WEBVTT - Ep. 108 — Buying Bitcoin; Big Retirement Talks; Interview Gripes 0:00:16.640 --> 0:00:17.960 How's things. 0:00:19.040 --> 0:00:22.160 Things are good? Finally things are starting to look like, yes, 0:00:22.360 --> 0:00:25.440 I can see the end, decide it wasn't crazy today. 0:00:25.520 --> 0:00:30.080 So yeah, like I mean, there's still like a lot 0:00:30.120 --> 0:00:32.400 to do, but it's like a reasonable lot, not like 0:00:32.440 --> 0:00:34.080 a girl how a lot. 0:00:34.200 --> 0:00:36.800 You know You're over the mountain top. 0:00:37.520 --> 0:00:39.960 Yes, definitely, because I'm like, oh god, We've gotten all 0:00:39.960 --> 0:00:42.280 the super hard stuff out of the way. Now it's 0:00:42.320 --> 0:00:45.360 just like basic my normal. Like okay, like I was 0:00:45.360 --> 0:00:47.159 telling my sister, there's always a level of stress, you 0:00:47.159 --> 0:00:49.360 know how it is when you when you manage people, 0:00:49.440 --> 0:00:51.199 you run a company or whatever, that there's always a 0:00:51.280 --> 0:00:53.760 level of stress that you expect and I've learned to 0:00:53.760 --> 0:00:57.440 deal with it. But then there's times when and it's like, okay, 0:00:57.480 --> 0:01:00.680 this is not the normal. Like usually five things are broken, 0:01:00.720 --> 0:01:03.000 but today ten or fifteen are broken. Okay, that's another 0:01:03.080 --> 0:01:06.479 level you know. Yeah. Yeah, so that like I knew 0:01:06.480 --> 0:01:08.200 I was having our new things where I had gotten 0:01:08.200 --> 0:01:11.560 good when like yesterday literally the Literature Academy site went 0:01:11.600 --> 0:01:12.880 down and all I could take the class and I 0:01:12.920 --> 0:01:17.080 was like, okay, I was like it was just some 0:01:17.160 --> 0:01:20.520 little like you have to switch to, like I don't 0:01:20.560 --> 0:01:23.360 know there's like this new certificate that websites have to 0:01:23.360 --> 0:01:26.480 have now and whatever. So I forgot to switch over. 0:01:26.880 --> 0:01:28.679 So I suspected that that's what it was. So I 0:01:28.720 --> 0:01:30.760 just called go Daddy and they were like, oh, yeah, 0:01:30.959 --> 0:01:32.479 you have to switch over. And it was like an 0:01:32.480 --> 0:01:34.800 hour and then it was back up. But they were 0:01:34.800 --> 0:01:36.319 freaking out, like the team was like, oh my god, 0:01:36.360 --> 0:01:38.760 everybody's emailing us. I was like, I was like, this 0:01:38.800 --> 0:01:41.520 is nothing. It's only one thing broken today. I can 0:01:41.560 --> 0:01:42.679 handle that. 0:01:42.680 --> 0:01:45.360 That's the worst when you know exactly what's wrong but 0:01:45.440 --> 0:01:48.160 everyone else doesn't know that you know yet and they're 0:01:48.160 --> 0:01:49.040 all telling you. 0:01:48.960 --> 0:01:52.800 Oh, but I mean I suspected. I didn't know for sure, 0:01:53.760 --> 0:01:55.720 but I was like, I think that's what it is. 0:01:55.760 --> 0:01:57.880 So I was like, you know, let's hope. And basically 0:01:57.960 --> 0:02:01.120 I just to wait hour to see. Let's hope that that, 0:02:01.160 --> 0:02:02.760 you know, my guess was right, and it was, so 0:02:02.800 --> 0:02:05.440 I was like oo. But even then, honestly, I said, well, 0:02:05.880 --> 0:02:08.480 the thing about websites is somebody knows the answer. So 0:02:08.880 --> 0:02:10.200 I mean, it's just a matter of we have to 0:02:10.280 --> 0:02:12.120 keep calling it till the right tech person gets on 0:02:12.160 --> 0:02:12.680 the phone. 