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Speaker 1: If you're about to make a change in your life

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Speaker 1: and you feel uncomfortable, that's the best feeling you can

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Speaker 1: have because for the first time in your life, you'll

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Speaker 1: make a new decision that's going to be best for

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Speaker 1: you and not what somebody told you to do. And

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Speaker 1: that's when all bets are off. Welcome to Money Making

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Speaker 1: Conversation Masterclass. I'm your host with Shan McDonald. Our theme

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Speaker 1: is there's no perfect time to start following your dreams.

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Speaker 1: I recognize that we all have different definitions of success.

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Speaker 1: For you and maybe decide to your h it's time

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Speaker 1: to stop reading other people's success stories to start living

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Speaker 1: your own keep winning. My next guest, Ashley M. Fox

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Speaker 1: is a former Wall Street analyst, Howard University grad HBCU

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Speaker 1: and an expert in a field as a financial education specialist.

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Speaker 1: After helping manage money for both millionaires and billionaires during

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Speaker 1: her career on Wall Street, actually quite a job and

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Speaker 1: started own company, Implify. Implify, merging of the words empower

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Speaker 1: and modify, is a financial ad tech startup that was

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Speaker 1: created to show both adults and children how to build wealth.

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Speaker 1: Since twenty fourteen, Implifier has reached thousands of individuals and

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Speaker 1: his programs have been implementing over fifty different schools and

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Speaker 1: organizations across the country. Her work and story have been

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Speaker 1: featured on Jim Kramer's The Street, Y'allhoo, Finance, Rolling Out Magazine,

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Speaker 1: Philly dot Com, Fox News, ABC, Huffington Post, Glamour Magazine,

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Speaker 1: and forks Please Work with the Money Making Conversation Ashley M. Fox?

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Speaker 2: How are you?

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Speaker 1: How are you? Did I miss the thing?

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Speaker 3: Asked?

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Speaker 1: Because you know you got a lot to talk about.

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Speaker 1: Did I miss anything?

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Speaker 2: You know?

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Speaker 1: I want to make sure everybody know you are the bomb.

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Speaker 1: You know when it comes to what we're about to

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Speaker 1: talk about it, you know, I get a lot of

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Speaker 1: people to show down. They kind of have the credits

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Speaker 1: they you know, they'll throw some credits out there, but

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Speaker 1: you your credits all at the top of the food

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Speaker 1: chain credits there. You know, how do you feel about that?

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Speaker 1: When you know you're out there working in your brand,

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Speaker 1: Because that's what it is all about. You got to

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Speaker 1: you gotta get gain respect for your brand. Then you

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Speaker 1: have to put it out there so people can know

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Speaker 1: about your brand. Because you left Wall Street, tell us

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Speaker 1: about just update I mentioned any of the credit to

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Speaker 1: updates about how did you make that decision, because a

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Speaker 1: lot of people are afraid when they leaveing a solid

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Speaker 1: base to something that's not so clear.

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Speaker 2: I think for me, when I never wanted to be

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Speaker 2: an entrepreneur, I always wanted to be a profound African

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Speaker 2: American on Wall Street. So after being there, ultimately my

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Speaker 2: goal was to do something bigger and better. I think

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Speaker 2: working on Wallstreet, I worked with millionaires and billionaire so

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Speaker 2: if you had at least twenty five million dollars, it

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Speaker 2: was our job to manage your money. And after a while,

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Speaker 2: when you are working with millionaires and millionaires and you

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Speaker 2: realized that you deserved to be just like the client,

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Speaker 2: when you're on the other end of the table, you

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Speaker 2: realize you're not going to get there serving the wealthy people.

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Speaker 2: And for me, I always actually wanted to be a teacher.

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Speaker 2: I just never became a teacher because in my mind,

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Speaker 2: I felt like teachers didn't make a lot of money.

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Speaker 2: So if I wanted to make a lot of money,

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Speaker 2: I needed to major in the subject of money, and

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Speaker 2: I needed to work on Wall Street. But after a while,

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Speaker 2: I felt like the things that I've was learning, what

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Speaker 2: I was getting exposed to, so I saw where people

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Speaker 2: were spending their money, where they were traveling, where they

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Speaker 2: were living, what they were investing in, and I felt

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Speaker 2: like you shouldn't have to come from money work in finance,

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Speaker 2: major in finance to learn how to manage, save, and

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Speaker 2: invest your money. And so ultimately I just got to

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Speaker 2: a point where I had a feeling. I knew something

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Speaker 2: was out there, bigger and better, and I did take

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Speaker 2: that leap. It wasn't the easiest thing I did. I

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Speaker 2: did lose a lot along the way, But for me,

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Speaker 2: it wasn't about the money anymore. It was about what

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Speaker 2: was the inside of me saying what was my calling?

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Speaker 2: And I knew that I was there for something bigger

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Speaker 2: and keeping rich people rich wasn't it. But I needed

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Speaker 2: that experience to make sure that I had the tools

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Speaker 2: and resources to educate people who did not get the

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Speaker 2: same exposure that I was giving up.

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Speaker 1: Now do you know, because I was driven by money,

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Speaker 1: I think everybody was driven by money. I remember I

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Speaker 1: went to college my degrees in mathematics and started out

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Speaker 1: in civil engineering because I felt that it would pay

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Speaker 1: me the most money. And I realized that wasn't my calling,

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Speaker 1: and eventually my degree was in mathematics, my mind was

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Speaker 1: in sociology. Do you driven by Are you driven driven

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Speaker 1: about the opportunity to make money?

