WEBVTT - Civic Cipher 020522 A Numbers-Based Understanding of the Black Experience (Part 1)

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<v Speaker 1>Welcome to another episode of Civic Cipher. I am your host,

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<v Speaker 1>Ramse's Jack, and I go.

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<v Speaker 2>Buy the name q Ward most of the time.

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<v Speaker 1>Yes, indeed, UH back up in you Onemo again. Feeling

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<v Speaker 1>real good this week Black History Month. A lot of

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<v Speaker 1>good things going on in the world of Civic Cipher

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<v Speaker 1>and Qboard and Ramse's Jah and it's all because of you,

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<v Speaker 1>our listeners supporting us. If you don't know what I'm

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<v Speaker 1>talking about, we don't need to brag about it on air,

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<v Speaker 1>check the social media, but it's suffice to say the

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<v Speaker 1>show is growing and we're reaching more people, and it's

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<v Speaker 1>because of your support. So thank you for for y'all.

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<v Speaker 1>It's because of y'all.

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<v Speaker 2>Because of y'all.

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<v Speaker 1>Blame bline.

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<v Speaker 2>That's all I got to say.

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<v Speaker 1>I say, you know Q and I, Q and I

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<v Speaker 1>we have a lot of inside jokes, but that's because

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<v Speaker 1>we spend so much time together. But the source that

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<v Speaker 1>we pull from more often than not is a stand

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<v Speaker 1>up special by Jamie Fox called I Might Need Security.

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<v Speaker 1>If you listen to the show every week, please watch

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<v Speaker 1>Jamie Fox I Might Need Security, because then you'll get

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<v Speaker 1>a lot of the inside jokes. But we don't we don't.

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<v Speaker 3>We don't dwell on them because we have a lot

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<v Speaker 3>of stuff to get. He did not pay us for

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<v Speaker 3>that endorsement, but it's hilarious. Yeah, it's it's it's good

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<v Speaker 3>for your spirit anyway. Be sure to stick around because

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<v Speaker 3>we do have a lot to cover.

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<v Speaker 1>Today. We're gonna do something we don't really do very often,

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<v Speaker 1>and that's really plug in to one person, one stream

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<v Speaker 1>of consciousness, one school of thought that we really feel

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<v Speaker 1>is timely and pertinent and necessary and enlightening, at least

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<v Speaker 1>for me. I'm sure that you would agree that there's

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<v Speaker 1>some things that even Cube learns. And he goes by

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<v Speaker 1>the name of Dan Price, it's not even from our world.

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<v Speaker 1>He's from the business world. But we're gonna we're gonna

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<v Speaker 1>discuss a lot of interesting points that he makes, and

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<v Speaker 1>we're also going to focus for our way Black History

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<v Speaker 1>fact on Sidney Poitier. We didn't get a chance to

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<v Speaker 1>discuss him until today, so we're going to definitely late Yeah,

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<v Speaker 1>the late great, Yes, indeed. But first, like we always

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<v Speaker 1>do it, this time, it's time for some ebony excellence.

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<v Speaker 1>How does that sound? Cute? Sounds fantastic.

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<v Speaker 2>I love that we start the show with Ebney Excellence

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<v Speaker 2>because a lot of times our.

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<v Speaker 1>Topics are weighty.

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<v Speaker 2>They take a lot of a lot from us, sometimes

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<v Speaker 2>emotionally and to kind of start and we kind of

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<v Speaker 2>start and on a high note the way black sometimes

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<v Speaker 2>has some weight as well. Yeah, but it's historic precedents

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<v Speaker 2>and importance I think, you know, gives it a little

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<v Speaker 2>bit of lift as well.

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<v Speaker 1>Yeah, it just shows kind of where we've come from.

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<v Speaker 1>But I digress. So today we're talking about a young

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<v Speaker 1>man named Archie Green who is the founder of Peel

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<v Speaker 1>Dim Layers Back p d LB that is a Cleveland,

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<v Speaker 1>Ohio nonprofit designed to help Blackmail youth with their mental health.

