WEBVTT - Ep 336: Economy Reality Check 0:00:06.280 --> 0:00:10.960 Hey, hey, hey, we're back. 0:00:11.480 --> 0:00:12.640 We're back. 0:00:15.320 --> 0:00:20.080 Brown ambition ambition, ambitious ambition, ambition. 0:00:20.600 --> 0:00:21.800 Hey manager, how are you? 0:00:21.880 --> 0:00:23.440 It seemed like you got a good night's sleep. 0:00:24.120 --> 0:00:28.200 I did, you know what it is? It's better than that. 0:00:28.320 --> 0:00:30.760 I told I was talking to Logan today, my content manager, 0:00:31.120 --> 0:00:34.320 and like I really was off, like you know, the Thanksday, 0:00:34.320 --> 0:00:36.720 like Wednesday night because that's when I flew back in, 0:00:37.159 --> 0:00:41.160 but all Thursday, Friday, Saturday, Sunday, like I was off off, 0:00:41.240 --> 0:00:43.120 meaning like I walked for like an hour or two 0:00:43.159 --> 0:00:46.360 a day, laid on the couch. Yo, I just I 0:00:46.360 --> 0:00:49.320 came the last time. I did nothing, nothing, nothing, nothing 0:00:49.360 --> 0:00:51.720 with not even worry about what's tomorrow. I was like, girl, 0:00:51.800 --> 0:00:53.920 tomorrow will take care of itself. So I am like 0:00:54.640 --> 0:00:56.160 not just a good night's sleep, I had a good 0:00:56.160 --> 0:00:56.920 weekend rest. 0:00:57.440 --> 0:01:01.960 Oh man, that sounds fantasta. What I mean? Now? I am? 0:01:02.080 --> 0:01:03.960 I have I have a three year old now and 0:01:04.560 --> 0:01:05.280 have a birthday. 0:01:05.360 --> 0:01:08.200 Rio, I so I did. 0:01:08.280 --> 0:01:10.399 I did rest the few days leading it, like I 0:01:10.400 --> 0:01:13.039 didn't do anything for Thanksgiving. I didn't cook. I let 0:01:13.040 --> 0:01:15.640 my mother in law be the star. You know, we 0:01:15.760 --> 0:01:18.399 rolled up and you know, of course Rio had nothing 0:01:18.440 --> 0:01:20.679 to do, like most kids with Thanksgiving food. He had 0:01:21.319 --> 0:01:24.240 three scrambled eggs and two piece of cake like. 0:01:26.319 --> 0:01:27.039 That was his meal. 0:01:27.959 --> 0:01:30.479 But yeah, for his birthday we had you know, he's 0:01:30.480 --> 0:01:33.199 a pandemic baby. And I think you have an option. 0:01:33.240 --> 0:01:35.480 You either like do a birthday, you know what I mean, 0:01:35.600 --> 0:01:38.959 like get a get a kid's a activity thing, you 0:01:38.959 --> 0:01:41.840 know whatever, or you just like, you know, do something 0:01:41.920 --> 0:01:44.840 really small. And I think Enrique and I my husband, 0:01:45.000 --> 0:01:46.920 we were you know who he is, but I'm just like, 0:01:46.959 --> 0:01:50.480 if you're a new husban. Like a month ago, we 0:01:50.480 --> 0:01:51.880 were going back and forth. We weren't sure if we 0:01:51.920 --> 0:01:53.720 wanted to like do it, you know, do it big. 0:01:54.080 --> 0:01:56.800 And I think I felt really optimistic one night and 0:01:56.840 --> 0:01:59.000 I was like, we're doing it big. So we booked 0:01:59.000 --> 0:02:03.160 this like Bounce Extravaganza like activity thing like where the 0:02:03.200 --> 0:02:03.680 kids get to. 0:02:03.640 --> 0:02:05.320 Go from room to room and bounce. 0:02:06.760 --> 0:02:08.880 And for the for the morning activity, and then I 0:02:08.919 --> 0:02:10.560 was like, we'll take a three hour break and then 0:02:10.560 --> 0:02:12.240 we're gonna go to the train show at the New 0:02:12.280 --> 0:02:14.600 York Potanical Gardens. And also they have a light show, 0:02:14.639 --> 0:02:17.840 so we're gonna get tickets to that too. Oh my god, 0:02:17.840 --> 0:02:22.560 I could punch myself sounds exhausting. Oh yeah, and then 0:02:22.560 --> 0:02:25.760 I'm gonna make a character cake for his birthday because. 