41:39,520
Speaker 1: stress that have been on a volunteer basis, and I quit.

915
00:41:40,360 --> 00:41:42,360
Speaker 1: I put in my resignation for a group I'm a

916
00:41:42,400 --> 00:41:45,480
Speaker 1: part of, and it was really hard to send that

917
00:41:45,560 --> 00:41:47,480
Speaker 1: reject I even it was in my drafts for like

918
00:41:47,520 --> 00:41:49,680
Speaker 1: two days, resigning from this group that I was on

919
00:41:49,719 --> 00:41:52,600
Speaker 1: the board of. And I but I was like this,

920
00:41:52,880 --> 00:41:54,920
Speaker 1: you know, it's taking up time and it's not making

921
00:41:54,960 --> 00:41:59,000
Speaker 1: me happy doing it, and I and I'm I'm slowly

922
00:41:59,080 --> 00:42:01,160
Speaker 1: starting to like free up space for this one big

923
00:42:01,200 --> 00:42:05,240
Speaker 1: ambition I sort of have for next year Brown Ambition, Hey,

924
00:42:04,560 --> 00:42:07,400
Speaker 1: And I'm just like doing it because it's the only

925
00:42:07,480 --> 00:42:09,120
Speaker 1: way I'm going to be able to do my job,

926
00:42:09,160 --> 00:42:12,880
Speaker 1: which is already really time consuming and still keeping myself

927
00:42:12,880 --> 00:42:16,080
Speaker 1: happy and do this other project on the side. So

928
00:42:16,280 --> 00:42:19,799
Speaker 1: I yeah, I'm feeling I'm am I saying, like, am

929
00:42:19,800 --> 00:42:23,200
Speaker 1: I jinxing myself? But I feel like twenty seventeen could

930
00:42:23,239 --> 00:42:26,600
Speaker 1: be even better. But I'm not going to stop doing

931
00:42:26,600 --> 00:42:29,520
Speaker 1: the fun stuff. Like I already bought Broadway tickets for February,

932
00:42:29,800 --> 00:42:30,879
Speaker 1: and that's what I want to start.

933
00:42:31,000 --> 00:42:33,400
Speaker 3: I want to I feel like we should almost like

934
00:42:33,440 --> 00:42:36,239
Speaker 3: I want to check in because it's easy for me

935
00:42:36,280 --> 00:42:38,000
Speaker 3: to say it, but sometimes not easy for me to

936
00:42:38,040 --> 00:42:41,759
Speaker 3: do it, like checking in even with the Brown Ambition listeners,

937
00:42:41,800 --> 00:42:43,120
Speaker 3: to check in to be like what did you do

938
00:42:43,160 --> 00:42:44,080
Speaker 3: for yourself this week?

939
00:42:44,760 --> 00:42:48,160
Speaker 2: You know, like did you you know what's a what's

940
00:42:48,320 --> 00:42:49,040
Speaker 2: a you moment?

941
00:42:49,680 --> 00:42:51,479
Speaker 1: That wasn't that on the Oprah The Making of Oprah

942
00:42:51,560 --> 00:42:53,560
Speaker 1: podcasts that you turned me on too? That was really good?

943
00:42:53,960 --> 00:42:56,480
Speaker 1: Like a classic Oprah thing is you know, write down

944
00:42:56,520 --> 00:42:59,399
Speaker 1: a list of priorities that you have and then check

945
00:42:59,400 --> 00:43:01,600
Speaker 1: your list, say where am I on this list? And

946
00:43:01,640 --> 00:43:03,439
Speaker 1: like the women is almost never at the top.

947
00:43:03,640 --> 00:43:06,120
Speaker 2: Never yeah, but just checking in, like, you know, did

948
00:43:06,120 --> 00:43:06,920
Speaker 2: you do anything for you?

949
00:43:06,960 --> 00:43:08,400
Speaker 3: It could just be as simple as you know, like

950
00:43:08,480 --> 00:43:10,440
Speaker 3: I you know, I went for a walk or I

951
00:43:10,480 --> 00:43:14,239
Speaker 3: read a book or you know whatever that looks like

952
00:43:14,400 --> 00:43:16,080
Speaker 3: you know what really cracked open the door for me?

953
00:43:16,080 --> 00:43:16,960
Speaker 2: My friend I have.

954
00:43:17,680 --> 00:43:20,920
Speaker 3: I'm really grateful that one thing I'm smart enough to

955
00:43:20,960 --> 00:43:23,759
Speaker 3: do is to have friends that are not like me. So,

956
00:43:24,040 --> 00:43:27,000
Speaker 3: like one of my friends, he's really fancy, I mean

957
00:43:27,160 --> 00:43:30,760
Speaker 3: like Fansee there's fancy, and there's Fonsee.

958
00:43:31,040 --> 00:43:33,359
Speaker 2: He is from See and.

959
00:43:33,280 --> 00:43:36,360
Speaker 3: So he's the type that like like he'll like So

960
00:43:36,480 --> 00:43:39,560
Speaker 3: he's like my my my gay husband. And so Superman

961
00:43:39,640 --> 00:43:41,160
Speaker 3: is always where are you going out with your gay husband?

962
00:43:41,200 --> 00:43:44,480
Speaker 3: I'm like, And so when we go out, he always

963
00:43:44,560 --> 00:43:44,920
Speaker 3: will be.

964
00:43:44,880 --> 00:43:47,520
Speaker 2: Like, oh, let's try this restaurant, like places that I

965
00:43:47,560 --> 00:43:48,680
Speaker 2: would never go.

966
00:43:49,040 --> 00:43:51,160
Speaker 3: I go with him, you know, things that I would

967
00:43:51,200 --> 00:43:54,480
Speaker 3: never do, like we do, and so I like it.

968
00:43:54,560 --> 00:43:56,319
Speaker 3: In the beginning, I used to fight against it because

969
00:43:56,320 --> 00:43:58,759
Speaker 3: I'm like, well, I don't really want to. I'm like

970
00:43:58,800 --> 00:44:01,959
Speaker 3: Tiffany's e bury in something different than you would never

971
00:44:02,080 --> 00:44:04,719
Speaker 3: do or go. And so he really has opened my

972
00:44:04,719 --> 00:44:08,600
Speaker 3: eyes up to like, okay, you know, the these things are,

973
00:44:08,880 --> 00:44:11,120
Speaker 3: you know, just as valuable as you know, like you

974
00:44:11,160 --> 00:44:12,319
Speaker 3: can't count pennies all the time.

975
00:44:12,320 --> 00:44:14,160
Speaker 2: And honestly, it's not even then I'm all that cheap.

976
00:44:14,160 --> 00:44:14,520
Speaker 2: It's not.

977
00:44:14,800 --> 00:44:17,080
Speaker 3: It's just that I always feel like I don't deserve.

978
00:44:17,160 --> 00:44:19,840
Speaker 3: Not I don't deserve, but it's not that serious. I

979
00:44:19,840 --> 00:44:22,120
Speaker 3: can use this and help someone else, you know. And

980
00:44:22,200 --> 00:44:25,800
Speaker 3: so he asked me what my ideal car was, and

981
00:44:26,040 --> 00:44:28,960
Speaker 3: I my, like ideal.

982
00:44:28,600 --> 00:44:30,919
Speaker 2: Car when I'm like super rich.

983
00:44:30,960 --> 00:44:33,680
Speaker 3: That's what I told him. Anyway, was a land Rover,

984
00:44:34,080 --> 00:44:36,799
Speaker 3: a range Rover, and a range Rover. And he was like,

985
00:44:36,840 --> 00:44:39,640
Speaker 3: have you ever test driveny one? And I was like, what, boy,

986
00:44:39,640 --> 00:44:41,600
Speaker 3: anybody by I know, eighty thousand dollars car. That's just like,

987
00:44:41,600 --> 00:44:43,040
Speaker 3: you know, the dream car you have in your head.

988
00:44:43,840 --> 00:44:45,560
Speaker 3: He was like, at least test drives if you don't

989
00:44:45,560 --> 00:44:46,759
Speaker 3: have to buy it, and I'm like, I don't.

990
00:44:46,960 --> 00:44:48,520
Speaker 2: I don't want to, And I don't know why I

991
00:44:48,560 --> 00:44:50,000
Speaker 2: didn't want to. I was just afraid.

992
00:44:50,360 --> 00:44:52,279
Speaker 3: And so he made me go and we test drove

993
00:44:52,320 --> 00:44:53,719
Speaker 3: one and I loved it.

994
00:44:54,440 --> 00:44:57,400
Speaker 1: And those things are huge. That's a Jersey girl coming out.

995
00:44:57,680 --> 00:45:00,440
Speaker 3: Yeah no, no, I drove a sport, so it's like

996
00:45:00,719 --> 00:45:03,239
Speaker 3: it's much smaller than the other one.

997
00:45:03,280 --> 00:45:05,560
Speaker 2: So the sport is Yeah. So they're really cute.

998
00:45:05,560 --> 00:45:06,960
Speaker 3: And so we were talking to the lady about how

999
00:45:07,040 --> 00:45:08,880
Speaker 3: much across the month and he was like, you know,

1000
00:45:08,920 --> 00:45:12,160
Speaker 3: because I'm thinking eighty thousand dollars, and honestly it was

1001
00:45:12,160 --> 00:45:14,480
Speaker 3: like maybe like nine something a month and maybe like

1002
00:45:14,880 --> 00:45:18,640
Speaker 3: with insurance, maybe like I don't know, thirteen thirteen, thirteen

1003
00:45:18,680 --> 00:45:20,359
Speaker 3: hundred dollars a month, which obviously.

1004
00:45:20,080 --> 00:45:21,279
Speaker 2: I'm like, girl, anybody buying that?

1005
00:45:21,400 --> 00:45:25,120
Speaker 3: But I told myself, but what if your business makes

1006
00:45:25,160 --> 00:45:28,080
Speaker 3: three million dollars, you know, and you take home of

1007
00:45:28,120 --> 00:45:30,880
Speaker 3: that three million, you take home nearly a million of that?

1008
00:45:31,320 --> 00:45:35,480
Speaker 2: Would that be crazy? You know? And I thought it wouldn't,

1009
00:45:35,680 --> 00:45:35,880
Speaker 2: you know.

1010
00:45:36,040 --> 00:45:37,759
Speaker 3: So I'm like, and that's not Honestly, that's not too

1011
00:45:37,800 --> 00:45:40,120
Speaker 3: far off the you know, the budget. Lisa is on

1012
00:45:40,280 --> 00:45:43,160
Speaker 3: tasks to be that, not this year, but definitely on

1013
00:45:43,280 --> 00:45:45,560
Speaker 3: track to do that. And so what it did was

1014
00:45:45,640 --> 00:45:50,120
Speaker 3: it made this thing that seems so out of reach reachable, like, Okay,

1015
00:45:50,200 --> 00:45:53,200
Speaker 3: so if your business takes in a certain amount and

1016
00:45:53,239 --> 00:45:56,280
Speaker 3: you your take home pays a certain amount, that's not crazy.

1017
00:45:56,320 --> 00:45:58,360
Speaker 3: That's like telling Oprah she can't buy a five hundred

1018
00:45:58,360 --> 00:46:00,000
Speaker 3: dollars short why she's a billionaire.

