WEBVTT - Professional Development: Why $1.7 Trillion in Student Loan Debt Should be Forgiven

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<v Speaker 1>An illegal alien from Guatemala charged with raping a child

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<v Speaker 1>in Massachusetts. An MS thirteen gang member from Al Salvador

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<v Speaker 1>accused of murdering a Texas man of Venezuelan charged with

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<v Speaker 1>filming and selling child pornography in Michigan. These are just

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<v Speaker 1>some of the heinous migrant criminals caught because of President

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<v Speaker 1>Donald J. Trump's leadership. I'm Christy nom the United States

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<v Speaker 1>Secretary of Homeland Security. Under President Trump, attempted illegal border

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<v Speaker 1>crossings are at the lowest levels ever recorded, and over

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<v Speaker 1>one hundred thousand illegal aliens have been arrested. If you

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<v Speaker 1>are here illegally, your next you will be fined nearly

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<v Speaker 1>one thousand dollars a day, imprisoned, and deported. You will

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<v Speaker 1>never return. But if you register using our CBP home

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<v Speaker 1>app and leave now, you could be allowed to return legally.

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<v Speaker 1>Do what's right, leave now. Under President Trump, America's laws,

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<v Speaker 1>border and families will.

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<v Speaker 2>Be protected sponsored by the United States Department of Homeland Security.

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<v Speaker 3>So let's even talk about student debt for a second.

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<v Speaker 4>Let's put a cost to go to school right, right,

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<v Speaker 4>because that's that's an issue in itself that needs to

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<v Speaker 4>be rectified. Right because traderations are still going to school,

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<v Speaker 4>like you know, they're I'm graduating classes year after year.

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<v Speaker 4>Who still are aspiring to take on this amount of

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<v Speaker 4>money for an education that shouldn't be free. And to

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<v Speaker 4>be honest, some of it is. Some of it that

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<v Speaker 4>it doesn't equate to the costs, like the value of

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<v Speaker 4>the experience is not adding up to the costs.

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<v Speaker 3>But to your point, that's a whole, that's a whole.

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<v Speaker 5>That's a whole nother, that's a whole less of you

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<v Speaker 5>when so, But that's absolutely on point, right like us

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<v Speaker 5>thinking about whose fault this is and how we got here,

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<v Speaker 5>the blame has always been put on borrowers. Our country

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<v Speaker 5>is built on debt, and everybody going to be in debt.

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<v Speaker 3>Everybody's got to be in debt. They got to owe

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<v Speaker 3>somebody else who owes money.

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<v Speaker 5>And this narrative that it's the borrower's fault, that it's

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<v Speaker 5>the person's fault for wanting to pursue a higher education,

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<v Speaker 5>that is a It is a political argument because you know,

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<v Speaker 5>parties and politics are a part of who divides that discussion.

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<v Speaker 3>But it's really a question about our value on education.

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<v Speaker 5>Just to begin with, So if you don't value education,

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<v Speaker 5>then of course you're going to blame people who go right.

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<v Speaker 5>If you value education and you think education should be

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<v Speaker 5>a right, then you're going to figure out all the

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<v Speaker 5>ways in which this government, when they create their policies,

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<v Speaker 5>when they pass their policies and legislation, make education accessible

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<v Speaker 5>for everybody. So to your point, and to this discussion

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<v Speaker 5>I have, I try to avoid arguments. I like to

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<v Speaker 5>work with the coalition of the willing right. Like everybody

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<v Speaker 5>got an issue, they want to.

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<v Speaker 3>Fight her, that's nice.

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<v Speaker 4>I'm going to borrow that the coalition of the willing.

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<v Speaker 5>Listen, everybody got a problem, Okay, everybody got a problem

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<v Speaker 5>with something. And I've been doing this work for twelve years,

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<v Speaker 5>and so there's some times where I will engage in

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<v Speaker 5>conversations to convince people. But then there are some folks

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<v Speaker 5>who are just built to understand that you should pull

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<v Speaker 5>yourself up by your bootstraps, that it's the borrower's fault,

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<v Speaker 5>that education is only a shouldn't only be accessible to

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<v Speaker 5>people who can afford it or who deserve to go

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<v Speaker 5>And I just don't subscribe to those notions.

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<v Speaker 3>There's everybody deserves to go to school. I don't get

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<v Speaker 3>excuse me, I don't.

