WEBVTT - Ep. 73 — Is This Real Life?

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<v Speaker 1>Hey, we're back. We're back. We're back, We're back. Maybe snars.

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<v Speaker 1>What did you call them? Be a listener?

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<v Speaker 2>Oh, but didn't I didn't get I didn't catch a

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<v Speaker 2>like d listeners. Hey, guys, thank you for joining us

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<v Speaker 2>for another week of Brown Ambition.

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<v Speaker 1>Yes.

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<v Speaker 2>Is it weird to you when you find out that

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<v Speaker 2>random people listen to the show and they're like, oh, hey,

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<v Speaker 2>are you I was talking to my friend and she's like, so,

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<v Speaker 2>my sister doom't Be wanted me to tell you she

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<v Speaker 2>loves the show and I was like, oh God.

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<v Speaker 3>Or sometimes when I like someone said something to me,

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<v Speaker 3>I'm like, yikes, I did say that on the show.

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<v Speaker 2>Yeah, I and your family will. They'll be like, oh, yeah,

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<v Speaker 2>so you did this and that, and I'm like, how

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<v Speaker 2>did you know? Oh yeah, the show. They know all

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<v Speaker 2>about your life before you.

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<v Speaker 3>You you know what, Like, luckily my family doesn't really

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<v Speaker 3>know I have a podcast, or they probably all in it.

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<v Speaker 3>But it'll be weird because somebody will be like, oh,

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<v Speaker 3>did you get too man to sign that prena?

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<v Speaker 1>I'm like, oh wait.

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<v Speaker 2>Because it's so we're really open on this show. I

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<v Speaker 2>think that's part of the reason people have can I mean,

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<v Speaker 2>I could be wrong, but it seems that people connect

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<v Speaker 2>with the personal side. But then sometimes I'm thinking, did

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<v Speaker 2>I really talk about that I know?

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<v Speaker 3>And I'm like, well, hopefully the people that I love

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<v Speaker 3>the most, you know, will try to blind ear to

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<v Speaker 3>it all over exposed.

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<v Speaker 2>I don't want to be overexposed. But anyway, I shout

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<v Speaker 2>out to Doombe's my friend, Toulu's sister and putting on blast.

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<v Speaker 2>But how how is your week?

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<v Speaker 1>Ben? It's been much? Yeah, it's been good.

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<v Speaker 3>So the the Live Richer Academy reopen registration again.

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<v Speaker 1>Uh it's been eight months. And I'm not gonna lie.

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<v Speaker 3>Have you ever done something or created something and you're like, yeah,

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<v Speaker 3>I'm not in love with it.

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<v Speaker 2>Like all the time, and so things right tweets and.

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<v Speaker 3>So it sucks because especially like I'm like, I always

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<v Speaker 3>like to deliver excellence. So when I first opened the Academy,

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<v Speaker 3>it was like the baby that would not go to sleep.

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<v Speaker 3>I was like, come on, I'm doing everything possible to

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<v Speaker 3>make this thing good, and I just felt like I

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<v Speaker 3>could not.

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<v Speaker 1>I don't know, it just wasn't doing what I wanted it.

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<v Speaker 3>And now, honestly, I love the Academy you have to

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<v Speaker 3>come on as an instructor, like as an ASCI expert

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<v Speaker 3>on a Sunday night.

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<v Speaker 1>But I love it.

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<v Speaker 3>It's so dope's it feels good like we're finally at

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<v Speaker 3>a place where I'm like, yes, this is what this

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<v Speaker 3>is why I started. The academy is exactly what I want.

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<v Speaker 3>And registration has been opened for about a week and

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<v Speaker 3>we close Tuesday.

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<v Speaker 2>Oh you tell them what it is, though, I don't

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<v Speaker 2>think we've really talked about the academy.

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<v Speaker 1>So the Literature Academy is a online school that I

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<v Speaker 1>created to really help women take their personal finances to

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<v Speaker 1>the next level. So I believe that basic financial education

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<v Speaker 1>should be free, like this is how you budget, this

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<v Speaker 1>is how you save, this is how you get out

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<v Speaker 1>of debt, stuff like that. But to me, the next level,

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<v Speaker 1>you know, because you can't budget your way to wealth

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<v Speaker 1>or debt free your way to wealth. So through the Liverature.

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<v Speaker 3>Academy, we I invite experts on, sorry, I invite experts

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<v Speaker 3>on to come and teach specific courses like investing, like

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<v Speaker 3>taxes for small business, like like last night we did

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<v Speaker 3>a lesson called your your your mentality, and your wealth,

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<v Speaker 3>Like how are those things connected and it was awesome.

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<v Speaker 3>And so these experts come on and teach what I

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<v Speaker 3>could not teach. And the academy is a monthly fee,

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<v Speaker 3>or you can pay for six months, or you can

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<v Speaker 3>pay for a year, and so it's been really great

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<v Speaker 3>and we close we close the doors for registration.

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<v Speaker 2>March seventh's today if you're listening right now, it's today exactly.

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<v Speaker 3>So if you're interested, you can always go to Live

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<v Speaker 3>Richer Academy dot com and just kind of take a peek.

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<v Speaker 3>It's just been like a labor of love, and I'm

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<v Speaker 3>starting to see the transformation. Women are starting businesses, they're

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<v Speaker 3>buying homes, and I'm just really proud of it because

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<v Speaker 3>it was not that great in the beginning. For those

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<v Speaker 3>of you who stuck with us, thank you, But now

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<v Speaker 3>I love it. It's like my beautiful baby, she's all

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<v Speaker 3>grown up.

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<v Speaker 2>All that's good to hear. And that's kind of like

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<v Speaker 2>the next level. It's a master's course for like the

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<v Speaker 2>people who do the challenge right, like the Live Ritual Challenge.

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<v Speaker 3>So it's like just the next level because you know,

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<v Speaker 3>I just feel like if all you ever do is

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<v Speaker 3>like the basics, and that's where you stay you don't

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<v Speaker 3>want to be basic.

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<v Speaker 2>Basic BA listeners. Yeah, well congrats, that's awesome.

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<v Speaker 1>Thanks. So what about you? How's I? You know, you're

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<v Speaker 1>coming around the bend.

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<v Speaker 2>Oh, just around the wedding bend. So this is the

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<v Speaker 2>week when I on my calendar all these red all

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<v Speaker 2>these red reminders are popping up saying this vendor's check

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<v Speaker 2>is due, this last deposits due. Oh my god, and

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<v Speaker 2>someone I need I So I follow the DreamCatcher's Facebook page,

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<v Speaker 2>which is you know, obviously Tiffany's page for all people

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<v Speaker 2>who are part of the liver Her Challenge. Some of

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<v Speaker 2>these women had. One of these women had the audacity

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<v Speaker 2>to post a college humor video on how pointless weddings are.

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<v Speaker 2>And I sat there and watched this video and I

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<v Speaker 2>was like, why am I doing? But then I was like, no,

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<v Speaker 2>it's okay, it's fine to have a wedding. In fact,

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<v Speaker 2>when I it was the what basically the video. When

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<v Speaker 2>I first got engaged, I went out and got this

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<v Speaker 2>book called The Wedding Industrial Complex, which is great. It's

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<v Speaker 2>an excellent book. It's about like the industrialization of the

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<v Speaker 2>wedding and like how it's been commercialized and how it

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<v Speaker 2>didn't even exist one hundred years ago, and the College

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<v Speaker 2>Humor video basically did the same thing. And it's like

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<v Speaker 2>Nobe even wore white dresses until the nineteen twenties when

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<v Speaker 2>Queen Victoria in London, England wore a white dress to

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<v Speaker 2>show how rich she was. Like that is how young

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<v Speaker 2>that tradition is. And then look what were how much

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<v Speaker 2>we're spending now on these white wedding gowns, And I

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<v Speaker 2>just wanted people didn't even used to carry bouquets of

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<v Speaker 2>flower I learned flowers in their hands. They used to

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<v Speaker 2>carry herbs to ward off evil spirits, like like cilantro,

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<v Speaker 2>like the garlic, like a Caesar salad down the aisle. Yeah,

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<v Speaker 2>it's funny, but I will say the one thing about

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<v Speaker 2>this wedding that's helping me sleep at night because it's

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<v Speaker 2>not cheap, but it's not as expensive as it could

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<v Speaker 2>be if it were in New York. And I just

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<v Speaker 2>I looked. I was looking at our guest list this

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<v Speaker 2>past week and I literally could not I could not

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<v Speaker 2>put together a better group of people. And it's just

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<v Speaker 2>gonna be the most spectacular, fun weekend with all the

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<v Speaker 2>people that we love and like, uh, I really, I'm

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<v Speaker 2>proud of that we've been focusing it and focusing on

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<v Speaker 2>the people and the love part of things, and not

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<v Speaker 2>like we're not like you're not gonna have there's not

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<v Speaker 2>gonna be I'm sorry, tiffing. There's not gonna be like

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<v Speaker 2>a swan made out of ice. We're not gonna have

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<v Speaker 2>like a crazy photo booth. We're not spending like, we're

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<v Speaker 2>not spending money on a bunch of junk. We're just

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<v Speaker 2>spending it on like everything that matters to us and

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<v Speaker 2>that makes me happy. And that's my wedding, my wedding rant.

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<v Speaker 1>Well, I can't because you know I'm a bit air.

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<v Speaker 2>Just live vicariously through my crazy ass wedding and you'll

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<v Speaker 2>have your very simple one and your house, and I'll

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<v Speaker 2>have polaroids of my wedding. Yeah, but it's coming up.

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<v Speaker 2>I can't believe it's just a month away. But meanwhile,

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<v Speaker 2>the world's falling apart, continuing to fall apart. No, I

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<v Speaker 2>feel like I'm just gonna have like a permanent handprint

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<v Speaker 2>on my forehead, like from all the foolishness. I just

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<v Speaker 2>read before before we got on the air, I read

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<v Speaker 2>that Ben Carson mister gifted hands himself was giving some

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<v Speaker 2>speech and talking about the power of immigrants, and then

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<v Speaker 2>he went on to say, wait, I need to actually

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<v Speaker 2>read this quote because you need to know how insane

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<v Speaker 2>it is. He says, that's what America is about, a

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<v Speaker 2>landed dreams and opportunity. There were other immigrants who came

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<v Speaker 2>here in the bottom of slave ships, worked even longer,

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<v Speaker 2>even harder, for less, but they too had a dream

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<v Speaker 2>that one day their sons and daughters would pursue prosperity

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<v Speaker 2>in slave ships. He calls them immigrants.

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<v Speaker 1>Immigrants.

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<v Speaker 3>Oh my god, yo, honestly, you know what Ben Carsion

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<v Speaker 3>reminds me of. So, you know, before reality TV shows,

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<v Speaker 3>like you would like look up to celebrities like, oh

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<v Speaker 3>my gosh, she seems really smart and cool, and then

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<v Speaker 3>reality shows came out, and then celebrities are on them,

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<v Speaker 3>You're like, oh my gosh, that person is an idiot.

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<v Speaker 1>I wish they would have never.

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<v Speaker 3>Because, you know, because when you just see pictures of people,

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<v Speaker 3>you know, you can kind of impose upon them how

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<v Speaker 3>awesome you think there are, and then when they actually

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<v Speaker 3>open their mouth, you're like, oh, well, there goes all

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<v Speaker 3>of my hopes and dreams. My father gave me Ben

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<v Speaker 3>Carson's gifted hands to read.

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<v Speaker 1>I was so impressed. I mean, this man, it's so

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<v Speaker 1>weird because, yeah, it's clear that this man is brilliant.

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<v Speaker 1>Obviously a brilliant surgeon, a brilliant ghost writer, right, no, well,

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<v Speaker 1>a brilliant surgeon.

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<v Speaker 3>You know, like you can't take the fact that he's

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<v Speaker 3>a brilliant surgeon away from him, and you're like, where

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<v Speaker 3>is he an idiot savant? That's the only that's the

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<v Speaker 3>only answer that I have that clearly that his brilliant stops.

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<v Speaker 3>He literally leaves it inside the surgery room when he

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<v Speaker 3>puts down his his like you know, I don't know,

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<v Speaker 3>like scalpel and stuff.

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<v Speaker 1>He says, well, here's my brilliance. I'm going to leave

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<v Speaker 1>this here and walk into the world foolish.

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<v Speaker 2>You need to have a well rounded life, as you

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<v Speaker 2>can be speaking those smart kids in school who are

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<v Speaker 2>very socially awkward and don't really have well rounded like

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<v Speaker 2>like world view. I feel like sometimes if you spend

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<v Speaker 2>too much time in the books or inside of bodies

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<v Speaker 2>or whatever you don't like, you start thinking things like, yeah,

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<v Speaker 2>maybe slaves were immigrants just brave it, Like that's nuts.

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<v Speaker 1>I don't.

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<v Speaker 3>I if if one more person says like, I didn't

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<v Speaker 3>speak to Russia, okay to Russia.

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<v Speaker 2>Just cutdang. I forgot just just so weird when they

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<v Speaker 2>came over lunch that one time. I forgot. Yeah, And

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<v Speaker 2>the foolishness this weekend with with with Voldemort and what

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<v Speaker 2>he said about Obama, who does not Obama is like

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<v Speaker 2>literally Obama is somewhere right now getting like a foot

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<v Speaker 2>massage and.

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<v Speaker 3>Just picture recently Michelle and like this cute black outfit. Yo,

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<v Speaker 3>he's looking so cool with his leather like butter leather jacket.

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<v Speaker 1>They are chilling, chilling, talking about I was wire tapped.

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<v Speaker 1>Could you honestly just shut up? Just just shut up,

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<v Speaker 1>just shut up. I'm like, what are you talking? The

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<v Speaker 1>CIA was like what are you? What?

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<v Speaker 3>The FBI everyone, what are you talking about? That doesn't

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<v Speaker 3>even make that's a serious allegation, you crazy nincome poop.

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<v Speaker 2>But don't worry. He'll be an investigation. He'll be proven right,

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<v Speaker 2>is what he was quoted us saying by one of

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<v Speaker 2>his friends while he was at mar A Lago resort

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<v Speaker 2>for yet another weekend spending millions of dollars of taxpayers

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<v Speaker 2>dollar taxpayer money, going to the winter White House where

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<v Speaker 2>he wanted to tweet out this. I mean, even if

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<v Speaker 2>it's true, the fact that he would tweet it before,

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<v Speaker 2>I mean it's not true. I mean Obama has he

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<v Speaker 2>had a pull. I'm just mad. He stole a moment

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<v Speaker 2>of peace from Obama's retirement. He deserved some sleep and

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<v Speaker 2>you know, relaxation. He had to put out a statement

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<v Speaker 2>denying these accusations. But even if in a crazy universe

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<v Speaker 2>they were true, the fact that we have a president

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<v Speaker 2>who would be tweeting that before it was proven.

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<v Speaker 3>Right, like before you go to the actual authority to say, hey,

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<v Speaker 3>I think the law was broken, let me tweet to

0:11:14.440 --> 0:11:15.160
<v Speaker 3>my peeps.

0:11:15.480 --> 0:11:17.319
<v Speaker 1>That's literally what he said. He said, you know what,

0:11:17.679 --> 0:11:18.960
<v Speaker 1>I have something to say to my peeps.

