1 00:00:00,040 --> 00:00:02,560 Speaker 1: I lost my wallet and I haven't gotten paid. It's 2 00:00:02,600 --> 00:00:03,240 Speaker 1: one more thing. 3 00:00:04,920 --> 00:00:11,760 Speaker 2: I'm one more thing, say Rare Michelangelo hosted one more 4 00:00:11,800 --> 00:00:15,280 Speaker 2: Thing podcast Before we get to that. Though, Joe knows 5 00:00:15,320 --> 00:00:18,319 Speaker 2: this story, so I understand how impactful this was for me. 6 00:00:18,880 --> 00:00:24,320 Speaker 2: He knows my backstory. I just walked into the restroom 7 00:00:24,600 --> 00:00:29,120 Speaker 2: and there were women in there. Oh, and I had 8 00:00:29,120 --> 00:00:36,680 Speaker 2: a flashback. It was amazing, I could see it. So 9 00:00:36,800 --> 00:00:42,879 Speaker 2: when I was ten years old Wrigley Field, Chicago Cubs 10 00:00:43,479 --> 00:00:47,680 Speaker 2: father son baseball trip with my dad, I tell my 11 00:00:47,760 --> 00:00:49,280 Speaker 2: dad I need to go to the bathroom, and I 12 00:00:49,360 --> 00:00:52,760 Speaker 2: accidentally walked in the women's room. And it wasn't until 13 00:00:52,800 --> 00:00:54,880 Speaker 2: I was quite always in there and saw a bunch 14 00:00:54,880 --> 00:00:56,720 Speaker 2: of women before it registered in my head that I 15 00:00:56,760 --> 00:00:59,240 Speaker 2: was in the women's room. And I was so horrified 16 00:00:59,280 --> 00:01:01,480 Speaker 2: as a ten year old that I had accidentally walked 17 00:01:01,520 --> 00:01:03,960 Speaker 2: into the women's room. I mean just horrified to the core. 18 00:01:04,240 --> 00:01:07,520 Speaker 2: I can still picture it. I thought sure they were 19 00:01:07,560 --> 00:01:09,440 Speaker 2: gonna announce it over the loud speaker. I came and 20 00:01:09,480 --> 00:01:11,720 Speaker 2: sat down with my dad rather than say a funny 21 00:01:11,720 --> 00:01:14,360 Speaker 2: thing this happened, Dad, I walked in. I was just horrified, 22 00:01:14,440 --> 00:01:16,440 Speaker 2: keeping it a secret. I thought they were gonna announce 23 00:01:16,440 --> 00:01:18,399 Speaker 2: it would the ten year old boy who just walked 24 00:01:18,440 --> 00:01:21,000 Speaker 2: in the women's room, Please report, police are on the way, 25 00:01:21,080 --> 00:01:23,560 Speaker 2: you know that sort of thing. I just had that 26 00:01:23,600 --> 00:01:26,040 Speaker 2: flashback because I just walked into the bathroom and there 27 00:01:26,040 --> 00:01:27,920 Speaker 2: were two women standing there, and I thought, how did 28 00:01:27,920 --> 00:01:30,840 Speaker 2: I get that? They were in some sort of inspectors 29 00:01:30,840 --> 00:01:32,240 Speaker 2: doing an inspection? Oh? 30 00:01:32,280 --> 00:01:38,680 Speaker 3: Okay, Wow, they put up a sign or should they should? 31 00:01:38,760 --> 00:01:40,759 Speaker 3: I could have unleashed right as the door open, because 32 00:01:40,760 --> 00:01:42,119 Speaker 3: I was in a real hurry. And the next thing, 33 00:01:42,120 --> 00:01:45,040 Speaker 3: you know, I'm exposing myself. And on the news, the 34 00:01:45,080 --> 00:01:47,800 Speaker 3: pre pants pulled down exactly and. 35 00:01:47,800 --> 00:01:50,560 Speaker 2: They were Wow, the preemptive pulled down. Good lord. And 36 00:01:50,600 --> 00:01:52,920 Speaker 2: they were wearing street clothes, so it made it more 37 00:01:52,960 --> 00:01:54,680 Speaker 2: of a what is going on here? They should have 38 00:01:54,720 --> 00:01:58,080 Speaker 2: had some sort of inspector uniforms on or something or 39 00:01:58,120 --> 00:02:02,480 Speaker 2: was it gender pending madness? Anything goes now, it's sick, 40 00:02:02,760 --> 00:02:05,760 Speaker 2: horrifying thing. God, nothing happened, Okay, Michael, what's your story? 