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Speaker 1: Welcome to We Talk Back Podcast, the production of iHeartRadio

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Speaker 1: and the Black Effect Network Talk.

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Speaker 2: We're just two unapologetically black women with an opinion who talks.

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Speaker 1: What's up, y'all? Thank you for tuning in for a

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Speaker 1: new episode and we talk Back. Oh wait, yeah, it's

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Speaker 1: your girl AJ Holiday.

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Speaker 2: You're confused.

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Speaker 1: Yeah, it's a new fucking week. Anyway, what's up, y'all.

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Speaker 1: It's your girl a J. Holiday. What's up? Tamvam?

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Speaker 2: Hey, y'all. I love y'all so very much. Thank y'all

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Speaker 2: for coming back again to chill with your homegirls. Tamvama AJ.

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Speaker 2: How you doing? AJ?

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Speaker 1: I am doing fine. I'm fasting today for three days,

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Speaker 1: basically seventy two.

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Speaker 2: Hours, no food, just water.

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Speaker 1: Yeah, just I wasn't feeling fine, you know, like when

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Speaker 1: you just be feeling like every day I'm like my

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Speaker 1: energy was just like super low, sluggish. Every time I eat,

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Speaker 1: like it's just all the FOODA is just sitting.

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Speaker 2: Yeah.

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Speaker 1: I need to get empty. Yeah, So that's what I'm doing.

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Speaker 1: That sounds for days. That's hard. That's the fast for

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Speaker 1: seventy two hours.

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Speaker 2: Hello, it's your crickets sound.

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Speaker 1: It's good for you.

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Speaker 2: I'm doing I have not Yeah, yeah, free life. Oh

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Speaker 2: you're right. I have not had carbohydrates or sugar since January. Second.

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Speaker 1: Nice, how's that been going?

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Speaker 2: Scale has not moved. But three pounds, that's a good bit.

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Speaker 1: Today's the thirteenth. Yeah, three pounds that don't come back

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Speaker 1: like shit, bitch, I'll take it.

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Speaker 2: Well, I don't know if they came back because I

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Speaker 2: ain't looked again, because I was getting frustrated looking every

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Speaker 2: day and then one day it go up a pound,

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Speaker 2: and to go down a pound, and to go back up.

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Speaker 2: Then it went down three. And I ain't looked since

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Speaker 2: it went down three. But I just been doing First

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Speaker 2: I tried to do carnivore diet, but I ain't built

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Speaker 2: for that shit.

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Speaker 1: This stream meat, yeah gas like my bird smell like

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Speaker 1: straight meat.

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Speaker 2: Yeah, no, it was ill. So I just been doing meat,

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Speaker 2: vegetables and like low sugar fruits and not very much

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Speaker 2: of it. Yep. And that's been. That's cool. I went

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Speaker 2: to the movies, and you know, I like, I love

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Speaker 2: a movie date. I love going to the movies, and

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Speaker 2: I love the snacks that come along with movies. Well,

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Speaker 2: I couldn't. I brought a string cheese with me.

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Speaker 1: And no popcorn.

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Speaker 2: Yeah that's cards, but yeah I can have the butter,

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Speaker 2: I can't have the popcorn. So I just got a

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Speaker 2: we a hot dog with no bun, nozz, straight glizzi,

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Speaker 2: no ketchup, no mustard, no bread and the nigga that

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Speaker 2: to me was like she going straight weenie, y'all, just

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Speaker 2: give her word weenie ballie for her everybody.

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Speaker 1: The damn mystery meat.

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Speaker 2: Yeah that was it. Shame. Let's get in the sentence.

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Speaker 2: Oh wait, did we talk about our weekends? Do you

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Speaker 2: want to do the same ship.

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Speaker 1: I didn't do much this weekend.

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Speaker 2: I just I went to Costca, I went to Ross.

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Speaker 1: And even to any stores this weekend, y'all. I've been

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Speaker 1: really like trying to stay out the stores. Not okay,

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Speaker 1: it's a problem like me being the bed in the

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Speaker 1: dark like Amazon and and whatever other website. But I

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Speaker 1: feel like I might have been in Costco and TJ

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Speaker 1: Max have I I haven't been there. I haven't been

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Speaker 1: in those stores since January one.

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Speaker 2: I think, well that is good.

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Speaker 1: Definitely been shopping online. That's another problem.

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Speaker 2: Well you know what that's that's I think that's gonna

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Speaker 2: be what we need to talk about today. Possibly yes,

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Speaker 2: but all right, So what did I do this weekend?

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Speaker 2: It wasn't no work. I worked a little bit. But January,

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Speaker 2: we just do not want their hair done. Not the

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Speaker 2: first week of January, second week of January. It's slow.

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Speaker 2: It's a snail's pace slow Valentine's Yeah, yeah, they're not

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Speaker 2: getting their hair done. It's cold outside. It was nice

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Speaker 2: actually this weekend though. Here.

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Speaker 1: Yeah, we had seventy five degrees on Saturday.

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Speaker 2: It was beautiful Saturday. One of my homeboys from New York,

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Speaker 2: face Timmy. He didn't even open his mouth. I was

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Speaker 2: sitting outside in the yard reading a book and it

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Speaker 2: was our sunny and he didn't even open his mouth.

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Speaker 2: He just saw me and he was like, jiggers.

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Speaker 1: Don't even have birds chirping up there.

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Speaker 2: Yeah it's bad for him. But yeah, I didn't do

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Speaker 2: I chilled this weekend.

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Speaker 1: All right, let's get into sins. Just one thing I

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Speaker 1: meant to brag about last week and I forgot. You

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Speaker 1: remember we were talking about them eyebrow pencils. He was like, Anesthesia,

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Speaker 1: Anastasia or whatever, got some good ones. Why didn't my

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Speaker 1: boyfriend have those pencils for me? When I got the Barbados.

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Speaker 2: Oh see he listen, I love a king that listen.

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Speaker 1: Tell y'all bitches that these niggas be existing out here.

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Speaker 2: You just gotta you just gotta tap in and find him.

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Speaker 1: And then also you gotta be who you want. That

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Speaker 1: part right, So a lot of times we be unwilling

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Speaker 1: to change.

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Speaker 2: That's why you keep attracting you. Mm hmm, Well let

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Speaker 2: me tell you something. My my hinge babe, he gonna

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Speaker 2: be my husband. And I already could tell like, I'm

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Speaker 2: keeping this one. I'm keeping this one mine, period, Arion.

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Speaker 2: Since did you watch the Golden Clothes?

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Speaker 1: I don't know when the last time I watched the

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Speaker 1: award show?

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Speaker 2: Ever since the source of Wars stopped. I ain't watched

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Speaker 2: the war ceremony since.

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Speaker 1: So our girl we lying.

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Speaker 2: We was at the bt Wards last year, So since

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Speaker 2: then did we really watch it?

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Speaker 1: That was the last before? That was a year before last?

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Speaker 1: She said, A great time go by. Damn Yeah, that

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Speaker 1: was a year before last. We are in twenty twenty six, damn.

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Speaker 1: So Tianna Taylor won a Golden Globe. She won Best

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Speaker 1: Supporting Action for the movie. After another one after Excise Me,

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Speaker 1: one battle after another, have you seen it.

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Speaker 2: No, not yet. That's on the to do list though,

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Speaker 2: because Leonardo DiCaprio's in there and he's you know, that's

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Speaker 2: one of my favorite white boys on the screen.

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Speaker 1: So bake heading Bayfish and then Centers won to award

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Speaker 1: at the Golden Clothes as well.

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Speaker 2: The awards. I feel like they deserve so much more.

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Speaker 1: Yeah, they definitely be playing.

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Speaker 2: Playing that award was like, good job, nigger. Sorry y'all,

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Speaker 2: I'm sorry, but that's what the awards felt like.

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Speaker 1: You know. But listen, they started actually questioning rather not

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Speaker 1: like the awards and any of like the online like

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Speaker 1: critic little websites and stuff, if they even matter because

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Speaker 1: Sinners was you know, they was running sit up online. Yes,

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Speaker 1: but then they don't want to give them their credit. Yeah,

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Speaker 1: they're not going to, you know, black people across the

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Speaker 1: diaspora give you your credit. Ryan, Right.

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Speaker 2: Oh, but Tianna, she was up there crying, and I'm

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Speaker 2: so proud of her and I'm so happy for her.

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Speaker 2: I ain't see no tears, but I know she was

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Speaker 2: happy and I'm happy for her.

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Speaker 1: I'm so happy for her. Like her and that dude though,

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Speaker 1: are they still together? I don't think so. I hadn't

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Speaker 1: seen I thought she was pregnant whatever. She was a

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Speaker 1: commercial that was on social media, and then she just

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Speaker 1: looked pregnant in that commercial.

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Speaker 2: What's his name, Aaron Pierre. That's mufoso. Yeah, that's how

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Speaker 2: I can only always remember Aaron Pierre. That's mouve Fox.

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Speaker 2: That's right, the right, Aaron Pier something like that. Anyway,

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Speaker 2: I really don't think that was no real relationship. I

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Speaker 2: really think that was one of those Hollywood put together relationships.

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Speaker 2: Her publicist was like, Ari, Tiana, We're gonna put you

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Speaker 2: with Aaron Pierre. He is huge and he is fucking hot.

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Speaker 2: We're gonna put you with Aaron Pierre for like a year.

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Speaker 2: You're doing that film right now, one battle after another.

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Speaker 2: That's gonna be a huge hit, has Leo in it.

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Speaker 2: It's gonna catap pulled you into superstardom, and that'll give

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Speaker 2: you time to heal from my mom and listen to Yanna.

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Speaker 2: Just stick with me, and I'm really gonna take you

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Speaker 2: to the top. Okay, just do as I say. I

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Speaker 2: got you, girl. That was the conversation that was had,

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Speaker 2: and that's true. She on the cover of Vanity Fair.

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Speaker 2: She just want to golden glow all the things, and

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Speaker 2: she had time to heal from me mom. So I

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Speaker 2: think that's what happened.

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Speaker 1: They've been broken up for a long ass time now

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Speaker 1: at this point, like they've been divorced for a while.

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Speaker 1: I mean broken up, but they divorced may be a

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Speaker 1: year and some change. She was with Aaron Pierre for

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Speaker 1: a year. I mean, I haven't seen anything saying that

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Speaker 1: they aren't together, but it just doesn't seem like it.

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Speaker 1: I don't feel the energy anymore. Yeah, but I do

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Speaker 1: agree that Hollywood definitely be pairing people together. A lot

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Speaker 1: of these bitches is beards. I'm calling Aaron gay, right,

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Speaker 1: Aaron Aaron whatever his name is. I'm not saying he

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Speaker 1: is not a heatero sexual man, but I'll some times

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Speaker 1: they do be. They be pairing people up like that.

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Speaker 1: What's it Taylor Swift that's had a lot of pr

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Speaker 1: type relationships. Yeah, during her career, a lot of people.

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Speaker 1: So you just never know, man, Hollywood is definitely a

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Speaker 1: big ass farce in the facade.

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Speaker 2: I love it.

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Speaker 1: Now.

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Speaker 2: Selena Powell, did you see her over the weekend?

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Speaker 1: Over the week Yes, over the week putting what's the

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Speaker 1: name on blast? Offset stupid ass. If I was Cardi

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Speaker 1: B I'll be beating Offset ass. I would just be

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Speaker 1: beating his ass. So Selena Power said that she has

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Speaker 1: a restraining order on Offset though, and that he'd be

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Speaker 1: he broke, said he broke. She said that he told

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Speaker 1: her he only had like thirteen million dollars in the

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Speaker 1: bank and that P want like P from Quality Control

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Speaker 1: want like ten million. That plus the old like two

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Speaker 1: million in taxes. He just down bad. But I really

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Speaker 1: think he probably told her that he would give her

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Speaker 1: some money or pay for the KUCI and now he

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Speaker 1: probably renigging, like I really broke after you post videos

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Speaker 1: with him in the bed. I'm just trying to figure

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Speaker 1: out why y'all still fucking on that girl. She literally

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Speaker 1: puts everybody on blasts every time.

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Speaker 2: It's it's weird that niggas was still fucked with a

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Speaker 2: woman who do this. It's almost like they want this

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Speaker 2: to happen, Like maybe they're hiring her to do this shit,

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Speaker 2: because I can't imagine you will still be sleeping with

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Speaker 2: a woman that's gonna publicly out you and you know

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Speaker 2: that that's what she does.

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Speaker 1: Yeah, I feel like and then I don't know it's

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Speaker 1: a little bit of homo if they're actually fucking with

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Speaker 1: her because they like it. It's a little bit of homoeroticism

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Speaker 1: mixing there, Like how men are like fucking each other

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Speaker 1: vicariously through a woman. Yeah, because all y'all be on

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Speaker 1: the same women in the industry. That shit weird too, Yeah,

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Speaker 1: it is weird, like some homo eroticism going on.