0:11:19.000 --> 0:11:22.760
<v Speaker 3>Let me tweet, Hey, y'all, somebody seriously broke the law

0:11:22.960 --> 0:11:24.000
<v Speaker 3>and committed treason.

0:11:24.360 --> 0:11:25.959
<v Speaker 1>What y'all think? Like, what do you say?

0:11:26.160 --> 0:11:28.120
<v Speaker 3>I just, honestly, the only thing that gives me any

0:11:28.160 --> 0:11:31.480
<v Speaker 3>solace Ballas and all of this is I love lovey

0:11:31.520 --> 0:11:34.559
<v Speaker 3>awesomely Love's blog posts, yo, everything.

0:11:34.640 --> 0:11:38.319
<v Speaker 1>They are life. They are hilarious and I.

0:11:38.559 --> 0:11:40.720
<v Speaker 3>Will read them whenever something crazy comes out Because she

0:11:40.760 --> 0:11:45.600
<v Speaker 3>always puts this just delicious, hilarious spin on things that.

0:11:45.600 --> 0:11:47.760
<v Speaker 1>Makes me say, Okay, I can live another day.

0:11:48.440 --> 0:11:51.360
<v Speaker 2>Yeah, I mean you do have to laugh at it.

0:11:51.440 --> 0:11:52.959
<v Speaker 2>But at the same time, it's like, so he had

0:11:52.960 --> 0:11:55.800
<v Speaker 2>a speech last week and everyone was just falling all

0:11:55.840 --> 0:11:59.160
<v Speaker 2>over themselves because he didn't sound like a complete like moron.

0:11:59.840 --> 0:12:02.200
<v Speaker 2>I'm like, the bar is so low. So he strung

0:12:02.280 --> 0:12:04.959
<v Speaker 2>some words together for a solid hour, and we're all

0:12:05.000 --> 0:12:08.120
<v Speaker 2>just like, look at you, go, look at you and

0:12:08.160 --> 0:12:11.880
<v Speaker 2>your big boy pants making sentences make sense, Like that

0:12:11.920 --> 0:12:15.360
<v Speaker 2>can't be the bar for our president. It's just so

0:12:15.559 --> 0:12:18.040
<v Speaker 2>sad and this, you know, he's he's done so many

0:12:18.160 --> 0:12:21.480
<v Speaker 2>crazy things. It's it's like we've almost what I'm afraid

0:12:21.480 --> 0:12:23.240
<v Speaker 2>of is that we're gonna get too used to the

0:12:23.360 --> 0:12:26.839
<v Speaker 2>craziness and that I mean if if so so many

0:12:26.920 --> 0:12:29.400
<v Speaker 2>times throughout his campaign and now it's like if it

0:12:29.400 --> 0:12:32.160
<v Speaker 2>had been anybody else, you'd have been out anybody else.

0:12:32.240 --> 0:12:35.880
<v Speaker 2>But I don't know what what what magic hold he

0:12:36.000 --> 0:12:38.720
<v Speaker 2>has over some people, But it's like he is the

0:12:38.760 --> 0:12:40.320
<v Speaker 2>cockroach that will not die.

0:12:40.640 --> 0:12:42.520
<v Speaker 3>Yeah, no matter how many times you stop on it,

0:12:42.559 --> 0:12:45.680
<v Speaker 3>no matter how many times you spray it, it just

0:12:46.240 --> 0:12:49.680
<v Speaker 3>flips back over and runs into the Darkness girls.

0:12:49.679 --> 0:12:55.040
<v Speaker 1>When they put that over, it's like I got I

0:12:55.120 --> 0:12:59.240
<v Speaker 1>was dead, I'm a roach. I'm gonna be here forever.

0:13:01.080 --> 0:13:01.800
<v Speaker 1>I love.

0:13:01.920 --> 0:13:03.920
<v Speaker 2>Do you watch Jesus and Marrow. Do you know them?

0:13:03.920 --> 0:13:07.720
<v Speaker 2>They're the Bodega Boys podcast? Oh you have to. They

0:13:07.760 --> 0:13:11.679
<v Speaker 2>are everything. Don't tell my fiance because I tease him

0:13:11.679 --> 0:13:13.400
<v Speaker 2>because he loves them so much and I'm like, oh

0:13:13.600 --> 0:13:15.960
<v Speaker 2>them again, But uh, they're really for funny as hell.

0:13:16.000 --> 0:13:19.680
<v Speaker 2>They're just like these two. They're two guys from the Bronx,

0:13:19.880 --> 0:13:22.600
<v Speaker 2>Jesus and Marra who childhood friends. They started a podcast

0:13:22.679 --> 0:13:26.679
<v Speaker 2>called the Bodega Boys. Like just really just like they

0:13:27.120 --> 0:13:30.240
<v Speaker 2>I can't even describe them, but just just real guys

0:13:30.760 --> 0:13:35.199
<v Speaker 2>having conversations about current events and being like like vulgar

0:13:35.320 --> 0:13:38.840
<v Speaker 2>and like whatever, but hilarious, like hilarious commentary on everyday things.

0:13:38.880 --> 0:13:42.000
<v Speaker 2>And they got a show on Vice actually, and the

0:13:42.040 --> 0:13:44.640
<v Speaker 2>show is doing like amazingly well and they have the

0:13:44.679 --> 0:13:49.079
<v Speaker 2>most hilarious takes on They call him Tornpito and they

0:13:49.080 --> 0:13:52.760
<v Speaker 2>called Sean Spicer Adobo because he's got spice. They're just

0:13:52.800 --> 0:13:54.760
<v Speaker 2>freaking hilarous. Can't even say half of what they say

0:13:54.760 --> 0:13:57.880
<v Speaker 2>because it's like extremely vulgar and it sounds stupid coming

0:13:57.880 --> 0:14:01.200
<v Speaker 2>from my own mouth, but them, I think they're But

0:14:01.320 --> 0:14:03.840
<v Speaker 2>I live for like people like that who can at

0:14:03.920 --> 0:14:07.040
<v Speaker 2>least like it's like we're watching Trump and we're staying woke,

0:14:07.120 --> 0:14:09.640
<v Speaker 2>but then you still kind of have to laugh a

0:14:09.640 --> 0:14:13.920
<v Speaker 2>little bit at the insanity of what's happening. And I

0:14:13.960 --> 0:14:16.880
<v Speaker 2>and yeah, we just need to like keep shining a

0:14:16.960 --> 0:14:19.160
<v Speaker 2>light on this foolishness. And Ben Carson used to go

0:14:19.200 --> 0:14:20.320
<v Speaker 2>sit down somewhere.

0:14:20.920 --> 0:14:22.520
<v Speaker 1>If anybody needs some just like some release.

0:14:22.520 --> 0:14:25.520
<v Speaker 3>There's I don't remember a while ago, maybe it was

0:14:25.560 --> 0:14:29.000
<v Speaker 3>like late last year, there was like this comedian that

0:14:29.080 --> 0:14:31.440
<v Speaker 3>she was like on Instagram. Her name is a but

0:14:31.480 --> 0:14:34.560
<v Speaker 3>she played a character named Shirlene, like the older black woman.

0:14:34.600 --> 0:14:36.680
<v Speaker 2>Yeah you talked about her before, Yeah, yeah.

0:14:36.280 --> 0:14:37.120
<v Speaker 1>Oh my goodness.

0:14:37.120 --> 0:14:38.680
<v Speaker 3>So she has a new video out so if you

0:14:38.760 --> 0:14:43.160
<v Speaker 3>just need a giggle her Her Instagram is the Christie

0:14:43.960 --> 0:14:46.920
<v Speaker 3>c h R. I s T I Show, The Christie

0:14:46.960 --> 0:14:50.040
<v Speaker 3>Show like her videos are so it's clean comedy. So

0:14:50.080 --> 0:14:51.520
<v Speaker 3>for those of you whore and not into like cursing.

0:14:51.560 --> 0:14:55.960
<v Speaker 3>Whatever she is. I guess she's Christian. Yeah, she's obviously Christian,

0:14:56.120 --> 0:14:59.280
<v Speaker 3>but that's not like what her like her stick is like, oh,

0:14:59.560 --> 0:15:01.800
<v Speaker 3>even though she a young woman, she dresses up like

0:15:01.880 --> 0:15:05.440
<v Speaker 3>an older black woman, like rooted in the church. And

0:15:05.520 --> 0:15:09.119
<v Speaker 3>when I say hilarious, oh, like I just can't describe.

0:15:09.280 --> 0:15:11.000
<v Speaker 1>So yeah, so if you get a chance, And that's

0:15:11.000 --> 0:15:11.320
<v Speaker 1>what I do.

0:15:11.400 --> 0:15:13.480
<v Speaker 3>Sometimes when I'm like overwhelmed with like the darkness in

0:15:13.480 --> 0:15:15.520
<v Speaker 3>the world and I'm like, I can't take like what

0:15:15.600 --> 0:15:18.000
<v Speaker 3>I love you, Carls Cheeto Satan.

0:15:17.800 --> 0:15:20.880
<v Speaker 1>I can't say Cheeto Satan, I will go.

0:15:21.880 --> 0:15:24.320
<v Speaker 3>To her Instagram page and I will giggle my LifeWay

0:15:24.360 --> 0:15:27.080
<v Speaker 3>and I'm like, thank you Christy aka Miss Shirley, and

0:15:27.080 --> 0:15:29.240
<v Speaker 3>you make everything better. So just a little, you know,

0:15:29.360 --> 0:15:32.360
<v Speaker 3>just a little, a little time away from all the craziness.

0:15:33.400 --> 0:15:35.640
<v Speaker 2>Is there something? Could you maybe come closer to the

0:15:35.640 --> 0:15:37.440
<v Speaker 2>mic or something? It sounds like you're a little far away.

0:15:37.880 --> 0:15:38.720
<v Speaker 1>Can you hear me? Now?

0:15:39.920 --> 0:15:40.520
<v Speaker 2>Speak again?

0:15:41.240 --> 0:15:42.040
<v Speaker 1>How does it sound now?

0:15:42.120 --> 0:15:43.080
<v Speaker 2>Okay, it's a little bit better.

0:15:43.160 --> 0:15:46.440
<v Speaker 1>Yeah, okay, let me put I'm gonna pop it up.

0:15:46.600 --> 0:15:50.400
<v Speaker 1>Hold on, So it's a little bit closen to my man.

0:15:51.640 --> 0:15:52.000
<v Speaker 1>All right.

0:15:53.520 --> 0:15:55.160
<v Speaker 2>I have to say I was just I was just

0:15:55.160 --> 0:15:57.200
<v Speaker 2>browsing in the New York Times headline right now, the

0:15:57.240 --> 0:15:59.960
<v Speaker 2>main story is that the Republicans finally unveiled their replace

0:16:00.000 --> 0:16:03.520
<v Speaker 2>span for Obamacare, and I am trying to read. So

0:16:03.600 --> 0:16:05.760
<v Speaker 2>what was expected for them to replace it with was,

0:16:05.800 --> 0:16:08.720
<v Speaker 2>you know how on the Obamacare, the Healthcare Exchange right

0:16:08.760 --> 0:16:12.200
<v Speaker 2>now you get tax subsidies that lower the cost of

0:16:12.240 --> 0:16:15.800
<v Speaker 2>your health plan. Essentially, what they're doing is they're removing

0:16:15.840 --> 0:16:18.520
<v Speaker 2>the mandatory part of the bill, which the mandate, which

0:16:18.520 --> 0:16:20.680
<v Speaker 2>says that everyone has to have healthcare or face a

0:16:20.800 --> 0:16:25.880
<v Speaker 2>tax penalty. And it looks like they are going to

0:16:25.960 --> 0:16:28.520
<v Speaker 2>give income wait, let me see. It looks like they're

0:16:28.520 --> 0:16:31.880
<v Speaker 2>going to do tax credits that would completely replace everything else.

0:16:31.920 --> 0:16:33.840
<v Speaker 2>So instead of requiring you to have health insurance, they're

0:16:33.880 --> 0:16:35.760
<v Speaker 2>going to say, if you do get health insurance, will

0:16:35.800 --> 0:16:40.280
<v Speaker 2>give you tax credits. And they're going to get bigger

0:16:40.640 --> 0:16:43.280
<v Speaker 2>with age. And the idea behind that is that as

0:16:43.320 --> 0:16:47.640
<v Speaker 2>you age, coverage gets more expensive. But it's happening, y'all,

0:16:47.720 --> 0:16:49.240
<v Speaker 2>it's happening. Stay woke.

0:16:49.920 --> 0:16:53.480
<v Speaker 3>So I mean, so they're basically keeping it except for

0:16:54.240 --> 0:16:56.000
<v Speaker 3>they're going to give tax credits.

0:16:56.080 --> 0:16:57.760
<v Speaker 2>I haven't read the entire thing. This is a very

0:16:57.760 --> 0:17:00.640
<v Speaker 2>short article. This new is like just came out, so

0:17:00.640 --> 0:17:02.160
<v Speaker 2>I don't want to. I don't want to misspeak. There'

0:17:02.160 --> 0:17:05.680
<v Speaker 2>probably be more information and more analysis tomorrow. But yeah,

0:17:05.680 --> 0:17:07.359
<v Speaker 2>that was one of the things that they were that

0:17:07.359 --> 0:17:10.560
<v Speaker 2>the individual mandate from the very beginning was a huge

0:17:11.440 --> 0:17:13.320
<v Speaker 2>point of contention for the law, and I knew they

0:17:13.359 --> 0:17:15.920
<v Speaker 2>were always going to try and get rid of. That's

0:17:16.040 --> 0:17:18.280
<v Speaker 2>what this doesn't with. This article doesn't say yet is

0:17:18.280 --> 0:17:20.600
<v Speaker 2>whether or not Trump always said he would try and

0:17:20.680 --> 0:17:26.120
<v Speaker 2>keep the pre existing condition coverage for people. Not clear

0:17:26.160 --> 0:17:27.639
<v Speaker 2>from this article if he's doing that or not. But

0:17:27.640 --> 0:17:29.920
<v Speaker 2>if you have Obamacare, you rely on it. Definitely pay

0:17:29.960 --> 0:17:33.080
<v Speaker 2>attention to the news right now for sure. And this

0:17:33.160 --> 0:17:35.320
<v Speaker 2>plan is just a plan. It hasn't been voted on,

0:17:35.440 --> 0:17:38.680
<v Speaker 2>nothing like that. It's just finally, it's like finally, for

0:17:38.920 --> 0:17:41.760
<v Speaker 2>months and years they've been talking about, you know, Obamacare

0:17:41.840 --> 0:17:44.200
<v Speaker 2>being a piece of crap, but never had anything better.

0:17:44.280 --> 0:17:46.840
<v Speaker 3>So yeah, no, But if they're like to me, I

0:17:46.840 --> 0:17:49.159
<v Speaker 3>don't like, you know, the getting rid of the mandate,

0:17:49.240 --> 0:17:52.639
<v Speaker 3>I mean, I can't say financially, you know, for the

0:17:52.680 --> 0:17:55.520
<v Speaker 3>economy what that means, but I can see that being like, oh, okay,

0:17:56.000 --> 0:17:59.000
<v Speaker 3>and then you know tax credit, that's that's a good thing.

0:17:59.040 --> 0:18:00.879
<v Speaker 3>But I'm like, really, so Baitically, I'm like, y'all just

0:18:00.920 --> 0:18:01.880
<v Speaker 3>gonna keep the same plan.