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<v Speaker 1>He was a diagnosed with depression and he uses his

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<v Speaker 1>platform as a hip hop artist to share stories about trauma, depression, anxiety, relationships,

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<v Speaker 1>and fatherhood through music. He launched his nonprofit in twenty

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<v Speaker 1>sixteen and a program called Cope Dealers Initiative for high

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<v Speaker 1>school counselors and teachers identify juniors and seniors who have

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<v Speaker 1>had behavior and anxiety challenges and could benefit from a

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<v Speaker 1>program focused on their mental health. And His position is

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<v Speaker 1>that African Americans often face barriers when accessing quality mental

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<v Speaker 1>health treatment because of racism and limited access to culturally

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<v Speaker 1>competent mental health professionals. And that is according to Mental

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<v Speaker 1>Health America. You can find out more about him at

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<v Speaker 1>PDLB dot org. Once again, his name is Archie Green

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<v Speaker 1>and the company is called Peel Dim Layers Back. And

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<v Speaker 1>the reason I wanted to hit on this briefly is because,

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<v Speaker 1>and we'll talk about this, we have seen recently a

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<v Speaker 1>lot of black men and women end their lives prematurely

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<v Speaker 1>and deliberately, and historically that's not been a thing that

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<v Speaker 1>we've had to as a community, we've really had to

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<v Speaker 1>deal with, and more and more as time progresses, we're

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<v Speaker 1>seeing it happen more often, and so eventually we'll have

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<v Speaker 1>the time to talk about it. But for now, if

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<v Speaker 1>you want to, you know, support or even know a

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<v Speaker 1>little bit more about this initiative. Again, it's PDLB dot org.

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<v Speaker 1>So a big shout out to Archie Green. That is

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<v Speaker 1>some ebony excellence for you now in Ohio as well. Yes,

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<v Speaker 1>one time if you don't mind, Okay, So Dan Price,

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<v Speaker 1>Dan Price, I'll be honest. Dan Price is he's a

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<v Speaker 1>new person in my world. He's very active on Twitter.

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<v Speaker 1>He's just a and he's a businessman, but I'll try

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<v Speaker 1>to paint a profile for you. Now this isn't about

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<v Speaker 1>him per se, but some of the points that he

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<v Speaker 1>makes because this stream of consciousness is when I came

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<v Speaker 1>across that, I shared it with Q. You remember when

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<v Speaker 1>I sent it to our group chat, and there was

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<v Speaker 1>so much content there that we early on made it

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<v Speaker 1>a point to block out a show to really talk

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<v Speaker 1>about some of these things, just to discuss them, to

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<v Speaker 1>share them. And you know, maybe you're on Twitter and

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<v Speaker 1>you've seen this, maybe not, but we're going to try

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<v Speaker 1>to make it breathe a little bit more so a

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<v Speaker 1>little bit about this person and who he is and

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<v Speaker 1>how he came to be. So, he started a company

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<v Speaker 1>called Gravity Payments about six years ago and he made news.

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<v Speaker 1>I remember hearing about this, but he made the news

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<v Speaker 1>for raising his company's minimum wage to seventy thousand a year.

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<v Speaker 1>Fox News called him a socialist whose employees would be

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<v Speaker 1>on breadlines, and since then his revenue has tripled. The

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<v Speaker 1>business is a Harvard Business School case study, and the

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<v Speaker 1>employers had a ten times boom in homes bought. So

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<v Speaker 1>and on his Twitter profile he says that he's a

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<v Speaker 1>CEO just trying to stand up for the underdog. Again.

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<v Speaker 1>His handle is at Dan Price Seattle. I employee to

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<v Speaker 1>follow him and plug in because there's a lot of stuff,

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<v Speaker 1>not just the stuff we're talking about today, and he

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<v Speaker 1>just seems like a good human being who money and

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<v Speaker 1>success has not corrupted And it's amazing to see because

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<v Speaker 1>so often we see folks, the more money they get,

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<v Speaker 1>the more conservative at least fiscally, you know, they become.

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<v Speaker 1>And this guy seems to be a kind hearted person

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<v Speaker 1>who really does share and really does try to build

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<v Speaker 1>people who have a tougher go at things in this country.

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<v Speaker 1>Real quick, before we go on earlier our Ebony Excellence segment,

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<v Speaker 1>I pulled that content from the Atlanta Black Star if

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<v Speaker 1>you wanted to check out more on that. Again, this

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<v Speaker 1>current segment, we're talking about Dan Price. I just pulled

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<v Speaker 1>it from his Twitter, so we're going to talk about it.

