WEBVTT - Mint alternatives & avoiding online selling scams

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<v Speaker 1>The best charging cables for your iPhone or Android. Apple

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<v Speaker 1>has speedy new processors, laptops and in iMac. The Beatles

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<v Speaker 1>have a new song thanks to AI plus. Your tech

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<v Speaker 1>questions answered. What's going on on rich Demiro and this

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<v Speaker 1>is Rich on Tech broadcasting live from Los Angeles, coast

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<v Speaker 1>to coast. This is the show where I talk about

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<v Speaker 1>the tech stuff I think you should know about. It's

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<v Speaker 1>also the place where I answer your questions about technology.

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<v Speaker 1>I believe that tech should be interesting, useful, and fun.

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<v Speaker 1>Phone lines are now open at triple eight rich one

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<v Speaker 1>oh one. That's eight eight eight seven four to two

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<v Speaker 1>four one zero one eight eight eight rich one oh one.

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<v Speaker 1>Give me a call if you have a question about technology.

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<v Speaker 1>Email is also open. Just go to richon tech dot tv.

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<v Speaker 1>Once you get to the website, hit the link that

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<v Speaker 1>says contact, put your message in there and it will

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<v Speaker 1>make its way right to my screen. Got some great

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<v Speaker 1>guests this week. We're going to talk to Larissa May,

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<v Speaker 1>digital wellness activist and founder of Half the Story. This

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<v Speaker 1>is a nonprofit focused on educating, advocating, and mitigating the

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<v Speaker 1>harms associated with social media and tech new use, especially

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<v Speaker 1>in teens. So I'm very excited to talk to Larissa.

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<v Speaker 1>Plus we've got a guest that is going to tell

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<v Speaker 1>their story about how they got scammed trying to sell

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<v Speaker 1>something online. This happens a lot, and I think the

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<v Speaker 1>more we know about how these scam artists operate, the

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<v Speaker 1>better we can protect ourselves. Let's see what else. Ah,

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<v Speaker 1>it is November? Can you believe it? I can't November?

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<v Speaker 1>I mean, where did this year go? Now? Depending on

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<v Speaker 1>your standpoint, maybe it went fast, maybe it went slow.

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<v Speaker 1>Maybe you're clinging on to it. Maybe you can't wait

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<v Speaker 1>for the holidays. I don't know. But for me, we

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<v Speaker 1>celebrated Halloween and I was looking at the you know,

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<v Speaker 1>I look at my I've got all my photos in

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<v Speaker 1>Google Photos, and so I get these little memories up

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<v Speaker 1>at the top, and I'm not sure if they're actually

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<v Speaker 1>healthy for me or actually detrimental, because sometimes I get

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<v Speaker 1>really sad. I've got two kids, and they have grown

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<v Speaker 1>up very fast, according to Google Photos. Like I look

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<v Speaker 1>at these pictures that they show me, like the other

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<v Speaker 1>day for Halloween, and it's of my kids first Halloween

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<v Speaker 1>twelve years ago. Where did that time go? And then

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<v Speaker 1>it clicks through and it keeps showing you the pictures.

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<v Speaker 1>And I think in the future we're gonna have better

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<v Speaker 1>ways of displaying our digital pictures. I don't know if

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<v Speaker 1>you have a good way of doing it. I've got

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<v Speaker 1>a couple of like digital frames and different things, but

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<v Speaker 1>ideally I think that i'd have multiple frames around the house,

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<v Speaker 1>all showing my Google Photos collection the best shots. But

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<v Speaker 1>the problem is all these tech companies love to silo

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<v Speaker 1>their products these days, and so because I've got Fire

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<v Speaker 1>TV on my main TV, my Google Photos don't play

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<v Speaker 1>nice there. I've got Apple TV in the playroom and

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<v Speaker 1>Google Photos doesn't play nice there. I've got an Aura

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<v Speaker 1>frame in the front room. Google Photos doesn't play nice there.

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<v Speaker 1>But I do have a Google Nest and Google Photos

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<v Speaker 1>does play nice there. Where's my bell? Oh my gosh.

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<v Speaker 1>But anyway, so I do think over the years, hopefully

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<v Speaker 1>we'll figure out a way of sorting through all these pictures.

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<v Speaker 1>Google's doing a decent kind of a decent job of it,

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<v Speaker 1>but it's not the best anyway. I tell you this

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<v Speaker 1>because I noticed as I was flipping through my photos

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<v Speaker 1>up at the top the memories on Google Photos, that

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<v Speaker 1>I can't believe how much better pictures have gotten over

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<v Speaker 1>the years, especially Halloween pictures, because typically we take these

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<v Speaker 1>at night, and night photos are very challenging for cameras,

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<v Speaker 1>especially smartphones with those tiny lenses, tiny sensors. But over

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<v Speaker 1>the years I've noticed they just keep getting better. Like

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<v Speaker 1>the first pictures of my kid on Halloween twelve years ago,

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<v Speaker 1>we're pretty blurry unless your kid is sitting exactly still.

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<v Speaker 1>It's really tough to get that picture of a child

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<v Speaker 1>or anyone in the dark. And now, as I was

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<v Speaker 1>flipping through, I noticed, Wow, they're getting better and better.

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<v Speaker 1>And then this year I was looking at our latest

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<v Speaker 1>picture we took kind of like a group shot with

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<v Speaker 1>all of our friends, and it looked really good. But

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<v Speaker 1>I did do a little trick. I brought this little

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<v Speaker 1>light with me. It's not a flashlight. It's almost like

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<v Speaker 1>one of those like, ah, gosh, it looks like a

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<v Speaker 1>pen light, but the entire side of it is a

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<v Speaker 1>big bright light, almost as if it's a one of

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<v Speaker 1>those light bulbs you would hang up like in the garage,

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<v Speaker 1>like a long light bulb, like a tubular light, but

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<v Speaker 1>on a little stick. I don't know where I got it,

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<v Speaker 1>picked it up at like a trade show, and so

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<v Speaker 1>I put the camera towards us and then I held

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<v Speaker 1>this light as well, and I'm not kidding. The pictures

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<v Speaker 1>came out really good. So my point is, yes, you

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<v Speaker 1>can use a flash for your pictures, but it never

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<v Speaker 1>looks very good. It looks like a flash on the picture.

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<v Speaker 1>This looked really good. It was like our little trick.

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<v Speaker 1>We were all joking about how good it looked. Okay,

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<v Speaker 1>what else flights? I know that everyone's trying to book

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<v Speaker 1>travel for the holidays, or you might be trying to

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<v Speaker 1>go somewhere. Everyone's always asking me, Rich how do you

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<v Speaker 1>book your travel? I will tell you. I use one

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<v Speaker 1>website to book my travel, and I'm on there like

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<v Speaker 1>eight hours a day. I don't even know how I

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<v Speaker 1>get work done because I'm literally always on Google Flights.

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<v Speaker 1>So the website that I use is flights dot Google

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<v Speaker 1>dot com, and I always start my searches there. And

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<v Speaker 1>what I do is I put in where I'm going,

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<v Speaker 1>I put in my dates, and then I press done

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<v Speaker 1>and I press explore and or search, you know, depending

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<v Speaker 1>on your dates. So if I'm putting in you know,

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<v Speaker 1>where I'm going, let's say back to New York City,

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<v Speaker 1>I would put that in and then you press search

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<v Speaker 1>and then once you do this, Now, there are two

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<v Speaker 1>types of people out there when it comes to travel.

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<v Speaker 1>The first is they just want the absolute cheapest flights

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<v Speaker 1>for the place that they're going to on the dates

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<v Speaker 1>they're going, and that's fine. Google Flights is really good

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<v Speaker 1>at finding that. Then there's a second person like me,

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<v Speaker 1>who is very particular. I want a certain amount of stops,

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<v Speaker 1>which is usually none. I want the one carry on bag.

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<v Speaker 1>I don't want to pay the basic economy, and I

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<v Speaker 1>also want specific times. And so what I do is

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<v Speaker 1>I go through and I put all of those filters on,

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<v Speaker 1>and then again I take a fresh look at these prices,

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<v Speaker 1>and then once I get the flights I want, I

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<v Speaker 1>select them and I track the prices and then I

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<v Speaker 1>wait for Google to tell me about a price drop.

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<v Speaker 1>So at any given time, I've got three or four

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<v Speaker 1>flights that I'm tracking to different places I want to go,

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<v Speaker 1>and I'm waiting for that price drop. And as soon

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<v Speaker 1>as I get that notification on my phone, hey, this

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<v Speaker 1>this flight went down twenty nine percent, I will then

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<v Speaker 1>book the other website that I really like, and it

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<v Speaker 1>might cost you a little bit, but it's really really good.

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<v Speaker 1>It's called point dot me, po nt dot me, point me,

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<v Speaker 1>and I think they might give you a little bit

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<v Speaker 1>of something for free. But if you put in my code,

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<v Speaker 1>which still seems to work, it's called rich on tech.

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<v Speaker 1>If you type that in there, you get like a

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<v Speaker 1>month for a buck, and it's well well worth it

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<v Speaker 1>because this searches for all of your points, so you

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<v Speaker 1>can link if you have any credit card points or

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<v Speaker 1>airline points, miles whatever. It will find you the best

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<v Speaker 1>flights using your points. And they do a really good

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<v Speaker 1>job because they search everything all at once. There's no

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<v Speaker 1>way you could do this on your own. And I

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<v Speaker 1>found a great flight for my mom a couple months

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<v Speaker 1>ago on Jet Blue. Might have been a year ago

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<v Speaker 1>at this point, but it was so impressive because I

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<v Speaker 1>was like, wait, what, that's a really good price. And

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<v Speaker 1>sure enough, sometimes there's just really good point deals out there,

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<v Speaker 1>and so point dot me is a really good place

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<v Speaker 1>to find those.

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<v Speaker 2>Ah.

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<v Speaker 1>What else? We talked about the Rivian on TV yesterday,

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<v Speaker 1>and I will tell you this is an all electric suv.

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<v Speaker 1>I drove it for about a week. I promised you

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<v Speaker 1>I was gonna tell you all about it. Let me

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<v Speaker 1>tell you this I love this car. It is a

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<v Speaker 1>great suv. It's a three to row suv. It's got

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<v Speaker 1>a great design. It stands out from all the Tesla

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<v Speaker 1>Why's that are on the road. It's got lots of

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<v Speaker 1>great features. It chirps like a bird when you lock

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<v Speaker 1>it or unlock it, which is pretty fun. And maybe

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<v Speaker 1>it's just when you lock it one of the other.

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<v Speaker 1>It's got a Bluetooth speaker in the center console that

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<v Speaker 1>you can pull out, so it's always charged. It's got

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<v Speaker 1>a flashlight in the door, which is cool. You can

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<v Speaker 1>pull that out. That's always charged. The maps are great,

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<v Speaker 1>the screens are great, no lag on the software whatsoever.

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<v Speaker 1>The driving is really nice, smooth, solid, not too stiff.

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<v Speaker 1>It's got tons of space inside, lots of cargo space.

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<v Speaker 1>It's got a air compressor in the back as well

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<v Speaker 1>as a standard electrical outlet. But here, oh and it's

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<v Speaker 1>by the way, ninety seven thousand dollars, so it is

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<v Speaker 1>a lot of money for this car. But here is

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<v Speaker 1>the problem that I found with it. I loved, loved,

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<v Speaker 1>loved driving this Rivian RNs, this suv. The problem was

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<v Speaker 1>when it came to charging. Now, I will tell you

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<v Speaker 1>I'm not sure what the problem was, but I could

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<v Speaker 1>not get this thing fully charged. It was either taking

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<v Speaker 1>too long or the charging was too slow. I tried

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<v Speaker 1>various chargers and it just I was not having it.

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<v Speaker 1>It was really like it gave me range anxiety. This

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<v Speaker 1>thing gets about three hundred miles to the charge. They

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<v Speaker 1>have a one that gets about four hundred as well.

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<v Speaker 1>But I will tell you this my takeaway from my

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<v Speaker 1>experience with the Rivian. I love all of these third

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<v Speaker 1>party evs that are not Tesla, right. The problem is

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<v Speaker 1>the charging infrastructure. I live in California, where we have

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<v Speaker 1>the best charging in the nation, and it's still not

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<v Speaker 1>good enough for all of these random evs. And that

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<v Speaker 1>is why all of these companies are adopting the Tesla

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<v Speaker 1>superchargers next year. In the next year, BMW four GM, Nissan, Volvo, Toyota, Rivian,

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<v Speaker 1>they're all switching to Tesla superchargers. What does that mean? Well,

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<v Speaker 1>charging is gonna get a whole lot better. But will

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<v Speaker 1>the Tesla superchargers keep up with all of the extra demand.

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<v Speaker 1>That is the big question we don't know. And for starters,

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<v Speaker 1>all these companies are gonna put out some sort of

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<v Speaker 1>adapter early next year. Or throughout next year, and then

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<v Speaker 1>eventually with the twenty twenty five model years, it's just

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<v Speaker 1>gonna be Tesla. Tesla's connector is going to be built

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<v Speaker 1>into these cars, so it's gonna be a great But

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<v Speaker 1>I will tell you the charging is the issue. If

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<v Speaker 1>you have a charger at home, charger at work, and

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<v Speaker 1>you're just commuting with any of these electric cars, no problem.

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<v Speaker 1>It is the road trip that's a problem, specifically with

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<v Speaker 1>this Rivian. This is an suv that is meant to

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<v Speaker 1>be an adventurous suv. What do you want to do?

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<v Speaker 1>You want to take it on the road, you want

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<v Speaker 1>to take it to national parks, you want to drive

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<v Speaker 1>it off roading, whatever you do in this thing, that

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<v Speaker 1>was the problem. I had no problem finding chargers. They

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<v Speaker 1>just didn't perform as fast as I wanted. And that

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<v Speaker 1>is the biggest downside I see to any car that

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<v Speaker 1>you're getting that is an EV that is not a

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<v Speaker 1>Tesla right now, you will have to deal with charging.

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<v Speaker 1>If you're charging on the road, If you're just driving

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<v Speaker 1>a work no problem anyway. Lots of comments on my

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<v Speaker 1>Instagram at rich on Tech about the Rivian. You can

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<v Speaker 1>peruse those at your leisure coming up. We're gonna take

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<v Speaker 1>your calls at triple eight Rich one oh one. Plus,

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<v Speaker 1>I'm gonna tell you about the best charging cables for

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<v Speaker 1>your iPhone and Android eight eight eight seven four to

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<v Speaker 1>two four one zero one. This is rich on Tech.

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<v Speaker 1>Welcome back to rich on Tech. Rich DeMuro here hanging

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<v Speaker 1>out with you, talking technology. Phone lines are open at

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<v Speaker 1>triple eight Rich one oh one. That's eight eight eight

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<v Speaker 1>seven four to two four to one zero one. Consumer

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<v Speaker 1>Reports tested cables. You know everyone's buying these new USB

0:11:24.440 --> 0:11:28.480
<v Speaker 1>C cables. So Consumer Reports tested seven charging cables ranging

0:11:28.520 --> 0:11:30.719
<v Speaker 1>from four dollars and eighty eight cents to twenty nine

0:11:30.760 --> 0:11:34.520
<v Speaker 1>dollars to see which ones lasted the longest. They tested

0:11:34.600 --> 0:11:39.280
<v Speaker 1>USB C for Android and also for iPhones in two

0:11:39.600 --> 0:11:43.840
<v Speaker 1>durability tests twisting and a ninety degree bending until the

0:11:43.880 --> 0:11:47.880
<v Speaker 1>cable broke. So they actually did test lightning cables too.

0:11:47.880 --> 0:11:50.120
<v Speaker 1>I guess people are still buying those. So the twenty

0:11:50.200 --> 0:11:54.240
<v Speaker 1>nine dollars Apple Lightning cable and the six dollars and

0:11:54.280 --> 0:11:59.160
<v Speaker 1>fifty five cent Amazon Basics USBC cable survived eleven thousand,

0:11:59.360 --> 0:12:02.800
<v Speaker 1>five hundred without breaking. They say that's equivalent to over

0:12:02.880 --> 0:12:08.280
<v Speaker 1>six years of use. They tried other brands from Walmart

0:12:08.520 --> 0:12:13.320
<v Speaker 1>and five below. Those bent US eight hundred times less

0:12:13.360 --> 0:12:15.640
<v Speaker 1>than six months of use. So I guess cheap cables

0:12:15.720 --> 0:12:18.719
<v Speaker 1>really you get your money's worth. You know, you get

0:12:18.760 --> 0:12:23.559
<v Speaker 1>what you pay for. Let's see the let's see price, brand, name,

0:12:23.600 --> 0:12:26.840
<v Speaker 1>and thickness were not reliable indicators of durability. The cheap

0:12:26.880 --> 0:12:31.880
<v Speaker 1>Amazon Basics USBC cable dramatically outlasted price yer branded cables.

0:12:32.520 --> 0:12:36.120
<v Speaker 1>So what do they recommend? The Apple Lightning cable, the

0:12:36.120 --> 0:12:39.360
<v Speaker 1>official one for the iPhones, and the Amazon Basics USBC

0:12:39.559 --> 0:12:43.920
<v Speaker 1>cable because of their outstanding durability. So there you have it.

0:12:43.960 --> 0:12:46.319
<v Speaker 1>Look at that. You can get the six dollars and

0:12:46.360 --> 0:12:50.240
<v Speaker 1>fifty five cent Amazon Basics USBC cable that'll work for

0:12:50.280 --> 0:12:53.520
<v Speaker 1>the iPhone and Android now, and then if you want Apple,

0:12:53.559 --> 0:12:55.959
<v Speaker 1>you probably still want to go with the standard Apple

0:12:56.040 --> 0:12:59.439
<v Speaker 1>Lightning cable twenty nine bucks. By the way, you see

0:12:59.480 --> 0:13:03.320
<v Speaker 1>why Apple didn't want to switch to USBC because the

0:13:03.360 --> 0:13:06.040
<v Speaker 1>cables now six dollars and fifty five cents versus the

0:13:06.040 --> 0:13:08.520
<v Speaker 1>twenty nine dollars they were getting for a quote unquote

0:13:08.600 --> 0:13:13.360
<v Speaker 1>you know, premium cable. Let's go to John in Los Angeles.

0:13:13.440 --> 0:13:14.360
<v Speaker 1>John you're on with Rich.

0:13:15.360 --> 0:13:19.040
<v Speaker 2>Hi, Rich, I have a problem with my email. I

0:13:19.080 --> 0:13:23.160
<v Speaker 2>bought a dot com domain about twenty plus years ago,

0:13:23.800 --> 0:13:27.520
<v Speaker 2>and somewhere along the line I set it up so

0:13:27.559 --> 0:13:33.120
<v Speaker 2>that email going to that domain, any name, would get

0:13:33.160 --> 0:13:36.959
<v Speaker 2>forwarded to my Gmail account. And then a couple of

0:13:37.000 --> 0:13:41.160
<v Speaker 2>weeks ago it stopped working, and I couldn't really remember

0:13:41.559 --> 0:13:43.959
<v Speaker 2>where I set that up. I checked the records. It

0:13:44.120 --> 0:13:48.000
<v Speaker 2>said something with outlooks. I don't remember setting anything up

0:13:48.000 --> 0:13:51.520
<v Speaker 2>with Outlook. So I did a search for a company

0:13:51.559 --> 0:13:58.640
<v Speaker 2>that would, for a price, would catch all my email

0:13:58.720 --> 0:14:00.680
<v Speaker 2>to that domain and forward it to my youmail. But

0:14:00.720 --> 0:14:02.800
<v Speaker 2>all I find is email companies. I want to sell

0:14:02.800 --> 0:14:04.079
<v Speaker 2>me whole email packages.

0:14:04.240 --> 0:14:07.760
<v Speaker 1>Yep. So you just want to forward, You just want

0:14:07.800 --> 0:14:11.560
<v Speaker 1>to forward from from that that domain, right, and it's

0:14:11.600 --> 0:14:13.640
<v Speaker 1>just is it one email address or several?

0:14:14.360 --> 0:14:17.520
<v Speaker 2>Well, I set it up as a catch all, okay,

0:14:17.520 --> 0:14:20.640
<v Speaker 2>catch all the email because sometimes people would mispell my

0:14:20.760 --> 0:14:22.320
<v Speaker 2>name and that would get bounced back.

0:14:22.400 --> 0:14:23.720
<v Speaker 3>So that's why I.

0:14:23.640 --> 0:14:25.600
<v Speaker 1>Set that up. Okay, Well, I'll tell you what I use,

0:14:25.760 --> 0:14:28.120
<v Speaker 1>and there may be more out there, but I this

0:14:28.160 --> 0:14:29.960
<v Speaker 1>one is the one that I've used for years and

0:14:30.000 --> 0:14:32.200
<v Speaker 1>it works really well, and it's I think five bucks

0:14:32.240 --> 0:14:35.360
<v Speaker 1>a year. Now, remember this does not include any sort

0:14:35.360 --> 0:14:40.600
<v Speaker 1>of email storage or email box nothing. This is just

0:14:40.880 --> 0:14:43.160
<v Speaker 1>like you said, straight up forwarding. And you're gonna have

0:14:43.160 --> 0:14:44.680
<v Speaker 1>to check to see if they can do a catch

0:14:44.680 --> 0:14:48.120
<v Speaker 1>all email box where you can just anything you write

0:14:48.120 --> 0:14:50.600
<v Speaker 1>to that domain, it will forward it to your Gmail.

0:14:50.600 --> 0:14:52.440
<v Speaker 1>But the one that I use is Hover dot com

0:14:52.600 --> 0:14:56.080
<v Speaker 1>h o v e er and I pay I think

0:14:56.240 --> 0:14:58.560
<v Speaker 1>it's five dollars a year and all they do is

0:14:58.600 --> 0:15:03.520
<v Speaker 1>forward and so my hello at richontech dot tv, it's

0:15:03.560 --> 0:15:05.520
<v Speaker 1>just a forwarded email. It goes right to my Gmail

0:15:05.560 --> 0:15:09.800
<v Speaker 1>when someone emails that. So Hover Hoveer is the one

0:15:09.800 --> 0:15:13.280
<v Speaker 1>that I use. And you will need to you know,

0:15:13.360 --> 0:15:16.720
<v Speaker 1>obviously you have to know your domain information to get

0:15:16.720 --> 0:15:19.440
<v Speaker 1>that forwarded over. So you'll go to Hover, you'll sign

0:15:19.480 --> 0:15:21.800
<v Speaker 1>up for an account and then you'll put all your

0:15:21.800 --> 0:15:24.080
<v Speaker 1>information in for your domain. You will have to verify

0:15:24.160 --> 0:15:26.880
<v Speaker 1>that you own that domain, and once you do, you

0:15:26.920 --> 0:15:29.880
<v Speaker 1>can set up just what's called an email forwarding. Now

0:15:29.920 --> 0:15:32.120
<v Speaker 1>you can also set up an email inbox as well.

0:15:32.640 --> 0:15:35.560
<v Speaker 1>That's more like twenty dollars a year, but you can

0:15:35.640 --> 0:15:38.720
<v Speaker 1>just get email forwarding for five dollars a year and

0:15:39.320 --> 0:15:43.880
<v Speaker 1>The question is, let's see mail sent to distinct role

0:15:43.920 --> 0:15:48.720
<v Speaker 1>based addresses. Help at can forward to one central mailbox,

0:15:49.320 --> 0:15:52.080
<v Speaker 1>so doesn't let you send emails from your domain, so

0:15:52.120 --> 0:15:55.360
<v Speaker 1>you you know this is only for receiving. But I

0:15:55.360 --> 0:15:57.280
<v Speaker 1>think that's the main thing is that you just have

0:15:57.320 --> 0:15:59.560
<v Speaker 1>to check. It's been a while since I set this

0:15:59.600 --> 0:16:01.400
<v Speaker 1>thing up, so I'm not sure if they do a

0:16:01.480 --> 0:16:03.400
<v Speaker 1>catch all email, but if they do, that would be

0:16:03.440 --> 0:16:05.400
<v Speaker 1>pretty easy. But that's what you want to look for.

0:16:05.480 --> 0:16:07.760
<v Speaker 1>You just want to look for what's called email forwarding

0:16:08.320 --> 0:16:12.400
<v Speaker 1>and not email hosting. So good question, John. Let me

0:16:12.440 --> 0:16:15.400
<v Speaker 1>know if that works out. Richontech dot tv is my website.

0:16:15.440 --> 0:16:18.320
<v Speaker 1>You can use the email form there to let me know.

0:16:19.360 --> 0:16:22.480
<v Speaker 1>Coming up more of your questions at triple eight rich

0:16:22.560 --> 0:16:24.880
<v Speaker 1>one oh one. That's eight eight eight seven four to

0:16:24.920 --> 0:16:28.040
<v Speaker 1>two four one zero one. I mentioned earlier that I

0:16:28.080 --> 0:16:30.640
<v Speaker 1>am on social media on Instagram. You can find me

0:16:30.880 --> 0:16:33.840
<v Speaker 1>at rich on tech on most of the major platforms.

0:16:34.200 --> 0:16:38.640
<v Speaker 1>That's Instagram, that's Facebook, that's x also threads. I will

0:16:38.640 --> 0:16:40.760
<v Speaker 1>tell you I've been using a little bit more of

0:16:40.840 --> 0:16:42.880
<v Speaker 1>threads this week, So if you find me on there,

0:16:42.920 --> 0:16:45.240
<v Speaker 1>I'm like I just said, I'm at rich on Tech,

0:16:45.680 --> 0:16:46.960
<v Speaker 1>and I've been having kind of fun.

0:16:47.040 --> 0:16:47.320
<v Speaker 2>You know what.

0:16:47.360 --> 0:16:50.280
<v Speaker 1>The thing about Threads is right now, I haven't turned

0:16:50.280 --> 0:16:52.760
<v Speaker 1>off my notification, so all my other social media I

0:16:52.760 --> 0:16:56.040
<v Speaker 1>pretty much have notifications off Threads since it's so new,

0:16:56.080 --> 0:16:58.440
<v Speaker 1>I still have them on. So when someone like ats

0:16:58.480 --> 0:17:01.160
<v Speaker 1>me or writes something that's in interesting that Threads thinks

0:17:01.160 --> 0:17:03.600
<v Speaker 1>should be a notification, I still get them. So it's

0:17:03.640 --> 0:17:06.160
<v Speaker 1>kind of fun. Coming up, I'll tell you about the

0:17:06.359 --> 0:17:11.720
<v Speaker 1>new Beatles song that's releasing. Well, it's already out thanks

0:17:11.760 --> 0:17:34.440
<v Speaker 1>to AI. You are listening to rich on Tech. It's true,

0:17:35.760 --> 0:17:38.280
<v Speaker 1>it's all because of you.

0:17:41.240 --> 0:17:46.560
<v Speaker 4>And make get through song.

0:17:47.080 --> 0:18:00.800
<v Speaker 1>Because welcome back to rich on Tech. Rich Burou here

0:18:00.880 --> 0:18:05.800
<v Speaker 1>hanging out talking technology with you at Triple eight Rich

0:18:05.960 --> 0:18:09.480
<v Speaker 1>one oh one eighty eight seven four to two four

0:18:09.680 --> 0:18:13.399
<v Speaker 1>one zero one. The song you are listening to is

0:18:13.440 --> 0:18:17.080
<v Speaker 1>a new song from the Beatles. Can you believe it?

