1 00:00:00,400 --> 00:00:04,280 Speaker 1: You just realized your business needed to hire someone yesterday. 2 00:00:04,800 --> 00:00:09,520 Speaker 1: How can you find amazing candidates fast easy? Just use Indeed. 3 00:00:09,960 --> 00:00:12,680 Speaker 1: Stop struggling to get your job posts seen on other 4 00:00:12,760 --> 00:00:16,439 Speaker 1: job sites. With Indeed sponsored jobs, your post jumps to 5 00:00:16,480 --> 00:00:19,000 Speaker 1: the top of the page for your relevant candidates, so 6 00:00:19,120 --> 00:00:22,119 Speaker 1: you can reach the people you want faster. According to 7 00:00:22,160 --> 00:00:26,120 Speaker 1: Indeed data, sponsored jobs posted directly on Indeed have forty 8 00:00:26,120 --> 00:00:30,040 Speaker 1: five percent more applications than non sponsored jobs. Don't wait 9 00:00:30,080 --> 00:00:33,519 Speaker 1: any longer. 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Hiring Indeed is 16 00:00:57,440 --> 00:00:58,040 Speaker 1: all you need. 17 00:00:58,680 --> 00:01:01,520 Speaker 2: What's going on earn is welcome the EYL University, the 18 00:01:01,600 --> 00:01:03,480 Speaker 2: number one place for business education. 19 00:01:03,600 --> 00:01:05,119 Speaker 3: Shaddy Tale will be bringing Yes. 20 00:01:05,200 --> 00:01:08,600 Speaker 4: EYL University already has over one hundred past webinars from 21 00:01:08,720 --> 00:01:12,720 Speaker 4: all areas of business. It includes weekly webinars from industry 22 00:01:13,000 --> 00:01:16,600 Speaker 4: leaders It includes access to our investment Facebook group. 23 00:01:16,600 --> 00:01:18,160 Speaker 5: Movie club, our book club. 24 00:01:18,520 --> 00:01:21,840 Speaker 4: It also includes access to monthly financial planning calls with 25 00:01:21,920 --> 00:01:25,440 Speaker 4: yours truly. But what has been added has access to 26 00:01:25,640 --> 00:01:28,880 Speaker 4: MG the Mortgage Guys home Buyers Blueprint over fourteen hours 27 00:01:28,920 --> 00:01:30,760 Speaker 4: everything you need to know as far as the home 28 00:01:30,800 --> 00:01:34,240 Speaker 4: buying process is concerned. And also what has been added 29 00:01:34,360 --> 00:01:37,920 Speaker 4: is access to our monthly group chat call. So once 30 00:01:37,959 --> 00:01:40,240 Speaker 4: a month, Me, Troy and the whole team is going 31 00:01:40,280 --> 00:01:42,480 Speaker 4: to let you in on our personal plays, our portfolio, 32 00:01:42,640 --> 00:01:46,200 Speaker 4: what we're doing, and more so all of that. We 33 00:01:46,280 --> 00:01:50,160 Speaker 4: are running for a special promo code of seventy percent 34 00:01:50,240 --> 00:01:53,720 Speaker 4: off for a limited time only. So at the Eyluniversity 35 00:01:53,760 --> 00:01:55,640 Speaker 4: dot com right now and take advantage. 36 00:01:55,680 --> 00:01:56,280 Speaker 5: You know it's works. 37 00:01:56,280 --> 00:01:57,720 Speaker 3: Don't wait, don't hesitate it. We'll see you on the 38 00:01:57,720 --> 00:01:59,760 Speaker 3: other side. Earners, what's going on? You are now? 39 00:02:00,240 --> 00:02:02,560 Speaker 2: The cliff Notes the number one place for investment strategies, 40 00:02:02,600 --> 00:02:05,400 Speaker 2: tips and advice. Make sure you have your note pads ready, 41 00:02:05,400 --> 00:02:07,600 Speaker 2: but more importantly, make sure you're ready to execute on 42 00:02:07,640 --> 00:02:08,240 Speaker 2: the information. 