0:02:25.560 --> 0:02:26.840 I saw the cake. 0:02:27.639 --> 0:02:30.320 Yeah, I did so much on one day. I thought 0:02:30.360 --> 0:02:32.440 I would like, oh, I'm saving up my energy for this, 0:02:32.520 --> 0:02:34.640 but it was it was a lot. And he's a 0:02:34.680 --> 0:02:38.040 pandemic baby, and those pandemic babies, like I even took him. 0:02:38.040 --> 0:02:40.360 I was so stressed about him being overwhelmed by the 0:02:41.000 --> 0:02:42.600 you know, like these big bounce centers. 0:02:42.639 --> 0:02:43.320 I mean they're wild. 0:02:43.560 --> 0:02:45.320 You just don't even know these places exist unless you 0:02:45.320 --> 0:02:47.960 have toddlers running around. But yeah, I mean they're so 0:02:48.080 --> 0:02:51.240 bright and they're loud and music and arcade. So I 0:02:51.240 --> 0:02:54.000 took him for a test run last week. I was like, 0:02:54.200 --> 0:02:56.560 let me get him acclimated. Do like a dry run, 0:02:56.639 --> 0:02:59.799 like a like a like a drill, you know, which 0:03:00.080 --> 0:03:03.640 did help. But yeah, it was like pockets of many 0:03:03.680 --> 0:03:06.000 pockets of joy, like he had a good time, but 0:03:06.000 --> 0:03:11.080 then many pockets of tantrums and I died a little 0:03:11.080 --> 0:03:14.920 bit inside. When they they they brought me this name 0:03:15.120 --> 0:03:16.760 badge and I was like, oh, it'll say Mandy. It 0:03:16.840 --> 0:03:21.679 said party mom. Oh, and I was like, who am 0:03:21.800 --> 0:03:24.600 I a party mom? Like what is out of it, 0:03:26.320 --> 0:03:27.799 but it's over now. And I was so excited to 0:03:27.800 --> 0:03:29.720 sit at my desk this morning and check my mail 0:03:30.040 --> 0:03:32.560 and feel like I don't know me again. 0:03:32.800 --> 0:03:34.760 Yeah, I got a red lip on. She's like, I 0:03:34.800 --> 0:03:36.200 will not just be a party mom. 0:03:36.480 --> 0:03:36.720 Girl. 0:03:36.880 --> 0:03:38.720 You should have seen me running from the daycare. He 0:03:38.760 --> 0:03:42.800 wouldn't want to go to school. I'm like, bye, how. 0:03:42.880 --> 0:03:44.960 Was but tell me tell us about la. 0:03:45.600 --> 0:03:47.800 Honestly, it was a lot of fun. 0:03:48.600 --> 0:03:52.600 So typically when I tape a show, the taping is 0:03:52.600 --> 0:03:54.000 like super early in the morning, so you don't get 0:03:54.000 --> 0:03:55.839 to have any fun because they'll be like call time 0:03:55.880 --> 0:03:57.480 five am, and you're like, great, I gotta go to 0:03:57.480 --> 0:04:00.320 bed at noon, you know, but at. 0:04:00.240 --> 0:04:01.600 This time, So I taped Jay Hud. 0:04:01.600 --> 0:04:05.960 So I come back from DC speaking at a Chase event, 0:04:06.040 --> 0:04:07.640 and I remember like sitting in the car with my 0:04:07.680 --> 0:04:10.080 publicist Tracy, and I was like, girl, I'm not going 0:04:10.120 --> 0:04:12.480 no place else that's lay And she got a text 0:04:12.520 --> 0:04:14.840 message like, hey, what Tippany likes to do Jay Hud. 0:04:14.840 --> 0:04:18.760 I was like, Okay, that's the last place. But I 0:04:18.800 --> 0:04:20.440 was so glack case I didn't set the boundary because 0:04:20.480 --> 0:04:22.760 it was Friday, like we were in like I said, 0:04:22.760 --> 0:04:27.440 the uber on the way back from Newark Airport and 0:04:27.480 --> 0:04:30.640 they wanted me to fly back out on Sunday, and honestly, 0:04:31.000 --> 0:04:33.280 everything in my body rejected that. It was like I 0:04:33.320 --> 0:04:36.080 will not, I cannot, I will not, And so I 0:04:36.120 --> 0:04:38.719 did it Instead. I asked if I could do the 0:04:38.760 --> 0:04:41.120 next week, just because I needed a moment. I've been like, 0:04:41.160 --> 0:04:42.760 I want to do Bay right before that, and then 0:04:42.839 --> 0:04:46.840 Dallas and then Detroit. It's just so, you know, they 0:04:46.839 --> 0:04:49.480 could have said no, we need someone to tape at 0:04:49.480 --> 0:04:51.479 this time and then moved on with someone else. But 0:04:52.279 --> 0:04:54.600 you know, thankfully, you know, they gave me that space. 