0:02:12.880 --> 0:02:16.200 Yeah, it's really frustrating if you are running an operation 0:02:16.320 --> 0:02:18.919 and relying on third party services. Like I think we've 0:02:18.919 --> 0:02:21.000 all been there when like Gmail goes down, or like 0:02:21.440 --> 0:02:23.720 two weeks ago Google Docs went down, and I was like, so, 0:02:23.800 --> 0:02:26.280 I guess we're just not going to be doing any 0:02:26.320 --> 0:02:30.200 work because this is where I'm like a so reliant 0:02:30.240 --> 0:02:35.160 on Google Docs for everything. We just started. So I 0:02:35.240 --> 0:02:38.560 manage over forty freelance writers as part of freelance writers 0:02:38.560 --> 0:02:41.080 and like video producers mostly writers as part of my job, 0:02:41.520 --> 0:02:45.080 and we just got on this news system this like 0:02:45.240 --> 0:02:49.680 very sleek sort of start up feeling, although I didn't 0:02:49.680 --> 0:02:52.360 realize it was really a startup when we when we 0:02:52.560 --> 0:02:55.720 approved it new system for like managing people, and it's 0:02:55.720 --> 0:02:57.720 supposed to be great because you can pay people all 0:02:57.760 --> 0:03:00.560 in one place and people get paid faster and fast 0:03:00.600 --> 0:03:04.400 paid writers or happy writers and blah blah blah blah blah. 0:03:04.440 --> 0:03:06.880 And then it was really being pushed by like another 0:03:06.960 --> 0:03:09.560 person in our company. So when we were acquired in 0:03:09.600 --> 0:03:12.400 the summer, he was like, yeah, you know, this is 0:03:12.400 --> 0:03:14.200 a great opportunity. I've been trying to get them to 0:03:14.280 --> 0:03:17.600 use this new system. Sounded good to me. I made 0:03:17.600 --> 0:03:19.680 the dumb assumption that he had done a lot of 0:03:19.760 --> 0:03:21.840 like testing of it, and we had a couple of 0:03:21.919 --> 0:03:24.600 like you know, preview calls where you share your screen 0:03:24.639 --> 0:03:25.840 and you see how it's going to work, and it 0:03:25.880 --> 0:03:28.560 all looked great. But Jesus, I feel like I have 0:03:28.600 --> 0:03:31.120 been sold a Lemon car, Like it looks good on 0:03:31.160 --> 0:03:34.399 the outside, but there are so many bugs. And I'm 0:03:34.440 --> 0:03:37.880 realizing that with forty freelancers and one hundred and twenty 0:03:37.880 --> 0:03:40.400 assignments a month and all these like demands for content 0:03:40.440 --> 0:03:43.000 that we have, this we're being like guinea pigs for 0:03:43.080 --> 0:03:47.280 this company. And I am like constantly emailing them for 0:03:47.520 --> 0:03:50.920 bug issues and like emailing their customer support. It is 0:03:51.320 --> 0:03:54.160 it is like approaching I mean at first, I was like, okay, 0:03:54.280 --> 0:03:56.400 deep breaths. I was really like doing a good job, 0:03:56.880 --> 0:04:00.800 you know, like you said, handling, like when things don't 0:04:00.800 --> 0:04:03.200 go wrong. I was trying to like be calm. But 0:04:03.240 --> 0:04:05.480 I'm really approaching my breaking point. I'm like, I need 0:04:05.480 --> 0:04:06.800 this ship to work. 0:04:07.640 --> 0:04:10.040 No, no, there's nothing work, And You're right, I forgot. 0:04:10.040 --> 0:04:12.160 We did just start. Hey, it's not an ambition, it's 0:04:12.160 --> 0:04:16.240 Sidney and Mandy blah blah blah. No. But the worst, 0:04:16.400 --> 0:04:19.720 my worst, the worst email you can get from customer support. 0:04:20.279 --> 0:04:22.840 Is it worked for me? Yo? I want to throw 0:04:22.880 --> 0:04:24.480 my computer, like when you know you have you ever 0:04:24.520 --> 0:04:25.200 gotten that email? 0:04:25.320 --> 0:04:30.279 Cannot replicate the issue, And they're basically like okay, bye, 0:04:30.480 --> 0:04:31.080 and you're like. 0:04:32.680 --> 0:04:37.400 I worked for you, but you're a useless person and 0:04:37.440 --> 0:04:40.360 you're not doing your job, and can you replicate this 0:04:40.720 --> 0:04:45.159 middle finger emoji that I'm trying to myself from sending 0:04:45.160 --> 0:04:45.359 to you. 0:04:46.440 --> 0:04:48.880 I remember one it was like, so, so the platform 0:04:48.880 --> 0:04:51.279 that we use is called for I have an online school, 0:04:51.360 --> 0:04:54.000 the Literature Academy, and we use this platform called think Gippi. 