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Speaker 2: It's not like I think it's like an ego thing,

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Speaker 2: like like a watch, like they're treating this woman like

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Speaker 2: a ap or like a you know, like this is

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Speaker 2: the top tier of this is the top tier of

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Speaker 2: pussy because this person was having sex with her, so

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Speaker 2: now I have to have it.

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Speaker 1: And it's not about the woman, it's about who else

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Speaker 1: she's been with. So are y'all niggas like secretly in

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Speaker 1: love with each other somehow? What is happening? I just

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Speaker 1: don't understand. She was fucking with that dude, Clay from

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Speaker 1: Love is Blind. She put his ass on blasts. I

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Speaker 1: think she's not been with Drake. I'm not a fucking

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Speaker 1: no bit. You had sex with Keith? Chief? What's the chief? Chief?

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Speaker 2: Keyth? What happened?

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Speaker 1: I'm turring? Name is I'm gonna smash him behind, Like

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Speaker 1: what if I was a mad I would not smash

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Speaker 1: but behind Keith? Chief? Is that his name?

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Speaker 2: Chief? Keith Keith Chief?

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Speaker 1: We all fucked, Yeah, chief is because the fun with

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Speaker 1: his name is. Y'all know what we're trying to say

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Speaker 1: and don't, But yeah, Drake, it's all types of snoop

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Speaker 1: doggie dog, Like what what are you doing? Smash the

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Speaker 1: snoop doggy dog and putting him on video in the

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Speaker 1: bed sleep?

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Speaker 2: Really, y'all?

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Speaker 1: Just yes, that happened, y'all. They'd be so comfortable around

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Speaker 1: his girl. I just don't understand the psychology of this shit.

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Speaker 2: He has a certain set of skills, must me? Yeah do?

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Speaker 1: Because at this point I want to know what the

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Speaker 1: pussy's like. Okay, I would like to know what type

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Speaker 1: of experience is she selling? Right, like y'all like ass like,

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Speaker 1: what is happening? I want to know? And I did

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Speaker 1: see that she's a gemini, so I can only speculate

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Speaker 1: like the type of shit she could possibly be into.

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Speaker 1: And I and I almost can understand why they're so

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Speaker 1: comfortable like sharing information with her too, because it's like

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Speaker 1: we might give off that energy that we ain't gonna

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Speaker 1: tell them, like, I know people be telling me shit

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Speaker 1: that I'm like, why are you telling me? The strangers

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Speaker 1: be telling me shit? So I don't know if it's

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Speaker 1: just this energy like they just feel comfortable.

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Speaker 2: I do hair. I get all kinds of information downloads

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Speaker 2: from people that it's like you just met me today,

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Speaker 2: are you okay? But you know, I appreciate that they

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Speaker 2: trust me with their truth. What else about Krishan.

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Speaker 1: So Christian Rock apparently signed a professional boxing deal recently.

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Speaker 2: I'm proud of her. Your bags is good.

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Speaker 1: Man, the real life athlete, Like she was playing football,

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Speaker 1: she was what's the what's the TV show? A gladiator?

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Speaker 2: She did she want an American gladiator? Yeah?

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Speaker 1: Like, girl, you had no business fucking with a blue face.

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Speaker 1: And then for him to be saying that she out

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Speaker 1: of shape and fat, now that bothered me so bad.

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Speaker 2: Yeah, don't say that because she did have a baby,

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Speaker 2: and I don't. I think seeing her as a boxer

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Speaker 2: instead of fighting bitches on baddies like, it's much fitter.

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Speaker 1: Yeah, sister, what's the sister name to Tigne up too?

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Speaker 1: Be rocking bitch and shit?

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Speaker 2: Okay, Tasiki just got beat up on the last episode

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Speaker 2: a little bit, but I think it was because she

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Speaker 2: had on socks. No, she took her shoes off and

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Speaker 2: she was in socks and being a veteran of doing

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Speaker 2: bullshit and socks on the floor and breaking my foot,

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Speaker 2: I know how that kind of goes. So she fell,

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Speaker 2: you know, and I was like, as soon as I

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Speaker 2: seen her in them socks, I was like, yeah, that

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Speaker 2: was a mistake and she definitely fell.

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Speaker 1: You watching Batties, is that like your guilty pleasure?

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Speaker 2: I watch Baddies on the StairClimber. I only watch it

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Speaker 2: on the StairClimber, so that is my show choice for

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Speaker 2: the stair climb. It's like, bitch, bitch, it just keeps

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Speaker 2: me step.

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Speaker 1: I cannot watch that ship whatsoever.

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Speaker 2: I can only watch it on the StairClimber. I feel

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Speaker 2: like this season is better. There is a little bit

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Speaker 2: more dialogue and not so much. No, not really, I'm lying.

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Speaker 2: It's still fresh TV.

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Speaker 1: Didn't watch Natalie None on Camp new Yeah Kevi podcast.

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Speaker 1: I don't either. My niece is trying to tell me

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Speaker 1: about it. Yeah, I care that much. Some of those

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Speaker 1: episodes I've watched. It's just that I don't know Cam

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Speaker 1: Newton that's just he's not himself. He's not being his true,

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Speaker 1: authentic self. And I think every episode with a smarter

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Speaker 1: person is coming out more and more every time. He

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Speaker 1: just needs to be hisself. I'm not gonna say it

295
00:17:03,640 --> 00:17:08,399
Speaker 1: on the mic what that is, but that Nigga lacks confidence.

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Speaker 1: You know, as big as he is, you know he

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Speaker 1: looks like a god in person, Yeah he is.

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Speaker 2: He is a handsome man, yes.

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Speaker 1: Very much so big gigantic man at that. Yeah, did

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Speaker 1: seem like he should have been playing basketball, Like he

301
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Speaker 1: almost too big to be to have been playing football.

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Speaker 1: He's huge.

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Speaker 2: I remember seeing him like outside the club in like

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Speaker 2: two thy seventeen or something like that, and I was like,

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00:17:35,640 --> 00:17:36,960
Speaker 2: it looked like a statue.

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Speaker 1: Statue just walked past me.

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Speaker 2: He was beautiful, he was perfect. I don't like all

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Speaker 2: this is in person. You haven't seen the game in person? No,

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Speaker 2: he's tall in her.

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Speaker 1: Yes, I mean I haven't. This is years and years ago.

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Speaker 1: But yes, that's a nice specimen the hell I mom

312
00:17:54,920 --> 00:18:01,000
Speaker 1: will call him neck benders. Neck benders? All right? What

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Speaker 1: chatting about today?

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Speaker 2: So we are going to talk about how being broke

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Speaker 2: is expensive?

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Speaker 1: Tell me about it, but you tell me about it.

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Speaker 2: I really want to get into it. You know, it's

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Speaker 2: the beginning of the year. Let's just talk about this

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Speaker 2: money and how we ain't even gonna really get Listen,

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Speaker 2: just come back. I don't even want to tell you

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Speaker 2: what we're gonna do. We'll be right back, y'all. All right,

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Speaker 2: So being broke doesn't mean you spend less. It means

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Speaker 2: everything costs more. So, okay, lay fees over draffees, girl.

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Speaker 1: Bank of America used to save my life girl back

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Speaker 1: in the day. Okay, over draffees. You're spending more money.

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Speaker 2: Every First of all, you gotta pay to pay for

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Speaker 2: shit exactly, Like, why do I have to pay you

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00:19:03,400 --> 00:19:08,040
Speaker 2: to pay you? Make it makes sense? You know how?

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00:19:08,080 --> 00:19:10,640
Speaker 2: Like you call like you call in, it's like four

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00:19:10,680 --> 00:19:12,840
Speaker 2: dollars to pay for something. Pay your bill?

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00:19:13,920 --> 00:19:17,080
Speaker 1: Yeah, like you're so you're making me pay a convenience

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Speaker 1: fee so that you can actually get more transactions because

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00:19:20,960 --> 00:19:23,640
Speaker 1: you allow people to do card transactions over the phone.

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00:19:23,840 --> 00:19:26,560
Speaker 1: Why are you passing that service fee down to the customers.

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Speaker 1: That's essentially what they're doing. It should be illegal. Yes,

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00:19:32,000 --> 00:19:36,160
Speaker 1: maybe we can get that on the ballot. I do listen.

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Speaker 1: I hate feeling like I'm getting scammed. I hate feeling

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Speaker 1: like I'm getting finessed in them a little four ninety

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Speaker 1: nine yes off every time.

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Speaker 2: That should make me so mad.

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Speaker 1: All right, you saying life yea, and they adding folly.

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Speaker 2: Right, that's some bullshit paying for like you being so tired,

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00:19:58,200 --> 00:20:01,080
Speaker 2: you don't work so hard all day and then now

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00:20:01,200 --> 00:20:06,280
Speaker 2: you need food so you pay for What is it

345
00:20:06,280 --> 00:20:09,920
Speaker 2: called when your groceries are delivered instacart and stuff? It's

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00:20:09,920 --> 00:20:12,399
Speaker 2: the car in the car fees.

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00:20:13,320 --> 00:20:15,760
Speaker 1: You're an Instacart girly. You are DoorDash girling.

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00:20:16,400 --> 00:20:19,480
Speaker 2: Ooh DoorDash. Anytime I call would a complaint? Hello, thank you,

349
00:20:19,480 --> 00:20:22,560
Speaker 2: you're one of our VIP members of DoorDash.

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Speaker 1: Even door dashing. How many years have you You need to

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00:20:28,119 --> 00:20:31,120
Speaker 1: know when door dash was established, because I've been dashing

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00:20:31,160 --> 00:20:34,640
Speaker 1: since the DoorDash open. Hold on, when we get into

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Speaker 1: this conversation, would you be able to log into your

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Speaker 1: bank account and tell our listeners, like how much you

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Speaker 1: spent in the last twelve months on door dash.

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Speaker 2: I do not want to do that.

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Speaker 1: I do not want that it spend one hundred dollars

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Speaker 1: over the overall DoorDash. Remember when the salted the old

359
00:20:52,800 --> 00:20:55,120
Speaker 1: lady used living me. That's only I used to DoorDash

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00:20:55,160 --> 00:20:58,760
Speaker 1: her food. Yeah, I meant, I mean I probably I'll

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Speaker 1: say probably about five I'll say about five hundred dollars

362
00:21:02,520 --> 00:21:06,320
Speaker 1: over a span of fourteen months. I was sending food

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00:21:06,320 --> 00:21:10,200
Speaker 1: to my house when I wasn't there. Other than that,

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00:21:10,200 --> 00:21:12,960
Speaker 1: that was so crey. Now, first of all, I don't

365
00:21:13,040 --> 00:21:14,800
Speaker 1: like people playing on my food. Anyway, I'm gonna go

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Speaker 1: pick my shit up. Your food is never the same

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00:21:20,160 --> 00:21:22,280
Speaker 1: when you get it to go and it's triple not

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00:21:22,359 --> 00:21:24,240
Speaker 1: the same when you get somebody to deliver your shit

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Speaker 1: out there.

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Speaker 2: It's just so it's convenient, But the fees that come

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00:21:27,280 --> 00:21:31,040
Speaker 2: along with it, you're burger Like, if you order Chick

372
00:21:31,080 --> 00:21:35,159
Speaker 2: fil a a meal for twelve dollars, you're paying twenty

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00:21:35,200 --> 00:21:39,240
Speaker 2: two or twenty four with the tip. You know, twenty

374
00:21:39,280 --> 00:21:42,800
Speaker 2: five just for a twelve dollars meal. You know you're

375
00:21:42,800 --> 00:21:46,000
Speaker 2: paying damn near double. But I mean, you're paying for convenience.

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Speaker 1: And I don't know if people know this, because I

377
00:21:48,359 --> 00:21:51,600
Speaker 1: actually used to do instacart, like shop the groceries and

378
00:21:51,640 --> 00:21:56,320
Speaker 1: deliver the groceries on the app. The price that you're

379
00:21:56,359 --> 00:22:00,199
Speaker 1: paying for the items are like significantly higher than what

380
00:22:00,240 --> 00:22:02,199
Speaker 1: they are on the shelf in the grocery store. So

381
00:22:02,200 --> 00:22:04,800
Speaker 1: you playing paying inflation on the cost of your groceries

382
00:22:05,280 --> 00:22:07,919
Speaker 1: plus the service fee, plus the delivery fee plus the

383
00:22:07,960 --> 00:22:11,040
Speaker 1: two let you use it exact. That part, unless you're

384
00:22:11,119 --> 00:22:16,159
Speaker 1: using EBT, is not worth it, and you're wasting your

385
00:22:16,160 --> 00:22:17,520
Speaker 1: EBT at this point.

