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Speaker 1: Now here's a highlight from Coast to Coast AM on

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Speaker 1: iHeart Radio. So Sean Worthington with US, inventor of cloud Cooin,

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Speaker 1: also authored the book Beyond Bitcoin, The Future of Digital Currency,

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Speaker 1: and the author of Perfect Money. It's not out yet,

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Speaker 1: it should be within hopefully by February. Right. Well, how's

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Speaker 1: it looking for you there, Sean? Are you almost finished

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Speaker 1: with it? Well, I'm almost really to finish it, so

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Speaker 1: well said, I'm almost ready to finish it. That is great,

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Speaker 1: oh man, So husband of twenty years, father of two

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Speaker 1: great homeschooled kids and a dog lover. How do your

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Speaker 1: kids like being homeschool there in Chico? Oh, they love it.

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Speaker 1: They're learning so much. They're really high scores in all

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Speaker 1: the tests. So I tried to send her the Polish

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Speaker 1: also that you have some variety, but they don't want

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Speaker 1: to go. Oh so they really, because I would think

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Speaker 1: some kids would be, oh no, I want to go

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Speaker 1: have some kids and get away from mom and dad

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Speaker 1: for a while. But it seems that it sounds away

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Speaker 1: to see. That's subs the way they want to do it. Well,

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Speaker 1: good for you, Good for you. How's the dog feel

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Speaker 1: about that? Is he like hey, kids, get out of here,

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Speaker 1: give me a break. She's got a bean bag that

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Speaker 1: she sleeps in. Everybody is are alone. Oh that's sweet,

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Speaker 1: that's sweet. So um, you know what you you had said, um,

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Speaker 1: the you do have a cloudcoin dot global, but you

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Speaker 1: had you really want more people to go to cloudcoin

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Speaker 1: dot com at least, yes, and you know, make they

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Speaker 1: should go there and make sure it's working, because I

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Speaker 1: believe it's working. But she says to make it sing,

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Speaker 1: you know, I think it's me. It says something about

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Speaker 1: and this is what's great? You guys. What I know

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Speaker 1: about Sean, I can call him at any time ago,

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Speaker 1: how do I fix this? What do I do? It

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Speaker 1: says something about too many cookies or you got to

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Speaker 1: clean the cache or something. I that's a whole other

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Speaker 1: class to take you around. And I think it's because

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Speaker 1: you've been there before we based some changes, but new

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Speaker 1: people should not have that problem. Well that's not very nice.

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Speaker 1: I've been loyal and faithful and it should be kind

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Speaker 1: to me and it's not. I'm sorry, No you're not.

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Speaker 1: I don't believe you. So now okay, all right, so

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Speaker 1: definitely want to hear your predictions. So you know, what

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Speaker 1: let's hear your predictions first before because I know you

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Speaker 1: want to tell maybe your thoughts on the FTX, and

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Speaker 1: I also think you might want to tell a little

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Speaker 1: bit more about the encryption with the Chinese. I don't know,

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Speaker 1: but I'd like to hear more of those things too

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Speaker 1: from you. You are right there on the front lines.

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Speaker 1: So but but what are your predictions the digital, in

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Speaker 1: the in the crypto, in financial the crypto first, Hey,

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Speaker 1: you get the floor, okay, all right, Well we'll talk

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Speaker 1: about crypto first. So a lot of people are wondering

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Speaker 1: what's going to happen to the price of bitcoin. Is

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Speaker 1: it going to go up, is it going to go down?

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Speaker 1: Is it an investment option? And what I know is

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Speaker 1: that there's a new Layer two network that's coming out

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Speaker 1: and that is a part of what our company is doing.