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<v Speaker 1>So the first thing that he shared, the first slide

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<v Speaker 1>in this stream of conscience, and I shouldn't even call

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<v Speaker 1>it that, but we're here now, so we're gonna roll

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<v Speaker 1>with it. The first slide that came across my way

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<v Speaker 1>that Q and I discussed was him writing as follows,

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<v Speaker 1>and he's white, by the way, all right, He says,

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<v Speaker 1>compared to white people, black owned homes are devalued by

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<v Speaker 1>twenty three percent. Black owned homes, property taxes are thirteen

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<v Speaker 1>percent higher. Bank fees are two times higher for black people.

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<v Speaker 1>Black people with no criminal record earned ten thousand less

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<v Speaker 1>than white people with the criminal record. That's just the beginning,

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<v Speaker 1>dot dot dot. So we're going to go through each

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<v Speaker 1>one of these slides one by one, but that first

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<v Speaker 1>one is crazy, right. But the craziest part about it

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<v Speaker 1>is we've talked about these some at length. But all

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<v Speaker 1>of these things that we've talked about on the show before,

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<v Speaker 1>and one recent one that comes to mind is the

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<v Speaker 1>couple I believe they were in northern California who got

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<v Speaker 1>an appraisal on their house and then they went through

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<v Speaker 1>and they had like some friends stand if I remember correctly, effectually,

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<v Speaker 1>this is what they did. They got some friends to

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<v Speaker 1>stand in while while the appraiser came. A new appraiser came,

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<v Speaker 1>they changed all the pictures in their house. So they

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<v Speaker 1>took all their family pictures down and they put like

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<v Speaker 1>white pictures on the wall. And then the new appraiser

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<v Speaker 1>gave them an extra half a million dollars in equity

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<v Speaker 1>on the property, right, So what Dan Price says here,

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<v Speaker 1>like out the gates, compared to white people, black owned

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<v Speaker 1>homes are devalued by twenty three percent, which jives with

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<v Speaker 1>a story a case study that we made on the

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<v Speaker 1>show Go Ahead.

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<v Speaker 2>And when it comes to to housing prices, twenty three

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<v Speaker 2>percent is a massive amount. Like the number of twenty

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<v Speaker 2>three percent when you're comparing it to one hundred doesn't

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<v Speaker 2>sound like a lot. But if you have a half

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<v Speaker 2>a million dollar home, I'm talking about a hundred thousand

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<v Speaker 2>dollars difference in price.

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<v Speaker 1>That's massive.

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<v Speaker 3>Yeah.

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<v Speaker 1>Yeah, And you know, we talk about wealth because in many,

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<v Speaker 1>in fact the majority of instances, there is a direct

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<v Speaker 1>correlation between the amount of wealth might throw folks off.

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<v Speaker 1>So how about we say income or money? You know,

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<v Speaker 1>the amount of money and opportunities pitfalls. You know, there's

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<v Speaker 1>a correlation there, and oftentimes in this country, money follows

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<v Speaker 1>the color line. And so you know, we make a

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<v Speaker 1>we make a point on this show to really discuss

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<v Speaker 1>how we treat each other, certainly how black folks are

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<v Speaker 1>treated by non bye by white folks. But you know,

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<v Speaker 1>we we're all here together. You know, we do have

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<v Speaker 1>to make points sometimes when black people are wrong and

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<v Speaker 1>saying racist things, we have to we have to stand

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<v Speaker 1>up against that the same as we would against anyone.

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<v Speaker 1>But for the most part, you know, there's systemic institutions

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<v Speaker 1>in place and we and they are relics of white supremacy,

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<v Speaker 1>not even really relics, because there are still active contributors

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<v Speaker 1>to these systems, and not all of them come from

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<v Speaker 1>the Republican Party, if I'm honest. But you know, the

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<v Speaker 1>point is that we have to have these conversations about

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<v Speaker 1>how we treat each other. But there is also something

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<v Speaker 1>to say about capitalism. We have this conversation all the time. Now,

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<v Speaker 1>whether or not you're a fan of capitalism or you know, whatever,

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<v Speaker 1>is beside the point. Certain things are just a natural

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<v Speaker 1>byproduct of capitalism. There are byproducts of socialism, there's byproducts

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<v Speaker 1>of communism, right, so we just talk about those, and

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<v Speaker 1>to be fair, we do beat up on capitalism quite

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<v Speaker 1>a bit. I don't think either of us are huge

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<v Speaker 1>fans of it, but in the same way, we're not

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<v Speaker 1>huge fans of a lot of things. It's just kind

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<v Speaker 1>of what we were born into. But I think a.

