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Speaker 1: Welcome to How the Money. I'm Joel, I'm Matt, and

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Speaker 1: today we're talking prime prescriptions, cheap dates, instellar customer service.

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Speaker 1: That's right, this is our Friday flight, and you know

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Speaker 1: who in the Friday flight is for Joel. It's for

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Speaker 1: all the folks who didn't have the time to read

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Speaker 1: every single news story that happened to be published this

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Speaker 1: past week. We do, that's what we do. Yeah, We

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Speaker 1: we cover all of the relevant stories, in particular the

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Speaker 1: ones that have to do with your personal finance, and

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Speaker 1: we filter a whole money, a whole lot of crap

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Speaker 1: out so that you only have to hear the stuff

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Speaker 1: that matters and stuff. Yeah exactly, So, uh, that's what

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Speaker 1: we're doing today. We don't read everything, by the way,

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Speaker 1: there's a lot of stuff that probably slips through our cracks.

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Speaker 1: And so if you ever find a cool story and

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Speaker 1: you think it's interesting, send it our way. Sending our

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Speaker 1: way How the Money pod at gmail dot com. We

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Speaker 1: help us out, yea, and to our research for us. Well, yeah,

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Speaker 1: that we've got a lot of stories to get today.

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Speaker 1: But real quick, I wanted to mention that give give

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Speaker 1: a little round of applause. Well for my dad, for

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Speaker 1: my dad. He uh so he is like he and

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Speaker 1: my mom are about to retire to the spring, they're

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Speaker 1: getting close. My dad already kind of retired, but he's

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Speaker 1: working part time. But they're kind of like easing into

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Speaker 1: those retirement years. Yeah, but they're like, all right, where's

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Speaker 1: the low hanging fruit the weekend where we can cut

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Speaker 1: back as we get closer retirement. You had this fixed income, right, uh,

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Speaker 1: and it's unlikely you're going to re enter the workforce,

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Speaker 1: although that's they could if they needed to write. But

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Speaker 1: about this awesome website, how the money don't I was like,

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Speaker 1: listen to some of these things are I've been knocking

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Speaker 1: about it for a long time. But he took some

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Speaker 1: meaningful steps, I will say, over the past couple of

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Speaker 1: weeks to really reduce some of the bills in his life.

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Speaker 1: And and one of the things I was shocked to

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Speaker 1: see how much he saved on this. Well, we've talked

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Speaker 1: about how much prices have gone up, how much rates

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Speaker 1: have gone up on insurance like home homeowners and car insurance.

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Speaker 1: My dad's car insurance in particular, our insurance in particular.

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Speaker 1: He so he is going to save two hundred dollars

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Speaker 1: a month a month, Holy cow. So like a year

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Speaker 1: with with car insurance, with with car insurance and home

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Speaker 1: insurance together, I think, but it was mostly car insurance.

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Speaker 1: I think that was the biggest by far, the biggest savings.

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Speaker 1: Dude that uh yeah, yeah, right, Well you're saying to

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Speaker 1: applaud earlier, and I'm like, I don't know, I'm not

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Speaker 1: going to clap for until I know what i'm clapping for. No,

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Speaker 1: So that's a lot of money, right that I will

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Speaker 1: clap for. Yeah, I just and it just bears repeating

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Speaker 1: for our listeners out there who that that's always one

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Speaker 1: of those low hanging places where you can save, and

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Speaker 1: especially right now when we're talking about just kind of

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Speaker 1: an environment where rates are going up in a big way.

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Speaker 1: Some of our listeners in the Facebook group have said

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Speaker 1: that their rates have gone up like thirty eight percent

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Speaker 1: in a year, Like, just I believe it insane. Yeah,

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Speaker 1: And so but to see that, well, you know what,

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Speaker 1: insurers have all sorts of different ways that they that

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Speaker 1: they come up with their rates, and not everybody has

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Speaker 1: the same algorithm. In fact, they all have kind of

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Speaker 1: like different algorithms. Right, So people got their own secret songs. Yeah,

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Speaker 1: so you might not be giving a ton of coverage,

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Speaker 1: you might be getting the same exact coverage, but just

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Speaker 1: saving a lot of money. And so it's worth it's

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Speaker 1: worth noting. And it's one of those things where, man,

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Speaker 1: if you can save that much money, and even if

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Speaker 1: it takes you a few hours of your time to

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Speaker 1: do the shopping, to make the phone calls and to

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Speaker 1: make the switch, it's like, who doesn't have a few

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Speaker 1: hours if it's worth a couple of grand in the year,

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Speaker 1: And in particular, those are savings that you're gonna be

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Speaker 1: able to realize year after year instead of getting penalized

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Speaker 1: for being loyal to the company that you've been with

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Speaker 1: shopping around and you'll get to see that premium decrease.

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Speaker 1: Mad props to my pops, by the way. And also

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Speaker 1: one other thing, well, we'll link to an article in

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Speaker 1: the show notes about additional ways that you can save

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Speaker 1: on insurance. Like, yeah, shopping around is one thing, but

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Speaker 1: then asking for there's a lot of discounts that a

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Speaker 1: lot of people don't know about. Will link to that

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Speaker 1: article too, yes, right man, Yeah, So let's get to

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Speaker 1: our Friday flight. This is the quick sampling of the

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Speaker 1: different stories that we found the most interesting this week

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Speaker 1: and on Wednesday actually, so we talked about negotiating your

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Speaker 1: salary and that was one of the ways that you

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Speaker 1: can maximize your income. Listen back if you hadn't already

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Speaker 1: listened to that one. But what about negotiating for how

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Speaker 1: much you pay for products? Consumer Reports they had an

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Speaker 1: excellent article this week about which a big box appliance

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Speaker 1: stores out there offer you the greatest ability to get

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Speaker 1: a lower price just by asking for a better price. Uh.

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Speaker 1: And first of all, if you are in the market

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Speaker 1: for a major appliance, where it is that you shot

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Speaker 1: matters when it comes to getting the best price as

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Speaker 1: well as the best perks. A BT which I've never

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Speaker 1: even heard of before. Evidently that they're up in the

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Speaker 1: Upper Midwest. They are beloved by their customers. Costco they

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Speaker 1: ranked best for price overall and for some of those

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Speaker 1: additional perks that I just mentioned. For some of those

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Speaker 1: extras like delivery, they'll halloway your old appliance as well,

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Speaker 1: which used to kind of be standard, but it's not anymore.

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Speaker 1: So it does feel like approach. Yeah, who maintained that

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Speaker 1: because this often does it costs extra, So make sure

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Speaker 1: to factor that in. We want to make sure that

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Speaker 1: we are all paying the lowest amount overall. And man,

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Speaker 1: that holloway service that they provide as well, that is clutch. Uh.

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Speaker 1: And particularly if it's broke as a joke, and like

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Speaker 1: you have to pay to recycle it. It's one thing.

