Speaker 1: Hey, hey, hey, we're back.
Speaker 2: We're back.
Speaker 1: Brown ambition ambition, ambitious ambition, ambition.
Speaker 2: Hey manager, how are you?
Speaker 3: It seemed like you got a good night's sleep.
Speaker 2: I did, you know what it is? It's better than that.
Speaker 1: I told I was talking to Logan today, my content manager,
Speaker 1: and like I really was off, like you know, the Thanksday,
Speaker 1: like Wednesday night because that's when I flew back in,
Speaker 1: but all Thursday, Friday, Saturday, Sunday, like I was off off,
Speaker 1: meaning like I walked for like an hour or two
Speaker 1: a day, laid on the couch. Yo, I just I
Speaker 1: came the last time. I did nothing, nothing, nothing, nothing
Speaker 1: with not even worry about what's tomorrow. I was like, girl,
Speaker 1: tomorrow will take care of itself. So I am like
Speaker 1: not just a good night's sleep, I had a good
Speaker 1: weekend rest.
Speaker 3: Oh man, that sounds fantasta. What I mean? Now? I am?
Speaker 4: I have I have a three year old now and
Speaker 4: have a birthday.
Speaker 3: Rio, I so I did.
Speaker 4: I did rest the few days leading it, like I
Speaker 4: didn't do anything for Thanksgiving. I didn't cook. I let
Speaker 4: my mother in law be the star. You know, we
Speaker 4: rolled up and you know, of course Rio had nothing
Speaker 4: to do, like most kids with Thanksgiving food. He had
Speaker 4: three scrambled eggs and two piece of cake like.
Speaker 3: That was his meal.
Speaker 4: But yeah, for his birthday we had you know, he's
Speaker 4: a pandemic baby. And I think you have an option.
Speaker 4: You either like do a birthday, you know what I mean,
Speaker 4: like get a get a kid's a activity thing, you
Speaker 4: know whatever, or you just like, you know, do something
Speaker 4: really small. And I think Enrique and I my husband,
Speaker 4: we were you know who he is, but I'm just like,
Speaker 4: if you're a new husban. Like a month ago, we
Speaker 4: were going back and forth. We weren't sure if we
Speaker 4: wanted to like do it, you know, do it big.
Speaker 4: And I think I felt really optimistic one night and
Speaker 4: I was like, we're doing it big. So we booked
Speaker 4: this like Bounce Extravaganza like activity thing like where the
Speaker 4: kids get to.
Speaker 3: Go from room to room and bounce.
Speaker 4: And for the for the morning activity, and then I
Speaker 4: was like, we'll take a three hour break and then
Speaker 4: we're gonna go to the train show at the New
Speaker 4: York Potanical Gardens. And also they have a light show,
Speaker 4: so we're gonna get tickets to that too. Oh my god,
Speaker 4: I could punch myself sounds exhausting. Oh yeah, and then
Speaker 4: I'm gonna make a character cake for his birthday because.
Speaker 2: I saw the cake.
Speaker 4: Yeah, I did so much on one day. I thought
Speaker 4: I would like, oh, I'm saving up my energy for this,
Speaker 4: but it was it was a lot. And he's a
Speaker 4: pandemic baby, and those pandemic babies, like I even took him.
Speaker 4: I was so stressed about him being overwhelmed by the
Speaker 4: you know, like these big bounce centers.
Speaker 3: I mean they're wild.
Speaker 4: You just don't even know these places exist unless you
Speaker 4: have toddlers running around. But yeah, I mean they're so
Speaker 4: bright and they're loud and music and arcade. So I
Speaker 4: took him for a test run last week. I was like,
Speaker 4: let me get him acclimated. Do like a dry run,
Speaker 4: like a like a like a drill, you know, which
Speaker 4: did help. But yeah, it was like pockets of many
Speaker 4: pockets of joy, like he had a good time, but
Speaker 4: then many pockets of tantrums and I died a little
Speaker 4: bit inside. When they they they brought me this name
Speaker 4: badge and I was like, oh, it'll say Mandy. It
Speaker 4: said party mom. Oh, and I was like, who am
Speaker 4: I a party mom? Like what is out of it,
Speaker 4: but it's over now. And I was so excited to
Speaker 4: sit at my desk this morning and check my mail
Speaker 4: and feel like I don't know me again.
Speaker 1: Yeah, I got a red lip on. She's like, I
Speaker 1: will not just be a party mom.
Speaker 2: Girl.
Speaker 4: You should have seen me running from the daycare. He
Speaker 4: wouldn't want to go to school. I'm like, bye, how.
Speaker 3: Was but tell me tell us about la.
Speaker 2: Honestly, it was a lot of fun.
Speaker 1: So typically when I tape a show, the taping is
Speaker 1: like super early in the morning, so you don't get
Speaker 1: to have any fun because they'll be like call time
Speaker 1: five am, and you're like, great, I gotta go to
Speaker 1: bed at noon, you know, but at.
Speaker 2: This time, So I taped Jay Hud.
Speaker 1: So I come back from DC speaking at a Chase event,
Speaker 1: and I remember like sitting in the car with my
Speaker 1: publicist Tracy, and I was like, girl, I'm not going
Speaker 1: no place else that's lay And she got a text
Speaker 1: message like, hey, what Tippany likes to do Jay Hud.
Speaker 1: I was like, Okay, that's the last place. But I
Speaker 1: was so glack case I didn't set the boundary because
Speaker 1: it was Friday, like we were in like I said,
Speaker 1: the uber on the way back from Newark Airport and
Speaker 1: they wanted me to fly back out on Sunday, and honestly,
Speaker 1: everything in my body rejected that. It was like I
Speaker 1: will not, I cannot, I will not, And so I
Speaker 1: did it Instead. I asked if I could do the
Speaker 1: next week, just because I needed a moment. I've been like,
Speaker 1: I want to do Bay right before that, and then
Speaker 1: Dallas and then Detroit. It's just so, you know, they
Speaker 1: could have said no, we need someone to tape at
Speaker 1: this time and then moved on with someone else. But
Speaker 1: you know, thankfully, you know, they gave me that space.
