Speaker 1: Hey, ba fan, Mandy here or Mandra you can call
Speaker 1: me Mandra and that's fine. I have a simple request
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Speaker 2: Hey hey, hey, I'm not gonna lie. My back hurts.
Speaker 2: We're back, we're black, we're brown ambition. Hey Manajra, I
Speaker 2: pull my back.
Speaker 1: We're aging gracefully.
Speaker 2: I know between my arm surgery because I guess I'm
Speaker 2: sleeping this kind of a way to like not I
Speaker 2: sleep on my shoulder subconsciously and when I'm sleeping, and
Speaker 2: so now I've got a back pull. So I'm feeling
Speaker 2: one hundred and seven. But you know how you doing?
Speaker 1: I mean, I mean, I'm by by comparison. I'm good,
Speaker 1: my back is not pulled. But I'm wondering is it
Speaker 1: time for some acupuncture? Do we need a massage therapist? Chiropractor?
Speaker 2: Well, I'm I'm going to physical therapy. Like my arm
Speaker 2: is actually feeling better and better, but like you know,
Speaker 2: I'm just I know what it is because I felt
Speaker 2: when I woke up, I was in this odd position
Speaker 2: like with my shoulder kind of like you know, protecting itself,
Speaker 2: and I guess my back was like girl, what is
Speaker 2: this position?
Speaker 1: So why did we hurt ourselves in our sleep?
Speaker 3: You know?
Speaker 1: Like I was, I've been waking up with headaches, and
Speaker 1: I went to the dentist for the first time since
Speaker 1: the since quarantine, because I was like, I'm not about
Speaker 1: to get COVID to get a dental cleaning. I'm just
Speaker 1: flost moore floss more. But anyway, I finally went and
Speaker 1: she said, yeah, you probably you're grinding your teeth that night,
Speaker 1: and it just so happened. It was a two week
Speaker 1: period where I had a lot going on. It wasn't
Speaker 1: bad stress, but it was like I was clearly anxious
Speaker 1: in my sleep, and I'm like, can we not even
Speaker 1: get a break from our own selves now? Sleep? What
Speaker 1: is this? It's like, damn it. But well, I'm very
Speaker 1: I hope that your back feels better.
Speaker 2: Yeah, well, you know, you know how you get a pull.
Speaker 2: It takes like some like some days, sometimes even a
Speaker 2: couple of weeks. I'm just like, ugh, but you know,
Speaker 2: I mean, I'm alive and I'm happy. Things are good,
Speaker 2: but you know, all to.
Speaker 1: Your body, Listen to your body. I do want to
Speaker 1: take a moment because the just to acknowledge what's going
Speaker 1: on in the Asian American community. It's been going on
Speaker 1: for the past solid year, this rise in anti Asian
Speaker 1: hate crimes and even though they won't call them hate crimes,
Speaker 1: just just crazy criminal activity toward Asians, unnecessary violence. And
Speaker 1: what happened last week in Atlanta, really I think it
Speaker 1: just shooks. Yeah, it was horrendous, it was it was shocking,
Speaker 1: it was disgusting, it was tragic, and I just wanted
Speaker 1: to let our listeners know and if any you know,
Speaker 1: everyone who supports Brown Ambition and beyond, and if you're
Speaker 1: Asian American, we stand with you. And if there's anything
Speaker 1: we can do to be allies to you and your
Speaker 1: time of need, let us know. And we hope that
Speaker 1: you guys are if you're doing well, and if you
Speaker 1: have Asian American friends and family, check in on them,
Speaker 1: check in on them, ask how they're doing. I've tried
Speaker 1: to do that thoughtfully the past week. And I speaking
Speaker 1: from experience, what happened, you know, after last summer's social unrest,
Speaker 1: after George Floyd and Breonna Taylor, I appreciated those messages
Speaker 1: just to check in and see how you're doing. So, yeah,
Speaker 1: check in. And my heart goes out to those those families, man,
Speaker 1: those families and those women who were murdered senselessly and
Speaker 1: the customers too. It was I just don't it's it's heartbreaking,
Speaker 1: it truly is.
Speaker 2: Yeah, I just I just can't even imagine so well,
Speaker 2: I just don't get it. I'm like, what, I honestly
Speaker 2: can't wrap my mind around how you could hate someone,
Speaker 2: someone you don't know, for the color of their skin,
Speaker 2: the race that they are, so much so that you
Speaker 2: would do something so egregious, and then how it's excused,
Speaker 2: you know, like he was having a bad day, just
Speaker 2: a bad day. No, that's what he said. Yes.
Speaker 1: The way that that officer at that press conference was
Speaker 1: trying to it was almost like he his tone was
Speaker 1: very much like, calm down, everybody. This young man he has,
Speaker 1: this gentleman has, you know, admitted to the crime, and
Speaker 1: he was having a bad day, and he had what
Speaker 1: he perceived to be a temptation and a sexual addiction
Speaker 1: and he and he needed to what murder eight people.
Speaker 1: I just it just it was bad, bad, bad for
Speaker 1: that share I don't know, Sheriff's department, a law enforcement
Speaker 1: in general, and to coeo oh, no, another white man
Speaker 1: inflict mass a mass shooting on this country and walk away,
Speaker 1: you know, unscathed.
Speaker 2: Unscathed, literally Mike Brown, Hey, we think we think he
Speaker 2: stole a cigar, you know, Garner.
Speaker 1: George Floyd. I just a counterfeit twenty dollars bill, was it?
Speaker 2: I mean? And then people are like, well, you know,
Speaker 2: so people deserve to die for that. But this man
Speaker 2: literally killed murdered eight people. And I'm not suggesting the
Speaker 2: police should have shot him dead were he it was?
Speaker 2: But like, but then all this compassion for him and like,
Speaker 2: oh were they were they working legally? So does that
Speaker 2: mean that people could just ooh? I think I think
Speaker 2: there's some people who might not have their green card,
Speaker 2: so me, as a citizen could just go and do
Speaker 2: whatever I want. I just honestly, I'm exhausted, and I
Speaker 2: just I don't know, Like, I don't know what it
Speaker 2: takes for people to say, like enough is enough? Is
Speaker 2: enough is enough? And you know, does it take for
Speaker 2: like every single marginalized group to be brutally attacked before
Speaker 2: we band together to say no more? You know?
Speaker 1: But yeah, I think in a sad way, it's an
Speaker 1: inflection point for everyone to better understand what Asian Americans
Speaker 1: have gone through in this country. And I have very
Speaker 1: close friends who are from the Asian American community very
Speaker 1: close to me, and I, even as a person of color,
Speaker 1: as a woman of color, wasn't one hundred percent aware
Speaker 1: of what they felt day to day. I guess I
Speaker 1: just took for granted because I think there is this
Speaker 1: there's this deep divide in the Asian American community, and
Speaker 1: I've been reading about this. Economically, you know, you have
Speaker 1: there's this perception that Asian Americans are better off, and
Speaker 1: they you know, they're better off than other minorities and
Speaker 1: financially economically speaking, that they're doing well, that they're the
Speaker 1: model minority. I've even heard out there, yes, but the
Speaker 1: lived experience, no one's. I don't feel like we've bothered
Speaker 1: to ask Asian Americans like what sort of experience do
Speaker 1: you have day to day? And what sort of experience
Speaker 1: do your parents have? And my closest front, you know,
Speaker 1: I don't want to put her so I don't want
Speaker 1: to tell a story that's not mine, but I admire
Speaker 1: her so much. Her parents are immigrants from Vietnam came over.
Speaker 1: You know, their story is just extraordinary. And her mom,
Speaker 1: her mom owns a hair salon in Atlanta, and she's
Speaker 1: having her mother put up signs that say, you know,
Speaker 1: we're keeping our doors locked, ring the doorbell and we
Speaker 1: will come, and it's just surreal. I mean, I don't
Speaker 1: I don't know. I haven't know. I haven't known what
Speaker 1: to say to her, and all I can say is
Speaker 1: just I'm sorry. And we should all be learning and
Speaker 1: listening to our Asian American brothers and sisters today the
Speaker 1: same way we, you know, would want to be listen
Speaker 1: to and have our pain acknowledged and not not minimalized
Speaker 1: because what we think they must be going through.
Speaker 2: No, I totally agree. I don't know, like a well,
Speaker 2: you know Jason Vtag, like you know, he's part of
Speaker 2: like you know, the financial Yeah, so he you know,
Speaker 2: Jason's pretty quiet. If you guys follow him, he's awesome.
Speaker 2: He's got this awesome brand called Frugal but it's spelled
Speaker 2: like p h r o O g a L. And
Speaker 2: you know, he's just like a friend in finance, but
Speaker 2: just a friend in real life too. But you know that.
Speaker 2: So he's been posting and sharing some of the stories
Speaker 2: of what people have called him and how he's been treated,
Speaker 2: and you know, you just he's like the sweetest, quietest guy.
Speaker 2: You would never know all this all of this pain
Speaker 2: was beneath that, and I just just really proud of
Speaker 2: him for sharing, you know, on social and just it
Speaker 2: just whenever you share your story, people get an opportunity
Speaker 2: to grow and to learn.
Speaker 1: And so yeah, yeah, and for the rest of us,
Speaker 1: it's our turn to shut up and listen. Yes, I'm trying.