0:18:02.600 --> 0:18:04.760
<v Speaker 1>Look at you because you don't have any plan. But anyway,

0:18:04.760 --> 0:18:06.399
<v Speaker 1>we'll see the biggest.

0:18:06.040 --> 0:18:08.399
<v Speaker 2>Thing with the with the plan is that it's just

0:18:08.480 --> 0:18:11.760
<v Speaker 2>it's a little bit too unrealistic and and all the

0:18:11.800 --> 0:18:13.560
<v Speaker 2>sort of analysis of its plan has said it would

0:18:13.560 --> 0:18:16.320
<v Speaker 2>cost the government. I think that one of the I

0:18:16.359 --> 0:18:18.480
<v Speaker 2>went on of the gosh. I can't remember if it

0:18:18.560 --> 0:18:20.879
<v Speaker 2>was billion or trillion. That's a big that's a big difference.

0:18:20.880 --> 0:18:23.560
<v Speaker 2>I don't want to misspeak, but it was like five

0:18:23.640 --> 0:18:27.040
<v Speaker 2>billion or trillion dollars it was going to cost over

0:18:27.119 --> 0:18:30.240
<v Speaker 2>the next like ten years. If if Trump's campaign version

0:18:30.280 --> 0:18:33.840
<v Speaker 2>of of of tax and health care changes, what's going

0:18:33.840 --> 0:18:36.360
<v Speaker 2>to an effect. So I don't know what it'll cost,

0:18:36.400 --> 0:18:39.840
<v Speaker 2>but it does feel like his in his magical world

0:18:39.840 --> 0:18:43.640
<v Speaker 2>of lollipops and and golf courses. It's like everyone gets

0:18:43.680 --> 0:18:46.520
<v Speaker 2>tax breaks, but who's where's the money coming from? And

0:18:46.560 --> 0:18:48.720
<v Speaker 2>by the way, we're spending like twenty billion dollars on

0:18:48.800 --> 0:18:53.160
<v Speaker 2>a wall on our on the Mexican border, and I'm

0:18:53.160 --> 0:18:55.840
<v Speaker 2>like and raising our defense fund and we're already one

0:18:55.880 --> 0:18:58.680
<v Speaker 2>of the countries that spends more than like all the

0:18:58.680 --> 0:19:02.760
<v Speaker 2>biggest stations combined on defend spending. I just I was like,

0:19:03.240 --> 0:19:05.400
<v Speaker 2>as a budgeting person, as you can imagine, I'm sure

0:19:05.400 --> 0:19:08.399
<v Speaker 2>you're just like, this ain't lining up, yeah.

0:19:08.160 --> 0:19:10.600
<v Speaker 3>Because you're like, so, you know, money doesn't just poof,

0:19:10.640 --> 0:19:13.520
<v Speaker 3>unto real life look like thin air, like if you take,

0:19:13.640 --> 0:19:17.800
<v Speaker 3>if someone is receiving, someone is losing. That's just the way, like,

0:19:18.040 --> 0:19:21.080
<v Speaker 3>you know, things go out. Yeah, I guess we'll see.

0:19:21.280 --> 0:19:25.119
<v Speaker 3>I mean, yeah, I guess we'll see. You don't have

0:19:25.119 --> 0:19:28.119
<v Speaker 3>to just you look up and you sigh, like you know,

0:19:28.160 --> 0:19:30.080
<v Speaker 3>it's so crazy. I still haven't gotten over. Like there'll

0:19:30.119 --> 0:19:33.000
<v Speaker 3>be times when I'm on like you know, social media

0:19:33.040 --> 0:19:34.720
<v Speaker 3>or like the new a news site, and then I'll

0:19:34.760 --> 0:19:38.640
<v Speaker 3>see him and they'll say President Trump, and I'm like.

0:19:37.640 --> 0:19:42.199
<v Speaker 2>Like, like listen. I had to correct our reporter and

0:19:42.240 --> 0:19:44.399
<v Speaker 2>have her put President in the headline because I was like,

0:19:44.440 --> 0:19:46.639
<v Speaker 2>we can't just say Trump anymore. We have to respect

0:19:46.640 --> 0:19:50.040
<v Speaker 2>the office put president. Gritting my teeth the entire time,

0:19:50.840 --> 0:19:51.560
<v Speaker 2>we're like, I'm.

0:19:51.440 --> 0:19:54.000
<v Speaker 1>Like, wait, this is real. Wait, it's got a drill.

0:19:54.520 --> 0:19:58.239
<v Speaker 2>Nope, But we can only hope that if things keep

0:19:58.280 --> 0:19:59.679
<v Speaker 2>going the way they're going. I don't know, what else.

0:19:59.720 --> 0:20:01.679
<v Speaker 2>I mean, what what's it going to take to get this

0:20:01.720 --> 0:20:03.040
<v Speaker 2>guy impeached? That's what I want to know.

0:20:03.440 --> 0:20:04.000
<v Speaker 1>Like what.

0:20:05.480 --> 0:20:07.720
<v Speaker 2>But in a bit of like lighthearted news, did you

0:20:07.760 --> 0:20:11.800
<v Speaker 2>see the video of the two little boys, the white

0:20:11.800 --> 0:20:13.520
<v Speaker 2>boy and the black boy, and how the little white

0:20:13.560 --> 0:20:16.919
<v Speaker 2>boy asked for a haircut to shave his head so

0:20:16.960 --> 0:20:19.280
<v Speaker 2>that he would confuse his teacher. They would be twins.

0:20:21.680 --> 0:20:23.720
<v Speaker 2>I want to put them in like a little diny

0:20:23.760 --> 0:20:25.880
<v Speaker 2>dime capsule and protect them from the world.

0:20:26.680 --> 0:20:29.600
<v Speaker 1>You can't tell a difference. It's like, oh I can't,

0:20:29.640 --> 0:20:31.960
<v Speaker 1>but that is so adorable. I did. I love that.

0:20:32.680 --> 0:20:34.800
<v Speaker 2>I wonder if they if there's I'm sure there is,

0:20:34.800 --> 0:20:37.760
<v Speaker 2>but like at what age do kids start realizing? Like

0:20:37.840 --> 0:20:40.280
<v Speaker 2>what age do a society mess up kids and their

0:20:40.320 --> 0:20:41.600
<v Speaker 2>perception of race? You know?

0:20:42.400 --> 0:20:43.160
<v Speaker 1>No, you're right though.

0:20:43.240 --> 0:20:45.119
<v Speaker 3>I remember, like, for example, like when I used to

0:20:45.160 --> 0:20:48.000
<v Speaker 3>teach preschool, there's this little boy named Gino, and Gino

0:20:48.119 --> 0:20:50.240
<v Speaker 3>like he had just come from I think Puerto Rico

0:20:50.359 --> 0:20:53.119
<v Speaker 3>or the Dominican Republican. He couldn't speak any English, and

0:20:53.160 --> 0:20:55.440
<v Speaker 3>I remember worried, being worried, like, oh, you know, how's

0:20:55.440 --> 0:20:57.560
<v Speaker 3>he kind of acclimated the class because he's not going

0:20:57.600 --> 0:20:58.640
<v Speaker 3>to be able to communicate.

0:20:59.440 --> 0:21:01.560
<v Speaker 1>And like, I remember, like the kids were like, you know,

0:21:01.600 --> 0:21:02.640
<v Speaker 1>he came in day.

0:21:02.440 --> 0:21:05.400
<v Speaker 3>One playing and then I had to pull a little

0:21:05.400 --> 0:21:07.080
<v Speaker 3>girl to the side she was playing with him. I said,

0:21:07.080 --> 0:21:10.240
<v Speaker 3>you know, just so you know, you know, Gino doesn't

0:21:10.240 --> 0:21:12.520
<v Speaker 3>speak any English. She looked at me like I was crazy,

0:21:12.560 --> 0:21:13.520
<v Speaker 3>like what are you talking about?

0:21:14.320 --> 0:21:14.840
<v Speaker 1>You can write?

0:21:14.840 --> 0:21:18.439
<v Speaker 3>And I thought to myself, Wow, kids communicate on a

0:21:18.520 --> 0:21:19.440
<v Speaker 3>totally different level.

0:21:19.480 --> 0:21:22.640
<v Speaker 1>She's like, he doesn't speak English, like, but yet they.

0:21:22.520 --> 0:21:26.240
<v Speaker 3>Were speaking maybe yeah, exactly like we like they were

0:21:26.240 --> 0:21:28.639
<v Speaker 3>talking and they were playing and you know, like and

0:21:28.720 --> 0:21:31.600
<v Speaker 3>I thought, wow, Like it was clear they were communicating

0:21:31.640 --> 0:21:33.520
<v Speaker 3>and they had worked out a little game that they

0:21:33.560 --> 0:21:36.159
<v Speaker 3>were playing, and I thought, wow, how because at three

0:21:36.240 --> 0:21:38.959
<v Speaker 3>and four, you know, kids speak they're like, you know, hey, Mims, Tiffany,

0:21:39.000 --> 0:21:41.520
<v Speaker 3>I'm hungry. It's not like she's like, oh you know, so,

0:21:41.560 --> 0:21:43.520
<v Speaker 3>I'm like, well, he's speaking to you in Spanish and

0:21:43.520 --> 0:21:45.560
<v Speaker 3>you're speaking to him back in English, and yet they

0:21:45.600 --> 0:21:48.879
<v Speaker 3>were communicating obviously beyond just language, and I'm just it

0:21:48.920 --> 0:21:51.640
<v Speaker 3>just made me remember like, wow, kids are so awesome.

0:21:51.960 --> 0:21:54.600
<v Speaker 3>And he didn't have any trouble on me. His really

0:21:54.640 --> 0:21:57.400
<v Speaker 3>within like a month or two, he started to really

0:21:57.400 --> 0:22:00.960
<v Speaker 3>pick up on certain words and able to like string

0:22:01.000 --> 0:22:03.719
<v Speaker 3>sentences together without any sort of like formal These are

0:22:03.720 --> 0:22:04.639
<v Speaker 3>your English lessons.

0:22:04.640 --> 0:22:07.600
<v Speaker 1>And I just thought, wow, oh yeah, yeah, kids are awesome.

0:22:07.800 --> 0:22:09.919
<v Speaker 2>I think my fiancee learned English from The Price Is Right.

0:22:09.960 --> 0:22:13.000
<v Speaker 2>He told me he would watch The Prices Right and

0:22:13.040 --> 0:22:14.959
<v Speaker 2>like all these like sitcoms with his grandma. That's how

0:22:14.960 --> 0:22:17.480
<v Speaker 2>he learned. The kids are kids are amazing and those

0:22:17.480 --> 0:22:20.120
<v Speaker 2>boys were adorable, so he.

0:22:20.040 --> 0:22:20.600
<v Speaker 1>Was so happy.

0:22:20.640 --> 0:22:23.720
<v Speaker 3>I was like, look at and first of all, when

0:22:23.760 --> 0:22:26.000
<v Speaker 3>you see like boys who are friends, because like you know,

0:22:26.040 --> 0:22:26.720
<v Speaker 3>when boys.

0:22:26.520 --> 0:22:29.679
<v Speaker 2>Get older, they're too cool to like hang like to

0:22:29.760 --> 0:22:31.080
<v Speaker 2>say that they love their friends.

0:22:31.119 --> 0:22:33.919
<v Speaker 1>But friend, yeah they are too cool for that. But

0:22:33.960 --> 0:22:36.520
<v Speaker 1>then yeah, boys they're so sweet.

0:22:37.960 --> 0:22:40.920
<v Speaker 2>But again they need to just be preserved somewhere, not ruined.

0:22:41.960 --> 0:22:44.359
<v Speaker 3>And I'm glad that his mom and his parents, you know,

0:22:44.400 --> 0:22:46.200
<v Speaker 3>they're like because you know, that's to be commended to

0:22:46.240 --> 0:22:48.399
<v Speaker 3>because they they could have you know, not been like

0:22:48.400 --> 0:22:49.720
<v Speaker 3>what no, you know.

0:22:52.200 --> 0:22:55.200
<v Speaker 2>And re read at Harvard come on, yes, and that

0:22:55.400 --> 0:23:01.280
<v Speaker 2>fabulous tweed off the shoulder, delightful, she's like your business suits.

0:23:01.640 --> 0:23:03.479
<v Speaker 1>Yeah, she was like, so I made it to Harvard.

0:23:03.480 --> 0:23:06.120
<v Speaker 1>That opening line was everything horrible.

0:23:06.320 --> 0:23:08.560
<v Speaker 2>I had no idea. I mean that just shows I

0:23:08.840 --> 0:23:11.040
<v Speaker 2>she really doesn't like speak loud about it or stoud

0:23:11.040 --> 0:23:13.160
<v Speaker 2>about it. But I had no idea she was. She

0:23:13.240 --> 0:23:16.800
<v Speaker 2>was like building clinics and like schools and stuff, and uh,

0:23:16.840 --> 0:23:20.360
<v Speaker 2>where is she from Trinidad? Yeah, Trinidad and Tobagel.

0:23:21.080 --> 0:23:23.360
<v Speaker 1>Yeah, awesome, because you're right.

0:23:23.560 --> 0:23:25.640
<v Speaker 3>You know, when you think of Rihanna, you think of like, oh,

0:23:25.720 --> 0:23:28.000
<v Speaker 3>badgirl Rihanna, and not realizing just how much.

0:23:27.840 --> 0:23:30.760
<v Speaker 1>Good she does in the world, not just musically.

0:23:31.359 --> 0:23:35.040
<v Speaker 3>Yeah, because I remember I kind of was awakened to

0:23:35.160 --> 0:23:37.480
<v Speaker 3>it last year. I went to Black Girls Rock and

0:23:37.520 --> 0:23:39.600
<v Speaker 3>they honored her for the things she was doing. They

0:23:39.600 --> 0:23:41.479
<v Speaker 3>had like a little montage video and I was like,

0:23:41.520 --> 0:23:47.159
<v Speaker 3>wow they did Okay, Yeah.

0:23:45.320 --> 0:23:47.800
<v Speaker 2>It does feel like yeah, I remember, because she like

0:23:48.000 --> 0:23:50.399
<v Speaker 2>she took time and talked with the little girls and stuff.

0:23:50.480 --> 0:23:50.680
<v Speaker 1>Yeah.

0:23:50.720 --> 0:23:52.760
<v Speaker 2>She seems like a really you know, I've read some

0:23:52.840 --> 0:23:54.280
<v Speaker 2>of her interviews and I like what she has to

0:23:54.320 --> 0:23:58.439
<v Speaker 2>say about relationships a lot. She says she's like single,

0:23:58.480 --> 0:24:00.600
<v Speaker 2>she's been single, and she was talking talking about how

0:24:00.640 --> 0:24:03.600
<v Speaker 2>she's just enjoying being by herself and and you know,

0:24:03.720 --> 0:24:05.640
<v Speaker 2>not dating right now. It doesn't really feel the need

0:24:05.680 --> 0:24:09.040
<v Speaker 2>to date. And I don't know. I think, yeah, I think,

0:24:09.200 --> 0:24:10.840
<v Speaker 2>I don't know. Maybe it's just me, but I feel

0:24:10.880 --> 0:24:15.200
<v Speaker 2>like I underestimated Rihanna is just like the work.