0:18:17.119 --> 0:18:19.560
<v Speaker 1>A new song from the Beatles in twenty twenty three,

0:18:19.680 --> 0:18:24.800
<v Speaker 1>and it's all thanks to AI. How did that happen? Well,

0:18:26.680 --> 0:18:30.400
<v Speaker 1>new technology? So this song is called Now and Then,

0:18:31.320 --> 0:18:35.280
<v Speaker 1>and it features the voices of John Lennon, Paul McCartney,

0:18:35.280 --> 0:18:38.400
<v Speaker 1>George Harrison, and Ringo Starr. And it all comes from

0:18:38.400 --> 0:18:41.960
<v Speaker 1>an unfinished demo originally recorded by John Lennon in the

0:18:42.040 --> 0:18:46.800
<v Speaker 1>nineteen seventies, but they never had the technology to extract

0:18:46.840 --> 0:18:50.560
<v Speaker 1>his voice from this really poor recording and create the

0:18:50.600 --> 0:18:53.800
<v Speaker 1>song from it. They tried in the nineties and it

0:18:53.920 --> 0:18:56.480
<v Speaker 1>didn't really work, like the technology was just not there.

0:18:57.080 --> 0:19:00.280
<v Speaker 1>So they took another chance, I guess a couple of

0:19:00.320 --> 0:19:03.760
<v Speaker 1>years ago, two years ago, and they said, you know what,

0:19:04.000 --> 0:19:05.760
<v Speaker 1>a year ago, and they said, let's try this again,

0:19:06.800 --> 0:19:09.800
<v Speaker 1>and the AI was now good enough to clean up

0:19:09.920 --> 0:19:13.000
<v Speaker 1>the vocals from John Lennon in the original demo, and

0:19:13.040 --> 0:19:16.560
<v Speaker 1>then they created the rest of the song around it.

0:19:17.040 --> 0:19:20.920
<v Speaker 1>So they recorded new chorus with the you know, it's

0:19:20.960 --> 0:19:23.000
<v Speaker 1>just wild. The whole thing is just It gave me

0:19:23.119 --> 0:19:25.640
<v Speaker 1>chills the first time I listened to this song, and

0:19:25.920 --> 0:19:28.840
<v Speaker 1>it's there's also a little mini documentary online about it,

0:19:29.320 --> 0:19:32.240
<v Speaker 1>you know, behind the scenes, how they made it, because

0:19:32.640 --> 0:19:35.280
<v Speaker 1>it's just truly incredible that we were able to use

0:19:35.320 --> 0:19:37.560
<v Speaker 1>AI to do this in the year twenty twenty two,

0:19:37.640 --> 0:19:41.040
<v Speaker 1>twenty twenty three. Now, what I think is really interesting

0:19:41.160 --> 0:19:44.639
<v Speaker 1>too is that this same technology are very similar technologies

0:19:44.640 --> 0:19:47.160
<v Speaker 1>built into the pixel phone. So I told you about

0:19:47.160 --> 0:19:50.560
<v Speaker 1>the Pixel eight Pro has this new feature called Audio

0:19:50.640 --> 0:19:54.560
<v Speaker 1>Magic Eraser, and that is essentially the technology that they

0:19:54.720 --> 0:19:58.399
<v Speaker 1>used to clean up this demo, because the AI picks

0:19:58.440 --> 0:20:02.800
<v Speaker 1>out the audio from the track from the demo and

0:20:02.880 --> 0:20:05.200
<v Speaker 1>separates it from all the other stuff that's on there,

0:20:05.200 --> 0:20:08.679
<v Speaker 1>all the hissing, all the popping, all the other background noise,

0:20:09.040 --> 0:20:10.760
<v Speaker 1>and it does that same thing on the Pixel. So

0:20:10.760 --> 0:20:13.880
<v Speaker 1>if you take a video of your kid saying their

0:20:13.920 --> 0:20:16.560
<v Speaker 1>first words and the dog's barking in the background, or

0:20:16.680 --> 0:20:18.520
<v Speaker 1>is a trash truck going by and you hear that,

0:20:19.040 --> 0:20:22.200
<v Speaker 1>you can use Audio Magic Eraser to just hone in

0:20:22.240 --> 0:20:24.960
<v Speaker 1>on what your kid is saying and get all rid

0:20:24.960 --> 0:20:27.440
<v Speaker 1>of all the rest of the background stuff. So it's

0:20:27.440 --> 0:20:30.240
<v Speaker 1>a pretty wild song. I highly recommend you listen to

0:20:30.240 --> 0:20:32.000
<v Speaker 1>it. It might give you a chills like it did for me,

0:20:32.600 --> 0:20:36.560
<v Speaker 1>because it's just so wild to think that this originally

0:20:36.640 --> 0:20:41.480
<v Speaker 1>was recorded so many years ago and now, thanks to technology,

0:20:41.520 --> 0:20:44.240
<v Speaker 1>it is an entire song. So again, the song is

0:20:44.280 --> 0:20:45.879
<v Speaker 1>called Now and then I'll put a link to it

0:20:45.920 --> 0:20:49.399
<v Speaker 1>in the show notes at richontech dot tv and you

0:20:49.400 --> 0:20:52.600
<v Speaker 1>can listen to the whole thing. But wow, just incredible.

0:20:53.560 --> 0:20:57.840
<v Speaker 1>Following up on the question, we got earlier about forwarding email.

0:20:58.000 --> 0:21:02.760
<v Speaker 1>Michael says cloud flare will forward emails for free, so

0:21:03.520 --> 0:21:05.480
<v Speaker 1>I would have to check that out. But cloud flare

0:21:05.560 --> 0:21:08.440
<v Speaker 1>is a popular website that kind of does a lot

0:21:08.480 --> 0:21:13.639
<v Speaker 1>of different functionality for different domains and stuff. But Michaels

0:21:13.640 --> 0:21:15.800
<v Speaker 1>saying that it will forward your email for free, so

0:21:15.840 --> 0:21:21.000
<v Speaker 1>that's interesting, that's new to me. Let's go to Chuck

0:21:21.080 --> 0:21:23.800
<v Speaker 1>in Laguna, Nigel, Chuck, you're on with Rich.

0:21:25.800 --> 0:21:25.919
<v Speaker 5>Hi.

0:21:26.000 --> 0:21:28.800
<v Speaker 6>Do I need to turn my radio off if.

0:21:28.640 --> 0:21:34.480
<v Speaker 1>We can hear you in the background? Yes, I would, Oh,

0:21:34.560 --> 0:21:36.560
<v Speaker 1>but I don't really hear you, so I think it's fine.

0:21:36.600 --> 0:21:39.360
<v Speaker 1>Well now I do we need some AI to clean

0:21:39.440 --> 0:21:40.320
<v Speaker 1>up the background audio?

0:21:40.840 --> 0:21:43.119
<v Speaker 6>And that's great. I've got a free as I've been

0:21:43.200 --> 0:21:46.000
<v Speaker 6>for ten years. I got two hundred and fifty thousand miles.

0:21:46.040 --> 0:21:49.399
<v Speaker 6>I love it, but getting old. So I wanted to

0:21:49.400 --> 0:21:53.440
<v Speaker 6>get a hybrid plug in. What do you recommend for

0:21:53.520 --> 0:21:57.359
<v Speaker 6>a hybrid plug in? It's not outrageously crazy expensive?

0:21:57.800 --> 0:22:00.560
<v Speaker 1>Ooh, good question. You know, I haven't done a lot

0:22:00.600 --> 0:22:04.280
<v Speaker 1>on the plug ins, but I think that they're a

0:22:04.280 --> 0:22:09.800
<v Speaker 1>good stop gap between the full electric and the full

0:22:10.119 --> 0:22:12.920
<v Speaker 1>you know, gas car. I mean a plug in basically

0:22:13.560 --> 0:22:18.479
<v Speaker 1>works by having a battery and a small engine, and

0:22:18.560 --> 0:22:21.800
<v Speaker 1>so you can plug it in get maybe fifty miles,

0:22:21.840 --> 0:22:24.720
<v Speaker 1>you know, anywhere from like twenty to fifty miles on

0:22:24.920 --> 0:22:28.359
<v Speaker 1>the battery, and then you can use the gas engine

0:22:28.400 --> 0:22:32.359
<v Speaker 1>when that goes, and the gas engine I believe, recharges

0:22:32.400 --> 0:22:35.480
<v Speaker 1>the battery just a little bit as well. There's a

0:22:35.480 --> 0:22:36.840
<v Speaker 1>bunch of these things. I mean, if you've got the

0:22:36.840 --> 0:22:38.879
<v Speaker 1>plug in hybrid, that's kind of like the original. I

0:22:38.920 --> 0:22:42.679
<v Speaker 1>feel like that's like the original plug in hybrid vehicle.

0:22:42.720 --> 0:22:44.800
<v Speaker 1>But I know a lot of people were talking about

0:22:44.800 --> 0:22:48.000
<v Speaker 1>the Kias and the Hyundai's that have these. But I

0:22:48.040 --> 0:22:50.400
<v Speaker 1>really think it comes down to personal preference. I mean,

0:22:50.480 --> 0:22:52.160
<v Speaker 1>you know, what do you like? What do you want?

0:22:52.200 --> 0:22:54.119
<v Speaker 1>Do you want a small car again? I mean, Prius

0:22:54.160 --> 0:22:56.600
<v Speaker 1>has been around forever, That's going to be always a

0:22:56.640 --> 0:22:59.240
<v Speaker 1>great choice. But just looking at some of these on

0:22:59.400 --> 0:23:02.040
<v Speaker 1>a car and driver, there are a lot of these

0:23:02.080 --> 0:23:06.919
<v Speaker 1>cars out there. I think personally, I think the Prius Prime, like,

0:23:06.960 --> 0:23:10.119
<v Speaker 1>the Prius is looking really really good, like the new design.

0:23:10.400 --> 0:23:11.960
<v Speaker 1>I never thought I would say that. I never thought

0:23:12.000 --> 0:23:16.840
<v Speaker 1>i'd say a Prius looks really good. But but to me,

0:23:17.000 --> 0:23:20.440
<v Speaker 1>the Prius looks really really good. And also the Rav

0:23:20.520 --> 0:23:22.960
<v Speaker 1>four that they have a plug in hybrid as well,

0:23:23.320 --> 0:23:25.720
<v Speaker 1>So I think those are gonna be something that, you know,

0:23:25.760 --> 0:23:27.960
<v Speaker 1>you stick to, those you're gonna get you know, you

0:23:27.960 --> 0:23:31.400
<v Speaker 1>stick to maybe the Hyundai, the Kia, and the Toyota,

0:23:31.640 --> 0:23:33.560
<v Speaker 1>you're probably gonna get the most bang for your buck

0:23:33.640 --> 0:23:36.840
<v Speaker 1>out of those brands. There are also some from Ford.

0:23:36.920 --> 0:23:39.040
<v Speaker 1>I mean, but you can go high end BMW, but

0:23:39.119 --> 0:23:41.840
<v Speaker 1>I think the Toyota or the the Kia and the

0:23:42.480 --> 0:23:44.199
<v Speaker 1>Hundai are probably going to be your best bang for

0:23:44.240 --> 0:23:47.119
<v Speaker 1>your buck. The range, let's see what the range is

0:23:47.119 --> 0:23:50.359
<v Speaker 1>on the Prius. So the Prius, let's see if we

0:23:50.359 --> 0:23:54.920
<v Speaker 1>can get back down there. Let's see, Prius Prime gets

0:23:54.960 --> 0:23:58.280
<v Speaker 1>forty miles. So what I would say is if you

0:23:58.359 --> 0:23:59.960
<v Speaker 1>have a place to charge you and you get to work,

0:24:00.400 --> 0:24:02.639
<v Speaker 1>that's pretty good. You know, most people's commutes are about

0:24:02.640 --> 0:24:06.439
<v Speaker 1>thirty miles max. So I mean, I think the average

0:24:06.440 --> 0:24:09.280
<v Speaker 1>commute in America, let's see, and I know there's some

0:24:09.320 --> 0:24:13.399
<v Speaker 1>people that are, you know, more than that, but the

0:24:13.480 --> 0:24:16.600
<v Speaker 1>average commute in the US, yeah, twenty six point six miles,

0:24:17.000 --> 0:24:21.160
<v Speaker 1>so it's under thirty miles. Now that's a one way commute,

0:24:21.200 --> 0:24:22.919
<v Speaker 1>so that means when you get to work, you'd have

0:24:22.960 --> 0:24:25.520
<v Speaker 1>to charge up. And if you have a charger at work,

0:24:25.560 --> 0:24:28.320
<v Speaker 1>that'd be great. That means your commute is entirely free.

0:24:28.359 --> 0:24:30.560
<v Speaker 1>And that's the beauty of these cars is that, Like

0:24:30.600 --> 0:24:33.000
<v Speaker 1>I was saying, if you're just charging at home and work,

0:24:33.040 --> 0:24:34.960
<v Speaker 1>you're gonna be fine. But it's when you go on

0:24:35.000 --> 0:24:36.800
<v Speaker 1>those road trips, and so if you have a plug

0:24:36.840 --> 0:24:39.320
<v Speaker 1>in hybrid, it's gonna give you a little bit more

0:24:39.480 --> 0:24:42.000
<v Speaker 1>peace of mind. When you're on that road trip, You're

0:24:42.040 --> 0:24:44.200
<v Speaker 1>gonna be okay. No matter where you go, you can

0:24:44.240 --> 0:24:47.119
<v Speaker 1>still get there because you've got the backing of that

0:24:47.200 --> 0:24:50.360
<v Speaker 1>gas engine. But I don't know, I really like the Prius.

0:24:50.400 --> 0:24:53.240
<v Speaker 1>I think the Prius Prime is a really good looking car.

0:24:53.560 --> 0:24:55.000
<v Speaker 1>But again, it comes down to how much you want

0:24:55.000 --> 0:24:57.959
<v Speaker 1>to spend. I mean, maybe you want something like, you know,

0:24:58.280 --> 0:25:01.320
<v Speaker 1>a nicer BMW. I don't know, but it really comes

0:25:01.320 --> 0:25:02.800
<v Speaker 1>down to what you want to spend. But I think

0:25:03.280 --> 0:25:05.159
<v Speaker 1>for me personally, the plug in hybrid is kind of

0:25:05.200 --> 0:25:08.920
<v Speaker 1>like a stopgap right now between a pure gas car

0:25:09.080 --> 0:25:12.080
<v Speaker 1>and an electric car, which seems like the market is

0:25:12.119 --> 0:25:15.040
<v Speaker 1>moving to. So good question, Chuck. I'm glad you were

0:25:15.080 --> 0:25:18.320
<v Speaker 1>on the the cutting edge there many years ago. By

0:25:18.400 --> 0:25:24.000
<v Speaker 1>getting that early. Well, if you have HBO Max and

0:25:24.040 --> 0:25:26.879
<v Speaker 1>you've had it for a while, well they're taking some

0:25:26.920 --> 0:25:29.359
<v Speaker 1>features away from you. And if you got the email,

0:25:29.440 --> 0:25:31.520
<v Speaker 1>you already have the heads up. But if you're on

0:25:31.640 --> 0:25:35.120
<v Speaker 1>this fifteen dollars and ninety nine cent a month HBO

0:25:35.720 --> 0:25:41.120
<v Speaker 1>Legacy plan, HBO is removing some features from your plan.

0:25:41.320 --> 0:25:45.000
<v Speaker 1>The feature they're removing four K video. So before if

0:25:45.000 --> 0:25:47.080
<v Speaker 1>you got to watch a movie in four K, you

0:25:47.080 --> 0:25:48.720
<v Speaker 1>will no longer be able to do that. You can

0:25:48.720 --> 0:25:51.240
<v Speaker 1>now only watch them in HD. This starts on November

0:25:51.600 --> 0:25:54.480
<v Speaker 1>or December fifth. So if you want to still watch

0:25:54.560 --> 0:25:57.200
<v Speaker 1>in four K, guess what, you got to pay up

0:25:57.280 --> 0:25:59.960
<v Speaker 1>four dollars more a month. So now you got to

0:26:00.160 --> 0:26:02.760
<v Speaker 1>get onto their nineteen dollars and ninety nine cent a

0:26:02.760 --> 0:26:08.080
<v Speaker 1>month plan four dollars more. So. When Warner Brothers bought this,

0:26:08.640 --> 0:26:10.679
<v Speaker 1>you know this stay it's this whole big thing. I

0:26:10.680 --> 0:26:13.560
<v Speaker 1>think HBO Max was started by AT and T when

0:26:13.600 --> 0:26:16.840
<v Speaker 1>they bought it, or they owned HBO. Now it's owned

0:26:16.840 --> 0:26:20.000
<v Speaker 1>by Warner Brothers Discovery. They switched it over to HBO

0:26:20.000 --> 0:26:22.160
<v Speaker 1>Max about six months ago and they said nothing's gonna

0:26:22.240 --> 0:26:24.920
<v Speaker 1>change for at least six months, and guess what. As

0:26:24.920 --> 0:26:27.520
<v Speaker 1>soon as six months is up, they're like, okay, everything's changing.

0:26:28.040 --> 0:26:31.199
<v Speaker 1>The other thing you're getting now is one less stream

0:26:31.240 --> 0:26:33.520
<v Speaker 1>at the same time. So used to be able to

0:26:33.560 --> 0:26:36.280
<v Speaker 1>watch on three streams at once. Now you can only

0:26:36.320 --> 0:26:40.720
<v Speaker 1>watch on two, and you can download a certain amount

0:26:40.760 --> 0:26:44.840
<v Speaker 1>of I think it's thirty items unless you upgrade and

0:26:44.880 --> 0:26:48.080
<v Speaker 1>you get one hundred. So it's really confusing. But basically,

0:26:48.440 --> 0:26:51.240
<v Speaker 1>if you are on the Hbo Legacy Plan, you'll still

0:26:51.240 --> 0:26:53.320
<v Speaker 1>be able to watch all the stuff that you've been watching.

0:26:53.320 --> 0:26:55.560
<v Speaker 1>You're still going to pay the same price. You just

0:26:55.600 --> 0:26:58.600
<v Speaker 1>don't get the same quality. You don't get as many downloads,

0:26:58.720 --> 0:27:02.359
<v Speaker 1>and you don't get as many simultaneous streams. The simultaneous

0:27:02.359 --> 0:27:04.399
<v Speaker 1>streams thing is not that big of a deal unless

0:27:04.440 --> 0:27:07.119
<v Speaker 1>you're sharing your plan with a bunch of people and

0:27:07.160 --> 0:27:08.919
<v Speaker 1>they all happen to be streaming on a Friday night

0:27:09.000 --> 0:27:11.200
<v Speaker 1>at the same time. You may notice the impact there.

0:27:11.640 --> 0:27:13.919
<v Speaker 1>Four K is kind of annoying because we've gotten so

0:27:14.040 --> 0:27:17.200
<v Speaker 1>used to these four K TVs and now I can't

0:27:17.200 --> 0:27:19.399
<v Speaker 1>tell the difference. I'll be quite honest, it's tough to

0:27:19.400 --> 0:27:22.080
<v Speaker 1>tell the difference between HD and four k But at

0:27:22.080 --> 0:27:24.000
<v Speaker 1>the same time, if you do have a four K

0:27:24.200 --> 0:27:27.760
<v Speaker 1>HDR set, you will no longer get that four K HDR, which,

0:27:27.800 --> 0:27:30.440
<v Speaker 1>of course, you want to watch things in the best

0:27:30.480 --> 0:27:32.520
<v Speaker 1>possible format, right, I mean, why would you want to

0:27:32.560 --> 0:27:35.640
<v Speaker 1>watch something that's not in the best possible format. So anyway,

0:27:35.960 --> 0:27:38.280
<v Speaker 1>just be on the lookout for that email from HBO Max.

0:27:38.560 --> 0:27:40.719
<v Speaker 1>And the best part was the way they positioned it.

0:27:41.359 --> 0:27:43.399
<v Speaker 1>They said, let me, let me get up, let me

0:27:43.440 --> 0:27:46.000
<v Speaker 1>get the email here I put I put out my

0:27:46.040 --> 0:27:47.879
<v Speaker 1>Instagram at rich on text. So if you want to

0:27:47.880 --> 0:27:52.080
<v Speaker 1>read what has said current features new features. So they

0:27:52.160 --> 0:27:55.920
<v Speaker 1>had the audacity to show you this as new features,

0:27:56.000 --> 0:27:58.600
<v Speaker 1>and they were worse than the current features. I mean,

0:27:58.720 --> 0:28:02.880
<v Speaker 1>come on, that is like just really really not nice.

0:28:03.800 --> 0:28:06.680
<v Speaker 1>Eighty eight rich one one eight eight eight seven four

0:28:06.720 --> 0:28:09.000
<v Speaker 1>to two four to one zero one. Coming up, I'll

0:28:09.000 --> 0:28:11.600
<v Speaker 1>tell you how you can get a Thanksgiving dinner for

0:28:11.800 --> 0:28:16.359
<v Speaker 1>free just by downloading an app. Plus, we've got our

0:28:16.400 --> 0:28:18.360
<v Speaker 1>guests coming up a little bit later on to tell

0:28:18.440 --> 0:28:23.520
<v Speaker 1>us about how teenagers can avoid some of the harms

0:28:23.560 --> 0:28:27.160
<v Speaker 1>of social media. You are listening to rich on Tech.

0:28:31.160 --> 0:28:35.280
<v Speaker 1>Welcome back to rich on Tech. Rich DeMuro here talking

0:28:35.320 --> 0:28:39.560
<v Speaker 1>technology at triple eight Rich one oh one eight eight

0:28:39.720 --> 0:28:45.320
<v Speaker 1>eight seven four to two four one zero one producer Bobo.

0:28:45.440 --> 0:28:47.400
<v Speaker 1>I know you wanted to play your favorite song, so

0:28:47.480 --> 0:28:50.520
<v Speaker 1>I let you thank you for playing that. I know

0:28:50.600 --> 0:28:53.200
<v Speaker 1>you were asking. You keep asking, You're always asking. Can

0:28:53.240 --> 0:28:55.920
<v Speaker 1>I play the Barbie song? Can I play the Barbie song?

0:28:55.960 --> 0:28:57.760
<v Speaker 1>Can I play the Barbie song? Yes, you can play

0:28:57.760 --> 0:29:03.880
<v Speaker 1>the Barbie song. Let's go to Terry in Temecula. Terry,

0:29:03.880 --> 0:29:04.640
<v Speaker 1>you're on with Rich?

0:29:05.280 --> 0:29:10.920
<v Speaker 3>Okay, Rich. I'm new at using chat GPT, and I've

0:29:11.000 --> 0:29:14.640
<v Speaker 3>used it ten or twelve times and been successful. I

0:29:14.680 --> 0:29:16.280
<v Speaker 3>did not use it for like, I don't know, four

0:29:16.360 --> 0:29:19.000
<v Speaker 3>or five days. I tried to use it like two

0:29:19.080 --> 0:29:21.640
<v Speaker 3>or three days ago, and I get this message on

0:29:21.720 --> 0:29:24.960
<v Speaker 3>it that says we've detected unusual activity on your system.

0:29:25.040 --> 0:29:29.440
<v Speaker 3>Try later. Tried later, same message, Try the next day,

0:29:29.520 --> 0:29:34.360
<v Speaker 3>same message, And I can't find anywhere that I can

0:29:34.400 --> 0:29:38.280
<v Speaker 3>get a hold of somebody at chat GPT to find

0:29:38.320 --> 0:29:40.720
<v Speaker 3>out why did I get this message? How do I

0:29:40.760 --> 0:29:42.640
<v Speaker 3>correct it? And what's going on here?

0:29:43.160 --> 0:29:46.520
<v Speaker 1>Good question? So are you logging in on the official

0:29:46.520 --> 0:29:52.080
<v Speaker 1>website at chat dot OpenAI dot com. Yes, Because there

0:29:52.120 --> 0:29:55.000
<v Speaker 1>are many third party sites that try to like sort

0:29:55.000 --> 0:29:57.800
<v Speaker 1>of latch on to what they've done, and that could

0:29:57.840 --> 0:30:00.680
<v Speaker 1>be the first thing. So I think it's And you're

0:30:00.680 --> 0:30:05.040
<v Speaker 1>not paying for a subscription, are you okay? So it

0:30:05.120 --> 0:30:09.480
<v Speaker 1>is free to use chat GBT and the official website,

0:30:09.520 --> 0:30:12.600
<v Speaker 1>like I said, is chat dot OpenAI dot com. There

0:30:12.600 --> 0:30:16.520
<v Speaker 1>are many imitate imitation sites, and some of them use

0:30:16.600 --> 0:30:19.480
<v Speaker 1>the underlying technology. But what I think is happening here

0:30:19.600 --> 0:30:25.000
<v Speaker 1>is it sounds like a clean the cookies and cash

0:30:25.120 --> 0:30:28.160
<v Speaker 1>on your web browser, and I think that will help.

0:30:28.240 --> 0:30:31.200
<v Speaker 1>So if you are using Chrome, you will look to

0:30:31.320 --> 0:30:34.160
<v Speaker 1>the go to the website chat dot OpenAI dot com

0:30:34.480 --> 0:30:38.440
<v Speaker 1>and there is a there's actually it's a new icon

0:30:38.480 --> 0:30:41.800
<v Speaker 1>if you've updated Chrome lately, but it's it looks like,

0:30:41.880 --> 0:30:44.160
<v Speaker 1>I don't know, some like a little settings icon. It's

0:30:44.160 --> 0:30:47.320
<v Speaker 1>a circle and you click that and it's if it's

0:30:47.360 --> 0:30:50.040
<v Speaker 1>next it's next to the home button, so it's like home,

0:30:50.280 --> 0:30:53.120
<v Speaker 1>and then this little it says viewsite information if you

0:30:53.160 --> 0:30:55.280
<v Speaker 1>hover over it. If you if you hover over that,

0:30:56.240 --> 0:30:59.400
<v Speaker 1>it will open up information about this website, and one

0:30:59.440 --> 0:31:03.040
<v Speaker 1>of them is site settings, So if you click that,

0:31:03.920 --> 0:31:07.440
<v Speaker 1>it will tell you all of the information about that website.

0:31:07.520 --> 0:31:09.440
<v Speaker 1>What I would do is I would delete your data

0:31:10.440 --> 0:31:14.960
<v Speaker 1>and you can reset your permissions as well. And then

0:31:15.080 --> 0:31:18.240
<v Speaker 1>when you go back to chat GBT, you should be

0:31:18.320 --> 0:31:21.520
<v Speaker 1>taken to the login page because now it has cleared

0:31:21.560 --> 0:31:25.480
<v Speaker 1>all of that information out and once you log in again,

0:31:25.600 --> 0:31:29.719
<v Speaker 1>it should work. Because now here's the deal. There is

0:31:30.080 --> 0:31:33.720
<v Speaker 1>some This is a free service and it is an

0:31:33.720 --> 0:31:37.800
<v Speaker 1>experimental service, so it doesn't always work every single time.

0:31:37.920 --> 0:31:39.680
<v Speaker 1>So there may be times when you try to use

0:31:39.760 --> 0:31:42.640
<v Speaker 1>chat gbt where it returns an error or it doesn't

0:31:42.640 --> 0:31:46.640
<v Speaker 1>do what you expected to do. That is rare, and

0:31:46.720 --> 0:31:49.560
<v Speaker 1>it does happen though it happens to me. It happens

0:31:49.560 --> 0:31:52.400
<v Speaker 1>on the other website that I like called Claude dot ai.

