1 00:00:16,640 --> 00:00:17,960 Speaker 1: How's things. 2 00:00:19,040 --> 00:00:22,160 Speaker 2: Things are good? Finally things are starting to look like, yes, 3 00:00:22,360 --> 00:00:25,440 Speaker 2: I can see the end, decide it wasn't crazy today. 4 00:00:25,520 --> 00:00:30,080 Speaker 2: So yeah, like I mean, there's still like a lot 5 00:00:30,120 --> 00:00:32,400 Speaker 2: to do, but it's like a reasonable lot, not like 6 00:00:32,440 --> 00:00:34,080 Speaker 2: a girl how a lot. 7 00:00:34,200 --> 00:00:36,800 Speaker 1: You know You're over the mountain top. 8 00:00:37,520 --> 00:00:39,960 Speaker 2: Yes, definitely, because I'm like, oh god, We've gotten all 9 00:00:39,960 --> 00:00:42,280 Speaker 2: the super hard stuff out of the way. Now it's 10 00:00:42,320 --> 00:00:45,360 Speaker 2: just like basic my normal. Like okay, like I was 11 00:00:45,360 --> 00:00:47,159 Speaker 2: telling my sister, there's always a level of stress, you 12 00:00:47,159 --> 00:00:49,360 Speaker 2: know how it is when you when you manage people, 13 00:00:49,440 --> 00:00:51,199 Speaker 2: you run a company or whatever, that there's always a 14 00:00:51,280 --> 00:00:53,760 Speaker 2: level of stress that you expect and I've learned to 15 00:00:53,760 --> 00:00:57,440 Speaker 2: deal with it. But then there's times when and it's like, okay, 16 00:00:57,480 --> 00:01:00,680 Speaker 2: this is not the normal. Like usually five things are broken, 17 00:01:00,720 --> 00:01:03,000 Speaker 2: but today ten or fifteen are broken. Okay, that's another 18 00:01:03,080 --> 00:01:06,479 Speaker 2: level you know. Yeah. Yeah, so that like I knew 19 00:01:06,480 --> 00:01:08,200 Speaker 2: I was having our new things where I had gotten 20 00:01:08,200 --> 00:01:11,560 Speaker 2: good when like yesterday literally the Literature Academy site went 21 00:01:11,600 --> 00:01:12,880 Speaker 2: down and all I could take the class and I 22 00:01:12,920 --> 00:01:17,080 Speaker 2: was like, okay, I was like it was just some 23 00:01:17,160 --> 00:01:20,520 Speaker 2: little like you have to switch to, like I don't 24 00:01:20,560 --> 00:01:23,360 Speaker 2: know there's like this new certificate that websites have to 25 00:01:23,360 --> 00:01:26,480 Speaker 2: have now and whatever. So I forgot to switch over. 26 00:01:26,880 --> 00:01:28,679 Speaker 2: So I suspected that that's what it was. So I 27 00:01:28,720 --> 00:01:30,760 Speaker 2: just called go Daddy and they were like, oh, yeah, 28 00:01:30,959 --> 00:01:32,479 Speaker 2: you have to switch over. And it was like an 29 00:01:32,480 --> 00:01:34,800 Speaker 2: hour and then it was back up. But they were 30 00:01:34,800 --> 00:01:36,319 Speaker 2: freaking out, like the team was like, oh my god, 31 00:01:36,360 --> 00:01:38,760 Speaker 2: everybody's emailing us. I was like, I was like, this 32 00:01:38,800 --> 00:01:41,520 Speaker 2: is nothing. It's only one thing broken today. I can 33 00:01:41,560 --> 00:01:42,679 Speaker 2: handle that. 34 00:01:42,680 --> 00:01:45,360 Speaker 1: That's the worst when you know exactly what's wrong but 35 00:01:45,440 --> 00:01:48,160 Speaker 1: everyone else doesn't know that you know yet and they're 36 00:01:48,160 --> 00:01:49,040 Speaker 1: all telling you. 37 00:01:48,960 --> 00:01:52,800 Speaker 2: Oh, but I mean I suspected. I didn't know for sure, 38 00:01:53,760 --> 00:01:55,720 Speaker 2: but I was like, I think that's what it is. 39 00:01:55,760 --> 00:01:57,880 Speaker 2: So I was like, you know, let's hope. And basically 40 00:01:57,960 --> 00:02:01,120 Speaker 2: I just to wait hour to see. Let's hope that that, 41 00:02:01,160 --> 00:02:02,760 Speaker 2: you know, my guess was right, and it was, so 42 00:02:02,800 --> 00:02:05,440 Speaker 2: I was like oo. But even then, honestly, I said, well, 43 00:02:05,880 --> 00:02:08,480 Speaker 2: the thing about websites is somebody knows the answer. So 44 00:02:08,880 --> 00:02:10,200 Speaker 2: I mean, it's just a matter of we have to 45 00:02:10,280 --> 00:02:12,120 Speaker 2: keep calling it till the right tech person gets on 46 00:02:12,160 --> 00:02:12,680 Speaker 2: the phone. 47 00:02:12,880 --> 00:02:16,200 Speaker 1: Yeah, it's really frustrating if you are running an operation 48 00:02:16,320 --> 00:02:18,919 Speaker 1: and relying on third party services. Like I think we've 49 00:02:18,919 --> 00:02:21,000 Speaker 1: all been there when like Gmail goes down, or like 50 00:02:21,440 --> 00:02:23,720 Speaker 1: two weeks ago Google Docs went down, and I was like, so, 51 00:02:23,800 --> 00:02:26,280 Speaker 1: I guess we're just not going to be doing any 52 00:02:26,320 --> 00:02:30,200 Speaker 1: work because this is where I'm like a so reliant 53 00:02:30,240 --> 00:02:35,160 Speaker 1: on Google Docs for everything. We just started. So I 54 00:02:35,240 --> 00:02:38,560 Speaker 1: manage over forty freelance writers as part of freelance writers 55 00:02:38,560 --> 00:02:41,080 Speaker 1: and like video producers mostly writers as part of my job, 56 00:02:41,520 --> 00:02:45,080 Speaker 1: and we just got on this news system this like 57 00:02:45,240 --> 00:02:49,680 Speaker 1: very sleek sort of start up feeling, although I didn't 58 00:02:49,680 --> 00:02:52,360 Speaker 1: realize it was really a startup when we when we 59 00:02:52,560 --> 00:02:55,720 Speaker 1: approved it new system for like managing people, and it's 60 00:02:55,720 --> 00:02:57,720 Speaker 1: supposed to be great because you can pay people all 61 00:02:57,760 --> 00:03:00,560 Speaker 1: in one place and people get paid faster and fast 62 00:03:00,600 --> 00:03:04,400 Speaker 1: paid writers or happy writers and blah blah blah blah blah. 63 00:03:04,440 --> 00:03:06,880 Speaker 1: And then it was really being pushed by like another 64 00:03:06,960 --> 00:03:09,560 Speaker 1: person in our company. So when we were acquired in 65 00:03:09,600 --> 00:03:12,400 Speaker 1: the summer, he was like, yeah, you know, this is 66 00:03:12,400 --> 00:03:14,200 Speaker 1: a great opportunity. I've been trying to get them to 67 00:03:14,280 --> 00:03:17,600 Speaker 1: use this new system. Sounded good to me. I made 68 00:03:17,600 --> 00:03:19,680 Speaker 1: the dumb assumption that he had done a lot of 69 00:03:19,760 --> 00:03:21,840 Speaker 1: like testing of it, and we had a couple of 70 00:03:21,919 --> 00:03:24,600 Speaker 1: like you know, preview calls where you share your screen 71 00:03:24,639 --> 00:03:25,840 Speaker 1: and you see how it's going to work, and it 72 00:03:25,880 --> 00:03:28,560 Speaker 1: all looked great. But Jesus, I feel like I have 73 00:03:28,600 --> 00:03:31,120 Speaker 1: been sold a Lemon car, Like it looks good on 74 00:03:31,160 --> 00:03:34,399 Speaker 1: the outside, but there are so many bugs. And I'm 75 00:03:34,440 --> 00:03:37,880 Speaker 1: realizing that with forty freelancers and one hundred and twenty 76 00:03:37,880 --> 00:03:40,400 Speaker 1: assignments a month and all these like demands for content 77 00:03:40,440 --> 00:03:43,000 Speaker 1: that we have, this we're being like guinea pigs for 78 00:03:43,080 --> 00:03:47,280 Speaker 1: this company. And I am like constantly emailing them for 79 00:03:47,520 --> 00:03:50,920 Speaker 1: bug issues and like emailing their customer support. It is 80 00:03:51,320 --> 00:03:54,160 Speaker 1: it is like approaching I mean at first, I was like, okay, 81 00:03:54,280 --> 00:03:56,400 Speaker 1: deep breaths. I was really like doing a good job, 82 00:03:56,880 --> 00:04:00,800 Speaker 1: you know, like you said, handling, like when things don't 83 00:04:00,800 --> 00:04:03,200 Speaker 1: go wrong. I was trying to like be calm. But 84 00:04:03,240 --> 00:04:05,480 Speaker 1: I'm really approaching my breaking point. I'm like, I need 85 00:04:05,480 --> 00:04:06,800 Speaker 1: this ship to work. 86 00:04:07,640 --> 00:04:10,040 Speaker 2: No, no, there's nothing work, And You're right, I forgot. 87 00:04:10,040 --> 00:04:12,160 Speaker 2: We did just start. Hey, it's not an ambition, it's 88 00:04:12,160 --> 00:04:16,240 Speaker 2: Sidney and Mandy blah blah blah. No. But the worst, 89 00:04:16,400 --> 00:04:19,720 Speaker 2: my worst, the worst email you can get from customer support. 90 00:04:20,279 --> 00:04:22,840 Speaker 2: Is it worked for me? Yo? I want to throw 91 00:04:22,880 --> 00:04:24,480 Speaker 2: my computer, like when you know you have you ever 92 00:04:24,520 --> 00:04:25,200 Speaker 2: gotten that email? 93 00:04:25,320 --> 00:04:30,279 Speaker 3: Cannot replicate the issue, And they're basically like okay, bye, 94 00:04:30,480 --> 00:04:31,080 Speaker 3: and you're like. 95 00:04:32,680 --> 00:04:37,400 Speaker 1: I worked for you, but you're a useless person and 96 00:04:37,440 --> 00:04:40,360 Speaker 1: you're not doing your job, and can you replicate this 97 00:04:40,720 --> 00:04:45,159 Speaker 1: middle finger emoji that I'm trying to myself from sending 98 00:04:45,160 --> 00:04:45,359 Speaker 1: to you. 99 00:04:46,440 --> 00:04:48,880 Speaker 2: I remember one it was like, so, so the platform 100 00:04:48,880 --> 00:04:51,279 Speaker 2: that we use is called for I have an online school, 101 00:04:51,360 --> 00:04:54,000 Speaker 2: the Literature Academy, and we use this platform called think Gippi. 102 00:04:54,440 --> 00:04:58,840 Speaker 2: But before that, we used another platform called Kajabi, which 103 00:04:58,880 --> 00:05:01,880 Speaker 2: was supposed to be like the Raw Royals rolls worths 104 00:05:02,000 --> 00:05:06,479 Speaker 2: of like online education platform. So basically it's the platform 105 00:05:06,480 --> 00:05:08,240 Speaker 2: that you build your school on. You can customize it, 106 00:05:08,279 --> 00:05:12,719 Speaker 2: blah blah blah. So I invested in Kujabi built our school. 107 00:05:13,200 --> 00:05:14,960 Speaker 2: We were using it in a unique kind of way 108 00:05:14,960 --> 00:05:17,599 Speaker 2: because I didn't realize that, like, because there's still not 109 00:05:17,760 --> 00:05:20,520 Speaker 2: very many platforms where you could build like your online school, 110 00:05:21,040 --> 00:05:24,080 Speaker 2: and most of those platforms assumed that you were selling 111 00:05:24,120 --> 00:05:26,560 Speaker 2: a one off course, like here's a six week course, 112 00:05:26,560 --> 00:05:28,560 Speaker 2: We're done. But that's not how we were using it. 113 00:05:28,600 --> 00:05:31,560 Speaker 2: We were using it like you pay a monthly access 114 00:05:31,560 --> 00:05:34,360 Speaker 2: fee and you have access to all courses past, president future, 115 00:05:35,279 --> 00:05:37,080 Speaker 2: and so you know. So we were having some issues, 116 00:05:37,120 --> 00:05:38,520 Speaker 2: but you know, we were trying to work through them, 117 00:05:38,560 --> 00:05:41,320 Speaker 2: and we were kind of like you know, masking taping 118 00:05:41,400 --> 00:05:45,320 Speaker 2: solutions together. And then something broke and we emailed them 119 00:05:45,360 --> 00:05:47,920 Speaker 2: to try to fix it, and emailed and emailed, and 120 00:05:47,920 --> 00:05:50,160 Speaker 2: at one point a month before, because the Academy was 121 00:05:50,200 --> 00:05:52,560 Speaker 2: growing so quickly, they had actually done a profile on 122 00:05:52,640 --> 00:05:55,680 Speaker 2: me for their blog, like hey, here's a shining example 123 00:05:55,720 --> 00:05:58,800 Speaker 2: of how someone can grow a great business on our 124 00:05:58,839 --> 00:06:01,240 Speaker 2: on our website. But then after a while they just 125 00:06:01,240 --> 00:06:03,880 Speaker 2: stopped responding. It was basically like the thing that you're 126 00:06:03,920 --> 00:06:06,160 Speaker 2: complaining about, it's fixed. And I'm like, but it's not. 127 00:06:06,240 --> 00:06:09,159 Speaker 2: I mean, I don't know what I don't it's not fixed. 128 00:06:10,400 --> 00:06:14,680 Speaker 1: Sorry thee I was like, it's not fixed. 129 00:06:14,839 --> 00:06:17,360 Speaker 2: And so for months and then somehow we hunted down 130 00:06:17,400 --> 00:06:20,360 Speaker 2: the founders on Facebook and found their personal Facebook page 131 00:06:20,360 --> 00:06:24,440 Speaker 2: and messaged them like, hey, you profiled me on your site. 132 00:06:25,080 --> 00:06:27,440 Speaker 2: This is we're having this issue. It's not fixed. So 133 00:06:27,760 --> 00:06:29,640 Speaker 2: we heard nothing. So finally I just made the switch 134 00:06:29,680 --> 00:06:31,400 Speaker 2: over to Think if It where we are now, we're 135 00:06:31,480 --> 00:06:33,719 Speaker 2: very happy. That same day we made the switch, the 136 00:06:33,760 --> 00:06:36,680 Speaker 2: founder of that website Think If It actually reached out. 137 00:06:36,880 --> 00:06:39,400 Speaker 2: We actually had a great conversation on the phone, and 138 00:06:39,520 --> 00:06:42,440 Speaker 2: the customer support has just been amazing. And then maybe 139 00:06:43,080 --> 00:06:45,240 Speaker 2: the day that the final switch was being made. It 140 00:06:45,720 --> 00:06:47,240 Speaker 2: was not cheap because we had to switch over and 141 00:06:47,279 --> 00:06:51,000 Speaker 2: port over all of our students. Then the Kajabi people 142 00:06:51,040 --> 00:06:53,280 Speaker 2: finally reached back out and they were like, oh my gosh, Tiffany, 143 00:06:53,600 --> 00:06:55,360 Speaker 2: we'd love to jump on the phone with you. I'm 144 00:06:55,360 --> 00:06:58,760 Speaker 2: so sorry what happened. And I was like, girl, it's 145 00:06:58,800 --> 00:07:02,240 Speaker 2: too late, you know, like and it was so out 146 00:07:02,279 --> 00:07:06,400 Speaker 2: of business what I mean, Mandy. They were so embarrassed, 147 00:07:06,400 --> 00:07:08,679 Speaker 2: like we actually had a video chat and their faces 148 00:07:08,680 --> 00:07:11,120 Speaker 2: were like, I said, here's the issue. I said, I 149 00:07:11,160 --> 00:07:12,760 Speaker 2: can't come back even if I wanted to, because we 150 00:07:12,760 --> 00:07:15,320 Speaker 2: already paid the money to switch over. Like I you know, 151 00:07:15,800 --> 00:07:18,360 Speaker 2: at that time, we had about three thousand students. I'm like, 152 00:07:18,520 --> 00:07:20,520 Speaker 2: literally the money has been spent. Today's the last day, 153 00:07:20,720 --> 00:07:22,960 Speaker 2: Like there's nothing. They're just like cause, you know, please 154 00:07:23,000 --> 00:07:26,320 Speaker 2: don't go. I said, here's what disturbed me that I emailed, 155 00:07:26,360 --> 00:07:30,480 Speaker 2: I emailed, I Facebook, I tried to stay and and nothing. 156 00:07:30,520 --> 00:07:33,800 Speaker 2: The customer support was non existent. And now that after 157 00:07:33,920 --> 00:07:37,280 Speaker 2: months of trying, we're making our switch. Now I don't know, 158 00:07:37,320 --> 00:07:39,600 Speaker 2: maybe you did a Google search. You said, hey, this 159 00:07:39,640 --> 00:07:42,480 Speaker 2: is a good, viable business. I just don't like. To me, 160 00:07:42,560 --> 00:07:45,000 Speaker 2: it's like, well, you should treat people right, to treat 161 00:07:45,000 --> 00:07:47,560 Speaker 2: people right, And they were so sheepish, and even to 162 00:07:47,600 --> 00:07:48,960 Speaker 2: this day, they still email me every once in a 163 00:07:48,960 --> 00:07:50,680 Speaker 2: while like if you ever want to come back, why 164 00:07:50,720 --> 00:07:53,120 Speaker 2: would I want to come back? You know, like it's 165 00:07:53,200 --> 00:07:55,680 Speaker 2: just really bad business. And I just remember thinking like 166 00:07:55,720 --> 00:07:58,280 Speaker 2: a customer support But it was a good lesson because 167 00:07:58,640 --> 00:08:03,440 Speaker 2: our customer support, Like I really train my customer support 168 00:08:03,480 --> 00:08:07,320 Speaker 2: staff that you're not finished unless the person says yes, 169 00:08:08,160 --> 00:08:11,600 Speaker 2: like you know, everything has been answered, I'm good to go. 170 00:08:11,960 --> 00:08:14,360 Speaker 2: I said, if you email someone and they email you 171 00:08:14,400 --> 00:08:16,120 Speaker 2: back that they don't get it or they don't understand, 172 00:08:16,320 --> 00:08:18,320 Speaker 2: you have one more email before you sugge. I bought 173 00:08:18,320 --> 00:08:20,600 Speaker 2: like a special conference call line. Then you say, would 174 00:08:20,640 --> 00:08:23,000 Speaker 2: you like to jump on a call because sometimes things 175 00:08:23,040 --> 00:08:24,920 Speaker 2: get lost and you know when you're writing, and so no, 176 00:08:25,080 --> 00:08:27,240 Speaker 2: like we do. I believe in super serving I never 177 00:08:27,320 --> 00:08:29,680 Speaker 2: want to feel how could Jabe made me feel? I 178 00:08:29,720 --> 00:08:31,680 Speaker 2: never want, like the dream builders or dream coctors to 179 00:08:31,680 --> 00:08:32,040 Speaker 2: feel bad. 180 00:08:32,720 --> 00:08:36,559 Speaker 1: Could job you did us wrong? I know they're like, yikes, 181 00:08:36,679 --> 00:08:40,080 Speaker 1: not again, you're naming names. I'm not going, I still 182 00:08:40,160 --> 00:08:44,000 Speaker 1: have to use this system. I'm like, I don't care, 183 00:08:44,400 --> 00:08:47,080 Speaker 1: but it's frustrating. Yeah, the tools that because we rely 184 00:08:47,160 --> 00:08:49,240 Speaker 1: on tools and they can be super helpful. But I 185 00:08:49,280 --> 00:08:51,800 Speaker 1: know people out there nodding their heads like, yes, I had, 186 00:08:51,960 --> 00:08:55,600 Speaker 1: and it's always you know, my my my issue is 187 00:08:55,640 --> 00:08:59,480 Speaker 1: like they're in different time zones and anyway, anyway, anyway, 188 00:09:00,320 --> 00:09:03,360 Speaker 1: the holidays are right around the corner. She's maybe adding 189 00:09:03,360 --> 00:09:07,040 Speaker 1: the teens's bit of anxiety to my to my situation 190 00:09:08,040 --> 00:09:10,199 Speaker 1: just because like I'm leaving. I'm going to spend a 191 00:09:10,240 --> 00:09:14,720 Speaker 1: couple of days with my mom's family in Minneapolis. So 192 00:09:14,760 --> 00:09:18,200 Speaker 1: I leave the end of this week, so Thursday Friday, 193 00:09:18,240 --> 00:09:20,040 Speaker 1: I'll be gone, and I'm just it's just like you know, 194 00:09:20,600 --> 00:09:22,200 Speaker 1: trying to tick off the stuff on my to do 195 00:09:22,280 --> 00:09:24,240 Speaker 1: list before I go. I'll probably end up staying super 196 00:09:24,280 --> 00:09:25,920 Speaker 1: late at work tomorrow just so I can get stuff 197 00:09:25,960 --> 00:09:29,160 Speaker 1: done because I'm I don't like working when I'm supposed 198 00:09:29,160 --> 00:09:31,400 Speaker 1: to be off. It makes me I just not that. 199 00:09:31,440 --> 00:09:32,960 Speaker 1: I don't mean, of course, no one likes to work 200 00:09:33,000 --> 00:09:34,440 Speaker 1: when they when they take time off, but you know 201 00:09:34,440 --> 00:09:36,840 Speaker 1: those some people who are like, oh, it's okay, you know, 202 00:09:36,840 --> 00:09:39,240 Speaker 1: I'm gonna take time off, but I'll be approachable online 203 00:09:39,240 --> 00:09:42,400 Speaker 1: and whatever. Like, I don't like the way I feel 204 00:09:42,440 --> 00:09:45,440 Speaker 1: when i'm you know, at my mom's house and she's 205 00:09:45,600 --> 00:09:47,880 Speaker 1: you know, like wanting me to hang out and I'm 206 00:09:47,920 --> 00:09:49,360 Speaker 1: like at the computer. I don't want it to be 207 00:09:49,480 --> 00:09:51,480 Speaker 1: that way. So I'd rather just like do the work, 208 00:09:52,320 --> 00:09:56,360 Speaker 1: work my ass off before. But I did finally do 209 00:09:56,400 --> 00:09:59,040 Speaker 1: some shopping this weekend, left it really to the last minute. 