1 00:00:01,280 --> 00:00:03,480 Speaker 1: This episode is brought to you by P and C Bank. 2 00:00:03,920 --> 00:00:06,680 Speaker 1: A lot of people think podcasts about work are boring, 3 00:00:06,880 --> 00:00:10,719 Speaker 1: and sure they definitely can be. But understanding a professionals 4 00:00:10,800 --> 00:00:14,040 Speaker 1: routine shows us how they achieve their success little by little, 5 00:00:14,440 --> 00:00:18,040 Speaker 1: day after day. It's like banking with P and C Bank. 6 00:00:18,560 --> 00:00:21,360 Speaker 1: It might seem boring the safe plan and make calculated 7 00:00:21,400 --> 00:00:24,479 Speaker 1: decisions with your bank, but keeping your money boring is 8 00:00:24,520 --> 00:00:27,840 Speaker 1: what helps you live or more happily fulfilled life. P 9 00:00:27,960 --> 00:00:32,800 Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 10 00:00:32,840 --> 00:00:35,479 Speaker 1: Boring since eighteen sixty five is a service mark of 11 00:00:35,520 --> 00:00:38,760 Speaker 1: the PNC Financial Service Group, Inc. P and C Bank 12 00:00:39,159 --> 00:00:41,360 Speaker 1: National Association Member FDIC. 13 00:00:43,080 --> 00:00:44,680 Speaker 2: Like, if you look at Africa today, I mean you 14 00:00:44,680 --> 00:00:46,560 Speaker 2: look at all of this, right, you look at Guinei 15 00:00:46,680 --> 00:00:49,280 Speaker 2: and whatever you see here, you go to Senegal, you 16 00:00:49,280 --> 00:00:51,239 Speaker 2: go to Courtney Vonder, you're gonna say the same. So 17 00:00:51,760 --> 00:00:54,360 Speaker 2: this is kind of like America back in the mid 18 00:00:54,400 --> 00:00:58,000 Speaker 2: eighteen hundreds, early nineteen hundreds, right, So back then the 19 00:00:58,080 --> 00:01:01,640 Speaker 2: problem with the so it's like they're looking at America 20 00:01:01,680 --> 00:01:04,600 Speaker 2: as the wild West, whereas like investment is really risky. 21 00:01:05,160 --> 00:01:08,119 Speaker 2: So but the early investors like the Conoguies, the Rocker 22 00:01:08,120 --> 00:01:08,920 Speaker 2: Colors and all of that. 23 00:01:09,280 --> 00:01:11,360 Speaker 3: The ones that took the risk early on. 24 00:01:11,680 --> 00:01:14,440 Speaker 2: Today they didn't want to control the financial industry in 25 00:01:14,480 --> 00:01:18,080 Speaker 2: the state, which means they control the financial industry globally, right, 26 00:01:18,360 --> 00:01:20,360 Speaker 2: And so Africa is at that point today. So you 27 00:01:20,440 --> 00:01:23,600 Speaker 2: have and you have a lot of investors actually interested 28 00:01:23,640 --> 00:01:27,480 Speaker 2: in Africa, but there's still that what if, right, like 29 00:01:27,560 --> 00:01:29,880 Speaker 2: the risk and like and mostly it is like connected 30 00:01:29,920 --> 00:01:32,560 Speaker 2: to political problems because you look at it where like 31 00:01:32,760 --> 00:01:36,000 Speaker 2: ow politically most of the countries are not stable. Like 32 00:01:36,040 --> 00:01:38,600 Speaker 2: you look at Guinea for example, Guinea hold the lowest 33 00:01:38,680 --> 00:01:41,440 Speaker 2: depths in Africa. But a lot of the investors they 34 00:01:41,440 --> 00:01:43,880 Speaker 2: look at that, which is amazing. But the problem is 35 00:01:44,319 --> 00:01:46,840 Speaker 2: politically Guinea has been challenged for the past twenty years, 36 00:01:46,959 --> 00:01:50,240 Speaker 2: right since we lost Lanstan La Conte. You had militaries, 37 00:01:50,280 --> 00:01:52,640 Speaker 2: militaries and right now we have the military. They want 38 00:01:52,680 --> 00:01:55,480 Speaker 2: to do good things, but it's like you know, from 39 00:01:55,520 --> 00:01:59,080 Speaker 2: like an American or like a European or Japanese. You 40 00:01:59,120 --> 00:02:01,600 Speaker 2: know me as a as an African who's an American, 41 00:02:01,640 --> 00:02:03,600 Speaker 2: I can understand it. You know, I can get my 42 00:02:03,640 --> 00:02:05,640 Speaker 2: money in America, bring it to Africa. I have my 43 00:02:05,680 --> 00:02:08,120 Speaker 2: family here, right, It's like I'm not risking much. But 44 00:02:08,200 --> 00:02:10,240 Speaker 2: let's say for somebody like you, you don't have anyone 45 00:02:10,280 --> 00:02:11,000 Speaker 2: in here, right. 46 00:02:11,360 --> 00:02:13,240 Speaker 3: Like your risk is too high. 47 00:02:13,360 --> 00:02:15,839 Speaker 2: If you look at it from a financial perspective, these 48 00:02:15,840 --> 00:02:17,120 Speaker 2: are all huge opportunities. 49 00:02:17,120 --> 00:02:18,760 Speaker 3: These are like a real set opportunities. 50 00:02:19,080 --> 00:02:21,320 Speaker 2: But it's like the customer is, if you put some money, 51 00:02:22,320 --> 00:02:23,760 Speaker 2: what guarantees do you have? 52 00:02:24,560 --> 00:02:26,440 Speaker 3: You know you're not going to lose your money. 53 00:02:26,480 --> 00:02:28,880 Speaker 2: You see, like a building like that, that building costs 54 00:02:28,880 --> 00:02:32,200 Speaker 2: around five million dollars, but actually the Green World Yeah, yeah, 55 00:02:32,240 --> 00:02:34,639 Speaker 2: that building right there, it cuts around five million dollars. 56 00:02:35,040 --> 00:02:37,520 Speaker 2: They already made a reason on their investment because you 57 00:02:37,520 --> 00:02:39,280 Speaker 2: know how much they can sell an apartment. They can 58 00:02:39,280 --> 00:02:44,560 Speaker 2: sell apartment for like a million dollars easy. It's it's insane. Yeah, 59 00:02:44,880 --> 00:02:48,280 Speaker 2: it's crazy. Like a rent like for a building like 60 00:02:48,320 --> 00:02:51,400 Speaker 2: that can go easily five thousand dollars a monthey. Yeah, 61 00:02:51,440 --> 00:02:54,040 Speaker 2: so because most of the people that live in it 62 00:02:54,080 --> 00:02:56,920 Speaker 2: is dasporous, like me or people who work in the 63 00:02:56,919 --> 00:02:59,640 Speaker 2: mining sector, you know, like big enterprises they have money 64 00:02:59,680 --> 00:03:01,320 Speaker 2: they uh, they take. 65 00:03:01,200 --> 00:03:04,480 Speaker 3: Rent for their executives, right or ministers. 66 00:03:04,840 --> 00:03:07,120 Speaker 2: Because you have the President Palace right there, you have 67 00:03:07,400 --> 00:03:09,840 Speaker 2: all the minister of Economy and Finance are rare, so 68 00:03:10,000 --> 00:03:11,840 Speaker 2: most of the time they don't want to go home, 69 00:03:12,200 --> 00:03:15,600 Speaker 2: so they rather take apartments in downtown. So the rent 70 00:03:15,680 --> 00:03:19,200 Speaker 2: is like crazy, yeah exactly, they can get back tomorrow. 71 00:03:19,280 --> 00:03:21,320 Speaker 3: But who's the people that actually are taking a risk 72 00:03:21,400 --> 00:03:23,959 Speaker 3: right now right now? Chinese? Number one. The Chinese. 