0:31:52.480 --> 0:31:55.240
<v Speaker 1>And by the way, Terry, if you have a chance,

0:31:55.360 --> 0:32:00.800
<v Speaker 1>check out my other favorite ai which is Claude clad

0:32:01.480 --> 0:32:05.440
<v Speaker 1>dot Ai Claude dot ai that's made by a company

0:32:05.520 --> 0:32:08.480
<v Speaker 1>named Anthropic, And this is kind of like the biggest

0:32:08.520 --> 0:32:11.719
<v Speaker 1>competitor to chat GPT. I personally, I know these are

0:32:11.760 --> 0:32:16.320
<v Speaker 1>fighting words. I personally think it's better, but it's different.

0:32:16.560 --> 0:32:20.480
<v Speaker 1>It's it's more data analysis. It's more it can get

0:32:20.560 --> 0:32:22.400
<v Speaker 1>through a lot of you know, you can throw like

0:32:22.480 --> 0:32:24.800
<v Speaker 1>a Comma separated value file at it. You can throw

0:32:24.840 --> 0:32:27.760
<v Speaker 1>an Excel Excel spreadsheet, you can throw a PDF at it,

0:32:28.160 --> 0:32:30.520
<v Speaker 1>you can paste in a ton of text and it

0:32:30.600 --> 0:32:34.440
<v Speaker 1>can really go through that and figure things out. Keep

0:32:34.480 --> 0:32:36.600
<v Speaker 1>in mind, none of these are up to date with

0:32:36.720 --> 0:32:40.800
<v Speaker 1>current information. They may have a you know, some information

0:32:41.040 --> 0:32:44.040
<v Speaker 1>that's that's current, but it's not up to date. If

0:32:44.120 --> 0:32:46.840
<v Speaker 1>you want something that's fully up to date and Terry,

0:32:46.960 --> 0:32:49.080
<v Speaker 1>you can check out this one as well. It is

0:32:49.400 --> 0:32:54.080
<v Speaker 1>barred dot Google dot com and Barred is Google's AI.

0:32:54.840 --> 0:32:57.760
<v Speaker 1>And so again we've got chat GPT, you've got Claude,

0:32:57.800 --> 0:33:01.120
<v Speaker 1>and you've got Bard. Those are of the top three

0:33:01.320 --> 0:33:04.160
<v Speaker 1>ais right now and the ones that i'd recommend trying.

0:33:04.200 --> 0:33:08.160
<v Speaker 1>But again I think it's a matter of your web browser.

0:33:08.400 --> 0:33:10.920
<v Speaker 1>Something got a little messed up in there, and that's

0:33:10.960 --> 0:33:13.680
<v Speaker 1>what's causing that error message. And yeah, you're not going

0:33:13.720 --> 0:33:15.800
<v Speaker 1>to find someone that you can just email or talk

0:33:15.880 --> 0:33:18.440
<v Speaker 1>to at CHATGBT. It's just not that kind of service.

0:33:18.480 --> 0:33:21.160
<v Speaker 1>And if we notice with all of these online services,

0:33:21.360 --> 0:33:25.040
<v Speaker 1>there's pretty much no or limited customer service. There's not

0:33:25.200 --> 0:33:27.560
<v Speaker 1>a traditional phone line you can call with a lot

0:33:27.640 --> 0:33:29.520
<v Speaker 1>of these online services, so you do need to try

0:33:29.560 --> 0:33:31.720
<v Speaker 1>to figure out how to do these things. On your own,

0:33:32.000 --> 0:33:35.040
<v Speaker 1>but Terry, that's what I would recommend doing again. You

0:33:35.240 --> 0:33:39.160
<v Speaker 1>just clear the data on this website, so you can

0:33:39.240 --> 0:33:42.440
<v Speaker 1>go in and click that little setting's icon next to

0:33:42.520 --> 0:33:46.600
<v Speaker 1>the URL and under site settings delete your data. And

0:33:46.680 --> 0:33:49.200
<v Speaker 1>if you want to do this for your entire Chrome

0:33:49.280 --> 0:33:52.440
<v Speaker 1>browser or whatever browser you're using, you can just use

0:33:52.480 --> 0:33:55.320
<v Speaker 1>the option that says clear browsing data and that will

0:33:55.360 --> 0:33:57.479
<v Speaker 1>get rid of it. Usually gives you an option if

0:33:57.480 --> 0:33:59.720
<v Speaker 1>you want to cookies and site data, that's the stuff

0:33:59.720 --> 0:34:02.520
<v Speaker 1>that you want, and all the cookies in site data

0:34:02.600 --> 0:34:06.280
<v Speaker 1>is probably what's messing you up there. So good question.

0:34:06.920 --> 0:34:11.160
<v Speaker 1>Thanks for the call today. Appreciate that. Speaking of Chrome,

0:34:12.719 --> 0:34:16.239
<v Speaker 1>Chrome on iOS got a small but notable feature that

0:34:16.360 --> 0:34:19.080
<v Speaker 1>I actually really am enjoying. You can now move the

0:34:19.200 --> 0:34:21.840
<v Speaker 1>address bar in Chrome on iOS to the bottom of

0:34:21.920 --> 0:34:25.799
<v Speaker 1>the screen. This matches what Safari did. I believe they

0:34:25.920 --> 0:34:28.520
<v Speaker 1>changed it in iOS. It might have been iOS sixteen,

0:34:28.920 --> 0:34:32.520
<v Speaker 1>definitely iOS seventeen. But if you noticed when you go

0:34:32.640 --> 0:34:36.040
<v Speaker 1>to Safari on the iPhone now the URL bar is

0:34:36.120 --> 0:34:37.839
<v Speaker 1>now at the bottom of the screen. You can move

0:34:37.880 --> 0:34:39.640
<v Speaker 1>it back to the top if you are a creature

0:34:39.680 --> 0:34:41.920
<v Speaker 1>of habit or you like it better up there. But

0:34:42.040 --> 0:34:44.880
<v Speaker 1>I've moved the Chrome address bar down to the bottom

0:34:44.920 --> 0:34:47.880
<v Speaker 1>and I like it. It's actually easier to reach depending

0:34:47.920 --> 0:34:49.919
<v Speaker 1>on how big your phone is. It's just a little

0:34:49.960 --> 0:34:52.200
<v Speaker 1>bit simpler, and it matches what Safari does. So if

0:34:52.239 --> 0:34:54.560
<v Speaker 1>you have, you know, on the iPhone, even if you

0:34:54.640 --> 0:34:57.640
<v Speaker 1>set a default browser, sometimes things open in Safari anyway,

0:34:58.360 --> 0:35:00.480
<v Speaker 1>just the way Apple works their magic. You know how

0:35:00.560 --> 0:35:03.040
<v Speaker 1>that is. But you know, so now there's not you

0:35:03.080 --> 0:35:05.120
<v Speaker 1>won't be able to tell as much between the two.

0:35:05.239 --> 0:35:08.040
<v Speaker 1>So if your fingers like the muscle memory. But so

0:35:08.239 --> 0:35:11.160
<v Speaker 1>here's how you do it. Open up Chrome on your

0:35:11.400 --> 0:35:14.799
<v Speaker 1>iPhone and all you have to do is look at

0:35:14.800 --> 0:35:17.480
<v Speaker 1>the URL bar and press and hold on it and

0:35:17.600 --> 0:35:20.240
<v Speaker 1>you'll get this option that says move address bar to bottom.

0:35:21.000 --> 0:35:22.560
<v Speaker 1>Or if you move it to the bottom and you

0:35:22.640 --> 0:35:24.359
<v Speaker 1>want it back at the top, you can just press

0:35:24.400 --> 0:35:26.719
<v Speaker 1>and hold again and it says move move address bar

0:35:26.840 --> 0:35:30.840
<v Speaker 1>to the top. So that is the main thing. Apparently

0:35:30.880 --> 0:35:34.719
<v Speaker 1>Google says people were asking for this. I think that

0:35:34.880 --> 0:35:37.399
<v Speaker 1>Google did this because it makes it tougher to tell

0:35:37.680 --> 0:35:41.640
<v Speaker 1>Chrome apart from Safari. So if you're using Safari and

0:35:41.719 --> 0:35:44.160
<v Speaker 1>then you switch to Chrome, you may be annoyed that

0:35:44.400 --> 0:35:46.000
<v Speaker 1>the address bar is up at the top, so I

0:35:46.040 --> 0:35:47.320
<v Speaker 1>think that's the reason why they did that.

0:35:48.000 --> 0:35:48.440
<v Speaker 7>I like it.

0:35:48.480 --> 0:35:50.440
<v Speaker 1>I've been using it for a week since it's been available,

0:35:50.480 --> 0:35:52.560
<v Speaker 1>and it's just a small feature, but it is a

0:35:52.600 --> 0:35:55.759
<v Speaker 1>little bit easier. I'll tell you about that. Let's see

0:35:55.920 --> 0:35:58.480
<v Speaker 1>what else? What do I have a minute here?

0:35:59.080 --> 0:35:59.120
<v Speaker 8>No?

0:35:59.360 --> 0:36:01.600
<v Speaker 1>Oh, no time? Okay, never mind, Well, I'll tell you

0:36:01.680 --> 0:36:05.440
<v Speaker 1>about the free Thanksgiving dinner when we come back. All

0:36:05.480 --> 0:36:06.880
<v Speaker 1>you have to do is download an app you can

0:36:06.920 --> 0:36:11.080
<v Speaker 1>get a Thanksgiving dinner completely free. I'll tell you how

0:36:11.120 --> 0:36:13.520
<v Speaker 1>to do that, plus your calls. Triple eight rich one

0:36:13.560 --> 0:36:17.239
<v Speaker 1>O one eight eight eight seven four to two four

0:36:17.480 --> 0:36:22.920
<v Speaker 1>one zero one. This is rich on Tech. What's going

0:36:22.960 --> 0:36:25.479
<v Speaker 1>on on rich to Burrow And this is rich on Tech,

0:36:26.280 --> 0:36:28.000
<v Speaker 1>the show where I talk about the tech stuff I

0:36:28.040 --> 0:36:30.200
<v Speaker 1>think you should know about. It's also the place where

0:36:30.200 --> 0:36:34.400
<v Speaker 1>I answer your questions about technology. Phone lines are open.

0:36:35.000 --> 0:36:38.520
<v Speaker 1>Triple eight rich one O one. That's eight eight eight

0:36:38.880 --> 0:36:41.719
<v Speaker 1>seven four to two four one zero one. Give me

0:36:41.760 --> 0:36:44.080
<v Speaker 1>a call if you have a question about technology. You

0:36:44.160 --> 0:36:47.520
<v Speaker 1>can also email me. Go to rich on Tech dot

0:36:47.719 --> 0:36:52.560
<v Speaker 1>TV hit contact. So lots of people are doing right now.

0:36:55.719 --> 0:36:57.880
<v Speaker 1>I like the way you did that. Uh, coming up

0:36:57.920 --> 0:36:59.640
<v Speaker 1>on the show. I'm gonna tell you how I can

0:36:59.680 --> 0:37:03.120
<v Speaker 1>get that free Thanksgiving dinner just by downloading an app. Yes,

0:37:03.200 --> 0:37:05.919
<v Speaker 1>I'll get to that very soon. We've got some great

0:37:06.000 --> 0:37:09.360
<v Speaker 1>guests coming up today as well. We've got a guest

0:37:09.600 --> 0:37:13.759
<v Speaker 1>named Stephanie who says they got scammed by trying to

0:37:13.840 --> 0:37:16.040
<v Speaker 1>sell something online. They're going to share their story so

0:37:16.160 --> 0:37:18.279
<v Speaker 1>that we can learn from it and not have the

0:37:18.320 --> 0:37:21.160
<v Speaker 1>same thing happen to us. And we've got Larissa May,

0:37:21.360 --> 0:37:25.080
<v Speaker 1>a digital wellness activist. Larisa is going to talk to

0:37:25.200 --> 0:37:29.480
<v Speaker 1>us about social media and teen use and how, you know,

0:37:29.560 --> 0:37:32.799
<v Speaker 1>the stuff that parents need to know. Parents, grandparents make

0:37:32.840 --> 0:37:36.000
<v Speaker 1>sure that these kids are not ruined by social media.

0:37:36.320 --> 0:37:40.200
<v Speaker 1>And I say ruined. I don't say that lightly because yeah,

0:37:40.200 --> 0:37:42.000
<v Speaker 1>it's not going to ruin their lives, but it can

0:37:42.320 --> 0:37:44.440
<v Speaker 1>and it has and it does on a daily basis.

0:37:44.520 --> 0:37:47.360
<v Speaker 1>So we'll hear what Larisa has to say. Let's go

0:37:47.520 --> 0:37:51.640
<v Speaker 1>to Mickey in camerio. Mickey, you're on with Rich.

0:37:52.560 --> 0:37:53.560
<v Speaker 5>Hi, Good morning, Rich.

0:37:53.719 --> 0:37:54.600
<v Speaker 7>I just had a question.

0:37:55.200 --> 0:37:58.680
<v Speaker 5>We are nearing the holidays. I've given o'll gift cards

0:37:58.719 --> 0:38:01.160
<v Speaker 5>for Walmart, Target, you know, so they can use to

0:38:01.760 --> 0:38:04.600
<v Speaker 5>purchase things, you know, or you know, whatever they need

0:38:04.719 --> 0:38:09.160
<v Speaker 5>groceries and whatnot. But I want to know, are all cards,

0:38:09.239 --> 0:38:14.239
<v Speaker 5>whether it's Amazon, Target, Walmart, the grocery stores, can those

0:38:14.320 --> 0:38:17.920
<v Speaker 5>be used online instead of us using our bank and

0:38:18.000 --> 0:38:20.160
<v Speaker 5>our own credit card, you know, because of you know,

0:38:20.239 --> 0:38:24.640
<v Speaker 5>for personal reasons and for you know, privacy protection purposes.

0:38:25.440 --> 0:38:27.560
<v Speaker 1>So can they all be used online? Like, if you

0:38:27.680 --> 0:38:29.600
<v Speaker 1>buy one at Target in the store, can you use

0:38:29.640 --> 0:38:30.440
<v Speaker 1>it on their website?

0:38:31.360 --> 0:38:31.560
<v Speaker 8>Yes?

0:38:32.239 --> 0:38:36.200
<v Speaker 1>It depends. Yeah, the short the short answer is it depends.

0:38:36.320 --> 0:38:39.439
<v Speaker 1>There are certain types of gift cards that are online only,

0:38:40.080 --> 0:38:43.000
<v Speaker 1>there are some that are in store only, and there

0:38:43.040 --> 0:38:46.000
<v Speaker 1>are some that work in both places. So when you

0:38:46.120 --> 0:38:48.319
<v Speaker 1>buy a gift card, you sort of have to look

0:38:48.400 --> 0:38:51.040
<v Speaker 1>at it and see what it says on the back. Now,

0:38:51.120 --> 0:38:54.400
<v Speaker 1>this is getting rare and rare that these have a

0:38:54.480 --> 0:38:57.279
<v Speaker 1>delineation like this, especially with the big retailers like a

0:38:57.360 --> 0:39:01.280
<v Speaker 1>Home Depot or a Target, or to Amazon, I mean Amazon,

0:39:01.840 --> 0:39:04.000
<v Speaker 1>you know, if they even have any more online in

0:39:04.120 --> 0:39:07.040
<v Speaker 1>person stores. Like, that's a good question. Could you use

0:39:07.080 --> 0:39:10.000
<v Speaker 1>an Amazon gift card that you purchase at like an

0:39:10.040 --> 0:39:13.400
<v Speaker 1>Amazon Fresh grocery store. The answer is you have to

0:39:13.440 --> 0:39:15.040
<v Speaker 1>look at the back of the card to see what

0:39:15.239 --> 0:39:17.160
<v Speaker 1>it says, and you have to look at the card

0:39:17.200 --> 0:39:18.840
<v Speaker 1>online if you buy it online, to see if it

0:39:18.880 --> 0:39:21.399
<v Speaker 1>says you can use it on in store. The reason

0:39:21.400 --> 0:39:23.359
<v Speaker 1>why I tell you this is because I use an

0:39:23.400 --> 0:39:27.959
<v Speaker 1>app called Raise r Aise, and this is an app

0:39:28.000 --> 0:39:31.120
<v Speaker 1>that lets you buy and sell gift cards. So let's

0:39:31.120 --> 0:39:33.920
<v Speaker 1>say you're going to Old Navy and you know you're

0:39:33.960 --> 0:39:36.560
<v Speaker 1>going there and you want to purchase, you know, fifty

0:39:36.600 --> 0:39:39.400
<v Speaker 1>one hundred dollars worth of stuff there. You could go

0:39:39.520 --> 0:39:42.600
<v Speaker 1>to this website, raise dot com or the app and

0:39:43.080 --> 0:39:46.200
<v Speaker 1>buy a gift card for Old Navy and it's discounted

0:39:46.280 --> 0:39:48.919
<v Speaker 1>because how are they getting that gift card. They're getting

0:39:48.960 --> 0:39:51.040
<v Speaker 1>it from someone that got this gift card from Grandma

0:39:51.120 --> 0:39:52.880
<v Speaker 1>that doesn't want it, and they want to unload it

0:39:53.120 --> 0:39:55.480
<v Speaker 1>because it doesn't cost them anything to get rid of

0:39:55.520 --> 0:39:58.840
<v Speaker 1>it at a at a lesser price than the face value.

0:39:59.360 --> 0:40:01.840
<v Speaker 1>So let an example, Let's say that I have a

0:40:01.880 --> 0:40:05.040
<v Speaker 1>birthday party. Someone gives me a one hundred dollars gift

0:40:05.120 --> 0:40:08.840
<v Speaker 1>card to what's that store with all the candles that

0:40:09.040 --> 0:40:12.759
<v Speaker 1>bed bathroom not bed bathroom, be odd bathroom body works,

0:40:12.800 --> 0:40:16.160
<v Speaker 1>the one that sells all the like fancy selling smelling

0:40:16.239 --> 0:40:19.279
<v Speaker 1>candles So let's say I get that and I'm I said,

0:40:19.320 --> 0:40:21.440
<v Speaker 1>you know what, I'm not getting any pumpkin spice candles

0:40:21.480 --> 0:40:23.040
<v Speaker 1>this year. I'm just gonna get rid of I'm not

0:40:23.080 --> 0:40:24.680
<v Speaker 1>gonna get I'm gonna get rid of this gift card.

0:40:25.120 --> 0:40:27.600
<v Speaker 1>I can go on Raise and sell that gift card.

0:40:27.680 --> 0:40:29.880
<v Speaker 1>They will give me cash for that, and then I

0:40:30.000 --> 0:40:31.960
<v Speaker 1>hand over that gift card to them. Now they're gonna

0:40:31.960 --> 0:40:34.640
<v Speaker 1>give me let's say seventy five dollars, But to me,

0:40:35.239 --> 0:40:38.399
<v Speaker 1>that's found money because I'm you know, this gift card

0:40:38.480 --> 0:40:40.960
<v Speaker 1>was given to me for free. Then Raise will go

0:40:41.200 --> 0:40:43.320
<v Speaker 1>and they will sell that gift card to other people

0:40:43.960 --> 0:40:46.760
<v Speaker 1>for let's say ninety five dollars, And now you're getting

0:40:46.760 --> 0:40:49.439
<v Speaker 1>one hundred dollars gift card for ninety five. Raise makes

0:40:49.480 --> 0:40:52.040
<v Speaker 1>that spread of seventy five to ninety five dollars that

0:40:52.080 --> 0:40:53.799
<v Speaker 1>they sold it to you for, they make twenty bucks.

0:40:54.120 --> 0:40:57.040
<v Speaker 1>You get a discounted gift card. Everyone's happy in this process,

0:40:57.520 --> 0:41:00.200
<v Speaker 1>but you have to be careful because I found out

0:41:00.239 --> 0:41:01.839
<v Speaker 1>the hard way one time when I bought a gift

0:41:01.880 --> 0:41:05.600
<v Speaker 1>card off of this website that it was it was

0:41:05.760 --> 0:41:09.040
<v Speaker 1>digital only, it was only to be used online and

0:41:09.200 --> 0:41:12.480
<v Speaker 1>not at the physical retailer. So when you buy these

0:41:12.520 --> 0:41:14.880
<v Speaker 1>gift cards, you do need to check to see. So

0:41:15.440 --> 0:41:17.279
<v Speaker 1>next time you get a gift card, just read the

0:41:17.320 --> 0:41:19.440
<v Speaker 1>fine print and make sure that you can use it

0:41:19.640 --> 0:41:23.040
<v Speaker 1>online and in store. A lot of them, like I said,

0:41:23.200 --> 0:41:26.040
<v Speaker 1>are dual purpose. They will work in both places. And

0:41:26.120 --> 0:41:30.000
<v Speaker 1>I'm looking, for instance, I'm looking up an Amazon gift card.

0:41:30.440 --> 0:41:32.359
<v Speaker 1>So you can buy a one hundred dollars Amazon gift

0:41:32.440 --> 0:41:35.920
<v Speaker 1>card on the Rai's website for ninety seven dollars and

0:41:36.000 --> 0:41:40.480
<v Speaker 1>eighty three cents, and it says digital delivery, valid online

0:41:40.680 --> 0:41:43.440
<v Speaker 1>and in store. But there are some gift cards that

0:41:43.560 --> 0:41:46.480
<v Speaker 1>you go to and it will say only valid you know,

0:41:46.680 --> 0:41:49.879
<v Speaker 1>in store. So Walmart, let's see what they say. Yeah,

0:41:49.960 --> 0:41:51.640
<v Speaker 1>valid online and in store. So I think with the

0:41:51.680 --> 0:41:54.959
<v Speaker 1>big ones, you're going to be fine, Larissa, sorry, Mickey,

0:41:56.160 --> 0:41:58.759
<v Speaker 1>And I think that you know, it depends on some

0:41:58.880 --> 0:42:02.160
<v Speaker 1>of the smaller retailer, some of the more obscure retailers,

0:42:02.280 --> 0:42:04.520
<v Speaker 1>you may not be able to use them in both places,

0:42:04.560 --> 0:42:07.520
<v Speaker 1>whether it's online or in store. So, for instance, let's

0:42:07.520 --> 0:42:09.719
<v Speaker 1>look at Macy's. I think the one that I was

0:42:10.960 --> 0:42:14.360
<v Speaker 1>that that got me was home Depot. So if you

0:42:14.480 --> 0:42:18.040
<v Speaker 1>look at the home depot now valid online and in store,

0:42:18.080 --> 0:42:19.720
<v Speaker 1>So anyway, I think a lot of them are probably

0:42:19.719 --> 0:42:22.000
<v Speaker 1>gonna be fine. But anyway, just check to see what

0:42:22.160 --> 0:42:27.200
<v Speaker 1>the redemption details are because every gift card is a

0:42:27.280 --> 0:42:29.200
<v Speaker 1>little bit different and the way that you get these

0:42:29.280 --> 0:42:32.000
<v Speaker 1>gift cards, you know, depending on where you buy them from,

0:42:32.040 --> 0:42:34.239
<v Speaker 1>could be a little different. So great question. I know

0:42:34.320 --> 0:42:36.360
<v Speaker 1>the holidays are coming up. Gift cards are the easy thing.

0:42:36.440 --> 0:42:41.520
<v Speaker 1>So in my house, my mom she is now she's

0:42:41.600 --> 0:42:43.960
<v Speaker 1>come around because now she'll give us gift cards. But

0:42:44.120 --> 0:42:46.879
<v Speaker 1>she went a long time without giving gift cards because

0:42:46.920 --> 0:42:49.160
<v Speaker 1>she thought that was the easy way out. She thought

0:42:49.200 --> 0:42:52.319
<v Speaker 1>a gift card was just too simple. It you didn't

0:42:52.320 --> 0:42:54.440
<v Speaker 1>have a lot of thought put into the gift. It

0:42:54.600 --> 0:42:57.920
<v Speaker 1>was not something that was personalized. And I kind of

0:42:58.040 --> 0:42:59.840
<v Speaker 1>fought that for many years because I said, you know what,

0:43:00.000 --> 0:43:03.200
<v Speaker 1>but you're still picking the place that you're giving them

0:43:03.280 --> 0:43:06.200
<v Speaker 1>that gift card to. And also it's very convenient, and

0:43:06.400 --> 0:43:09.520
<v Speaker 1>gift cards are kind of this. It's almost like a

0:43:09.600 --> 0:43:11.520
<v Speaker 1>double edged sword. I think some gift cards, like the

0:43:11.640 --> 0:43:14.200
<v Speaker 1>Visa gift cards and the Amex gift cards, while they

0:43:14.280 --> 0:43:16.719
<v Speaker 1>seem really good because you can use them anywhere, I'm

0:43:16.840 --> 0:43:19.920
<v Speaker 1>the least fan of those because let's say you get

0:43:19.960 --> 0:43:22.480
<v Speaker 1>a visa gift card for one hundred bucks and you

0:43:22.719 --> 0:43:26.640
<v Speaker 1>use you have a balance of eight dollars and seventy

0:43:26.680 --> 0:43:29.640
<v Speaker 1>two cents. Well, sometimes it could be tough to use

0:43:29.680 --> 0:43:32.480
<v Speaker 1>that gift card balance because it's not like a regular

0:43:32.560 --> 0:43:34.400
<v Speaker 1>gift card where let's say you have a balance on

0:43:34.440 --> 0:43:36.080
<v Speaker 1>the home Depot card. You just swipe that card and

0:43:36.080 --> 0:43:37.839
<v Speaker 1>they say, okay, there are seven dollars and it uses

0:43:37.880 --> 0:43:40.040
<v Speaker 1>it with a visa one. Sometimes that could be a

0:43:40.080 --> 0:43:43.000
<v Speaker 1>little trickier to use that remaining balance. Now I will

0:43:43.000 --> 0:43:45.000
<v Speaker 1>tell you I do have a little hack. You can

0:43:45.080 --> 0:43:47.160
<v Speaker 1>take that Visa gift card and redeem it to an

0:43:47.200 --> 0:43:50.200
<v Speaker 1>Amazon account. So if you go to Amazon and buy

0:43:50.400 --> 0:43:53.480
<v Speaker 1>an e gift card, you can add that Visa gift

0:43:53.520 --> 0:43:56.239
<v Speaker 1>card as a payment method on your account, and then

0:43:56.280 --> 0:43:58.520
<v Speaker 1>whatever the balance is, check the balance on that card.

0:43:58.960 --> 0:44:01.879
<v Speaker 1>You can put in seven eighty two cents and buy

0:44:02.000 --> 0:44:04.319
<v Speaker 1>that as an Amazon gift card. I've done this many

0:44:04.400 --> 0:44:07.200
<v Speaker 1>many times. In fact, whenever I get an Amazon A

0:44:07.360 --> 0:44:09.680
<v Speaker 1>Visa gift card, I literally just go straight to Amazon

0:44:09.760 --> 0:44:12.720
<v Speaker 1>and convert it to Amazon because it's so much easier

0:44:12.760 --> 0:44:16.000
<v Speaker 1>to use now. The other tip I have for using

0:44:16.040 --> 0:44:19.759
<v Speaker 1>a visa gift card is use the entire amount at once.