Speaker 1: I haven't done such a great job trying to be
Speaker 1: an ally myself, but I'm trying, and I'm learning to
Speaker 1: shut up and listen. And you know, this all happened
Speaker 1: in the past week too, alongside that news at the
Speaker 1: editor in chief at teen Vogue. Yeah, a young black woman,
Speaker 1: Alexi Ma Cammond. I mean this situation, you want to
Speaker 1: talk about it for a little bit, because it was
Speaker 1: all happening at the same time. Yes, and it's been
Speaker 1: painful for me to see that go down. As a
Speaker 1: black woman in media and journalism. You want to see
Speaker 1: your sisters, you want to be happy for them. It's
Speaker 1: really painful for me to see what's happened. So Alexi,
Speaker 1: she was just named teen Vogue editor in chief a
Speaker 1: couple of weeks ago. It feels like it was not
Speaker 1: that long ago. She hadn't even started yet, and the
Speaker 1: Asian American staff at teen Vogue basically wrote a petition
Speaker 1: against her hire because she it had been uncovered a
Speaker 1: couple of years ago that she had tweeted some really stupid,
Speaker 1: really racist things about yes that pain was like what
Speaker 1: idiotic things when she was old.
Speaker 2: I was gonna say she was seven because she's like,
Speaker 2: what twenty seven now, so this is about ten years ago.
Speaker 1: Ten years ago, yeah, which is nuts. I mean, she
Speaker 1: was so young now, but you know, even younger then.
Speaker 1: But those tweets were already out in the public because
Speaker 1: when she was a reporter for Axios. They I think
Speaker 1: it was after she was named the Emerging Journalist of
Speaker 1: the Year from the NABJ National Association of Black Journalists,
Speaker 1: those tweets were uncovered. And again when she called out
Speaker 1: Charles Barkley for using some aggressive language toward her, the
Speaker 1: tweets were resurfaced again. You know Twitter, uh, the Twitter, uh, Twitter, Roddy,
Speaker 1: whatever you want to call them. They will go and
Speaker 1: find those social media demons, and it led to her.
Speaker 1: She finally resigned before she'd even had a first day
Speaker 1: on the job. I think last week Friday. The days
Speaker 1: are blurring together, but I mean it was the kind
Speaker 1: of accountability that I understand. And it's it's a small consolation,
Speaker 1: I think to to the staff at teen Vogue who
Speaker 1: really probably felt like w t F you know, and
Speaker 1: this was not the thing that's like, it wasn't unlike
Speaker 1: it was known the tweets, you know. So the fact
Speaker 1: that Anna Wintour and whoever at Conde and asked thought
Speaker 1: saw that and said, eh, it's okay, she said sorry,
Speaker 1: kind of it was. It was difficult to see. But
Speaker 1: I'm I hope that she's learning and growing from it,
Speaker 1: and I don't I don't wish ill of her at
Speaker 1: all as another black woman, and I like we're all
Speaker 1: growing and learning and just it's pain on all sides
Speaker 1: for me.
Speaker 2: You know, it's so crazy because it's I as a
Speaker 2: you know, as a black woman. It's rare that I'm
Speaker 2: on the other side to see what it must feel
Speaker 2: like to the person, you know, because as a black woman,
Speaker 2: I could see, like, you know, how on it just
Speaker 2: seems it's just being strange to not because if someone
Speaker 2: were to say they're working at like Essence or something
Speaker 2: like that, and then it was uncovered later like you
Speaker 2: know that this person used all these racial slurs. I mean,
Speaker 2: because I've read it. They you know, it wasn't these
Speaker 2: weren't light things. These were really terrible things. I'd be like,
Speaker 2: I don't care if she was five, That's what I
Speaker 2: would think. Yeah, you know, like I'd be like, I
Speaker 2: don't care if she's five years old. This is especially
Speaker 2: during what's happening now with you know, Black Lives Matter movement.
Speaker 2: This is an especially sensitive time and so I can
Speaker 2: see on the other side, if I was Asian American,
Speaker 2: I would feel the same. I mean, I can say,
Speaker 2: you know, you know, I could say like, oh, she's
Speaker 2: just seventeen, but I look at Supergirl, my stepdaughter, and
Speaker 2: she's fourteen, and I thought at fourteen, definitely, you know,
Speaker 2: she has a lot of growing to do, but she
Speaker 2: has a sense of right and wrong. I'm not saying
Speaker 2: that she's not on douse. We really try to monitor
Speaker 2: her social media, you know, but you know, kids get
Speaker 2: away and do whatever they want. But yeah, I have
Speaker 2: a hard time because yes, I want to see my
Speaker 2: sisters rise, and you know, certainly something like this carrying
Speaker 2: you like through the rest of your life. No matter
Speaker 2: what you do, someone's going to bring it up. But
Speaker 2: at the same time as someone who's been on the
Speaker 2: other side of seeing people be like, well he was
Speaker 2: twenty five, Well he was, and then being the you know,
Speaker 2: the people on the other side who are always asked
Speaker 2: to forget and let it go. I can understand like
Speaker 2: if Asian Americas is like, I'm not because honestly I
Speaker 2: feel the same, you know that, like, I'm not willing
Speaker 2: to give people passes for past transgressions that are egregious
Speaker 2: and multiple. Yeah, you know, so I can although like
Speaker 2: I'm like, yes, I love to see my sister's right.
Speaker 2: But if girl you wrong, you you're wrong. And you know,
Speaker 2: I don't think you know. And I know because a
Speaker 2: lot of my friends on social who or Asian they're like,
Speaker 2: you know, everybody went up for Black Lives Matter. We
Speaker 2: felt they felt unseen and unheard because you know, they're considered,
Speaker 2: you know, like there's some privilege there. And so I
Speaker 2: know that, you know, I just know that they like
Speaker 2: they feel it's you know, people are seeing and hearing them,
Speaker 2: and so I don't want to take that away despite
Speaker 2: the fact that you know she was. But I can understand. No,
Speaker 2: it's hard because you're like, oh man, it's such an
Speaker 2: awesome opportunity and I'm not gonna lie. I don't want
Speaker 2: to say her name because I'm I did not want
Speaker 2: to drag up. But there was a really good friend
Speaker 2: of mine who had a huge Twitter storm and social
Speaker 2: media storm around her a couple of years ago. It
Speaker 2: was really bad and I'm not gonna lie. It had
Speaker 2: me looking through my Twitter like have I ever said anything?
Speaker 2: Because it's scary? Have I ever? Like you know, I
Speaker 2: was like, oh my gosh, like have I? And I
Speaker 2: didn't think so, but you don't, you know, I don't
Speaker 2: remember every single thing I posted it, but I don't
Speaker 2: know that I was using Twitter.
Speaker 1: In that way challenge Tiffany, although I don't think our
Speaker 1: listeners weren't yeah no, no, but fact same fear, you know.
Speaker 2: And so I can understand where you're coming from, because
Speaker 2: I'm definitely like, uh, you know, like I don't. I
Speaker 2: don't know if I've said anything that would require me
Speaker 2: to be like yikes and so and who knows what.
Speaker 2: I also, I want to offer grace in space, but
Speaker 2: I also want to give people the space to say hey, no,
Speaker 2: So I can understand both sides, you know.
Speaker 1: Yeah, I even struggle trying and I made the mistake
Speaker 1: of sharing my view with my good friend who's Asian
Speaker 1: American and dealing with all this trauma. That was stupid.
Speaker 1: And I'm just going to publicly apologize to her. I've
Speaker 1: already apologized to her privately. No one needs to hear
Speaker 1: me be afraid of what this means for me and
Speaker 1: my Twitter history. Like, no, that is not I'm glad,
Speaker 1: but Tiffany and I we can talk about it. But yes, absolutely,
Speaker 1: And just from a career standpoint, I have just seen two.
Speaker 1: I mean, maybe just because I'm in journalist, I've been
Speaker 1: in journalism circles for so long and maybe it's more common,
Speaker 1: but even people who aren't in journalism. I've got a
Speaker 1: relative who was fired from Delta because she made a
Speaker 1: comment on a Facebook thread on like a news channel's
Speaker 1: Facebook page about a racial injustice. She made a comment
Speaker 1: there and someone saw it and she lost a job.
Speaker 1: So listen, it's not a freedom of speech thing because
Speaker 1: companies are private companies. You know they can they It's
Speaker 1: an at will employment situation, Y'allso just to caution, and
Speaker 1: nothing is private and there's no line I don't think
Speaker 1: between being an employee and then being a person. Honestly,
Speaker 1: if you say something dumb enough, you're you're definitely gonna
Speaker 1: lose job. And if you don't work for a nine
Speaker 1: to five still, you can lose advertisers clients. So yeah,
Speaker 1: I just think twice before you before you post and listen.
Speaker 1: You can download did you know? You can download a
Speaker 1: Twitter history? Like you can download every tweet you've ever
Speaker 1: tweeted and then search and see what's in there. You can.
Speaker 1: It takes a while, but it's a thing. So I'm
Speaker 1: just saying, if y'all are sweating it, you might want
Speaker 1: to try. But speaking of another prominent African American figure,
Speaker 1: we we don't talk much about this particular person, but
Speaker 1: we do. We have talked about he who must not
Speaker 1: be named d What are we calling him? D R? Oh?
Speaker 2: Yeah, I was like, who is talking about a day
Speaker 2: amz Ray?
Speaker 1: So I'm gonna say his name Dave Ramsey.
Speaker 2: I'm gonna start calling him mister bankrupt.
Speaker 1: Like the opposite of the monopoly man. So really quick,
Speaker 1: because the listener actually reached out and they were like,
Speaker 1: did you see the biblicalty on this?
Speaker 2: No?
