1 00:00:00,440 --> 00:00:02,960 Speaker 1: Nobody remembers anything that they did during the plandemic. It's 2 00:00:03,000 --> 00:00:08,680 Speaker 1: all one blur, right, But human interaction, the warmth, the engagement. 3 00:00:09,039 --> 00:00:11,840 Speaker 1: We're not human doings were human beings, so we're not 4 00:00:11,920 --> 00:00:15,000 Speaker 1: human beings having a spiritual experience. Where spiritual beings having 5 00:00:15,000 --> 00:00:18,440 Speaker 1: a human experience. Energy matters. Take your energy and your 6 00:00:18,480 --> 00:00:20,799 Speaker 1: rear in and go in that office, get in front 7 00:00:20,800 --> 00:00:22,479 Speaker 1: of that investor, get in front of that employer, or 8 00:00:22,480 --> 00:00:25,400 Speaker 1: get it wherever you're trying to impress, right and make 9 00:00:25,440 --> 00:00:34,040 Speaker 1: an impression on them. 10 00:00:34,159 --> 00:00:36,199 Speaker 2: He everybody opes. In an episode of butter Nomics, I'm 11 00:00:36,240 --> 00:00:38,440 Speaker 2: your host, Brandon Butler found a CEO of butter acl 12 00:00:38,479 --> 00:00:43,320 Speaker 2: and today, Man, we have got a very very special 13 00:00:43,479 --> 00:00:48,760 Speaker 2: guest in the building, the one, the only, mister John O'Brien, Sir, 14 00:00:48,760 --> 00:00:49,720 Speaker 2: how are you doing today. 15 00:00:49,479 --> 00:00:51,120 Speaker 1: Hey, Brandon, I'm wanted to be with you. Man. I 16 00:00:51,200 --> 00:00:52,319 Speaker 1: heard great things about you. 17 00:00:52,400 --> 00:00:54,080 Speaker 2: Oh Man, thank you so much again for pulling up. 18 00:00:54,080 --> 00:00:56,040 Speaker 2: This is an honor, my honor. 19 00:00:55,880 --> 00:00:59,200 Speaker 1: My honor. Absolutely your parents clearly raised you well. 20 00:00:59,240 --> 00:01:01,680 Speaker 2: Hey man, you know, thank you, Matt out to the parents. 21 00:01:01,680 --> 00:01:04,039 Speaker 2: You know, that's how you can tell, right, Yeah. 22 00:01:03,400 --> 00:01:06,160 Speaker 1: Yeah, they're making it. When I look at people like you. 23 00:01:08,200 --> 00:01:10,560 Speaker 1: It makes me comforted because I think we need to 24 00:01:10,600 --> 00:01:13,120 Speaker 1: make smart sexy again. You know, we've made dumb sexy 25 00:01:13,160 --> 00:01:16,759 Speaker 1: for way too long. We've dumbed down and celebrated it. 26 00:01:17,360 --> 00:01:19,880 Speaker 1: And we've got to make smart sexy again. It takes 27 00:01:19,880 --> 00:01:22,680 Speaker 1: twenty years to change of culture quote from my late 28 00:01:22,680 --> 00:01:26,800 Speaker 1: great friend Quincy Jones. And you know, we just we 29 00:01:26,800 --> 00:01:28,759 Speaker 1: were going in the wrong direction for a long time. 30 00:01:28,800 --> 00:01:30,520 Speaker 1: And you go far enough to the north pole, you 31 00:01:30,600 --> 00:01:33,440 Speaker 1: end up south. Yeah, and so we've got to make 32 00:01:33,480 --> 00:01:37,720 Speaker 1: smart sexy. And this Bishop TD Jakes told me recently, 33 00:01:38,040 --> 00:01:41,600 Speaker 1: we also need to make boring sexy, like like stocks, bonds, 34 00:01:41,680 --> 00:01:45,360 Speaker 1: a home ownership, you know, a stock account, a wheel 35 00:01:45,680 --> 00:01:48,120 Speaker 1: like you know, we got to get the basics right. 36 00:01:48,200 --> 00:01:49,920 Speaker 1: And so I love it when I see somebody who 37 00:01:49,920 --> 00:01:54,120 Speaker 1: combines culture, cool and capitalism together, which is what you're doing. 38 00:01:54,200 --> 00:01:55,800 Speaker 2: Well, thank you, Thanking. That's what we aim to do. Man, 39 00:01:55,840 --> 00:01:57,680 Speaker 2: were gonna get into this is gonna be a great conversation. 40 00:01:57,720 --> 00:01:59,320 Speaker 2: We're going to talk about lots of different things. But 41 00:01:59,440 --> 00:02:02,880 Speaker 2: first I like do something with all our guests on here. Now, 42 00:02:03,280 --> 00:02:06,000 Speaker 2: some people, I mean I don't know how everybody doesn't know, 43 00:02:06,200 --> 00:02:08,440 Speaker 2: But for those that don't know, we don't do the 44 00:02:08,480 --> 00:02:11,080 Speaker 2: whole tell us about yourself and all this stuff. One 45 00:02:11,120 --> 00:02:13,320 Speaker 2: thing we're gonna talk about today is AI amongst many 46 00:02:13,360 --> 00:02:15,639 Speaker 2: other things. So what I did, what I do with 47 00:02:15,720 --> 00:02:19,160 Speaker 2: all our guests is I actually asked chat gpt to 48 00:02:19,200 --> 00:02:20,760 Speaker 2: write me your bio on you. And I'm gonna read 49 00:02:20,760 --> 00:02:22,880 Speaker 2: what chat chept says about you on here. And it's 50 00:02:22,919 --> 00:02:24,360 Speaker 2: a little long because you've got a lot of stuff 51 00:02:24,400 --> 00:02:26,440 Speaker 2: going on, but I want you let me know if 52 00:02:26,440 --> 00:02:28,239 Speaker 2: it's all track, if it's missing anything. And this is 53 00:02:28,280 --> 00:02:30,400 Speaker 2: what we do with all our guests on here, all right, 54 00:02:30,440 --> 00:02:32,640 Speaker 2: So let's get into it. John hop Brien is a 55 00:02:32,680 --> 00:02:36,560 Speaker 2: visionary entrepreneur, author in philanthropist is dedicated to economic empowerment 56 00:02:36,560 --> 00:02:39,360 Speaker 2: and financial literacy. He is the founder and chairman and 57 00:02:39,560 --> 00:02:43,600 Speaker 2: CEO of Operation Hope, Incorporated, the largest nonprofit organization in 58 00:02:43,600 --> 00:02:46,800 Speaker 2: the United States focused on financial literacy and economic empowerment. 59 00:02:47,120 --> 00:02:49,560 Speaker 2: Under his leadership, Operation and Hope is directed over four 60 00:02:49,600 --> 00:02:53,880 Speaker 2: point two billion in capital to marginalized communities, established hundred 61 00:02:53,960 --> 00:02:56,960 Speaker 2: financial empowerment centers a nationwide. Brian has served as an 62 00:02:56,960 --> 00:03:00,280 Speaker 2: advisor to three presidents and was instrumental in making finneinancial 63 00:03:00,320 --> 00:03:03,880 Speaker 2: literacy and official US federal policy under President George W. 64 00:03:04,000 --> 00:03:07,240 Speaker 2: Bush and Barack Obama. He also successfully led efforts to 65 00:03:07,240 --> 00:03:10,560 Speaker 2: rename the US Treasury Annex as the Freedman's Bank Building, 66 00:03:10,919 --> 00:03:15,000 Speaker 2: recognizing the unfinished economic work of Abraham Lincoln for freed slaves. 67 00:03:15,280 --> 00:03:17,520 Speaker 2: In addition to his work with Operation Hope, Brian is 68 00:03:17,520 --> 00:03:19,959 Speaker 2: the founder of the Bryant Group Ventures and the Promise 69 00:03:20,040 --> 00:03:22,640 Speaker 2: Homes Company, which is the largest minority controlled owner of 70 00:03:22,680 --> 00:03:25,680 Speaker 2: single family rental homes in the United States. Brian is 71 00:03:25,720 --> 00:03:29,400 Speaker 2: also a best selling author of six books, Financial Literacy 72 00:03:29,440 --> 00:03:33,160 Speaker 2: for All and hosts iHeartRadio podcast Money and Wealth with 73 00:03:33,240 --> 00:03:36,400 Speaker 2: John Hope Bryant. He is a CNBC contributor and member 74 00:03:36,440 --> 00:03:41,000 Speaker 2: of the CNBC Global Financial Wellness Council and NBC CEO Council. 75 00:03:41,200 --> 00:03:44,720 Speaker 2: Recognized as the Conscious of Capitalism by Fortune five hundred CEOs, 76 00:03:45,000 --> 00:03:49,640 Speaker 2: Bryan's advocacy focuses on transforming economic systems for underserved communities 77 00:03:49,640 --> 00:03:53,400 Speaker 2: and ensuring inclusive growth for an AI driven future. He 78 00:03:53,480 --> 00:03:56,200 Speaker 2: co founded the AI Ethics Council with Open AI CEO 79 00:03:56,280 --> 00:03:59,680 Speaker 2: Sam Altman and launched the AI Literacy Pipeline to Prosperity 80 00:03:59,680 --> 00:04:03,600 Speaker 2: Project to bridge AI, the AI community gap. His life's 81 00:04:03,600 --> 00:04:06,240 Speaker 2: mission is to help America live up to his promise 82 00:04:06,360 --> 00:04:10,080 Speaker 2: one financially and technologically empowered, one person at a time. 83 00:04:11,120 --> 00:04:12,240 Speaker 2: What do you think, how did Chat do? 84 00:04:12,280 --> 00:04:16,280 Speaker 1: It's gonna put some people out of business. I mean 85 00:04:16,320 --> 00:04:21,200 Speaker 1: that was The technology is amazing. I've had so many 86 00:04:21,240 --> 00:04:26,640 Speaker 1: experiences with Chat. I mean Chat has become like my 87 00:04:26,839 --> 00:04:30,840 Speaker 1: virtual assistant. I used to I'd pull up on our 88 00:04:30,880 --> 00:04:33,000 Speaker 1: city or whatever, and on the way to the city, 89 00:04:33,000 --> 00:04:36,880 Speaker 1: I type in, I'd pull up Wikipedia and I would 90 00:04:36,920 --> 00:04:39,960 Speaker 1: just do a little research on the city, and then 91 00:04:40,000 --> 00:04:43,159 Speaker 1: I would create a narrative from that that connected me 92 00:04:43,440 --> 00:04:46,280 Speaker 1: bound me with the mayor who are speaking with in 93 00:04:46,360 --> 00:04:50,520 Speaker 1: the city. I mean what used to take me thirty minutes, 94 00:04:50,600 --> 00:04:53,839 Speaker 1: which before that took me it took my staff three days. 95 00:04:54,040 --> 00:04:57,320 Speaker 1: Was before that took three weeks of research? You know 96 00:04:57,400 --> 00:05:00,040 Speaker 1: now takes three minutes. Now it takes three seconds. I 97 00:05:00,080 --> 00:05:04,800 Speaker 1: mean it is. I was writing something late one night, 98 00:05:05,120 --> 00:05:08,240 Speaker 1: like midnight, and I was talking to Bishop TD Jakes 99 00:05:08,240 --> 00:05:10,440 Speaker 1: on the phone, who's a great man, and you should 100 00:05:10,440 --> 00:05:15,400 Speaker 1: have them on your program, and I couldn't reach anybody 101 00:05:15,400 --> 00:05:18,280 Speaker 1: in my staff. It was midnight or Friday night, even though, 102 00:05:18,320 --> 00:05:22,160 Speaker 1: I still call people and they're like, oh, can we 103 00:05:22,200 --> 00:05:24,600 Speaker 1: talk tomorrow or Sunday. I'm like, I need to get 104 00:05:24,600 --> 00:05:27,560 Speaker 1: this done now. I need to submit it on Monday. 105 00:05:27,880 --> 00:05:33,400 Speaker 1: And Bishop was like, you really aren't that bright. He's like, 106 00:05:33,400 --> 00:05:36,160 Speaker 1: I thought you were, like, you know, marginally smart. We're 107 00:05:36,200 --> 00:05:38,240 Speaker 1: good friends. He's like, you're not that bright. He said, 108 00:05:38,240 --> 00:05:40,160 Speaker 1: what are you talking about? He said, you are like 109 00:05:40,160 --> 00:05:41,880 Speaker 1: like the co chair of the AI Ethics Council with 110 00:05:41,960 --> 00:05:44,800 Speaker 1: Sam Altman, right, the Steve Jobs of generation. Yeah, and 111 00:05:44,839 --> 00:05:47,680 Speaker 1: he's like, John, just go to chat the public figure 112 00:05:48,279 --> 00:05:51,120 Speaker 1: and just say, look, I'm writing this piece. Here the 113 00:05:51,160 --> 00:05:55,120 Speaker 1: framework of my beliefs. Here's the point, the north star 114 00:05:55,160 --> 00:05:57,320 Speaker 1: of the point I'm trying to make. Here the ten 115 00:05:57,360 --> 00:06:00,880 Speaker 1: points that I want to cover. It's John o'bra in 116 00:06:00,960 --> 00:06:03,920 Speaker 1: my public figure. So you know me, please give this 117 00:06:03,960 --> 00:06:05,680 Speaker 1: to me in X number of words. 118 00:06:05,920 --> 00:06:07,240 Speaker 2: Yeah. 119 00:06:07,520 --> 00:06:09,599 Speaker 1: I mean if it took three seconds, that would be 120 00:06:09,600 --> 00:06:12,159 Speaker 1: a long time. It was. It was scary. It was 121 00:06:12,200 --> 00:06:16,400 Speaker 1: as if I wrote it myself. I mean, and I 122 00:06:16,440 --> 00:06:17,880 Speaker 1: felt bad about it for a minute. I'm like, well, 123 00:06:17,880 --> 00:06:19,839 Speaker 1: wait a minute, this plagiarism. But no, no, it's me 124 00:06:20,000 --> 00:06:25,640 Speaker 1: talking about me about me, So yeah, look, chat GBT 125 00:06:25,800 --> 00:06:30,360 Speaker 1: is in particular powerful. And I saw the prototype before 126 00:06:30,400 --> 00:06:33,240 Speaker 1: it was even released from SAM but and didn't know 127 00:06:33,240 --> 00:06:35,000 Speaker 1: what I was saying when I was when I saw it. 128 00:06:35,040 --> 00:06:38,200 Speaker 1: But this whole AI thing is going to change the 129 00:06:38,240 --> 00:06:41,239 Speaker 1: world as we know it by twenty thirty. 130 00:06:41,760 --> 00:06:43,840 Speaker 2: Oh, absolutely, it's already changed the world. I mean, the 131 00:06:44,080 --> 00:06:46,359 Speaker 2: World Economic Form came out with a report earlier this 132 00:06:46,440 --> 00:06:49,800 Speaker 2: year that said, what, by twenty thirty, forty percent of 133 00:06:50,240 --> 00:06:52,640 Speaker 2: all almost all jobs, tasks going to be outdated due 134 00:06:52,680 --> 00:06:54,120 Speaker 2: to AI. And then when you kind of throw in 135 00:06:54,640 --> 00:06:57,039 Speaker 2: just the acceleration after that, by twenty thirty five, it'll 136 00:06:57,080 --> 00:06:59,080 Speaker 2: be another you know, probably twenty thirty percent. So if 137 00:06:59,120 --> 00:07:00,920 Speaker 2: you think about it, right, like, if you do ten 138 00:07:01,000 --> 00:07:03,000 Speaker 2: things right now, four of them are going to be 139 00:07:03,000 --> 00:07:04,760 Speaker 2: irrelevant in the next five years. 140 00:07:04,920 --> 00:07:10,000 Speaker 1: Yes, it's Look, you said forty percent of jobs, double 141 00:07:10,040 --> 00:07:14,080 Speaker 1: that for black people, right because we're over indexed on 142 00:07:14,360 --> 00:07:16,240 Speaker 1: stuff that with a high school education. So if you 143 00:07:16,240 --> 00:07:19,040 Speaker 1: have a high school education right now and no hustle, 144 00:07:19,800 --> 00:07:22,120 Speaker 1: you're lazy and you don't have any skills, You're done. 145 00:07:22,160 --> 00:07:26,280 Speaker 1: You're toast. If you can't reimagine yourself, rearranging your reimagine 146 00:07:26,280 --> 00:07:29,240 Speaker 1: your skills, if you're not nosy, God gave you two 147 00:07:29,280 --> 00:07:31,040 Speaker 1: ears and one mouth, so you listen twice as much 148 00:07:31,080 --> 00:07:34,360 Speaker 1: as you talk. If you can't be nosy and curious 149 00:07:34,400 --> 00:07:38,600 Speaker 1: and learn and relearn. Like this phone here, My Apple 150 00:07:38,640 --> 00:07:43,240 Speaker 1: phone is a sixteen, but within two weeks of me 151 00:07:43,360 --> 00:07:46,920 Speaker 1: having it, there was an upgrade for sixteen point five, 152 00:07:47,560 --> 00:07:50,440 Speaker 1: and now the upgrades are approaching nineteen, even though it's 153 00:07:50,440 --> 00:07:53,040 Speaker 1: the sixteen. Phone has just came out. Because even Apple 154 00:07:53,960 --> 00:07:56,880 Speaker 1: is realized that it's no sooner they get the hardware out, 155 00:07:57,000 --> 00:07:59,840 Speaker 1: there are bugs in it and their efficiencies and their improvements, 156 00:07:59,880 --> 00:08:02,920 Speaker 1: and they need to constantly upgrade their software. We need 157 00:08:03,800 --> 00:08:08,240 Speaker 1: to upgrade our software. Nobody, No one's coming to save us. 158 00:08:08,320 --> 00:08:13,720 Speaker 1: I was. I enjoy responding to comments on social media 159 00:08:13,800 --> 00:08:16,440 Speaker 1: because I think, one people don't assume that I'm going 160 00:08:16,520 --> 00:08:21,960 Speaker 1: to that it's me talking back to them. And two 161 00:08:22,200 --> 00:08:24,720 Speaker 1: I use it as a place to learn. Like the 162 00:08:24,760 --> 00:08:30,920 Speaker 1: post is a framework for subpost. The comments to me 163 00:08:31,280 --> 00:08:34,760 Speaker 1: are subposts. I use to educate. So if somebody comes 164 00:08:34,760 --> 00:08:37,960 Speaker 1: to me sideways, you know, I try to make a 165 00:08:37,960 --> 00:08:41,480 Speaker 1: point that then enlightens maybe not them, but everybody who 166 00:08:41,480 --> 00:08:45,480 Speaker 1: may be buying in to that silliness. Somebody's got talked 167 00:08:45,480 --> 00:08:49,160 Speaker 1: to us straight. This guy was how much? Oh you know, 168 00:08:49,280 --> 00:08:52,440 Speaker 1: this guy doesn't care about it saving black people. He 169 00:08:52,559 --> 00:08:56,080 Speaker 1: just wants to be on CNN. Brother, I'm not here 170 00:08:56,080 --> 00:08:59,800 Speaker 1: to save you. You're here to save you. You've got 171 00:08:59,800 --> 00:09:02,320 Speaker 1: to I'm not get that out of yet. I'm not 172 00:09:02,320 --> 00:09:04,080 Speaker 1: here to say black people. The man in the moon, 173 00:09:04,280 --> 00:09:07,760 Speaker 1: my uncle Joe Pooky them like, if you want help, 174 00:09:07,840 --> 00:09:10,560 Speaker 1: I'll help you. Help yourself. This is a James Brown 175 00:09:10,679 --> 00:09:13,520 Speaker 1: version of affirmative action. Open the door. I'll get it 176 00:09:13,600 --> 00:09:16,280 Speaker 1: my damn self. But if you want somebody or you 177 00:09:16,440 --> 00:09:19,480 Speaker 1: expect somebody to come and save you, get you off 178 00:09:19,520 --> 00:09:22,440 Speaker 1: your lazy duff, off your porch. You're done. You're toast. 