41 00:02:06,040 --> 00:02:08,840 Speaker 1: Had a tough time coming to work today? So I 42 00:02:08,880 --> 00:02:11,240 Speaker 1: was getting a ride here. Yesterday I got hit on 43 00:02:11,280 --> 00:02:16,240 Speaker 1: the highway. So I'm driving and just going along and 44 00:02:16,240 --> 00:02:19,440 Speaker 1: all of a sudden, how somebody hits me on the 45 00:02:19,480 --> 00:02:21,760 Speaker 1: rear side of my car, and I see a piece 46 00:02:21,800 --> 00:02:23,960 Speaker 1: of my cargo flying off, which is just great, I hear. 47 00:02:24,040 --> 00:02:25,560 Speaker 2: Yeah, So how flse do you go? 48 00:02:25,960 --> 00:02:27,639 Speaker 1: I'm going about sixty five miles an hour. 49 00:02:29,840 --> 00:02:32,160 Speaker 2: Yeah, you could get spun. 50 00:02:32,040 --> 00:02:36,760 Speaker 1: Yeah, yeah, I was very lucky I wasn't hurt. So anyway, 51 00:02:36,800 --> 00:02:39,160 Speaker 1: what happened was a young kid about twenty years old. 52 00:02:39,240 --> 00:02:41,480 Speaker 2: Well back up just a second. So he hits you 53 00:02:41,520 --> 00:02:43,400 Speaker 2: in the like in the bumper or the. 54 00:02:43,400 --> 00:02:46,280 Speaker 1: Side right where the rear tire is, the left rear 55 00:02:46,360 --> 00:02:47,440 Speaker 1: tire right above that. 56 00:02:47,800 --> 00:02:50,960 Speaker 2: It's amazing that you didn't get spun out. Yeah, so 57 00:02:51,240 --> 00:02:54,040 Speaker 2: what what happened? Did you just end up slowing down 58 00:02:54,040 --> 00:02:55,000 Speaker 2: and coming to a stop? 59 00:02:55,880 --> 00:02:58,280 Speaker 1: Yeah I did. I just slowed down, came to a 60 00:02:58,320 --> 00:03:01,520 Speaker 1: stop and just went to the you know, right side 61 00:03:01,520 --> 00:03:03,119 Speaker 1: of the road. And he went to the right side 62 00:03:03,120 --> 00:03:05,839 Speaker 1: of the road, and that's where we you know, comes out. Oh, 63 00:03:05,880 --> 00:03:07,960 Speaker 1: I'm sorry, I'm sorry. I was trying to make a lane. 64 00:03:07,840 --> 00:03:10,240 Speaker 2: Change and yeah, you know, I didn't see you. 65 00:03:10,320 --> 00:03:13,440 Speaker 1: Didn't see you. Okay, So this is the first time 66 00:03:13,480 --> 00:03:16,320 Speaker 1: he's ever been in an accident. I guess he's really nervous. 67 00:03:16,360 --> 00:03:18,799 Speaker 1: He's twenty probably, I would say twenty years old, young, 68 00:03:19,240 --> 00:03:20,200 Speaker 1: young kid child. 69 00:03:20,520 --> 00:03:21,000 Speaker 2: Yeah. 70 00:03:21,680 --> 00:03:23,560 Speaker 1: Then he tells me I said, well, I said, I've 71 00:03:23,600 --> 00:03:26,480 Speaker 1: been through this before. I said, so, don't worry, you know, 72 00:03:26,560 --> 00:03:29,720 Speaker 1: you just get let's just exchange our insurance information. Then 73 00:03:29,720 --> 00:03:32,320 Speaker 1: he looks at me wide eyed and goes, I don't 74 00:03:32,320 --> 00:03:33,080 Speaker 1: have insurance. 