1 00:00:00,120 --> 00:00:02,840 Speaker 1: Let me introduce everybody who I'm talking to. Uh, he's 2 00:00:02,840 --> 00:00:05,920 Speaker 1: a little brother. He's a friend fraternity, the brother. He's 3 00:00:05,960 --> 00:00:09,400 Speaker 1: my next guest on Money Making Conversation Masterclass. He's Terence Jay. 4 00:00:09,800 --> 00:00:12,039 Speaker 1: To give a little background on him, he's three times 5 00:00:12,039 --> 00:00:14,800 Speaker 1: Emmy nominated and there's no stranger to the entertainment world. 6 00:00:14,840 --> 00:00:18,040 Speaker 1: Was seventeen years in the industry, from hosting to acting 7 00:00:18,079 --> 00:00:21,239 Speaker 1: in worldwide box office hit films like Think Like a Man, 8 00:00:21,360 --> 00:00:24,920 Speaker 1: Think Like a Man to The Perfect Match Star You 9 00:00:24,920 --> 00:00:28,520 Speaker 1: know the floor. On BT he has hosted from everything 10 00:00:28,640 --> 00:00:33,040 Speaker 1: from the Oscars, Grammys, Gloden Globe. He's been on the 11 00:00:33,080 --> 00:00:35,840 Speaker 1: sidelines of BT Awards. He just finished. If you hadn't 12 00:00:35,840 --> 00:00:38,519 Speaker 1: saw him on Power Confidential, you know that took him 13 00:00:38,600 --> 00:00:41,520 Speaker 1: do another level. Here's a Power Confidential, but I can't 14 00:00:41,520 --> 00:00:43,760 Speaker 1: get too excited because we're doing our NPR. You gotta 15 00:00:43,760 --> 00:00:45,720 Speaker 1: say at the third level. But more important, he's a 16 00:00:45,720 --> 00:00:49,520 Speaker 1: graduate level HBCU and more importantly, he's a person who 17 00:00:49,600 --> 00:00:52,920 Speaker 1: was a brand ambassador for the third Good Marshall College Front. 18 00:00:53,159 --> 00:00:55,960 Speaker 1: Please walking to Money Making Conversation Masterclass. The one and 19 00:00:56,000 --> 00:01:00,320 Speaker 1: only Terence Jay. Always a pleasure. Brother. How are you 20 00:01:00,360 --> 00:01:02,600 Speaker 1: doing I'm doing because I'm very excited to get you 21 00:01:02,680 --> 00:01:05,759 Speaker 1: on the show, Terrence one. Just watching you grow as 22 00:01:05,800 --> 00:01:09,319 Speaker 1: a as an individual, just watching you your career. You 23 00:01:09,360 --> 00:01:12,399 Speaker 1: know we've had times and set aside, uh what we 24 00:01:12,480 --> 00:01:14,800 Speaker 1: talked about how you got here and one of the 25 00:01:14,840 --> 00:01:17,319 Speaker 1: things that I do on Money Making Conversation Masterclass, I 26 00:01:17,319 --> 00:01:20,200 Speaker 1: always like to people to hear stories about overcoming the 27 00:01:20,360 --> 00:01:23,360 Speaker 1: arts and persevering. And you will host to one of 28 00:01:23,400 --> 00:01:26,160 Speaker 1: the longest running countdown shows in BT history, one of 29 00:01:26,160 --> 00:01:29,120 Speaker 1: those six in Park. And if you have time, I 30 00:01:29,240 --> 00:01:31,800 Speaker 1: love for people for you to share with my viewers 31 00:01:31,800 --> 00:01:35,160 Speaker 1: and my listeners in this case my listeners, how that 32 00:01:35,200 --> 00:01:38,039 Speaker 1: came about, how you went against the odds it was 33 00:01:38,120 --> 00:01:40,440 Speaker 1: able to land the opportunity to be the host of 34 00:01:40,440 --> 00:01:44,520 Speaker 1: that show. Oh man, I appreciate it, and it's it's 35 00:01:44,560 --> 00:01:48,040 Speaker 1: always a pleasure, uh talk with one of my personal mentors. 36 00:01:48,640 --> 00:01:52,960 Speaker 1: Um you so uh so? Yeah. So, I graduated um 37 00:01:53,000 --> 00:01:56,080 Speaker 1: from college and I was working at a job that 38 00:01:56,120 --> 00:01:58,960 Speaker 1: I didn't love and everybody told me that, you know, 39 00:01:59,000 --> 00:02:01,600 Speaker 1: I needed to just work someplace where I can have 40 00:02:01,760 --> 00:02:03,880 Speaker 1: a you know, four O one K and have my 41 00:02:04,040 --> 00:02:07,200 Speaker 1: bills paid on time. But I wasn't really following what 42 00:02:07,320 --> 00:02:10,360 Speaker 1: I was passionate about. So my friend told me that 43 00:02:10,400 --> 00:02:13,720 Speaker 1: there was an audition happening in New York for b ET, 44 00:02:14,720 --> 00:02:17,280 Speaker 1: and I took all the money in my savings and 45 00:02:17,280 --> 00:02:19,840 Speaker 1: I just flew up there and went to the audition. 