73 00:03:24,080 --> 00:03:28,880 Speaker 2: See those buildings are owned by Turkis, yeah, both of them. 74 00:03:29,120 --> 00:03:33,120 Speaker 2: So the Chinese, the turkis a little bit of Americans 75 00:03:33,560 --> 00:03:39,320 Speaker 2: Europeans less because now the Americans are more like you know, 76 00:03:39,800 --> 00:03:43,200 Speaker 2: like from a geopolitics, it's like the Americans are kicking 77 00:03:43,200 --> 00:03:45,560 Speaker 2: out the Europeans when we talk about Europeans like the 78 00:03:45,560 --> 00:03:48,320 Speaker 2: French in a way. Right, So you have you have 79 00:03:48,360 --> 00:03:50,600 Speaker 2: some Americans that are coming to invest a little bit, 80 00:03:50,840 --> 00:03:53,440 Speaker 2: but number one is the Chinese. And then also you 81 00:03:53,440 --> 00:03:56,040 Speaker 2: got the Russians. So which is one of the many reasons, 82 00:03:56,040 --> 00:03:59,120 Speaker 2: Like the Americans like somebody like us who's like an 83 00:03:59,160 --> 00:04:01,560 Speaker 2: Africa like Indian in my case, at the same time, 84 00:04:01,560 --> 00:04:05,720 Speaker 2: an American like I'm close with the American ambassador, like 85 00:04:05,840 --> 00:04:07,320 Speaker 2: not just here, but a couple of countries. 86 00:04:07,360 --> 00:04:08,960 Speaker 3: They try to leverage people like us. 87 00:04:09,200 --> 00:04:12,440 Speaker 2: The company small Americans that come because they losing the 88 00:04:12,520 --> 00:04:14,960 Speaker 2: game to the Chinese and to the Russians. It's like 89 00:04:15,000 --> 00:04:17,520 Speaker 2: they don't want that. Like most of the roads here 90 00:04:17,680 --> 00:04:20,240 Speaker 2: are done by the by the Chinese. Like you know, 91 00:04:20,279 --> 00:04:22,719 Speaker 2: we talk about Humandu, right, the biggest project in Guinea 92 00:04:22,800 --> 00:04:24,760 Speaker 2: today fifty percent ownership. 93 00:04:24,760 --> 00:04:26,920 Speaker 3: It's owned by Sinfer, which is a Chinese company. 94 00:04:28,040 --> 00:04:30,720 Speaker 2: Right, So the Chinese are the biggest risk takers, and 95 00:04:30,760 --> 00:04:34,719 Speaker 2: then the Saudist the Emiratis. So first the Chinese, second 96 00:04:34,760 --> 00:04:39,040 Speaker 2: the Arabs taught the Russians, and then you have the Americans. 97 00:04:39,160 --> 00:04:40,680 Speaker 4: It's a it's a common thing as we go to 98 00:04:40,720 --> 00:04:41,359 Speaker 4: country the country. 99 00:04:41,400 --> 00:04:42,920 Speaker 3: Yeah, yeah, yeah, yeah, common same thing. 100 00:04:43,279 --> 00:04:46,039 Speaker 4: So most people know mining there in Guinea. Yeah. What 101 00:04:46,120 --> 00:04:50,039 Speaker 4: are some of the other areas those apart. 102 00:04:49,080 --> 00:04:53,720 Speaker 2: From yeah, uh definitely real estate, second agriculture. We'll be 103 00:04:53,800 --> 00:04:57,800 Speaker 2: working on a project that uh division. We're calling it, 104 00:04:57,920 --> 00:04:59,880 Speaker 2: uh the tenne of Vision. 105 00:05:00,240 --> 00:05:02,520 Speaker 3: It is the feed to West Africa because. 106 00:05:02,240 --> 00:05:05,680 Speaker 2: Guinea today, Guinea is an important around one point two 107 00:05:05,680 --> 00:05:06,680 Speaker 2: billion dollars a year. 108 00:05:06,839 --> 00:05:10,000 Speaker 3: What of sugar? It's insane and it's important around one 109 00:05:10,000 --> 00:05:11,960 Speaker 3: point one billion dollars what of rights? 