0:44:20.400 --> 0:44:22.440
<v Speaker 1>So if you go to a place like Gap or

0:44:22.600 --> 0:44:25.200
<v Speaker 1>Home Depot or whatever and you have a visa gift card,

0:44:25.760 --> 0:44:27.759
<v Speaker 1>use the entire amount at one time. So if you

0:44:27.840 --> 0:44:30.200
<v Speaker 1>don't have a purchase that's big enough to cover the

0:44:30.440 --> 0:44:32.560
<v Speaker 1>entire amount of that Visa gift card, save it for

0:44:32.640 --> 0:44:34.920
<v Speaker 1>the next time. I'm telling you, it will save you

0:44:35.080 --> 0:44:38.279
<v Speaker 1>a headache. But in general, I prefer gift cards that

0:44:38.400 --> 0:44:41.759
<v Speaker 1>are for a brand, specifically because I do think they

0:44:41.800 --> 0:44:44.320
<v Speaker 1>are easier to use. The other tip I have is

0:44:44.360 --> 0:44:46.440
<v Speaker 1>that if you get a Target gift card, you can

0:44:46.520 --> 0:44:48.960
<v Speaker 1>add it to the Target app, so if your kids

0:44:49.040 --> 0:44:50.879
<v Speaker 1>like and the other thing I do is my kids

0:44:50.880 --> 0:44:53.480
<v Speaker 1>will get a Target gift card and I will transfer

0:44:53.560 --> 0:44:57.480
<v Speaker 1>it to their Apple Watch their Apple Cash. So I

0:44:57.520 --> 0:44:59.320
<v Speaker 1>will take the gift card for twenty dollars and I

0:44:59.360 --> 0:45:01.200
<v Speaker 1>will give them to twenty dollars in their Apple Cash,

0:45:01.239 --> 0:45:03.800
<v Speaker 1>which they can then use anywhere. So there's lots of

0:45:03.840 --> 0:45:06.000
<v Speaker 1>ways to slice and dice these gift cards, but at

0:45:06.040 --> 0:45:08.200
<v Speaker 1>the end of the day, people love getting them. We

0:45:08.280 --> 0:45:10.080
<v Speaker 1>have a whole stack of them at home right now.

0:45:10.360 --> 0:45:12.000
<v Speaker 1>And I say we need to go to the mall

0:45:12.680 --> 0:45:14.920
<v Speaker 1>and just have a gift card day where you use

0:45:14.960 --> 0:45:17.200
<v Speaker 1>every single gift card because sometimes these things can linger

0:45:17.280 --> 0:45:19.919
<v Speaker 1>for a very long time. Okay, I told you about

0:45:19.920 --> 0:45:22.920
<v Speaker 1>the Thanksgiving dinner for free. Let me tell you how

0:45:22.920 --> 0:45:24.680
<v Speaker 1>to redeem this. And by the way, if you want

0:45:24.719 --> 0:45:26.480
<v Speaker 1>to use that raise website, I'm going to put a

0:45:26.600 --> 0:45:29.600
<v Speaker 1>link on my show notes at rich on tech dot

0:45:29.680 --> 0:45:31.560
<v Speaker 1>tv where if you use it for the first time,

0:45:31.640 --> 0:45:34.080
<v Speaker 1>you can get five dollars off your first gift card purchase.

0:45:34.360 --> 0:45:36.239
<v Speaker 1>It's like a referral link I've got, So if you

0:45:36.280 --> 0:45:39.279
<v Speaker 1>want to do that, that's pretty good. Okay. The app

0:45:39.400 --> 0:45:44.960
<v Speaker 1>is called Ibota Ibotta. They are doing their free Thanksgiving

0:45:45.280 --> 0:45:47.839
<v Speaker 1>promotion for the fourth year in a row. This will

0:45:47.880 --> 0:45:51.200
<v Speaker 1>give you one hundred percent cash back on a Thanksgiving

0:45:51.280 --> 0:45:54.840
<v Speaker 1>meal from November first through twenty second. So what you

0:45:54.920 --> 0:45:56.520
<v Speaker 1>do is you download the app. You have to be

0:45:56.600 --> 0:45:59.200
<v Speaker 1>a first time user, I believe to get this free meal,

0:46:00.160 --> 0:46:03.040
<v Speaker 1>and you can get cash back on a turkey on

0:46:03.200 --> 0:46:07.520
<v Speaker 1>mashed potatoes, on corn muffin mix, and a couple other

0:46:07.600 --> 0:46:10.480
<v Speaker 1>things like the basics cranberry sauce and the way this

0:46:10.560 --> 0:46:12.800
<v Speaker 1>app works it's one of those cash back apps. So

0:46:12.920 --> 0:46:15.400
<v Speaker 1>when you go shopping at the grocery store, you know,

0:46:15.520 --> 0:46:17.840
<v Speaker 1>you may buy a product that you know, a different

0:46:17.880 --> 0:46:19.719
<v Speaker 1>brand that they want you to buy, and you can

0:46:20.000 --> 0:46:22.759
<v Speaker 1>submit your receipt and get cash back on that. So

0:46:22.920 --> 0:46:25.480
<v Speaker 1>that's how I bought a works And during Thanksgiving they

0:46:25.560 --> 0:46:29.360
<v Speaker 1>do this promotion for the free Thanksgiving dinner and so

0:46:29.440 --> 0:46:32.000
<v Speaker 1>if you go to Ibota and by the way, I've

0:46:32.000 --> 0:46:34.080
<v Speaker 1>got a link to download the app on my website,

0:46:34.280 --> 0:46:38.120
<v Speaker 1>rich on tech dot tv. Here it is free mashed potatoes,

0:46:38.280 --> 0:46:41.640
<v Speaker 1>free gravy mix, free corn muffin mix, the Jiffy corn, which,

0:46:41.680 --> 0:46:43.080
<v Speaker 1>by the way, was the first thing I ever learned

0:46:43.120 --> 0:46:44.520
<v Speaker 1>how to cook when I was a kid. It's like

0:46:44.560 --> 0:46:48.600
<v Speaker 1>two ingredients, free cranberry sauce and a free turkey. The

0:46:48.680 --> 0:46:51.320
<v Speaker 1>turkey is the most fourteen dollars thirty five cents And

0:46:51.400 --> 0:46:53.160
<v Speaker 1>you can buy these at any retailer. You don't have

0:46:53.280 --> 0:46:55.000
<v Speaker 1>to do it at a specific place. You can do

0:46:55.040 --> 0:46:59.880
<v Speaker 1>it at Target, Walmart, wherever. You know these various retailers.

0:46:59.880 --> 0:47:03.440
<v Speaker 1>They've got all the different brands near you. So it's

0:47:03.520 --> 0:47:05.120
<v Speaker 1>kind of a fun little thing to do. I think

0:47:05.440 --> 0:47:10.040
<v Speaker 1>the entire benefit might be about twenty dollars max. But

0:47:10.160 --> 0:47:12.480
<v Speaker 1>it's still kind of fun just to get it. So again.

0:47:12.560 --> 0:47:17.280
<v Speaker 1>The website is I Bought a Ibotta Free Thanksgiving Dinner.

0:47:17.680 --> 0:47:20.480
<v Speaker 1>This runs from November first through November twenty second. You

0:47:20.520 --> 0:47:22.600
<v Speaker 1>can go to my website rich on tech dot tv

0:47:22.760 --> 0:47:24.719
<v Speaker 1>for a link to the app, and you can also

0:47:24.800 --> 0:47:27.279
<v Speaker 1>refer your friends. If you refer your friends to this app,

0:47:27.600 --> 0:47:30.120
<v Speaker 1>you'll get some entries in this program. They're doing free

0:47:30.160 --> 0:47:33.320
<v Speaker 1>Thanksgiving for life, and so they'll give you, I don't know,

0:47:33.440 --> 0:47:35.399
<v Speaker 1>free Thanksgiving dinner, I guess for the rest of your life.

0:47:35.800 --> 0:47:39.880
<v Speaker 1>So they started this during the pandemic. They've done ten million.

0:47:41.239 --> 0:47:43.920
<v Speaker 1>Ten million Americans have gotten free Thanksgiving meals from them,

0:47:44.560 --> 0:47:46.560
<v Speaker 1>and they're saying it's part of their mission to make

0:47:46.600 --> 0:47:49.680
<v Speaker 1>every purchase rewarding and help you save. And they hope

0:47:49.800 --> 0:47:52.200
<v Speaker 1>that once you redeem this Thanksgiving dinner, you use this

0:47:52.320 --> 0:47:55.800
<v Speaker 1>app to buy stuff, to buy little products, you know,

0:47:55.920 --> 0:47:58.879
<v Speaker 1>twenty five cents back here, fifty cents back there, dollar

0:47:59.000 --> 0:48:02.160
<v Speaker 1>back here. Rich on tech dot tv is the website

0:48:02.239 --> 0:48:05.080
<v Speaker 1>triple eight rich one on one eight eight eight seven

0:48:05.160 --> 0:48:07.560
<v Speaker 1>four to two four one zero one. Give me a

0:48:07.640 --> 0:48:12.560
<v Speaker 1>call if you have a question about technology Welcome back

0:48:12.640 --> 0:48:16.360
<v Speaker 1>to Rich on Tech. Rich DeMuro here hanging out with you,

0:48:16.600 --> 0:48:24.560
<v Speaker 1>talking technology. Coming up, we're gonna talk to Stephanie. Stephanie

0:48:25.080 --> 0:48:28.440
<v Speaker 1>says she was scammed by someone on U I believe

0:48:28.480 --> 0:48:31.600
<v Speaker 1>it was Facebook Marketplace, and she's going to share her

0:48:31.719 --> 0:48:36.000
<v Speaker 1>story so that we can all avoid the same fate.

0:48:37.360 --> 0:48:39.680
<v Speaker 1>Triple eight Rich one on one eight eight eight seven

0:48:39.800 --> 0:48:44.480
<v Speaker 1>four to two four one zero one. Stephen is in

0:48:45.040 --> 0:48:49.719
<v Speaker 1>San Diego. Steven, you're on with Rich all right, Rich, Yeah,

0:48:50.040 --> 0:48:50.319
<v Speaker 1>I am.

0:48:51.040 --> 0:48:55.360
<v Speaker 9>I have found out that into It Mint and the

0:48:56.160 --> 0:49:01.719
<v Speaker 9>Morning Tracking or management all website is shutting down as

0:49:01.800 --> 0:49:05.000
<v Speaker 9>of the first of January, and I was wondering if

0:49:05.040 --> 0:49:09.000
<v Speaker 9>you had some ideas on alternatives that I could use me.

0:49:09.520 --> 0:49:11.759
<v Speaker 9>I mean understand, I got about two decades where the

0:49:11.880 --> 0:49:13.440
<v Speaker 9>transactions I got a handle her.

0:49:13.600 --> 0:49:16.880
<v Speaker 1>Oh I know, it's such a mess, and I so,

0:49:17.040 --> 0:49:19.000
<v Speaker 1>first off, I don't know how you predicted the future,

0:49:19.040 --> 0:49:21.360
<v Speaker 1>but I've got the Mint story right here. I literally

0:49:21.480 --> 0:49:23.960
<v Speaker 1>was going to get to it soon. And this is

0:49:24.000 --> 0:49:27.279
<v Speaker 1>a big deal because Mint. I actually remember the day

0:49:27.320 --> 0:49:30.399
<v Speaker 1>that Mint started. I was working as a reporter at

0:49:30.880 --> 0:49:34.440
<v Speaker 1>k CAL nine here in Los Angeles, and I was like,

0:49:34.600 --> 0:49:38.279
<v Speaker 1>this is the coolest thing ever. You take all of

0:49:38.400 --> 0:49:41.040
<v Speaker 1>your services, all of your bank accounts, all of your

0:49:41.560 --> 0:49:44.840
<v Speaker 1>credit cards, all of everything you have investments, and I

0:49:44.880 --> 0:49:47.439
<v Speaker 1>didn't have a lot, but it was just so cool

0:49:47.480 --> 0:49:49.399
<v Speaker 1>to see it all on one page. And I thought

0:49:49.440 --> 0:49:52.200
<v Speaker 1>that was just such a genius idea. And so Mint

0:49:52.280 --> 0:49:55.160
<v Speaker 1>became very very popular, very fast, and then into it

0:49:55.320 --> 0:49:58.040
<v Speaker 1>bought it quickly after it opened. I think it only

0:49:58.160 --> 0:50:01.239
<v Speaker 1>like a year or two later. And of course they

0:50:01.400 --> 0:50:04.360
<v Speaker 1>ran it pretty much as it was when it opened,

0:50:04.440 --> 0:50:06.560
<v Speaker 1>but of course they added more like sales to it,

0:50:06.719 --> 0:50:09.720
<v Speaker 1>Like I remember towards the end it was really like salesy,

0:50:09.880 --> 0:50:13.280
<v Speaker 1>like selling me credit cards, selling me, you know, loans, whatever,

0:50:13.719 --> 0:50:16.040
<v Speaker 1>but it still had that core functionality the two things

0:50:16.080 --> 0:50:17.960
<v Speaker 1>I loved, well, the main thing I loved about it

0:50:18.160 --> 0:50:20.160
<v Speaker 1>was kind of like the one page for all of

0:50:20.239 --> 0:50:24.080
<v Speaker 1>your accounts. Now, if you're a Mint user on the regular,

0:50:24.160 --> 0:50:26.680
<v Speaker 1>you know that there was always like connection errors with

0:50:26.800 --> 0:50:28.840
<v Speaker 1>your accounts, Like you just log on and be like, sorry,

0:50:28.880 --> 0:50:31.759
<v Speaker 1>we're having trouble connecting to this service, and you'd be

0:50:31.840 --> 0:50:33.919
<v Speaker 1>like ah, and you'd have to like refresh or wait

0:50:34.280 --> 0:50:36.960
<v Speaker 1>till the next day whatever. So that never went away.

0:50:37.800 --> 0:50:40.320
<v Speaker 1>But now Into it says they are shutting down this

0:50:40.480 --> 0:50:45.839
<v Speaker 1>popular budgeting app on January first, twenty twenty four. They

0:50:45.880 --> 0:50:48.520
<v Speaker 1>say you can download your transactions if you want, so

0:50:48.800 --> 0:50:52.120
<v Speaker 1>you need to do that now before January first, so

0:50:52.520 --> 0:50:54.840
<v Speaker 1>you have until the shutdown date, which doesn't give you

0:50:54.960 --> 0:50:57.439
<v Speaker 1>much time. But you can export all of your transactions.

0:50:57.880 --> 0:51:00.799
<v Speaker 1>And if you've noticed a lot of these financial services now,

0:51:01.280 --> 0:51:05.000
<v Speaker 1>they don't allow you to download all of your back transactions.

0:51:05.040 --> 0:51:07.719
<v Speaker 1>Sometimes only go back sixty or one hundred and twenty days.

0:51:08.280 --> 0:51:12.160
<v Speaker 1>So if, like Steven said, if you've got to five

0:51:12.360 --> 0:51:15.160
<v Speaker 1>ten years worth of stuff on there, you're not gonna

0:51:15.160 --> 0:51:17.520
<v Speaker 1>be able to get that back very easily. So if

0:51:17.560 --> 0:51:21.759
<v Speaker 1>you're using Mint, I would highly recommend that you download

0:51:21.920 --> 0:51:24.600
<v Speaker 1>your transaction data if you want to keep that for

0:51:24.719 --> 0:51:27.800
<v Speaker 1>the future. Now, the other thing about this is that

0:51:28.000 --> 0:51:31.600
<v Speaker 1>they will be switching people over to Credit Karma, which

0:51:31.680 --> 0:51:34.680
<v Speaker 1>is also owned by into It. Into It is also

0:51:34.760 --> 0:51:37.080
<v Speaker 1>the folks behind They have a bunch of things like

0:51:37.200 --> 0:51:40.360
<v Speaker 1>I think QuickBooks and all that, so they own a

0:51:40.400 --> 0:51:43.279
<v Speaker 1>bunch of companies. If you go to into It you

0:51:43.360 --> 0:51:47.600
<v Speaker 1>can see all yeah, QuickBooks, TurboTax, But they want everyone

0:51:47.680 --> 0:51:50.000
<v Speaker 1>to use credit Karma now. To me, Credit Karma has

0:51:50.120 --> 0:51:53.480
<v Speaker 1>always been a website that's more about selling me credit

0:51:53.560 --> 0:51:56.480
<v Speaker 1>products like a credit card or a loan, and that's

0:51:56.520 --> 0:51:58.480
<v Speaker 1>kind of like what I said Mint did towards the end.

0:51:59.320 --> 0:52:02.279
<v Speaker 1>So they say that some of Mint's services will be

0:52:02.880 --> 0:52:06.440
<v Speaker 1>transferred over to Credit Karma, but we're not sure if

0:52:06.520 --> 0:52:09.440
<v Speaker 1>the monthly budgeting service is going to be transferred over.

0:52:10.160 --> 0:52:12.160
<v Speaker 1>They do say they are going to do that feature

0:52:12.200 --> 0:52:13.920
<v Speaker 1>where it shows you everything on one page. Now, I

0:52:14.040 --> 0:52:17.440
<v Speaker 1>logged onto Credit Karma very quickly just to see kind

0:52:17.440 --> 0:52:19.759
<v Speaker 1>of what they offer. But once you switch over, I

0:52:19.880 --> 0:52:21.640
<v Speaker 1>don't think you can go back to Mint, so you

0:52:21.719 --> 0:52:23.800
<v Speaker 1>may want to just hold off before you do anything

0:52:23.960 --> 0:52:28.480
<v Speaker 1>that transfers your account number over. So to answer your question, Steven,

0:52:28.640 --> 0:52:32.080
<v Speaker 1>I am still on a quest to figure out what

0:52:32.360 --> 0:52:35.840
<v Speaker 1>the best replacement app is, but it depends what you

0:52:35.960 --> 0:52:37.880
<v Speaker 1>want to do. If you want to see everything on

0:52:38.000 --> 0:52:41.279
<v Speaker 1>one page, there's an app called Monarch, which I did

0:52:41.360 --> 0:52:43.399
<v Speaker 1>not test just yet. But the problem is all these

0:52:43.440 --> 0:52:45.279
<v Speaker 1>new apps want to charge you money. So there's two

0:52:45.360 --> 0:52:49.240
<v Speaker 1>that are really good. One is called Copilot. It's available

0:52:49.280 --> 0:52:51.480
<v Speaker 1>for iOS only, and that's the one that I initially

0:52:51.560 --> 0:52:54.359
<v Speaker 1>downloaded because a lot of people are downloading that app,

0:52:54.960 --> 0:52:58.439
<v Speaker 1>and it's good, but it's expensive. You got to pay

0:52:59.080 --> 0:53:02.360
<v Speaker 1>every year to use app. But it does seem to

0:53:02.480 --> 0:53:04.960
<v Speaker 1>do the kind of everything on one page and the budgeting.

0:53:05.480 --> 0:53:08.560
<v Speaker 1>The other one is from the Dave Ramsey team called

0:53:08.680 --> 0:53:11.040
<v Speaker 1>every Dollar, and again you do have to pay if

0:53:11.080 --> 0:53:15.600
<v Speaker 1>you want the premium features of that app. There's another

0:53:15.640 --> 0:53:18.120
<v Speaker 1>one called pocket Guard. I have not tested that one.

0:53:18.840 --> 0:53:21.719
<v Speaker 1>You need a budget y nab. A lot of people

0:53:21.880 --> 0:53:24.480
<v Speaker 1>use that. I've tried it in the past. It is

0:53:24.600 --> 0:53:27.400
<v Speaker 1>way too complicated for me. The other one, if you

0:53:27.520 --> 0:53:29.719
<v Speaker 1>want something that I have used in the past that

0:53:29.760 --> 0:53:32.920
<v Speaker 1>I think is really good, used to be called Personal Capital,

0:53:32.960 --> 0:53:37.600
<v Speaker 1>it's now called Empower. Empower that will show you all

0:53:37.680 --> 0:53:40.000
<v Speaker 1>of your accounts in one place. So it really depends

0:53:40.040 --> 0:53:41.759
<v Speaker 1>do you want to use this to budget or do

0:53:41.800 --> 0:53:43.760
<v Speaker 1>you want to use it to see everything in one place.

0:53:44.239 --> 0:53:46.360
<v Speaker 1>I don't use these apps to budget. To budget, I

0:53:46.560 --> 0:53:48.879
<v Speaker 1>use an Excel spreadsheet. I've used that for the last

0:53:48.920 --> 0:53:51.520
<v Speaker 1>twenty years of my life. Every single Friday, I go

0:53:51.680 --> 0:53:53.800
<v Speaker 1>on I put all my accounts on there, all the

0:53:53.880 --> 0:53:58.280
<v Speaker 1>different transactions, and I create what's called a zero based budget.

0:53:59.200 --> 0:54:01.040
<v Speaker 1>I will still continue to use Excel to do that,

0:54:01.840 --> 0:54:04.280
<v Speaker 1>but again a lot of people checking out these different apps.

0:54:04.320 --> 0:54:06.839
<v Speaker 1>I think it really comes down to what works best

0:54:06.920 --> 0:54:09.120
<v Speaker 1>for you. Which one do you take a liking to.

0:54:09.880 --> 0:54:13.759
<v Speaker 1>Coming up next, how not to get scammed selling stuff online.

0:54:14.360 --> 0:54:19.480
<v Speaker 1>You are listening to rich on Tech. Welcome back to

0:54:19.920 --> 0:54:23.600
<v Speaker 1>rich on Tech. Rich DeMuro here talking technology with you

0:54:23.920 --> 0:54:29.080
<v Speaker 1>at Triple eight. Rich one oh one. I'm busy taking notes,

0:54:29.120 --> 0:54:32.719
<v Speaker 1>so I take notes throughout the entire show, and I

0:54:33.080 --> 0:54:34.880
<v Speaker 1>put them in the show notes. So if you download

0:54:34.880 --> 0:54:36.839
<v Speaker 1>the show as a podcast, you can see the show

0:54:36.880 --> 0:54:39.120
<v Speaker 1>notes there. You can also go to rich on Tech

0:54:39.320 --> 0:54:42.520
<v Speaker 1>dot tv to see the show notes in real Uh. Well,

0:54:43.080 --> 0:54:45.120
<v Speaker 1>it's kind of they do happen in real time. But

0:54:45.200 --> 0:54:46.600
<v Speaker 1>to get the link, I guess you'd have to go

0:54:46.719 --> 0:54:49.440
<v Speaker 1>to x for now because they don't post until the podcast.

0:54:50.040 --> 0:54:51.480
<v Speaker 1>But if you go to the uh, if you go

0:54:51.560 --> 0:54:54.799
<v Speaker 1>to rich on Tech on Twitter, I guess now it's

0:54:54.800 --> 0:54:58.080
<v Speaker 1>called XU, you can see the show notes and I

0:54:58.120 --> 0:55:00.799
<v Speaker 1>will put those out in real time. So all these

0:55:00.840 --> 0:55:04.359
<v Speaker 1>budgeting apps that we just talked about, that's where they are.

0:55:05.160 --> 0:55:07.759
<v Speaker 1>I just listed a whole bunch of them. Let's see here.

0:55:08.200 --> 0:55:10.360
<v Speaker 1>I was just putting the links in co pilot monarch

0:55:10.480 --> 0:55:13.120
<v Speaker 1>pocket guard. You need a budget, every dollar in power.

0:55:14.040 --> 0:55:16.120
<v Speaker 1>So I will be doing a story about this on

0:55:16.239 --> 0:55:19.959
<v Speaker 1>TV as well, because you can use credit karma. It'll

0:55:20.000 --> 0:55:22.400
<v Speaker 1>be fine. But you know, it's like it leaves a

0:55:22.440 --> 0:55:24.279
<v Speaker 1>bad taste in your mouth, the fact that Mint is,

0:55:24.960 --> 0:55:26.640
<v Speaker 1>you know, into it is doing this to Mint, Like,

0:55:26.719 --> 0:55:29.960
<v Speaker 1>why why are you switching us when everyone likes this program?

0:55:30.320 --> 0:55:32.000
<v Speaker 1>I don't know. Not a good not a good look.

0:55:32.400 --> 0:55:39.120
<v Speaker 1>All right, let's let's bring up Stephanie. Stephanie was scammed

0:55:39.320 --> 0:55:42.960
<v Speaker 1>through Facebook Marketplace and Stephanie, thanks so much for joining me.

0:55:43.000 --> 0:55:44.920
<v Speaker 1>I appreciate you sharing your story because I do think

0:55:44.960 --> 0:55:45.759
<v Speaker 1>it's going to help people.

0:55:46.840 --> 0:55:50.239
<v Speaker 8>Of course, I'm happy to definitely help and share what

0:55:50.880 --> 0:55:53.560
<v Speaker 8>I learned in my experience on Facebook Marketplace.

0:55:53.680 --> 0:55:57.319
<v Speaker 1>Okay, so what let's what were you selling? And tell

0:55:57.400 --> 0:55:59.600
<v Speaker 1>me how you posted it and all that good stuff,

0:55:59.640 --> 0:56:00.719
<v Speaker 1>Like what you're selling?

0:56:00.800 --> 0:56:04.959
<v Speaker 8>What? So selling a furniture set from my in laws?

0:56:05.160 --> 0:56:06.680
<v Speaker 1>Okay, pretty standard?

0:56:07.680 --> 0:56:11.320
<v Speaker 8>Correct, but it was a high dollar value. So I

0:56:11.440 --> 0:56:17.959
<v Speaker 8>put five thousand dollars for a twelve piece dining room set. Wow,

0:56:18.280 --> 0:56:21.120
<v Speaker 8>that attracted certain people.

0:56:21.400 --> 0:56:23.480
<v Speaker 1>Okay, so this was a this was like like I've

0:56:23.520 --> 0:56:25.360
<v Speaker 1>got a futon on there right now, and it's like

0:56:25.440 --> 0:56:28.040
<v Speaker 1>fifty bucks, So this is this is high end stuff,

0:56:29.000 --> 0:56:32.120
<v Speaker 1>so you think interesting. So you think that's what attracted

0:56:32.360 --> 0:56:34.520
<v Speaker 1>these scammers because they're like, oh, this person might have

0:56:34.640 --> 0:56:37.480
<v Speaker 1>some money because they're selling a very expensive furniture set.

0:56:38.360 --> 0:56:43.880
<v Speaker 4>Yes, okay, because I lifted it and within five minutes,

0:56:43.960 --> 0:56:47.920
<v Speaker 4>maybe ten, all of a sudden, I had probably at

0:56:48.040 --> 0:56:49.000
<v Speaker 4>least five.

0:56:48.920 --> 0:56:52.240
<v Speaker 8>To ten inquiries if it was still available and wanted

0:56:52.320 --> 0:56:52.719
<v Speaker 8>to buy it.

0:56:53.480 --> 0:56:56.960
<v Speaker 1>Oh wow, interesting, okay, So what happened? What do they

0:56:57.000 --> 0:56:58.000
<v Speaker 1>say in these inquiries?

0:56:58.719 --> 0:57:01.799
<v Speaker 8>So they're asking if it's available, and I would respond yes,

0:57:01.920 --> 0:57:04.200
<v Speaker 8>but I was trying to be fair, so I would

0:57:04.239 --> 0:57:08.200
<v Speaker 8>go in order of who initiated the conversation first, and

0:57:08.840 --> 0:57:12.600
<v Speaker 8>then they would ask they wanted to give more, So

0:57:13.000 --> 0:57:14.440
<v Speaker 8>of course I got happy they.

0:57:14.440 --> 0:57:16.280
<v Speaker 1>Wanted to give you more money than you're asking for

0:57:16.360 --> 0:57:20.440
<v Speaker 1>this thing, correct, okay, which.

0:57:20.320 --> 0:57:22.560
<v Speaker 8>Again I was like, this is weird, but kind of

0:57:22.680 --> 0:57:25.920
<v Speaker 8>exciting that maybe I did do it too low, but

0:57:26.240 --> 0:57:28.560
<v Speaker 8>I was going to just kind of be weary of

0:57:28.640 --> 0:57:31.959
<v Speaker 8>it at first, and a lot of the information coming

0:57:32.000 --> 0:57:33.920
<v Speaker 8>through was i'll give you fifty two hundred, I'll give

0:57:33.920 --> 0:57:35.600
<v Speaker 8>you fifty five hundred. The next one was, I'll give

0:57:35.600 --> 0:57:39.160
<v Speaker 8>you six thousand, and I did get into a bidding

0:57:39.240 --> 0:57:44.040
<v Speaker 8>war with one gentleman who was a scammer and another customer,

0:57:44.200 --> 0:57:46.280
<v Speaker 8>and they kept trying to outbid one another for it.

