WEBVTT - How to Take Advantage of Free Stuff #049 0:00:00.120 --> 0:00:03.000 Welcome to how to Money. I'm Joel and I'm Matt, 0:00:03.200 --> 0:00:26.160 and today we're discussing how to take advantage of free stuff. Joel, Man, 0:00:26.200 --> 0:00:30.240 it is almost Christmas. Your plans for the holidays, Yeah, buddy, 0:00:30.320 --> 0:00:33.680 Christmas time Blue, I'm stoked. Christmas is always so much fun, 0:00:34.000 --> 0:00:36.519 and our plans are really to hang out around the 0:00:36.560 --> 0:00:39.720 house and we'll see some families, see some friends. There's 0:00:39.720 --> 0:00:41.320 already been a lot of that. I think what I 0:00:41.360 --> 0:00:43.840 love about Christmas time the most is there's so many 0:00:43.880 --> 0:00:46.760 parties to go to. Oh my gosh, yeah, which is 0:00:46.800 --> 0:00:48.800 partly why you and I both sound a little horse. 0:00:49.240 --> 0:00:52.479 We might have been making a little too merry maybe, yeah, man, 0:00:52.520 --> 0:00:54.880 and those actually we were at the same three parties 0:00:55.120 --> 0:00:58.360 last week, which sounds kind of ridiculous because I mean, 0:00:58.400 --> 0:01:01.840 we do have lives outside of our own relationship. Should 0:01:01.880 --> 0:01:03.960 we find some other friends or something like that. I 0:01:03.960 --> 0:01:07.040 don't know, it sounds ridiculous. Uh, you've got something you're 0:01:07.040 --> 0:01:09.679 excited to to get for Christmas, like a gift, So 0:01:09.720 --> 0:01:11.280 I don't really have like a long list of gifts 0:01:11.480 --> 0:01:13.959 Christmas list, like like when you're tin I sent it 0:01:13.959 --> 0:01:16.600 to Santa. It was super thick, we'll see what I get. No, 0:01:16.760 --> 0:01:20.600 I mean, really my philosophy for asking for presidents for Christmas? 0:01:20.640 --> 0:01:22.039 I mean, well, first off, there's not much I need. 0:01:22.040 --> 0:01:24.000 There's not much I asked for, but my mom like 0:01:24.040 --> 0:01:25.920 texts me eight times like seriously, what do you want 0:01:25.920 --> 0:01:27.520 for Christmas? And so I feel like I have to 0:01:27.520 --> 0:01:30.640 provide her something and that sounds familiar. So I just 0:01:30.680 --> 0:01:33.160 always asked for something that I wouldn't buy myself, but 0:01:33.160 --> 0:01:36.039 that I would like to have, And usually that's like 0:01:36.080 --> 0:01:39.680 a soccer jersey or some sort of he Laney United paraphernalia. 0:01:39.720 --> 0:01:42.319 So right, hoping to get hoping to get a jersey 0:01:42.360 --> 0:01:45.120 this this Christmas? Yeah, for me, I'm actually thinking of 0:01:45.160 --> 0:01:46.920 do you have an e reader, like something that you 0:01:46.959 --> 0:01:49.280 read digitally with or do you just stick with paper books? 0:01:49.480 --> 0:01:52.320 Now paper books or articles on my phone or whatever 0:01:52.320 --> 0:01:55.320 it is? Guys. Yeah, I actually mentioned something to Kate 0:01:55.440 --> 0:01:58.560 kind of offhand, and I hope she heard me shared 0:01:58.560 --> 0:02:00.160 it with maybe a family member, because I don't think 0:02:00.240 --> 0:02:01.960 she was planning to get it for me, But an 0:02:02.000 --> 0:02:03.600 e reader or like a Kindle? Do you have an 0:02:03.600 --> 0:02:05.840 e reader? I don't know. I don't I'm not I'm 0:02:05.840 --> 0:02:07.200 not really into that I read stuff on my phone 0:02:07.240 --> 0:02:09.560 sometimes just articles, but other than that, I'm reading paper books, 0:02:09.560 --> 0:02:11.560 saying I just never got into reading something on a screen. 0:02:11.600 --> 0:02:12.919 I feel like I'm in front of the screen too 0:02:12.960 --> 0:02:15.160 much anyway. Right, Well, that's the thing, that's why it's different, 0:02:15.240 --> 0:02:17.480 is because they use the e ink and I've seen 0:02:17.520 --> 0:02:19.000 it in person, and every time I see it kind 0:02:19.000 --> 0:02:21.760 of blows me away because it's not an actual, you know, 0:02:21.880 --> 0:02:24.800 led screen, It's an e ink screen. It's kind of magic. 