110 00:05:12,360 --> 00:05:15,279 Speaker 2: Right, So it's ridiculous So we've been in this discussion 111 00:05:15,320 --> 00:05:19,280 Speaker 2: with the Brazilians because everybody knows today Brazil they become 112 00:05:19,320 --> 00:05:23,680 Speaker 2: the number one agriculture country because Brazil became Brazil because 113 00:05:23,680 --> 00:05:26,440 Speaker 2: of agriculture. You know, they're taking up even the state 114 00:05:26,480 --> 00:05:28,239 Speaker 2: when it's come to Cardo farming. 115 00:05:28,600 --> 00:05:29,040 Speaker 4: All right. 116 00:05:29,160 --> 00:05:31,799 Speaker 2: So we've been discussing with the Brazilians a Bruston partners, 117 00:05:31,800 --> 00:05:34,640 Speaker 2: you're a couple of weeks ago. So we're trying to 118 00:05:34,640 --> 00:05:39,200 Speaker 2: do how to bring that Brazilian technology into agriculture to 119 00:05:39,240 --> 00:05:44,000 Speaker 2: develop Guinea because Guinea holds forty percent of West Africa's 120 00:05:44,040 --> 00:05:48,120 Speaker 2: arable land, so that means Guinea can feed West Africa basically, 121 00:05:48,480 --> 00:05:51,440 Speaker 2: but nobody knows that because everybody knows about When you 122 00:05:51,480 --> 00:05:54,160 Speaker 2: talk about Guinea, they talk about box side, they talk 123 00:05:54,200 --> 00:05:56,320 Speaker 2: about iron or the like, they talk about the mind 124 00:05:56,640 --> 00:05:59,160 Speaker 2: because that's what everybody knows about Guinea is that wealthy 125 00:05:59,240 --> 00:06:03,279 Speaker 2: country that have all types of minerals. Right because today 126 00:06:03,360 --> 00:06:08,600 Speaker 2: guineas exporting around nine billion dollars just gold. 127 00:06:08,640 --> 00:06:10,159 Speaker 3: To Dubai alone. 128 00:06:10,440 --> 00:06:13,599 Speaker 2: Right, So the economy of Guinea is divided between box 129 00:06:13,600 --> 00:06:17,760 Speaker 2: side and gold. The government and entrepreneurs like us, we 130 00:06:17,800 --> 00:06:19,640 Speaker 2: want to change that. We want to change the narrative 131 00:06:19,680 --> 00:06:21,760 Speaker 2: a little bit. But so in hey, it's not just 132 00:06:21,800 --> 00:06:26,279 Speaker 2: about mind. There's a huge opportunities out there that a 133 00:06:26,279 --> 00:06:27,800 Speaker 2: lot of people can make a lot of money, Like 134 00:06:27,800 --> 00:06:31,039 Speaker 2: you know, well potential investors can make a huge return 135 00:06:31,120 --> 00:06:34,440 Speaker 2: on the investment apart from the mining set. 136 00:06:34,880 --> 00:06:39,320 Speaker 5: So China invested heavy, all the Arab countries invested heavy. 137 00:06:39,400 --> 00:06:42,520 Speaker 5: Like why is it important for black Americans and the 138 00:06:42,640 --> 00:06:44,479 Speaker 5: diaspora to invest? 