0:04:55.000 --> 0:04:58.400 Also to two of the the producers who now work 0:04:58.400 --> 0:05:01.560 on the Jay Hud Show. We're also the real producers, 0:05:01.560 --> 0:05:02.520 you know, I used to do the real. 0:05:03.880 --> 0:05:07.080 Yes, yeah, I remember you, and they know there's only 0:05:07.120 --> 0:05:10.839 one you and I waited afterday Yeah, so they did 0:05:10.880 --> 0:05:13.280 and it was just great, and so flew out. 0:05:14.240 --> 0:05:15.760 I got to hang out with my friend von Or. 0:05:15.800 --> 0:05:17.680 Do you guys know her as Molly from Insecure and 0:05:17.680 --> 0:05:20.760 she's got a new HBO special. She and I hung out, 0:05:21.920 --> 0:05:23.800 We went to go see she had like tickets for 0:05:23.880 --> 0:05:24.320 Chris Rock. 0:05:24.360 --> 0:05:28.599 I know he's controversial, but whatever. Uh and not a lie. 0:05:28.760 --> 0:05:32.600 He's not that funny. Well he wasn't that name, I wasn't. 0:05:33.000 --> 0:05:36.039 I was like, this can't be the same Christmas. 0:05:35.839 --> 0:05:36.760 Because he got slacked. 0:05:38.040 --> 0:05:39.120 No, I don't, well. 0:05:39.040 --> 0:05:42.719 Know because he said some like uncontroversial things about about 0:05:43.160 --> 0:05:44.960 the woman that aj O J. 0:05:45.080 --> 0:05:46.200 Simpson killed I'm Nicole. 0:05:47.240 --> 0:05:49.320 Oh yeah, I mean he made a joke about it, 0:05:49.320 --> 0:05:50.800 which was and thankful he did not do that joke 0:05:50.880 --> 0:05:52.800 during that his set. You could tell he had some 0:05:52.839 --> 0:05:54.800 o J jokes. He must have removed it after. People 0:05:55.240 --> 0:05:56.240 were like, you tried it. 0:05:56.200 --> 0:05:57.320 Brouh But yeah, it wasn't. 0:05:57.320 --> 0:05:59.359 I mean, the parts were funny, were very funny, but 0:05:59.400 --> 0:06:00.600 that was like maybe thirty percent. 0:06:00.680 --> 0:06:02.719 And the show was so long. At one point I was. 0:06:02.720 --> 0:06:07.400 Looking like at my proverbial watch like yes, I was like, 0:06:07.560 --> 0:06:12.440 rab it out, Chris, I gotta eat dinner. But yeah, 0:06:12.480 --> 0:06:16.040 So I taped two episodes of Jay Hud. They taped 0:06:16.040 --> 0:06:19.440 thankfully in the afternoon. Call time was like three. She 0:06:19.680 --> 0:06:22.560 was so nice and it was like for the first 0:06:22.600 --> 0:06:26.280 time she was. She was beautiful, super nice, And at 0:06:26.320 --> 0:06:27.719 first I was trying to ask myself, why does this 0:06:27.760 --> 0:06:30.120 feel so different? Because usually, I mean, you know, man, 0:06:30.160 --> 0:06:32.560 you've been an expert on the show. You're kind of like, 0:06:33.120 --> 0:06:35.200 it's not about you, man, it's about the tips. You're 0:06:35.279 --> 0:06:37.920 the expert that has the tips. But on my on 0:06:37.960 --> 0:06:41.320 my script it said celebrity walkout. Tiffany and I did 0:06:41.360 --> 0:06:44.240 the behind the walkout from the couch to the couch, 0:06:44.320 --> 0:06:46.520 like waved to the audience and sat where like Kerrie 0:06:46.600 --> 0:06:48.920 Washington was just sitting method Man was sitting in the 0:06:49.000 --> 0:06:52.640 day before, Tabatha Brown was like, they didn't. 0:06:52.360 --> 0:06:53.960 I don't know if it's just this show. 0:06:54.400 --> 0:06:58.760 They didn't really differentiate the like or I don't even know, 0:06:58.880 --> 0:07:00.240 but like the expert is over there. 