1019
00:46:01,160 --> 00:46:04,920
Speaker 1: Yes, it's important though that you're waiting, you know. It's like, yeah,

1020
00:46:05,239 --> 00:46:08,719
Speaker 1: a lot of people who have range rovers can't have

1021
00:46:09,080 --> 00:46:10,920
Speaker 1: one of exactly.

1022
00:46:10,920 --> 00:46:13,040
Speaker 3: I would never obtusly like that. I would never get it.

1023
00:46:13,080 --> 00:46:15,120
Speaker 3: I would definitely that that's well. The budget he sent

1024
00:46:15,200 --> 00:46:17,120
Speaker 3: me is always like it has to make financial sense.

1025
00:46:17,239 --> 00:46:19,480
Speaker 3: But what it allowed me to do is say, well,

1026
00:46:19,719 --> 00:46:23,040
Speaker 3: you told yourself no without even knowing what the numbers were.

1027
00:46:23,200 --> 00:46:24,759
Speaker 2: That's how does that work for me?

1028
00:46:25,160 --> 00:46:28,160
Speaker 3: Both ways are crazy when you buy something without knowing

1029
00:46:28,160 --> 00:46:30,080
Speaker 3: the numbers and putting yourself in harm's way.

1030
00:46:30,160 --> 00:46:31,879
Speaker 2: But it's also silly to.

1031
00:46:31,920 --> 00:46:34,000
Speaker 3: Not even ask what the numbers are, just to say, oh, yeah,

1032
00:46:34,000 --> 00:46:34,520
Speaker 3: I can't get it.

1033
00:46:34,560 --> 00:46:35,160
Speaker 2: How do you know?

1034
00:46:35,719 --> 00:46:37,319
Speaker 3: What are the numbers? And so it was just a

1035
00:46:37,320 --> 00:46:39,719
Speaker 3: great lesson. It's just a great lesson for the for

1036
00:46:39,800 --> 00:46:42,160
Speaker 3: the brown ambition listeners that like, if there's something that

1037
00:46:42,200 --> 00:46:46,040
Speaker 3: you desire that you know, if whether you're impulsive like

1038
00:46:46,120 --> 00:46:49,280
Speaker 3: some folks or whether you're reserved like me, either way,

1039
00:46:49,680 --> 00:46:52,399
Speaker 3: figure out the numbers first before you move, and then

1040
00:46:52,440 --> 00:46:55,479
Speaker 3: from that make your decision and then if it can't

1041
00:46:55,520 --> 00:46:57,319
Speaker 3: work now, it doesn't mean it won't work later, and

1042
00:46:57,360 --> 00:46:59,160
Speaker 3: so just plan for it to moving forward so that

1043
00:46:59,160 --> 00:47:00,000
Speaker 3: way you can make it work.

1044
00:47:09,640 --> 00:47:11,440
Speaker 2: So is it tips time?

1045
00:47:11,800 --> 00:47:15,200
Speaker 1: It is tips time? Tips time? What tips? So this

1046
00:47:15,280 --> 00:47:17,480
Speaker 1: is a great time to talk about the Literature Challenge.

1047
00:47:18,040 --> 00:47:21,040
Speaker 1: Go ahead and tell the people this is the annual

1048
00:47:21,040 --> 00:47:22,080
Speaker 1: Literature Challenge.

1049
00:47:22,520 --> 00:47:27,319
Speaker 3: Yeah so yeah, so the people. The Liverature Challenge is

1050
00:47:28,280 --> 00:47:30,040
Speaker 3: something I do every year. Well, this is our third

1051
00:47:30,120 --> 00:47:34,239
Speaker 3: year doing it. It's a free online financial resource that

1052
00:47:34,280 --> 00:47:38,640
Speaker 3: I created specifically for women. And the way the resource

1053
00:47:38,680 --> 00:47:41,399
Speaker 3: works is that you sign up in the first three

1054
00:47:41,480 --> 00:47:44,680
Speaker 3: weeks of the new year. Collectively you get to work

1055
00:47:44,760 --> 00:47:47,839
Speaker 3: alongside a whole bunch of women working on the same

1056
00:47:47,880 --> 00:47:50,920
Speaker 3: thing every day, so in your inbox, we all get

1057
00:47:50,960 --> 00:47:53,759
Speaker 3: the same task that's related to the year's theme. This

1058
00:47:53,840 --> 00:47:56,800
Speaker 3: year's theme is all about credit. Like twenty sixteen it

1059
00:47:56,880 --> 00:47:59,800
Speaker 3: was all about saving, so twenty seventeen all about credit.

1060
00:47:59,840 --> 00:48:02,960
Speaker 3: That means for twenty two days, three weeks, you get

1061
00:48:03,000 --> 00:48:07,080
Speaker 3: an easy, breezy credit tip or resource in your inbox.

1062
00:48:07,160 --> 00:48:09,160
Speaker 3: And what's great about it is that you're not alone

1063
00:48:09,520 --> 00:48:13,520
Speaker 3: because upwards of two hundred and sixty thousand women from

1064
00:48:13,560 --> 00:48:17,760
Speaker 3: around the world are have signed up for the challenge.

1065
00:48:17,800 --> 00:48:20,319
Speaker 3: Of course everyone's not doing it because you know, people

1066
00:48:20,320 --> 00:48:21,799
Speaker 3: sign up but don't do it. But still it's a

1067
00:48:21,800 --> 00:48:23,680
Speaker 3: ton of women who are doing it along with you.

1068
00:48:23,960 --> 00:48:27,120
Speaker 3: And we have a private Facebook group where you can

1069
00:48:27,160 --> 00:48:30,040
Speaker 3: get daily support and we are sponsored by the amazing

1070
00:48:30,120 --> 00:48:34,680
Speaker 3: Magnified Money where Mandy works. And what I love about

1071
00:48:34,719 --> 00:48:37,440
Speaker 3: Magnified Money is that I have been rocking with Magnified

1072
00:48:37,440 --> 00:48:38,919
Speaker 3: Money for like the last I don't know, like two

1073
00:48:39,000 --> 00:48:41,920
Speaker 3: or three years, way before any sort of sponsorships or anything.

1074
00:48:42,000 --> 00:48:44,319
Speaker 3: It was just such a great website. Actually, you know

1075
00:48:44,400 --> 00:48:48,319
Speaker 3: what I remember, Magnified Money. I use them as a

1076
00:48:48,360 --> 00:48:50,480
Speaker 3: resource and shared them as a resource in the very

1077
00:48:50,480 --> 00:48:52,960
Speaker 3: first challenge. So that's how long we've been rocking together.

1078
00:48:53,400 --> 00:48:55,880
Speaker 3: And so for them to come in as a sponsor.

1079
00:48:55,960 --> 00:48:58,479
Speaker 3: So also because it's already in alignment, I'm not gonna

1080
00:48:58,520 --> 00:48:59,680
Speaker 3: lie and tell the snick.

1081
00:49:00,280 --> 00:49:02,520
Speaker 2: But when we were going when we were going.

1082
00:49:02,320 --> 00:49:04,759
Speaker 3: Through the task of like where he was like, oh,

1083
00:49:04,800 --> 00:49:06,680
Speaker 3: you know, part of sponsorship, I'd love for us to

1084
00:49:06,680 --> 00:49:07,359
Speaker 3: be on this day.

1085
00:49:07,360 --> 00:49:09,280
Speaker 2: On this day, girl, y'all are there.

1086
00:49:11,120 --> 00:49:12,920
Speaker 3: Because like, honestly, that's why I love about it, Like

1087
00:49:13,000 --> 00:49:14,240
Speaker 3: I love Magnified Money.

1088
00:49:14,280 --> 00:49:16,279
Speaker 2: Like so it was I would say ninety.

1089
00:49:15,960 --> 00:49:18,759
Speaker 3: Percent of the requests it was already there because I

1090
00:49:18,840 --> 00:49:21,440
Speaker 3: was like, uh, we were gonna we had you there anyway, Okay,

1091
00:49:21,520 --> 00:49:24,600
Speaker 3: well we had.

1092
00:49:23,000 --> 00:49:25,560
Speaker 1: Got this for free.

1093
00:49:25,840 --> 00:49:28,319
Speaker 3: No, But honestly, it's I mean, obviously like putting your name,

1094
00:49:28,680 --> 00:49:31,160
Speaker 3: you know, on the on the challenges is huge. But

1095
00:49:31,200 --> 00:49:33,319
Speaker 3: still I say that to say that for those of

1096
00:49:33,360 --> 00:49:36,400
Speaker 3: you listening Magnify Money. It's just this great website that

1097
00:49:36,440 --> 00:49:37,920
Speaker 3: I have loved for a long time. And what I

1098
00:49:37,920 --> 00:49:40,880
Speaker 3: love about it is that if you're looking to compare

1099
00:49:41,320 --> 00:49:45,160
Speaker 3: a financial resource or product, you go to Magnify Money,

1100
00:49:45,200 --> 00:49:48,400
Speaker 3: and you know that you're getting an honest comparison in

1101
00:49:48,440 --> 00:49:49,440
Speaker 3: an honest review.

1102
00:49:49,840 --> 00:49:53,160
Speaker 2: There are some websites that compare, but companies pay them

1103
00:49:53,239 --> 00:49:55,480
Speaker 2: for good reviews. You do not have to worry about

1104
00:49:55,520 --> 00:49:56,480
Speaker 2: that at Magnified Money.

1105
00:49:56,920 --> 00:49:59,560
Speaker 3: And what I really like too is that it's so easy,

1106
00:49:59,600 --> 00:50:01,160
Speaker 3: like you know how to say, well, I don't is

1107
00:50:01,160 --> 00:50:01,719
Speaker 3: it good or bad?

1108
00:50:01,760 --> 00:50:02,440
Speaker 2: I don't get it. No.

1109
00:50:02,600 --> 00:50:04,759
Speaker 3: Magnifying Money is like this is an F, this is

1110
00:50:04,800 --> 00:50:07,839
Speaker 3: an A, this is a C. So you know exactly

1111
00:50:08,520 --> 00:50:12,239
Speaker 3: very quickly what this financial product or services rated, and

1112
00:50:12,280 --> 00:50:14,319
Speaker 3: then two, you can read deeper as to.

1113
00:50:14,239 --> 00:50:16,799
Speaker 2: Why they have that rating. So it's just a great fit.

1114
00:50:17,560 --> 00:50:19,880
Speaker 3: And so if you have not signed up for the challenge,

1115
00:50:20,080 --> 00:50:21,759
Speaker 3: the good thing about the challenge is, yes, we do

1116
00:50:21,800 --> 00:50:25,719
Speaker 3: it collectively in January, but then after January it's over.

1117
00:50:26,080 --> 00:50:28,640
Speaker 3: I automated, So it's actually automated now, so you can

1118
00:50:28,640 --> 00:50:31,200
Speaker 3: sign up at any time throughout the whole year and

1119
00:50:31,239 --> 00:50:33,719
Speaker 3: do the challenge at any time with yourself or with

1120
00:50:33,760 --> 00:50:37,560
Speaker 3: someone else. If you go to l for Live, R

1121
00:50:37,760 --> 00:50:42,600
Speaker 3: for Richer, c for Credit l RC credit dot com

1122
00:50:43,000 --> 00:50:44,840
Speaker 3: and you can sign up, it's totally free.