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<v Speaker 5>Care about the cuss I don't care if you just

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<v Speaker 5>do two years and change your mind, go to school.

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<v Speaker 5>You see what I'm saying, are like, oh, no, you

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<v Speaker 5>wasted money. No no, no, no, I don't think the education

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<v Speaker 5>will ever be a waste.

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<v Speaker 3>So just go.

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<v Speaker 5>And when we talk about cancelation, it is the reframing

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<v Speaker 5>of our mind in conversations around who's fault. It actually

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<v Speaker 5>is the government has increased our tuition one hundred and

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<v Speaker 5>thirty percent. And if you look at most schools across

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<v Speaker 5>the country that are public institutions that get federal funding,

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<v Speaker 5>that money is not going back.

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<v Speaker 3>To the students.

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<v Speaker 5>That money is going to hire executive principles and executive officers,

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<v Speaker 5>and to pay for new buildings and to buy new

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<v Speaker 5>cars and to do all these things.

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<v Speaker 3>It's not going to the workers. It's not going to

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<v Speaker 3>the students.

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<v Speaker 5>UCLA right now is trying to expand its campus so

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<v Speaker 5>they can recruit students to get more income. But students

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<v Speaker 5>are living in the lounges in the dormitories, and they're

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<v Speaker 5>not going to the constitution. I teach at U See

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<v Speaker 5>Santa Cruz and my students during the pandemic, paid the

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<v Speaker 5>full cost of tuition, paid for housing and food, and

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<v Speaker 5>didn't get the services because they were at home and

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<v Speaker 5>did not get a refund. What they did get was

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<v Speaker 5>three COVID masks and a box of COVID tests.

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<v Speaker 4>Lord, I mean you talk about injustice. I mean, that's

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<v Speaker 4>it's it's it's insane to know the way. It's insane

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<v Speaker 4>to know to understand the system and how it's been working.

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<v Speaker 4>And it's not only just institution of education, but you

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<v Speaker 4>kind of see these same themes in all the other institutions, right,

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<v Speaker 4>but it hits closer to the home when it's education

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<v Speaker 4>because it is the it is the access to information

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<v Speaker 4>that we need to make progress in our community. And

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<v Speaker 4>so what what communities like our community has done is

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<v Speaker 4>be able to tap into the the the masses of

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<v Speaker 4>people who actually just want to have an experience with information, right,

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<v Speaker 4>engage with information, learn, cultivate community around the information. And

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<v Speaker 4>what schools have gotten away from, to be honest with you,

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<v Speaker 4>is actually building building community and building cultivating kind of learning,

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<v Speaker 4>you know, this learning experience. Because of the concerns that

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<v Speaker 4>it's just that are kind of answery around the issue

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<v Speaker 4>of education. So if if if I've got away the

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<v Speaker 4>cost of education and against the quality or the need

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<v Speaker 4>for education, and come on, we all we all know

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<v Speaker 4>the choice that that that that we're putting up against.

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<v Speaker 4>And then it's not an a's a no win battle,

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<v Speaker 4>like who wants to take on one hundred thousand dollars

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<v Speaker 4>of debt to go through four years of school? And

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<v Speaker 4>so for young people who are still developing and still

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<v Speaker 4>growing and looking to have experiences, it's it's it's almost

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<v Speaker 4>like a dand if you do, damned if you don't.

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<v Speaker 4>And what I've what concerns me is that too many

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<v Speaker 4>people have become conditioned to accept that it has to

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<v Speaker 4>be this way. And so I hear the fire in

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<v Speaker 4>in in you know, from from you, but I hear

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<v Speaker 4>the fire from you know, other people as well in

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<v Speaker 4>our community. But I don't know that that. I don't

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<v Speaker 4>know that the young people, the younger generator.

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<v Speaker 2>Ernest, what's up?