75 00:03:33,160 --> 00:03:39,040 Speaker 2: Oh boy, oh my insurance expired. Woh no, and that's 76 00:03:39,080 --> 00:03:40,760 Speaker 2: when you clutch your neck. Of course, it doesn't do 77 00:03:40,800 --> 00:03:41,960 Speaker 2: any good if he doesn't have an insurance. 78 00:03:42,160 --> 00:03:44,920 Speaker 1: And I said, well, let's, you know, exchange the information stuff. 79 00:03:45,280 --> 00:03:47,240 Speaker 1: He goes, all right, except my wallet was stolen at 80 00:03:47,240 --> 00:03:51,360 Speaker 1: the club the other night. Okay, no, no, I thought 81 00:03:51,360 --> 00:03:54,240 Speaker 1: the same thing too, Katie. But okay, he gave me 82 00:03:54,280 --> 00:03:56,560 Speaker 1: all the information he had me, you know, gave the 83 00:03:56,600 --> 00:03:59,920 Speaker 1: cell phone, the email, his home address, everything, said try 84 00:04:00,080 --> 00:04:02,320 Speaker 1: the cell phone right now. You know you can see 85 00:04:02,360 --> 00:04:02,680 Speaker 1: that's me. 86 00:04:02,880 --> 00:04:06,680 Speaker 2: You know it's a burner. I don't know. I hope not. 87 00:04:07,080 --> 00:04:12,680 Speaker 3: But I his car was bamboozled by his sob story. 88 00:04:12,760 --> 00:04:13,839 Speaker 3: She's heard it all far. 89 00:04:15,400 --> 00:04:16,400 Speaker 2: His car is totaled. 90 00:04:17,000 --> 00:04:19,839 Speaker 1: Yeah, his car was like he couldn't drive, he couldn't 91 00:04:19,880 --> 00:04:20,359 Speaker 1: drive away? 92 00:04:20,440 --> 00:04:22,400 Speaker 2: What was wow? What was he driving as a guy 93 00:04:22,440 --> 00:04:24,000 Speaker 2: with no insurance and no wallet? 94 00:04:24,480 --> 00:04:27,520 Speaker 1: It was a Ford Sedan, m so it wasn't in 95 00:04:27,520 --> 00:04:29,440 Speaker 1: a bad car. But it's just the way he hit me. 96 00:04:29,520 --> 00:04:31,839 Speaker 1: I mean, he just completely went right in, Like. 97 00:04:32,000 --> 00:04:34,080 Speaker 2: Who uses the term sedan? What are you eighty five 98 00:04:34,160 --> 00:04:34,600 Speaker 2: years old? 99 00:04:34,920 --> 00:04:37,080 Speaker 1: Well, I was trying to, you know, leave it a 100 00:04:37,120 --> 00:04:37,799 Speaker 1: little generic. 101 00:04:38,279 --> 00:04:41,720 Speaker 3: It's it's a perfectly reasonable term. I don't attack him 102 00:04:41,720 --> 00:04:44,000 Speaker 3: for using the term sedan. Told me what kind of 103 00:04:44,000 --> 00:04:44,839 Speaker 3: car it is? 104 00:04:44,880 --> 00:04:45,839 Speaker 2: That was a weird attack. 105 00:04:45,960 --> 00:04:46,520 Speaker 4: Yes, that was it? 106 00:04:46,600 --> 00:04:49,760 Speaker 2: A Taurus. That was That was a weird attack. That's bizarre. 107 00:04:49,800 --> 00:04:53,360 Speaker 4: Wow, wow, odd thing to go after, Michael Foarr. 108 00:04:53,440 --> 00:04:56,159 Speaker 2: You know, I can't believe he got hit in the 109 00:04:56,279 --> 00:04:59,040 Speaker 2: tie in the tire area at sixty five and didn't 110 00:04:59,120 --> 00:05:01,880 Speaker 2: end up yeah, crashing. Yeah, it's quite amazing. 111 00:05:02,000 --> 00:05:04,039 Speaker 1: I'm just glad I didn't hit the fuel tank, you know, 112 00:05:04,360 --> 00:05:06,640 Speaker 1: just it was near the fuel tank area, so I thought, oh. 113 00:05:06,560 --> 00:05:08,960 Speaker 2: Boy, and bad enough to total his sedan? 