0:02:24.840 --> 0:02:27.399 Reminds me of Harry Potter with the map. I don't 0:02:27.400 --> 0:02:29.680 know how much Harry Potter lore, you know, but there's 0:02:29.680 --> 0:02:32.600 a special map and the ink moves on the paper. 0:02:32.639 --> 0:02:34.720 Oh yeah, I've seen the movie. Yeah, but I just 0:02:34.760 --> 0:02:36.799 haven't read those books, although i'd love At the point, 0:02:36.800 --> 0:02:38.520 I can't wait till my daughter grows up and she's 0:02:38.520 --> 0:02:40.760 got to read them and you have to, you're forced 0:02:40.760 --> 0:02:43.079 to read them to her, exactly. Yeah, I have hopes 0:02:43.240 --> 0:02:44.919 that that will be the same for me. But yeah, 0:02:45.000 --> 0:02:47.880 just reading more stuff digitally, and I've been reading more 0:02:47.880 --> 0:02:50.239 PDF lately, and I would love just to have a 0:02:50.600 --> 0:02:52.520 just a little e reader, like something basic, but just 0:02:52.560 --> 0:02:54.560 to be able to either read a study or just 0:02:54.919 --> 0:02:56.840 a book. Again, like you said, it's something that I 0:02:56.840 --> 0:02:59.160 wouldn't normally get for myself, but if I think through it, 0:02:59.200 --> 0:03:03.120 I'm like, this would make my life awesome. Well not really, 0:03:03.160 --> 0:03:05.440 but but I would really love it. Right. Yeah, I'll 0:03:05.440 --> 0:03:07.320 make sure to send a link to this episode to 0:03:07.320 --> 0:03:10.640 your mom, just as she notes, wink wink. But yeah, man, 0:03:10.680 --> 0:03:12.560 on that note, you said you're not a huge Christmas 0:03:12.560 --> 0:03:14.440 list kind of guy, how do you how do you 0:03:14.440 --> 0:03:16.400 guys do guests for for other folks? Like, do you 0:03:16.440 --> 0:03:18.880 have folks make the Amazon wish list or do you 0:03:18.960 --> 0:03:21.080 kind of leave it open and you're just like, all right, 0:03:21.120 --> 0:03:22.560 whatever you want to get get me, you know you 0:03:22.560 --> 0:03:25.120 can get it for me. Whatever. Yeah, So, honestly, we 0:03:25.240 --> 0:03:27.720 don't really give many gifts to each other in our family. 0:03:27.840 --> 0:03:29.880 We've kind of button that down over the years and 0:03:30.000 --> 0:03:32.359 and so so really, you know, my parents will get 0:03:32.360 --> 0:03:35.440 me usually one thing, and siblings will give a little 0:03:35.440 --> 0:03:37.560 couple of gift, which is usually just a gift card 0:03:37.560 --> 0:03:39.400 to a local restaurant or something like that, or or 0:03:39.440 --> 0:03:41.600 a little experience in town that we know that they love. 0:03:41.880 --> 0:03:43.920 But other than that, there's not a whole lot of 0:03:44.040 --> 0:03:47.040 gift giving on our side and too, I honestly don't 0:03:47.080 --> 0:03:49.560 really like to get lists from other people to to 0:03:49.720 --> 0:03:52.200 buy off of. I really like your a little more 0:03:52.240 --> 0:03:54.120 loosey goosey kind of guys. I want to be I 0:03:54.160 --> 0:03:55.840 want to be inspired, and I want to get somebody 0:03:55.880 --> 0:03:57.520 something that I know, the love that they didn't even 0:03:57.520 --> 0:04:00.560 ask for. That's kind of my goal in Christmas skift giving. 0:04:00.560 --> 0:04:04.000 I don't always succeed, but it's totally it's totally my goal. 0:04:04.280 --> 0:04:06.760 And so this Christmas, Emily and I actually decided not 0:04:06.800 --> 0:04:08.880 to get each other anything. And what we're doing is 0:04:08.920 --> 0:04:11.840 we've actually we got a hotel room just yeah you 0:04:11.880 --> 0:04:16.040 did in Athens, Georgia, which is about an hour and 0:04:16.040 --> 0:04:17.760 a half away from us, and they've got like just 0:04:17.760 --> 0:04:19.480 a lot of cool stuff going on in Athens, so 0:04:19.760 --> 0:04:22.039 you know when that's a great town. That's my alma mater. Yeah, 0:04:22.240 --> 0:04:24.000 I know. I was actually joking about that because I 0:04:24.000 --> 0:04:26.120 saw you post that on Twitter or something about I 0:04:26.160 --> 0:04:28.120 think it was with price Line. You're