210 00:09:59,679 --> 00:10:02,560 Speaker 1: I went to the m word the mall. Does anyone 211 00:10:02,600 --> 00:10:03,280 Speaker 1: go there anymore? 212 00:10:03,679 --> 00:10:05,440 Speaker 2: I went once and I was like, where am I? 213 00:10:06,160 --> 00:10:08,360 Speaker 2: It's a virtual It was like it was like a 214 00:10:08,440 --> 00:10:10,960 Speaker 2: different world. Where'd you go when you went to the mall? 215 00:10:11,160 --> 00:10:12,960 Speaker 1: So there's a mall near me in Jersey City called 216 00:10:13,040 --> 00:10:17,079 Speaker 1: Newport Mall. And I looked online Friday night because I'm 217 00:10:17,080 --> 00:10:19,400 Speaker 1: an old lady and do nothing on Friday nights anymore 218 00:10:19,920 --> 00:10:22,080 Speaker 1: except for planning my shopping the next day. And I 219 00:10:22,120 --> 00:10:24,880 Speaker 1: saw that there have special opening hours from eight am 220 00:10:25,800 --> 00:10:27,439 Speaker 1: for the holiday season, and I was like, yes, I'm 221 00:10:27,440 --> 00:10:29,280 Speaker 1: going to get up at the crack of dawn, which 222 00:10:29,280 --> 00:10:31,160 Speaker 1: I ended up not getting up that early, but I 223 00:10:31,200 --> 00:10:33,280 Speaker 1: got there by nine and I was like, I'm going 224 00:10:33,320 --> 00:10:35,840 Speaker 1: to beat these crowds. And I just went from like 225 00:10:35,920 --> 00:10:39,440 Speaker 1: all I went to Sephora. Man, there is no greater 226 00:10:39,679 --> 00:10:41,880 Speaker 1: pleasure in life, I think than just being the only 227 00:10:41,920 --> 00:10:45,640 Speaker 1: person in a Sephora store, no one to fight over samples, 228 00:10:45,679 --> 00:10:48,520 Speaker 1: for all the people there wanting to help you, Like 229 00:10:48,960 --> 00:10:51,360 Speaker 1: I felt like a princess. I'm like, yes, I'd like 230 00:10:51,400 --> 00:10:53,040 Speaker 1: to see this and that, and I'll have this, and 231 00:10:53,400 --> 00:10:55,160 Speaker 1: sure could have a sample of that. It was great. 232 00:10:55,960 --> 00:10:57,840 Speaker 2: I felt no one's really shopping because I had gone 233 00:10:57,840 --> 00:10:59,680 Speaker 2: to the mall with my sister and it was a 234 00:10:59,720 --> 00:11:02,120 Speaker 2: sun It wasn't like, oh my goodness, it was a 235 00:11:02,160 --> 00:11:05,480 Speaker 2: Tuesday at noon. It was last Sunday. And I was 236 00:11:05,480 --> 00:11:09,560 Speaker 2: actually really surprised, like, huh, there it was. It wasn't 237 00:11:09,720 --> 00:11:12,280 Speaker 2: it wasn't no one, but it wasn't packed like I expected. 238 00:11:12,360 --> 00:11:14,400 Speaker 1: You know, it's not like the old days because everyone 239 00:11:14,440 --> 00:11:18,280 Speaker 1: shops online now and and people in general, like I've 240 00:11:18,280 --> 00:11:20,200 Speaker 1: been interested when you know, if you listen to the 241 00:11:20,200 --> 00:11:23,200 Speaker 1: news reports about retailers. A lot of retailers are projecting 242 00:11:23,320 --> 00:11:26,480 Speaker 1: lower sales than average for the holiday season, and it's 243 00:11:26,480 --> 00:11:29,400 Speaker 1: been this way for a while. Like the big department stores, 244 00:11:29,440 --> 00:11:32,560 Speaker 1: like the Macy's, J C. Pennies, they've been struggling for 245 00:11:32,640 --> 00:11:34,440 Speaker 1: a long time to get people to come back like 246 00:11:34,480 --> 00:11:37,839 Speaker 1: they used to. So maybe I was like playing into it. 247 00:11:38,360 --> 00:11:41,920 Speaker 1: And just like malls in general are dying, they're they're not. 248 00:11:42,160 --> 00:11:44,839 Speaker 1: I mean, there's still the big malls and I think 249 00:11:44,840 --> 00:11:46,640 Speaker 1: they'll always sort of be there, but a lot of 250 00:11:46,760 --> 00:11:50,120 Speaker 1: smaller malls have been closing. It's just not that part 251 00:11:50,160 --> 00:11:51,880 Speaker 1: of it's not the kind of I don't know if 252 00:11:51,920 --> 00:11:54,400 Speaker 1: even kids, like when I was a kid, that's the 253 00:11:54,440 --> 00:11:56,120 Speaker 1: only thing you could do. It's like you go to 254 00:11:56,160 --> 00:11:58,000 Speaker 1: wafle house or you can go to the mall, and 255 00:11:58,840 --> 00:12:01,600 Speaker 1: like it was like a social activity, spend all day there. 256 00:12:01,640 --> 00:12:04,720 Speaker 1: I don't know that people do that anymore since they 257 00:12:04,800 --> 00:12:05,640 Speaker 1: live in their phones now. 258 00:12:06,600 --> 00:12:08,800 Speaker 2: Yeah, I agree, I don't think I feel like people 259 00:12:08,800 --> 00:12:12,120 Speaker 2: don't really. Honestly, I've done a lot of regifting because, 260 00:12:12,200 --> 00:12:13,920 Speaker 2: like I get sometimes you could have conferenced it. 261 00:12:14,280 --> 00:12:19,160 Speaker 1: I know, gifting, Come on, no one wants your day planner. 262 00:12:19,640 --> 00:12:21,800 Speaker 2: No, I got some really good stuff. I got like 263 00:12:21,840 --> 00:12:22,960 Speaker 2: an Amazon Echo. 264 00:12:23,840 --> 00:12:25,520 Speaker 1: Oh, what kind of conferences do you go to? 265 00:12:25,920 --> 00:12:30,839 Speaker 2: I know, I got a Kate Spade computer KVE it's 266 00:12:30,960 --> 00:12:34,280 Speaker 2: beautiful leather, and I was like, ooh, and but it's 267 00:12:34,320 --> 00:12:37,160 Speaker 2: not the size of my computer. And so like, cause 268 00:12:37,160 --> 00:12:40,120 Speaker 2: I have a what is this the nextbook air? So 269 00:12:40,160 --> 00:12:42,000 Speaker 2: it's like a regular size one. I was like, someone 270 00:12:42,040 --> 00:12:44,400 Speaker 2: is getting this Kate Spade uh thing, and it's going 271 00:12:44,440 --> 00:12:46,320 Speaker 2: to be happy about it. So I gotta like I 272 00:12:46,360 --> 00:12:49,720 Speaker 2: had maybe like three or four really like nice things, 273 00:12:49,800 --> 00:12:52,360 Speaker 2: not like you know, like the cheesy conference stuff, but 274 00:12:52,440 --> 00:12:54,200 Speaker 2: like just nice things. And I was like, let me 275 00:12:54,200 --> 00:12:57,439 Speaker 2: put these up. And so I'm like, hmm, somebody's gonna 276 00:12:57,440 --> 00:12:57,800 Speaker 2: get this. 277 00:13:00,080 --> 00:13:03,839 Speaker 1: Even regifting only good stuff though not like you know, 278 00:13:04,200 --> 00:13:07,560 Speaker 1: only good stuff. I also believe in buying something for 279 00:13:07,600 --> 00:13:10,520 Speaker 1: yourself while you're also shopping for other people. I say, 280 00:13:10,520 --> 00:13:12,960 Speaker 1: I believe it. I just really I'm so bad, Like 281 00:13:13,240 --> 00:13:14,960 Speaker 1: it's like I one for you and one for me 282 00:13:15,040 --> 00:13:16,600 Speaker 1: and one for you. 283 00:13:18,120 --> 00:13:19,800 Speaker 2: Oh my goodness. So I did what I did last year. 284 00:13:19,840 --> 00:13:23,880 Speaker 2: I got my whole team something for tip from Tiffany's. Hey, 285 00:13:24,240 --> 00:13:26,880 Speaker 2: that's like my tradition. Now, well two years because. 286 00:13:26,640 --> 00:13:28,319 Speaker 1: I have a friend that's panting on your payroll. 287 00:13:29,120 --> 00:13:31,880 Speaker 2: No, well that's because like a friend of mine works 288 00:13:31,880 --> 00:13:34,400 Speaker 2: for Tiffany. So you get like a huge disc. 289 00:13:34,000 --> 00:13:35,160 Speaker 1: Oh okay, there we go. 290 00:13:35,320 --> 00:13:37,880 Speaker 2: The truth comes out then exactly. So I was like, 291 00:13:37,880 --> 00:13:39,559 Speaker 2: you know, so I'm always like, I know, I always 292 00:13:39,559 --> 00:13:41,800 Speaker 2: have the budget per person, but it's like it's double 293 00:13:42,040 --> 00:13:44,360 Speaker 2: like you know, like so if my budget is fifty 294 00:13:44,400 --> 00:13:46,319 Speaker 2: bucks per person, then it's like, oh, I could spend 295 00:13:46,360 --> 00:13:51,640 Speaker 2: a hundred you know what, but like dollars nothing really, 296 00:13:51,640 --> 00:13:53,760 Speaker 2: but there are things that there are things that are 297 00:13:53,800 --> 00:13:56,320 Speaker 2: like not too far. We not at fifty, but thinks 298 00:13:57,640 --> 00:14:00,000 Speaker 2: that I could get for fifty you see what I mean? Right, 299 00:14:00,360 --> 00:14:03,600 Speaker 2: So I kind of have like a you know, a 300 00:14:03,600 --> 00:14:06,760 Speaker 2: buddy like okay, so as long as it's under a 301 00:14:06,760 --> 00:14:08,520 Speaker 2: certain amount of money, it we're fine. And so I 302 00:14:08,640 --> 00:14:11,640 Speaker 2: just literally get everyone on the team the same thing. 303 00:14:11,760 --> 00:14:14,320 Speaker 2: Last year I got them necklaces and they were really cute. 304 00:14:14,320 --> 00:14:17,080 Speaker 2: Everybody loved them. And this year I got them something 305 00:14:17,080 --> 00:14:20,320 Speaker 2: different because I know the team listens. I know they're like, yes, ma'am, 306 00:14:20,520 --> 00:14:22,760 Speaker 2: it's gonna be late because really, me and post Office 307 00:14:22,760 --> 00:14:24,360 Speaker 2: it's probably not gonna I'm probably not gonna get their 308 00:14:24,360 --> 00:14:27,360 Speaker 2: own time. But it's like my way, And honestly, it's 309 00:14:27,360 --> 00:14:30,280 Speaker 2: super easy because I can just make a really clear 310 00:14:30,320 --> 00:14:33,920 Speaker 2: budget of this is what I'm gonna spend. I order like, 311 00:14:34,000 --> 00:14:36,480 Speaker 2: you know, ten of them, and then usually I order 312 00:14:36,640 --> 00:14:39,800 Speaker 2: like four. I order maybe like five or six more 313 00:14:39,880 --> 00:14:42,200 Speaker 2: or something different. But for my sister's, my mom and 314 00:14:42,200 --> 00:14:44,400 Speaker 2: my two best friends, and that's it. It just makes 315 00:14:44,440 --> 00:14:46,720 Speaker 2: it so easy, like here you go. But when you 316 00:14:46,760 --> 00:14:49,160 Speaker 2: start having to buy individual gifts for individual people, it 317 00:14:49,280 --> 00:14:51,400 Speaker 2: just gets to be too much team too much. 318 00:14:51,720 --> 00:14:54,280 Speaker 1: I'm turning into my mother, like I really like to 319 00:14:54,440 --> 00:14:56,400 Speaker 1: just I don't know. I just overthink it with the 320 00:14:56,480 --> 00:15:00,040 Speaker 1: gifts sometimes. But at least I got everything except for 321 00:15:00,120 --> 00:15:02,760 Speaker 1: my husband done. I was thinking about that today. I 322 00:15:02,800 --> 00:15:05,360 Speaker 1: was like, man, for the last month, I've been saying, 323 00:15:05,360 --> 00:15:07,000 Speaker 1: oh yeah, I'm going to think about what to get 324 00:15:07,080 --> 00:15:09,520 Speaker 1: him at work today. I'm gonna do it. It's gonna happen. 325 00:15:09,560 --> 00:15:11,400 Speaker 1: And then I just I'm like, oh shit, it's five 326 00:15:11,440 --> 00:15:13,840 Speaker 1: days await and I haven't got my husband anything yet. 327 00:15:14,280 --> 00:15:16,520 Speaker 1: It's fine, right, Well. 328 00:15:16,440 --> 00:15:19,320 Speaker 2: Yeah, because we don't get something, it's like we're not 329 00:15:19,320 --> 00:15:21,040 Speaker 2: getting each other anything. We just said, well, we're going 330 00:15:21,120 --> 00:15:22,320 Speaker 2: to get each other is the house? 331 00:15:22,360 --> 00:15:24,760 Speaker 1: No, just each other her I wanted, That's what I said, 332 00:15:25,280 --> 00:15:27,840 Speaker 1: But I'm married to a man who just likes presents. 333 00:15:27,960 --> 00:15:31,960 Speaker 1: He's like not, He's like, yeah, sounds cute, but he 334 00:15:32,120 --> 00:15:32,720 Speaker 1: likes kifs. 335 00:15:33,640 --> 00:15:36,480 Speaker 2: Ooh. So this is like kind of like a random 336 00:15:36,480 --> 00:15:38,280 Speaker 2: a side till tomorrow. I'm alone there. So I'm sitting 337 00:15:38,320 --> 00:15:41,040 Speaker 2: down my mom. She wants to talk about like retirement 338 00:15:41,080 --> 00:15:42,880 Speaker 2: and stuff, and I was like, ah, She's like, can 339 00:15:42,880 --> 00:15:45,080 Speaker 2: you sit down with me and help me pull out everything? 340 00:15:46,080 --> 00:15:48,120 Speaker 2: She's not quite quite ready for retirement as far as 341 00:15:48,160 --> 00:15:50,360 Speaker 2: age wise, she has a couple of years, but this 342 00:15:50,440 --> 00:15:52,120 Speaker 2: is the first time she's everyone to sit down. Like 343 00:15:52,160 --> 00:15:55,080 Speaker 2: I spoken to my dad like about like, you know, 344 00:15:55,320 --> 00:15:58,440 Speaker 2: like money. Well, my mom talks talks about money too, 345 00:15:58,440 --> 00:16:00,320 Speaker 2: but more so in a practical way, like this is 346 00:16:00,320 --> 00:16:02,280 Speaker 2: how you budget, this is how you say, but this 347 00:16:02,360 --> 00:16:05,280 Speaker 2: is more so here are my papers here my and 348 00:16:05,360 --> 00:16:07,160 Speaker 2: I told her. I was like, well, let's pull everything 349 00:16:07,200 --> 00:16:09,040 Speaker 2: out and organize it. But I really think that we 350 00:16:09,040 --> 00:16:12,160 Speaker 2: should sit down with a financial planner to really go 351 00:16:12,240 --> 00:16:14,480 Speaker 2: through because we don't need an advisor like they have 352 00:16:14,520 --> 00:16:16,480 Speaker 2: to iry, I don't want anyone selling their products and 353 00:16:16,480 --> 00:16:18,640 Speaker 2: stuff like that. They have all of those. It's just 354 00:16:18,680 --> 00:16:21,760 Speaker 2: more so because my dad has like all of these. 355 00:16:22,800 --> 00:16:24,280 Speaker 2: He's really good, but you know how it is like 356 00:16:24,360 --> 00:16:27,440 Speaker 2: my my mom is like whatever, I'm not listening to him. Well, 357 00:16:27,480 --> 00:16:29,440 Speaker 2: not like that, but it's hard. It's just better to 358 00:16:29,480 --> 00:16:32,720 Speaker 2: have like an individual person that can kind of say, Okay, 359 00:16:33,040 --> 00:16:36,240 Speaker 2: here are all of your accounts, here are here's the 360 00:16:36,280 --> 00:16:38,880 Speaker 2: money that's coming in, here's what the house is worth, 361 00:16:38,880 --> 00:16:41,280 Speaker 2: that kind of thing, and like, here's a plan that 362 00:16:41,360 --> 00:16:43,640 Speaker 2: will put you where you want to be. Like I said, 363 00:16:43,680 --> 00:16:45,840 Speaker 2: I know my dad has a plan already, but I 364 00:16:45,880 --> 00:16:49,359 Speaker 2: think my mom needs to hear aboute a plan from somebody. 365 00:16:49,040 --> 00:16:52,680 Speaker 1: Else that your dad interesting, well. 366 00:16:52,520 --> 00:16:54,760 Speaker 2: At least not at least a plan, like you know, 367 00:16:54,880 --> 00:16:58,120 Speaker 2: I think she just needs like a because he's always 368 00:16:58,160 --> 00:16:59,920 Speaker 2: managed to finance. So I think she just wants like 369 00:17:00,040 --> 00:17:02,640 Speaker 2: someone to be like, well, here's what I'm thinking and 370 00:17:02,680 --> 00:17:06,360 Speaker 2: feeling versus caause my dad is like, the plan is set. 371 00:17:06,640 --> 00:17:09,160 Speaker 2: If it's going good, if she sticks to the plan, 372 00:17:09,200 --> 00:17:12,240 Speaker 2: we're good. I'm like, yeah, but that's the plan you created. 