0:07:00.320 --> 0:07:02.119 It's like, did you get to sit here? 0:07:02.480 --> 0:07:04.919 What I'm remembering is like last week or something. I 0:07:04.920 --> 0:07:07.080 forget when we were on the phone and I was like, yeah, 0:07:07.080 --> 0:07:08.680 well you're a celebrity, soing, you know, and You're like, 0:07:08.760 --> 0:07:09.640 I'm not a celebrity. 0:07:11.200 --> 0:07:13.080 I mean at this point though, like. 0:07:14.840 --> 0:07:18.760 A Z extra extra Z minus. But it was just 0:07:18.800 --> 0:07:22.400 so cool. It was cool, and I just was like, wait, 0:07:22.760 --> 0:07:24.720 I'm on the couch. That's like literally, I was like, 0:07:24.760 --> 0:07:27.280 I'm on the couch, like not to the side, not 0:07:27.320 --> 0:07:29.000 the green screen, but like you're on the couch. 0:07:29.000 --> 0:07:30.440 Tiffany oh mg. 0:07:31.120 --> 0:07:32.960 So yeah, it just I have to say, like her 0:07:32.960 --> 0:07:35.360 team is so everybody was just so nice, including her, 0:07:35.520 --> 0:07:38.360 so amazing. Came back the next day, but I just 0:07:38.400 --> 0:07:40.760 had a really good time too, because usually sometimes I 0:07:40.800 --> 0:07:43.240 go to a place and I just focus on the business. 0:07:43.720 --> 0:07:45.320 I do the thing, I stay in the hotel, but 0:07:45.400 --> 0:07:47.480 this time, like we had dinner every night, which was 0:07:47.520 --> 0:07:51.440 really nice. One of my cousins is music executive in 0:07:52.040 --> 0:07:54.000 LA and I have not seen him in years, so 0:07:54.040 --> 0:07:56.800 we had breakfast one day and he. 0:07:56.840 --> 0:07:57.679 Was telling me some stories. 0:07:57.760 --> 0:08:03.480 So i'll tell you offline, Mandy the post episode TV session. 0:08:05.120 --> 0:08:07.040 But yeah, it was just like it was amazing, and 0:08:07.040 --> 0:08:08.600 I said, you know, I really enjoyed this and I'm 0:08:08.600 --> 0:08:09.720 glad that I went. 0:08:09.760 --> 0:08:12.440 But I'm also glad that I said set the boundary. 0:08:12.720 --> 0:08:13.880 Yeah, and what did you talk about? 0:08:14.520 --> 0:08:16.400 What was the time? Honestly they wanted to so how 0:08:16.440 --> 0:08:16.880 did they tip? 0:08:16.960 --> 0:08:19.960 So actually it comes out tomorrow, but you guys are listening, 0:08:19.960 --> 0:08:23.320 we're taping on Monday. Comes out Tuesday, so you'll have 0:08:23.400 --> 0:08:25.600 missed it, but I'm gonna I'm sure to share the 0:08:25.640 --> 0:08:27.240 full clip and I'll share it on my social media, 0:08:27.360 --> 0:08:29.760 especially Insta, so you'll still be able to watch, and 0:08:29.800 --> 0:08:32.640 then the second taping doesn't come out until I think 0:08:32.720 --> 0:08:35.559 January fourth, So it's about like New Year's and how 0:08:35.600 --> 0:08:37.520 to get on track with your finances in the new year. 0:08:37.920 --> 0:08:40.760 So excited, so excited for you, that's amazing. I'm also 0:08:40.840 --> 0:08:42.640 so excited that a show like Jay hudds I feel 0:08:42.679 --> 0:08:46.400 like daytime television. The women have always been huge, but 0:08:46.559 --> 0:08:48.439 I'm just like, hell, yeah, we got rid of me 0:08:48.440 --> 0:08:50.160 and Ellen and now it's. 0:08:49.960 --> 0:08:55.120 Like jage Oh the whole studio that yeah, studio, Ellen 0:08:55.160 --> 0:08:56.760 studio is humongous. 0:08:57.160 --> 0:08:59.080 And I was like, they give it to Jay Hu. 0:08:59.559 --> 0:09:01.880 So good time was head But then I came back 0:09:01.920 --> 0:09:05.400 to like seven eight dollars water, so I went to 0:09:05.400 --> 0:09:07.120 buy some water, you know water. A case of water 0:09:07.160 --> 0:09:11.200 is usually three ninety nine max five ninety nine. Gl 0:09:11.280 --> 0:09:13.240 it's like seven ninety nine. I was talking to Aikeisha 0:09:13.320 --> 0:09:15.120 on my team today and we were talking about it, 0:09:15.240 --> 0:09:17.719 like signs of the recession. She said she usually get 0:09:17.760 --> 0:09:20.880 this like big chicken wing fling or some some chicken 0:09:20.920 --> 0:09:21.520 wings or something. 