43 00:02:08,440 --> 00:02:11,079 Speaker 6: I think the best thing to do is to have 44 00:02:11,120 --> 00:02:13,959 Speaker 6: a goal, right, like buying a house. To me, I'm 45 00:02:14,000 --> 00:02:15,959 Speaker 6: living in this house and it's a two family house, 46 00:02:16,000 --> 00:02:18,960 Speaker 6: so that pays half my mortgage, you know, and my 47 00:02:19,040 --> 00:02:21,000 Speaker 6: mortgage is less than what my rent would be for 48 00:02:21,160 --> 00:02:24,239 Speaker 6: something this side. Three bedrooms, you know, two and a 49 00:02:24,280 --> 00:02:29,040 Speaker 6: half bathrooms, a full backyard brownstone. And so I think 50 00:02:29,040 --> 00:02:30,760 Speaker 6: what you have to do is think of what a 51 00:02:30,800 --> 00:02:34,320 Speaker 6: smart investment is to you. And if you're living here, 52 00:02:35,000 --> 00:02:37,360 Speaker 6: you would have been paying rent somewhere else, and so 53 00:02:37,639 --> 00:02:40,600 Speaker 6: to me, that's money you would have been spending anyway. 54 00:02:40,639 --> 00:02:42,799 Speaker 6: And so the two family house or a three family house, 55 00:02:42,800 --> 00:02:44,160 Speaker 6: if I would have had a three family house, it 56 00:02:44,160 --> 00:02:46,320 Speaker 6: would have probably paid the home mortgage. It was just 57 00:02:46,400 --> 00:02:49,799 Speaker 6: coming up with that down payment. And so that's why 58 00:02:49,800 --> 00:02:52,480 Speaker 6: I'm a big fan of having a goal of financially 59 00:02:52,639 --> 00:02:54,240 Speaker 6: Every month, I have a goal of how much I 60 00:02:54,280 --> 00:02:56,200 Speaker 6: want in my account for the next move I'm about 61 00:02:56,240 --> 00:02:58,160 Speaker 6: to make. So I go really hard to reach it. 62 00:02:58,240 --> 00:03:00,359 Speaker 6: And I've been doing really good at that, and so 63 00:03:00,760 --> 00:03:03,119 Speaker 6: it helps me. Not because I used to be such 64 00:03:03,160 --> 00:03:05,919 Speaker 6: a spend I used to love to shop, like I 65 00:03:05,919 --> 00:03:08,440 Speaker 6: would be at the mall literally every week, you know, 66 00:03:08,520 --> 00:03:10,120 Speaker 6: what can I buy? What can I get? But when 67 00:03:10,120 --> 00:03:12,600 Speaker 6: you have goals like that, it makes you realize how 68 00:03:12,800 --> 00:03:15,359 Speaker 6: unimportant that can be and not that you can't treat yourself, 69 00:03:15,720 --> 00:03:18,400 Speaker 6: but it'll be like, Okay, I've hit this goal, I 70 00:03:18,440 --> 00:03:21,440 Speaker 6: made this money. I have an extra fifteen hundred dollars. 71 00:03:21,440 --> 00:03:23,040 Speaker 6: What am I going to do with it? You know, 72 00:03:23,160 --> 00:03:25,080 Speaker 6: let me do something nice for myself. But I really 73 00:03:25,120 --> 00:03:28,560 Speaker 6: do things, like I'm really big on using points. I 74 00:03:28,680 --> 00:03:32,400 Speaker 6: use my MX cards for everything, and like, even I 75 00:03:32,440 --> 00:03:35,480 Speaker 6: have a new house in Brooklyn that I'm renovating, I'm 76 00:03:35,480 --> 00:03:37,760 Speaker 6: putting everything on my MX car so I can get 77 00:03:37,760 --> 00:03:39,960 Speaker 6: those points and then I'll be buying furniture with the 78 00:03:40,000 --> 00:03:42,800 Speaker 6: points that I got from using my MX card. You know, 79 00:03:42,840 --> 00:03:46,120 Speaker 6: when I travel, I always fly on Delta because I 80 00:03:46,160 --> 00:03:48,120 Speaker 6: have so many free flights now that I can use, 81 00:03:48,160 --> 00:03:50,840 Speaker 6: and I get upgraded all the time because of my 82 00:03:50,880 --> 00:03:51,680 Speaker 6: status on there. 