1123
00:50:45,000 --> 00:50:46,640
Speaker 2: It will always be free.

1124
00:50:47,000 --> 00:50:49,440
Speaker 3: This is our third year of free on free and

1125
00:50:49,480 --> 00:50:52,160
Speaker 3: it's really my goal and my intention to help as

1126
00:50:52,200 --> 00:50:57,000
Speaker 3: many women, especially women of color, have the tools, resources,

1127
00:50:57,280 --> 00:51:00,680
Speaker 3: access and encouragement they need to live your life.

1128
00:51:00,920 --> 00:51:03,360
Speaker 1: And I know we have a lot of dreamcatchers listening anyway,

1129
00:51:03,480 --> 00:51:05,200
Speaker 1: So shout out to you guys. Good luck.

1130
00:51:05,760 --> 00:51:10,000
Speaker 2: Yeah, if you're a catcher, like, tell them what a

1131
00:51:10,080 --> 00:51:10,839
Speaker 2: dream catcher is.

1132
00:51:11,120 --> 00:51:14,440
Speaker 1: A dream catcher is someone who participates in the Super

1133
00:51:14,480 --> 00:51:18,239
Speaker 1: Secret Private Literature Challenge Facebook group. Right, that's kind of

1134
00:51:18,239 --> 00:51:20,120
Speaker 1: the name that they've you take on. You become a

1135
00:51:20,200 --> 00:51:22,400
Speaker 1: dream Catcher because you're going to go catch your dreams.

1136
00:51:22,440 --> 00:51:23,600
Speaker 1: I don't know what is a dream.

1137
00:51:24,560 --> 00:51:27,680
Speaker 3: Yeah, basically I've said Dreamcatchers, like anybody who just basically

1138
00:51:28,080 --> 00:51:30,080
Speaker 3: is doing the challenge or maybe you follow my brand

1139
00:51:30,120 --> 00:51:32,400
Speaker 3: the budget He's said, Oh, you know, you don't necessarily

1140
00:51:32,520 --> 00:51:35,240
Speaker 3: participate in the challenge or not on Facebook. So anybody

1141
00:51:35,320 --> 00:51:39,919
Speaker 3: who is working with me directly anddirectly to to really

1142
00:51:40,080 --> 00:51:42,360
Speaker 3: work on their finances, you are a dream Catcher. You

1143
00:51:42,440 --> 00:51:45,160
Speaker 3: are actively working toward your best life and your better life.

1144
00:51:45,600 --> 00:51:48,760
Speaker 1: And so what I love about it, Emily, Yeah, exactly.

1145
00:51:49,040 --> 00:51:50,640
Speaker 3: And what I love is that no matter where, we

1146
00:51:50,920 --> 00:51:53,319
Speaker 3: just launched so actually, oh I can announce it here.

1147
00:51:53,360 --> 00:51:57,040
Speaker 3: We just launched our official DreamCatcher chapters and by next

1148
00:51:57,080 --> 00:51:59,960
Speaker 3: week they'll people will be able to see exactly where

1149
00:52:00,080 --> 00:52:03,080
Speaker 3: they're located. So you can join the DreamCatcher chapters meet

1150
00:52:03,120 --> 00:52:05,160
Speaker 3: in person. So if you're like, you know what, I

1151
00:52:05,280 --> 00:52:08,319
Speaker 3: actually want to meet women and work together to get

1152
00:52:08,360 --> 00:52:11,399
Speaker 3: my finances straight, you can. There's about I want to say,

1153
00:52:11,400 --> 00:52:13,760
Speaker 3: between twenty and thirty official chapters, and we'll be adding

1154
00:52:13,800 --> 00:52:16,600
Speaker 3: more on and you're going to have support, support, support,

1155
00:52:16,680 --> 00:52:19,200
Speaker 3: and so yeah, being a DreamCatcher is pretty dope, because

1156
00:52:19,200 --> 00:52:21,319
Speaker 3: no matter where you go in the country, there are

1157
00:52:21,360 --> 00:52:23,920
Speaker 3: always women there who are really there to help you

1158
00:52:24,600 --> 00:52:26,080
Speaker 3: get on track, and you're never alone.

1159
00:52:26,600 --> 00:52:28,800
Speaker 1: And the dream Coachers are just so nice for the

1160
00:52:28,880 --> 00:52:29,719
Speaker 1: most part, Like they just.

1161
00:52:29,719 --> 00:52:30,399
Speaker 2: Are the most nice.

1162
00:52:31,280 --> 00:52:33,840
Speaker 1: Even sometimes they get a little saddy and I'm like,

1163
00:52:34,640 --> 00:52:36,239
Speaker 1: they're on their good behavior on the first week of

1164
00:52:36,280 --> 00:52:36,800
Speaker 1: the challenge.

1165
00:52:37,800 --> 00:52:40,160
Speaker 3: I have to say that because you have to think

1166
00:52:40,200 --> 00:52:43,040
Speaker 3: to yourself, it's a group of like really passionate women,

1167
00:52:43,120 --> 00:52:45,800
Speaker 3: so sometimes you know they can get a little sassy,

1168
00:52:45,840 --> 00:52:47,360
Speaker 3: But I would say, honestly, for the most part, I

1169
00:52:47,360 --> 00:52:50,200
Speaker 3: would say ninety percent of the time, the dream Catchers

1170
00:52:50,200 --> 00:52:53,000
Speaker 3: are on their best behavior, and you know, and those

1171
00:52:53,080 --> 00:52:55,200
Speaker 3: that are not, I have a zero tolerce Like typically

1172
00:52:55,239 --> 00:52:57,840
Speaker 3: I'm super like, super nice, happy, go lucky, but we

1173
00:52:57,960 --> 00:52:59,880
Speaker 3: delete and ban any negativity.

1174
00:53:00,360 --> 00:53:02,200
Speaker 2: You get no second chances with negativity.

1175
00:53:02,440 --> 00:53:05,480
Speaker 3: But how could they be for real, I'm like, delete band,

1176
00:53:05,520 --> 00:53:07,040
Speaker 3: and then they'll hit me behind the scenes and be like,

1177
00:53:07,080 --> 00:53:08,040
Speaker 3: I am so sorry girl.

1178
00:53:08,080 --> 00:53:08,960
Speaker 2: I'm like, yeah, me too.

1179
00:53:09,360 --> 00:53:14,360
Speaker 1: Nope, when you're out, you're out. Well on behalf of

1180
00:53:14,440 --> 00:53:16,440
Speaker 1: Magnified Money. Just want to say we're I mean, I mean,

1181
00:53:16,480 --> 00:53:19,640
Speaker 1: I obviously it's just you know, it's the perfect my

1182
00:53:19,760 --> 00:53:23,920
Speaker 1: world's colliding situation. I get to be, you know, supporting

1183
00:53:23,960 --> 00:53:27,239
Speaker 1: Tiffany in a tangible way, which is awesome, you know,

1184
00:53:27,320 --> 00:53:29,399
Speaker 1: providing some of the fun little freebies you guys get

1185
00:53:30,000 --> 00:53:32,160
Speaker 1: during the challenge, and you know we hand wrote those

1186
00:53:32,200 --> 00:53:34,719
Speaker 1: things and prepared them for you guys. So with love

1187
00:53:34,880 --> 00:53:38,360
Speaker 1: and Magnified Money, the mission is completely consumer financial education,

1188
00:53:38,480 --> 00:53:42,480
Speaker 1: which is just perfect synergy with whose synergy with the

1189
00:53:42,520 --> 00:53:46,120
Speaker 1: literature challenge show can't wait? Hopefully again and again, Yeah,

1190
00:53:47,280 --> 00:53:47,719
Speaker 1: I hope.

1191
00:53:47,800 --> 00:53:50,040
Speaker 2: So, so what's this question that we have?

1192
00:53:50,239 --> 00:53:52,160
Speaker 1: I mean, it couldn't be better. In fact, I almost

1193
00:53:52,160 --> 00:53:54,520
Speaker 1: wonder if Nick, because it's from someone named Nicole, I

1194
00:53:54,600 --> 00:53:56,520
Speaker 1: almost wonder if Nick wrote this question.

1195
00:53:57,040 --> 00:53:58,960
Speaker 2: Nick is the founder of Magnified Money, I know.

1196
00:53:59,040 --> 00:54:01,839
Speaker 1: Because it was Nick could not He is the king

1197
00:54:02,080 --> 00:54:03,840
Speaker 1: of Magnified Money, but also the king of what I

1198
00:54:03,920 --> 00:54:06,360
Speaker 1: call the balance transfer king, and that he is obsessed

1199
00:54:06,360 --> 00:54:08,839
Speaker 1: with them and that's like his favorite tool for getting

1200
00:54:08,880 --> 00:54:10,960
Speaker 1: out of debt. But let me go ahead and read

1201
00:54:11,000 --> 00:54:14,239
Speaker 1: this question from listener Nicole. So I'm a huge fan

1202
00:54:14,600 --> 00:54:16,239
Speaker 1: of both of you, and thank you for the work

1203
00:54:16,280 --> 00:54:19,560
Speaker 1: you do. I've accumulated quite a lot of credit card

1204
00:54:19,640 --> 00:54:21,719
Speaker 1: debt last year, but I still managed to pay more

1205
00:54:21,760 --> 00:54:24,480
Speaker 1: than the minimum thanks to four streams of income. Go

1206
00:54:24,600 --> 00:54:26,920
Speaker 1: girl and keep my credit score up. However, yesterday I

1207
00:54:27,000 --> 00:54:29,879
Speaker 1: called my credit card company to request a lowered interest rate,

1208
00:54:30,960 --> 00:54:33,719
Speaker 1: and they told me about offers for balance transfers. I've

1209
00:54:33,800 --> 00:54:36,719
Speaker 1: never used balance transfers before. Though I basically know what

1210
00:54:36,760 --> 00:54:39,080
Speaker 1: it's about, I'm still a bit unsure. I asked a

1211
00:54:39,120 --> 00:54:40,799
Speaker 1: lot of questions, so I'm pretty sure I know all

1212
00:54:40,800 --> 00:54:42,959
Speaker 1: of the terms. My only issue is finding a tool

1213
00:54:43,080 --> 00:54:45,759
Speaker 1: to help me calculate the amount I should transfer in

1214
00:54:45,960 --> 00:54:49,680
Speaker 1: which offer. She's got a couple of different offers on

1215
00:54:49,880 --> 00:54:53,320
Speaker 1: the table. Any suggestions and advice you can offer is

1216
00:54:53,400 --> 00:54:54,279
Speaker 1: greatly appreciated.

1217
00:54:54,960 --> 00:54:56,839
Speaker 2: Hello, I mean Magnify Money.

1218
00:54:56,880 --> 00:55:00,520
Speaker 1: People not sound like Nick wrote that question? I know, like, no,

1219
00:55:00,719 --> 00:55:03,879
Speaker 1: I can find help me with balance transfers. Yes, there

1220
00:55:04,160 --> 00:55:06,439
Speaker 1: is that Magnified Money dot Yeah.