0:09:21.559 --> 0:09:23.439 She would get you know, frozen or whatever. 0:09:23.440 --> 0:09:26.160 And they used to be twelve ninety nine and she said, 0:09:26.200 --> 0:09:28.000 now they're twenty six ninety nine. 0:09:28.400 --> 0:09:28.679 Danm. 0:09:29.679 --> 0:09:31.600 There's certain types of meat that are like there's a 0:09:31.640 --> 0:09:34.760 shortage also lettuce, like certain types of greens right now, 0:09:34.760 --> 0:09:37.600 there's some kind of it's like shrink flation two. So 0:09:37.720 --> 0:09:39.080 even if you go to the store and you get 0:09:39.120 --> 0:09:42.440 the same price, the boxes are smaller. I know, rio 0:09:42.559 --> 0:09:45.160 cereal is getting smaller, Like I can feel the box. 0:09:45.160 --> 0:09:48.640 It's like skinny your and skinnier. Yeah, it's it's wild 0:09:48.760 --> 0:09:52.120 out there. Gas is coming down though, which is I mean, 0:09:52.280 --> 0:09:54.920 it's here like my sister actually, and if you guys 0:09:54.960 --> 0:09:58.280 have a like a gas loyalty card for your grocery store. 0:09:58.320 --> 0:10:03.000 Somehow my sister got eleven and sent per gallon gas 0:10:03.160 --> 0:10:05.600 at her local grocery store, like not even a big chain, 0:10:05.640 --> 0:10:08.239 but like a big like a local grocery store in Wisconsin. 0:10:08.720 --> 0:10:08.960 Yeah. 0:10:09.000 --> 0:10:12.040 So I feel like if there's ways to cut you know, 0:10:12.080 --> 0:10:15.360 your your your fuel cost. I feel like it could 0:10:15.360 --> 0:10:18.720 be worth looking into some kind of loyalty program where 0:10:18.720 --> 0:10:21.720 you get to save because that is such a huge expense. 0:10:22.200 --> 0:10:23.400 Thank God, we want electric. 0:10:23.960 --> 0:10:24.160 God. 0:10:24.160 --> 0:10:26.320 I wish it wasn't in Tesla though. Elon Musk is 0:10:26.320 --> 0:10:28.880 the worst. I hate it to get something different. Now, 0:10:29.000 --> 0:10:29.839 was there something else. 0:10:30.760 --> 0:10:32.760 Yeah, he's the little worst. 0:10:33.440 --> 0:10:36.680 But here's the headline that had me, like my eyes 0:10:36.720 --> 0:10:40.400 bugging out like a cartoon. Earlier today, last week, I 0:10:40.440 --> 0:10:44.160 think it was the day before Thanksgiving, two twenty seven 0:10:44.280 --> 0:10:49.760 hundred workers from this furniture company got a text message 0:10:50.200 --> 0:10:55.520 we're alerted via text that their jobs were immediately eliminated immediately, 0:10:55.679 --> 0:10:58.160 Like you can't come and pick up your stuff. If 0:10:58.200 --> 0:11:00.440 you have company equipment, you know, it's up to you 0:11:00.520 --> 0:11:02.360 to bring it back to us. But they were laid 0:11:02.360 --> 0:11:06.680 off super abruptly, and there's already a lawsuit filed against 0:11:06.720 --> 0:11:07.199 this company. 0:11:07.240 --> 0:11:09.040 Are you tip you ar to the Warn Act? 0:11:09.559 --> 0:11:12.120 So I'm glad that this story came out because I 0:11:12.120 --> 0:11:15.080 feel like it's a good reminder we talk about layoffs 0:11:15.120 --> 0:11:16.840 and like, you know, obviously there's we're going through a 0:11:16.840 --> 0:11:19.680 tough time in the economy right now, but most workers 0:11:19.720 --> 0:11:22.439 who get laid off you see it coming. Because companies 0:11:22.480 --> 0:11:26.720 are actually required to give you notice within sixty days, 0:11:26.720 --> 0:11:29.520 and if they don't, like this company appears to you know, 0:11:29.679 --> 0:11:32.080 have not done that, then