0:04:54.440 --> 0:04:58.840 But before that, we used another platform called Kajabi, which 0:04:58.880 --> 0:05:01.880 was supposed to be like the Raw Royals rolls worths 0:05:02.000 --> 0:05:06.479 of like online education platform. So basically it's the platform 0:05:06.480 --> 0:05:08.240 that you build your school on. You can customize it, 0:05:08.279 --> 0:05:12.719 blah blah blah. So I invested in Kujabi built our school. 0:05:13.200 --> 0:05:14.960 We were using it in a unique kind of way 0:05:14.960 --> 0:05:17.599 because I didn't realize that, like, because there's still not 0:05:17.760 --> 0:05:20.520 very many platforms where you could build like your online school, 0:05:21.040 --> 0:05:24.080 and most of those platforms assumed that you were selling 0:05:24.120 --> 0:05:26.560 a one off course, like here's a six week course, 0:05:26.560 --> 0:05:28.560 We're done. But that's not how we were using it. 0:05:28.600 --> 0:05:31.560 We were using it like you pay a monthly access 0:05:31.560 --> 0:05:34.360 fee and you have access to all courses past, president future, 0:05:35.279 --> 0:05:37.080 and so you know. So we were having some issues, 0:05:37.120 --> 0:05:38.520 but you know, we were trying to work through them, 0:05:38.560 --> 0:05:41.320 and we were kind of like you know, masking taping 0:05:41.400 --> 0:05:45.320 solutions together. And then something broke and we emailed them 0:05:45.360 --> 0:05:47.920 to try to fix it, and emailed and emailed, and 0:05:47.920 --> 0:05:50.160 at one point a month before, because the Academy was 0:05:50.200 --> 0:05:52.560 growing so quickly, they had actually done a profile on 0:05:52.640 --> 0:05:55.680 me for their blog, like hey, here's a shining example 0:05:55.720 --> 0:05:58.800 of how someone can grow a great business on our 0:05:58.839 --> 0:06:01.240 on our website. But then after a while they just 0:06:01.240 --> 0:06:03.880 stopped responding. It was basically like the thing that you're 0:06:03.920 --> 0:06:06.160 complaining about, it's fixed. And I'm like, but it's not. 0:06:06.240 --> 0:06:09.159 I mean, I don't know what I don't it's not fixed. 0:06:10.400 --> 0:06:14.680 Sorry thee I was like, it's not fixed. 0:06:14.839 --> 0:06:17.360 And so for months and then somehow we hunted down 0:06:17.400 --> 0:06:20.360 the founders on Facebook and found their personal Facebook page 0:06:20.360 --> 0:06:24.440 and messaged them like, hey, you profiled me on your site. 0:06:25.080 --> 0:06:27.440 This is we're having this issue. It's not fixed. So 0:06:27.760 --> 0:06:29.640 we heard nothing. So finally I just made the switch 0:06:29.680 --> 0:06:31.400 over to Think if It where we are now, we're 0:06:31.480 --> 0:06:33.719 very happy. That same day we made the switch, the 0:06:33.760 --> 0:06:36.680 founder of that website Think If It actually reached out. 0:06:36.880 --> 0:06:39.400 We actually had a great conversation on the phone, and 0:06:39.520 --> 0:06:42.440 the customer support has just been amazing. And then maybe 0:06:43.080 --> 0:06:45.240 the day that the final switch was being made. It 0:06:45.720 --> 0:06:47.240 was not cheap because we had to switch over and 0:06:47.279 --> 0:06:51.000 port over all of our students. Then the Kajabi people 0:06:51.040 --> 0:06:53.280 finally reached back out and they were like, oh my gosh, Tiffany, 0:06:53.600 --> 0:06:55.360 we'd love to jump on the phone with you. I'm 0:06:55.360 --> 0:06:58.760 so sorry what happened. And I was like, girl, it's 0:06:58.800 --> 0:07:02.240 too late, you know, like and it was so out 0:07:02.279 --> 0:07:06.400 of business what I mean, Mandy. They were so embarrassed, 0:07:06.400 --> 0:07:08.679 like we actually had a video chat and their faces 0:07:08.680 --> 0:07:11.120 were like, I said, here's the issue. I said, I 0:07:11.160 --> 0:07:12.760 can't come back even if I wanted to, because we 0:07:12.760 --> 0:07:15.320 already paid the money to switch over. Like I you know, 0:07:15.800 --> 0:07:18.360 at that time, we had about three thousand students. I'm like, 0:07:18.520 --> 0:07:20.520 literally the money has been spent. Today's the last day, 0:07:20.720 --> 0:07:22.960 Like there's nothing. They're just like cause, you know, please 0:07:23.000 --> 0:07:26.320 don't go. I said, here's what disturbed me that I emailed, 0:07:26.360 --> 0:07:30.480 I emailed, I Facebook, I tried to stay and and nothing. 