139 00:06:44,760 --> 00:06:47,640 Speaker 2: I mean, for me, it's pretty Uh, it's a it's 140 00:06:47,680 --> 00:06:50,039 Speaker 2: a it's a null braining because when you talk about 141 00:06:50,080 --> 00:06:52,000 Speaker 2: I mean for me, and you know, when you talk 142 00:06:52,040 --> 00:06:56,640 Speaker 2: about Black America or like like every black person they 143 00:06:56,680 --> 00:07:01,400 Speaker 2: originate from here, right, So why should we let the 144 00:07:01,520 --> 00:07:04,640 Speaker 2: Chinese or you know, the Arabs or all the people 145 00:07:04,760 --> 00:07:07,919 Speaker 2: come back to Africa and only like we know, Africa 146 00:07:08,000 --> 00:07:11,960 Speaker 2: made China what China is today. Africa made America with 147 00:07:12,000 --> 00:07:15,480 Speaker 2: Americans today because you look like without the technologists coming 148 00:07:15,480 --> 00:07:18,400 Speaker 2: out of the continent, we wouldn't have we don't have 149 00:07:18,720 --> 00:07:21,080 Speaker 2: the technology we have today, you know, and all of 150 00:07:21,080 --> 00:07:24,320 Speaker 2: that is coming from the continent, right and we've seen 151 00:07:24,640 --> 00:07:29,080 Speaker 2: the changes. So why not attract you know, black Americans 152 00:07:29,160 --> 00:07:32,400 Speaker 2: to come back and take that advantage rather than go 153 00:07:32,520 --> 00:07:35,120 Speaker 2: to the white Man, to the Chinese, to the Arab right. 154 00:07:35,560 --> 00:07:38,200 Speaker 2: So it's like, you know, the message, my message I 155 00:07:38,240 --> 00:07:41,920 Speaker 2: will put out to my black American friends is to 156 00:07:42,040 --> 00:07:45,360 Speaker 2: like look at Africa as the same way you know 157 00:07:46,040 --> 00:07:50,720 Speaker 2: the few white Europeans looked at America back in the 158 00:07:50,720 --> 00:07:55,800 Speaker 2: eighteen hundreds. Right, So the opportunity is you can't even 159 00:07:55,800 --> 00:07:57,920 Speaker 2: put a number. You can't you can't put a number 160 00:07:57,920 --> 00:08:05,680 Speaker 2: on it. Right, So everybody knows without Africa from climate change, 161 00:08:05,760 --> 00:08:09,400 Speaker 2: everything by twenty fifty, like the wall is not going 162 00:08:09,480 --> 00:08:11,440 Speaker 2: to be the same because right now it's even like 163 00:08:11,480 --> 00:08:15,240 Speaker 2: the global powers they're actually saying if they don't because 164 00:08:15,320 --> 00:08:17,840 Speaker 2: they've taken everything from Africa, and now we get to 165 00:08:17,840 --> 00:08:21,120 Speaker 2: a point where like if they don't even help Africa 166 00:08:21,200 --> 00:08:24,520 Speaker 2: develop between now and twenty fifty, the wall is going 167 00:08:24,600 --> 00:08:27,760 Speaker 2: to be screwed over because Africa have so much poverty 168 00:08:28,800 --> 00:08:32,560 Speaker 2: and it's literally holding the global economy down, okay, and 169 00:08:32,640 --> 00:08:35,280 Speaker 2: so and it's like you have the poverty, but at 170 00:08:35,280 --> 00:08:38,600 Speaker 2: the same time they need everything from Africa, Like Africa 171 00:08:38,640 --> 00:08:41,560 Speaker 2: hold when you talk about again agriculture, Africa holds fifty 172 00:08:41,600 --> 00:08:45,600 Speaker 2: percent of aurrible land, sixty percent of the water reserves 173 00:08:46,000 --> 00:08:47,880 Speaker 2: right because you know a lot of countries are running 174 00:08:47,880 --> 00:08:50,960 Speaker 2: out of water, but Africa have you have lakes everywhere, 175 00:08:51,520 --> 00:08:52,960 Speaker 2: so everything is back. 176 00:08:53,080 --> 00:08:56,840 Speaker 3: Like so if we don't fix the balance, the global 177 00:08:56,880 --> 00:08:58,040 Speaker 3: economy is going to collapse. 