Speaker 1: Also to two of the the producers who now work
Speaker 1: on the Jay Hud Show. We're also the real producers,
Speaker 1: you know, I used to do the real.
Speaker 4: Yes, yeah, I remember you, and they know there's only
Speaker 4: one you and I waited afterday Yeah, so they did
Speaker 4: and it was just great, and so flew out.
Speaker 1: I got to hang out with my friend von Or.
Speaker 1: Do you guys know her as Molly from Insecure and
Speaker 1: she's got a new HBO special. She and I hung out,
Speaker 1: We went to go see she had like tickets for
Speaker 1: Chris Rock.
Speaker 2: I know he's controversial, but whatever. Uh and not a lie.
Speaker 2: He's not that funny. Well he wasn't that name, I wasn't.
Speaker 2: I was like, this can't be the same Christmas.
Speaker 3: Because he got slacked.
Speaker 2: No, I don't, well.
Speaker 1: Know because he said some like uncontroversial things about about
Speaker 1: the woman that aj O J.
Speaker 2: Simpson killed I'm Nicole.
Speaker 1: Oh yeah, I mean he made a joke about it,
Speaker 1: which was and thankful he did not do that joke
Speaker 1: during that his set. You could tell he had some
Speaker 1: o J jokes. He must have removed it after. People
Speaker 1: were like, you tried it.
Speaker 2: Brouh But yeah, it wasn't.
Speaker 1: I mean, the parts were funny, were very funny, but
Speaker 1: that was like maybe thirty percent.
Speaker 2: And the show was so long. At one point I was.
Speaker 1: Looking like at my proverbial watch like yes, I was like,
Speaker 1: rab it out, Chris, I gotta eat dinner. But yeah,
Speaker 1: So I taped two episodes of Jay Hud. They taped
Speaker 1: thankfully in the afternoon. Call time was like three. She
Speaker 1: was so nice and it was like for the first
Speaker 1: time she was. She was beautiful, super nice, And at
Speaker 1: first I was trying to ask myself, why does this
Speaker 1: feel so different? Because usually, I mean, you know, man,
Speaker 1: you've been an expert on the show. You're kind of like,
Speaker 1: it's not about you, man, it's about the tips. You're
Speaker 1: the expert that has the tips. But on my on
Speaker 1: my script it said celebrity walkout. Tiffany and I did
Speaker 1: the behind the walkout from the couch to the couch,
Speaker 1: like waved to the audience and sat where like Kerrie
Speaker 1: Washington was just sitting method Man was sitting in the
Speaker 1: day before, Tabatha Brown was like, they didn't.
Speaker 2: I don't know if it's just this show.
Speaker 1: They didn't really differentiate the like or I don't even know,
Speaker 1: but like the expert is over there.
Speaker 2: It's like, did you get to sit here?
Speaker 4: What I'm remembering is like last week or something. I
Speaker 4: forget when we were on the phone and I was like, yeah,
Speaker 4: well you're a celebrity, soing, you know, and You're like,
Speaker 4: I'm not a celebrity.
Speaker 2: I mean at this point though, like.
Speaker 1: A Z extra extra Z minus. But it was just
Speaker 1: so cool. It was cool, and I just was like, wait,
Speaker 1: I'm on the couch. That's like literally, I was like,
Speaker 1: I'm on the couch, like not to the side, not
Speaker 1: the green screen, but like you're on the couch.
Speaker 2: Tiffany oh mg.
Speaker 1: So yeah, it just I have to say, like her
Speaker 1: team is so everybody was just so nice, including her,
Speaker 1: so amazing. Came back the next day, but I just
Speaker 1: had a really good time too, because usually sometimes I
Speaker 1: go to a place and I just focus on the business.
Speaker 1: I do the thing, I stay in the hotel, but
Speaker 1: this time, like we had dinner every night, which was
Speaker 1: really nice. One of my cousins is music executive in
Speaker 1: LA and I have not seen him in years, so
Speaker 1: we had breakfast one day and he.
Speaker 2: Was telling me some stories.
Speaker 1: So i'll tell you offline, Mandy the post episode TV session.
Speaker 1: But yeah, it was just like it was amazing, and
Speaker 1: I said, you know, I really enjoyed this and I'm
Speaker 1: glad that I went.
Speaker 2: But I'm also glad that I said set the boundary.
Speaker 3: Yeah, and what did you talk about?
Speaker 2: What was the time? Honestly they wanted to so how
Speaker 2: did they tip?
Speaker 1: So actually it comes out tomorrow, but you guys are listening,
Speaker 1: we're taping on Monday. Comes out Tuesday, so you'll have
Speaker 1: missed it, but I'm gonna I'm sure to share the
Speaker 1: full clip and I'll share it on my social media,
Speaker 1: especially Insta, so you'll still be able to watch, and
Speaker 1: then the second taping doesn't come out until I think
Speaker 1: January fourth, So it's about like New Year's and how
Speaker 1: to get on track with your finances in the new year.
Speaker 4: So excited, so excited for you, that's amazing. I'm also
Speaker 4: so excited that a show like Jay hudds I feel
Speaker 4: like daytime television. The women have always been huge, but
Speaker 4: I'm just like, hell, yeah, we got rid of me
Speaker 4: and Ellen and now it's.
Speaker 1: Like jage Oh the whole studio that yeah, studio, Ellen
Speaker 1: studio is humongous.
Speaker 2: And I was like, they give it to Jay Hu.
