1 00:00:01,240 --> 00:00:02,000 Speaker 1: Earners. What's up. 2 00:00:02,080 --> 00:00:04,560 Speaker 2: You ever walk into a small business and everything just 3 00:00:04,720 --> 00:00:07,880 Speaker 2: works like The checkout is fast, the receipts are digital, 4 00:00:08,400 --> 00:00:11,399 Speaker 2: tipping is a breeze, and you're out the door before 5 00:00:11,400 --> 00:00:15,560 Speaker 2: the line even builds. Odds are they're using Square. We 6 00:00:15,720 --> 00:00:18,280 Speaker 2: love supporting businesses that run on Square because it just 7 00:00:18,280 --> 00:00:21,520 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 8 00:00:21,560 --> 00:00:23,840 Speaker 2: at a pop up market, or even one of our 9 00:00:23,880 --> 00:00:27,560 Speaker 2: merch partners, Square makes it easy for them to take payments, 10 00:00:27,760 --> 00:00:31,480 Speaker 2: manage inventory, and run their business with confidence, all from 11 00:00:31,600 --> 00:00:35,000 Speaker 2: one simple system. If you're a business owner or even 12 00:00:35,080 --> 00:00:38,600 Speaker 2: just thinking about launching something soon, Square is hands down 13 00:00:38,640 --> 00:00:41,680 Speaker 2: one of the best tools out there to help you start, run, 14 00:00:41,920 --> 00:00:45,240 Speaker 2: and grow. It's not just about payments, it's about giving 15 00:00:45,240 --> 00:00:47,920 Speaker 2: you time back so you can focus on what matters 16 00:00:47,960 --> 00:00:51,199 Speaker 2: most Ready. To see how Square can transform your business, 17 00:00:51,479 --> 00:00:56,120 Speaker 2: visit Square dot com backslash go backslash eyl to learn 18 00:00:56,160 --> 00:01:01,360 Speaker 2: more that Square dot com backslash, go backslash eyl. Don't wait, 19 00:01:01,640 --> 00:01:04,480 Speaker 2: don't hesitate. Let's Square handle the back end so you 20 00:01:04,480 --> 00:01:10,839 Speaker 2: can keep pushing your vision forward. This episode is brought 21 00:01:10,840 --> 00:01:12,760 Speaker 2: to you by P and C Bank, a lot of 22 00:01:12,760 --> 00:01:16,360 Speaker 2: people think podcasts about work are boring, and sure they 23 00:01:16,440 --> 00:01:20,319 Speaker 2: definitely can be, but understanding of professionals routine shows us 24 00:01:20,319 --> 00:01:24,840 Speaker 2: how they achieve their success little by little, day after day. 25 00:01:24,959 --> 00:01:27,440 Speaker 2: It's like banking with P and C Bank. It might 26 00:01:27,560 --> 00:01:30,440 Speaker 2: seem boring to safe plan and make calculated decisions with 27 00:01:30,480 --> 00:01:33,520 Speaker 2: your bank, but keeping your money boring is what helps 28 00:01:33,520 --> 00:01:36,640 Speaker 2: you live or more happily fulfilled life. P and C 29 00:01:36,760 --> 00:01:41,920 Speaker 2: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 30 00:01:41,959 --> 00:01:44,640 Speaker 2: eighteen sixty five is a service mark of the PNC 31 00:01:44,720 --> 00:01:48,680 Speaker 2: Financial Service Group, Inc. P and C Bank National Association 32 00:01:48,880 --> 00:01:49,840 Speaker 2: Member FDIC. 33 00:01:51,680 --> 00:01:53,520 Speaker 3: What that leads me to my next question. I'm not 34 00:01:53,520 --> 00:01:54,800 Speaker 3: sure if you're ready to answered it or not, but 35 00:01:54,840 --> 00:01:57,520 Speaker 3: I was going to ask about student loan and what 36 00:01:57,560 --> 00:02:00,880 Speaker 3: the administration has done for Obviously, there's million of Americans 37 00:02:00,920 --> 00:02:03,760 Speaker 3: that once again are suffocated was doing long debt and 38 00:02:03,800 --> 00:02:05,280 Speaker 3: it's really crippled their lives. 