1221
00:55:07,200 --> 00:55:07,759
Speaker 2: Literally you go.

1222
00:55:07,960 --> 00:55:09,719
Speaker 3: If you go to magnified money dot com, there's a

1223
00:55:09,800 --> 00:55:12,520
Speaker 3: button that says like compare on the top, and then

1224
00:55:12,600 --> 00:55:14,799
Speaker 3: it's to drop down and then it says balanced trans

1225
00:55:14,880 --> 00:55:16,840
Speaker 3: or Honestly, I can honestly say I.

1226
00:55:16,840 --> 00:55:17,799
Speaker 2: Think it was two years ago.

1227
00:55:17,920 --> 00:55:20,040
Speaker 3: I use this tool and I was like, Oh, I

1228
00:55:20,120 --> 00:55:23,840
Speaker 3: have this credit card and my interest is about to

1229
00:55:23,960 --> 00:55:26,360
Speaker 3: kick it, and I really want to transfer it to

1230
00:55:26,480 --> 00:55:29,439
Speaker 3: another card so I can pay it off interest free.

1231
00:55:29,520 --> 00:55:32,520
Speaker 2: Because typically the balanced transfer card.

1232
00:55:32,400 --> 00:55:35,120
Speaker 3: That you're getting will offer you, if you have good credit,

1233
00:55:35,880 --> 00:55:39,040
Speaker 3: no interest for six months upwards, sometimes at fifteen months

1234
00:55:39,080 --> 00:55:39,480
Speaker 3: I've seen.

1235
00:55:40,160 --> 00:55:41,000
Speaker 2: So that means that.

1236
00:55:41,280 --> 00:55:43,480
Speaker 3: When you don't pay interest on debt, that means all

1237
00:55:43,560 --> 00:55:45,960
Speaker 3: the money you send to it goes to the principle

1238
00:55:46,040 --> 00:55:49,000
Speaker 3: to what you actually owe versus what you owe plus

1239
00:55:49,040 --> 00:55:50,920
Speaker 3: a little something for the company that you own. That's

1240
00:55:50,920 --> 00:55:54,000
Speaker 3: what interest is, aka a little something for the company

1241
00:55:54,040 --> 00:55:54,560
Speaker 3: you own.

1242
00:55:54,800 --> 00:55:58,360
Speaker 2: Right, And so so I use magnified money. I found.

1243
00:55:58,920 --> 00:56:00,799
Speaker 3: I think it was like the Chase Fire card or whatever,

1244
00:56:00,840 --> 00:56:02,560
Speaker 3: because I also put in that I was looking for

1245
00:56:03,400 --> 00:56:05,759
Speaker 3: a travel card because I wanted like a card or

1246
00:56:05,760 --> 00:56:08,400
Speaker 3: a venture card. I think that's what I got. So anyway,

1247
00:56:08,480 --> 00:56:13,080
Speaker 3: I balance transferred my my balance over and I had

1248
00:56:13,160 --> 00:56:14,640
Speaker 3: good credit, so I think it was like a year.

1249
00:56:14,680 --> 00:56:16,759
Speaker 3: They gave me a year of interest free and I

1250
00:56:16,800 --> 00:56:18,600
Speaker 3: made sure it was a travel card, and so it

1251
00:56:18,719 --> 00:56:22,160
Speaker 3: was like a win on win. So yeah, magnify money,

1252
00:56:22,200 --> 00:56:26,279
Speaker 3: but ask yourself aside from just balance transfer. Is there

1253
00:56:26,400 --> 00:56:29,120
Speaker 3: anything else that you like your card to do for

1254
00:56:29,200 --> 00:56:30,600
Speaker 3: you so you can get like a double win.

1255
00:56:31,560 --> 00:56:34,880
Speaker 1: Absolutely, But the thing she mentions as she mentions that,

1256
00:56:35,040 --> 00:56:37,000
Speaker 1: you know, there's a balance transfer fee and she's wondering

1257
00:56:37,040 --> 00:56:40,640
Speaker 1: about that. So just a couple of cautions about balance transfers,

1258
00:56:40,640 --> 00:56:42,800
Speaker 1: because the first thing that I like to say with

1259
00:56:42,880 --> 00:56:45,160
Speaker 1: balance transfers is that you can get in a cycle

1260
00:56:45,200 --> 00:56:47,160
Speaker 1: where it's like where you can think, Okay, well I've

1261
00:56:47,160 --> 00:56:49,520
Speaker 1: transferred my balance onto a zero percent interest credit card,

1262
00:56:49,600 --> 00:56:52,600
Speaker 1: and I'm like, hey, I'm amazing, I don't not pay

1263
00:56:52,600 --> 00:56:54,120
Speaker 1: an interest to anymore. So let me go to the mall,

1264
00:56:54,200 --> 00:56:57,040
Speaker 1: let me charge this, let me charge that, and when that,

1265
00:56:57,360 --> 00:56:59,480
Speaker 1: when that twelve month period ends, they're going to hit

1266
00:56:59,560 --> 00:57:01,719
Speaker 1: you with all that interest, you know. So a lot

1267
00:57:01,760 --> 00:57:05,080
Speaker 1: of them do have interest clauses where they can hit

1268
00:57:05,080 --> 00:57:06,439
Speaker 1: you with interest at the end of the twelve months,

1269
00:57:06,480 --> 00:57:10,000
Speaker 1: and of course those offers are temporary. So it's really

1270
00:57:10,040 --> 00:57:13,720
Speaker 1: important to ask yourself how you got in the situation

1271
00:57:13,840 --> 00:57:16,200
Speaker 1: that you're in beforehand, like what is it in your

1272
00:57:16,400 --> 00:57:19,040
Speaker 1: is your budget out of whack or did something a

1273
00:57:19,120 --> 00:57:21,560
Speaker 1: one time expense come up that you weren't prepared for.

1274
00:57:21,680 --> 00:57:22,920
Speaker 1: And you had to put it on credit and you

1275
00:57:22,960 --> 00:57:24,920
Speaker 1: had a hard time paying it off, and just sort

1276
00:57:24,920 --> 00:57:28,000
Speaker 1: of identify the problem before you put a band aid

1277
00:57:28,080 --> 00:57:29,960
Speaker 1: on it, because the balance transfer is just a band

1278
00:57:30,000 --> 00:57:32,880
Speaker 1: aid on what might be a bigger issue. But just

1279
00:57:32,960 --> 00:57:36,200
Speaker 1: down to the facts, balance transfers obviously come with fees.

1280
00:57:36,200 --> 00:57:39,440
Speaker 1: There's usually a fee of three percent. It can be

1281
00:57:39,520 --> 00:57:41,360
Speaker 1: worth it if you have a pretty large balance, but

1282
00:57:41,480 --> 00:57:44,280
Speaker 1: just make sure you compare the fee to what you'll

1283
00:57:44,400 --> 00:57:47,560
Speaker 1: save an interest when you're thinking about it. Also, you

1284
00:57:47,680 --> 00:57:50,040
Speaker 1: have to do them quickly, so on most cards, balance

1285
00:57:50,080 --> 00:57:52,560
Speaker 1: transfer offers are only valid if you complete the transfer

1286
00:57:52,720 --> 00:57:56,320
Speaker 1: within the first sixty days, so the clock starts ticking.

1287
00:57:56,720 --> 00:57:58,760
Speaker 1: Don't just get the transfer, get the offer, and then

1288
00:57:58,800 --> 00:58:01,320
Speaker 1: forget about it, because then you're stuck with your old

1289
00:58:01,440 --> 00:58:03,040
Speaker 1: high interest debt and you've got a new card that

1290
00:58:03,040 --> 00:58:05,680
Speaker 1: you have to worry about. And then one month before

1291
00:58:05,720 --> 00:58:07,800
Speaker 1: your rate expires, if you still have a balance, Like

1292
00:58:07,840 --> 00:58:10,080
Speaker 1: I said, it's really important you start looking around for

1293
00:58:10,160 --> 00:58:13,000
Speaker 1: another balance transfer offer out there because if you have

1294
00:58:13,080 --> 00:58:15,560
Speaker 1: a zero percent interest period, when it expires, the interest

1295
00:58:15,640 --> 00:58:19,960
Speaker 1: rate's going to rise significantly. Yeah. And then lastly, you

1296
00:58:20,040 --> 00:58:22,120
Speaker 1: just don't spend on the new card. I mean, unless

1297
00:58:22,560 --> 00:58:24,560
Speaker 1: that zero percent offer is going to extend to whatever

1298
00:58:24,600 --> 00:58:26,640
Speaker 1: you charge on it, You're going to be charged the

1299
00:58:26,840 --> 00:58:29,280
Speaker 1: interest on any spending you do on top of your

1300
00:58:29,760 --> 00:58:31,920
Speaker 1: your transfer and just rack up more debt and be

1301
00:58:32,040 --> 00:58:35,480
Speaker 1: in even more trouble. So those are the cautionary tips,

1302
00:58:35,520 --> 00:58:38,160
Speaker 1: but definitely go to Magnified Money. You're not going to

1303
00:58:38,200 --> 00:58:41,440
Speaker 1: find a better tool to compare balance transfers on the

1304
00:58:41,520 --> 00:58:43,320
Speaker 1: interwebs sore.

1305
00:58:43,920 --> 00:58:45,000
Speaker 2: And we're not really just saying that.

1306
00:58:45,120 --> 00:58:47,640
Speaker 3: Like I said, even before you know, Magnified Money became

1307
00:58:48,040 --> 00:58:50,640
Speaker 3: a sponsor for the child, Like, that's literally the tool

1308
00:58:50,680 --> 00:58:53,240
Speaker 3: that I use myself personally about two or three years ago,

1309
00:58:53,680 --> 00:58:56,400
Speaker 3: and I was like, oh, this is easy, done and done, and.

1310
00:58:56,440 --> 00:58:59,080
Speaker 1: We're gene Chatski approved. We found out gene Chatsky mentioned

1311
00:58:59,160 --> 00:59:01,680
Speaker 1: us on the like the Today Show one time, and

1312
00:59:01,760 --> 00:59:03,760
Speaker 1: so yeah, Jean I loved.

1313
00:59:03,880 --> 00:59:05,680
Speaker 2: I was just on her podcast. She has a podcast

1314
00:59:05,760 --> 00:59:06,440
Speaker 2: called Her Money.

1315
00:59:07,000 --> 00:59:08,520
Speaker 1: I need to get around to listening to that. I

1316
00:59:08,600 --> 00:59:10,960
Speaker 1: love Jean's just so I just want to give her

1317
00:59:11,000 --> 00:59:12,000
Speaker 1: a hug or something.

1318
00:59:11,720 --> 00:59:13,880
Speaker 2: And she's really nice. I met her at fin Con

1319
00:59:13,920 --> 00:59:15,200
Speaker 2: and that's when she invited me to come on.

1320
00:59:15,280 --> 00:59:15,680
Speaker 4: She called me.

1321
00:59:16,720 --> 00:59:19,400
Speaker 3: Yeah, she called me the energizer bunny of personal finance.

1322
00:59:21,880 --> 00:59:23,600
Speaker 3: I don't know where she got that idea from.