they are in violation of 0:11:32.120 --> 0:11:34.080 the Warn Act. And it stands for what does it 0:11:34.120 --> 0:11:37.520 stand for? Something like something about But it basically it's 0:11:37.559 --> 0:11:40.200 like alerting employees that there is going to be some 0:11:40.240 --> 0:11:44.720 sort of like cut to costs or labor. Yeah, employers 0:11:44.760 --> 0:11:46.600 who have one hundred and more employees have to give 0:11:46.640 --> 0:11:50.480 sixty day calendar advanced notice of planned closings and mass 0:11:50.559 --> 0:11:53.679 layoffs of employees. They can get around that if they 0:11:53.720 --> 0:11:58.840 offer severance. So like for Tesla, like Elon Musk when 0:11:58.840 --> 0:12:01.480 he went into Twitter and just like slash thousands of 0:12:01.559 --> 0:12:05.360 jobs that technically on the first you know, part of 0:12:05.400 --> 0:12:07.680 the more An Act would have violated it. But because 0:12:07.760 --> 0:12:10.520 they offered several months of severance, that's like how you 0:12:10.559 --> 0:12:13.319 sort of get around that. But this company wasn't offering sufferance. 0:12:13.360 --> 0:12:15.520 They just like I don't know what the hell they 0:12:15.559 --> 0:12:18.600 were thinking. But if you were impacted by this, I mean, 0:12:18.600 --> 0:12:21.400 I think it's just a reminder that listen as soon 0:12:21.640 --> 0:12:25.480 as as soon as it benefits a company more to 0:12:25.600 --> 0:12:30.199 not have you like they will cut you like like nothing, 0:12:30.280 --> 0:12:32.520 you know, but my heart goes out to everyone who 0:12:32.600 --> 0:12:35.559 was impacted. That was that was crazy to Oh yeah, 0:12:35.559 --> 0:12:41.440 it was Mississippi based furniture company called United Furniture. Y'all 0:12:41.679 --> 0:12:42.840 are on the naughty. 0:12:42.520 --> 0:12:45.160 List, Okay, because how many how many employees did they 0:12:45.200 --> 0:12:45.840 have all together? 0:12:46.120 --> 0:12:50.120 Did they say that was the entire workforce? Twenty seven 0:12:50.280 --> 0:12:53.839 like the whole thing, Like twenty seven hundred, many of 0:12:53.920 --> 0:12:57.160 whom were asleep, received a text message saying they were terminated, 0:12:57.160 --> 0:12:59.880 effective immediately and no longer allowed to return to work. 0:13:00.880 --> 0:13:03.880 And they don't even get cobra. Like that's the bullshit here. 0:13:04.000 --> 0:13:06.040 They don't get cobra. So imagine if like you're someone 0:13:06.080 --> 0:13:09.640 who's about to have a baby, or if you're going 0:13:09.679 --> 0:13:12.160 through like a chemo treatment or something, you know, and 0:13:12.280 --> 0:13:15.000 all of a sudden, like goodbye, your help benefits are gone. 0:13:15.760 --> 0:13:19.040 It's outrageous and also too, I'm like, where if you 0:13:19.080 --> 0:13:21.920 were going to sue a company that's not going to 0:13:22.000 --> 0:13:23.800 be here, obviously you can't. You're not letting go of 0:13:23.800 --> 0:13:26.400 everybody and still being here. So I wonder, like what 0:13:26.600 --> 0:13:29.800 you know, like what like you know what I mean, Like, 0:13:29.960 --> 0:13:30.720 what can you do? 0:13:30.840 --> 0:13:33.160 And it's one thing if they're like, oh, I'm letting go. 0:13:33.120 --> 0:13:35.839 Of half the staff and there's a company to sue, 0:13:36.080 --> 0:13:38.280 but if it's basically the company is closing, then what 0:13:38.600 --> 0:13:38.800 you know? 0:13:39.600 --> 0:13:42.120 Yeah, Well, the good news is that there is a 0:13:42.160 --> 0:13:46.400 worker named Torria Neil from Lee County, Mississippi. So she 0:13:46.480 --> 0:13:49.000 worked for UFI for more than eight years and she 0:13:49.240 --> 0:13:52.319 has been the employee who's filed the class action complaint. 