178 00:08:58,559 --> 00:09:00,480 Speaker 2: Like we cannot just keep on when when I say 179 00:09:00,520 --> 00:09:03,400 Speaker 2: we we talk talking about like you know, the global 180 00:09:04,040 --> 00:09:07,120 Speaker 2: financial system. They cannot just keep on taking things from Africa, 181 00:09:07,160 --> 00:09:08,160 Speaker 2: so they have to get back. 182 00:09:08,800 --> 00:09:11,240 Speaker 3: And so like the best. 183 00:09:11,040 --> 00:09:14,280 Speaker 2: People that you know supposed to capitalize on that opportunity 184 00:09:14,600 --> 00:09:17,440 Speaker 2: is black people, like black people being not just in Africa, 185 00:09:17,480 --> 00:09:20,080 Speaker 2: but outside of Africa. Till today, we've been up like 186 00:09:20,120 --> 00:09:22,480 Speaker 2: we oppressed it. You go to Brazil, you see black 187 00:09:22,480 --> 00:09:24,480 Speaker 2: people like you know, at the bottom. 188 00:09:24,559 --> 00:09:28,800 Speaker 3: You go to you go to the state, like, but 189 00:09:28,920 --> 00:09:31,120 Speaker 3: we can change that. We can be on top, and 190 00:09:31,200 --> 00:09:31,800 Speaker 3: we can be on. 191 00:09:31,800 --> 00:09:35,000 Speaker 2: Top really fast instead of like spending going like aud 192 00:09:35,000 --> 00:09:37,160 Speaker 2: of years for us to be on top. We don't 193 00:09:37,200 --> 00:09:40,280 Speaker 2: have to go through the same process and the systems 194 00:09:40,320 --> 00:09:43,040 Speaker 2: that the white men, the Asian they go through. 195 00:09:43,040 --> 00:09:43,120 Speaker 3: That. 196 00:09:43,640 --> 00:09:46,840 Speaker 2: No, we can pivot, you know, we can fast track 197 00:09:47,320 --> 00:09:49,800 Speaker 2: to get to work because now you have technologies, you 198 00:09:49,840 --> 00:09:52,600 Speaker 2: have everything right, and we get the knowledge right. 199 00:09:52,640 --> 00:09:54,440 Speaker 3: You look at some of the biggest institutions today. 200 00:09:54,440 --> 00:09:57,040 Speaker 2: They're wrong by black people, right, So like why can't 201 00:09:57,080 --> 00:10:01,320 Speaker 2: why not ask black people successful like Africa Americans come 202 00:10:01,360 --> 00:10:03,400 Speaker 2: back to the motherland take advantage of. 203 00:10:03,320 --> 00:10:05,240 Speaker 3: What already the white man is trying to take. 204 00:10:05,120 --> 00:10:07,880 Speaker 2: Advantage because see that's the thing, like they don't want 205 00:10:09,000 --> 00:10:13,560 Speaker 2: the successful black man, like you know, African Americans to 206 00:10:13,600 --> 00:10:15,600 Speaker 2: see that. Growing up in New York, I remember that 207 00:10:16,000 --> 00:10:18,400 Speaker 2: and as a businessman who have made it to that 208 00:10:18,520 --> 00:10:21,320 Speaker 2: a little bit, you know, becoming a millionaires as a 209 00:10:21,360 --> 00:10:23,560 Speaker 2: black man, you get to meet a lot of people. 210 00:10:23,760 --> 00:10:25,760 Speaker 3: People will ask me, like, how do you mate it 211 00:10:25,840 --> 00:10:27,360 Speaker 3: to become a millionaire. 