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Speaker 2: I don't think I'm driven by either. To be honest,

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Speaker 2: I think I'm I'm a big proponent of just knowing

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Speaker 2: that success makes noise because I remember, even when I

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Speaker 2: left my Wall Street career, people were like, you left

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Speaker 2: from working with millionaires and billionaires to work with people

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Speaker 2: who don't have money, and it made me feel like

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Speaker 2: I was crazy, But in all actuality, I was just

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Speaker 2: like yes. And for me, I created a space. I mean,

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Speaker 2: we all say we don't learn about financial education in schools,

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Speaker 2: but nobody really wants to go put it into the

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Speaker 2: school system because it's not the norm. For me, it

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Speaker 2: was like this has to happen, This will happen, and

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Speaker 2: I'm going to figure out how to make it work.

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Speaker 2: And then I started to make money. So for me,

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Speaker 2: I chose happiness over money. And the more I focus

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Speaker 2: on serving people, the more I focus on doing what

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Speaker 2: I felt was my purpose driven life calling, the more

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Speaker 2: money started to come to me. So I created a

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Speaker 2: space where I would go pitch schools and find out

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Speaker 2: how they ran their schools, understanding how they ran their

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Speaker 2: budget to say, hey, let me teach financial education to

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Speaker 2: these students. I think I created a need that was

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Speaker 2: once there, but no one knew how to provide that need,

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Speaker 2: and so in all honestly taste the money. When I

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Speaker 2: did it, I wasn't happy. So and I realized, let

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Speaker 2: me just do what makes Ashley happy, because I'd rather

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Speaker 2: wake up every single day doing what I love and

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Speaker 2: doing what I love and serving the people that I served.

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Speaker 2: Opportunities come to me so much more than when I

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Speaker 2: was just looking to make money, and I think also

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Speaker 2: to when you're just looking to make money, people can

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Speaker 2: feel that like I can't teach financial education to people

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Speaker 2: who don't have a lot of money and then looking

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Speaker 2: to make money off of them. Now it defeats the

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Speaker 2: whole purpose of me serving the world that I felt

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Speaker 2: like God put me here to serve. And so I

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Speaker 2: found that the more I served, the bigger the opportunities got.

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Speaker 2: The bigger the opportunities got, the more people saw that

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Speaker 2: it worked, and the more successful I became.

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Speaker 1: The whole Your curriculum in schools as a elevated O

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Speaker 1: fifty different schools. Now, that's ironic that you said you

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Speaker 1: wanted to be a school teacher, and you left to

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Speaker 1: be in finance, and now you're back to implementing school.

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Speaker 1: So you basically are doing what you wanted to do,

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Speaker 1: but you are controlling, controlling the tone, you know, the

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Speaker 1: tone of you know in other words, you know, you

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Speaker 1: create a curriculum that that values your passion and now

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Speaker 1: you're teaching it as a school teacher would teach your

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Speaker 1: brand and educate the masses like you wanted to do,

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Speaker 1: wanted to do. And so when you when you when

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Speaker 1: you talk about young people, what is the difference that

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Speaker 1: you find the most unique when you're talking to young

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Speaker 1: people about money and talking to adults about money.

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Speaker 2: I think working with kids, there's there. Okay, so when

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Speaker 2: you're an adult, we were once that child where possibilities

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Speaker 2: were internet. You're once that that child who thought we

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Speaker 2: could do, be and have everything. And the more we

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Speaker 2: grow up, including our experiences growing up with our parents

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Speaker 2: and our environment, society, the news, we then we then

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Speaker 2: don't feel like it's possible. So we feel like we

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Speaker 2: have to go to work every single day because we

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Speaker 2: have to say build that dream of being happy no

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Speaker 2: longer exists because we feel like we got to do

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Speaker 2: a we got to do working with a child, the

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Speaker 2: possibilities are infinite. Shifting their mindset is infinite, and I

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Speaker 2: think there's less conditioning when you deal with a child

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Speaker 2: than it is with adult. Now, it's not impossible with

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Speaker 2: an adult. You just got to break through a lot

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Speaker 2: more barriers because they've been told no too many times,

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Speaker 2: they've been afraid too often. Whereas a child, they still

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Speaker 2: believe it's possible. A child hasn't seen a bill, So

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Speaker 2: let me prepare you for what a bill looks like.

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Speaker 2: But then also show you how you can build wealth

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Speaker 2: like the people you idolize. But let me start early

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Speaker 2: so that you don't make the same mistakes that adults

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Speaker 2: have made in the past. So in all, honestly, it's

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Speaker 2: it's a lot easier to teach a child because they believe,

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Speaker 2: and also they're there to learn. They know they're coming

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Speaker 2: to school to learn, whereas adults, their fear, there's doubt,

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Speaker 2: there's worried, there's I don't have time. A child, they

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Speaker 2: don't have those excuses because essentially their kids, they haven't

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Speaker 2: gotten to that point in life where they where they

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Speaker 2: would tell themselves no, because society has told them no,

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Speaker 2: too often important.