0:24:15.320 --> 0:24:18.040
<v Speaker 3>Yeah, no, she's you know, totally deeper than just the

0:24:18.080 --> 0:24:21.040
<v Speaker 3>weed smoking Rihanna we see on our Instagram.

0:24:21.080 --> 0:24:26.040
<v Speaker 2>Sorry, I'm not I did not know. I apologize and

0:24:26.160 --> 0:24:29.720
<v Speaker 2>other cute news. Can Blue Ivy get more fabulous?

0:24:30.160 --> 0:24:32.840
<v Speaker 1>I know this hair? I'm like, yeah, get into these braids.

0:24:32.920 --> 0:24:34.359
<v Speaker 2>Did you see that they went to the Beauty and

0:24:34.400 --> 0:24:37.919
<v Speaker 2>the Beast premiere? What a charmed life, as Little Girl leads.

0:24:38.280 --> 0:24:40.280
<v Speaker 2>I'm waiting for the VHS tape to come out, not

0:24:40.320 --> 0:24:42.160
<v Speaker 2>even the real one. My dad would get the bootleg

0:24:42.240 --> 0:24:45.760
<v Speaker 2>VHS tapes. I remember watching Pocahontas and for the I

0:24:45.800 --> 0:24:47.960
<v Speaker 2>didn't realize how much I was missing as a kid

0:24:48.000 --> 0:24:50.600
<v Speaker 2>because I only saw like half the screen in every movie.

0:24:50.600 --> 0:24:53.360
<v Speaker 2>My dad would get off the street like the bootleg

0:24:53.480 --> 0:24:55.960
<v Speaker 2>VHS is and I'd be like, is there. I would

0:24:56.000 --> 0:24:58.359
<v Speaker 2>think that there was laughing tracks. No, that's just people

0:24:58.400 --> 0:25:03.040
<v Speaker 2>in the theater laughing like all these I remember I

0:25:03.040 --> 0:25:05.960
<v Speaker 2>watched the real version of Pocahontas as an adult, and

0:25:06.000 --> 0:25:11.040
<v Speaker 2>I was like, where's a laughing at like all the

0:25:11.119 --> 0:25:16.600
<v Speaker 2>parts of the Little Raccoon. The audience would crack up, Yeah, seriously,

0:25:16.720 --> 0:25:18.879
<v Speaker 2>and there would be like, you know, the like because

0:25:18.920 --> 0:25:20.919
<v Speaker 2>the camera whatever camera this was back in the nineties.

0:25:20.920 --> 0:25:22.919
<v Speaker 2>It wasn't even a good camera, so people recording in

0:25:22.960 --> 0:25:25.240
<v Speaker 2>the theater would like you cut off parts of the screen.

0:25:25.680 --> 0:25:25.880
<v Speaker 1>Yeah.

0:25:25.960 --> 0:25:28.040
<v Speaker 2>So I was like, oh, I know she was. That

0:25:28.359 --> 0:25:30.160
<v Speaker 2>was such a big land and that was a big boat.

0:25:30.960 --> 0:25:33.399
<v Speaker 1>Yes, hilarious laughing.

0:25:34.440 --> 0:25:37.280
<v Speaker 2>Meanwhile, Blue Ibby is getting to go to the damn premiere.

0:25:37.359 --> 0:25:39.640
<v Speaker 2>She's like, I'm gonna see this two weeks earlier than

0:25:39.640 --> 0:25:44.360
<v Speaker 2>anybody else. Fabulous and like the cutest mommy and me outfits.

0:25:44.359 --> 0:25:47.040
<v Speaker 2>I don't know if you saw yet, but theances were

0:25:47.040 --> 0:25:49.400
<v Speaker 2>in like a fabulous green dress and blue Ivy matches

0:25:50.359 --> 0:25:52.040
<v Speaker 2>and she's smiling. I don't feel like I see Blue

0:25:52.040 --> 0:25:53.040
<v Speaker 2>Ivy smile very much.

0:25:53.440 --> 0:25:56.520
<v Speaker 1>Yeah, yeah, I feel like she does it.

0:25:56.600 --> 0:25:58.359
<v Speaker 3>But you saw like she there was a picture of

0:25:58.400 --> 0:26:01.159
<v Speaker 3>her and her father like front row at like a

0:26:01.200 --> 0:26:03.080
<v Speaker 3>basketball game and they're making the same kind of like

0:26:03.160 --> 0:26:04.919
<v Speaker 3>face and I was like, oh, the.

0:26:04.920 --> 0:26:05.720
<v Speaker 2>All Star game.

0:26:06.680 --> 0:26:09.200
<v Speaker 1>Yeah. So let's just wait till these twins get here.

0:26:09.200 --> 0:26:10.720
<v Speaker 1>They're gonna be stomping the yard.

0:26:11.000 --> 0:26:13.400
<v Speaker 2>I don't know if the world is ready. I know,

0:26:13.720 --> 0:26:16.359
<v Speaker 2>and she looks like she's nine months pregnant already, like

0:26:16.480 --> 0:26:18.000
<v Speaker 2>she got the secret for a long time.

0:26:18.480 --> 0:26:20.919
<v Speaker 1>I have to say, like, well, I guess twins are different.

0:26:21.000 --> 0:26:23.480
<v Speaker 3>Like looking at her pregnant now, I could see where

0:26:23.480 --> 0:26:24.040
<v Speaker 3>people were.

0:26:23.880 --> 0:26:26.120
<v Speaker 1>Like, she wasn't pregnant before, but then again, these are twins.

0:26:26.800 --> 0:26:31.240
<v Speaker 2>Stop it. She was pregnant. Come on, but she posted

0:26:31.240 --> 0:26:34.119
<v Speaker 2>pictures of her pregnant billy, I know, but she.

0:26:34.080 --> 0:26:34.920
<v Speaker 1>Didn't look that pregnant.

0:26:34.920 --> 0:26:36.480
<v Speaker 3>But anyway, I'm gonna let it go because I'm going

0:26:36.520 --> 0:26:40.000
<v Speaker 3>to say that she is very pregnant, clearly pregnant. Yes,

0:26:40.119 --> 0:26:41.960
<v Speaker 3>and I cannot wait to see these babies pop out.

0:26:42.240 --> 0:26:44.720
<v Speaker 1>Queen Bee right, I would wait a girl.

0:26:45.680 --> 0:26:47.679
<v Speaker 2>Oh, I don't know. I hope it's two boys. I

0:26:47.680 --> 0:26:49.520
<v Speaker 2>think two boy twins. That's adorable.

0:26:50.080 --> 0:26:54.560
<v Speaker 3>Oh man, they're gonna be tearing up all these young

0:26:54.560 --> 0:26:56.679
<v Speaker 3>girls out here. Get ready for your heart to be broken.

0:26:56.960 --> 0:26:59.680
<v Speaker 2>Oh lord, they just need to be like the antithesis

0:26:59.720 --> 0:27:02.600
<v Speaker 2>of the Kanye West babies. That's all the West babies.

0:27:02.640 --> 0:27:03.520
<v Speaker 2>I don't even want to know.

0:27:04.119 --> 0:27:06.200
<v Speaker 3>Right, Oh, but North is just so cute and I

0:27:06.200 --> 0:27:09.399
<v Speaker 3>don't see much of Saint sat West that name.

0:27:08.880 --> 0:27:10.200
<v Speaker 2>I was trying to think of that baby's name.

0:27:10.359 --> 0:27:13.320
<v Speaker 3>Yeah, but they're both really just like I mean, North

0:27:13.400 --> 0:27:15.600
<v Speaker 3>is gorgeous and Saint is so cute.

0:27:15.960 --> 0:27:17.119
<v Speaker 1>So well, you never know.

0:27:19.359 --> 0:27:21.280
<v Speaker 3>Up being the most normal, you know, sometimes people come

0:27:21.320 --> 0:27:23.479
<v Speaker 3>from crazy parents and end up being super normal.

0:27:24.160 --> 0:27:30.639
<v Speaker 2>Like who give me some examples? Those Jackson kids are

0:27:30.760 --> 0:27:32.000
<v Speaker 2>kind of I don't know.

0:27:33.440 --> 0:27:35.560
<v Speaker 1>I'm trying to think, like, yeah, who has crazy parents

0:27:35.600 --> 0:27:36.320
<v Speaker 1>and they're normal?

0:27:36.720 --> 0:27:37.840
<v Speaker 2>Who will be optimistic?

0:27:38.520 --> 0:27:40.359
<v Speaker 1>Yes, exactly, That's what We'll just say that.

0:27:40.480 --> 0:27:43.440
<v Speaker 3>Maybe there's some grand there's some praying, uh praying uncles

0:27:43.480 --> 0:27:45.239
<v Speaker 3>and aunties and uncles in their life that are like

0:27:45.280 --> 0:27:47.480
<v Speaker 3>praying coverage over them, the blood of Jesus.

0:27:47.160 --> 0:27:49.359
<v Speaker 2>All that I wish upon them. Many good therapists.

0:28:02.080 --> 0:28:07.439
<v Speaker 3>Yes it is time to break or boom boom, I

0:28:07.440 --> 0:28:11.000
<v Speaker 3>will tell you I'm gonna take a brown break from

0:28:11.080 --> 0:28:14.240
<v Speaker 3>this helter skelter schizophrenic weather.

0:28:14.359 --> 0:28:15.119
<v Speaker 1>I'm like, what it's.

0:28:14.960 --> 0:28:17.920
<v Speaker 2>Abny, Like I am in the northeast right now.

0:28:18.200 --> 0:28:21.159
<v Speaker 3>I don't even know like what Like every day I'm like,

0:28:21.320 --> 0:28:25.320
<v Speaker 3>so is it T shirt or literally snorkel like it's

0:28:25.760 --> 0:28:27.800
<v Speaker 3>it's so crazy where and it could even go from

0:28:27.800 --> 0:28:29.479
<v Speaker 3>hour to hour, like it could start the day off

0:28:29.520 --> 0:28:31.600
<v Speaker 3>you're like, oh, what's so nice out my life jacket,

0:28:31.920 --> 0:28:33.960
<v Speaker 3>and then three hours later you're like getting out of

0:28:34.000 --> 0:28:35.240
<v Speaker 3>the car, You're like, oh, my gosh, I should have

0:28:35.240 --> 0:28:38.280
<v Speaker 3>brought my north face. And so I'm tired of Mother

0:28:38.400 --> 0:28:41.120
<v Speaker 3>Nature's inconsistency. I'm not just I mean, I have to

0:28:41.120 --> 0:28:43.400
<v Speaker 3>say I'm glad we didn't have a super terrible winter

0:28:43.480 --> 0:28:46.160
<v Speaker 3>in the Northeast, but it's.

0:28:46.080 --> 0:28:48.280
<v Speaker 2>Just but it's still winter, they'd like to remind you.

0:28:48.800 --> 0:28:50.920
<v Speaker 1>Yeah, And I'm always like pulling out like that.

0:28:51.080 --> 0:28:53.000
<v Speaker 3>Like literally, I'm like I have some of my like

0:28:53.280 --> 0:28:55.600
<v Speaker 3>spring clothes out and I'm like, wait, but there's not

0:28:55.720 --> 0:28:56.240
<v Speaker 3>enough room.

0:28:57.040 --> 0:28:59.360
<v Speaker 1>I have like every type of coat available. I'm always

0:28:59.400 --> 0:28:59.880
<v Speaker 1>like I'm not sure.

0:29:00.000 --> 0:29:01.880
<v Speaker 3>Literally, I'll put a code on, walk outside and walk

0:29:01.920 --> 0:29:03.320
<v Speaker 3>way back and be like, no, I think I need

0:29:03.360 --> 0:29:05.840
<v Speaker 3>this one. So I'm just taking a break from all

0:29:05.880 --> 0:29:10.400
<v Speaker 3>of this this uncertain weather, and hopefully we will the

0:29:10.440 --> 0:29:13.160
<v Speaker 3>weather will officially break and we can smooth our way

0:29:13.200 --> 0:29:15.400
<v Speaker 3>into spring.

0:29:16.640 --> 0:29:21.239
<v Speaker 2>So my my break, uh, my boost rather is going

0:29:21.320 --> 0:29:26.040
<v Speaker 2>to be for couples counseling. I speaking of TMI. You

0:29:26.040 --> 0:29:28.040
<v Speaker 2>should all know. So one of the investments that we

0:29:28.080 --> 0:29:30.480
<v Speaker 2>made when we were planning for the wedding is one

0:29:30.520 --> 0:29:34.440
<v Speaker 2>a financial advisor financial planner, and two I kept putting

0:29:34.440 --> 0:29:37.120
<v Speaker 2>it off. We kept like having trouble finding a good counselor.

0:29:37.120 --> 0:29:38.440
<v Speaker 2>But I thought it would be important for us to

0:29:38.440 --> 0:29:41.760
<v Speaker 2>do some sort of like pre marital counseling. You know,

0:29:41.800 --> 0:29:43.960
<v Speaker 2>a lot of you know, they sell like I don't know,

0:29:44.000 --> 0:29:45.640
<v Speaker 2>I felt like I was at one point I was

0:29:45.680 --> 0:29:48.320
<v Speaker 2>gonna like spend six hundred dollars and do like a

0:29:48.440 --> 0:29:51.440
<v Speaker 2>membership to some fitness club, and like, I don't know

0:29:51.480 --> 0:29:53.000
<v Speaker 2>if I was. I just thought, man, if I'm gonna

0:29:53.000 --> 0:29:55.280
<v Speaker 2>put this money into like looking good for the wedding,

0:29:55.280 --> 0:29:57.440
<v Speaker 2>we need to at least put money into like our

0:29:57.480 --> 0:30:01.000
<v Speaker 2>actual relationship. And not that we have a ton of issues,

0:30:01.040 --> 0:30:03.440
<v Speaker 2>but I feel like a lot some people do form

0:30:03.520 --> 0:30:09.040
<v Speaker 2>like uh, religious premarital counseling, Like especially Catholics, you go

0:30:09.040 --> 0:30:10.520
<v Speaker 2>to the church and you do it through your church,

0:30:10.600 --> 0:30:12.960
<v Speaker 2>or you do a like an all day seminar and

0:30:12.960 --> 0:30:15.920
<v Speaker 2>then you meet with your officiant or your pastor or whoever.

0:30:16.720 --> 0:30:20.160
<v Speaker 2>But since we're not really religious. I decided to just

0:30:20.240 --> 0:30:23.680
<v Speaker 2>I just started googling, like couples counseling programs in New York,

0:30:23.760 --> 0:30:27.920
<v Speaker 2>and I found I found a few different people who

0:30:28.000 --> 0:30:31.440
<v Speaker 2>specialize in couple counseling, and we landed upon this woman

0:30:31.680 --> 0:30:34.680
<v Speaker 2>who's who's from Jersey City, and she has a practice

0:30:34.680 --> 0:30:38.080
<v Speaker 2>here which is really convenient, but she specializes in a

0:30:38.480 --> 0:30:40.680
<v Speaker 2>it's awkward, I'm not gonna lie. She specializes in a

0:30:40.720 --> 0:30:43.920
<v Speaker 2>type of therapy that you were. It's all about like

0:30:44.480 --> 0:30:47.120
<v Speaker 2>validating the other person and like that you heard them,

0:30:47.160 --> 0:30:48.680
<v Speaker 2>and so it's a lot of repeating what the other

0:30:48.720 --> 0:30:52.000
<v Speaker 2>person said. Like if you say, if Tiffany is like, hey, Mandy,

0:30:52.600 --> 0:30:55.240
<v Speaker 2>I feel like you talk a lot on the podcast

0:30:55.360 --> 0:30:57.520
<v Speaker 2>and I'd really enjoy for you to not talk so much,

0:30:58.000 --> 0:30:59.960
<v Speaker 2>then I would have to say, Tiffany, I hear that

0:31:00.200 --> 0:31:02.760
<v Speaker 2>you said that I talk a lot. Did I understand you?