114 00:05:09,360 --> 00:05:12,479 Speaker 4: Yeah, how many likes he got on that post he 115 00:05:12,560 --> 00:05:14,000 Speaker 4: was checking when he hit you? 116 00:05:14,120 --> 00:05:17,080 Speaker 2: Yeah, no, kidding, kidding, Yeah, God dang it. If you 117 00:05:17,320 --> 00:05:20,200 Speaker 2: if you're living a lifestyle where your wallet gets stolen 118 00:05:20,240 --> 00:05:23,400 Speaker 2: at the club and you got no insurance. I would 119 00:05:23,480 --> 00:05:27,200 Speaker 2: drive extra careful because just you know, you're living on 120 00:05:27,200 --> 00:05:29,440 Speaker 2: the edge of it all falling apart. 121 00:05:29,960 --> 00:05:33,279 Speaker 3: If you were that person, you wouldn't know to drive 122 00:05:33,440 --> 00:05:34,279 Speaker 3: extra carefully. 123 00:05:34,360 --> 00:05:37,760 Speaker 2: I guess you're right. That's a great point in this case. 124 00:05:37,760 --> 00:05:41,160 Speaker 1: He was a very nice young man. I think unfortunate, Unfortunately. 125 00:05:41,240 --> 00:05:43,840 Speaker 1: I think this is a case of poverty. And he 126 00:05:44,120 --> 00:05:45,400 Speaker 1: just he said, I was waiting to get paid. I 127 00:05:45,480 --> 00:05:47,560 Speaker 1: was just switch to a different insurance. He's telling me 128 00:05:47,600 --> 00:05:49,880 Speaker 1: the sob story. You know, I'm actually starting to feel 129 00:05:49,920 --> 00:05:52,160 Speaker 1: bad for him because I can imagine being in this situation. 130 00:05:52,400 --> 00:05:53,880 Speaker 2: I've been down and out before. I know what it. 131 00:05:54,040 --> 00:05:57,320 Speaker 3: Yeah, the only way he learns, Michael, is if you 132 00:05:57,560 --> 00:06:01,640 Speaker 3: take what little he has from him. Yeah, I leave 133 00:06:01,720 --> 00:06:02,440 Speaker 3: him with nothing. 134 00:06:02,760 --> 00:06:04,960 Speaker 1: So I'm wondering how this is gonna work. I guess, 135 00:06:05,080 --> 00:06:07,080 Speaker 1: I mean, am I not gonna Am I gonna have 136 00:06:07,080 --> 00:06:08,159 Speaker 1: to pay for this myself? 137 00:06:08,279 --> 00:06:09,080 Speaker 2: Or what do I do? 138 00:06:09,200 --> 00:06:09,359 Speaker 5: You know? 139 00:06:09,440 --> 00:06:11,719 Speaker 2: I because I got rear entedies. Remember right after I 140 00:06:11,720 --> 00:06:13,280 Speaker 2: got my my truck, I got rear in it like 141 00:06:13,279 --> 00:06:15,640 Speaker 2: two weeks later. But the guy had insurance and it 142 00:06:15,680 --> 00:06:17,839 Speaker 2: costs seven thousand dollars to fix my truck, but his 143 00:06:17,880 --> 00:06:20,479 Speaker 2: insurance paid for it, and he didn't dispute in any 144 00:06:20,480 --> 00:06:23,719 Speaker 2: way that he was his fault. But what happens when 145 00:06:23,720 --> 00:06:25,400 Speaker 2: you get hit by somebody who thout insurance? I don't 146 00:06:25,400 --> 00:06:26,320 Speaker 2: have the slight hitting. 147 00:06:26,240 --> 00:06:29,479 Speaker 3: A Look at your bill. You have a charge for 148 00:06:29,760 --> 00:06:35,560 Speaker 3: uninsured motorist coverage and that so your insurance company will 149 00:06:35,560 --> 00:06:38,200 Speaker 3: cover you for that. You will be fine. They will 150 00:06:38,240 --> 00:06:39,200 Speaker 3: then check up your right. 