Speaker 1: Do tell, pray, tell, we love. We should have a
Speaker 1: segment called tea time. Uh yeah, So I mean, not again,
Speaker 1: not to relish anyone's downfall, but this was just a
Speaker 1: real example of the hypocrisy of Dave Ramsey's solutions. So
Speaker 1: it had come out that in some reporting, and we
Speaker 1: published a story. We had posted a link to the
Speaker 1: story in the show notes. I forget now what the
Speaker 1: what the news organization was called, But it had come
Speaker 1: to light that Chris Hogan, one of Dave Ramsey's prominent
Speaker 1: what do you want to call them, like one of
Speaker 1: his internal gurus, like one of his his his people,
Speaker 1: is very prominent figures out there, and he's he actually
Speaker 1: came out and issued a statement on this, and he
Speaker 1: acknowledged she had some misconducts conduct girl ger he cheated,
Speaker 1: he cheated, and his wife has a blog and you
Speaker 1: can check it out, you know.
Speaker 2: And in the way the company like what is that?
Speaker 2: There was? Was it the Religious Times the article that
Speaker 2: was so damning?
Speaker 1: Yes, I the name of it. Yeah, it was something
Speaker 1: like that, yeah.
Speaker 2: Yes, And she that was part of it where she
Speaker 2: talked about how, you know, because they have a moral
Speaker 2: conduct code where people haven't let go for less and
Speaker 2: she went to the company to say, hey, there I
Speaker 2: don't know if it was. I think it was women
Speaker 2: actually actually at the actual job that he had been
Speaker 2: inappropriate with. So he went and they basically intimidated the wife.
Speaker 2: It was like, you know, go ahead on because you know,
Speaker 2: he was one of their big money makers. I guess
Speaker 2: he was just so mussy that they, you know, they
Speaker 2: finally decided to, you know, let him go. I guess.
Speaker 1: Well, meanwhile, I've been searching around. There's actually a complaint,
Speaker 1: a lawsuit filed against the company by a woman who
Speaker 1: claims that she was fired for being pregnant because she
Speaker 1: hadn't because she was not married to her partner. She
Speaker 1: was fired, and she was fired and they told her
Speaker 1: to her face. This is gonna be I don't know,
Speaker 1: the easiest EEOC case ever, because they told her to
Speaker 1: her face like you're in violation of our righteous living clause.
Speaker 1: So righteous living at Dave Ramsey basically means you can
Speaker 1: cheat on your wife, but definitely don't have premarital sex
Speaker 1: with your partner. So she's filed a lawsuit, and it'll
Speaker 1: be interesting to see how that all shakes out. But yeah,
Speaker 1: Chris Hogan is out. He I don't know, it just
Speaker 1: sounds like they let him go, which is is very sad,
Speaker 1: but it just shows you, like the hypocrisy man to
Speaker 1: have this righteous living clause, but it's not it doesn't
Speaker 1: apply to everyone clearly, so it does not even mean anyway.
Speaker 1: So there's your your biblical tea for the day.
Speaker 2: Well this is not biblical tea. But I wanted to
Speaker 2: hear something. I was like, oh, the foolishness. Well, I mean,
Speaker 2: it's not the buzzy buzzworthy today, I know it is
Speaker 2: very buzzy. So I saw like on Twitter, I was like,
Speaker 2: why is Kyllie Jenner trying to trendy? And normally I
Speaker 2: don't care, but I saw Kylie Jenner sixty thousand dollars.
Speaker 2: I'm like, h that seems like not a lot of
Speaker 2: money for a Kylie Jenner. What's this about? So apparently
Speaker 2: Kylie Jenner's makeup artist, who obviously plays a major role
Speaker 2: in her life because you know, like makeup is a
Speaker 2: huge component, like that's where she makes pose to her wealth,
Speaker 2: was in a really bad car accident and as a result,
Speaker 2: actually it needs brain surgery. She posted a gofund me
Speaker 2: where she was like, you know, can you help, you know,
Speaker 2: pay for his surgery, and people lit her up. I'm
Speaker 2: guessing yes, So she personally donated five thousand dollars. Mandy, Oh, Mandy,
Speaker 2: if you need a brain surgery, I got you for ten,
Speaker 2: you know what I mean. But you know what I mean,
Speaker 2: like five, Like not that ten thousand dollars was a
Speaker 2: little bit of money, but not someone who's important to
Speaker 2: me that needs brain surgery in order to stay alive.
Speaker 2: I mean, you know what I mean, Like yeah, for
Speaker 2: someone who is well. We all know that she like
Speaker 2: falsified some of her her her filings to become the
Speaker 2: Forbes youngest. They've since rescinded. But still, this is a
Speaker 2: very wealthy, wealthy, wealthy young woman. And someone said, like
Speaker 2: this is what Princess Mia ninety five on Instagram or
Speaker 2: Twitter tweeted, which is so true. She said, it's not
Speaker 2: even about the fact that she won't pay for for
Speaker 2: the surgery herself. But every single last one of Kylie
Speaker 2: Jenner's sisters is a millionaire, Her parents are millionaires, her
Speaker 2: friends are millionaires. But she asked the middle class for
Speaker 2: money this family. It's true, Like let's just say, like,
Speaker 2: you know, she could just really be like Kim, like
Speaker 2: this is my you know, because if you ever watched Kylie,
Speaker 2: like you know, her lives or her whatever like videos, whatever,
Speaker 2: she's really close to. They're all young, really close to
Speaker 2: her team. So this is someone she considers friend and
Speaker 2: probably partially like her family. And I'm not saying that
Speaker 2: she owes it to this person to pay their medical bills,
Speaker 2: but it's like the audacity to post it, do you
Speaker 2: know what I mean, Like.
Speaker 1: Yeah, just out of touch. I'm sure she was like,
Speaker 1: I'm gonna do a nice thing and share this link.
Speaker 1: So generous, but sixty k like she probably earned that
Speaker 1: while she was like honestly on the phone.
Speaker 2: And you put in five thousand.
Speaker 1: Yeah out, Well, you do remember that story of a
Speaker 1: lady Gaga's dad, he like started a gofund me last
Speaker 1: year after the pandemic hit to pay his restaurant workers,
Speaker 1: and she was like, I'm horrified that he did that,
Speaker 1: but it's uh. And then I think her dog walker,
Speaker 1: the dog walker that uh that was shot walking her dogs.
Speaker 1: From that story, there was a balthu on me for
Speaker 1: his fees. But I feel like Goga probably hasn't covered no.
Speaker 2: I think I read somewhere that she that she paid
Speaker 2: his medical fees.
Speaker 1: I mean she was paying half a MILLI wait, yeah,
Speaker 1: half a million dollars for information about the dogs. I'm like,
Speaker 1: can Yeah, I thought that was like, h wealthy people
Speaker 1: just you know, messing up. Just yeah, anyway, that's you know. Ugh,
Speaker 1: we said Kylie, We said Dave Ramsey. I'm sorry, y'all. Yeah,
Speaker 1: said their names out loud.
Speaker 2: Yeah, I know. But I mean, you know, here's the thing,
Speaker 2: like I said, because honestly, you can do whatever you
Speaker 2: want with your money. Obviously you have the free will
Speaker 2: and the choice. But it's just kind of like, uh,
Speaker 2: it is kind of out of touch, especially with so
Speaker 2: many people struggling now. And let's just say, for whatever reason,
Speaker 2: like this is not her makeup artist or you know,
Speaker 2: because people are like this is this she might not
Speaker 2: even know him or whatever. But if you really, if
Speaker 2: you're wanting to help and serve in that way, you
Speaker 2: could just literally just ask your friends, the people in
Speaker 2: your house right now could chip in and make this happen,
Speaker 2: versus literally reaching out to people who have been let
Speaker 2: go living in quarantine and pandemic, lost jobs, people who
Speaker 2: are literally waiting for stimulus money in order to pay bills,
Speaker 2: like you know what I mean, like, this is not
Speaker 2: normal time. So even if this is not your makeup ar,
Speaker 2: it's not your for whatever. The fact that you could
Speaker 2: just turn to your inner circle and handle this versus
Speaker 2: asking regular everyday people who are actually struggling. Girl stop
Speaker 2: so you know, child, But you know I'm like, m
Speaker 2: you ain't say nothing but a word, jold. I'm gonna
Speaker 2: read up on this, this Chris Hogan thing, because I yeah,
Speaker 2: I just hope this is why you know, manjoin I
Speaker 2: always say, we don't wan believing, we don't not even
Speaker 2: not really, we don't believe in gurus that we're your
Speaker 2: financial girlfriends because I don't think it's smart to get
Speaker 2: every single piece of financial advice from one person because
Speaker 2: how possibly can they know all things? Imagine if your
Speaker 2: doctor you're like, ooh I broke my leg, I can
Speaker 2: fix that. Oh my tooth, I can fix that. I
Speaker 2: need my back crack, I could do that. How how
Speaker 2: can your one doctor be an expert in every single component?
Speaker 2: He would be like a buffet business. You never go
Speaker 2: to buffets for your favorite food because they're only okay
Speaker 2: at everything. And that's what you get when you have
Speaker 2: someone who's like come, to me for all your things.
Speaker 2: It's like it's good to mix and match because then
Speaker 2: you can have discernment over you know what that actually
Speaker 2: doesn't make sense, you know. Like Nativa, she's one of
Speaker 2: my favorite go tos a Kruger credit nie stuff for
Speaker 2: all things credit, because she like devotes her life to
Speaker 2: credit knowledge, you know. And like Sandy, if I'm talking
Speaker 2: about side hustles and how to make money outside of
Speaker 2: your job, or even how to actually make money while
Speaker 2: at your job, Sandy had devoted years and years to
Speaker 2: research about how best to do this, So of course
Speaker 2: you're gonna lean to her. You know. I got the
Speaker 2: budgeting girl. My name is budgetista. That's what I do,
Speaker 2: you know. And so I just share all of that
Speaker 2: because I think it's this is a lesson that hopefully
Speaker 2: people who are still d are fans to know that
Speaker 2: it's okay, you know, if that's any He certainly has
Speaker 2: some advice that is helpful, but like the fact that
Speaker 2: his advice is only take his advice is harmful.