46 00:02:20,400 --> 00:02:23,240 Speaker 1: But on the first rounds of the auditions, I was 47 00:02:23,280 --> 00:02:26,440 Speaker 1: super nervous, uh, and I fumbled it. You know, I 48 00:02:26,520 --> 00:02:28,760 Speaker 1: went in there, I kind of stuttered through the scripts, 49 00:02:29,320 --> 00:02:34,639 Speaker 1: and they handed everybody um papers with either a green 50 00:02:34,720 --> 00:02:37,519 Speaker 1: check or a red X. And I got a red 51 00:02:37,720 --> 00:02:40,400 Speaker 1: X on my paper, and you know that means I 52 00:02:40,440 --> 00:02:42,640 Speaker 1: didn't make it to the next round. But the guy 53 00:02:42,680 --> 00:02:45,240 Speaker 1: that was in front of me in line got a 54 00:02:45,320 --> 00:02:49,080 Speaker 1: green check on his paper. And I said to myself, Man, 55 00:02:49,120 --> 00:02:51,400 Speaker 1: if the guy right there can make it to the 56 00:02:51,440 --> 00:02:55,120 Speaker 1: next line, I had to the next part of it. 57 00:02:55,400 --> 00:02:58,360 Speaker 1: I at least got to try to get over the 58 00:02:58,440 --> 00:03:01,800 Speaker 1: first you know, the first dound. And so I drove 59 00:03:02,840 --> 00:03:06,320 Speaker 1: from New York down to Atlanta and I tried it again, 60 00:03:06,400 --> 00:03:09,360 Speaker 1: but this time I knew what to expect. I knew 61 00:03:09,400 --> 00:03:11,920 Speaker 1: what they were gonna ask me um, and all I 62 00:03:11,960 --> 00:03:13,640 Speaker 1: was trying to do, I wasn't trying to get on 63 00:03:13,680 --> 00:03:15,480 Speaker 1: the show. I was just like, I just want to 64 00:03:15,480 --> 00:03:18,160 Speaker 1: make it to the next round, and just going that 65 00:03:18,280 --> 00:03:21,640 Speaker 1: extra step. I made it from that round to the 66 00:03:21,639 --> 00:03:23,400 Speaker 1: next round, to the next round to the next round, 67 00:03:23,680 --> 00:03:26,200 Speaker 1: and then eventually, um, you know, I got the show 68 00:03:26,560 --> 00:03:29,560 Speaker 1: and my life changed. But I always tell people, don't 69 00:03:29,600 --> 00:03:32,959 Speaker 1: try to build a wall, just try to individually lay 70 00:03:33,000 --> 00:03:36,360 Speaker 1: down each brick day by day. And and you know, 71 00:03:36,440 --> 00:03:39,320 Speaker 1: my life changed from there after I got that that 72 00:03:39,320 --> 00:03:42,360 Speaker 1: that one gig. Well, your life changed also because you 73 00:03:42,360 --> 00:03:45,119 Speaker 1: went to an HBCU. And before we respond to that, 74 00:03:45,440 --> 00:03:51,320 Speaker 1: when I see the explosion of media about HBCUs and 75 00:03:51,400 --> 00:03:54,680 Speaker 1: you know, you've always bragged about coming from an hbc 76 00:03:54,840 --> 00:03:57,000 Speaker 1: ever since I've known you. That's that's been at the time, 77 00:03:57,520 --> 00:04:00,400 Speaker 1: you know, And so now you see it come out 78 00:04:00,440 --> 00:04:03,360 Speaker 1: and then you see the like this recently this weekend 79 00:04:03,400 --> 00:04:06,880 Speaker 1: they had, Uh HBCU gained during the All Star weekend. 80 00:04:07,280 --> 00:04:10,760 Speaker 1: So what are you talking when you here HBCUs being 81 00:04:10,800 --> 00:04:15,040 Speaker 1: promoted and being being being finally getting this academic place 82 00:04:15,560 --> 00:04:19,719 Speaker 1: in the conversation of education. Oh, I love it, man, 83 00:04:20,080 --> 00:04:23,880 Speaker 1: you know, better late than never, right, Uh, these institutions, 84 00:04:24,400 --> 00:04:27,200 Speaker 1: you know, for over a hundred years, Uh, in some 85 00:04:27,279 --> 00:04:32,600 Speaker 1: cases have been doing amazing work, uh with African Americans 86 00:04:32,680 --> 00:04:37,400 Speaker 1: in in the community, UM, providing opportunities. You know, I 87 00:04:37,480 --> 00:04:40,280 Speaker 1: didn't get I applied when I was in North Carolina. 88 00:04:40,320 --> 00:04:44,479 Speaker 1: I applied to NC State and North Carolina UNC, and 89 00:04:44,520 --> 00:04:47,680 Speaker 1: I didn't get accepted into either school because I wasn't 90 00:04:47,680 --> 00:04:50,880 Speaker 1: academically where I needed to be. But a T took 91 00:04:50,920 --> 00:04:54,320 Speaker 1: a chance on me. And because in HBCU took that 92 00:04:54,480 --> 00:04:57,320 Speaker 1: chance on me, you know, it led to all the 93 00:04:57,400 --> 00:04:59,599 Speaker 1: things that came after it in my life and in 94 00:04:59,680 --> 00:05:02,560 Speaker 1: my career rear. And so I love that, you know, 95 00:05:02,600 --> 00:05:06,600 Speaker 1: the national spotlight is finally kind of on HBCUs right now. 96 00:05:07,040 --> 00:05:09,720 Speaker 1: I love every time I see somebody like j R. 97 00:05:09,839 --> 00:05:12,800 Speaker 1: Smith who started going to a T or you know, 98 00:05:12,920 --> 00:05:16,560 Speaker 1: Chris Paul, you know, wearing HBCU stuff at games. I 99 00:05:17,000 --> 00:05:20,440 Speaker 1: love seeing the explosion that's taking place now. And I 100 00:05:20,520 --> 00:05:23,200 Speaker 1: just hope, you know, more and more good students go 101 00:05:23,360 --> 00:05:25,919 Speaker 1: so that we can get more and more sponsorship and 102 00:05:26,000 --> 00:05:29,880 Speaker 1: funding and endowments, and uh, you know, our schools could 103 00:05:29,880 --> 00:05:32,560 Speaker 1: just continue to thrive. I know, you know, if as 104 00:05:32,600 --> 00:05:34,080 Speaker 1: long as I know your first you remember a mega 105 00:05:34,120 --> 00:05:36,400 Speaker 1: sci fi fraternity incorporated, we know what that's based on 106 00:05:36,400 --> 00:05:39,240 Speaker 1: it for card No principles in the cord. One of 107 00:05:39,240 --> 00:05:41,560 Speaker 1: the one of the basis of this community, one of 108 00:05:41,560 --> 00:05:45,719 Speaker 1: the basis of this uplift and so Thurg and Marshall 109 00:05:45,760 --> 00:05:49,640 Speaker 1: was about uplifting young students academically and giving them so 110 00:05:49,680 --> 00:05:52,720 Speaker 1: they won't leave school with college debt. What brought you 111 00:05:52,760 --> 00:05:55,120 Speaker 1: into that relationship with the Third and Marshall College front, 112 00:05:55,200 --> 00:05:59,400 Speaker 1: Terence ja so Sean. So, when I was a freshman 113 00:05:59,680 --> 00:06:03,599 Speaker 1: at A and T, I, like I said, my school 114 00:06:03,640 --> 00:06:05,480 Speaker 1: work wasn't where I needed to be. I was so 115 00:06:05,600 --> 00:06:08,560 Speaker 1: interested in you know, other things and party and hanging 116 00:06:08,560 --> 00:06:12,960 Speaker 1: out that I wasn't where I needed to be academically. Um. So, 117 00:06:13,040 --> 00:06:16,560 Speaker 1: I was on academic probation and I had a professor 118 00:06:17,160 --> 00:06:20,160 Speaker 1: who you know, I was gonna get kicked out in school. 119 00:06:20,440 --> 00:06:23,200 Speaker 1: And I had a professor that said, listen, there's something 120 00:06:23,320 --> 00:06:26,880 Speaker 1: special about you. You know I was. I was already 121 00:06:26,880 --> 00:06:30,200 Speaker 1: interning at the on campus radio station, and she said, 122 00:06:30,320 --> 00:06:32,680 Speaker 1: I need you to focus on your school work. I'm 123 00:06:32,680 --> 00:06:35,960 Speaker 1: gonna I'm gonna uh set you. I'm gonna write your 124 00:06:36,040 --> 00:06:38,560 Speaker 1: letter to get this internship, but you gotta promise me 125 00:06:38,640 --> 00:06:41,520 Speaker 1: to turn your grades around. And so I was a 126 00:06:41,520 --> 00:06:44,760 Speaker 1: member of the third Goood Marshall College from I received 127 00:06:44,760 --> 00:06:48,440 Speaker 1: an actual scholarship that kept me in school, and that 128 00:06:48,640 --> 00:06:52,039 Speaker 1: next semester um I met some you know, some really 129 00:06:52,080 --> 00:06:56,320 Speaker 1: interesting people and started my grade started changing around. By 130 00:06:56,320 --> 00:06:59,320 Speaker 1: the time I graduated college, I had a three point 131 00:06:59,320 --> 00:07:02,520 Speaker 1: a g P, I was student body president, and then 132 00:07:02,800 --> 00:07:05,800 Speaker 1: like the Omega Stipe five, you know, the scholarship and 133 00:07:05,960 --> 00:07:09,320 Speaker 1: changed my life. I got some really smart lawn brothers 134 00:07:09,360 --> 00:07:12,320 Speaker 1: that really helped, you know, me change my life. And 135 00:07:12,400 --> 00:07:16,440 Speaker 1: so the Third Marshall College Fund is what kept me 136 00:07:16,520 --> 00:07:19,000 Speaker 1: in school. And so I always said, the moment I 137 00:07:19,040 --> 00:07:21,880 Speaker 1: get on, the moment I you know, got got my 138 00:07:21,920 --> 00:07:24,360 Speaker 1: foot in the door, I wanted to continue to get back. 139 00:07:24,400 --> 00:07:26,520 Speaker 1: And so now it's just it's a privilege to work 140 00:07:26,520 --> 00:07:30,480 Speaker 1: with Andrea and the whole organization um UH and and 141 00:07:30,720 --> 00:07:34,080 Speaker 1: you know I love giving back and and doing programs 142 00:07:34,120 --> 00:07:37,200 Speaker 1: with them. Every year. We'll be right back with more 143 00:07:37,240 --> 00:07:45,000 Speaker 1: Money Making Conversations Masterclass with Rushan McDonald. Now let's return 144 00:07:45,080 --> 00:07:49,840 Speaker 1: to Money Making Conversations Master Class with Rashan McDonald. Let's 145 00:07:49,840 --> 00:07:54,120 Speaker 1: bring in Andrew Horton. How are you doing Miss Horton? Hi, 146 00:07:54,520 --> 00:07:57,520 Speaker 1: good after Now great to be here. Well great, First 147 00:07:57,520 --> 00:08:00,880 Speaker 1: of all, welcome back. You know you on you on 148 00:08:00,880 --> 00:08:04,320 Speaker 1: the phone with uh you know with two omega mean uh, 149 00:08:04,520 --> 00:08:07,920 Speaker 1: Terence J a young Omega man and an old old 150 00:08:08,000 --> 00:08:10,120 Speaker 1: Maga man and ra Sean McDonald. How are you doing. 