1323
00:59:24,240 --> 00:59:25,200
Speaker 1: Well there could be worse.

1324
00:59:26,520 --> 00:59:29,040
Speaker 2: No, I don't mind, but yeah, she was. She was

1325
00:59:29,080 --> 00:59:29,600
Speaker 2: at fin Con.

1326
00:59:29,760 --> 00:59:32,880
Speaker 3: She because Fidelity, I guess, was one of the sponsors,

1327
00:59:32,920 --> 00:59:35,800
Speaker 3: and they had like this like, uh, Tanya and Melody

1328
00:59:35,840 --> 00:59:37,720
Speaker 3: who are friends of ours are financial friends.

1329
00:59:37,800 --> 00:59:40,800
Speaker 2: Tanya of my fab Finance and Melody of Dear Debt.

1330
00:59:41,680 --> 00:59:44,080
Speaker 3: They hosted a party for Fidelity and she was like

1331
00:59:44,160 --> 00:59:47,120
Speaker 3: one of like the guest guest speakers or whatever, yep,

1332
00:59:47,160 --> 00:59:49,280
Speaker 3: and she was super nice, super.

1333
00:59:49,080 --> 00:59:51,480
Speaker 1: Approachable, miss much this year.

1334
00:59:51,520 --> 00:59:54,400
Speaker 2: When I didn't go, you gotta go next year or

1335
00:59:54,480 --> 00:59:54,800
Speaker 2: this year?

1336
00:59:56,760 --> 00:59:59,959
Speaker 1: Well, thank you Nicole or Nick. As for your question,

1337
01:00:00,560 --> 01:00:03,680
Speaker 1: I'm gonna ask him, I know right, like ck, did

1338
01:00:03,720 --> 01:00:07,920
Speaker 1: you make your smooth real smooth? If you guys have questions,

1339
01:00:07,960 --> 01:00:10,120
Speaker 1: we have quite a few questions that accumulated over the

1340
01:00:10,480 --> 01:00:12,760
Speaker 1: over the break, So we'll get to them, I promise,

1341
01:00:12,840 --> 01:00:14,560
Speaker 1: and if we don't, I'll send you guys an email.

1342
01:00:15,360 --> 01:00:18,120
Speaker 1: You can email us at brand Ambition Podcast at gmail

1343
01:00:18,160 --> 01:00:21,120
Speaker 1: dot com or just go to Brunambition podcast dot com

1344
01:00:21,200 --> 01:00:23,280
Speaker 1: and there's a super easy form to fill out. It

1345
01:00:23,400 --> 01:00:26,120
Speaker 1: is the same exact thing as sending an email, goes

1346
01:00:26,160 --> 01:00:29,000
Speaker 1: straight to our inbox and we will maybe read your

1347
01:00:29,040 --> 01:00:29,880
Speaker 1: questions on the show.

1348
01:00:41,960 --> 01:00:44,760
Speaker 2: All I do is win, win, win, no matter what.

1349
01:00:45,520 --> 01:00:48,240
Speaker 2: You know, you missed my voice, so here I give

1350
01:00:48,320 --> 01:00:48,680
Speaker 2: it up.

1351
01:00:50,360 --> 01:00:53,480
Speaker 1: Okay. Twenty seventeen edition of The Winds.

1352
01:00:53,920 --> 01:00:56,120
Speaker 2: Should see I've actually doing a shoulder bounce, like you

1353
01:00:56,160 --> 01:00:57,720
Speaker 2: can actually see. You're like, yes, I.

1354
01:00:57,720 --> 01:01:00,600
Speaker 1: Can hear the bounce. I can hear it. I gotta say,

1355
01:01:00,600 --> 01:01:04,800
Speaker 1: I'm really excited because we booked our Honda moon on Friday.

1356
01:01:04,880 --> 01:01:07,840
Speaker 1: I spent like all Friday evening working on this and

1357
01:01:07,960 --> 01:01:10,800
Speaker 1: it's actually a financial win because my goal was to

1358
01:01:11,000 --> 01:01:14,200
Speaker 1: pay for the flights and hopefully more with points from

1359
01:01:14,240 --> 01:01:16,360
Speaker 1: our credit cards, and I can say I accomplished it

1360
01:01:16,400 --> 01:01:18,680
Speaker 1: with flying colors. And I also one of my other

1361
01:01:18,760 --> 01:01:21,200
Speaker 1: goals was to go on the most ridiculously romantic Like

1362
01:01:21,440 --> 01:01:23,640
Speaker 1: I was just like, where would Audrey Hepburn go on

1363
01:01:23,720 --> 01:01:26,040
Speaker 1: her you know, honeymoon and like just you know, be

1364
01:01:26,400 --> 01:01:28,960
Speaker 1: just in love and fabulous. And we chose Italy and

1365
01:01:29,040 --> 01:01:30,040
Speaker 1: the spun Yeah.

1366
01:01:30,320 --> 01:01:34,480
Speaker 2: Whoa, We're in Spain, Barcelona, Madrid.

1367
01:01:34,760 --> 01:01:36,720
Speaker 1: Well, Spain is the shortest leg of our trip. So

1368
01:01:37,560 --> 01:01:39,760
Speaker 1: one of the benefits of working in Magnify Money is

1369
01:01:39,800 --> 01:01:43,720
Speaker 1: that our co founder Brian Karimzad, who's like just like

1370
01:01:44,080 --> 01:01:47,640
Speaker 1: incredibly intelligent on so many levels. But he also founded

1371
01:01:47,720 --> 01:01:50,040
Speaker 1: a mile a website called Milecards where he's like a

1372
01:01:50,120 --> 01:01:54,840
Speaker 1: travel rewards points kind of expert and anyway, he's really knowledgeable.

1373
01:01:54,880 --> 01:01:56,720
Speaker 1: So I was like, Brian, I really need your help.

1374
01:01:56,760 --> 01:01:58,680
Speaker 1: I've never booked a trip with points before. I have

1375
01:01:58,840 --> 01:02:00,960
Speaker 1: all these points. Between the two of us, we have

1376
01:02:01,200 --> 01:02:04,520
Speaker 1: over two hundred thousand points with Chase Ultimate Rewards, and

1377
01:02:04,640 --> 01:02:05,960
Speaker 1: I just want to do you know, I want to

1378
01:02:06,000 --> 01:02:08,520
Speaker 1: book a honeymoon with it. And he showed me. So

1379
01:02:08,680 --> 01:02:11,360
Speaker 1: one thing is that it's a one to one transfer

1380
01:02:11,480 --> 01:02:13,920
Speaker 1: from Chase Points with United. So he's like, go to

1381
01:02:14,040 --> 01:02:16,960
Speaker 1: United dot com. Here's how you search for flights by

1382
01:02:17,520 --> 01:02:23,160
Speaker 1: for with points versus like dollars, and here's how. And

1383
01:02:23,240 --> 01:02:25,240
Speaker 1: he's like, oh, did you know that when you travel

1384
01:02:25,280 --> 01:02:30,760
Speaker 1: internationally with this United mile Pluses program United mileage Pluses program,

1385
01:02:30,920 --> 01:02:34,000
Speaker 1: that they give you a free second international flight during

1386
01:02:34,040 --> 01:02:34,400
Speaker 1: your trip.

1387
01:02:34,520 --> 01:02:37,040
Speaker 2: So I was like a new wait wait wait wait

1388
01:02:37,080 --> 01:02:38,880
Speaker 2: wait wait we were on that. Say that again.

1389
01:02:39,000 --> 01:02:41,360
Speaker 1: So when you book three United so we booked our

1390
01:02:41,400 --> 01:02:43,680
Speaker 1: trip to Italy. So we're flying from New York to

1391
01:02:43,920 --> 01:02:47,120
Speaker 1: Italy and then we got a free second flight from

1392
01:02:47,200 --> 01:02:50,120
Speaker 1: Italy to Spain in the middle free plus like twenty

1393
01:02:50,200 --> 01:02:53,640
Speaker 1: bucks for the taxes or whatever. Yeah, just that's the

1394
01:02:53,720 --> 01:02:56,120
Speaker 1: thing that they do. I don't know the why, that's

1395
01:02:56,120 --> 01:02:56,320
Speaker 1: the way.

1396
01:02:56,320 --> 01:02:56,680
Speaker 2: It's a way.

1397
01:02:56,760 --> 01:02:58,320
Speaker 3: So if I let's just say I want to go

1398
01:02:58,360 --> 01:02:59,920
Speaker 3: to like I don't know, I want to go to Greece,

1399
01:03:00,120 --> 01:03:02,120
Speaker 3: I can get a second flight free.

1400
01:03:02,240 --> 01:03:04,760
Speaker 1: If you book through United using the points or whatever.

1401
01:03:04,840 --> 01:03:06,120
Speaker 1: As far as I know, I mean, i'll give you

1402
01:03:06,160 --> 01:03:08,480
Speaker 1: Brian's email address. But that's what he told me. And

1403
01:03:08,640 --> 01:03:11,560
Speaker 1: it's true. The little zero came up. It was a

1404
01:03:11,680 --> 01:03:14,520
Speaker 1: magical and I'm doing a whole I'm going to do

1405
01:03:14,560 --> 01:03:16,880
Speaker 1: a whole story. I was taking screenshots the whole time.

1406
01:03:16,880 --> 01:03:18,960
Speaker 1: I'm going to do explainer of how I did it.

1407
01:03:19,440 --> 01:03:21,600
Speaker 1: And it was it's even interesting. I had to learn

1408
01:03:21,640 --> 01:03:24,600
Speaker 1: how to transfer points from my fiance's account to me,

1409
01:03:25,240 --> 01:03:27,720
Speaker 1: and then how to transfer those points to United, and

1410
01:03:28,200 --> 01:03:30,920
Speaker 1: it all kind of happened really luckily, very fast, so

1411
01:03:31,000 --> 01:03:33,600
Speaker 1: that I was able to find the flights I wanted

1412
01:03:33,720 --> 01:03:36,040
Speaker 1: and then transfer the points within like ten minutes and

1413
01:03:36,080 --> 01:03:38,040
Speaker 1: then they hit my account in the next like twenty

1414
01:03:38,480 --> 01:03:40,880
Speaker 1: so I just kept the browser open.

1415
01:03:41,560 --> 01:03:44,320
Speaker 3: So what's what's the best what's the best card to

1416
01:03:44,440 --> 01:03:46,560
Speaker 3: use for you to because I because United has their

1417
01:03:46,560 --> 01:03:48,400
Speaker 3: own card right their own or does it.

1418
01:03:48,440 --> 01:03:49,440
Speaker 2: Matter they do?

1419
01:03:49,600 --> 01:03:51,200
Speaker 1: But the thing about using a Chase card that I

1420
01:03:51,320 --> 01:03:54,160
Speaker 1: love is that you get points for everything you purchase,

1421
01:03:54,240 --> 01:03:56,240
Speaker 1: and those points can be transferred to United. I think

1422
01:03:56,280 --> 01:03:59,520
Speaker 1: with the United card you only get points on certain

1423
01:03:59,600 --> 01:04:02,440
Speaker 1: purchase says perhaps or the most points for flying with

1424
01:04:02,520 --> 01:04:05,400
Speaker 1: the United. I don't know all the particulars. That's Brian's lane,

1425
01:04:05,720 --> 01:04:08,640
Speaker 1: but Magnified Money has a review I believe of that cards.