39 00:02:06,560 --> 00:02:11,960 Speaker 1: So you know, I'll tell you we went bolder with 40 00:02:12,400 --> 00:02:16,080 Speaker 1: our plan and for student loan debt relief, and then 41 00:02:16,480 --> 00:02:21,000 Speaker 1: the court cut some of the stuff that we were doing, 42 00:02:21,240 --> 00:02:24,000 Speaker 1: but we have not stopped, and so we are through 43 00:02:24,080 --> 00:02:26,760 Speaker 1: whatever and all of the powers that we have, through 44 00:02:27,000 --> 00:02:30,440 Speaker 1: the executive orders and things of that nature, been forgiving 45 00:02:30,520 --> 00:02:33,800 Speaker 1: again up to one hundred and fifty billion dollars of 46 00:02:33,880 --> 00:02:37,600 Speaker 1: student loan debt. What I have seen in my travels 47 00:02:37,639 --> 00:02:41,119 Speaker 1: around what this means for the people who have applied 48 00:02:41,160 --> 00:02:44,360 Speaker 1: and figured it out, it's extraordinary. I mean, I've met 49 00:02:44,400 --> 00:02:48,000 Speaker 1: people who have been forgiven you know, three digit thousands 50 00:02:48,080 --> 00:02:52,120 Speaker 1: of dollars of debt. I've met teachers who've been teaching 51 00:02:52,160 --> 00:02:55,480 Speaker 1: for twenty something years carrying that debt and not giving 52 00:02:55,560 --> 00:02:57,919 Speaker 1: up the profession of teaching is but we don't pay 53 00:02:57,960 --> 00:03:01,760 Speaker 1: them enough as it is, and you know, and so 54 00:03:02,040 --> 00:03:06,040 Speaker 1: thinking about that, and let's think about you know, there 55 00:03:06,040 --> 00:03:09,040 Speaker 1: were those who resisted the policy from the beginning and said, well, 56 00:03:09,040 --> 00:03:11,000 Speaker 1: why do they need they should pay off their loans, 57 00:03:11,040 --> 00:03:14,400 Speaker 1: why do they need it forgiven? Well, let's go back 58 00:03:14,400 --> 00:03:20,280 Speaker 1: to the example of public servants, nurses, firefighters, teachers. Yes, 59 00:03:20,400 --> 00:03:23,440 Speaker 1: we don't pay them enough, and do we People who 60 00:03:23,440 --> 00:03:30,079 Speaker 1: have a calling, for example, teach other people's children, who 61 00:03:30,760 --> 00:03:33,960 Speaker 1: pay for school supplies out of their own back pocket, 62 00:03:35,880 --> 00:03:40,119 Speaker 1: and the benefit they give to all of us as 63 00:03:40,120 --> 00:03:44,040 Speaker 1: a society. Should we not think about that? And think 64 00:03:44,080 --> 00:03:46,680 Speaker 1: about the fact that we want them to stay in 65 00:03:46,720 --> 00:03:49,920 Speaker 1: that noble profession. I think about the number of young 66 00:03:49,960 --> 00:03:52,680 Speaker 1: people who have a calling to do that kind of work, 67 00:03:52,880 --> 00:03:56,760 Speaker 1: similar kind of work, who have to go to some 68 00:03:57,080 --> 00:03:59,360 Speaker 1: other kind of job because they need to pay off 69 00:03:59,360 --> 00:04:03,560 Speaker 1: their loans. When we want that people would be able 70 00:04:03,560 --> 00:04:06,560 Speaker 1: to follow their passion, especially when it benefits all of 71 00:04:06,640 --> 00:04:10,000 Speaker 1: us in the Uplift society. So the reasons behind the 72 00:04:10,080 --> 00:04:14,320 Speaker 1: policy include just that. And again, let's just let people 73 00:04:14,360 --> 00:04:17,880 Speaker 1: know that they don't have to have graduated in order 74 00:04:17,920 --> 00:04:21,720 Speaker 1: to get their debt forgiven, especially if that might mean 75 00:04:21,760 --> 00:04:23,120 Speaker 1: that if they want to go back to school, they 76 00:04:23,160 --> 00:04:25,080 Speaker 1: can go back and know that they can afford to 77 00:04:25,120 --> 00:04:25,640 Speaker 1: go back. 78 00:04:26,120 --> 00:04:29,320 Speaker 2: Well, this is coming from a teacher, I say, educator. 