Speaker 1: It's time for the b a q a A. The
Speaker 1: b a q A.
Speaker 2: Okay, the b a q A what you say the
Speaker 2: b a q A. Welcome Black family, Brandavisian family. We
Speaker 2: are here for a Brandavision question and answers. You have questions,
Speaker 2: We have kind of answers. But we're not your mama,
Speaker 2: your therapist, your doctor, not even what we're your own
Speaker 2: like cousins. You know, we're not your financial advisors.
Speaker 1: So certainly we.
Speaker 2: Want you to take what we say with the tiny
Speaker 2: grain of salt because we don't want you to get
Speaker 2: you know, high blood pressure. You know how our community
Speaker 2: do so. But we're here to just you know, your
Speaker 2: financial besties, just leaning in.
Speaker 3: We don't even know you'll sometimes so how are we
Speaker 3: supposed to give you super specific advice? Y'all want to
Speaker 3: be anonymous.
Speaker 2: Aka Sue your grandma, not us, So yes, man's brother.
Speaker 2: We have some questions for today.
Speaker 3: Got some juicy, juicy questions. If y'all want to submit
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Speaker 3: us anything. You can also email us at Brandambisson podcast
Speaker 3: dot com or slide into the DMS on ig. We
Speaker 3: are at Brand Ambition podcast and you could be answered
Speaker 3: on the show. If you want to be anonymous, fine,
Speaker 3: I don't know how many of y'all are on these
Speaker 3: witness protection programs.
Speaker 2: I know.
Speaker 1: Just pick up a fake name.
Speaker 2: Honestly, here's my request, because it's fun for us. Come
Speaker 2: up with some outlandish name. You know, I don't care.
Speaker 2: You could say my name is Potato, just something fun
Speaker 2: like we're like, yeah, exactly, silly and Cincinnati something, you know.
Speaker 3: I do like the last show when you switched it
Speaker 3: to Annie. So if you're anonymous, you're gonna be Annie. Okay, yes,
Speaker 3: all right, Annie says in all cabs, please withhold my name. Fine,
Speaker 3: I do. I think this is a great question, though. Ooh,
Speaker 3: I can't wait to get into this. Hey Mandy, she says.
Speaker 3: I'm the communicatations manager at a small nonprofit with about
Speaker 3: four hundred and fifty ish employees. We had a team
Speaker 3: meeting with my director and the media producer regarding commercials.
Speaker 3: We all disliked the ads that we paid for and
Speaker 3: were created by a local TV station. Impulsively, I suggested
Speaker 3: that we write and produce our own commercial. Well, Sis,
Speaker 3: ad copy ain't in my job description, and at fifty
Speaker 3: eight K, I'm already a bargain. What was I thinking? Question?
Speaker 3: I have written one commercial and now I'm being asked
Speaker 3: to write another one. How can I gracefully back out
Speaker 3: of this and explain that they need to hire an
Speaker 3: ad agency? Side note, I'm a new hire in just
Speaker 3: ninety days into a six month probationary period. She fell
Speaker 3: into a trap, the helpful trap.
Speaker 1: Yeah, please trap.
Speaker 2: And I'm not gonna lie chap. That's a trap. I've
Speaker 2: limited Toppy. I have to each delivered to my trap.
Speaker 3: I'm not gonna be here for a while, permanent address
Speaker 3: at the trap. That's the real, real trap house for Brad.
Speaker 1: So I'm gonna like it.
Speaker 2: I'm gonna honestly let maybe take the lead because that
Speaker 2: this is not I'm like, I'm.
Speaker 1: Listening, like, wait, so what will we do? Mandy? But
Speaker 1: I will say this is something.
Speaker 2: This is what I learned from doctor Green because she like,
Speaker 2: this is something I did something similar and she said,
Speaker 2: just because you agree to something once, does that mean
Speaker 2: you agree to it for a lifetime? So she like,
Speaker 2: so that's something like I'm still honestly working on it
Speaker 2: because it's hard. And she said, so if you say
Speaker 2: I don't like onions when you're four, So Tiffany, you
Speaker 2: were a band from eating onions now that you're forty two.
Speaker 2: And I'm like, no, Well, She's like, well that's how
Speaker 2: you're navigating. So I'm saying all that to say, that's
Speaker 2: all I know because I'm in there with you, girl,
Speaker 2: tell me what you want from Uber Eats because you
Speaker 2: and I in there together.