83 00:03:51,720 --> 00:03:53,760 Speaker 7: So I just try to do things that I know 84 00:03:53,880 --> 00:03:54,680 Speaker 7: makes sense for me. 85 00:03:55,800 --> 00:03:57,280 Speaker 5: That's something that's extremely important. 86 00:03:57,280 --> 00:04:00,520 Speaker 2: Shot to the Hipop hundred Style has like. 87 00:04:01,280 --> 00:04:03,320 Speaker 4: And all this stuff, but he was like, he's not 88 00:04:03,440 --> 00:04:05,280 Speaker 4: buying all this design and stuff. He spends one hundred 89 00:04:05,320 --> 00:04:07,600 Speaker 4: thousand dollars a month on Facebook ads and on his 90 00:04:07,600 --> 00:04:10,440 Speaker 4: AMEX cards and he gets like seven thousand dollars reward 91 00:04:10,520 --> 00:04:13,080 Speaker 4: points back so that seven thousand dollars reward points. 92 00:04:13,080 --> 00:04:15,880 Speaker 5: He just goes to Nemen markets and just goes crazy. 93 00:04:16,279 --> 00:04:17,320 Speaker 3: I got my first. 94 00:04:17,080 --> 00:04:19,320 Speaker 7: Lily bag and my first and bag with points on 95 00:04:19,360 --> 00:04:20,160 Speaker 7: my MX car. 96 00:04:22,480 --> 00:04:26,279 Speaker 5: As though that's a gym in itself, Well it is that. 97 00:04:26,400 --> 00:04:29,520 Speaker 4: Well we got to save that one in that's that's separate. 98 00:04:29,760 --> 00:04:32,960 Speaker 4: That's a different one. But Angela, that's something that's extremely important. 99 00:04:33,000 --> 00:04:34,960 Speaker 4: As far as house hacking. I don't want people to 100 00:04:35,240 --> 00:04:37,880 Speaker 4: breeze over that because shout out to MPT the mortgage guy. 101 00:04:38,080 --> 00:04:40,440 Speaker 4: We talked to him and he always talks about house hacking. 102 00:04:40,440 --> 00:04:43,039 Speaker 4: House hacking is like when you live like what she's doing. 103 00:04:43,080 --> 00:04:46,240 Speaker 4: She's a two family home, you live on one unit, 104 00:04:46,320 --> 00:04:48,159 Speaker 4: you you rent out the other unit, or three family 105 00:04:48,200 --> 00:04:50,919 Speaker 4: or four family whatever. So I think it says a 106 00:04:50,920 --> 00:04:54,920 Speaker 4: lot when somebody she's famous and she's humble enough to 107 00:04:55,839 --> 00:04:58,839 Speaker 4: living in a two family home renting out the other 108 00:04:58,920 --> 00:05:01,719 Speaker 4: part because she under stands that it makes economic sense 109 00:05:01,760 --> 00:05:04,280 Speaker 4: a lot of us, Like some people are struggling day 110 00:05:04,320 --> 00:05:06,159 Speaker 4: to day and they got too much. 111 00:05:06,000 --> 00:05:09,279 Speaker 5: Prize somebody else right right, like what I'm saying. So 112 00:05:09,320 --> 00:05:11,320 Speaker 5: it's like I don't want that to get missed in 113 00:05:11,320 --> 00:05:11,960 Speaker 5: this conversation. 