212 00:10:26,880 --> 00:10:29,880 Speaker 2: As an African? Because it's like almost impossible. They don't 213 00:10:29,920 --> 00:10:33,240 Speaker 2: see when you talk about Africa, they see this, you 214 00:10:33,240 --> 00:10:35,120 Speaker 2: know I mean, which is like this is the reality 215 00:10:35,240 --> 00:10:37,080 Speaker 2: because for them when you talk about Africa, what's come 216 00:10:37,160 --> 00:10:39,160 Speaker 2: to their mind is this. They don't think you have 217 00:10:39,280 --> 00:10:42,560 Speaker 2: something like that, you know what I mean, They don't 218 00:10:42,559 --> 00:10:45,080 Speaker 2: think you have something better in Africa. 219 00:10:45,200 --> 00:10:46,560 Speaker 3: Well, like we want to change. 220 00:10:46,600 --> 00:10:50,120 Speaker 2: I want to say, hey, look the black rock were 221 00:10:50,240 --> 00:10:52,360 Speaker 2: tinto's the world biggest institutions. 222 00:10:53,559 --> 00:10:55,400 Speaker 3: Their their wealth is coming from Africa. 223 00:10:55,440 --> 00:10:58,000 Speaker 5: But I also speak to the dispet like that's a 224 00:10:58,120 --> 00:11:00,480 Speaker 5: visual of right there right there. 225 00:11:00,559 --> 00:11:03,440 Speaker 3: Yeah, like that's the change that's happening, yeah and fast. 226 00:11:03,720 --> 00:11:06,559 Speaker 3: Like it's like you don't have to go far. 227 00:11:06,720 --> 00:11:09,800 Speaker 2: Just right here, that's a that's a million dollar house, 228 00:11:10,559 --> 00:11:14,360 Speaker 2: that's you know, that's like below poverty line. So it's 229 00:11:14,400 --> 00:11:17,240 Speaker 2: literally and then the crazy thing. You have the president 230 00:11:17,320 --> 00:11:17,960 Speaker 2: right there. 231 00:11:18,120 --> 00:11:20,319 Speaker 3: So the president. You have the. 232 00:11:20,280 --> 00:11:22,880 Speaker 2: President right here who is like the president of the country. 233 00:11:22,960 --> 00:11:26,400 Speaker 2: You have a multi millionaire who live you know, just 234 00:11:26,720 --> 00:11:28,559 Speaker 2: right there. At the same time, you have somebody you 235 00:11:28,640 --> 00:11:31,040 Speaker 2: can't even get a dollar a day, right. 236 00:11:31,600 --> 00:11:33,760 Speaker 4: So taking a lot that somebody's opportunity. 237 00:11:34,440 --> 00:11:37,920 Speaker 3: Oh yeah, somebody, yeah exactly, say somebody already building. 238 00:11:37,960 --> 00:11:39,880 Speaker 2: I mean you you look left and right, there's already 239 00:11:39,880 --> 00:11:41,720 Speaker 2: buildings coming like you know, coming. 240 00:11:41,640 --> 00:11:47,360 Speaker 1: Here this network right like talking about. 241 00:11:45,920 --> 00:11:47,280 Speaker 3: Yeah, I mean yeah, right there. 242 00:11:47,360 --> 00:11:50,400 Speaker 2: You have the islands over there, like you have about 243 00:11:50,600 --> 00:11:55,719 Speaker 2: three four five islands just right there right so, I mean, 244 00:11:55,760 --> 00:11:58,480 Speaker 2: and this is not just Guinea like you go to Senegal, 245 00:11:58,559 --> 00:12:01,640 Speaker 2: you go to Codivar, you go to Benin like where 246 00:12:01,880 --> 00:12:04,600 Speaker 2: everywhere you go in the continent is like that, you know, 247 00:12:05,080 --> 00:12:07,720 Speaker 2: so you can see the opportunity right there and The 248 00:12:07,800 --> 00:12:10,960 Speaker 2: sad reality is that you see those buildings, they're not 249 00:12:11,040 --> 00:12:15,480 Speaker 2: owned by even Guineans. They're owned by Turkis, they're owned 250 00:12:15,520 --> 00:12:18,920 Speaker 2: by you know, the white skin. They're not owned by 251 00:12:18,920 --> 00:12:22,480 Speaker 2: black people. But like, because they