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Speaker 1: That you say that. I would tell people that when

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Speaker 1: you look at their life when they hit forty and fifty,

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Speaker 1: that really, when you don't know what you want to

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Speaker 1: do with your life, just look at look back when

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Speaker 1: you was eighteen to twenty five. We were feearless when

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Speaker 1: you had dreams that, like you stated, the dreams of

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Speaker 1: the impossible, until you start putting up these stops signs,

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Speaker 1: or you got married, or you went off to the

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Speaker 1: military assignment, or you just your dreams or I can't

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Speaker 1: do this because we are very self defeating a race

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Speaker 1: of people once we reach a certain age, I'm not

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Speaker 1: going to try to do that. And that's what a

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Speaker 1: lot of people just kind of like give up, to

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Speaker 1: give up on how they look in the mirror, to

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Speaker 1: give them on what they can do, and the car

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Speaker 1: they drive, the house that live, the neighborhood they live in.

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Speaker 1: And that really is true because as a young person,

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Speaker 1: all you see is what I could can be. And

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Speaker 1: I always tell people I never tell a child what

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Speaker 1: they can't be. Not if they can't sing, I'll tell them, hey,

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Speaker 1: you know you can't sing. Now you need to stop

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Speaker 1: all that manness. Okay, maybe you can rap. Now try

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Speaker 1: rap it, but you can't sing okay, and you know

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Speaker 1: you can't dunk. But from a physical standpoint, but from

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Speaker 1: a mental standpoint, you're unlimited on what you can do

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Speaker 1: as long as you stay in the lane of what

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Speaker 1: you're capable were doing, and that's what you were just

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Speaker 1: implementing right there. That adults tend to doing the teaching process.

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Speaker 1: They got all these limiteds that they keep putting in

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Speaker 1: their brain. I don't have enough money to do that.

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Speaker 1: Oh I don't have time to do that. Why would

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Speaker 1: I want to do that? While you just telling them how,

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Speaker 1: they're telling themselves what they can't do. That's really distracting

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Speaker 1: when you're trying to teach people how to be successful.

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Speaker 1: Can you get can you can you? Can you get

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Speaker 1: them to overcome that? Or you just lay down the plan?

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Speaker 1: And so I'm not going to do it, and a

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Speaker 1: lot of them are not going to do it.

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Speaker 2: So I'm a firm believer that things are not taught,

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Speaker 2: they're caught, and I think when people are ready, they'll

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Speaker 2: be open to it. So one of the biggest things,

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Speaker 2: and this is since since I've left my Wall Street career,

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Speaker 2: I've never solicited what I did. I never said, hey,

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Speaker 2: I can show you how to make a bunch of money.

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Speaker 2: Let me show you how to do this. I get

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Speaker 2: people to a point where they're ready. They've exhausted all options.

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Speaker 2: They taken the classes they can take, they went to

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Speaker 2: the bank, they tried to learn everything possible, yet they

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Speaker 2: don't feel connected to the people that are providing the

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Speaker 2: information that they need. And it gets to a point

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Speaker 2: where they say, Okay, I'm frustrated being frustrated, but I

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Speaker 2: know I deserve to make a change. And ultimately that's

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Speaker 2: why the word emplithy was community because it's one thing

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Speaker 2: that gives people education. But in all honesty, everything we

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Speaker 2: teach you can google it. But the real question is

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Speaker 2: why don't we take that information off of Google and

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Speaker 2: actually implement it. That means that there's a mental barrier

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Speaker 2: that is stopping us from executing on the information we

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Speaker 2: have access to. And I think it's one thing to

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Speaker 2: get information, but it's also another thing to get that

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Speaker 2: with inspiration. And so that's where the empower part of

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Speaker 2: emplify comes in. The first three letters are E ANDP.

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Speaker 2: That comes from empower because I can give your resources,

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Speaker 2: but I need you to feel empowered to know that

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Speaker 2: you can do something with these resources, no matter where

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Speaker 2: you are, no matter how much you have, it is

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Speaker 2: still possible. And then ultimately, when you have that inspiration,

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Speaker 2: you have the tools and resources, it then changes the

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Speaker 2: way you see yourself in the role of money in

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Speaker 2: your life, which is where modify comes from, because that's

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Speaker 2: where the change takes place. And so ultimately we start

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Speaker 2: with the mind. If I can change your mind, I

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Speaker 2: can change your bank account. So we focus on your

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Speaker 2: thought process. We know what you we know what you're

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Speaker 2: dreaming of, we know what's uncomfortable for you, and we

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Speaker 2: literally do the complete opposite of that. And then once

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Speaker 2: we do that, give you the tools and resources, and

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Speaker 2: then you realize, hey, I actually can do this. Hey

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Speaker 2: maybe these beliefs that I have are not in mine.

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Speaker 2: Maybe society put them in my mind. Maybe my parents

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Speaker 2: gave me these fears, but they're not my narrative. And

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Speaker 2: so we take those narratives and those beliefs and we

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Speaker 2: change the thinking behind the person with the money, and

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Speaker 2: once you have the tools and resources, you go running

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Speaker 2: after that.

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Speaker 1: Ashley and Fox, you know, when I interviewed you a

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Speaker 1: couple of years ago, you was a bad girl back

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Speaker 1: then you're on fire. Now you're on fire. I'm just

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Speaker 1: listened to you going this girl here is you know,

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Speaker 1: because we all learn. I've learned, I've grown, I've grown

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Speaker 1: as an interview I've grown as a person my brain.