114 00:05:12,080 --> 00:05:14,800 Speaker 2: Let alone, you couldn't walk in the property before she 115 00:05:14,920 --> 00:05:15,280 Speaker 2: had it. 116 00:05:16,279 --> 00:05:17,560 Speaker 7: Yeah, I can't even see it. 117 00:05:18,920 --> 00:05:19,920 Speaker 5: That's that's a lot to think about. 118 00:05:19,960 --> 00:05:22,159 Speaker 4: People think about it, like I said, she has to 119 00:05:22,200 --> 00:05:24,440 Speaker 4: do that, but she understands the importance of it. 120 00:05:24,520 --> 00:05:25,440 Speaker 5: And it's like, why not. 121 00:05:26,440 --> 00:05:27,640 Speaker 3: Can we talk about balance? 122 00:05:27,720 --> 00:05:30,000 Speaker 2: Me? We go back and forth all the time about balance. 123 00:05:30,279 --> 00:05:33,120 Speaker 2: He likes to have life unbalanced, just how he operates. 124 00:05:33,160 --> 00:05:34,800 Speaker 2: I like to have balance. I'm listening to you. You're 125 00:05:34,839 --> 00:05:37,320 Speaker 2: waking up at four am. Most people can't do that. 126 00:05:37,320 --> 00:05:40,560 Speaker 2: That's dedication, right, your Hall of Fame radio career. Right, 127 00:05:40,600 --> 00:05:42,920 Speaker 2: you have the real estate portfolio, you got the juice bars. 128 00:05:42,920 --> 00:05:45,359 Speaker 2: You just said, you got the coffee shop. People forget that. 129 00:05:45,400 --> 00:05:48,360 Speaker 3: You actually have a very successful podcast, right lip service. 130 00:05:48,520 --> 00:05:50,200 Speaker 3: By the way, we came to your live show. 131 00:05:50,320 --> 00:05:51,040 Speaker 5: We did come to. 132 00:05:56,640 --> 00:05:59,120 Speaker 3: Great show. Davies was there eighty five hours? All brothers 133 00:05:59,120 --> 00:05:59,400 Speaker 3: were there. 134 00:05:59,480 --> 00:06:00,000 Speaker 5: Yeah. 135 00:06:00,200 --> 00:06:04,800 Speaker 3: What does balance look like for you? Erners? What's up? 136 00:06:04,880 --> 00:06:06,400 Speaker 3: You ever walk into a small. 137 00:06:06,080 --> 00:06:09,520 Speaker 2: Business and everything just works like the checkout is fast, 138 00:06:09,520 --> 00:06:13,320 Speaker 2: the receipts are digital, tipping is a breeze, and you're 139 00:06:13,360 --> 00:06:16,080 Speaker 2: out the door before the line even builds odds are 140 00:06:16,560 --> 00:06:20,120 Speaker 2: they're using Square. We love supporting businesses that run on 141 00:06:20,160 --> 00:06:22,919 Speaker 2: Square because it just feels seamless. Whether it's a local 142 00:06:22,960 --> 00:06:25,840 Speaker 2: coffee shop, a vendor at a pop up market, or 143 00:06:25,880 --> 00:06:29,040 Speaker 2: even one of our merch partners, Square makes it easy 144 00:06:29,080 --> 00:06:32,280 Speaker 2: for them to take payments, manage inventory, and run their 145 00:06:32,320 --> 00:06:36,320 Speaker 2: business with confidence, all from one simple system. If you're 146 00:06:36,360 --> 00:06:39,640 Speaker 2: a business owner or even just thinking about launching something soon, 147 00:06:40,000 --> 00:06:42,560 Speaker 2: Square is hands down one of the best tools out 148 00:06:42,600 --> 00:06:45,880 Speaker 2: there to help you start, run, and grow. It's not 149 00:06:45,960 --> 00:06:49,160 Speaker 2: just about payments, it's about giving you time back so 150 00:06:49,200 --> 00:06:51,880 Speaker 2: you can focus on what matters most ready. 