373 00:17:12,119 --> 00:17:14,800 Speaker 2: Do you have a joint plan where it's not just like, hey, 374 00:17:15,119 --> 00:17:17,000 Speaker 2: it's already set in motion because my dad's like, you know, 375 00:17:17,040 --> 00:17:18,840 Speaker 2: he's a g with money. But I'm like, you know, 376 00:17:19,000 --> 00:17:22,280 Speaker 2: maybe the plan, maybe mommy wants to retire here earlier 377 00:17:22,320 --> 00:17:25,960 Speaker 2: than the plans the plan would suggest, you know, maybe 378 00:17:26,400 --> 00:17:27,960 Speaker 2: she wants to sell the house sooner, you know what 379 00:17:28,000 --> 00:17:30,040 Speaker 2: I mean. So it's like, well, let's look at options 380 00:17:30,040 --> 00:17:32,359 Speaker 2: within the plan. So I'm both nervous and kind of 381 00:17:32,400 --> 00:17:34,640 Speaker 2: excited and actually surprised that she was like, come sit 382 00:17:34,680 --> 00:17:37,119 Speaker 2: with me and let's go over like my money. You know, 383 00:17:37,240 --> 00:17:39,399 Speaker 2: Like ultimately I'm going to bring someone in, but I 384 00:17:39,440 --> 00:17:41,359 Speaker 2: want to at least start to get her organized so 385 00:17:41,359 --> 00:17:42,760 Speaker 2: she can start to think about what is it that 386 00:17:42,840 --> 00:17:45,760 Speaker 2: you want, so we can have someone help, you know, 387 00:17:46,200 --> 00:17:48,240 Speaker 2: you and dad, you know, you and Daddy figure out 388 00:17:48,400 --> 00:17:50,120 Speaker 2: how do we get there with both of you guys 389 00:17:50,240 --> 00:17:52,560 Speaker 2: kind of like compromising and getting there the way you 390 00:17:52,560 --> 00:17:53,160 Speaker 2: want to get there. 391 00:17:53,760 --> 00:17:56,280 Speaker 1: And what point do you bring your dad into the conversation. 392 00:17:57,160 --> 00:17:58,800 Speaker 2: Well, I think this time is just it'll just be me, 393 00:17:58,920 --> 00:18:00,280 Speaker 2: her and like I think my sister just for me. 394 00:18:00,320 --> 00:18:01,480 Speaker 2: We're going to be at the house and he'll be 395 00:18:01,520 --> 00:18:04,280 Speaker 2: there just pulling things out. I think that we bring 396 00:18:04,359 --> 00:18:06,080 Speaker 2: him into the conversation when when I bring in the 397 00:18:06,080 --> 00:18:08,840 Speaker 2: financial planner to say. 398 00:18:08,720 --> 00:18:11,080 Speaker 1: Yes, you're saying having your mom an opportunity just to 399 00:18:11,119 --> 00:18:13,880 Speaker 1: speak without the presence of your dad, who probably has 400 00:18:13,920 --> 00:18:15,800 Speaker 1: like an overwhelming like. 401 00:18:15,880 --> 00:18:20,919 Speaker 2: Yes, yeah, because my dad is like you know nickel 402 00:18:20,960 --> 00:18:24,639 Speaker 2: dime coter twist this knob, the pulley is, you know, 403 00:18:24,720 --> 00:18:26,600 Speaker 2: like he has a whole and I guess you kind 404 00:18:26,600 --> 00:18:28,480 Speaker 2: of and I can understand it's feeling like, well, wait, 405 00:18:28,680 --> 00:18:30,919 Speaker 2: I want to I have something to say, you know, 406 00:18:31,000 --> 00:18:33,199 Speaker 2: like he's retired and they're you know, and they're honestly, 407 00:18:33,240 --> 00:18:36,080 Speaker 2: they're good. But it's just, you know, I think that 408 00:18:36,200 --> 00:18:38,120 Speaker 2: she just is like, well, I know that the plan 409 00:18:38,240 --> 00:18:39,919 Speaker 2: requires me to stay another year or two, but what 410 00:18:39,920 --> 00:18:42,159 Speaker 2: if I want to leave next year? Yeah, you know, 411 00:18:42,320 --> 00:18:43,679 Speaker 2: or what if I want to you know? And so 412 00:18:44,320 --> 00:18:45,800 Speaker 2: he's like, that's not part of the plan. I'm like, 413 00:18:45,880 --> 00:18:48,280 Speaker 2: but daddy, you have to acknowledge that the plans can. 414 00:18:48,280 --> 00:18:54,119 Speaker 1: Change into your dad one day. I don't ask any questions, 415 00:18:54,160 --> 00:18:55,720 Speaker 1: just follow follow the book. 416 00:18:56,440 --> 00:18:58,840 Speaker 2: Yes, here's the book. The book has been written has 417 00:18:58,880 --> 00:19:01,120 Speaker 2: in the books of as well. We put five kids 418 00:19:01,160 --> 00:19:04,399 Speaker 2: through college and their masters. We have a house. We have, 419 00:19:04,760 --> 00:19:06,919 Speaker 2: you know, no real debt, like you know, like the 420 00:19:06,960 --> 00:19:10,440 Speaker 2: plan is working and it's like, don't don't deviate from 421 00:19:10,440 --> 00:19:13,680 Speaker 2: the plan. So it's like, yeah, just her opportunity to say, well, 422 00:19:13,720 --> 00:19:15,919 Speaker 2: this is what I think and feel and then bringing 423 00:19:15,920 --> 00:19:18,280 Speaker 2: someone into Yeah, that is something. 424 00:19:17,960 --> 00:19:21,560 Speaker 1: That we worked on. We fought a lot about, like 425 00:19:22,960 --> 00:19:25,760 Speaker 1: activities that make us happy that we don't have in common, 426 00:19:26,160 --> 00:19:28,560 Speaker 1: that costs money, like that was our That's something that 427 00:19:28,560 --> 00:19:31,480 Speaker 1: we sort of were budheads about. Well actually more so 428 00:19:31,640 --> 00:19:33,600 Speaker 1: like I would just shoot down anything that I did 429 00:19:34,080 --> 00:19:36,199 Speaker 1: that I didn't think was like, you know, a useful, 430 00:19:36,840 --> 00:19:42,040 Speaker 1: a useful way to spend resources on gadgets and car 431 00:19:42,160 --> 00:19:45,200 Speaker 1: accessories and stuff. Meanwhile, here I am a Lotti dog 432 00:19:45,240 --> 00:19:47,919 Speaker 1: going to like a million Broadway shows and contents and 433 00:19:47,960 --> 00:19:53,000 Speaker 1: stuff like this culture it's you know, it's not a thing, 434 00:19:53,160 --> 00:19:54,240 Speaker 1: it's an experience. 435 00:19:54,680 --> 00:19:57,159 Speaker 2: Gosh, that was so me. I look back, I was like, 436 00:19:57,200 --> 00:19:59,280 Speaker 2: oh my goodness. Do you have any times I'm like, oh, 437 00:19:59,320 --> 00:20:01,960 Speaker 2: I'm traveling this and that And He's like, oh, you know, 438 00:20:02,440 --> 00:20:04,240 Speaker 2: I think i'd like to get a speaker, and I'm like, 439 00:20:04,640 --> 00:20:05,560 Speaker 2: absolutely not. 440 00:20:05,800 --> 00:20:08,880 Speaker 1: Yeah. First of all, the speaker thing we talked about 441 00:20:08,920 --> 00:20:09,399 Speaker 1: it what is it? 442 00:20:09,440 --> 00:20:11,600 Speaker 2: But anyway, but you know what I mean, it is 443 00:20:11,640 --> 00:20:13,240 Speaker 2: kind of messed up, like relativity because you just came 444 00:20:13,280 --> 00:20:16,080 Speaker 2: back from Jamaica. I'm like, you know the differ. Yeah, No, 445 00:20:16,280 --> 00:20:19,040 Speaker 2: it is good to have outside, an outside you know, 446 00:20:19,240 --> 00:20:22,880 Speaker 2: person to kind of come in and look and say, hey, 447 00:20:23,840 --> 00:20:26,520 Speaker 2: there's actually room for both your plans to work you know, 448 00:20:27,160 --> 00:20:30,760 Speaker 2: congruently together, you know, like so, and I suspect that 449 00:20:30,800 --> 00:20:33,000 Speaker 2: it is. I know that there's there's more than enough there. 450 00:20:33,320 --> 00:20:36,200 Speaker 2: So I'm actually really curious because it's been a while since, 451 00:20:36,200 --> 00:20:39,440 Speaker 2: like I've maybe since college, since like I've seen all 452 00:20:39,480 --> 00:20:43,280 Speaker 2: of their financials like on paper, you know. Yeah, so 453 00:20:43,280 --> 00:20:46,959 Speaker 2: I'm really curious to see like what I know. So 454 00:20:47,040 --> 00:20:48,480 Speaker 2: I'll report back as much as I can. I know 455 00:20:48,520 --> 00:20:50,840 Speaker 2: my mom probably, I'm like, if you know my mom, 456 00:20:50,880 --> 00:20:53,360 Speaker 2: please say nothing because she'll be like Tiffany, gosh, darn it. 457 00:20:53,680 --> 00:20:54,240 Speaker 2: Let me tell me. 458 00:20:55,760 --> 00:20:57,160 Speaker 1: That was one of the hardest things for me as 459 00:20:57,200 --> 00:20:59,840 Speaker 1: a reporter when I used to have to interview interview 460 00:21:00,080 --> 00:21:02,960 Speaker 1: older people who were close to retirement age, and you want, like, 461 00:21:03,000 --> 00:21:05,399 Speaker 1: if you're going to really write it like a satisfactory 462 00:21:05,440 --> 00:21:07,560 Speaker 1: story where the reader feels like they're getting the full picture, 463 00:21:07,600 --> 00:21:09,399 Speaker 1: you need to ask about numbers, like how much have 464 00:21:09,520 --> 00:21:12,440 Speaker 1: you saved? And you know, how much are you? Are 465 00:21:12,480 --> 00:21:15,120 Speaker 1: you getting an income every month? You know, to spend 466 00:21:15,119 --> 00:21:17,359 Speaker 1: on your lifestyle, and you get you get used to 467 00:21:17,359 --> 00:21:20,600 Speaker 1: like asking those personal questions and some people will answer. 468 00:21:20,640 --> 00:21:22,919 Speaker 1: But I found that a lot of parents would tell me, 469 00:21:23,280 --> 00:21:25,200 Speaker 1: don't you dare print this. I don't want my kids 470 00:21:25,200 --> 00:21:28,560 Speaker 1: to know. I got that. I got that answer a lot. 471 00:21:28,680 --> 00:21:31,320 Speaker 1: So it's it's just I mean, I I yeah, it's funny, 472 00:21:31,320 --> 00:21:32,960 Speaker 1: but it's great that your mom doesn't feel that way 473 00:21:32,960 --> 00:21:34,520 Speaker 1: about you. 474 00:21:34,240 --> 00:21:36,440 Speaker 2: Well about me. But I'm sure she'd be like, you 475 00:21:36,760 --> 00:21:38,679 Speaker 2: told who what? But she hasn't listened to the podcast, 476 00:21:38,720 --> 00:21:41,920 Speaker 2: and if you know her, please be quiet. So she's like, yes, 477 00:21:42,680 --> 00:21:50,320 Speaker 2: tell exactly, you tell the world. So sidebar, I purchased bitcoin? 478 00:21:51,000 --> 00:21:52,240 Speaker 1: Did you really? Okay? 479 00:21:52,400 --> 00:21:54,640 Speaker 2: Yes? So well here's why, because I said, you know what, 480 00:21:55,359 --> 00:21:58,840 Speaker 2: I wasn't going to. But then for the Literature Academy, 481 00:21:58,920 --> 00:22:01,280 Speaker 2: everyone was asking me and you get a big coin instructor. 482 00:22:01,359 --> 00:22:04,040 Speaker 2: So I interviewed about five or six different people and 483 00:22:04,080 --> 00:22:06,400 Speaker 2: I was like, yeah, most people weren't fit until I 484 00:22:06,400 --> 00:22:09,439 Speaker 2: met this woman named Cassandra Cummings. And what I liked 485 00:22:09,440 --> 00:22:11,840 Speaker 2: about her is that she wasn't a big cooin instructor. 486 00:22:11,880 --> 00:22:13,520 Speaker 2: And I realized that's what didn't sit well with me 487 00:22:13,560 --> 00:22:17,600 Speaker 2: about everybody else that they were quote unquote bigcoin instructors. 488 00:22:17,600 --> 00:22:22,000 Speaker 2: And Cassandra is an investing instructor. She's a CFP and 489 00:22:23,040 --> 00:22:25,280 Speaker 2: a CPA. So here's a woman who just had a 490 00:22:25,280 --> 00:22:30,040 Speaker 2: really strong financial background period. And then in conjunction to 491 00:22:30,119 --> 00:22:34,800 Speaker 2: teaching about folks, especially women, about investing, she you know, 492 00:22:34,920 --> 00:22:38,359 Speaker 2: started teaching that here's an alternate, not an alternative, but 493 00:22:38,520 --> 00:22:40,720 Speaker 2: in addition to what you're already doing. You know, bigcoin 494 00:22:40,760 --> 00:22:43,040 Speaker 2: is the thing, let's talk about cryptocurrencies. So I like 495 00:22:43,160 --> 00:22:45,600 Speaker 2: that that she was really well balanced versus just being 496 00:22:45,600 --> 00:22:47,320 Speaker 2: this one thing. And what I liked too is that 497 00:22:47,359 --> 00:22:50,600 Speaker 2: she had already built this really great, robust community called 498 00:22:52,680 --> 00:22:55,160 Speaker 2: stocks and Stilettos, and so I had her come on 499 00:22:55,680 --> 00:22:58,439 Speaker 2: to teach a lesson and it was really good. Like 500 00:22:58,960 --> 00:23:00,720 Speaker 2: even me who had done a little bit of research, 501 00:23:00,800 --> 00:23:04,000 Speaker 2: it really helped to explain what cryptocurrency was and you know, 502 00:23:04,400 --> 00:23:06,720 Speaker 2: why bigcoin is this big thing, and what does it 503 00:23:06,760 --> 00:23:09,520 Speaker 2: really mean and even how to purchase it? And so 504 00:23:09,640 --> 00:23:11,879 Speaker 2: I said I always like to do what I what, 505 00:23:12,240 --> 00:23:14,600 Speaker 2: you know, my dream builders and dream catchers are doing. 506 00:23:14,760 --> 00:23:16,400 Speaker 2: So I said, you know what, I'm going to sign 507 00:23:16,480 --> 00:23:19,280 Speaker 2: up for this website coinbase that she was talking about, 508 00:23:19,280 --> 00:23:21,440 Speaker 2: and let's see how easy it is. Honestly, Maddy. It 509 00:23:21,480 --> 00:23:24,200 Speaker 2: took me five minutes and I bought ten dollars worth 510 00:23:24,200 --> 00:23:26,560 Speaker 2: of bit coin just to see. And I was like, wow, 511 00:23:26,920 --> 00:23:30,399 Speaker 2: she's she's a great teacher because this was super super 512 00:23:30,440 --> 00:23:33,880 Speaker 2: easy and yeah, so I don't know. I was telling 513 00:23:34,760 --> 00:23:37,600 Speaker 2: Superman about it. He was like, let's buy more, and 514 00:23:37,640 --> 00:23:40,720 Speaker 2: I was like, so we're talking about, like, you know, 515 00:23:40,840 --> 00:23:42,480 Speaker 2: let's do a little bit more research to see, like, 516 00:23:43,040 --> 00:23:45,600 Speaker 2: because there are other kind of cryptocurrencies out there. But 517 00:23:45,680 --> 00:23:48,040 Speaker 2: I'm definitely now that I know how to do it 518 00:23:48,320 --> 00:23:50,080 Speaker 2: and understand that a little bit more, we should have 519 00:23:50,119 --> 00:23:51,360 Speaker 2: her on as a guest because she was, like I said, 520 00:23:51,480 --> 00:23:55,040 Speaker 2: was really great at explaining step by step. I felt like, 521 00:23:55,520 --> 00:23:57,280 Speaker 2: you know, I was taking like a second grade class 522 00:23:57,280 --> 00:24:00,760 Speaker 2: in cryptocurrency. And I was like, oh, I get it, 523 00:24:01,040 --> 00:24:03,600 Speaker 2: you know, yeah, I know. 524 00:24:03,600 --> 00:24:05,119 Speaker 1: Our listeners are like, why don't you have her on 525 00:24:05,119 --> 00:24:06,320 Speaker 1: the show, Tiffany. 526 00:24:06,960 --> 00:24:09,119 Speaker 2: Now, I'm gonna know, I'm sure she would love this. Yes, 527 00:24:09,280 --> 00:24:11,640 Speaker 2: Cassandra coming, she was really, like I said, really good 528 00:24:11,640 --> 00:24:14,320 Speaker 2: at explaining it and just really And what I liked 529 00:24:14,560 --> 00:24:17,160 Speaker 2: is that she was realistic and like, don't be a fool. 530 00:24:17,240 --> 00:24:19,240 Speaker 2: All your money should not be in bitcoin. It should 531 00:24:19,240 --> 00:24:22,040 Speaker 2: be a very small percentage of your overall investing strategy, 532 00:24:23,240 --> 00:24:26,480 Speaker 2: and that it's very very volatile and risky, and that 533 00:24:26,560 --> 00:24:29,119 Speaker 2: you could be wealthy on paper today and literally broke 534 00:24:29,160 --> 00:24:31,640 Speaker 2: on paper tomorrow, but broke in real life tomorrow because 535 00:24:31,640 --> 00:24:33,760 Speaker 2: you put all your money into that. So I just 536 00:24:33,880 --> 00:24:36,320 Speaker 2: liked that she was realistic and like I said, the 537 00:24:36,600 --> 00:24:38,479 Speaker 2: coin base of whatever website she's told used to use, 538 00:24:38,520 --> 00:24:40,119 Speaker 2: I was like, oh, this is super duper. 539 00:24:42,119 --> 00:24:44,200 Speaker 1: Remember when we talked about bitcoin. 540 00:24:44,600 --> 00:24:46,879 Speaker 2: Yes, but I had never used it, so I was like, 541 00:24:46,920 --> 00:24:48,439 Speaker 2: I don't know how it works, you know, Like I 542 00:24:48,480 --> 00:24:51,080 Speaker 2: was like, this seems hard, or like how do you 543 00:24:51,080 --> 00:24:52,679 Speaker 2: even get your money? But what we talked about, I 544 00:24:52,680 --> 00:24:54,800 Speaker 2: don't even know if you get your money back. And 545 00:24:55,040 --> 00:24:57,840 Speaker 2: now that I've been on I'm like, oh, this is easy. 546 00:24:59,160 --> 00:25:01,000 Speaker 2: But yeah, I think we sh definitely have somebody just 547 00:25:01,119 --> 00:25:02,680 Speaker 2: because it's all the rage right now, so we should 548 00:25:02,680 --> 00:25:03,160 Speaker 2: definitely be. 549 00:25:03,680 --> 00:25:05,359 Speaker 1: I did post in the group we just did a 550 00:25:05,400 --> 00:25:07,840 Speaker 1: whole guide on the bitcoin and how you sell it, 551 00:25:07,880 --> 00:25:09,439 Speaker 1: how to invest it, can you buy it with a 552 00:25:09,480 --> 00:25:11,760 Speaker 1: credit card, how to spend it. I posted it in 553 00:25:11,880 --> 00:25:15,520 Speaker 1: the Facebook group. I'll repost it for everyone listening if 554 00:25:15,520 --> 00:25:17,240 Speaker 1: you want a guide to if you just want a 555 00:25:17,240 --> 00:25:20,520 Speaker 1: beginner's guide to bitcoin, it tells you. It gave me 556 00:25:20,560 --> 00:25:22,920 Speaker 1: a really good sense to. I had my favorite writer, 557 00:25:23,000 --> 00:25:27,200 Speaker 1: Bob Sullivan, do an excellent like explainerround the history of cryptocurrency, 558 00:25:27,240 --> 00:25:29,840 Speaker 1: the other types of cryptocurrency that are out there, what 559 00:25:30,040 --> 00:25:33,320 Speaker 1: it even is. And the conclusion is the same. It's 560 00:25:33,400 --> 00:25:35,920 Speaker 1: that if you have play money that you don't mind losing, sure, 561 00:25:35,960 --> 00:25:39,439 Speaker 1: I go and out buy some bitcoin. But we posted this. 562 00:25:40,000 --> 00:25:41,879 Speaker 1: We posted a graphic in the story, which is I 563 00:25:41,880 --> 00:25:44,000 Speaker 1: think very telling. If you look at the trajectory of 564 00:25:44,040 --> 00:25:46,760 Speaker 1: the value of bitcoin, you know, a year ago being 565 00:25:46,800 --> 00:25:50,640 Speaker 1: almost near zero dollars and today being worth over sixteen 566 00:25:50,640 --> 00:25:53,600 Speaker 1: thousand dollars a coin. Actually, I just I checked that 567 00:25:53,680 --> 00:25:55,720 Speaker 1: number two days ago, so who knows where it's at now? 568 00:25:55,920 --> 00:25:56,399 Speaker 1: It changes. 