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<v Speaker 1>An illegal alien from Guatemala charged with raping a child

0:07:41.160 --> 0:07:44.960
<v Speaker 1>in Massachusetts. An MS thirteen gang member from El Salvador

0:07:45.200 --> 0:07:49.320
<v Speaker 1>accused of murdering a Texas. Man of Venezuelan charged with

0:07:49.400 --> 0:07:53.280
<v Speaker 1>filming and selling child pornography in Michigan. These are just

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<v Speaker 1>some of the heinous migrant criminals caught because of President

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<v Speaker 1>Donald J. Trump's leadership. I'm Christine Noman, the United States

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<v Speaker 1>Secretary of Homeland Security. Under President Trump, attempted illegal border

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<v Speaker 1>crossings are at the lowest levels ever recorded, and over

0:08:09.200 --> 0:08:12.440
<v Speaker 1>one hundred thousand illegal aliens have been arrested. If you

0:08:12.520 --> 0:08:16.360
<v Speaker 1>are here illegally, your next you will be fine nearly

0:08:16.440 --> 0:08:20.480
<v Speaker 1>one thousand dollars a day, imprisoned and deported, you will

0:08:20.520 --> 0:08:24.160
<v Speaker 1>never return. But if you register using our CBP home

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<v Speaker 1>app and leave now, you could be allowed to return

0:08:27.160 --> 0:08:32.679
<v Speaker 1>legally do what's right. Leave now. Under President Trump, America's laws,

0:08:32.840 --> 0:08:34.840
<v Speaker 1>border and families will.

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<v Speaker 2>Be protected sponsored by the United States Department of Homeland Security.

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<v Speaker 4>That it's that they're attaining the information because I think

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<v Speaker 4>it's also ingrained into their parents. I think there's I

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<v Speaker 4>think the work that we're calling I think the work

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<v Speaker 4>that we're called to do is to create new narratives

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<v Speaker 4>right in new paradigms and to make that intergenerational. And

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<v Speaker 4>so what I hear you saying is is this intergenerational

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<v Speaker 4>kind of work that needs to not only land on

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<v Speaker 4>the doorsteps of of institutions, but also households in our community.

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<v Speaker 4>And so can you can you talk about some of

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<v Speaker 4>your experience in kind of the community work, how do

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<v Speaker 4>we galvanize community around these new narratives when it comes

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<v Speaker 4>to education, Because what I tell my students when they

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<v Speaker 4>make an educational decision that they're actually making a business.

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<v Speaker 4>And I kind of frame it in the lens of

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<v Speaker 4>it being transactional that if I'm going to spend this whatever,

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<v Speaker 4>if I'm going to spend this number, then I need

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<v Speaker 4>to know the value of what my degree is or

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<v Speaker 4>the area I study and so I tell my students,

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<v Speaker 4>I'm not sending you to college so that you can

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<v Speaker 4>go have this exploratory kind of magical experience. You know,

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<v Speaker 4>we're going to do that here now. While it's free.

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<v Speaker 4>When you go, you're going to go with a plan

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<v Speaker 4>and a purpose so that you can then build. And

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<v Speaker 4>I don't I know that. I know that, listen, I

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<v Speaker 4>know that in that's a rarity in education because I

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<v Speaker 4>think a lot of people just pump this notion that

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<v Speaker 4>go to school, go to school, go to school, and

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<v Speaker 4>then you'll figure it out. And that's been a detriment

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<v Speaker 4>to my community. So in terms of community outreach and

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<v Speaker 4>preparing and kind of I guess I want to say

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<v Speaker 4>equipping our our parents are community leaders with new narratives.

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<v Speaker 4>What does that been like to be in the fields

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<v Speaker 4>and spreading that disinformation about the student the student loan crisis.

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<v Speaker 5>It's what you said, it's intergenerational. So I'll talk about that,

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<v Speaker 5>but it's also.

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<v Speaker 4>Seasy go ahead, yeah, yeah, yeah, yeah, yeah, you're right.

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<v Speaker 5>So what I mean by that is that the current

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<v Speaker 5>borrowers who this recent announcement impacts are anybody who got

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<v Speaker 5>their loans dispersed after June thirtieth of this year, So

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<v Speaker 5>anybody after that does not qualify for any of this

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<v Speaker 5>program stuff that Joe Biden's talking about, which I hope

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<v Speaker 5>we get a chance to dissect them.

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<v Speaker 4>Yeah, yeah, that's coming next. We got to get there.

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<v Speaker 3>Okay, we talk about that.

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<v Speaker 4>Yeah yeah, yeah, yeah, please bring us there.

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<v Speaker 5>Well yeah, so there's that, And so there are people

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<v Speaker 5>who are currently seniors in high school who need to

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<v Speaker 5>make the choice that am I going to go to

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<v Speaker 5>college or am I not going to going to college?