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Speaker 1: If it's one thing, if it kind of works, and

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Speaker 1: you can maybe unload it for like you know, barely

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Speaker 1: working fridge sixty bucks. All the shelves are broken, broken

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Speaker 1: ins out of it. But I'm specifically they speak from

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Speaker 1: personal experience, Matt. Yes, well, I'm thinking of being a landlord.

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Speaker 1: The ability to have a company show up haul off

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Speaker 1: an old or completely broken appliance, install the new one.

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Speaker 1: Oh my gosh, the ability just to be the middleman

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Speaker 1: and coordinate the Okay, sounds like the guys are gonna

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Speaker 1: be there between two and four this afternoon, so your

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Speaker 1: your tenant knows when to be there. They show up,

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Speaker 1: haul off the old one, hook up the new one.

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Speaker 1: Your tenants happy. I'm happy. It's a win win situation.

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Speaker 1: Makes it easier for you for sure. And yeah, absolutely,

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Speaker 1: a lot of these a lot of these guys now

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Speaker 1: charge money for that additional halloway and and interestingly enough, Matt,

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Speaker 1: you know you mentioned the negotiating for those products, well

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Speaker 1: Um Home Depot Lows and Best Buy. The Consumer Ports

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Speaker 1: said that sixty percent of folks who asked for a

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Speaker 1: discount at those stores were able to get one, which

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Speaker 1: is crazy. I was like, wow, that's a that's a

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Speaker 1: lot of people. Impressive, especially considering that these are national brands. Yeah,

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Speaker 1: that where you would not think that they would have

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Speaker 1: a whole lot of flexibility exactly. But here's the rub.

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Speaker 1: In that same survey survey, only folks were willing to

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Speaker 1: ask for the discount, so most people paid full freight,

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Speaker 1: They paid the full uh sticker price of that item

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Speaker 1: because they were too nervous to ask the question. But

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Speaker 1: the folks who did, who put themselves in that slightly

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Speaker 1: awkward situation, they ended up getting it. And what was

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Speaker 1: the average savings according to Consumer reports A hundred and

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Speaker 1: thirty three dollars, which is not chump change, right, that's

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Speaker 1: I mean when you think about what's your hourly wage

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Speaker 1: and you're like, how many hours would have to work?

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Speaker 1: When you just have to ask this simple question and

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Speaker 1: there's a decent chance that they're going to say yes,

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Speaker 1: Like how long would it take you to make a

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Speaker 1: hunter and thirty three tax free dollars? Right? And and

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Speaker 1: how awesome is it that you can keep that sum

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Speaker 1: of money in your pocket just by asking a simple question.

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Speaker 1: We should all be asking for discounts more regularly, that's

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Speaker 1: for sure. Yeah, and yeah, there was an even higher

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Speaker 1: percentage of success with more like some of those regional

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Speaker 1: companies or more independent stores as well, because they obviously

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Speaker 1: do how the most flexibility when it comes to the

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Speaker 1: prices that they can unload certain items for and also

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Speaker 1: something else that you can negotiate on the So the

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Speaker 1: average internet bill it's cresting seventy five bucks, you should

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Speaker 1: also consider negotiating that bill down as well. Oftentimes you

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Speaker 1: start service with a company, you get that new customer

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Speaker 1: period of time or it's like the honeymoon phase bab right,

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Speaker 1: Like they they wanna wine and dine you, sort of

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Speaker 1: like going back to the insurance example, right, they want

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Speaker 1: you to be happy. They want you to be warm

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Speaker 1: and cozy with their with their company. That way, when

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Speaker 1: they raise rates, you don't go anywhere, right. And so

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Speaker 1: when it comes time to negotiating this bill, first of all,

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Speaker 1: you need to make sure that you are armed with

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Speaker 1: information that's always gonna give you a little more confidence,

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Speaker 1: and knowing that when you go and talk to your

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Speaker 1: current internet service provider that you've got hard facts. You

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Speaker 1: can say that, hey, this is what so and so

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Speaker 1: is charging, this is their rate, and this is the

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Speaker 1: speed that they're offering, and be willing to walk right

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Speaker 1: because if they're not willing to match that, hopefully they

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Speaker 1: do match it, because that's the easiest thing to not

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Speaker 1: have to change your service. But also, I think it's

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Speaker 1: important for us to all be willing to walk away, uh,

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Speaker 1: knowing that, all right, well, if you're not gonna offer

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Speaker 1: me that, I can take my business elsewhere for sure.

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Speaker 1: We actually just wrote an article up on the site

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Speaker 1: about how to go about asking for a discount, and

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Speaker 1: we talked about specific places where you're liable to get

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Speaker 1: a discount. So we'll link to that one in the

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Speaker 1: show notes as well. But Matt, let's talk about drugs

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Speaker 1: for a second. You're not supposed to do drugs unless

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Speaker 1: you're prescription drugs, and even then the doctor says you should. Yeah,

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Speaker 1: you gotta be careful. If if the doctor says you should,

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Speaker 1: then you should consider it. But at Prime. Prime membership

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Speaker 1: continues to become more expensive, and I think it's a

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Speaker 1: hundred and thirty nine dollars for a year now. It's

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Speaker 1: not cheap, but Amazon it feels like they have to

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Speaker 1: justify that fee to their customers because of course they do,

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Speaker 1: or else you would walk away if you're not getting

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Speaker 1: enough value for that Prime membership. But uh, then they

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Speaker 1: already offer a number of perks, right, You've got the

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Speaker 1: music that you can listen to, there's you know, a

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Speaker 1: lot of streaming television and movie options on Amazon. But

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Speaker 1: they're always looking to add more to make Prime membership

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Speaker 1: like this stickier proposition. And what's the latest on that front, Well,

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Speaker 1: they're expanding generic drug offerings. They They're new offering is

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Speaker 1: called r X Past and it's going to offer access

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Speaker 1: to commonly prescribe medications for just five dollars a month,

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Speaker 1: and the average cost savings for the typical Prime member

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Speaker 1: could be in the hundred dollar range a year, according

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Speaker 1: to the VP of Amazon Pharmacy. Is the average consumer're

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Speaker 1: gonna be able to say that much? It depends, right,

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Speaker 1: It depends on whether or not one of the fifty

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Speaker 1: prescriptions they offer is something you take on a recurring

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Speaker 1: basis and how much you normally pay for it now.

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Speaker 1: But yeah, if you do take a couple of those drugs,

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Speaker 1: then the value of paying for Prime just went up

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Speaker 1: for you. In all likelihood, you're gonna want to comparison

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Speaker 1: shop and you're not gonna want to just assume that

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Speaker 1: this is best. But prescription drugs are typically kind of

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Speaker 1: a thorn in our side price wise, And it's also

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Speaker 1: just nice to have it shipped to you for five

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Speaker 1: bucks a month. That sounds pretty nice. And if it's

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Speaker 1: if you have, it's gonna save you money Prime. And

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Speaker 1: even for folks who aren't currently Prime members, if they're like,

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Speaker 1: wait a second, five of the drugs I take, if

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Speaker 1: you take a lot, you know, on a monthly basis,

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Speaker 1: are on this list, Boy, that might have just made

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Speaker 1: Prime membership worth it, right there, could be worth it.