569 00:25:56,359 --> 00:25:58,760 Speaker 2: It's at nineteen thousand left. 570 00:25:58,720 --> 00:26:02,200 Speaker 1: My check, okay, and higher. But it just can turn 571 00:26:02,440 --> 00:26:05,720 Speaker 1: like a dime, like it'll It's so volatile. And it's 572 00:26:05,800 --> 00:26:09,359 Speaker 1: only picked up in the last couple of months that 573 00:26:09,440 --> 00:26:11,000 Speaker 1: it's been blowing up like it is now. And I 574 00:26:11,040 --> 00:26:13,720 Speaker 1: don't know. I just feel like as an investor in 575 00:26:13,800 --> 00:26:16,000 Speaker 1: like you know, reading things like reading the whole Warren 576 00:26:16,000 --> 00:26:20,400 Speaker 1: Buffett Philosophy and the Jack Vogel Jack Vogel Philosophy about investing. 577 00:26:21,040 --> 00:26:23,520 Speaker 1: For me, it's like when everyone's talking about it and 578 00:26:23,560 --> 00:26:25,520 Speaker 1: it seems like the hot new thing, that's when I 579 00:26:25,600 --> 00:26:28,639 Speaker 1: am afraid to put my hat in the ring, like 580 00:26:29,400 --> 00:26:32,119 Speaker 1: because like the housing crisis, that's when everyone was like, 581 00:26:32,160 --> 00:26:34,080 Speaker 1: buy a house, buy a house, no money down, like 582 00:26:34,520 --> 00:26:38,280 Speaker 1: you know, buy three houses. To me, it just feels like, 583 00:26:38,680 --> 00:26:41,680 Speaker 1: all right, take a step back, the hot new thing 584 00:26:41,720 --> 00:26:43,680 Speaker 1: maybe isn't the best thing for you and think about it. 585 00:26:43,760 --> 00:26:47,359 Speaker 2: Yeah, oh and look it just fail. I'm just on 586 00:26:47,440 --> 00:26:50,920 Speaker 2: coinbase right now. It just feil twenty five hundred dollars 587 00:26:50,960 --> 00:26:53,159 Speaker 2: in the past hour. It was nineteen thousand and now 588 00:26:53,160 --> 00:26:54,800 Speaker 2: it's fifteen in one hour. 589 00:26:55,400 --> 00:26:57,439 Speaker 1: Yeah. I think it's fun to like maybe put some 590 00:26:57,640 --> 00:27:00,080 Speaker 1: but you put tent. You can buy one thing. I 591 00:27:00,119 --> 00:27:02,360 Speaker 1: didn't know, so you can just buy like ten dollars worth. 592 00:27:02,359 --> 00:27:05,439 Speaker 1: You don't have to spend like nineteen thousand dollars for 593 00:27:05,520 --> 00:27:06,760 Speaker 1: one bitcoin, do you. 594 00:27:06,600 --> 00:27:08,280 Speaker 2: Yeah, which I like. That's what I liked about it 595 00:27:08,280 --> 00:27:10,119 Speaker 2: because I was like, oh, and you can automate it. 596 00:27:10,119 --> 00:27:12,440 Speaker 2: So let's just say you're like, you know what, I'm 597 00:27:12,440 --> 00:27:16,520 Speaker 2: not gonna eat I eat out out lunch every day 598 00:27:16,600 --> 00:27:19,080 Speaker 2: during the week, and lunch is ten dollars, and so 599 00:27:19,119 --> 00:27:21,320 Speaker 2: you say yourself, Okay, on Wednesday, I'm not going to 600 00:27:21,359 --> 00:27:23,280 Speaker 2: eat out lunch. I'll eat from home, and I'm just 601 00:27:23,320 --> 00:27:26,760 Speaker 2: gonna buy ten dollars worth of a cryptocurrency a week. 602 00:27:26,800 --> 00:27:29,440 Speaker 2: You can actually set it to buy the ten dollars, like, Okay, 603 00:27:29,520 --> 00:27:32,399 Speaker 2: every Wednesday, my lunch money will go toward buying it. 604 00:27:32,480 --> 00:27:36,119 Speaker 2: So that's what I would probably probably do is just like, oh, 605 00:27:36,240 --> 00:27:38,199 Speaker 2: it's money, like you said, kind of play money, and 606 00:27:38,240 --> 00:27:39,800 Speaker 2: you can literally just set it to let it buy 607 00:27:39,840 --> 00:27:42,280 Speaker 2: weekly for you or just buy one time and just 608 00:27:42,359 --> 00:27:44,280 Speaker 2: leave it and say, well, you never know, let's see, 609 00:27:44,320 --> 00:27:45,440 Speaker 2: you know, so. 610 00:27:45,440 --> 00:27:46,960 Speaker 1: What's your ten dollars worth? Now? 611 00:27:49,119 --> 00:27:51,800 Speaker 2: Well, it's going down because you know bitcoin fail. Actually 612 00:27:51,840 --> 00:27:53,960 Speaker 2: it just fell again. Wow, while we were talking right now, 613 00:27:54,119 --> 00:27:57,679 Speaker 2: it felt it just fell another fifteen dollars while we 614 00:27:57,680 --> 00:28:01,160 Speaker 2: were just talking, which is fine. No, because I bought 615 00:28:01,240 --> 00:28:05,000 Speaker 2: ten dollars and I don't even know like what is 616 00:28:06,440 --> 00:28:10,520 Speaker 2: whatever percentage like of twenty percent, So my ten dollars 617 00:28:10,520 --> 00:28:12,920 Speaker 2: is now worth eight dollars. I'm it's gone down. Yeah, 618 00:28:12,960 --> 00:28:15,080 Speaker 2: it's gone down twenty percent, and tomorrow it goes up. 619 00:28:15,119 --> 00:28:17,919 Speaker 2: Then it'll go up. But imagine for people who have 620 00:28:18,040 --> 00:28:21,119 Speaker 2: put one hundred, two hundred, three hundred thousand dollars and 621 00:28:22,160 --> 00:28:24,560 Speaker 2: now you're what you have in there is worth twenty 622 00:28:24,600 --> 00:28:26,879 Speaker 2: percent less in an hour, and while we're speaking, it's 623 00:28:27,520 --> 00:28:28,240 Speaker 2: go ahead. Yeah. 624 00:28:28,320 --> 00:28:30,119 Speaker 1: Another thing that people may not realize is this is 625 00:28:30,160 --> 00:28:33,400 Speaker 1: not regulated. It's not FDIC insured like a savings account. 626 00:28:33,480 --> 00:28:36,439 Speaker 1: If you lose bitcoin, you can't get it back. And 627 00:28:36,560 --> 00:28:38,560 Speaker 1: one thing that's been happening that we cover in our 628 00:28:38,600 --> 00:28:42,280 Speaker 1: guide is that bitcoin there's people out there who like hackers, 629 00:28:42,320 --> 00:28:45,000 Speaker 1: who are who are obsessively trying to find people to 630 00:28:45,080 --> 00:28:47,760 Speaker 1: hack their computers and get their bitcoin. And if they 631 00:28:47,760 --> 00:28:50,800 Speaker 1: successfully take your bitcoin, you you can't get it back. 632 00:28:50,840 --> 00:28:54,720 Speaker 1: There's no poop. Yeah, like there's no relation for it. 633 00:28:54,800 --> 00:28:57,520 Speaker 1: So it's very it's just really risky. So just goes 634 00:28:57,560 --> 00:29:00,760 Speaker 1: back to the idea that you know, don't don't use 635 00:29:00,800 --> 00:29:02,240 Speaker 1: money that you're not willing to lose. 636 00:29:03,000 --> 00:29:05,840 Speaker 2: Yes, one of the reasons why I said no. To 637 00:29:05,880 --> 00:29:07,440 Speaker 2: one of the instructors, and she was really nice and 638 00:29:07,480 --> 00:29:09,400 Speaker 2: she seemed knowledgeable. But then she told me that all 639 00:29:09,440 --> 00:29:12,719 Speaker 2: of her money was in bitcoin, all of it. And 640 00:29:12,760 --> 00:29:15,960 Speaker 2: I said, way, I don't understand. She was like no, yeah. 641 00:29:16,000 --> 00:29:18,040 Speaker 2: So like she's like, you know, I just find different vendors, 642 00:29:18,080 --> 00:29:21,680 Speaker 2: like my my trainer, because she had like a personal trainer. 643 00:29:21,920 --> 00:29:24,720 Speaker 2: They take bitcoin, and I order my groceries to be 644 00:29:24,800 --> 00:29:27,400 Speaker 2: and I'm like, girl, you can't talk to the drink 645 00:29:27,400 --> 00:29:28,520 Speaker 2: captures because that. 646 00:29:28,560 --> 00:29:32,360 Speaker 3: Is unwise, Like I cannot in good conscious Like I 647 00:29:32,480 --> 00:29:34,680 Speaker 3: only like one of the people who got into bitcoin 648 00:29:34,720 --> 00:29:37,160 Speaker 3: early on because it was like, yeah, if the system 649 00:29:37,440 --> 00:29:39,640 Speaker 3: like this is going to be the way we break 650 00:29:39,640 --> 00:29:40,960 Speaker 3: financial institutions. 651 00:29:41,120 --> 00:29:43,400 Speaker 1: I mean, that was the whole reason. That's really the 652 00:29:44,160 --> 00:29:47,120 Speaker 1: impetus for bitcoin was to be like the anti traditional 653 00:29:47,400 --> 00:29:50,400 Speaker 1: we're not bitcoin, but like cryptocurrencies. Was to have a 654 00:29:50,440 --> 00:29:52,600 Speaker 1: way to like create a currency that's not going to 655 00:29:52,600 --> 00:29:55,240 Speaker 1: be tracked by the government, that's tied to its own 656 00:29:55,240 --> 00:29:59,480 Speaker 1: inherent value. And like during the Occupy Wall Street movement, 657 00:29:59,560 --> 00:30:02,120 Speaker 1: this was the thing they wanted to use Bitcoin and 658 00:30:02,160 --> 00:30:04,960 Speaker 1: some some like progressive stores would let you use bitcoin 659 00:30:05,000 --> 00:30:07,240 Speaker 1: to pay for things, and I think even now like 660 00:30:07,320 --> 00:30:10,200 Speaker 1: Amazon you can use or some like major websites except 661 00:30:10,240 --> 00:30:14,000 Speaker 1: bitcoin anyway, But those fanatics like, I don't know, that 662 00:30:14,120 --> 00:30:14,680 Speaker 1: seems like. 663 00:30:15,600 --> 00:30:17,400 Speaker 2: It's not why. I mean, first of all, it's literally 664 00:30:17,480 --> 00:30:20,880 Speaker 2: not wise in any sector. So like they have a 665 00:30:20,880 --> 00:30:22,880 Speaker 2: one hundred percent of your money in real estate, one 666 00:30:22,960 --> 00:30:27,040 Speaker 2: hundred percent in bonds, one hundred percent in individual stocks. 667 00:30:27,080 --> 00:30:29,200 Speaker 2: It's just not wise, you know what I mean. So 668 00:30:29,520 --> 00:30:32,360 Speaker 2: it's just when she said that, I was like, yeah, 669 00:30:32,360 --> 00:30:34,000 Speaker 2: I don't think you're a fit. And it was weird 670 00:30:34,040 --> 00:30:35,920 Speaker 2: because I had a guy that I interviewed and he 671 00:30:36,040 --> 00:30:37,520 Speaker 2: was like, just so you know, I'm a little firm. 672 00:30:37,560 --> 00:30:39,920 Speaker 2: I don't believe in that touchy feely stuff. I'm like 673 00:30:39,960 --> 00:30:43,080 Speaker 2: a father figure. I'm like, oh, oh yeah, that will 674 00:30:43,120 --> 00:30:46,320 Speaker 2: be a fit for three hundred thousand women of color 675 00:30:47,200 --> 00:30:49,040 Speaker 2: to say I'm your daddy. You're gonna listen to me. 676 00:30:49,480 --> 00:30:51,040 Speaker 2: I was like, I say, you are not a fit. 677 00:30:51,120 --> 00:30:51,680 Speaker 1: That's crapy. 678 00:30:52,360 --> 00:30:56,960 Speaker 2: Yes it is crazy. Oh but yeah, so we found 679 00:30:56,960 --> 00:30:58,640 Speaker 2: it so hopefull. Well we'll try to get cut. You're 680 00:30:58,640 --> 00:30:59,280 Speaker 2: on in the new year. 681 00:31:00,000 --> 00:31:00,840 Speaker 1: Okay, words. 682 00:31:07,680 --> 00:31:11,880 Speaker 2: That time. Now it's trying to break or boost, break 683 00:31:12,240 --> 00:31:14,560 Speaker 2: or boost. Even though I'm in a great mood, I'm 684 00:31:14,560 --> 00:31:15,520 Speaker 2: not gonna boost today. 685 00:31:16,040 --> 00:31:17,160 Speaker 1: I wasn't gonna boost either. 686 00:31:17,960 --> 00:31:19,800 Speaker 2: Ooh, well, well they're gonna have to get this work. 687 00:31:21,360 --> 00:31:24,280 Speaker 1: I mean, maybe I'll find a positive spanbit go ahead. 688 00:31:24,760 --> 00:31:28,640 Speaker 2: So yeah, I'm like, huh, so I am going to 689 00:31:29,200 --> 00:31:33,920 Speaker 2: break from sense of entitlement. So earlier today, I was 690 00:31:33,920 --> 00:31:36,200 Speaker 2: in a dream Catcher group and a woman let's just 691 00:31:36,200 --> 00:31:41,000 Speaker 2: call her Mary wrote me and said, hey, you know, 692 00:31:41,200 --> 00:31:45,680 Speaker 2: I was loving this group until would she say? I 693 00:31:45,720 --> 00:31:47,760 Speaker 2: was really starting to enjoy this group until I saw 694 00:31:47,800 --> 00:31:52,160 Speaker 2: the latest post a black woman only wanting black women's opinions? 695 00:31:52,560 --> 00:31:53,959 Speaker 2: How would that have worked if it was the other 696 00:31:54,000 --> 00:31:56,960 Speaker 2: way around. If I would have posted that and said, basically, 697 00:31:56,960 --> 00:31:58,920 Speaker 2: black women, you have nothing of value that you can 698 00:31:58,960 --> 00:32:02,960 Speaker 2: tell me? Wow? Is that allowed racist? Much? And so honestly, 699 00:32:03,040 --> 00:32:05,800 Speaker 2: my knee jerk reaction was like, what that's crazy? So 700 00:32:05,840 --> 00:32:09,200 Speaker 2: I was like about the type to LORI, Mary, whatever 701 00:32:09,360 --> 00:32:12,080 Speaker 2: she's going on. I was about to turn to Mary, 702 00:32:12,320 --> 00:32:15,720 Speaker 2: Oh my goodness, you're right like no one. The way 703 00:32:15,760 --> 00:32:19,320 Speaker 2: she worded it, I thought she gave advice. And someone 704 00:32:19,400 --> 00:32:21,760 Speaker 2: said I don't want to hear advice from anyone who's 705 00:32:21,800 --> 00:32:23,240 Speaker 2: not black. That's what I thought. That's the way it 706 00:32:23,280 --> 00:32:26,000 Speaker 2: was worded, because so as I was scrolling through, I 707 00:32:26,080 --> 00:32:30,760 Speaker 2: found the post, and the post was a meme that said, 708 00:32:31,520 --> 00:32:34,720 Speaker 2: black women who are thirty five and above in age, 709 00:32:36,320 --> 00:32:40,080 Speaker 2: what advice do you have for Black women in their twenties? Thoughts? 710 00:32:40,800 --> 00:32:43,360 Speaker 2: That's what the post said, Black women who are thirty 711 00:32:43,400 --> 00:32:45,440 Speaker 2: five and above in age, what advice do you have 712 00:32:45,520 --> 00:32:47,440 Speaker 2: for Black women in their twenties? Yeah? 713 00:32:47,480 --> 00:32:48,240 Speaker 1: And so different. 714 00:32:48,960 --> 00:32:51,720 Speaker 2: Yes, And I said, Laurie, although I can, I can, 715 00:32:51,840 --> 00:32:54,440 Speaker 2: I can. I didn't say I can understand if I 716 00:32:54,440 --> 00:32:56,520 Speaker 2: took it back so I couldn't understand. I said, although 717 00:32:56,520 --> 00:33:01,080 Speaker 2: I can appreciate your feedback that the post was not racist, 718 00:33:02,240 --> 00:33:07,240 Speaker 2: that that the post was just someone asking for women 719 00:33:07,400 --> 00:33:10,040 Speaker 2: who had it. Didn't say that you had to that 720 00:33:10,040 --> 00:33:12,440 Speaker 2: that she you know, she didn't want non black opinions. 721 00:33:12,720 --> 00:33:15,640 Speaker 2: She just there's a unique there are unique challenges as 722 00:33:15,680 --> 00:33:18,880 Speaker 2: a woman of color faces. And she's saying, as a 723 00:33:18,920 --> 00:33:21,560 Speaker 2: woman of color who has been through those challenges, can 724 00:33:21,600 --> 00:33:25,719 Speaker 2: you basically give assistance to your younger self? You know 725 00:33:25,880 --> 00:33:27,720 Speaker 2: that like that? I didn't, you know, and that's it. 726 00:33:27,760 --> 00:33:28,840 Speaker 2: Like I didn't find it to be really like you 727 00:33:28,840 --> 00:33:30,960 Speaker 2: could have. You could have jumped in and gave some 728 00:33:31,000 --> 00:33:32,960 Speaker 2: advice or whatever. And then of course she did the 729 00:33:32,960 --> 00:33:36,040 Speaker 2: whole all lives matter, like, you know, I know a 730 00:33:36,080 --> 00:33:38,680 Speaker 2: lot of black women, and she put black women in quotes, 731 00:33:38,680 --> 00:33:44,440 Speaker 2: which I thought was weird. 732 00:33:42,360 --> 00:33:44,440 Speaker 1: For actually responding to her nonsense. 733 00:33:44,280 --> 00:33:46,080 Speaker 2: Because I wasn't going to. But I said, you know what, 734 00:33:46,120 --> 00:33:50,840 Speaker 2: this could be a teachable moment. She said. She said 735 00:33:50,880 --> 00:33:52,719 Speaker 2: something like I know a lot of black women, and 736 00:33:53,120 --> 00:33:57,040 Speaker 2: she needs to be removed, and so asking questions that 737 00:33:57,480 --> 00:33:59,280 Speaker 2: would never cross my mind. I don't know. She was like, 738 00:33:59,360 --> 00:34:01,880 Speaker 2: everybody has need to offer black, white, and green or purple, 739 00:34:02,600 --> 00:34:04,680 Speaker 2: and I just said, you know, and then she went 740 00:34:04,680 --> 00:34:06,000 Speaker 2: me back. She was like, well, clearly this is a 741 00:34:06,040 --> 00:34:09,080 Speaker 2: hate group and I'm gonna report it. And that's when 742 00:34:09,080 --> 00:34:10,600 Speaker 2: I was like, well, we don't have anything else to 743 00:34:10,600 --> 00:34:12,920 Speaker 2: say before you get to reporting girl block and band 744 00:34:13,120 --> 00:34:19,000 Speaker 2: you can't report with you can't find And so my 745 00:34:19,080 --> 00:34:23,280 Speaker 2: break is from the sense of entitlement that that that 746 00:34:23,280 --> 00:34:27,080 Speaker 2: that clearly Mary thought because she wasn't the default, meaning 747 00:34:27,480 --> 00:34:30,480 Speaker 2: no one said hey Mary, you can't give your opinion. 