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Speaker 1: And that network is going to make it so that

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Speaker 1: you can get bitcoin and transfer it all around the

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Speaker 1: world without paying any fees and being completely private. And

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Speaker 1: so that's going to make bitcoin much more usable, and

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Speaker 1: it's going to add what's called utility, and that will

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Speaker 1: definitely bring up the base value or the based price

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Speaker 1: of bitcoin. I think that you know there's a lot

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Speaker 1: of downward pressure, but in general, bitcoaim is going to

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Speaker 1: be level and then in November it's going to start

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Speaker 1: going up. And that's because Bitcoin has been in a bubble,

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Speaker 1: and there are some predictable patterns with these bubbles, and

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Speaker 1: usually it takes the same amount of time to get

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Speaker 1: out of them as it does to get him. And

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Speaker 1: bitcoin went up for about two years and I think

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Speaker 1: it's going to go down for two years now. It

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Speaker 1: will be November. So remember, I think we're going to

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Speaker 1: see bitcoin go up in value. Plus we'll have these

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Speaker 1: new Layer two networks that are going to make bitcoy

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Speaker 1: much easier to use. Well, is it affordable yet? What's

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Speaker 1: the price of one? Now? Last time I checked, it's

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Speaker 1: around sixteen thousand dollars per wow bitcoin, And so you're

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Speaker 1: not gonna be able to buy a whole one. In fact,

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Speaker 1: you know, the average transaction on bitcoin is two point

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Speaker 1: five million. So when people use bitcoin usually they put

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Speaker 1: pushing a lot of money. But you can still buy

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Speaker 1: fractions of it. Oh man, maybe I don't know, Maybe

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Speaker 1: you okay, I've got some fees. And so even if

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Speaker 1: you could afford to buy one, you might not be

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Speaker 1: able to afford the fees which would would attack you. Well, okay,

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Speaker 1: wasn't there like not supposed to be fees on this stuff. Well,

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Speaker 1: I think it was designed to have fees, and it

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Speaker 1: was designed to have it so that people could These

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Speaker 1: people called miners, they're actually system administrators who run the computers.

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Speaker 1: If the system administrators can get paid for the work

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Speaker 1: that they do with cloud, I'm sorry with bitcoin if

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Speaker 1: they were able to spend enough time processing, but it's

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Speaker 1: becoming very difficult for these miners to do that, and

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Speaker 1: so they have to charge more and more fees. And

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Speaker 1: when lots of people start using bitcoin and there's a

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Speaker 1: lot of volume, then they have to really pump up

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Speaker 1: the fees to process follows requests. All right, keep the

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Speaker 1: predictions going up to you, all right, Well, the United

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Speaker 1: States government has just tested it's first what's called a CBDC,

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Speaker 1: or a central bank digital currency. It's used that between banks,

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Speaker 1: and this is the US dollar, the US digital dollar,

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Speaker 1: and I think this is going to be something that

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Speaker 1: is going to infringe on everybody's privacy. They roll it out,

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Speaker 1: people are going to be able to see what you're doing,

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Speaker 1: just like they do with bit claim. And I think

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Speaker 1: people are gonna hate it, but we have or will

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Speaker 1: have stable claims that are going to come in and

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Speaker 1: these stable claims will match the United States dollar and

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Speaker 1: they will compete with the USR. But but they'll make

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Speaker 1: the US are more valuable because they will actually make

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Speaker 1: it easier to move dollars around. How's that interesting? How's that? Yeah?

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Speaker 1: How is it? Because they will be able to move

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Speaker 1: dollars digitally or at least what I would call referenced dollars.

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Speaker 1: So it's a different it's a layer two, it's different

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Speaker 1: digital colaims that represent the bitclaims. These can be moved

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Speaker 1: around without people logging in, with very little electricity, with

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Speaker 1: no fees. Well that's what you do, Yeah, that's what

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Speaker 1: we do. Yes, but we're going to be rolling out

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Speaker 1: that for a stable coin as well for US dollar.

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Speaker 1: So a stable coin, that's new. That's new to me.

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Speaker 1: What I don't understand the stable coin. Well, when you

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Speaker 1: look at coins, they always go up and down in price,

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Speaker 1: and this bothers a lot of people because they buy

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Speaker 1: a bitcoin and then it goes down to value and

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Speaker 1: they lose their money or he goes up in value

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Speaker 1: too much. I guess you can't get too much of that.