Speaker 1: That's so Mandy, what should we do?
Speaker 3: Yeah, so this is an opportunity for a boundary. I
Speaker 3: wouldn't beat yourself up too much because in a way,
Speaker 3: you needed to test out, you know, this new idea
Speaker 3: of creating an ad and doing it yourself. Test it
Speaker 3: out to see if you guys liked it. Okay, they
Speaker 3: liked it, and you're the I get it. You're ninety
Speaker 3: days into a new opportunity and you want to make
Speaker 3: a good impression. You want to be energetic and enthusiastic
Speaker 3: and have great ideas, but you also want to show
Speaker 3: people how to work with you from an early stage
Speaker 3: when you're new, and I think in the first undy
Speaker 3: days it's an excellent opportunity for this to be your
Speaker 3: first capital B boundary. So I think this is also important.
Speaker 3: Why when you are overseeing any project or any new
Speaker 3: initiative that you set in, you schedule time to debrief,
Speaker 3: and you schedule time to have sort of like a
Speaker 3: look back at how the project went and then what
Speaker 3: are next steps and how are we going to spin
Speaker 3: this forward and what are we going to do? Because
Speaker 3: that gives you an opportunity to say, so, I did
Speaker 3: it this time long, long term, we need to hire
Speaker 3: this agency in order to really you know, make this
Speaker 3: make this new commitment, or get the budget that we
Speaker 3: need for it. So I think you approaching it by
Speaker 3: going to your manager and saying, you know, actually, let's
Speaker 3: have a conversation about this initiative and I'll give you
Speaker 3: a projection on what I think we need for this
Speaker 3: to be like a long term initiative for us, and
Speaker 3: here's how much it could cost. You could even help
Speaker 3: them out by I don't know, suggesting two to three
Speaker 3: agencies that you've worked on vetting or even backing that
Speaker 3: up and saying, as a next step, I will, you know,
Speaker 3: if this is part of your job description, I don't know,
Speaker 3: look into some ad agencies and come to you guys
Speaker 3: and ask for them to give proposals and come to
Speaker 3: you guys with options so that you're not you're not
Speaker 3: taking away the new initiative. Everyone's excited about. You all
Speaker 3: recognize you need it, but you are getting clear. You're
Speaker 3: getting clear with them that it can't just fall, you know,
Speaker 3: on your shoulders, And depending on how they respond to that,
Speaker 3: then you can decide, is there another conversation that needs
Speaker 3: to be had about what my duties and job responsibilities here?
Speaker 3: So I can get clarity. But you don't want to
Speaker 3: let this go, because if you let this go, you're
Speaker 3: sending a message the same way my mom told me,
Speaker 3: make sure that you don't tell your boyfriend Enrique that
Speaker 3: you don't care about Valentine's Day when you're first dating.
Speaker 3: She's like, no, no, no, no, you don't want to
Speaker 3: set a president. You want him, you know what I mean.
Speaker 3: So those messages early on can really set up president
Speaker 3: for the rest of your relationship and the rest of
Speaker 3: your you know, your job here.
Speaker 1: Yeah, no, that's good. I'm like, okay, I'm not making
Speaker 1: a notebook. I'm like, okay, does that stress you out?
Speaker 1: Said like the bee for boundary?
Speaker 2: Uh No, honestly, no, all that you said, I've you know,
Speaker 2: it's true, and it's sometimes hard.
Speaker 1: And so if you're someone like me who.
Speaker 2: Has a hard time with the hard conversations, one of
Speaker 2: the things I do practice, and that doctor Green taught me,
Speaker 2: is to practice saying the hard things to in easy times,
Speaker 2: meaning like, uh, is there someone at your job that
Speaker 2: you know, like this is actually the nicest person to
Speaker 2: kind of approach with this to start planning that seed
Speaker 2: or just even outside of this, like you know, when
Speaker 2: the waiter brings you the wrong thing, practice saying, hey,
Speaker 2: this is not what I order.
Speaker 1: So, like literally I have to.
Speaker 2: Build up the muscle because wherever you are, there you go.
Speaker 2: And so I'm learning to practice the hard conversations with
Speaker 2: easy people so that way I have enough muscle built
Speaker 2: that when these hard conversations come up to create a boundary.