151 00:06:39,279 --> 00:06:41,559 Speaker 2: That's what I'm gonna ask though. Yeah, did they treat 152 00:06:41,600 --> 00:06:45,080 Speaker 2: it like it was your fault in terms of your 153 00:06:45,680 --> 00:06:49,000 Speaker 2: Does it count as a claim? It probably does. No, 154 00:06:49,080 --> 00:06:51,320 Speaker 2: they treated it like you slapped their mother with the 155 00:06:51,800 --> 00:06:55,200 Speaker 2: in the face, and that really sucks. And if that's true, 156 00:06:55,200 --> 00:06:57,640 Speaker 2: and I'll bet it is true, that means the second 157 00:06:57,680 --> 00:06:59,680 Speaker 2: time it happened, maybe maybe now you get in a 158 00:06:59,680 --> 00:07:02,120 Speaker 2: record is your fault, but you've got too Sorry, we're 159 00:07:02,120 --> 00:07:04,760 Speaker 2: gonna have to quadruple your insurance or drop you. I 160 00:07:04,760 --> 00:07:07,719 Speaker 2: hope that's not true, but it wouldn't surprise me. Yeah, 161 00:07:07,800 --> 00:07:10,400 Speaker 2: that reminded me. I was like roughly that age. I 162 00:07:10,440 --> 00:07:13,360 Speaker 2: didn't get into a wreck, but like I was just 163 00:07:13,440 --> 00:07:15,920 Speaker 2: my life was going so poorly at this point in 164 00:07:15,960 --> 00:07:18,400 Speaker 2: a variety of ways I should do a documentary about 165 00:07:18,440 --> 00:07:20,680 Speaker 2: me as like a twenty three year old because it 166 00:07:20,720 --> 00:07:22,880 Speaker 2: was sad, sad in so many different ways. 167 00:07:23,000 --> 00:07:26,720 Speaker 3: I've had a long sit down interview with a master interviewer. 168 00:07:26,800 --> 00:07:29,400 Speaker 2: But I was going to one of my temporary jobs. 169 00:07:29,400 --> 00:07:31,360 Speaker 2: I had three jobs at the time. In my temporary 170 00:07:31,400 --> 00:07:33,679 Speaker 2: job where I worked at AT and T doing data entry, 171 00:07:33,840 --> 00:07:36,440 Speaker 2: where I would do all the data entry really fast 172 00:07:36,480 --> 00:07:38,840 Speaker 2: and then go sleep in the toilet because I had 173 00:07:38,880 --> 00:07:42,680 Speaker 2: to work at UPS late at night and AnyWho, I'm 174 00:07:42,680 --> 00:07:43,120 Speaker 2: on the way. 175 00:07:43,200 --> 00:07:48,600 Speaker 3: Just for clarifications sake, since this is the second toilet 176 00:07:48,640 --> 00:07:52,160 Speaker 3: related anecdote you've told us during a single podcast segment, 177 00:07:52,680 --> 00:07:56,280 Speaker 3: did you literally sleep in a toilet? What was the 178 00:07:56,320 --> 00:07:57,920 Speaker 3: other truck in the bathroom? 179 00:07:58,200 --> 00:08:00,880 Speaker 2: What was the other toilet related story you just took 180 00:08:01,760 --> 00:08:05,280 Speaker 2: in the bathroom? All right, yeah, yeah, that story was this. Yeah. 181 00:08:05,320 --> 00:08:06,960 Speaker 4: Were you sleeping in the toilet or. 182 00:08:06,960 --> 00:08:09,640 Speaker 2: Were you in the stall? I was in the stall. 