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<v Speaker 2>Reason that we have such tilted views, and the audience

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<v Speaker 2>can't see me tilting my hand downward.

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<v Speaker 1>It's such tilted views.

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<v Speaker 2>With regard to capitalism, is that some of the byproducts

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<v Speaker 2>actually requirements. Yeah, Like there's some byproducts of socialism that

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<v Speaker 2>requires for everyone to kind of lift everyone else, which

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<v Speaker 2>is not that awful a byproduct when you say it

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<v Speaker 2>out loud the way I there's a way you can

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<v Speaker 2>frame that different and make it seem like, you know

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<v Speaker 2>what I mean, there are people intentionally doing nothing to

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<v Speaker 2>weigh us.

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<v Speaker 1>All down kind of thing.

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<v Speaker 2>But there's some requirements of capitalism that it's it's more

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<v Speaker 2>required than a byproduct. Capitalism can exist unless part of

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<v Speaker 2>the population has nothing. That's that's a requirement, not a byoproduct.

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<v Speaker 1>I'll make a point for you. One of the things

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<v Speaker 1>that blew my mind is that in order for capitalism

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<v Speaker 1>to function optimally, there has to be some unemployment to

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<v Speaker 1>keep wages low. That means that everyone doesn't get a job.

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<v Speaker 1>Some people need to be unemployed so that wages will

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<v Speaker 1>stay low. And if the if a system is framed

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<v Speaker 1>around that that concept, let's keep wages low and some

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<v Speaker 1>people will have to go without a job. If you

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<v Speaker 1>have an economic system framed around that. I believe that

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<v Speaker 1>morally we've we've started on the wrong foot. With that said,

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<v Speaker 1>I'm not saying I'm a bigger fan of anything else.

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<v Speaker 1>I'm just you know, we have to work with the

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<v Speaker 1>system that we're given, and so we will. All right,

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<v Speaker 1>I'll move on the next slide. This again, Dan Price,

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<v Speaker 1>Seattle at Dan Price, Seattle if you want to check

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<v Speaker 1>this out for yourself on Twitter. Black college grads have

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<v Speaker 1>fifty percent less wealth than white high school dropouts.

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<v Speaker 2>Say that again, please.

0:13:34.280 --> 0:13:39.560
<v Speaker 1>Black college grads have fifty percent less wealth than white

0:13:39.679 --> 0:13:44.080
<v Speaker 1>high school dropouts. Now this is an average. You know,

0:13:44.200 --> 0:13:46.400
<v Speaker 1>this is you know, I'm a college grad and I

0:13:46.440 --> 0:13:50.520
<v Speaker 1>know a lot of white dropouts. Don't apologize, sir. Read

0:13:50.600 --> 0:13:55.320
<v Speaker 1>those you know, a spoolful sugar, a little bit of honey.

0:13:57.000 --> 0:14:01.440
<v Speaker 2>Read those pisticks as they are written, now cologized. Do

0:14:01.520 --> 0:14:03.640
<v Speaker 2>not try to frame it and give it some type

0:14:03.640 --> 0:14:07.800
<v Speaker 2>of lighter moral compass. Read that as it's written, because

0:14:07.800 --> 0:14:08.840
<v Speaker 2>it's staggering.

0:14:09.440 --> 0:14:15.240
<v Speaker 1>Listen, listen, it's your show. Q. Yes, sir, black college

0:14:15.280 --> 0:14:21.240
<v Speaker 1>grads have fifty percent less wealth than white high school dropouts.

0:14:21.640 --> 0:14:24.440
<v Speaker 1>And then I'll just leave that there. This again from

0:14:24.560 --> 0:14:29.000
<v Speaker 1>a white man who is successful with a successful business

0:14:29.040 --> 0:14:35.040
<v Speaker 1>and obviously a huge Twitter following and online presence. The

0:14:35.080 --> 0:14:40.600
<v Speaker 1>next point in this slide, the ten counties most audited

0:14:41.600 --> 0:14:45.320
<v Speaker 1>by the IRS are seventy nine percent people of color.