Speaker 2: You know, it's it's not that it's easy, but I
Speaker 2: at least had a lot more practice. So that's what
Speaker 2: I honestly been doing. You'll see me say that. Like
Speaker 2: even during our last you know, when our first kind
Speaker 2: of like welcome back to like Tiffany podcast episode, right that,
Speaker 2: like I had to reassert the boundary because I knew
Speaker 2: if I did it.
Speaker 1: You know that you know I would. I would. I
Speaker 1: wouldn't want to say.
Speaker 2: I'm like, oh, I want to disappoint Mandy and everybody else,
Speaker 2: and listening, I'm like, no, no, no, no, Tiffany, you have
Speaker 2: to say the thing now. Because Mandy is nice. This
Speaker 2: is an easy person to practice the hard conversation with,
Speaker 2: you know, and so like, because there'll be other places
Speaker 2: that don't give a what and I'm gonna be like, okay,
Speaker 2: but I've already gotten my practice in and so like.
Speaker 2: It's just that's what I could suggest if you're someone
Speaker 2: like me who really gets anxious about having the hard conversations,
Speaker 2: to really practice them with nice, easy people. So when
Speaker 2: it comes down to it, you know you've got some
Speaker 2: he got some practice under your belt.
Speaker 3: Yeah, and I will. I'm going back to your question.
Speaker 3: Remind you that the manager is in your title communications manager,
Speaker 3: and as a leader and someone who's going to be
Speaker 3: overseeing strategy for that particular department, it's on you to
Speaker 3: tell them the solution for the problem. So you've told
Speaker 3: them the solution, we should do our own commercials. But
Speaker 3: they and you both took that to mean, we meeting me,
Speaker 3: but how easily could you have gone out and found
Speaker 3: your own ad writer copywriter to write that commercial? And
Speaker 3: maybe you're overseeing it, but I think that was one
Speaker 3: of the really challenging lessons for me as a leader.
Speaker 3: And I actually just did a whole session on this
Speaker 3: with my Bandy money Makers last week and really just
Speaker 3: like cathartic for me, because in those early days as
Speaker 3: a leader, I thought me doing everything was how I
Speaker 3: should lead, and it's how I sent the message that
Speaker 3: I'm a good leader because I can handle everything. But
Speaker 3: that's just a fast track to burnout, burnout and resentment
Speaker 3: and toxic work environment that you really create yourself. Because
Speaker 3: for me, the epiphany was being a good leader is
Speaker 3: necessarily doing it yourself. It's knowing what you need to
Speaker 3: do and then finding solutions for it and bring other
Speaker 3: people in and letting them help you, you know, achieve that.
Speaker 3: And it's also really important in your first ninety days
Speaker 3: at this job to set expectations that your managers will
Speaker 3: give you the resources you need to be able to
Speaker 3: do that job. So if it's a you coming to
Speaker 3: them with this proposal for okay, we want to continue
Speaker 3: doing this here's the budget I need to hire a
Speaker 3: freelance ad writer, you know, here's the budget that I
Speaker 3: need to get the recording equipment, whatever. And give them
Speaker 3: sort of a long term budget plan and then if
Speaker 3: they decide they want to put the resources in, then cool.
Speaker 3: But if they decide that they won't, then it's time
Speaker 3: to put that boundary down again and say, well, it's
Speaker 3: not going to be realistic for me to take on
Speaker 3: this responsibility with the umpteen other responsibilities that I have.
Speaker 3: So what are we going to do? Maybe there's no
Speaker 3: commercials for a while, and then be quiet and then
Speaker 3: be silent.
Speaker 2: I love what you said because it's true. Good leaders
Speaker 2: let good people do good work. That is like a
Speaker 2: lesson that like really drove home. You know now that
Speaker 2: my team is much small, and I really look around
Speaker 2: and I'm like, when you have the right people in
Speaker 2: the right place, I don't have to sweat anybody. Like
Speaker 2: I'm like, tifany, just take a step back. Logan got it, Rose,
Speaker 2: got it. You've got to be in that email. If
Speaker 2: there's something there she needs, she gonna let you know.
Speaker 2: Tam got it. You know. So yep, so we wish
Speaker 2: you loved Annie.
Speaker 3: Good luck. All right, let's take a quick break out
Speaker 3: and be back with another of your baq and a's.
Speaker 1: Hey, y'all, we are black and back.