151 00:08:11,520 --> 00:08:17,000 Speaker 1: I'm doing fantastic. Well, your your graduate spellman tell us 152 00:08:17,000 --> 00:08:20,200 Speaker 1: about that the experience of Ms Horton Common from the 153 00:08:20,240 --> 00:08:23,400 Speaker 1: expellman already Terence and already told us he's a graduate 154 00:08:23,400 --> 00:08:26,720 Speaker 1: of North Carolina, North Carolina and t talk about that 155 00:08:26,800 --> 00:08:30,200 Speaker 1: whole world of being in the HBCU and an importance 156 00:08:30,240 --> 00:08:36,280 Speaker 1: of just black seeking a higher education and achieving black excellence. Oh. Absolutely, so, 157 00:08:36,320 --> 00:08:39,319 Speaker 1: it's fun, It's ironic. I just returned from Cleveland from 158 00:08:39,320 --> 00:08:42,480 Speaker 1: the All Star Game, and I'm from the Cleveland area, 159 00:08:42,880 --> 00:08:46,120 Speaker 1: small town called Aleria, and I had a chance to 160 00:08:46,240 --> 00:08:49,680 Speaker 1: go home and visit my high school and just had 161 00:08:49,720 --> 00:08:52,520 Speaker 1: a really great experience in my hometown. But the fact 162 00:08:52,520 --> 00:08:54,920 Speaker 1: of the matter is I went to a predominantly white 163 00:08:55,400 --> 00:08:58,200 Speaker 1: high school, lived in a predominantly white town, and I 164 00:08:58,240 --> 00:09:02,880 Speaker 1: did very well and my upbringing, but as I advanced 165 00:09:03,040 --> 00:09:09,360 Speaker 1: academically and um socially, I really wanted to I learn 166 00:09:09,440 --> 00:09:12,680 Speaker 1: more about my culture as I will continue to challenge 167 00:09:12,720 --> 00:09:17,120 Speaker 1: myself academically. So for me, the only choice was Spellman 168 00:09:17,679 --> 00:09:21,400 Speaker 1: and that's the only institution I applied to early decisions, 169 00:09:22,040 --> 00:09:25,880 Speaker 1: and I was fortunate enough to be accepted, uh and 170 00:09:26,040 --> 00:09:28,960 Speaker 1: was able to join the ranks of other Spellman women 171 00:09:29,000 --> 00:09:32,439 Speaker 1: speaking the same thing. Now, now, Terrias, you're you're from 172 00:09:32,440 --> 00:09:35,640 Speaker 1: New York right? Uh? Yeah, yeah, I was born in 173 00:09:35,679 --> 00:09:37,760 Speaker 1: New York. Okay, were you living in New York? Were 174 00:09:37,760 --> 00:09:41,520 Speaker 1: you applied for North Carolina ANTI? I know, so I 175 00:09:41,600 --> 00:09:45,360 Speaker 1: moved down to North Carolina when I turned a teenager. 176 00:09:45,600 --> 00:09:47,920 Speaker 1: When I was a teenager, so I was already in state, 177 00:09:48,640 --> 00:09:51,560 Speaker 1: UM when I applied for ANTI. Okay, was that your 178 00:09:51,559 --> 00:09:54,800 Speaker 1: only option that you you like? Like? Miss Horton just 179 00:09:54,840 --> 00:09:56,720 Speaker 1: said chief you know, let me just let everybody know. 180 00:09:57,240 --> 00:10:00,520 Speaker 1: Miss Horton is the chief marketing Officer for the third 181 00:10:00,520 --> 00:10:03,400 Speaker 1: Good Marshall College Fund, and she's on the show because 182 00:10:03,640 --> 00:10:05,480 Speaker 1: the fact we're trying to get the word out we 183 00:10:05,559 --> 00:10:09,120 Speaker 1: have deadlines coming up for scholarship applications, and we're also 184 00:10:09,200 --> 00:10:11,640 Speaker 1: just letting everybody with the Third Good Marshall College Fund 185 00:10:11,720 --> 00:10:13,560 Speaker 1: is doing. But more important, we try to bring on 186 00:10:13,679 --> 00:10:18,880 Speaker 1: relatable people, people that have recognizable names and doing recognizable causes, 187 00:10:19,320 --> 00:10:21,439 Speaker 1: and we need to let everybody know that these causes 188 00:10:21,480 --> 00:10:24,440 Speaker 1: that they that they represent can benefit your child and 189 00:10:24,480 --> 00:10:27,400 Speaker 1: actually can benefit you depending on your age. And so 190 00:10:27,679 --> 00:10:29,679 Speaker 1: when you had the opportunity to go to North Carolina ANTI, 191 00:10:29,679 --> 00:10:32,480 Speaker 1: where you looking at other schools like like she said, Spellman, 192 00:10:32,600 --> 00:10:34,480 Speaker 1: was that what was what was your point of view? 193 00:10:35,200 --> 00:10:37,920 Speaker 1: We'll see. Ms. Horton is way much more buttoned up 194 00:10:37,960 --> 00:10:45,959 Speaker 1: than I am. She's a very impressive person. When you 195 00:10:48,160 --> 00:10:55,560 Speaker 1: very impressive. I was just hanging on by a my mom, 196 00:10:55,800 --> 00:10:59,840 Speaker 1: my mom who's also you know, very impressive. She wanted 197 00:10:59,880 --> 00:11:02,439 Speaker 1: me to go to college and I, you know, I 198 00:11:02,480 --> 00:11:05,400 Speaker 1: didn't and so I applied to a bunch of schools, 199 00:11:05,440 --> 00:11:08,480 