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Speaker 1: But in order to solve the problem, they want to

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Speaker 1: have a coin in which you've got if you've got

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Speaker 1: a thousand dollars in a bank or or a depository,

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Speaker 1: then you'll have a thousand digital tokens that represent about

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Speaker 1: a thousand dollars. So it's supposed to be a one

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Speaker 1: to one relationship. And so if you want to get

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Speaker 1: put big claims, you put your money in their bank,

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Speaker 1: your dollars in their bank, and then you'll get these

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Speaker 1: I'm sorry, not big claims, but a stable coin of

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Speaker 1: US dollar. You'll get those, and you'll be able to

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Speaker 1: trade those all around. And you want your dollars back,

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Speaker 1: we'll send me to the depository these tokens and then

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Speaker 1: you'll get your real dollars back. At least that's the idea. Okay.

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Speaker 1: The bigger thing a stable coin right now is tether way. Okay.

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Speaker 1: And there is a problem, and that there's there was

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Speaker 1: another one called Luna that completely crashed. It's like there

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Speaker 1: were just didn't have the dollars to back up the

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Speaker 1: tokens that they printed out. Remember that, do you remember that? Yeah?

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Speaker 1: So was that all the predictions, was that all the

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Speaker 1: predictions for the bitclaim divisual dollars. Yes, yes, okay, what's

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Speaker 1: next is more want to talk about artificial intelligence? Oh? Absolutely, yes.

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Speaker 1: So artificial intelligence is just going to be earth shaking

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Speaker 1: and what we see is just this explosive growth in

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Speaker 1: the algorithms that make artificial intelligence possible. So one of

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Speaker 1: the things that really came out this year was something

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Speaker 1: called Dolly and also mid Journey do whole text based

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Speaker 1: image generators and to go to these websites, you type in,

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Speaker 1: you describe some kind of situation or scene, and then

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Speaker 1: it's going to create an image for you. And these

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Speaker 1: things are just amazing. They're so amazing that I think

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Speaker 1: that by the end of twenty twenty three, every single

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Speaker 1: picture that you see on the Internet is going to

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Speaker 1: be somehow touched by AI because these programs can take images,

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Speaker 1: make them look nicer, add stuff to them, do basically

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Speaker 1: what photoshop does, but automatically, and also generate these images.

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Speaker 1: So we're going to be when we open up the Internet,

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Speaker 1: we're going to be looking at AI, and the AI

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Speaker 1: is actually going to generate the design of the web pages.

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Speaker 1: Now we've got i AI that can create web pages

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Speaker 1: for you, including the code a huge transition. And we

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Speaker 1: also have this thing called GPT, which you might have

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Speaker 1: heard of, but it's something that is now coming into fruition.

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Speaker 1: And this is called generative pre training. And this is

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Speaker 1: where you take AI and you show it all of

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Speaker 1: these sentences and show all these books, show it all

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Speaker 1: these millions and billions of words as training, and then

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Speaker 1: you ask it a question and it'll take what it's

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Speaker 1: learned and respond to it. What students are doing these

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Speaker 1: days is they are now taking a homework assignment. I

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Speaker 1: suppose that they're supposed to do some kind of research

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Speaker 1: paper on the African dung beetle, and they'll just go

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Speaker 1: in and attack them for paragraphs about this beetle and

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Speaker 1: it'll give them a perfect paper and they can turn

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Speaker 1: it in nice. What's really interesting is now the professors

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Speaker 1: can have AI that grades it. Got students using AI

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Speaker 1: to create the papers, professors using AI to grade the papers,

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Speaker 1: and it's like, what's going on. This is a big

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Speaker 1: change in our civilization, really freak avalid thing it's going

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Speaker 1: to it's a vicious cycle and we're going to be

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Speaker 1: totally dumbed down. And you know the other thing about it,

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Speaker 1: from what you said earlier about how how everything that's