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Speaker 1: But also keep in mind this is coming from the

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Speaker 1: person the chart. Their their livelihood is depending on the

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Speaker 1: success of the r X pass, which by the way,

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Speaker 1: reminds me of like is it the fast pass or

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Speaker 1: whatever it makes it. It almost makes it sound like

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Speaker 1: you can get as many drugs as you can handle. Obviously,

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Speaker 1: that's not the case. But that's what I think of

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Speaker 1: when I hear r X pass. It's just like, oh yeah,

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Speaker 1: it's just like their hanunds fun. They're handing out generic

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Speaker 1: drugs like candy. By the way, a new study that

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Speaker 1: appeared in JAMA that's the Journal of American Medical Association.

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Speaker 1: They found that the drug ads that we see on

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Speaker 1: TV that they're often not any better than the drugs

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Speaker 1: that are already on the market. Seventy percent of the

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Speaker 1: drugs that you see pitched they have what's known as

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Speaker 1: low therapeutic value. There's not much to be gained by

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Speaker 1: going with those, uh those name brand drugs as opposed

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Speaker 1: to the generics. Interestingly enough, most other countries other than

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Speaker 1: New Zealand, I think, have banned the sorts of direct

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Speaker 1: ads that we see from pharmaceutical company and uh yeah,

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Speaker 1: worth mentioning because I think we'd all be happier. We'd

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Speaker 1: probably be healthier too if we took a similar approach.

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Speaker 1: But don't buy into the marketing hype. And you know

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Speaker 1: what we'd recommend is to get those generics. You know,

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Speaker 1: whether it be through Amazon or wherever it is that

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Speaker 1: you can find those, they're gonna save you a boatload,

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Speaker 1: And honestly, it's just dumb the way that drugs are

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Speaker 1: marketed here in the US. It's actually so it's not

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Speaker 1: dumb on the part of the pharmaceutical companies though, because

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Speaker 1: they're making money. They wouldn't be doing that if it

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Speaker 1: wasn't them making a profit, right, And so really it's

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Speaker 1: it's dumb on us as as individuals to respond to

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Speaker 1: that kind of advertising as opposed to tuning it out

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Speaker 1: and maybe going down the path that's going to be

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Speaker 1: a little bit harder, like you know, you know, we've

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Speaker 1: talked about the obesity drugs that have recently have they

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Speaker 1: been like officially approved think so, but for for young teens. Yeah,

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Speaker 1: but it's ridiculous that we are always looking for, like

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Speaker 1: quite literally the easy pill to take as opposed to

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Speaker 1: doing like the things that are going to lead to

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Speaker 1: more long term overall health, right, exercise, healthy diets, um,

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Speaker 1: taking what's gonna be maybe the harder path that's gonna

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Speaker 1: take a little little bit more disciplined, rather than thinking

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Speaker 1: that we can take a drug to make us healthier.

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Speaker 1: I mean, in the money realm, isn't that exactly kind

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Speaker 1: of what cryptocurrency did? Uh? During COVID. Basically, there's a

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Speaker 1: lot of people who are like, hey, how can I

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Speaker 1: like supercharge my path but in this easy Yeah, but

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Speaker 1: in the end it's it's more like a stumbling block,

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Speaker 1: and it actually screws you, screws up your progress totally

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Speaker 1: more than if you were to take the slower but

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Speaker 1: more proven route to success totally. Well, let's talk about

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Speaker 1: financial planning for a second match. The Times had an

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Speaker 1: article this week about how financial planning is becoming more accessible,

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Speaker 1: but they also said that this might not be a

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Speaker 1: good thing. Why is that, Well, largely because there aren't

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Speaker 1: robust legal standards for calling yourself a financial planner. And

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Speaker 1: the biggest is that there's still no legal requirement to

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Speaker 1: be a fiduciary if you're calling yourself one, right, so,

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Speaker 1: which that basically means that your financial advisor doesn't have

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Speaker 1: to do what's in your best interest, which sounds kind

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Speaker 1: of scary. Right, Hey, let me and trust you with

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Speaker 1: all my money. Oh, you don't have to do it's

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Speaker 1: in my best interest? Give it back, right, That's that's

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Speaker 1: how I would feel about it. There was a proposal

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Speaker 1: to set that requirement in stone to make sure that

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Speaker 1: everyone who calls himself a financial advisor has to be

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Speaker 1: a fiduciary, But it didn't happen. This is a few

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Speaker 1: years back, and so yeah, there are a fair amount

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Speaker 1: of financial advisors out there who have conflicts of interest.

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Speaker 1: Should they invest your money in a way that that's

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Speaker 1: them the largest return or should they make sure that

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Speaker 1: you're invested in what's best for you. Well, it's it's

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Speaker 1: a shame that this is even up for debate and

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Speaker 1: that we don't have a more consumer friendly standard still,

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Speaker 1: but I think the Times reinforces a great point something

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Speaker 1: we've always said on the show here Matt that if

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Speaker 1: you are looking to hire a financial advisor, don't do

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Speaker 1: it unless they're willing to sign a fiduciary oath to you,

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Speaker 1: and if they're not, walk away that's right. Yeah, it

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Speaker 1: really is a big problem. It kind of gives the

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Speaker 1: financial advisor, the financial planning community a black eye because

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Speaker 1: you get a few bad actors and all of a

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Speaker 1: sudden and they've got to ruin the party for everyone.

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Speaker 1: But there are ways to find a financial advisor who

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Speaker 1: is a fiduciary, and that's largely by going through some

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Speaker 1: of the different networks out there who met them we

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Speaker 1: in particularly like x Y Planning Network a whole lot.

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Speaker 1: If you're looking for an advisor, that's definitely a great

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Speaker 1: place to look, but it's also a good idea to

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Speaker 1: question whether or not you need an advisor before forking

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Speaker 1: over your dollars for advice, even if it is to

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Speaker 1: a lovely fee only financial advisor who does happen to

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Speaker 1: be a fiduciary. Because while you know many financial advisors

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Speaker 1: out there, they seem to be offering more and more services,

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Speaker 1: they're obviously not free and oftentimes you're not going to

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Speaker 1: be cheap either, and so we think that there's a

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Speaker 1: lot of sort of more d I Y steps that

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Speaker 1: you can take before you get to that stage. So

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Speaker 1: whether that's reading a book or even hiring a money

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Speaker 1: coach just for a couple of hours of their time,

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Speaker 1: that can oftentimes offer a better payback in many circumstances

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Speaker 1: as opposed to saying, all right, financial advisor, you're a fiduciary,

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Speaker 1: sign me up, you're you are now my person. Yeah,

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Speaker 1: it's amazing how just like a financial coach or a

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Speaker 1: budgeting coach, there's so much cheaper, but oftentimes that's the

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Speaker 1: kind of handholding that people need, not the full fledged

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Speaker 1: financial advisor who comes with all the bells and whistles, right,

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Speaker 1: many of which you don't even need, YEA. Oftentimes you

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Speaker 1: just need someone to walk alongside you. And this's awtent

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Speaker 1: times what those different financial coaches out there are able

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Speaker 1: to provide for sure. All Right, now, we've got more

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Speaker 1: to get to, including man scams apparently on one of

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Speaker 1: your favorite social media sites are through the Roof, and

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Speaker 1: those scams could part you from your money. We'll talk

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Speaker 1: about that and more right after this. All right, man,

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Speaker 1: let's get the Friday flight roll, and this is our

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Speaker 1: sampling of the different stories that we came across this week.