upset that they 0:04:28.200 --> 0:04:30.200 kind of did a bait and switch. Yeah, it's pretty ridiculous, 0:04:30.200 --> 0:04:33.120 and I was thinking, why the heck is he booking 0:04:33.320 --> 0:04:37.680 a stay in Athens, Georgia? Home of Creature Comforts, beer 0:04:37.960 --> 0:04:39.680 without me your co host. I was. I was a 0:04:39.680 --> 0:04:42.880 little angry. Sorry, buddy, well, good beer, good disc golf 0:04:42.920 --> 0:04:45.200 and Athens. But I'm only taking my wife, not you. Yeah, 0:04:45.960 --> 0:04:47.479 but I'm excited about that. That That should be fun. And 0:04:47.520 --> 0:04:49.360 by the way, I decided to tell people. So yeah, 0:04:49.360 --> 0:04:51.760 there was this I'm not gonna like bash price line here. 0:04:51.760 --> 0:04:53.320 There's no reason, but there was kind of a little 0:04:53.360 --> 0:04:54.840 bait and switch. And I feel like, if every other 0:04:54.920 --> 0:04:57.640 website could get it right price line, who is the 0:04:57.680 --> 0:05:00.479 big dog and has all the technology the world to 0:05:00.480 --> 0:05:03.640 make sure they have the most accurate price reflected, currently, 0:05:03.640 --> 0:05:06.640 they just didn't. Um and I didn't really like that. 0:05:06.720 --> 0:05:08.840 How you click through the website and then it says, 0:05:08.839 --> 0:05:11.200 oh wait, actually the price is forty dollars more when 0:05:11.240 --> 0:05:14.000 every other website seemed to have the accurate price represented. 0:05:14.120 --> 0:05:17.720 Were they the cheapest ones when they had their own comparisons? Yeah, yeah, yeah. 0:05:18.200 --> 0:05:20.800 It seemed a little dirty exactly. And so I ended 0:05:20.880 --> 0:05:23.880 up calling the hotel myself and I said, hey, these 0:05:23.920 --> 0:05:27.240 online retailers have a better price for hotel room stay 0:05:27.320 --> 0:05:29.800 than you guys have on your site, and I'd rather 0:05:29.920 --> 0:05:32.000 the money go into your pockets and not a percentage 0:05:32.000 --> 0:05:34.880 to one of these third party hotel sites. Um, you know, 0:05:34.960 --> 0:05:37.120 what's the best rate you can offer me? And they 0:05:37.160 --> 0:05:41.159 still had a Cyber Monday discount going on like a 0:05:41.240 --> 0:05:45.279 couple of weeks later, fifty percent off rooms. So I 0:05:45.320 --> 0:05:49.560 got the sickest deal at this hotel that was way 0:05:49.640 --> 0:05:51.760 cheaper than even like a crummy Airbnb. And it's a 0:05:51.800 --> 0:05:54.720 really cool looking hotel. So I'm excited about that. Nice man, 0:05:54.800 --> 0:05:57.599 that's awesome. So sometimes you know, it's worth calling the hotel, 0:05:57.640 --> 0:06:00.000 calling the place, you know, before you end up booking one, 0:06:00.400 --> 0:06:02.160 just to see if they can match or exceed or 0:06:02.200 --> 0:06:04.880 maybe they've got, you know, promotion that's not published somewhere 0:06:04.880 --> 0:06:06.880 on their site that you're not even seen. Because I 0:06:06.920 --> 0:06:08.560 was like looking on their site and looking at the 0:06:08.640 --> 0:06:11.440 dates and didn't see it anywhere. So it was really 0:06:11.520 --> 0:06:13.440 nice just to call up and ask. And like we 0:06:13.560 --> 0:06:15.760 had that one episode about asking for a discount, Man, 0:06:15.800 --> 0:06:17.880 it never hurts. It's got to ask. Just to ask. 0:06:17.920 --> 0:06:22.320 Sometimes you get consumer tip. And by the way, as 0:06:22.360 --> 0:06:24.320 we right before we get into this beer, Matt, we 0:06:24.400 --> 0:06:27.920 have to relish our victory our Atlanta United winning the 0:06:28.000 --> 0:06:31.600 MLS Cup our beloved MLS soccer team. It's a beautiful thing. 0:06:31.640 --> 0:06:34.400 We were both there, super pumped to be there and 0:06:34.560 --> 0:06:38.080 uh to nothing victory over the Portland Timbers. It was 0:06:38.120 --> 0:06:40.599 so much fun. They were over seventy three thousand people. 