0:13:52.800 --> 0:13:55.400 So like with the class action complaint, you you file 0:13:55.400 --> 0:13:57.760 a proposed class action, then they have the court has 0:13:57.800 --> 0:14:00.160 to say, okay, you have a case, we'll certify the classes. 0:14:00.640 --> 0:14:03.480 And then once the class is certified, like more people 0:14:03.520 --> 0:14:07.200 can join you know that lawsuit. So shouts out to her, 0:14:07.280 --> 0:14:09.040 But there's still an entity, you know, even if they 0:14:09.040 --> 0:14:10.920 fillow bankruptcy, you can file. That's the thing though, if 0:14:10.920 --> 0:14:14.400 they fillow bankruptcy. Companies have their ways of getting away, 0:14:14.600 --> 0:14:16.240 like getting out of this kind of stuff. But I 0:14:16.280 --> 0:14:17.840 think that they need to be made an example of 0:14:17.960 --> 0:14:21.400 so that this does not happen, because it's completely outrageous and. 0:14:22.520 --> 0:14:25.120 Not at all honestly. I know, if dishes a lot 0:14:25.160 --> 0:14:27.120 of people who are scared right now. I mean, judging 0:14:27.120 --> 0:14:29.120 by the messages and things that I get, It's like, 0:14:29.720 --> 0:14:30.720 how do I prepare? 0:14:30.920 --> 0:14:32.040 What should I be doing? 0:14:34.400 --> 0:14:36.640 You know, because to your point, you know, although there 0:14:36.720 --> 0:14:39.880 is an uptick in hiring in certain sectors, there's certainly 0:14:39.960 --> 0:14:43.680 massive layoffs and others, and then also just things cost 0:14:43.760 --> 0:14:47.520 more you know, just it's such a crazy time because 0:14:47.720 --> 0:14:51.840 there's this like weird, weird binary aspect where it's like, oh, 0:14:51.840 --> 0:14:54.840 this industry is wildly hiring, this industry is wildly cutting off, 0:14:55.280 --> 0:14:57.880 like oh the you know, interest rates from mortgage are 0:14:57.920 --> 0:15:01.120 super high, homes are still high price, you know what 0:15:01.200 --> 0:15:03.240 I mean. It's this weird I told you, I told 0:15:03.280 --> 0:15:05.200 you you put in an offer on that house that 0:15:05.400 --> 0:15:06.400 kind of no. 0:15:06.520 --> 0:15:08.240 I mean, yes you did. I just can't remember what 0:15:08.280 --> 0:15:09.760 you tell me here and what you tell me. 0:15:10.080 --> 0:15:16.280 I knows, right, I mean it was the NAD that's right. 0:15:16.320 --> 0:15:18.840 Yeah, she denied that she was insulted, right, Okay. 0:15:18.600 --> 0:15:19.240 Yeah whatever. 0:15:19.520 --> 0:15:21.240 But so but I'm curious because I said, I'm still 0:15:21.240 --> 0:15:22.360 waiting for the other one to come on the market, 0:15:22.400 --> 0:15:24.160 because it's coming on soon, the one that's like a 0:15:24.200 --> 0:15:27.360 true comp and so then we'll see, like what because 0:15:27.440 --> 0:15:29.680 people are still kind of stuck in but just last year, 0:15:30.120 --> 0:15:31.320 not even just. 0:15:31.400 --> 0:15:32.160 Eight months ago. 0:15:32.280 --> 0:15:34.680 It's like, yeah, but like the economy is moving so 0:15:34.760 --> 0:15:38.000 quickly right now that like what was like literally in 0:15:38.040 --> 0:15:40.880 three months, it could be something else totally different, you know, 0:15:41.880 --> 0:15:44.600 And unfortunately the housing market doesn't pivot as quickly as 0:15:44.640 --> 0:15:49.880 some other entities in other markets. But but yeah, it's just. 0:15:49.480 --> 0:15:51.960 Like going down, is that what you said? Is that 0:15:52.000 --> 0:15:52.360 what you meant? 0:15:52.880 --> 0:15:55.320 They're in some places and but some there are some 0:15:55.880 --> 0:15:59.560 they're not going as down as quickly as in relation 0:15:59.680 --> 0:16:02.440 to the the cost to get a mortgage, so like 0:16:02.480 --> 0:16:06.880 a mortgage, Like there's been a huge uptick in cancelation 0:16:07.280 --> 0:16:09.400 of mortgage contracts. 