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Speaker 1: And you just alluded to the the rise and scams.

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Speaker 1: I was just thinking we should have called that segment

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Speaker 1: Scamsters Paradise. I think we made way too many cool

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Speaker 1: Leo punts though on the show already. I didn't know

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Speaker 1: if you'd like maybe not this episode, but just on

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Speaker 1: the show. Yeah, not this particular episode. But let's get

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Speaker 1: to our ludicrous headline of the week. This is from

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Speaker 1: the New York Post and the headline reads, I went

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Speaker 1: on six dates so and didn't have to buy groceries

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Speaker 1: for two years. This comes from a TikTok influencer out

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Speaker 1: there who admits that she actually embellished her ability to

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Speaker 1: save money on food by going out with a ton

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Speaker 1: of guys over the course of a couple of years.

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Speaker 1: The article and in some of her quotes actually were

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Speaker 1: way less offensive than that actual headline. But that being said,

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Speaker 1: this this segment, it's all about ludicrous headlines. So, Joe,

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Speaker 1: what do you think was this person was was this influencer?

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Speaker 1: Was she being frugal or cheap to try and go

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Speaker 1: on as many dates as possible in order to lower

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Speaker 1: her food budget? Okay, I'm gonna say cheap. I'm gonna

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Speaker 1: say it's yeah. So I think coming down hard. Alright,

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Speaker 1: Sorry I am. And I was glad when I actually

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Speaker 1: read the article and I was like, Okay, she's not

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Speaker 1: completely taking manage of people to the tune of what

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Speaker 1: this headline made it seem like. But I think if

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Speaker 1: you are truly trying to find love and the other

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Speaker 1: person offers to pay for your meal, if you're going

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Speaker 1: on dates, that's totally fine, Like if that's generous, and

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Speaker 1: you should take somebody up on their generosity. But to me,

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Speaker 1: it's kind of like praying on some much generosity. If

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Speaker 1: you are just going on date after date after date,

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Speaker 1: you're not really trying to establish a meaningful relationship with someone.

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Speaker 1: You're just in it for like the free food and

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Speaker 1: for the free drinks. That feels to me, that feels cheap,

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Speaker 1: and that feels it feels uncol Well, isn't that what it?

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Speaker 1: What it's like when you sign up? Well, like when

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Speaker 1: you writ your email down at like some sort of

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Speaker 1: like festival and there's tents and they're like, hey, does

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Speaker 1: give us your email and we'll we'll give you this

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Speaker 1: free blah blah blah like whatever. It is like you've

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Speaker 1: got no intention of actually signing up for their service.

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Speaker 1: You know, you've got zero intention, but you're willing to

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Speaker 1: go ahead and jump through this little hoop in order

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Speaker 1: to receive the foot That's that's a willing exchange right there.

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Speaker 1: And if the person know the person might know, well,

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Speaker 1: I guess i'llgument that I'm making is that this chick

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Speaker 1: isn't necessarily making guys go out with her claiming that

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Speaker 1: she is interesting. I guess sort of what you said

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Speaker 1: is true. It comes down to her intention, because if

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Speaker 1: her intention is to only go out with guys because

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Speaker 1: she wants to be able to get free meals, and

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Speaker 1: she's like, where are we going to night? Oh? McDonald's. Yeah,

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Speaker 1: I'm sick, I'm gonna guy who's taking me to the seakhouse? Yeah.

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Speaker 1: If she's just doing it for the food, then obviously

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Speaker 1: she's being cheap. But as long as long as she's

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Speaker 1: open to the idea of entering into a relation, like

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Speaker 1: if she was already dating a dude and going out

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Speaker 1: with other guys, obviously that would be super cheap. But

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Speaker 1: as long as she's open to like finding the right one.

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Speaker 1: That honestly, even if she wasn't open to it right

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Speaker 1: because I could see someone being like, you know what,

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Speaker 1: I am not looking for finding a life partner right now.

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Speaker 1: You never know what happens though. You might sit down

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Speaker 1: with a dude and you're like, oh my gosh, this

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Speaker 1: guy's actually like we're really hitting it off. Boom, you're

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Speaker 1: with him for a few years, maybe you get married,

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Speaker 1: you found Mr Wright And so it does come down

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Speaker 1: to intentions. But I think even if her intentions aren't

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Speaker 1: in the right place, I think there's still the possibility

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Speaker 1: because guys know that, right, like they know that there's

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Speaker 1: a chance that this and maybe she's into me, maybe

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Speaker 1: she's not. But that's the first dates of the game.

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Speaker 1: You don't know what's gonna happen, right, and you never know.

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Speaker 1: I mean, granted, it's been a long time since I've

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Speaker 1: been on a first date, Matt, but you often offered

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Speaker 1: to pay. There's a risk involved, and you know there's

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Speaker 1: risk involved that that there's a chance you never see

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Speaker 1: this first again, and that you're out bucks or whatever

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Speaker 1: whatever you're spending on dinner, which, by the way, makes

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Speaker 1: me think about this other article I saw in the

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Speaker 1: Wall Street Journal just I think towards the end of

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Speaker 1: last year, about cheap dates and how they're kind of

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Speaker 1: coming back into vogue, and I was like, this is

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Speaker 1: good news. Uh. It seems like people are are less

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Speaker 1: willing to spend big bucks on the first date, and

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Speaker 1: it makes more sense to to spend a fair amount

428
00:19:23,359 --> 00:19:25,720
Speaker 1: less on those dates because you never know what if

429
00:19:25,720 --> 00:19:27,520
Speaker 1: you're not willing to get that risk, and you might

430
00:19:27,560 --> 00:19:29,680
Speaker 1: be going on a date with a serial data who

431
00:19:29,680 --> 00:19:32,000
Speaker 1: only wants the free food, and so you gotta protect

432
00:19:32,119 --> 00:19:35,000
Speaker 1: your finances even when you're out there dating. And I

433
00:19:35,000 --> 00:19:37,440
Speaker 1: think I like to see this trend because if you're

434
00:19:37,440 --> 00:19:39,440
Speaker 1: just going out the coffee, are you going out for

435
00:19:39,480 --> 00:19:41,480
Speaker 1: a beer or you go out for lunch, I think