0:57:46.720 --> 0:57:50.120
<v Speaker 8>So I got up to sixty seven hundred dollars. Wow,

0:57:51.640 --> 0:57:55.479
<v Speaker 8>and again, being excited, I told the one I said,

0:57:55.560 --> 0:57:59.120
<v Speaker 8>unfortunately eministic with the first person who bid sixty seven

0:57:59.400 --> 0:58:02.520
<v Speaker 8>and end is bitting war back and forth. I appreciate

0:58:02.640 --> 0:58:04.120
<v Speaker 8>your time and I'll keep you posting.

0:58:04.240 --> 0:58:07.000
<v Speaker 1>And this is all through what phone or text or

0:58:07.640 --> 0:58:08.320
<v Speaker 1>how is this through?

0:58:09.360 --> 0:58:10.320
<v Speaker 8>Messenger? Facebook?

0:58:10.320 --> 0:58:11.000
<v Speaker 1>Okay? Facebook?

0:58:11.000 --> 0:58:11.760
<v Speaker 8>Messager me?

0:58:12.040 --> 0:58:14.720
<v Speaker 1>Okay, did you look at their profile at all? Like

0:58:14.800 --> 0:58:16.480
<v Speaker 1>did you check them out, like to see what their

0:58:16.560 --> 0:58:17.720
<v Speaker 1>deal was? Not?

0:58:17.880 --> 0:58:18.280
<v Speaker 10>At first?

0:58:18.360 --> 0:58:18.640
<v Speaker 1>Okay?

0:58:18.880 --> 0:58:21.800
<v Speaker 8>And what I started noticing was a lot of users

0:58:22.040 --> 0:58:25.480
<v Speaker 8>created were joined Facebook in twenty twenty three, so this year,

0:58:26.280 --> 0:58:29.960
<v Speaker 8>so they were new, correct, which was weird because that

0:58:30.120 --> 0:58:32.200
<v Speaker 8>didn't seem correct. So I was like, okay, well, I'm

0:58:32.240 --> 0:58:33.760
<v Speaker 8>going to put you to the side. But this gentleman

0:58:34.280 --> 0:58:36.480
<v Speaker 8>wasn't a twenty twenty three user. I believe he was

0:58:36.520 --> 0:58:37.880
<v Speaker 8>a twenty sixteen user.

0:58:37.960 --> 0:58:40.680
<v Speaker 1>So I was like, okay, okay, yeah, because we look

0:58:40.760 --> 0:58:43.640
<v Speaker 1>for little hints to see if these people are legitimate,

0:58:43.760 --> 0:58:46.080
<v Speaker 1>because Okay, they have a lot of reviews, they have

0:58:46.160 --> 0:58:47.720
<v Speaker 1>a lot you know, they've been around for a while,

0:58:47.880 --> 0:58:50.240
<v Speaker 1>so we feel like they might be more legitimate.

0:58:50.360 --> 0:58:54.360
<v Speaker 8>That's what you kind of did, yes, yes, So when

0:58:54.400 --> 0:58:56.080
<v Speaker 8>I looked at his page, I was like, Okay, he's

0:58:56.080 --> 0:58:58.880
<v Speaker 8>been around, he's not a twenty twenty three user. He

0:58:59.000 --> 0:59:03.640
<v Speaker 8>started continue the messaging of can I zel you? So

0:59:03.760 --> 0:59:08.120
<v Speaker 8>I thought, sure, that doesn't seem to be weird. Sure,

0:59:08.120 --> 0:59:10.160
<v Speaker 8>I'll give you my email and you can. You can

0:59:10.240 --> 0:59:13.480
<v Speaker 8>send me money Viazel. And that's where it started to

0:59:13.520 --> 0:59:18.720
<v Speaker 8>become the scam. Was he they spoofed a Zell email

0:59:19.240 --> 0:59:22.040
<v Speaker 8>and made it look like I couldn't have the funds

0:59:22.240 --> 0:59:24.560
<v Speaker 8>because I didn't have a Zell business account.

0:59:24.760 --> 0:59:27.640
<v Speaker 1>Ooh and interesting, so they sent you an email that

0:59:27.840 --> 0:59:29.960
<v Speaker 1>said like this was kicked back or something.

0:59:30.760 --> 0:59:33.160
<v Speaker 8>Yes, so it says I can't receive the funds because

0:59:33.160 --> 0:59:35.960
<v Speaker 8>I don't have the correct account setup like through Zell,

0:59:36.680 --> 0:59:41.200
<v Speaker 8>and that I needed to resolve the issue. And it

0:59:41.400 --> 0:59:43.880
<v Speaker 8>was in order to resolve the issue, I had to

0:59:44.080 --> 0:59:48.560
<v Speaker 8>send three hundred dollars to the user and then it

0:59:48.600 --> 0:59:51.800
<v Speaker 8>would clear the situation, it would resolve it okay.

0:59:51.880 --> 0:59:53.560
<v Speaker 1>And at this point did you send that money?

0:59:54.200 --> 0:59:58.080
<v Speaker 8>No? I was like, that seems weird. Okay, why am like?

0:59:58.160 --> 1:00:01.680
<v Speaker 8>Because they overpaid? So so we had agreed on sixty

1:00:01.760 --> 1:00:05.680
<v Speaker 8>seven hundred and he sent seven thousand and said will

1:00:05.760 --> 1:00:08.280
<v Speaker 8>you send the three hundred back? And I said, well, yes,

1:00:08.360 --> 1:00:10.440
<v Speaker 8>I'm not going to take seven thousand. That's not what

1:00:10.560 --> 1:00:13.960
<v Speaker 8>we agreed upon. And then the email came through from

1:00:14.080 --> 1:00:16.360
<v Speaker 8>Zell saying I had to send it back, and I

1:00:16.440 --> 1:00:19.000
<v Speaker 8>was like, well, this is weird. So then I checked

1:00:19.040 --> 1:00:21.720
<v Speaker 8>the account first of all, and I didn't get seven

1:00:21.760 --> 1:00:25.160
<v Speaker 8>thousand dollars. I didn't get sixty seven hundred dollars. So

1:00:25.640 --> 1:00:28.480
<v Speaker 8>after speaking with my husband, I said, this seems weird.

1:00:28.960 --> 1:00:34.040
<v Speaker 8>I'm going to call Zell. And sure enough, I actually

1:00:34.120 --> 1:00:38.040
<v Speaker 8>walked into another like a situation with calling a quote

1:00:38.080 --> 1:00:40.800
<v Speaker 8>unquote Zell customer service account which was not Dell.

1:00:41.280 --> 1:00:43.880
<v Speaker 1>Oh so that's how they got you. Where did you

1:00:43.960 --> 1:00:44.960
<v Speaker 1>get that phone number from?

1:00:45.720 --> 1:00:49.040
<v Speaker 8>I googled it and of course I have the number,

1:00:49.160 --> 1:00:52.480
<v Speaker 8>but I don't have the website, so I don't have

1:00:52.720 --> 1:00:53.880
<v Speaker 8>that which I can send you.

1:00:54.200 --> 1:00:57.000
<v Speaker 1>Okay, So you so you google the phone number for Zell.

1:00:58.200 --> 1:01:00.480
<v Speaker 1>Something came up on Google you dial the number that

1:01:00.560 --> 1:01:02.720
<v Speaker 1>you saw on your screen, and it connected you to

1:01:02.800 --> 1:01:06.600
<v Speaker 1>a scam artist, which was unrelated to the original scammer. Yes,

1:01:07.120 --> 1:01:13.480
<v Speaker 1>scammers be scamming. Oh my gosh, it's like no matter

1:01:13.520 --> 1:01:14.000
<v Speaker 1>where you go.

1:01:15.320 --> 1:01:17.880
<v Speaker 8>I avoided a scam because I didn't seem that didn't

1:01:17.880 --> 1:01:20.240
<v Speaker 8>seem right. So I was like, Okay, we're gonna call

1:01:20.680 --> 1:01:21.959
<v Speaker 8>and I walked into another scam.

1:01:22.640 --> 1:01:25.640
<v Speaker 1>Wow, so you actually thought you were protecting yourself and

1:01:25.720 --> 1:01:28.320
<v Speaker 1>you walked right into another spider web of scam artists.

1:01:28.960 --> 1:01:31.600
<v Speaker 1>That is incredible. That is really it's like a one

1:01:31.720 --> 1:01:32.680
<v Speaker 1>two punch right there.

1:01:33.360 --> 1:01:35.000
<v Speaker 8>Yes, like they're getting really smart.

1:01:35.080 --> 1:01:37.840
<v Speaker 1>Okay, really really smart. So you call the Zel person

1:01:37.960 --> 1:01:40.520
<v Speaker 1>and to this unbeknownst to you, it's not actual Zel.

1:01:40.640 --> 1:01:41.600
<v Speaker 1>And then what happened?

1:01:42.560 --> 1:01:45.800
<v Speaker 8>Correct, So where he's walking me through un quote unquote

1:01:45.840 --> 1:01:48.520
<v Speaker 8>how to set up a Zell business account, and I said, well,

1:01:48.520 --> 1:01:50.600
<v Speaker 8>I don't want a Zell business account. I just kind

1:01:50.600 --> 1:01:53.520
<v Speaker 8>of want to resolve this and deal with the furniture

1:01:53.560 --> 1:01:55.360
<v Speaker 8>sale and move on. I'm not trying to create a

1:01:55.400 --> 1:01:58.360
<v Speaker 8>business and that's not what my end game is. And

1:01:58.720 --> 1:02:00.520
<v Speaker 8>he said, no, I understand, man. We're going to get

1:02:00.560 --> 1:02:02.640
<v Speaker 8>you set up to get the money resolved. So again

1:02:02.680 --> 1:02:08.080
<v Speaker 8>he's unrelated to their initial stammer. And as I'm talking

1:02:08.200 --> 1:02:10.520
<v Speaker 8>to him, I had a bad feeling and I said,

1:02:10.520 --> 1:02:12.440
<v Speaker 8>how do I know you're not going to take my money?

1:02:12.560 --> 1:02:15.400
<v Speaker 8>And he goes, ma'am you called me? Oh wow, oh

1:02:15.520 --> 1:02:18.800
<v Speaker 8>you And I said, that's a really valid point.

1:02:19.080 --> 1:02:19.480
<v Speaker 9>You're right.

1:02:19.840 --> 1:02:21.880
<v Speaker 8>I sought you out. You didn't seek me out.

1:02:23.240 --> 1:02:24.920
<v Speaker 1>So as we're going.

1:02:24.880 --> 1:02:27.640
<v Speaker 8>Through quote unquote setting up a Zell account, he has

1:02:27.760 --> 1:02:33.960
<v Speaker 8>me logging into any desk, which, oh wow, do and

1:02:34.160 --> 1:02:38.080
<v Speaker 8>he sees my information, which, again, knowing I had a

1:02:38.120 --> 1:02:40.800
<v Speaker 8>bad feeling, I said, this doesn't track. But I've used

1:02:40.840 --> 1:02:43.640
<v Speaker 8>any desk for work related issues, so I thought that's

1:02:43.840 --> 1:02:48.200
<v Speaker 8>not odd in that respect. And I'm starting to move

1:02:48.320 --> 1:02:51.320
<v Speaker 8>money around and send it out to people I don't know,

1:02:51.920 --> 1:02:54.200
<v Speaker 8>but he said I'll get it back, and I said,

1:02:54.200 --> 1:02:55.720
<v Speaker 8>I'm going to get this money back. He says, yes,

1:02:55.800 --> 1:02:57.720
<v Speaker 8>we're just moving money around. You're going to transfer the

1:02:57.760 --> 1:02:59.240
<v Speaker 8>money out and it's going to come back to you.

1:03:00.360 --> 1:03:03.760
<v Speaker 8>I said, okay, Again, this doesn't seem right, and my

1:03:03.920 --> 1:03:07.080
<v Speaker 8>gut is yelling at me to like end the call.

1:03:08.080 --> 1:03:11.960
<v Speaker 8>And after moving money around and sending it out to

1:03:12.000 --> 1:03:14.400
<v Speaker 8>two people I didn't know, but of course the scammer knew.

1:03:15.560 --> 1:03:18.320
<v Speaker 8>I finally said, I need to finish this call later

1:03:18.400 --> 1:03:20.920
<v Speaker 8>when my husband gets home, and he said, sure, no problem,

1:03:21.040 --> 1:03:23.160
<v Speaker 8>we'll call you back whenever you want. But at that

1:03:23.240 --> 1:03:24.800
<v Speaker 8>point I already had exeled money.

1:03:24.600 --> 1:03:25.320
<v Speaker 11>Out to two people.

1:03:25.400 --> 1:03:27.480
<v Speaker 1>I didn't know how much did you sell?

1:03:28.680 --> 1:03:29.680
<v Speaker 8>Fifteen hundred total?

1:03:30.040 --> 1:03:32.880
<v Speaker 1>Fifteen total, so seven fifty to each person?

1:03:33.560 --> 1:03:36.960
<v Speaker 8>It was like, no, nine fifty four, ninety nine or

1:03:37.000 --> 1:03:38.880
<v Speaker 8>five hundred, so that he did it, you know, in

1:03:38.960 --> 1:03:42.640
<v Speaker 8>different monetary values.

1:03:42.920 --> 1:03:46.520
<v Speaker 1>And so you just have and you realize as soon

1:03:46.560 --> 1:03:49.439
<v Speaker 1>as you hung up that this was a problem. Yes, yes,

1:03:49.600 --> 1:03:50.440
<v Speaker 1>and how did you feel?

1:03:51.440 --> 1:03:51.560
<v Speaker 6>Oh?

1:03:51.760 --> 1:03:55.640
<v Speaker 8>Terrible, I said. I literally tried to avoid getting scammed

1:03:55.720 --> 1:03:56.919
<v Speaker 8>and walked into another scam.

1:03:57.720 --> 1:03:57.959
<v Speaker 11>Wow.

1:03:59.000 --> 1:04:02.280
<v Speaker 8>As I'm talking to the second scammer, the first scammer

1:04:02.520 --> 1:04:05.520
<v Speaker 8>is blowing up the messenger, asking you know why I

1:04:05.680 --> 1:04:08.800
<v Speaker 8>haven't transferred the money? What's going on? Did I read

1:04:08.920 --> 1:04:09.440
<v Speaker 8>the letter?

1:04:10.160 --> 1:04:10.280
<v Speaker 3>You know?

1:04:10.360 --> 1:04:12.800
<v Speaker 8>I need to follow the email that they'd sent, and

1:04:12.920 --> 1:04:15.320
<v Speaker 8>I need to do what the email says and everything

1:04:15.360 --> 1:04:19.000
<v Speaker 8>will be fine. And I would respond with I'm on

1:04:19.120 --> 1:04:21.800
<v Speaker 8>a call, I apologize, I'll be right with you shortly

1:04:22.720 --> 1:04:25.520
<v Speaker 8>and Finally, when he got he seemed the oversea be

1:04:25.520 --> 1:04:28.840
<v Speaker 8>getting aggressively angry. Nothing was said, but just you know,

1:04:28.920 --> 1:04:31.919
<v Speaker 8>pushing like why I hadn't done what the email said.

1:04:32.040 --> 1:04:34.800
<v Speaker 8>I finally told him, Unfortunately, I can't send you the

1:04:34.880 --> 1:04:39.080
<v Speaker 8>money back because my account was hacked due to fraudulent

1:04:39.160 --> 1:04:42.040
<v Speaker 8>activity and I cannot access any money to send you.

1:04:42.440 --> 1:04:44.360
<v Speaker 8>And that's kind of where he was like, well, that's

1:04:44.400 --> 1:04:47.080
<v Speaker 8>because you didn't follow the email. I s's no, no, no, no, no,

1:04:48.040 --> 1:04:51.280
<v Speaker 8>that's you know, understanding me. I cannot access the money,

1:04:51.320 --> 1:04:54.480
<v Speaker 8>there's nothing to access, nothing to send you, So I'm

1:04:54.600 --> 1:04:57.520
<v Speaker 8>not going to do that. And he was getting mad,

1:04:57.600 --> 1:04:59.680
<v Speaker 8>and then I finally just blocked him after having to

1:04:59.760 --> 1:05:02.240
<v Speaker 8>deal with the fraud department at my bank.

1:05:02.560 --> 1:05:05.320
<v Speaker 1>Wow, okay, so I've got to go. But did you

1:05:06.320 --> 1:05:07.960
<v Speaker 1>get any of this money back? Were you able to

1:05:08.040 --> 1:05:08.520
<v Speaker 1>reclaim it?

1:05:09.200 --> 1:05:11.520
<v Speaker 8>I was, And if you ever have an issue with Zelle,

1:05:11.680 --> 1:05:12.280
<v Speaker 8>just call your bank.

1:05:12.680 --> 1:05:12.919
<v Speaker 1>Wow.

1:05:13.160 --> 1:05:13.880
<v Speaker 8>I learned that too.

1:05:14.160 --> 1:05:14.280
<v Speaker 2>Well.

1:05:14.320 --> 1:05:17.120
<v Speaker 1>I think you're lucky because people have had many, many

1:05:17.200 --> 1:05:19.760
<v Speaker 1>issues with Zell, and it's it's sort of notorious for

1:05:19.920 --> 1:05:22.880
<v Speaker 1>once the money goes out, it doesn't necessarily come back.

1:05:22.960 --> 1:05:25.200
<v Speaker 1>So I'm very impressed that you were able to get

1:05:25.560 --> 1:05:26.560
<v Speaker 1>Did you get all of it back?

1:05:27.200 --> 1:05:27.520
<v Speaker 9>I did.

1:05:27.680 --> 1:05:29.080
<v Speaker 8>I was fortunate to get all of it.

1:05:29.520 --> 1:05:31.000
<v Speaker 1>Did it take a long time on the phone?

1:05:33.040 --> 1:05:37.520
<v Speaker 8>Not too long, definitely, several conversations but probably fifteen minutes

1:05:37.560 --> 1:05:39.920
<v Speaker 8>each to resolve it. And they did what they could

1:05:39.960 --> 1:05:41.520
<v Speaker 8>in five days and I was able to get the

1:05:41.560 --> 1:05:41.960
<v Speaker 8>money back.

1:05:42.000 --> 1:05:45.760
<v Speaker 1>Bottom line, what's your advice to people? In twenty seconds?

1:05:46.320 --> 1:05:48.120
<v Speaker 8>If it's too good to be true, it probably is,

1:05:48.240 --> 1:05:49.160
<v Speaker 8>and listen to your guys.

1:05:49.640 --> 1:05:51.840
<v Speaker 1>Stephanie, thanks so much for calling me today. I appreciate

1:05:51.880 --> 1:05:54.439
<v Speaker 1>you sharing your story. I know that's a tough story

1:05:54.520 --> 1:05:57.720
<v Speaker 1>to tell, but I do believe that if you listen

1:05:57.760 --> 1:06:00.440
<v Speaker 1>to these stories and hear more of them, you the

1:06:00.480 --> 1:06:01.240
<v Speaker 1>warning signs.

1:06:02.080 --> 1:06:02.520
<v Speaker 9>Of course.

1:06:02.600 --> 1:06:03.960
<v Speaker 8>Absolutely, thank you for listening.

1:06:05.640 --> 1:06:09.680
<v Speaker 1>You're listening to Rich on Tech More show right after this.

1:06:16.600 --> 1:06:20.280
<v Speaker 1>Welcome back to Rich on Tech. Rich DeMuro here talking

1:06:20.400 --> 1:06:23.880
<v Speaker 1>technology at eighty to eight Rich one oh one eight

1:06:24.000 --> 1:06:27.400
<v Speaker 1>eight eight seven four to two four one zero one.

1:06:31.040 --> 1:06:34.840
<v Speaker 1>Let's go to Elsa in Plia, del Rey, California. Elsa,

1:06:35.120 --> 1:06:37.320
<v Speaker 1>you're on with Rich. Hi.

1:06:37.440 --> 1:06:37.600
<v Speaker 8>Rich.

1:06:37.640 --> 1:06:37.920
<v Speaker 9>How are you?

1:06:38.440 --> 1:06:42.480
<v Speaker 1>I'm doing great? So a quick question for you, Elsa. Yes,

1:06:42.760 --> 1:06:45.440
<v Speaker 1>isn't that the name from that Disney movie. What was

1:06:45.520 --> 1:06:46.040
<v Speaker 1>it frozen?

1:06:47.360 --> 1:06:47.400
<v Speaker 8>Like?

1:06:47.520 --> 1:06:49.640
<v Speaker 1>Did that just like wreck Havoc on your life?

1:06:50.520 --> 1:06:50.840
<v Speaker 3>It did?

1:06:50.960 --> 1:06:52.480
<v Speaker 12>And I had no idea when it came out, and

1:06:52.560 --> 1:06:55.000
<v Speaker 12>I got all these requests from people, and I'm like,

1:06:55.040 --> 1:06:56.280
<v Speaker 12>I have no idea what you're talking about.

1:06:58.440 --> 1:07:01.120
<v Speaker 1>It's a great name. So it's it's nice, it's unique,

1:07:01.160 --> 1:07:03.680
<v Speaker 1>it's lovely, and so uh, I'm glad they used it

1:07:03.720 --> 1:07:05.640
<v Speaker 1>in a movie. What can I help you with? Thank you?

1:07:06.040 --> 1:07:08.240
<v Speaker 12>Two things? I called you a few weeks ago regarding

1:07:08.320 --> 1:07:11.000
<v Speaker 12>wanting to get an email that didn't have anything attached

1:07:11.040 --> 1:07:13.280
<v Speaker 12>to it and blah blah blah. And as it turns out,

1:07:13.320 --> 1:07:16.000
<v Speaker 12>that was part of the conversation today. And I ended

1:07:16.120 --> 1:07:18.240
<v Speaker 12>up after that because I used the dog Go with

1:07:18.400 --> 1:07:21.360
<v Speaker 12>my browser. They came out with an email that you

1:07:21.480 --> 1:07:23.800
<v Speaker 12>can use for them and they filter it and then

1:07:23.920 --> 1:07:25.920
<v Speaker 12>just gowet it to any email you have. So that

1:07:26.080 --> 1:07:28.080
<v Speaker 12>was perfect for me because I didn't have to open

1:07:28.160 --> 1:07:30.560
<v Speaker 12>an account, I didn't have to do anything. I could

1:07:30.680 --> 1:07:33.800
<v Speaker 12>just change the email address and then it's dot Doug

1:07:34.040 --> 1:07:36.960
<v Speaker 12>dot com. I'm sorry, so I used my name at

1:07:37.360 --> 1:07:40.480
<v Speaker 12>Dug dot com. Yes, it just filters and suentative to

1:07:40.560 --> 1:07:42.760
<v Speaker 12>my email and it's perfect I have that not for

1:07:42.840 --> 1:07:43.400
<v Speaker 12>about a month.

1:07:43.720 --> 1:07:44.840
<v Speaker 8>Yeah, and I think it's great.

1:07:45.040 --> 1:07:48.560
<v Speaker 1>Yeah, I've got that. I used that for certain uh

1:07:48.720 --> 1:07:50.520
<v Speaker 1>you know, like if it's like a junkie kind of

1:07:50.560 --> 1:07:52.920
<v Speaker 1>like I'm just signing up like a free coupon or something.

1:07:53.280 --> 1:07:56.320
<v Speaker 1>And what they do is they they strip all of

1:07:56.480 --> 1:07:59.360
<v Speaker 1>the trackers out of that email and they make it

1:07:59.520 --> 1:08:01.440
<v Speaker 1>they make it really easy to get rid of that

1:08:01.560 --> 1:08:03.440
<v Speaker 1>email address as well. So if you want to, like

1:08:03.520 --> 1:08:05.760
<v Speaker 1>you know, block that email from that person, but yeah,

1:08:05.760 --> 1:08:07.400
<v Speaker 1>you can get it. It's free. It's uh, you know,

1:08:07.480 --> 1:08:09.720
<v Speaker 1>your name or whatever you want at duck dot com.

1:08:10.280 --> 1:08:13.120
<v Speaker 1>I'll put the link on the on the show notes

1:08:13.120 --> 1:08:14.760
<v Speaker 1>as well. So good, good call about that.

1:08:15.600 --> 1:08:17.600
<v Speaker 12>Well, what I really called you about was it I

1:08:17.680 --> 1:08:20.320
<v Speaker 12>got a net Gear You had a person a representative

1:08:20.360 --> 1:08:22.439
<v Speaker 12>about a month ago as well, and I got a

1:08:22.600 --> 1:08:25.200
<v Speaker 12>router from net Gear and they have a feature where

1:08:25.200 --> 1:08:27.280
<v Speaker 12>you can get bit defender for a year.

1:08:27.720 --> 1:08:28.360
<v Speaker 8>Is that good?

1:08:28.560 --> 1:08:30.880
<v Speaker 12>Is that too much? Or I just wanted to get

1:08:30.920 --> 1:08:31.680
<v Speaker 12>your opinion on that.

1:08:32.400 --> 1:08:36.600
<v Speaker 1>Okay, So bit Defender is sort of like there, you know,

1:08:36.840 --> 1:08:42.640
<v Speaker 1>beefed up firewall and cybersecurity threat kind of like subscription.

1:08:42.800 --> 1:08:44.040
<v Speaker 1>How much are they charging for it?

1:08:44.760 --> 1:08:47.440
<v Speaker 12>Well, they give it to you free for a year, okay.

1:08:47.520 --> 1:08:52.559
<v Speaker 1>And this is neck year armor. Yes, okay, so uh

1:08:52.960 --> 1:08:56.519
<v Speaker 1>so I would probably take the free year, but I

1:08:56.760 --> 1:08:58.960
<v Speaker 1>don't know if you need it after that. So what

1:08:59.479 --> 1:09:01.840
<v Speaker 1>routers like a firewall built in? So I'm looking at

1:09:01.880 --> 1:09:04.519
<v Speaker 1>let's see, it says automatically protect devices connected to your

1:09:04.600 --> 1:09:09.080
<v Speaker 1>Wi Fi, shield devices. Other solutions miss keep your sensitive

1:09:09.120 --> 1:09:11.839
<v Speaker 1>data secure, get on the go protection for your devices.

1:09:12.680 --> 1:09:17.120
<v Speaker 1>So it protects uh let's see. Okay, you get VPN first,

1:09:17.160 --> 1:09:19.640
<v Speaker 1>So if you need a VPN, I guess that's included here.

1:09:20.920 --> 1:09:26.840
<v Speaker 1>Automatic threat detection, instant notifications and yeah. So I mean, look,

1:09:26.920 --> 1:09:28.519
<v Speaker 1>it's one of these things where it's kind of like

1:09:28.600 --> 1:09:30.960
<v Speaker 1>antivirus software. It's kind of like malware stuff. It's like

1:09:31.920 --> 1:09:34.679
<v Speaker 1>you feel good having it because you feel like you're protected.