0:14:47.560 --> 0:14:51.320
<v Speaker 1>The black white homeowner gap is bigger now than it

0:14:51.480 --> 0:14:55.680
<v Speaker 1>was in the year nineteen hundred and finally, for this

0:14:55.840 --> 0:15:00.920
<v Speaker 1>slide in the pandemic, black owned businesses close used at

0:15:00.960 --> 0:15:09.240
<v Speaker 1>twice the rate, so further illuminating that you know, there

0:15:09.280 --> 0:15:12.560
<v Speaker 1>are really two different Americas. I think that you know,

0:15:12.600 --> 0:15:14.560
<v Speaker 1>there's a reason why you had such a reaction to

0:15:14.640 --> 0:15:17.960
<v Speaker 1>the black college fads having fifty percent less wealth than

0:15:18.000 --> 0:15:22.440
<v Speaker 1>white high school dropouts, not just because again the point

0:15:22.520 --> 0:15:29.160
<v Speaker 1>makes itself that opportunities follow the money, right, and what

0:15:29.200 --> 0:15:33.480
<v Speaker 1>we're seeing is a cycle. We're you know, there's there's

0:15:33.680 --> 0:15:37.480
<v Speaker 1>we can We can go to the government and appeal

0:15:37.520 --> 0:15:38.960
<v Speaker 1>to the government and say, hey, we want to drink

0:15:39.000 --> 0:15:42.400
<v Speaker 1>out of the same water fountain, and hey, we'd like

0:15:42.440 --> 0:15:44.280
<v Speaker 1>to use the same bathroom. We'd like a little bit

0:15:44.320 --> 0:15:46.000
<v Speaker 1>of dignity, we'd like to be able to go to

0:15:46.040 --> 0:15:49.080
<v Speaker 1>the same schools, we'd like access, you know, in that way,

0:15:49.760 --> 0:15:54.400
<v Speaker 1>But not enough can be said about money, not just

0:15:54.480 --> 0:15:57.600
<v Speaker 1>money to pay for opportunities, but money to live healthy,

0:15:57.640 --> 0:16:01.200
<v Speaker 1>productive lives, money to have the mental freedom and fortitude

0:16:01.600 --> 0:16:04.280
<v Speaker 1>to take advantage to even conceive in the first place,

0:16:04.320 --> 0:16:07.400
<v Speaker 1>of opportunities. For those of you listening to our voices

0:16:07.440 --> 0:16:17.080
<v Speaker 1>tonight or today, whenever you're listening, it might be easy

0:16:17.280 --> 0:16:22.320
<v Speaker 1>to imagine, might not be, but we will be the

0:16:22.320 --> 0:16:29.600
<v Speaker 1>ones to tell you, Q is from Detroit, not the

0:16:29.600 --> 0:16:32.400
<v Speaker 1>good side of town. Let him know where you're from. Q.

0:16:34.920 --> 0:16:39.160
<v Speaker 2>I am from a small town in Michigan. It goes

0:16:39.200 --> 0:16:41.840
<v Speaker 2>by the name of Detroit. Some people even call it

0:16:42.000 --> 0:16:43.640
<v Speaker 2>Motown or the motor city, and.

0:16:43.680 --> 0:16:45.520
<v Speaker 1>Tell them about that street, what's that number?

0:16:46.360 --> 0:16:51.160
<v Speaker 2>And I grew up on a very very prominent road

0:16:52.920 --> 0:16:55.560
<v Speaker 2>affectionately known as seven mile.

0:16:56.080 --> 0:16:59.080
<v Speaker 1>Okay, so you don't know about seven I'll do a

0:16:59.120 --> 0:17:01.920
<v Speaker 1>little bit of homework find out, and then I will

0:17:01.920 --> 0:17:05.560
<v Speaker 1>add to that that I was born in a place

0:17:05.600 --> 0:17:09.440
<v Speaker 1>called Compton, California, a place that in most instances needs

0:17:09.480 --> 0:17:16.119
<v Speaker 1>no introduction. And what I want to suggest by saying

0:17:16.160 --> 0:17:19.840
<v Speaker 1>this is that there's a great deal of hopelessness in

0:17:19.880 --> 0:17:28.000
<v Speaker 1>those communities, and there is a sense of this is

0:17:28.080 --> 0:17:31.280
<v Speaker 1>the whole world, or otherwise this is the world that

0:17:31.359 --> 0:17:35.720
<v Speaker 1>I'm allowed to experience. To think of something that exists