79 00:04:29,400 --> 00:04:30,720 Speaker 3: Now turn entrepreneur. 80 00:04:30,920 --> 00:04:35,440 Speaker 2: I couldn't agree with you more. Pay our teachers first, 81 00:04:35,440 --> 00:04:37,240 Speaker 2: I just want to thank you for this. This has 82 00:04:37,279 --> 00:04:40,600 Speaker 2: been an amazing opportunity. But we do have entrepreneurs here 83 00:04:40,600 --> 00:04:42,919 Speaker 2: in the building. Where our entrepreneurs are there. 84 00:04:42,720 --> 00:04:48,800 Speaker 3: They gore, oh, big Dave cheeseteaks that Isaac Hayes in 85 00:04:48,800 --> 00:04:51,120 Speaker 3: the back South Isaac, he can't sink as good as 86 00:04:51,160 --> 00:04:52,839 Speaker 3: his dad. Though, No, no. 87 00:04:53,080 --> 00:04:57,400 Speaker 2: We wouldn't want them to either what piece of advice 88 00:04:57,400 --> 00:04:59,720 Speaker 2: would you like to leave this audience? Like I said, 89 00:04:59,760 --> 00:05:02,640 Speaker 2: this is Atlanta is such a hope of innovation for 90 00:05:02,920 --> 00:05:05,000 Speaker 2: many businesses. But what would you like to leave this 91 00:05:05,080 --> 00:05:08,239 Speaker 2: audience with in terms of advice for entrepreneurship. 92 00:05:09,920 --> 00:05:17,440 Speaker 1: That you are worthy of and entitled to receive an 93 00:05:17,440 --> 00:05:24,599 Speaker 1: investment in your dream and your ambition, and to seek 94 00:05:24,640 --> 00:05:28,960 Speaker 1: out the resources that exist. And we're trying to make 95 00:05:29,000 --> 00:05:33,200 Speaker 1: it easier for you to find those resources, but seek 96 00:05:33,240 --> 00:05:37,320 Speaker 1: them out and know, you know, it's interesting, there's some 97 00:05:37,400 --> 00:05:43,279 Speaker 1: studies that show that black entrepreneurs are often less likely 98 00:05:43,440 --> 00:05:48,320 Speaker 1: than others to actually apply for a loan for fear 99 00:05:48,360 --> 00:05:53,279 Speaker 1: they will be rejected. That is pretty significant data that 100 00:05:53,320 --> 00:05:56,960 Speaker 1: supports that point. So part of my advice is go 101 00:05:57,120 --> 00:06:03,159 Speaker 1: for it, apply for it, and and and all, and 102 00:06:03,360 --> 00:06:06,080 Speaker 1: get the word out right. We don't we don't lack 103 00:06:06,240 --> 00:06:13,880 Speaker 1: for really incredible vision and and and and entrepreneurial creative thought. 104 00:06:15,320 --> 00:06:17,520 Speaker 1: And so it's just a matter of like, let's not 105 00:06:17,680 --> 00:06:26,360 Speaker 1: let society or history impede or silence those ambitions. And 106 00:06:26,360 --> 00:06:30,440 Speaker 1: then I would urge everyone to know, for example, community 107 00:06:30,560 --> 00:06:33,840 Speaker 1: lenders and to seek them out. I was just earlier 108 00:06:33,880 --> 00:06:37,960 Speaker 1: at Rice and what's happening there in terms of helping 109 00:06:38,160 --> 00:06:42,400 Speaker 1: young entrepreneurs get ready and then have access. I'm at 110 00:06:42,440 --> 00:06:45,840 Speaker 1: this young brother, he's now he's now going he's got 111 00:06:45,880 --> 00:06:48,200 Speaker 1: a water company