0:07:30.520 --> 0:07:33.800 The customer support was non existent. And now that after 0:07:33.920 --> 0:07:37.280 months of trying, we're making our switch. Now I don't know, 0:07:37.320 --> 0:07:39.600 maybe you did a Google search. You said, hey, this 0:07:39.640 --> 0:07:42.480 is a good, viable business. I just don't like. To me, 0:07:42.560 --> 0:07:45.000 it's like, well, you should treat people right, to treat 0:07:45.000 --> 0:07:47.560 people right, And they were so sheepish, and even to 0:07:47.600 --> 0:07:48.960 this day, they still email me every once in a 0:07:48.960 --> 0:07:50.680 while like if you ever want to come back, why 0:07:50.720 --> 0:07:53.120 would I want to come back? You know, like it's 0:07:53.200 --> 0:07:55.680 just really bad business. And I just remember thinking like 0:07:55.720 --> 0:07:58.280 a customer support But it was a good lesson because 0:07:58.640 --> 0:08:03.440 our customer support, Like I really train my customer support 0:08:03.480 --> 0:08:07.320 staff that you're not finished unless the person says yes, 0:08:08.160 --> 0:08:11.600 like you know, everything has been answered, I'm good to go. 0:08:11.960 --> 0:08:14.360 I said, if you email someone and they email you 0:08:14.400 --> 0:08:16.120 back that they don't get it or they don't understand, 0:08:16.320 --> 0:08:18.320 you have one more email before you sugge. I bought 0:08:18.320 --> 0:08:20.600 like a special conference call line. Then you say, would 0:08:20.640 --> 0:08:23.000 you like to jump on a call because sometimes things 0:08:23.040 --> 0:08:24.920 get lost and you know when you're writing, and so no, 0:08:25.080 --> 0:08:27.240 like we do. I believe in super serving I never 0:08:27.320 --> 0:08:29.680 want to feel how could Jabe made me feel? I 0:08:29.720 --> 0:08:31.680 never want, like the dream builders or dream coctors to 0:08:31.680 --> 0:08:32.040 feel bad. 0:08:32.720 --> 0:08:36.559 Could job you did us wrong? I know they're like, yikes, 0:08:36.679 --> 0:08:40.080 not again, you're naming names. I'm not going, I still 0:08:40.160 --> 0:08:44.000 have to use this system. I'm like, I don't care, 0:08:44.400 --> 0:08:47.080 but it's frustrating. Yeah, the tools that because we rely 0:08:47.160 --> 0:08:49.240 on tools and they can be super helpful. But I 0:08:49.280 --> 0:08:51.800 know people out there nodding their heads like, yes, I had, 0:08:51.960 --> 0:08:55.600 and it's always you know, my my my issue is 0:08:55.640 --> 0:08:59.480 like they're in different time zones and anyway, anyway, anyway, 0:09:00.320 --> 0:09:03.360 the holidays are right around the corner. She's maybe adding 0:09:03.360 --> 0:09:07.040 the teens's bit of anxiety to my to my situation 0:09:08.040 --> 0:09:10.199 just because like I'm leaving. I'm going to spend a 0:09:10.240 --> 0:09:14.720 couple of days with my mom's family in Minneapolis. So 0:09:14.760 --> 0:09:18.200 I leave the end of this week, so Thursday Friday, 0:09:18.240 --> 0:09:20.040 I'll be gone, and I'm just it's just like you know, 0:09:20.600 --> 0:09:22.200 trying to tick off the stuff on my to do 0:09:22.280 --> 0:09:24.240 list before I go. I'll probably end up staying super 0:09:24.280 --> 0:09:25.920 late at work tomorrow just so I can get stuff 0:09:25.960 --> 0:09:29.160 done because I'm I don't like working when I'm supposed 