179 00:09:22,520 --> 00:09:25,520 Speaker 1: You were toast before, you're really toast now. So I 180 00:09:25,640 --> 00:09:28,720 Speaker 1: use that as an opportunity to he went, he went 181 00:09:28,760 --> 00:09:34,360 Speaker 1: two feet, I went twenty and I you know, one 182 00:09:34,400 --> 00:09:36,480 Speaker 1: of my favorite phras is just to knock it off, 183 00:09:36,960 --> 00:09:38,880 Speaker 1: like just I these people just to like knock off 184 00:09:38,920 --> 00:09:43,439 Speaker 1: the silliness. There was a lady today going on and 185 00:09:43,520 --> 00:09:46,000 Speaker 1: on about it was a post about AI and it 186 00:09:46,080 --> 00:09:48,800 Speaker 1: was an innocent I was in the grocery store. It 187 00:09:48,920 --> 00:09:53,400 Speaker 1: was ten o'clock at night in a Republican conservative community. 188 00:09:53,520 --> 00:09:56,000 Speaker 1: Just make clear this was wasn't folks picking on black people. 189 00:09:56,920 --> 00:10:01,040 Speaker 1: And eighty percent of the checkout lines were self checkout. Yeah, 190 00:10:01,240 --> 00:10:05,200 Speaker 1: all the regular tellers were closed except one. I decided 191 00:10:05,200 --> 00:10:07,680 Speaker 1: to go to the regular teller. I wanted to give 192 00:10:07,720 --> 00:10:10,040 Speaker 1: them some love. Hopefully the manager would see I went 193 00:10:10,040 --> 00:10:11,880 Speaker 1: to the regular to a teller with a human being. 194 00:10:12,040 --> 00:10:14,800 Speaker 1: Maybe that influenced them to keep the jobs around a 195 00:10:14,880 --> 00:10:18,360 Speaker 1: little longer. The self check the regular checkout line had 196 00:10:18,400 --> 00:10:21,800 Speaker 1: a self checkout feature to it where I had to 197 00:10:22,040 --> 00:10:24,840 Speaker 1: scan my own stuff, put my credit card. I would 198 00:10:24,840 --> 00:10:27,520 Speaker 1: want to get hand my credit card to the you know, 199 00:10:27,760 --> 00:10:30,800 Speaker 1: in the old days, the old days, you you know, 200 00:10:30,880 --> 00:10:36,040 Speaker 1: you actually dealt with the checkout register and they process everything. 201 00:10:36,600 --> 00:10:40,440 Speaker 1: Then we got used to a box being there where 202 00:10:40,480 --> 00:10:44,199 Speaker 1: you put your own card in. Now you're processing your 203 00:10:44,280 --> 00:10:47,880 Speaker 1: own goods and then processing your own payment. And the 204 00:10:47,960 --> 00:10:49,959 Speaker 1: three people at the end of the counter who worked 205 00:10:49,960 --> 00:10:51,840 Speaker 1: for the grocery store were just standing there, no one 206 00:10:51,880 --> 00:10:55,040 Speaker 1: even paying any attention to me. They're talking amongst themselves 207 00:10:55,240 --> 00:10:57,840 Speaker 1: about their weekend, about it whatever, like, look, you're gonna 208 00:10:57,840 --> 00:11:00,840 Speaker 1: have more than a weekend y'all be playing around like 209 00:11:01,160 --> 00:11:03,800 Speaker 1: you need to like act like you're concerned about what's 210 00:11:03,840 --> 00:11:05,880 Speaker 1: going on here. Yeah, but he's just fascinating to me. 211 00:11:05,920 --> 00:11:08,560 Speaker 1: And so I put this on online and then this 212 00:11:08,640 --> 00:11:11,440 Speaker 1: lady was like this with rich dude, if he really 213 00:11:11,480 --> 00:11:14,080 Speaker 1: wanted to help us, he would go to the owner 214 00:11:14,120 --> 00:11:17,400 Speaker 1: of the grocery store and he would read and he said, hey, hey, hey, hey, 215 00:11:18,240 --> 00:11:21,720 Speaker 1: knock it off. Like whether you believe you can, whether 216 00:11:21,760 --> 00:11:25,720 Speaker 1: you believe you can't, You're absolutely right. Is the glass 217 00:11:25,720 --> 00:11:28,240 Speaker 1: half full or is the glass half empty? It depends 218 00:11:28,240 --> 00:11:31,640 Speaker 1: who's looking at the glass. I can't guarantee you that 219 00:11:31,760 --> 00:11:34,280 Speaker 1: being positive is going to make you a success, but 220 00:11:34,400 --> 00:11:37,040 Speaker 1: I absolutely guarantee you that being negative is going to 221 00:11:37,080 --> 00:11:41,160 Speaker 1: make you fail. And this lady's attitude is a failure attitude. 222 00:11:41,720 --> 00:11:44,200 Speaker 1: I don't know what she's like, Lady. I grew up 223 00:11:44,240 --> 00:11:48,079 Speaker 1: in continent South central, right. I'm literally up from nothing. Right. 224 00:11:48,160 --> 00:11:50,599 Speaker 1: I was homeless. Were you homeless? Like you want to 225 00:11:50,640 --> 00:11:52,520 Speaker 1: talk about the hood? You want to talk about coming 226 00:11:52,559 --> 00:11:55,680 Speaker 1: from nothing? I probably started lower than you, spend more 227 00:11:55,720 --> 00:11:59,800 Speaker 1: time under you, right, and now I'm you know, I 228 00:12:00,080 --> 00:12:03,839 Speaker 1: hopefully an example of a north star of legitimate wealth. 229 00:12:03,880 --> 00:12:06,719 Speaker 1: Creation that could be a model for you. But you're 230 00:12:06,720 --> 00:12:09,800 Speaker 1: spending so much time focusing on what I should be doing. 231 00:12:09,840 --> 00:12:12,120 Speaker 1: You're not doing at any time focusing on what you 232 00:12:12,160 --> 00:12:14,920 Speaker 1: should be doing. We're just observing the fact these jobs 233 00:12:14,920 --> 00:12:18,160 Speaker 1: are poof one way, right in front of you, talking 234 00:12:18,160 --> 00:12:22,160 Speaker 1: to your child, your cousin, and yourself about what your 235 00:12:22,200 --> 00:12:23,120 Speaker 1: plan is tomorrow. 236 00:12:23,760 --> 00:12:25,520 Speaker 2: I don't think people realize, Like I remember when the 237 00:12:25,520 --> 00:12:28,160 Speaker 2: pandemic hit and I sat there for a second, especially 238 00:12:28,160 --> 00:12:29,959 Speaker 2: somebody that grew up and worked in tech and do 239 00:12:30,000 --> 00:12:31,959 Speaker 2: all this stuff, And I told people, I said, I 240 00:12:32,000 --> 00:12:34,920 Speaker 2: don't think y'all understand. This just moved us forward three 241 00:12:35,000 --> 00:12:37,000 Speaker 2: or four years in like literally a matter of months. 242 00:12:37,040 --> 00:12:38,600 Speaker 2: I mean, even when you just think about the shifting, 243 00:12:38,679 --> 00:12:41,040 Speaker 2: like certain things that happened. Everybody was at home. I 244 00:12:41,120 --> 00:12:43,520 Speaker 2: remember before it started, nobody want to do video conference 245 00:12:43,559 --> 00:12:45,480 Speaker 2: and nobody want to do video means everything was in person. 246 00:12:45,480 --> 00:12:47,960 Speaker 2: Now all of a sudden, everybody's on zoom, everybody's on 247 00:12:48,000 --> 00:12:49,880 Speaker 2: social media, everybody's really leaning in. That was one of 248 00:12:49,920 --> 00:12:52,199 Speaker 2: the things that we did at Butter and really helped 249 00:12:52,280 --> 00:12:53,840 Speaker 2: us kind of create some distance between some of our 250 00:12:53,880 --> 00:12:56,160 Speaker 2: competitors who said, look like, let's embrace this. Everybody's going 251 00:12:56,200 --> 00:12:57,880 Speaker 2: to be at home for the next I don't know 252 00:12:57,920 --> 00:13:00,000 Speaker 2: how long, and from their phones and from their computter 253 00:13:00,200 --> 00:13:01,920 Speaker 2: is like, how do we lean in? And so when 254 00:13:01,960 --> 00:13:03,600 Speaker 2: you think about even like that shift that kind of 255 00:13:03,600 --> 00:13:05,520 Speaker 2: happened in that moment and then you all of a 256 00:13:05,559 --> 00:13:08,040 Speaker 2: sudden add an accelerator on here like AI and all 257 00:13:08,080 --> 00:13:09,800 Speaker 2: these different tools to your point that it is literally 258 00:13:09,800 --> 00:13:12,640 Speaker 2: getting into everything. I mean again, whether it's at the 259 00:13:12,720 --> 00:13:16,280 Speaker 2: grocery store checkout through. I went through the drive through 260 00:13:16,280 --> 00:13:18,000 Speaker 2: the other day and I'm not even talking to a 261 00:13:18,000 --> 00:13:20,440 Speaker 2: regular person anymore, right, Like it literally popped up and said, 262 00:13:20,440 --> 00:13:22,720 Speaker 2: what's your order? You're talking to it like you're talking 263 00:13:22,720 --> 00:13:24,360 Speaker 2: to chat and all of a sudden, that's a job. 264 00:13:24,480 --> 00:13:26,640 Speaker 2: Like we know that a lot of folks that look 265 00:13:26,720 --> 00:13:28,880 Speaker 2: like us are going to be impacted by this stuff. First, like, 266 00:13:28,920 --> 00:13:31,400 Speaker 2: how can we, in your opinion, make sure, especially with 267 00:13:31,440 --> 00:13:33,000 Speaker 2: all the work you're doing with the AI ethics counsel. 268 00:13:33,000 --> 00:13:34,600 Speaker 2: I mean you're literally sitting here talking to folks like 269 00:13:34,600 --> 00:13:37,040 Speaker 2: Sam Altman, who's leading these charges, But how can we 270 00:13:37,080 --> 00:13:38,559 Speaker 2: make sure that the black people don't miss out on this 271 00:13:38,640 --> 00:13:41,280 Speaker 2: gold rush? Cause while there is a lot of disruption happening. 272 00:13:41,320 --> 00:13:43,360 Speaker 2: There's also a lot of opportunity in this too. 273 00:13:43,280 --> 00:13:46,880 Speaker 1: Right, Yes it look to quote my brother Van Jones, 274 00:13:47,760 --> 00:13:51,400 Speaker 1: nine percent of black people don't know a thing about AI, 275 00:13:52,040 --> 00:13:53,840 Speaker 1: but nine nine percent of white people don't know a 276 00:13:53,880 --> 00:13:59,760 Speaker 1: thing about AI either. We're all equally discriminated against. And 277 00:14:00,400 --> 00:14:01,800 Speaker 1: the folks who are really going to get a hit, 278 00:14:02,720 --> 00:14:05,319 Speaker 1: a hit that there's to be hard, not impossible, but 279 00:14:05,480 --> 00:14:09,440 Speaker 1: harvor them to recover from quickly given their standard of 280 00:14:09,480 --> 00:14:13,880 Speaker 1: living and their burn rate on living expenses. Are those 281 00:14:14,080 --> 00:14:17,640 Speaker 1: in the professions, white collar professions whose job is going 282 00:14:17,720 --> 00:14:20,280 Speaker 1: to go from zero to from hero to zero in 283 00:14:21,080 --> 00:14:23,680 Speaker 1: no time flat. The first thing that corporations are using 284 00:14:23,720 --> 00:14:27,080 Speaker 1: for AI is reduction of costs. They haven't figured out 285 00:14:27,080 --> 00:14:28,520 Speaker 1: how to make money on it yet, but there's two 286 00:14:28,520 --> 00:14:31,120 Speaker 1: ways to make to make money, make more, you spend less. 287 00:14:31,160 --> 00:14:33,280 Speaker 1: They're trying to spend less. Well, if you can knock 288 00:14:33,280 --> 00:14:36,320 Speaker 1: out entire chunks of one hundred thousand, two h thousand 289 00:14:36,360 --> 00:14:40,280 Speaker 1: dollars salaries, that's an easy decision, particularly when you think 290 00:14:40,320 --> 00:14:43,640 Speaker 1: your competitors doing it. Like people think that these capitalists 291 00:14:43,680 --> 00:14:48,360 Speaker 1: are just cruel and unnice people, there are some cruel 292 00:14:48,640 --> 00:14:51,640 Speaker 1: and unnice people. Most people like me who are capitalists 293 00:14:51,680 --> 00:14:53,840 Speaker 1: or business owners are just the most decent people on 294 00:14:53,880 --> 00:14:56,760 Speaker 1: the planet. They're trying to survive, just like you. And 295 00:14:56,800 --> 00:15:00,560 Speaker 1: if they don't, they want to be Netflix. Not Blockbuster, right, 296 00:15:01,080 --> 00:15:05,400 Speaker 1: I mean Blockbuster For those who listening to this who 297 00:15:05,440 --> 00:15:11,120 Speaker 1: are over forty, Blockbuster was everything. That was your Friday 298 00:15:11,160 --> 00:15:13,720 Speaker 1: night date yep, that might have been your Tuesday and 299 00:15:13,760 --> 00:15:17,400 Speaker 1: Wednesday night entertainment. That was your weekend obsession. You stood 300 00:15:17,480 --> 00:15:21,120 Speaker 1: in line to get your favorite movie. You you bribed, 301 00:15:21,400 --> 00:15:27,640 Speaker 1: incentivized the manager five dollars or you know, a lunch meal. 302 00:15:28,720 --> 00:15:32,800 Speaker 1: That's it, a little subway certificate. Man, oh my movie? 303 00:15:33,120 --> 00:15:35,040 Speaker 1: You know he is that movie come in yet? Is 304 00:15:35,040 --> 00:15:37,200 Speaker 1: it come back here? You know, just put that on 305 00:15:37,280 --> 00:15:39,440 Speaker 1: the side. For me, this was the thing. It was 306 00:15:39,440 --> 00:15:44,000 Speaker 1: a thing. And Blockbuster got arrogant. They got self absorbed 307 00:15:44,000 --> 00:15:47,000 Speaker 1: and obnoxious. They started taking things for granted. They took 308 00:15:47,080 --> 00:15:52,240 Speaker 1: us for granted. Netflix came around. We started out very 309 00:15:52,280 --> 00:15:56,200 Speaker 1: basic in a vending machine. They came around and said, look, 310 00:15:56,240 --> 00:15:59,840 Speaker 1: will you buy us? Fifty million dollars was the offer. 311 00:16:00,760 --> 00:16:05,200 Speaker 1: Blockbuster threw their nose up. No, we're a Blockbuster, we 312 00:16:05,200 --> 00:16:09,640 Speaker 1: don't need you Blockbuster went bankrupt and now Netflix could 313 00:16:09,640 --> 00:16:13,080 Speaker 1: buy them with literally one hours, with the revenue in 314 00:16:13,160 --> 00:16:22,320 Speaker 1: one day. Sears, poof Jcpenny, poof Kodak. They used to 315 00:16:22,360 --> 00:16:29,520 Speaker 1: be Kodak booths in every parking lot in America. Poof, Like, 316 00:16:30,200 --> 00:16:34,640 Speaker 1: these CEOs are absolutely freaked out. They don't want to 317 00:16:34,680 --> 00:16:40,600 Speaker 1: be Blockbuster or Sears or jcpenny or Circuit City. Hello. Hell. 318 00:16:41,360 --> 00:16:43,600 Speaker 1: They don't want to be the past, which means they 319 00:16:43,640 --> 00:16:45,480 Speaker 1: need to keep up with the future. And if that 320 00:16:45,600 --> 00:16:47,960 Speaker 1: means they got to cut costs. If they don't cut 321 00:16:47,960 --> 00:16:51,360 Speaker 1: the costs, their competitor will. And when the competitor does, 322 00:16:51,800 --> 00:16:53,960 Speaker 1: they're out of business or they're behind the lead. So 323 00:16:54,200 --> 00:16:56,520 Speaker 1: we take it personal. Are they trying to not pay us? No, 324 00:16:56,560 --> 00:17:00,920 Speaker 1: they're trying to stay alive. Capitalism's not personal. Business is 325 00:17:00,960 --> 00:17:04,520 Speaker 1: not personal. Capitalism is a gladiator sport, and we have 326 00:17:04,640 --> 00:17:08,240 Speaker 1: better learn it. We've mastered everything else. By the way, 327 00:17:08,280 --> 00:17:11,399 Speaker 1: I commend you about what you said about what you 328 00:17:11,440 --> 00:17:14,240 Speaker 1: did in the pandemic. You know, I have a lot 329 00:17:14,280 --> 00:17:17,840 Speaker 1: of little philosophies that are I try to make learning lessons. 