0:31:02.840 --> 0:31:03.000
<v Speaker 1>Right?

0:31:03.040 --> 0:31:06.040
<v Speaker 2>And back and forth. And we did our first session

0:31:06.080 --> 0:31:08.720
<v Speaker 2>a few weeks back, and it was it was awkward,

0:31:09.240 --> 0:31:12.840
<v Speaker 2>but in the very first session what was great is that,

0:31:12.920 --> 0:31:17.800
<v Speaker 2>like it was forcing sometimes relationships, one person is a talker, yea,

0:31:17.840 --> 0:31:20.520
<v Speaker 2>the other person isn't. And I'm you can probably guess

0:31:20.520 --> 0:31:21.480
<v Speaker 2>which one of us is the talker.

0:31:21.680 --> 0:31:23.000
<v Speaker 3>I was gonna say, you probably guess which one of

0:31:23.120 --> 0:31:29.480
<v Speaker 3>us between like likely, Yeah, you're like, clearly both of

0:31:29.520 --> 0:31:30.880
<v Speaker 3>us are the talkers in our relationship.

0:31:31.320 --> 0:31:33.880
<v Speaker 2>Yeah, so we're fine, we'll have no problem communicating. But

0:31:33.920 --> 0:31:35.960
<v Speaker 2>in the relationship you don't realize how much can go

0:31:36.080 --> 0:31:38.320
<v Speaker 2>unsaid or like some people, like you may think the

0:31:38.360 --> 0:31:41.000
<v Speaker 2>other person's fine, but they don't have a way of

0:31:41.080 --> 0:31:45.640
<v Speaker 2>verbalizing it. And anyway, our first session it was like uncomfortable.

0:31:45.640 --> 0:31:47.120
<v Speaker 2>It's kind of like going back to the gym, or

0:31:47.160 --> 0:31:49.560
<v Speaker 2>like going to the gym for the first time, where

0:31:49.600 --> 0:31:52.000
<v Speaker 2>you're really kind of like it's awkward and you're out

0:31:52.000 --> 0:31:54.080
<v Speaker 2>of like shape and you're not really used to the

0:31:54.120 --> 0:31:57.760
<v Speaker 2>machines yet. But our second and third sessions were actually

0:31:57.800 --> 0:32:01.920
<v Speaker 2>really good, and I'm feeling like there's no negativity. It

0:32:02.000 --> 0:32:04.040
<v Speaker 2>just kind of just kind of feels like a positive.

0:32:04.480 --> 0:32:07.040
<v Speaker 2>At the beginning of each session, we meditate, which sounds

0:32:07.120 --> 0:32:10.280
<v Speaker 2>kind of weird, but uh, we meditate for a couple minutes,

0:32:10.320 --> 0:32:14.760
<v Speaker 2>and then what I've liked about it and what we

0:32:14.840 --> 0:32:17.720
<v Speaker 2>haven't done before is it's funny because we met each

0:32:17.760 --> 0:32:20.600
<v Speaker 2>other late in our adult life, not late but like

0:32:20.720 --> 0:32:24.640
<v Speaker 2>in our late twenties and you've missed a whole lifetime

0:32:24.800 --> 0:32:27.040
<v Speaker 2>before that, Like you don't know each other as kids.

0:32:27.080 --> 0:32:28.840
<v Speaker 2>You don't know what you went through as teenagers and

0:32:28.880 --> 0:32:32.000
<v Speaker 2>that kind of thing. And in this type of counseling

0:32:32.240 --> 0:32:35.800
<v Speaker 2>she's having us, we're finding out things about each other

0:32:36.160 --> 0:32:38.320
<v Speaker 2>about our childhood that we never knew about. And like

0:32:38.720 --> 0:32:42.800
<v Speaker 2>it's crazy, like little things in your childhood can manifest

0:32:42.840 --> 0:32:44.720
<v Speaker 2>in your relationship as an adult. I know that made

0:32:44.840 --> 0:32:47.360
<v Speaker 2>sound like duh, but for me it was like, oh,

0:32:47.520 --> 0:32:49.680
<v Speaker 2>that's why I do that thing, or like that's why

0:32:49.720 --> 0:32:52.920
<v Speaker 2>he does that thing. And it's like I feel like

0:32:53.000 --> 0:32:56.160
<v Speaker 2>I'm learning even more about this person who I've known

0:32:56.160 --> 0:33:00.000
<v Speaker 2>for five years. You know, I just feel good about it.

0:33:00.040 --> 0:33:03.960
<v Speaker 2>I feel like it's it's it's like it makes me

0:33:04.080 --> 0:33:06.440
<v Speaker 2>feel I mean, I was already confident about marrying him,

0:33:06.480 --> 0:33:09.440
<v Speaker 2>but it's it's just I feel like we're getting stronger

0:33:09.520 --> 0:33:12.080
<v Speaker 2>even going through this, and I don't know, I I

0:33:12.240 --> 0:33:13.200
<v Speaker 2>it's a good investment.

0:33:13.320 --> 0:33:15.120
<v Speaker 1>I feel like, no, that is.

0:33:15.160 --> 0:33:19.640
<v Speaker 3>I mean, I don't think people recognize or realize if

0:33:19.680 --> 0:33:21.720
<v Speaker 3>you're not in a relationship, because I always forget until

0:33:21.760 --> 0:33:24.600
<v Speaker 3>I get into a relationship. I'm like, oh, it's a

0:33:24.600 --> 0:33:26.720
<v Speaker 3>lot of work and not work, Like oh, you know,

0:33:26.720 --> 0:33:28.680
<v Speaker 3>people are like, oh, if it's love, it's not work.

0:33:29.040 --> 0:33:32.360
<v Speaker 3>Yes it is, like it is, it's just and meaning

0:33:32.480 --> 0:33:35.480
<v Speaker 3>like if people would just step out of the whole

0:33:35.680 --> 0:33:38.760
<v Speaker 3>love part of the relationship and just call it a relationship,

0:33:39.000 --> 0:33:42.080
<v Speaker 3>meaning like it's work with my sisters, it's work with

0:33:42.120 --> 0:33:45.080
<v Speaker 3>my parents, it's work with my friends, and the work

0:33:45.120 --> 0:33:48.280
<v Speaker 3>doesn't mean necessarily that it's like, oh, like this begrudging,

0:33:48.440 --> 0:33:51.000
<v Speaker 3>like oh my god, I always have no like if

0:33:51.000 --> 0:33:52.560
<v Speaker 3>I want to hang out my friends, I have to

0:33:52.600 --> 0:33:56.000
<v Speaker 3>call them and make plans and see them, and it's work,

0:33:56.080 --> 0:33:58.080
<v Speaker 3>you know, meaning that I have to make an effort.

0:33:58.120 --> 0:34:00.360
<v Speaker 3>And so same thing with your love relationship, if there's

0:34:00.360 --> 0:34:03.440
<v Speaker 3>still effort that needs to be made in order to

0:34:03.480 --> 0:34:06.400
<v Speaker 3>maintain a good relationship.

0:34:06.440 --> 0:34:08.040
<v Speaker 1>And so sometimes I.

0:34:08.000 --> 0:34:10.960
<v Speaker 3>Forget or just I guess people in general forget that, like, yeah,

0:34:11.160 --> 0:34:13.719
<v Speaker 3>you have to put in effort if you want, you know,

0:34:13.800 --> 0:34:16.320
<v Speaker 3>what you have with this person to be strong and

0:34:16.440 --> 0:34:18.480
<v Speaker 3>is knowing that it's not always going to be perfect.

0:34:18.680 --> 0:34:21.280
<v Speaker 3>But one good thing like I really like about Superman

0:34:21.360 --> 0:34:25.200
<v Speaker 3>is that I although I'm a good talker, I'm not

0:34:25.320 --> 0:34:29.560
<v Speaker 3>necessarily always a good communicator, and he's actually to me

0:34:29.840 --> 0:34:31.680
<v Speaker 3>a better communicator than I am.

0:34:31.760 --> 0:34:33.359
<v Speaker 1>Even though he doesn't talk as much as.

0:34:33.320 --> 0:34:35.399
<v Speaker 2>I do, he does more with less.

0:34:35.840 --> 0:34:37.080
<v Speaker 1>Yes, So because.

0:34:37.360 --> 0:34:40.000
<v Speaker 3>I'll be like, well, I'm fine, I'm fying whatever, you know,

0:34:40.080 --> 0:34:41.120
<v Speaker 3>he'll just be like okay.

0:34:41.719 --> 0:34:44.680
<v Speaker 1>So it seems like the issue is this is that

0:34:44.719 --> 0:34:46.600
<v Speaker 1>how you feel? You know what, I'm like, Yeah, that's

0:34:46.600 --> 0:34:47.719
<v Speaker 1>how i'm you.

0:34:47.680 --> 0:34:50.279
<v Speaker 2>Know, he would love it, he'd be he'd be a

0:34:50.360 --> 0:34:50.759
<v Speaker 2>rock star.

0:34:51.719 --> 0:34:52.799
<v Speaker 1>So he's really good.

0:34:52.840 --> 0:34:54.600
<v Speaker 3>And then to me, I will be the type that

0:34:54.640 --> 0:34:56.400
<v Speaker 3>I'll talk around it because I might not want to

0:34:56.400 --> 0:34:57.719
<v Speaker 3>say directly, but.

0:34:58.040 --> 0:35:00.359
<v Speaker 1>He's really like straight to the point, like no, let's

0:35:00.440 --> 0:35:00.880
<v Speaker 1>unearth it.

0:35:01.000 --> 0:35:03.600
<v Speaker 3>Let's say because I'm always afraid that like, oh no,

0:35:03.760 --> 0:35:05.480
<v Speaker 3>this means we're gonna break up. You know, every time

0:35:05.520 --> 0:35:07.239
<v Speaker 3>you like don't agree, you're like, oh my god, it's over,

0:35:07.680 --> 0:35:08.640
<v Speaker 3>And he's like, make.

0:35:08.560 --> 0:35:11.600
<v Speaker 2>Sure in the beginning, Oh for sure. You don't never

0:35:11.640 --> 0:35:14.359
<v Speaker 2>look at your old G chats. By the way, don't

0:35:14.400 --> 0:35:16.680
<v Speaker 2>ever go back to the early beginning of your relationship

0:35:16.719 --> 0:35:17.719
<v Speaker 2>and read your old G chats.

0:35:17.760 --> 0:35:21.359
<v Speaker 1>Don't do it like it's always tell him you don't

0:35:21.360 --> 0:35:21.960
<v Speaker 1>want to be with me.

0:35:22.560 --> 0:35:24.719
<v Speaker 3>Oh my god, like, you know, like it could be

0:35:24.719 --> 0:35:28.719
<v Speaker 3>something disagreement over something so silly because I don't know,

0:35:28.800 --> 0:35:31.560
<v Speaker 3>Like I'm always like worst case scenario, like oh god,

0:35:31.600 --> 0:35:32.719
<v Speaker 3>he's gonna want his ring back.

0:35:33.040 --> 0:35:36.720
<v Speaker 1>I knew I should have made dinner. I promise, Oh god,

0:35:37.040 --> 0:35:39.680
<v Speaker 1>I was gonna make me low. I did it, and

0:35:39.719 --> 0:35:40.600
<v Speaker 1>he's frustrated.

0:35:40.719 --> 0:35:42.240
<v Speaker 3>You know, he's not gonna be to be his wife

0:35:42.320 --> 0:35:43.640
<v Speaker 3>because I should have made the meat loaf.

0:35:43.719 --> 0:35:45.880
<v Speaker 1>But I'm like, he's like, Tiffany, it's that serious.

0:35:45.920 --> 0:35:48.000
<v Speaker 3>I mean, yeah, I want a meet Low if you promise,

0:35:48.080 --> 0:35:49.680
<v Speaker 3>but it's okay, we can go out to eat.

0:35:49.760 --> 0:35:51.720
<v Speaker 1>I'm like okay, and he's like, why do you always

0:35:51.719 --> 0:35:53.879
<v Speaker 1>go to the extreme? I'm like, I don't know.

0:35:55.120 --> 0:35:57.319
<v Speaker 3>Yeah, so I think that would actually be good for us,

0:35:57.440 --> 0:35:59.680
<v Speaker 3>I mean, or at least for me, because I know that,

0:35:59.840 --> 0:36:00.719
<v Speaker 3>Like I guess.

0:36:00.760 --> 0:36:04.560
<v Speaker 1>It's just like this weird feeling of is this real?

0:36:04.719 --> 0:36:05.640
<v Speaker 1>Is it gonna work out?

0:36:05.800 --> 0:36:07.319
<v Speaker 3>Is it gonna you know, you have all of these

0:36:07.400 --> 0:36:11.120
<v Speaker 3>questions and because they tell you all scary statistics about marriage,

0:36:11.200 --> 0:36:11.480
<v Speaker 3>you know.

0:36:12.520 --> 0:36:15.600
<v Speaker 2>It's like we know too much. Yeah, I really envy

0:36:15.640 --> 0:36:17.799
<v Speaker 2>people from past generations where it was like just get

0:36:17.800 --> 0:36:19.080
<v Speaker 2>a job and you get a wife and you get

0:36:19.080 --> 0:36:20.640
<v Speaker 2>a house and that's it, and have some kids and

0:36:20.680 --> 0:36:23.360
<v Speaker 2>there's just very simple. And now it's like we have

0:36:23.480 --> 0:36:27.400
<v Speaker 2>so many options and we're so connected and we have

0:36:27.480 --> 0:36:31.359
<v Speaker 2>so much access to people and experiences and things. It's

0:36:31.400 --> 0:36:35.560
<v Speaker 2>so hard to have like a traditional relationship now. And

0:36:35.600 --> 0:36:38.319
<v Speaker 2>I think for me, it's like I was definitely the

0:36:38.320 --> 0:36:41.719
<v Speaker 2>one who was championing the whole, like, let's do marriage counseling.

0:36:42.239 --> 0:36:45.200
<v Speaker 2>My mom was divorced three times. I have no illusions

0:36:45.239 --> 0:36:47.920
<v Speaker 2>about marriage, and I'm trying to do things like kind

0:36:47.920 --> 0:36:51.080
<v Speaker 2>of learn from mistakes that I've seen in my life.

0:36:52.480 --> 0:36:54.560
<v Speaker 2>But the fact that you showed up, I mean just

0:36:54.600 --> 0:36:56.520
<v Speaker 2>setting across from that person, knowing that they showed up

0:36:56.520 --> 0:36:59.799
<v Speaker 2>at this really uncomfortable session with you and they're in

0:36:59.880 --> 0:37:02.759
<v Speaker 2>it and they're not you know, that's that was huge

0:37:02.760 --> 0:37:04.360
<v Speaker 2>for me. Just the fact that he showed up, that

0:37:04.480 --> 0:37:07.600
<v Speaker 2>was like, Okay, that means a lot just being there.