Speaker 1: So good time was head But then I came back
Speaker 1: to like seven eight dollars water, so I went to
Speaker 1: buy some water, you know water. A case of water
Speaker 1: is usually three ninety nine max five ninety nine. Gl
Speaker 1: it's like seven ninety nine. I was talking to Aikeisha
Speaker 1: on my team today and we were talking about it,
Speaker 1: like signs of the recession. She said she usually get
Speaker 1: this like big chicken wing fling or some some chicken
Speaker 1: wings or something.
Speaker 2: She would get you know, frozen or whatever.
Speaker 1: And they used to be twelve ninety nine and she said,
Speaker 1: now they're twenty six ninety nine.
Speaker 3: Danm.
Speaker 4: There's certain types of meat that are like there's a
Speaker 4: shortage also lettuce, like certain types of greens right now,
Speaker 4: there's some kind of it's like shrink flation two. So
Speaker 4: even if you go to the store and you get
Speaker 4: the same price, the boxes are smaller. I know, rio
Speaker 4: cereal is getting smaller, Like I can feel the box.
Speaker 4: It's like skinny your and skinnier. Yeah, it's it's wild
Speaker 4: out there. Gas is coming down though, which is I mean,
Speaker 4: it's here like my sister actually, and if you guys
Speaker 4: have a like a gas loyalty card for your grocery store.
Speaker 4: Somehow my sister got eleven and sent per gallon gas
Speaker 4: at her local grocery store, like not even a big chain,
Speaker 4: but like a big like a local grocery store in Wisconsin.
Speaker 3: Yeah.
Speaker 4: So I feel like if there's ways to cut you know,
Speaker 4: your your your fuel cost. I feel like it could
Speaker 4: be worth looking into some kind of loyalty program where
Speaker 4: you get to save because that is such a huge expense.
Speaker 4: Thank God, we want electric.
Speaker 2: God.
Speaker 4: I wish it wasn't in Tesla though. Elon Musk is
Speaker 4: the worst. I hate it to get something different. Now,
Speaker 4: was there something else.
Speaker 2: Yeah, he's the little worst.
Speaker 4: But here's the headline that had me, like my eyes
Speaker 4: bugging out like a cartoon. Earlier today, last week, I
Speaker 4: think it was the day before Thanksgiving, two twenty seven
Speaker 4: hundred workers from this furniture company got a text message
Speaker 4: we're alerted via text that their jobs were immediately eliminated immediately,
Speaker 4: Like you can't come and pick up your stuff. If
Speaker 4: you have company equipment, you know, it's up to you
Speaker 4: to bring it back to us. But they were laid
Speaker 4: off super abruptly, and there's already a lawsuit filed against
Speaker 4: this company.
Speaker 3: Are you tip you ar to the Warn Act?
Speaker 4: So I'm glad that this story came out because I
Speaker 4: feel like it's a good reminder we talk about layoffs
Speaker 4: and like, you know, obviously there's we're going through a
Speaker 4: tough time in the economy right now, but most workers
Speaker 4: who get laid off you see it coming. Because companies
Speaker 4: are actually required to give you notice within sixty days,
Speaker 4: and if they don't, like this company appears to you know,
Speaker 4: have not done that, then they are in violation of
Speaker 4: the Warn Act. And it stands for what does it
Speaker 4: stand for? Something like something about But it basically it's
Speaker 4: like alerting employees that there is going to be some
Speaker 4: sort of like cut to costs or labor. Yeah, employers
Speaker 4: who have one hundred and more employees have to give
Speaker 4: sixty day calendar advanced notice of planned closings and mass
Speaker 4: layoffs of employees. They can get around that if they
Speaker 4: offer severance. So like for Tesla, like Elon Musk when
Speaker 4: he went into Twitter and just like slash thousands of
Speaker 4: jobs that technically on the first you know, part of
Speaker 4: the more An Act would have violated it. But because
Speaker 4: they offered several months of severance, that's like how you
Speaker 4: sort of get around that. But this company wasn't offering sufferance.
Speaker 4: They just like I don't know what the hell they
Speaker 4: were thinking. But if you were impacted by this, I mean,
Speaker 4: I think it's just a reminder that listen as soon
Speaker 4: as as soon as it benefits a company more to
Speaker 4: not have you like they will cut you like like nothing,
Speaker 4: you know, but my heart goes out to everyone who
Speaker 4: was impacted. That was that was crazy to Oh yeah,
Speaker 4: it was Mississippi based furniture company called United Furniture. Y'all
Speaker 4: are on the naughty.
Speaker 1: List, Okay, because how many how many employees did they
Speaker 1: have all together?
Speaker 4: Did they say that was the entire workforce? Twenty seven
Speaker 4: like the whole thing, Like twenty seven hundred, many of
Speaker 4: whom were asleep, received a text message saying they were terminated,
Speaker 4: effective immediately and no longer allowed to return to work.
Speaker 4: And they don't even get cobra. Like that's the bullshit here.
Speaker 4: They don't get cobra. So imagine if like you're someone
Speaker 4: who's about to have a baby, or if you're going
Speaker 4: through like a chemo treatment or something, you know, and
Speaker 4: all of a sudden, like goodbye, your help benefits are gone.
Speaker 1: It's outrageous and also too, I'm like, where if you
Speaker 1: were going to sue a company that's not going to
Speaker 1: be here, obviously you can't. You're not letting go of
Speaker 1: everybody and still being here. So I wonder, like what
Speaker 1: you know, like what like you know what I mean, Like,
Speaker 1: what can you do?
Speaker 2: And it's one thing if they're like, oh, I'm letting go.
Speaker 1: Of half the staff and there's a company to sue,
Speaker 1: but if it's basically the company is closing, then what
Speaker 1: you know?
Speaker 4: Yeah, Well, the good news is that there is a
Speaker 4: worker named Torria Neil from Lee County, Mississippi. So she
Speaker 4: worked for UFI for more than eight years and she
Speaker 4: has been the employee who's filed the class action complaint.