386
00:22:17,400 --> 00:22:21,920
Speaker 2: Right because you're paying extra for the item with your EBT. Yep,

387
00:22:22,440 --> 00:22:25,159
Speaker 2: and listen, sometimes them door dash motherfucker's be getting on

388
00:22:25,160 --> 00:22:28,640
Speaker 2: my nerves too, because I had this one girl I remember,

389
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Speaker 2: all right, So I during this time, I was living

390
00:22:32,800 --> 00:22:35,600
Speaker 2: in the high rise and I instacarted and it was

391
00:22:35,680 --> 00:22:40,920
Speaker 2: just like I instacurtd some bullshit like a lunchable and

392
00:22:41,000 --> 00:22:44,280
Speaker 2: some juice, and I think it was like some tile

393
00:22:44,320 --> 00:22:47,480
Speaker 2: and all or something. I had a headache, and the

394
00:22:47,520 --> 00:22:49,879
Speaker 2: bitch left it at the front desk. I live on

395
00:22:49,880 --> 00:22:52,480
Speaker 2: the twenty fourth floor. That means, I mean, it's an elevator,

396
00:22:52,600 --> 00:22:54,800
Speaker 2: but I don't if I wanted to go get it,

397
00:22:54,880 --> 00:22:57,800
Speaker 2: go downstairs. I could have just walked outside and got it.

398
00:22:57,920 --> 00:23:00,320
Speaker 2: You know, at that point, I don't want to about

399
00:23:00,320 --> 00:23:02,639
Speaker 2: my house. That was the whole point. She left it

400
00:23:02,680 --> 00:23:05,880
Speaker 2: at my at the desk, so I was completely annoyed

401
00:23:06,119 --> 00:23:08,280
Speaker 2: by that, and she told me to get my big

402
00:23:08,320 --> 00:23:13,159
Speaker 2: back ass up and go downstairs beating.

403
00:23:13,680 --> 00:23:16,560
Speaker 1: That's what this one was putting app And like her picture,

404
00:23:16,680 --> 00:23:18,240
Speaker 1: her hair was like all fuzzy and she had like

405
00:23:18,240 --> 00:23:20,439
Speaker 1: two little pieces standing up. I was like, bitch, you

406
00:23:20,480 --> 00:23:24,119
Speaker 1: look like a roach on this picture. I refused to

407
00:23:24,280 --> 00:23:25,480
Speaker 1: argue with the insect.

408
00:23:25,520 --> 00:23:29,040
Speaker 2: Bitch. That shit had me so tight, and I reported that.

409
00:23:29,560 --> 00:23:30,720
Speaker 1: Did you go get your stuff?

410
00:23:30,960 --> 00:23:33,760
Speaker 2: I definitely got my big back up and now.

411
00:23:33,800 --> 00:23:36,040
Speaker 1: Play with people who do those gig jobs or like

412
00:23:36,160 --> 00:23:38,400
Speaker 1: fast food workers, they don't give a fuck, They're going

413
00:23:38,440 --> 00:23:41,320
Speaker 1: to go work someplace else tomorrow. Like it's easy to

414
00:23:41,359 --> 00:23:45,440
Speaker 1: do those things, so you can't be trying to mistreat them. People. Man,

415
00:23:46,200 --> 00:23:48,200
Speaker 1: wasn't trying to mistreat her. I just wanted her to

416
00:23:48,240 --> 00:23:49,080
Speaker 1: complete her job.

417
00:23:49,280 --> 00:23:53,560
Speaker 2: You know, I said, it's not front desk dash, it's

418
00:23:53,680 --> 00:23:57,120
Speaker 2: door dash. You didn't come to my door, all right.

419
00:23:58,000 --> 00:24:04,240
Speaker 1: But anyway, yeah, so basically interest right, So like say,

420
00:24:04,280 --> 00:24:07,160
Speaker 1: for instance, you're you have a bad credit score, that's

421
00:24:07,760 --> 00:24:11,840
Speaker 1: making bad payments everything. You're a lifeish excuse me, not lifish.

422
00:24:12,119 --> 00:24:15,879
Speaker 1: Your car insurance is gonna be higher, You're gonna have

423
00:24:15,960 --> 00:24:20,200
Speaker 1: higher interest rates on loans. Yes, everything is higher.

424
00:24:21,080 --> 00:24:23,600
Speaker 2: Yeah, so yeah, you're right the Overjass Street late rent.

425
00:24:23,800 --> 00:24:26,359
Speaker 2: You pay your rent late, your rent is more. You

426
00:24:26,400 --> 00:24:30,680
Speaker 2: know you got a late fee. Is that how that works?

427
00:24:30,720 --> 00:24:32,520
Speaker 2: I don't. I've never had a I've never paid my

428
00:24:32,840 --> 00:24:36,800
Speaker 2: rate my rent late. Thank god. Yeah, So I feel like,

429
00:24:36,920 --> 00:24:42,080
Speaker 2: after all right, so I'm lying. My rent was always

430
00:24:42,119 --> 00:24:44,840
Speaker 2: doing the first and then you have a to the

431
00:24:44,880 --> 00:24:47,879
Speaker 2: fifth as a grace. I pay my rent on the

432
00:24:47,880 --> 00:24:51,040
Speaker 2: fifth at eleven fifty fifty nine every month.

433
00:24:51,080 --> 00:24:54,840
Speaker 1: So ignorant. So I've never been paying money coming out

434
00:24:55,000 --> 00:24:58,000
Speaker 1: at some point. You pay that damn bill. It just hurt.

435
00:24:58,119 --> 00:25:02,640
Speaker 1: It just hurt everyone. Wait till I asked a minute.

436
00:25:02,840 --> 00:25:05,040
Speaker 2: I always waited till the fifth of every month to

437
00:25:05,080 --> 00:25:07,439
Speaker 2: pay it. But it's never been a late you know,

438
00:25:07,520 --> 00:25:09,760
Speaker 2: a late payment. I've never paid on the sixth in

439
00:25:09,840 --> 00:25:13,040
Speaker 2: my entire life. So I just don't know what that

440
00:25:13,080 --> 00:25:15,200
Speaker 2: looks like. But I'm sure there's some fees attached to you.

441
00:25:15,320 --> 00:25:17,640
Speaker 1: Yeah, if you pay, like say, for instance, your rent,

442
00:25:17,720 --> 00:25:19,960
Speaker 1: is you on the first, and then you have a

443
00:25:20,000 --> 00:25:23,480
Speaker 1: great spirit to the what fourth or fifth? If you

444
00:25:23,560 --> 00:25:26,320
Speaker 1: do not make that payment by the fourth or fifth

445
00:25:27,000 --> 00:25:31,240
Speaker 1: you're gonna have extra shit added on to your damn account. Essentially,

446
00:25:31,240 --> 00:25:34,400
Speaker 1: you're gonna have a late payment, and if it keeps

447
00:25:34,440 --> 00:25:38,160
Speaker 1: on being late, then you're gonna have an eviction notice.

448
00:25:38,440 --> 00:25:40,199
Speaker 2: So wait, if you keep on being late but you

449
00:25:40,200 --> 00:25:43,080
Speaker 2: pay it, you'll still get evicted long as you pay it.

450
00:25:43,440 --> 00:25:44,840
Speaker 1: As long as you pay it at some point.

451
00:25:45,000 --> 00:25:48,160
Speaker 2: Yeah, and then bad credit. You have a higher APR,

452
00:25:48,560 --> 00:25:51,240
Speaker 2: like on a car or any type of loan, the

453
00:25:51,320 --> 00:25:54,879
Speaker 2: APR is so much higher, so that makes it more expensive.

454
00:25:55,040 --> 00:25:57,120
Speaker 2: But then how do you get your credit back together?

455
00:25:57,320 --> 00:26:00,880
Speaker 2: Because now you have all these loans that are higher.

456
00:26:02,320 --> 00:26:03,880
Speaker 2: It's just like a hamster.

457
00:26:03,600 --> 00:26:08,639
Speaker 1: On file a police report, file a police report, and

458
00:26:08,840 --> 00:26:12,320
Speaker 1: report all that shit as fraud. That's what you do.

459
00:26:12,960 --> 00:26:16,200
Speaker 1: That's that's that's in short, to clean your credit because

460
00:26:16,280 --> 00:26:18,560
Speaker 1: y'all know you like your credit is really not like

461
00:26:19,840 --> 00:26:24,760
Speaker 1: it's really it's not like a a a government agency

462
00:26:25,160 --> 00:26:28,680
Speaker 1: the credit bureaus, right, And really, how your credit and

463
00:26:28,760 --> 00:26:32,520
Speaker 1: your debt is tracked is by the addresses and which

464
00:26:32,560 --> 00:26:34,399
Speaker 1: you've lived at. It's not really even tracked by your

465
00:26:34,400 --> 00:26:36,720
Speaker 1: Social Security number. So that's why when you're trying to

466
00:26:36,760 --> 00:26:39,320
Speaker 1: repair your credit, you need to get rid of all

467
00:26:39,359 --> 00:26:44,040
Speaker 1: them old ass addresses on your credit report. First start there,

468
00:26:44,240 --> 00:26:48,080
Speaker 1: you send the letters, you call a credit bureau, correct

469
00:26:48,240 --> 00:26:51,680
Speaker 1: your mailing address, and then any debt attached to those

470
00:26:51,760 --> 00:26:55,359
Speaker 1: addresses that you had removed, you then dispute that debt.

471
00:26:55,840 --> 00:26:58,040
Speaker 1: You dispute that debt that was Like, say, for instance,

472
00:26:58,080 --> 00:27:00,239
Speaker 1: you got a credit card that you didn't pay and

473
00:27:00,280 --> 00:27:04,880
Speaker 1: it's tied to whatever address Columbia, South Carolina. You dispute

474
00:27:04,880 --> 00:27:07,760
Speaker 1: the address first, and then a couple of months later

475
00:27:07,800 --> 00:27:10,040
Speaker 1: you come back and dispute the credit card.

476
00:27:11,480 --> 00:27:13,920
Speaker 2: Is this fraud that you're teaching this.

477
00:27:12,960 --> 00:27:16,440
Speaker 1: Or just fucking fraud? It's just you know, the problem

478
00:27:16,560 --> 00:27:18,880
Speaker 1: is that the minute black people start learning about some shit,

479
00:27:19,320 --> 00:27:23,320
Speaker 1: gon change it on us every fucking time. But credit

480
00:27:23,440 --> 00:27:27,000
Speaker 1: is some bullshit, yeah, some bullshit, Like we literally Americans

481
00:27:27,080 --> 00:27:28,040
Speaker 1: like debt.

482
00:27:27,960 --> 00:27:32,359
Speaker 2: Is like it's just it's big business.

483
00:27:31,400 --> 00:27:34,120
Speaker 1: Exactly, you know what I'm saying. And it's literally our culture.

484
00:27:36,160 --> 00:27:38,199
Speaker 1: The fucking whole country is in debt, So why the

485
00:27:38,200 --> 00:27:40,720
Speaker 1: fuck would you pay this credit card? The credit card

486
00:27:40,760 --> 00:27:42,360
Speaker 1: companies ain't paying their credit card.

487
00:27:42,640 --> 00:27:47,920
Speaker 2: America is in debt billions, and you want me to

488
00:27:47,920 --> 00:27:50,320
Speaker 2: pay you. Every time I go to the hospital, I

489
00:27:50,400 --> 00:27:54,760
Speaker 2: write down my address at sixteen hundred Pennsylvania, see my

490
00:27:54,840 --> 00:27:59,560
Speaker 2: bill right over there. All right, then okay, so then

491
00:27:59,640 --> 00:28:02,879
Speaker 2: also trying to buy cheaper products to save money, and

492
00:28:02,920 --> 00:28:06,000
Speaker 2: guess what happens with that? It is upbreaking and then

493
00:28:06,040 --> 00:28:08,720
Speaker 2: you gotta buy it again. So you're not saving that

494
00:28:08,760 --> 00:28:13,320
Speaker 2: way either. It's just people with money pay once, people

495
00:28:13,359 --> 00:28:14,800
Speaker 2: without money pay forever.