330 00:17:18,400 --> 00:17:21,040 Speaker 1: When you're being run out of town, get in front 331 00:17:21,040 --> 00:17:24,560 Speaker 1: of the crowd, make like a parade, So turn your 332 00:17:24,560 --> 00:17:28,359 Speaker 1: negative into a positive. You can't grow except through legitimate suffering. Right, 333 00:17:28,640 --> 00:17:31,680 Speaker 1: Rainbows only follow storms. You cannot have a rainbow without 334 00:17:31,720 --> 00:17:35,040 Speaker 1: a storm first. It's actually a scientific fact. So what 335 00:17:35,119 --> 00:17:37,280 Speaker 1: you did, the pandemic of seeing the writing on the 336 00:17:37,280 --> 00:17:40,159 Speaker 1: wall and flip it and make it an advantage was 337 00:17:40,240 --> 00:17:43,880 Speaker 1: brilliant the first. I'm a techie. Give it a choice 338 00:17:43,880 --> 00:17:46,840 Speaker 1: between going to a party and hanging out. My wife 339 00:17:46,920 --> 00:17:50,640 Speaker 1: is a social butterfly in our family. Give a choice 340 00:17:50,640 --> 00:17:54,239 Speaker 1: between hanging out or hanging in. I'll hang in. Let 341 00:17:54,280 --> 00:17:56,120 Speaker 1: me get in front of my computer, behind my computer 342 00:17:57,080 --> 00:18:02,120 Speaker 1: or my iPad and just dream, research, dream, watch documentaries. 343 00:18:02,160 --> 00:18:04,639 Speaker 1: I'll stayed home on a Friday night, and all I 344 00:18:04,680 --> 00:18:07,520 Speaker 1: want people to do is leave me alone. Right, So, 345 00:18:07,600 --> 00:18:10,959 Speaker 1: I'm a techie. I love technology, I love researching, I 346 00:18:11,000 --> 00:18:14,800 Speaker 1: love knowledge. I had no clue about how video conference was. 347 00:18:15,280 --> 00:18:19,679 Speaker 1: I had never done one before February twenty twenty. I 348 00:18:19,680 --> 00:18:22,560 Speaker 1: had not ever. So when I did my first one, 349 00:18:22,600 --> 00:18:25,600 Speaker 1: it was Coca Cola. It was February twenty twenty. They 350 00:18:25,600 --> 00:18:28,240 Speaker 1: had a technology called blue Jeans, and I'm like, well, 351 00:18:29,440 --> 00:18:32,560 Speaker 1: coke doesn't make genes. Like what I was My brain 352 00:18:32,720 --> 00:18:34,840 Speaker 1: was what is blue jeans? And why am I on it? 353 00:18:35,400 --> 00:18:37,920 Speaker 1: And they had to explain to me this was their 354 00:18:38,040 --> 00:18:43,959 Speaker 1: their selected video conference technology, and I was just fascinated. 355 00:18:44,040 --> 00:18:47,440 Speaker 1: Now I do video conferences all day, every day, as 356 00:18:47,480 --> 00:18:50,440 Speaker 1: do you. It has become normal in our lives. Now 357 00:18:50,480 --> 00:18:54,160 Speaker 1: let's go to the future. So, black people, we over 358 00:18:54,240 --> 00:18:59,640 Speaker 1: indexed on cryptocurrency. Forty percent of us invested in cryptocurrency 359 00:19:00,000 --> 00:19:03,080 Speaker 1: more than any other race because we've been hijacked and 360 00:19:03,160 --> 00:19:06,560 Speaker 1: messed with by capitalism and free enterprise, and we don't 361 00:19:06,560 --> 00:19:10,200 Speaker 1: trust any of that stuff, banking, business, government, I understand, 362 00:19:10,760 --> 00:19:14,040 Speaker 1: but trying to find a way around the traditional system. 363 00:19:14,320 --> 00:19:18,320 Speaker 1: Also to get rich quick, we over indexed in cryptocurrency, 364 00:19:19,080 --> 00:19:23,160 Speaker 1: got robbed. There are twenty thousand cryptocurrencies. By the way, 365 00:19:23,160 --> 00:19:25,960 Speaker 1: people listening to this, don't trust me. Do it. Use 366 00:19:26,000 --> 00:19:28,280 Speaker 1: your phone for something smart. It is a smart phone. 367 00:19:28,320 --> 00:19:31,879 Speaker 1: Stop using for dumb stuff, right, It's more, it's desires, 368 00:19:31,880 --> 00:19:36,080 Speaker 1: more than sports tickets and concert tickets. Research what I'm saying. 369 00:19:36,480 --> 00:19:40,119 Speaker 1: There were twenty thousand cryptocurrencies. Most of them went away, 370 00:19:40,520 --> 00:19:44,320 Speaker 1: most of them. It was fraud. It was it was redpools. 371 00:19:44,359 --> 00:19:48,720 Speaker 1: It was horrible stuff. There. These are crooks, There are criminals. Yes, people, 372 00:19:48,840 --> 00:19:51,919 Speaker 1: Oh what about bitcoin? Yeah, what about that's one? Okay, 373 00:19:51,920 --> 00:19:54,680 Speaker 1: then they'll name two or three more. Okay, that's three 374 00:19:54,840 --> 00:19:58,439 Speaker 1: four fantastic. By the way, By the way, even on 375 00:19:58,520 --> 00:20:01,960 Speaker 1: those situations, somebody body else had a block. Well really, 376 00:20:02,000 --> 00:20:04,720 Speaker 1: blockchain technology is amazing, but somebody else at a block 377 00:20:04,800 --> 00:20:08,080 Speaker 1: on that on that bit coin. And when this stuff 378 00:20:08,200 --> 00:20:11,480 Speaker 1: ran up, uh, and we pushed it up right when 379 00:20:11,480 --> 00:20:14,960 Speaker 1: it went down, we got crushed, right. And so I'm 380 00:20:15,000 --> 00:20:16,919 Speaker 1: not telling you how to do it. My wife did it. 381 00:20:16,960 --> 00:20:20,000 Speaker 1: My wife owns bitcoin. She did very well. But she's 382 00:20:20,040 --> 00:20:23,399 Speaker 1: got me. So if things go south of the border, 383 00:20:24,000 --> 00:20:27,520 Speaker 1: she's okay, don't use your rent money. So what what 384 00:20:27,520 --> 00:20:30,640 Speaker 1: what point am I making? We tend to go overboard 385 00:20:30,720 --> 00:20:36,560 Speaker 1: on things. We get emotional about stuff. Pandemic, remote work, Ah, 386 00:20:37,000 --> 00:20:40,880 Speaker 1: screw these employers. I'm gonna work at home. I'm never 387 00:20:40,920 --> 00:20:43,960 Speaker 1: going back in the office. No no, no, no, no no. 388 00:20:44,000 --> 00:20:46,800 Speaker 1: Get your BlackBerry in it back in the office in 389 00:20:46,880 --> 00:20:49,520 Speaker 1: the middle of the pandemic as fast as you can. 390 00:20:49,600 --> 00:20:52,080 Speaker 1: People say, oh, John, you got your dang on mine. 391 00:20:52,160 --> 00:20:55,240 Speaker 1: You you don't understand this generation. No, no, you don't 392 00:20:55,320 --> 00:20:59,040 Speaker 1: understand capitalism and free enterprise and which is as old 393 00:20:59,840 --> 00:21:04,400 Speaker 1: as Jesus. In fact, with all due respect, it's older 394 00:21:05,119 --> 00:21:08,240 Speaker 1: than the story of Jesus, which I'll get to before 395 00:21:08,280 --> 00:21:12,480 Speaker 1: we finished this podcast interview. Marriage, by the way, is 396 00:21:12,520 --> 00:21:17,200 Speaker 1: older than the Bible. It was a business model endowed 397 00:21:17,240 --> 00:21:20,560 Speaker 1: by God with spiritual values. But it was a business 398 00:21:20,640 --> 00:21:24,960 Speaker 1: model for families trying to protect their assets by joining 399 00:21:25,040 --> 00:21:28,360 Speaker 1: them together, and so on and so forth. Families, cousins 400 00:21:28,359 --> 00:21:31,800 Speaker 1: got married. I mean, it's disgusting, but Neil family members, 401 00:21:31,800 --> 00:21:35,200 Speaker 1: sisters and brothers got married from different houses, different royal houses. 402 00:21:35,320 --> 00:21:37,800 Speaker 1: Let's come back to this point. Why John, do you 403 00:21:37,840 --> 00:21:40,440 Speaker 1: want black people to go back to the office. I 404 00:21:40,440 --> 00:21:42,080 Speaker 1: don't want you to just go back in the office. 405 00:21:42,240 --> 00:21:44,640 Speaker 1: I want you to become an irritant in the office. 406 00:21:44,760 --> 00:21:46,560 Speaker 1: I want you to go in the office when nobody's there, 407 00:21:46,600 --> 00:21:48,719 Speaker 1: everybody else else is at home. I want you to 408 00:21:48,720 --> 00:21:52,800 Speaker 1: walk find the boss's desk, hopefully it has a glass window, 409 00:21:52,920 --> 00:21:55,920 Speaker 1: just like this. I want you to walk back and 410 00:21:56,119 --> 00:22:02,440 Speaker 1: fourth in front of the bosses off until he says 411 00:22:02,640 --> 00:22:07,520 Speaker 1: or she says, who are you? Why are you here? 412 00:22:08,119 --> 00:22:10,399 Speaker 1: I mean, there's nobody else here? And why you keep 413 00:22:10,480 --> 00:22:12,919 Speaker 1: running back in front? Well, I'm working, I'm doing this. 414 00:22:12,960 --> 00:22:16,040 Speaker 1: I'm doing that. I'm getting stuff done. It's fantastic. Who 415 00:22:16,080 --> 00:22:19,679 Speaker 1: are you. I'm Brandon. Well, there's nobody else here. Come 416 00:22:19,680 --> 00:22:22,199 Speaker 1: in here, Come and sit down. What's going on with you? 417 00:22:22,240 --> 00:22:24,399 Speaker 1: Tell me your story. Well, I want to get ahead. 418 00:22:24,400 --> 00:22:28,160 Speaker 1: I want to be aspirational. Okay, you know I don't 419 00:22:28,200 --> 00:22:32,120 Speaker 1: have got this project. It's not very good, but yes, 420 00:22:32,160 --> 00:22:34,239 Speaker 1: I'll do it. You don't even know what it is. 421 00:22:34,480 --> 00:22:38,000 Speaker 1: Whatever it is, I'll do it. Take that project, kill it. 422 00:22:39,200 --> 00:22:42,639 Speaker 1: Wait for the next project. Take that project, kill it. 423 00:22:42,680 --> 00:22:45,359 Speaker 1: They're gonna give you the best project. The wealthy people. 424 00:22:45,400 --> 00:22:46,920 Speaker 1: The people have been there for ten years, the folks 425 00:22:46,920 --> 00:22:48,159 Speaker 1: with the big titles. They got to do with the 426 00:22:48,200 --> 00:22:51,200 Speaker 1: great projects. All is left is the crap, right, take 427 00:22:51,280 --> 00:22:54,959 Speaker 1: crap and turn it in the cream, right, impress that 428 00:22:55,080 --> 00:22:58,120 Speaker 1: boss because you show, because you're in his face. Because 429 00:22:58,119 --> 00:22:59,919 Speaker 1: it's all about relationship capital. 430 00:23:00,160 --> 00:23:00,840 Speaker 2: Yeah right. 431 00:23:01,320 --> 00:23:03,760 Speaker 1: You don't have financial capital, we don't have inherited capital, 432 00:23:03,840 --> 00:23:06,120 Speaker 1: but you can have relationship with capital. Because we are 433 00:23:06,160 --> 00:23:09,240 Speaker 1: good at being cool. We're we have master cool in culture. 434 00:23:09,359 --> 00:23:13,040 Speaker 1: We are not likable, warm loving people. Use it as 435 00:23:13,080 --> 00:23:15,600 Speaker 1: your assets. Stop happy. The only asset on your ass 436 00:23:15,600 --> 00:23:17,800 Speaker 1: that's on your ass. Stop it, knock it off, go 437 00:23:17,840 --> 00:23:20,000 Speaker 1: in there and press that boss. Show up at work. 438 00:23:20,000 --> 00:23:22,920 Speaker 1: Because love is work. Non love is laziness. Anti love 439 00:23:23,040 --> 00:23:26,520 Speaker 1: is evil. Evil exists, Brandon, but it's very rare. Mostly 440 00:23:26,640 --> 00:23:30,919 Speaker 1: it just lazy, intellectually lazy, spiritually lazy, physically lazy, financially lazy, 441 00:23:31,000 --> 00:23:32,680 Speaker 1: emotional lazy. They don't want to do the work. They 442 00:23:32,680 --> 00:23:34,760 Speaker 1: want somebody to do it for them. Like the gud 443 00:23:34,880 --> 00:23:37,399 Speaker 1: telling me that he wants me to say black people. 444 00:23:37,720 --> 00:23:39,760 Speaker 1: My point responds back to them is no, you're going 445 00:23:39,840 --> 00:23:41,520 Speaker 1: to have to save you. I'm gonna give you the latter. 446 00:23:41,560 --> 00:23:43,640 Speaker 1: You're gonna have to go up it. So we should 447 00:23:43,680 --> 00:23:46,280 Speaker 1: have been back in the office when no one else 448 00:23:46,480 --> 00:23:49,040 Speaker 1: was what's happening, so that people say, oh, John, you 449 00:23:49,040 --> 00:23:52,520 Speaker 1: don't understand the office is did Okay, here's what I understand. 450 00:23:53,200 --> 00:23:57,200 Speaker 1: There's over a trillion dollars of commercial mortgages that came 451 00:23:57,280 --> 00:23:59,960 Speaker 1: due for refinands in twenty twenty four and twenty twenty five. 452 00:24:00,480 --> 00:24:05,359 Speaker 1: If you think that Wall Street and bankers and some 453 00:24:05,400 --> 00:24:08,040 Speaker 1: of the biggest companies in the world are gonna let 454 00:24:08,040 --> 00:24:11,680 Speaker 1: their assets go bankrupt because you've got a cultural moment, 455 00:24:11,760 --> 00:24:14,960 Speaker 1: you out your you out your cotton picking mind. That's 456 00:24:15,040 --> 00:24:16,879 Speaker 1: number one. Do you think these banks that out of 457 00:24:16,880 --> 00:24:19,040 Speaker 1: this stuff on their on their balance sheet are gonna 458 00:24:19,080 --> 00:24:21,920 Speaker 1: write that off a trillion dollars you out of your 459 00:24:22,000 --> 00:24:24,239 Speaker 1: cotton picking mind? Or they do. They pushed it down, 460 00:24:24,280 --> 00:24:26,439 Speaker 1: they kicked it down the road, they gave it an 461 00:24:26,440 --> 00:24:28,800 Speaker 1: extension on the loan. They didn't call it, they didn't foreclose. 462 00:24:28,840 --> 00:24:30,919 Speaker 1: It kicked it down the road, right, And then what 463 00:24:30,960 --> 00:24:33,199 Speaker 1: do you start hearing CEO say, not just because of 464 00:24:33,200 --> 00:24:35,000 Speaker 1: the reason I'm about to give you financially, but because 465 00:24:35,040 --> 00:24:36,600 Speaker 1: of cultural reasons I need you back. 466 00:24:36,520 --> 00:24:37,880 Speaker 2: In the offeh. 467 00:24:38,200 --> 00:24:41,280 Speaker 1: By the way, what's people say? So now? People say, oh, John, 468 00:24:41,320 --> 00:24:42,840 Speaker 1: so you're saying it's a game. No, I'm saying you 469 00:24:42,880 --> 00:24:46,760 Speaker 1: don't understand the game. There's a dating app. What's the 470 00:24:46,760 --> 00:24:53,560 Speaker 1: purpose of a dating app? Get dates, get connections in person? Yeah? 471 00:24:53,600 --> 00:24:55,840 Speaker 1: So am I missing? Like Stee want to my brother, 472 00:24:55,920 --> 00:24:58,199 Speaker 1: he's my friend. Now, Steve Wander can see this like 473 00:24:58,880 --> 00:25:00,119 Speaker 1: it is every By the way, Steve want I can 474 00:25:00,160 --> 00:25:02,840 Speaker 1: see better than most people. That's a whole nother story. 475 00:25:02,920 --> 00:25:04,640 Speaker 1: That's a whole other story. Like for me and him 476 00:25:04,760 --> 00:25:08,359 Speaker 1: in the studio at midnight and I'm handicapping him thinking 477 00:25:08,400 --> 00:25:10,080 Speaker 1: that he can't see. And my brother's got a a 478 00:25:10,280 --> 00:25:14,080 Speaker 1: phone with brail. He's got's letters with the brail machine. 479 00:25:13,920 --> 00:25:18,960 Speaker 1: He's more competent than most people. Lady I was dating 480 00:25:19,000 --> 00:25:21,240 Speaker 1: back then, he's filling on earth trying to tell about Oh, 481 00:25:21,920 --> 00:25:23,879 Speaker 1: what's your name? Lady? In front of you you can 482 00:25:23,960 --> 00:25:27,640 Speaker 1: see just so, So what am I saying. I'm saying 483 00:25:27,640 --> 00:25:30,280 Speaker 1: that the whole purpose of that dating app is to 484 00:25:30,320 --> 00:25:34,240 Speaker 1: get in front of the person for an actual date. Hello, 485 00:25:34,440 --> 00:25:39,520 Speaker 1: the purpose of cryptocurrency is to convert it into cash. Hell, 486 00:25:39,560 --> 00:25:42,119 Speaker 1: let's not playing this game. Knock it off. Like so, 487 00:25:43,080 --> 00:25:46,560 Speaker 1: if you have a chance to get relationship capital with 488 00:25:46,800 --> 00:25:50,879 Speaker 1: decision makers, you're not gonna do that. Virtually, technology is 489 00:25:50,880 --> 00:25:54,920 Speaker 1: more ef This ship is not more effective. Quick story 490 00:25:55,200 --> 00:25:57,359 Speaker 1: during the pandemic. By the way, the one thing the 491 00:25:57,400 --> 00:25:59,840 Speaker 1: chap got wrong was I sold the company Promise Homes. 492 00:25:59,840 --> 00:26:01,840 Speaker 1: I'm I built it. I sold it for one hundred 493 00:26:01,840 --> 00:26:03,840 Speaker 1: and twenty one million dollars. I'm a modest shareholder now, 494 00:26:03,960 --> 00:26:06,240 Speaker 1: but I'm on my way actually trying to exit that company, 495 00:26:06,280 --> 00:26:09,040 Speaker 1: so I'm allowed to start another one. But anyway, when 496 00:26:09,040 --> 00:26:12,680 Speaker 1: I was selling that company, I had told Henry Kravitz 497 00:26:12,680 --> 00:26:16,480 Speaker 1: of KKR fame. When we are two video calls. What's 498 00:26:16,480 --> 00:26:18,480 Speaker 1: going on with you, John, blah blah blah blah blah. 499 00:26:18,560 --> 00:26:20,399 Speaker 1: I also have this company. I'm about to sell it. 500 00:26:20,440 --> 00:26:23,600 Speaker 1: Oh that's great. I'll go to New York in the 501 00:26:23,600 --> 00:26:26,200 Speaker 1: middle of the pandemic. Hey, Henry, I'm in New York. Now, 502 00:26:26,359 --> 00:26:29,120 Speaker 1: no one's in his office. Come and see me. Okay, 503 00:26:29,520 --> 00:26:31,920 Speaker 1: I go by. We have lunch. He shows me his office. 