Speaker 4: So like with the class action complaint, you you file
Speaker 4: a proposed class action, then they have the court has
Speaker 4: to say, okay, you have a case, we'll certify the classes.
Speaker 4: And then once the class is certified, like more people
Speaker 4: can join you know that lawsuit. So shouts out to her,
Speaker 4: But there's still an entity, you know, even if they
Speaker 4: fillow bankruptcy, you can file. That's the thing though, if
Speaker 4: they fillow bankruptcy. Companies have their ways of getting away,
Speaker 4: like getting out of this kind of stuff. But I
Speaker 4: think that they need to be made an example of
Speaker 4: so that this does not happen, because it's completely outrageous and.
Speaker 1: Not at all honestly. I know, if dishes a lot
Speaker 1: of people who are scared right now. I mean, judging
Speaker 1: by the messages and things that I get, It's like,
Speaker 1: how do I prepare?
Speaker 2: What should I be doing?
Speaker 1: You know, because to your point, you know, although there
Speaker 1: is an uptick in hiring in certain sectors, there's certainly
Speaker 1: massive layoffs and others, and then also just things cost
Speaker 1: more you know, just it's such a crazy time because
Speaker 1: there's this like weird, weird binary aspect where it's like, oh,
Speaker 1: this industry is wildly hiring, this industry is wildly cutting off,
Speaker 1: like oh the you know, interest rates from mortgage are
Speaker 1: super high, homes are still high price, you know what
Speaker 1: I mean. It's this weird I told you, I told
Speaker 1: you you put in an offer on that house that
Speaker 1: kind of no.
Speaker 4: I mean, yes you did. I just can't remember what
Speaker 4: you tell me here and what you tell me.
Speaker 1: I knows, right, I mean it was the NAD that's right.
Speaker 4: Yeah, she denied that she was insulted, right, Okay.
Speaker 2: Yeah whatever.
Speaker 1: But so but I'm curious because I said, I'm still
Speaker 1: waiting for the other one to come on the market,
Speaker 1: because it's coming on soon, the one that's like a
Speaker 1: true comp and so then we'll see, like what because
Speaker 1: people are still kind of stuck in but just last year,
Speaker 1: not even just.
Speaker 2: Eight months ago.
Speaker 1: It's like, yeah, but like the economy is moving so
Speaker 1: quickly right now that like what was like literally in
Speaker 1: three months, it could be something else totally different, you know,
Speaker 1: And unfortunately the housing market doesn't pivot as quickly as
Speaker 1: some other entities in other markets. But but yeah, it's just.
Speaker 3: Like going down, is that what you said? Is that
Speaker 3: what you meant?
Speaker 1: They're in some places and but some there are some
Speaker 1: they're not going as down as quickly as in relation
Speaker 1: to the the cost to get a mortgage, so like
Speaker 1: a mortgage, Like there's been a huge uptick in cancelation
Speaker 1: of mortgage contracts.
Speaker 4: Oh yeah, I'm not a huge uptick.
Speaker 1: And so despite that, people are still not bringing their
Speaker 1: home prices down because they're stuck on But that's not
Speaker 1: that's not what my neighbor's house went for just seven
Speaker 1: months ago. And it's like, yes, but your neighbor the
Speaker 1: interest rate was different then, and so people could afford more.
Speaker 1: And truthfully, the like you remember when homes it was crazy.
Speaker 1: You know, a home that would sold for half a
Speaker 1: million is going for six fifty seven hundred, and it's
Speaker 1: like that's you know, those people will likely you know,
Speaker 1: if there's a huge shift, they'll be upside down at
Speaker 1: least temporarily. So yeah, you know, I think if you
Speaker 1: stay at home for ten fifteen years, you know, but
Speaker 1: temporarily so depending on where you live, like in New Jersey,
Speaker 1: these homes ain't going nowhere. They might did, but you
Speaker 1: know they have strong make the stallion needs, They'll be
Speaker 1: back up again. Yeah, it's just such a crazy time.
Speaker 1: But I will say this. I was talking to my
Speaker 1: friend Terry Ijama. Remember we had her on the show.
Speaker 4: Yes Trade Wait, stock market Trade, Trade travel.
Speaker 2: Trade.
Speaker 1: Remember remember of the car I could not remember the
Speaker 1: Chase venture card.
Speaker 2: Get your car to go right, Run, run to get up,
Speaker 2: run and get a flight.
Speaker 1: So I think it's trade and travel and so she's
Speaker 1: actually gonna be a good running America soon.
Speaker 2: And so anyways, Yeah, so she'd reached out to me.
Speaker 1: We're just chit chatting, and I asked her, I said, Terry,
Speaker 1: what are you doing as far as this market? She said, honestly,
Speaker 1: I'm holding on to cash.
Speaker 2: You know. So that's what Terry does for a living.
Speaker 1: She is she teaches trading, but she's also a professional
Speaker 1: trader and makes the vast majority of her money trading.
Speaker 1: I don't know if the vast majority, but you know,
Speaker 1: but she makes a ton. And she was like, it's
Speaker 1: really crazy and I'm holding onto cash. And I think
Speaker 1: that that hunker down kind of mentality is one that
Speaker 1: we probably should all adopt. Saving hunkering down. If you're
Speaker 1: fortunate that bills and things are not an issue, you're
Speaker 1: hunkering down and saving because there'll be things that will
Speaker 1: be on sale that you'll be able to get asset
Speaker 1: to you'll be able to purchase. You know, if bills
Speaker 1: are like, ooh, shop, I couldn't. I couldn't afford to
Speaker 1: lose my job for more than a couple of months
Speaker 1: or whatever, then you're hunkering down so you can really
Speaker 1: stack up savings for your emergency savings. So either way,
Speaker 1: hunkering down and saving on cash, even though people will
Speaker 1: tell you, oh, they'll save, saving loses money. But not
Speaker 1: all money is made to be grown. Some money is
Speaker 1: meant to protect. Like That's why sometimes I annoys me
Speaker 1: when people say like, oh, you should put in the market.