0:06:40.680 --> 0:06:44.000 Our town came to life and just so exciting for Atlanta, 0:06:44.000 --> 0:06:48.159 who hasn't won a championship in since second exactly. But 0:06:48.200 --> 0:06:51.760 the Atlanta brais Man. When we were we taught seriously, yeah, 0:06:51.839 --> 0:06:53.640 we were super young. Do you you remember? I assume 0:06:53.800 --> 0:06:55.760 of course I remember that. Yeah, yeah, not to spend 0:06:55.800 --> 0:06:57.720 too much time talking about soccer. But for our club 0:06:57.800 --> 0:07:00.120 to only be two years old and then to and 0:07:00.200 --> 0:07:01.840 just to walk away with it like like we did, 0:07:02.000 --> 0:07:04.359 makes me makes me so happy. But there's also a 0:07:04.400 --> 0:07:07.360 beer reason. I had to mention that our friend Dale 0:07:07.680 --> 0:07:10.640 is a Portland Timbers fan, came down to Atlanta for 0:07:10.680 --> 0:07:14.520 the match from Portland and cool dude brought us beer 0:07:14.520 --> 0:07:17.120 for the podcast. So what's really cool is that it 0:07:17.200 --> 0:07:19.400 was after the match the next day that he came 0:07:19.400 --> 0:07:21.120 by and dropped the beer off to you, so extra 0:07:21.200 --> 0:07:24.480 pops to him for losing and then actually following through 0:07:24.560 --> 0:07:26.400 and bringing the beer. It wasn't a bet or anything, 0:07:26.440 --> 0:07:28.280 but he just was being kind. Yeah, of course. Yeah. 0:07:28.280 --> 0:07:30.360 I gave him some some local beers to just to, 0:07:30.640 --> 0:07:32.600 you know, to say thank you, and man, just I 0:07:32.640 --> 0:07:35.120 love beer trading and I love, love love getting to 0:07:35.160 --> 0:07:36.960 see other people try some of the stuff that I 0:07:37.000 --> 0:07:40.760 love so much. So so Dale brought us Block fifteen 0:07:40.800 --> 0:07:44.120 Brewing Company, Sticky hands. I p a. So that's what 0:07:44.160 --> 0:07:45.440 Matt and I are going to be drinking on the 0:07:45.440 --> 0:07:48.400 show today. Yeah. Man, so he just poured this and cheers. 0:07:48.840 --> 0:07:52.040 Cheer's buddy. We're gonna try this again, Matt, because last 0:07:52.120 --> 0:07:54.840 week we both gave one word just an initial response 0:07:54.880 --> 0:07:56.760 to the beer. I'm gonna let you try it again 0:07:56.800 --> 0:07:58.880 because last week you picked a really weird word. What's 0:07:58.880 --> 0:08:01.640 your one word descriptor for this beer? You don't let 0:08:01.640 --> 0:08:03.800 my words from last week? Jacket? It was just odd. 0:08:04.400 --> 0:08:06.160 So if people want to know why Matt referred to 0:08:06.160 --> 0:08:08.760 the beer is one is one descriptive word that he 0:08:08.760 --> 0:08:11.200 could use was jacket. Go back and listen to the 0:08:11.240 --> 0:08:14.400 last week's episode. So can my one word be tears? 0:08:16.880 --> 0:08:20.080 I guess it can, because I can't help but drink 0:08:20.120 --> 0:08:24.920 this Portland beer and not think of Dale's tears. Sorry, sorry, 0:08:24.920 --> 0:08:28.320 Buddy Dale, salty tears dropping in there. That's that's not 0:08:28.360 --> 0:08:31.080 a good descriptor. You do yours and then I'll do mine. Alright. 0:08:31.120 --> 0:08:34.320 So the one descriptive word I would use for this 0:08:34.440 --> 0:08:38.800 beer floral? Oh really? Yep? Nice? All right, I'm gonna 0:08:38.840 --> 0:08:42.760 go with resinie. Okay, I like it. So if you 0:08:42.800 --> 0:08:45.240 guys want to hear the full beer review, stick around 0:08:45.440 --> 0:08:46.960 towards the end of the show, Matt and I will 0:08:47.160 --> 0:08:50.360 kind of give you our final thoughts on this beer. Alright, Matt, 0:08:50.400 --> 0:08:52.800 So onto the topic at hand, how to take advantage 0:08:52.800 --> 0:08:56.040 of free stuff? Yeah, And the reason that we're tackling 0:08:56.080 --> 0:08:59.280 this topic today is because there are so many free 0:08:59.320 --> 0:09:02.720 resources available to people. But we're so used to consumption 0:09:02.760 --> 0:09:05.960 and just easy consumption, especially on a subscription basis, we 0:09:05.960 --> 0:09:08.560 don't even think to take advantage of these free resources 0:09:08.559 --> 