0:37:08.040 --> 0:37:10.440
<v Speaker 2>And also I tend to focus on the financial and

0:37:10.440 --> 0:37:12.200
<v Speaker 2>I don't know if you do that too, but I've

0:37:12.239 --> 0:37:15.360
<v Speaker 2>been so worried about our money being right and budgeting

0:37:15.400 --> 0:37:17.560
<v Speaker 2>and staying on budget for the wedding, and you know,

0:37:17.800 --> 0:37:20.719
<v Speaker 2>we're very healthy financially. But then it's like, okay, so

0:37:20.760 --> 0:37:23.880
<v Speaker 2>how is our relationship doing throughout all of this? And

0:37:23.920 --> 0:37:26.360
<v Speaker 2>it's been nice to just focus on that, just you know,

0:37:26.400 --> 0:37:30.600
<v Speaker 2>that personal aspect, and I'm sure they'll find some psychological

0:37:30.600 --> 0:37:33.879
<v Speaker 2>reasons why I'm so obsessed with money too and how

0:37:33.880 --> 0:37:36.799
<v Speaker 2>that influences the relationship, but I think it's money well spent.

0:37:36.920 --> 0:37:40.200
<v Speaker 2>And if you're wondering the cost of the sessions, I

0:37:40.239 --> 0:37:43.640
<v Speaker 2>actually negotiated because neither of our insurance, first of all,

0:37:43.640 --> 0:37:47.960
<v Speaker 2>go to your insurance. Neither of our insurance insurance covers

0:37:48.200 --> 0:37:51.000
<v Speaker 2>this type of counseling, which so means we had to

0:37:51.000 --> 0:37:53.319
<v Speaker 2>pay out of pocket. But a lot of therapists will

0:37:53.360 --> 0:37:58.080
<v Speaker 2>do a sliding scale, so we're getting we our sessions

0:37:58.120 --> 0:38:03.040
<v Speaker 2>are one fifty per session, and they are therapists typically

0:38:03.080 --> 0:38:05.839
<v Speaker 2>charges three hundred, and so when she found out that

0:38:05.880 --> 0:38:08.080
<v Speaker 2>we actually, what I did is I was like, I

0:38:08.120 --> 0:38:10.400
<v Speaker 2>was really looking to spend one fifty and she said, okay,

0:38:10.880 --> 0:38:14.120
<v Speaker 2>that's what she said after she initially said three hundreds,

0:38:14.120 --> 0:38:16.120
<v Speaker 2>she said, yeah, I usually do a sliding scale for

0:38:16.160 --> 0:38:18.480
<v Speaker 2>people who don't have who insurance won't cover. I do

0:38:18.520 --> 0:38:20.680
<v Speaker 2>one seventy five and I said, I'm we're looking to

0:38:20.719 --> 0:38:24.759
<v Speaker 2>do one fifty, and she said okay, And she's on

0:38:24.800 --> 0:38:27.239
<v Speaker 2>the she's not old, she's not young. So I think

0:38:27.239 --> 0:38:30.040
<v Speaker 2>I got someone who's like in the middle, the middle

0:38:30.080 --> 0:38:32.279
<v Speaker 2>of the you know, younger people tend to charge less

0:38:32.280 --> 0:38:35.239
<v Speaker 2>and old or more established. Some people were quoting us

0:38:35.280 --> 0:38:40.239
<v Speaker 2>four hundred, five hundred dollars a session, like crazy, So

0:38:40.360 --> 0:38:42.759
<v Speaker 2>one fifty. I can live with a couple every couple

0:38:42.800 --> 0:38:45.080
<v Speaker 2>of weeks before the wedding and then I don't. I

0:38:45.120 --> 0:38:46.520
<v Speaker 2>don't know how long we're going to do it. We

0:38:46.600 --> 0:38:49.400
<v Speaker 2>haven't signed a contract. I guess just until you know,

0:38:49.680 --> 0:38:54.759
<v Speaker 2>we decide to take a break.

0:39:00.080 --> 0:39:00.560
<v Speaker 1>That's good.

0:39:00.760 --> 0:39:02.560
<v Speaker 3>I know we said for this this week. I know

0:39:03.160 --> 0:39:05.360
<v Speaker 3>normally we do our tips tips, but I think for tips.

0:39:05.400 --> 0:39:06.799
<v Speaker 3>I'm just going to give you guys an update because

0:39:06.760 --> 0:39:09.400
<v Speaker 3>so many of you tweeted me saying, oh, no, I

0:39:09.400 --> 0:39:11.120
<v Speaker 3>haven't heard about the house. Guess you didn't get it.

0:39:11.160 --> 0:39:15.040
<v Speaker 3>I'm like, well, aren't you, guys, dark dark Danita's right,

0:39:15.200 --> 0:39:16.080
<v Speaker 3>it's not a microwave.

0:39:16.080 --> 0:39:18.120
<v Speaker 2>He can't just press two minutes and have a house.

0:39:18.800 --> 0:39:21.080
<v Speaker 1>They're like, didn't hear from you? Oh? Next time?

0:39:21.160 --> 0:39:25.560
<v Speaker 3>I'm like, now, actually, what happened was, you know, we

0:39:25.600 --> 0:39:27.719
<v Speaker 3>put the offer in, they accepted the offer, and then

0:39:27.760 --> 0:39:30.840
<v Speaker 3>we entered into attorney review, which usually only lasts a

0:39:30.840 --> 0:39:33.480
<v Speaker 3>couple of days, but our attorney review is a little

0:39:33.520 --> 0:39:34.080
<v Speaker 3>bit longer.

0:39:35.000 --> 0:39:37.920
<v Speaker 2>Wait just sorry, just so back up, and like, so,

0:39:37.960 --> 0:39:39.680
<v Speaker 2>where were you at in the house in the buying

0:39:39.680 --> 0:39:42.279
<v Speaker 2>process For people who may not remember or haven't heard

0:39:42.280 --> 0:39:43.479
<v Speaker 2>about the hull saga yet.

0:39:43.880 --> 0:39:46.480
<v Speaker 3>The last time we spoke, I spoke about, you know,

0:39:46.600 --> 0:39:50.880
<v Speaker 3>really wanting to buy investment property with Superman and to

0:39:50.960 --> 0:39:54.040
<v Speaker 3>get him because I have the budget nee son my business,

0:39:54.120 --> 0:39:58.280
<v Speaker 3>and I really wanted him to have additional income outside

0:39:58.280 --> 0:39:59.839
<v Speaker 3>of his normal job.

0:40:00.960 --> 0:40:01.960
<v Speaker 1>And so he works for the.

0:40:01.880 --> 0:40:06.000
<v Speaker 3>City and he does like like maintenance and repair and

0:40:06.000 --> 0:40:08.719
<v Speaker 3>stuff like that for like housing, he does like three

0:40:08.800 --> 0:40:10.360
<v Speaker 3>hundred units, and I was like, you know, you should

0:40:10.400 --> 0:40:12.879
<v Speaker 3>own property because you're basically like a landlord for three

0:40:13.000 --> 0:40:13.680
<v Speaker 3>hundred units.

0:40:14.160 --> 0:40:16.800
<v Speaker 1>You know, why not own property. It can't be harder

0:40:16.840 --> 0:40:18.040
<v Speaker 1>than what you're doing now.

0:40:18.200 --> 0:40:20.040
<v Speaker 3>And so at first he's a little opposed to it,

0:40:20.080 --> 0:40:22.640
<v Speaker 3>but then I helped him get his credit. I'm really

0:40:22.680 --> 0:40:25.479
<v Speaker 3>strong and like about the seven fifty range. I showed

0:40:25.520 --> 0:40:28.440
<v Speaker 3>him how to save automatically and so for the three

0:40:28.520 --> 0:40:30.520
<v Speaker 3>years that we were dating, he's been saving and his

0:40:30.640 --> 0:40:33.719
<v Speaker 3>credit has been growing. And then this year I was like,

0:40:33.760 --> 0:40:35.600
<v Speaker 3>you know, or really late last year, I said, you know,

0:40:36.200 --> 0:40:38.320
<v Speaker 3>we should really look into homes and let's at least

0:40:38.360 --> 0:40:40.040
<v Speaker 3>explore what that would mean.

0:40:40.120 --> 0:40:41.680
<v Speaker 1>And so we did.

0:40:41.760 --> 0:40:46.359
<v Speaker 3>We started shopping for pre qualifications, and so the part

0:40:46.360 --> 0:40:48.040
<v Speaker 3>in the process where we are now was that we

0:40:48.040 --> 0:40:48.880
<v Speaker 3>were home shopping.

0:40:48.920 --> 0:40:50.400
<v Speaker 1>And it was hard at first because.

0:40:50.520 --> 0:40:52.839
<v Speaker 3>Newark, where we want to live and where we currently live,

0:40:52.920 --> 0:40:55.799
<v Speaker 3>now it's starting to shift and people are starting to

0:40:55.800 --> 0:40:59.040
<v Speaker 3>really take notice. It's becoming like the new Brooklyn, where

0:40:59.120 --> 0:41:02.480
<v Speaker 3>basically you know it undesirable and now it's becoming very desirable.

0:41:02.560 --> 0:41:06.520
<v Speaker 1>But a whole Food's just opened last week, so.

0:41:06.440 --> 0:41:08.719
<v Speaker 3>That's like really telling, you know, we've got a Starbucks

0:41:08.800 --> 0:41:10.520
<v Speaker 3>places that normally would not be.

0:41:10.480 --> 0:41:14.359
<v Speaker 1>In NewYork when you get a Trader Joe's.

0:41:15.440 --> 0:41:19.040
<v Speaker 3>So we went house shopping. We found this house that

0:41:19.080 --> 0:41:21.920
<v Speaker 3>I absolutely loved, and we put an offer in and

0:41:22.000 --> 0:41:24.480
<v Speaker 3>so the people that were selling it it was a

0:41:24.480 --> 0:41:29.080
<v Speaker 3>three family house, and they priced it really low, and

0:41:29.360 --> 0:41:31.160
<v Speaker 3>really I know why they priced it low. They priced

0:41:31.160 --> 0:41:33.480
<v Speaker 3>it low so that way they could get a lot

0:41:33.520 --> 0:41:35.839
<v Speaker 3>of interest and like basically like a bidding we're going

0:41:35.880 --> 0:41:38.960
<v Speaker 3>which is what happened. So we ended up paying almost

0:41:38.960 --> 0:41:41.160
<v Speaker 3>one hundred thousand dollars over the zoo.

0:41:41.920 --> 0:41:45.200
<v Speaker 1>Yeah, the pre but honestly that's what we ended up.

0:41:45.239 --> 0:41:46.279
<v Speaker 1>What we ended up.

0:41:46.239 --> 0:41:50.160
<v Speaker 3>Offering is what the house is worth, basically, because there's

0:41:50.160 --> 0:41:52.520
<v Speaker 3>no way that it was worth what they said when

0:41:52.920 --> 0:41:55.600
<v Speaker 3>literally there were two families that weren't finished like this

0:41:55.640 --> 0:41:58.320
<v Speaker 3>one was, that were twenty to thirty thousand dollars.

0:41:58.320 --> 0:42:01.359
<v Speaker 1>More So, we we found a house that we really liked.

0:42:01.400 --> 0:42:02.320
<v Speaker 1>It was a three family.

0:42:02.719 --> 0:42:06.080
<v Speaker 3>They priced it way below what it was worth, and

0:42:06.200 --> 0:42:08.759
<v Speaker 3>we ended up getting into a bidding war, and at

0:42:08.760 --> 0:42:11.160
<v Speaker 3>one point they were like, okay, everyone who's interested, give

0:42:11.200 --> 0:42:12.839
<v Speaker 3>your best and finals the next day.

0:42:12.920 --> 0:42:14.879
<v Speaker 1>So we did. After consulting with.

0:42:14.880 --> 0:42:17.680
<v Speaker 3>Like all of my my lawyer friends, my real estate

0:42:17.719 --> 0:42:21.239
<v Speaker 3>agent friends, we put an offer in about like ninety

0:42:21.280 --> 0:42:25.680
<v Speaker 3>thousand dollars over the asking and because after looking at

0:42:25.680 --> 0:42:27.239
<v Speaker 3>the comparables in the area, you.

0:42:27.160 --> 0:42:29.800
<v Speaker 1>Know, to see like what other houses of that level of.

0:42:29.640 --> 0:42:34.000
<v Speaker 3>That unit we're going for, we bid below that but

0:42:34.040 --> 0:42:35.960
<v Speaker 3>still like in that range, and we got it.

0:42:36.120 --> 0:42:37.680
<v Speaker 1>Yes, we weren't even the highest bid.

0:42:37.880 --> 0:42:41.840
<v Speaker 3>It was just that we were other people bid, but

0:42:41.920 --> 0:42:45.799
<v Speaker 3>their financing wasn't as clean as ours, meaning that some

0:42:45.840 --> 0:42:47.760
<v Speaker 3>people were like, oh, I'm going to get fifty thousand

0:42:47.760 --> 0:42:50.000
<v Speaker 3>dollars from my cousin Joe, twenty thousands from the bank,

0:42:50.080 --> 0:42:52.680
<v Speaker 3>sixty thousand from this other bank, whereas us, we were

0:42:52.719 --> 0:42:54.560
<v Speaker 3>just like, here's our down payment and here's the one

0:42:54.560 --> 0:42:57.239
<v Speaker 3>bank we're using. So they went with us because it

0:42:57.280 --> 0:42:59.960
<v Speaker 3>was like a solid deal, a solid plans.

0:43:00.239 --> 0:43:02.840
<v Speaker 1>Yeah, and so we las thank you.

0:43:02.920 --> 0:43:04.560
<v Speaker 3>And at first I was like yeah, and then you

0:43:04.640 --> 0:43:06.879
<v Speaker 3>find out yeah, but you still have to go through

0:43:06.880 --> 0:43:07.520
<v Speaker 3>attorney review.

0:43:07.600 --> 0:43:08.719
<v Speaker 1>You're like, oh, what does that mean?

0:43:08.840 --> 0:43:12.320
<v Speaker 3>So attorney review is when after they accept your offer,

0:43:13.239 --> 0:43:16.480
<v Speaker 3>then your attorney draws up a contract and their attorney

0:43:16.640 --> 0:43:19.880
<v Speaker 3>has to sign it. So everyone obviously each attorney is

0:43:19.880 --> 0:43:22.759
<v Speaker 3>working on behalf of their client. So we tell our attorney, hey,

0:43:23.239 --> 0:43:24.919
<v Speaker 3>put these things in the contract, like.

0:43:25.360 --> 0:43:26.200
<v Speaker 1>Well, buy the house.

0:43:26.239 --> 0:43:30.319
<v Speaker 3>As long as there's no foundation issues, there's no roof issues.

0:43:30.360 --> 0:43:31.920
<v Speaker 1>So there's a list of things that you can put in.

0:43:31.960 --> 0:43:33.040
<v Speaker 1>You can put it in whatever you want.

0:43:33.280 --> 0:43:35.640
<v Speaker 3>You could say there has to be you know, a puppy,

0:43:35.800 --> 0:43:37.919
<v Speaker 3>you know in the at the front of pork.