Speaker 1: I'm like, yeah, some of it. But your emergency saving
Speaker 1: is literally there to protect you. It's like when people
Speaker 1: get mad about like insurance. I don't believe insurance is
Speaker 1: there to make money off of. It's a protective tool,
Speaker 1: you know, Yeah, that's what I believe. You know.
Speaker 4: The only thing that I've invested that y' all be honest,
Speaker 4: is in my is in Rio's five twenty nine plan.
Speaker 4: I think I have like an auto and to hit
Speaker 4: a little brokerage account that we have. We've been auto
Speaker 4: depositing that. But my cause now I'm with this business
Speaker 4: that I that I have and trying to figure out
Speaker 4: I've been really unsure about how much to put in
Speaker 4: my solo for. I open my solo for one K,
Speaker 4: but I'm really waiting down to the wire to like
Speaker 4: get the final like my final P and L my
Speaker 4: profit and loss for the year, and talk to my
Speaker 4: accountant and talk to Helen. Someone else told me that
Speaker 4: they work with Helen today, and I'm like, dang, Helen,
Speaker 4: where's my referral fee?
Speaker 1: I know, I don't thinks that they could do a
Speaker 1: pero fies, But you're right, because I'll be setting people
Speaker 1: to Angelie all the time, more people.
Speaker 4: It's cool, it's cool, it's cool, she's great. No, but
Speaker 4: I need to set up a meeting with her because
Speaker 4: I just haven't. I'm so afraid I'm holding onto cash
Speaker 4: one because I'm just like, well, I'm a business owner now,
Speaker 4: so I need to be holding onto this. But I
Speaker 4: just want I feel less confident than I ever have,
Speaker 4: you know, just kind of giving the money to the market.
Speaker 4: And I also think I'm running into like that fear
Speaker 4: mentality of like being my own business now, of just
Speaker 4: like oh.
Speaker 1: Shit, I tell you want to say the taxes when
Speaker 1: you're in a business. I just got to a huge,
Speaker 1: too huge bill and I was like what and it
Speaker 1: was like, you have not paid taxes in the last year.
Speaker 1: I'm but that's not true because I didn't realize, like,
Speaker 1: so what happened last time?
Speaker 2: And I'm praying that that's what this is.
Speaker 1: Is that the tax the irs paperwork had my name
Speaker 1: in Jarrell's name on it and when I paid taxes
Speaker 1: now I pay it under just Tiffany, and so what
Speaker 1: happened last time?
Speaker 2: They said the same thing.
Speaker 1: But because you're not realizing, you're not looking for a
Speaker 1: joint return anymore. So I'm praying that that's what this is.
Speaker 1: That they're just like, oh, okay, you know, so it's
Speaker 1: only been a year since he passed away. Because the
Speaker 1: bill was like two hundred thousand dollars. I'm like, no, such,
Speaker 1: you know, But the thing is I pay quarterly and
Speaker 1: because and it said and I'm pretty sure that's what
Speaker 1: it was, because I because like it said, I had
Speaker 1: not paid anything, and which I'm like, Okay, that's just
Speaker 1: not true because I you know, I pay quarterly. So
Speaker 1: I'm just like, so just my my accountant on Angie,
Speaker 1: I was just like, so she's like calling them, of course,
Speaker 1: everybody's really busy.
Speaker 4: And you're gonna get a bill for her calling them, Like,
Speaker 4: I just paid my accountant four hundred dollars to fight
Speaker 4: a twenty thousand dollar workers penalty that I did not owe,
Speaker 4: but just like the time to call and wait on hold,
Speaker 4: like he's like, my bill, no penalty, but here's my bill.
Speaker 3: I'm like, is irs.
Speaker 4: Gonna pay these like accounting fees for their mistake?
Speaker 2: Yes?
Speaker 1: And they're so late because they'll send me a bill
Speaker 1: and say, oh, you owe thirty thousand and they're like
Speaker 1: as psych kids at that. I'm like, but if you
Speaker 1: don't pay, then the fees go up. And even though
Speaker 1: it's just what I tell you, it's just a mess.
Speaker 1: I'm just like, but you know that's this this whats
Speaker 1: be looking like, there's just so many transitions.
Speaker 3: And it's also why it's afternoon naps.
Speaker 1: You know what I'm saying, But you know, just one
Speaker 1: foot in front of the other, y'all one in front
Speaker 1: of the other and listen to us.
Speaker 2: You know, we don't have all the answers, but we
Speaker 2: have some of them.
Speaker 3: Do us.
Speaker 4: Yeah, And I will just say for anyone approaching their careers,
Speaker 4: like I feel like the advice about pulling back, you know,
Speaker 4: hunkering down as first financially, I don't want people to
Speaker 4: hunker down career wise to the point where they stay
Speaker 4: stuck out of fear, because like there's plenty like you
Speaker 4: can get laid off just as easily from a company
Speaker 4: you've been at for as for ten years as you
Speaker 4: can for a company you've been at for ten months.
Speaker 4: So I'm still always in favor of, like invest heavily
Speaker 4: in your professional brand so that you can make big
Speaker 4: career moves. Like the more the more you make moves,
Speaker 4: the more you earn, the more you're able to bounce back,
Speaker 4: you know, for money kind of layoff, like what's potentially
Speaker 4: happening now. And also the importance of thinking about your
Speaker 4: personal economy. Not like Tiffany, we were saying earlier about
Speaker 4: how there are upticks and hiring and some sectors are
Speaker 4: hiring right now, especially like we've heard a lot about
Speaker 4: tech having layouts, but they're also hiring very specific types
Speaker 4: of roles, you know in the engineering and stem fields,
Speaker 4: and educators still are in hind demand because of what's
Speaker 4: happened from the pandemic and people getting burnt out. So
Speaker 4: think about your personal professional economy and like, while you're
Speaker 4: reading the headlines, just google around to see what hiring
Speaker 4: is like in your industry and follow those trends and
Speaker 4: try not to let the broader trend and you know,
Speaker 4: scare you and make you think that it's all like
Speaker 4: a dumpster fire because it's a mixed bag to be honest, Yeah.