496
00:28:15,720 --> 00:28:20,480
Speaker 1: You agree, yeah, absolutely, absolutely, I guess once you you

497
00:28:20,520 --> 00:28:22,640
Speaker 1: just you just need a little tiny bit of financial

498
00:28:22,640 --> 00:28:28,199
Speaker 1: literacy and everything else is start making sense, like the

499
00:28:28,240 --> 00:28:30,240
Speaker 1: way of which like save for ins like black people

500
00:28:30,320 --> 00:28:32,919
Speaker 1: like we go buy a car, and it's just not

501
00:28:33,000 --> 00:28:35,879
Speaker 1: all black people, but black people are more concerned about

502
00:28:35,880 --> 00:28:39,840
Speaker 1: how much they're paying per month versus the APR. You

503
00:28:39,920 --> 00:28:41,760
Speaker 1: might be paying this little bit of money per month,

504
00:28:41,800 --> 00:28:44,200
Speaker 1: but you're paying it for twenty years, you see what

505
00:28:44,200 --> 00:28:46,960
Speaker 1: I'm saying, Versus somebody who may have like a little

506
00:28:47,000 --> 00:28:49,120
Speaker 1: bit higher interest rate, but they're paying it for a

507
00:28:49,120 --> 00:28:52,040
Speaker 1: short shorter period of time, right, So you gotta it

508
00:28:52,080 --> 00:28:53,880
Speaker 1: has to you have to look at the money in

509
00:28:53,920 --> 00:28:54,560
Speaker 1: that way.

510
00:28:54,840 --> 00:28:57,000
Speaker 2: Like them places like render about how much it is

511
00:28:57,320 --> 00:29:01,160
Speaker 2: rent a center and you're paying folk thousand dollars for

512
00:29:01,160 --> 00:29:04,160
Speaker 2: a couch that's worth a thousand dollars because you pay.

513
00:29:04,120 --> 00:29:08,000
Speaker 1: Fifty dollars a week for damn a thousand weeks or

514
00:29:08,080 --> 00:29:12,120
Speaker 1: some stupid shit. Yeah, as the furniture is like, you

515
00:29:12,160 --> 00:29:14,680
Speaker 1: can't build credit, you know, if you actually have the

516
00:29:14,720 --> 00:29:16,840
Speaker 1: money to buy the furniture. But if you want to

517
00:29:16,880 --> 00:29:19,720
Speaker 1: build your credit, that's one of the easiest things to

518
00:29:19,760 --> 00:29:23,040
Speaker 1: get financed for m h, it's a fucking furniture. But

519
00:29:23,080 --> 00:29:26,760
Speaker 1: I don't suggest financing things like that, like small ticket

520
00:29:26,760 --> 00:29:29,920
Speaker 1: items like why are you financing? Just buy a piece

521
00:29:29,960 --> 00:29:34,600
Speaker 1: by piece? Or maybe you don't even fucking need it. Okay,

522
00:29:34,600 --> 00:29:38,360
Speaker 1: maybe you don't even need it, yep.

523
00:29:38,280 --> 00:29:42,400
Speaker 2: All right, so stress changes how you spend. I deserve

524
00:29:42,560 --> 00:29:45,800
Speaker 2: this spending, like you know, I had a hard week.

525
00:29:46,000 --> 00:29:51,280
Speaker 2: I just deserve these term porchetes. I just bought a

526
00:29:51,360 --> 00:29:53,640
Speaker 2: six hundred dollars pair of eyeglasses.

527
00:29:55,160 --> 00:29:56,160
Speaker 1: Like that sometimes.

528
00:29:56,200 --> 00:30:00,040
Speaker 2: But I do deserve that shit though, I believe it,

529
00:30:00,280 --> 00:30:01,360
Speaker 2: so fuck it.

530
00:30:02,640 --> 00:30:04,400
Speaker 1: You know, I deserve a new car right now, and

531
00:30:04,480 --> 00:30:08,000
Speaker 1: I am actively looking, but I actually am working on

532
00:30:08,240 --> 00:30:11,720
Speaker 1: trying to figure out what type of income can I like,

533
00:30:11,760 --> 00:30:14,560
Speaker 1: what kind of business or income I can create to

534
00:30:14,680 --> 00:30:19,000
Speaker 1: then pay for that car. I want it's just a yeah,

535
00:30:19,160 --> 00:30:23,960
Speaker 1: trying to use my current finances. Like what can I

536
00:30:24,000 --> 00:30:26,000
Speaker 1: what can I create to pay for this thing?

537
00:30:26,760 --> 00:30:29,560
Speaker 2: Let's get let's get on YouTube every week and create

538
00:30:29,600 --> 00:30:32,480
Speaker 2: some YouTube ballance. That's who I need to do this

539
00:30:32,600 --> 00:30:37,720
Speaker 2: year and pay for it. Emotional purchases Do you ever

540
00:30:37,880 --> 00:30:39,960
Speaker 2: buy anything emotionally?

541
00:30:40,280 --> 00:30:42,480
Speaker 1: Like you know what I'm saying, because I'm not like

542
00:30:42,480 --> 00:30:47,440
Speaker 1: a big Like I got some designer stuff, but that's

543
00:30:47,480 --> 00:30:49,840
Speaker 1: not like my that's not my shit, you know what

544
00:30:49,880 --> 00:30:53,240
Speaker 1: I'm saying. Like I make the clothes and the things,

545
00:30:53,840 --> 00:30:58,880
Speaker 1: so I don't really buy anything. Like I like spending money.

546
00:30:58,920 --> 00:31:02,440
Speaker 1: It makes me feel good though, but like just buying

547
00:31:03,200 --> 00:31:05,720
Speaker 1: big large.

548
00:31:04,960 --> 00:31:07,160
Speaker 2: What it could be small stuff like when I'm having

549
00:31:07,240 --> 00:31:09,600
Speaker 2: like if I'm like somebody hurt my feelings or I'm

550
00:31:09,640 --> 00:31:14,680
Speaker 2: sad about something or somebody died or you.

551
00:31:14,640 --> 00:31:17,440
Speaker 1: Know, that's how addicts. But you only need one reason

552
00:31:17,600 --> 00:31:18,320
Speaker 1: to fund it.

553
00:31:18,280 --> 00:31:21,640
Speaker 2: Up, to go to altar or so for and I

554
00:31:21,760 --> 00:31:24,080
Speaker 2: just put my headphones in and I just be trying shit,

555
00:31:24,320 --> 00:31:26,440
Speaker 2: you know, throw it in a bag and throw it

556
00:31:26,440 --> 00:31:28,840
Speaker 2: in the bag. So I'm definitely an emotional purchaser.

557
00:31:30,000 --> 00:31:31,240
Speaker 1: I'm more of an emotional eater.

558
00:31:31,960 --> 00:31:37,480
Speaker 2: I remember one time, this guy the money we had. Yeah,

559
00:31:37,480 --> 00:31:42,160
Speaker 2: I like, I'm that too. I remember one time this

560
00:31:42,200 --> 00:31:44,840
Speaker 2: guy was supposed to meet me for lunch and he

561
00:31:44,920 --> 00:31:47,720
Speaker 2: was like so late. He's like, I'm just running behind.

562
00:31:47,800 --> 00:31:50,120
Speaker 2: I left because I was upset, and I went straight

563
00:31:50,160 --> 00:31:52,760
Speaker 2: to Altar and then he sent me two hundred dollars

564
00:31:52,760 --> 00:31:54,720
Speaker 2: because I was an alta so I could buy everything

565
00:31:55,000 --> 00:31:58,000
Speaker 2: by shit because I was upset, Like, don't leave me

566
00:31:58,040 --> 00:32:01,200
Speaker 2: sitting in no restaurant and now I'm hungry and OLTA

567
00:32:01,600 --> 00:32:06,120
Speaker 2: buy a makeup instead of going to get myself some food.

568
00:32:08,360 --> 00:32:11,080
Speaker 2: You're not bad with money, you're overwhelmed.

569
00:32:12,920 --> 00:32:15,160
Speaker 1: Uh, I don't know.

570
00:32:15,320 --> 00:32:19,360
Speaker 2: You might be bad with money buying stupid shit.

571
00:32:20,280 --> 00:32:22,320
Speaker 1: I had to tell my nephew. So my nephew just

572
00:32:22,360 --> 00:32:26,400
Speaker 1: went to college. He finished high school semester early, and

573
00:32:26,480 --> 00:32:28,920
Speaker 1: my sister dropped him off this past weekend. Now I

574
00:32:29,000 --> 00:32:30,600
Speaker 1: know for a fact. We went to this game a

575
00:32:30,600 --> 00:32:33,160
Speaker 1: couple weeks ago. My mama gave him like five or

576
00:32:33,160 --> 00:32:38,080
Speaker 1: six hundred dollars to buy Christmas gifts. He literally spent

577
00:32:38,320 --> 00:32:40,920
Speaker 1: five or six hundred dollars on Christmas shit, knowing he

578
00:32:41,000 --> 00:32:43,480
Speaker 1: got to go to college the next couple weeks, right,

579
00:32:43,840 --> 00:32:46,840
Speaker 1: so he sends me a text message asking for fifty dollars.

580
00:32:46,880 --> 00:32:50,120
Speaker 1: This is one week after getting his money. You text

581
00:32:50,160 --> 00:32:55,440
Speaker 1: me for fifty dollars for nor Dash for food, and

582
00:32:55,560 --> 00:32:57,240
Speaker 1: I sent the money, but I was on a conference

583
00:32:57,240 --> 00:32:58,640
Speaker 1: call at the time, so I sent it, and then

584
00:32:58,680 --> 00:33:00,480
Speaker 1: when I got off the call, I called him. I said,

585
00:33:00,760 --> 00:33:02,840
Speaker 1: where the fuck is all that money your grandma gave you?

586
00:33:03,760 --> 00:33:05,360
Speaker 1: He was like, I spent it on gifts. I said,

587
00:33:05,400 --> 00:33:07,240
Speaker 1: let me tell you something. I said. Your grandma is

588
00:33:07,280 --> 00:33:10,320
Speaker 1: probably like probably like the best in the family when

589
00:33:10,320 --> 00:33:13,480
Speaker 1: it comes to finances. The rest of us are horrible.

590
00:33:14,200 --> 00:33:16,360
Speaker 1: When I'm trying to tell you now, I'm trying. I

591
00:33:16,960 --> 00:33:20,920
Speaker 1: am better now, right, But I have my daddy's spending habits.

592
00:33:20,920 --> 00:33:22,880
Speaker 1: My mom don't spend no fucking money. He's such a

593
00:33:22,880 --> 00:33:28,440
Speaker 1: penny picture. You cannot spend your last on bullshit. You

594
00:33:28,480 --> 00:33:30,840
Speaker 1: could have maybe just bought your girlfriend something. Your parents

595
00:33:30,880 --> 00:33:32,400
Speaker 1: wouldn't have gave a damn if you didn't get them

596
00:33:32,440 --> 00:33:36,240
Speaker 1: nothing for Christmas. I promise didn't know you broke right, Okay,

597
00:33:36,480 --> 00:33:38,880
Speaker 1: so now you're going to school. You could have had

598
00:33:38,960 --> 00:33:42,920
Speaker 1: that extra six seven hundred dollars on top of whatever else, or.

599
00:33:43,080 --> 00:33:45,960
Speaker 2: Five hundred and spent two hundred dollar gifts. It made

600
00:33:45,960 --> 00:33:49,080
Speaker 2: it stratch, you know, like what type of.

601
00:33:49,000 --> 00:33:52,160
Speaker 1: Gifts did you buy? I get nothing, and I am

602
00:33:52,200 --> 00:33:54,960
Speaker 1: putting my fucking money in the pot. I'm confused. And

603
00:33:55,000 --> 00:33:57,320
Speaker 1: I told her, I said, listen, as long as I

604
00:33:57,400 --> 00:33:59,840
Speaker 1: got it, you got it. But you gotta be more

605
00:34:00,000 --> 00:34:03,320
Speaker 1: smart with your money. Like you're gonna be so broken college.

606
00:34:03,200 --> 00:34:07,920
Speaker 2: Right, and that's normal, you know, that's normal. But you

607
00:34:08,080 --> 00:34:12,000
Speaker 2: definitely got to be more considerate of yourself when it

608
00:34:12,040 --> 00:34:14,719
Speaker 2: comes to the money that you have in college. Especially.

609
00:34:16,719 --> 00:34:20,080
Speaker 2: I remember when I first started seeing some real money

610
00:34:20,080 --> 00:34:24,359
Speaker 2: that wasn't given to me, right because niggas, you know what,

611
00:34:25,120 --> 00:34:29,440
Speaker 2: young girl. So I started that I was earning myself.

612
00:34:30,080 --> 00:34:32,960
Speaker 2: And this is when I was living in Europe and

613
00:34:33,000 --> 00:34:36,880
Speaker 2: I was making money hand over fist doing all the

614
00:34:36,920 --> 00:34:41,000
Speaker 2: girls on base hair, and the money was coming so fast,

615
00:34:41,080 --> 00:34:43,920
Speaker 2: and I was like, I was working on the economy.