0:09:11.280 that are available to us. Yeah. Man, you know, our 0:09:11.559 --> 0:09:14.680 culture and honestly, our technology, even it kind of steers 0:09:14.760 --> 0:09:17.640 us in the direction to spend money. And so chances are, 0:09:17.840 --> 0:09:21.000 you know, we're not taking advantage and we are overspending 0:09:21.040 --> 0:09:24.560 because sometimes we just haven't given enough thought. And hopefully 0:09:24.600 --> 0:09:27.120 these resources will allow you to be smarter it'll help 0:09:27.120 --> 0:09:28.839 you to save money, and you know, honestly, it might 0:09:28.880 --> 0:09:32.280 even make you money overall, it'll just make your life better. Yeah, 0:09:32.280 --> 0:09:34.560 I mean, there are a lot of free resources, some 0:09:34.640 --> 0:09:37.160 of which are just gonna be kind of like duh, 0:09:37.200 --> 0:09:39.240 I know that. But then I think we're gonna dive 0:09:39.280 --> 0:09:41.560 a little bit deeper into those resources too, because everyone 0:09:41.559 --> 0:09:43.840 knows about the library, right, But then it turns out 0:09:43.880 --> 0:09:46.160 the library has just a lot more resources than you 0:09:46.160 --> 0:09:48.480 thought they did. Libraries have even gotten with the twenty 0:09:48.480 --> 0:09:50.200 one century, and there are a lot of resources that 0:09:50.240 --> 0:09:52.599 the library offers that you probably don't know about, or 0:09:52.640 --> 0:09:54.960 if you do, maybe you forgot about them. You're not 0:09:54.960 --> 0:09:56.640 taking advantage of them. I mean. And the thing is 0:09:56.679 --> 0:09:58.200 still I want to mention is that with it being 0:09:58.240 --> 0:10:00.360 the holiday or the Christmas season, we're not saying that 0:10:00.360 --> 0:10:03.360 you shouldn't spend money, especially on others, right. Obviously, make 0:10:03.360 --> 0:10:06.679 sure hopefully you've budgeted to spend on others, but we're 0:10:06.720 --> 0:10:08.400 hoping this is something that you'll be able to take 0:10:08.679 --> 0:10:10.920 into your own life personally, kind of once the new 0:10:11.000 --> 0:10:14.120 year rolls around and you're back to your typical usual 0:10:14.200 --> 0:10:16.280 spending and you kind of fall back into your regular habits. 0:10:16.280 --> 0:10:22.120 It's always tough to start new diets, new disciplines around 0:10:22.160 --> 0:10:25.880 the Christmas season. But again, this is something that we're 0:10:25.960 --> 0:10:29.360 kind of mentioning as you're looking forward into the new year. Yeah, 0:10:29.400 --> 0:10:31.120 and creating a goal to use more of the free 0:10:31.160 --> 0:10:34.560 resources at your disposal as opposed to consuming and spending 0:10:34.600 --> 0:10:36.959 money on entertainment. I feel like there's a lot of 0:10:37.000 --> 0:10:38.600 good stuff in here, Matt that we're gonna get to 0:10:38.960 --> 0:10:41.160 that kind of will help you accomplish that goal, like 0:10:41.280 --> 0:10:44.040 really make it easy for you to think about things 0:10:44.080 --> 0:10:46.400 a little bit differently and start implementing the use of 0:10:46.440 --> 0:10:49.000 these resources into your life. That's right, man, We're gonna 0:10:49.000 --> 0:11:01.480 get to those examples right after this break al Right, Matt. 0:11:01.520 --> 0:11:03.560 We already mentioned libraries kind of at the top of 0:11:03.559 --> 0:11:05.920 the show, and libraries are the first example we want 0:11:05.920 --> 0:11:09.200 to give here. Obviously, there are books and libraries, right, 0:11:09.200 --> 0:11:11.280 That's the main reason people go to libraries. I was 0:11:11.360 --> 0:11:14.040 just there on Saturday with my girls. It was super 0:11:14.040 --> 0:11:16.599 fun because we could kill an hour hanging out with 0:11:16.600 --> 0:11:19.040 the library looking for books. Were you were there on Saturday? Yeah, 0:11:19.320 --> 0:11:21.560 they had a book sale at our Yeah, those friends 0:11:21.559 --> 0:11:23.480 of the Library day. Yeah, so it was like, I 0:11:23.559 --> 0:11:24.840 com didn't know you were there. I