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Let's Square handle 154 00:07:06,279 --> 00:07:10,160 Speaker 2: the back end so you can keep pushing your vision forward. 155 00:07:12,560 --> 00:07:14,800 Speaker 2: This episode is brought to you by P and C Bank. 156 00:07:15,200 --> 00:07:17,960 Speaker 2: A lot of people think podcasts about work are boring, 157 00:07:18,160 --> 00:07:22,040 Speaker 2: and sure, they definitely can be, but understanding of professionals 158 00:07:22,080 --> 00:07:25,360 Speaker 2: routine shows us how they achieve their success little by little, 159 00:07:25,720 --> 00:07:27,640 Speaker 2: day after day. 160 00:07:27,720 --> 00:07:29,400 Speaker 3: It's like banking with P and C Bank. 161 00:07:29,840 --> 00:07:32,640 Speaker 2: It might seem boring to save, plan and make calculated 162 00:07:32,680 --> 00:07:35,760 Speaker 2: decisions with your bank, but keeping your money boring is 163 00:07:35,800 --> 00:07:39,120 Speaker 2: what helps you live a more happily fulfilled life. P 164 00:07:39,240 --> 00:07:44,080 Speaker 2: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 165 00:07:44,120 --> 00:07:46,760 Speaker 2: Boring since eighteen sixty five is a service mark of 166 00:07:46,800 --> 00:07:50,040 Speaker 2: the PNC Financial Service Group, Inc. P and C Bank 167 00:07:50,440 --> 00:07:52,680 Speaker 2: National Association Member FDIC. 168 00:07:54,840 --> 00:07:58,720 Speaker 1: You just realized your business needed to hire someone yesterday. 169 00:07:59,240 --> 00:08:03,080 Speaker 1: How can you find and amazing candidates fast? Easy? Just 170 00:08:03,240 --> 00:08:06,560 Speaker 1: use Indeed stop struggling to get your job posts seen 171 00:08:06,720 --> 00:08:10,440 Speaker 1: on other job sites. With Indeed sponsored jobs, your post 172 00:08:10,520 --> 00:08:13,160 Speaker 1: jumps to the top of the page for your relevant candidates, 173 00:08:13,400 --> 00:08:16,400 Speaker 1: so you can reach the people you want faster. 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Hiring Indeed is 183 00:08:51,880 --> 00:08:52,480 Speaker 1: all you need. 184 00:08:53,360 --> 00:08:54,640 Speaker 6: Oh and the last thing I want to say is 185 00:08:54,679 --> 00:08:56,679 Speaker 6: I did open a store in Detroit, also a herestore, 186 00:08:56,720 --> 00:08:58,520 Speaker 6: a private label, and I can't forget that. 187 00:08:58,600 --> 00:09:00,720 Speaker 7: I just open it in January. 188 00:09:03,280 --> 00:09:04,000 Speaker 8: And go support it. 189 00:09:04,440 --> 00:09:06,520 Speaker 7: Yeah, it's all thank you. It's like Emil and the 190 00:09:06,559 --> 00:09:08,000 Speaker 7: Quinn every baby, come see. 191 00:09:07,840 --> 00:09:10,079 Speaker 5: Us heavy in Detroit. 