616
00:34:44,000 --> 00:34:48,719
Speaker 2: So I was charging pounds my sew in was like

617
00:34:49,680 --> 00:34:53,120
Speaker 2: two hundred dollars, but it was I you know, I

618
00:34:53,120 --> 00:34:57,040
Speaker 2: said two hundred pounds, which converted to dollars, it was

619
00:34:57,080 --> 00:34:59,160
Speaker 2: two dollars. I was making four hundred dollars or so

620
00:34:59,280 --> 00:35:03,279
Speaker 2: in and I was just eating and I was doing

621
00:35:03,360 --> 00:35:05,880
Speaker 2: like five or six in a day. I was pumping them,

622
00:35:05,920 --> 00:35:08,239
Speaker 2: so wing's out like I saw. The money was just so.

623
00:35:09,000 --> 00:35:11,279
Speaker 2: It was like a sewing car washing that bitch. I

624
00:35:11,360 --> 00:35:17,200
Speaker 2: was like in and out and now I'm.

625
00:35:17,080 --> 00:35:18,240
Speaker 1: Asking like a drug dealer.

626
00:35:18,680 --> 00:35:22,319
Speaker 2: Yeah, I was paying for I was funding friendship. I

627
00:35:22,400 --> 00:35:25,319
Speaker 2: was funding vibes. I was like, we going out to night.

628
00:35:25,400 --> 00:35:29,480
Speaker 2: Don't worry about it. I got it mmm, and I

629
00:35:29,600 --> 00:35:32,160
Speaker 2: don't worry about it. I got it A lot of shit.

630
00:35:32,239 --> 00:35:34,920
Speaker 2: If I could look back on it, I was. I

631
00:35:35,000 --> 00:35:37,799
Speaker 2: rented some shit called a land yacht for me and

632
00:35:37,880 --> 00:35:42,680
Speaker 2: my friends to go literally a sprinter, that's what it was.

633
00:35:42,480 --> 00:35:44,080
Speaker 1: It was a big ass.

634
00:35:43,880 --> 00:35:48,040
Speaker 2: Sprinter, but they called it a land yard and it

635
00:35:48,200 --> 00:35:51,640
Speaker 2: was so we could party in London. And it's just

636
00:35:51,680 --> 00:35:54,280
Speaker 2: like buying dumb ass ship and paying for a friendship,

637
00:35:54,960 --> 00:35:56,680
Speaker 2: even most of them, I don't even talk to them,

638
00:35:56,719 --> 00:36:01,680
Speaker 2: motherfucker's no more. So definitely paying for vibes. You get

639
00:36:01,719 --> 00:36:03,799
Speaker 2: caught up with that wish I could have all that

640
00:36:03,880 --> 00:36:07,560
Speaker 2: money back. And then when you getting money like that,

641
00:36:07,960 --> 00:36:11,120
Speaker 2: especially as a young person, you assume that this is

642
00:36:11,200 --> 00:36:13,200
Speaker 2: just the rest of my life.

643
00:36:13,600 --> 00:36:16,600
Speaker 1: Yes, you know, what I mean. Times like when I

644
00:36:16,680 --> 00:36:18,319
Speaker 1: was in my twenties, I just ran up on like

645
00:36:18,360 --> 00:36:24,040
Speaker 1: ten bands right quick, so many times, so many times,

646
00:36:24,040 --> 00:36:26,120
Speaker 1: like I'm supposed to have that money time like I

647
00:36:26,200 --> 00:36:28,239
Speaker 1: But at that time, I didn't know how to work

648
00:36:28,320 --> 00:36:32,279
Speaker 1: money I did. I wasn't financially like sound financial. I

649
00:36:32,280 --> 00:36:35,440
Speaker 1: didn't have any financial literacy for real. I never used

650
00:36:35,480 --> 00:36:37,919
Speaker 1: to just spend. I can hold on to the money

651
00:36:37,920 --> 00:36:41,120
Speaker 1: for a while, but eventually it'll be gone, right cause

652
00:36:41,160 --> 00:36:43,239
Speaker 1: you're not really using the money. You're not making the

653
00:36:43,280 --> 00:36:47,840
Speaker 1: money work for you work for the money. Mmmn.

654
00:36:48,000 --> 00:36:48,600
Speaker 2: If I had to.

655
00:36:48,680 --> 00:36:51,960
Speaker 1: Sit, you can't. You can't do all on the past man.

656
00:36:52,000 --> 00:36:53,359
Speaker 1: You make it so sad as hell.

657
00:36:53,480 --> 00:36:59,279
Speaker 2: Man, yep, I remember I remember being so I had God,

658
00:36:59,320 --> 00:37:01,360
Speaker 2: I can't remember what kind of car I was driving,

659
00:37:01,440 --> 00:37:03,279
Speaker 2: but it was a nice car. And it was like

660
00:37:03,360 --> 00:37:06,000
Speaker 2: this man riding past me, and I was like, how

661
00:37:06,120 --> 00:37:08,200
Speaker 2: he even get like that? It was an old last

662
00:37:08,200 --> 00:37:12,240
Speaker 2: car he was in, right, And then I remember thinking

663
00:37:12,239 --> 00:37:15,400
Speaker 2: about him when I was driving this old Lass ultimonth

664
00:37:15,520 --> 00:37:17,360
Speaker 2: I am. I only had it for a little while,

665
00:37:17,440 --> 00:37:20,680
Speaker 2: but I remember thinking about how I had judged that man,

666
00:37:21,440 --> 00:37:24,920
Speaker 2: we're having an old car, Like how what happens where

667
00:37:24,960 --> 00:37:27,560
Speaker 2: you just ain't getting all money. That's how I was

668
00:37:27,600 --> 00:37:31,680
Speaker 2: thinking as a young girl. And then I think it

669
00:37:31,800 --> 00:37:36,520
Speaker 2: was like my car had ended up getting repossessed, and

670
00:37:36,560 --> 00:37:38,680
Speaker 2: then I had to buy like a little cash car

671
00:37:38,760 --> 00:37:41,160
Speaker 2: to hold meet until I could get my credit right

672
00:37:41,200 --> 00:37:43,680
Speaker 2: to go and get me a new car. And I

673
00:37:43,760 --> 00:37:47,600
Speaker 2: was driving like a old Ultima, and I thought about

674
00:37:47,600 --> 00:37:50,960
Speaker 2: that man that I had judged that day for having

675
00:37:51,600 --> 00:37:56,719
Speaker 2: an old car, and ooh, humble pie baby humblesh.

676
00:37:56,000 --> 00:37:58,080
Speaker 1: Car mean because one thing I can't stand as a

677
00:37:58,160 --> 00:38:00,399
Speaker 1: car payment I have. I have had a brand new

678
00:38:00,400 --> 00:38:03,279
Speaker 1: car once in life that I bought cash han days

679
00:38:03,280 --> 00:38:06,400
Speaker 1: and nada for twenty five thousand dollars. Okay, I'm not

680
00:38:06,440 --> 00:38:08,880
Speaker 1: trying to drop twenty five bands on a car nowadays

681
00:38:08,960 --> 00:38:10,880
Speaker 1: because now I know how I can use that twenty

682
00:38:10,920 --> 00:38:15,759
Speaker 1: five to make fifty. But bitch cash car me, I

683
00:38:15,800 --> 00:38:18,640
Speaker 1: do not mind, especially right now, even used cars are.

684
00:38:19,040 --> 00:38:20,880
Speaker 1: I want to go see your Mercedes over the weekend.

685
00:38:21,239 --> 00:38:24,200
Speaker 1: It's one thing I did do. And I'm like, why

686
00:38:24,239 --> 00:38:27,120
Speaker 1: would I spend fifty thousand dollars on a twenty nineteen

687
00:38:27,239 --> 00:38:30,200
Speaker 1: car right because I can't get the brand new for

688
00:38:30,200 --> 00:38:33,319
Speaker 1: one hundred some thousand. I'm saying, like, to me, it

689
00:38:33,520 --> 00:38:36,040
Speaker 1: just doesn't. It just doesn't make sense.

690
00:38:37,080 --> 00:38:37,239
Speaker 2: You know.

691
00:38:37,280 --> 00:38:39,480
Speaker 1: You see the people on social media with the cars

692
00:38:39,480 --> 00:38:41,960
Speaker 1: with the bowls and all that stuff. This it doesn't

693
00:38:42,040 --> 00:38:47,360
Speaker 1: make it's not it's not. It doesn't make sense.

694
00:38:47,640 --> 00:38:48,279
Speaker 2: I can't lie.

695
00:38:48,400 --> 00:38:49,160
Speaker 1: I love good.

696
00:38:49,640 --> 00:38:52,719
Speaker 2: I was, that was last year. But I and then

697
00:38:52,760 --> 00:38:56,080
Speaker 2: here's the thing. I least, so I'm paying toward.

698
00:38:55,880 --> 00:38:58,000
Speaker 1: A car that is always least a brand new car.

699
00:38:58,239 --> 00:39:01,560
Speaker 2: Yeah yeah, But and then I was in Lexus this

700
00:39:01,640 --> 00:39:03,640
Speaker 2: past week trying to switch it out, you know, like

701
00:39:03,719 --> 00:39:06,480
Speaker 2: cause I just don't want the same thing for a

702
00:39:06,520 --> 00:39:09,520
Speaker 2: long time. But I want me a g Wagon.

703
00:39:09,719 --> 00:39:15,040
Speaker 1: It's not a bad girl. THEMB shit nasty, Okay, I

704
00:39:15,080 --> 00:39:15,840
Speaker 1: love you wagon.

705
00:39:16,000 --> 00:39:18,160
Speaker 2: That twenty twenty six g Wagon look real good.

706
00:39:18,800 --> 00:39:20,200
Speaker 1: Yeah, but girl, what.

707
00:39:21,760 --> 00:39:22,239
Speaker 2: You hear that?

708
00:39:22,320 --> 00:39:22,640
Speaker 1: Baby?

709
00:39:22,840 --> 00:39:24,840
Speaker 2: If you listen to this episode, I.

710
00:39:24,840 --> 00:39:26,960
Speaker 1: An't even about to play with my nigga like that, okay,

711
00:39:27,440 --> 00:39:30,440
Speaker 1: But one thing about it, he gonna try. He's gonna

712
00:39:30,440 --> 00:39:33,040
Speaker 1: try to get it. Do you think it's cheaper than

713
00:39:33,160 --> 00:39:35,120
Speaker 1: uber around instead of having a car payment, like I

714
00:39:35,160 --> 00:39:37,439
Speaker 1: know in places like New York and shit like that.

715
00:39:38,480 --> 00:39:41,520
Speaker 2: Not here, Not here, Because you think about it, at

716
00:39:41,600 --> 00:39:45,760
Speaker 2: least especially you know, when the country miles are different,

717
00:39:45,800 --> 00:39:48,960
Speaker 2: you know, and it's less ubers. If you're probably in

718
00:39:49,000 --> 00:39:52,719
Speaker 2: a big city. Still, it's still not gonna add up.

719
00:39:52,760 --> 00:39:55,720
Speaker 2: Over thirty days, you're gonna spend more than five hundred

720
00:39:55,760 --> 00:39:58,839
Speaker 2: dollars or six hundred dollars and thirty days going back

721
00:39:58,880 --> 00:40:00,920
Speaker 2: and forth to work, going ge food, if you do

722
00:40:00,960 --> 00:40:04,799
Speaker 2: any hanging out, that shit gonna add up. That's why

723
00:40:04,800 --> 00:40:07,560
Speaker 2: I feel people saying for people who go into menial

724
00:40:07,719 --> 00:40:10,640
Speaker 2: jobs and they got an uber there every day, because

725
00:40:10,640 --> 00:40:12,760
Speaker 2: it's like, damn, how you can't even dig yourself.

726
00:40:13,200 --> 00:40:14,920
Speaker 1: Yeah, you can't even get to work, that's it.

727
00:40:15,160 --> 00:40:18,400
Speaker 2: Yeah, you can't even dig yourself the work. Yeah, and

728
00:40:18,440 --> 00:40:20,920
Speaker 2: then it's just like why even go just live off

729
00:40:20,960 --> 00:40:23,680
Speaker 2: of Section eight in government assistance at that point?

730
00:40:24,400 --> 00:40:26,960
Speaker 1: Damn. So when I was looking at the Mercedes right

731
00:40:26,960 --> 00:40:30,279
Speaker 1: because I want I want a GL sixty three, I

732
00:40:30,360 --> 00:40:34,000
Speaker 1: started then looking at used smaller like the cl Low

733
00:40:34,040 --> 00:40:37,480
Speaker 1: Mercedes or whatever to put her on Toro to then

734
00:40:37,560 --> 00:40:40,040
Speaker 1: pay for the car I want, right because I can

735
00:40:40,080 --> 00:40:43,279
Speaker 1: buy two of them, shit seven thousand dollars apiece and

736
00:40:43,280 --> 00:40:46,239
Speaker 1: put one hundred thousand miles on it. That's what I

737
00:40:46,280 --> 00:40:48,640
Speaker 1: mean by creating like some type of income to pay

738
00:40:48,680 --> 00:40:50,120
Speaker 1: for what I actually want.