504 00:26:31,960 --> 00:26:34,840 Speaker 1: He shows me is model Bugatti and his office. He 505 00:26:35,200 --> 00:26:37,440 Speaker 1: showed me his views. He just moved into Hudson Yards. 506 00:26:37,640 --> 00:26:41,000 Speaker 1: He's by the way pandemic. He bought the built the building. 507 00:26:41,240 --> 00:26:43,399 Speaker 1: He's got a floor for KKR too. He's got an 508 00:26:43,400 --> 00:26:46,080 Speaker 1: insurance company that he invested in below them. So he 509 00:26:46,240 --> 00:26:51,280 Speaker 1: clearly values personal interaction. But there's nobody there. He goes 510 00:26:51,560 --> 00:26:55,399 Speaker 1: into the kitchen, the cafeteria where his employees one day 511 00:26:55,440 --> 00:26:57,199 Speaker 1: will be. He's bracked. He's very proud of it. We 512 00:26:57,240 --> 00:26:59,520 Speaker 1: go to his private dining room. Tell me what's going 513 00:26:59,520 --> 00:27:02,680 Speaker 1: on with you, Jim huh? Now, Brandon, I just talked 514 00:27:02,720 --> 00:27:05,920 Speaker 1: to him three weeks before that. I told him, Okay, fine, 515 00:27:06,720 --> 00:27:10,719 Speaker 1: blah blah blah blah, blah, I mentioned my business. Really, 516 00:27:11,800 --> 00:27:13,360 Speaker 1: it's as if I said it for the first time. 517 00:27:13,600 --> 00:27:17,959 Speaker 1: Is this real estate? Yes, tell me about that. Hey, Billy, 518 00:27:18,440 --> 00:27:20,879 Speaker 1: he had a real estate Come in here, Senate Paupa, 519 00:27:21,000 --> 00:27:26,199 Speaker 1: Chair John, repeat that. This is the fourth time I 520 00:27:26,240 --> 00:27:28,600 Speaker 1: play around. I played along with it. I mentioned, Billy, 521 00:27:28,640 --> 00:27:31,520 Speaker 1: we should be in this business, Brandon. They made an offer. 522 00:27:32,560 --> 00:27:34,879 Speaker 1: They made an offer to buy my company. Now it 523 00:27:34,920 --> 00:27:37,320 Speaker 1: was outbid by somebody else. But the point of that 524 00:27:37,520 --> 00:27:38,960 Speaker 1: is they didn't make an offer when I was on 525 00:27:39,040 --> 00:27:42,680 Speaker 1: virtual They walked right past it. It was a forty 526 00:27:42,680 --> 00:27:44,840 Speaker 1: five minute call. The point was, get off the call, 527 00:27:45,000 --> 00:27:47,280 Speaker 1: get through it. Nobody remembers anything that they did during 528 00:27:47,320 --> 00:27:51,600 Speaker 1: the pandemic. It's all one blur, right, But human interaction, 529 00:27:52,040 --> 00:27:55,879 Speaker 1: the warmth, the engagement. We're not human doings. We're human beings. 530 00:27:56,560 --> 00:27:59,040 Speaker 1: So we're not human beings having a spiritual experience, where 531 00:27:59,080 --> 00:28:02,600 Speaker 1: spiritual beings have having a human experience. Energy matters. Take 532 00:28:02,640 --> 00:28:05,040 Speaker 1: your energy and your rear in and go in that office, 533 00:28:05,400 --> 00:28:07,080 Speaker 1: Get in front of that investor, get in front of 534 00:28:07,080 --> 00:28:09,160 Speaker 1: that employer, or get it wherever you're trying to impress 535 00:28:09,320 --> 00:28:13,439 Speaker 1: right and make an impression on them. Last point I 536 00:28:13,480 --> 00:28:15,959 Speaker 1: want to make before I shut up for your audience 537 00:28:16,040 --> 00:28:22,760 Speaker 1: is really important. Stop making everything personal. Capitalism is this table. Sorry, 538 00:28:22,800 --> 00:28:26,159 Speaker 1: I've already said capitalism the gladiator sport. Business is this table. 539 00:28:27,280 --> 00:28:29,040 Speaker 1: You're on one side of the table, I'm on the other. 540 00:28:29,760 --> 00:28:32,640 Speaker 1: You're the producer, I'm the consumer. In this example, your job, 541 00:28:32,880 --> 00:28:36,199 Speaker 1: your job is to extract as much money from me 542 00:28:36,520 --> 00:28:39,600 Speaker 1: for your product while giving me the least amount of value. 543 00:28:40,440 --> 00:28:45,040 Speaker 1: My job is to pay the lease for your product. 544 00:28:45,320 --> 00:28:49,720 Speaker 1: Why obtaining the most value? That's my job. Have I 545 00:28:49,760 --> 00:28:50,200 Speaker 1: missed something? 546 00:28:50,240 --> 00:28:51,320 Speaker 2: Brandan, No, you're on point. 547 00:28:52,160 --> 00:28:55,920 Speaker 1: That's our jobs. Stop taking it personal. A good negotiation 548 00:28:56,360 --> 00:29:02,040 Speaker 1: is where everybody leaves that negotiating table slightly annoyed. So 549 00:29:02,680 --> 00:29:04,920 Speaker 1: we have just missed the basics, Like when the rules 550 00:29:04,920 --> 00:29:08,280 Speaker 1: of published and the playing fiellers level black folks kill it, 551 00:29:08,600 --> 00:29:17,160 Speaker 1: professional sports, the arts, faith, church, politics, the military were 552 00:29:17,200 --> 00:29:19,600 Speaker 1: the rules of published in the plainfield's level. When we 553 00:29:19,680 --> 00:29:22,840 Speaker 1: know how to play this game, we absolutely kill it. 554 00:29:22,880 --> 00:29:25,479 Speaker 1: We master it. No one's ever taught us capitalism are 555 00:29:25,520 --> 00:29:28,240 Speaker 1: free enterprise, and worse, they've told us is evil to 556 00:29:28,360 --> 00:29:32,920 Speaker 1: keep us away from it. And I'm trying to democratize 557 00:29:33,240 --> 00:29:36,120 Speaker 1: this conversation. I'm trying to. I'm going to create the 558 00:29:36,240 --> 00:29:42,040 Speaker 1: biggest infrastructure, the largest plumbing, economic plumbing, first for Black America, 559 00:29:42,080 --> 00:29:44,320 Speaker 1: then black and brown America, and then even poor whites. 560 00:29:44,800 --> 00:29:47,160 Speaker 1: The bottom half of the society deserves to have a 561 00:29:47,200 --> 00:29:49,680 Speaker 1: private banker, and I'm doing that at scale. I have 562 00:29:49,680 --> 00:29:52,920 Speaker 1: fifteen hundred offices across this country in forty two states, 563 00:29:53,160 --> 00:29:56,040 Speaker 1: and my goal is have fifteen thousand offices. We will 564 00:29:56,080 --> 00:29:59,200 Speaker 1: become the Steve Jobs in the apple of economic empowerment. 565 00:29:59,200 --> 00:30:01,600 Speaker 1: Financial literacy will be the civil rights issue of this generation. 566 00:30:02,040 --> 00:30:04,640 Speaker 1: And I think that AI literacy should be the civil 567 00:30:04,720 --> 00:30:07,360 Speaker 1: rights issue of this generation. From the streets to the suites. 568 00:30:07,920 --> 00:30:11,480 Speaker 1: This is a moment in history. Man like this, this 569 00:30:11,680 --> 00:30:16,800 Speaker 1: is the world changing stuff and it's happening right now. 570 00:30:17,000 --> 00:30:19,440 Speaker 1: And we've got to upgrade our software. There's no time 571 00:30:19,480 --> 00:30:21,360 Speaker 1: to be messing around. It's not time to be having 572 00:30:21,360 --> 00:30:25,280 Speaker 1: stupid arguments argue with the food cruiser are too We've 573 00:30:25,280 --> 00:30:27,360 Speaker 1: got to knock it off, knock all the stupid stuff out. 574 00:30:27,560 --> 00:30:29,240 Speaker 1: If you hang around nine broke people, you're gonna be 575 00:30:29,240 --> 00:30:32,680 Speaker 1: the tenth. Like I tell people, Okay, you don't like 576 00:30:32,680 --> 00:30:39,520 Speaker 1: what I'm saying, has the other shit you've been doing work. Hello, Okay, 577 00:30:39,560 --> 00:30:41,880 Speaker 1: civil rights very important. Let's just get people off of you. 578 00:30:42,280 --> 00:30:44,880 Speaker 1: All civil rights is let's just get get bad people 579 00:30:45,360 --> 00:30:47,600 Speaker 1: off of you, bad systems off of you. They don't 580 00:30:47,600 --> 00:30:51,560 Speaker 1: pay your mortgage. It's gonna pay your car now. It's 581 00:30:51,640 --> 00:30:54,480 Speaker 1: red rooms to keep bad things from happening to you. Right, 582 00:30:55,520 --> 00:30:58,280 Speaker 1: the government's gonna save us. Okay, how's that working out 583 00:30:58,360 --> 00:31:02,960 Speaker 1: for you? This president had made it absolutely clear. I 584 00:31:03,080 --> 00:31:07,120 Speaker 1: was in Harlem last week, doctor George Fraser, who's great? 585 00:31:08,440 --> 00:31:10,160 Speaker 1: And I said to the room, I said, you know, 586 00:31:10,200 --> 00:31:15,400 Speaker 1: this president has succeeded in one thing. He has completely 587 00:31:15,680 --> 00:31:18,560 Speaker 1: unified black people for the first time since the nineteen sixties. 588 00:31:20,600 --> 00:31:24,680 Speaker 1: I'm sure it wasn't his goal, but we are now 589 00:31:24,880 --> 00:31:28,800 Speaker 1: completely We're reading the Constitution, We're reading the Bill of Rights. 590 00:31:29,360 --> 00:31:31,320 Speaker 1: We want to know what the Executive Order is. We 591 00:31:31,680 --> 00:31:35,880 Speaker 1: reading books. We try to understand financial literacy, like whoa, whoa, 592 00:31:35,920 --> 00:31:38,440 Speaker 1: wait a minute, like people are real clear that we 593 00:31:38,560 --> 00:31:42,239 Speaker 1: own our own by the way. I don't like how 594 00:31:42,280 --> 00:31:45,880 Speaker 1: we got here, but I like the message. Yes, you 595 00:31:45,960 --> 00:31:51,640 Speaker 1: are on You've always been on your own. Jews realize 596 00:31:51,640 --> 00:31:56,400 Speaker 1: this six thousand years ago, three thousand years before Jesus 597 00:31:56,920 --> 00:32:00,480 Speaker 1: who created modern finance and trading, and it was really 598 00:32:00,520 --> 00:32:03,880 Speaker 1: trading and business really an economic basis, and then finance 599 00:32:03,960 --> 00:32:08,880 Speaker 1: came out of that. That was Middle Easterners, Dark Africans 600 00:32:09,440 --> 00:32:13,040 Speaker 1: and Jews, who were mostly dark. By the way, well, 601 00:32:13,080 --> 00:32:17,400 Speaker 1: the Middle Easterns were in the prime shipping lanes Brandon 602 00:32:17,440 --> 00:32:22,080 Speaker 1: back then, so people just kept them distracted and dazed 603 00:32:22,120 --> 00:32:27,040 Speaker 1: and confused and kept sort of colonizing them. To this day, 604 00:32:27,400 --> 00:32:30,840 Speaker 1: they're traders because they were sort of not empowered, never talked, 605 00:32:30,920 --> 00:32:35,160 Speaker 1: never educated unless they found oil. Blacks were colonized because 606 00:32:35,160 --> 00:32:38,920 Speaker 1: we had the richest soil, and at that time in 607 00:32:38,960 --> 00:32:42,720 Speaker 1: the agricultural age, Brandon the largest intelligence, which was agricultural 608 00:32:42,720 --> 00:32:46,320 Speaker 1: intelligence on the planet. So they couldn't empower us. They 609 00:32:46,360 --> 00:32:51,640 Speaker 1: needed to get us confused and dazed and dejected and 610 00:32:51,920 --> 00:32:54,880 Speaker 1: not to realize that we were the go mind. We 611 00:32:54,880 --> 00:33:00,000 Speaker 1: were sitting on Africa, and to get confused about what 612 00:33:00,080 --> 00:33:02,400 Speaker 1: was going on with slavery, which was all about taking 613 00:33:02,480 --> 00:33:05,680 Speaker 1: genius of the land and bringing it to the gold 614 00:33:05,840 --> 00:33:08,080 Speaker 1: of that era, which was places where you could have 615 00:33:08,480 --> 00:33:12,240 Speaker 1: cotton and all the rest of the things. Jews did 616 00:33:12,280 --> 00:33:16,200 Speaker 1: not have a country until a few years ago in 617 00:33:16,240 --> 00:33:18,239 Speaker 1: the world history has a few years ago, they were 618 00:33:18,240 --> 00:33:20,400 Speaker 1: scattered all around the world. But the Jews who went 619 00:33:20,440 --> 00:33:23,760 Speaker 1: to Europe and are married, and they start looking lighter 620 00:33:24,120 --> 00:33:28,640 Speaker 1: and start looking at European they could blend in canon land. 621 00:33:28,800 --> 00:33:31,840 Speaker 1: They learned finance which allowed them to control the land. 622 00:33:32,520 --> 00:33:35,720 Speaker 1: What's the number one group of minorities in the world 623 00:33:35,800 --> 00:33:41,920 Speaker 1: today that's mastered wealth and freedom through self determination? Jews, 624 00:33:42,640 --> 00:33:45,240 Speaker 1: I mean black folks need a black Jewish business plan. 625 00:33:46,320 --> 00:33:48,880 Speaker 1: And by scattering them all around the world, they now 626 00:33:48,920 --> 00:33:53,200 Speaker 1: have contacts all around the world for global trade. All 627 00:33:53,240 --> 00:33:55,680 Speaker 1: I'm trying to do in an hour with you is 628 00:33:55,720 --> 00:33:57,600 Speaker 1: to get us to see what Malcolm Mexic has been saying. 629 00:33:58,440 --> 00:34:01,440 Speaker 1: I'm typically I'll tell you about Andrew Young and doctor King. 630 00:34:01,480 --> 00:34:04,640 Speaker 1: That's who typically our quote. But this is a Malcolm 631 00:34:04,760 --> 00:34:09,240 Speaker 1: X moment. We've been bamboozled, we've been tricked, we've been food, 632 00:34:09,239 --> 00:34:11,000 Speaker 1: we've been hoodwink, we've been led them up. That's a 633 00:34:11,040 --> 00:34:15,120 Speaker 1: that's a Malcolm X quote. And we've become emotional and 634 00:34:15,160 --> 00:34:18,360 Speaker 1: we've been played. Andrew Young quote delivering a system of 635 00:34:18,400 --> 00:34:20,680 Speaker 1: free enterprise, and not to understand the rules of free 636 00:34:20,760 --> 00:34:25,520 Speaker 1: enterprise must be the very definition of slavery. So nothing 637 00:34:25,520 --> 00:34:28,720 Speaker 1: that I've said is rocket science. Even the word white, 638 00:34:29,000 --> 00:34:32,040 Speaker 1: racial word white is made up. Whites and blacks were 639 00:34:32,080 --> 00:34:35,560 Speaker 1: friends when in different servitude started in the sixteen hundreds, 640 00:34:35,640 --> 00:34:37,239 Speaker 1: and that was a problem for the people who were 641 00:34:37,280 --> 00:34:39,960 Speaker 1: in power, so they messed that up. And now poor 642 00:34:40,000 --> 00:34:42,799 Speaker 1: whites and poor blacks forty years later at each other's throat. 643 00:34:42,960 --> 00:34:46,759 Speaker 1: Why I asked, I'm gonna asking rational, why are we that? 644 00:34:46,760 --> 00:34:50,600 Speaker 1: That makes no sense? But this is not meant to 645 00:34:50,640 --> 00:34:54,759 Speaker 1: make sense. It's meant to make somebody else sense, as 646 00:34:54,800 --> 00:35:00,760 Speaker 1: in dollars. So I'm trying to suggest a radical movement 647 00:35:00,800 --> 00:35:03,919 Speaker 1: of common sense. It's what you preach on this show. 648 00:35:04,640 --> 00:35:07,520 Speaker 1: We need to fight the new fight from the shoulders up. 649 00:35:19,560 --> 00:35:19,719 Speaker 1: You know. 650 00:35:19,760 --> 00:35:21,239 Speaker 2: One of the things you talked about, and I love 651 00:35:21,280 --> 00:35:23,440 Speaker 2: your game. You talked about is understanding the rules of 652 00:35:23,480 --> 00:35:25,040 Speaker 2: the game and how the game works. And one of 653 00:35:25,120 --> 00:35:28,360 Speaker 2: my favorite books is forty Million Dollars Slaves by William C. Roaden, 654 00:35:28,920 --> 00:35:30,600 Speaker 2: and he kind of talks about that same concept, but 655 00:35:30,640 --> 00:35:32,880 Speaker 2: he applies it to sports. He talks about who all 656 00:35:32,920 --> 00:35:36,000 Speaker 2: through sports, right, especially for black athletes, all through the years. 657 00:35:36,680 --> 00:35:39,520 Speaker 2: To your point, we always excelled, but whenever we excelled 658 00:35:39,520 --> 00:35:41,360 Speaker 2: at a certain point. They always found a way to 659 00:35:41,440 --> 00:35:43,640 Speaker 2: change the rules of the game, and you know then 660 00:35:43,760 --> 00:35:44,959 Speaker 2: even the athletes will still excel. 