183 00:08:09,960 --> 00:08:11,760 Speaker 2: I would sit on the stall and I would lay 184 00:08:11,800 --> 00:08:14,560 Speaker 2: my arm toilet, sit on the toilet. I put my 185 00:08:14,640 --> 00:08:16,880 Speaker 2: arms across my knees. I was more flexible than put 186 00:08:16,920 --> 00:08:18,840 Speaker 2: my arms across my knees and lay my head down 187 00:08:18,880 --> 00:08:22,200 Speaker 2: on my arms. So you're sleeping on the toilet, right, yeah, 188 00:08:22,200 --> 00:08:26,080 Speaker 2: and i'd sleep for us It's like a solid two hours. Wow, 189 00:08:26,240 --> 00:08:30,640 Speaker 2: it was a little nap pos. Not a chance you 190 00:08:30,680 --> 00:08:33,319 Speaker 2: could if you were as tired as I was, getting 191 00:08:33,400 --> 00:08:36,120 Speaker 2: up at like five thirty and going to bed at 192 00:08:36,240 --> 00:08:38,360 Speaker 2: three point thirty. So I was sleeping like two hours in 193 00:08:38,400 --> 00:08:38,800 Speaker 2: my bed. 194 00:08:39,040 --> 00:08:42,000 Speaker 4: If someone put a gun to my head and said 195 00:08:42,360 --> 00:08:44,440 Speaker 4: sleep like that, I'd just say shoot me. 196 00:08:44,480 --> 00:08:47,840 Speaker 2: There's not a chance AnyWho. I'm on my way to 197 00:08:47,920 --> 00:08:52,400 Speaker 2: this fabulous job, very tired in my really really crappy 198 00:08:52,440 --> 00:08:55,000 Speaker 2: car that like I had to get in the passenger 199 00:08:55,040 --> 00:08:57,240 Speaker 2: side door because the driver's side door didn't open, and 200 00:08:57,280 --> 00:09:01,160 Speaker 2: I had no air conditioning, and blah blah blah blah blah. 201 00:09:01,240 --> 00:09:02,840 Speaker 2: I was going, yes, why are you looking? 202 00:09:03,400 --> 00:09:03,720 Speaker 3: Okay? 203 00:09:04,160 --> 00:09:06,960 Speaker 2: Why did the car was horrible? Joe? Joe knew me 204 00:09:06,960 --> 00:09:07,760 Speaker 2: when I had that car. 205 00:09:08,080 --> 00:09:10,040 Speaker 4: Okay, Well, I mean it sounds like a bad car, 206 00:09:10,080 --> 00:09:12,600 Speaker 4: but it was so bad that you'd rather sleep on 207 00:09:12,640 --> 00:09:13,200 Speaker 4: a toilet. 208 00:09:13,880 --> 00:09:17,559 Speaker 2: I couldn't go out and sleep in my car at 209 00:09:17,559 --> 00:09:21,520 Speaker 2: that jet to be there in it was it was working, okay. 210 00:09:21,360 --> 00:09:24,240 Speaker 3: Yeah, I was at work at at and I oh 211 00:09:24,520 --> 00:09:25,439 Speaker 3: got it okay. 212 00:09:25,480 --> 00:09:27,000 Speaker 2: I would go and I do my dad entry and 213 00:09:27,000 --> 00:09:28,920 Speaker 2: I'd say, well, I'm gonna go use the restroom, and 214 00:09:29,200 --> 00:09:30,800 Speaker 2: they caught on to the fact that I wasn't coming 215 00:09:30,840 --> 00:09:32,600 Speaker 2: back for two hours. But I'd go sleep in the 216 00:09:32,600 --> 00:09:34,920 Speaker 2: toilet for two hours not come back. But I didn't 217 00:09:34,920 --> 00:09:36,440 Speaker 2: have any work for me to do. It's not like 218 00:09:36,480 --> 00:09:37,400 Speaker 2: it made any difference. 219 00:09:37,880 --> 00:09:40,560 Speaker 3: Well, right, as you've explained in the past, everybody else 220 00:09:40,600 --> 00:09:44,679 Speaker 3: there was working as slowly as possible. Yes, yeah, well 221 00:09:44,760 --> 00:09:47,360 Speaker 3: the kind of person, the people they were, you would 222 00:09:47,400 --> 00:09:48,360 Speaker 3: knock it off quick. 