739
00:40:50,239 --> 00:40:52,200
Speaker 2: But the only thing about once you get them cars

740
00:40:52,200 --> 00:40:54,239
Speaker 2: with one hundred thousand miles on it is they start

741
00:40:54,320 --> 00:40:56,760
Speaker 2: having problems right at one hundred thousand miles.

742
00:40:56,600 --> 00:40:58,520
Speaker 1: Driving it with it having a problem, And it would

743
00:40:58,520 --> 00:41:00,560
Speaker 1: be like for local rentals, really I put it like

744
00:41:00,600 --> 00:41:01,520
Speaker 1: three hundred miles.

745
00:41:01,840 --> 00:41:04,160
Speaker 2: Yeah, but wouldn't the problem happen you gotta pay to

746
00:41:04,200 --> 00:41:04,600
Speaker 2: fix it.

747
00:41:05,120 --> 00:41:08,319
Speaker 1: They got a mechanic, Yeah, I got a mechanic, so

748
00:41:08,760 --> 00:41:13,279
Speaker 1: and I'm a mechanic bitch. You know, I could do

749
00:41:13,480 --> 00:41:15,400
Speaker 1: enough to keep shit running. So I'm gonna have some

750
00:41:15,520 --> 00:41:19,080
Speaker 1: lemons out here. I think that is what I'm gonna

751
00:41:19,840 --> 00:41:22,960
Speaker 1: gonna do, because it just doesn't make it doesn't make

752
00:41:22,960 --> 00:41:25,239
Speaker 1: any sense. And I saw a business model on Instagram

753
00:41:25,280 --> 00:41:29,040
Speaker 1: where this guy he wasn't even using Toro. He basically

754
00:41:29,239 --> 00:41:31,960
Speaker 1: was given like rent just had like a little small

755
00:41:32,000 --> 00:41:35,200
Speaker 1: rental car service, just like you would go to thrifty

756
00:41:35,360 --> 00:41:39,160
Speaker 1: or whoever. Right, But for people who are doing like

757
00:41:39,239 --> 00:41:41,040
Speaker 1: door dash and shit like that, who want to do

758
00:41:41,040 --> 00:41:47,640
Speaker 1: door dash, he rent the cars to them. Mmmm, door dash, Well.

759
00:41:47,480 --> 00:41:49,320
Speaker 2: That was a hustle. That was a smart hustle.

760
00:41:49,840 --> 00:41:51,840
Speaker 1: Yes, so you can get a couple like five of

761
00:41:51,880 --> 00:41:53,560
Speaker 1: them going. You know what I'm saying just for people

762
00:41:53,560 --> 00:41:57,920
Speaker 1: who do gig jobs, don't have a vehicle, Yeah, whose

763
00:41:57,960 --> 00:41:59,840
Speaker 1: car is fucked up right now? Instead of just like

764
00:42:00,080 --> 00:42:02,839
Speaker 1: going like Toro, it might you might be charging them

765
00:42:02,920 --> 00:42:05,400
Speaker 1: less per month to use a vehicle versus how much

766
00:42:05,400 --> 00:42:08,520
Speaker 1: you could actually make on Touro. But you got five

767
00:42:08,560 --> 00:42:13,360
Speaker 1: cars in rotation, five cash cars that you don't have

768
00:42:13,360 --> 00:42:15,840
Speaker 1: a car payment on. You just paying insurance and hopefully

769
00:42:15,880 --> 00:42:19,799
Speaker 1: nobody get into an accident or hopefully it doesn't break down. Right. Yeah,

770
00:42:19,840 --> 00:42:22,319
Speaker 1: I can get sixty one hundred thousand dollars right quick

771
00:42:22,640 --> 00:42:23,800
Speaker 1: to buy what I want.

772
00:42:24,160 --> 00:42:24,560
Speaker 2: Mm hmm.

773
00:42:25,680 --> 00:42:27,080
Speaker 1: That's my thought process.

774
00:42:28,160 --> 00:42:30,600
Speaker 2: We'll do a girlfriend. I don't fuck with them cars

775
00:42:30,640 --> 00:42:33,920
Speaker 2: because you know how to put gas in it. I

776
00:42:33,920 --> 00:42:37,200
Speaker 2: can change a tire, but after that, don't ask me

777
00:42:37,239 --> 00:42:40,239
Speaker 2: to do shit. I can change my tire and I

778
00:42:40,239 --> 00:42:43,839
Speaker 2: don't even know if I gas and I don't want

779
00:42:43,840 --> 00:42:48,240
Speaker 2: to do that. Compet the gas in it. So that's

780
00:42:48,360 --> 00:42:53,640
Speaker 2: my that's that's the the topic for the year. Turn

781
00:42:53,680 --> 00:42:56,640
Speaker 2: your money into more money, fran. Don't just be spending

782
00:42:56,680 --> 00:43:01,640
Speaker 2: it up and don't buy dumb ass shit like bags

783
00:43:01,719 --> 00:43:04,200
Speaker 2: and shoes and stuff like that, when you don't know

784
00:43:04,200 --> 00:43:06,040
Speaker 2: how that you're paying. Let me tell you something, the

785
00:43:06,080 --> 00:43:10,080
Speaker 2: worst thing you can do is if you got like

786
00:43:10,200 --> 00:43:12,080
Speaker 2: especially if you got a man that's paying your bills.

787
00:43:12,239 --> 00:43:15,600
Speaker 2: I'll give you an example from my life. I had

788
00:43:17,120 --> 00:43:20,040
Speaker 2: this guy, you know, that I was seeing at the time,

789
00:43:20,080 --> 00:43:22,760
Speaker 2: and he was he paid my rent for like three

790
00:43:23,080 --> 00:43:28,319
Speaker 2: or four years straight, and I was always I had

791
00:43:28,360 --> 00:43:34,320
Speaker 2: sense enough to save the rent money that I made,

792
00:43:35,400 --> 00:43:40,360
Speaker 2: and because like one day, abruptly, the nigga just stopped

793
00:43:40,360 --> 00:43:43,839
Speaker 2: paying everything. It wasn't no beef, it wasn't no falling out,

794
00:43:44,080 --> 00:43:48,960
Speaker 2: it wasn't nothing. He just he just stopped. Now, I've

795
00:43:49,000 --> 00:43:52,160
Speaker 2: seen where women have had that same situation going on,

796
00:43:52,600 --> 00:43:56,360
Speaker 2: and they depended solely on a man's income and they

797
00:43:56,400 --> 00:43:59,520
Speaker 2: were spending their money, you know, buying boots and bags

798
00:43:59,520 --> 00:44:03,719
Speaker 2: and shoes, and then ended up evicted from their apartment

799
00:44:03,840 --> 00:44:07,560
Speaker 2: because they just wasn't anticipating that money drying up the

800
00:44:07,600 --> 00:44:11,360
Speaker 2: way it did. So I know it's a bitch listening. Sorry,

801
00:44:11,400 --> 00:44:15,160
Speaker 2: I know it's a woman listening right now who's living

802
00:44:15,280 --> 00:44:19,640
Speaker 2: like that girl. Stop you put that money. You make

803
00:44:19,680 --> 00:44:21,640
Speaker 2: the same amount of money you would need for your

804
00:44:21,880 --> 00:44:23,480
Speaker 2: bills and put it up.

805
00:44:25,320 --> 00:44:29,560
Speaker 1: Don't be that girl, chicken head, chicken hand. And also

806
00:44:30,120 --> 00:44:31,759
Speaker 1: one thing I want to touch on before we get

807
00:44:31,760 --> 00:44:36,000
Speaker 1: off the topic is like money in relationships. Right, you

808
00:44:36,520 --> 00:44:39,040
Speaker 1: in a relationship and still living even some people be

809
00:44:39,120 --> 00:44:42,640
Speaker 1: married and still like have all their finances separate because

810
00:44:42,640 --> 00:44:45,879
Speaker 1: you get with people you realize, girl, hold on, why

811
00:44:45,880 --> 00:44:48,359
Speaker 1: the hell, let's sit say aj you aj holiday too?

812
00:44:48,520 --> 00:44:52,959
Speaker 1: Look on the screen. Yeah, it was like that last

813
00:44:52,960 --> 00:44:53,359
Speaker 1: week too.

814
00:44:53,440 --> 00:44:54,680
Speaker 2: I don't know why I got booked.

815
00:44:57,480 --> 00:45:01,600
Speaker 1: Yeah, Like in relationships, so like some men complain about,

816
00:45:01,960 --> 00:45:05,520
Speaker 1: you know, how much money, how expensive it is to

817
00:45:05,600 --> 00:45:09,160
Speaker 1: be in a relationship, to date, to court, shit like that,

818
00:45:09,239 --> 00:45:11,000
Speaker 1: Like you end up spending all this little bit of

819
00:45:11,040 --> 00:45:15,319
Speaker 1: money and it should be adding up dating. If you're

820
00:45:15,360 --> 00:45:19,759
Speaker 1: dating multiple women, find one woman that actually likes you,

821
00:45:20,120 --> 00:45:22,160
Speaker 1: who you know gonna suck your dick at the end

822
00:45:22,200 --> 00:45:26,160
Speaker 1: of the day. Stop dating multiple women seeing who gonna

823
00:45:26,160 --> 00:45:26,920
Speaker 1: get a kuchi up at that.

824
00:45:27,040 --> 00:45:29,040
Speaker 2: But I'm saying, how can you know for sure you

825
00:45:29,080 --> 00:45:31,879
Speaker 2: know who likes you and who doesn't.

826
00:45:31,560 --> 00:45:37,239
Speaker 1: Because usually it's the bitch you don't like like who

827
00:45:37,360 --> 00:45:39,960
Speaker 1: likes you, and you know for sure you're get in

828
00:45:40,000 --> 00:45:42,000
Speaker 1: some head at the end of the day, stop dating

829
00:45:42,080 --> 00:45:44,440
Speaker 1: multiple women trying to see who gonna smash, and then

830
00:45:44,480 --> 00:45:46,959
Speaker 1: you be mad because at the end of the week

831
00:45:47,000 --> 00:45:50,120
Speaker 1: your budget you done went way over your your dating

832
00:45:50,160 --> 00:45:51,520
Speaker 1: budget or whatever you wanna call it.

833
00:45:52,200 --> 00:45:55,080
Speaker 2: I was talking to Terry and he was saying how

834
00:45:55,200 --> 00:45:57,440
Speaker 2: he was talking to this girl and he likes her

835
00:45:57,560 --> 00:46:00,920
Speaker 2: or whatever. But then she asks him buy her a

836
00:46:01,000 --> 00:46:06,279
Speaker 2: Wii sal bag and he was like, I ain't got

837
00:46:06,280 --> 00:46:10,480
Speaker 2: no problems buying stuff like that for a woman in

838
00:46:10,560 --> 00:46:12,600
Speaker 2: his waist. I ain't see you with no y in

839
00:46:12,680 --> 00:46:19,120
Speaker 2: cl bag already you wearing Michael Corus bags and you

840
00:46:19,160 --> 00:46:21,160
Speaker 2: don't have no ye in self, So why you want

841
00:46:21,280 --> 00:46:23,440
Speaker 2: me to buy your white self. I was like, nah,

842
00:46:23,480 --> 00:46:26,279
Speaker 2: but it's okay to want to upgrade, like she want

843
00:46:26,320 --> 00:46:30,719
Speaker 2: to be upgrade, upgrade her shit. He was like, if

844
00:46:30,760 --> 00:46:33,640
Speaker 2: you was happy with Michael cors before me, I just

845
00:46:33,640 --> 00:46:36,080
Speaker 2: feel like you should be. Also, don't ask me to

846
00:46:36,080 --> 00:46:39,520
Speaker 2: buy something that you ain't already getting for yourself.

847
00:46:39,680 --> 00:46:42,600
Speaker 1: Right, but you better get that coach. Coach coming out

848
00:46:42,600 --> 00:46:46,200
Speaker 1: with some real nice The Tabby bags are cute. I

849
00:46:46,239 --> 00:46:48,359
Speaker 1: got one. I got the book bag that is so.

850
00:46:48,640 --> 00:46:52,120
Speaker 2: They are so so I'm here for that. Oh yeah,

851
00:46:52,200 --> 00:46:54,759
Speaker 2: start there. Don't just jump to the y sl start

852
00:46:54,840 --> 00:46:57,040
Speaker 2: with a tabby asking for a tabby bag, you know,

853
00:47:00,080 --> 00:47:03,280
Speaker 2: baby mamas, But that little book bag is so functional.