661 00:35:45,040 --> 00:35:45,200 Speaker 1: You know. 662 00:35:45,239 --> 00:35:47,239 Speaker 2: You think about Tiger Woods when he was back there 663 00:35:47,320 --> 00:35:49,439 Speaker 2: kicking everybody's butt, you know, on the Masters and in golf, 664 00:35:49,480 --> 00:35:51,200 Speaker 2: and they were changing the course around, and he still 665 00:35:51,200 --> 00:35:53,080 Speaker 2: went in there and excelled, right, And so you see 666 00:35:53,080 --> 00:35:55,160 Speaker 2: this kind of happening all the time to where even 667 00:35:55,200 --> 00:35:56,840 Speaker 2: though you know, again the rules get changed, we have 668 00:35:56,880 --> 00:35:58,640 Speaker 2: to kind of you know, shift around, we still find 669 00:35:58,680 --> 00:36:00,719 Speaker 2: ways to perseverere. What I want to know from you 670 00:36:00,840 --> 00:36:04,359 Speaker 2: is you've had a chance to meet and talk and 671 00:36:04,400 --> 00:36:07,279 Speaker 2: sit with the one percent of the one percent, not 672 00:36:07,320 --> 00:36:09,160 Speaker 2: just the people that have wealth, but they have power, 673 00:36:09,719 --> 00:36:12,040 Speaker 2: They have influence that at a global scale that some 674 00:36:12,040 --> 00:36:15,239 Speaker 2: people probably can't really even fathom. What is it that 675 00:36:15,320 --> 00:36:19,600 Speaker 2: they understand about money and growth and wealth and power 676 00:36:19,640 --> 00:36:21,520 Speaker 2: that we tend to miss out on and we don't 677 00:36:21,520 --> 00:36:22,280 Speaker 2: fully understand. 678 00:36:23,360 --> 00:36:26,640 Speaker 1: Yeah, you ask excellent questions. Thank you. When you go 679 00:36:26,680 --> 00:36:30,360 Speaker 1: to a wealthy neighborhood, there quiet just like this room, 680 00:36:30,400 --> 00:36:34,279 Speaker 1: just like right now. So you can think you go 681 00:36:34,280 --> 00:36:36,000 Speaker 1: to a black neighborhood or brow neighborhood. You go to 682 00:36:36,040 --> 00:36:43,080 Speaker 1: a poor neighborhood, it's noisy as hell. Intentionally, they value simplicity. 683 00:36:43,200 --> 00:36:44,520 Speaker 1: That's why you often will see them with a T 684 00:36:44,640 --> 00:36:49,040 Speaker 1: shirt and and jenes on. They need quiet because it's 685 00:36:49,280 --> 00:36:52,400 Speaker 1: only in quiet can you create right in peace. I'm 686 00:36:52,440 --> 00:36:55,800 Speaker 1: sorry that you can create and creation what all the 687 00:36:55,880 --> 00:37:00,799 Speaker 1: patent is is a monetized creation. Right. They understand you 688 00:37:00,800 --> 00:37:03,719 Speaker 1: can make more money on money than money can ever 689 00:37:03,800 --> 00:37:06,920 Speaker 1: make on labor. I'm saying this very slowly so the 690 00:37:06,960 --> 00:37:09,920 Speaker 1: audience can absorb it. They understand you can make more 691 00:37:10,000 --> 00:37:12,960 Speaker 1: money on money. Rephrase that money makes more money on 692 00:37:13,080 --> 00:37:18,480 Speaker 1: money than money can never make on labor. Okay. They 693 00:37:18,560 --> 00:37:20,759 Speaker 1: understand you make money during the day. You build wealth 694 00:37:20,800 --> 00:37:26,960 Speaker 1: in your sleep because it's compounding stocks, bonds, homeownership, business ownership, etc. 695 00:37:28,280 --> 00:37:32,040 Speaker 1: They understand that if everybody has the information that they 696 00:37:32,080 --> 00:37:35,960 Speaker 1: have at the same time that they have, and it 697 00:37:36,000 --> 00:37:39,239 Speaker 1: has optimism, willing to play by the rules, do the 698 00:37:39,320 --> 00:37:43,640 Speaker 1: right things, that everybody. They won't say this, they won't 699 00:37:43,640 --> 00:37:49,720 Speaker 1: acknowledge this, but everybody actually could succeed potentially at their level. 700 00:37:51,239 --> 00:37:53,880 Speaker 1: They're not interested in that part. They're not trying to 701 00:37:54,000 --> 00:37:56,360 Speaker 1: Here's where we get it wrong. We believe it's personal. 702 00:37:56,600 --> 00:37:59,439 Speaker 1: They are trying to hold us back. No, no, no, 703 00:38:00,080 --> 00:38:04,600 Speaker 1: trying to get ahead as far ahead as fast as 704 00:38:04,680 --> 00:38:08,400 Speaker 1: they can. That's capitalism, that's competitive juices. That's no different 705 00:38:08,400 --> 00:38:13,279 Speaker 1: than than an athlete. It's no different than somebody with 706 00:38:13,400 --> 00:38:18,280 Speaker 1: a rap or you know, anything else that you want 707 00:38:18,320 --> 00:38:23,279 Speaker 1: to covet your knowledge and use your hustle and your 708 00:38:23,360 --> 00:38:26,840 Speaker 1: unique brand to get as far ahead to distinguish yourself 709 00:38:27,760 --> 00:38:28,279 Speaker 1: as you can. 710 00:38:28,320 --> 00:38:29,680 Speaker 2: That's always say to create distance. 711 00:38:29,960 --> 00:38:32,400 Speaker 1: Yes, that's what they want. They want to create distance, 712 00:38:32,960 --> 00:38:35,000 Speaker 1: and they don't mind you having a few snacks once 713 00:38:35,000 --> 00:38:40,160 Speaker 1: they created some distance. What I have said is if 714 00:38:40,160 --> 00:38:41,680 Speaker 1: you go far enough to the north to pull you 715 00:38:41,760 --> 00:38:45,120 Speaker 1: end up south. If the top five percent, the top 716 00:38:45,200 --> 00:38:48,200 Speaker 1: ten percent becomes the top two percent, the top one percent, 717 00:38:48,440 --> 00:38:52,040 Speaker 1: and then the top zero zero one percent, I've said, 718 00:38:52,120 --> 00:38:54,920 Speaker 1: my rich friends now need my poor friends to do better, 719 00:38:54,960 --> 00:38:57,960 Speaker 1: if only to stay rich. So now the world has 720 00:38:58,080 --> 00:39:00,399 Speaker 1: completely changed. God has a sense of humor. And here's 721 00:39:00,400 --> 00:39:03,520 Speaker 1: now I'm going to pivot to the question you asked earlier. Yes, 722 00:39:03,600 --> 00:39:07,440 Speaker 1: I did listen to you. In what ways are black 723 00:39:07,480 --> 00:39:12,920 Speaker 1: people positioned to succeed in this world? That everything is changing. 724 00:39:13,600 --> 00:39:17,200 Speaker 1: We are incredibly well positioned. We've been doing so much 725 00:39:17,200 --> 00:39:19,120 Speaker 1: with so little for so long. We can almost do 726 00:39:19,160 --> 00:39:21,960 Speaker 1: anything with nothing. A lot of other folks are about 727 00:39:21,960 --> 00:39:23,719 Speaker 1: to have a lot of problems. They don't know how 728 00:39:23,760 --> 00:39:26,200 Speaker 1: to deal with problems. The problem with them is, you know, 729 00:39:26,280 --> 00:39:29,400 Speaker 1: don Johnny got sick at school and got a scrape 730 00:39:29,440 --> 00:39:32,000 Speaker 1: at two o'clock. They're freaking out. You know, we have 731 00:39:32,040 --> 00:39:39,040 Speaker 1: a crisis every Tuesday. We're experts at crisis management number two. 732 00:39:39,080 --> 00:39:42,000 Speaker 1: We fall every day. You can't fall from the floor. 733 00:39:42,120 --> 00:39:46,480 Speaker 1: We're already on the floor, so we take no for vitamins. 734 00:39:46,920 --> 00:39:51,000 Speaker 1: Success is going from failure to failure without loss of enthusiasm, 735 00:39:51,040 --> 00:39:52,719 Speaker 1: over and rounded through it. We're going to get to it. 736 00:39:52,760 --> 00:39:56,600 Speaker 1: We're great at hustle. We're great at creation. Again. We 737 00:39:56,640 --> 00:39:58,520 Speaker 1: had a choice to make back six thousand years ago. 738 00:39:58,800 --> 00:40:05,439 Speaker 1: We were Our choice was creativity, culture and cool. Their 739 00:40:05,560 --> 00:40:12,359 Speaker 1: choice was capitalism, commerce and money. We can revise our 740 00:40:12,480 --> 00:40:16,839 Speaker 1: choices from rocking the mic to owning it. So in 741 00:40:16,960 --> 00:40:23,640 Speaker 1: nineteen fifty America was ninety percent Caucasian. To make sure 742 00:40:23,640 --> 00:40:26,200 Speaker 1: that number was right in my head, nineteen fifty one, 743 00:40:26,640 --> 00:40:29,560 Speaker 1: the United States of America was ninety percent Caucasian. I 744 00:40:29,560 --> 00:40:31,439 Speaker 1: want the audience to think about this for a moment, 745 00:40:31,480 --> 00:40:35,120 Speaker 1: not the South, the whole country. So with my mentor 746 00:40:35,239 --> 00:40:39,280 Speaker 1: ambassador Andrew Young, who built Atlanta into the only international 747 00:40:39,280 --> 00:40:41,399 Speaker 1: city in the South, the only mintee of doctor King 748 00:40:41,440 --> 00:40:45,560 Speaker 1: ever to become mayor congressman, you an ambassador, and to 749 00:40:45,680 --> 00:40:48,200 Speaker 1: creating a global economy which is the tenth of Lar's 750 00:40:48,239 --> 00:40:51,640 Speaker 1: economy in the US. This is not by accident. That 751 00:40:51,760 --> 00:40:54,040 Speaker 1: was This is doctor King's business plan on a city, 752 00:40:55,040 --> 00:40:56,680 Speaker 1: and we've proven you can do well and do good 753 00:40:56,680 --> 00:40:59,560 Speaker 1: at scale. Andrew Young did it. But with doctor King, 754 00:40:59,600 --> 00:41:03,720 Speaker 1: with Andrew Young, and credit Scott King, and the heroes 755 00:41:03,760 --> 00:41:06,400 Speaker 1: and she ros of that day. What they did was 756 00:41:06,800 --> 00:41:11,120 Speaker 1: unbelievable because they took up because eight or six percent 757 00:41:11,160 --> 00:41:14,200 Speaker 1: or eight percent of the US population back then converted 758 00:41:14,280 --> 00:41:16,439 Speaker 1: ninety percent of the population to do the right thing. 759 00:41:17,160 --> 00:41:21,120 Speaker 1: Think about this brand and it's crazy. Today America's forty 760 00:41:21,120 --> 00:41:23,680 Speaker 1: percent black and brown. Within ten years it will be 761 00:41:23,719 --> 00:41:27,440 Speaker 1: a majority of minorities. Black people in brown people and 762 00:41:27,480 --> 00:41:31,239 Speaker 1: women are forty percent of the GDP, seventy percent of 763 00:41:31,280 --> 00:41:34,080 Speaker 1: the GDP gross domestic product the income of the country. 764 00:41:34,200 --> 00:41:38,080 Speaker 1: It's consumer spending, we're the largest economy in the world, 765 00:41:38,960 --> 00:41:42,600 Speaker 1: were the sole superpower in the world. You never had 766 00:41:42,640 --> 00:41:44,840 Speaker 1: a superpower that was in the economic power at the 767 00:41:44,880 --> 00:41:49,160 Speaker 1: same time in the history of the world. Never has 768 00:41:49,200 --> 00:41:52,360 Speaker 1: there been a time where a superpower in the economic 769 00:41:52,440 --> 00:41:58,600 Speaker 1: power needed the population, the diverse population, to continue to win. 770 00:41:59,400 --> 00:42:03,359 Speaker 1: Demographic their destiny. So you have now a group of 771 00:42:03,800 --> 00:42:08,360 Speaker 1: baby boomers sixty five years of age, all trying to retire. 772 00:42:08,360 --> 00:42:10,480 Speaker 1: At the same time, you've gotten more people over sixty 773 00:42:10,520 --> 00:42:13,239 Speaker 1: five than under age eighteen, and the majority of those 774 00:42:13,320 --> 00:42:16,520 Speaker 1: under eighteen look like you and me, the once over 775 00:42:16,560 --> 00:42:19,520 Speaker 1: sixty five or experts of financial literacy. We don't have 776 00:42:19,600 --> 00:42:24,120 Speaker 1: any idea what financial literacy means. Basically, all these folks 777 00:42:24,160 --> 00:42:26,560 Speaker 1: at the top they have they represent about one hundred 778 00:42:26,560 --> 00:42:30,239 Speaker 1: and fifty trillion dollars of wealth. About one hundred trillion 779 00:42:30,320 --> 00:42:33,040 Speaker 1: dollars of that is going to transition through inheritance in 780 00:42:33,080 --> 00:42:35,960 Speaker 1: the next ten to fifteen years. They got to give 781 00:42:35,960 --> 00:42:38,560 Speaker 1: their stocks, the bonds, the homes, the cash to the wives, 782 00:42:38,600 --> 00:42:43,000 Speaker 1: the husbands, and the children. Nobody wants the businesses. These 783 00:42:43,000 --> 00:42:48,760 Speaker 1: are successful, profitable, cash flowing businesses with real estate brands. 784 00:42:48,920 --> 00:42:51,319 Speaker 1: There's nothing wrong with them. Nobody wants them that want 785 00:42:51,320 --> 00:42:54,920 Speaker 1: to do the work. That's fifteen trillion dollars of existing 786 00:42:55,400 --> 00:42:59,759 Speaker 1: profitable businesses that don't have a secession plan. We should 787 00:42:59,760 --> 00:43:04,279 Speaker 1: be the succession plan. Hello, go find the dentists. Off 788 00:43:04,520 --> 00:43:06,759 Speaker 1: walking to your dentists and if your dentist at sixty five, 789 00:43:06,880 --> 00:43:10,319 Speaker 1: take them a lunch. Go to your go to your 790 00:43:10,360 --> 00:43:12,480 Speaker 1: law firm, where you go go to, go to the 791 00:43:12,560 --> 00:43:15,440 Speaker 1: architecture office. Go like this is not complicated, Like just 792 00:43:15,560 --> 00:43:18,000 Speaker 1: go look around. You can always tell the business owner 793 00:43:18,080 --> 00:43:19,719 Speaker 1: go into the to the you don't have to look 794 00:43:19,760 --> 00:43:21,360 Speaker 1: for the This is to be like high tech and 795 00:43:21,719 --> 00:43:24,000 Speaker 1: like you know allan tree dollars. No, no, no, these 796 00:43:24,000 --> 00:43:27,040 Speaker 1: are twenty million dollar businesses, five million dollar businesses. Like 797 00:43:27,080 --> 00:43:31,000 Speaker 1: this is enough for a wealthy lifestyle. Go find the 798 00:43:31,160 --> 00:43:35,319 Speaker 1: local anything that's doing well in your town. They've got 799 00:43:35,360 --> 00:43:38,600 Speaker 1: a brand of reputation. If the owner looks sixty five 800 00:43:38,719 --> 00:43:44,040 Speaker 1: or sixty, become their best friend, right and at some 801 00:43:44,080 --> 00:43:46,799 Speaker 1: point say, you know, i'd be interested if if you're 802 00:43:46,800 --> 00:43:50,680 Speaker 1: interested in trying to buy your business, keeping your legacy alive. 803 00:43:52,200 --> 00:43:54,120 Speaker 1: I've got hustle, i got I've got intellect, I've got 804 00:43:54,160 --> 00:43:55,879 Speaker 1: a degree, I've got I can put a management team 805 00:43:55,920 --> 00:43:58,319 Speaker 1: in place. As you've known me for the last six months. 806 00:43:58,360 --> 00:44:01,040 Speaker 1: We have a good relationship. I've got people's skills, I've 807 00:44:01,080 --> 00:44:03,680 Speaker 1: got warmth, and the owner goes, I really like you, Yeah, 808 00:44:03,719 --> 00:44:06,520 Speaker 1: you really do you. Actually you remind me of my children. 809 00:44:06,840 --> 00:44:10,000 Speaker 1: The only difference is you like to work right. But 810 00:44:10,040 --> 00:44:13,440 Speaker 1: I don't have the capital, so I'll I'll get a 811 00:44:13,440 --> 00:44:15,640 Speaker 1: bank loan or I'll get Wall Street to back part 812 00:44:15,640 --> 00:44:17,760 Speaker 1: of this. Would you be willing to take back some paper? 813 00:44:18,440 --> 00:44:21,359 Speaker 1: Would you be willing to carry part of this? Uh? 814 00:44:21,520 --> 00:44:23,359 Speaker 1: And of course if I screw it up, it comes 815 00:44:23,400 --> 00:44:27,200 Speaker 1: back to you. If I default, you get the business back. 816 00:44:27,280 --> 00:44:30,120 Speaker 1: I mean, what's the downside in this? Right? I just 817 00:44:30,120 --> 00:44:32,719 Speaker 1: gave you. I've never done this on anybody's show, but 818 00:44:32,840 --> 00:44:35,680 Speaker 1: I just gave folks, I don't know, ten minute million 819 00:44:35,680 --> 00:44:39,320 Speaker 1: dollars with a game for ninety nine. This is not complicated. 820 00:44:39,800 --> 00:44:42,360 Speaker 1: But we're looking for love and all the wrong places. 