436
00:19:41,480 --> 00:19:44,000
Speaker 1: those are better options for saving or just just meeting

437
00:19:44,080 --> 00:19:45,919
Speaker 1: up at the local park and taking a stroll. Like

438
00:19:46,040 --> 00:19:49,120
Speaker 1: frugal dates don't have to be bad dates. And so

439
00:19:49,400 --> 00:19:50,960
Speaker 1: I want this trend to continue. And how to money

440
00:19:51,000 --> 00:19:53,600
Speaker 1: listeners if you're out there in the dating pool trying

441
00:19:53,640 --> 00:19:55,919
Speaker 1: to avoid people who are only taking advantage of you

442
00:19:56,320 --> 00:19:59,040
Speaker 1: for free food, and the one way to do that

443
00:19:59,200 --> 00:20:03,359
Speaker 1: is to see who's genuine by going on less expensive

444
00:20:03,600 --> 00:20:06,040
Speaker 1: but still intentional and wonderful dates where it makes it

445
00:20:06,119 --> 00:20:08,560
Speaker 1: more about the relationship and less about what you're getting

446
00:20:08,560 --> 00:20:11,800
Speaker 1: out of the relationship, which is not getting to know someone. Yeah, yeah, absolutely,

447
00:20:11,800 --> 00:20:13,760
Speaker 1: It's about that dynamic between the two of you as

448
00:20:13,760 --> 00:20:16,920
Speaker 1: opposed to the goods, right, which, so let's like I

449
00:20:17,000 --> 00:20:18,800
Speaker 1: want to make another case for this girl, Like let's

450
00:20:18,800 --> 00:20:20,360
Speaker 1: flip the table a little bit, because I think there's

451
00:20:20,359 --> 00:20:21,800
Speaker 1: a lot of dudes who did the exact same thing

452
00:20:22,119 --> 00:20:23,919
Speaker 1: in a different kind of way, right, Like they're not

453
00:20:23,960 --> 00:20:27,160
Speaker 1: necessarily out there looking for like, Okay, she's not really

454
00:20:27,160 --> 00:20:29,199
Speaker 1: life material, but these tons of dudes out there who

455
00:20:29,240 --> 00:20:31,400
Speaker 1: are just looking to hook up and in the same way,

456
00:20:31,600 --> 00:20:34,760
Speaker 1: does that mean you opt to not be on the

457
00:20:34,840 --> 00:20:37,760
Speaker 1: different apps and platforms altogether. Well, I think that's up

458
00:20:37,800 --> 00:20:39,640
Speaker 1: to the individual to decide, but to know that that's

459
00:20:39,680 --> 00:20:42,200
Speaker 1: the possibility. Uh. And not just dudes, I mean girls

460
00:20:42,200 --> 00:20:43,520
Speaker 1: do the same thing as well when it comes to

461
00:20:44,040 --> 00:20:47,320
Speaker 1: how long term. Yeah, and just the kind of relationships

462
00:20:47,320 --> 00:20:48,800
Speaker 1: that they're looking for. But I don't know, we don't

463
00:20:48,800 --> 00:20:51,240
Speaker 1: want to, We don't need to keep going down the

464
00:20:51,280 --> 00:20:53,800
Speaker 1: relationship corner. I mean, we could start a new like

465
00:20:54,000 --> 00:20:55,840
Speaker 1: spinoff show Man. We could like give a dating advice

466
00:20:56,560 --> 00:20:58,880
Speaker 1: two old guys who don't know anything about it. But

467
00:20:58,920 --> 00:21:03,480
Speaker 1: that's definitely something. Let's quickly discuss the story that's the

468
00:21:03,520 --> 00:21:06,520
Speaker 1: opposite of a ludicrous headline. And let's talk about a company.

469
00:21:06,720 --> 00:21:09,280
Speaker 1: Let's get them some props for doing business the right way.

470
00:21:09,560 --> 00:21:12,640
Speaker 1: The journal they profiled a small olive oil company that

471
00:21:12,760 --> 00:21:16,399
Speaker 1: apologized to its customers via email. Uh. And so you

472
00:21:16,480 --> 00:21:19,160
Speaker 1: know your parents, they probably told you that honesty it's

473
00:21:19,160 --> 00:21:22,639
Speaker 1: always the best policy, but most businesses tend to dodge

474
00:21:22,640 --> 00:21:25,760
Speaker 1: that advice when they make a mistake. Uh. And this company,

475
00:21:25,800 --> 00:21:29,280
Speaker 1: I think it's so grazza, I don't know, I don't know.

476
00:21:29,359 --> 00:21:33,159
Speaker 1: It's a tiny olive oil startup. They shipped a bunch

477
00:21:33,480 --> 00:21:37,159
Speaker 1: of badly packaged items, many of which arrived after Christmas,

478
00:21:37,200 --> 00:21:38,879
Speaker 1: which was a problem for folks who were planning to

479
00:21:38,920 --> 00:21:42,320
Speaker 1: give the olive oil as a gift. But the CEOs email,

480
00:21:42,680 --> 00:21:45,960
Speaker 1: it was titled learning from Our Mistakes evidently was well

481
00:21:46,000 --> 00:21:49,040
Speaker 1: received by customers because, you know, he apologized, he addressed

482
00:21:49,080 --> 00:21:52,399
Speaker 1: the problem's head on, he took full responsibility. Uh, and

483
00:21:52,560 --> 00:21:55,800
Speaker 1: guess what authenticity worked in this case. It actually deepened

484
00:21:55,840 --> 00:21:59,480
Speaker 1: the connection that many of those let down customers had

485
00:21:59,600 --> 00:22:02,439
Speaker 1: with the RAM. He even offered apparently like a coupon

486
00:22:02,480 --> 00:22:04,240
Speaker 1: code for people who are impacted, and a lot of

487
00:22:04,240 --> 00:22:06,240
Speaker 1: people said, listen, I'm gonna order from you again, but

488
00:22:06,280 --> 00:22:07,960
Speaker 1: I'm not going to use the coupon code because I

489
00:22:08,000 --> 00:22:12,760
Speaker 1: so appreciate your apology exactly, being upfront, honest, taking responsibility

490
00:22:12,800 --> 00:22:15,400
Speaker 1: like that. I mean, we bash on companies a good bit,

491
00:22:15,440 --> 00:22:17,359
Speaker 1: and so it's fun to kind of highlight a company

492
00:22:17,359 --> 00:22:20,320
Speaker 1: who's doing the right thing, who's taking responsibility like that,

493
00:22:20,359 --> 00:22:22,000
Speaker 1: And that's a drum that we beat all the time, right,

494
00:22:22,119 --> 00:22:25,800
Speaker 1: like personal responsibility. But hopefully that you can take this

495
00:22:26,040 --> 00:22:28,480
Speaker 1: on a personal level, you can be encouraged to know that,

496
00:22:28,520 --> 00:22:30,800
Speaker 1: you know what, sometimes we don't need to kind of

497
00:22:30,960 --> 00:22:34,160
Speaker 1: dodge and try to navigate our ways away from conflict

498
00:22:34,160 --> 00:22:37,040
Speaker 1: as opposed to just you know, facing those things head on. Hey,

499
00:22:37,040 --> 00:22:39,199
Speaker 1: my bad, my fault. Sometimes if you just admitute, it

500
00:22:39,200 --> 00:22:41,960
Speaker 1: defuses things so much more quickly, And it's just nice

501
00:22:42,000 --> 00:22:44,280
Speaker 1: to see a business do the right thing. It kind

502
00:22:44,280 --> 00:22:45,639
Speaker 1: of it makes me want to go out there and

503
00:22:45,720 --> 00:22:47,399
Speaker 1: buy some of this olivel I thought you're gonna say

504
00:22:47,400 --> 00:22:48,960
Speaker 1: it makes you want to apologize. What are you gonna apologize?