Speaker 1: but you know, I didn't get accepted. And so yeah, 200 00:11:08,520 --> 00:11:10,920 Speaker 1: A and T took a chance on me. And that's 201 00:11:10,920 --> 00:11:14,160 Speaker 1: why I love HPCU so much because if it wasn't 202 00:11:14,160 --> 00:11:16,880 Speaker 1: for them, I never would have had the experience in 203 00:11:16,960 --> 00:11:19,320 Speaker 1: turn of my life around. Well, I you know, so 204 00:11:19,440 --> 00:11:21,160 Speaker 1: I know her. I met her at the on the 205 00:11:21,200 --> 00:11:24,840 Speaker 1: campus of who was doing an event, uh HBCU College 206 00:11:24,880 --> 00:11:27,720 Speaker 1: Day that we were producing and what's the Salem what's 207 00:11:27,720 --> 00:11:30,200 Speaker 1: the Salem State? And That's where I met her, and 208 00:11:30,480 --> 00:11:32,880 Speaker 1: she impressed me so much that we've been friends. You know, 209 00:11:33,000 --> 00:11:35,160 Speaker 1: she might not consider me a friend, but she my friend. 210 00:11:35,200 --> 00:11:39,480 Speaker 1: Though she's my friend because my friend. Because I drug 211 00:11:39,520 --> 00:11:41,360 Speaker 1: her on the radio, just the second time I drug. 212 00:11:41,679 --> 00:11:43,760 Speaker 1: She can't say no to me because I believe so 213 00:11:43,880 --> 00:11:46,280 Speaker 1: much and what we're trying to do. Because in the 214 00:11:46,440 --> 00:11:49,040 Speaker 1: end we all know, like I said, I was that 215 00:11:49,120 --> 00:11:51,160 Speaker 1: same guy. You know, I didn't go to HBCU, but 216 00:11:51,200 --> 00:11:54,400 Speaker 1: I'm very much aware of the brand association with and 217 00:11:54,400 --> 00:11:56,720 Speaker 1: what they're creating at a Black Excellent I always tell people, 218 00:11:56,920 --> 00:11:59,319 Speaker 1: you know, fifth percent of the high school teachers are 219 00:11:59,400 --> 00:12:02,520 Speaker 1: from hbc USE, eight percent of the doctors from HBCUs, 220 00:12:02,800 --> 00:12:05,880 Speaker 1: eight percent of the dentists from HBCU, sent percent of 221 00:12:05,920 --> 00:12:10,360 Speaker 1: the lawyers you know, hbcentercent members of Congress from HBCUs. 222 00:12:10,559 --> 00:12:15,199 Speaker 1: Those numbers don't lie the stem graduates from HBCUs. Those 223 00:12:15,320 --> 00:12:17,920 Speaker 1: numbers of my is my mission. Those numbers are my 224 00:12:18,040 --> 00:12:21,440 Speaker 1: goal because the fact that if people don't know that, 225 00:12:21,720 --> 00:12:23,760 Speaker 1: then they don't think. All they think of when the 226 00:12:23,840 --> 00:12:26,200 Speaker 1: hbc is the marching bands, They think of the football, 227 00:12:26,240 --> 00:12:30,120 Speaker 1: they think of the revelry, when it's really the academics. 228 00:12:30,240 --> 00:12:32,000 Speaker 1: That's the key here because of the fact that you 229 00:12:32,120 --> 00:12:35,640 Speaker 1: said that you you graduated with honors. That was a 230 00:12:35,679 --> 00:12:38,920 Speaker 1: turnaround from you because somebody saw something in you. Correct, 231 00:12:39,000 --> 00:12:43,400 Speaker 1: Terrence JA correct. Yeah, that's that's it. You know, somebody 232 00:12:43,640 --> 00:12:47,600 Speaker 1: like Miss Harton honestly who saw the potential um and 233 00:12:47,600 --> 00:12:50,320 Speaker 1: and gave me the opportunity. And then once you have 234 00:12:50,400 --> 00:12:52,560 Speaker 1: that opportunity, it's up to you to take it. You know. 235 00:12:53,640 --> 00:12:55,840 Speaker 1: Now it's at the basis of the core why the 236 00:12:55,840 --> 00:13:02,160 Speaker 1: third orld Barshaw College Fund exists, Miss Horton. So, um, 237 00:13:02,520 --> 00:13:06,360 Speaker 1: yes it is, and we have other other you know, 238 00:13:06,400 --> 00:13:10,800 Speaker 1: other parts of our mission that we strive for as well. 239 00:13:10,840 --> 00:13:12,640 Speaker 1: But I do want to go back and share something 240 00:13:12,679 --> 00:13:17,440 Speaker 1: about HBCUs in general. The magic of HBCUs is that, 241 00:13:18,000 --> 00:13:23,720 Speaker 1: as Terrence Jay said, um, HBCUs can take the student 242 00:13:23,840 --> 00:13:28,599 Speaker 1: who is academically advanced, to an average student, to a 243 00:13:28,679 --> 00:13:33,760 Speaker 1: below average student and really help them find themselves and 244 00:13:33,800 --> 00:13:37,120 Speaker 1: really come into their own identity. One of the big 245 00:13:37,160 --> 00:13:41,000 Speaker 1: things that I love about HBCUs is that they take 246 00:13:41,040 --> 00:13:45,320 Speaker 1: students from all backgrounds and really help them become their 247 00:13:45,320 --> 00:13:51,640 Speaker 1: best outs. HBCU students are fifty one more likely to 248 00:13:52,520 --> 00:13:56,679 Speaker 1: end up in higher income quince house upon graduation. So 249 00:13:56,760 --> 00:13:59,640 Speaker 1: no matter where you start, whether you start from UM 250 00:13:59,720 --> 00:14:03,199 Speaker 1: an average income family and below average income family are not. 251 00:14:03,920 --> 00:14:09,880 Speaker 1: HBCUs have that holistic education that really help you academically, socially, 252 00:14:09,920 --> 00:14:14,320 Speaker 1: professionally and really position you to be successful after graduation. 