854
00:47:03,360 --> 00:47:04,239
Speaker 1: Okay, I love it.

855
00:47:04,400 --> 00:47:07,640
Speaker 2: The little tampeths are really cute, and but I don't.

856
00:47:07,440 --> 00:47:10,799
Speaker 1: Feel like very good leather. First of all, like got

857
00:47:10,840 --> 00:47:13,879
Speaker 1: some of the better leather. First of all, it's very buttery. Yeah,

858
00:47:14,000 --> 00:47:15,680
Speaker 1: very nice, it's very nice.

859
00:47:16,600 --> 00:47:19,280
Speaker 2: So I get his logic, but I also understand hers

860
00:47:19,360 --> 00:47:22,719
Speaker 2: because Wama, why Ama, why ama?

861
00:47:22,800 --> 00:47:26,040
Speaker 1: Aim low? But who is she to him? You see

862
00:47:26,040 --> 00:47:28,320
Speaker 1: what I'm saying, Because the same way we value our kuci,

863
00:47:28,400 --> 00:47:31,600
Speaker 1: these men's value they're very rocking, right, So they're not

864
00:47:31,640 --> 00:47:35,040
Speaker 1: about to just be splurgeing like that's my pussy. I'm

865
00:47:35,040 --> 00:47:37,840
Speaker 1: buying them. Why is that bag for it? You know,

866
00:47:38,080 --> 00:47:41,279
Speaker 1: you can't ask a regular working man for that type

867
00:47:41,280 --> 00:47:45,359
Speaker 1: of shit. I mean you can, right, but he may

868
00:47:45,400 --> 00:47:46,480
Speaker 1: not be able to come here.

869
00:47:46,680 --> 00:47:47,840
Speaker 2: He may not be able to get it.

870
00:47:47,920 --> 00:47:50,160
Speaker 1: I come through, and it might fuck him up. Now

871
00:47:50,160 --> 00:47:52,200
Speaker 1: he thinks he like owns you because he got you

872
00:47:52,280 --> 00:47:52,720
Speaker 1: that bag.

873
00:47:53,480 --> 00:47:57,560
Speaker 2: And that's another that's a whole other topic, because there's

874
00:47:59,160 --> 00:48:03,160
Speaker 2: gratitude equal obligation. I want to talk about that on

875
00:48:03,160 --> 00:48:08,600
Speaker 2: the episode for sure. Yeah, all right, I gotta listen.

876
00:48:09,280 --> 00:48:11,160
Speaker 2: What were you gonna say? Because I was gonna take

877
00:48:11,239 --> 00:48:11,920
Speaker 2: us to commercial.

878
00:48:13,360 --> 00:48:16,439
Speaker 1: Oh, I just was gonna go through these last few

879
00:48:16,600 --> 00:48:17,440
Speaker 1: talking points.

880
00:48:17,600 --> 00:48:20,240
Speaker 2: Okay, no, go ahead, go ahead, hit.

881
00:48:20,080 --> 00:48:26,719
Speaker 1: I'm free supporting someone else's comfort. Avoiding money conversations at

882
00:48:26,719 --> 00:48:28,920
Speaker 1: all in relationships because that's where we were. I was

883
00:48:28,920 --> 00:48:32,160
Speaker 1: talking about like the money in relationships and how important

884
00:48:32,160 --> 00:48:35,840
Speaker 1: it is who are trying to build a future with somebody.

885
00:48:35,880 --> 00:48:38,080
Speaker 1: Y'all got to talk about money at some point. You

886
00:48:38,120 --> 00:48:41,239
Speaker 1: gotta talk about credit scores. How much to the loan

887
00:48:41,320 --> 00:48:44,600
Speaker 1: bitch ms y'all got. You know, women love to brag

888
00:48:44,600 --> 00:48:48,200
Speaker 1: on them, damn degrees, But we got way more debt

889
00:48:48,640 --> 00:48:51,359
Speaker 1: than men, for sure, because a lot of niggas figure

890
00:48:51,360 --> 00:48:54,360
Speaker 1: it out they are business owners with no debt.

891
00:48:54,440 --> 00:48:56,080
Speaker 2: M and that's beautiful.

892
00:48:56,239 --> 00:48:59,080
Speaker 1: Yeah, we got a corporate job making a hundred thousand dollars,

893
00:48:59,080 --> 00:49:01,200
Speaker 1: but you've got Yeah.

894
00:49:01,040 --> 00:49:02,719
Speaker 2: I don't have a lot of credit card debt, but

895
00:49:02,800 --> 00:49:06,239
Speaker 2: I do have like student loans in hospital debt.

896
00:49:07,320 --> 00:49:14,160
Speaker 1: I don't have no hospital but student loans for sure. Yeah,

897
00:49:14,719 --> 00:49:17,120
Speaker 1: y'all y'all gonna get the bare minimum until the day

898
00:49:17,120 --> 00:49:19,320
Speaker 1: I die. If I fucking ride and run into a

899
00:49:19,600 --> 00:49:21,680
Speaker 1: large lump sum of money, I might drop off a

900
00:49:21,800 --> 00:49:26,920
Speaker 1: bunch of bags of nickels via ups to Sally Maine. Okay,

901
00:49:27,520 --> 00:49:32,120
Speaker 1: y'all don't want it. All the pities, all the pities

902
00:49:32,200 --> 00:49:35,080
Speaker 1: left in the United States because you know they making them.

903
00:49:35,320 --> 00:49:36,840
Speaker 2: Yeah, y'all got that.

904
00:49:38,280 --> 00:49:41,359
Speaker 1: Off from dump truck. Y'all want it, they.

905
00:49:41,400 --> 00:49:44,000
Speaker 2: Gonna take it, all right, So we're gonna go to commercial.

906
00:49:44,000 --> 00:49:46,160
Speaker 2: But when we come back, guess what we got.

907
00:49:46,440 --> 00:49:48,799
Speaker 1: I appreciate y'all because y'all is showing up with the

908
00:49:48,920 --> 00:49:51,799
Speaker 1: double Berch stories in twenty twenty six, so I got

909
00:49:51,840 --> 00:49:52,880
Speaker 1: one to share with y'all.

910
00:49:53,160 --> 00:50:00,759
Speaker 2: We'll be right back, all right, Age you wantn't.

911
00:50:00,440 --> 00:50:02,719
Speaker 1: Read it, I guess I can.

912
00:50:04,040 --> 00:50:05,680
Speaker 2: Y'all got another fifteen minutes.

913
00:50:06,440 --> 00:50:10,520
Speaker 1: Shut up. I said, Hey, Tam and Aj, I'm already

914
00:50:10,560 --> 00:50:15,480
Speaker 1: embarrassed what you start off like that. I'm already embarrassed,

915
00:50:15,480 --> 00:50:18,839
Speaker 1: So please be gentle or don't because I probably deserve it.

916
00:50:19,960 --> 00:50:22,040
Speaker 1: She goes on and say, I met this guy through

917
00:50:22,040 --> 00:50:25,240
Speaker 1: a friend and we started hanging out heavy, not official,

918
00:50:25,320 --> 00:50:27,919
Speaker 1: but we were together enough that people thought we were.

919
00:50:28,440 --> 00:50:31,239
Speaker 1: He basically lived at my place, but still called it

920
00:50:31,880 --> 00:50:36,239
Speaker 1: kicking it or just kicking it. He didn't have a

921
00:50:36,280 --> 00:50:38,160
Speaker 1: car at the time, which I didn't think was a

922
00:50:38,160 --> 00:50:41,319
Speaker 1: big deal. I was picking him up, dropping him off, girl,

923
00:50:41,360 --> 00:50:44,720
Speaker 1: not you picking up dick and dropping it off, paying

924
00:50:44,800 --> 00:50:48,319
Speaker 1: for her, paying for his ubers, Oh, excuse me paying

925
00:50:48,360 --> 00:50:51,720
Speaker 1: for the ubers. When we went out. He always said

926
00:50:51,800 --> 00:50:54,759
Speaker 1: he'd get me back once he got situated.

927
00:50:55,840 --> 00:50:56,560
Speaker 2: Situated.

928
00:50:58,200 --> 00:51:01,040
Speaker 1: I also started noticing my grocery. He was disappearing faster

929
00:51:01,120 --> 00:51:05,280
Speaker 1: than you usual. Not just snacks, real food, meat, drinks.

930
00:51:05,360 --> 00:51:07,000
Speaker 1: Stuff I know I didn't eat meat.

931
00:51:07,320 --> 00:51:10,120
Speaker 2: Is crazy like this, nigga, take a lead out your house.

932
00:51:11,120 --> 00:51:14,800
Speaker 1: See if nobody else ya. One day I went to

933
00:51:14,840 --> 00:51:16,920
Speaker 1: pay a bill and realized my account was lower than

934
00:51:16,960 --> 00:51:19,600
Speaker 1: it should have been. I brushed it off because I

935
00:51:19,600 --> 00:51:21,440
Speaker 1: didn't want him to be I didn't want to. I

936
00:51:21,440 --> 00:51:24,319
Speaker 1: didn't want to seem dramatic. Then my car declined at

937
00:51:24,320 --> 00:51:27,680
Speaker 1: the gas station and I literally had to sit in

938
00:51:27,719 --> 00:51:30,680
Speaker 1: my car and breathe. That night, I checked my statements

939
00:51:30,680 --> 00:51:33,960
Speaker 1: and saw change and saw charges. I didn't recognize small

940
00:51:34,040 --> 00:51:38,520
Speaker 1: stuff food places near his house. Girl, what gas stations?

941
00:51:38,560 --> 00:51:41,120
Speaker 1: I never go to When I asked him about it,

942
00:51:41,200 --> 00:51:45,280
Speaker 1: he said maybe my car was hacked while holding the phone.

943
00:51:45,360 --> 00:51:49,759
Speaker 1: I'd let him use to order food. M After that,

944
00:51:49,960 --> 00:51:53,200
Speaker 1: things got weird. He started sleeping over less but still

945
00:51:53,239 --> 00:51:58,879
Speaker 1: asking for favors, barring money, wanting rides, acting annoyed when

946
00:51:58,920 --> 00:52:01,719
Speaker 1: I asked questions. The final straw was when he asked

947
00:52:01,760 --> 00:52:03,920
Speaker 1: me to send him one hundred dollars for something important

948
00:52:04,719 --> 00:52:08,360
Speaker 1: and then posted himself at brunch the next day. Yeah

949
00:52:08,520 --> 00:52:12,120
Speaker 1: you sugar mama. I cut him off without a conversation period.

950
00:52:12,280 --> 00:52:15,800
Speaker 1: That's the type of shit. I love cold turkey. I

951
00:52:16,000 --> 00:52:19,360
Speaker 1: changed my cards, changed my locks, and then did the math.

952
00:52:19,719 --> 00:52:21,799
Speaker 2: So changed my locks. You had that nigga, gave that.

953
00:52:21,800 --> 00:52:28,960
Speaker 1: Nigga a key exactly. He was slinging dick yep between rides, food,

954
00:52:29,480 --> 00:52:33,239
Speaker 1: missing money, and random expenses. I covered just to keep

955
00:52:33,280 --> 00:52:37,279
Speaker 1: the peace. I was out almost seven hundred dollars. I wonder, like,

956
00:52:37,400 --> 00:52:41,439
Speaker 1: this is like one month or what? Right? She said?

957
00:52:41,480 --> 00:52:47,319
Speaker 1: I never got it back. He blocked me first. Oh woe.

958
00:52:47,719 --> 00:52:51,560
Speaker 2: He blocked me first? Is crazy. When the money dried up,

959
00:52:51,600 --> 00:52:53,280
Speaker 2: he was like, I don't even want no pussy.

960
00:52:54,040 --> 00:52:56,759
Speaker 1: Did you see that? Put hold on? I snorted, just down,

961
00:52:56,840 --> 00:53:02,600
Speaker 1: dudne it says I. I'm not even mad anymore, just tired.

962
00:53:02,719 --> 00:53:05,600
Speaker 1: I learned that love doesn't have to be abusive to

963
00:53:05,680 --> 00:53:06,480
Speaker 1: be expensive.

964
00:53:08,200 --> 00:53:09,359
Speaker 2: Well, I don't know what that means.

965
00:53:10,239 --> 00:53:13,239
Speaker 1: You gotta get a black eye. I mean that is expensive.

966
00:53:15,280 --> 00:53:21,320
Speaker 2: Love doesn't have to be abusive. No, if you taking

967
00:53:21,360 --> 00:53:23,560
Speaker 2: my money, that's abuse. But the fuck, I don't know

968
00:53:23,640 --> 00:53:24,280
Speaker 2: what you're saying.