don't know, I 0:11:24.840 --> 0:11:27.000 didn't see you. Well, I wasn't there personally, I was. 0:11:27.080 --> 0:11:30.120 I was taking it out. I didn't see your family either. Yeah, 0:11:30.160 --> 0:11:31.360 the in laws are in town and they took the 0:11:31.360 --> 0:11:33.200 big girls out for a little get out of the 0:11:33.200 --> 0:11:35.200 house while it was raining. Kind of kind of deal. Yeah, 0:11:35.200 --> 0:11:39.760 and libraries like the perfect rainy day activity first off, right, So, yeah, 0:11:39.760 --> 0:11:41.559 so there was the library sale. All books were a 0:11:41.600 --> 0:11:44.360 dollar or two dollars, which was cool. We didn't buy anything, 0:11:44.400 --> 0:11:46.960 but we perused and then also we looked around for 0:11:46.960 --> 0:11:49.040 books to bring home you can check up. I asked 0:11:49.040 --> 0:11:51.360 Emily this because I didn't know fifty books at a 0:11:51.400 --> 0:11:53.880 time you can have out at the library, And honestly, 0:11:53.920 --> 0:11:56.559 we don't come close to that. But we I swear 0:11:56.600 --> 0:11:58.640 we've got like fifteen books at a time because we 0:11:58.640 --> 0:12:01.559 we circled through them kids books mostly, right, We're circling 0:12:01.559 --> 0:12:03.360 through these books all the time at night, and then 0:12:03.400 --> 0:12:05.280 we just like sat in the corner and read books 0:12:05.320 --> 0:12:07.400 for a while too. It's just it's super fun to 0:12:07.520 --> 0:12:10.040 read in a different space with the girls, and just 0:12:10.080 --> 0:12:11.560 like all these books that they can go and choose 0:12:11.559 --> 0:12:13.920 from and pull off the shelf. So everybody knows that 0:12:14.000 --> 0:12:16.480 your local library has books, but maybe you forgot or 0:12:16.520 --> 0:12:18.839 maybe you've just gotten used to hitting the click button 0:12:18.840 --> 0:12:22.520 and buying books off of Amazon's right, But it turns 0:12:22.520 --> 0:12:25.280 out that a fifteen dollar book or a twenty dollar book, Man, 0:12:25.280 --> 0:12:27.320 that that gets expensive over time, So get on the 0:12:27.320 --> 0:12:29.720 waiting list. Emily does this all the time. She reads 0:12:29.720 --> 0:12:31.560 a lot more than I do, and so she'll be 0:12:31.640 --> 0:12:33.240 on the waiting list for a books. She'll be sixty 0:12:33.480 --> 0:12:35.400 but you know what, it comes within like three weeks 0:12:35.440 --> 0:12:38.240 she's she's first on the list. And so I would, yeah, 0:12:38.360 --> 0:12:40.040 encourage you to sign up for books that you want 0:12:40.040 --> 0:12:42.040 at your local library, to go check it out and 0:12:42.120 --> 0:12:44.400 hunt for books that you're that that might interest you. 0:12:44.640 --> 0:12:46.559 Just use your library for what it's there for. It's 0:12:46.600 --> 0:12:50.280 like the o G Original Purpose books exactly. But it 0:12:50.320 --> 0:12:52.800 turns out there's a lot more resources that the library 0:12:52.800 --> 0:12:54.440 offers too. Right. Well, one of the things I was 0:12:54.480 --> 0:12:56.840 most excited about, and I've only learned this this past year, man, 0:12:56.960 --> 0:13:00.000 is that the library has e books. You can show 0:13:00.040 --> 0:13:02.520 out e books, you can check out audio books, which 0:13:02.600 --> 0:13:04.360 is I knew that before because I used to be 0:13:04.480 --> 0:13:06.360 huge in audio books. We used to travel a good 0:13:06.400 --> 0:13:07.800 bit and spend a lot of time in the car, 0:13:08.360 --> 0:13:11.959 and especially before kids, man putting on a nice audio book. 0:13:12.280 --> 0:13:14.320 Kate and I used to love doing that. And this 0:13:14.400 --> 0:13:17.240 is maybe before we were getting into podcast pretty heavy, 0:13:17.480 --> 0:13:19.800 but we would throw on an audio book and you 0:13:19.840 --> 0:13:21.559 listen to it for a while, and then you stop 0:13:21.600 --> 0:13:23.120 for gas and you talk about it for a little bit, 0:13:23.200 --> 0:13:24.920 talk about whatever you want, but then kind of fired 0:13:24.960 --> 0:13:28.320 back up. You love audio books, but now e books, 0:13:28.320 --> 0:13:29.640 now that I learned that, I think that might be 0:13:29.679 --> 0:13:33.200 fueling my desire to want to get a kindle. Yeah, Matt, 0:13:33.240 --> 0:13:36.280 And so speaking of audio books and e books, there 0:13:36.320 --> 0:13:38.720 are easy apps that you can just log in with 0:13:38.840 --> 0:13:41.959 your library card info and just sign up and you 0:13:42.000 --> 0:13:45.600 can start borrowing e books for free and borrowing audio 0:13:45.640 --> 0:13:47.719 books for free from your library, so like instead of 0:13:47.720 --> 0:13:50.840 getting an audible subscription. There are just so many free 0:13:50.840 --> 0:13:52.640 e books and audio books that you can get lent 0:13:52.720 --> 0:13:56.240 to you via apps like Overdrive and Hoopla, and then 0:13:56.280 --> 0:13:58.920 this the Libby app, which is another great one. Well, 0:13:58.960 --> 0:14:00.600 we'll link to all those app you know in our 0:14:00.600 --> 0:14:02.719 show notes, but those are great apps that you can 0:14:02.840 --> 0:14:06.520 use in order to get those free e book and 0:14:06.640 --> 0:14:09.920 audiobook resources. Libby in particular, I think has the best 0:14:09.960 --> 0:14:13.360 selection of just those, and Overdrive and Hoopla actually kind 0:14:13.400 --> 0:14:16.160 of give you more media than just that libraries are 0:14:16.240 --> 0:14:20.240 lending now, like TV shows and movies at the same time, 0:14:20.320 --> 0:14:22.960 all the media basically, Like it's not just about libraries, 0:14:23.000 --> 0:14:24.840 because I guess they've realized that people aren't reading as 0:14:24.880 --> 0:14:27.240 much as they used to do, which is too bad. Yeah, 0:14:27.720 --> 0:14:29.360 but I guess their mindset is, may as well get 0:14:29.400 --> 0:14:31.320 in on it because we're gonna have what people are 0:14:31.360 --> 0:14:33.280 going to consume. Yeah, And but the good thing is, 0:14:33.320 --> 0:14:36.520 at least on some of the streaming television shows and 0:14:36.720 --> 0:14:38.880 movies that you can download, there's a lot of educational 0:14:38.920 --> 0:14:41.160 stuff for kids. It's actually kind of interesting, that's really 0:14:41.160 --> 0:14:43.760 good that would cost you money elsewhere, So so I 0:14:43.760 --> 0:14:46.600 would definitely recommend it to folks. So if you want 0:14:46.600 --> 0:14:48.600 to cut one streaming service out of your life, well 0:14:48.600 --> 0:14:51.560 maybe Overdrive and Hoopla can kind of fit that bill 0:14:51.640 --> 0:14:53.920 and give you the additional streaming stuff that you might 0:14:53.960 --> 0:14:56.440 want for yourself or your kids. Yea. I am actually 0:14:56.480 --> 0:14:58.480 super excited to utilize those apps because I'm gonna be 0:14:58.520 --> 0:15:02.000 able to magically have the new book appear on my 0:15:02.040 --> 0:15:04.640 e reader, and that's assuming I get one. But if 0:15:04.640 --> 0:15:06.680 I don't, it's okay, folks, don't worry about it. Do 0:15:06.760 --> 0:15:09.640 this e readers like your red Rider bb gun. I'm 0:15:09.680 --> 0:15:11.600 having all my hope set on this thing. Let's do 0:15:11.640 --> 0:15:14.440 one more plug for libraries. In addition to media, they've 0:15:14.440 --> 0:15:17.480 got other things going on to like fitness classes or specifically, 0:15:17.520 --> 0:15:20.840 I know our library has yoga classes and they've got 0:15:20.920 --> 0:15:23.560 meditation classes, which are awesome, and I think that's just 0:15:23.560 --> 0:15:25.840 an awesome way to get folks into the library. And 0:15:25.880 --> 0:15:27.400 I think that's all it really takes for a lot 0:15:27.400 --> 0:15:28.880 of folks just to kind of be surrounded by the 0:15:28.880 --> 0:15:31.160 books and they think, man, it's been forever since I've 0:15:31.160 --> 0:15:33.000 been in the library. Let me just walk the aisles 0:15:33.040 --> 0:15:35.040 and see what I can pick up. And before you 0:15:35.040 --> 0:15:37.080 know it, they're they're