0:17:35.760 --> 0:17:39.400
<v Speaker 1>on TV in your own life, is it may as

0:17:39.400 --> 0:17:43.720
<v Speaker 1>well be thinking of like like the same way you

0:17:43.760 --> 0:17:47.520
<v Speaker 1>would think of a cartoon. You know, cartoon characters run

0:17:47.560 --> 0:17:50.240
<v Speaker 1>faster or jump higher. They you know, they have the

0:17:50.240 --> 0:17:52.960
<v Speaker 1>same hair every day. Whatever it is you think, you know,

0:17:53.600 --> 0:17:55.879
<v Speaker 1>it's just it's it's cool to see it. You're aware

0:17:55.920 --> 0:17:58.920
<v Speaker 1>that it is something that you could imagine, but it's

0:17:59.000 --> 0:18:05.920
<v Speaker 1>not real. So these numbers, these sobering numbers, they're not

0:18:06.000 --> 0:18:09.280
<v Speaker 1>necessarily sobering for people that live this life. But you know,

0:18:09.320 --> 0:18:11.880
<v Speaker 1>if you're listening to our voices and you know, maybe

0:18:11.880 --> 0:18:16.080
<v Speaker 1>you didn't know these things. This is the reality of

0:18:16.119 --> 0:18:19.960
<v Speaker 1>the situation. It certainly jives with everything that we know

0:18:20.040 --> 0:18:23.760
<v Speaker 1>to be true. All right, So I'll move on to

0:18:23.800 --> 0:18:36.639
<v Speaker 1>the next slide. Here, all black Americans combined have half

0:18:38.200 --> 0:18:42.720
<v Speaker 1>of the wealth of the nation's richest four hundred people.

0:18:45.320 --> 0:18:52.440
<v Speaker 1>I'll say it one more time, All black Americans combined.

0:18:52.880 --> 0:18:57.160
<v Speaker 1>That's jay Z, Beyonce. That's everybody that you ever met

0:18:57.160 --> 0:19:01.840
<v Speaker 1>in school, their parents, their grandparents, you know, warmer time

0:19:01.920 --> 0:19:04.880
<v Speaker 1>q oprah oprah, Yeah, all of them.

0:19:05.320 --> 0:19:09.520
<v Speaker 4>All they very black people. You can think of them too,

0:19:09.880 --> 0:19:12.880
<v Speaker 4>but not just them. You know the people you've never met,

0:19:12.920 --> 0:19:14.560
<v Speaker 4>people that you see at the bus stop, people you

0:19:14.560 --> 0:19:16.560
<v Speaker 4>see at the grocery store, people you see at Walmart.

0:19:16.920 --> 0:19:18.879
<v Speaker 4>People might be driving in traffic next to you, if

0:19:18.920 --> 0:19:21.760
<v Speaker 4>you're driving while you're listening to us, if you see

0:19:21.800 --> 0:19:24.040
<v Speaker 4>a black person, add their wealth in as well.

0:19:24.280 --> 0:19:29.080
<v Speaker 1>Every single black person in this country combined, they have

0:19:29.280 --> 0:19:32.760
<v Speaker 1>half the wealth of the nation's richest four hundred people.

0:19:34.080 --> 0:19:36.959
<v Speaker 1>Not the same wealth, half the wealth.

0:19:38.000 --> 0:19:42.960
<v Speaker 2>Just to give you some further context, there are about

0:19:43.359 --> 0:19:48.440
<v Speaker 2>forty two million black people in America. All of them

0:19:48.480 --> 0:19:51.919
<v Speaker 2>put together, including the richest black people that you've ever

0:19:52.000 --> 0:19:56.480
<v Speaker 2>heard of, make up half the wealth of the nation's

0:19:56.600 --> 0:19:58.400
<v Speaker 2>richest four hundred.

0:19:59.000 --> 0:20:03.320
<v Speaker 1>Now, you said forty two million black people million, and

0:20:03.359 --> 0:20:07.960
<v Speaker 1>then there was half the wealth four hundred a four hundred.