Speaker 1: Yeah, and that they don't they're not even willing to
Speaker 1: give medical maternity benefits to a young woman on their staff.
Speaker 2: Girls.
Speaker 1: I'm sorry, I would love to see this. You gotta
Speaker 1: read this complaint to in this court. And I was
Speaker 1: kind of reading like the judges response and stuff like
Speaker 1: how do you define righteous living? And I'm sorry, are
Speaker 1: you going to present a list of everyone's past sexual
Speaker 1: history so you can see if this has been applied
Speaker 1: equally across employees?
Speaker 2: And first of all, what part of the Bible is that?
Speaker 2: I just don't even what Jesus do? You know, because
Speaker 2: I'm like, sir, literally, really Jesus hung out with tax collectors,
Speaker 2: prostitute people like he His thing was, I want to
Speaker 2: invite those folks in to hopefully, you know that through
Speaker 2: the way I live, that they will elevate, elevate the
Speaker 2: way they live. He was not about banishing folks. So
Speaker 2: it's I just don't know what god these people serve,
Speaker 2: the God of money, you know, because it's certainly not
Speaker 2: you know, the God of the Bible that they profess
Speaker 2: to serve. You know, it's just not I just like, literally,
Speaker 2: nowhere does it say that that you turn someone away,
Speaker 2: you push someone out. It's literally the opposite, the literal opposite.
Speaker 1: Please never put me on a pedestal. I just don't
Speaker 1: want to fall.
Speaker 2: Yes, please, I'm not.
Speaker 1: I'm readily here.
Speaker 2: That's why I love my own tea. I'm like, oh child,
Speaker 2: let me tell you how somebody took me for all
Speaker 2: my money and I had foreclosure.
Speaker 1: Yeah, I'm not gonna because that. You can't pretend like
Speaker 1: you're perfect, because you're just asking yourself for you know,
Speaker 1: just asking yourself for someone to find some dirt on you.
Speaker 1: Andrew Cuomo. Okay, so shall we move on to questions
Speaker 1: real quick and take a quick break.
Speaker 3: Okay, that was a lot of some buzzy tea.
Speaker 1: All right, so we are back with your questions. And
Speaker 1: actually there's a really fun new way for you guys
Speaker 1: to send us questions. You can actually call or text us.
Speaker 1: Did you know what.
Speaker 2: Toll we fancy?
Speaker 1: Fancy? It's also kind of old school, you know, just
Speaker 1: like pick up the phone, call your friends. Let's call
Speaker 1: it the money the Brand Ambition Hotline hot hotline. So
Speaker 1: let me share that number with you if y'all want
Speaker 1: to share it. You can still, you know, get your
Speaker 1: questions to us the old fashioned ways through IGDM or
Speaker 1: through email at brandambisionpodcast at gmail dot com. But if
Speaker 1: you'd like to call our hotline and leave a voicemail,
Speaker 1: or text us. You can reach us at eight four
Speaker 1: four eight five eight eight zero eight zero. That's eight
Speaker 1: four four eight five eight eight zero eight zero. We
Speaker 1: can't wait to listen to your questions and we might
Speaker 1: feature you on the show.
Speaker 2: Yes, love it.
Speaker 1: But in the meantime, let's shake up this mail bag.
Speaker 1: We have a couple of questions from people who are
Speaker 1: thinking about so. As you guys might know, mortgage rates
Speaker 1: are still creeping. They're creeping up a little bit, but
Speaker 1: they're still historically very very low. And for people who
Speaker 1: have a lot of equity in their home, meaning that
Speaker 1: their home is valued more than their existing balance on
Speaker 1: their mortgage, that's equity, and you can often borrow against
Speaker 1: that equity, which means you're saying, hey, bank, I've got
Speaker 1: like fifty thousand dollars worth of equity in my home.
Speaker 1: Why don't you do you give me a cash loan
Speaker 1: for ten thousand dollars and give it to me at
Speaker 1: a lower rate, and I will secure it with my home.
Speaker 1: That's basically what a home equity loan is. That's why
Speaker 1: they call it a second mortgage, because you are using
Speaker 1: your home again as collateral on that home equity loan.
Speaker 1: And the benefit to you is that you get the
Speaker 1: loan at a lower rate because again you're offering collateral,
Speaker 1: so the bank feels a little bit more secure loaning
Speaker 1: it out to you. And some people have found themselves
Speaker 1: more and more in that position this year because demand
Speaker 1: for houses is going up a lot of places people
Speaker 1: are staying put and they're saying, what can I do
Speaker 1: with all this equity lying around? Thank you for entertaining
Speaker 1: my indulging, my quick little this definition, and just feel
Speaker 1: like let's start from the beginning, all right, So let
Speaker 1: me get to these questions, all right. This a couple
Speaker 1: of listeners. So question one comes from Instagram. She says,
Speaker 1: what are your thoughts on using a home equity line
Speaker 1: of credit to pay off a mortgage? Quicker? I have
Speaker 1: about fifteen fifteen years left in my thirty year mortgage. However,
Speaker 1: due to having student loan debt I took on for
Speaker 1: my children, I cannot tap into the equity I now have.
Speaker 1: That means no cash out refinance for me. My debt
Speaker 1: to income ratio is too high. Despite having no credit
Speaker 1: card debt and a credit score of seven hundred, I'm
Speaker 1: paying double the going interest rate and frankly, I want
Speaker 1: to give these banks the finger. I saw this as
Speaker 1: a strategy, but I want to know what y'all think. Wait,
Speaker 1: what what are your thoughts? I'm gonna start from the beginning.
Speaker 1: What are your thoughts on using a home equity loan
Speaker 1: line of credit to pay off a mortgage? Quicker, I
Speaker 1: have about fifteen years left, so you can't do that.
Speaker 2: Yees, come like, wait, so is it the same house
Speaker 2: or two different houses?
Speaker 1: It seems like the you know what, No, it seems
Speaker 1: like the same house.
Speaker 2: I don't know.
Speaker 1: You can't borrow. That wouldn't work because then when you're
Speaker 1: taking out a home equity loan against your current house,
Speaker 1: that's just an additional mortgage.
Speaker 2: Yes it's a new more so, it's a new mortgage,
Speaker 2: so you would owe that moreage. So, for example, just
Speaker 2: think about credit cards, right, So let's just say you
Speaker 2: say I owe ten thousand dollars on this credit card. Yikes,
Speaker 2: And you're like, you know what, I'm going to take
Speaker 2: out a cash advance of ten thousand dollars on this
Speaker 2: credit card. Let's just say, for whatever crazy reason, they
Speaker 2: give you the ten So now you owe instead of
Speaker 2: ten thousand dollars you owe twenty. Now you use that
Speaker 2: ten to pay off the old loan who it's paid off.
Speaker 2: But wait, I still owe ten because I owe the
Speaker 2: ten on the new loan. So that's how that would work.
Speaker 2: So unless the only way I could think about this
Speaker 2: is if they meant that it's two separate houses that
Speaker 2: you were pulling out equity from one house to pay off,
Speaker 2: you know, the mortgage on another house. That's the only
Speaker 2: way I could see that.
Speaker 1: I think it took me a couple of times reading this,
Speaker 1: but I'm actually very interested in this because so I
Speaker 1: think what this listener is saying she once remain anonymous,
Speaker 1: is that so she has fifteen years left on her
Speaker 1: mortgage she has. So the key things that a mortgage
Speaker 1: lender is looking at when they are seeing if you
Speaker 1: qualify or not, and it's very or the underwriting process
Speaker 1: or like the vetting process for getting a home equity
Speaker 1: loan as it is for a traditional mortgage, because it's
Speaker 1: basically the same thing, just probably a lower amount. Anyway,
Speaker 1: So the key things when you're applying for a mortgage
Speaker 1: that they're looking for is what your DTI your debt
Speaker 1: income ratio. That's how much your monthly debt payments are
Speaker 1: versus your monthly income and then your credit score. And
Speaker 1: she's saying her credit score is actually good at seven hundred,
Speaker 1: but she has a lot of student loans that she
Speaker 1: took on for her children. Sounds like she might have
Speaker 1: co signed them or taken them out herself, and she's
Speaker 1: not able to qualify for a refi because she's saying
Speaker 1: that the mortgage she has now stay with me is
Speaker 1: double the going interest rate that's being offered. She says, so,
Speaker 1: I think what's happening is like a lot of homeowners
Speaker 1: with mortgages right now who have rates that are a
Speaker 1: lot higher than what's the going rate right now. It's
Speaker 1: what three something I forget or even lower. It's been
Speaker 1: lower than three. She's saying, like the standard thing would
Speaker 1: be to do a refine, right yase, yeah, because then
Speaker 1: I could get a lower interest rate and save money,
Speaker 1: but because of her high debt balance, she can't do that.
Speaker 1: We we we with you now.
Speaker 2: Putting down.