1426
01:04:08,680 --> 01:04:10,680
Speaker 1: You can check it out. But we both use the

1427
01:04:10,800 --> 01:04:13,840
Speaker 1: Chase So I took out the Chase Sapphire Reserve card.

1428
01:04:14,120 --> 01:04:15,280
Speaker 1: I talk to you about this card.

1429
01:04:15,560 --> 01:04:17,280
Speaker 2: Yes, you did, like I need to like.

1430
01:04:18,280 --> 01:04:21,520
Speaker 1: Here's one one warning is that they actually so the

1431
01:04:21,880 --> 01:04:24,440
Speaker 1: bonus offer for Chase Sapphire Reserve right now is one

1432
01:04:24,520 --> 01:04:27,520
Speaker 1: hundred thousand points plus three hundred dollars travel credit plus

1433
01:04:27,560 --> 01:04:31,280
Speaker 1: a bunch of other perks. But they're cutting the bonus

1434
01:04:31,360 --> 01:04:34,480
Speaker 1: in half beginning in like a couple of weeks from now.

1435
01:04:35,120 --> 01:04:36,760
Speaker 1: You have to Google it. But it's ending soon. So

1436
01:04:36,760 --> 01:04:39,520
Speaker 1: if you want it, do you know, figure out if

1437
01:04:39,520 --> 01:04:41,360
Speaker 1: you if you can like deal with it, because like

1438
01:04:41,400 --> 01:04:43,680
Speaker 1: I said, it has a really high annual fee and

1439
01:04:43,760 --> 01:04:46,000
Speaker 1: it has all this other has a high annual fee

1440
01:04:46,000 --> 01:04:49,120
Speaker 1: of four hundred and fifty dollars. But there's tons of benefits.

1441
01:04:49,240 --> 01:04:52,280
Speaker 1: Like I got three hundred dollars every year. You get

1442
01:04:52,320 --> 01:04:54,960
Speaker 1: three hundred dollars refunded to you for any travel purchase

1443
01:04:55,080 --> 01:04:59,400
Speaker 1: for ubers, ubers, flights, trains, cars, whatever. And on top

1444
01:04:59,440 --> 01:05:02,520
Speaker 1: of that, you get one hundred dollars refunded to you

1445
01:05:02,640 --> 01:05:05,480
Speaker 1: if you apply for the Global Entry Program, which I

1446
01:05:05,680 --> 01:05:07,640
Speaker 1: just did and I got my little immediately. I got

1447
01:05:07,720 --> 01:05:11,440
Speaker 1: credited one hundred dollars, so that made that free. You

1448
01:05:11,560 --> 01:05:14,440
Speaker 1: get three points on travel and dining three which is

1449
01:05:14,480 --> 01:05:17,560
Speaker 1: the best of any card out there. Those benefits are

1450
01:05:17,560 --> 01:05:19,760
Speaker 1: staying the same. What's changing is that the bonus offer

1451
01:05:19,800 --> 01:05:22,880
Speaker 1: one hundred thousand miles, which is worth fifteen hundred dollars

1452
01:05:23,000 --> 01:05:27,440
Speaker 1: in travel. Sorry, this is very satisfying.

1453
01:05:27,960 --> 01:05:28,000
Speaker 2: It.

1454
01:05:28,560 --> 01:05:31,520
Speaker 3: I'm like, honestly, I'm like online now, like, uh, I

1455
01:05:31,640 --> 01:05:34,000
Speaker 3: need to because you know what, like right now I

1456
01:05:34,080 --> 01:05:37,040
Speaker 3: have beg of America has a travel card, and honestly.

1457
01:05:37,000 --> 01:05:38,720
Speaker 1: We talked about this, you're supposed to get rid of that.

1458
01:05:39,440 --> 01:05:40,960
Speaker 3: I know I want to strangle them because I was

1459
01:05:41,000 --> 01:05:43,360
Speaker 3: at Nola and I look like a thief because I

1460
01:05:43,480 --> 01:05:45,840
Speaker 3: was like trying to swipe. They were like card says,

1461
01:05:46,000 --> 01:05:47,120
Speaker 3: it doesn't recognize.

1462
01:05:47,160 --> 01:05:50,200
Speaker 2: I'm like, oh am, I mean Nola, not Nigeria.

1463
01:05:50,280 --> 01:05:52,680
Speaker 1: Out like this is part of your personal care because

1464
01:05:52,720 --> 01:05:54,320
Speaker 1: you and I talked about that in December when I

1465
01:05:54,360 --> 01:05:56,120
Speaker 1: was in India and we had the whole thing about

1466
01:05:56,160 --> 01:05:58,000
Speaker 1: the chase and you're like, I'm gonna do it and

1467
01:05:58,080 --> 01:05:58,760
Speaker 1: it's been a month.

1468
01:05:59,160 --> 01:05:59,880
Speaker 2: No, I'm gonna, I'm go.

1469
01:06:00,040 --> 01:06:01,960
Speaker 3: And actually because I'm like, uh see, I'm the type

1470
01:06:01,960 --> 01:06:03,640
Speaker 3: of person all you have to tell me it's about

1471
01:06:03,640 --> 01:06:05,120
Speaker 3: the clothes, and I'm like, girl, let me get it.

1472
01:06:06,400 --> 01:06:08,120
Speaker 1: But still, you know, I don't want to like and

1473
01:06:08,240 --> 01:06:09,560
Speaker 1: not just because I know you can handle it, but

1474
01:06:09,600 --> 01:06:12,440
Speaker 1: you know, people listening, it's not like there's always catches.

1475
01:06:12,480 --> 01:06:15,960
Speaker 1: You know, the interest, it's not a zero percent. Usually

1476
01:06:16,000 --> 01:06:19,120
Speaker 1: with new credit cards they have a zero percent interest promotion,

1477
01:06:19,240 --> 01:06:21,240
Speaker 1: but they don't have any of that. So if you need,

1478
01:06:21,360 --> 01:06:23,320
Speaker 1: if you can't afford to pay off four hundred and

1479
01:06:23,320 --> 01:06:26,040
Speaker 1: fifty dollars right away. Then you're gonna hit with interest

1480
01:06:26,080 --> 01:06:28,960
Speaker 1: because they charge the annual fee right away. So that's

1481
01:06:29,040 --> 01:06:33,480
Speaker 1: one quid pro cro quid pro quo. But if you

1482
01:06:33,520 --> 01:06:35,400
Speaker 1: could handle it and know how to you know, work,

1483
01:06:35,640 --> 01:06:37,600
Speaker 1: you know, work it out, then it can work out

1484
01:06:37,640 --> 01:06:39,600
Speaker 1: for you like it did for us. Like I took

1485
01:06:39,640 --> 01:06:41,480
Speaker 1: out the card, he took out the card. We had

1486
01:06:41,880 --> 01:06:44,880
Speaker 1: instantly we had one hundred, one hundred thousand miles apiece,

1487
01:06:45,200 --> 01:06:47,160
Speaker 1: and then we've been earning points on points on points

1488
01:06:47,200 --> 01:06:49,320
Speaker 1: because we travel a lot and we eat out a lot.

1489
01:06:49,480 --> 01:06:52,840
Speaker 1: So you know, we had over two hundred thousand points

1490
01:06:52,880 --> 01:06:56,800
Speaker 1: to use and I only used wait for it, I

1491
01:06:56,920 --> 01:07:00,800
Speaker 1: only I only use seventy thousand miles or seventy thousand

1492
01:07:00,800 --> 01:07:02,440
Speaker 1: points for this trip to Italy in Spain.

1493
01:07:02,840 --> 01:07:05,040
Speaker 2: No, I'm timing out because this don't make not a doubt.

1494
01:07:06,280 --> 01:07:07,400
Speaker 2: Like honestly, it doesn't make anense.

1495
01:07:07,440 --> 01:07:09,320
Speaker 1: That's why they're stopping the offer. They did it for

1496
01:07:09,440 --> 01:07:11,880
Speaker 1: press and they got a ton of people interested in

1497
01:07:11,960 --> 01:07:13,760
Speaker 1: the car. Now they have all these new Chase customers.

1498
01:07:13,760 --> 01:07:15,840
Speaker 1: They got what they wanted, and now they're ending it.

1499
01:07:16,480 --> 01:07:18,720
Speaker 2: No, I'm signing out because it really doesn't make any

1500
01:07:18,800 --> 01:07:19,320
Speaker 2: sense I have to.

1501
01:07:19,520 --> 01:07:19,919
Speaker 1: It's free.

1502
01:07:20,000 --> 01:07:20,680
Speaker 2: It's free money.

1503
01:07:20,760 --> 01:07:22,400
Speaker 1: I mean it's free money. I mean we paid four

1504
01:07:22,480 --> 01:07:25,479
Speaker 1: hundred and fifty dollars, but with the three hundred dollars

1505
01:07:25,560 --> 01:07:28,160
Speaker 1: travel credit, we basically paid one hundred and fifty dollars

1506
01:07:28,680 --> 01:07:32,200
Speaker 1: annual fee. But then I got thee hundred dollars goaluntry refund,

1507
01:07:32,240 --> 01:07:34,440
Speaker 1: so I really only paid fifty. I mean it pays

1508
01:07:34,480 --> 01:07:36,400
Speaker 1: for itself, honestly, so many times over.

1509
01:07:36,600 --> 01:07:39,680
Speaker 3: So if it makes sense we talked about this earlier

1510
01:07:39,840 --> 01:07:43,320
Speaker 3: Brown Ambition listeners, is that that when you're making these choices,

1511
01:07:43,640 --> 01:07:47,080
Speaker 3: like if you're impulsive or you're reserved like me, either way,

1512
01:07:47,920 --> 01:07:49,960
Speaker 3: the math will tell you if it makes sense for you,

1513
01:07:51,160 --> 01:07:52,960
Speaker 3: And for me it makes sense. I'm like applying while

1514
01:07:52,960 --> 01:07:54,800
Speaker 3: we're talking right now, I'm like, mm, girl, checked down,

1515
01:07:55,000 --> 01:07:55,520
Speaker 3: and don't.

1516
01:07:55,360 --> 01:07:59,120
Speaker 1: Be don't be one of those people. Don't be one

1517
01:07:59,160 --> 01:08:01,320
Speaker 1: of those people who who spends money on a credit

1518
01:08:01,360 --> 01:08:04,360
Speaker 1: card just because they're gonna earn points, Like that's ridiculous. Yeah,

1519
01:08:04,480 --> 01:08:06,360
Speaker 1: I mean I'm gonna spend if you're gonna spend the

1520
01:08:06,360 --> 01:08:09,000
Speaker 1: money anyway. That's one thing. And it helped me too,

1521
01:08:09,120 --> 01:08:11,400
Speaker 1: because I have been paying for a wedding, which means

1522
01:08:11,440 --> 01:08:13,800
Speaker 1: my expenses has been a lot higher this year. So

1523
01:08:13,960 --> 01:08:15,880
Speaker 1: I was able to put things like the venue on

1524
01:08:15,920 --> 01:08:18,200
Speaker 1: the credit card and get points and you know that

1525
01:08:18,479 --> 01:08:20,280
Speaker 1: sort of stuff helps. But if you don't have a

1526
01:08:20,320 --> 01:08:22,760
Speaker 1: certain level of spending, then it mays I do then

1527
01:08:22,840 --> 01:08:23,240
Speaker 1: add it to you.