223 00:09:48,200 --> 00:09:50,920 Speaker 2: And then grab some some sleepy time. But I was 224 00:09:50,920 --> 00:09:52,439 Speaker 2: on the way to work and I was going to 225 00:09:52,520 --> 00:09:54,240 Speaker 2: run out of gas, and I didn't have any money. 226 00:09:54,320 --> 00:09:56,400 Speaker 2: I was in a jam here because I was like, really, 227 00:09:56,480 --> 00:09:58,640 Speaker 2: paycheck to paycheck, you know, the kind of paycheck to 228 00:09:58,640 --> 00:10:01,640 Speaker 2: paycheck where you're like over extended, but you're waiting for 229 00:10:01,679 --> 00:10:04,080 Speaker 2: that paycheck and you're gonna try to deposit it and 230 00:10:04,120 --> 00:10:06,640 Speaker 2: you need the money the second. It's your account. Sort 231 00:10:06,640 --> 00:10:09,400 Speaker 2: of life that I had there for a while, which sucks, 232 00:10:09,559 --> 00:10:11,480 Speaker 2: And if you're living that way right now, I feel 233 00:10:11,480 --> 00:10:16,200 Speaker 2: bad for you because it's rough. Anyway, I was gonna 234 00:10:16,240 --> 00:10:17,480 Speaker 2: run out of gas, and I need some money. So 235 00:10:17,520 --> 00:10:19,640 Speaker 2: I stopped to get gas, and I told the clerk 236 00:10:19,679 --> 00:10:23,160 Speaker 2: who worked there, look, I need gas to get to work. 237 00:10:23,320 --> 00:10:25,880 Speaker 2: I will have money by the end of the day. 238 00:10:25,920 --> 00:10:29,080 Speaker 2: I can pay you back. Here's my watch. Can I 239 00:10:29,120 --> 00:10:30,640 Speaker 2: fill up my tank or I don't even think I 240 00:10:30,679 --> 00:10:32,240 Speaker 2: did that. I got like ten dollars with a gas 241 00:10:32,280 --> 00:10:35,600 Speaker 2: which back then was ten gallons of gas. Here's my watch. 242 00:10:35,679 --> 00:10:37,680 Speaker 2: I'll come back and get my watch. And then he 243 00:10:37,800 --> 00:10:40,120 Speaker 2: was fine with it. So he took my watch. He 244 00:10:40,240 --> 00:10:41,880 Speaker 2: let me get ten dollars worth of gas, and then 245 00:10:41,920 --> 00:10:43,800 Speaker 2: I brought him ten dollars later in the day and 246 00:10:43,800 --> 00:10:46,520 Speaker 2: he gave me my watch back. Beautiful. It was a 247 00:10:46,520 --> 00:10:49,959 Speaker 2: beautiful story. It's a beautiful story of a man whose 248 00:10:50,040 --> 00:10:53,560 Speaker 2: life was going so freaking crappily at the time of 249 00:10:53,600 --> 00:10:57,600 Speaker 2: a minor ray of sunshine. So he used the barter system. 250 00:10:57,720 --> 00:10:59,960 Speaker 2: So I used the barter system. But anyway, I rely 251 00:11:00,240 --> 00:11:02,719 Speaker 2: to that dude that you that ran into you with 252 00:11:02,720 --> 00:11:06,520 Speaker 2: a no insurance lost his wallet in that whole thing, 253 00:11:06,920 --> 00:11:09,480 Speaker 2: hands in love, you wanted to pay, okay. 254 00:11:09,520 --> 00:11:13,480 Speaker 5: So I had a similar circumstance, almost identical circumstance to 255 00:11:13,520 --> 00:11:17,199 Speaker 5: Michael Angelo's thing a woman hits me didn't have insurance, 256 00:11:17,440 --> 00:11:20,439 Speaker 5: except she fought me. She wanted to really tussle over it. 257 00:11:20,880 --> 00:11:22,840 Speaker 5: She ends up getting arrested and going to jail. Anyway, 258 00:11:23,360 --> 00:11:27,080 Speaker 5: she lost the license yet she no Later police had 259 00:11:27,080 --> 00:11:28,640 Speaker 5: to go to her