821 00:44:43,320 --> 00:44:47,359 Speaker 1: So demographics your destiny. I've said on many shows when 822 00:44:47,400 --> 00:44:50,799 Speaker 1: people talking about DE and I knock it off. We're 823 00:44:50,800 --> 00:44:52,719 Speaker 1: fifth on the list white Black people with a poster 824 00:44:52,800 --> 00:44:54,400 Speaker 1: child for d E and I. We're fifth on the 825 00:44:54,480 --> 00:44:57,279 Speaker 1: dang on lists because they want you to be the 826 00:44:57,280 --> 00:45:01,640 Speaker 1: poster child so they can take race, conflict with liberalism 827 00:45:01,680 --> 00:45:04,279 Speaker 1: and woke whatever heck that means, and put you into 828 00:45:04,320 --> 00:45:09,520 Speaker 1: this box and then dismiss you, ignore d and I 829 00:45:09,520 --> 00:45:14,759 Speaker 1: I love diversity, all right. So my point is, if 830 00:45:14,760 --> 00:45:18,360 Speaker 1: this economy is consumer spending, and we are increasingly the 831 00:45:18,400 --> 00:45:22,399 Speaker 1: majority of the country and we spend money. We all 832 00:45:22,440 --> 00:45:25,480 Speaker 1: know black people spend money all day, then this economy 833 00:45:25,480 --> 00:45:30,200 Speaker 1: actually needs us. Why are we just protesting some in 834 00:45:30,280 --> 00:45:34,120 Speaker 1: boycotting in some store. Don't just boycott them, buy them out. 835 00:45:34,360 --> 00:45:38,440 Speaker 1: Find every black product on their shelfs, coordinate that. Go 836 00:45:38,600 --> 00:45:42,719 Speaker 1: coordinate a three hour buyout, buy out everything they've got. 837 00:45:42,880 --> 00:45:45,000 Speaker 1: Then send a letter. We become more We need to 838 00:45:45,040 --> 00:45:47,239 Speaker 1: become more sophisticated in our approaches. Send a letter to 839 00:45:47,280 --> 00:45:50,440 Speaker 1: the CEO, the chief financial officer, the chief buyer right, 840 00:45:50,800 --> 00:45:53,360 Speaker 1: and the lead director on the board. We just bought 841 00:45:53,360 --> 00:45:58,520 Speaker 1: out all your products that are black manufactured. Please reorder 842 00:45:59,280 --> 00:46:01,040 Speaker 1: and let us know when you reorder, we'll be back. 843 00:46:01,440 --> 00:46:04,960 Speaker 1: Now you've got to respect. Now they say, oh my god, Okay, 844 00:46:05,080 --> 00:46:08,319 Speaker 1: this is an emerging market. It's not black people. This 845 00:46:08,360 --> 00:46:12,160 Speaker 1: is green. It's always been. Brandon has always been green. 846 00:46:14,000 --> 00:46:18,879 Speaker 1: It was green and slavery. There's such an opportunity right 847 00:46:18,880 --> 00:46:21,600 Speaker 1: in front of us. We've got to get out of 848 00:46:21,600 --> 00:46:24,280 Speaker 1: our depression. We've got to get out of our pity party. 849 00:46:25,080 --> 00:46:27,759 Speaker 1: We got to get out of our wards me. We've 850 00:46:27,760 --> 00:46:31,120 Speaker 1: got to stop enabl gazing and admiring the problem. There's 851 00:46:31,120 --> 00:46:35,640 Speaker 1: no time to be pissed off, right, be pissed off later. Right, Yeah, 852 00:46:36,200 --> 00:46:38,600 Speaker 1: there's no time to be emotional. You need to get 853 00:46:38,600 --> 00:46:40,480 Speaker 1: on your game. Not you, You're already on your game. 854 00:46:40,600 --> 00:46:44,360 Speaker 1: We need to get on our game. This is our time. 855 00:46:45,000 --> 00:46:48,560 Speaker 1: And that's exactly why they want you distracted. It's exactly 856 00:46:48,640 --> 00:46:51,359 Speaker 1: why they don't want you to focus. This is an 857 00:46:51,440 --> 00:46:56,680 Speaker 1: incredible opportunity to get educated, to own a business, to start. Look, 858 00:46:56,800 --> 00:46:59,680 Speaker 1: I did a business plan. I try to remove all 859 00:46:59,800 --> 00:47:02,520 Speaker 1: of excuses that we could have. One of the last 860 00:47:02,520 --> 00:47:05,440 Speaker 1: remaining things was like I said, let me create a 861 00:47:05,440 --> 00:47:08,920 Speaker 1: business plan for black America. Then I said, well, some 862 00:47:08,960 --> 00:47:11,840 Speaker 1: other people are going to complain that I'm being black nationalists, 863 00:47:11,840 --> 00:47:14,520 Speaker 1: which I'm not. I'm a do So I created a 864 00:47:14,520 --> 00:47:17,520 Speaker 1: business plan for rural America, poor white that I created 865 00:47:17,560 --> 00:47:19,799 Speaker 1: a business plan for women and a business plan for 866 00:47:20,440 --> 00:47:24,400 Speaker 1: Indian Native American Indians, a Business Plan for Asians. I 867 00:47:24,440 --> 00:47:27,120 Speaker 1: covered every group and a business Plan for America. By 868 00:47:27,160 --> 00:47:29,480 Speaker 1: the way, people listening to this can download it. Go 869 00:47:29,520 --> 00:47:33,520 Speaker 1: to Dreamford, John Bryant, Jean Ford or John Bryant Operation 870 00:47:33,560 --> 00:47:36,080 Speaker 1: to Help Business Plan for America. Find it, download it. 871 00:47:36,080 --> 00:47:38,719 Speaker 1: It's there for you to look at it. And I 872 00:47:38,840 --> 00:47:41,320 Speaker 1: laid it out. Here's why you shouldn't obsess about the government. 873 00:47:42,080 --> 00:47:45,319 Speaker 1: If they got the government to do reparations that they 874 00:47:45,400 --> 00:47:49,759 Speaker 1: really not doing it now. But if we did, if 875 00:47:51,080 --> 00:47:54,760 Speaker 1: we did by some miracle, I'm gonna throw a number out, Brandon, 876 00:47:55,080 --> 00:47:57,799 Speaker 1: three hundred billion to six hundred billion. It's a lot 877 00:47:57,800 --> 00:48:01,440 Speaker 1: of money over twenty years, sounded by right, right, Okay, 878 00:48:01,800 --> 00:48:03,480 Speaker 1: it really owns forty one trillion. But that would bank 879 00:48:03,520 --> 00:48:06,040 Speaker 1: up the country. Okay, so let's let's be serious about Okay. 880 00:48:06,880 --> 00:48:08,600 Speaker 1: But if all we did was raise our credit score 881 00:48:09,120 --> 00:48:11,640 Speaker 1: one hundred points, because our average credit score almongst Black 882 00:48:11,680 --> 00:48:14,239 Speaker 1: America is six to twenty, which means Pooky and them 883 00:48:14,239 --> 00:48:17,000 Speaker 1: and Booble and already at five hundred are the predominant. 884 00:48:17,040 --> 00:48:19,360 Speaker 1: And me, you and me, we have seven hundred and 885 00:48:19,400 --> 00:48:21,920 Speaker 1: seven twenty and we're just being pulled down by an average, 886 00:48:21,920 --> 00:48:23,959 Speaker 1: so it's six twenty. If we raise our credit score 887 00:48:23,960 --> 00:48:27,240 Speaker 1: to seven twenty, that's worth seven hundred and fifty billion 888 00:48:27,280 --> 00:48:31,279 Speaker 1: dollars in wealth creation in twenty years. If we then 889 00:48:31,320 --> 00:48:34,120 Speaker 1: took the credit score and went to go buy a house, 890 00:48:35,000 --> 00:48:37,239 Speaker 1: are number way you build wealth in America. So forty 891 00:48:37,239 --> 00:48:40,000 Speaker 1: four percent of was on a home if we just moved, 892 00:48:40,120 --> 00:48:42,399 Speaker 1: but compared to seventy five percent of our white counterparts, 893 00:48:42,719 --> 00:48:45,360 Speaker 1: if you just move that number from forty four percent 894 00:48:45,400 --> 00:48:48,920 Speaker 1: to sixty two percent, nothing miraculous a black home ownership. 895 00:48:49,840 --> 00:48:53,160 Speaker 1: That's eight hundred billion dollars Brandon separate from the seven 896 00:48:53,200 --> 00:48:56,879 Speaker 1: to fifty billion. Those two numbers alone, that's one point 897 00:48:56,920 --> 00:49:02,200 Speaker 1: five one point six trillion income comparison to the obsession 898 00:49:02,280 --> 00:49:05,040 Speaker 1: with the government that might if they had a deathbed 899 00:49:05,080 --> 00:49:07,600 Speaker 1: conversion give you three hundred to six hundred billion over 900 00:49:07,600 --> 00:49:09,200 Speaker 1: twenty years, which don't think they're going to ever do. 901 00:49:09,239 --> 00:49:12,000 Speaker 1: They're cutting things right at the moment. You then say, well, 902 00:49:12,040 --> 00:49:15,759 Speaker 1: let's add AI own to that artificial intelligence that's a 903 00:49:15,760 --> 00:49:20,680 Speaker 1: trillion minimum. Then you add owning buying these businesses that 904 00:49:20,719 --> 00:49:24,919 Speaker 1: I just mentioned six percent of the fifteen trillion less 905 00:49:24,920 --> 00:49:29,720 Speaker 1: than that a trillion. So these are the conservative numbers, right, Brendan, 906 00:49:29,840 --> 00:49:32,000 Speaker 1: that's three and a half two and a half to 907 00:49:32,080 --> 00:49:36,120 Speaker 1: three and a half trillion dollars of wealth creation and 908 00:49:36,160 --> 00:49:39,120 Speaker 1: none of that's the government, and none of that's difficult. 909 00:49:40,080 --> 00:49:44,600 Speaker 1: I'm so excited about the future, but I'm also frustrated 910 00:49:45,560 --> 00:49:49,440 Speaker 1: because I think most of us are depressed. We're distressed, 911 00:49:49,800 --> 00:49:53,799 Speaker 1: we're distracted, we're frustrated. We're living in a surviving mindset 912 00:49:53,880 --> 00:49:56,719 Speaker 1: when these people you're talking about, the zero zero one 913 00:49:56,760 --> 00:50:02,520 Speaker 1: percenters are living in a building mindset. There's surviving, thriving, 914 00:50:02,560 --> 00:50:06,560 Speaker 1: that's middle class and building winning. I wake up with 915 00:50:06,640 --> 00:50:11,359 Speaker 1: a winning mindset. I don't even know what negative thought is, right, right, 916 00:50:12,880 --> 00:50:15,719 Speaker 1: but that's where they are. They're in the building winning category. 917 00:50:16,640 --> 00:50:20,440 Speaker 1: We're over here in this surviving category. We got to 918 00:50:20,480 --> 00:50:24,200 Speaker 1: get out of it as soon as humanly possible. 919 00:50:36,280 --> 00:50:37,680 Speaker 2: Well, one of the ways you're helping people get out 920 00:50:37,719 --> 00:50:39,120 Speaker 2: of it too, is I mean again, we've got the 921 00:50:39,120 --> 00:50:40,759 Speaker 2: green socks in here. You know, we just came out 922 00:50:40,760 --> 00:50:43,880 Speaker 2: of Financial Literacy Month. You've you've helped over you know, 923 00:50:43,960 --> 00:50:46,960 Speaker 2: ten thousand children here in Atlanta alone open up child 924 00:50:47,040 --> 00:50:49,040 Speaker 2: savings accounts, Like what. 925 00:50:49,239 --> 00:50:51,759 Speaker 1: Make the mayor by the way, Mayor Andre Dickens or 926 00:50:51,880 --> 00:50:52,760 Speaker 1: that Lance. 927 00:50:52,560 --> 00:50:55,480 Speaker 2: Bottoms absolutely good friend, Like what do parents need to 928 00:50:55,520 --> 00:50:58,960 Speaker 2: understand about, you know, making sure their kids understand financial 929 00:50:59,000 --> 00:51:00,759 Speaker 2: literacy because again to your point, a lot of these 930 00:51:00,800 --> 00:51:04,520 Speaker 2: parents are in survival mindsets, right, They're starting to change, 931 00:51:04,520 --> 00:51:06,239 Speaker 2: and I think what we start to see too, is 932 00:51:06,800 --> 00:51:08,759 Speaker 2: is this next generation that's coming up where there's a 933 00:51:08,760 --> 00:51:10,520 Speaker 2: lot of real opportunity, especially they can get a head 934 00:51:10,520 --> 00:51:12,560 Speaker 2: start on things like for this stuff, you know, Like 935 00:51:12,600 --> 00:51:13,680 Speaker 2: you know, when I grew up, man, I had to 936 00:51:13,680 --> 00:51:16,240 Speaker 2: go to the library and use the Dewey decimal system 937 00:51:16,239 --> 00:51:18,239 Speaker 2: to go find information. Now, to your point, all this 938 00:51:18,280 --> 00:51:20,600 Speaker 2: stuff's right here on the cell phone. And I think 939 00:51:20,600 --> 00:51:22,000 Speaker 2: our kids are gonna laugh at us one day and 940 00:51:22,000 --> 00:51:23,239 Speaker 2: we tell them I used to go on this thing 941 00:51:23,280 --> 00:51:25,640 Speaker 2: called Google and type in something that it would give 942 00:51:25,640 --> 00:51:26,960 Speaker 2: me a bunch of links and I have to search 943 00:51:27,000 --> 00:51:28,839 Speaker 2: through them and figure it out. Like now all the 944 00:51:28,840 --> 00:51:31,239 Speaker 2: information is right there. I think for the first time 945 00:51:31,320 --> 00:51:34,800 Speaker 2: in almost twenty years, Google searches are down because of 946 00:51:34,880 --> 00:51:38,680 Speaker 2: chat GBT because now you can get the information with context, right, Like, 947 00:51:38,760 --> 00:51:41,120 Speaker 2: so I think we're doing the work to like start 948 00:51:41,120 --> 00:51:43,040 Speaker 2: to stam up this next generation so that even if 949 00:51:43,080 --> 00:51:45,279 Speaker 2: it's not you know, the ones that are happening right now, 950 00:51:45,320 --> 00:51:47,319 Speaker 2: like there's gonna have the ability to really lean into 951 00:51:47,360 --> 00:51:48,200 Speaker 2: some of these opportunities. 952 00:51:48,280 --> 00:51:54,320 Speaker 1: Right, yes, no, yes, everything you said. No, your children 953 00:51:54,320 --> 00:51:57,839 Speaker 1: shouldn't be laughing. Our children shouldn't be laughing because they're 954 00:51:57,840 --> 00:52:03,840 Speaker 1: missing a piece called critical thinking skills. Right when you 955 00:52:03,840 --> 00:52:07,000 Speaker 1: and I were growing up, you went to McDonald's and 956 00:52:07,040 --> 00:52:10,239 Speaker 1: there were literally one, two three, there were numbers on 957 00:52:10,280 --> 00:52:12,600 Speaker 1: the cash register and the person had to add the 958 00:52:12,719 --> 00:52:16,799 Speaker 1: numbers up. And then when later on, when we were 959 00:52:16,880 --> 00:52:20,160 Speaker 1: in our teens, there was a photo on the cash 960 00:52:20,200 --> 00:52:27,000 Speaker 1: register of the fries. Because people weren't weren't math literate, right, 961 00:52:27,440 --> 00:52:31,279 Speaker 1: But it also made things easier. Now we're just going 962 00:52:31,360 --> 00:52:34,400 Speaker 1: up to the screen and just punching the stuff in. 963 00:52:34,480 --> 00:52:38,399 Speaker 1: We're doing the work ourselves, and those jobs that used 964 00:52:38,400 --> 00:52:41,720 Speaker 1: to be behind the counter are gone. There's just they're 965 00:52:41,840 --> 00:52:44,600 Speaker 1: quality control people and so on and so forth. When 966 00:52:44,600 --> 00:52:46,400 Speaker 1: you and I were growing up, we had to do math, 967 00:52:46,480 --> 00:52:49,960 Speaker 1: longhand then I'm making this, I'm making this quick. They 968 00:52:49,960 --> 00:52:53,200 Speaker 1: had the calculator. Then they had sophisticated calculators. I remember 969 00:52:53,239 --> 00:52:55,200 Speaker 1: I used to have this very long. It was very 970 00:52:55,200 --> 00:52:57,080 Speaker 1: cool back in the day to have a big, big 971 00:52:57,200 --> 00:53:04,440 Speaker 1: calculator under that one exactly exactly right now, the computer 972 00:53:04,520 --> 00:53:08,319 Speaker 1: technology will do the calculation for you. That should be 973 00:53:08,320 --> 00:53:12,960 Speaker 1: freeing you up to do higher level, higher frequency thinking, 974 00:53:13,120 --> 00:53:17,440 Speaker 1: critical thinking about stuff that only you can do. But 975 00:53:17,480 --> 00:53:20,040 Speaker 1: my fear is that that's not freeing us up to do. 976 00:53:20,120 --> 00:53:23,200 Speaker 1: That is allowing us to dumb down. We're just not 977 00:53:23,239 --> 00:53:27,480 Speaker 1: thinking at all. This is the risk. We just stop thinking. 978 00:53:28,280 --> 00:53:32,200 Speaker 1: We stop being curious, we stop being nosy, we stop 979 00:53:32,320 --> 00:53:34,600 Speaker 1: understanding the world's changing right in front of us. We 980 00:53:34,680 --> 00:53:38,600 Speaker 1: stop questioning everything and to understanding that. Love is work. 981 00:53:38,840 --> 00:53:42,440 Speaker 1: Whatever you love is going to drive you crazy. You 982 00:53:42,520 --> 00:53:44,600 Speaker 1: love your husband, you love your wife. They want to 983 00:53:44,640 --> 00:53:46,839 Speaker 1: get away from you at least once a month, right. 984 00:53:47,440 --> 00:53:49,440 Speaker 1: You love your children. You want to divorce from your 985 00:53:49,480 --> 00:53:52,400 Speaker 1: kids at least, you know, you know, once every three months. 