253 00:14:14,880 --> 00:14:17,400 Speaker 1: And that's the magic of HBCUs. As far as the 254 00:14:17,440 --> 00:14:21,320 Speaker 1: third Good Marshall College Funds, our goal is really one 255 00:14:21,480 --> 00:14:26,240 Speaker 1: to support the institutions HBCU institutions and make sure that 256 00:14:26,360 --> 00:14:30,520 Speaker 1: they are sustainable because they are important, UM highly important 257 00:14:30,560 --> 00:14:33,400 Speaker 1: to our community and all those who have a dream 258 00:14:33,440 --> 00:14:37,400 Speaker 1: of attending college. And then secondly we want to support 259 00:14:37,440 --> 00:14:40,640 Speaker 1: the students and scholarships is a huge way that we 260 00:14:40,720 --> 00:14:44,840 Speaker 1: support students who ensure that they can complete their college 261 00:14:44,880 --> 00:14:48,520 Speaker 1: degree with minimal studentmone debt. We'll be right back with 262 00:14:48,560 --> 00:14:55,480 Speaker 1: more Money Making Conversations Masterclass with Rushan McDonald Now let's 263 00:14:55,520 --> 00:15:00,360 Speaker 1: return to Money Making Conversations Masterclass with Rushan mcdonne. Know, 264 00:15:00,520 --> 00:15:03,560 Speaker 1: now you talk about scholarship opportunities, where can we go 265 00:15:03,720 --> 00:15:05,800 Speaker 1: as a number we can call? Or when I said, 266 00:15:05,800 --> 00:15:07,920 Speaker 1: we are talking about myself so I can have access 267 00:15:07,960 --> 00:15:10,320 Speaker 1: to it, to put it on my social media, to 268 00:15:10,360 --> 00:15:12,880 Speaker 1: put it on my email, on my newsletters and things 269 00:15:12,880 --> 00:15:15,760 Speaker 1: like that to promote the opportunities. The worst thing that 270 00:15:15,760 --> 00:15:17,400 Speaker 1: the world is to go to college and walk away 271 00:15:17,400 --> 00:15:20,040 Speaker 1: with debt, and this is a scholarship will allow you 272 00:15:20,120 --> 00:15:22,160 Speaker 1: that opportunity to do that. So help me out a 273 00:15:22,200 --> 00:15:24,560 Speaker 1: little bit by giving me information on how these scholarship 274 00:15:24,640 --> 00:15:28,640 Speaker 1: opportunities can be reached. Sure, you can go to our 275 00:15:28,640 --> 00:15:34,520 Speaker 1: website www dot t MCF dot org and you click 276 00:15:34,600 --> 00:15:39,240 Speaker 1: on students slash Alum nine and then click on scholarship 277 00:15:39,640 --> 00:15:43,920 Speaker 1: and then that scholarship portal um your listeners can really 278 00:15:43,960 --> 00:15:47,320 Speaker 1: see all of the scholarship opportunities that we have available. 279 00:15:47,920 --> 00:15:50,800 Speaker 1: Over the last twelve months, we more than double the 280 00:15:50,880 --> 00:15:54,760 Speaker 1: amount of scholarship programs that we have available for students 281 00:15:54,800 --> 00:15:57,800 Speaker 1: attending HBCUs and we even have a few scholarships for 282 00:15:57,960 --> 00:16:01,720 Speaker 1: students who decide to attend other institutions, but the money 283 00:16:01,720 --> 00:16:04,600 Speaker 1: follows them where they decided to go. Now, dude, I'm 284 00:16:04,640 --> 00:16:06,200 Speaker 1: going to Terence, I want to just ask you one 285 00:16:06,280 --> 00:16:09,520 Speaker 1: question as we as we close out this interview, what 286 00:16:09,520 --> 00:16:12,880 Speaker 1: what what makes you feel? What's the passion? You know? 287 00:16:13,000 --> 00:16:15,440 Speaker 1: Because we you mentioned the fact that, hey, you are 288 00:16:16,200 --> 00:16:19,960 Speaker 1: a recipient of a Third Good Marshalls College Funds scholarship. 