house and she got in all 260 00:11:28,679 --> 00:11:33,240 Speaker 5: kinds of trouble. However, my insurance agent they canceled me 261 00:11:33,720 --> 00:11:37,719 Speaker 5: over this incident. Yeah, And I went in and I said, hey, 262 00:11:37,720 --> 00:11:39,480 Speaker 5: what's going on. Why are they canceled? I'm sorry, Yeah, 263 00:11:39,480 --> 00:11:41,680 Speaker 5: you've been in this accident. But I found you another 264 00:11:42,000 --> 00:11:46,840 Speaker 5: policy with a different company. Unfortunately, your premium's going way up, like, 265 00:11:46,880 --> 00:11:49,440 Speaker 5: but that's the best you can do. And I got 266 00:11:49,440 --> 00:11:52,520 Speaker 5: in touch with the insurance commission, our state's insurance commission. 267 00:11:53,040 --> 00:11:55,040 Speaker 5: They told me go and meet the guy and say 268 00:11:55,200 --> 00:11:58,679 Speaker 5: you talked to the insurance commission and this doesn't seem right. 269 00:11:58,760 --> 00:12:01,320 Speaker 5: And I swear to God that I spun around got 270 00:12:01,320 --> 00:12:04,600 Speaker 5: my policy back at the same premium. It was amazing. 271 00:12:04,720 --> 00:12:06,360 Speaker 5: He's like, oh this, let me go in the other 272 00:12:06,400 --> 00:12:07,719 Speaker 5: room for a minute, and he left and came back. 273 00:12:07,720 --> 00:12:08,200 Speaker 2: So I'm sorry. 274 00:12:08,240 --> 00:12:09,719 Speaker 5: There was a mistake. We made a mistake, and I 275 00:12:09,760 --> 00:12:11,960 Speaker 5: can't believe we made this mistake. Here's your old policy back. 276 00:12:12,080 --> 00:12:13,880 Speaker 5: I remember you telling me that story. There is a 277 00:12:13,960 --> 00:12:16,160 Speaker 5: lesson there that if you think you're really being screwed, 278 00:12:16,160 --> 00:12:20,840 Speaker 5: you should attack. You should contact the state insurance Commission 279 00:12:20,880 --> 00:12:22,880 Speaker 5: because they will fight for that sort of thing and 280 00:12:23,040 --> 00:12:24,800 Speaker 5: apparently put the fear of God in him if they're 281 00:12:24,840 --> 00:12:25,880 Speaker 5: doing something untoward. 282 00:12:26,400 --> 00:12:27,559 Speaker 1: This is great info for me. 283 00:12:27,679 --> 00:12:31,360 Speaker 2: Good now, Yeah, yeah, yeah, God dang it. That sucks though. 284 00:12:31,760 --> 00:12:35,040 Speaker 2: I get hit by somebody else who doesn't have insurance 285 00:12:35,080 --> 00:12:37,520 Speaker 2: and so my rates go up. I mean, that's just 286 00:12:38,360 --> 00:12:40,160 Speaker 2: I don't know what to do with that. But the 287 00:12:40,160 --> 00:12:43,560 Speaker 2: insurance company would say, this is Joe's line. Usually the 288 00:12:43,600 --> 00:12:47,400 Speaker 2: insurance company would say, well, we're a for profit business 289 00:12:48,240 --> 00:12:51,199 Speaker 2: and you live in a state where there are thousands 290 00:12:51,200 --> 00:12:55,920 Speaker 2: of drivers without insurance. We can't just eat all that, right, right, 291 00:12:56,720 --> 00:12:59,480 Speaker 2: You signed a contract. Is this your signature? Yeah? Yeah, 292 00:12:59,559 --> 00:13:01,360 Speaker 2: contract says we can do this, so bye. 293 00:13:04,559 --> 00:13:08,360 Speaker 1: I gotta get an electric bike. Well, I guess that's it.