Speaker 1: So her idea is so with a home equity loan,
Speaker 1: basically this is like a I mean, the underwriting process
Speaker 1: is still similar because you are, like, you know, applying
Speaker 1: for a loan from a bank and your home is
Speaker 1: securing it that maybe she'll get qualified for a home
Speaker 1: equity loan that would help her pay off her mortgage
Speaker 1: a little bit quicker. I still don't know if you qualify,
Speaker 1: because they're going to look at your DTI too, and
Speaker 1: they're going to consider that new home equity loan part
Speaker 1: of your debt. When they do that, like they're going
Speaker 1: to say, I don't know. I mean, I mean you
Speaker 1: can try. I'm actually could you try and let us know?
Speaker 1: Because I'm very curious.
Speaker 2: Yeah. Well, because although it might be easier because to
Speaker 2: her point that you know, the houses, the the collateral,
Speaker 2: you know, yeah, so I mean you never Here's the
Speaker 2: thing I ask, like, don't say, hey, I'm doing this
Speaker 2: has a way to get around just say, you know,
Speaker 2: like I would. I would reach out to like a
Speaker 2: mortgage broker and just ask and just say, you know, hey,
Speaker 2: this is what I was thinking. Because then you you
Speaker 2: to your point. But the only thing is Manda, what
Speaker 2: about she hmmm cash out REFI Is that what she's
Speaker 2: trying to do, because like.
Speaker 1: She might want to kill two brands with one stone,
Speaker 1: like refin her mortgage, but with the cash out REFI
Speaker 1: you actually take cash out at the same time, so
Speaker 1: maybe she's thinking refine refinance, so let I get a
Speaker 1: lower rate check and then take cash out. So but
Speaker 1: then put it right back, Yeah, put it right back.
Speaker 2: I mean it's possible. It's possible because we were going
Speaker 2: to do a cash out refly and basically to your point, well,
Speaker 2: it's did well because our house is paid off. So
Speaker 2: I don't know. It wasn't like am I swapping a mortgage,
Speaker 2: you know, basically want to swap one mortgage for another.
Speaker 2: I had It's worth a try. I don't know. I'm
Speaker 2: not a mortgage brokeer, so I don't know if that
Speaker 2: would be you know, if they allow it.
Speaker 1: But yeah, yeah, I also think, you know, if it's
Speaker 1: true that you've got student loan debt that you've took
Speaker 1: taken on for your children, but your credit score is
Speaker 1: seven hundred, you know, I wonder if a bank would
Speaker 1: be willing to work with you even with your the
Speaker 1: amount of student loan debt and doesn't sound like you
Speaker 1: have you know, check to see if you've been pre
Speaker 1: approved for refinance, but maybe you should try you know,
Speaker 1: credit Union and with the you know, I don't know
Speaker 1: what kind of student loan debt. It is, or if
Speaker 1: you have like let's say it's federal and then you
Speaker 1: have access to an income based repayment plan, maybe there's
Speaker 1: a way, because it does. You know, it's it sucks
Speaker 1: if you're a homeowner and I have family in the
Speaker 1: same position, Like they lost their jobs last year, but
Speaker 1: their rate is like six percent. They'd love to refinance,
Speaker 1: but they can't because a bank needs to see employments
Speaker 1: for yes, so you're just stuck. It's just like, it's
Speaker 1: another example of how the financial institutions and the way
Speaker 1: that financial systems work just don't work for poor people
Speaker 1: and people. Yeah, it's a shame. But thank you for
Speaker 1: this really challenging question. Yes, I just like talking about
Speaker 1: home equity loans. Okay, here's a similar one too, so
Speaker 1: uh wait a second, Oh oh this is why. So
Speaker 1: this is actually not a question. She's just sharing a
Speaker 1: win with us. Can we share a win from a listener?
Speaker 2: Yeah, I'd love that.
Speaker 1: We're down with that. Okay, wants to remain anonymous, but
Speaker 1: she says, I've been listening to your show and it's
Speaker 1: made me think more wisely about the money decisions that
Speaker 1: I make. So I decided to do a second mortgage
Speaker 1: and pay off all my credit card debt. The interest
Speaker 1: rate I got on my home equity loan was way lower.
Speaker 1: Some of my cards had interest rates of over twenty percent.
Speaker 1: I was able to get a home equity loan at
Speaker 1: four percent and paid off all my credit card debt
Speaker 1: the icing on the cake. My credit score increased by
Speaker 1: ninety five points. Just wanted to thank my money BFFs.
Speaker 1: In my head, that's wonderful. Okay, that's like more traditional
Speaker 1: and this is you know, there's pros and cons to that, right,
Speaker 1: taking out a home equity loan. Again, the pro is
Speaker 1: that because you're securing it with collateral being your house,
Speaker 1: the bank is willing to give you a decent much
Speaker 1: a much lower rate than you might get from like
Speaker 1: a credit card. And that is yeah, that is something
Speaker 1: that you can do with that money. It's yours to
Speaker 1: do with what you as you wish whenever you get it.
Speaker 1: So using it to consolidate credit card debt is is
Speaker 1: an option for sure.
Speaker 2: No, yeah, I was like, and you did it right
Speaker 2: now because now you owe but at a rate that
Speaker 2: is significantly less, So that is definitely a win. Sometimes
Speaker 2: like the reason why. You hear some financial gurus and
Speaker 2: stuff say like, oh, basically you're trading debt for debt. No,
Speaker 2: I mean, yes, you are. You're trading a debt for debt,
Speaker 2: but less expensive debt. You're trading less expensive debt, and
Speaker 2: the key is to really pay down that less expensive debt,
Speaker 2: not to run the other debt back up again.
Speaker 1: Yeah, just put those cards away. That's what you have
Speaker 1: to do. That's the key.
Speaker 2: You know.
Speaker 1: When I used to work for a company where we
Speaker 1: would help match people to different loan options, the sad
Speaker 1: thing was how many repeat customers there were for loans
Speaker 1: like this and for personal loans because or debt consolidation loans,
Speaker 1: because yeah, it was just like a band aid. I'm
Speaker 1: going to get this loan, pay off my high interest debt,
Speaker 1: and I'm gonna you know, I have this feeling of
Speaker 1: like I've done something, I'm taking care of it, and
Speaker 1: then the old habits rear their ugly heads again.
Speaker 2: Yep.
Speaker 1: Yeah, so this.
Speaker 2: Was one of the reasons why these companies love them.
Speaker 2: Not you, girl, that's not what you're going to do.
Speaker 2: But I'm yes saying you want to be just mindful.
Speaker 2: I tell people, you know, yourself best. You know, like,
Speaker 2: if you know you're not quite ready to pay off
Speaker 2: any kind of debt, whether it's expensive or otherwise, then
Speaker 2: you know, get to a place where you do feel
Speaker 2: ready that if you chew trade in your expensive debt
Speaker 2: for your less expensive debt through refinancing, through balanced transfer,
Speaker 2: whatever that looks like, then you know, because it could
Speaker 2: really be beneficial. That's how that was one of the
Speaker 2: ways I was able to dig myself out of that
Speaker 2: scam that I experience in my twenties is that I
Speaker 2: transferred all of that debt, that thirty five thousand dollars
Speaker 2: in credit card debt to credit cards that had the
Speaker 2: zero percent interest rate, And so I was able to
Speaker 2: pay it off by doing that, you know, and so
Speaker 2: because I was ready to really like stick to it.
Speaker 2: So it's helpful if you're ready to stick to it,
Speaker 2: but can actually be very harmful if you're not.
Speaker 1: Well, I'm glad that it worked out for you. Yeah, Anonymous,
Speaker 1: I wish we could say your name, but go girl,
Speaker 1: that's amazing it is that this is just the beginning
Speaker 1: of a fresh start for you. Is that a jump
Speaker 1: like Jordan moved tip ninety five points? Yes, girl, jump
Speaker 1: like Jordan, not to steal your catchphrase, drift do I
Speaker 1: owe you now a real girl?
Speaker 2: Please? That's not even my cashphrase. He like, I want
Speaker 2: to go for my U that said jump like Jordan. Girl,
Speaker 2: it was gone. I was like, you know what, I
Speaker 2: ain't even mad, bro, I was supposed to say all
Speaker 2: that because someone said girl. I was trying to share
Speaker 2: my jump like Jordan YouTube video with my cousin. I
Speaker 2: can't find it. I was like, really jump like ooh.
Speaker 2: He was like, not up in here.
Speaker 1: That's like when I try and post a cute video.
Speaker 1: I think I posted a cute video of me and
Speaker 1: the baby dancing and Instagram was like, we're taking that
Speaker 1: down because you do not have that blumah song. You
Speaker 1: know you're not the owner of that song anyway. All right, sweet,
Speaker 1: let's take one more quick question. This one I thought
Speaker 1: was interesting and let me see another anonymous listener that's mine,
Speaker 1: no judgment. Interesting question though, So this question is she says,
Speaker 1: I'm considering leaving a semi government job that I've had
Speaker 1: for twelve years to go to a financial planning position
Speaker 1: where the company is on a growth path. When they
Speaker 1: asked me about my salary, range. I gave a range
Speaker 1: just a few thousand more than what I make now.
Speaker 1: I responded quickly because I wanted to show my excitement
Speaker 1: and interest. I did my thorough job salary search after
Speaker 1: I submitted my range and realized I was short changing
Speaker 1: myself by five thousand dollars at least out they're still interviewing,
Speaker 1: as I've gone through two of three rounds. When they
Speaker 1: offered me the job. I love that she's like, when
Speaker 1: not if? When they offer me the job and they
Speaker 1: stay within my range, should I counteroffer based on my
Speaker 1: research even if it's outside the salary range that I
Speaker 1: stated Originally? I know I want this job and I
Speaker 1: don't want to ruin my chances for getting my foot
Speaker 1: in the door.
Speaker 2: I had a yes, but I don't know. I feel like,
Speaker 2: you know, you you are our career, our career go
Speaker 2: to what do you what.