1528
01:08:23,439 --> 01:08:23,880
Speaker 2: I know you do.

1529
01:08:24,000 --> 01:08:26,200
Speaker 1: You should make it your business card, like I am.

1530
01:08:26,240 --> 01:08:27,519
Speaker 2: Honestly, that's when you said that.

1531
01:08:27,640 --> 01:08:29,479
Speaker 3: I was like, literally, I'm gonna switch over all of

1532
01:08:29,600 --> 01:08:33,400
Speaker 3: my because I spend that with you know, just with

1533
01:08:33,560 --> 01:08:37,080
Speaker 3: business expenses. Things that like my website, my this, those

1534
01:08:37,120 --> 01:08:38,760
Speaker 3: things come on my card and I pay it off

1535
01:08:38,800 --> 01:08:41,200
Speaker 3: every month. But I'm like, why am I not earning

1536
01:08:41,400 --> 01:08:45,120
Speaker 3: you know, like these incredible rewards for something I'm doing anyway,

1537
01:08:45,160 --> 01:08:47,040
Speaker 3: Like I for me, like I don't even in my

1538
01:08:47,080 --> 01:08:50,679
Speaker 3: bag of America card, I don't use it like to swipe. Instead,

1539
01:08:50,720 --> 01:08:54,160
Speaker 3: it basically like stays home and things just get added

1540
01:08:54,240 --> 01:08:55,800
Speaker 3: to it for my business. And then what I do

1541
01:08:56,040 --> 01:08:58,519
Speaker 3: is if I travel, this is a travel card, I'll

1542
01:08:58,600 --> 01:09:00,719
Speaker 3: use it to book flights and things like that in hotels.

1543
01:09:01,520 --> 01:09:04,680
Speaker 2: But America you need to get rid of them.

1544
01:09:04,680 --> 01:09:06,880
Speaker 1: They're the worst. They are the worst worst.

1545
01:09:06,960 --> 01:09:12,439
Speaker 3: I think I'm sorry, I'm not sorry, but yeah, it's

1546
01:09:12,479 --> 01:09:14,760
Speaker 3: been time and this is self love, but this is

1547
01:09:14,960 --> 01:09:17,479
Speaker 3: this is the year of what lived, Big B I

1548
01:09:17,800 --> 01:09:21,200
Speaker 3: G for T I F f an.

1549
01:09:22,720 --> 01:09:24,040
Speaker 2: So yeah, I'm getting rid of them.

1550
01:09:24,080 --> 01:09:25,880
Speaker 3: And actually, while we're speaking, I'm like, I don't know

1551
01:09:25,920 --> 01:09:27,960
Speaker 3: if you can hear the tapping that is me applying.

1552
01:09:28,160 --> 01:09:29,519
Speaker 1: Okay, it's really fast.

1553
01:09:29,640 --> 01:09:30,160
Speaker 2: I was shot.

1554
01:09:30,479 --> 01:09:32,840
Speaker 1: Well, the Chase has the thing where they I've written

1555
01:09:32,840 --> 01:09:34,840
Speaker 1: about this before. If you're like a if you well

1556
01:09:34,880 --> 01:09:36,960
Speaker 1: you're not. I'm not either, But a lot of people

1557
01:09:37,000 --> 01:09:39,160
Speaker 1: were pissed off because they are there the kind of

1558
01:09:39,200 --> 01:09:41,960
Speaker 1: people who run up travel cards, get all, they apply

1559
01:09:42,080 --> 01:09:43,639
Speaker 1: for a bunch of credit cards. They have like over

1560
01:09:43,680 --> 01:09:46,360
Speaker 1: a dozen credit cards, and they keep applying, getting the

1561
01:09:46,400 --> 01:09:49,400
Speaker 1: bonus offers and then closing the cards. So Chase wised

1562
01:09:49,479 --> 01:09:51,840
Speaker 1: up to that. And if you have opened more than

1563
01:09:52,040 --> 01:09:54,840
Speaker 1: five Chase cards or five I think maybe even five

1564
01:09:54,920 --> 01:09:57,880
Speaker 1: new credit accounts I forget within the last two years,

1565
01:09:58,040 --> 01:10:00,960
Speaker 1: then they they probably won't approve you for the card,

1566
01:10:01,680 --> 01:10:04,000
Speaker 1: and you might have to go through like extra underwriting

1567
01:10:04,479 --> 01:10:08,479
Speaker 1: to convince them to approve your what or whatnot. But anyway,

1568
01:10:08,560 --> 01:10:11,200
Speaker 1: we got the cards. Happy story, happy ending. We spent.

1569
01:10:11,760 --> 01:10:14,800
Speaker 1: We only had to pay for taxes and fees, So

1570
01:10:15,040 --> 01:10:17,240
Speaker 1: all in all, I booked a fifteen day trip to

1571
01:10:17,280 --> 01:10:19,719
Speaker 1: Italy and Spain for two hundred and forty six dollars.

1572
01:10:19,880 --> 01:10:22,120
Speaker 3: Oh Mt Mandy, Honestly, if you don't write a black

1573
01:10:22,160 --> 01:10:25,479
Speaker 3: Quost blog, I'm gonna like beat you next time.

1574
01:10:25,640 --> 01:10:25,760
Speaker 2: Right.

1575
01:10:25,880 --> 01:10:28,240
Speaker 3: If Vandy does not write a blog post and put

1576
01:10:28,280 --> 01:10:30,960
Speaker 3: it on our page, we will collectively jump her, just

1577
01:10:31,040 --> 01:10:31,400
Speaker 3: so you know.

1578
01:10:32,520 --> 01:10:34,719
Speaker 1: And we still have like over one hundred thousand points.

1579
01:10:34,720 --> 01:10:36,320
Speaker 1: I'm like, what are we gonna do with these? Just

1580
01:10:36,400 --> 01:10:38,320
Speaker 1: calm down, You're live your life girl.

1581
01:10:38,400 --> 01:10:39,519
Speaker 2: You gona oh child.

1582
01:10:39,560 --> 01:10:41,560
Speaker 3: I'm like, see, had I known this, I could have

1583
01:10:41,600 --> 01:10:44,000
Speaker 3: been in Sancorini right now taping this with that with

1584
01:10:44,080 --> 01:10:44,679
Speaker 3: a bad connection.

1585
01:10:44,800 --> 01:10:46,120
Speaker 2: Like I can't hear you girl the ways.

1586
01:10:48,000 --> 01:10:49,880
Speaker 1: So I just said Santorino. I was like, yeah, Greece,

1587
01:10:49,920 --> 01:10:51,880
Speaker 1: that's gonna be next. But I always had a love,

1588
01:10:52,600 --> 01:10:55,679
Speaker 1: you know. I. I feel like everyone has their Italy trip,

1589
01:10:55,720 --> 01:10:57,680
Speaker 1: but I have since I remember doing a project on

1590
01:10:57,800 --> 01:11:00,320
Speaker 1: Italy when I was six in sixth grade, I had

1591
01:11:00,360 --> 01:11:02,519
Speaker 1: to make like a project, you know, the three the

1592
01:11:02,640 --> 01:11:07,040
Speaker 1: three board or three flap project boards, the big presentation boards,

1593
01:11:07,040 --> 01:11:08,840
Speaker 1: and I did the Big Flag, and I've heard about

1594
01:11:09,320 --> 01:11:11,799
Speaker 1: food and like the history of Italy and I've always

1595
01:11:11,840 --> 01:11:14,559
Speaker 1: wanted to go, and I I can't wait. So we're

1596
01:11:14,560 --> 01:11:17,840
Speaker 1: gonna do Florence. And the best thing also, I mean,

1597
01:11:18,280 --> 01:11:20,840
Speaker 1: there's so many fridge read offits of working at Magnified Money,

1598
01:11:20,880 --> 01:11:23,759
Speaker 1: but one of them is that Nick is the co founder,

1599
01:11:23,920 --> 01:11:27,360
Speaker 1: is Italian and has deep, deep connections in Sicily and Florence.

1600
01:11:27,400 --> 01:11:29,679
Speaker 1: And he's like, you go and I'll have you taken

1601
01:11:29,720 --> 01:11:31,560
Speaker 1: care of. And I don't know what that means, but

1602
01:11:31,680 --> 01:11:32,440
Speaker 1: I'm going.

1603
01:11:34,280 --> 01:11:37,680
Speaker 3: That by way of a sponsorship. I'm gonna put that

1604
01:11:37,680 --> 01:11:39,000
Speaker 3: in our sponsorship agreement.

1605
01:11:39,040 --> 01:11:41,920
Speaker 1: Next I'll let you know what that means, don't I

1606
01:11:41,920 --> 01:11:43,800
Speaker 1: don't care if it just means a free bread basket

1607
01:11:43,840 --> 01:11:45,400
Speaker 1: when I get there, I'll take anything.

1608
01:11:47,800 --> 01:11:50,920
Speaker 2: I got a free bread basket. It was free though.

1609
01:11:52,400 --> 01:11:55,960
Speaker 1: And you know, Enrique, forget it, we're getting married. His

1610
01:11:56,040 --> 01:11:56,679
Speaker 1: name is Enrique.

1611
01:11:56,760 --> 01:11:57,400
Speaker 2: Everyone knows it.

1612
01:11:57,520 --> 01:12:00,320
Speaker 1: Now. I'm so done having to edit out my own

1613
01:12:00,439 --> 01:12:06,400
Speaker 1: voicing and Thinkayrique. Uh, he's a Catholic, obviously, let's you know, Catholic,

1614
01:12:06,479 --> 01:12:08,599
Speaker 1: perfect combo. And he's just he wants to go see

1615
01:12:08,600 --> 01:12:10,559
Speaker 1: the Vaticans and we're gonna do a day in Rome

1616
01:12:10,760 --> 01:12:14,360
Speaker 1: and you know, just take the train to Florence and

1617
01:12:14,560 --> 01:12:17,680
Speaker 1: I don't know to see whatever. I'm not over planning it,

1618
01:12:18,960 --> 01:12:21,120
Speaker 1: but I'm really excited. So we're gonna do I think

1619
01:12:21,120 --> 01:12:24,680
Speaker 1: we're doing Rome and then Florence and then Cecily and

1620
01:12:24,800 --> 01:12:28,320
Speaker 1: then we're flying to Espanya for four days at the

1621
01:12:28,520 --> 01:12:32,680
Speaker 1: end of the trip. So yeah, I can't wait. I

1622
01:12:32,720 --> 01:12:33,200
Speaker 1: can't wait.

1623
01:12:33,479 --> 01:12:36,200
Speaker 2: And it's like, what I know, I know what my

1624
01:12:36,240 --> 01:12:36,640
Speaker 2: win is.

1625
01:12:37,120 --> 01:12:40,320
Speaker 1: Okay, what's your one, Tiffany, You're approved?