Speaker 1: It is a mixed bag, and become a Monday many
Speaker 1: Monday what are.
Speaker 2: Words, Mandy money Maker? Yeah you do that, Gummic.
Speaker 4: Thanks for the segue. Thank you for the marketing I do.
Speaker 4: I'm doing another negotiating masterclass y'all because.
Speaker 3: I can't can't quit.
Speaker 4: I'm doing it December thirteen, so if you want to
Speaker 4: by the time this episode comes out, we'll have a
Speaker 4: link up for y'all to register. But I'm loving the
Speaker 4: master classes. I also put out three new free scripts
Speaker 4: for y'all to year for your annual reviews. I can't
Speaker 4: wait till I'm so excited. I just like, over five
Speaker 4: hundred people downloaded it, and I can't wait. I just
Speaker 4: want people to get more money. So if you downloaded it,
Speaker 4: got my free scripts exciting.
Speaker 3: But come to the master.
Speaker 4: Class, because that's where we get the real two hour
Speaker 4: investment of my time coaching y'all on how to be
Speaker 4: badass negotia.
Speaker 1: So yeah, especially during I'm not gonnae especially during times
Speaker 1: like now, you know you think that some something and
Speaker 1: not every business is doing poorly like many and I
Speaker 1: were talking offline, how there are a couple of affiliate
Speaker 1: or companies that have affiliate links.
Speaker 2: With an affiliate link is when a.
Speaker 1: Company says, hey, if someone signs up for our thing,
Speaker 1: here's a special link link to you, Tiffany will pay
Speaker 1: you five dollars ten fifty dollars per person that signs up.
Speaker 2: That's an affiliate link.
Speaker 1: And so there are certain companies like that send us
Speaker 1: emails that were like, yeah, girl pools on that we
Speaker 1: don't have any money to pay, you know, and then
Speaker 1: some that never pause, like for example, one of my
Speaker 1: favorites is it's racketin, right and so, and what I
Speaker 1: like about Racketin is that for y'all in general, anybody
Speaker 1: can sign up for the affiliate program, like if you
Speaker 1: go to like racketin dot com.
Speaker 3: I've never said it out loud.
Speaker 2: I always say to be funny.
Speaker 1: I always saved Recooton's what I thought it was, and
Speaker 1: I still think.
Speaker 2: Ebates, I know it really, I don't know why ebates
Speaker 2: is such a great name. Any Yeah, recuting is it?
Speaker 1: But racketan yes, right, so yeah, I think it's pretty
Speaker 1: sort as racketon. But I always it looks like I
Speaker 1: just love it. Stop and saying racuting so recruiting. And
Speaker 1: then what I do like about them is if you go,
Speaker 1: you could just sign up and then there's like a
Speaker 1: and then they will issue you a link and then
Speaker 1: you could share it with like like I've done this
Speaker 1: before where I've shared it with like my like my
Speaker 1: Christmas like group chat.
Speaker 2: I'm a kay guy. Before you buy anything, use this link.
Speaker 2: And I want to say, they pay.
Speaker 1: I don't know, five, ten, fifteen dollars per person, but
Speaker 1: you might make a hundred bucks just sharing it with
Speaker 1: your people. And you know, and what I like about
Speaker 1: racketin is that it's free to sign up and then
Speaker 1: you what else, how does it work?
Speaker 2: Like you get like coupons.
Speaker 1: I just saved like a hundred because I shopped during
Speaker 1: cybers no small business Saturday.
Speaker 3: Because something else I should Black Friday shopping.
Speaker 1: I did, not a ton. I bought some boots I bought.
Speaker 2: I bought.
Speaker 1: There's a black skincare brand that I love called the
Speaker 1: butter Bar. So if you go to like my but
Speaker 1: dot com, I think is it's like a black woman
Speaker 1: who who she tragically passed away like a year ago
Speaker 1: she was ill, but her family still runs it. But
Speaker 1: their stuff is amazing. They make everything like my hand.
Speaker 1: It does take a while to get here because they
Speaker 1: make it.
Speaker 2: While you know when you order. So I bought some
Speaker 2: stuff there and I think.
Speaker 1: It was one of those where literally I put in oh,
Speaker 1: I bought some jeans and I saved like because of
Speaker 1: ebates or whatever rackets in my bad. It don't hurt
Speaker 1: me that I save like one hundred and twenty five
Speaker 1: dollars or something crazy.
Speaker 3: Yeah, the cash because it was like everything.
Speaker 2: Yes, and then you get cash back. So yeah.
Speaker 1: So well, I just say all that to say that
Speaker 1: there are some companies that are strong, like a racketing
Speaker 1: has never said, hey Tiffany, this you know we're not
Speaker 1: paying affiliates. But then credit Carmer Credit sess Me just
Speaker 1: emailed and said, yeah, girl, disabled that link because we're
Speaker 1: not paying. So, you know, to Mandy's point, you know,
Speaker 1: it's never across the board. There's always companies that are
Speaker 1: strong and sectors that are strong, and then there's companies
Speaker 1: that are having a hard time. And your job is
Speaker 1: that you can still negotiate. You just want to make
Speaker 1: sure that you understand kind of like where your company stands.
Speaker 4: I was shocked to see that this is another indicator that, like,
Speaker 4: the economy is not as bad as people think. It
Speaker 4: was record online shopping. The UI spent nine point one
Speaker 4: billion dollars during Black Friday this year. According to CNBC.