505
00:22:49,000 --> 00:22:51,600
Speaker 1: Forma sorry? Do you like olive oil? So? I mean,

506
00:22:51,840 --> 00:22:53,480
Speaker 1: I mean I we cook with all of those times.

507
00:22:53,640 --> 00:22:55,280
Speaker 1: I will say. I was looking at their branding and

508
00:22:55,320 --> 00:22:57,399
Speaker 1: their squeeze. They're so cool. I was like, Okay, I

509
00:22:57,480 --> 00:22:58,960
Speaker 1: might want to get some olive oil for the same

510
00:22:59,000 --> 00:23:01,320
Speaker 1: bottle also because they're nice. It's the same bottle that

511
00:23:01,359 --> 00:23:04,960
Speaker 1: my Japanese barbecue sauce comes. Okay, it's like the plastic too,

512
00:23:04,960 --> 00:23:09,000
Speaker 1: with a little like mustard style top twist up or whatever. Um. Literally,

513
00:23:09,080 --> 00:23:12,680
Speaker 1: last night I was cooking dinner and we had some

514
00:23:12,720 --> 00:23:16,120
Speaker 1: oven roasted like those little white creamy potatas I'm talking

515
00:23:16,160 --> 00:23:18,720
Speaker 1: about with a real thin skin. Had roasted some of those,

516
00:23:18,760 --> 00:23:22,160
Speaker 1: and we busted out some truffle olive oil finishing oil.

517
00:23:22,200 --> 00:23:24,800
Speaker 1: For the first time there is that from Costco. I

518
00:23:24,800 --> 00:23:27,919
Speaker 1: think it was from all ads that I really like truffles.

519
00:23:28,160 --> 00:23:29,520
Speaker 1: If I like truffles, I don't know if I'm fancy

520
00:23:29,600 --> 00:23:31,240
Speaker 1: enough to have had them. You've had truffle, like truffle,

521
00:23:31,320 --> 00:23:32,719
Speaker 1: I guess I've had like a little bit. Yeah, it's

522
00:23:32,760 --> 00:23:35,840
Speaker 1: that stinky. It's not my stinky garlic key kind of Oh, man,

523
00:23:35,880 --> 00:23:39,040
Speaker 1: I love it. Sometimes folks were like, it's described sometimes

524
00:23:39,040 --> 00:23:42,240
Speaker 1: as stinky feet. Yeah, I'm into that. You a creep

525
00:23:42,320 --> 00:23:44,520
Speaker 1: like that. So well, let's move on, man, Let's talk

526
00:23:44,520 --> 00:23:47,119
Speaker 1: about scams here, because in case people were worried that

527
00:23:47,160 --> 00:23:48,880
Speaker 1: the world is just too nice a place and there's

528
00:23:48,880 --> 00:23:51,760
Speaker 1: too many business is doing the right thing by by everyone, No,

529
00:23:51,880 --> 00:23:54,240
Speaker 1: that's not quite the case. In Facebook marketplace, they actually

530
00:23:54,520 --> 00:23:58,200
Speaker 1: saw a hundred and eight increase in the number of

531
00:23:58,200 --> 00:24:01,880
Speaker 1: folks who got taken advantage of on their site. So

532
00:24:02,040 --> 00:24:05,000
Speaker 1: it's worth taking a minute to quickly outline maybe how

533
00:24:05,040 --> 00:24:07,720
Speaker 1: a bunch of these scams work. When you're in marketplace,

534
00:24:07,960 --> 00:24:09,760
Speaker 1: because we've talked about how it's one of the best

535
00:24:09,760 --> 00:24:13,119
Speaker 1: ways to buy and sell used items. It's especially for

536
00:24:13,200 --> 00:24:15,639
Speaker 1: bigger items that are that are more difficult and that

537
00:24:15,680 --> 00:24:17,280
Speaker 1: you can't ship and that you you don't want to

538
00:24:17,280 --> 00:24:19,880
Speaker 1: sell an eBay. But most of these scams involve either

539
00:24:19,960 --> 00:24:22,520
Speaker 1: a seller receiving fake payments for an item they've listed,

540
00:24:22,880 --> 00:24:24,879
Speaker 1: or a buyer who made a legitimate payment for an

541
00:24:24,920 --> 00:24:27,320
Speaker 1: item that they're looking to score, but then the seller

542
00:24:27,400 --> 00:24:30,880
Speaker 1: never delivers the goods or they go silent like it ghosted. Yeah,

543
00:24:30,920 --> 00:24:32,560
Speaker 1: but part of the problem is that you made that

544
00:24:32,640 --> 00:24:35,200
Speaker 1: payment from afar, you didn't go see the item in person.

545
00:24:35,280 --> 00:24:38,480
Speaker 1: Evidently this happens a decent bit with fake home or

546
00:24:38,520 --> 00:24:41,320
Speaker 1: apartment rentals, which used to happen on Craigslist, but now

547
00:24:41,400 --> 00:24:44,399
Speaker 1: that scams move to Facebook marketplace. But the landlord accepts

548
00:24:44,400 --> 00:24:46,960
Speaker 1: a deposit and landlord I put that in quotation marks

549
00:24:46,960 --> 00:24:49,159
Speaker 1: they're not the real landlord, but they accepted a positive

550
00:24:49,119 --> 00:24:50,879
Speaker 1: ahead of time. Do they never show up at your

551
00:24:50,880 --> 00:24:53,359
Speaker 1: new place because it's not actually their place? They stole

552
00:24:53,440 --> 00:24:56,360
Speaker 1: the pictures And the same thing is true with pets,

553
00:24:56,600 --> 00:24:59,320
Speaker 1: right we're an excited uh potential pet parents they're willing

554
00:24:59,359 --> 00:25:02,080
Speaker 1: to pay chunk of change for a new puppy, but

555
00:25:02,359 --> 00:25:05,200
Speaker 1: then they never hear back from the seller and super sad.

556
00:25:05,440 --> 00:25:07,520
Speaker 1: We don't want you to fall prey to these scammers.