1626
01:12:42,560 --> 01:12:47,040
Speaker 3: Yes, now go spend four thousand dollars quick now, girl, Like, honestly,

1627
01:12:47,160 --> 01:12:48,200
Speaker 3: that's in three months.

1628
01:12:48,280 --> 01:12:51,559
Speaker 2: Like that's that's that's probably a monthly. So it's wait,

1629
01:12:51,720 --> 01:12:52,760
Speaker 2: let me make sure. I'm like, don it.

1630
01:12:52,760 --> 01:12:54,280
Speaker 3: I hope it was the right card. It's the Chase

1631
01:12:54,360 --> 01:12:59,040
Speaker 3: Sapphire Reserve, right, Yes, that would be such a tivioty move,

1632
01:12:59,240 --> 01:13:03,040
Speaker 3: like the Chase, like you know, Emeralds. You're like, girl,

1633
01:13:03,160 --> 01:13:07,240
Speaker 3: that is not even the right car. So yes, Maddie,

1634
01:13:07,240 --> 01:13:09,360
Speaker 3: see look at Mandy getting me together. See this is

1635
01:13:09,400 --> 01:13:12,080
Speaker 3: what brown ambition folks do for each other. We help

1636
01:13:12,120 --> 01:13:13,360
Speaker 3: take each other to the next level.

1637
01:13:13,439 --> 01:13:14,000
Speaker 2: And you.

1638
01:13:15,840 --> 01:13:18,240
Speaker 1: Can your mind sing it?

1639
01:13:18,439 --> 01:13:19,840
Speaker 2: Girl? You better thing?

1640
01:13:20,640 --> 01:13:23,200
Speaker 1: I then? Oh man, I'm really excited. So I can't

1641
01:13:23,240 --> 01:13:26,640
Speaker 1: wait to European Adventure. I'm almost like I need to

1642
01:13:26,720 --> 01:13:29,360
Speaker 1: knock on some wood. I've really been in my feelings

1643
01:13:29,400 --> 01:13:33,240
Speaker 1: about the goodness of this year, even though it you know,

1644
01:13:33,320 --> 01:13:36,200
Speaker 1: had its low points. But I and I and I

1645
01:13:36,840 --> 01:13:37,840
Speaker 1: need to start.

1646
01:13:37,960 --> 01:13:38,760
Speaker 2: I need to give back.

1647
01:13:38,960 --> 01:13:41,880
Speaker 1: I feel like a lot of good things, a lot

1648
01:13:41,960 --> 01:13:43,600
Speaker 1: of good things have been happening, and I feel like

1649
01:13:43,640 --> 01:13:46,200
Speaker 1: I need to pay back in some way. I'm not

1650
01:13:46,240 --> 01:13:49,639
Speaker 1: I haven't really found the way yet, but you will.

1651
01:13:49,760 --> 01:13:50,800
Speaker 1: Do you ever feel like you just like a lot

1652
01:13:50,800 --> 01:13:52,800
Speaker 1: of stupid good stuff's happened, and I just want to

1653
01:13:52,840 --> 01:13:55,120
Speaker 1: find a way to I mean, I bet I've done

1654
01:13:55,160 --> 01:13:57,000
Speaker 1: little I give money to little things, and you know,

1655
01:13:57,240 --> 01:14:00,280
Speaker 1: but just something, you know, to to give some good

1656
01:14:00,400 --> 01:14:02,599
Speaker 1: vibes to the universe that's been good to me and us.

1657
01:14:03,360 --> 01:14:06,280
Speaker 1: Just to be healthy, you know, just to be And

1658
01:14:06,400 --> 01:14:07,240
Speaker 1: I think that all the time.

1659
01:14:07,280 --> 01:14:08,320
Speaker 2: I'm like, you know, you're healthy.

1660
01:14:08,520 --> 01:14:10,920
Speaker 3: You know everyone that you know that I really really

1661
01:14:11,000 --> 01:14:14,280
Speaker 3: care about is is relatively healthy and fine.

1662
01:14:14,320 --> 01:14:14,479
Speaker 1: You know.

1663
01:14:15,080 --> 01:14:17,680
Speaker 3: It's just you're right that it is one of the

1664
01:14:17,720 --> 01:14:19,639
Speaker 3: reasons why I give back because it's you give out

1665
01:14:19,640 --> 01:14:21,640
Speaker 3: of gratefulness, and I don't. You know, I don't give

1666
01:14:21,680 --> 01:14:23,400
Speaker 3: any other way, Like I don't. There's a lot of

1667
01:14:23,400 --> 01:14:24,560
Speaker 3: people who ask me, can you do this?

1668
01:14:24,760 --> 01:14:26,720
Speaker 2: Or can you speak for free? Or can you And

1669
01:14:26,840 --> 01:14:29,080
Speaker 2: when I tell them, you know, no, they'll get angry.

1670
01:14:29,200 --> 01:14:31,560
Speaker 3: But I only give when I can give out of

1671
01:14:31,760 --> 01:14:33,720
Speaker 3: genuinely wanting to do it, because that's the energy I

1672
01:14:33,760 --> 01:14:34,679
Speaker 3: want to bring to the table.

1673
01:14:35,000 --> 01:14:37,040
Speaker 2: So I give a lot so I don't feel guilty.

1674
01:14:36,720 --> 01:14:38,960
Speaker 3: When someone says, you don't want to speak to this

1675
01:14:39,120 --> 01:14:41,240
Speaker 3: homeless teams for free, And I'm like, girl, I spoke

1676
01:14:41,280 --> 01:14:43,320
Speaker 3: to you know, three groups last week, but you would

1677
01:14:43,439 --> 01:14:45,400
Speaker 3: know that, And that's fine, But that's because I wanted

1678
01:14:45,439 --> 01:14:48,320
Speaker 3: to do that. That Like, I'm really learning to only

1679
01:14:48,560 --> 01:14:51,120
Speaker 3: serve when it's from the place that this is what

1680
01:14:51,240 --> 01:14:53,600
Speaker 3: I desire to do, not out of guilt, because I

1681
01:14:53,640 --> 01:14:55,240
Speaker 3: don't want to bring that energy to the table.

1682
01:14:55,320 --> 01:14:57,640
Speaker 2: So when you find the right thing, it will be.

1683
01:14:58,680 --> 01:15:00,000
Speaker 3: The right thing, and you're going to bring the right

1684
01:15:00,200 --> 01:15:02,559
Speaker 3: energy to the table and they're going to be blessed

1685
01:15:02,640 --> 01:15:04,479
Speaker 3: times ten because you're giving.

1686
01:15:04,600 --> 01:15:06,280
Speaker 2: But then you're also giving from the right place.

1687
01:15:07,200 --> 01:15:09,360
Speaker 1: Yeah, I gotta do some thinking. Maybe I'll you know,

1688
01:15:09,400 --> 01:15:11,560
Speaker 1: you can donate miles. I didn't realize that.

1689
01:15:11,760 --> 01:15:12,559
Speaker 2: Yeah, yeah you can't.

1690
01:15:12,800 --> 01:15:16,240
Speaker 1: You donate some of the miles we have left over. Yeah,

1691
01:15:16,280 --> 01:15:20,040
Speaker 1: I'm just so I'm excited. April cannot come. Well, actually

1692
01:15:20,080 --> 01:15:23,680
Speaker 1: it can come soon enough. I have a lot to do,

1693
01:15:23,880 --> 01:15:25,840
Speaker 1: but you know, getting off to a good start. I'm

1694
01:15:25,840 --> 01:15:31,160
Speaker 1: really happy with stuff. Stuff's good, Stuff's all right, can't

1695
01:15:31,200 --> 01:15:31,720
Speaker 1: ask for more.

1696
01:15:33,320 --> 01:15:35,920
Speaker 2: Yeah, well, I'm we need to turn back on my heat.

1697
01:15:36,360 --> 01:15:37,880
Speaker 3: I'm freezing. So for those of you who don't know,

1698
01:15:37,960 --> 01:15:39,439
Speaker 3: me and Mandy have to turn off our heat because

1699
01:15:39,439 --> 01:15:41,400
Speaker 3: we love you so much. So that way, the quality

1700
01:15:42,240 --> 01:15:44,679
Speaker 3: audio of this show sounds great where we're like, oh cold.

1701
01:15:45,040 --> 01:15:48,360
Speaker 1: Yeah, you might have noticed the significance improvement in the

1702
01:15:48,439 --> 01:15:51,040
Speaker 1: audio from the first ten minutes. I apologize for that.

1703
01:15:51,160 --> 01:15:54,880
Speaker 1: We had some heating issues. Tiffany's a diva. She likes

1704
01:15:54,920 --> 01:15:55,519
Speaker 1: to be warm.

1705
01:15:57,840 --> 01:16:01,040
Speaker 2: I don't know, it's crazy, I know, for too much.

1706
01:16:01,200 --> 01:16:04,080
Speaker 3: So yeah, oh, this is a great you know, coming

1707
01:16:04,200 --> 01:16:06,120
Speaker 3: back because you know, like I'm not gonna lie, you know,

1708
01:16:06,240 --> 01:16:07,560
Speaker 3: the end of the last year, it was kind of

1709
01:16:07,600 --> 01:16:09,600
Speaker 3: like whoo child. But I feel like we're you know,

1710
01:16:09,760 --> 01:16:14,120
Speaker 3: we are We're coming back this year strong. Well we

1711
01:16:14,240 --> 01:16:16,639
Speaker 3: I mean we're always good, but meaning that our energy

1712
01:16:16,760 --> 01:16:19,639
Speaker 3: is definitely up, you know, considering you know how last

1713
01:16:19,720 --> 01:16:22,320
Speaker 3: year ended politically. But I feel good. I feel like

1714
01:16:22,360 --> 01:16:24,760
Speaker 3: this year is going to be amazing. This year is

1715
01:16:24,760 --> 01:16:26,680
Speaker 3: going to be a big year for Tiffany and a

1716
01:16:26,720 --> 01:16:28,720
Speaker 3: big year for the Budgetisa. I'm not going to list

1717
01:16:28,800 --> 01:16:32,519
Speaker 3: wall and I cannot wait to hear you know what.

1718
01:16:32,720 --> 01:16:35,800
Speaker 2: This would be great. How about you tweet what's our

1719
01:16:35,840 --> 01:16:37,479
Speaker 2: twitter again? I haven't we haven't said it so long

1720
01:16:37,640 --> 01:16:38,719
Speaker 2: at the BA podcast.

1721
01:16:39,640 --> 01:16:41,560
Speaker 3: At the BA podcast, how about you tell us what

1722
01:16:41,680 --> 01:16:43,400
Speaker 3: your theme for the year is. I think that would

1723
01:16:43,400 --> 01:16:51,840
Speaker 3: be great. Tweet Mandy. I would love to know, like

1724
01:16:51,880 --> 01:16:54,160
Speaker 3: what your theme for I feel like everybody should start

1725
01:16:54,200 --> 01:16:56,000
Speaker 3: the year with like some sort of like big intention

1726
01:16:56,200 --> 01:16:58,040
Speaker 3: and so like, you know, very Oprah esque.

1727
01:16:58,320 --> 01:17:00,720
Speaker 2: I'd love to know what it is. Call me now,