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Speaker 1: I know exactly what my brand is and pushing it

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Speaker 1: in the right direction. And I'm listening to a person

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Speaker 1: who's really focused, who knows. And I'm not saying you

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Speaker 1: wouldn't focus when I first interview, but you on fire now?

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Speaker 1: Tell us what makes you have such a strong comfort

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Speaker 1: zone and how did you get to this point to

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Speaker 1: be as comfortable as I'm hearing you speak now? And

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Speaker 1: as I've been following your brand on social media, every

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Speaker 1: time an article pops up, I reading about Ashley and

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Speaker 1: Fox tell us this whole march too, and I know

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Speaker 1: you're not there where You're trying to get what I do.

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Speaker 1: Notice a different tone, a different message being spoken by

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Speaker 1: Ashley and Fox. Am I right?

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Speaker 2: Absolutely? I think I think as the as I grow,

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Speaker 2: the company grows. I think There's been a lot of

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Speaker 2: years of spiritual internal work, a lot of years of

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Speaker 2: therapy also, and to be honest, me recognizing what my

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Speaker 2: beliefs were right. One of the biggest things that I've

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Speaker 2: noticed is while I can sit and say, hey, I

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Speaker 2: want to be a millionaire, the idea of having a

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Speaker 2: million dollars actually frightens me. Right, So there's times where

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Speaker 2: I want to have big dreams, but when I'm presented

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Speaker 2: with the opportunity, I get scared. I remember when I

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Speaker 2: got my first six figure contract. It was just this

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Speaker 2: mind blowing experience, but it was like, hey, you can't

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Speaker 2: sit here and say you want to be a billionaire

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Speaker 2: and you're afraid to cash a check for over one

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Speaker 2: hundred thousand dollars. And so I think as I break

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Speaker 2: through my mental barriers, as I do more, the company

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Speaker 2: grows right along with me. So I personally do not

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Speaker 2: teach anything that I do not do or have not done.

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Speaker 2: And it's a lot easier because it's not just about

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Speaker 2: I read a book and I learned how to teach

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Speaker 2: individuals how to invest in stocks. It's no, this is

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Speaker 2: how I started, this is what I've learned, and this

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Speaker 2: is what I do. And let me try to understand

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Speaker 2: you to make it, to make it easier for you

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Speaker 2: to understand. And so I think the more I grow

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Speaker 2: the bigger I get, the more people I served. So

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Speaker 2: we recently launched our wealth Builders community at I would

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Speaker 2: have never envisioned me being a black woman in tech right,

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Speaker 2: but every morning I would wake up, go into the

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Speaker 2: mirror and say, you are the owner of an ed

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Speaker 2: tech startup. You are the owner of an app that

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Speaker 2: impacts thousands of people from all over the world. And

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Speaker 2: then when it happened, it was just like a oh

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Speaker 2: my gosh, it's here. But it wasn't about something that

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Speaker 2: I wanted. It was about who I was. And I'm

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Speaker 2: a firm believer you don't attract what you want, you attract.

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Speaker 1: Who you are.

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Speaker 3: Please don't go anywhere. We'll be right back with more

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Speaker 3: Money Making Conversations Masterclass. Welcome back to the Money Making

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Speaker 3: Conversations Master Class, hosted by Grishaan McDonald.

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Speaker 2: So when I started to believe I deserved six figure contracts,

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Speaker 2: when I started to look at one hundred thousand dollars

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Speaker 2: like it wasn't a lot of money, that's when the

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Speaker 2: money started to come faster. But when I was afraid,

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Speaker 2: the money was coming slower, when I was afraid I

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Speaker 2: would lose money, money was coming slower. But if I

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Speaker 2: knew that I was going to keep going, that this

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Speaker 2: was going to work, and I'm going to change the world.

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Speaker 2: When I change my thinking, the company changes. So I

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Speaker 2: think again. As I grow, the company grows. The bigger

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Speaker 2: I get, the company gets, and not just me as

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Speaker 2: an individual or a brand, but my thought process. Like

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Speaker 2: understanding that, hey, we could make a quarter million dollars

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Speaker 2: in a month and saying that doesn't frighten me anymore, right,

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Speaker 2: but at one point, making ten thousand dollars in a

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Speaker 2: month that scared me at one point. Now it's like

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Speaker 2: I can't pay my bills with ten thousand dollars. We

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Speaker 2: got to do bigger team, We got to get better team.

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Speaker 2: But the more people we impact, the bigger the business

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Speaker 2: get to. So I focused on serving the people because

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Speaker 2: if we could serve a billion people, we could make

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Speaker 2: a billion dollars. And now let's figure out how do

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Speaker 2: we get to a billion people to reach that mark.