Speaker 2: Our next question is from Amanda, not to be confused
Speaker 2: with Mandy. Okay, so Amanda says, hey, y'all, hoping all
Speaker 2: is well, and Tiffany continues to heal. I am thank you, Mandy.
Speaker 2: I'm loving the solo content. Thank you for hashtag keeping
Speaker 2: all the things going true. Indeed, So here's my question.
Speaker 2: I've had a small consulting business for more than seven
Speaker 2: years and not ever had a business credit card. My
Speaker 2: partner and I have business debit cards for routine expenses
Speaker 2: and travel, and we've had to hit our line of
Speaker 2: credit several times when cash flow is messy.
Speaker 1: Child, do not know it?
Speaker 2: I'd like to consider a business credit card, but how
Speaker 2: does it work? Do I, as the owner secure it
Speaker 2: with my personal Social Security number?
Speaker 1: I have good credit? Good girl?
Speaker 2: Does the business need its own credit? We have a
Speaker 2: done in Bradstreet number and haven't really used it, nor
Speaker 2: do I really understand it. Goals are to pay less
Speaker 2: interest for larger charges, a lot of credit alternative, and
Speaker 2: build points by charging and paying off regular monthly expenses.
Speaker 1: Any extra info you could offer on the topic is
Speaker 1: so appreciated.
Speaker 2: Bonus if you have a recommendation for a great buz
Speaker 2: credit card, thanks so much.
Speaker 3: I got my business credit card when I started Mandy
Speaker 3: Money because I think there's just that common advice out
Speaker 3: there you establish your credit business credit early, and for me,
Speaker 3: I was the guaranteur, like me personally, because I didn't
Speaker 3: have a business for any long point of time at
Speaker 3: that point. So my personal credit is my collateral, you know,
Speaker 3: So yes, I use my social I don't even remember
Speaker 3: if they asked anything about my employment ID number or
Speaker 3: what's it called a t I N tax employment number,
Speaker 3: tax identification number. I'm like, that does not that's not
Speaker 3: the acronym anyway. And because of my and because I
Speaker 3: have strong credit too, I got approved, you know, pretty quickly.
Speaker 2: But I don't know.
Speaker 3: Tip does it matter now that she's seven years in
Speaker 3: and she has a Dan so Dan and Bradstreet or
Speaker 3: is it done in Brad Street?
Speaker 1: I forgot now she said Dan.
Speaker 2: Dan and them, Danny and them.
Speaker 1: You never.
Speaker 3: This is the business version of like your experience and
Speaker 3: your ficos, right, they track your business credit. But you've
Speaker 3: had a business a lot longer.
Speaker 2: So well, I to your point, Like someone told me,
Speaker 2: by the way, hey Tiffany, you should go ahead and
Speaker 2: get your business credit set up before you need it,
Speaker 2: because credit is really like you need to know me
Speaker 2: before you need me. So anybody listening with a new business,
Speaker 2: go ahead and on ahead and do that. But Amanda,
Speaker 2: to Mandy's point, because you've been in business seven years,
Speaker 2: you might be able to just get it based upon
Speaker 2: your business currently because you've already had a line of credit,
Speaker 2: so you likely don't have to necessarily put your credit like.
Speaker 1: On the line.
Speaker 2: For those folks who are new, oftentimes, not only can
Speaker 2: you not get a regular credit card, Like for me,
Speaker 2: I started, like you know, months two, I went to
Speaker 2: get a credit card just to get one, and I
Speaker 2: had to get a secured business credit card that's like
Speaker 2: an actual thing like a secured regular credit card. You
Speaker 2: basically it's like a credit card with training wheels. You
Speaker 2: put down a deposit, they put it into basically like
Speaker 2: a savings account for you, and then they give you
Speaker 2: a card that is the same limit as the as
Speaker 2: the posits that you put down. Typically for business credit cards,
Speaker 2: I think it's like usually the minimums around one thousand
Speaker 2: dollars personal. It's a minimum for secured cards usually like
Speaker 2: three hundreds, four or five hundred dollars.
Speaker 1: So that's what I did.
Speaker 2: I put down one thousand dollars and I got a
Speaker 2: secured business credit card.
Speaker 1: You know.
Speaker 2: I used it like wisely for like a year, and
Speaker 2: then they took the secured part off.
Speaker 1: And me a regular business credit card.