Speaker 1: Do you have something? I mean, what if you know?
Speaker 1: What if you like, you know a speaker or a
Speaker 1: speaker I don't know. Speaking. Engagement was like hey can
Speaker 1: you do this? And you're just like so excited, You're like, yeah,
Speaker 1: I'll do it for twenty K. And then you find
Speaker 1: out that, huh, I've done that you have you find
Speaker 1: out you could have gotten more? What would you do
Speaker 1: in that case?
Speaker 2: Girl? I ate the loss, but I don't know if
Speaker 2: I should have, you know what I mean.
Speaker 1: Yeah, my friend actually asked me this not that long ago.
Speaker 1: He was in the middle of interviewing for jobs in
Speaker 1: media and he did the same thing, like someone reached
Speaker 1: out and and listen. I've it on the hiring side,
Speaker 1: and often it makes it makes the job a little
Speaker 1: bit easier to see if you can afford someone, if
Speaker 1: you kind of get a sense of what they're thinking,
Speaker 1: and if they tell you a range that's like really
Speaker 1: crazy high, then you can say, okay, maybe you're out
Speaker 1: of our price range. So yeah, recruiters will sometimes ask
Speaker 1: that question, or even hiring managers just to kind of
Speaker 1: like weed out people who may be way out of
Speaker 1: their price range. But you don't have to answer. It's
Speaker 1: okay not to answer, but listen, the damage has been done.
Speaker 1: She's answered, and so did my friend who asked me
Speaker 1: the same question. And my advice to them was absolutely
Speaker 1: go back and ask for more. Listen, there's no like,
Speaker 1: it's not over till it's over. And honestly, you shouldn't.
Speaker 1: I mean, just go confidently, and especially because you did
Speaker 1: it early, go confidently into that job offer and say,
Speaker 1: you know, when I was first talking to you, I'm
Speaker 1: new to this profession. I'm leaving a job with different responsibilities.
Speaker 1: I've heard what you guys have had to say about
Speaker 1: this position, and I actually think that a more reasonable
Speaker 1: range would be X, Y Z and absolutely, and I
Speaker 1: would say, you know, even if you get the offer back,
Speaker 1: still just say hey, I would like a high. I
Speaker 1: feel like it's just good practice when you get your
Speaker 1: first offer to counteroffer and have a reason for doing it,
Speaker 1: but to counteroffer, and all the worst they can do
Speaker 1: is say no, you're not. I personally feel confident that
Speaker 1: you most likely will not lose the job at that point,
Speaker 1: Like they have invested so much time into hiring you.
Speaker 1: Interviews take a long time, hiring is a pain in
Speaker 1: the you know what, and they don't want to go
Speaker 1: back to ground, to the starting point, you know, so
Speaker 1: when you're at the negotiating stage, you know, when you've
Speaker 1: got your offer, you can absolutely go back. And I
Speaker 1: would say, do it confidently. It's like an email to
Speaker 1: HR at the most, you know, and if they say no,
Speaker 1: they say no. But I highly doubt you would risk
Speaker 1: not getting the job just because of that and.
Speaker 2: Because here's the thing, you don't want to be like
Speaker 2: me and that Like I had this gut feeling because
Speaker 2: it was a series of speaking engaged, so was it
Speaker 2: was compounded, and it was like every time it was
Speaker 2: a five part like series. Every time I spoke, I
Speaker 2: was you know, you know want that in your life.
Speaker 1: I just picture you to like, right, I mean I
Speaker 1: guess we can talk about right, like what.
Speaker 2: Do you mean your credit score? Girls pick up? Yeah,
Speaker 2: so you don't want that kind of energy because you know,
Speaker 2: you don't want to be working there with like, you know,
Speaker 2: a little bitterness. So like one of the things I'm
Speaker 2: working on is not choosing safety when safety is guaranteed,
Speaker 2: meaning that.
Speaker 1: Like easier said than done.
Speaker 2: It is very but that's why I'm working on a girl,
Speaker 2: We're working on off working on it right, meaning that
Speaker 2: like let's just say it's almost for example, like how
Speaker 2: you still polic for college and they're like, Okay, here's
Speaker 2: your schools. Your safety school is Rutgers, Your your your
Speaker 2: dream schools Emory, and your reach is Princeton. Why just
Speaker 2: apply to Rutgers and go there. If I know one
Speaker 2: hundred percent I can go to Rutgers. Why not try
Speaker 2: for Princeton. Oh I didn't get Print, so then I
Speaker 2: go for Emory Or I didn't get Emory. Okay, well,
Speaker 2: I I know Rutgers is definitely gonna say yes. So
Speaker 2: that's really the key. Like if you it, you know
Speaker 2: that you can always get that salary, you know, why
Speaker 2: not go for the gusto and see if you can
Speaker 2: reach for more? Because Tomandy's point, they put a lot
Speaker 2: of time and energy. I'm just telling you right now,
Speaker 2: we just hired a new person for our finance team,
Speaker 2: a controller to really help with like our numbers and
Speaker 2: financial component at the Literature Academy. Girl, that was a
Speaker 2: six month process to find her. You think I'm trying
Speaker 2: to do that again, right you?
Speaker 1: Sorry? I got very loud.
Speaker 2: No, it's true, but I don't you know what I mean. Like,
Speaker 2: so if someone want to come to me and say, hey, Tavin, look,
Speaker 2: I'm just gonna make up a number, you know, I
Speaker 2: you know, I know, I said I wanted ten dollars,
Speaker 2: but I was really like, oh, I should have really
Speaker 2: said twelve. I'd be like, honestly, let me look at
Speaker 2: the budget, because since what we're not going to do
Speaker 2: is like, if it's within the budget, I'm not risk
Speaker 2: letting her go because I don't have six months to
Speaker 2: look for a new finance person. I just it was
Speaker 2: so hard to find you, you know. So Mandy is right,
Speaker 2: and me, as someone who employs people, I absolutely agree.
Speaker 2: If I think you're amazing and the budget can can
Speaker 2: hold it, then I'm willing to negotiate to make it
Speaker 2: work because I'm like, uh, it's a lot of time
Speaker 2: and efforts, is no you we go together? Now, you
Speaker 2: ain't going nowhere.
Speaker 1: Yeah, I've used this and I've meant it when I've
Speaker 1: used it in the past when I've been asking for
Speaker 1: more and I'm a sweat and under the arm puts
Speaker 1: because it's like a lot more than I had owned
Speaker 1: or earned it my previous job. But I have said
Speaker 1: the truth, which is that, you know, I really see
Speaker 1: this as a long term job for me. It's not
Speaker 1: just the next the place I'm going to be at
Speaker 1: for the next couple of years. It's a place where
Speaker 1: I want to be for several years. And I also
Speaker 1: really want to be excited. I want compensation to reflect
Speaker 1: how excited I am. And how perfect I am for
Speaker 1: this job. So can we get those things closer together?
Speaker 1: And then you have a number in mind. But yeah,
Speaker 1: I definitely think that you should. Hopefully you didn't send
Speaker 1: this question that long ago. Hopefully we got you in time. Yes,
Speaker 1: let us definitely go back, let us know, let us know.
Speaker 1: All right, Well, thank y'all again for your questions. Let
Speaker 1: me get the phone number again, you know, if y'all
Speaker 1: want to drop us a little voicemail six.
Speaker 2: Seven five to you. No, don't go he I know
Speaker 2: it's not that.
Speaker 1: I know we need like we need the Seleno and
Speaker 1: Barnes jingle.
Speaker 2: We do you know industry.
Speaker 1: Again confusing, that's some good marketing.
Speaker 2: I'm such a latchkey kid, because that's like the stuff
Speaker 2: that you like. You know, just watch a TV where
Speaker 2: you give home. That was my.
Speaker 1: Babysitter and Georgia it was mont Licking Associates. You don't
Speaker 1: have to settle for love, Okay, our number though, because
Speaker 1: that's what you're here to talk to you, right, You
Speaker 1: can leave us a voicemail on our hotline eight four
Speaker 1: four eight five eight eight zero eight zero eight four
Speaker 1: four eight five eight eight zero eight zero. You can
Speaker 1: leave us a voicemail. You can text us and you
Speaker 1: may actually hear your voice. That's the cool thing about it.
Speaker 1: On the show, asking us your questions. Now, don't read
Speaker 1: us a long, long statement. Don't tell us what.
Speaker 2: Don't tell your name if you don't want us to
Speaker 2: say it. Don't say my name is Anna, but but
Speaker 2: don't say my name. Just don't say just.
Speaker 1: Don't say it. Make up a name, my name is Darley,
Speaker 1: and use a voice descrieser whatever you want to do.
Speaker 1: But yeah, I'm excited to see what comes through. Thanks
Speaker 1: y'all for your questions, and let's get onto the last
Speaker 1: and final segment.
Speaker 2: It's it's time to boostop break or boo? Stop break?
Speaker 2: Are you gonna boost? Are you gonna break? Are you
Speaker 2: gonna cheer? Or say? I can't take anymore? I mean,
Speaker 2: you know, I felt like I had it, but then
Speaker 2: I lost it, but then I you know, you know
Speaker 2: what I mean.
Speaker 1: I'm gonna scoop it up and hand it back to you.
Speaker 2: How you gonna boost? Are you I'm gonna pressally do
Speaker 2: a boosty breaky? What are you gonna do?
Speaker 1: I'm gonna boost? Yes, I'm definitely gonna boost. And one
Speaker 1: more time, just to our our Asian American brothers and
Speaker 1: sisters staying with you, and and my heart goes out
Speaker 1: to you and just so much love. But I wanted
Speaker 1: to do a boost because I read that Wyoming has
Speaker 1: its first black sheriff in one hundred and thirty years.