192 00:09:10,920 --> 00:09:15,000 Speaker 3: Yeah, listen. How do you manage this? All? So? 193 00:09:15,240 --> 00:09:17,920 Speaker 6: Balance for me is like like I've been working all 194 00:09:18,000 --> 00:09:19,520 Speaker 6: day today. I know I have things that I have 195 00:09:19,559 --> 00:09:21,400 Speaker 6: to do. But what I try to do is I 196 00:09:21,440 --> 00:09:23,080 Speaker 6: always try to have one day out of the week 197 00:09:23,280 --> 00:09:25,000 Speaker 6: during the week that I don't have a lot to do. 198 00:09:25,559 --> 00:09:27,199 Speaker 6: So on that one day, I might have like a 199 00:09:27,240 --> 00:09:29,280 Speaker 6: couple of really light things and that's when I handle 200 00:09:29,320 --> 00:09:31,440 Speaker 6: stuff I need to handle for myself. And then on 201 00:09:31,480 --> 00:09:33,040 Speaker 6: the weekend I try to make sure one of those 202 00:09:33,080 --> 00:09:36,480 Speaker 6: two days is not super busy for me. Also because 203 00:09:36,480 --> 00:09:38,200 Speaker 6: it is important to take a break, Like I try 204 00:09:38,240 --> 00:09:39,760 Speaker 6: to make sure I get enough sleep. If I know 205 00:09:39,840 --> 00:09:42,240 Speaker 6: I've been up working, I make sure like I'm going 206 00:09:42,240 --> 00:09:44,640 Speaker 6: to bed at nine o'clock on you know, Thursday night, 207 00:09:45,080 --> 00:09:47,800 Speaker 6: because I plan it, like I plan everything. My schedule 208 00:09:47,960 --> 00:09:51,280 Speaker 6: is just super rigid and organized, like down to the minute, 209 00:09:51,320 --> 00:09:54,040 Speaker 6: and so you know, that's it. And then a lot 210 00:09:54,080 --> 00:09:56,120 Speaker 6: of times I try to mix business with pleasure as 211 00:09:56,120 --> 00:09:58,400 Speaker 6: far as if I know I had some things to do, 212 00:09:58,440 --> 00:10:00,720 Speaker 6: and you know, before there was a pin pandemic, but 213 00:10:00,760 --> 00:10:02,680 Speaker 6: if I know I had somewhere to be, I'll invite 214 00:10:02,720 --> 00:10:04,280 Speaker 6: some of my friends to come with me because I 215 00:10:04,320 --> 00:10:05,920 Speaker 6: know they'll have a good time. For me, it might 216 00:10:05,960 --> 00:10:08,200 Speaker 6: be work, but for a lot of them it's fun. 217 00:10:08,559 --> 00:10:10,959 Speaker 6: And so that makes work fun for me when I 218 00:10:11,000 --> 00:10:13,240 Speaker 6: have people that are fun around me. 219 00:10:15,360 --> 00:10:18,520 Speaker 5: There you have it. 220 00:10:18,440 --> 00:10:22,120 Speaker 3: It sounds like, offer to achieve over the next five 221 00:10:22,200 --> 00:10:23,640 Speaker 3: years and how can we help? 222 00:10:24,200 --> 00:10:25,520 Speaker 7: You said, what, what's. 223 00:10:25,400 --> 00:10:27,960 Speaker 4: The biggest goal you're trying to achieve over the last 224 00:10:27,960 --> 00:10:29,160 Speaker 4: five years, and how can we help? 225 00:10:30,080 --> 00:10:33,240 Speaker 6: So my biggest goal is for these businesses that I started, 226 00:10:33,280 --> 00:10:35,040 Speaker 6: I want them to be right now. I'm in an 227 00:10:35,080 --> 00:10:37,960 Speaker 6: investment stage of everything, I feel like, you know, except 228 00:10:37,960 --> 00:10:40,160 Speaker 6: for the juice bar, which has been open for a 229 00:10:40,160 --> 00:10:42,920 Speaker 6: few years now, but like with the hair store, I 230 00:10:42,960 --> 00:10:46,520 Speaker 6: need that to you know, start making money. And I 231 00:10:46,559 --> 00:10:48,320 Speaker 6: mean it makes money now, but I need to get 232 00:10:48,400 --> 00:10:51,200 Speaker 6: the return on my investment for the coffee company. The 233 00:10:51,240 --> 00:10:53,040 Speaker 6: goal for the coffee company is