0:09:29.160 --> 0:09:31.400 to be off. It makes me I just not that. 0:09:31.440 --> 0:09:32.960 I don't mean, of course, no one likes to work 0:09:33.000 --> 0:09:34.440 when they when they take time off, but you know 0:09:34.440 --> 0:09:36.840 those some people who are like, oh, it's okay, you know, 0:09:36.840 --> 0:09:39.240 I'm gonna take time off, but I'll be approachable online 0:09:39.240 --> 0:09:42.400 and whatever. Like, I don't like the way I feel 0:09:42.440 --> 0:09:45.440 when i'm you know, at my mom's house and she's 0:09:45.600 --> 0:09:47.880 you know, like wanting me to hang out and I'm 0:09:47.920 --> 0:09:49.360 like at the computer. I don't want it to be 0:09:49.480 --> 0:09:51.480 that way. So I'd rather just like do the work, 0:09:52.320 --> 0:09:56.360 work my ass off before. But I did finally do 0:09:56.400 --> 0:09:59.040 some shopping this weekend, left it really to the last minute. 0:09:59.679 --> 0:10:02.560 I went to the m word the mall. Does anyone 0:10:02.600 --> 0:10:03.280 go there anymore? 0:10:03.679 --> 0:10:05.440 I went once and I was like, where am I? 0:10:06.160 --> 0:10:08.360 It's a virtual It was like it was like a 0:10:08.440 --> 0:10:10.960 different world. Where'd you go when you went to the mall? 0:10:11.160 --> 0:10:12.960 So there's a mall near me in Jersey City called 0:10:13.040 --> 0:10:17.079 Newport Mall. And I looked online Friday night because I'm 0:10:17.080 --> 0:10:19.400 an old lady and do nothing on Friday nights anymore 0:10:19.920 --> 0:10:22.080 except for planning my shopping the next day. And I 0:10:22.120 --> 0:10:24.880 saw that there have special opening hours from eight am 0:10:25.800 --> 0:10:27.439 for the holiday season, and I was like, yes, I'm 0:10:27.440 --> 0:10:29.280 going to get up at the crack of dawn, which 0:10:29.280 --> 0:10:31.160 I ended up not getting up that early, but I 0:10:31.200 --> 0:10:33.280 got there by nine and I was like, I'm going 0:10:33.320 --> 0:10:35.840 to beat these crowds. And I just went from like 0:10:35.920 --> 0:10:39.440 all I went to Sephora. Man, there is no greater 0:10:39.679 --> 0:10:41.880 pleasure in life, I think than just being the only 0:10:41.920 --> 0:10:45.640 person in a Sephora store, no one to fight over samples, 0:10:45.679 --> 0:10:48.520 for all the people there wanting to help you, Like 0:10:48.960 --> 0:10:51.360 I felt like a princess. I'm like, yes, I'd like 0:10:51.400 --> 0:10:53.040 to see this and that, and I'll have this, and 0:10:53.400 --> 0:10:55.160 sure could have a sample of that. It was great. 0:10:55.960 --> 0:10:57.840 I felt no one's really shopping because I had gone 0:10:57.840 --> 0:10:59.680 to the mall with my sister and it was a 0:10:59.720 --> 0:11:02.120 sun It wasn't like, oh my goodness, it was a 0:11:02.160 --> 0:11:05.480 Tuesday at noon. It was last Sunday. And I was 0:11:05.480 --> 0:11:09.560 actually really surprised, like, huh, there it was. It wasn't 0:11:09.720 --> 0:11:12.280 it wasn't no one, but it wasn't packed like I expected. 0:11:12.360 --> 0:11:14.400 You know, it's not like the old days because everyone 0:11:14.440 --> 0:11:18.280 shops online now and and people in general, like I've 0:11:18.280 --> 0:11:20.200 been interested when you know, if you listen to the 0:11:20.200 --> 0:11:23.200 news reports about retailers. A lot of retailers are projecting 0:11:23.320 --> 0:11:26.480 lower sales than average for the holiday season, and it's 0:11:26.480 --> 0:11:29.400 been this way for a while. Like the big department stores, 0:11:29.440 --> 0:11:32.560 like the Macy's, J C. Pennies, they've been struggling for 0:11:32.640 --> 0:11:34.440 a long time to get people to come back like 0:11:34.480 --> 0:11:37.839 they used to. So maybe I was like playing into it. 0:11:38.360 --> 0:11:41.920 And just like malls in general are dying, they're they're not. 0:11:42.160 --> 0:11:44.839 I mean, there's still the big malls and I think 0:11:44.840 --> 0:11:46.640 they'll always sort of be there, but a lot of 0:11:46.760 --> 0:11:50.120 smaller malls have been closing. It's just not that part 0:11:50.160 --> 0:11:51.880 of it's not the kind of I don't know if 0:11:51.920 --> 0:11:54.400 even kids, like when I was a kid, that's the 0:11:54.440 --> 0:11:56.120 only thing you could do. It's like you go to 0:11:56.160 --> 0:11:58.000 wafle house or you can go to the mall, and 0:11:58.840 --> 0:12:01.600 like it was like a social activity, spend all day there. 