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Speaker 1: You know, when we started this interview, Ashley said, how

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Speaker 1: many minutes? I guy, because see, you know she got

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Speaker 1: something to say. Now, I'm so impressed with your tone

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Speaker 1: and your leadership in this call, because that's all I

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Speaker 1: want from individuals who call me on money making conversations

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Speaker 1: for their message to be heard. And you're absolutely right

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Speaker 1: unless you believe in something. I know for years, Ashley,

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Speaker 1: as successful as how I have been in my life,

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Speaker 1: it wasn't until my forties that I realized that I

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Speaker 1: accepted my success based on who I was and what

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Speaker 1: I was capable of doing. I just use phrases like

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Speaker 1: right place, right time, just lucky, I know somebody, you

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Speaker 1: knock on wood. All those corny phrases that have nothing

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Speaker 1: to do with being successful, and people use them all

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Speaker 1: the time. And what those phrases do. They limit your

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Speaker 1: capabilities and also limit you and knowledge of what you

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Speaker 1: really are capable of doing.

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Speaker 2: And I like you.

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Speaker 1: I remember in nineteen ninety five of Steve Harvey and

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Speaker 1: I or Janthon bron we did a concert in the

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Speaker 1: Music Hall in Houston, Texas, and I was my first

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Speaker 1: concert to ever promoted, and I had to write a

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Speaker 1: check to Steve for fifty seven thousand dollars and that's

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Speaker 1: nineteen ninety five, and I went, I couldn't believe I

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Speaker 1: was writing that check, just like you couldn't believe you

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Speaker 1: had a six figure And the thing about it is

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Speaker 1: that once you believe in understand that this is part

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Speaker 1: of your life, part of your mantra, part of your mentality.

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Speaker 1: Then guess what, you could write another check like that.

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Speaker 1: But if you stop and disbelief and awe and get

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Speaker 1: giddy like this is not normal. And that's all she's

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Speaker 1: saying right now, this is the normal way she thinks. Now,

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Speaker 1: see the people that she was doing these twenty five

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Speaker 1: million dollars in these billion dollar deals with and all

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Speaker 1: these people around Believe me, they think a certain way.

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Speaker 1: And I think a certain way too, because guess what,

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Speaker 1: I'm successful. So I go on the grocery store. I

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Speaker 1: don't if I have a coupon, I use it. I'll

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Speaker 1: tell you that I use it. But guess what, I

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Speaker 1: just go in the grocery store and shop. And in fact,

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Speaker 1: sometimes I walked out of the grocery store the other day.

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Speaker 1: I didn't even know how much I pay for groceries.

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Speaker 1: I just gave my credit card because that's not part

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Speaker 1: of my mantra to worry about how much I'm going

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Speaker 1: to spend. It's the fact that I have money that

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Speaker 1: can buy it. And that is the mantra that people

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Speaker 1: have to do. As an adult, you get to that

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Speaker 1: point you start saying, I can't live in this type

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Speaker 1: of house, I can't drive this because cause what I

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Speaker 1: don't have to tax money. I don't what's gonna happen

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Speaker 1: next year? Well, I don't think like that. I beat

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Speaker 1: successful people planning next year. They don't think what's not

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Speaker 1: going to happen next year? If you plan next year,

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Speaker 1: I'm a six month, I'm a year. The average person

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Speaker 1: thinks thirty days, and you cannot be successful thinking in

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Speaker 1: thirty day increments in your life because that means you

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Speaker 1: worry about the rent, You worry about stuff that you

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Speaker 1: actually should be controlling by planning. And that's why I

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Speaker 1: wanted to bring you back on the show because the

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Speaker 1: mentality you've always talked about has it been about planning, correct.

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Speaker 2: In abundance. Don't forget abundance.

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Speaker 1: And when you look at all these things, tell us

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Speaker 1: a little bit more about your app. And also you

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Speaker 1: hit it along a built the Wealth Builders community. Talk

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Speaker 1: a little bit about that so we can get a

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Speaker 1: good feel and also how can we download that and

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Speaker 1: also any webinars you have coming up as well as

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Speaker 1: I always like to use a middle age she kind

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Speaker 1: of like forgets you sometime.

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Speaker 2: Thank you. So our wealth Folders Community app. You can

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Speaker 2: literally go to wealth builders Community dot com. You can

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Speaker 2: see everything that we offer. So literally, just imagine the

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Speaker 2: Netflix of finance and the palm of your hands. So

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Speaker 2: you can go to Netflix. You can find all the

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Speaker 2: different types of entertainment. Imagine literally saying hey, I want

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Speaker 2: to learn how to invest? Where can I go? And

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Speaker 2: it all is in your hands, literally lives in your account.

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Speaker 2: But here's the beauty of it. You're now going through

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Speaker 2: this journey not alone, but you're going through it with

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Speaker 2: thousands of people who are just like you from all

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Speaker 2: over the world. And I think we can't at this point.

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Speaker 2: We can't sit the dinner table and talk about learner

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Speaker 2: how to build well. We can't talk about how your

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Speaker 2: stock portfolio was up. We don't talk about how we're

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Speaker 2: investing for our kids to make sure that they're not

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Speaker 2: taking out seat the loan. We don't have these conversations,

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Speaker 2: specifically in the African American community. But this should be

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Speaker 2: our norm, because that is the norm of wealthy people.