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<v Speaker 5>And how much will it cost? And how much will

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<v Speaker 5>my family have to take out? And will I have

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<v Speaker 5>student loans? And does this cancelation stuff impact me? Then

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<v Speaker 5>there are current students on campus who are not paying

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<v Speaker 5>back their loans right now, don't need for the next

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<v Speaker 5>two three four years until they graduate. And then there

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<v Speaker 5>are people who are like me who have been graduated,

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<v Speaker 5>who are borrowers, who have taken out loans who get

0:11:07.400 --> 0:11:09.240
<v Speaker 5>thet So there's generations.

0:11:08.840 --> 0:11:11.120
<v Speaker 4>Right yeah, sure, sure, But then it's seasonal.

0:11:11.320 --> 0:11:14.680
<v Speaker 3>It's seasonal in the sense that we have an internal deadline.

0:11:15.360 --> 0:11:16.640
<v Speaker 3>We're waiting for an application.

0:11:16.960 --> 0:11:19.880
<v Speaker 5>If you were applying for the current forgiveness program, the

0:11:19.880 --> 0:11:22.760
<v Speaker 5>public student loan forgiveness program. There were some amendments that

0:11:22.760 --> 0:11:24.440
<v Speaker 5>were made that made it easier, and you have until

0:11:24.480 --> 0:11:27.640
<v Speaker 5>October thirty first, the next twenty seven days to apply for.

0:11:27.720 --> 0:11:28.880
<v Speaker 3>Public student loan forgiveness.

0:11:28.880 --> 0:11:30.839
<v Speaker 5>The application is still open, but they made some they

0:11:30.840 --> 0:11:32.600
<v Speaker 5>made some changes to the waiver that are real technical,

0:11:32.720 --> 0:11:36.280
<v Speaker 5>so people can apply now. The announcement that Joe Biden

0:11:36.760 --> 0:11:40.320
<v Speaker 5>announced that application closes December twenty twenty three, so people

0:11:40.360 --> 0:11:41.400
<v Speaker 5>have now until the next year.

0:11:41.400 --> 0:11:44.040
<v Speaker 3>I mean, repayment start on the January first, so fill

0:11:44.080 --> 0:11:45.959
<v Speaker 3>it out asap. I don't even know why they you're

0:11:45.960 --> 0:11:46.760
<v Speaker 3>talking about it.

0:11:46.880 --> 0:11:47.240
<v Speaker 4>Get to it.

0:11:47.240 --> 0:11:48.720
<v Speaker 3>If you do it, get to it and do it now.

0:11:49.000 --> 0:11:51.360
<v Speaker 5>But there is still December twenty twenty three for that.

0:11:51.440 --> 0:11:54.800
<v Speaker 5>So there's the internal timeline season of when we have

0:11:54.800 --> 0:11:56.680
<v Speaker 5>to apply for this current cancelation. But then there's the

0:11:56.720 --> 0:12:00.200
<v Speaker 5>season of the movement of education right education justice as

0:12:00.520 --> 0:12:02.520
<v Speaker 5>some people like to call it. And well, like I

0:12:02.520 --> 0:12:04.199
<v Speaker 5>said in two thousand and seven, when I first learned

0:12:04.240 --> 0:12:06.320
<v Speaker 5>about student loan debt cancelation, or I start talking about

0:12:06.320 --> 0:12:09.840
<v Speaker 5>free education, one nobody in Congress talking about free cancer.

0:12:10.400 --> 0:12:14.040
<v Speaker 5>Nobody one. We'd have a big We didn't have legislation,

0:12:14.280 --> 0:12:16.160
<v Speaker 5>what we did have was well, let's just increase the

0:12:16.200 --> 0:12:19.640
<v Speaker 5>pail grant. Let's try to do tuition freezes, and like

0:12:19.679 --> 0:12:22.680
<v Speaker 5>those were not happening across the country, and the peil

0:12:22.679 --> 0:12:24.480
<v Speaker 5>grant wasn't increased. They're like, well, let's change the fast

0:12:24.480 --> 0:12:26.360
<v Speaker 5>fus so it's in multiple languages, which is like in

0:12:26.440 --> 0:12:29.960
<v Speaker 5>three languages now, right, it was to your point and