557
00:25:07,520 --> 00:25:10,840
Speaker 1: And it seems like there's just more and more scams

558
00:25:10,880 --> 00:25:14,760
Speaker 1: happening and Facebook's having a tough time tamping down on them.

559
00:25:14,800 --> 00:25:16,639
Speaker 1: That's true, Yeah, and unfortunately this seems to be an

560
00:25:16,640 --> 00:25:21,480
Speaker 1: instance I think where where technology it's only exacerbating the situation. Again, responsibility,

561
00:25:21,480 --> 00:25:24,000
Speaker 1: I think it ultimately rests with us as individuals. But

562
00:25:24,080 --> 00:25:26,040
Speaker 1: some of the different payment apps out there, like Zel,

563
00:25:26,640 --> 00:25:30,359
Speaker 1: they should make it easy to send payments before victim

564
00:25:30,480 --> 00:25:32,680
Speaker 1: has fully thought through what it is they're doing, right,

565
00:25:32,720 --> 00:25:34,320
Speaker 1: Like like they're not thinking of scams. They just want

566
00:25:34,320 --> 00:25:37,920
Speaker 1: to adopt that that frenchy, that French bulldog. Um. And

567
00:25:38,160 --> 00:25:40,600
Speaker 1: especially on Facebook, it can just be so easy for

568
00:25:40,640 --> 00:25:44,159
Speaker 1: a scammer to set up a profile with pictures and information.

569
00:25:44,240 --> 00:25:46,040
Speaker 1: You know, it's like, oh, I see their smiling face.

570
00:25:46,040 --> 00:25:48,040
Speaker 1: Oh is that a picture of the kid? Uh? They're

571
00:25:48,080 --> 00:25:50,159
Speaker 1: their family. It's like, oh, I trust this person. They

572
00:25:50,200 --> 00:25:52,520
Speaker 1: look like a really upstanding person that they're willing to

573
00:25:52,520 --> 00:25:57,080
Speaker 1: trust rather than someone they should be slightly skeptical of

574
00:25:57,200 --> 00:25:59,080
Speaker 1: right like that where there should maybe be some slight

575
00:25:59,119 --> 00:26:01,960
Speaker 1: suspicion or the very least they should maybe perform some

576
00:26:02,240 --> 00:26:05,080
Speaker 1: due diligence. So the easiest way to avoid all of

577
00:26:05,119 --> 00:26:07,600
Speaker 1: this headache is just to always make sure to see

578
00:26:08,400 --> 00:26:10,679
Speaker 1: or to hold that item that you're looking to buy

579
00:26:10,760 --> 00:26:13,719
Speaker 1: in real life before you pay. Meet up in person,

580
00:26:13,880 --> 00:26:16,040
Speaker 1: do it somewhere public, and if you were the seller,

581
00:26:16,080 --> 00:26:17,879
Speaker 1: if you're trying to unload some stuff you're trying to

582
00:26:17,920 --> 00:26:20,280
Speaker 1: maybe you're thinking about doing some spring cleaning, make sure

583
00:26:20,320 --> 00:26:24,320
Speaker 1: that you've actually received payment in whatever app that you're using.

584
00:26:24,760 --> 00:26:27,240
Speaker 1: I'm certainly not opposed to using some of the different apps.

585
00:26:27,240 --> 00:26:30,120
Speaker 1: It makes life a lot easier. But just don't trust

586
00:26:30,560 --> 00:26:33,000
Speaker 1: uh an email notification because oftentimes that's how some of

587
00:26:33,040 --> 00:26:35,800
Speaker 1: these games work. That person will send an email that

588
00:26:35,960 --> 00:26:40,040
Speaker 1: is impersonating Zel or cash app or Venmo, and it says, oh,

589
00:26:40,160 --> 00:26:42,600
Speaker 1: so this much money has been deposited into your account

590
00:26:42,600 --> 00:26:44,760
Speaker 1: from this person, and it happens to be the exact

591
00:26:44,840 --> 00:26:46,760
Speaker 1: amount that you just sold that item for, but they

592
00:26:46,880 --> 00:26:49,200
Speaker 1: just had that sent over, but that money hasn't actually

593
00:26:49,760 --> 00:26:52,200
Speaker 1: shown up in your account. Make sure that that money

594
00:26:52,200 --> 00:26:54,280
Speaker 1: shows up or better yet, you can just use cash.

595
00:26:54,600 --> 00:26:56,440
Speaker 1: It's certainly an argument to keep some of that cash

596
00:26:56,480 --> 00:26:58,960
Speaker 1: around because folks oftentimes or unsure of how am I

597
00:26:59,000 --> 00:27:02,160
Speaker 1: going to deposit cash that I receive with my online bank, Well,

598
00:27:02,240 --> 00:27:04,640
Speaker 1: don't just kind of hang on to some petty cash

599
00:27:04,720 --> 00:27:07,440
Speaker 1: that that allows you to give a couple of bucks

600
00:27:07,440 --> 00:27:09,840
Speaker 1: to the neighborhood and lemonade stand or the hot chocolate

601
00:27:09,880 --> 00:27:11,600
Speaker 1: stand and that the kids are doing. But also it

602
00:27:11,600 --> 00:27:13,560
Speaker 1: allows you to buy some of these smaller items that

603
00:27:13,600 --> 00:27:16,439
Speaker 1: you can buy used via somewhere like Facebook market We

604
00:27:16,480 --> 00:27:20,000
Speaker 1: still like Facebook Marketplace because there's really nothing equivalent to it,

605
00:27:20,160 --> 00:27:23,000
Speaker 1: especially when you're looking for things locally that are larger. Right,

606
00:27:23,080 --> 00:27:26,840
Speaker 1: Like Craigslist still is around, but the worst Yeah, it's not.

607
00:27:26,920 --> 00:27:29,040
Speaker 1: It's not what it used to be. Not that it

608
00:27:29,080 --> 00:27:32,080
Speaker 1: was great to begin with, but yeah, I think Facebook

609
00:27:32,160 --> 00:27:33,720
Speaker 1: is still worth using. You just have to use those

610
00:27:33,720 --> 00:27:35,879
Speaker 1: precautions to make sure you don't get taken advantage of,

611
00:27:35,880 --> 00:27:38,320
Speaker 1: you don't lose money, so that you're not a victim

612
00:27:38,560 --> 00:27:41,199
Speaker 1: of one of these scams that are proliferating. But now

613
00:27:41,200 --> 00:27:42,679
Speaker 1: I was talking about work from home for a second.