1:09:35.240 --> 1:09:38.080
<v Speaker 1>But I would say, you know, all routers have a

1:09:38.200 --> 1:09:40.760
<v Speaker 1>level of protection built into them. They all have a

1:09:40.840 --> 1:09:43.040
<v Speaker 1>firewall that's built in. And if you're just setting it

1:09:43.160 --> 1:09:45.600
<v Speaker 1>up and keeping it, you know, the standard way that

1:09:45.720 --> 1:09:47.760
<v Speaker 1>the it comes from the factory and it you know,

1:09:48.240 --> 1:09:51.240
<v Speaker 1>obviously you're using a strong password with that router. I

1:09:51.320 --> 1:09:53.320
<v Speaker 1>think you should be okay, but I would probably take

1:09:53.400 --> 1:09:58.040
<v Speaker 1>the free year, and typically with free year subscriptions, you're

1:09:58.200 --> 1:10:03.840
<v Speaker 1>usually able to cancel the recurring subscription right away. So

1:10:04.280 --> 1:10:07.240
<v Speaker 1>if you're ever doing a free trial, typically you can

1:10:07.360 --> 1:10:08.960
<v Speaker 1>go in on that account. You don't have to wait

1:10:09.080 --> 1:10:10.920
<v Speaker 1>until next year, because what they want you to do

1:10:11.040 --> 1:10:12.800
<v Speaker 1>is forget about it, and next thing, you know, you

1:10:12.880 --> 1:10:15.120
<v Speaker 1>get charged on your card and you say, ah, it's

1:10:15.160 --> 1:10:17.040
<v Speaker 1>too much effort to go back and you know, figure

1:10:17.080 --> 1:10:19.080
<v Speaker 1>this out and get my refund, and so you keep

1:10:19.120 --> 1:10:21.080
<v Speaker 1>it for the next year. And so now you've just

1:10:21.080 --> 1:10:23.439
<v Speaker 1>gotten two years of this, you know, for the price one,

1:10:23.520 --> 1:10:25.720
<v Speaker 1>but still you're paying for it. So what I do is,

1:10:25.760 --> 1:10:27.759
<v Speaker 1>whenever I sign up for a free trial, I always

1:10:27.800 --> 1:10:29.559
<v Speaker 1>go into my account and I see if I can

1:10:29.640 --> 1:10:33.000
<v Speaker 1>cancel right away. And usually it'll give you either a

1:10:33.120 --> 1:10:35.640
<v Speaker 1>warning sign that says, hey, you're about to cancel this,

1:10:35.800 --> 1:10:38.120
<v Speaker 1>but you'll still have access through next you know, whatever

1:10:38.200 --> 1:10:40.439
<v Speaker 1>the end date is of next year, and I say, okay,

1:10:40.479 --> 1:10:42.240
<v Speaker 1>that sounds great, and I press cancel and I still

1:10:42.280 --> 1:10:44.479
<v Speaker 1>have access to that for the year. It just doesn't

1:10:44.520 --> 1:10:47.879
<v Speaker 1>automatically renew. Now, if it says you'll lose access immediately,

1:10:48.080 --> 1:10:50.800
<v Speaker 1>I decide, Okay, do I really need this and in

1:10:50.880 --> 1:10:52.720
<v Speaker 1>the case I want to keep it for that free year,

1:10:52.880 --> 1:10:56.679
<v Speaker 1>I would just snooze my email for a year, maybe

1:10:56.720 --> 1:11:00.479
<v Speaker 1>you know, two weeks before that renewal date, and that'll

1:11:00.479 --> 1:11:02.920
<v Speaker 1>pop up in my inbox and then I will take

1:11:03.000 --> 1:11:05.559
<v Speaker 1>action at that point. If I don't have an email

1:11:05.640 --> 1:11:09.240
<v Speaker 1>provider that has a snooze functionality, then I will just

1:11:09.840 --> 1:11:14.000
<v Speaker 1>set a reminder in my reminders and have that pop up.

1:11:14.080 --> 1:11:16.360
<v Speaker 1>But I use this news functionality. That's like the easiest.

1:11:16.560 --> 1:11:18.280
<v Speaker 1>And if you have one of these smart speakers at home,

1:11:18.360 --> 1:11:20.680
<v Speaker 1>like a Google or Alexa, you can just say like, hey,

1:11:21.240 --> 1:11:24.720
<v Speaker 1>remind me and say the date to check out this

1:11:24.880 --> 1:11:28.280
<v Speaker 1>service or to check up on my Netgear Armor subscription.

1:11:29.120 --> 1:11:31.200
<v Speaker 1>But ELSA, that's probably what I would do is just

1:11:31.280 --> 1:11:33.439
<v Speaker 1>take the free year. Why not see how it works

1:11:34.200 --> 1:11:37.920
<v Speaker 1>and just either cancel immediately or just set a reminder

1:11:38.000 --> 1:11:41.080
<v Speaker 1>to cancel. But you know, free year, why not see

1:11:41.120 --> 1:11:44.120
<v Speaker 1>what works what doesn't work. I think the biggest downsides,

1:11:44.160 --> 1:11:46.479
<v Speaker 1>according to some of the reviews that I'm looking at online,

1:11:47.120 --> 1:11:50.400
<v Speaker 1>is that it could impact your internet performance because it

1:11:50.520 --> 1:11:53.479
<v Speaker 1>is a security program, so you may have times when

1:11:53.520 --> 1:11:55.519
<v Speaker 1>you try to go to a website it won't load.

1:11:55.960 --> 1:11:58.919
<v Speaker 1>You may try to, you know, download something it won't download.

1:11:59.439 --> 1:12:01.599
<v Speaker 1>So those are kind of like the downsides of any

1:12:01.800 --> 1:12:04.800
<v Speaker 1>type security program. And you know, people that use ad

1:12:04.840 --> 1:12:07.639
<v Speaker 1>blockers know this. People that use any sort of VPN

1:12:07.880 --> 1:12:11.720
<v Speaker 1>or network you know, monitoring or filtering, there's always some

1:12:12.439 --> 1:12:15.960
<v Speaker 1>issues that occur because of that. So if you're okay

1:12:16.040 --> 1:12:18.040
<v Speaker 1>with that stuff and you're wondering, like, why is this

1:12:18.240 --> 1:12:20.559
<v Speaker 1>going wrong, you know that's that might be the reason.

1:12:20.680 --> 1:12:23.360
<v Speaker 1>So good question. Thanks for listening to the show, Thanks

1:12:23.360 --> 1:12:25.479
<v Speaker 1>for having a cool name, and thanks for calling today.

1:12:25.840 --> 1:12:28.679
<v Speaker 1>Triple eight rich one O one eight eight eight seven

1:12:28.880 --> 1:12:32.320
<v Speaker 1>four to two four one zero one uh. Still coming

1:12:32.400 --> 1:12:34.360
<v Speaker 1>up in the next hour of the show, we're going

1:12:34.439 --> 1:12:38.439
<v Speaker 1>to talk to Larissa. Larissa May is a digital wellness

1:12:38.560 --> 1:12:41.720
<v Speaker 1>activist founder of Half the Story. So if you want

1:12:41.800 --> 1:12:45.400
<v Speaker 1>some tips about your kids and social media and your

1:12:45.479 --> 1:12:48.160
<v Speaker 1>teens on their phones all the time, Larissa is going

1:12:48.240 --> 1:12:50.559
<v Speaker 1>to offer some of the things that they talk about

1:12:50.640 --> 1:12:52.720
<v Speaker 1>when it comes to that. Plus, we still got to

1:12:52.720 --> 1:12:56.240
<v Speaker 1>talk about all this Apple stuff. New M three chips,

1:12:56.280 --> 1:13:00.519
<v Speaker 1>a new iMac, new laptops, and their discontinuing one of

1:13:00.560 --> 1:13:04.400
<v Speaker 1>their Apple music plans. You are listening to Rich on tech.

1:13:04.439 --> 1:13:10.000
<v Speaker 1>We got plenty more show coming up. Welcome back to

1:13:10.439 --> 1:13:14.720
<v Speaker 1>Rich on Tech. Rich Demiro here hanging out talking technology.

1:13:14.920 --> 1:13:19.040
<v Speaker 1>We talked about Mint shutting down as of January. First,

1:13:19.080 --> 1:13:22.719
<v Speaker 1>a lot of people use Mint for budgeting and also

1:13:23.800 --> 1:13:27.320
<v Speaker 1>aggregation of all the different you know, financial accounts in

1:13:27.400 --> 1:13:31.360
<v Speaker 1>one place. Got an email from Chuck. He said, Dave

1:13:31.439 --> 1:13:36.000
<v Speaker 1>Ramsey's offering his every dollar for Mint users for two

1:13:36.080 --> 1:13:39.639
<v Speaker 1>months for free. Go to everydollar dot com slash Mint.

1:13:40.720 --> 1:13:43.200
<v Speaker 1>So every dollar, I think is free, but to get

1:13:43.240 --> 1:13:45.160
<v Speaker 1>the real you know, to get the real use out

1:13:45.200 --> 1:13:47.160
<v Speaker 1>of it, you do have to pay. I'm not sure

1:13:47.200 --> 1:13:49.080
<v Speaker 1>how much it is, but you can get two months

1:13:49.160 --> 1:13:52.200
<v Speaker 1>for free of premium access if you go to that website.

1:13:52.520 --> 1:13:55.759
<v Speaker 1>The one that I'm probably most interested in, quite honestly,

1:13:55.840 --> 1:13:59.160
<v Speaker 1>is called Monarch. And the reason for that is because

1:13:59.479 --> 1:14:02.240
<v Speaker 1>the I who was one of the first guys who

1:14:02.280 --> 1:14:07.920
<v Speaker 1>started Mint is running Monarch now. And he says CEO

1:14:08.120 --> 1:14:11.040
<v Speaker 1>says that Mint was free, but it made money by

1:14:11.080 --> 1:14:15.200
<v Speaker 1>giving users financial offers which cause problems, and they don't,

1:14:15.320 --> 1:14:18.360
<v Speaker 1>you know, into it doesn't need credit Mint anymore because

1:14:18.400 --> 1:14:22.479
<v Speaker 1>they have credit karma. And they said that a free

1:14:22.600 --> 1:14:26.120
<v Speaker 1>personal finance app doesn't work like the business model does

1:14:26.200 --> 1:14:29.360
<v Speaker 1>not work. So that's why I'm noticing that all these

1:14:29.560 --> 1:14:33.320
<v Speaker 1>apps that are replacing it are paid subscription apps. And

1:14:33.439 --> 1:14:37.880
<v Speaker 1>so Monarch, which can import Mint data, says it's fifteen

1:14:37.920 --> 1:14:40.559
<v Speaker 1>bucks a month. Wow, that's a lot. But it does

1:14:40.640 --> 1:14:44.920
<v Speaker 1>have financial planning and other things. But yeah, it looks

1:14:45.000 --> 1:14:47.120
<v Speaker 1>like you're gonna have to get a subscription if you

1:14:47.160 --> 1:14:50.599
<v Speaker 1>want something that's really good. That's the way it's going. Remember,

1:14:51.240 --> 1:14:54.519
<v Speaker 1>I consider this under that that umbrella of the free

1:14:54.640 --> 1:14:57.120
<v Speaker 1>ride is over right. We used to have all these

1:14:57.160 --> 1:14:59.160
<v Speaker 1>things for free in the online world, and now it's

1:14:59.240 --> 1:15:02.200
<v Speaker 1>like not companies to make money. Let's go to Henry

1:15:02.479 --> 1:15:05.840
<v Speaker 1>in I don't know if you're Louisiana or La Henry.

1:15:06.000 --> 1:15:06.720
<v Speaker 1>You're on with Rich.

1:15:08.400 --> 1:15:10.519
<v Speaker 9>Oh hi, Rich, Hang on a second.

1:15:11.600 --> 1:15:13.479
<v Speaker 11>My name is Henry. I am from Los Angeles.

1:15:13.560 --> 1:15:13.880
<v Speaker 2>There we go.

1:15:14.840 --> 1:15:15.720
<v Speaker 11>I wanted to say hello.

1:15:17.560 --> 1:15:18.640
<v Speaker 10>I had a question for you.

1:15:19.439 --> 1:15:22.840
<v Speaker 11>I'm an older person, over sixty, and I had a

1:15:22.880 --> 1:15:26.679
<v Speaker 11>small business in Los Angeles. I like a lot of people,

1:15:26.720 --> 1:15:29.240
<v Speaker 11>I got crushed by COVID, and I went back to

1:15:29.360 --> 1:15:32.320
<v Speaker 11>school a couple of years ago, and now I've graduated

1:15:32.880 --> 1:15:37.479
<v Speaker 11>and I'm a computer technician. But I'm a little unsure

1:15:37.600 --> 1:15:39.920
<v Speaker 11>which direction to go in, whether I should maybe look

1:15:39.920 --> 1:15:43.360
<v Speaker 11>at big companies, smaller companies, or even starting a company

1:15:43.400 --> 1:15:46.519
<v Speaker 11>in my own. So I wondered what your outlook was

1:15:46.880 --> 1:15:50.960
<v Speaker 11>on the tech careers for newer people, but who are

1:15:51.040 --> 1:15:56.719
<v Speaker 11>skilled in the next maybe twenty four months, Well, what kind.

1:15:56.600 --> 1:15:59.639
<v Speaker 1>Of a computer technician? What kind of computer technician?

1:16:01.040 --> 1:16:03.680
<v Speaker 11>A plus and network plus certified by COMPKIA.

1:16:04.000 --> 1:16:06.920
<v Speaker 1>Okay, So, I mean, I think it really comes down

1:16:07.000 --> 1:16:09.640
<v Speaker 1>to you already did the company thing, so do you

1:16:09.720 --> 1:16:10.519
<v Speaker 1>want to do that again?

1:16:12.479 --> 1:16:13.560
<v Speaker 8>Not necessarily.

1:16:14.479 --> 1:16:18.160
<v Speaker 11>I'm retired as a chef with large contract theaters and

1:16:18.360 --> 1:16:21.400
<v Speaker 11>I was kind of hoping to avoid the large company

1:16:21.720 --> 1:16:22.519
<v Speaker 11>environment again.

1:16:22.760 --> 1:16:24.320
<v Speaker 1>Yeah, that's what I was going to say. So I

1:16:24.479 --> 1:16:28.960
<v Speaker 1>feel like, you know, you're starting something new, you're embarking

1:16:29.040 --> 1:16:32.639
<v Speaker 1>on this new journey, and you've already done your own company.

1:16:32.760 --> 1:16:34.519
<v Speaker 1>So you probably don't want to do that, because if

1:16:34.560 --> 1:16:36.519
<v Speaker 1>you did, you probably wouldn't be calling me. I feel

1:16:36.520 --> 1:16:39.439
<v Speaker 1>like you're you're you're in your heart of hearts, You're

1:16:39.520 --> 1:16:42.280
<v Speaker 1>kind of I feel like, just given everything you've told me,

1:16:42.360 --> 1:16:45.040
<v Speaker 1>you're leaning towards a smaller company. And I think what

1:16:45.200 --> 1:16:47.320
<v Speaker 1>you're going to like about that is that it's going

1:16:47.400 --> 1:16:49.800
<v Speaker 1>to be more hands on. It's going to be more

1:16:50.920 --> 1:16:53.120
<v Speaker 1>human interface. You know, there's going to be more much

1:16:53.200 --> 1:16:56.800
<v Speaker 1>more human interaction versus a large company where you may

1:16:56.920 --> 1:17:00.400
<v Speaker 1>just be doing, you know, jobs for nameless, faceless both

1:17:00.479 --> 1:17:02.639
<v Speaker 1>company and employees. You know, you may be just doing

1:17:02.640 --> 1:17:06.439
<v Speaker 1>stuff for people who don't really know. And it sounds

1:17:06.560 --> 1:17:10.280
<v Speaker 1>like you, based on what I'm hearing, since you went

1:17:10.400 --> 1:17:15.200
<v Speaker 1>back to school, you took that initiative. It just sounds

1:17:15.280 --> 1:17:16.800
<v Speaker 1>like you want to be a people person and you

1:17:16.880 --> 1:17:19.519
<v Speaker 1>want to be interacting with maybe a smaller company that

1:17:20.080 --> 1:17:22.639
<v Speaker 1>you get more hands on time with everything and more

1:17:22.680 --> 1:17:25.519
<v Speaker 1>face to face time with everyone. So I think you're

1:17:25.560 --> 1:17:29.679
<v Speaker 1>in a good place. I think that computer technology jobs

1:17:29.720 --> 1:17:33.559
<v Speaker 1>are always very good. I think that the tech world

1:17:33.640 --> 1:17:35.960
<v Speaker 1>we've definitely seen a little bit of a downturn recently,

1:17:36.400 --> 1:17:38.439
<v Speaker 1>but a lot of that had to do with COVID

1:17:38.520 --> 1:17:41.559
<v Speaker 1>and the fact that companies had a lot of extra

1:17:41.680 --> 1:17:46.439
<v Speaker 1>people on the payrolls and they saw some efficiencies with

1:17:46.560 --> 1:17:49.160
<v Speaker 1>AI and some of the new technologies that have come out,

1:17:49.280 --> 1:17:51.200
<v Speaker 1>and you know, so we saw a little bit of

1:17:51.240 --> 1:17:53.519
<v Speaker 1>a cleanup there. But you know, I think at the

1:17:53.560 --> 1:17:56.080
<v Speaker 1>same time, moving forward, there's always going to be a

1:17:56.200 --> 1:17:59.360
<v Speaker 1>need for people like you, and especially someone that I

1:17:59.560 --> 1:18:02.040
<v Speaker 1>just just talking to you, it feels like you have

1:18:02.280 --> 1:18:07.160
<v Speaker 1>that extra little bit of push, that extra little bit

1:18:07.240 --> 1:18:11.360
<v Speaker 1>of you know, just that extra that that people want,

1:18:11.560 --> 1:18:15.080
<v Speaker 1>that that really attracts people to you. And so I'm

1:18:15.160 --> 1:18:17.479
<v Speaker 1>feeling you and I think that, uh, no matter what

1:18:17.520 --> 1:18:20.200
<v Speaker 1>you're gonna do, you're gonna be successful in this second journey.

1:18:20.320 --> 1:18:24.040
<v Speaker 1>But I say start with a smaller company. Start small,

1:18:24.560 --> 1:18:26.080
<v Speaker 1>and if you don't like it, if you feel like

1:18:26.120 --> 1:18:28.759
<v Speaker 1>you're too much, you know, boxed in, you can always

1:18:28.840 --> 1:18:31.879
<v Speaker 1>go bigger. And you know the big the big companies

1:18:31.920 --> 1:18:35.439
<v Speaker 1>have their pros too, but the small companies, I think

1:18:35.800 --> 1:18:38.400
<v Speaker 1>in this, in this stage in life, I feel like

1:18:38.520 --> 1:18:40.559
<v Speaker 1>you'll enjoy that a little bit more, especially as someone

1:18:40.600 --> 1:18:43.479
<v Speaker 1>who's just starting out in this, uh, in this journey,

1:18:43.520 --> 1:18:47.040
<v Speaker 1>in this role. But that's my advice. And I think

1:18:47.120 --> 1:18:48.760
<v Speaker 1>that you know, when it comes to jobs and it

1:18:48.800 --> 1:18:51.640
<v Speaker 1>comes to all this this job and career stuff, we

1:18:51.760 --> 1:18:55.160
<v Speaker 1>have definitely seen through COVID. It's just talking about this

1:18:55.280 --> 1:18:59.120
<v Speaker 1>with some friends. Everything changed, right, Like it used to

1:18:59.160 --> 1:19:02.160
<v Speaker 1>be your work for company, You put in your time

1:19:02.760 --> 1:19:05.280
<v Speaker 1>and you just kind of shut up about things, whether

1:19:05.360 --> 1:19:07.600
<v Speaker 1>you liked it or not and you whether it was

1:19:07.680 --> 1:19:11.519
<v Speaker 1>good for your personal uh you know, self value worth

1:19:11.680 --> 1:19:13.720
<v Speaker 1>and feeling. You just kind of did what you did.

1:19:14.320 --> 1:19:16.719
<v Speaker 1>And now that has all been kind of spun around.

1:19:18.040 --> 1:19:20.519
<v Speaker 1>You know, when COVID hit people are working from home,

1:19:21.080 --> 1:19:23.439
<v Speaker 1>they were reevaluating, they had the time to think about

1:19:23.479 --> 1:19:25.320
<v Speaker 1>what they were doing on a daily basis, and they

1:19:25.439 --> 1:19:27.439
<v Speaker 1>just realized, like, you know what, I want to be

1:19:27.479 --> 1:19:31.719
<v Speaker 1>happy and work. And that was a major paradigm shift

1:19:31.880 --> 1:19:35.400
<v Speaker 1>in our economy here. And I'm not saying everyone's able

1:19:35.479 --> 1:19:37.880
<v Speaker 1>to just quit their job and you know, move on

1:19:38.200 --> 1:19:40.280
<v Speaker 1>like that's not something that can be taken very lightly.

1:19:40.400 --> 1:19:43.519
<v Speaker 1>People have you know, they have demands on them, they

1:19:43.600 --> 1:19:48.640
<v Speaker 1>have responsibilities, they have families, they have loyalty. But you know,

1:19:48.720 --> 1:19:51.920
<v Speaker 1>what we learned is that we want to feel better

1:19:52.000 --> 1:19:55.760
<v Speaker 1>about what we're doing on a daily basis. And I

1:19:55.840 --> 1:19:58.280
<v Speaker 1>think that you figured that out and you're going to

1:19:58.360 --> 1:20:00.880
<v Speaker 1>move on into something that is, you know, a better

1:20:00.960 --> 1:20:04.160
<v Speaker 1>fit for you now. And there's many people that are

1:20:04.200 --> 1:20:07.040
<v Speaker 1>trying to do that. So I guess my advice is

1:20:08.000 --> 1:20:11.400
<v Speaker 1>be happy. You should be happy. You should be happy

1:20:11.479 --> 1:20:13.559
<v Speaker 1>doing what you do. I work six days a week,

1:20:13.760 --> 1:20:16.880
<v Speaker 1>I am happy probably three of those six days nose

1:20:16.880 --> 1:20:22.640
<v Speaker 1>you kidding, I've just seen if Bobo's listening. No, you

1:20:22.720 --> 1:20:24.759
<v Speaker 1>should be happy. And there are days. Look, you're always

1:20:24.800 --> 1:20:28.120
<v Speaker 1>gonna have a bad day everyone, we're all human. We're

1:20:28.160 --> 1:20:30.080
<v Speaker 1>gonna have a bad day here and there. You're gonna

1:20:30.080 --> 1:20:32.120
<v Speaker 1>be mad at your boss, You're gonna be frustrated. You're

1:20:32.160 --> 1:20:33.760
<v Speaker 1>gonna come into work and say, I don't feel like

1:20:33.840 --> 1:20:37.360
<v Speaker 1>doing this. That is human. That's why we're here. We

1:20:37.520 --> 1:20:39.479
<v Speaker 1>interact with each other, we talk to each other. We're

1:20:39.479 --> 1:20:41.920
<v Speaker 1>here to support each other. We're here to figure out

1:20:42.040 --> 1:20:45.320
<v Speaker 1>the best role. But if you are just pushing papers

1:20:45.360 --> 1:20:48.320
<v Speaker 1>and you are super unhappy at what you're doing, there's

1:20:48.360 --> 1:20:52.240
<v Speaker 1>something better out there for you, guaranteed. Believe me, there

1:20:52.280 --> 1:20:54.679
<v Speaker 1>are people at work really really hard in this world

1:20:54.800 --> 1:20:57.439
<v Speaker 1>and they enjoy their time here and you just have

1:20:57.560 --> 1:21:01.519
<v Speaker 1>to figure that out, thank you. And it's just a

1:21:01.600 --> 1:21:04.320
<v Speaker 1>matter of figuring out. It's a process of you know,

1:21:04.800 --> 1:21:07.479
<v Speaker 1>sometimes it takes a little bit. And believe me, I

1:21:07.560 --> 1:21:10.479
<v Speaker 1>had my sister, for instance, she was one of these

1:21:10.680 --> 1:21:13.519
<v Speaker 1>executive types. She was, oh my gosh, she was doing

1:21:13.560 --> 1:21:16.479
<v Speaker 1>great at the company she worked at, and she worked

1:21:16.479 --> 1:21:18.679
<v Speaker 1>there for many, many years, I think over ten years

1:21:19.040 --> 1:21:20.680
<v Speaker 1>and one day she woke up and said, you know what,

1:21:21.000 --> 1:21:24.040
<v Speaker 1>this is not for me anymore. Like I love having

1:21:24.080 --> 1:21:26.120
<v Speaker 1>my four oh one k I love having you know,

1:21:26.240 --> 1:21:29.840
<v Speaker 1>the energy of opening up new stores and managing people

1:21:29.960 --> 1:21:31.599
<v Speaker 1>and all this stuff, and it's great, and I love

1:21:31.720 --> 1:21:34.519
<v Speaker 1>this company for ten years, but you know what I'm done,

1:21:35.120 --> 1:21:36.960
<v Speaker 1>and now I'm going to do something that is more

1:21:37.520 --> 1:21:41.280
<v Speaker 1>interesting to me as a human. And she dropped everything

1:21:41.360 --> 1:21:44.080
<v Speaker 1>in the corporate world and went to personal training and

1:21:44.479 --> 1:21:47.400
<v Speaker 1>health and as she found her own health journey, you

1:21:47.439 --> 1:21:50.040
<v Speaker 1>know where she was drinking tons of coffee and eating

1:21:50.160 --> 1:21:52.120
<v Speaker 1>donuts and all this stuff, and then just realize, you

1:21:52.160 --> 1:21:54.080
<v Speaker 1>know what, I want to be healthier as a human.

1:21:54.160 --> 1:21:56.400
<v Speaker 1>I want to help other people be healthier. And now

1:21:56.479 --> 1:21:59.320
<v Speaker 1>she does personal training and she does nutrition coaching and

1:21:59.360 --> 1:22:02.400
<v Speaker 1>all that stuff, and she loves it. And you know,

1:22:02.600 --> 1:22:05.360
<v Speaker 1>the bad days are few and far between, because when

1:22:05.360 --> 1:22:08.759
<v Speaker 1>you're doing something you love, it's really fun and you're smiling,

1:22:09.000 --> 1:22:12.200
<v Speaker 1>and by the way, you bring other people into that energy.

1:22:12.720 --> 1:22:15.320
<v Speaker 1>And so people always tell me when I'm doing this

1:22:15.439 --> 1:22:17.560
<v Speaker 1>show and I'm on TV, like rich, I really like

1:22:17.640 --> 1:22:20.160
<v Speaker 1>what you do. It's because I love it. I love

1:22:20.280 --> 1:22:24.120
<v Speaker 1>helping you. Getting Stephanie to tell her story, getting you know,

1:22:24.320 --> 1:22:26.640
<v Speaker 1>people to call in and explain what they're doing, and

1:22:26.920 --> 1:22:30.360
<v Speaker 1>doing interviews, and it's all to help you. That is

1:22:30.439 --> 1:22:34.280
<v Speaker 1>what I find the most interesting in this world is

1:22:34.400 --> 1:22:38.160
<v Speaker 1>being that conduit to which you learn and to you

1:22:38.600 --> 1:22:42.640
<v Speaker 1>feeling more confident about technology. I don't just sit here

1:22:42.720 --> 1:22:44.840
<v Speaker 1>and tell you this stuff because I feel like it's

1:22:44.960 --> 1:22:47.479
<v Speaker 1>interesting to me. No, I hope it's interesting to you,

1:22:48.160 --> 1:22:49.800
<v Speaker 1>so that when you're out and you're out in the

1:22:49.840 --> 1:22:51.599
<v Speaker 1>world and you're hanging out with your friends, and you're

1:22:51.640 --> 1:22:54.040
<v Speaker 1>at your job and you're doing stuff or you might

1:22:54.120 --> 1:22:56.160
<v Speaker 1>be getting scammed, you sit there and you say, oh,

1:22:56.160 --> 1:22:58.920
<v Speaker 1>wait a second, I heard something about that. Why you know,

1:22:59.160 --> 1:23:01.240
<v Speaker 1>I heard something about that plan changing, or I heard

1:23:01.280 --> 1:23:03.320
<v Speaker 1>something about that app or I heard this can be easier.