Speaker 1: What one hundred and thirty years? So this man's name
Speaker 1: Aaron Apple. I almost at Apple sauce. Aaron Apple hoos
Speaker 1: Apple hoss, bless you. In the New York Times, they
Speaker 1: had a story about him. It's a really, really a
Speaker 1: cool little profile. But first black man, he's got his dreads,
Speaker 1: he looks amazing. First black sheriff in Wyoming. That cannot
Speaker 1: be an easy job. So shout out to Aaron and
Speaker 1: congrats on making news first but not the last.
Speaker 2: Right, Yes, no, that's awesome. So I think i'll do
Speaker 2: my my break. My break is pretty light, but and
Speaker 2: then i'll boost because it's always nice to end on
Speaker 2: a good note. So this break goes out to which
Speaker 2: I'm sure the very lovely couple who was getting married recently,
Speaker 2: and you were at Michaels and Michaels was closing. It
Speaker 2: was six fifty and Michael's closest at seven. You in
Speaker 2: front of me in the frame line, and you were
Speaker 2: framing some cute little thing for your wedding, which no problem.
Speaker 2: The lady goes in the back. She say's gonna take
Speaker 2: a little minute. Okay. I waited for you know, I
Speaker 2: don't know, ten minutes for her to put your thing
Speaker 2: in the in the in the frame or whatever. I
Speaker 2: waited patiently. Girl, had my headphones on, I was listening
Speaker 2: to podcasts. I was good until you said, can I
Speaker 2: check out here? And I was like, meanwhile, Michael's is
Speaker 2: basically empty, and so you could go to the front
Speaker 2: to check out framing.
Speaker 3: You know.
Speaker 2: It's like it's like getting checked out at like the
Speaker 2: Farmer Center, at like you know, at like Walgreens, you know,
Speaker 2: like resk. Go to the front because I'm waiting to
Speaker 2: get my stuff framed. So because I printed out like
Speaker 2: a poster of the book. So that way when I
Speaker 2: do like press interviews whatever, like video, you know, you
Speaker 2: can see the book behind me. Got like I want
Speaker 2: and so like I saw like love you do, I'm like, ook,
Speaker 2: I like it stealing that idea. And I saw Nicole
Speaker 2: Walters do it for her new show She's the Boss,
Speaker 2: and I was like, oh, I'm going to do that.
Speaker 2: So I was just like, oh, okay, so I'm waiting.
Speaker 2: I'm waiting, I'm waiting, and they were like, can you
Speaker 2: check out here? So I was like internally, oh boy,
Speaker 2: but you know what, honestly, he's still patient. Then it
Speaker 2: was like, oh wait, I think we want a different
Speaker 2: frame because they were buying all these frames for their wedding.
Speaker 2: So the fiance the woman runs to the aisle to
Speaker 2: get something else. Oh wait, actually I forgot we have
Speaker 2: a twenty percent of coupak. Can you use this? Wait?
Speaker 2: Can you avoid that? Mandy?
Speaker 1: I was like, oh my, oh my god, I'm enraged
Speaker 1: for you. I'm behind you in the line wanting to
Speaker 1: kick someone.
Speaker 2: Girl, And I try not to be the person that
Speaker 2: like visibly huffs and puffs in line, because you know,
Speaker 2: I'm like, god, I want to make picking of any
Speaker 2: phone cums by Literally it just escaped. I said, you
Speaker 2: gotta be kidding me. And then I was like when
Speaker 2: was that out loud? Because they turned and looked at me,
Speaker 2: and I was like, I mean, is it possible that
Speaker 2: you guys can go to the front place, because honestly,
Speaker 2: the store is closed and I have yet not submitted
Speaker 2: my poster.
Speaker 1: Meanwhile, the chick behind the counter or the man, they
Speaker 1: probably really weren't feeling the same way they were.
Speaker 2: And it was an older lady, so she didn't know
Speaker 2: how to do any of the things she was trying
Speaker 2: to avoid. They were doing too much. Sarah was seventy
Speaker 2: and I was like, I could see Sarah. It's not
Speaker 2: a quipped she's not a p So I was like,
Speaker 2: oh my god. I was like and then he was like, okay,
Speaker 2: you've alid to give it. I was like, wait, I
Speaker 2: you see me here? Self awareness yet, that's really what
Speaker 2: it was, I thought to myself. It was just like
Speaker 2: it was really honestly it was. It was rude, like
Speaker 2: I could see if you didn't see me behind you.
Speaker 2: But she turned around and was like, hey, hey, you
Speaker 2: know when he came up to you know, this is
Speaker 2: gonna take me ten minutes of that. Okay, so that's fine.
Speaker 2: So you see me there. You know, the stor's empty.
Speaker 2: She couldn't. He could have just went to the front.
Speaker 2: You don't need to be checked out here, especially if
Speaker 2: you have all these special orders, you know. And then
Speaker 2: I guess that, like you know, his fiance realized, like wow,
Speaker 2: this is pretty rude. And she was like, oh my goodness,
Speaker 2: I'm so sorry. And I was like, it's fine, but
Speaker 2: it wasn't fine. But I said that because you know,
Speaker 2: what can you say? And so like, you know, plus,
Speaker 2: you know, they were a cute little couple. I could
Speaker 2: tell they were excited about their wedding and getting their
Speaker 2: decorations together or whatever. But I was like, you know,
Speaker 2: she was trying to pull up her app for groupon
Speaker 2: so she could say for twenty no, not that. I
Speaker 2: was like, oh my god, girl, la la la, So
Speaker 2: that's why I will pay you twenty dollars to get
Speaker 2: the right so and then, of course, you know, to
Speaker 2: that insult and injury. I go to the front and
Speaker 2: I didn't even know need to wait there, girl. She
Speaker 2: was just like, girl, you could just buy that frame
Speaker 2: and put your poster in there. I was like, what,
Speaker 2: so twenty minutes later, I could have been in and
Speaker 2: out in two minutes.
Speaker 1: And you risk your life for that. Yes, you're out
Speaker 1: there in COVID time, COVID okay, just.
Speaker 2: Trying to get by post a frame. And she was like, well,
Speaker 2: why would you pay you? You know, She's like, one, it's
Speaker 2: going to take a week, and this framing is going
Speaker 2: to take like ninety dollars. You know, you could just
Speaker 2: put it. You could just buy a frame because it
Speaker 2: like I got it from Staples, so it was like
Speaker 2: a traditional size like twenty four by thirty six or whatever.
Speaker 2: She's like, you just buy that frame for thirty bucks
Speaker 2: right there. I was like, and she was like, but
Speaker 2: she told me. She told me, like, you know, the
Speaker 2: older lady told me, thank you so much. Because I
Speaker 2: was like, really annoyed because she was like and I
Speaker 2: was like, no, no problem. I mean, you know, I never,
Speaker 2: like I said, I never want to be rude, but
Speaker 2: I was like, are you kidding me?
Speaker 1: Please don't stay later to retailer. These people get paid
Speaker 1: minimum wait for your butt to get out of that store.
Speaker 2: Yeah. And that's why I felt bad, honestly, because I
Speaker 2: knew because it was by then, it was like seven ten.
Speaker 2: I'm like, I know they're clothes, you know. So anyway,
Speaker 2: that was my break. Don't do that again. People don't
Speaker 2: do that again. No one's excited about your wedding but you.
Speaker 2: And then my booze goes out to Supergirl. I don't
Speaker 2: know if you well, I'm sure you remember, but remember
Speaker 2: before I was having a really hard time with Supergirl.
Speaker 1: She was going through a thing. Yes, the signing the
Speaker 1: door comes to mind.
Speaker 2: Girl, dude, if you need to enter for those of you.
Speaker 2: I don't remember what episode it was, but Supergirl got
Speaker 2: in big trouble for slamming her door and then her
Speaker 2: father said, you know, don't you know obviously because she's
Speaker 2: a teenager, don't you slam it? And all the huffing
Speaker 2: and puffing. So then she put a note on her
Speaker 2: door to telling me. Tracy was like, because you know,
Speaker 2: my sister, Tracy's staying with me, and she was like, uh,
Speaker 2: did you did you see the note on Alissa's door?
Speaker 2: I was like, no, you know, sometimes she'll just have
Speaker 2: a note on her door that just says Alyssa's room.
Speaker 2: And she was like, no, I think you gotta want
Speaker 2: to read it. And it was just like basically, it's
Speaker 2: Marticall has said, Tiffany, do not come into my room
Speaker 2: or touch any of my things. If you need something
Speaker 2: from my room, because she pays bills right then, please
Speaker 2: call me at my mother's house. So, needless to say, well,
Speaker 2: she came home the doors off the hinges. She was like, wait,
Speaker 2: what it was for a full week, so she learned
Speaker 2: her lesson.
Speaker 1: As a parent. Move for me. Yes, that's the one
Speaker 1: where I'm like, I can't wait. Yes, let me.
Speaker 2: I'm gonna be like he remember, I felt so bad,
Speaker 2: but I called her. I was like, you know, that
Speaker 2: sign is so rude. As a matter of fact, I'm
Speaker 2: in your room right now, can you hear me? Step
Speaker 2: step step step? So so I was like, don't do that.
Speaker 2: You don't pay bills here. Her mother was to say,
Speaker 2: look thankfully, her mother's awesome. She was like, girl, you
Speaker 2: walk cause I sent her a picture. She was like, no,
Speaker 2: she did. I said, yes she did. She said I saw.