Speaker 4: That's up two hundred percent from woolsober shopping. Yeah no,
Speaker 4: that's raze exercise equipment. So I mean, I feel like, yeah,
Speaker 4: it's a there's definitely people that are struggling, but clearly
Speaker 4: people are out there spending. My Black Friday strategy has
Speaker 4: always been the same, which is just by what you
Speaker 4: already buy, but get it for cheaper. So I waited
Speaker 4: to get the emails from the brands that I do
Speaker 4: shop for that I do love, but I had to
Speaker 4: ignore everything else. I feel pretty good about. Also, I
Speaker 4: was spending hundreds of dollars on a freaking child's birthday
Speaker 4: party at the same time, so you know, I really
Speaker 4: put a date pro on my budget for Yeah.
Speaker 1: I didn't get anything crazy, like I just said, like,
Speaker 1: I was like, I wanted these boots that I was like, Ali,
Speaker 1: I wanted these genes, I said, Ali, And then I
Speaker 1: always get the skincare I want to say, like every
Speaker 1: three months or so. And so I was like, to
Speaker 1: your point, and think about that.
Speaker 2: That is what I'm doing.
Speaker 1: And I was just like, Okay, I didn't spend a time,
Speaker 1: but I bought nothing for nobody else. I was like me,
Speaker 1: but but I do have to get to like my
Speaker 1: secret science because they're pricey, because you know, my sister's
Speaker 1: an exoschange and I'm like, this year, okay.
Speaker 4: White Elephant, it's fun. We're gonna see how Rio deals
Speaker 4: with White Elephant. He's not he's not used to like
Speaker 4: having to share opening of gifts, like he's turning into
Speaker 4: a gift monster.
Speaker 3: And Solomon Is.
Speaker 2: Said, I'll get to gift monsters at some point.
Speaker 3: I know, let's take a quick.
Speaker 4: Break and break, y'all and be right back with brown
Speaker 4: boosts Brown Break.
Speaker 1: And now it's time to boost up, break up boost O,
Speaker 1: break up boost. Okay, god boost, Are you gonna boost?
Speaker 1: Are you gonna break?
Speaker 2: What you're gonna do? What you gonna take? Oh, I'll do.
Speaker 1: I'm just gonna i gotta do a really quick boost.
Speaker 1: I'm leaning into my faminine. If you guys know me,
Speaker 1: I'm quite the tomboy, like T shirt, jeans, whatever, sweatpants like.
Speaker 2: I'm wearing now.
Speaker 1: And I told myself I had like a list of things.
Speaker 1: I was like, I've always wanted to learn how to
Speaker 1: put on lashes. Guess who's wearing lashes even though my
Speaker 1: lashes are so stubby. Probably look to the side to side. Okay,
Speaker 1: see these are natural obviously because I'm not doing too much, please,
Speaker 1: But girl didn't know how y'all girls do it?
Speaker 2: No, no, no, these are not.
Speaker 1: So I got last extensions like once, and I didn't
Speaker 1: like the fact that near the end you just have
Speaker 1: one long lash just stick it out after they fall off,
Speaker 1: and so I.
Speaker 2: Was like, yeah, this is not for me.
Speaker 1: So these are like strip lashes, and so I have
Speaker 1: committed for like a week straight, even if I'm not
Speaker 1: going anywhere, to just put it on just to practice.
Speaker 2: I watched the YouTube video.
Speaker 1: I went to my local Sally's, and I was just like,
Speaker 1: you know what, and not so much so I can
Speaker 1: wear them every day, but there are a couple of
Speaker 1: times when I'm taping something or whatever, and like, for
Speaker 1: example today and tomorrow, I have like these. I don't
Speaker 1: want to call it auto, but these two huge streaming
Speaker 1: platforms that are interested in me to potentially have a show, and.
Speaker 2: It would be nice.
Speaker 1: I don't want to call Leela my makeup grade, you know,
Speaker 1: to do like a full beat, you know, but I
Speaker 1: was like, it'd be nice if, like, you know, a
Speaker 1: little last because year, first of all, Mandy got lasted
Speaker 1: for days, which don't even make no damn sense. She's
Speaker 1: just in here, curls popping, lip stopping, last stopping, and
Speaker 1: I just over here my little stingy lashes. But yeah,
Speaker 1: so I mean these are obviously supernatural, because I mean
Speaker 1: you didn't even notice. But I was really proud of myself.
Speaker 1: I was like, you did it, even though I'm not
Speaker 1: gonna lie. It took kuta.
Speaker 4: I'm impressed. I can't even do my own lashes.
Speaker 1: No, it's just yeah, it's honestly, it's I mean, I've
Speaker 1: learned little tips and tricks, but still like it's really hard.
Speaker 1: I'm not gonna lie, and it takes me U probably
Speaker 1: at least twenty minutes. But I'm determined that every day
Speaker 1: I'm going to put on the last even if I'm
Speaker 1: not going anywhere, just to get really good at it.
Speaker 1: So when the moments come where a lash would really
Speaker 1: elevate a look, but not enough for me to call
Speaker 1: Leela to do my face, because not good Morning America,
Speaker 1: Today's show, it's just maybe like a Zoom meeting or
Speaker 1: something like that.
Speaker 2: I want to look nice for that. I'm ready. So
Speaker 2: I was proud of myself. I said, look at you
Speaker 2: leaning into your feminine.
Speaker 4: I love putting on just I don't wear that much makeup,
Speaker 4: but it makes a difference. Like I have started to
Speaker 4: like turn my I have to have my camera on
Speaker 4: for this, but when I do Zoom calls, I turn
Speaker 4: my camera off. But I still feel But I just
Speaker 4: feel better when I have a little something on, you
Speaker 4: know what I mean, Like I think it matters, especially
Speaker 4: like working at home. It's sort of I'm not gonna lie,
Speaker 4: I have leggings on and I like an old lady blanket.
Speaker 1: I'm doing it for the top of you know, I
Speaker 1: like to look you killing it at the time, Yeah,
Speaker 1: you killed it. But no, here's what I will ask
Speaker 1: if you have any tips, because I'm not gonna lie.