1:23:03.360 --> 1:23:05.960
<v Speaker 1>I heard this website that can make life better. So

1:23:06.160 --> 1:23:07.800
<v Speaker 1>that's why I do this, And I hope that you

1:23:07.960 --> 1:23:11.040
<v Speaker 1>find what you do in your world the same reasoning.

1:23:11.600 --> 1:23:13.880
<v Speaker 1>Why do you do what you do? Sometimes we don't

1:23:13.880 --> 1:23:16.160
<v Speaker 1>want to think about it because it gets scary because

1:23:16.200 --> 1:23:18.880
<v Speaker 1>you think like, oh wow, I really don't like what

1:23:19.000 --> 1:23:21.000
<v Speaker 1>I do and it's going to cause a big change

1:23:21.040 --> 1:23:24.320
<v Speaker 1>in my life. And we get comfortable We're creatures of habit,

1:23:24.400 --> 1:23:29.000
<v Speaker 1>we're humans. We like routine. I love routine. I love routine.

1:23:29.479 --> 1:23:31.439
<v Speaker 1>I'm like a lot of people. If you put take

1:23:31.479 --> 1:23:33.200
<v Speaker 1>me out of my routine when I travel, when I'm

1:23:33.240 --> 1:23:35.280
<v Speaker 1>on the road, I'm out of my routine and I

1:23:35.360 --> 1:23:38.920
<v Speaker 1>get thrown all out of sorts. But I still enjoy it.

1:23:39.479 --> 1:23:42.160
<v Speaker 1>But yes, we all like our routines. We like getting up,

1:23:42.200 --> 1:23:43.880
<v Speaker 1>we like having our coffee or whatever we do in

1:23:43.920 --> 1:23:46.720
<v Speaker 1>the morning. We like, you know, watching TV at night,

1:23:46.760 --> 1:23:48.960
<v Speaker 1>sitting on the couch. Like people like routine. It is

1:23:49.320 --> 1:23:51.360
<v Speaker 1>tough for us to get out of that and to

1:23:51.400 --> 1:23:54.320
<v Speaker 1>get out of our comfort zone is not easy. But again,

1:23:54.800 --> 1:23:56.760
<v Speaker 1>sometimes you do have to take stock of what you're

1:23:56.800 --> 1:23:59.040
<v Speaker 1>doing in this world and figure out is it for me?

1:23:59.840 --> 1:24:02.439
<v Speaker 1>And you know, sometimes when you shake things up, it's

1:24:02.479 --> 1:24:05.640
<v Speaker 1>the best thing you've ever done in your life. Believe me. Uh,

1:24:05.760 --> 1:24:08.040
<v Speaker 1>the thing that you didn't think of sometimes is like

1:24:08.120 --> 1:24:12.280
<v Speaker 1>the best solution of stuff anyway. Triple eight rich one

1:24:12.320 --> 1:24:14.679
<v Speaker 1>on one eight eight eight seven four to two four

1:24:14.960 --> 1:24:17.240
<v Speaker 1>one zero one. We'll take a few more calls. We've

1:24:17.280 --> 1:24:18.680
<v Speaker 1>got some more guests, and I got to tell you

1:24:18.720 --> 1:24:23.720
<v Speaker 1>what Apple announced this week, including new iMac new laptops

1:24:23.800 --> 1:24:26.840
<v Speaker 1>in a new color. You're listening to rich on Tech.

1:24:32.200 --> 1:24:35.320
<v Speaker 1>Welcome back to rich on Tech. Rich DeMuro here hanging

1:24:35.320 --> 1:24:39.599
<v Speaker 1>out with you, talking technology and some life advice. Apparently,

1:24:40.680 --> 1:24:44.559
<v Speaker 1>Oh how that turned into such profound life advice eighty

1:24:44.600 --> 1:24:46.840
<v Speaker 1>eight rich one on one eight eight eight seven four

1:24:46.880 --> 1:24:49.200
<v Speaker 1>to two four one zero one. Email is still coming

1:24:49.240 --> 1:24:53.479
<v Speaker 1>in about Mint in the replacement page, says, I like

1:24:53.640 --> 1:24:56.960
<v Speaker 1>Simplify for my budgeting money manager. It's by Quickening and

1:24:57.040 --> 1:24:59.680
<v Speaker 1>it is subscription, but it does not seem too outrageous.

1:25:00.280 --> 1:25:03.479
<v Speaker 1>It gets good reviews from Wirecutter and PC mag And

1:25:04.160 --> 1:25:06.360
<v Speaker 1>I thought Quicken was owned by into It, but guess what,

1:25:06.560 --> 1:25:10.080
<v Speaker 1>they sold it in twenty sixteen. So that's interesting. So

1:25:10.360 --> 1:25:12.000
<v Speaker 1>if you're looking, you know this is gonna be one

1:25:12.000 --> 1:25:13.240
<v Speaker 1>of those things where you just have to kind of

1:25:13.920 --> 1:25:15.800
<v Speaker 1>you have to try them out and see, like, look

1:25:15.840 --> 1:25:17.920
<v Speaker 1>at the features before you sign up. Okay, it's two

1:25:18.040 --> 1:25:20.040
<v Speaker 1>thirty nine a month. That's not too bad. And I

1:25:20.200 --> 1:25:22.920
<v Speaker 1>like the fact that it right off the bat they

1:25:23.080 --> 1:25:25.679
<v Speaker 1>tell you that it's gonna cost money because some look,

1:25:26.320 --> 1:25:29.040
<v Speaker 1>if you're not paying for something, there is something that

1:25:29.240 --> 1:25:32.840
<v Speaker 1>you are using. If you're not paying a fee for

1:25:32.920 --> 1:25:35.880
<v Speaker 1>a service. You are the fee. Your data is the fee.

1:25:36.280 --> 1:25:38.439
<v Speaker 1>So the fact that you're paying for this quick and

1:25:38.479 --> 1:25:40.840
<v Speaker 1>simplify and you're paying right up front two dollars thirty

1:25:40.920 --> 1:25:43.519
<v Speaker 1>nine cents a month, you know, it goes to show

1:25:43.560 --> 1:25:46.120
<v Speaker 1>me that it's a quality product, because they're not just

1:25:46.439 --> 1:25:49.840
<v Speaker 1>you know, it's not just a data play. Let's go

1:25:50.040 --> 1:25:54.400
<v Speaker 1>to Lewis in Riverside, California. Lewis, you're on with Rich.

1:25:55.320 --> 1:25:56.080
<v Speaker 10>Hey, thank you.

1:25:56.200 --> 1:25:58.200
<v Speaker 9>Rich. Get a question.

1:26:00.120 --> 1:26:04.439
<v Speaker 10>Phone switched from a Verizon under another carrier, and this

1:26:04.640 --> 1:26:09.080
<v Speaker 10>is for like a kiddies. I'm basically like his uncle,

1:26:09.560 --> 1:26:12.000
<v Speaker 10>his leather at diet and I got the phone all

1:26:12.120 --> 1:26:16.439
<v Speaker 10>on and it has an activation lock. I haven't pressed

1:26:16.479 --> 1:26:18.439
<v Speaker 10>any numbers because I know a lot of times it

1:26:18.640 --> 1:26:23.000
<v Speaker 10>just gives you a limited number who tries to get

1:26:23.040 --> 1:26:24.720
<v Speaker 10>the phone. The phone would be turned on if I

1:26:24.760 --> 1:26:26.400
<v Speaker 10>could get past this activation lock.

1:26:26.960 --> 1:26:31.360
<v Speaker 1>Any help, Rich, good question. So sorry to hear about

1:26:31.400 --> 1:26:34.080
<v Speaker 1>the mom. That is unfortunate. I'm glad that you are

1:26:34.479 --> 1:26:38.880
<v Speaker 1>stepping in here. Activation lock is a feature on the

1:26:39.000 --> 1:26:43.680
<v Speaker 1>iPhone that basically prevents anyone else from using the iPhone

1:26:43.840 --> 1:26:45.960
<v Speaker 1>or even iPad if it's lost or stolen.

1:26:46.600 --> 1:26:49.120
<v Speaker 10>Yeah, here's what it says on the phone. It says

1:26:49.240 --> 1:26:51.960
<v Speaker 10>activation lock prevents anyone who is not the owner from

1:26:52.080 --> 1:26:55.479
<v Speaker 10>using this iPhone. Yep, yeah, unlock this iPhone. Enter the

1:26:55.520 --> 1:26:58.160
<v Speaker 10>Apple ID and passwords that were used during setup.

1:26:58.320 --> 1:26:58.519
<v Speaker 9>Yep.

1:26:58.840 --> 1:27:01.120
<v Speaker 10>And I know sometimes have a phone, they'll have a

1:27:01.240 --> 1:27:04.600
<v Speaker 10>factory set up. And the phone when I got it,

1:27:04.720 --> 1:27:05.200
<v Speaker 10>it was dead.

1:27:05.240 --> 1:27:05.880
<v Speaker 9>I charged it.

1:27:06.000 --> 1:27:07.960
<v Speaker 10>Hey we get the kid, you know, get him back

1:27:08.000 --> 1:27:12.639
<v Speaker 10>on where you can communicate, and uh, the phone was open.

1:27:13.080 --> 1:27:15.080
<v Speaker 10>But then when I switched it over, now it has

1:27:15.240 --> 1:27:15.600
<v Speaker 10>this And.

1:27:15.680 --> 1:27:18.840
<v Speaker 1>I was like, oh, now, where did you source this phone?

1:27:18.920 --> 1:27:22.400
<v Speaker 1>This is the mom's phone. Yes, okay, so the login

1:27:22.520 --> 1:27:25.200
<v Speaker 1>will be her login. So if you have access to

1:27:25.280 --> 1:27:28.360
<v Speaker 1>her login, that's the only way to get this activation

1:27:28.520 --> 1:27:29.160
<v Speaker 1>lock removed.

1:27:30.600 --> 1:27:32.960
<v Speaker 10>Okay, do you have We don't. And if we don't

1:27:33.040 --> 1:27:35.160
<v Speaker 10>have that log in or can't find it, I mean

1:27:35.280 --> 1:27:38.960
<v Speaker 10>one of the things, uh, you know, I thought maybe

1:27:39.160 --> 1:27:42.280
<v Speaker 10>she would want to keep her her her her son

1:27:42.400 --> 1:27:45.880
<v Speaker 10>from you know, you know, getting into the phone, and

1:27:46.040 --> 1:27:48.320
<v Speaker 10>I you know, I don't know if you know, we

1:27:48.479 --> 1:27:51.559
<v Speaker 10>have that information anywhere or not, or if we would

1:27:51.560 --> 1:27:56.720
<v Speaker 10>be able to access it anyway, because you know, you know.

1:27:58.439 --> 1:28:01.600
<v Speaker 1>Yeah, yeah, she's no longer with us. Well that that is,

1:28:01.840 --> 1:28:03.920
<v Speaker 1>that is what you have to do. So the way

1:28:04.000 --> 1:28:06.519
<v Speaker 1>the activation lock works is that when you when you

1:28:07.200 --> 1:28:09.000
<v Speaker 1>sign up for an iPhone, when you log in for

1:28:09.080 --> 1:28:13.960
<v Speaker 1>the first time, it links that iPhone's basically it's serial number,

1:28:14.000 --> 1:28:16.920
<v Speaker 1>it's IEMI like everything that that makes that iPhone unique.

1:28:16.960 --> 1:28:20.120
<v Speaker 1>It links that to that iCloud account. And so the

1:28:20.200 --> 1:28:21.600
<v Speaker 1>reason they do that is and this is why I

1:28:21.600 --> 1:28:23.599
<v Speaker 1>always say you should never steal an iPhone because you'll

1:28:23.600 --> 1:28:26.720
<v Speaker 1>never be able to use it. It's literally locked to

1:28:27.640 --> 1:28:30.880
<v Speaker 1>buy Apple. And if you activate an iPhone, you'll see

1:28:30.920 --> 1:28:33.439
<v Speaker 1>it says activating and so what that means is it's

1:28:33.520 --> 1:28:35.840
<v Speaker 1>linking that account to that phone. So if someone else

1:28:35.880 --> 1:28:37.479
<v Speaker 1>tries to use it or tries to steal it, they

1:28:37.640 --> 1:28:39.400
<v Speaker 1>just won't be able to use it. And that's what's

1:28:39.400 --> 1:28:42.880
<v Speaker 1>happening here. She've got to figure out either look in

1:28:42.960 --> 1:28:45.760
<v Speaker 1>the records, if she left any records, and you can

1:28:45.840 --> 1:28:48.400
<v Speaker 1>see if the password is in there. Maybe the son

1:28:48.479 --> 1:28:51.800
<v Speaker 1>knew the mom's password. And you know, by the way,

1:28:52.320 --> 1:28:54.240
<v Speaker 1>if it's a delicate time right now, you know, if

1:28:54.280 --> 1:28:57.600
<v Speaker 1>this just happened, maybe wait a little bit, but you know,

1:28:57.720 --> 1:28:59.719
<v Speaker 1>that's that's really what you need to do is figure

1:28:59.720 --> 1:29:02.880
<v Speaker 1>out her log in information for iCloud, and that's the

1:29:03.000 --> 1:29:05.920
<v Speaker 1>only way that you're going to be able to get

1:29:06.000 --> 1:29:09.080
<v Speaker 1>this phone up and running for another person. Now, the

1:29:09.160 --> 1:29:12.000
<v Speaker 1>other thing you may be able to do, you may

1:29:12.120 --> 1:29:17.800
<v Speaker 1>be able to contact Apple and explain the situation. They

1:29:17.880 --> 1:29:23.200
<v Speaker 1>do have. They do have provisions for people that pass away,

1:29:24.000 --> 1:29:27.120
<v Speaker 1>and there are I believe that you may be able

1:29:27.200 --> 1:29:29.720
<v Speaker 1>to contact them and show them, you know, a death

1:29:29.800 --> 1:29:33.080
<v Speaker 1>certificate or something like that. That may help. But I

1:29:33.240 --> 1:29:35.920
<v Speaker 1>don't know if that would work in this case, but

1:29:36.280 --> 1:29:39.280
<v Speaker 1>it may. But that's something that you, you know, you

1:29:39.320 --> 1:29:42.800
<v Speaker 1>can look on Apple Support, Apple dot com. You can

1:29:42.920 --> 1:29:44.720
<v Speaker 1>check to see if they have anything about that. But

1:29:44.800 --> 1:29:46.240
<v Speaker 1>that's really the best way to do it. There's no

1:29:46.320 --> 1:29:48.559
<v Speaker 1>way to just clear this phone off. There's no way

1:29:48.640 --> 1:29:52.600
<v Speaker 1>this phone is going to work without having that that

1:29:52.760 --> 1:29:54.560
<v Speaker 1>log in, because that was that's the only way to

1:29:55.000 --> 1:29:57.599
<v Speaker 1>decouple it from her account and sign it up fresh

1:29:58.000 --> 1:30:01.120
<v Speaker 1>under a new account. Thanks for the question, Lewis, appreciate

1:30:01.200 --> 1:30:04.719
<v Speaker 1>the call today. By the way, speaking of Apple quietly

1:30:04.800 --> 1:30:08.880
<v Speaker 1>discontinued their five dollars a month Apple Voice Apple Music

1:30:08.960 --> 1:30:11.600
<v Speaker 1>Voice plan. This was a plan that they introduced a

1:30:11.600 --> 1:30:14.240
<v Speaker 1>couple of years ago, twenty twenty one, this was a

1:30:14.280 --> 1:30:17.599
<v Speaker 1>plan that you can access Apple Music exclusively through Siri.

1:30:18.120 --> 1:30:19.800
<v Speaker 1>So they said, you know what, we'll charge you less

1:30:20.000 --> 1:30:22.280
<v Speaker 1>five bucks a month, but you can only ask for

1:30:22.439 --> 1:30:26.519
<v Speaker 1>music via Siri and you could not manually open the

1:30:26.560 --> 1:30:29.320
<v Speaker 1>Apple Music app. You couldn't add songs to your library

1:30:29.400 --> 1:30:33.679
<v Speaker 1>or do anything with this voice plan. It was very limited.

1:30:34.200 --> 1:30:37.479
<v Speaker 1>But now they're getting rid of it. So I don't

1:30:37.479 --> 1:30:39.040
<v Speaker 1>know what's going to happen if you have that Apple

1:30:39.120 --> 1:30:41.320
<v Speaker 1>Voice music plan. I guess they're going to try to

1:30:41.400 --> 1:30:42.519
<v Speaker 1>charge you ten ninety nine a month.

1:30:42.640 --> 1:30:42.760
<v Speaker 8>Now.

1:30:43.200 --> 1:30:45.600
<v Speaker 1>Maybe they'll grandfather you in for a little bit, but

1:30:45.720 --> 1:30:47.760
<v Speaker 1>no more Apple Music Voice. I guess people didn't like

1:30:48.120 --> 1:30:50.720
<v Speaker 1>accessing Apple Music with their voice. Coming up, we're going

1:30:50.800 --> 1:30:55.000
<v Speaker 1>to talk about teens and online safety and social media,

1:30:55.479 --> 1:30:57.760
<v Speaker 1>all that good stuff you're listening to rich on Tech.

1:30:59.600 --> 1:31:04.240
<v Speaker 1>Welcome back to rich on Tech. Rich Demiro here talking

1:31:04.320 --> 1:31:09.519
<v Speaker 1>technology with you, and my guest is Larissa May, a

1:31:09.800 --> 1:31:15.200
<v Speaker 1>digital wellness activist and founder of Half the Story, a

1:31:15.320 --> 1:31:19.920
<v Speaker 1>nonprofit dedicated to empowering the next generation's healthy relationship with

1:31:20.080 --> 1:31:23.640
<v Speaker 1>social media. They definitely need that. Larissa, thanks so much

1:31:23.680 --> 1:31:24.479
<v Speaker 1>for joining me today.

1:31:25.479 --> 1:31:26.600
<v Speaker 13>Thank you for hosting me.

1:31:27.600 --> 1:31:31.800
<v Speaker 1>So give me a little background on yourself. Why did

1:31:31.840 --> 1:31:34.000
<v Speaker 1>you start this, and uh, what's the goal?

1:31:35.040 --> 1:31:37.400
<v Speaker 7>I started half the story eight years ago as the

1:31:37.479 --> 1:31:41.240
<v Speaker 7>first you thought organization tackling the intersection of mental health

1:31:41.320 --> 1:31:44.200
<v Speaker 7>and tech because of my own negative experience with social

1:31:44.320 --> 1:31:46.840
<v Speaker 7>media when I was in college, I almost lost my

1:31:46.960 --> 1:31:50.360
<v Speaker 7>life due to my very toxic relationship with technology mixed

1:31:50.439 --> 1:31:53.880
<v Speaker 7>with my depression. I saw that after going through treatment

1:31:54.000 --> 1:31:56.720
<v Speaker 7>that they asked me about physical wellness, sexual wellness, but

1:31:56.800 --> 1:31:58.880
<v Speaker 7>they never asked me about the drug in my pocket.

1:31:59.000 --> 1:32:02.320
<v Speaker 7>So I started to ask the hard questions about technology

1:32:02.400 --> 1:32:05.160
<v Speaker 7>and mental health and wanted to build an organization that

1:32:05.240 --> 1:32:07.800
<v Speaker 7>would give the next generations the tools that they needed

1:32:07.960 --> 1:32:10.320
<v Speaker 7>to emotionally thrive in the digital age.

1:32:11.120 --> 1:32:13.600
<v Speaker 1>So what do you think now, having gone through all

1:32:13.680 --> 1:32:16.280
<v Speaker 1>of that, what do you think is the problem? Like?

1:32:16.400 --> 1:32:18.760
<v Speaker 1>What do you do You feel like there is a

1:32:18.880 --> 1:32:20.799
<v Speaker 1>huge issue with this in our society?

1:32:20.880 --> 1:32:24.200
<v Speaker 13>Yeah, well, I think there's really two major problems.

1:32:24.439 --> 1:32:28.200
<v Speaker 7>One is that there's then virtually no regulation or systems

1:32:28.240 --> 1:32:32.240
<v Speaker 7>in place to ensure that technology is safe for young minds.

1:32:32.280 --> 1:32:34.720
<v Speaker 7>And on the flip side, kids that are getting on

1:32:34.840 --> 1:32:39.320
<v Speaker 7>technology are not cognitively ready to really engage with the

1:32:39.400 --> 1:32:42.200
<v Speaker 7>amount of content that's coming at them, and the algorithms

1:32:42.240 --> 1:32:46.880
<v Speaker 7>are really manipulating and taking advantage of our most vulnerable minds,

1:32:46.920 --> 1:32:51.240
<v Speaker 7>and so it's really a bifurcated issue. And I believe

1:32:51.360 --> 1:32:54.320
<v Speaker 7>that if there is change in the actual infrastructure and

1:32:54.360 --> 1:32:57.479
<v Speaker 7>design of the tech, while the next generation also gets

1:32:57.560 --> 1:33:00.560
<v Speaker 7>to tips and tools that they need to have agency empowerment,

1:33:01.080 --> 1:33:02.800
<v Speaker 7>we can perhaps build a better world.

1:33:03.400 --> 1:33:06.240
<v Speaker 1>Do you feel like companies care, the tech companies about this.

1:33:08.120 --> 1:33:10.320
<v Speaker 7>I think that they have to care because there's actually

1:33:10.360 --> 1:33:13.120
<v Speaker 7>a business case for caring when you think about the

1:33:13.240 --> 1:33:16.320
<v Speaker 7>next generation of consumers and where they're going to be

1:33:16.400 --> 1:33:20.000
<v Speaker 7>placing their trust in their time, that transparency and care,

1:33:20.240 --> 1:33:24.400
<v Speaker 7>especially for mental health is so critical, especially amongst gen ZZ.

1:33:25.280 --> 1:33:27.360
<v Speaker 7>I think that right now with the amount of lawsuits

1:33:27.400 --> 1:33:30.080
<v Speaker 7>that are happening. I'm sure you just saw the amount

1:33:30.120 --> 1:33:32.400
<v Speaker 7>of state surgeon generals that sued META.

1:33:32.960 --> 1:33:34.880
<v Speaker 13>There is a lot of money on the line when it.

1:33:34.960 --> 1:33:37.840
<v Speaker 7>Comes to all of these lawsuits, and it's going to

1:33:37.840 --> 1:33:40.960
<v Speaker 7>be an everyone's best interest to start making compromises and

1:33:41.160 --> 1:33:42.960
<v Speaker 7>just building better tech from the start.

1:33:43.920 --> 1:33:48.080
<v Speaker 1>So first off, I guess what for parents, you know,

1:33:48.160 --> 1:33:50.240
<v Speaker 1>because they see their kids on this stuff that kids

1:33:50.280 --> 1:33:51.920
<v Speaker 1>are begging them to have it, you know, or they

1:33:52.040 --> 1:33:53.800
<v Speaker 1>just sign up for it and the parents just give

1:33:53.800 --> 1:33:56.599
<v Speaker 1>it to them. Whatever. So I guess what is kind

1:33:56.640 --> 1:33:58.200
<v Speaker 1>of like the first step to all this? Do the

1:33:58.280 --> 1:34:00.280
<v Speaker 1>parents need to know more about this? They to be

1:34:00.400 --> 1:34:01.960
<v Speaker 1>concerned about social media?

1:34:03.120 --> 1:34:06.080
<v Speaker 7>Yeah, First and foremost, I would say for any parent

1:34:06.280 --> 1:34:09.160
<v Speaker 7>that's listening, the longer you can wait for your child

1:34:09.280 --> 1:34:11.680
<v Speaker 7>to get a screen, the better. Their brains are just

1:34:12.120 --> 1:34:16.839
<v Speaker 7>literally not wired to deal with what technology is creating,

1:34:17.000 --> 1:34:19.439
<v Speaker 7>and it's taking advantage of the Olympic system and the

1:34:19.560 --> 1:34:22.760
<v Speaker 7>very emotional part of their brains. So the more that

1:34:22.840 --> 1:34:24.479
<v Speaker 7>you can keep them away from it, the better, I

1:34:24.479 --> 1:34:27.240
<v Speaker 7>would say. The second thing is that the reality is

1:34:27.360 --> 1:34:30.400
<v Speaker 7>if your kid already has a device, the abstinence idea

1:34:30.479 --> 1:34:32.439
<v Speaker 7>doesn't really work, and you need to be able to

1:34:32.600 --> 1:34:35.880
<v Speaker 7>engage your kid and really get curious about what is

1:34:35.920 --> 1:34:39.120
<v Speaker 7>supporting them, what they like on technology versus what's hurting them,

1:34:39.280 --> 1:34:43.080
<v Speaker 7>and set radical boundaries within your household and actually lead

1:34:43.160 --> 1:34:46.120
<v Speaker 7>by example. So many parents come to us wanting to

1:34:46.120 --> 1:34:48.200
<v Speaker 7>figure out how to fix their kids, but they're the

1:34:48.280 --> 1:34:50.040
<v Speaker 7>ones that are on the phone at the dinner table,

1:34:50.040 --> 1:34:52.200
<v Speaker 7>are going to bed with their partner with their screens.

1:34:52.640 --> 1:34:54.880
<v Speaker 7>So you really have to set that example from the start.

1:34:55.600 --> 1:34:58.000
<v Speaker 7>And the last thing I would say is really teach

1:34:58.040 --> 1:35:00.880
<v Speaker 7>your kids how to unhaf their tech. I mean, tech

1:35:01.080 --> 1:35:03.040
<v Speaker 7>was built to hack their minds, but there are things

1:35:03.080 --> 1:35:05.960
<v Speaker 7>that you can do to build speed bumps, their stopping

1:35:06.040 --> 1:35:09.120
<v Speaker 7>cues into your phone to help your kid at least

1:35:09.160 --> 1:35:12.120
<v Speaker 7>deal with the amount of cognitive load that they're experiencing.

1:35:13.720 --> 1:35:16.760
<v Speaker 1>And what are some of those things, like what tell me? Yeah,

1:35:16.760 --> 1:35:18.760
<v Speaker 1>because I feel, you know, you keep saying young people,

1:35:18.800 --> 1:35:20.320
<v Speaker 1>but by the way, I feel like this is I mean,

1:35:20.400 --> 1:35:23.080
<v Speaker 1>I understand that it specifically targets young people and their

1:35:23.080 --> 1:35:25.840
<v Speaker 1>brains are a little bit different than you know, older people,

1:35:26.320 --> 1:35:29.400
<v Speaker 1>But at the same time, I see this problem across

1:35:29.640 --> 1:35:32.160
<v Speaker 1>all ages. I mean, I think young people are really affected,

1:35:32.520 --> 1:35:36.160
<v Speaker 1>but there are many adults that are negatively affected by

1:35:36.160 --> 1:35:38.640
<v Speaker 1>the things that they see on social media, whether it is,

1:35:39.640 --> 1:35:42.040
<v Speaker 1>you know, they're jealous of what their friends are doing,

1:35:42.200 --> 1:35:44.240
<v Speaker 1>or they feel left out if they see something. You know,

1:35:44.320 --> 1:35:45.439
<v Speaker 1>there's a lot of that.