986 00:53:52,520 --> 00:53:54,600 Speaker 1: You love your job, you want to quit from it. 987 00:53:54,680 --> 00:53:56,239 Speaker 1: You know, I want to quit from my Brazioby Can 988 00:53:56,280 --> 00:53:59,080 Speaker 1: I'm the founder, right, you know? Whatever you love is 989 00:53:59,080 --> 00:54:02,279 Speaker 1: going to drive you. That is the definition of love. 990 00:54:02,400 --> 00:54:06,440 Speaker 1: It's a struggle. People don't want to struggle. They want 991 00:54:06,440 --> 00:54:11,200 Speaker 1: it easy. That's a prescription for failure. So we have 992 00:54:11,360 --> 00:54:15,640 Speaker 1: got to embrace the technology, but understanding the job of 993 00:54:15,760 --> 00:54:19,880 Speaker 1: living is still here, Like there's going to be a 994 00:54:20,000 --> 00:54:22,200 Speaker 1: risk here with the AI, which is different from the 995 00:54:22,239 --> 00:54:26,200 Speaker 1: other technologies. You're going to have hundreds of millions of 996 00:54:26,320 --> 00:54:31,879 Speaker 1: robots in the next five to eight years. I didn't 997 00:54:31,880 --> 00:54:37,319 Speaker 1: say fifty years. Hundreds of millions in the world of 998 00:54:37,440 --> 00:54:43,880 Speaker 1: robots with armored and embraced with AI technology that are 999 00:54:43,920 --> 00:54:47,520 Speaker 1: going to be doing things like being a waiter, being 1000 00:54:47,520 --> 00:54:53,319 Speaker 1: a waitress, cleaning rooms at a hotel. I mean, you 1001 00:54:53,360 --> 00:54:56,279 Speaker 1: see the little robots right now cleaning your carpet. That's 1002 00:54:56,320 --> 00:54:59,000 Speaker 1: going to that little round thing is going to grow 1003 00:54:59,080 --> 00:55:01,640 Speaker 1: up to be something that looks human and not. 1004 00:55:02,280 --> 00:55:04,279 Speaker 2: I love you said that, because that's what I don't 1005 00:55:04,280 --> 00:55:06,759 Speaker 2: think people really understand, right, is that even when it 1006 00:55:06,760 --> 00:55:09,480 Speaker 2: comes to AI, it's one thing right now when you're 1007 00:55:09,480 --> 00:55:11,480 Speaker 2: doing on your phone. What people don't really understand is 1008 00:55:11,480 --> 00:55:13,200 Speaker 2: when you take a step back and think about how 1009 00:55:13,200 --> 00:55:16,160 Speaker 2: technology works and how the world is designed. The world 1010 00:55:16,239 --> 00:55:19,799 Speaker 2: is designed to interface with human hands in the human body. Yes, 1011 00:55:19,960 --> 00:55:21,719 Speaker 2: we have doors that you got to turn the knob 1012 00:55:21,800 --> 00:55:23,640 Speaker 2: on and open. We have stairs you got to go 1013 00:55:23,719 --> 00:55:25,719 Speaker 2: up and down like, they're not going to reinvent that stuff. No, 1014 00:55:25,880 --> 00:55:28,240 Speaker 2: what they are going to do is reinvent. 1015 00:55:27,840 --> 00:55:29,800 Speaker 1: These robots without the attitude. 1016 00:55:29,800 --> 00:55:32,959 Speaker 2: Without the attitude, they can do the same thing different. 1017 00:55:33,680 --> 00:55:35,880 Speaker 1: So, so girlfriend who's at the at the at the 1018 00:55:36,000 --> 00:55:40,960 Speaker 1: at the restaurant, what you want my horder? She's out. 1019 00:55:41,239 --> 00:55:43,560 Speaker 1: Now there's gonna be a robot there. Well, and that'll 1020 00:55:43,560 --> 00:55:46,600 Speaker 1: be just automated with the panel. But there'll be situations 1021 00:55:46,640 --> 00:55:51,000 Speaker 1: where anything that the receptionists, anything that was that there's 1022 00:55:51,040 --> 00:55:57,200 Speaker 1: a risk of lawsuits, drama attitudes like low frequency BS, 1023 00:55:57,280 --> 00:56:01,480 Speaker 1: that's gone. They're gonna just automate it. Be AI agents. 1024 00:56:01,920 --> 00:56:05,160 Speaker 1: This sounds like some science fiction stuff. I'm sing. There's 1025 00:56:05,160 --> 00:56:09,440 Speaker 1: gonna be in groups of AI agents doing tasks in 1026 00:56:09,480 --> 00:56:13,640 Speaker 1: your house, at your apartment building, in your parking garage, 1027 00:56:14,480 --> 00:56:19,440 Speaker 1: in your office. There's going to neutralize a low frequency, 1028 00:56:20,520 --> 00:56:25,440 Speaker 1: low educated employed person who was complaining about already complaining 1029 00:56:25,480 --> 00:56:28,920 Speaker 1: about their low paying job. They don't take that off 1030 00:56:29,000 --> 00:56:32,200 Speaker 1: your hands. Oh you you don't want this little paying job. 1031 00:56:32,680 --> 00:56:35,080 Speaker 1: Don't worry about it. Right, there won't be a job. 1032 00:56:36,000 --> 00:56:39,480 Speaker 1: The risk that we have in society now is what 1033 00:56:39,520 --> 00:56:42,879 Speaker 1: do you do with all these people? What does society 1034 00:56:43,000 --> 00:56:47,360 Speaker 1: do when you don't need people to drive the economy. 1035 00:56:48,040 --> 00:56:50,440 Speaker 1: I don't know. Twenty or thirty percent of the economy 1036 00:56:50,440 --> 00:56:53,719 Speaker 1: as we know it can be automated. And if you 1037 00:56:53,800 --> 00:56:56,640 Speaker 1: have high school educated people. By the way, the biggest 1038 00:56:56,640 --> 00:57:00,600 Speaker 1: population of poverty are poor whites, not poor blacks. Again, 1039 00:57:00,840 --> 00:57:03,120 Speaker 1: how do we become the postr child for poverty? Right? Yeah, 1040 00:57:03,920 --> 00:57:06,879 Speaker 1: this is everybody's problem, and the President has told poor 1041 00:57:06,920 --> 00:57:09,000 Speaker 1: whites don't worry about it. I got you, okay, I'm 1042 00:57:09,160 --> 00:57:11,160 Speaker 1: waiting to see that. I want to see that. By 1043 00:57:11,160 --> 00:57:13,919 Speaker 1: the way, your audience will hate me for saying this. 1044 00:57:15,160 --> 00:57:18,600 Speaker 1: I need him to win. I need the president to succeed. 1045 00:57:19,360 --> 00:57:23,120 Speaker 1: But there's not eight of them. This one. The election's over, right. 1046 00:57:23,280 --> 00:57:25,480 Speaker 1: If he wins, we win. If he loses, we lose. 1047 00:57:25,760 --> 00:57:28,240 Speaker 1: Right now, I don't think that things he's doing right 1048 00:57:28,280 --> 00:57:31,560 Speaker 1: now are going to work, which is why I'm writing 1049 00:57:31,680 --> 00:57:33,440 Speaker 1: articles and trying to put it under his nose and 1050 00:57:33,560 --> 00:57:35,520 Speaker 1: trying to get it Secretary of the Treasury to listen to. 1051 00:57:35,680 --> 00:57:37,840 Speaker 1: I mean, I don't think that a lot of stuff 1052 00:57:37,840 --> 00:57:41,520 Speaker 1: they're doing are going to work. I've got a calculator. 1053 00:57:42,080 --> 00:57:44,680 Speaker 1: I can do math like math doesn't have an opinion. 1054 00:57:45,600 --> 00:57:48,720 Speaker 1: But I don't want to speak Chinese in twenty years, 1055 00:57:49,200 --> 00:57:52,280 Speaker 1: I don't want to be speaking Russian. I'm not interested 1056 00:57:52,320 --> 00:57:56,120 Speaker 1: in speaking Korean North Korea. These are countries that want 1057 00:57:56,120 --> 00:57:59,440 Speaker 1: our way of life. We're arguing with each other. They're 1058 00:57:59,480 --> 00:58:02,960 Speaker 1: trying to take us out these other countries. So some 1059 00:58:03,040 --> 00:58:05,920 Speaker 1: president should like some presidents you don't like. Some presidents 1060 00:58:05,920 --> 00:58:08,880 Speaker 1: are great, some presidents are horrible. We have a whole 1061 00:58:08,920 --> 00:58:11,480 Speaker 1: history of the range of these things. Good news is 1062 00:58:11,600 --> 00:58:14,200 Speaker 1: they'll be gone in four years or whatever if you 1063 00:58:14,240 --> 00:58:16,400 Speaker 1: don't like them. But this is what we have at 1064 00:58:16,400 --> 00:58:19,560 Speaker 1: the moment. But this particular administration doesn't even have the memo, 1065 00:58:20,720 --> 00:58:23,200 Speaker 1: so they're not focused on the things I'm focused on 1066 00:58:23,320 --> 00:58:25,960 Speaker 1: about raising the bottom third and using them as capital. 1067 00:58:26,200 --> 00:58:29,480 Speaker 1: Taking the bottom third of society, and as we did 1068 00:58:29,520 --> 00:58:31,640 Speaker 1: one hundred years ago with poor whites when they came 1069 00:58:31,640 --> 00:58:35,919 Speaker 1: from Poland, and they came from Italy, the Jews, all 1070 00:58:35,960 --> 00:58:40,520 Speaker 1: these groups that are now mainstreamed as Europeans were poor 1071 00:58:40,560 --> 00:58:43,600 Speaker 1: whites who were stuck at the bottom of the economic 1072 00:58:43,720 --> 00:58:46,360 Speaker 1: ladder and it needed that was called a New Deal 1073 00:58:47,000 --> 00:58:50,360 Speaker 1: to lift themselves up. And then you had the Marshall Plan, 1074 00:58:50,440 --> 00:58:52,880 Speaker 1: you had the gi Bill, which helped ninety nine percent 1075 00:58:53,000 --> 00:58:56,720 Speaker 1: white folks. You had the Homestead Act in the eighteen 1076 00:58:56,840 --> 00:58:59,960 Speaker 1: sixty two the allocated ten percent of all American land 1077 00:59:00,520 --> 00:59:04,800 Speaker 1: to struggling whites who who became stakeholders. And I'm not 1078 00:59:04,840 --> 00:59:08,680 Speaker 1: asking for a handown. I'm saying we have got a finanite, 1079 00:59:08,720 --> 00:59:12,760 Speaker 1: structured way that we don't go broke as a country. 1080 00:59:13,760 --> 00:59:17,080 Speaker 1: And God has a sense of humor. Now, my rich 1081 00:59:17,120 --> 00:59:20,600 Speaker 1: white friends need black and brown and poor white people 1082 00:59:20,760 --> 00:59:24,160 Speaker 1: to succeed to and this we have to work out 1083 00:59:24,200 --> 00:59:27,920 Speaker 1: because right now, politically, that's not the message that's being sent. 1084 00:59:28,600 --> 00:59:32,080 Speaker 1: There's a message of separation and division. And you know, 1085 00:59:32,120 --> 00:59:33,760 Speaker 1: all I know is that that's going to show. That's 1086 00:59:33,800 --> 00:59:37,080 Speaker 1: gonna make the economy slow down. It's going to slower, 1087 00:59:37,160 --> 00:59:39,800 Speaker 1: it's going to lower GDP. I mean, it's just math 1088 00:59:39,840 --> 00:59:42,640 Speaker 1: to me. So after they get through with this political 1089 00:59:42,680 --> 00:59:45,400 Speaker 1: fight or whatever it is that they're doing in Washington 1090 00:59:45,480 --> 00:59:47,520 Speaker 1: right now, I think it can't last for another more 1091 00:59:47,560 --> 00:59:51,680 Speaker 1: than a few more months. It just can't. Whereverbody's exhausted. 1092 00:59:52,400 --> 00:59:53,800 Speaker 1: But then they're going to figure out, you know what, 1093 00:59:53,840 --> 00:59:56,600 Speaker 1: we actually need the other sixty percent of the country, 1094 00:59:57,080 --> 01:00:00,200 Speaker 1: right And that's what we need a business plan. That's 1095 01:00:00,240 --> 01:00:03,600 Speaker 1: what I'm trying to be ready for. We have got 1096 01:00:03,680 --> 01:00:08,840 Speaker 1: to figure out branding. Whether we're better together as a country, 1097 01:00:09,760 --> 01:00:12,800 Speaker 1: and I think we are. I've been to one hundred countries. Yeah, 1098 01:00:12,880 --> 01:00:15,400 Speaker 1: this country is racist in many ways. My second great 1099 01:00:15,400 --> 01:00:18,360 Speaker 1: grandfather was a slave, my second great grandmother was a slave. 1100 01:00:19,120 --> 01:00:22,160 Speaker 1: My great grandfather, RB. Smith was a sharecropper. I'm not 1101 01:00:22,360 --> 01:00:27,560 Speaker 1: immune to the disgusting abuses in this country. But I 1102 01:00:27,560 --> 01:00:30,960 Speaker 1: couldn't have become John O'Brien anyplace else. I couldn't have 1103 01:00:30,960 --> 01:00:36,920 Speaker 1: become John O'Brien in Germany or France or Japan. There's 1104 01:00:36,960 --> 01:00:39,840 Speaker 1: no old ladder from a guy who has my complexion there. 1105 01:00:39,840 --> 01:00:42,560 Speaker 1: I don't care how smart you are, maybe you don't 1106 01:00:42,560 --> 01:00:45,560 Speaker 1: go to the bottom. In the Nordic countries and other ways, 1107 01:00:45,560 --> 01:00:48,040 Speaker 1: they've got a socialist model, which is really a taxing 1108 01:00:48,040 --> 01:00:51,200 Speaker 1: model that allows you to the government take tax you 1109 01:00:51,200 --> 01:00:53,800 Speaker 1: fifty to seventy cents of your dollars, so they make 1110 01:00:53,840 --> 01:00:56,280 Speaker 1: sure that people at the bottom have food and health 1111 01:00:56,320 --> 01:00:58,040 Speaker 1: care and all that stuff. But you don't see us 1112 01:00:58,040 --> 01:01:01,040 Speaker 1: at the top either, So you're out of them, but 1113 01:01:01,080 --> 01:01:02,280 Speaker 1: you don't see it's at the top. 1114 01:01:04,080 --> 01:01:04,640 Speaker 2: In Europe. 1115 01:01:05,120 --> 01:01:09,600 Speaker 1: Uh. An inner city in France called Paris. You don't 1116 01:01:09,600 --> 01:01:12,760 Speaker 1: see us hanging out, not owning right in Paris. You 1117 01:01:12,760 --> 01:01:15,400 Speaker 1: don't see us in the top of companies right. Uh. 1118 01:01:15,520 --> 01:01:20,160 Speaker 1: The inner city in the UK is called London. We 1119 01:01:20,400 --> 01:01:23,000 Speaker 1: can do this all day and all night. Black and 1120 01:01:23,000 --> 01:01:25,400 Speaker 1: brown people are in the suburbs. They're there, they're out 1121 01:01:25,800 --> 01:01:29,720 Speaker 1: the way away from the action. Look at America, black 1122 01:01:29,760 --> 01:01:32,240 Speaker 1: people are in the hood. We are, We are right 1123 01:01:32,360 --> 01:01:34,600 Speaker 1: in the inner city. We own it and we're giving 1124 01:01:34,640 --> 01:01:36,960 Speaker 1: it away. This man, we need like three episodes to 1125 01:01:36,960 --> 01:01:39,240 Speaker 1: cover all this ground like we should be. We should 1126 01:01:39,240 --> 01:01:44,000 Speaker 1: be buying up land. Right here in Atlanta, between Midtown 1127 01:01:44,080 --> 01:01:47,960 Speaker 1: and the airport's a gold mine. Why are you? Why 1128 01:01:48,000 --> 01:01:50,720 Speaker 1: are you trying to rent something but people don't want 1129 01:01:50,760 --> 01:01:54,920 Speaker 1: you with money you don't have in a place you 1130 01:01:54,960 --> 01:01:59,200 Speaker 1: don't understand in a reality won't last. With money that 1131 01:01:59,280 --> 01:02:01,640 Speaker 1: you really can have for it. Why are you renting 1132 01:02:01,640 --> 01:02:04,880 Speaker 1: in Buckhead? I like Buckhead, it's great, But why are 1133 01:02:04,920 --> 01:02:07,160 Speaker 1: you renting in Buckhead because you got a doorman and 1134 01:02:07,200 --> 01:02:10,000 Speaker 1: all this floss and stuff. Take your knock it off, 1135 01:02:10,040 --> 01:02:16,520 Speaker 1: take your rear end to wherever you want. Midtown, south Hood, 1136 01:02:16,520 --> 01:02:23,480 Speaker 1: adjacent right, buy it, rehabit and rent it. Buy it, 1137 01:02:23,560 --> 01:02:26,080 Speaker 1: rehabit and live in it. You do that three times, 1138 01:02:26,080 --> 01:02:28,840 Speaker 1: you'll be a millionaire. Then you can go rent something 1139 01:02:28,920 --> 01:02:31,560 Speaker 1: up town and Buckhet if you want to for the weekends. 1140 01:02:31,800 --> 01:02:35,200 Speaker 1: Like what's wrong with us? Just do it. I can't 1141 01:02:35,360 --> 01:02:37,000 Speaker 1: say what I really want to say. Just do what 1142 01:02:37,040 --> 01:02:40,919 Speaker 1: successful folks are doing. Just model that again in where 1143 01:02:40,960 --> 01:02:43,040 Speaker 1: I started. If you hang around nine broke people, you'll 1144 01:02:43,080 --> 01:02:45,520 Speaker 1: be the tenth. I mean, what's complicated about this? It's 1145 01:02:45,560 --> 01:02:47,440 Speaker 1: an old Southern sec because you do my parents before. 1146 01:02:47,520 --> 01:02:49,480 Speaker 1: It's an old Southern saying. No matter how much I 1147 01:02:49,520 --> 01:02:52,040 Speaker 1: love you, my son and my daughter, if I don't 1148 01:02:52,080 --> 01:02:54,440 Speaker 1: have wisdom, all I can give you is my own ignorance. 1149 01:02:56,160 --> 01:02:59,240 Speaker 1: So we passed down bad habits from generation to generation 1150 01:03:00,120 --> 01:03:05,240 Speaker 1: of love. Out of love, we're ignorant on purpose. 1151 01:03:17,280 --> 01:03:19,480 Speaker 2: First of all, John, if you want to have three 1152 01:03:19,480 --> 01:03:23,320 Speaker 2: more convers I'm personally I would love to have you 1153 01:03:23,360 --> 01:03:25,680 Speaker 2: come in here and talk more about this. I want 1154 01:03:25,680 --> 01:03:27,800 Speaker 2: to be respectful of your time. But as we wrap 1155 01:03:27,840 --> 01:03:29,720 Speaker 2: this up, the question I have for you is, we've 1156 01:03:29,720 --> 01:03:30,600 Speaker 2: talked about a lot of things. 