0:16:10.160 --> 0:16:12.080 Oh yeah, I'm not a huge uptick. 0:16:13.520 --> 0:16:18.560 And so despite that, people are still not bringing their 0:16:18.600 --> 0:16:20.600 home prices down because they're stuck on But that's not 0:16:21.320 --> 0:16:23.680 that's not what my neighbor's house went for just seven 0:16:23.680 --> 0:16:26.040 months ago. And it's like, yes, but your neighbor the 0:16:26.120 --> 0:16:30.080 interest rate was different then, and so people could afford more. 0:16:30.720 --> 0:16:34.200 And truthfully, the like you remember when homes it was crazy. 0:16:34.240 --> 0:16:36.000 You know, a home that would sold for half a 0:16:36.040 --> 0:16:38.280 million is going for six fifty seven hundred, and it's 0:16:38.360 --> 0:16:41.400 like that's you know, those people will likely you know, 0:16:41.480 --> 0:16:43.480 if there's a huge shift, they'll be upside down at 0:16:43.560 --> 0:16:47.240 least temporarily. So yeah, you know, I think if you 0:16:47.320 --> 0:16:49.560 stay at home for ten fifteen years, you know, but 0:16:49.720 --> 0:16:51.920 temporarily so depending on where you live, like in New Jersey, 0:16:52.000 --> 0:16:54.440 these homes ain't going nowhere. They might did, but you 0:16:54.440 --> 0:16:56.640 know they have strong make the stallion needs, They'll be 0:16:56.680 --> 0:17:01.480 back up again. Yeah, it's just such a crazy time. 0:17:01.680 --> 0:17:03.200 But I will say this. I was talking to my 0:17:03.240 --> 0:17:05.880 friend Terry Ijama. Remember we had her on the show. 0:17:06.240 --> 0:17:11.080 Yes Trade Wait, stock market Trade, Trade travel. 0:17:15.880 --> 0:17:16.160 Trade. 0:17:16.920 --> 0:17:19.919 Remember remember of the car I could not remember the 0:17:19.960 --> 0:17:20.800 Chase venture card. 0:17:21.440 --> 0:17:23.800 Get your car to go right, Run, run to get up, 0:17:23.880 --> 0:17:24.560 run and get a flight. 0:17:26.119 --> 0:17:28.520 So I think it's trade and travel and so she's 0:17:28.520 --> 0:17:30.080 actually gonna be a good running America soon. 0:17:30.880 --> 0:17:33.520 And so anyways, Yeah, so she'd reached out to me. 0:17:33.600 --> 0:17:35.600 We're just chit chatting, and I asked her, I said, Terry, 0:17:35.800 --> 0:17:37.719 what are you doing as far as this market? She said, honestly, 0:17:37.760 --> 0:17:39.720 I'm holding on to cash. 0:17:39.840 --> 0:17:41.360 You know. So that's what Terry does for a living. 0:17:41.400 --> 0:17:44.160 She is she teaches trading, but she's also a professional 0:17:44.160 --> 0:17:46.480 trader and makes the vast majority of her money trading. 0:17:47.000 --> 0:17:48.520 I don't know if the vast majority, but you know, 0:17:48.680 --> 0:17:51.680 but she makes a ton. And she was like, it's 0:17:51.760 --> 0:17:54.760 really crazy and I'm holding onto cash. And I think 0:17:54.920 --> 0:18:00.080 that that hunker down kind of mentality is one that 0:18:00.119 --> 0:18:03.840 we probably should all adopt. Saving hunkering down. If you're 0:18:03.880 --> 0:18:06.680 fortunate that bills and things are not an issue, you're 0:18:06.760 --> 0:18:09.000 hunkering down and saving because there'll be things that will 0:18:09.040 --> 0:18:10.639 be on sale that you'll be able to get asset 0:18:10.640 --> 0:18:13.359 to you'll be able to purchase. You know, if bills 0:18:13.400 --> 0:18:15.720 are like, ooh, shop, I couldn't. I couldn't afford to 0:18:15.760 --> 0:18:17.200 lose my job for more than a couple of months 0:18:17.280 --> 0:18:19.679 or whatever, then you're hunkering down so you can really 0:18:19.800 --> 0:18:22.640