and it is now going to be 112 00:06:48,240 --> 00:06:54,160 Speaker 1: selling at Walmart. Right, And so there are institutions and 113 00:06:54,240 --> 00:06:57,160 Speaker 1: places that are available to you, groups that are available 114 00:06:57,440 --> 00:06:59,880 Speaker 1: mentors here, I would say to the entrepreneurs are here, 115 00:07:00,160 --> 00:07:02,360 Speaker 1: make sure you talk to the person that sit next 116 00:07:02,360 --> 00:07:04,480 Speaker 1: to you, because they may just be that person who 117 00:07:04,600 --> 00:07:07,240 Speaker 1: is willing to mentor you or willing to give you 118 00:07:07,320 --> 00:07:12,080 Speaker 1: some advice about how they achieve their success. But don't 119 00:07:12,080 --> 00:07:15,080 Speaker 1: give up because we need you, Our country needs you, 120 00:07:15,760 --> 00:07:24,160 Speaker 1: and that's how we're going to be strong. And I 121 00:07:24,240 --> 00:07:26,400 Speaker 1: would I want to just put a fine point on it. 122 00:07:27,760 --> 00:07:32,840 Speaker 1: Be proud of your ambition. Be proud of your ambition, 123 00:07:33,400 --> 00:07:39,280 Speaker 1: have ambition, dream with ambition. Do not ever be burdened 124 00:07:40,160 --> 00:07:43,600 Speaker 1: by other people's limited ability to see what is possible. 125 00:07:44,520 --> 00:07:50,000 Speaker 1: Don't let that burden you. You know, my mother always 126 00:07:50,080 --> 00:07:52,280 Speaker 1: used to say to me, don't you ever let anybody 127 00:07:52,280 --> 00:07:55,680 Speaker 1: tell you who you are. You tell them who you are. Right, 128 00:07:58,640 --> 00:08:04,640 Speaker 1: I would love to say, hiied, no for breakfast. I 129 00:08:04,640 --> 00:08:07,920 Speaker 1: don't hear no until maybe the tenth time. Don't hear 130 00:08:07,960 --> 00:08:09,760 Speaker 1: it No, don't hear it no. 131 00:08:10,360 --> 00:08:14,040 Speaker 4: An illegal alien from Guatemala charged with raping a child 132 00:08:14,040 --> 00:08:17,840 Speaker 4: in Massachusetts. An MS thirteen gang member from Al Salvador 133 00:08:18,080 --> 00:08:22,240 Speaker 4: accused of murdering a Texas. Man of Venezuelan charged with 134 00:08:22,320 --> 00:08:26,200 Speaker 4: filming and selling child pornography in Michigan. These are just 135 00:08:26,280 --> 00:08:30,040 Speaker 4: some of the heinous migrant criminals caught because of President 136 00:08:30,080 --> 00:08:33,680 Speaker 4: Donald J. Trump's leadership. I'm Christy Noman, the United States 137 00:08:33,679 --> 00:08:38,480 Speaker 4: Secretary of Homeland Security. Under President Trump, attempted illegal border 138 00:08:38,520 --> 00:08:42,080 Speaker 4: crossings are at the lowest levels ever recorded, and over 139 00:08:42,120 --> 00:08:45,360 Speaker 4: one hundred thousand illegal aliens have been arrested. If you 140 00:08:45,400 --> 00:08:49,280 Speaker 4: are here illegally, your next you will be fine nearly 141 00:08:49,360 --> 00:08:53,360 Speaker 4: one thousand dollars a day, imprisoned and deported, you will 142 00:08:53,400 --> 00:08:57,040 Speaker 4: never return. But if you register using our CBP home 143 00:08:57,120 --> 00:09:00,480 Speaker 4: app and leave now, you could be allowed to return legally. 144 00:09:00,840 --> 00:09:05,560 Speaker 4: Do what's right. Leave now. Under President Trump, America's laws, 145 00:09:05,760 --> 00:09:09,160 Speaker 4: border and families will be protected. Sponsored by the United 146 00:09:09,160 --> 00:09:10,439 Speaker 4: States Department of Homeland Security,