for me to be 234 00:10:53,120 --> 00:10:55,360 Speaker 6: able to be in stores, and I have all these 235 00:10:55,360 --> 00:10:58,400 Speaker 6: meetings with different supermarket chains coming up for that and 236 00:10:58,440 --> 00:11:00,640 Speaker 6: for the Press Juice Company, and so I want to 237 00:11:00,679 --> 00:11:05,080 Speaker 6: make sure that those businesses are you know, huge multi 238 00:11:05,080 --> 00:11:08,080 Speaker 6: million dollars one hundred million dollar businesses, and that's the 239 00:11:08,120 --> 00:11:11,120 Speaker 6: goal for those. And then I'm going to franchise the 240 00:11:11,200 --> 00:11:13,520 Speaker 6: coffee shops, and so I'm building it out so that 241 00:11:13,559 --> 00:11:17,040 Speaker 6: it'll be franchisable so that other people can open their own. 242 00:11:17,440 --> 00:11:19,760 Speaker 6: And we're doing our whole education program when it comes 243 00:11:19,760 --> 00:11:21,720 Speaker 6: to coffee, because there's a lot in the coffee business 244 00:11:21,760 --> 00:11:22,679 Speaker 6: that people don't know about. 245 00:11:22,880 --> 00:11:25,720 Speaker 7: And every business that I do, I try to make. 246 00:11:25,600 --> 00:11:28,720 Speaker 6: Sure that I'm always educating myself on it and taking 247 00:11:28,760 --> 00:11:32,640 Speaker 6: classes and like learning everything so that I become somewhat 248 00:11:32,640 --> 00:11:34,520 Speaker 6: of an expert on it, because I think it's the 249 00:11:34,520 --> 00:11:36,080 Speaker 6: worst thing if you open the business and don't know 250 00:11:36,120 --> 00:11:37,839 Speaker 6: anything about the business that you open. 251 00:11:39,720 --> 00:11:42,319 Speaker 4: That's a gym. That is a gym. Moddies and gentlemen, 252 00:11:43,320 --> 00:11:47,520 Speaker 4: are we gonna take the question, Yeah, how we doing 253 00:11:47,520 --> 00:11:48,920 Speaker 4: with time? And they gotta get up early. You got 254 00:11:48,920 --> 00:11:49,680 Speaker 4: a couple more minutes. 255 00:11:50,000 --> 00:11:51,480 Speaker 7: Yeah, I'm fine. 256 00:11:51,720 --> 00:11:53,160 Speaker 3: Can we try like an ask you segment? 257 00:11:53,240 --> 00:11:53,840 Speaker 5: Yeah, let's do it. 258 00:11:53,920 --> 00:11:56,480 Speaker 3: Let's do it. I think he's familiar with that. 259 00:11:56,559 --> 00:11:56,959 Speaker 5: Let's do it. 260 00:11:57,000 --> 00:11:58,520 Speaker 3: All right, let's go Drew ground. 261 00:11:58,720 --> 00:12:00,760 Speaker 5: We're not getting we're not getting really avice. 262 00:12:00,600 --> 00:12:06,360 Speaker 3: No relationship advice, be respectful. Uh, dree yourself. He's been 263 00:12:06,440 --> 00:12:07,360 Speaker 3: up here. That's going on. 264 00:12:07,679 --> 00:12:12,680 Speaker 8: How's it going, y'all? My question actually for for you guys, 265 00:12:12,720 --> 00:12:16,280 Speaker 8: it was about opening up the roth So I just 266 00:12:16,360 --> 00:12:18,200 Speaker 8: had my brother open up a rock. But when I 267 00:12:18,240 --> 00:12:21,800 Speaker 8: was looking up roth a count's on Investipedia, it was 268 00:12:21,800 --> 00:12:25,520 Speaker 8: saying that it has to be earned income and he 269 00:12:25,559 --> 00:12:27,800 Speaker 8: doesn't work a job and he never has, so, like, 270 00:12:28,000 --> 00:12:31,479 Speaker 8: is he able to open up that roth a count? 