289 00:16:20,440 --> 00:16:23,520 Speaker 1: So what what what what? What? What? What drives that? 290 00:16:23,800 --> 00:16:26,680 Speaker 1: And what what encouragement do you give somebody who's listening 291 00:16:26,680 --> 00:16:30,400 Speaker 1: to a parent or maybe even a student. Uh. And 292 00:16:30,440 --> 00:16:33,400 Speaker 1: the benefits of this type of scholarship outside of just 293 00:16:34,640 --> 00:16:38,560 Speaker 1: paying for your classes allowing you to graduate from school 294 00:16:39,000 --> 00:16:43,280 Speaker 1: debt free, well, you know, tom's hard. You know, the 295 00:16:43,680 --> 00:16:47,360 Speaker 1: economy is in a very difficult place, you know, um, 296 00:16:47,400 --> 00:16:50,960 Speaker 1: and every bit helps, and when you have programs, you know, 297 00:16:51,000 --> 00:16:54,360 Speaker 1: set up to assist, it's important to take advantage of them. 298 00:16:54,400 --> 00:16:57,680 Speaker 1: You know, these student tuitions are really high, these books, 299 00:16:57,760 --> 00:17:01,600 Speaker 1: these programs, they're really expensive, and so you know, to 300 00:17:01,640 --> 00:17:05,639 Speaker 1: alleviate some of that stress, there's incredible organizations like the 301 00:17:05,640 --> 00:17:08,760 Speaker 1: Third Good Marshall College fund that that can can help 302 00:17:08,800 --> 00:17:11,560 Speaker 1: and assist. And they don't just have programs that are 303 00:17:11,640 --> 00:17:14,320 Speaker 1: just for you know, your your school work. They also 304 00:17:14,400 --> 00:17:19,080 Speaker 1: have internship programs, job placement programs. You know, we do 305 00:17:19,200 --> 00:17:23,480 Speaker 1: mentors ship programs. I had an intern come from it 306 00:17:23,560 --> 00:17:26,120 Speaker 1: came to l A and and and you know, spent 307 00:17:26,200 --> 00:17:28,000 Speaker 1: the whole summer with me. You know, like there's a 308 00:17:28,040 --> 00:17:31,879 Speaker 1: bunch of different uh, programs if you go to the 309 00:17:31,960 --> 00:17:35,880 Speaker 1: third Good Marshall UH College from website the TEMCF dot org. 310 00:17:36,000 --> 00:17:38,520 Speaker 1: So I just for me, I made a promise to 311 00:17:38,600 --> 00:17:41,600 Speaker 1: myself back then, UH that I would always I would 312 00:17:41,640 --> 00:17:43,680 Speaker 1: never forget where I came from, and I would never 313 00:17:43,720 --> 00:17:47,400 Speaker 1: forget those that helped me. And this organization has been 314 00:17:47,440 --> 00:17:51,160 Speaker 1: a pleasure for me because they always find incredible students 315 00:17:51,160 --> 00:17:53,359 Speaker 1: and they always you know, I know all I know 316 00:17:53,560 --> 00:17:55,639 Speaker 1: when I do donate, all of the money goes to 317 00:17:55,680 --> 00:17:57,840 Speaker 1: the right place. And I think for all of the 318 00:17:57,960 --> 00:18:00,359 Speaker 1: parents out there, you know, if you do this, are 319 00:18:00,640 --> 00:18:02,840 Speaker 1: are about to go to high school, I mean or 320 00:18:03,040 --> 00:18:05,919 Speaker 1: graduating high school and about to go to college, you 321 00:18:05,960 --> 00:18:10,200 Speaker 1: should strongly, you know, consider and make sure that TMCF 322 00:18:10,280 --> 00:18:13,080 Speaker 1: dot org is on the top of your browser because 323 00:18:13,080 --> 00:18:16,119 Speaker 1: they have so many different programs that that you should 324 00:18:16,320 --> 00:18:19,520 Speaker 1: take advantage of. I want to share a story before 325 00:18:19,520 --> 00:18:21,239 Speaker 1: we go with if you can share it with us, 326 00:18:21,280 --> 00:18:24,560 Speaker 1: Miss Horton. We was in Winston Salem State Campus and 327 00:18:24,600 --> 00:18:27,480 Speaker 1: were doing my HBCU College Day event. He was talking 328 00:18:27,520 --> 00:18:30,480 Speaker 1: about the applications where you guys really take the time 329 00:18:31,080 --> 00:18:35,119 Speaker 1: to read the applications and so this is not that 330 00:18:35,200 --> 00:18:37,399 Speaker 1: one application you should be doing a cookie cutter or 331 00:18:37,440 --> 00:18:39,920 Speaker 1: just grab something you put in another application and put 332 00:18:40,000 --> 00:18:44,000 Speaker 1: over there. Talk about the screening process for these applications. Sure, 333 00:18:44,240 --> 00:18:46,679 Speaker 1: that's an important piece. And then the first thing I 334 00:18:46,760 --> 00:18:51,879 Speaker 1: want to really stress for your listeners is that our scholarships, 335 00:18:51,920 --> 00:18:53,640 Speaker 1: and many of them when you go on our website 336 00:18:53,680 --> 00:18:59,000 Speaker 1: will say our need based. Some need based scholarships, but 337 00:18:59,440 --> 00:19:01,600 Speaker 1: me and mean you have to be in a certain 338 00:19:01,680 --> 00:19:06,480 Speaker 1: income bracket. So although I was academically prepared for college, 339 00:19:06,560 --> 00:19:09,439 Speaker 1: I was not financially prepared for college. So I needed 340 00:19:09,440 --> 00:19:13,280 Speaker 1: financial support. And even though my parents had a pretty 341 00:19:13,280 --> 00:19:16,600 Speaker 1: good income, there was still a significant amount of my 342 00:19:16,760 --> 00:19:20,159 Speaker 1: cost of attendance that was not covered by scholarships or 343 00:19:20,160 --> 00:19:23,119 Speaker 1: any grant funding. So that means a large portion of 344 00:19:23,160 --> 00:19:26,840 Speaker 1: my my college educations had to be self paid or 345 00:19:26,920 --> 00:19:31,280 Speaker 1: paid by loans. If you're like me, you qualify for 346 00:19:31,359 --> 00:19:35,280 Speaker 1: our scholarships you have a need. Even if your parents 347 00:19:35,359 --> 00:19:38,960 Speaker 1: make you know, three hundred thousand dollars and you are 348 00:19:39,160 --> 00:19:43,680 Speaker 1: self pay you still qualify as having need for scholarship. 