0:12:01.640 --> 0:12:04.720 I don't know that people do that anymore since they 0:12:04.800 --> 0:12:05.640 live in their phones now. 0:12:06.600 --> 0:12:08.800 Yeah, I agree, I don't think I feel like people 0:12:08.800 --> 0:12:12.120 don't really. Honestly, I've done a lot of regifting because, 0:12:12.200 --> 0:12:13.920 like I get sometimes you could have conferenced it. 0:12:14.280 --> 0:12:19.160 I know, gifting, Come on, no one wants your day planner. 0:12:19.640 --> 0:12:21.800 No, I got some really good stuff. I got like 0:12:21.840 --> 0:12:22.960 an Amazon Echo. 0:12:23.840 --> 0:12:25.520 Oh, what kind of conferences do you go to? 0:12:25.920 --> 0:12:30.839 I know, I got a Kate Spade computer KVE it's 0:12:30.960 --> 0:12:34.280 beautiful leather, and I was like, ooh, and but it's 0:12:34.320 --> 0:12:37.160 not the size of my computer. And so like, cause 0:12:37.160 --> 0:12:40.120 I have a what is this the nextbook air? So 0:12:40.160 --> 0:12:42.000 it's like a regular size one. I was like, someone 0:12:42.040 --> 0:12:44.400 is getting this Kate Spade uh thing, and it's going 0:12:44.440 --> 0:12:46.320 to be happy about it. So I gotta like I 0:12:46.360 --> 0:12:49.720 had maybe like three or four really like nice things, 0:12:49.800 --> 0:12:52.360 not like you know, like the cheesy conference stuff, but 0:12:52.440 --> 0:12:54.200 like just nice things. And I was like, let me 0:12:54.200 --> 0:12:57.439 put these up. And so I'm like, hmm, somebody's gonna 0:12:57.440 --> 0:12:57.800 get this. 0:13:00.080 --> 0:13:03.839 Even regifting only good stuff though not like you know, 0:13:04.200 --> 0:13:07.560 only good stuff. I also believe in buying something for 0:13:07.600 --> 0:13:10.520 yourself while you're also shopping for other people. I say, 0:13:10.520 --> 0:13:12.960 I believe it. I just really I'm so bad, Like 0:13:13.240 --> 0:13:14.960 it's like I one for you and one for me 0:13:15.040 --> 0:13:16.600 and one for you. 0:13:18.120 --> 0:13:19.800 Oh my goodness. So I did what I did last year. 0:13:19.840 --> 0:13:23.880 I got my whole team something for tip from Tiffany's. Hey, 0:13:24.240 --> 0:13:26.880 that's like my tradition. Now, well two years because. 0:13:26.640 --> 0:13:28.319 I have a friend that's panting on your payroll. 0:13:29.120 --> 0:13:31.880 No, well that's because like a friend of mine works 0:13:31.880 --> 0:13:34.400 for Tiffany. So you get like a huge disc. 0:13:34.000 --> 0:13:35.160 Oh okay, there we go. 0:13:35.320 --> 0:13:37.880 The truth comes out then exactly. So I was like, 0:13:37.880 --> 0:13:39.559 you know, so I'm always like, I know, I always 0:13:39.559 --> 0:13:41.800 have the budget per person, but it's like it's double 0:13:42.040 --> 0:13:44.360 like you know, like so if my budget is fifty 0:13:44.400 --> 0:13:46.319 bucks per person, then it's like, oh, I could spend 0:13:46.360 --> 0:13:51.640 a hundred you know what, but like dollars nothing really, 0:13:51.640 --> 0:13:53.760 but there are things that there are things that are 0:13:53.800 --> 0:13:56.320 like not too far. We not at fifty, but thinks 0:13:57.640 --> 0:14:00.000 that I could get for fifty you see what I mean? Right, 0:14:00.360 --> 0:14:03.600 So I kind of have like a you know, a 0:14:03.600 --> 0:14:06.760 buddy like okay, so as long as it's under a 0:14:06.760 --> 0:14:08.520 certain amount of money, it we're fine. And so I 0:14:08.640 --> 0:14:11.640 just literally get everyone on the team the same thing. 