0:20:08.440 --> 0:20:12.959
<v Speaker 1>So let me add something right here. I know this

0:20:13.000 --> 0:20:16.000
<v Speaker 1>is not me trying to sugarcoat anything. I know that

0:20:16.880 --> 0:20:19.679
<v Speaker 1>you can make a lot of draw a lot of

0:20:19.680 --> 0:20:23.360
<v Speaker 1>conclusions based on how rich the rich are and how

0:20:23.880 --> 0:20:30.480
<v Speaker 1>regular the rest of us are. But when you're talking

0:20:30.560 --> 0:20:35.879
<v Speaker 1>about this many people in these type of circumstances, it

0:20:36.000 --> 0:20:40.560
<v Speaker 1>certainly does help frame the importance of wealth and how

0:20:41.040 --> 0:20:45.920
<v Speaker 1>it is unevenly distributed, so much so that a lot

0:20:45.960 --> 0:20:50.520
<v Speaker 1>of the issues, at least a lot of the issues

0:20:50.520 --> 0:20:54.200
<v Speaker 1>that have kind of run rampant, you can see like, well,

0:20:55.000 --> 0:20:57.840
<v Speaker 1>the resources aren't available to fix them because the resources

0:20:57.840 --> 0:21:06.240
<v Speaker 1>are with these handful of people over there, Right, I

0:21:06.240 --> 0:21:09.520
<v Speaker 1>think that might be another strike against capitalism, But I'll

0:21:09.560 --> 0:21:15.000
<v Speaker 1>move on. The rest of this third slide here says

0:21:15.040 --> 0:21:18.200
<v Speaker 1>the average inheritance for white families is three times that

0:21:18.320 --> 0:21:23.080
<v Speaker 1>of black families. And then the last point of this

0:21:23.200 --> 0:21:27.560
<v Speaker 1>slide says, relatedly, black families have one hundred and sixty

0:21:27.600 --> 0:21:32.159
<v Speaker 1>six thousand dollars less wealth than white families, a bigger

0:21:32.200 --> 0:21:36.560
<v Speaker 1>gap than before civil rights. So since the civil rights movement,

0:21:37.400 --> 0:21:40.680
<v Speaker 1>the gap has widened between white families and black families

0:21:40.680 --> 0:21:44.760
<v Speaker 1>in terms of wealth. All right, I'll move on. Let's

0:21:44.760 --> 0:21:48.800
<v Speaker 1>talk about school. College is not an equalizer. I think

0:21:48.800 --> 0:21:51.359
<v Speaker 1>we established that in the second slide. College is not

0:21:51.440 --> 0:21:57.360
<v Speaker 1>an equalizer. Black college grads have twenty five thousand dollars

0:21:57.480 --> 0:22:00.879
<v Speaker 1>more student debt than white grads. I don't even know

0:22:00.880 --> 0:22:03.800
<v Speaker 1>how that's possible. Actually, you know what, I still own

0:22:03.840 --> 0:22:06.400
<v Speaker 1>student loans, So let me I guess I can see

0:22:06.400 --> 0:22:09.960
<v Speaker 1>how it's possible. But you know, black college grads have

0:22:09.960 --> 0:22:13.119
<v Speaker 1>twenty five thousand more student debt than white grads. White

0:22:13.240 --> 0:22:17.600
<v Speaker 1>millennials with a degree have ten times higher net worth

0:22:17.760 --> 0:22:23.520
<v Speaker 1>than black grads. And twenty years after graduating, the median

0:22:23.640 --> 0:22:26.639
<v Speaker 1>white grad owes five percent of their student loan balance

0:22:27.240 --> 0:22:31.320
<v Speaker 1>and black grads, oh, ninety five percent. That's after twenty years.

0:22:32.000 --> 0:22:37.680
<v Speaker 1>So that means that white graduates are paying down dare

0:22:37.720 --> 0:22:42.040
<v Speaker 1>I say, able to pay down their student loans to

0:22:42.520 --> 0:22:45.560
<v Speaker 1>five percent after twenty years, and black folks are still

0:22:46.280 --> 0:22:52.879
<v Speaker 1>wrestling with basically the entirety of it ninety after graduating,

0:22:52.880 --> 0:22:59.399
<v Speaker 1>twenty years after graduating. And I don't know if this person,

0:22:59.480 --> 0:23:02.720
<v Speaker 1>Dan Price, the CEO of the company, the person who

0:23:02.960 --> 0:23:05.440
<v Speaker 1>listed these which, by the way, all of his sources

0:23:05.440 --> 0:23:07.359
<v Speaker 1>are there as well. I don't know if he's a