reading at home and watching less TV. 0:15:37.120 --> 0:15:40.200 And everybody wins, Yeah, no doubt. Yeah. Often times, you know, 0:15:40.200 --> 0:15:42.280 the library has like a litany of events to like 0:15:42.360 --> 0:15:44.560 kids story times going on, so you can show up 0:15:44.600 --> 0:15:46.840 and there's someone that's reading a special book to the kids. 0:15:47.040 --> 0:15:50.600 They're also instructional resources like lectures and book clubs. Some 0:15:50.680 --> 0:15:54.040 of these libraries offer stuff like computer classes and job training, 0:15:54.440 --> 0:15:57.400 resume build out resources, stuff like that. So if you're 0:15:57.400 --> 0:15:59.800 in need of training in any of those areas, library 0:15:59.800 --> 0:16:02.760 can be an awesome place to turn for for some 0:16:02.800 --> 0:16:05.080 of those instructional resources. And you and I are both 0:16:05.200 --> 0:16:07.120 lucky enough to be within a just right out a 0:16:07.160 --> 0:16:09.520 mile of our local library. So for us, there's just 0:16:09.600 --> 0:16:11.600 really no excuse when we can throw the girls on 0:16:11.600 --> 0:16:13.640 the bike pedal up to the library like a bunch 0:16:13.640 --> 0:16:16.680 of hippies and check out some books, fill our premier 0:16:16.720 --> 0:16:20.360 bags up, you know exactly. But again, that's the life 0:16:20.400 --> 0:16:22.480 we want to live, and this is gonna help you 0:16:22.520 --> 0:16:25.000 to save money and spend less, So why not take 0:16:25.120 --> 0:16:27.840 advantage of the resources around you. Yeah, and one of 0:16:27.880 --> 0:16:31.360 the thing when it comes to digital media and television 0:16:31.520 --> 0:16:33.640 and movie shows and stuff like that, well, you know what, 0:16:33.720 --> 0:16:36.840 your local library probably offers a pretty decent selection of 0:16:36.920 --> 0:16:39.040 DVDs and blue rays and stuff like that as well. 0:16:39.240 --> 0:16:41.920 I know our library does. And maybe the streaming library 0:16:41.920 --> 0:16:44.720 isn't amazing from overdriving hoopla, maybe you're not not going 0:16:44.760 --> 0:16:48.320 to find quite enough awesome stuff to watch entertainment wise, 0:16:48.400 --> 0:16:50.360 you know, on those apps. But I think you will 0:16:50.400 --> 0:16:54.200 find that, you know, some of the DVDs actually are 0:16:54.280 --> 0:16:56.360 quite current, and so you might find something that was 0:16:56.400 --> 0:16:59.280 released six months ago that's really solid movie at the 0:16:59.320 --> 0:17:01.680 library that you won't be able to find on Netflix 0:17:01.920 --> 0:17:04.919 or Hulu, and that's free at your library. Hopefully your 0:17:04.920 --> 0:17:07.560 library is not rolling with bajusses anymore, because that'd be 0:17:07.560 --> 0:17:10.160 two old school. The hipsters are all about the cassette 0:17:10.200 --> 0:17:14.080 and VHS rentals. That's enough, how to you hipsters? All right, 0:17:14.119 --> 0:17:16.400 that's enough about the libraryman, Let's move on to other 0:17:16.440 --> 0:17:19.960 free resources like nature. You mean. There was an article 0:17:20.080 --> 0:17:21.440 just a week or two ago in the New York 0:17:21.440 --> 0:17:24.560 Times and it talked about how the healthiest cities in 0:17:24.560 --> 0:17:27.720 America are the ones where almost all of its residents 0:17:28.080 --> 0:17:31.280 have a public park within a ten minute walk of 0:17:31.320 --> 0:17:33.879 where they live. And so it turns out, did you 0:17:33.920 --> 0:17:35.800 did you read the article, by the way, Yeah, it did. Okay, 0:17:35.800 --> 0:17:39.640 So it turns out that the healthiest city in America is, oh, 0:17:39.760 --> 0:17:45.800 you're quisin me, Minneapolis. So interestingly enough, ninety of the 0:17:45.800 --> 0:17:49.600 residents of Minneapolis live within ten minutes walking distance of 0:17:49.840 --> 0:17:53.560 a park. And that is the best indicator essentially of 0:17:53.640 --> 0:17:58.000 whether citizens are going to be active outside and healthy. Yeah, 0:17:58.000 --> 0:17:59.760