see the risk, the 252 00:12:22,520 --> 00:12:26,439 Speaker 2: return on investment is way higher than the risk. Exactly, 253 00:12:26,800 --> 00:12:29,280 Speaker 2: they know the reward, So that's why they're willing to come. Like, 254 00:12:29,400 --> 00:12:32,720 Speaker 2: you know, we're taking over a place like this in 255 00:12:32,800 --> 00:12:34,560 Speaker 2: amount of a couple of months, they turn it into 256 00:12:34,600 --> 00:12:36,959 Speaker 2: that and they're making millions of dollars. 257 00:12:37,559 --> 00:12:40,000 Speaker 1: Ernest, what's up? Look, this episode is brought to you 258 00:12:40,040 --> 00:12:43,079 Speaker 1: by Square Banking. One of the things we love most 259 00:12:43,120 --> 00:12:46,720 Speaker 1: is seeing neighborhood businesses level up. This this West Indian 260 00:12:46,760 --> 00:12:49,240 Speaker 1: spot right in our community that started with a small 261 00:12:49,320 --> 00:12:52,800 Speaker 1: takeout counter. Now with Square, they've been able to expand 262 00:12:52,840 --> 00:12:55,880 Speaker 1: into a full sit down restaurant and even started catering 263 00:12:55,920 --> 00:12:59,120 Speaker 1: events across the city. That's the kind of growth that 264 00:12:59,160 --> 00:13:03,040 Speaker 1: aspires us and it's powered by Square. Square is built 265 00:13:03,040 --> 00:13:05,920 Speaker 1: for all types of businesses, from the corner bagel shop 266 00:13:06,000 --> 00:13:09,160 Speaker 1: that turned into a local chain, to the specialty market 267 00:13:09,200 --> 00:13:12,160 Speaker 1: with thousands of unique items, to the stylists who's been 268 00:13:12,200 --> 00:13:16,960 Speaker 1: holding you down for years. With Square banking, growth gets easier. 269 00:13:17,360 --> 00:13:19,920 Speaker 1: You've got more control over your cash flow, access to 270 00:13:20,000 --> 00:13:23,079 Speaker 1: capital right in the same system you're already using to 271 00:13:23,120 --> 00:13:26,320 Speaker 1: run your business, and with a free Square Savings account, 272 00:13:26,440 --> 00:13:29,319 Speaker 1: you can automatically set aside a portion of your sales 273 00:13:29,360 --> 00:13:33,760 Speaker 1: for upgrades, taxes, and those slow seasons, setting yourself up 274 00:13:33,800 --> 00:13:36,440 Speaker 1: for long term success and when it's time for the 275 00:13:36,480 --> 00:13:39,720 Speaker 1: next big move. Square makes it simple to get approved 276 00:13:39,760 --> 00:13:43,640 Speaker 1: with a Square loan based on your actual business performance. 277 00:13:43,920 --> 00:13:47,440 Speaker 1: No long ways, just quick access to capital. In fact, 278 00:13:47,679 --> 00:13:50,960 Speaker 1: eighty eight percent of businesses with Square loans report growth. 279 00:13:51,320 --> 00:13:55,520 Speaker 1: So go to Square dot com, slash go, slash eyl 280 00:13:55,600 --> 00:13:58,720 Speaker 1: to learn more about how your business can grow with Square. 281 00:13:59,120 --> 00:14:03,600 Speaker 1: That's th q U a r e dot com, slash 282 00:14:03,800 --> 00:14:07,240 Speaker 1: g O, slash e y L. Block Inc. Is not 283 00:14:07,320 --> 00:14:10,440 Speaker 1: a bank. Banking services provided by Square Financial Services, Inc. 284 00:14:10,520 --> 00:14:13,480 Speaker 1: And Cuttin Bank members. F d I C loans are 285 00:14:13,480 --> 00:14:14,640 Speaker 1: subject to credit approval