271 00:12:31,720 --> 00:12:33,520 Speaker 5: How old is he? 272 00:12:33,520 --> 00:12:34,280 Speaker 3: He's nineteen? 273 00:12:36,360 --> 00:12:37,800 Speaker 4: I mean, yeah, they're not really gonna check it like that. 274 00:12:37,920 --> 00:12:40,000 Speaker 4: It's really for the miners, I mean, but yeah, it's 275 00:12:40,000 --> 00:12:41,920 Speaker 4: supposed to be. Like I mean, but how is he 276 00:12:41,920 --> 00:12:43,400 Speaker 4: gonna put money if he never if he never had, 277 00:12:43,520 --> 00:12:46,040 Speaker 4: if he doesn't work, you're gonna put money in for him? 278 00:12:46,880 --> 00:12:48,720 Speaker 8: Well, he has a he has a banker, he has 279 00:12:48,760 --> 00:12:51,360 Speaker 8: like a savings account with some money that he's made 280 00:12:51,400 --> 00:12:53,679 Speaker 8: throughout his life, and we were just gonna move that 281 00:12:53,760 --> 00:12:54,600 Speaker 8: money into his RYE. 282 00:12:55,480 --> 00:12:58,640 Speaker 4: Yeah, I mean to give your because every the bigger 283 00:12:58,679 --> 00:13:01,559 Speaker 4: we get a lot of people. The technical police are 284 00:13:01,559 --> 00:13:03,640 Speaker 4: coming down on us at an alarming rate. I put 285 00:13:03,679 --> 00:13:06,680 Speaker 4: a poster Cazar and they're like, that's tax fraud. He's 286 00:13:06,720 --> 00:13:11,559 Speaker 4: gonna put you in jail. So pay your taxes. Yes, yes, 287 00:13:12,040 --> 00:13:14,240 Speaker 4: it has to be earned income that you received. So 288 00:13:14,960 --> 00:13:17,000 Speaker 4: I'm gonna give you the technical answer on this, and 289 00:13:17,400 --> 00:13:19,839 Speaker 4: you can tell him that once he starts working, then 290 00:13:19,880 --> 00:13:22,079 Speaker 4: he can start putting money into his retirement account. 291 00:13:22,280 --> 00:13:24,520 Speaker 2: To hear a more extended conversation, make sure to check 292 00:13:24,520 --> 00:13:27,800 Speaker 2: out our live YouTube show Market Mondays every Monday, eight 293 00:13:27,840 --> 00:13:31,160 Speaker 2: pm Easter Standard Time, seven pm Central, and check out 294 00:13:31,200 --> 00:13:34,840 Speaker 2: the Market Monday's podcast on iHeart, Spotify, Apple or wherever 295 00:13:34,880 --> 00:13:36,000 Speaker 2: you download your podcast. 296 00:13:36,040 --> 00:13:42,040 Speaker 9: Now my graduates from my school being false back and 297 00:13:42,120 --> 00:13:46,680 Speaker 9: drop drop Mike, drop drop drop. 298 00:14:00,960 --> 00:14:04,000 Speaker 6: Hey, everyone, this is Tatiana Manning, host of Real Talk 299 00:14:04,040 --> 00:14:07,560 Speaker 6: with PGNI. We know small businesses are dealing with rising 300 00:14:07,600 --> 00:14:10,000 Speaker 6: costs and looking for ways to boost their bottom line. 301 00:14:10,240 --> 00:14:12,720 Speaker 6: That's why we're doing the show to help customers save 302 00:14:12,760 --> 00:14:15,400 Speaker 6: with simple and easy to do steps by making sure 303 00:14:15,520 --> 00:14:17,959 Speaker 6: they're on the most optimal rate for their business. 304 00:14:18,280 --> 00:14:20,840 Speaker 8: So check us out on pg dot com, Ford Slash, 305 00:14:20,920 --> 00:14:23,080 Speaker 8: real Talk, and all other streaming platforms.