0:12:30.000 --> 0:12:31.920
<v Speaker 5>to some of our critics, which I am definitely a

0:12:31.920 --> 0:12:33.680
<v Speaker 5>critic of all the things that have happened in Congress

0:12:33.800 --> 0:12:36.839
<v Speaker 5>right now around well, these are just incremental changes, right,

0:12:36.840 --> 0:12:38.280
<v Speaker 5>Like all they changed the fast fus so it's in

0:12:38.280 --> 0:12:41.480
<v Speaker 5>more languages. Oh, they increase the pel grant. Those are

0:12:41.480 --> 0:12:43.880
<v Speaker 5>small games and small wins. But I'm looking back as

0:12:43.920 --> 0:12:46.440
<v Speaker 5>an organizer over the last decade and saying the movement

0:12:46.480 --> 0:12:49.680
<v Speaker 5>of student organizers then and now had been able to

0:12:49.760 --> 0:12:51.719
<v Speaker 5>advance a national narrative over the last two and a

0:12:51.760 --> 0:12:54.760
<v Speaker 5>half years that says not only it's student loan debt

0:12:55.160 --> 0:12:57.760
<v Speaker 5>a problem, but we're going to push it to make

0:12:57.800 --> 0:13:02.560
<v Speaker 5>it a national priority. I don't care which debate you

0:13:02.600 --> 0:13:04.120
<v Speaker 5>look back at in twenty eighteen.

0:13:04.280 --> 0:13:05.560
<v Speaker 3>Let's get to twenty eighteen.

0:13:05.800 --> 0:13:07.480
<v Speaker 5>All the candidates had to take a stand That was

0:13:07.520 --> 0:13:10.280
<v Speaker 5>one of the questions that the interviewees were saying.

0:13:10.440 --> 0:13:12.280
<v Speaker 3>Okay, Warren, where are you on dead cancer?

0:13:12.360 --> 0:13:17.720
<v Speaker 5>Okay, Biden Okay, Bernie Okay, Corey Bush, Okay, you know

0:13:18.080 --> 0:13:21.680
<v Speaker 5>Amyklobajar Okay. Which I'll say about film no deck cancelation.

0:13:21.840 --> 0:13:23.199
<v Speaker 3>We did that. We did that.

0:13:23.240 --> 0:13:26.840
<v Speaker 1>An illegal alien from Guatemala charged with raping a child

0:13:26.920 --> 0:13:30.719
<v Speaker 1>in Massachusetts. An MS thirteen gang member from Al Salvador

0:13:30.960 --> 0:13:35.120
<v Speaker 1>accused of murdering a Texas man of Venezuelan charged with

0:13:35.160 --> 0:13:39.080
<v Speaker 1>filming and selling child pornography in Michigan. These are just

0:13:39.160 --> 0:13:42.920
<v Speaker 1>some of the heinous migrant criminals caught because of President

0:13:42.960 --> 0:13:46.560
<v Speaker 1>Donald J. Trump's leadership. I'm Christy Noman, the United States

0:13:46.559 --> 0:13:51.360
<v Speaker 1>Secretary of Homeland Security. Under President Trump, attempted illegal border

0:13:51.400 --> 0:13:54.920
<v Speaker 1>crossings are at the lowest levels ever recorded, and over

0:13:55.000 --> 0:13:57.240
<v Speaker 1>one hundred thousand illegal aliens.

0:13:56.800 --> 0:13:57.640
<v Speaker 2>Have been arrested.

0:13:57.920 --> 0:14:01.760
<v Speaker 1>If you were here illegally, next you will be fine

0:14:01.840 --> 0:14:05.920
<v Speaker 1>nearly one thousand dollars a day, imprisoned and deported, you

0:14:06.000 --> 0:14:09.560
<v Speaker 1>will never return. But if you register using our CBP

0:14:09.720 --> 0:14:12.440
<v Speaker 1>home app and leave now, you could be allowed to

0:14:12.480 --> 0:14:17.320
<v Speaker 1>return legally. Do what's right. Leave now. Under President Trump

0:14:17.480 --> 0:14:21.080
<v Speaker 1>America's laws, border and families will be protected.

0:14:21.160 --> 0:14:23.320
<v Speaker 2>Sponsored by the United States Department of Homeland Security,