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Speaker 1: going to be on the internet is going to be

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Speaker 1: you know, photogenic and photoshopped, you know, from what you

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Speaker 1: were talking about on its own, So you know what's

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Speaker 1: going to happen when people walk outside, They're going to

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Speaker 1: see this ugly world or the ugly people, you know,

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Speaker 1: as opposed to everybody's being so beautiful. They're gonna they're gonna,

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Speaker 1: you know, just see seek perfection all the time, and

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Speaker 1: one day you go out and see the real world,

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Speaker 1: they're going to be like disappointed because everything's going to

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Speaker 1: be made so perfect. Yes, I mean these pictures that

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Speaker 1: are generator are so beautiful that you really don't you're

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Speaker 1: some trawled with them and you want to look at them,

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Speaker 1: and you're right when you turn away from that computer,

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Speaker 1: you're going to lose that. And there's probably some kind

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Speaker 1: of dopamine Russian gift many of these pictures, and so

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Speaker 1: I think it can be quite addictive, and I think

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Speaker 1: that it could be a big problem when it comes

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Speaker 1: to our emotions. We don't even know what kind of

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Speaker 1: mood disorders this kind of stuff is going to create.

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Speaker 1: Do do you think there's something else behind that or

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Speaker 1: do you think it's just about, oh, we can make

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Speaker 1: everything look great. You know, I definitely know that people

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Speaker 1: are going to use it for their purposes, and I

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Speaker 1: really do think after this year, I was not a

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Speaker 1: conspiracy person, but after seeing Elon must take over Twitter

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Speaker 1: and find me out about the FBI's involvement. And also

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Speaker 1: with this FTX, I think that there's some forces around

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Speaker 1: that are paying to have messages given to us, and

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Speaker 1: certainly this AI it will give us the messages that

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Speaker 1: the creators wanted to give us. So for example, you know,

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Speaker 1: Google created this AI chat box, and you can tell

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Speaker 1: that they went in and they changed it so that

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Speaker 1: it doesn't say certain things. They like edited it, and

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Speaker 1: we'll see that throughout the AI sphere, and any type

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Speaker 1: of AI is going to be used not for necessarily

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Speaker 1: the general good of everybody, but for the people that

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Speaker 1: are developing. That's a real problem. Wow, big changes, big changes. Okay,

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Speaker 1: we've still got a couple of minutes left before the

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Speaker 1: top of the hour. Go ahead. I think that we're

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Speaker 1: going to start to see AI friends, and it'll probably

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Speaker 1: start with people that are completely lonely, but we will

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Speaker 1: start to see these chats being virtual. People are you

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Speaker 1: all going to zoom and you'll talk to these artificial

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Speaker 1: people that look like they're real people, but it'll be

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Speaker 1: companionship for a lot of human beings. We'll see the

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Speaker 1: rise of that by the end of this year, definitely.

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Speaker 1: So it'll look like a real person that you're talking to,

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Speaker 1: and they'll be heading like a class or a conversation

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Speaker 1: of some sort. Well, it'll just be like a one

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Speaker 1: on one conversation over some kind of zoom or a

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Speaker 1: voice chat or I'm sorry to be a just voice chat.

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Speaker 1: But you'll see them that are going to be very beautiful.

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Speaker 1: They're going to say things that gets you addicted to

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Speaker 1: talking to them. They're going to figure out how to

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Speaker 1: pull your levers, and then every once in a while

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Speaker 1: they're going to say, hey, did you buy any of

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Speaker 1: this today. They're probably going to come out with some

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Speaker 1: advertisements or something, but in the meantime, these are going

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Speaker 1: to be pretty much designed not to make you angry,

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Speaker 1: to make you happy and and to be your virtual

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Speaker 1: friend and tell you how great you are. Who knows what.

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Speaker 1: Listen to more Coast to Coast AM every weeknight at

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Speaker 1: one am Eastern and go to Coast to Coast am

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Speaker 1: dot com for more