748 00:34:30,760 --> 00:34:34,080 Speaker 2: But it wasn't Hey, Mary, I want your opinion. You 749 00:34:34,080 --> 00:34:37,960 Speaker 2: see what I mean that because she because Mary is 750 00:34:38,000 --> 00:34:40,840 Speaker 2: not used to being not the default. Like as a 751 00:34:40,840 --> 00:34:43,280 Speaker 2: woman of color, I'm used to not being the default. 752 00:34:43,320 --> 00:34:45,640 Speaker 2: I'm used to going to the store knowing that most 753 00:34:45,640 --> 00:34:48,640 Speaker 2: of the doll babies are gonna be gonna be white. 754 00:34:48,680 --> 00:34:51,840 Speaker 2: I'm used to getting makeup that says nude and knowing 755 00:34:51,840 --> 00:34:54,200 Speaker 2: that it's not gonna be brown. I'm used to getting pantyholes, 756 00:34:54,239 --> 00:34:56,120 Speaker 2: not that I wear panty hose, and knowing that nude 757 00:34:56,239 --> 00:34:58,080 Speaker 2: is going to be really like, I'm I'm used to 758 00:34:58,120 --> 00:35:00,880 Speaker 2: it not being the default, and I'm angry about it. 759 00:35:00,880 --> 00:35:03,920 Speaker 2: It's just okay, I'm just that's just it. And Mary's 760 00:35:03,960 --> 00:35:06,240 Speaker 2: not used to not being the default. This woman didn't 761 00:35:06,239 --> 00:35:10,919 Speaker 2: say hey, no you know, no Asian, no white, no whatever. 762 00:35:10,960 --> 00:35:13,239 Speaker 2: Women allowed just hey, if you're a black woman, can 763 00:35:13,280 --> 00:35:16,160 Speaker 2: you give advice to your younger self? And I just 764 00:35:16,600 --> 00:35:19,200 Speaker 2: you know, And so I just wanted to take a brown, 765 00:35:19,600 --> 00:35:24,000 Speaker 2: a super brown, break from that sense of entitlement, like girl. 766 00:35:25,200 --> 00:35:27,839 Speaker 2: First of all, one, I started this group, Not I 767 00:35:27,880 --> 00:35:31,720 Speaker 2: started a bunch of Anisa and stuff. Not I started 768 00:35:31,719 --> 00:35:35,480 Speaker 2: the group for women. But I have a special sensitivity 769 00:35:35,760 --> 00:35:39,359 Speaker 2: and focus on women of color because we have been 770 00:35:39,600 --> 00:35:42,920 Speaker 2: left out of the conversation, the financial conversation, more than 771 00:35:43,000 --> 00:35:47,600 Speaker 2: any other group women of color, And so I always 772 00:35:47,600 --> 00:35:49,239 Speaker 2: say I welcome everyone. There are men in that group, 773 00:35:49,280 --> 00:35:51,200 Speaker 2: there are people of all different types of races, but 774 00:35:51,440 --> 00:35:55,480 Speaker 2: know that I am very conscious and sensitive of making 775 00:35:55,520 --> 00:35:59,880 Speaker 2: sure that women of color in particular are served because 776 00:36:00,080 --> 00:36:02,800 Speaker 2: you can literally get served every place else. This is 777 00:36:02,840 --> 00:36:07,080 Speaker 2: the one restaurant where we could get served it, like, 778 00:36:07,120 --> 00:36:09,640 Speaker 2: you know, specifically get served, and so I'm not gonna 779 00:36:09,640 --> 00:36:11,759 Speaker 2: apologize for that. So I was just like, you know, 780 00:36:11,880 --> 00:36:13,920 Speaker 2: I mean, I can understand it, especially if you've never 781 00:36:13,960 --> 00:36:16,719 Speaker 2: been on the other end of not everything not being 782 00:36:16,760 --> 00:36:19,440 Speaker 2: for you. But oh well, girl, like that's what it 783 00:36:19,480 --> 00:36:22,719 Speaker 2: is like. This is Dreamcatchers that everybody is welcome, but 784 00:36:22,800 --> 00:36:27,319 Speaker 2: I'm talking to everyone, but specifically women of color. Yes, 785 00:36:27,600 --> 00:36:30,439 Speaker 2: because it's one of the few places where we get 786 00:36:30,719 --> 00:36:33,880 Speaker 2: spoken to specifically. And if you're mad about that, you know, 787 00:36:34,040 --> 00:36:36,160 Speaker 2: you could take your mad ass and go someplace stuff, 788 00:36:36,200 --> 00:36:37,840 Speaker 2: because first of all, that's not even what racism is. 789 00:36:37,880 --> 00:36:39,160 Speaker 2: I wanted to be like, I need you to google 790 00:36:39,360 --> 00:36:43,600 Speaker 2: and use a dictionary, because racism is not You're talking 791 00:36:43,600 --> 00:36:47,000 Speaker 2: about discrimination. So that's first racism. Someone who does not 792 00:36:47,120 --> 00:36:51,840 Speaker 2: have financial or political power over you cannot be racist 793 00:36:52,120 --> 00:36:54,680 Speaker 2: because that's what racism really is, is that you know, 794 00:36:54,920 --> 00:36:58,320 Speaker 2: based upon the color of someone's skin, you are able 795 00:36:58,360 --> 00:37:03,759 Speaker 2: to impose financial or political power over that person. So 796 00:37:03,920 --> 00:37:06,200 Speaker 2: a post like that is not racist because first of all, 797 00:37:06,400 --> 00:37:08,320 Speaker 2: black people and brown people they don't have the financial 798 00:37:08,360 --> 00:37:11,320 Speaker 2: political power in this country. So we cannot, by that definition, 799 00:37:11,480 --> 00:37:15,160 Speaker 2: really be racist. We might be discriminatory, yes, but no, Mary, 800 00:37:15,360 --> 00:37:16,919 Speaker 2: that's not what it is. And I was like, girl, 801 00:37:17,000 --> 00:37:18,839 Speaker 2: black band, I was trying to be nice and teach 802 00:37:18,840 --> 00:37:20,920 Speaker 2: you or teach you a moment quote unquote, I have 803 00:37:20,960 --> 00:37:23,279 Speaker 2: quote unquote black women at my job. What is quote 804 00:37:23,320 --> 00:37:25,400 Speaker 2: unquote either they are or they aren't. 805 00:37:25,600 --> 00:37:28,759 Speaker 1: So what then you can speak? You could have contributed 806 00:37:28,800 --> 00:37:31,800 Speaker 1: to that conversation because like, was she going to say, Okay, 807 00:37:31,840 --> 00:37:34,160 Speaker 1: so I have five black friends at women black women 808 00:37:34,200 --> 00:37:36,239 Speaker 1: at work, and here's something that I realized they could 809 00:37:36,239 --> 00:37:38,680 Speaker 1: be doing better like that? How would you even start 810 00:37:38,680 --> 00:37:39,920 Speaker 1: to phrase that sort of answer? 811 00:37:40,280 --> 00:37:40,360 Speaker 2: It? 812 00:37:40,480 --> 00:37:43,800 Speaker 1: Just because it kills me that they feel threatned. I 813 00:37:43,800 --> 00:37:46,680 Speaker 1: think it's like a sense of being threatened by any 814 00:37:46,719 --> 00:37:51,560 Speaker 1: conversation that doesn't include you, rather than like being open 815 00:37:51,640 --> 00:37:54,960 Speaker 1: to it. I just wish some people realize that the 816 00:37:54,960 --> 00:37:56,320 Speaker 1: best thing you can do if you want to be 817 00:37:56,360 --> 00:37:59,239 Speaker 1: an ally. This goes toward men and the whole discussions 818 00:37:59,239 --> 00:38:01,839 Speaker 1: around me too and sexual harassment. It goes for white 819 00:38:01,880 --> 00:38:05,719 Speaker 1: women when we're talking about racial inequity between gender black 820 00:38:05,760 --> 00:38:08,239 Speaker 1: women especially, like sometimes the best way to be an 821 00:38:08,280 --> 00:38:10,560 Speaker 1: ally is just to be quiet and let someone else 822 00:38:10,640 --> 00:38:14,359 Speaker 1: do the talking for once. Yeah, not everyone quite has 823 00:38:14,360 --> 00:38:16,400 Speaker 1: gotten that memo yet exactly. 824 00:38:16,440 --> 00:38:18,920 Speaker 2: And that's exactly what it is that sometimes sometimes you 825 00:38:19,040 --> 00:38:20,839 Speaker 2: just you're right. It's just to say, you know what 826 00:38:21,280 --> 00:38:23,000 Speaker 2: this is, I don't have a dog in this fright, 827 00:38:23,080 --> 00:38:26,000 Speaker 2: and it's okay, like you know, like right now, you know, 828 00:38:26,200 --> 00:38:29,680 Speaker 2: maybe it's it's lesbian women talking about you know, how 829 00:38:29,680 --> 00:38:31,880 Speaker 2: they feel this is unfair and it's not for me 830 00:38:31,960 --> 00:38:34,839 Speaker 2: to say, well girl, that's not true. Well how would 831 00:38:34,880 --> 00:38:38,279 Speaker 2: I know? Now would I know? And or like men 832 00:38:38,440 --> 00:38:41,160 Speaker 2: to say, you know, sometimes I feel okay. Sometimes it's 833 00:38:41,160 --> 00:38:42,399 Speaker 2: just for me to say, you know what, I never 834 00:38:42,400 --> 00:38:44,960 Speaker 2: thought about it that way. Let me sit back, observe, read, 835 00:38:45,000 --> 00:38:49,000 Speaker 2: and listen, and honestly, Mandy, the post in the group 836 00:38:49,160 --> 00:38:52,720 Speaker 2: like under the comments. I get chills reading the comment. 837 00:38:52,800 --> 00:38:56,640 Speaker 2: It is so beautiful, like the advice that older women 838 00:38:56,719 --> 00:38:59,080 Speaker 2: are not old or older, but you know, but the 839 00:38:59,160 --> 00:39:02,280 Speaker 2: grice that the women are giving to their younger selves, 840 00:39:02,320 --> 00:39:04,920 Speaker 2: basically to the younger women in the group. I mean, 841 00:39:04,960 --> 00:39:07,640 Speaker 2: it's the most beautiful post. It's like, you know, you're 842 00:39:07,680 --> 00:39:12,360 Speaker 2: more than enough, You're worthy. Don't don't be with anyone 843 00:39:12,600 --> 00:39:14,480 Speaker 2: that would ask you to dim your shine. I mean 844 00:39:14,520 --> 00:39:17,480 Speaker 2: the advice is it is literally the reason why I 845 00:39:17,480 --> 00:39:20,799 Speaker 2: created dream Catchers. That kind of post. I mean, it's just, 846 00:39:21,000 --> 00:39:24,000 Speaker 2: you know, yeah, it's beautiful, and I just thought she 847 00:39:24,320 --> 00:39:27,600 Speaker 2: was so wrapped up in her own whatever that did 848 00:39:27,640 --> 00:39:31,719 Speaker 2: you even read the advice like, It's just it was moving, honestly, 849 00:39:31,800 --> 00:39:34,799 Speaker 2: and so yeah, Mary kicks. 850 00:39:36,640 --> 00:39:39,080 Speaker 1: A well, that was kind of like a break you could. 851 00:39:39,120 --> 00:39:41,080 Speaker 1: You brought it that, you brought the boost at the end, 852 00:39:41,880 --> 00:39:45,279 Speaker 1: the boost for the women supporting each other. May have 853 00:39:45,280 --> 00:39:47,040 Speaker 1: you ever sat down to write a letter to yourself 854 00:39:47,040 --> 00:39:49,960 Speaker 1: at a certain age? Woof? That's some uh yeah, some 855 00:39:49,960 --> 00:39:52,080 Speaker 1: heavy stuff. My therapist told me to do that one time, 856 00:39:52,080 --> 00:39:53,759 Speaker 1: and it took me, like I kept putting it off 857 00:39:53,800 --> 00:39:56,239 Speaker 1: for like a month until I did it. It was 858 00:39:56,320 --> 00:39:59,520 Speaker 1: it was a moment, what about you? 859 00:39:59,640 --> 00:40:01,280 Speaker 2: What is your booth? Your break? 860 00:40:01,600 --> 00:40:07,200 Speaker 1: My break? My break was going to be interviews. I've 861 00:40:07,239 --> 00:40:11,000 Speaker 1: been I feel really really lucky and well not lucky. 862 00:40:11,040 --> 00:40:14,239 Speaker 1: I feel a real sense of responsibility around hiring the 863 00:40:14,280 --> 00:40:16,799 Speaker 1: right people for my team, but such a sense of 864 00:40:17,000 --> 00:40:21,480 Speaker 1: responsibility that I like am over freaking whelmed by the 865 00:40:21,640 --> 00:40:25,040 Speaker 1: hiring process. So we have three to four open positions, 866 00:40:25,239 --> 00:40:29,080 Speaker 1: open applications are pouring in, There's hundreds to go through, 867 00:40:29,560 --> 00:40:32,239 Speaker 1: there's interviews to set up. You know, every interview that 868 00:40:32,280 --> 00:40:34,720 Speaker 1: I do, it's like at least a thirty to forty 869 00:40:34,719 --> 00:40:38,120 Speaker 1: five minute and today to one hour phone conversations with people, 870 00:40:38,680 --> 00:40:41,360 Speaker 1: you know, kind of discussing the role and what it takes. 871 00:40:41,400 --> 00:40:45,040 Speaker 1: Like I don't know, I don't know how anybody like 872 00:40:45,160 --> 00:40:47,440 Speaker 1: does this more efficiently than what I'm trying to do. 873 00:40:47,480 --> 00:40:50,400 Speaker 1: But and it's almost like I'm casting for like a 874 00:40:50,440 --> 00:40:52,279 Speaker 1: film or something. I'm like, I just haven't found the 875 00:40:52,360 --> 00:40:55,440 Speaker 1: right person, the right fit for this part. And just 876 00:40:55,480 --> 00:40:59,240 Speaker 1: like the mental strain of the back and forth, people 877 00:40:59,480 --> 00:41:02,000 Speaker 1: following up up and sending follow up emails and like 878 00:41:02,320 --> 00:41:04,840 Speaker 1: telling people that they you know, you're not interested. You know, 879 00:41:04,840 --> 00:41:06,279 Speaker 1: they don't think they'll be a right fit you have. 880 00:41:06,360 --> 00:41:09,239 Speaker 1: I have to send those emails to people, which which 881 00:41:09,280 --> 00:41:11,799 Speaker 1: is like I could punt it and have the HR 882 00:41:11,880 --> 00:41:14,320 Speaker 1: team email them and say, you know, we're no longer interested. 883 00:41:14,719 --> 00:41:16,440 Speaker 1: But I always just feel like it's better just to 884 00:41:16,440 --> 00:41:18,440 Speaker 1: do it, like out of respect. I'll personally tell you 885 00:41:18,480 --> 00:41:20,799 Speaker 1: because I am the person you've been talking to, you 886 00:41:20,840 --> 00:41:24,040 Speaker 1: know that it's not a good fit. Like sending those 887 00:41:24,040 --> 00:41:27,800 Speaker 1: emails is tough. Yeah, And you know, I had someone 888 00:41:27,840 --> 00:41:31,319 Speaker 1: in an interview be like, well, has anything you know? 889 00:41:31,800 --> 00:41:33,520 Speaker 1: You know, we'll have like a half hour interview and 890 00:41:33,560 --> 00:41:35,160 Speaker 1: then they'll be like, well, is there any reason you 891 00:41:35,160 --> 00:41:38,279 Speaker 1: think I couldn't do this job? I'm like, kind of 892 00:41:38,400 --> 00:41:42,160 Speaker 1: question is this? I mean, I don't really have an 893 00:41:42,160 --> 00:41:45,480 Speaker 1: answer for you. Like I I've only talked to you 894 00:41:45,560 --> 00:41:48,840 Speaker 1: for half an hour. There could be a lot of 895 00:41:48,880 --> 00:41:50,759 Speaker 1: reasons why you can't do it, but I need just 896 00:41:50,800 --> 00:41:53,400 Speaker 1: more than a you know, half hour discussion to decide. 897 00:41:53,920 --> 00:41:56,719 Speaker 1: Somebody today told me that they didn't want you know, 898 00:41:56,760 --> 00:42:00,839 Speaker 1: I'm interviewing for a Pacific specific role and I was asking, uh, 899 00:42:00,880 --> 00:42:03,000 Speaker 1: this person for ideas that they might have if they 900 00:42:03,000 --> 00:42:05,160 Speaker 1: were to be in this role, this creative role, where 901 00:42:05,200 --> 00:42:07,360 Speaker 1: you're creating something, you know, tell me what things you 902 00:42:07,400 --> 00:42:10,360 Speaker 1: would like to create. That's a pretty fair question. And 903 00:42:10,480 --> 00:42:13,919 Speaker 1: the response was, I just want to know that we're 904 00:42:13,920 --> 00:42:16,279 Speaker 1: eventually going to be on track for hiring before I 905 00:42:16,320 --> 00:42:20,160 Speaker 1: tell you my ideas, because I would just be worried that, 906 00:42:20,520 --> 00:42:22,880 Speaker 1: you know, they would be taken from me and I 907 00:42:22,880 --> 00:42:26,759 Speaker 1: wouldn't be you know, hired. And I I was like, 908 00:42:27,440 --> 00:42:30,120 Speaker 1: maybe if this were if I were a tech firm 909 00:42:30,120 --> 00:42:32,719 Speaker 1: and I was asking for the patent model or the 910 00:42:32,840 --> 00:42:36,880 Speaker 1: you know, like the the design of your specific invention 911 00:42:37,080 --> 00:42:39,320 Speaker 1: or whatever. But I'm like, you haven't invented the video, 912 00:42:39,600 --> 00:42:41,960 Speaker 1: Like there's only so many different things you can do, 913 00:42:42,120 --> 00:42:46,960 Speaker 1: Like this isn't you know, like oh my god too. 914 00:42:47,040 --> 00:42:49,920 Speaker 1: But also like seriously, so we're just gonna stare at 915 00:42:49,960 --> 00:42:53,680 Speaker 1: each other like what this is not a productive hour. 916 00:42:54,480 --> 00:42:55,680 Speaker 1: Oh it's exhausting. 917 00:42:56,800 --> 00:42:59,880 Speaker 2: Oh my gosh, I don't even like oh okay. 918 00:43:00,120 --> 00:43:03,320 Speaker 1: I was honestly like, oh okay, So this past forty 919 00:43:03,320 --> 00:43:05,919 Speaker 1: five minutes we've just I mean, I really I looked 920 00:43:05,960 --> 00:43:08,080 Speaker 1: back on the forty five minutes we had spent talking 921 00:43:08,120 --> 00:43:10,799 Speaker 1: so far, and I was like, yeah, nothing here is 922 00:43:10,920 --> 00:43:14,439 Speaker 1: like that spectacular anyway. So what are you holding like. 923 00:43:16,440 --> 00:43:18,920 Speaker 2: Anyway, They're like, whatever, you're going to steal my ideas? Girl? 924 00:43:18,960 --> 00:43:21,160 Speaker 2: Are you going to you're going to start a whole company. 