0:43:38.280 --> 0:43:41.799
<v Speaker 2>But then they have like twelve golden doodles exactly.

0:43:42.480 --> 0:43:44.279
<v Speaker 3>But so you put these things in and we were

0:43:44.280 --> 0:43:47.560
<v Speaker 3>pretty extensive about the things that we wanted, like, you know,

0:43:47.640 --> 0:43:50.120
<v Speaker 3>making sure that it's there because it's an older home.

0:43:50.239 --> 0:43:53.040
<v Speaker 3>So oftentimes older homes have oil tanks. That's the way

0:43:53.040 --> 0:43:54.600
<v Speaker 3>they used to heat them. And so if there's an

0:43:54.600 --> 0:43:56.279
<v Speaker 3>oil tank, they have to remove it. And if they

0:43:56.320 --> 0:43:59.200
<v Speaker 3>remove it, they have to remove it in alignment with

0:43:59.280 --> 0:44:01.520
<v Speaker 3>state guideline and get the ground tested to make sure

0:44:01.560 --> 0:44:03.920
<v Speaker 3>it's not contaminated. So we had that in our contract,

0:44:03.960 --> 0:44:04.919
<v Speaker 3>and sure enough, there was an.

0:44:04.800 --> 0:44:05.480
<v Speaker 1>Oil tank.

0:44:06.880 --> 0:44:08.920
<v Speaker 3>And just things like that, like so things to protect

0:44:08.960 --> 0:44:13.200
<v Speaker 3>you because once you leave attorney review, you cannot if

0:44:13.239 --> 0:44:15.880
<v Speaker 3>you don't buy the house, they can keep your deposit

0:44:16.960 --> 0:44:19.680
<v Speaker 3>because you know, the contract binds you to buy it

0:44:19.840 --> 0:44:22.840
<v Speaker 3>unless something is not met within that contract. So that

0:44:22.880 --> 0:44:26.200
<v Speaker 3>contract is really important. So attorney review can happen really quickly,

0:44:26.480 --> 0:44:28.200
<v Speaker 3>or it could take some times because the lawyer can

0:44:28.200 --> 0:44:30.600
<v Speaker 3>go the lawyers go back and forth, and I'm happy

0:44:30.640 --> 0:44:32.880
<v Speaker 3>to say as of today, woo woo, we're out of

0:44:32.880 --> 0:44:36.440
<v Speaker 3>attorney review. They agree to all our concerns and demands,

0:44:37.000 --> 0:44:39.479
<v Speaker 3>and so that means they cannot legally sell to anyone else.

0:44:39.640 --> 0:44:41.239
<v Speaker 3>And because as soon as if you're not out of

0:44:41.239 --> 0:44:44.480
<v Speaker 3>attorney review, they can technically technically be like no, never mind,

0:44:44.480 --> 0:44:47.359
<v Speaker 3>we're going to sell it to somebody else. So now

0:44:47.360 --> 0:44:50.520
<v Speaker 3>that we're out of attorney review, it's time for inspectors.

0:44:50.560 --> 0:44:52.759
<v Speaker 3>So I spent the day on the phone today interviewing

0:44:53.040 --> 0:44:55.840
<v Speaker 3>home inspectors.

0:44:55.840 --> 0:44:56.520
<v Speaker 1>So are used to.

0:44:57.360 --> 0:44:59.200
<v Speaker 3>Find a really great because you want a home inspector

0:44:59.200 --> 0:45:02.440
<v Speaker 3>that's really thorough because you have two weeks fourteen days

0:45:02.520 --> 0:45:05.759
<v Speaker 3>after attorney review to get your inspection done, So you

0:45:05.760 --> 0:45:07.719
<v Speaker 3>want an inspector that's thorough and it's going to give

0:45:07.760 --> 0:45:10.840
<v Speaker 3>you your your report very quickly. So I was just

0:45:10.960 --> 0:45:13.640
<v Speaker 3>interviewing some inspectors. We found a really great one using yelp.

0:45:14.400 --> 0:45:16.000
<v Speaker 2>Oh okay mm hmm.

0:45:16.160 --> 0:45:18.680
<v Speaker 3>And because I had posted on my social media and

0:45:18.719 --> 0:45:21.120
<v Speaker 3>a few people gave me some suggestions, and some of

0:45:21.120 --> 0:45:23.520
<v Speaker 3>their suggestions like like, I googled them and I looked

0:45:23.520 --> 0:45:24.080
<v Speaker 3>them up and I.

0:45:24.080 --> 0:45:25.799
<v Speaker 1>Was like, he's got one star reviews? What?

0:45:26.800 --> 0:45:29.000
<v Speaker 3>And one of them was really great, Like his name

0:45:29.040 --> 0:45:32.040
<v Speaker 3>was Nick, and I yelped him and googled him whatever,

0:45:32.080 --> 0:45:35.759
<v Speaker 3>he had five star reviews across the board on every platform. Yeah,

0:45:35.760 --> 0:45:37.360
<v Speaker 3>so I was really happy, and I heard that he

0:45:37.440 --> 0:45:39.920
<v Speaker 3>uses new technology, like he uses a drone so he

0:45:39.920 --> 0:45:41.319
<v Speaker 3>doesn't actually have to step on your roof.

0:45:41.640 --> 0:45:43.680
<v Speaker 1>He will, you know, like look at your roof with

0:45:43.760 --> 0:45:45.040
<v Speaker 1>a drone so he doesn't mess it up.

0:45:46.120 --> 0:45:48.680
<v Speaker 3>Just like, I'm just really excited because once we get

0:45:48.880 --> 0:45:52.760
<v Speaker 3>the inspection, we're working now on what's called the mortgage

0:45:52.760 --> 0:45:58.400
<v Speaker 3>commitment letter. That's when because your bank says, yes, you're prequalified,

0:45:58.440 --> 0:46:00.720
<v Speaker 3>but it doesn't mean that they promised give you money.

0:46:00.840 --> 0:46:03.280
<v Speaker 1>The commitment letter is the promise to lend you the money.

0:46:03.680 --> 0:46:05.640
<v Speaker 3>But they are not going to create a commitment letter

0:46:05.760 --> 0:46:07.400
<v Speaker 3>until you're under contract, which is.

0:46:07.400 --> 0:46:10.960
<v Speaker 1>What we are now. So then the bank will issue

0:46:10.960 --> 0:46:11.799
<v Speaker 1>a commitment letter.

0:46:12.120 --> 0:46:14.440
<v Speaker 3>They will send out an appraiser to say yes, the

0:46:14.440 --> 0:46:16.359
<v Speaker 3>house is actually worth what you're paying, or it's not,

0:46:16.719 --> 0:46:19.360
<v Speaker 3>it's worth more, it's worth less in our contract. This

0:46:19.400 --> 0:46:22.279
<v Speaker 3>is why the attorney review is important in the contract.

0:46:22.480 --> 0:46:26.920
<v Speaker 3>If the house is worth less than what we've offered,

0:46:27.360 --> 0:46:29.560
<v Speaker 3>then we could walk away or they could drop the price.

0:46:30.080 --> 0:46:30.920
<v Speaker 1>So that was important to.

0:46:30.960 --> 0:46:32.440
<v Speaker 3>Us because we don't want to We don't want to

0:46:32.480 --> 0:46:35.919
<v Speaker 3>be stuck saying, hey, you know, we offered three three

0:46:36.000 --> 0:46:38.279
<v Speaker 3>twenty the house is appraising at three hundred, we still

0:46:38.320 --> 0:46:38.480
<v Speaker 3>have to.

0:46:38.440 --> 0:46:41.560
<v Speaker 1>Buy it at three twenty now, right, yeah, you know,

0:46:41.600 --> 0:46:42.879
<v Speaker 1>so there's little things like that.

0:46:42.920 --> 0:46:45.359
<v Speaker 2>And so, so what happened when you had to raise

0:46:45.400 --> 0:46:48.080
<v Speaker 2>the price asking price to ninety thousand? Did you have

0:46:48.160 --> 0:46:50.160
<v Speaker 2>to go get qualified, like get a letter from the

0:46:50.200 --> 0:46:52.000
<v Speaker 2>bank saying they'd a preview for that much or we

0:46:52.040 --> 0:46:53.279
<v Speaker 2>already approved for that much.

0:46:53.480 --> 0:46:53.640
<v Speaker 1>Well?

0:46:53.680 --> 0:46:56.440
<v Speaker 3>I called him and I said, hey, David from M

0:46:56.440 --> 0:46:59.279
<v Speaker 3>ANDT Bank, that's our mortgage guy said, hey, you know

0:46:59.400 --> 0:47:01.480
<v Speaker 3>the house is going to go for more. He was

0:47:01.520 --> 0:47:03.479
<v Speaker 3>one of the people I called for advice. I said, okay,

0:47:04.000 --> 0:47:08.680
<v Speaker 3>the house is listed for three two thirty nine. I

0:47:08.719 --> 0:47:10.480
<v Speaker 3>know it's not worth two thirty nine because all the

0:47:10.520 --> 0:47:12.560
<v Speaker 3>other houses we were looking at were mostly two families

0:47:12.560 --> 0:47:14.520
<v Speaker 3>and they were going for two fifty and that's not

0:47:14.760 --> 0:47:17.480
<v Speaker 3>that's that wasn't that was a fixture upper house. So

0:47:17.560 --> 0:47:20.840
<v Speaker 3>a two family, two fifty fixture upper in the same neighborhood,

0:47:20.880 --> 0:47:24.719
<v Speaker 3>and this three family completely done was two thirty nine, so,

0:47:25.160 --> 0:47:27.960
<v Speaker 3>you know, twenty thousand dollars less. So I knew something

0:47:28.040 --> 0:47:30.280
<v Speaker 3>was up, and it was, like I said, to generate interest.

0:47:30.320 --> 0:47:32.880
<v Speaker 3>So when I told him, he said, okay, let's go

0:47:33.000 --> 0:47:35.640
<v Speaker 3>over the math. And so he said, how much is

0:47:35.640 --> 0:47:37.799
<v Speaker 3>the house bringing in? And I told him one unit

0:47:37.880 --> 0:47:40.200
<v Speaker 3>is bringing in one thousand and fifty, one units bringing

0:47:40.200 --> 0:47:43.480
<v Speaker 3>in sixteen hundred, so twenty six fifty is what the

0:47:43.640 --> 0:47:45.680
<v Speaker 3>unit is, what the house is currently making, and one

0:47:45.760 --> 0:47:47.040
<v Speaker 3>unit is empty for us to live in.

0:47:47.480 --> 0:47:49.440
<v Speaker 1>And he was like, okay, well, at.

0:47:50.280 --> 0:47:53.680
<v Speaker 3>Two thirty nine, with the current interest rate, your insurance,

0:47:53.680 --> 0:47:57.000
<v Speaker 3>and all of your home costs except for your utilities,

0:47:57.239 --> 0:47:59.719
<v Speaker 3>two thirty nine, I think our mortgage was going to

0:47:59.760 --> 0:48:02.879
<v Speaker 3>be like like eighteen hundred or nineteen hundred, something like that.

0:48:03.360 --> 0:48:06.040
<v Speaker 3>And I said, okay, well, what would the mortgage be

0:48:06.160 --> 0:48:08.839
<v Speaker 3>at three hundred thousand? What would the mortgage be at

0:48:08.840 --> 0:48:09.279
<v Speaker 3>two eighty?

0:48:09.320 --> 0:48:10.799
<v Speaker 1>At three? You know, so I could see what the

0:48:10.880 --> 0:48:11.520
<v Speaker 1>numbers would be.

0:48:11.520 --> 0:48:15.040
<v Speaker 3>And so at three thirty, so about about one hundred

0:48:15.040 --> 0:48:17.120
<v Speaker 3>thousand dollars more three thirty, the mortgage would have been

0:48:17.520 --> 0:48:21.200
<v Speaker 3>twenty four including insurance and everything would have been twenty

0:48:21.200 --> 0:48:25.200
<v Speaker 3>four hundred, So still two hundred and fifty dollars less

0:48:25.560 --> 0:48:29.560
<v Speaker 3>than what the what it was bringing in as far

0:48:29.600 --> 0:48:32.640
<v Speaker 3>as as far as income. And so we decided to

0:48:32.640 --> 0:48:35.480
<v Speaker 3>put the bid in for three twenty and at three twenty.

0:48:35.520 --> 0:48:37.680
<v Speaker 3>I think our mortgage is like twenty one or twenty

0:48:37.719 --> 0:48:39.279
<v Speaker 3>two hundred dollars something.

0:48:39.000 --> 0:48:42.080
<v Speaker 2>Like that thirty year fixed rate.

0:48:42.440 --> 0:48:43.640
<v Speaker 1>Uh huh, thirty year fixed rate.

0:48:43.920 --> 0:48:45.799
<v Speaker 3>And what I like about M ANDT Bank is like,

0:48:45.960 --> 0:48:47.480
<v Speaker 3>right now, I don't know how long it'll be, but

0:48:47.600 --> 0:48:53.240
<v Speaker 3>right now MMT bank is giving six percent toward closing costs,

0:48:53.600 --> 0:48:55.080
<v Speaker 3>and so what we're going to use some of those

0:48:55.080 --> 0:48:58.800
<v Speaker 3>closing costs for up to up to about almost nineteen

0:48:58.880 --> 0:49:01.839
<v Speaker 3>thousand dollars, and so we're already at the next So

0:49:01.840 --> 0:49:04.560
<v Speaker 3>basically we're going to get like nineteen thousand dollars that

0:49:04.560 --> 0:49:05.640
<v Speaker 3>we can use how.

0:49:05.480 --> 0:49:06.280
<v Speaker 1>We want for closing.

0:49:06.280 --> 0:49:07.759
<v Speaker 3>So we're going to use some of those closing costs

0:49:07.800 --> 0:49:11.239
<v Speaker 3>money of course for like the appraisal and stuff like that,

0:49:11.280 --> 0:49:13.000
<v Speaker 3>but we're also going to use it to pay down

0:49:13.040 --> 0:49:16.800
<v Speaker 3>our interest rate. So that way, our monthly payment is

0:49:16.840 --> 0:49:19.400
<v Speaker 3>even lower because you can actually buy what they call points,

0:49:19.719 --> 0:49:22.640
<v Speaker 3>and points are the points to bring down your interest rate.

0:49:22.719 --> 0:49:25.120
<v Speaker 3>So if the interest rate is four point five percent,

0:49:25.480 --> 0:49:27.960
<v Speaker 3>you might be able to spend five to ten thousand

0:49:28.000 --> 0:49:29.960
<v Speaker 3>dollars to bring it to four percent, And a four

0:49:30.000 --> 0:49:32.400
<v Speaker 3>percent interest rate will lower your monthly payment by I

0:49:32.400 --> 0:49:34.359
<v Speaker 3>don't know, like one hundred, two hundred dollars something like that,

0:49:34.440 --> 0:49:36.280
<v Speaker 3>you know, depending on how much to hops you're buying.

0:49:36.719 --> 0:49:39.400
<v Speaker 3>So that's where we are right now, that we're getting

0:49:39.400 --> 0:49:43.480
<v Speaker 3>the house inspected, waiting for the commitment letter, waiting for

0:49:43.520 --> 0:49:46.240
<v Speaker 3>the appraisal, and then after that, really it's just you close.