Speaker 2: So what I liked about that is I got to
Speaker 2: build my business credit up, you know, and now you know,
Speaker 2: I've got like an American Express card. So what's so
Speaker 2: great about a business credit card to your point, Amanda,
Speaker 2: is that we use our business credit card, especially we
Speaker 2: switched over to our American Express card because of the
Speaker 2: the what you can do with the points, it is
Speaker 2: just like magical.
Speaker 1: So I use it for marketing. So if I'm running ads.
Speaker 2: Which we do a lot, and sometimes we can spend
Speaker 2: seven figures in a year on ads, and so I
Speaker 2: have traveled extensively off them points that we get as
Speaker 2: a results of my business partner and I for the
Speaker 2: Literature Academy, we go back and forth with using the
Speaker 2: points from American Express. I mean I flew to baut
Speaker 2: BOLLI round trip first class off the points you know, I've.
Speaker 3: Got you and your business partner like split them.
Speaker 1: Yes, we split the points and we use them.
Speaker 3: However, yeah, it's like a trust thing or what do
Speaker 3: you call it. I don't know. Yeah, you have to
Speaker 3: just like kind of say, okay, we share a joint
Speaker 3: custody at these points. Don't the share.
Speaker 1: Are out points? Baby? You're like, it's your weekend, you know.
Speaker 2: And so so that is the benefit of like having
Speaker 2: a business credit card. Yes, obviously you have access to
Speaker 2: more capital, you know, like that. I don't worry as
Speaker 2: much about the interest rates quite honestly, because we pay
Speaker 2: ours off every month in full. But I also don't
Speaker 2: have a physical based business, so that's not possible for
Speaker 2: all people. Me and Mandy have a service based businesses,
Speaker 2: so that's usually more feasible. But yeah, establishing your credit
Speaker 2: getting a business credit card, it sounds like you're already
Speaker 2: doing you know, wisely and using your your business line
Speaker 2: of credit. Go ahead and do that. I wouldn't say
Speaker 2: that I have. I mean, I will say that I
Speaker 2: do like American Express because the points that you're able
Speaker 2: to accumulate, you could use it for so many things.
Speaker 2: But with American Express, be mindful that it's really like
Speaker 2: a charge card, so you have to pay it off.
Speaker 1: Every month in full. Let me see what other do you.
Speaker 3: Have a high like annual fee?
Speaker 1: Oh yeah, that's the thing. It is a high annual fee.
Speaker 2: But I will say that, from what I remember, with
Speaker 2: American Express, you could put it toward things like like
Speaker 2: I was able to get global entry, which is like
Speaker 2: four hundred bucks and so, but with American Express it
Speaker 2: was waved. So global entry means whenever I come back
Speaker 2: to the US, which you know I'm leaving, I'm going
Speaker 2: to Jordan. When I come back in to the US,
Speaker 2: I don't have to like wait in a super long
Speaker 2: line because they.
Speaker 3: Basically preache long line makes me feel richer and more
Speaker 3: like lucks. Skip the long line of customs.
Speaker 1: Yes, take my money.
Speaker 3: I don't care. I'm sorry.
Speaker 2: So you want to ask that like four hundred dollars,
Speaker 2: sometimes you can put it toward things, you know, like
Speaker 2: and that's one of them. I'm also too, I mean, well,
Speaker 2: this is not they don't it's not a business card.
Speaker 2: But Chase, I would probably ask, but for what I know,
Speaker 2: I don't think. I don't know if Chase has a
Speaker 2: business card that you know if that gives like incredible points.
Speaker 2: But you can ask because my personal Chase, like you
Speaker 2: know car, what's that car that I always get the
Speaker 2: name wrong on the.
Speaker 3: Chase good card. Get the name of Chase.
Speaker 1: Yes, yes, Chase.
Speaker 2: I use my Chase a lot as well. But yeah,
Speaker 2: so I would just say start now, you know, start
Speaker 2: building your business credit. I mean you've already built your
Speaker 2: business credit because you've had a line of credit, but
Speaker 2: a credit card you use wisely can certainly be a
Speaker 2: great tool.