925 00:43:22,200 --> 00:43:24,520 Speaker 1: I will say some things that I've learned having to 926 00:43:24,680 --> 00:43:27,280 Speaker 1: because I come. I usually do it at work, I mean, sorry, 927 00:43:27,480 --> 00:43:29,040 Speaker 1: at home. I wait till I get home and I'll 928 00:43:29,040 --> 00:43:32,240 Speaker 1: read through resumes and cover letters and stuff. I really 929 00:43:32,440 --> 00:43:34,759 Speaker 1: I used to be anti cover letter, like I thought 930 00:43:34,800 --> 00:43:36,960 Speaker 1: it was stupid. They're never going to read this? Why 931 00:43:37,040 --> 00:43:39,520 Speaker 1: write one? I really read them, And when I have 932 00:43:39,640 --> 00:43:41,759 Speaker 1: hundreds to go through, I skip over ones that don't 933 00:43:41,800 --> 00:43:44,560 Speaker 1: give me a cover letter, like unless the resume is spectacular, 934 00:43:45,480 --> 00:43:48,040 Speaker 1: I really do because for me, they're an opportunity to 935 00:43:48,080 --> 00:43:50,080 Speaker 1: see one. Did you even look at the site and 936 00:43:50,239 --> 00:43:54,120 Speaker 1: what we're doing too? Do you even care what we do? 937 00:43:54,120 --> 00:43:56,240 Speaker 1: Do you have an interest in it? And some people 938 00:43:56,280 --> 00:43:59,319 Speaker 1: have convinced me to call them even because of their 939 00:43:59,360 --> 00:44:02,319 Speaker 1: cover letter if their resume doesn't really you know, if 940 00:44:02,360 --> 00:44:06,440 Speaker 1: their resume doesn't show me such like a natural job history, 941 00:44:06,800 --> 00:44:08,840 Speaker 1: you know, if they haven't had bam bam band personal 942 00:44:08,840 --> 00:44:12,880 Speaker 1: finance or financial experience at different businesses and media or whatever, 943 00:44:13,680 --> 00:44:15,680 Speaker 1: but they wrote a killer cover letter, telling me things 944 00:44:15,719 --> 00:44:18,200 Speaker 1: I didn't know about them that would make them a 945 00:44:18,200 --> 00:44:21,040 Speaker 1: good fit for the job. And I've I've marked, you know, 946 00:44:21,120 --> 00:44:23,680 Speaker 1: I've I've pushed them through the process. Because of that, 947 00:44:24,880 --> 00:44:26,600 Speaker 1: I think, I don't know, I think it gives you 948 00:44:26,640 --> 00:44:28,680 Speaker 1: an edge. I say, don't sleep on the cover letter, 949 00:44:28,719 --> 00:44:31,759 Speaker 1: don't make it long, but write a cover letter. 950 00:44:32,800 --> 00:44:34,799 Speaker 2: No, that's smart. I never thought about that. I never. 951 00:44:35,480 --> 00:44:37,480 Speaker 2: I haven't. I don't even know that have I ever 952 00:44:37,560 --> 00:44:39,760 Speaker 2: written a cover letter because my first job was a teacher, 953 00:44:40,239 --> 00:44:42,399 Speaker 2: preschool teacher, and I don't think I had to write 954 00:44:42,400 --> 00:44:45,080 Speaker 2: a cover letter for that, I mean because there was 955 00:44:45,160 --> 00:44:47,960 Speaker 2: more so like come in play with the kids, let's 956 00:44:47,960 --> 00:44:50,000 Speaker 2: see you in action. You know. I think I did 957 00:44:50,080 --> 00:44:53,040 Speaker 2: commit a resume and then after that, honestly I didn't. 958 00:44:53,960 --> 00:44:58,239 Speaker 2: My next job was basically the budget eista. Yeah, you know, 959 00:44:58,480 --> 00:45:03,120 Speaker 2: but definitely like when like when I hire now, I'm 960 00:45:03,160 --> 00:45:05,400 Speaker 2: a little bit more informal, but I have more of 961 00:45:05,400 --> 00:45:07,080 Speaker 2: an informal kind of cover letter. So, yes, you send 962 00:45:07,120 --> 00:45:09,440 Speaker 2: your resume and typically instead of a cover letter, I 963 00:45:09,480 --> 00:45:12,080 Speaker 2: do ask for a statement because I kind of bigger 964 00:45:12,120 --> 00:45:15,319 Speaker 2: to me than specific skill sets, unless I'm hiring for 965 00:45:15,440 --> 00:45:18,719 Speaker 2: like the CFO or that kind of thing, like if 966 00:45:18,719 --> 00:45:22,480 Speaker 2: we're doing like customer support or project management or whatever, 967 00:45:22,480 --> 00:45:24,120 Speaker 2: those are things I can kind of teach. So I'm 968 00:45:24,160 --> 00:45:26,160 Speaker 2: really just your cover letter or the statement that I 969 00:45:26,160 --> 00:45:28,920 Speaker 2: ask for speaks to more of your your state of mind. 970 00:45:29,239 --> 00:45:30,759 Speaker 2: It's really important to me that you're going to fit 971 00:45:30,800 --> 00:45:35,480 Speaker 2: into the company culture. M yeah, but. 972 00:45:36,480 --> 00:45:40,000 Speaker 1: That's another thing much like sorry, I was just going 973 00:45:40,040 --> 00:45:41,799 Speaker 1: to say, it's another thing to think about too. It's 974 00:45:41,800 --> 00:45:46,000 Speaker 1: the people, Like it really is, like with each person 975 00:45:46,080 --> 00:45:48,600 Speaker 1: I'm hiring, I'm thinking about how they're going to interact 976 00:45:48,600 --> 00:45:50,520 Speaker 1: with each other. But I'm building a new team, so 977 00:45:51,120 --> 00:45:53,600 Speaker 1: you don't know if someone three, like the person you 978 00:45:53,680 --> 00:45:56,839 Speaker 1: hired right now is like Okay, I'm really working from 979 00:45:56,880 --> 00:46:00,440 Speaker 1: this personality moving forward. Like you, if you keep like, 980 00:46:00,480 --> 00:46:02,279 Speaker 1: if you keep sort of trying to hire people who 981 00:46:02,280 --> 00:46:04,040 Speaker 1: will fit in with the people you've already hired, you 982 00:46:04,040 --> 00:46:06,000 Speaker 1: can kind of like back yourself into a corner of 983 00:46:06,040 --> 00:46:09,360 Speaker 1: a certain type of person if that makes sense. So 984 00:46:09,560 --> 00:46:12,160 Speaker 1: I'm like, I'm looking for age diversity. I want people 985 00:46:12,200 --> 00:46:16,040 Speaker 1: from different backgrounds, and I think I'm doing an okay job. 986 00:46:16,040 --> 00:46:18,520 Speaker 1: But one thing I realized is when you're when you 987 00:46:18,560 --> 00:46:20,560 Speaker 1: have a lot of new people on a team, there 988 00:46:20,600 --> 00:46:25,280 Speaker 1: is a lack of collaboration, like a lack of chemistry 989 00:46:25,280 --> 00:46:28,759 Speaker 1: because you really, like imagine everybody on their first day 990 00:46:28,760 --> 00:46:30,880 Speaker 1: of school when no one knows each other yet, you know, 991 00:46:31,080 --> 00:46:33,080 Speaker 1: like there's a little bit of awkwardness, like it takes 992 00:46:33,080 --> 00:46:34,759 Speaker 1: a while to get to know people and warm up. 993 00:46:35,320 --> 00:46:38,439 Speaker 1: So I'm I'm seeing that in the office and I'm 994 00:46:38,520 --> 00:46:40,719 Speaker 1: just I'm giving it time. I'm giving people time to 995 00:46:40,760 --> 00:46:42,799 Speaker 1: get accustomed, like they're not only getting to know their 996 00:46:42,920 --> 00:46:45,200 Speaker 1: job like a new job, but it's a new company 997 00:46:45,239 --> 00:46:48,000 Speaker 1: and there's new coworkers coming in all the time, and 998 00:46:48,080 --> 00:46:50,600 Speaker 1: I think it's just like another layer of challenge is 999 00:46:51,040 --> 00:46:55,040 Speaker 1: giving like waiting for that that vibe to happen. That 1000 00:46:55,320 --> 00:46:58,480 Speaker 1: like that you know the office space where everyone sort 1001 00:46:58,520 --> 00:47:00,880 Speaker 1: of knows each other and chats and like gets along 1002 00:47:00,960 --> 00:47:05,000 Speaker 1: and stuff you can't like you can't force it, and 1003 00:47:05,080 --> 00:47:07,600 Speaker 1: I think it takes time. And that's something I wasn't 1004 00:47:07,640 --> 00:47:11,440 Speaker 1: thinking about, being like the the And it's also what 1005 00:47:11,520 --> 00:47:13,320 Speaker 1: happens if you don't hire people that you know that 1006 00:47:13,400 --> 00:47:16,239 Speaker 1: are already your friends, you know, anyone who knows each other. 1007 00:47:16,440 --> 00:47:18,800 Speaker 1: Some startups are like, oh, it's or four roommates from college, 1008 00:47:18,840 --> 00:47:20,680 Speaker 1: and then we just hired our three friends and it's 1009 00:47:20,680 --> 00:47:21,800 Speaker 1: all one big, happy family. 1010 00:47:22,680 --> 00:47:22,919 Speaker 2: Yeah. 1011 00:47:23,520 --> 00:47:27,160 Speaker 1: But because I'm intentionally not doing that, it's it's it's 1012 00:47:27,160 --> 00:47:28,840 Speaker 1: I think it's positive. But it also comes to a 1013 00:47:28,880 --> 00:47:29,799 Speaker 1: set of challenges too. 1014 00:47:38,040 --> 00:47:41,480 Speaker 2: Questions not favorite part questions what do they want to know? 1015 00:47:41,680 --> 00:47:43,200 Speaker 2: Or question question? 1016 00:47:44,040 --> 00:47:46,799 Speaker 1: We have a question? Yes again. You can email us 1017 00:47:46,800 --> 00:47:49,080 Speaker 1: at broad Ambition podcast dot com if you have a 1018 00:47:49,160 --> 00:47:52,000 Speaker 1: career or finance question, or you can go to brown 1019 00:47:52,000 --> 00:47:54,480 Speaker 1: Ambition Did I do that again? Where I say you did? 1020 00:47:55,840 --> 00:47:56,640 Speaker 2: You did? It's okay? 1021 00:47:57,000 --> 00:47:59,120 Speaker 1: Well, you can also send us an email by going 1022 00:47:59,160 --> 00:48:02,759 Speaker 1: to broad Ambition pot dot com and having to ask 1023 00:48:02,880 --> 00:48:05,440 Speaker 1: us anything tab or you can just email us at 1024 00:48:05,480 --> 00:48:09,799 Speaker 1: brand Ambission podcast at gmail dot com to send us 1025 00:48:09,840 --> 00:48:13,560 Speaker 1: an email directly. Yeah. Today we have a good question 1026 00:48:13,800 --> 00:48:18,359 Speaker 1: from a writer named Brittany, who says I'm a huge 1027 00:48:18,400 --> 00:48:20,800 Speaker 1: fan of the podcast, love listening to and wait on 1028 00:48:20,880 --> 00:48:23,279 Speaker 1: my way to work in the morning. Thank you, thank 1029 00:48:23,320 --> 00:48:26,320 Speaker 1: you both for creating. Okay, just prise, prise Prise, Thanks Brittany. 1030 00:48:27,360 --> 00:48:29,960 Speaker 1: My question is about moving to New York City while 1031 00:48:30,080 --> 00:48:33,640 Speaker 1: trying to be financially responsible. I'm a recent graduate of 1032 00:48:33,719 --> 00:48:36,360 Speaker 1: San Francisco State University, and I plan on moving to 1033 00:48:36,480 --> 00:48:39,560 Speaker 1: New York this coming spring. I currently work in finance 1034 00:48:39,640 --> 00:48:42,680 Speaker 1: full time as a loan representative, but I have always 1035 00:48:42,719 --> 00:48:44,880 Speaker 1: had the dream of living in New York and pursuing 1036 00:48:44,920 --> 00:48:47,799 Speaker 1: a career in writing. I don't have very much debt 1037 00:48:48,040 --> 00:48:50,880 Speaker 1: under five thousand dollars, but I also don't have a 1038 00:48:50,920 --> 00:48:54,520 Speaker 1: lot saved less than two thousand dollars. Can you give 1039 00:48:54,520 --> 00:48:56,960 Speaker 1: me some tips on how to prepare myself financially for 1040 00:48:57,040 --> 00:48:59,800 Speaker 1: such a big move. I was very fortunate that I 1041 00:48:59,840 --> 00:49:02,240 Speaker 1: got a job right out of college that pays around 1042 00:49:02,280 --> 00:49:05,040 Speaker 1: fifty five thousand dollars per year, but I'm a bit 1043 00:49:05,120 --> 00:49:07,240 Speaker 1: scared that I may not be able to find something 1044 00:49:07,360 --> 00:49:11,799 Speaker 1: comparable to this in salary in New York. Da Da, Da, 1045 00:49:11,880 --> 00:49:14,840 Speaker 1: da da. What's oh? She asked, specifically, what's a realistic 1046 00:49:14,920 --> 00:49:17,919 Speaker 1: amount to have staved before relocating to New York City? 1047 00:49:18,280 --> 00:49:20,000 Speaker 1: And Mandy, can you give some tips on how you 1048 00:49:20,080 --> 00:49:21,920 Speaker 1: were able to find a job in the writing field. 1049 00:49:22,520 --> 00:49:24,680 Speaker 2: I was gonna say, Mandy, this is all you girl. 1050 00:49:24,800 --> 00:49:27,600 Speaker 2: I was like, Mandy, did your younger self just pop 1051 00:49:27,680 --> 00:49:28,120 Speaker 2: in and write this? 1052 00:49:28,800 --> 00:49:30,200 Speaker 1: It could have been me. It could have been me. 1053 00:49:30,239 --> 00:49:32,520 Speaker 1: Although I didn't ask any questions. I was like, see 1054 00:49:32,560 --> 00:49:36,319 Speaker 1: a New York I'll be there, sixteen dollars in the bank. 1055 00:49:37,440 --> 00:49:40,040 Speaker 1: Hey Brittany, Yeah, this is a great question. I think 1056 00:49:40,120 --> 00:49:42,520 Speaker 1: it's really brave. But I think there's no better time 1057 00:49:42,560 --> 00:49:44,200 Speaker 1: to do it, Like if you're going to take a risk, 1058 00:49:44,560 --> 00:49:48,200 Speaker 1: if you graduated college recently. I am you know, this 1059 00:49:48,320 --> 00:49:50,440 Speaker 1: may not be everyone's advice, but I am the kind 1060 00:49:50,480 --> 00:49:52,800 Speaker 1: of person who says, man, when you're twenty two and 1061 00:49:52,920 --> 00:49:54,680 Speaker 1: you have an ambition and you have an idea and 1062 00:49:54,760 --> 00:49:56,480 Speaker 1: you want to try it out, like do it because 1063 00:49:56,520 --> 00:49:58,080 Speaker 1: in ten years you're not going to have the same 1064 00:49:58,160 --> 00:50:01,080 Speaker 1: kind of freedom that you have now. You know, after college, 1065 00:50:01,160 --> 00:50:03,560 Speaker 1: I split and I was like by job world and 1066 00:50:03,760 --> 00:50:05,960 Speaker 1: by recession and I went to South America and it 1067 00:50:06,080 --> 00:50:09,000 Speaker 1: was the best thing I ever did. And you know, 1068 00:50:09,120 --> 00:50:11,320 Speaker 1: same thing with New York City. When I got the 1069 00:50:11,400 --> 00:50:13,799 Speaker 1: opportunity I had. I had a decent job too when 1070 00:50:13,800 --> 00:50:16,800 Speaker 1: I was in Georgia and I got an opportunity to 1071 00:50:16,880 --> 00:50:19,400 Speaker 1: go to New York for a job, and I was 1072 00:50:19,480 --> 00:50:23,879 Speaker 1: like by Georgia and I and it sort of works out. 1073 00:50:23,880 --> 00:50:25,440 Speaker 1: But I think you just got to take the plunge. 1074 00:50:26,840 --> 00:50:29,560 Speaker 1: One thing, that one thing, this is a question. I 1075 00:50:29,600 --> 00:50:32,200 Speaker 1: feel like we've gotten before. Do you move before you 1076 00:50:32,280 --> 00:50:36,120 Speaker 1: have a job in place. I moved here when I 1077 00:50:36,200 --> 00:50:39,560 Speaker 1: had a job offer. I didn't come here. You know, 1078 00:50:39,600 --> 00:50:41,160 Speaker 1: I sound pretty brave, but I didn't come here with 1079 00:50:41,239 --> 00:50:43,560 Speaker 1: that without a plan or at least like a paycheck. 1080 00:50:44,920 --> 00:50:47,560 Speaker 1: But I learned that even if you do have a plan, 1081 00:50:47,719 --> 00:50:49,640 Speaker 1: you never know what's going to happen. When I moved here, 1082 00:50:49,680 --> 00:50:52,359 Speaker 1: I lost my job two months later. Like I thought, 1083 00:50:52,440 --> 00:50:55,359 Speaker 1: I was making the right decision, and then they were like, girl, by, 1084 00:50:55,880 --> 00:50:58,800 Speaker 1: we're cutting ten percent of our staff. So at that 1085 00:50:58,960 --> 00:51:01,440 Speaker 1: point I was, I was. I was in a worse 1086 00:51:01,480 --> 00:51:03,839 Speaker 1: position than newyorkcause I didn't have any savings saved up. 1087 00:51:04,120 --> 00:51:06,280 Speaker 1: Like I think I had gotten a total of two paychecks, 1088 00:51:06,360 --> 00:51:08,319 Speaker 1: or maybe I don't know how many paychecks. I had 1089 00:51:08,360 --> 00:51:11,320 Speaker 1: gotten a few, but they were all gone, like on rent. 1090 00:51:11,680 --> 00:51:13,480 Speaker 1: And I bought a bed and I bought an iPhone, 1091 00:51:13,520 --> 00:51:14,120 Speaker 1: and that's like it. 1092 00:51:15,400 --> 00:51:18,880 Speaker 2: I love that story than iPhone because why not, I mean, 1093 00:51:19,000 --> 00:51:20,000 Speaker 2: iPhone is essential. 1094 00:51:20,400 --> 00:51:21,640 Speaker 1: I just wanted a good phone. 1095 00:51:21,719 --> 00:51:21,839 Speaker 2: Man. 1096 00:51:21,920 --> 00:51:23,120 Speaker 1: I was like, I got a job, I need the 1097 00:51:23,160 --> 00:51:25,719 Speaker 1: phone to match. I got a mattress, no bed frame, 1098 00:51:25,800 --> 00:51:30,440 Speaker 1: just a mattress on the floor. Sad, sad story. But 1099 00:51:30,600 --> 00:51:32,759 Speaker 1: so she's got five she's got a little under five 1100 00:51:32,800 --> 00:51:35,280 Speaker 1: thousand dollars worth of debt. That's not that much, especially 1101 00:51:35,800 --> 00:51:38,040 Speaker 1: she went to a state school that's smart, and she's 1102 00:51:38,080 --> 00:51:40,719 Speaker 1: got about two thousand dollars saved. Like, I think you're 1103 00:51:40,800 --> 00:51:43,280 Speaker 1: probably in better shape than a lot of young graduates 1104 00:51:43,280 --> 00:51:45,319 Speaker 1: who are moving to New York City. If I can 1105 00:51:45,440 --> 00:51:48,600 Speaker 1: just be so bold, but I would say starting your 1106 00:51:48,680 --> 00:51:50,680 Speaker 1: job search before you get here is a good idea. 1107 00:51:52,480 --> 00:51:55,760 Speaker 1: How to get jobs, how to get well. You're pivoting 1108 00:51:55,880 --> 00:51:59,000 Speaker 1: from working in finance. That's the real that's the challenge. 