0:49:47.800 --> 0:49:49.440
<v Speaker 3>And so that's where we are. We're like just one

0:49:49.440 --> 0:49:52.040
<v Speaker 3>step closer. I mean, this house is awesome. I mean,

0:49:52.160 --> 0:49:55.759
<v Speaker 3>I cannot express how excited I am to get a

0:49:55.800 --> 0:49:58.320
<v Speaker 3>piece of a city that I see that it's really

0:49:58.360 --> 0:50:01.280
<v Speaker 3>on the come up, and the low location is amazing.

0:50:02.120 --> 0:50:05.160
<v Speaker 1>The units are beautiful, and.

0:50:04.680 --> 0:50:07.120
<v Speaker 3>The lot, the plot for it to be a double lot,

0:50:07.160 --> 0:50:08.480
<v Speaker 3>and for us to have like our own park in

0:50:08.520 --> 0:50:11.440
<v Speaker 3>the back, that's our property. It's just this is a

0:50:11.520 --> 0:50:13.600
<v Speaker 3>this is a our not for our forever house, but

0:50:13.640 --> 0:50:15.239
<v Speaker 3>definitely our forever investment house.

0:50:15.960 --> 0:50:16.800
<v Speaker 2>Live in the dream.

0:50:17.360 --> 0:50:30.359
<v Speaker 3>Yeah, So all we do is when when when, no

0:50:30.400 --> 0:50:33.720
<v Speaker 3>matter what, I hate to rush, but I'm like, oh, I'm.

0:50:33.640 --> 0:50:35.720
<v Speaker 2>Not hey, it wasn't me talking.

0:50:36.600 --> 0:50:42.200
<v Speaker 1>I was looking. I was like, Kennedy, shut up, all right, yes,

0:50:42.760 --> 0:50:44.839
<v Speaker 1>So what I'm trying to think, who is my win?

0:50:45.560 --> 0:50:46.200
<v Speaker 1>You go first?

0:50:46.280 --> 0:50:48.279
<v Speaker 2>I can go first. So I want to give a

0:50:48.320 --> 0:50:54.400
<v Speaker 2>shout out to Delta's first black female captain, airline captain,

0:50:54.480 --> 0:50:58.520
<v Speaker 2>Miss Stephanie Johnson, who I read about last week on NBC.

0:50:58.920 --> 0:51:01.080
<v Speaker 2>So she's been an airline pilot for twenty years. I

0:51:01.440 --> 0:51:03.720
<v Speaker 2>don't think I've ever had a female airline. I would

0:51:03.760 --> 0:51:06.160
<v Speaker 2>love to have a female pilot going. When I get

0:51:06.160 --> 0:51:08.719
<v Speaker 2>on a plane, they're always like white dudes. But I digress.

0:51:09.680 --> 0:51:12.440
<v Speaker 2>She's been a pilot for twenty years, and she officially

0:51:12.440 --> 0:51:15.279
<v Speaker 2>became the first black female captain in twenty sixteen, and

0:51:15.320 --> 0:51:18.080
<v Speaker 2>it's just now getting into the news. She was also

0:51:18.120 --> 0:51:21.600
<v Speaker 2>the first in her family to graduate from college, she says,

0:51:21.680 --> 0:51:23.440
<v Speaker 2>and she just looks at me. She says that as

0:51:23.440 --> 0:51:25.719
<v Speaker 2>long as I can remember, I have been fascinated with airplanes,

0:51:25.760 --> 0:51:27.200
<v Speaker 2>and I would think what a great thing it would

0:51:27.200 --> 0:51:30.200
<v Speaker 2>be to know how to fly. And look at you now, Stephanie.

0:51:30.280 --> 0:51:35.120
<v Speaker 2>So I'm really excited for her. And hey, girl, I

0:51:35.120 --> 0:51:38.080
<v Speaker 2>hope I see you on a flight soon. Do you

0:51:38.080 --> 0:51:38.840
<v Speaker 2>try to Atlanta?

0:51:39.000 --> 0:51:41.520
<v Speaker 1>I don't know the Delta fly, you know, how kind

0:51:41.560 --> 0:51:43.680
<v Speaker 1>of do what? I don't know that I've ever from Delta.

0:51:43.719 --> 0:51:44.200
<v Speaker 1>Isn't that weird?

0:51:44.200 --> 0:51:47.399
<v Speaker 2>I'm an Atlanta girls? A Delta's my jam. Oh really Yeah,

0:51:47.520 --> 0:51:49.080
<v Speaker 2>Delta owns Atlanta.

0:51:49.480 --> 0:51:51.760
<v Speaker 1>That's like Nework, like United owns a Newark.

0:51:51.880 --> 0:51:55.040
<v Speaker 2>There's tons of Delta flights out of Newark. I think

0:51:55.120 --> 0:51:57.600
<v Speaker 2>they're they're they're getting up there with with United right

0:51:57.600 --> 0:52:01.919
<v Speaker 2>now at Newark. Depends on like what chub you live by,

0:52:02.000 --> 0:52:03.399
<v Speaker 2>but yeah, adults is pretty big.

0:52:04.800 --> 0:52:09.160
<v Speaker 1>Okay, I'm not gonna lie.

0:52:09.200 --> 0:52:11.239
<v Speaker 3>I'm like, I forgot about Wins. I'll just say I

0:52:11.280 --> 0:52:12.879
<v Speaker 3>went to my new niece that's coming soon.

0:52:13.640 --> 0:52:14.920
<v Speaker 2>I said, I saw the picture.

0:52:15.560 --> 0:52:18.239
<v Speaker 1>Yeah, she's just about nine months, Like that wasn't her nine?

0:52:18.280 --> 0:52:19.960
<v Speaker 2>Whoa? Okay, I didn't know that your sister was off

0:52:20.000 --> 0:52:20.440
<v Speaker 2>far along.

0:52:20.880 --> 0:52:22.880
<v Speaker 3>Yeah, she's like any day now. So every time I

0:52:22.880 --> 0:52:26.600
<v Speaker 3>see her, I'm like today today. So I'm super excited

0:52:26.640 --> 0:52:28.480
<v Speaker 3>because I have a nephew, my same sister.

0:52:29.280 --> 0:52:30.840
<v Speaker 1>She's number two.

0:52:31.480 --> 0:52:33.439
<v Speaker 3>Yeah for her, And I'm like, so he's like one

0:52:33.480 --> 0:52:37.399
<v Speaker 3>and a half going on eighty five some days, I's

0:52:37.440 --> 0:52:39.520
<v Speaker 3>like a little old man, and so I'm all, I'm

0:52:39.520 --> 0:52:42.240
<v Speaker 3>gonna it's really I'm really curious to see his reaction

0:52:42.320 --> 0:52:44.760
<v Speaker 3>when she comes, cause, like I'm like, doesn't he seem

0:52:44.840 --> 0:52:46.560
<v Speaker 3>find it strange that you have like a big stomach

0:52:46.560 --> 0:52:48.040
<v Speaker 3>all of a sudden, and she was like, you know

0:52:48.080 --> 0:52:50.319
<v Speaker 3>what's hilarious is that, Like he'll he'll sit down next

0:52:50.360 --> 0:52:52.239
<v Speaker 3>to her and put his head on her stomach and

0:52:52.239 --> 0:52:54.359
<v Speaker 3>the baby will kick and he'llok at her stomach like, hey,

0:52:54.480 --> 0:52:55.080
<v Speaker 3>what are you doing?

0:52:58.120 --> 0:52:58.920
<v Speaker 2>Was it one and a half?

0:52:59.320 --> 0:52:59.560
<v Speaker 3>Yeah?

0:52:59.600 --> 0:53:01.160
<v Speaker 1>So you know he doesn't quite like you know, because

0:53:01.239 --> 0:53:03.560
<v Speaker 1>kids would quite get it. Yeah, not at all.

0:53:03.640 --> 0:53:05.560
<v Speaker 3>And so I'm like, when this baby comes, he's gonna

0:53:05.560 --> 0:53:08.319
<v Speaker 3>be like, oh, look a baby. Wait, this baby's here

0:53:08.360 --> 0:53:10.000
<v Speaker 3>every day. Every day.

0:53:10.960 --> 0:53:13.440
<v Speaker 2>They treat it sort of because I call them my

0:53:13.520 --> 0:53:16.160
<v Speaker 2>cousins now. But they listen to the show, Hey Danny Nosora,

0:53:16.640 --> 0:53:18.120
<v Speaker 2>they have a really cute two year old and they

0:53:18.200 --> 0:53:20.600
<v Speaker 2>just had a baby girl. And after a while he's like,

0:53:20.680 --> 0:53:24.520
<v Speaker 2>so she's staying. Yeah, she's not just here for the weekend.

0:53:26.000 --> 0:53:27.960
<v Speaker 2>They get that eventually that this person's permanent.

0:53:28.080 --> 0:53:30.160
<v Speaker 1>Yeah. Yeah, that is gonna be so cut to watch.

0:53:30.160 --> 0:53:32.360
<v Speaker 3>Like, oh, because he likes kids, like you know, he

0:53:32.360 --> 0:53:33.880
<v Speaker 3>sees other little kids, he lights up.

0:53:33.880 --> 0:53:35.279
<v Speaker 1>But I feel like he's gonna be like, why is

0:53:35.320 --> 0:53:36.719
<v Speaker 1>she sleeping here? Wait?

0:53:36.880 --> 0:53:38.719
<v Speaker 3>So why are you holding her all the time? Wait

0:53:38.719 --> 0:53:42.479
<v Speaker 3>a minute? So, yeah, it'll be curious to see. So, yeah,

0:53:42.520 --> 0:53:47.319
<v Speaker 3>that's my win, my little baby cousin, my baby cousin niece.

0:53:47.360 --> 0:53:49.720
<v Speaker 1>I'm super excited. So we've got a nephew and a niece.

0:53:50.360 --> 0:53:51.680
<v Speaker 2>And I'm gonna have to do a baby shout out

0:53:51.680 --> 0:53:54.640
<v Speaker 2>too because our friends Josh and Tera had a baby

0:53:54.680 --> 0:53:57.920
<v Speaker 2>a month early. This baby came like what six weeks early,

0:53:59.120 --> 0:54:01.279
<v Speaker 2>but he was a little baby Oliver, but he was

0:54:01.320 --> 0:54:03.080
<v Speaker 2>a big boy for being a premiu. I think he

0:54:03.160 --> 0:54:04.720
<v Speaker 2>was born at close to seven pounds.

0:54:05.320 --> 0:54:05.760
<v Speaker 1>Wow.

0:54:06.200 --> 0:54:08.160
<v Speaker 2>But Tera is one of those girls who's like super

0:54:08.200 --> 0:54:09.920
<v Speaker 2>super tiny. And we went to her baby shower a

0:54:09.920 --> 0:54:12.399
<v Speaker 2>little while ago and I was like, so, you're due tomorrow, right,

0:54:12.440 --> 0:54:17.719
<v Speaker 2>because this is just logistically with the space available, there's

0:54:17.840 --> 0:54:20.800
<v Speaker 2>just I'm worried for you because she's so tiny.

0:54:22.040 --> 0:54:22.680
<v Speaker 1>There's no room.

0:54:22.920 --> 0:54:24.799
<v Speaker 3>There's just where where.

0:54:24.600 --> 0:54:27.279
<v Speaker 2>Is this baby? But I'm just so happy. It was

0:54:27.280 --> 0:54:30.520
<v Speaker 2>a it was a long, like kind of slightly stressful

0:54:30.560 --> 0:54:33.600
<v Speaker 2>experience for them being you know, delivering early. So I'm

0:54:33.640 --> 0:54:35.640
<v Speaker 2>just really happy with the baby's home now. He had

0:54:35.680 --> 0:54:38.239
<v Speaker 2>to spend about a week at the hospital. So they're home,

0:54:38.239 --> 0:54:41.520
<v Speaker 2>they're healthy, they're happy. I'm so happy for them. So

0:54:41.680 --> 0:54:44.040
<v Speaker 2>love to you. Guys and all the babies out there.

0:54:45.360 --> 0:54:48.520
<v Speaker 3>Yeah, baby baby, I'm like, who nervous? Because she did

0:54:48.600 --> 0:54:50.279
<v Speaker 3>all natural, like no drugs last time.

0:54:51.560 --> 0:54:53.040
<v Speaker 1>So how was that? She was like, Yeah, by the

0:54:53.040 --> 0:54:54.480
<v Speaker 1>time I got there, it was too late. I was like,

0:54:54.480 --> 0:54:55.400
<v Speaker 1>are you sure.

0:54:57.080 --> 0:54:58.759
<v Speaker 2>Not too late to whack me upside the head?

0:54:59.160 --> 0:55:00.879
<v Speaker 1>Right? She said she did even though she was in labor.

0:55:00.920 --> 0:55:03.279
<v Speaker 2>Her husband, what point can you drink? Is it safe yet?

0:55:03.480 --> 0:55:04.560
<v Speaker 2>I mean they're coming out.

0:55:04.960 --> 0:55:07.160
<v Speaker 3>Right exactly like you don't need you don't need for

0:55:07.200 --> 0:55:09.960
<v Speaker 3>me to be clean on the inside. She said she

0:55:09.960 --> 0:55:12.080
<v Speaker 3>thought she had like indigestion because she had like Jamaican

0:55:12.080 --> 0:55:13.839
<v Speaker 3>food and she was like, who I should have never

0:55:13.840 --> 0:55:14.719
<v Speaker 3>had that Jamaican food.

0:55:14.719 --> 0:55:16.400
<v Speaker 1>And her husband, who's a doctor, is like, I'm pretty

0:55:16.400 --> 0:55:18.960
<v Speaker 1>sure you're in labor. She's like, I'm not. It's indigestion.

0:55:19.120 --> 0:55:21.520
<v Speaker 1>He's like, okay, He's like, that's the one that's called

0:55:21.520 --> 0:55:22.000
<v Speaker 1>the contraction.

0:55:22.160 --> 0:55:26.120
<v Speaker 2>She was like, wait, heartburn or childbirth?

0:55:26.480 --> 0:55:31.720
<v Speaker 1>Yes? Either one. Oh. Thanksba listeners, you guys are always

0:55:31.760 --> 0:55:32.120
<v Speaker 1>the best.

0:55:32.120 --> 0:55:37.279
<v Speaker 2>This the ones we can't even see right now. Yeah,

0:55:37.320 --> 0:55:39.239
<v Speaker 2>thank you guys, and thank you for all the love

0:55:39.280 --> 0:55:41.480
<v Speaker 2>you have boosted us on the iTunes. Just like we

0:55:41.560 --> 0:55:44.120
<v Speaker 2>asked you to continue to send us your love. Go

0:55:44.200 --> 0:55:47.279
<v Speaker 2>to iTunes, go to brand Ambition Podcasts dot com to

0:55:47.320 --> 0:55:49.279
<v Speaker 2>find all our links to where you can find the show,

0:55:49.320 --> 0:55:53.680
<v Speaker 2>and leave us for reviews SoundCloud, Stitcher World. We'll take anything.

0:55:54.560 --> 0:55:56.920
<v Speaker 2>Thank you for all the support. But that sound too desperate.

0:55:58.360 --> 0:56:01.320
<v Speaker 2>That's cool, didn't come off. Let all got it? Okay,

0:56:01.520 --> 0:56:02.120
<v Speaker 2>sorry about that.