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Speaker 2: They're sitting on their yachts talking about big deals that

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Speaker 2: they're closing, when in all actuality, that's why they continue

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Speaker 2: to sustain their wealth. The conversation is different, the thought

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Speaker 2: process is different, and so ultimately our wealth is community

434
00:19:28,280 --> 00:19:30,680
Speaker 2: is an intimate space where you can come together with

435
00:19:30,720 --> 00:19:33,159
Speaker 2: people who are just like you on the same journey,

436
00:19:33,200 --> 00:19:37,040
Speaker 2: both working professionals and entrepreneurs, where you're learning how to

437
00:19:37,080 --> 00:19:39,920
Speaker 2: build wealth brick by brick, layer by layer, where you're

438
00:19:39,960 --> 00:19:42,600
Speaker 2: celebrated for your successes. When you're learning how to open

439
00:19:42,640 --> 00:19:45,919
Speaker 2: an account, you're processing a transaction, but you're getting advice,

440
00:19:45,960 --> 00:19:48,920
Speaker 2: tools and resources not only from experts but also people

441
00:19:48,920 --> 00:19:51,480
Speaker 2: who have been in your shoes. But they are growing

442
00:19:51,640 --> 00:19:54,919
Speaker 2: every single day because they made well building a choice,

443
00:19:55,080 --> 00:19:57,399
Speaker 2: they made it a commitment, and that's ultimately what our

444
00:19:57,440 --> 00:20:00,400
Speaker 2: community is about. So we have classes on a weekly bass.

445
00:20:01,160 --> 00:20:04,960
Speaker 2: We're literally about to launch our parent Accelerator because a

446
00:20:05,040 --> 00:20:07,680
Speaker 2: lot of our members are parents. And during the time

447
00:20:07,760 --> 00:20:11,000
Speaker 2: when it's holiday season Q four, we're spending tons of money.

448
00:20:11,040 --> 00:20:14,680
Speaker 2: Companies are projected to make billions this holiday season. Why

449
00:20:14,760 --> 00:20:17,080
Speaker 2: is it that we're making all these billion dollar businesses

450
00:20:17,200 --> 00:20:19,200
Speaker 2: more money and we look up and we still feel

451
00:20:19,240 --> 00:20:22,120
Speaker 2: like we have nothing. So we're now literally educating our

452
00:20:22,480 --> 00:20:24,760
Speaker 2: adults to say, hey, it's great to buy gifts for

453
00:20:24,880 --> 00:20:27,040
Speaker 2: your family, But what about the gifts of wealth? What

454
00:20:27,160 --> 00:20:29,920
Speaker 2: about buying your kid that stops in the sneaker company

455
00:20:29,960 --> 00:20:31,560
Speaker 2: because you know the kids are gonna want sneakerts on

456
00:20:31,640 --> 00:20:35,159
Speaker 2: holiday season, right, But educating the parents to think all

457
00:20:35,240 --> 00:20:37,600
Speaker 2: the things your parents need not give you all the

458
00:20:37,680 --> 00:20:40,040
Speaker 2: tools and resources you wish you would have had. Let

459
00:20:40,160 --> 00:20:42,920
Speaker 2: me show you how to literally educate your children so

460
00:20:43,119 --> 00:20:44,879
Speaker 2: that you can build for them. So it's literally like

461
00:20:45,000 --> 00:20:48,480
Speaker 2: emplified now with this particular accelerator that we're launching in

462
00:20:48,680 --> 00:20:51,560
Speaker 2: our app is now merging both world. We're merging the

463
00:20:52,000 --> 00:20:54,600
Speaker 2: connections and the classes that we've done with our youth

464
00:20:54,920 --> 00:20:56,680
Speaker 2: and then the classes and the connections that we've done

465
00:20:56,680 --> 00:20:58,960
Speaker 2: with the delts, and we're bringing them together. So the classes,

466
00:20:59,160 --> 00:21:00,960
Speaker 2: adults will be able to take. Classes will learn how

467
00:21:01,000 --> 00:21:04,040
Speaker 2: to open different accountable themselves and their children, how to

468
00:21:04,080 --> 00:21:06,720
Speaker 2: put their kids through college. But also now we're giving

469
00:21:06,760 --> 00:21:08,639
Speaker 2: a resource on this is how you can also do

470
00:21:08,800 --> 00:21:11,280
Speaker 2: this with your kids. Not just for your kids, but

471
00:21:11,359 --> 00:21:12,640
Speaker 2: this is how you can do it with your kids,

472
00:21:12,720 --> 00:21:14,720
Speaker 2: bring your family. So now we'll have classes where kids

473
00:21:14,760 --> 00:21:16,800
Speaker 2: can participate, and all of these things will live in

474
00:21:16,840 --> 00:21:19,359
Speaker 2: the app, and I think it's during the time where

475
00:21:19,400 --> 00:21:22,760
Speaker 2: we're spending so much. Now, let's literally train our minds

476
00:21:22,800 --> 00:21:25,560
Speaker 2: to look at opportunities. I know, if everybody's going to

477
00:21:25,560 --> 00:21:27,840
Speaker 2: be spending their holiday season, I need to own these

478
00:21:27,920 --> 00:21:30,680
Speaker 2: companies that are making billions of dollars during a holiday season.

479
00:21:30,920 --> 00:21:34,480
Speaker 2: And it's literally rewiring the thought process of our community.

480
00:21:34,920 --> 00:21:37,200
Speaker 2: And it's been phenomenal. It's been a few months now.

481
00:21:38,119 --> 00:21:40,920
Speaker 2: It's in the app store, will Google download and Apple download.

482
00:21:41,400 --> 00:21:43,520
Speaker 2: You can get access to on your iPad or your computer.