0:14:11.760 --> 0:14:14.320 Last year I got them necklaces and they were really cute. 0:14:14.320 --> 0:14:17.080 Everybody loved them. And this year I got them something 0:14:17.080 --> 0:14:20.320 different because I know the team listens. I know they're like, yes, ma'am, 0:14:20.520 --> 0:14:22.760 it's gonna be late because really, me and post Office 0:14:22.760 --> 0:14:24.360 it's probably not gonna I'm probably not gonna get their 0:14:24.360 --> 0:14:27.360 own time. But it's like my way, And honestly, it's 0:14:27.360 --> 0:14:30.280 super easy because I can just make a really clear 0:14:30.320 --> 0:14:33.920 budget of this is what I'm gonna spend. I order like, 0:14:34.000 --> 0:14:36.480 you know, ten of them, and then usually I order 0:14:36.640 --> 0:14:39.800 like four. I order maybe like five or six more 0:14:39.880 --> 0:14:42.200 or something different. But for my sister's, my mom and 0:14:42.200 --> 0:14:44.400 my two best friends, and that's it. It just makes 0:14:44.440 --> 0:14:46.720 it so easy, like here you go. But when you 0:14:46.760 --> 0:14:49.160 start having to buy individual gifts for individual people, it 0:14:49.280 --> 0:14:51.400 just gets to be too much team too much. 0:14:51.720 --> 0:14:54.280 I'm turning into my mother, like I really like to 0:14:54.440 --> 0:14:56.400 just I don't know. I just overthink it with the 0:14:56.480 --> 0:15:00.040 gifts sometimes. But at least I got everything except for 0:15:00.120 --> 0:15:02.760 my husband done. I was thinking about that today. I 0:15:02.800 --> 0:15:05.360 was like, man, for the last month, I've been saying, 0:15:05.360 --> 0:15:07.000 oh yeah, I'm going to think about what to get 0:15:07.080 --> 0:15:09.520 him at work today. I'm gonna do it. It's gonna happen. 0:15:09.560 --> 0:15:11.400 And then I just I'm like, oh shit, it's five 0:15:11.440 --> 0:15:13.840 days await and I haven't got my husband anything yet. 0:15:14.280 --> 0:15:16.520 It's fine, right, Well. 0:15:16.440 --> 0:15:19.320 Yeah, because we don't get something, it's like we're not 0:15:19.320 --> 0:15:21.040 getting each other anything. We just said, well, we're going 0:15:21.120 --> 0:15:22.320 to get each other is the house? 0:15:22.360 --> 0:15:24.760 No, just each other her I wanted, That's what I said, 0:15:25.280 --> 0:15:27.840 But I'm married to a man who just likes presents. 0:15:27.960 --> 0:15:31.960 He's like not, He's like, yeah, sounds cute, but he 0:15:32.120 --> 0:15:32.720 likes kifs. 0:15:33.640 --> 0:15:36.480 Ooh. So this is like kind of like a random 0:15:36.480 --> 0:15:38.280 a side till tomorrow. I'm alone there. So I'm sitting 0:15:38.320 --> 0:15:41.040 down my mom. She wants to talk about like retirement 0:15:41.080 --> 0:15:42.880 and stuff, and I was like, ah, She's like, can 0:15:42.880 --> 0:15:45.080 you sit down with me and help me pull out everything? 0:15:46.080 --> 0:15:48.120 She's not quite quite ready for retirement as far as 0:15:48.160 --> 0:15:50.360 age wise, she has a couple of years, but this 0:15:50.440 --> 0:15:52.120 is the first time she's everyone to sit down. Like 0:15:52.160 --> 0:15:55.080 I spoken to my dad like about like, you know, 0:15:55.320 --> 0:15:58.440 like money. Well, my mom talks talks about money too, 0:15:58.440 --> 0:16:00.320 but more so in a practical way, like this is 0:16:00.320 --> 0:16:02.280 how you budget, this is how you say, but this 0:16:02.360 --> 0:16:05.280 is more so here are my papers here my and 0:16:05.360 --> 0:16:07.160 I told her. I was like, well, let's pull everything 0:16:07.200 --> 0:16:09.040 out and organize it. But I really think that we 0:16:09.040 --> 0:16:12.160 should sit down with a financial planner to really go 0:16:12.240 --> 0:16:14.480 through because we don't need an advisor like they have 0:16:14.520 --> 0:16:16.480 to iry, I don't want anyone selling their products and 0:16:16.480 --> 0:16:18.640 stuff like that. They have all of those. It's just 0:16:18.680 --> 0:16:21.760 more so because my dad has like all of these. 