Speaker 3: Yeah, And I mean for me, credit card offers changed
Speaker 3: so frequently, and especially now that the economy is coming back, well,
Speaker 3: I know it's well coming back ish, like there's so
Speaker 3: many issues and inflation and sock market crashing all the
Speaker 3: kind of stuff. But credit cards rewards are coming back,
Speaker 3: so they you know, you saw a lot of cards
Speaker 3: pull back on the rewards programs during the pandemic when
Speaker 3: people weren't actually doing the things that we used to do,
Speaker 3: like eat out, and like the reasons you would justify
Speaker 3: getting a rewards card before kind of went away. So
Speaker 3: there may be new offers today that weren't even around
Speaker 3: last summer. So when I got my business card last
Speaker 3: summer I went. I started off going to you know,
Speaker 3: a credit card comparison site and literally googling the best
Speaker 3: business credit cards. There's a bunch of lists that you'll find.
Speaker 3: Just look for lists where it's there's like people have
Speaker 3: actually written reviews based on their experience and not just
Speaker 3: because they get the highest affiliate revenue from referring those cards.
Speaker 3: And for me, I was looking for a no annual
Speaker 3: fee card, which means I don't get the amazing lucrative
Speaker 3: benefits of an amex. It didn't make sense for me
Speaker 3: at the time because of my business revenue was non
Speaker 3: existent last June when I got the card, so I
Speaker 3: chose the Capital One Spark And what I like about
Speaker 3: it is that it is no fee and it's two
Speaker 3: percent cash back on everything, so it's pretty as a
Speaker 3: standard business card. It works for me, and I do
Speaker 3: get I do get cash back which I can then
Speaker 3: use against my balance or for whatever. So that's what
Speaker 3: I use personally. But like I said, I would start
Speaker 3: with like a nerd wallet, a Magnify money credit karma again,
Speaker 3: just like compare and see which one fits, which one
Speaker 3: fits your business. Yeah, and how you were going to
Speaker 3: use it. Maybe you're buying a lot of supplies at Staples,
Speaker 3: so maybe you know a card that gives you cash
Speaker 3: back on office supplies makes sense exactly, or for a.
Speaker 2: So I want to travel points, but you might not
Speaker 2: need that, you know. So yeah, to Mandy's point, you
Speaker 2: want to find a card that really fits you. And
Speaker 2: another benefit to like a business credit card is that
Speaker 2: it's something happens.
Speaker 1: Credit card companies really.
Speaker 2: Work with you, like, hey, I didn't I didn't twipe that,
Speaker 2: I didn't buy that, I didn't, you know, versus a
Speaker 2: line of credit, you know, where you're kind of like
Speaker 2: on your own. So there's a benefit to using your
Speaker 2: business card for things because there's a protection built in.
Speaker 3: So wow, thank you for the question, Amanda.
Speaker 2: Yes, if you'll have questions, ask us Briana Bision podcast
Speaker 2: dot com.
Speaker 1: Click ask what does it? Ask anything?
Speaker 3: Ask us anything? Yeah, listen just about not crazy or
Speaker 3: hit u stuff on ig slide into our DMS. It's
Speaker 3: at brand Ambission podcast or you can hit us up
Speaker 3: directly Brand Ambisson Podcast at gmail dot com dot com.
Speaker 2: And please give us a fake name. We like fake
Speaker 2: names make it silly, you know. I just feel like
Speaker 2: it's right, make it sassy so you know we can
Speaker 2: have a little fun with it.
Speaker 3: We all had those like identity crises when we were fifteen,
Speaker 3: wanted to change.
Speaker 1: What did you want your name?
Speaker 2: Come on now, if you're a person ac right, everybody
Speaker 2: would detty, where do you go? You're like, if you're
Speaker 2: around my age, you'll want it. Stacey, give us something.
Speaker 3: All my Sailor Moon fan fictions under the alias Adrian
Speaker 3: because that's who I want it to be. So who's
Speaker 3: your fifteen year old aliens?
Speaker 1: All right, until next time, y'all?
Speaker 3: Until next week, Bye, y'all, take care. Bye, Hey, ba fan,
Speaker 3: We could not do this show without your support or
Speaker 3: the support of our team behind the scenes. The Brown
Speaker 3: Emission podcast is produced by Cumulus Podcast Network. It's edited
Speaker 3: by the wonderful Emani Crosby and produced by Tanya Bustos.
Speaker 3: Dennis Stimplinsky is our in house tech guru, and I
Speaker 3: am Bandy Woodrid Santos your co host, and I will
Speaker 3: see y'all next week.