483
00:21:43,800 --> 00:21:47,640
Speaker 2: But literally, wealth builders dot com wealth builders Community dot

484
00:21:47,720 --> 00:21:50,200
Speaker 2: Com is where you can see everything that we offer.

485
00:21:50,240 --> 00:21:53,080
Speaker 2: There's tons of everything that we give, but it all

486
00:21:53,119 --> 00:21:55,200
Speaker 2: actually while the twenty four to seven, three fifty five,

487
00:21:55,280 --> 00:21:58,560
Speaker 2: access to classes all the time, all day, every day,

488
00:21:58,920 --> 00:22:01,960
Speaker 2: discussion loads that we're giving out now, Like there's just

489
00:22:02,040 --> 00:22:04,119
Speaker 2: tons of things where it's like a secret society of

490
00:22:04,160 --> 00:22:06,399
Speaker 2: wealth builders where you can't step outside and go to

491
00:22:06,480 --> 00:22:08,359
Speaker 2: the bank, but you can go here and get the

492
00:22:08,400 --> 00:22:11,200
Speaker 2: tools and resources in a simple and easy to understand

493
00:22:11,320 --> 00:22:14,200
Speaker 2: language that doesn't speak to you but threw you a

494
00:22:14,320 --> 00:22:14,680
Speaker 2: into you.

495
00:22:15,840 --> 00:22:20,520
Speaker 1: Wow, Ashley and Fox, you've given me twenty nine minutes

496
00:22:20,560 --> 00:22:25,000
Speaker 1: of your time. You are specially thank you. Please give

497
00:22:25,000 --> 00:22:27,320
Speaker 1: me some banners so I can post it on my

498
00:22:27,359 --> 00:22:28,960
Speaker 1: social media. You know, I got like a million social

499
00:22:29,000 --> 00:22:32,560
Speaker 1: media followers and namey two thousands of fanclub members, and

500
00:22:32,800 --> 00:22:33,399
Speaker 1: I promote you.

501
00:22:33,520 --> 00:22:34,280
Speaker 2: I love what you do.

502
00:22:34,880 --> 00:22:37,160
Speaker 1: I learned and then what you've done for me. It's

503
00:22:37,200 --> 00:22:40,000
Speaker 1: like a little free sessions. Sessions she's given me. I

504
00:22:40,080 --> 00:22:42,600
Speaker 1: could now walk away confident. But that's what you do, Ashley,

505
00:22:43,000 --> 00:22:44,520
Speaker 1: and continue to do it. And I always know that

506
00:22:44,720 --> 00:22:47,879
Speaker 1: you drop something, you can contact me, contact my staff,

507
00:22:48,040 --> 00:22:50,600
Speaker 1: or contact me directly because I would do anything for you.

508
00:22:50,760 --> 00:22:53,879
Speaker 1: You're that special to me. And to hear your tone,

509
00:22:53,960 --> 00:22:56,480
Speaker 1: to hear the leadership in your voice, the confidence in

510
00:22:56,520 --> 00:23:00,400
Speaker 1: your voice. I know you found your brand now you're

511
00:23:00,480 --> 00:23:02,840
Speaker 1: just building it out. That's what excites me so much

512
00:23:02,920 --> 00:23:05,680
Speaker 1: because of the fact that I've been watching you looking

513
00:23:05,720 --> 00:23:08,280
Speaker 1: at your sessions and you drop dimes and people liking

514
00:23:08,359 --> 00:23:10,680
Speaker 1: you what you hear of you, and you get nice

515
00:23:10,920 --> 00:23:13,320
Speaker 1: views on your videos when you drop those. You have

516
00:23:13,400 --> 00:23:14,760
Speaker 1: a voice and people want to hear what you have

517
00:23:14,840 --> 00:23:16,680
Speaker 1: to say, and you're smart. And I just want to

518
00:23:16,680 --> 00:23:18,680
Speaker 1: wrap up something I saw it earlier. You know you

519
00:23:18,840 --> 00:23:21,720
Speaker 1: mentioned in your credits you'r how university graduates?

520
00:23:22,520 --> 00:23:23,119
Speaker 3: How have you?

521
00:23:23,680 --> 00:23:26,040
Speaker 1: It's been such a I think a profound moment during

522
00:23:26,119 --> 00:23:30,120
Speaker 1: this pandemic to see how HBCUs have been so recognized

523
00:23:30,160 --> 00:23:34,640
Speaker 1: and donations have come in from private sector to HBCUs.

524
00:23:35,760 --> 00:23:38,719
Speaker 2: What what what? What? Why have? Why? What has?

525
00:23:38,880 --> 00:23:40,800
Speaker 1: What did the hpc you do for you? I guess

526
00:23:40,840 --> 00:23:43,560
Speaker 1: I want to ask and why it's so important that

527
00:23:43,600 --> 00:23:46,159
Speaker 1: people should know the value of an HBCU and it's

528
00:23:46,280 --> 00:23:47,840
Speaker 1: educational principles.