0:23:07.400 --> 0:23:12.119
<v Speaker 1>college grad or not, but he seems very passionate about this,

0:23:12.240 --> 0:23:15.680
<v Speaker 1>and he doesn't he seems unafraid to share these statistics,

0:23:15.960 --> 0:23:18.560
<v Speaker 1>and I think that we need more of that. You know,

0:23:19.440 --> 0:23:21.720
<v Speaker 1>there's nothing to be afraid of here. If we identify

0:23:21.760 --> 0:23:23.119
<v Speaker 1>the problem, we can work on it. We're all in

0:23:23.160 --> 0:23:28.000
<v Speaker 1>this together. Might take at least all right, I'll move on.

0:23:28.960 --> 0:23:33.800
<v Speaker 1>The electoral college's lopsidedness gives the medium black voter sixteen

0:23:33.840 --> 0:23:37.200
<v Speaker 1>percent less power than the typical white voter. Now, I

0:23:37.800 --> 0:23:40.040
<v Speaker 1>remember seeing something like this on Netflix. They did a

0:23:40.080 --> 0:23:46.520
<v Speaker 1>special on the election. This was sometime last year when

0:23:46.880 --> 0:23:51.200
<v Speaker 1>like maybe October ish or whatever. It's still there. I

0:23:51.240 --> 0:23:53.439
<v Speaker 1>don't remember the name of it, but they talked about

0:23:54.040 --> 0:23:56.639
<v Speaker 1>the vote, the weight of a vote of a white

0:23:57.880 --> 0:24:03.760
<v Speaker 1>conservative vote, male vote in Wisconsin compared to like a

0:24:03.840 --> 0:24:08.240
<v Speaker 1>black vote in Los Angeles, and that white vote in

0:24:08.359 --> 0:24:12.240
<v Speaker 1>terms of the actual impact is so much more significant.

0:24:12.960 --> 0:24:15.560
<v Speaker 1>And it's just because of the electoral college. So it's

0:24:15.600 --> 0:24:19.159
<v Speaker 1>effectively effectively is telling us that it punishes black folks.

0:24:19.160 --> 0:24:23.400
<v Speaker 1>It's it disenfranchises you know, black, black and brown people

0:24:23.480 --> 0:24:26.520
<v Speaker 1>and other marginalized people and favors you know, white men.

0:24:27.200 --> 0:24:31.280
<v Speaker 1>In terms of the outcomes, black workers get unemployment benefits

0:24:31.280 --> 0:24:33.919
<v Speaker 1>at half the rate of white workers. And since the

0:24:33.960 --> 0:24:37.280
<v Speaker 1>Civil Wars a slash slavery ended, black families went from

0:24:37.320 --> 0:24:41.440
<v Speaker 1>having point five percent of all wealth to one point

0:24:41.480 --> 0:24:46.280
<v Speaker 1>five percent. So that is some gain. But remember they

0:24:46.320 --> 0:24:50.120
<v Speaker 1>went from that was after slavery ended, so they've we've

0:24:50.160 --> 0:24:56.320
<v Speaker 1>gained one point since the Civil War, when effectively black

0:24:56.320 --> 0:24:58.720
<v Speaker 1>folks had nothing. So we still have nothing. We have

0:25:00.320 --> 0:25:03.240
<v Speaker 1>relatively speaking, still nothing, and we make a huge amount

0:25:03.240 --> 0:25:05.280
<v Speaker 1>of the population. And then I'll make this last point.

0:25:05.520 --> 0:25:07.720
<v Speaker 1>Black people are four times more likely than white people

0:25:07.760 --> 0:25:13.040
<v Speaker 1>to be arrested for marijuana, and black sons of families

0:25:13.040 --> 0:25:14.880
<v Speaker 1>in the richest one percent are arrested at the same

0:25:14.960 --> 0:25:17.440
<v Speaker 1>rate as white sons of families in the poorest third.

0:25:17.920 --> 0:25:20.119
<v Speaker 1>And finally, black students are two and a half times

0:25:20.160 --> 0:25:22.800
<v Speaker 1>more likely than white students to be arrested at school.

0:25:23.359 --> 0:25:27.560
<v Speaker 1>And unfortunately have to move on. Stick around your radios.

0:25:27.560 --> 0:25:29.600
<v Speaker 1>We're coming back with more civic cipher right after this