0:16:22.800 --> 0:16:24.280 He's really good, but you know how it is like 0:16:24.360 --> 0:16:27.440 my my mom is like whatever, I'm not listening to him. Well, 0:16:27.480 --> 0:16:29.440 not like that, but it's hard. It's just better to 0:16:29.480 --> 0:16:32.720 have like an individual person that can kind of say, Okay, 0:16:33.040 --> 0:16:36.240 here are all of your accounts, here are here's the 0:16:36.280 --> 0:16:38.880 money that's coming in, here's what the house is worth, 0:16:38.880 --> 0:16:41.280 that kind of thing, and like, here's a plan that 0:16:41.360 --> 0:16:43.640 will put you where you want to be. Like I said, 0:16:43.680 --> 0:16:45.840 I know my dad has a plan already, but I 0:16:45.880 --> 0:16:49.359 think my mom needs to hear aboute a plan from somebody. 0:16:49.040 --> 0:16:52.680 Else that your dad interesting, well. 0:16:52.520 --> 0:16:54.760 At least not at least a plan, like you know, 0:16:54.880 --> 0:16:58.120 I think she just needs like a because he's always 0:16:58.160 --> 0:16:59.920 managed to finance. So I think she just wants like 0:17:00.040 --> 0:17:02.640 someone to be like, well, here's what I'm thinking and 0:17:02.680 --> 0:17:06.360 feeling versus caause my dad is like, the plan is set. 0:17:06.640 --> 0:17:09.160 If it's going good, if she sticks to the plan, 0:17:09.200 --> 0:17:12.240 we're good. I'm like, yeah, but that's the plan you created. 0:17:12.119 --> 0:17:14.800 Do you have a joint plan where it's not just like, hey, 0:17:15.119 --> 0:17:17.000 it's already set in motion because my dad's like, you know, 0:17:17.040 --> 0:17:18.840 he's a g with money. But I'm like, you know, 0:17:19.000 --> 0:17:22.280 maybe the plan, maybe mommy wants to retire here earlier 0:17:22.320 --> 0:17:25.960 than the plans the plan would suggest, you know, maybe 0:17:26.400 --> 0:17:27.960 she wants to sell the house sooner, you know what 0:17:28.000 --> 0:17:30.040 I mean. So it's like, well, let's look at options 0:17:30.040 --> 0:17:32.359 within the plan. So I'm both nervous and kind of 0:17:32.400 --> 0:17:34.640 excited and actually surprised that she was like, come sit 0:17:34.680 --> 0:17:37.119 with me and let's go over like my money. You know, 0:17:37.240 --> 0:17:39.399 Like ultimately I'm going to bring someone in, but I 0:17:39.440 --> 0:17:41.359 want to at least start to get her organized so 0:17:41.359 --> 0:17:42.760 she can start to think about what is it that 0:17:42.840 --> 0:17:45.760 you want, so we can have someone help, you know, 0:17:46.200 --> 0:17:48.240 you and dad, you know, you and Daddy figure out 0:17:48.400 --> 0:17:50.120 how do we get there with both of you guys 0:17:50.240 --> 0:17:52.560 kind of like compromising and getting there the way you 0:17:52.560 --> 0:17:53.160 want to get there. 0:17:53.760 --> 0:17:56.280 And what point do you bring your dad into the conversation. 0:17:57.160 --> 0:17:58.800 Well, I think this time is just it'll just be me, 0:17:58.920 --> 0:18:00.280 her and like I think my sister just for me. 0:18:00.320 --> 0:18:01.480 We're going to be at the house and he'll be 0:18:01.520 --> 0:18:04.280 there just pulling things out. I think that we bring 0:18:04.359 --> 0:18:06.080 him into the conversation when when I bring in the 0:18:06.080 --> 0:18:08.840 financial planner to say. 0:18:08.720 --> 0:18:11.080 Yes, you're saying having your mom an opportunity just to 0:18:11.119 --> 0:18:13.880 speak without the presence of your dad, who probably has 0:18:13.920 --> 0:18:15.800 like an overwhelming like. 0:18:15.880 --> 0:18:20.919