Speaker 2: It's hard.
Speaker 1: It's been it's been about a week, and I feel
Speaker 1: like I haven't gotten any better at it.
Speaker 2: So yeah, so.
Speaker 3: If they're not falling off, you're not like I don't see.
Speaker 2: Your well, no, because it takes forever.
Speaker 1: And like the glue sticks of my fingers, I'm just like,
Speaker 1: how do I get to stay and then close those?
Speaker 2: Look?
Speaker 1: Dope, I always look at it, but I was scared. No, No,
Speaker 1: these are just regular. So like, is there like a
Speaker 1: really good natural lash line that you guys suggest? And
Speaker 1: then two what glue is the best? And then three
Speaker 1: any tips like ooh, girl, my favorite thing is to
Speaker 1: close my eye with one. Whatever, just tweet me like, well,
Speaker 1: if Twitter is still around at the budgeenessa yeah. If not, yeah,
Speaker 1: that's probably the best place. Just tweet me at the Budgeonisa,
Speaker 1: because I would love some how do you do your
Speaker 1: own lashes tips? And then like I said, Once I
Speaker 1: get really good at it, then I can like ease up.
Speaker 1: But I'm not gonna lie every morning. I'd be like,
Speaker 1: why did you promise yourself you're gonna I'm like, do it, Tiffany,
Speaker 1: I don't even can do it because you have to practice.
Speaker 2: So I'm obtestly.
Speaker 4: Enjoying it, though resolution whenever you damn well please yes.
Speaker 2: I mean, what about you? You boost in a breathing.
Speaker 4: I want to do a boost. You mentioned small business Saturday,
Speaker 4: and it reminded me of another reason for me to
Speaker 4: do this boost so unfortun I mean, there's been how
Speaker 4: many mass shootings. I mean it's been and I don't
Speaker 4: it's awful, but one in particular is well, there was
Speaker 4: one of the Walmart, there was one in Virginia. But
Speaker 4: the one that I'm talking about now is the one
Speaker 4: that happened at the the club Club Q in Colorado Springs,
Speaker 4: which was an LGBTQ club, and I think five people died.
Speaker 4: But the hero of the story is this man named
Speaker 4: Richard M.
Speaker 3: Fierro. He's like an army veteran.
Speaker 4: And when I love it, first of all, if you
Speaker 4: don't love this guy already for saving lives he was
Speaker 4: at a gay club with his wife, his daughter and
Speaker 4: friends on a Saturday, an army veteran. I just feel
Speaker 4: like that's so like, that's the modern man, you know,
Speaker 4: like I can be a US veteran and show up
Speaker 4: and support my LGBTQ, plus you know, neighbors and friends. Anyway,
Speaker 4: they he and his wife own a small business. They
Speaker 4: own a brewery. And after the story came out about
Speaker 4: how he rescued, he took down the shooter, you know,
Speaker 4: rightfully beat his ass. And after that New York Times
Speaker 4: did a story about him. A linked to his brewery,
Speaker 4: and people are flooding his business with orders for like merchandise.
Speaker 4: I think they sell T shirts. It's called Atravida Beer
Speaker 4: company atri Vida, and it looks really amazing. So I
Speaker 4: just thought I would shout them out if y'all still
Speaker 4: want to support an American hero. But I thought that
Speaker 4: was awesome that people found something to do in the aftermath.
Speaker 4: That's such a tragedy, and of course my heart goes
Speaker 4: out to all the victims of this nonsense. And I
Speaker 4: don't know when it will end, but thank God for
Speaker 4: Richard and for him being brave enough to intervene.
Speaker 1: Yeah, honestly, because so many more lives likely would have
Speaker 1: been lost if not for that.
Speaker 4: Yeah, you never know what you're gonna do in that.
Speaker 4: And it's not even like if you run whatever, like
Speaker 4: that's nothing. There's nothing wrong with running. You're saving your life.
Speaker 4: But for someone to run toward that, I don't even know.
Speaker 4: That's a different kind of person.
Speaker 2: A different kind of person.
Speaker 4: Indeed, So protect him at all costs, that's all I'm saying.
Speaker 4: All right, I will put a link to the show
Speaker 4: notes if you want to support Richard and his wife's
Speaker 4: brewery business and just show your thanks.
Speaker 3: Put some good.
Speaker 4: Into the world during these crazy times.
Speaker 3: That's all we try to do.
Speaker 2: All right, y'all until next time.
Speaker 1: We'll really until Friday because we have ba QA coming
Speaker 1: up on Friday.
Speaker 3: Are excited. Oh that's right.
Speaker 4: You had did a b a qa with one of
Speaker 4: my Mandy money makers.
Speaker 2: I didn't even know so many money maker too, Marcia,
Speaker 2: she's also a mentee.
Speaker 1: Look at us collinating.
Speaker 2: Yes, So I was like, I'll say.
Speaker 4: Crocket'll all the way together. We should create a bundle the.
Speaker 2: Honestly we should.
Speaker 4: Hey, I'm down, yes, Marcia, and I haven't listened to
Speaker 4: her episode yet, but she was so excited. She said
Speaker 4: that you were so great and yeah, it made me happy.
Speaker 2: Awesome sauce.
Speaker 4: All right, y'all until Friday for the b a.
Speaker 2: Q A bye, all right bye.
Speaker 3: Hey ba fam.
Speaker 4: We could not do this show without your support or
Speaker 4: the support of our team behind the scenes. The Brown
Speaker 4: Ambission Podcast is produced by Cumulus Podcast Network. It's edited
Speaker 4: by the wonderful Emani Crosby and produced by Tanya Bustos.
Speaker 4: Dennis Deplinsky is our in house techdru and I am
Speaker 4: Bandy Woodard Santos, your co host, and I will see
Speaker 4: y'all next week.