1109 00:51:59,040 --> 00:52:01,719 Speaker 1: I think is like your experience. It's like I was 1110 00:52:01,760 --> 00:52:04,359 Speaker 1: saying earlier about the cover letter. Your experience so far 1111 00:52:04,480 --> 00:52:06,880 Speaker 1: tells me that you work for a financial firm as 1112 00:52:06,920 --> 00:52:10,080 Speaker 1: a loan representative. So what is it about you that 1113 00:52:10,239 --> 00:52:13,120 Speaker 1: tells me you could be a writer? I think that 1114 00:52:13,239 --> 00:52:15,919 Speaker 1: you're going to have to really work on a good 1115 00:52:16,280 --> 00:52:19,719 Speaker 1: not just a good cover letter, but embellish You're not embellish, 1116 00:52:19,800 --> 00:52:22,319 Speaker 1: but add additional things to your resume or cover letter 1117 00:52:22,400 --> 00:52:25,200 Speaker 1: that show your skills as a writer, Like you should 1118 00:52:25,200 --> 00:52:28,120 Speaker 1: be writing in your spare time. You should if it's 1119 00:52:28,160 --> 00:52:31,080 Speaker 1: not blogging, you should be trying to get freelance writing assignments. 1120 00:52:31,880 --> 00:52:34,560 Speaker 1: You can freelance. Shoot, you can freelance or magnify money. 1121 00:52:34,600 --> 00:52:37,840 Speaker 1: Email me, well see if you're if you if you 1122 00:52:38,000 --> 00:52:39,920 Speaker 1: have what it takes to be a you know, a 1123 00:52:40,000 --> 00:52:44,640 Speaker 1: financial freelance writer. But like show some clips, you know, 1124 00:52:44,920 --> 00:52:47,440 Speaker 1: show some experience outside of your nine to five that 1125 00:52:47,680 --> 00:52:50,239 Speaker 1: that tells a job, like a hiring manager, that you 1126 00:52:51,000 --> 00:52:53,239 Speaker 1: have the skills that we need because you're not going 1127 00:52:53,280 --> 00:52:56,919 Speaker 1: to get it, probably from looking at your resume. Yeah, 1128 00:52:57,800 --> 00:52:59,880 Speaker 1: that's how I got my job in personal finance, Like 1129 00:53:00,120 --> 00:53:04,960 Speaker 1: I had never been or as a writer for Business Insider. 1130 00:53:05,280 --> 00:53:07,879 Speaker 1: So after I lost my job, I got a job 1131 00:53:08,040 --> 00:53:10,919 Speaker 1: at a legal news site called All three sixty, which 1132 00:53:11,000 --> 00:53:12,879 Speaker 1: is like a big company now as a startup back then, 1133 00:53:13,800 --> 00:53:15,840 Speaker 1: and I was miserable there. I wasn't writing. I was 1134 00:53:15,840 --> 00:53:19,879 Speaker 1: an assistant. I was basically like the person who found 1135 00:53:19,920 --> 00:53:22,920 Speaker 1: ideas for the actual reporters to write, which was like 1136 00:53:23,000 --> 00:53:26,080 Speaker 1: super demoralizing. But I wasn't writing for like fifteen months. 1137 00:53:26,239 --> 00:53:29,120 Speaker 1: But I started my blog, the Bike rid So I 1138 00:53:29,200 --> 00:53:32,200 Speaker 1: was blogging about biking in New York City and life 1139 00:53:32,239 --> 00:53:34,920 Speaker 1: in New York City. And I was doing listicles and 1140 00:53:35,239 --> 00:53:39,040 Speaker 1: posts and covering what I loved and when the opening 1141 00:53:39,120 --> 00:53:41,440 Speaker 1: my business Insider came up, they read my blog and 1142 00:53:41,480 --> 00:53:43,279 Speaker 1: they were like, Oh, you can write totally. This is 1143 00:53:43,320 --> 00:53:44,840 Speaker 1: a style that we want. This is the voice that 1144 00:53:44,880 --> 00:53:47,080 Speaker 1: we need, even though I hadn't been doing it full 1145 00:53:47,160 --> 00:53:50,080 Speaker 1: time and I didn't realize it. I mean, it wasn't 1146 00:53:50,120 --> 00:53:53,160 Speaker 1: like my big strategy, but it definitely it helped me 1147 00:53:53,280 --> 00:53:56,680 Speaker 1: get through the door by having done some work outside 1148 00:53:56,680 --> 00:53:59,200 Speaker 1: of my nine to five that showed I could have 1149 00:53:59,280 --> 00:54:01,279 Speaker 1: the skills to be good in that job. 1150 00:54:03,000 --> 00:54:06,200 Speaker 2: And two like just in preparation just I mean, I mean, 1151 00:54:06,440 --> 00:54:08,560 Speaker 2: I don't you sound like you know you've got your 1152 00:54:08,840 --> 00:54:13,680 Speaker 2: finances pretty tight, but just tighten even more so because 1153 00:54:13,680 --> 00:54:16,920 Speaker 2: when you're making like any sort of big switch, especially 1154 00:54:16,920 --> 00:54:19,160 Speaker 2: if it's gonna affect your finances, you're gonna want to, like, 1155 00:54:19,239 --> 00:54:22,560 Speaker 2: I would, you know, really buckle down, like as far 1156 00:54:22,640 --> 00:54:25,680 Speaker 2: as being like really frugal it's not forever, and just 1157 00:54:26,239 --> 00:54:28,640 Speaker 2: making sure that your budget is super tight and that 1158 00:54:28,800 --> 00:54:31,840 Speaker 2: you you know that you have like a clear system 1159 00:54:31,880 --> 00:54:33,759 Speaker 2: for paying down that debt even though it's not much, 1160 00:54:34,280 --> 00:54:37,239 Speaker 2: but because you want to have as much space and 1161 00:54:37,360 --> 00:54:42,799 Speaker 2: leeway to make financial missteps when you first get here, 1162 00:54:43,200 --> 00:54:45,480 Speaker 2: because New York is a whole different beasts and animal, 1163 00:54:45,760 --> 00:54:48,680 Speaker 2: you know, And so yeah, just do as much prep 1164 00:54:48,760 --> 00:54:50,560 Speaker 2: work as you can. I mean, it's almost like having 1165 00:54:50,600 --> 00:54:53,000 Speaker 2: a baby, you know. You can take Lama's classes and 1166 00:54:53,080 --> 00:54:54,400 Speaker 2: do all these other things and make sure you have 1167 00:54:54,440 --> 00:54:56,719 Speaker 2: the crib and whatever, but there's nothing like actually moving here. 1168 00:54:57,120 --> 00:54:59,440 Speaker 2: But it doesn't mean that you can't prepare as much 1169 00:54:59,440 --> 00:54:59,960 Speaker 2: as possible. 1170 00:55:00,880 --> 00:55:02,640 Speaker 1: Yeah, she doesn't say what kind of debt it is, 1171 00:55:02,680 --> 00:55:04,920 Speaker 1: and that would really that would really influence what I 1172 00:55:05,000 --> 00:55:07,200 Speaker 1: was going to say next, because she's got five thousand 1173 00:55:07,239 --> 00:55:09,719 Speaker 1: dollars less than five thousand dollars in debt and a 1174 00:55:09,760 --> 00:55:13,279 Speaker 1: little under two thousand dollars in savings, and she asked, 1175 00:55:13,320 --> 00:55:16,520 Speaker 1: what's the realistic amount to have saved before relocating to 1176 00:55:16,560 --> 00:55:20,839 Speaker 1: New York City. I think realistically you could easily spend 1177 00:55:20,880 --> 00:55:23,480 Speaker 1: two thousand dollars on security deposit in first month's rent 1178 00:55:23,560 --> 00:55:26,640 Speaker 1: and kiss that money goodbye as soon as you move here. 1179 00:55:27,400 --> 00:55:29,840 Speaker 1: It depends on where you live, but I know my 1180 00:55:29,920 --> 00:55:33,080 Speaker 1: first apartment in a Story of Queens, which is like 1181 00:55:33,200 --> 00:55:36,200 Speaker 1: half an hour outside of Manhattan eight years ago, was 1182 00:55:36,320 --> 00:55:38,480 Speaker 1: eight hundred and fifty dollars a month, so you double that. 1183 00:55:38,600 --> 00:55:40,960 Speaker 1: That was like seventeen hundred dollars off the bat that 1184 00:55:41,040 --> 00:55:43,640 Speaker 1: I had to come up with to move in. And 1185 00:55:43,719 --> 00:55:46,000 Speaker 1: it wasn't the greatest apartment in the greatest neighborhood either. 1186 00:55:46,520 --> 00:55:49,239 Speaker 1: Just to give you an idea part of me and 1187 00:55:49,480 --> 00:55:51,959 Speaker 1: to what Tiffany was saying too about buckling down before 1188 00:55:51,960 --> 00:55:54,680 Speaker 1: you get here. If you have until the spring, could 1189 00:55:54,760 --> 00:55:58,640 Speaker 1: you pay off that debt by the springtime? Five thousand dollars? 1190 00:55:58,719 --> 00:55:59,799 Speaker 1: You got two thousand saved up? 1191 00:55:59,800 --> 00:55:59,960 Speaker 2: Are you? 1192 00:56:00,400 --> 00:56:01,840 Speaker 1: If you're living at home right now, you don't have 1193 00:56:01,840 --> 00:56:05,839 Speaker 1: any overhead expenses. You know, maybe it's worth the risk 1194 00:56:05,880 --> 00:56:07,680 Speaker 1: a little bit to take the savings that you have 1195 00:56:07,800 --> 00:56:11,520 Speaker 1: and pay off that debt. It depends on I mean again, 1196 00:56:11,520 --> 00:56:13,480 Speaker 1: I'll say, like that's a caveat, Like what kind of 1197 00:56:13,560 --> 00:56:15,760 Speaker 1: debt is it. If it's credit card debt, it probably 1198 00:56:15,800 --> 00:56:17,719 Speaker 1: does make more sense to take that two thousand dollars 1199 00:56:17,800 --> 00:56:19,560 Speaker 1: and pay it off as much as you can and 1200 00:56:19,600 --> 00:56:21,560 Speaker 1: then just really attack it. If it's student loan debt 1201 00:56:22,080 --> 00:56:24,840 Speaker 1: at a low interest rate, okay, maybe you have a 1202 00:56:24,920 --> 00:56:27,120 Speaker 1: bit of a case for keeping some money in savings 1203 00:56:27,719 --> 00:56:30,920 Speaker 1: and not you know, attacking it with the savings that 1204 00:56:31,000 --> 00:56:35,200 Speaker 1: you have so far and just instead steadily chip chiseling 1205 00:56:35,200 --> 00:56:38,799 Speaker 1: away at it over time. But I think I think 1206 00:56:38,840 --> 00:56:41,200 Speaker 1: you could pay off that five thousand dollars debt. But 1207 00:56:42,040 --> 00:56:44,200 Speaker 1: you're making good money fifty five thousand dollars a year. 1208 00:56:46,000 --> 00:56:48,080 Speaker 1: I think make that your goal, Like why not come 1209 00:56:48,160 --> 00:56:51,040 Speaker 1: here debt free, and while you're paying it down, be 1210 00:56:51,480 --> 00:56:56,120 Speaker 1: looking at jobs, be working on your freelance writing, be 1211 00:56:56,320 --> 00:56:59,560 Speaker 1: looking at looking at what types of companies you want 1212 00:56:59,560 --> 00:57:01,800 Speaker 1: to apply for and seeing if they have any openings. 1213 00:57:03,200 --> 00:57:05,960 Speaker 1: I don't think you should move here. Don't move here 1214 00:57:06,280 --> 00:57:08,759 Speaker 1: like I know earlier it was like, oh, follow your dream, 1215 00:57:08,800 --> 00:57:11,440 Speaker 1: which is true, but don't come here blind. Like know 1216 00:57:11,800 --> 00:57:14,200 Speaker 1: if people are hiring, get a sense of like what 1217 00:57:14,320 --> 00:57:16,880 Speaker 1: types of jobs are out there, Try and get some 1218 00:57:17,000 --> 00:57:20,400 Speaker 1: interview calls, Try and talk to you know you can, 1219 00:57:20,680 --> 00:57:22,520 Speaker 1: I'm not even you can email me. We can talk 1220 00:57:22,560 --> 00:57:25,840 Speaker 1: about what a starting salary for you know, a journalist 1221 00:57:26,160 --> 00:57:30,240 Speaker 1: or a reporter is, you know, in the city, to 1222 00:57:30,320 --> 00:57:36,280 Speaker 1: see what's realistic and then maybe make the move. But uh, 1223 00:57:37,320 --> 00:57:40,560 Speaker 1: I know people who have gotten jobs before they I 1224 00:57:40,680 --> 00:57:43,160 Speaker 1: know people who have gotten jobs, moved here without a 1225 00:57:43,240 --> 00:57:45,600 Speaker 1: job and just gotten one, you know, a couple months later. 1226 00:57:47,320 --> 00:57:50,080 Speaker 1: I I'm a little risk averse. I don't know that 1227 00:57:50,120 --> 00:57:52,360 Speaker 1: I would do that. I don't know that I would 1228 00:57:52,360 --> 00:57:54,120 Speaker 1: do that without more savings than what you have now, 1229 00:57:55,160 --> 00:57:58,160 Speaker 1: Like I would say six month savings, three to six 1230 00:57:58,240 --> 00:57:59,960 Speaker 1: month savings, and then you're in a position to move 1231 00:58:00,160 --> 00:58:03,720 Speaker 1: here and take your time. But with two thousand dollars savings, 1232 00:58:03,760 --> 00:58:05,920 Speaker 1: like I said, you can that could blow up. You 1233 00:58:05,960 --> 00:58:09,680 Speaker 1: could easily blow that the first month. Maybe once you 1234 00:58:09,760 --> 00:58:11,800 Speaker 1: have six thousand, then you're ready to come here and like, 1235 00:58:12,520 --> 00:58:17,160 Speaker 1: you know, hang out and see what's what. Have a 1236 00:58:17,240 --> 00:58:19,320 Speaker 1: bit of a cushion just in case you don't make 1237 00:58:19,360 --> 00:58:22,120 Speaker 1: it right away. But I think in the position you 1238 00:58:22,160 --> 00:58:25,680 Speaker 1: are now, give yourself more time, save up maybe five 1239 00:58:25,760 --> 00:58:28,880 Speaker 1: six thousand dollars cash, pay off that debt, and then 1240 00:58:28,920 --> 00:58:30,200 Speaker 1: you're in really good shape. 1241 00:58:31,040 --> 00:58:33,000 Speaker 2: Yeah, don't I agree with Mandy. Like in New York 1242 00:58:33,280 --> 00:58:36,400 Speaker 2: it's a crazy wild beast, and you want to have 1243 00:58:36,600 --> 00:58:38,720 Speaker 2: more money saved if you can't, because see a month 1244 00:58:39,240 --> 00:58:42,800 Speaker 2: that could be gone. I mean, who, Yeah, do your 1245 00:58:43,000 --> 00:58:44,000 Speaker 2: Shay New York. 1246 00:58:44,280 --> 00:58:46,120 Speaker 1: Just a living? I mean she lives in San Francisco. 1247 00:58:46,160 --> 00:58:47,360 Speaker 1: I think I don't know if she doesn't say, but 1248 00:58:47,560 --> 00:58:51,720 Speaker 1: just living expenses alone. She graduated from San Francisco State University. Okay, 1249 00:58:52,000 --> 00:58:54,000 Speaker 1: sounds like she's on the West coast. But man, just 1250 00:58:54,400 --> 00:58:57,000 Speaker 1: rent alone. I mean, and people in some places want 1251 00:58:57,080 --> 00:59:00,680 Speaker 1: first and last months and security like that's it's easy 1252 00:59:00,760 --> 00:59:03,840 Speaker 1: startup money. Like in New York, it's not even yeah, 1253 00:59:04,320 --> 00:59:07,440 Speaker 1: or come to Jersey. But with Tiffany, I'm sure apartments 1254 00:59:07,480 --> 00:59:10,720 Speaker 1: are a lot more affordable in Newark than probably Queen's 1255 00:59:10,760 --> 00:59:11,200 Speaker 1: or Brooklyn. 1256 00:59:11,880 --> 00:59:15,440 Speaker 2: Mm hmm, exactly think about that too, Like there are 1257 00:59:15,520 --> 00:59:17,960 Speaker 2: some neighboring like cities that you can get to New 1258 00:59:18,000 --> 00:59:20,680 Speaker 2: York really quickly without necessarily having to live there right away. 1259 00:59:21,400 --> 00:59:21,600 Speaker 1: Yeah. 1260 00:59:21,840 --> 00:59:24,520 Speaker 2: Even Kanye lived in Newark for a little while before 1261 00:59:24,560 --> 00:59:25,080 Speaker 2: he blew up. 1262 00:59:25,680 --> 00:59:26,200 Speaker 1: Oh he did. 1263 00:59:27,000 --> 00:59:28,680 Speaker 2: I just found that out, like the other daysone was 1264 00:59:28,680 --> 00:59:30,680 Speaker 2: like yeah that, like when he was still like you know, 1265 00:59:30,840 --> 00:59:34,160 Speaker 2: first album producing and like trying to like, you know, 1266 00:59:34,360 --> 00:59:36,280 Speaker 2: really solidify his career. He lived in Newark for a 1267 00:59:36,320 --> 00:59:36,680 Speaker 2: little bit. 1268 00:59:38,120 --> 00:59:43,720 Speaker 1: Who'd have known? All Right, Miss Brittany, good luck, I'm 1269 00:59:43,720 --> 00:59:46,840 Speaker 1: not kidding. Email me, email us again. I'll email you 1270 00:59:46,960 --> 00:59:51,000 Speaker 1: back if you have any more specific tips about starting 1271 00:59:51,080 --> 00:59:55,280 Speaker 1: your writing career in New York City. Yeah, and that's it. 1272 00:59:56,560 --> 00:59:56,880 Speaker 2: That's it. 1273 00:59:58,920 --> 00:59:59,680 Speaker 1: Thanks, great question. 1274 01:00:00,600 --> 01:00:05,640 Speaker 2: Yeah, yeah, spend more. We like answering questions. Love it. Now. 1275 01:00:06,240 --> 01:00:09,040 Speaker 2: All I do is win, win, win, no matter what. 1276 01:00:10,240 --> 01:00:12,880 Speaker 2: What wins do you have? I have one. 1277 01:00:13,160 --> 01:00:15,280 Speaker 1: I had one win exactly. Is that enough? 1278 01:00:16,160 --> 01:00:17,560 Speaker 2: Yes? I think I think that's enough. 1279 01:00:18,040 --> 01:00:21,439 Speaker 1: I'm gonna win the cover of Time magazine this week. Yes, 1280 01:00:21,720 --> 01:00:24,800 Speaker 1: have you seen it, the totem Pole of Magic. 1281 01:00:26,200 --> 01:00:28,000 Speaker 2: No, yes, I didn't see it. 1282 01:00:28,200 --> 01:00:30,200 Speaker 1: Oh, it's amazing, it's amazing. 1283 01:00:30,840 --> 01:00:34,800 Speaker 2: I saw that. I was like, ooh, yike's my bad. 1284 01:00:35,280 --> 01:00:37,120 Speaker 2: My husband just walked in the room. He gave me 1285 01:00:37,160 --> 01:00:39,760 Speaker 2: a look like so I was supposed to put Alissa's 1286 01:00:40,320 --> 01:00:44,440 Speaker 2: Supergirl's Christmas presents up and I forgot he walked in 1287 01:00:44,480 --> 01:00:46,560 Speaker 2: the room, like she just saw them. I'm like, oh, 1288 01:00:48,480 --> 01:00:50,400 Speaker 2: I'm a powerful Why are you you have one job? 1289 01:00:50,520 --> 01:00:52,920 Speaker 2: One job? So of course she came in, was like 1290 01:00:53,040 --> 01:00:55,120 Speaker 2: act I heard screaming down theirs. I guess she got 1291 01:00:55,160 --> 01:00:57,040 Speaker 2: excited because they're unwrapped, and I was supposed to hide 1292 01:00:57,040 --> 01:00:58,320 Speaker 2: them in the room and I did it. 1293 01:00:58,960 --> 01:01:03,880 Speaker 1: Oh no, you're gonna have some fun stuff to deal 1294 01:01:03,920 --> 01:01:05,320 Speaker 1: with after this show's over. 1295 01:01:05,920 --> 01:01:07,080 Speaker 2: She just looked through me he gave me. You know, 1296 01:01:07,440 --> 01:01:14,880 Speaker 2: people give you the eye squint like and just shook 1297 01:01:14,920 --> 01:01:17,760 Speaker 2: his head like, honestly, Typy, you had one job to do, 1298 01:01:18,280 --> 01:01:20,200 Speaker 2: put the presence up. It's like, I looked at Hi. 1299 01:01:20,200 --> 01:01:22,040 Speaker 2: I'm like, what's the big Ooh? Is that what the 1300 01:01:22,040 --> 01:01:25,800 Speaker 2: squealing was? Uh, it's only one. It was just a 1301 01:01:25,840 --> 01:01:27,400 Speaker 2: couple because she has more than one. It was. It 1302 01:01:27,520 --> 01:01:30,680 Speaker 2: wasn't like a big you know. Yeah, I'm telling myself 1303 01:01:30,720 --> 01:01:32,800 Speaker 2: that as I'm like, yeake, preparing a big deal. It's 1304 01:01:32,840 --> 01:01:38,520 Speaker 2: fine now, So what was your way to get up? Sorry? 