Speaker 2: I heard her mother also chastising her. But either way,
Speaker 2: since then, honestly, things have been awesome the past like
Speaker 2: I don't know, six to eight months, and like our
Speaker 2: relationship has really grown. She's just turned into I mean,
Speaker 2: she's still only fourteen, so I'm sure we have some
Speaker 2: hell ahead, but right now things are just really great.
Speaker 2: She's just been such a help. She does like little
Speaker 2: stuff for me, for the budgetista and and and for
Speaker 2: my sister Tracy's business, her PR business. But I want
Speaker 2: to be a I want to be supergirl. When I
Speaker 2: grow up, because the way she has her life planned out,
Speaker 2: I'm like girl the balance, so I will. So Supergirl
Speaker 2: goes to school during the day. First of all, she
Speaker 2: gets straight A. It's always since like I've been here,
Speaker 2: so always the occasional be but straight A. So even
Speaker 2: though this is her first year in high school, still
Speaker 2: doing really well. So she does her school work and
Speaker 2: then she works with Tracy, like you know, she's in
Speaker 2: slack like a grown person, like, hey, here are my responsibilities.
Speaker 2: And then I had her do some stuff like there's
Speaker 2: some books that I meant. Oh, Mandy, I've got to
Speaker 2: send you a book. You gotta text me your addresses.
Speaker 1: Oh you mean I paid? I mean I'm always I
Speaker 1: was gonna pay. I bought one.
Speaker 2: Good you can give away, Yes, give it this one away.
Speaker 2: So so I have to like pack some of them up,
Speaker 2: like the the what's the name? Like Penguin sent me
Speaker 2: like a bunch of my books. Oh I didn't plug
Speaker 2: my book today. You can get Get you with money
Speaker 2: tend Simple Steps to becoming financially whole at Yeah Good
Speaker 2: with Money dot com.
Speaker 1: You let me crying when you were unboxing that box
Speaker 1: at books for read No.
Speaker 2: I wasn't. I was not intending to cry. So she's
Speaker 2: been helping me with all that kind of stuff. And
Speaker 2: so one day Tracy was telling me like she's like, girl,
Speaker 2: I want to be a Lissa, because she was talking
Speaker 2: to herself kind of, She's like, Okay, I finished my
Speaker 2: school work, and you know what, I think I'm going
Speaker 2: to do the pop the backss fertifty for about an hour.
Speaker 2: I'm gonna do a little bit of Tracy work and
Speaker 2: then I'm gonna work on my own hobbies because she
Speaker 2: has a YouTube channel now and like sells the lip
Speaker 2: gloss on the side. Who knows. And then she'said, oh,
Speaker 2: then daddy comes home at five, so we're gonna watch movies.
Speaker 2: And then I think I can make it. I'm actually
Speaker 2: gonna turn in early. I'm like, so she has planned
Speaker 2: time for herself, rest, family time, work, and school. I
Speaker 2: don't even like you need to teach a class. I
Speaker 2: was like, she is the most I wouldn't even say
Speaker 2: well adjusted fourteen year old, well adjusted forty year old.
Speaker 2: That's a forty year old woman right there, because she's
Speaker 2: a lot of adults all day.
Speaker 1: I mean, see you, I'm sure you've had an influence
Speaker 1: on her.
Speaker 2: Honestly, I'm just really proud of her. She has just
Speaker 2: grown into this amazing young woman. Like she texts Tracy
Speaker 2: the other day and said, hey, I finished all my
Speaker 2: tasks that you gave me. Is there anything else? And
Speaker 2: Tracy's like, no, We're good. She's like, you know, I'm
Speaker 2: more than willing and open to learn new things, like
Speaker 2: if you want to teach me. I was like, look
Speaker 2: at you will go very far.
Speaker 1: You don't have to tell me. That's what a million
Speaker 1: that's she's going to be a millionaire by whatever.
Speaker 3: Girls.
Speaker 1: Two things time management being a nice. Three things, time
Speaker 1: management being nice, and then being willing to have feedback.
Speaker 1: That's the shortest career advice book you'll ever read.
Speaker 2: Yes, I'm just like, you know, it just feels really
Speaker 2: good because I mean, you know, for those of you
Speaker 2: who have step kids, you know, it's not always easy integrating.
Speaker 2: You know. I came into her life she was pretty young,
Speaker 2: like six or seven, but still you know, and her
Speaker 2: mom is super active in her life, so she doesn't
Speaker 2: need another mother, you know, so it was hard for
Speaker 2: me to figure out where I fit. And so like
Speaker 2: I feel like I'm like aunt plus you know what
Speaker 2: I mean, But it's just like, thankfully her parents, I've
Speaker 2: never ever ever won in one day, had ever had
Speaker 2: issue with her mother or like her father, I mean,
Speaker 2: you know what I mean, Like it's always I've always
Speaker 2: had touch great support from them, thankfully, but it still
Speaker 2: has not been easy because she's still a kid and navigating, like, wait,
Speaker 2: should I care about Tiffany because I love my mom?
Speaker 2: And wait, I want my dad to be back together
Speaker 2: with my mom, not for them to be together, but
Speaker 2: just for me, And so there was just a lot
Speaker 2: of that. So just to see her grow up, just
Speaker 2: to like, like, you know, she's just kind and empathetic,
Speaker 2: but just also just to see how well that she's navigating.
Speaker 2: She doesn't want to go to school. She's such an
Speaker 2: old lady. She's like, yeah, I actually like this homeworn.
Speaker 2: I'm like, you don't want to go to high school?
Speaker 2: It's so fun. She's like, doesn't look that fun.
Speaker 3: Ok.
Speaker 2: She wants to be home and make her coin. Okay,
Speaker 2: this girl's over here killing it in the streets. She
Speaker 2: is I'm like, how much have you made so far?
Speaker 2: And like the last like you know, since like quarantine,
Speaker 2: she's like about four five hundred dollars. I'm like, for
Speaker 2: a fourteen year old, she is killing it. And so yeah,
Speaker 2: I'm just like, that is my boost. And you know,
Speaker 2: when she starts her life coaching, I'll let you guys
Speaker 2: know because she can teach us a thing or two
Speaker 2: about managing her time in a way that honors, you know,
Speaker 2: time with family, time with herself and her responsibilities and
Speaker 2: her her money making, you know ventures, and so yeah,
Speaker 2: so when she starts, I'm first in line. When she
Speaker 2: starts doing life coaching, then you guys can have her
Speaker 2: after me. So that is my love to see it.
Speaker 1: I love it all. Hey, supergirl, I'm so proud of
Speaker 1: you too. I feel like I've watched you grow up
Speaker 1: through Tiffany's words for five years. All that's awesome. Get
Speaker 1: Good with Money dot Com, y'all? Yes, yes, run go
Speaker 1: take the Financial Wholeness Quiz.
Speaker 2: That's what it's called, right, yes, And it's right there
Speaker 2: at GEK Good Money dot Com And next week it
Speaker 2: comes out on the thirtieth. So I heard a little
Speaker 2: bun Bertie told me that, you know, some books might
Speaker 2: actually be shipped a little bit earlier, maybe Monday, you
Speaker 2: never know, but definitely by Tuesday, so you'll get them
Speaker 2: as soon as next week, which is so crazy. You'll
Speaker 2: be able to hold me in your arms because I'm.
Speaker 1: Actually want to go to a bookstore and see.
Speaker 2: Yes, I don't know if I'm allowed to say what
Speaker 2: bookstores are in just yet, but so I don't know,
Speaker 2: I'll just say, well, definitely Bards and Nobles. Well I
Speaker 2: think I am, and I think that one of those
Speaker 2: bookstores that are in the airports. So some Hudson News
Speaker 2: have picked them up, which is awesome, I know, I know,
Speaker 2: And you know what, I really loved what warm my heart.
Speaker 2: I found out today that a lot of libraries have
Speaker 2: ordered them a lot, and they were just really surprised.
Speaker 2: They were like, wow, Tiffany. They said, We've had so
Speaker 2: many libraries reach out and many of them have ordered
Speaker 2: multiple copies. And I'm just like, oh my god. I
Speaker 2: don't know. I guess it was like a kid that
Speaker 2: really enjoyed the library. So just to know the libraries
Speaker 2: are like, we want this book for a reader, so
Speaker 2: just you know, it just feels really good. And if
Speaker 2: your library hasn't, it's actually a great way if you're like, honestly,
Speaker 2: I don't have the coin call your library and say, hey,
Speaker 2: can you order get Good with Money because they can,
Speaker 2: and then that way you can pick it up from
Speaker 2: the library as soon as it's there.
Speaker 1: So awesome, And we will be doing a little preview
Speaker 1: of what you have in the book Financial Wholeness Checklist
Speaker 1: on next week's show, so you check that out. And oh, okay,
Speaker 1: I'm so excited. I can't wait. I haven't been this
Speaker 1: excited about a book since Harry Potter seven, to be honest.
Speaker 2: Oh, that's saying a lot, because I know how much
Speaker 2: you love Frank Potter. I say, girl, I love you
Speaker 2: like like chocolate Tip cookies, fresh big chocolate Tip cookies,
Speaker 2: because everybody knows how much I love those cookies.
Speaker 1: Yeah, because that was an event when you got the
Speaker 1: new book out. Yes, when it gets on my store doorstep,
Speaker 1: I can't wait. All right, Cool, Well, thank you for
Speaker 1: another lovely show. BA fan hit us up on Instagram,
Speaker 1: Brand Ambition Podcast, or Twitter at the BA Podcast and
Speaker 1: have a great week you too.