1157 01:03:30,720 --> 01:03:32,560 Speaker 1: We cover nothing on your list, probably. 1158 01:03:33,360 --> 01:03:35,120 Speaker 2: Is what we got we cover some of the stuff 1159 01:03:35,120 --> 01:03:36,680 Speaker 2: we're coming back. We covered a lot of things that 1160 01:03:36,800 --> 01:03:37,919 Speaker 2: One of the things I want to want to ask 1161 01:03:37,920 --> 01:03:39,760 Speaker 2: you before we get out of here is your name 1162 01:03:39,800 --> 01:03:42,640 Speaker 2: is John Hope, Brian, and so hope is a part 1163 01:03:42,680 --> 01:03:45,919 Speaker 2: of this. My question for you is what gives you hope? 1164 01:03:46,160 --> 01:03:49,000 Speaker 2: What do you see that that gives you hope about 1165 01:03:49,240 --> 01:03:51,320 Speaker 2: where we are as a nation is Again, I love 1166 01:03:51,320 --> 01:03:53,400 Speaker 2: the way you talk about it's not about you know, 1167 01:03:53,800 --> 01:03:56,320 Speaker 2: red and red and red and blue. It's not about 1168 01:03:56,680 --> 01:03:58,520 Speaker 2: you know, black and white. It is about green. And 1169 01:03:58,800 --> 01:04:00,880 Speaker 2: I do believe that myself, cause again that's that's what 1170 01:04:00,920 --> 01:04:02,040 Speaker 2: that's what helps the vibe, that's what. 1171 01:04:04,160 --> 01:04:04,360 Speaker 1: For you. 1172 01:04:04,480 --> 01:04:06,600 Speaker 2: Right, So when you do think like where do you 1173 01:04:06,640 --> 01:04:08,640 Speaker 2: see hope at? Like what gives you hope for the future? 1174 01:04:08,640 --> 01:04:10,640 Speaker 2: What gives you hope for where we're going as a 1175 01:04:10,640 --> 01:04:12,000 Speaker 2: as a people and as a country. 1176 01:04:12,120 --> 01:04:15,520 Speaker 1: This is God's world, brother, the lords is on the throne. 1177 01:04:16,640 --> 01:04:21,720 Speaker 1: If you're religious, and if you're Christian, now I've got 1178 01:04:21,840 --> 01:04:25,880 Speaker 1: every on my risk here. I've got every religion. I've 1179 01:04:25,920 --> 01:04:32,040 Speaker 1: got Christianity, I've got Judaism, Buddhism, Hinduism, Islam, ninety religions 1180 01:04:32,040 --> 01:04:34,920 Speaker 1: are exactly the same. He is a shocker for you all. 1181 01:04:35,080 --> 01:04:37,440 Speaker 1: Jesus Christ is mentioned in every one of these religions, 1182 01:04:37,920 --> 01:04:41,000 Speaker 1: is mentioned in the Koran, more dis mentioned in the Bible. Jesus, 1183 01:04:41,560 --> 01:04:43,920 Speaker 1: by the way, money is mentioned more in the Bible 1184 01:04:43,960 --> 01:04:46,600 Speaker 1: than anything else. Two thousand plus mentions. By the way, 1185 01:04:47,000 --> 01:04:49,680 Speaker 1: people don't know that. And the work and proverb says 1186 01:04:49,680 --> 01:04:52,120 Speaker 1: to be poors, not to not have anything, to be poors, 1187 01:04:52,200 --> 01:04:56,040 Speaker 1: not to not do anything. And lazy hands make a 1188 01:04:56,080 --> 01:04:58,160 Speaker 1: man poor. That's proverbs in the Bible. Who won't mention 1189 01:04:58,240 --> 01:05:01,760 Speaker 1: that part. But if you're a spiritual, and if you're Christian, 1190 01:05:02,360 --> 01:05:05,840 Speaker 1: and if you believe in the Lucifer the devil, the 1191 01:05:05,880 --> 01:05:08,800 Speaker 1: devil is a fallen angel. He's a punk. God gives 1192 01:05:08,800 --> 01:05:11,320 Speaker 1: the devil permission to exist. He ain't shit. Excuse me 1193 01:05:11,840 --> 01:05:15,840 Speaker 1: say it on your product. That's French. That's French. Let's 1194 01:05:15,840 --> 01:05:18,560 Speaker 1: go one step further. It's a light outside right now. 1195 01:05:19,240 --> 01:05:22,320 Speaker 1: Darkness is defined by light, not the other way around. 1196 01:05:23,200 --> 01:05:29,600 Speaker 1: Badness has failed goodness. Fear is much less powerful than hope. Okay, 1197 01:05:29,760 --> 01:05:32,919 Speaker 1: people say, John, that's nice theory. Put in the practice. Okay. 1198 01:05:34,120 --> 01:05:37,200 Speaker 1: The book The Tipping Point, Malcolm Gladwell University of Illinois 1199 01:05:37,280 --> 01:05:40,600 Speaker 1: study proved at five percent of positive role models. Every 1200 01:05:40,600 --> 01:05:45,480 Speaker 1: community stabilizes, not fifty percent, not seventy five percent, not 1201 01:05:45,560 --> 01:05:50,640 Speaker 1: even thirty percent. Five percent of positive role models. Every 1202 01:05:50,640 --> 01:05:55,240 Speaker 1: community stabilizes. The tail wags the dog. That's how powerful 1203 01:05:55,240 --> 01:05:58,800 Speaker 1: hope is. But here's a historic fact. Never in the 1204 01:05:58,840 --> 01:06:02,960 Speaker 1: history of the world, Old Brandon the world's five billion 1205 01:06:03,040 --> 01:06:06,360 Speaker 1: years old organism lifes four billion years old. Neanderthal life 1206 01:06:06,360 --> 01:06:10,800 Speaker 1: two hundred million years old, modern human life one hundred 1207 01:06:10,800 --> 01:06:14,320 Speaker 1: and sixty thousand, two hundred thousand years old, the life 1208 01:06:14,320 --> 01:06:17,320 Speaker 1: of Enlightenment let's say six thousand years old. Jesus Christ 1209 01:06:17,320 --> 01:06:21,600 Speaker 1: three thousand years old in North America four hundred five 1210 01:06:21,680 --> 01:06:25,840 Speaker 1: hundred years depending how you calculate it. Never in the 1211 01:06:25,960 --> 01:06:28,840 Speaker 1: history of the world has been a group of bad 1212 01:06:28,920 --> 01:06:33,080 Speaker 1: people who've ever succeeded for more than a few years. 1213 01:06:33,680 --> 01:06:38,440 Speaker 1: They come, they tear up everything, The light shows up, 1214 01:06:38,920 --> 01:06:44,520 Speaker 1: the darkness goes away. They go into the dustbin of history. 1215 01:06:45,040 --> 01:06:49,240 Speaker 1: Caesar Throat was cut by his own senators Asama bin 1216 01:06:49,320 --> 01:06:53,680 Speaker 1: Laden Stalin Hitler, I mean go down, we can go, 1217 01:06:53,960 --> 01:06:58,680 Speaker 1: we can go down. The list they come and they 1218 01:06:58,720 --> 01:07:01,680 Speaker 1: go pot is over stated. Is expiration date because he 1219 01:07:01,680 --> 01:07:04,439 Speaker 1: controls the whole country. But he will be gone soon too. 1220 01:07:05,400 --> 01:07:07,600 Speaker 1: But Russia is a rounding era in the world. I mean, 1221 01:07:07,640 --> 01:07:11,920 Speaker 1: they're irritant because they're just that's the businesses being a thug. 1222 01:07:12,280 --> 01:07:14,400 Speaker 1: They're like the only gangster them in North Korea, the 1223 01:07:14,520 --> 01:07:17,240 Speaker 1: only gangster countries in the world. But I mean their 1224 01:07:17,280 --> 01:07:21,120 Speaker 1: GDP is a rounding error in the world. There are 1225 01:07:21,160 --> 01:07:25,680 Speaker 1: no consequence to anybody if they weren't the complete jerks. 1226 01:07:26,560 --> 01:07:32,200 Speaker 1: This thing called fear and evil is exhausting. People want 1227 01:07:32,240 --> 01:07:36,280 Speaker 1: the light, they want hope, But if you don't have hope, 1228 01:07:36,360 --> 01:07:40,560 Speaker 1: they're willing to take fear. That happened in Germany after 1229 01:07:40,720 --> 01:07:43,400 Speaker 1: World War One, when Germany tried to take over the world. 1230 01:07:43,440 --> 01:07:46,840 Speaker 1: They got their ass whipped. They had to pay reparations. 1231 01:07:47,400 --> 01:07:49,680 Speaker 1: Here comes this guy in nineteen twenty five saying, it's 1232 01:07:49,720 --> 01:07:52,800 Speaker 1: not your fault, Germany. The world's blaming. It's on you. 1233 01:07:52,840 --> 01:07:55,720 Speaker 1: It's not your fault, you're the victim. They put him 1234 01:07:55,720 --> 01:07:59,600 Speaker 1: in jail temporarily Hitler and then they but people wanted 1235 01:07:59,640 --> 01:08:04,000 Speaker 1: to have an excuse, they wanted to believe it wasn't them, 1236 01:08:04,280 --> 01:08:06,680 Speaker 1: And he rose up and people saluted him by name, 1237 01:08:07,600 --> 01:08:10,960 Speaker 1: and for a while it was like all hope was lost. 1238 01:08:11,200 --> 01:08:13,560 Speaker 1: And then one day he just died as a little, small, 1239 01:08:13,680 --> 01:08:15,040 Speaker 1: lonely man in the bunker. 1240 01:08:19,000 --> 01:08:20,160 Speaker 2: Has its been a history. 1241 01:08:20,760 --> 01:08:23,080 Speaker 1: I just think we're let's not get over. Let's not 1242 01:08:23,080 --> 01:08:26,920 Speaker 1: get over exercise about this moment. God still says on 1243 01:08:26,960 --> 01:08:30,800 Speaker 1: the throne, this is his world and only we can 1244 01:08:30,840 --> 01:08:33,639 Speaker 1: screw it up. So we needed to sit in the light. 1245 01:08:33,840 --> 01:08:36,000 Speaker 1: All enlightenment is is you find the light, you sit 1246 01:08:36,080 --> 01:08:38,559 Speaker 1: down in it, and you respect the fact that God 1247 01:08:38,640 --> 01:08:41,040 Speaker 1: gave us ability to breathe, and he wants us to 1248 01:08:41,080 --> 01:08:43,480 Speaker 1: do something with our life other than just to serve ourselves. 1249 01:08:44,160 --> 01:08:46,720 Speaker 1: So we are the greatest asset and we are the 1250 01:08:46,760 --> 01:08:50,200 Speaker 1: greatest liability. You're not gonna deny your strengths. I mean, 1251 01:08:50,800 --> 01:08:52,360 Speaker 1: you know, you know, I don't agree with the president. 1252 01:08:52,880 --> 01:08:55,400 Speaker 1: I would acknowledge that he's a brilliant marketer. I don't 1253 01:08:55,439 --> 01:08:57,400 Speaker 1: think he's a brilliant man. I think he's a brilliant marketer. 1254 01:08:57,880 --> 01:08:59,439 Speaker 1: And I think if you go far enof the North Pole, 1255 01:08:59,439 --> 01:09:01,519 Speaker 1: you end up saying off, he will come and he 1256 01:09:01,560 --> 01:09:04,920 Speaker 1: will go. And but we've got to have a business plan. 1257 01:09:05,000 --> 01:09:07,559 Speaker 1: The rest of us have got to have a business 1258 01:09:07,560 --> 01:09:09,519 Speaker 1: plan for the rest of our lives, for the rest 1259 01:09:09,600 --> 01:09:13,080 Speaker 1: of what what? What are we here for it? Are 1260 01:09:13,080 --> 01:09:16,880 Speaker 1: we better? I said earlier? Are we better together? And 1261 01:09:17,040 --> 01:09:19,320 Speaker 1: in the meantime, let's see if there's opportunities in the 1262 01:09:19,360 --> 01:09:21,799 Speaker 1: middle of the middle of all this chaos that Washington 1263 01:09:21,880 --> 01:09:23,960 Speaker 1: is throwing out. By the way, there is there are 1264 01:09:24,120 --> 01:09:28,080 Speaker 1: immense economic opportunities in the middle of all this disruption 1265 01:09:28,160 --> 01:09:31,640 Speaker 1: and chaos that is being swirled around in Washington. So 1266 01:09:31,640 --> 01:09:33,280 Speaker 1: you have to wait, you can get involved with it. 1267 01:09:33,320 --> 01:09:37,439 Speaker 1: But also the GDP, your your show is huge. Yes, 1268 01:09:37,680 --> 01:09:39,880 Speaker 1: it's it's a it's known everywhere, but it's huge here 1269 01:09:39,880 --> 01:09:44,320 Speaker 1: in Atlanta. It's the tenth Laren's economy in the whole country. 1270 01:09:44,520 --> 01:09:47,720 Speaker 1: It's there's no Atlanta any place in the world. It is. 1271 01:09:47,760 --> 01:09:50,559 Speaker 1: It is the Black Ossie and Harrietville in the world. 1272 01:09:50,680 --> 01:09:53,599 Speaker 1: This this is Wakanda, right yeah, and we and every 1273 01:09:53,640 --> 01:09:56,720 Speaker 1: race gets along. What's what's my point? This is where 1274 01:09:56,720 --> 01:10:00,280 Speaker 1: GDB comes from, not from Washington. Go volunteer in your 1275 01:10:00,280 --> 01:10:03,640 Speaker 1: school district. Go help raise your kids, right, be a 1276 01:10:03,680 --> 01:10:06,000 Speaker 1: mother or father, not a baby daddy, baby mama. Go 1277 01:10:06,080 --> 01:10:08,439 Speaker 1: help the school board, Go help the city council. Go 1278 01:10:08,520 --> 01:10:11,240 Speaker 1: help your mayor get I mean, aren't you busy not 1279 01:10:11,240 --> 01:10:14,160 Speaker 1: pay your car notes? Don't you a suit to excuse me? 1280 01:10:14,200 --> 01:10:17,160 Speaker 1: Don't you have stuff to do? Like? Knock it off? 1281 01:10:17,240 --> 01:10:19,439 Speaker 1: Why is somebody obsessed with what's going on the rest 1282 01:10:19,840 --> 01:10:23,000 Speaker 1: of the world. Just if you just obsessed some things 1283 01:10:23,000 --> 01:10:24,680 Speaker 1: I just mentioned, and then go buy a house in 1284 01:10:24,720 --> 01:10:27,439 Speaker 1: the hood, rehabit, find yourself some place to live, get 1285 01:10:27,439 --> 01:10:30,439 Speaker 1: yourself a will, get yourself an insurance policy, buy yourself 1286 01:10:30,479 --> 01:10:33,040 Speaker 1: a house, start a business, invest in somebody else's business, 1287 01:10:33,240 --> 01:10:35,280 Speaker 1: and do that pleasure, raise your kid. You won't help, 1288 01:10:35,439 --> 01:10:40,000 Speaker 1: You'll be trying to find time to sleep. You know, 1289 01:10:40,040 --> 01:10:41,559 Speaker 1: my mother always said, you never want to be the 1290 01:10:41,600 --> 01:10:43,920 Speaker 1: old guy in the club. So before you kick me 1291 01:10:43,960 --> 01:10:47,719 Speaker 1: out of here, I'm gonna leave. I'm out. 1292 01:10:47,920 --> 01:10:49,720 Speaker 2: Let me tell you. I remember I was spend some 1293 01:10:49,720 --> 01:10:51,280 Speaker 2: time in La one time, and I was at a 1294 01:10:51,280 --> 01:10:53,080 Speaker 2: club and I said, you know what, Yeah, I don't 1295 01:10:53,080 --> 01:10:55,080 Speaker 2: want to be those guys, but you are not that guy. 1296 01:10:55,680 --> 01:10:57,920 Speaker 2: You are you know again, thank you so much for 1297 01:10:57,960 --> 01:10:58,360 Speaker 2: coming out. 1298 01:10:58,520 --> 01:10:59,760 Speaker 1: Do you see me in the club? I own it? 1299 01:11:00,040 --> 01:11:02,160 Speaker 2: And that's right, you know what. That's the way to 1300 01:11:02,160 --> 01:11:03,719 Speaker 2: think about it, and that's what people need to understand, 1301 01:11:03,760 --> 01:11:06,160 Speaker 2: and we really appreciate you coming out. But more importantly, man, 1302 01:11:06,200 --> 01:11:08,839 Speaker 2: I really appreciate the fact that, like I said, as 1303 01:11:08,880 --> 01:11:12,200 Speaker 2: somebody that from your point started, you know, at the bottom, 1304 01:11:12,240 --> 01:11:14,360 Speaker 2: and it's built your way up. You've not only been 1305 01:11:14,400 --> 01:11:16,599 Speaker 2: on the other side, but you've you've seen, you've learned, 1306 01:11:16,600 --> 01:11:18,320 Speaker 2: and you've kind of gone behind enemy lines and brought 1307 01:11:18,360 --> 01:11:20,920 Speaker 2: information back and sharing it with folks. So thank you 1308 01:11:20,920 --> 01:11:22,680 Speaker 2: so much for doing that. Thank you so much for 1309 01:11:22,680 --> 01:11:25,720 Speaker 2: sharing this on button Nomics. We appreciate you. And you 1310 01:11:25,760 --> 01:11:27,120 Speaker 2: know what that said, we out, y'all. 1311 01:11:27,120 --> 01:11:29,360 Speaker 1: That's the pod like Capitalists Matter. 1312 01:11:32,479 --> 01:11:34,320 Speaker 2: You've been listening to button Nomics and I'm your host, 1313 01:11:34,320 --> 01:11:37,559 Speaker 2: Brandon Butler. Got comments, feedback? Want to be on the show? 1314 01:11:37,760 --> 01:11:40,799 Speaker 2: Send us an email today at hello at butternomics dot com. 1315 01:11:41,080 --> 01:11:44,120 Speaker 2: Butter Nomics is produced in Atlanta, Georgia at iHeartMedia by 1316 01:11:44,240 --> 01:11:47,599 Speaker 2: Casey Pegram, with marketing support from Queen and Nikki. Music 1317 01:11:47,640 --> 01:11:50,320 Speaker 2: provided by mister Hanky. If you haven't already, hit that 1318 01:11:50,320 --> 01:11:52,800 Speaker 2: subscribe button and never missed an episode, and be sure 1319 01:11:52,800 --> 01:11:55,240 Speaker 2: to follow us on all our social platforms at butter 1320 01:11:55,320 --> 01:11:58,639 Speaker 2: dot atl Listen to buttteron Nomics on the iHeartRadio, app, 1321 01:11:58,680 --> 01:12:03,360 Speaker 2: Apple Podcasts, or wherever you get your podcast. 1322 01:12:08,560 --> 01:12:08,920 Speaker 1: Mm hmm