349 00:19:44,320 --> 00:19:46,760 Speaker 1: So once we've established that and you go to our 350 00:19:46,800 --> 00:19:51,560 Speaker 1: portal to apply, please know that every application is read 351 00:19:51,680 --> 00:19:55,160 Speaker 1: and scored on a rubric so that means everybody has 352 00:19:55,200 --> 00:19:58,600 Speaker 1: a chance. Not about who you know, who you're connected to, 353 00:19:58,840 --> 00:20:02,080 Speaker 1: is about the quality of your application. You have too. 354 00:20:02,440 --> 00:20:06,399 Speaker 1: Many of our applications now either require an essay, but 355 00:20:06,480 --> 00:20:10,240 Speaker 1: most of them require a video response to an essay question, 356 00:20:10,400 --> 00:20:15,280 Speaker 1: so you're really verbally responding to a question. Our applications 357 00:20:15,320 --> 00:20:18,760 Speaker 1: will ask you for a letter of recommendation and then 358 00:20:18,760 --> 00:20:22,120 Speaker 1: we'll give you a score on your academic So what 359 00:20:22,119 --> 00:20:24,840 Speaker 1: what your g p A is. Once we sort of 360 00:20:24,880 --> 00:20:29,920 Speaker 1: score all those components, the highest scores receive the scholarship. 361 00:20:30,040 --> 00:20:33,080 Speaker 1: So again, everybody has an opportunity. And I can't tell 362 00:20:33,119 --> 00:20:35,880 Speaker 1: you how many students have come up to me and said, 363 00:20:35,960 --> 00:20:39,399 Speaker 1: I started not to apply to the scholarship, but I 364 00:20:39,480 --> 00:20:43,000 Speaker 1: decided to take a chance and I got it. And 365 00:20:43,400 --> 00:20:45,800 Speaker 1: you can if you take the time to really apply 366 00:20:46,600 --> 00:20:50,199 Speaker 1: and think about the answers to your questions, UH and 367 00:20:50,280 --> 00:20:52,680 Speaker 1: put your best foot forward, you really can't receive a 368 00:20:52,720 --> 00:20:56,240 Speaker 1: scholarship through the third Good Marshall College Funds. Ter J, 369 00:20:56,760 --> 00:20:59,920 Speaker 1: thank you for taking the time to come on my show, 370 00:21:00,080 --> 00:21:02,600 Speaker 1: one the main Conversation master Class, to tell your story 371 00:21:03,000 --> 00:21:05,520 Speaker 1: and motivate. I'm motivated because you know it's interesting when 372 00:21:05,520 --> 00:21:07,320 Speaker 1: you talk to people, you think that you know their 373 00:21:07,320 --> 00:21:09,879 Speaker 1: story and you learn even more special things about it, 374 00:21:09,880 --> 00:21:12,600 Speaker 1: which makes me know why you are very special. You've 375 00:21:12,640 --> 00:21:16,960 Speaker 1: overcome the odds. Hey man. Really it's just the sincere 376 00:21:17,160 --> 00:21:21,200 Speaker 1: nature why you are successful. Just just screams in this interview. 377 00:21:21,520 --> 00:21:23,840 Speaker 1: You don't give up. You know you you, and you 378 00:21:23,880 --> 00:21:25,800 Speaker 1: know you. You've been helped along the way, and you 379 00:21:25,880 --> 00:21:28,960 Speaker 1: understand that I gotta reach back and extend the hand 380 00:21:28,960 --> 00:21:32,000 Speaker 1: to pull somebody maybe even further than I've achieved. And 381 00:21:32,040 --> 00:21:34,040 Speaker 1: that's a blessing man, and you will continue to be 382 00:21:34,119 --> 00:21:36,360 Speaker 1: blessed with that thought process. And thank you for coming 383 00:21:36,359 --> 00:21:39,800 Speaker 1: on my show today. Oh man, I appreciate you guys both. Man. 384 00:21:39,840 --> 00:21:42,640 Speaker 1: I'm so excited to get the word out and keep 385 00:21:42,680 --> 00:21:46,160 Speaker 1: on doing the incredible work you're doing. Brother um Ms Horton, 386 00:21:46,440 --> 00:21:50,040 Speaker 1: H CMO third good martch of College Fund. Thank you, 387 00:21:50,359 --> 00:21:53,399 Speaker 1: thank you, thank you, thank you. As always, you articulated 388 00:21:53,440 --> 00:21:55,880 Speaker 1: better than I can and you're special. Just give out 389 00:21:55,880 --> 00:21:59,080 Speaker 1: that website one more time for we say goodbye. W 390 00:21:59,080 --> 00:22:04,359 Speaker 1: w W T M c F dot org. Thank you 391 00:22:04,400 --> 00:22:06,640 Speaker 1: both for coming on Monday, making conversation master class. Love 392 00:22:06,640 --> 00:22:08,000 Speaker 1: you both. Thank you,