614
00:27:42,720 --> 00:27:46,679
Speaker 1: Like last week we talked about Disney how they're old

615
00:27:46,760 --> 00:27:50,640
Speaker 1: slash new CEO. He's you know, back back into action. Uh,

616
00:27:51,000 --> 00:27:53,120
Speaker 1: he's calling for workers to return the office four days

617
00:27:53,119 --> 00:27:55,520
Speaker 1: a week. And that trend I we said, we think

618
00:27:55,520 --> 00:27:57,320
Speaker 1: it's going to accelerate, and it turns out just a

619
00:27:57,320 --> 00:28:00,280
Speaker 1: lot more information came out this week showing that that's

620
00:28:00,280 --> 00:28:02,560
Speaker 1: what's gonna happen. Right, Um, A lot of workers are

621
00:28:02,560 --> 00:28:04,439
Speaker 1: going to be happy about this because another stat just

622
00:28:04,480 --> 00:28:06,520
Speaker 1: came out this week showing that work working from home

623
00:28:06,760 --> 00:28:09,640
Speaker 1: saves the average person seventy two minutes of commute time

624
00:28:10,040 --> 00:28:13,320
Speaker 1: every single day. That's a whole lot of your life

625
00:28:13,560 --> 00:28:15,600
Speaker 1: back in your life, and it's it's but again, the

626
00:28:15,640 --> 00:28:18,400
Speaker 1: ability to listen to podcasts. Yeah, I kind of treasure

627
00:28:18,640 --> 00:28:23,120
Speaker 1: the time that I have commuting in I mean yes, honestly,

628
00:28:23,200 --> 00:28:24,960
Speaker 1: Like luckily we're like we're able to bike, you and

629
00:28:25,000 --> 00:28:27,159
Speaker 1: I both, but the ability to kind of have some

630
00:28:27,200 --> 00:28:29,639
Speaker 1: of that personal time to either listen to an audiobook,

631
00:28:29,920 --> 00:28:31,879
Speaker 1: listen to a podcast. I don't mind driving as long

632
00:28:31,920 --> 00:28:33,760
Speaker 1: as I'm not sitting in traffic, and so I think,

633
00:28:33,800 --> 00:28:36,360
Speaker 1: but the problem is progress a lot of that commuting

634
00:28:36,720 --> 00:28:39,080
Speaker 1: is sitting in traffic, Like we talked about with congestion

635
00:28:39,200 --> 00:28:42,680
Speaker 1: about last week. Yeah, so um, Yeah. The truth is

636
00:28:43,040 --> 00:28:46,320
Speaker 1: remote jobs are dwindling, so that these a lot of

637
00:28:46,600 --> 00:28:49,560
Speaker 1: CEOs are saying come on back four days a week minimum.

638
00:28:49,600 --> 00:28:52,560
Speaker 1: But at the same time, there are fewer remote jobs

639
00:28:52,560 --> 00:28:55,800
Speaker 1: being posted on basically all the job sites linked in

640
00:28:55,800 --> 00:28:58,160
Speaker 1: Indeed and zip recruiter. They're dropping like a rock. There's

641
00:28:58,200 --> 00:29:01,240
Speaker 1: just fewer, fewer of them, more of the jobs being posted.

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00:29:01,560 --> 00:29:04,680
Speaker 1: They're being pickier about wanting you to come in on

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00:29:04,720 --> 00:29:07,400
Speaker 1: the reg and so remote work it's certainly not extinct.

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00:29:07,480 --> 00:29:09,680
Speaker 1: We don't want to give that impression. But if you're

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00:29:09,760 --> 00:29:12,160
Speaker 1: dead set against having a commute, but you're also looking

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00:29:12,200 --> 00:29:14,320
Speaker 1: for a new job, just know you're gonna have fewer

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00:29:14,360 --> 00:29:17,600
Speaker 1: options to choose from. Yeah, and new stats have also

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00:29:17,640 --> 00:29:20,640
Speaker 1: come out about how engaged workers are in their job,

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00:29:21,040 --> 00:29:23,120
Speaker 1: And so if you're one of the growing number of

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00:29:23,200 --> 00:29:26,320
Speaker 1: actively disengaged folks at your workplace, it may be time

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00:29:26,320 --> 00:29:27,720
Speaker 1: to when you look at me when you said that man,

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00:29:27,840 --> 00:29:30,560
Speaker 1: to find find another job, to find something else. If

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00:29:30,600 --> 00:29:32,760
Speaker 1: you haven't had a chance to listen to Wednesday's episode,

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00:29:32,760 --> 00:29:36,080
Speaker 1: you can likely use not liking your job to find

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00:29:36,080 --> 00:29:38,520
Speaker 1: something that's going to be more fulfilling that also pays more.

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00:29:38,880 --> 00:29:41,400
Speaker 1: Don't sit around doing something that you don't enjoy doing.

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00:29:41,440 --> 00:29:44,160
Speaker 1: Find something that is going to give your life some

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00:29:44,200 --> 00:29:46,960
Speaker 1: more meaning. And you might have to go into the office,

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00:29:46,960 --> 00:29:49,360
Speaker 1: but hey, if it's an employer that's got a solid

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00:29:49,360 --> 00:29:51,480
Speaker 1: culture where you're able to meet some new folks, it

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00:29:51,520 --> 00:29:53,160
Speaker 1: could be a lot of fun. Yeah, and those are

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00:29:53,240 --> 00:29:55,400
Speaker 1: that's always an important question, ask like what kind of

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00:29:55,440 --> 00:29:58,080
Speaker 1: what kind of employer is this, and what do they expect,

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00:29:58,120 --> 00:30:00,200
Speaker 1: what's the work life balance like? And and that's we're

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00:30:00,240 --> 00:30:02,840
Speaker 1: reading reviews about that employer on a site like glass

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00:30:02,840 --> 00:30:05,280
Speaker 1: door can be helpful, can give you some information so

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00:30:05,320 --> 00:30:07,360
Speaker 1: you don't end up. Oh yeah, the salary is great

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00:30:07,360 --> 00:30:09,840
Speaker 1: and they want me to come in, but man, everybody

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00:30:09,840 --> 00:30:12,320
Speaker 1: hates it. These aren't my people. Yeah, exactly, you don't

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00:30:12,320 --> 00:30:14,280
Speaker 1: want to sign up for that, So alright, Matt, that's

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00:30:14,280 --> 00:30:16,640
Speaker 1: gonna do it for this episode, though, we will put

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00:30:16,680 --> 00:30:18,280
Speaker 1: links to all the stuff we mentioned in our show

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00:30:18,320 --> 00:30:20,800
Speaker 1: notes up on our site at how to money dot com.

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00:30:20,800 --> 00:30:23,040
Speaker 1: That's right, and we're talking about work. But on Monday

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00:30:23,120 --> 00:30:25,080
Speaker 1: we are talking with a guest and we're gonna talk

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00:30:25,120 --> 00:30:27,480
Speaker 1: about the opposite of work. We're gonna be talking all

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00:30:27,520 --> 00:30:30,880
Speaker 1: about travel. Specifically, we're talking about frugal travel, how you

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00:30:30,880 --> 00:30:33,080
Speaker 1: can do it on the cheap. Looking forward to that one.

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Speaker 1: But we hope everyone has a fantastic weekend and Joel.

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Speaker 1: Until next time. Best friends out and best friends Out