529
00:23:49,440 --> 00:23:52,920
Speaker 2: For me personally, Especially at that time, I knew I

530
00:23:53,040 --> 00:23:55,320
Speaker 2: wanted to be I wanted to go to an HPCU

531
00:23:55,520 --> 00:23:59,040
Speaker 2: because I wanted to be surrounded by African Americans. But

532
00:23:59,160 --> 00:24:02,159
Speaker 2: I also wanted to go to the vest HBCU that

533
00:24:02,320 --> 00:24:05,119
Speaker 2: supported the career trajectory that I was on. So I

534
00:24:05,240 --> 00:24:07,359
Speaker 2: knew at Howard I wanted to be on Wall Street.

535
00:24:07,480 --> 00:24:09,840
Speaker 2: I found out how much they paid. During summer internship,

536
00:24:10,080 --> 00:24:12,959
Speaker 2: Howard taught me how to eat, how to dress, how

537
00:24:13,040 --> 00:24:16,000
Speaker 2: to do interviews, how to build a resume, how to golf.

538
00:24:16,119 --> 00:24:18,440
Speaker 2: It was so many things that I knew would equipped

539
00:24:18,520 --> 00:24:21,159
Speaker 2: me for the industry that I was going in, and

540
00:24:21,320 --> 00:24:23,960
Speaker 2: I wanted to be the center of attention. I wanted

541
00:24:24,000 --> 00:24:26,000
Speaker 2: to be the center of the love that was felt.

542
00:24:26,640 --> 00:24:28,800
Speaker 2: And I feel like an HBCU gave that to me.

543
00:24:28,960 --> 00:24:31,960
Speaker 2: So I was surrounded by individuals with the same mindset,

544
00:24:32,040 --> 00:24:34,760
Speaker 2: with the same goals, with the same vision for themselves.

545
00:24:34,800 --> 00:24:36,600
Speaker 2: And I wanted to be around excellence. And I think

546
00:24:37,400 --> 00:24:39,560
Speaker 2: I knew at that point in my life I wanted

547
00:24:39,600 --> 00:24:42,000
Speaker 2: to feel supportive, love and nurture and I had the

548
00:24:42,080 --> 00:24:44,280
Speaker 2: opportunity to do that in a black environment and a

549
00:24:44,359 --> 00:24:46,760
Speaker 2: precedious environment. I knew it was a no brainer that

550
00:24:46,800 --> 00:24:48,680
Speaker 2: I needed to go to Howard University. Plus I didn't

551
00:24:48,720 --> 00:24:50,359
Speaker 2: want to go too too far from home because I'm

552
00:24:50,400 --> 00:24:52,960
Speaker 2: from Philly, but I also did want to leave Philadelphia

553
00:24:53,680 --> 00:24:56,359
Speaker 2: and Ivy League just wasn't what I wanted. I wanted

554
00:24:56,400 --> 00:24:59,480
Speaker 2: to be around the culture of the environment, the love,

555
00:24:59,560 --> 00:25:03,800
Speaker 2: and the support, but also have that intentionality around grooming

556
00:25:03,920 --> 00:25:06,400
Speaker 2: a black woman who wanted to enter into a Wall

557
00:25:06,440 --> 00:25:09,000
Speaker 2: Street space. And I loved everything that how we'd gave

558
00:25:09,040 --> 00:25:10,560
Speaker 2: it to prepare me for my Wall Street career.

559
00:25:11,040 --> 00:25:14,560
Speaker 1: Awesome a wealth builders community dot com. They bring together

560
00:25:14,720 --> 00:25:17,639
Speaker 1: working professionals and entrepreneurs looking for the support needed to

561
00:25:17,680 --> 00:25:21,880
Speaker 1: grow financially. They will help them develop the wealth building mindset,

562
00:25:22,160 --> 00:25:25,760
Speaker 1: habits and knowledge necessary to excel so that they that

563
00:25:25,960 --> 00:25:30,160
Speaker 1: you can achieve financial freedom, create generational wealth, and become

564
00:25:30,280 --> 00:25:34,760
Speaker 1: confident in managing, saving, and investing your money. Thank you

565
00:25:35,000 --> 00:25:37,400
Speaker 1: Ashley and Fox. I've read that directly off her website.

566
00:25:37,440 --> 00:25:40,399
Speaker 1: That's her mission statement or the mission statement of wealth

567
00:25:40,440 --> 00:25:43,760
Speaker 1: Builders Community dot com. Please come back on, Please come.

568
00:25:43,720 --> 00:25:45,879
Speaker 2: Back on my absolutely.

569
00:25:46,800 --> 00:25:48,800
Speaker 1: If you want to hear more money Making Conversation interviews,

570
00:25:48,840 --> 00:25:51,680
Speaker 1: please go to money Making Conversation dot com. Unrashan McDonald,

571
00:25:51,720 --> 00:25:52,440
Speaker 1: I'm your host.

572
00:25:55,600 --> 00:25:57,920
Speaker 3: Thank you for joining us for this edition of money

573
00:25:58,000 --> 00:26:03,640
Speaker 3: Making Conversations Masterclass. Money Making Conversations Masterclass with rough Shan

574
00:26:03,720 --> 00:26:07,320
Speaker 3: McDonald is produced by thirty eight fifteen Media Inc. More

575
00:26:07,400 --> 00:26:11,240
Speaker 3: information about thirty eight fifteen Media Inc. Is available at

576
00:26:11,320 --> 00:26:15,200
Speaker 3: thirty eight fifteen media dot com. And always remember to

577
00:26:15,440 --> 00:26:16,479
Speaker 3: lead with your gifts