1305 01:01:39,160 --> 01:01:41,640 Speaker 1: It was the Majestic Totem poll on the cover of 1306 01:01:41,920 --> 01:01:46,680 Speaker 1: Time magazine. Yes, with uh, Mindy Kaling, Oprah Winfrey, Reese, Witherspoon, 1307 01:01:46,760 --> 01:01:50,720 Speaker 1: and Storm read from Ava du Verne's upcoming film A 1308 01:01:50,720 --> 01:01:52,560 Speaker 1: Wrinkle in Time, which I ConFlat to see. 1309 01:01:53,520 --> 01:01:56,400 Speaker 2: Yeah. No, honestly, it does look super super super often. 1310 01:01:56,440 --> 01:01:57,440 Speaker 1: The future is female. 1311 01:01:58,200 --> 01:02:02,920 Speaker 2: Yeah, somebody said. Somebody was like that. It looked like 1312 01:02:02,960 --> 01:02:05,320 Speaker 2: the death ro cover from Vibe magazine or the source. 1313 01:02:06,160 --> 01:02:10,680 Speaker 2: Do you remember, You're like google death Row cover. It's Tupac. 1314 01:02:11,480 --> 01:02:16,680 Speaker 2: It's what is his name? The Biggest Sugar Night? No, 1315 01:02:17,120 --> 01:02:20,200 Speaker 2: Tupac Suge Night. And I think I think stoop Dogg 1316 01:02:20,280 --> 01:02:22,240 Speaker 2: is on it, but they're wearing all black like that. 1317 01:02:22,400 --> 01:02:25,200 Speaker 2: When you see it, you're gonna laugh hysterically. Night. 1318 01:02:26,120 --> 01:02:28,600 Speaker 1: Didn't he guilt tupac or something? What am I am? 1319 01:02:28,640 --> 01:02:28,960 Speaker 1: I wrong? 1320 01:02:29,040 --> 01:02:31,560 Speaker 2: Well, you know, well that's the that's they didn't post 1321 01:02:31,640 --> 01:02:31,800 Speaker 2: for it. 1322 01:02:31,920 --> 01:02:35,120 Speaker 1: Oh I see, I see, Yeah, you're right. This is 1323 01:02:35,200 --> 01:02:37,760 Speaker 1: a photoshop. They didn't post the side by side Okay, 1324 01:02:37,840 --> 01:02:38,080 Speaker 1: got it. 1325 01:02:38,520 --> 01:02:40,440 Speaker 2: Yeah, but it's just funny because it's all black and stuff. 1326 01:02:40,480 --> 01:02:43,640 Speaker 2: People are just like, huh, this looks like a source 1327 01:02:43,720 --> 01:02:46,240 Speaker 2: magazine cover. No, but that definitely is a huge win. 1328 01:02:47,680 --> 01:02:50,400 Speaker 2: My win is gonna go to my baby sister because 1329 01:02:50,640 --> 01:02:52,520 Speaker 2: she found a job that she really likes. So she's 1330 01:02:52,520 --> 01:02:54,800 Speaker 2: been working two jobs for like I don't know, like 1331 01:02:54,880 --> 01:02:57,440 Speaker 2: a year or so now, one job on the weekend. 1332 01:02:57,480 --> 01:02:59,600 Speaker 2: This is so like millennial. One job on the weekend 1333 01:02:59,680 --> 01:03:02,680 Speaker 2: for for insurance, and then the other job because she 1334 01:03:02,800 --> 01:03:05,480 Speaker 2: was really interested in that job, but it was a lot, 1335 01:03:05,560 --> 01:03:08,560 Speaker 2: you know, working seven days a week. It's crazy. And 1336 01:03:08,680 --> 01:03:12,480 Speaker 2: so we were talking about it and she wasn't happy 1337 01:03:12,520 --> 01:03:14,360 Speaker 2: at one of the jobs anymore, and she just was like, 1338 01:03:14,520 --> 01:03:16,120 Speaker 2: I don't you know, I don't want to be here. 1339 01:03:16,200 --> 01:03:18,800 Speaker 2: I came here. It's kind of a startup, but it 1340 01:03:18,920 --> 01:03:23,120 Speaker 2: just wasn't what she expected. And you know, and you know, 1341 01:03:23,440 --> 01:03:26,480 Speaker 2: she just was Now that she's like getting older, she's 1342 01:03:26,520 --> 01:03:31,080 Speaker 2: in her late twenties, she's not as I guess, I 1343 01:03:31,160 --> 01:03:33,400 Speaker 2: don't know. I was surprised that she just didn't quit, 1344 01:03:33,520 --> 01:03:35,320 Speaker 2: because like that's the old her, Like I'm out, I 1345 01:03:35,400 --> 01:03:37,440 Speaker 2: hate it, you know, But she was like, no, I'm 1346 01:03:37,440 --> 01:03:39,920 Speaker 2: older now, I have bills and things, you know, I 1347 01:03:39,960 --> 01:03:44,120 Speaker 2: don't feel comfortable. Yeah. I was actually really surprised, but 1348 01:03:44,200 --> 01:03:45,480 Speaker 2: I told her. I was like, you know what, you 1349 01:03:45,640 --> 01:03:47,400 Speaker 2: have choices, and she's like, I feel like I don't. 1350 01:03:47,480 --> 01:03:51,000 Speaker 2: And I said, you do that, you know, apply for 1351 01:03:51,120 --> 01:03:53,600 Speaker 2: different places and ask yourself what you really want. And 1352 01:03:53,680 --> 01:03:57,040 Speaker 2: I put some feelers out there, and I'm always till 1353 01:03:57,080 --> 01:03:59,120 Speaker 2: she signed her papers to say where, because we actually 1354 01:03:59,200 --> 01:04:01,960 Speaker 2: know her. Woman that ended up hiring her, she's like 1355 01:04:02,200 --> 01:04:04,160 Speaker 2: she basically was gonna be a baby bedg atie stuff 1356 01:04:04,160 --> 01:04:06,480 Speaker 2: for another company, which I thought was awesome because it'll 1357 01:04:06,520 --> 01:04:09,840 Speaker 2: help her like reinforce the lessons that she's learned from 1358 01:04:09,880 --> 01:04:12,760 Speaker 2: me and my dad. And so she's super excited because 1359 01:04:12,760 --> 01:04:15,400 Speaker 2: it pays really well. It pays more than her two 1360 01:04:15,520 --> 01:04:18,400 Speaker 2: jobs combined. And there's health insurance, And I said, look 1361 01:04:18,440 --> 01:04:19,840 Speaker 2: at you. So this to me, this is like her 1362 01:04:19,920 --> 01:04:24,800 Speaker 2: first like not first real job, but you know, like woohoo, 1363 01:04:25,240 --> 01:04:28,200 Speaker 2: like I'll get insurance and good pay, look at life. 1364 01:04:29,120 --> 01:04:31,040 Speaker 2: So I'm just really proud of her. It's for like, 1365 01:04:31,120 --> 01:04:33,880 Speaker 2: you know, like sticking with it and taking the leap 1366 01:04:33,960 --> 01:04:35,840 Speaker 2: and doing what she needed to do. Her cover letter 1367 01:04:35,920 --> 01:04:38,520 Speaker 2: was bombed, her resume was bombed. She did a great interview, 1368 01:04:38,680 --> 01:04:40,960 Speaker 2: like I made the introduction, but there was no guarantee. 1369 01:04:41,080 --> 01:04:44,040 Speaker 2: And there's something that this job did that I thought 1370 01:04:44,160 --> 01:04:47,440 Speaker 2: was really interesting and most jobs should do that. This 1371 01:04:47,600 --> 01:04:50,720 Speaker 2: position had her do not an internship or an apprenticeship 1372 01:04:51,000 --> 01:04:53,040 Speaker 2: where they said, okay, we know you have a regular job. 1373 01:04:53,920 --> 01:04:56,360 Speaker 2: What days two days a week, are you free after 1374 01:04:56,480 --> 01:04:58,960 Speaker 2: work or before work or whatever to come and basically 1375 01:04:59,000 --> 01:05:01,440 Speaker 2: work with us. We'll pay you, but basically, like you know, 1376 01:05:01,560 --> 01:05:05,000 Speaker 2: work with us, and it's an apprenticeship. So if you 1377 01:05:05,080 --> 01:05:07,160 Speaker 2: can decide whether you like us, and we can decide 1378 01:05:07,160 --> 01:05:09,200 Speaker 2: if we like you, and now if it doesn't work, 1379 01:05:09,640 --> 01:05:11,120 Speaker 2: then you don't have to quit where you are and 1380 01:05:11,240 --> 01:05:13,440 Speaker 2: we just move on. But isn't that so genius? 1381 01:05:14,200 --> 01:05:16,120 Speaker 1: Yeah, we do something like that with some people. We 1382 01:05:16,200 --> 01:05:18,800 Speaker 1: do like a test run, so like producers, we would 1383 01:05:18,800 --> 01:05:20,880 Speaker 1: have a producer come in and do a freelance project, 1384 01:05:21,040 --> 01:05:23,960 Speaker 1: pay them. But it's like a good it's and some 1385 01:05:24,240 --> 01:05:25,960 Speaker 1: some people think it's frustrating because it's like, oh, I 1386 01:05:26,040 --> 01:05:27,880 Speaker 1: just want a full time job. But I think, get smart. 1387 01:05:28,320 --> 01:05:30,840 Speaker 1: It's much painful to get rid of a contract, like 1388 01:05:30,960 --> 01:05:33,880 Speaker 1: a contractor than a full time person exactly. 1389 01:05:34,040 --> 01:05:36,400 Speaker 2: So during ther apprenticeship, you know that you're just basically 1390 01:05:36,600 --> 01:05:39,040 Speaker 2: it was literally just a few weeks, like three weeks, 1391 01:05:39,080 --> 01:05:41,120 Speaker 2: two days a week, and she went in and she 1392 01:05:41,240 --> 01:05:42,960 Speaker 2: was like, oh, I really do like it because you know, 1393 01:05:44,120 --> 01:05:45,480 Speaker 2: you never know what you're actually going to be doing 1394 01:05:45,520 --> 01:05:47,280 Speaker 2: it to, you know what you're actually going to be 1395 01:05:47,360 --> 01:05:49,200 Speaker 2: doing to do it. And so she enjoyed it, and 1396 01:05:49,240 --> 01:05:51,040 Speaker 2: they enjoyed her, so they made her an offer. So 1397 01:05:51,440 --> 01:05:54,320 Speaker 2: I was like, yay, what a great way to start 1398 01:05:54,360 --> 01:05:56,680 Speaker 2: the new year with a new job that you're excited about. 1399 01:05:57,160 --> 01:06:03,040 Speaker 2: So yeah, congratulations baby Lisa. Not to be her former 1400 01:06:03,120 --> 01:06:05,560 Speaker 2: boss is listening, Oh wow, you lost a good one. 1401 01:06:07,720 --> 01:06:09,800 Speaker 1: I just I just saw a headline and I'm like, dang, 1402 01:06:10,120 --> 01:06:11,360 Speaker 1: this will have been a good win. Too, but I 1403 01:06:11,440 --> 01:06:13,880 Speaker 1: have to say, so I just read that you know 1404 01:06:14,040 --> 01:06:16,600 Speaker 1: me too. The movement that was so the movement has 1405 01:06:16,720 --> 01:06:18,400 Speaker 1: just sort of caught on this past spring. But the 1406 01:06:18,480 --> 01:06:21,280 Speaker 1: founder of it is an African American woman named Tarana Burke. 1407 01:06:21,800 --> 01:06:23,640 Speaker 1: She's going to be leading the New York City ball 1408 01:06:23,720 --> 01:06:30,040 Speaker 1: drop from New Year's Eve. Yeah, it's usually likes Ryan 1409 01:06:30,160 --> 01:06:32,440 Speaker 1: Seacrest and bad Maria carry lips thinking this is like 1410 01:06:33,840 --> 01:06:36,080 Speaker 1: it's never really been political till now. But that's awesome. 1411 01:06:36,320 --> 01:06:40,560 Speaker 2: Yeah, No, that is awesome. Wow, Okay, I love that 1412 01:06:40,640 --> 01:06:41,600 Speaker 2: she's getting her shine on. 1413 01:06:42,040 --> 01:06:43,840 Speaker 1: Yeah, because there was a lot of controversy because she 1414 01:06:43,920 --> 01:06:47,560 Speaker 1: wasn't on the cover of Time magazines People of the 1415 01:06:47,640 --> 01:06:49,680 Speaker 1: Year issue, which I totally I don't know what the 1416 01:06:49,760 --> 01:06:51,360 Speaker 1: hell they were thinking not putting her on the cover. 1417 01:06:52,400 --> 01:06:58,080 Speaker 1: So it's nice that she gets her shine, like you said, Yeah, yeah, Tonta. 1418 01:06:59,200 --> 01:07:02,280 Speaker 2: Someone was like somebody said Time Woman of the Year 1419 01:07:02,440 --> 01:07:04,280 Speaker 2: or Time one of the Time Persons of the Year. 1420 01:07:04,440 --> 01:07:08,120 Speaker 2: Her name is Swanna Atlanta Mayor. Her name is Keisha. 1421 01:07:08,280 --> 01:07:10,880 Speaker 2: Yes black girl magic hell. 1422 01:07:11,040 --> 01:07:13,600 Speaker 1: Yeah that we had some first black female mayors get 1423 01:07:13,640 --> 01:07:16,680 Speaker 1: elected in this past or is it not marriage? Maybe 1424 01:07:17,560 --> 01:07:21,000 Speaker 1: I forget now One in Charlotte, North Carolina. I think 1425 01:07:21,040 --> 01:07:24,800 Speaker 1: she's the first African American black Uh yeah, black female 1426 01:07:24,840 --> 01:07:29,000 Speaker 1: mayor in Carolina. I'm gonna tell real quick learning tree 1427 01:07:29,080 --> 01:07:29,440 Speaker 1: is based. 1428 01:07:30,280 --> 01:07:33,440 Speaker 2: Yes, well, while you're while you're checking, everybody, say a 1429 01:07:33,440 --> 01:07:36,040 Speaker 2: little put some good energy out there, pray or whatever that. 1430 01:07:36,440 --> 01:07:38,360 Speaker 2: So remember that budget needs to law that I was 1431 01:07:39,360 --> 01:07:41,600 Speaker 2: working on with a friend of mine who's a councilwoman 1432 01:07:41,640 --> 01:07:44,640 Speaker 2: in Jersey City. Yes, and so the budget needs Yeah. 1433 01:07:44,760 --> 01:07:46,960 Speaker 2: So it hasn't passed yet because there's you know, it's 1434 01:07:47,000 --> 01:07:49,000 Speaker 2: a really good civics lesson about it has to go 1435 01:07:49,080 --> 01:07:51,920 Speaker 2: to the committee and then the House, and so it 1436 01:07:52,080 --> 01:07:55,800 Speaker 2: just got voted on to be voted on by the Senate, 1437 01:07:55,880 --> 01:07:58,240 Speaker 2: so the whole Senate floor in New Jersey centate. I 1438 01:07:58,280 --> 01:08:02,280 Speaker 2: didn't realize that they were like senators, like fat federal senators, 1439 01:08:02,280 --> 01:08:04,880 Speaker 2: and I didn't realize there were state senators. So all, 1440 01:08:05,120 --> 01:08:07,439 Speaker 2: I guess it's like forty I think New Jersey state 1441 01:08:07,520 --> 01:08:10,560 Speaker 2: senators are going to be voting on the bill soon. 1442 01:08:11,080 --> 01:08:13,880 Speaker 2: And then after they vote, if they vote yes, so 1443 01:08:13,960 --> 01:08:16,160 Speaker 2: I think I need twenty one votes. If they vote yes, 1444 01:08:16,280 --> 01:08:18,840 Speaker 2: then it literally goes to Governor Christie's desk, So there's 1445 01:08:18,880 --> 01:08:21,840 Speaker 2: only two more steps for this bill that would make 1446 01:08:21,840 --> 01:08:25,760 Speaker 2: it mandatory for kids to learn financial education in elementary 1447 01:08:25,880 --> 01:08:28,600 Speaker 2: and middle school, not just high school, but literally for 1448 01:08:28,680 --> 01:08:32,519 Speaker 2: the entirety of your academic career while you're in public school. 1449 01:08:33,360 --> 01:08:34,799 Speaker 2: This bill would make that mandatory. 1450 01:08:35,000 --> 01:08:38,320 Speaker 1: So I know, two more steps, singers crossed. 1451 01:08:38,960 --> 01:08:41,160 Speaker 2: Yes, Budget East the bill. It's really like Bill A 1452 01:08:41,280 --> 01:08:43,720 Speaker 2: two three, four, five sets, but we call it the 1453 01:08:43,720 --> 01:08:45,880 Speaker 2: budgetiest the bill. They wouldn't call it that officially, which 1454 01:08:45,880 --> 01:08:47,719 Speaker 2: I'm like, whatever, haters, But it's fine. 1455 01:08:50,360 --> 01:08:53,920 Speaker 1: Man, Okay, Yes, it is Charlotte, just Charlotte, North Carolina. 1456 01:08:54,040 --> 01:08:57,559 Speaker 1: Like I said, its first female African American mayor, which 1457 01:08:57,640 --> 01:08:59,000 Speaker 1: is awesome by Lyles. 1458 01:09:00,280 --> 01:09:03,360 Speaker 2: Yes, all this brown sugar everywhere. 1459 01:09:03,760 --> 01:09:05,880 Speaker 1: Yeah, let's think about the positive things of the year 1460 01:09:06,080 --> 01:09:09,160 Speaker 1: moving forward. How Yeah, this is our last show before Christmas, 1461 01:09:09,240 --> 01:09:14,360 Speaker 1: So Merry Christmas, yes, Mary Christen and I guess we'll 1462 01:09:14,400 --> 01:09:18,240 Speaker 1: be back the week after New Year's Yep. 1463 01:09:18,479 --> 01:09:21,080 Speaker 2: By then the literature Challenge will have started and people 1464 01:09:21,080 --> 01:09:23,639 Speaker 2: will be raising their net worth. Woo woo woo. 1465 01:09:24,280 --> 01:09:26,599 Speaker 1: Exciting. This is an exciting time of year. I tried 1466 01:09:26,640 --> 01:09:30,080 Speaker 1: to get cynical. I'm like, why not start fresh? It's nothing, nothing, 1467 01:09:30,720 --> 01:09:33,280 Speaker 1: you know, wrong with trying to start fresh and put 1468 01:09:33,320 --> 01:09:35,599 Speaker 1: your best foot forward in the new year, even if 1469 01:09:35,760 --> 01:09:39,880 Speaker 1: you might you know, break your you know your your plans. 1470 01:09:39,880 --> 01:09:42,680 Speaker 1: A few months later, it's fine. You tried, yeah, try. 1471 01:09:42,680 --> 01:09:47,040 Speaker 2: Two weeks later they're like, yeah, I'm over it all right. Well, 1472 01:09:47,080 --> 01:09:49,360 Speaker 2: Happy New Year, and Merry Christmas and happy holidays to 1473 01:09:49,400 --> 01:09:53,640 Speaker 2: everyone listening. We truly appreciate you allowing us to enter 1474 01:09:53,680 --> 01:09:55,160 Speaker 2: into your earbuds another year. 1475 01:09:56,200 --> 01:09:58,439 Speaker 1: So well said, I hate that way. 1476 01:09:58,479 --> 01:09:59,800 Speaker 2: It just came from nowhere. I don't know where it came. 1477 01:09:59,840 --> 01:10:01,360 Speaker 1: F I'm not even gonna say anything else. I don't 1478 01:10:01,360 --> 01:10:04,240 Speaker 1: want to ruin the moment. Merry Christmas. I'm grateful for you, 1479 01:10:04,320 --> 01:10:06,840 Speaker 1: Miss Tiffany, and I go I'll see you next year. 1480 01:10:07,479 --> 01:10:09,000 Speaker 2: Yes, I'm grateful for you as well. 1481 01:10:09,280 --> 01:10:15,120 Speaker 1: Good luck with that whole situation downstairs. Bye bye,