969
00:53:24,320 --> 00:53:25,399
Speaker 1: That's your time.

970
00:53:26,600 --> 00:53:27,520
Speaker 2: It's the meat for me.

971
00:53:28,440 --> 00:53:32,000
Speaker 1: Imagine yo, you put support chops in the freezer and

972
00:53:32,120 --> 00:53:34,240
Speaker 1: you come home and your Troy of port chops is gone.

973
00:53:35,360 --> 00:53:38,080
Speaker 2: What You didn't even cook it here, like you took

974
00:53:38,120 --> 00:53:39,000
Speaker 2: it somewhere else.

975
00:53:40,360 --> 00:53:42,920
Speaker 1: Yeah, you gotta be careful with these niggas man, because

976
00:53:43,000 --> 00:53:46,359
Speaker 1: they man. A broke man is a dangerous man, I'm

977
00:53:46,400 --> 00:53:49,440
Speaker 1: telling you, hey, And broke is state of mind. This

978
00:53:49,520 --> 00:53:52,840
Speaker 1: whole thing is about state of mind. You're not broke.

979
00:53:53,120 --> 00:53:57,640
Speaker 1: You are in between blessings, okay. And when you get money,

980
00:53:58,520 --> 00:54:02,080
Speaker 1: you don't ever say spend, you say circulates they can

981
00:54:02,120 --> 00:54:05,120
Speaker 1: come back, all right, all right, stop spending your money.

982
00:54:05,120 --> 00:54:06,520
Speaker 1: It's not going to come back that way. Or you

983
00:54:06,560 --> 00:54:10,359
Speaker 1: could say use, because we use money, you don't let

984
00:54:10,440 --> 00:54:11,200
Speaker 1: money use you.

985
00:54:12,520 --> 00:54:14,680
Speaker 2: But you know what. I applaud you for having such

986
00:54:14,719 --> 00:54:18,120
Speaker 2: a kind heart, and I pray that you encounter someone

987
00:54:18,760 --> 00:54:23,560
Speaker 2: who appreciates that and reciprocates. So that's my prayer for

988
00:54:23,640 --> 00:54:26,440
Speaker 2: you for the twenty twenty six girlfriend, because I know

989
00:54:26,560 --> 00:54:30,040
Speaker 2: girlies like this. I know girlies that like are the

990
00:54:30,040 --> 00:54:34,360
Speaker 2: There's givers and there's takers, you know, and givers always

991
00:54:34,400 --> 00:54:40,200
Speaker 2: attract takers. Yeah, you just have to have some discernment

992
00:54:40,320 --> 00:54:43,160
Speaker 2: about who you let into your life. And I don't

993
00:54:43,200 --> 00:54:46,360
Speaker 2: mind giving. Like when I see that a man is

994
00:54:46,400 --> 00:54:48,480
Speaker 2: willing to give to me, I'm willing to give too.

995
00:54:48,680 --> 00:54:52,840
Speaker 3: You know, yes, absolutely, But I'm always shocked when I

996
00:54:52,920 --> 00:54:56,280
Speaker 3: gave somebody a Kuchie coupon, never ask them for anything,

997
00:54:58,320 --> 00:55:00,400
Speaker 3: and just one day out the blue, they might This

998
00:55:00,440 --> 00:55:01,200
Speaker 3: has happened to.

999
00:55:01,160 --> 00:55:03,800
Speaker 1: Me before, Like do I look like I give niggas money?

1000
00:55:04,920 --> 00:55:07,640
Speaker 1: I'm always confused by that. A few times it happened,

1001
00:55:07,640 --> 00:55:09,960
Speaker 1: I'm like, do I look like a trick? Do I

1002
00:55:10,120 --> 00:55:13,480
Speaker 1: look like a lick? Is what I be wanting to

1003
00:55:13,480 --> 00:55:15,279
Speaker 1: figure I'll be trying to figure out. I know I

1004
00:55:15,280 --> 00:55:18,600
Speaker 1: don't look like a lick, But again, it's that Gemini shit.

1005
00:55:18,640 --> 00:55:21,239
Speaker 1: I made a nigga feel comfortable to even put his

1006
00:55:21,320 --> 00:55:23,640
Speaker 1: guard down and put his pride to the side and

1007
00:55:23,760 --> 00:55:26,320
Speaker 1: ask me, I'm storage your feelings.

1008
00:55:27,080 --> 00:55:30,880
Speaker 2: Listen, I don't even especially if I if they done

1009
00:55:30,920 --> 00:55:35,040
Speaker 2: for me, I don't mind helping it forga, but never

1010
00:55:35,080 --> 00:55:35,600
Speaker 2: did anything.

1011
00:55:35,640 --> 00:55:37,719
Speaker 1: I never ask you for anything. Why you fixing him

1012
00:55:37,719 --> 00:55:38,840
Speaker 1: out to ask me for anything?

1013
00:55:39,520 --> 00:55:42,480
Speaker 2: How did he get your car information? Like? How did

1014
00:55:42,560 --> 00:55:46,680
Speaker 2: he get that? Like you was just too too comfortable

1015
00:55:46,719 --> 00:55:50,640
Speaker 2: with your money with that man because y'all wasn't even

1016
00:55:50,640 --> 00:55:53,279
Speaker 2: together according to this story, y'all wasn't together. You gave

1017
00:55:53,360 --> 00:55:56,200
Speaker 2: him a key and see a right, that's another thing.

1018
00:55:56,239 --> 00:55:59,080
Speaker 2: You have to establish titles. You have to have clear boundary.

1019
00:55:59,200 --> 00:56:00,839
Speaker 2: That was not even your a man and he had

1020
00:56:00,840 --> 00:56:02,839
Speaker 2: a key to your house and your debit cards. Still

1021
00:56:02,880 --> 00:56:06,440
Speaker 2: let your poor chops out the freezer, girl, Like, I'm sorry,

1022
00:56:06,600 --> 00:56:07,640
Speaker 2: this is a lesson to me.

1023
00:56:07,719 --> 00:56:11,640
Speaker 1: Line the ancests is right there, bitch, that's not your nigga.

1024
00:56:12,480 --> 00:56:16,440
Speaker 1: That's every time you pass in the car under the

1025
00:56:16,440 --> 00:56:18,480
Speaker 1: table to pay in front of your friends. Bitch, that's

1026
00:56:18,520 --> 00:56:19,240
Speaker 1: not your niggas.

1027
00:56:19,360 --> 00:56:20,680
Speaker 2: That's not even your man.

1028
00:56:21,680 --> 00:56:23,640
Speaker 1: We every time you was on Amazon looking for some

1029
00:56:23,680 --> 00:56:26,840
Speaker 1: shit for him, you buying him some fashion overclothes. Bitch,

1030
00:56:26,920 --> 00:56:27,720
Speaker 1: that's not your.

1031
00:56:27,680 --> 00:56:31,839
Speaker 2: That's not but you wanted a valuable lesson and we're

1032
00:56:31,840 --> 00:56:34,200
Speaker 2: not gonna keep making fun of you because we love you.

1033
00:56:34,320 --> 00:56:36,880
Speaker 2: We appreciate your dumb bitch story so much for sure,

1034
00:56:37,239 --> 00:56:41,120
Speaker 2: and it is happened to the best of us, right, yeah,

1035
00:56:41,320 --> 00:56:44,120
Speaker 2: because I remember, I remember my dumb bitch story, my

1036
00:56:44,280 --> 00:56:46,920
Speaker 2: very first dumb bitch story about buying a nigga the shoes,

1037
00:56:47,320 --> 00:56:50,719
Speaker 2: and then I flew away. I flew back to England.

1038
00:56:50,840 --> 00:56:52,640
Speaker 2: As soon as I turned my phone back on, he

1039
00:56:52,719 --> 00:56:54,560
Speaker 2: was hugged up with a bitch on Facebook in the

1040
00:56:54,560 --> 00:56:57,439
Speaker 2: shoes I bottom. So, girl, you ain't by yourself. I've

1041
00:56:57,440 --> 00:57:01,319
Speaker 2: been there, okay, but I but I ain't. Never had

1042
00:57:01,320 --> 00:57:02,280
Speaker 2: no meat stolen.

1043
00:57:05,840 --> 00:57:10,040
Speaker 1: I kept the meat man stealing groceries out somebody refrigerated,

1044
00:57:10,040 --> 00:57:11,880
Speaker 1: like just taking a pack here, a pack of steak.

1045
00:57:13,000 --> 00:57:15,960
Speaker 1: People gonna notice this. As much as stay costs now,

1046
00:57:16,040 --> 00:57:19,160
Speaker 1: I'd be looking at the prices in Costco. I go

1047
00:57:19,240 --> 00:57:21,600
Speaker 1: pick up my sea bass.

1048
00:57:22,080 --> 00:57:23,760
Speaker 2: Just as much to cook as a dude to eat

1049
00:57:23,760 --> 00:57:27,280
Speaker 2: out now, So I get why he took it, but

1050
00:57:27,720 --> 00:57:28,440
Speaker 2: it's just kind of.

1051
00:57:28,440 --> 00:57:34,720
Speaker 1: Fed up kang. Shame, shame, shame, But anyway, y'all, being

1052
00:57:34,760 --> 00:57:41,280
Speaker 1: broke is very expensive, okay, it it costs even more,

1053
00:57:41,400 --> 00:57:46,160
Speaker 1: So get your finances in order. Go see a financial specialist.

1054
00:57:47,240 --> 00:57:49,960
Speaker 1: Most banks offer free services, right if you just want

1055
00:57:49,960 --> 00:57:52,320
Speaker 1: to sit down with somebody and see what your options are.

1056
00:57:52,360 --> 00:57:56,320
Speaker 1: Even if you're trying to pay off debt, put your

1057
00:57:56,320 --> 00:57:59,800
Speaker 1: car for collateral, get you a low interest rate, low loan,

1058
00:58:01,000 --> 00:58:02,080
Speaker 1: and pay your shit off.

1059
00:58:02,400 --> 00:58:03,560
Speaker 2: But you got to pay that hit.

1060
00:58:04,640 --> 00:58:09,160
Speaker 1: Yeah, but it's actually doable. It's just if you want

1061
00:58:09,200 --> 00:58:10,520
Speaker 1: to do it. You know what I'm saying. You could

1062
00:58:10,520 --> 00:58:14,080
Speaker 1: pay off large sums of debt. And then also again,

1063
00:58:14,520 --> 00:58:17,360
Speaker 1: we live in a country where like debt is our culture.

1064
00:58:18,280 --> 00:58:21,000
Speaker 1: All them goddamn people and tell them you are experiencing

1065
00:58:21,080 --> 00:58:23,400
Speaker 1: super financial hardship and you just don't have it. You

1066
00:58:23,440 --> 00:58:26,120
Speaker 1: will be surprised how much of that debt they will

1067
00:58:26,520 --> 00:58:29,440
Speaker 1: slice because they rather something than nothing. They rather not

1068
00:58:29,600 --> 00:58:31,960
Speaker 1: have to charge it off and never get the money.

1069
00:58:31,960 --> 00:58:33,040
Speaker 2: Right and never get a paid.

1070
00:58:34,080 --> 00:58:39,080
Speaker 1: Yeah, they'll take they'll take a fraction. Got a fifteen

1071
00:58:39,080 --> 00:58:41,440
Speaker 1: thousand dollars credit card, They might let you pay eight,

1072
00:58:41,760 --> 00:58:46,080
Speaker 1: they might let you pay five, give them something in payments.

1073
00:58:46,520 --> 00:58:51,000
Speaker 1: So you just got to open your mouth anyway, y'all.

1074
00:58:51,200 --> 00:58:53,400
Speaker 1: If you enjoy this episode, y'all, tune in every Thursday

1075
00:58:53,400 --> 00:58:55,240
Speaker 1: on the Black Effect, I Heart Radio, Apple, wherever the

1076
00:58:55,240 --> 00:58:57,280
Speaker 1: fuck you get your podcasts at. This is your co host,

1077
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Speaker 1: AJ Holiday two point on Instagram.

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Speaker 2: Kick It Tam y'all is official tam vam on Instagram.

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Speaker 2: Also follow We Talk Back Podcast on Instagram. I love

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Speaker 2: y'all again. I can't tell y'all enough. I'm gonna tell

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Speaker 2: y'all at least fifty one mo times this year that

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Speaker 2: I love y'all. Remember speak now.

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Speaker 1: And hold your motherfucking wallet.

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Speaker 2: That shit for real this year, especially deuces.

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Speaker 1: We Talk Back Podcast is a production of iHeartRadio. Visit

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Speaker 1: the iHeartRadio app, Apple Podcasts, or wherever you listen to

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Speaker 1: your favorite shows.