1:35:46.720 --> 1:35:49.360
<v Speaker 13>I think you're spot on, and this is something that's

1:35:49.439 --> 1:35:50.439
<v Speaker 13>impacting all of us.

1:35:50.600 --> 1:35:54.360
<v Speaker 7>Ultimately, human brains were not built for technology, but in

1:35:54.400 --> 1:35:57.400
<v Speaker 7>the last twenty years we've really been forced to evolve

1:35:57.479 --> 1:36:00.600
<v Speaker 7>with it, and it's a real consideration. I think for

1:36:00.760 --> 1:36:03.280
<v Speaker 7>us as an organization, the reason why we focus on

1:36:03.439 --> 1:36:05.920
<v Speaker 7>young minds is because we feel like we're able to

1:36:06.000 --> 1:36:09.280
<v Speaker 7>make the most amount of impact pre deviced or right

1:36:09.400 --> 1:36:11.720
<v Speaker 7>as a child is getting a device for the first time.

1:36:11.880 --> 1:36:15.639
<v Speaker 7>But it's certainly something that's impacting all of humanity, especially

1:36:15.760 --> 1:36:20.320
<v Speaker 7>as now we're entering into the era of regenerative generative AI,

1:36:21.000 --> 1:36:24.000
<v Speaker 7>which is completely changing the landscape and is almost like

1:36:24.320 --> 1:36:25.799
<v Speaker 7>our next Internet revolution.

1:36:26.560 --> 1:36:28.800
<v Speaker 1>Okay, so you mentioned the roadblocks and you mentioned, you know,

1:36:29.080 --> 1:36:32.320
<v Speaker 1>parents kind of like leading by example, can you give

1:36:32.360 --> 1:36:34.800
<v Speaker 1>some specifics on like do we use like this the

1:36:35.360 --> 1:36:38.240
<v Speaker 1>app settings to like you know, set timers, is it

1:36:38.320 --> 1:36:40.120
<v Speaker 1>screen time? Like what can we do?

1:36:40.880 --> 1:36:43.720
<v Speaker 7>Yeah, So, first and foremost, for any parent that has

1:36:43.800 --> 1:36:46.880
<v Speaker 7>a kid on social media, I would advise that you

1:36:47.240 --> 1:36:49.880
<v Speaker 7>actually subscribe to Google, r It's and all of the

1:36:49.960 --> 1:36:52.400
<v Speaker 7>blogs of the social platform that your kid is on.

1:36:53.000 --> 1:36:55.519
<v Speaker 7>There are a lot of safety actually a lot of

1:36:55.560 --> 1:36:58.360
<v Speaker 7>safety tools that the platforms have been created, but they

1:36:58.520 --> 1:37:00.760
<v Speaker 7>don't really do a great job at marketing them, so

1:37:00.960 --> 1:37:03.639
<v Speaker 7>parents don't use them. We are actually at a research

1:37:03.720 --> 1:37:06.599
<v Speaker 7>conference this week and one of the major platforms reported

1:37:06.680 --> 1:37:09.000
<v Speaker 7>that less than ten percent of parents that have kids

1:37:09.040 --> 1:37:11.639
<v Speaker 7>on the platforms are actually taking advantage of the safety

1:37:11.680 --> 1:37:14.719
<v Speaker 7>features or teaching their kids how to use them. So first,

1:37:15.040 --> 1:37:16.839
<v Speaker 7>make sure you're up to date on what the platforms

1:37:16.880 --> 1:37:18.559
<v Speaker 7>have in place to make it at least a little

1:37:18.560 --> 1:37:20.720
<v Speaker 7>bit better of an experience. The second thing that you

1:37:20.760 --> 1:37:23.639
<v Speaker 7>can do as a parent is to give your kids

1:37:23.720 --> 1:37:26.599
<v Speaker 7>tools to help them with navigating this. And so there's

1:37:26.680 --> 1:37:29.120
<v Speaker 7>two really great apps that I use. One is called

1:37:29.160 --> 1:37:32.040
<v Speaker 7>the one SEC app. The other is called the Opal app,

1:37:32.200 --> 1:37:35.160
<v Speaker 7>and the one SEC app actually gets really slows down,

1:37:35.240 --> 1:37:37.479
<v Speaker 7>so if your kid opens an app, it doesn't just

1:37:37.600 --> 1:37:39.600
<v Speaker 7>open the app. It actually creates a bit of a

1:37:39.720 --> 1:37:42.360
<v Speaker 7>delay and gets your kid to really think about why

1:37:42.400 --> 1:37:45.200
<v Speaker 7>they're opening that app and to answer that question, to

1:37:45.320 --> 1:37:48.599
<v Speaker 7>build that speed bump or to slow that down before

1:37:48.640 --> 1:37:51.760
<v Speaker 7>they're just mindlessly opening the platform. The Opal app is

1:37:51.840 --> 1:37:55.280
<v Speaker 7>a great tool for both mobile and desktop that allows

1:37:55.360 --> 1:37:58.640
<v Speaker 7>you to block certain apps at certain time of the

1:37:58.720 --> 1:38:00.639
<v Speaker 7>day and make that routine so that you can wake

1:38:00.760 --> 1:38:02.639
<v Speaker 7>up and count on the fact that all your social

1:38:02.720 --> 1:38:04.519
<v Speaker 7>platforms will be blocked.

1:38:05.360 --> 1:38:07.439
<v Speaker 13>So those are two tools that I really like to use.

1:38:07.520 --> 1:38:10.000
<v Speaker 7>But lastly, you know, some of the simple things that

1:38:10.080 --> 1:38:14.320
<v Speaker 7>you can do are hiding your social media apps far

1:38:14.439 --> 1:38:16.519
<v Speaker 7>back in your phone if you have an iPhone, you know,

1:38:16.600 --> 1:38:18.479
<v Speaker 7>putting as many of them as possible into one of

1:38:18.520 --> 1:38:21.479
<v Speaker 7>those little square pods and putting that a couple uh

1:38:21.600 --> 1:38:23.960
<v Speaker 7>slides back, so that you really have to think and

1:38:24.080 --> 1:38:25.080
<v Speaker 7>you really have to ask.

1:38:25.000 --> 1:38:27.439
<v Speaker 13>Yourself about why you're getting on your attack before you

1:38:27.520 --> 1:38:27.720
<v Speaker 13>do it.

1:38:28.520 --> 1:38:31.679
<v Speaker 1>Okay, So again, the apps are one sec oh any

1:38:32.240 --> 1:38:36.280
<v Speaker 1>sack sec and then opal O p A L. And

1:38:36.360 --> 1:38:38.040
<v Speaker 1>I'm looking at these and you know, I've covered tech

1:38:38.120 --> 1:38:40.080
<v Speaker 1>for a while and I these are great. I mean

1:38:40.120 --> 1:38:42.640
<v Speaker 1>they look like I love the idea, and I do

1:38:43.040 --> 1:38:45.519
<v Speaker 1>one hundred percent agree. It's all about like, if you

1:38:45.600 --> 1:38:47.880
<v Speaker 1>put these apps front and center on your phone, you

1:38:47.920 --> 1:38:49.160
<v Speaker 1>know you're going to be on them a lot. You're

1:38:49.160 --> 1:38:51.160
<v Speaker 1>going to be consuming them a lot because it's just

1:38:51.200 --> 1:38:54.080
<v Speaker 1>when you're you know, you have a free minute, you're

1:38:54.080 --> 1:38:57.280
<v Speaker 1>going to open them up. And that's just human nature. Okay.

1:38:57.360 --> 1:39:03.640
<v Speaker 1>So you also have see the government intervention. So what

1:39:03.960 --> 1:39:06.400
<v Speaker 1>specific kind of like changes would you like to see

1:39:06.479 --> 1:39:08.519
<v Speaker 1>implemented for all this? Do you think it's a government thing.

1:39:09.840 --> 1:39:12.880
<v Speaker 7>I mean, right now, we're basically giving kids keys to

1:39:13.000 --> 1:39:15.240
<v Speaker 7>a car that haven't been tested or don't have a

1:39:15.280 --> 1:39:18.360
<v Speaker 7>seat belt. So I think that if the average American

1:39:18.439 --> 1:39:20.960
<v Speaker 7>team is going to be spending eight hours of their

1:39:21.040 --> 1:39:23.800
<v Speaker 7>day behind the screen, there has to be some level

1:39:23.840 --> 1:39:27.640
<v Speaker 7>of accountability in systems because right now there is no

1:39:27.840 --> 1:39:31.400
<v Speaker 7>incentive for these companies to really build tech safer other

1:39:31.560 --> 1:39:34.040
<v Speaker 7>than that maybe you know, they want to have brand

1:39:34.080 --> 1:39:35.240
<v Speaker 7>trust with the next generation.

1:39:35.439 --> 1:39:37.360
<v Speaker 13>But there needs to be some tracks and balances.

1:39:37.479 --> 1:39:39.880
<v Speaker 7>And so, for example, one of the things that we

1:39:40.000 --> 1:39:42.080
<v Speaker 7>worked on in California that just passed a couple of

1:39:42.120 --> 1:39:47.799
<v Speaker 7>weeks ago, actually make social media platforms remove any sexual

1:39:47.840 --> 1:39:51.519
<v Speaker 7>abuse content that's on the platform of minors. Fifty five

1:39:51.600 --> 1:39:55.160
<v Speaker 7>percent of sex trafficking cases of adolescence in California happened

1:39:55.160 --> 1:39:57.200
<v Speaker 7>through the Internet, and up until a couple of weeks ago,

1:39:57.800 --> 1:40:00.360
<v Speaker 7>you know, that content was roaming freely. If any of

1:40:00.400 --> 1:40:03.559
<v Speaker 7>that content was reported to the social platforms, they weren't

1:40:03.600 --> 1:40:05.799
<v Speaker 7>required to do anything. But now they have to respond

1:40:05.880 --> 1:40:08.599
<v Speaker 7>within thirty six hours. So that's just like one example.

1:40:09.240 --> 1:40:12.240
<v Speaker 7>You would be I hope anyone hearing this horrified that

1:40:12.600 --> 1:40:14.800
<v Speaker 7>it took twenty years to pass something like that. But

1:40:14.880 --> 1:40:17.720
<v Speaker 7>that's really the state that we're in as we think

1:40:17.720 --> 1:40:19.920
<v Speaker 7>about the future. What I believe we need to start

1:40:20.000 --> 1:40:24.680
<v Speaker 7>doing is actually adding more agency into the algorithmic processes,

1:40:24.840 --> 1:40:28.320
<v Speaker 7>especially for young people. So for example, if a young

1:40:28.360 --> 1:40:30.719
<v Speaker 7>person is struggling with their mental health and they don't

1:40:30.800 --> 1:40:35.479
<v Speaker 7>have and their entire feed is bad mental health and

1:40:35.560 --> 1:40:38.280
<v Speaker 7>things that are triggering them, but you're never asked to

1:40:38.360 --> 1:40:41.960
<v Speaker 7>refresh your interests once you've actually logged onto a social platform.

1:40:42.400 --> 1:40:44.800
<v Speaker 7>So I would like the government to be able to

1:40:44.880 --> 1:40:49.040
<v Speaker 7>empower these social platforms to allow more agency amongst consumers

1:40:49.080 --> 1:40:51.360
<v Speaker 7>when it comes to the algorithm, And to be honest,

1:40:51.400 --> 1:40:55.200
<v Speaker 7>I think it's a happy middle ground between completely restricting

1:40:55.400 --> 1:40:59.800
<v Speaker 7>the design and also giving the users more agency on

1:40:59.880 --> 1:41:02.759
<v Speaker 7>their experience. And then you know, just on the third side,

1:41:02.920 --> 1:41:06.080
<v Speaker 7>I think we need to be investing in more research

1:41:06.120 --> 1:41:09.120
<v Speaker 7>and the government does outside of the social media platforms.

1:41:09.160 --> 1:41:12.400
<v Speaker 7>There's more money inside the platforms with neuroscientists that are

1:41:12.439 --> 1:41:16.080
<v Speaker 7>hooking kids than there is money flowing into the researchers

1:41:16.160 --> 1:41:19.680
<v Speaker 7>outside of the platforms. Really understanding the implications of what

1:41:19.920 --> 1:41:22.799
<v Speaker 7>technology is doing to young people and all minds.

1:41:22.880 --> 1:41:23.439
<v Speaker 8>For that matter.

1:41:23.720 --> 1:41:26.280
<v Speaker 1>That's because the one side that they're investing in is

1:41:26.320 --> 1:41:28.760
<v Speaker 1>the one that provides the returns with the cash that

1:41:28.840 --> 1:41:31.720
<v Speaker 1>they make. And so, and by the way, I love

1:41:31.800 --> 1:41:34.120
<v Speaker 1>the idea of sort of a reset button on the

1:41:34.400 --> 1:41:38.560
<v Speaker 1>social media networks, like for Instagram, Facebook, Twitter, anything like

1:41:38.680 --> 1:41:42.920
<v Speaker 1>TikTok YouTube like hey reset, reset my interests, let's start

1:41:42.960 --> 1:41:45.760
<v Speaker 1>over here. Even the music services like that would be

1:41:45.880 --> 1:41:48.519
<v Speaker 1>useful too. We only have a couple seconds here. Just

1:41:48.840 --> 1:41:53.680
<v Speaker 1>how can parents spot this potential social media addiction or

1:41:53.720 --> 1:41:54.639
<v Speaker 1>obsessive behavior?

1:41:55.160 --> 1:41:59.320
<v Speaker 7>Yeah, so, problematic social media use typically is when your

1:41:59.439 --> 1:42:02.360
<v Speaker 7>child is spending a lot of time alone, putting themselves

1:42:02.400 --> 1:42:06.160
<v Speaker 7>in their room, replacing the basic human needs with screen time,

1:42:06.840 --> 1:42:11.560
<v Speaker 7>showing signs withdrawals, almost like many mental illness symptoms. And

1:42:11.760 --> 1:42:15.120
<v Speaker 7>so if your child is also visibly showing signs of

1:42:15.200 --> 1:42:17.720
<v Speaker 7>distress when you remove their device, that's a sign that

1:42:17.960 --> 1:42:19.240
<v Speaker 7>they probably have a problem.

1:42:19.560 --> 1:42:22.439
<v Speaker 1>That's every kid, Larisa, We're gonna leave it there. And

1:42:22.560 --> 1:42:24.439
<v Speaker 1>I don't say that lightly. I do think this is

1:42:24.520 --> 1:42:26.880
<v Speaker 1>a major, major issue. And I'm not even sure as

1:42:27.000 --> 1:42:30.000
<v Speaker 1>parents were equipped to necessarily handle all this. So thank

1:42:30.040 --> 1:42:32.639
<v Speaker 1>you for your work with half the story the website.

1:42:32.720 --> 1:42:35.880
<v Speaker 1>Half thestory Project dot Com. Thanks so much for joining

1:42:35.920 --> 1:42:39.840
<v Speaker 1>me today. Thank you, Larisa May Coming up next, it's

1:42:39.880 --> 1:42:43.960
<v Speaker 1>the feedback segment. Well, talk about everything that you sent

1:42:44.040 --> 1:42:47.200
<v Speaker 1>me this week, the good, the bad, all the fun.

1:42:48.080 --> 1:42:55.280
<v Speaker 1>You're listening to Rich on tech, Rich on tech, Rich

1:42:55.360 --> 1:42:58.599
<v Speaker 1>Demiro here hanging out with you talking technology, closing out

1:42:58.680 --> 1:43:02.320
<v Speaker 1>the show here, what a great show. I love the

1:43:02.439 --> 1:43:05.680
<v Speaker 1>back and forth with you. That's the best part, not

1:43:05.840 --> 1:43:08.759
<v Speaker 1>only the calls, but the emails, the tweets, the texts.

1:43:09.120 --> 1:43:11.640
<v Speaker 1>Let's get through some news before we get to the

1:43:11.680 --> 1:43:15.280
<v Speaker 1>feedback segment. Apple this week had a scary fast event.

1:43:16.200 --> 1:43:21.000
<v Speaker 1>They announced the new generation M three chips, the three,

1:43:21.080 --> 1:43:23.639
<v Speaker 1>the M three Pro, and the M three Max. These

1:43:23.680 --> 1:43:26.760
<v Speaker 1>are all built using a three nanometer process. What does

1:43:26.800 --> 1:43:31.160
<v Speaker 1>that mean, Well, they're faster and they're more efficient. So

1:43:31.479 --> 1:43:34.240
<v Speaker 1>these things ever since Apple started making their own chips,

1:43:34.280 --> 1:43:37.479
<v Speaker 1>they are just incredible. And this time around they include

1:43:38.320 --> 1:43:41.479
<v Speaker 1>better support for like streaming video. So that means if

1:43:41.520 --> 1:43:44.240
<v Speaker 1>you're watching a lot of YouTube or just any streaming,

1:43:44.400 --> 1:43:47.360
<v Speaker 1>but I mean the websites that it supports, it will

1:43:47.520 --> 1:43:49.600
<v Speaker 1>the battery will last even longer and it will be

1:43:49.640 --> 1:43:53.000
<v Speaker 1>even more efficient. With that battery life is better too,

1:43:54.040 --> 1:43:56.599
<v Speaker 1>up to twenty two hours now on the MacBook Pro,

1:43:57.439 --> 1:43:59.559
<v Speaker 1>so that is quite incredible. So a couple of new

1:43:59.600 --> 1:44:03.000
<v Speaker 1>computer they came out with these new chips. Let's start

1:44:03.040 --> 1:44:06.640
<v Speaker 1>with the laptops MacBook Pro. They announced new fourteen and

1:44:06.760 --> 1:44:09.320
<v Speaker 1>sixteen inch MacBook Pro models with the M three, M

1:44:09.360 --> 1:44:12.439
<v Speaker 1>three Pro, and M three Max chips. They all have

1:44:12.600 --> 1:44:16.960
<v Speaker 1>better performance over the previous chips. Of course, the M

1:44:17.080 --> 1:44:19.720
<v Speaker 1>three fourteen inch starts at sixteen hundred, the M three

1:44:19.800 --> 1:44:22.400
<v Speaker 1>Pro starts at nineteen ninety nine. M three Max starts

1:44:22.400 --> 1:44:26.320
<v Speaker 1>at twenty five hundred dollars. They ship on November seventh,

1:44:26.479 --> 1:44:30.840
<v Speaker 1>and they've got this new color, Space black, that is

1:44:31.000 --> 1:44:35.280
<v Speaker 1>for the M three Pro Max models. So if you

1:44:35.360 --> 1:44:38.240
<v Speaker 1>want a laptop that is space black, that's kind of cool.

1:44:38.360 --> 1:44:40.960
<v Speaker 1>It's different, and I believe the last time they had

1:44:41.120 --> 1:44:45.040
<v Speaker 1>a black laptop was like ten years ago or something

1:44:45.120 --> 1:44:47.800
<v Speaker 1>like that. So they say the M three Max has

1:44:47.880 --> 1:44:52.599
<v Speaker 1>eleven times faster performance than the Intel sixteen inch MacBook Pro.

1:44:52.720 --> 1:44:55.479
<v Speaker 1>That's my old laptop which my son is still using,

1:44:55.520 --> 1:44:58.120
<v Speaker 1>by the way, eleven times faster than that, that is

1:44:58.240 --> 1:45:00.920
<v Speaker 1>just wild. Then they've got the new twenty four inch

1:45:01.040 --> 1:45:05.160
<v Speaker 1>iMac with an M three Chip says it's two times

1:45:05.240 --> 1:45:09.080
<v Speaker 1>faster than the M one iMac. So if you're looking

1:45:09.080 --> 1:45:12.519
<v Speaker 1>at upgrade twice as fast, not too bad. Let's see

1:45:12.640 --> 1:45:15.760
<v Speaker 1>two times faster, two and a half times faster than

1:45:15.800 --> 1:45:18.760
<v Speaker 1>the twenty seven inch Intel Imax, which they didn't come

1:45:18.760 --> 1:45:20.080
<v Speaker 1>out with the new twenty seven inch, which I know

1:45:20.120 --> 1:45:21.519
<v Speaker 1>a lot of people are sad about. They want that

1:45:21.600 --> 1:45:26.400
<v Speaker 1>bigger screen. This comes in seven colors, and let's see

1:45:26.400 --> 1:45:29.519
<v Speaker 1>it now has Wi Fi six E, better Bluetooth, and

1:45:29.720 --> 1:45:32.719
<v Speaker 1>up to four USBC Thunderbolt ports. It starts at twelve

1:45:32.840 --> 1:45:34.679
<v Speaker 1>ninety nine. I'll just give you a word to the whys.

1:45:35.240 --> 1:45:38.080
<v Speaker 1>Don't buy the base model of the iMac. It's usually

1:45:38.280 --> 1:45:40.519
<v Speaker 1>better to get the one step up on that. A

1:45:40.560 --> 1:45:45.200
<v Speaker 1>couple other things this week Zoomo Play, Xumo Play Play

1:45:45.320 --> 1:45:47.880
<v Speaker 1>dot Zoomo dot com. I did not know about this service.

1:45:48.280 --> 1:45:50.679
<v Speaker 1>I'm doing a story with Spectrum about their new Zoomo

1:45:50.880 --> 1:45:53.600
<v Speaker 1>box and I stumbled upon this website. It's kind of

1:45:53.600 --> 1:45:56.439
<v Speaker 1>like Pluto TV and all those free ad supported websites.

1:45:56.479 --> 1:45:58.960
<v Speaker 1>You can watch two hundred and ninety channels and it

1:45:59.000 --> 1:46:03.559
<v Speaker 1>does not require an account. Works on mobile devices, smart TVs, Roku, Fire, TV,

1:46:03.680 --> 1:46:06.960
<v Speaker 1>whole bunch of stuff you can watch for free. Zuomo

1:46:07.320 --> 1:46:10.200
<v Speaker 1>Play search it. It's pretty cool. I gotta say, it's

1:46:10.240 --> 1:46:13.360
<v Speaker 1>like two B or Pluto, and it's just one more

1:46:13.400 --> 1:46:16.040
<v Speaker 1>option for free stuff with all these streaming services costing

1:46:16.120 --> 1:46:19.439
<v Speaker 1>more lately, Samsung, if you're thinking of getting the new phone,

1:46:19.479 --> 1:46:21.800
<v Speaker 1>you might want to wait. S twenty four might come

1:46:21.840 --> 1:46:25.400
<v Speaker 1>out even earlier this year. A new report from South

1:46:25.479 --> 1:46:28.000
<v Speaker 1>Korea says Samsung's going to launch the Galaxy S twenty

1:46:28.040 --> 1:46:33.160
<v Speaker 1>four on January seventeenth. Last year, it was February first.

1:46:33.560 --> 1:46:36.200
<v Speaker 1>They just keep making this earlier and earlier every year,

1:46:36.800 --> 1:46:40.439
<v Speaker 1>So January seventeenth the rumored launch event for the next

1:46:41.080 --> 1:46:44.599
<v Speaker 1>S twenty four. This is their flagship phone, and supposedly

1:46:44.600 --> 1:46:46.320
<v Speaker 1>it's going to have a titanium frame just like the

1:46:46.360 --> 1:46:49.160
<v Speaker 1>iPhone fifteen Pro, and it's going to have a lot

1:46:49.200 --> 1:46:54.400
<v Speaker 1>of AI features, so we'll see. And then finally, Apple Arcade.

1:46:55.240 --> 1:46:57.960
<v Speaker 1>Eight new games coming to Apple Arcade this holiday season,

1:46:58.000 --> 1:47:02.320
<v Speaker 1>including Disney Dreamlight, Valley Arcade, Football Manager twenty twenty four,

1:47:02.400 --> 1:47:05.839
<v Speaker 1>Touch Sonic Dream Puzzles, and Dragons. There's gonna be updates

1:47:06.400 --> 1:47:09.879
<v Speaker 1>and the app that I downloaded already, which is available

1:47:09.960 --> 1:47:13.120
<v Speaker 1>if you pay for Apple Arcade is called Let's see

1:47:13.120 --> 1:47:17.680
<v Speaker 1>what is this called? It's called oh not word knot,

1:47:18.080 --> 1:47:19.439
<v Speaker 1>so I was already playing that. It's kind of like

1:47:19.439 --> 1:47:21.400
<v Speaker 1>a little crossword puzzle game. So that's kind of fun.

1:47:22.160 --> 1:47:25.519
<v Speaker 1>All right, Let's get to some feedback before the show ends.

1:47:25.560 --> 1:47:25.720
<v Speaker 3>Here.

1:47:27.680 --> 1:47:29.879
<v Speaker 1>Nonny says, hey, Rich, I just listened to your podcast,

1:47:29.960 --> 1:47:32.280
<v Speaker 1>and if Seinfeld had a tech podcast, it would be you.

1:47:33.680 --> 1:47:35.800
<v Speaker 1>I say that since you brought up how at the

1:47:35.840 --> 1:47:37.800
<v Speaker 1>concert you went to, we all suspend the price of

1:47:37.880 --> 1:47:40.160
<v Speaker 1>twenty two dollars beers and nine dollars pretzels. I really

1:47:40.240 --> 1:47:43.040
<v Speaker 1>enjoy your rants and raves on my monologue. You're a

1:47:43.120 --> 1:47:46.760
<v Speaker 1>great replacement. Thanks and keep up the good shows. Thank you,

1:47:46.960 --> 1:47:52.120
<v Speaker 1>Nanny via Instagram. Appreciate that Demiro Seinfeld. I never thought

1:47:52.160 --> 1:47:54.400
<v Speaker 1>of myself as Seinfeld, but I'll take it. I totally will.

1:47:54.479 --> 1:47:58.040
<v Speaker 1>I totally have that sense of humor. Cassandra says, I

1:47:58.320 --> 1:48:00.600
<v Speaker 1>truly enjoy listening to your show on set Saturdays on

1:48:00.800 --> 1:48:03.200
<v Speaker 1>KFI AM six forty. It is such an informative and

1:48:03.360 --> 1:48:05.639
<v Speaker 1>entertaining way to learn more about tech and the best

1:48:05.680 --> 1:48:09.480
<v Speaker 1>ways to navigate through everyday issues. Cassandra, thank you. Cassandra

1:48:10.160 --> 1:48:13.400
<v Speaker 1>and let's see. Oh and we'll end with a Karen

1:48:13.600 --> 1:48:16.680
<v Speaker 1>or no, her name is Karen. Love your show, but

1:48:16.840 --> 1:48:18.880
<v Speaker 1>heard your response to the person who wanted to use

1:48:18.920 --> 1:48:22.360
<v Speaker 1>the bark stopping gadget on our neighbor's dogs. Sadly, speaking

1:48:22.400 --> 1:48:25.240
<v Speaker 1>with your neighbor first can often backfire with them getting

1:48:25.280 --> 1:48:28.800
<v Speaker 1>totally aggressive and combat combative. Both of my kids have

1:48:28.840 --> 1:48:31.040
<v Speaker 1>neighbors with horrible barking dogs. They tried one of these

1:48:31.080 --> 1:48:34.960
<v Speaker 1>gadgets and they totally worked brilliantly. I would just say,

1:48:35.520 --> 1:48:38.160
<v Speaker 1>you know, talk to someone that knows something about animals,

1:48:38.200 --> 1:48:40.800
<v Speaker 1>because I don't know how safe these things are. All right,

1:48:41.640 --> 1:48:42.960
<v Speaker 1>if you can believe it, that's going to do it.

1:48:43.000 --> 1:48:44.639
<v Speaker 1>For this episode of the show. You can find links

1:48:44.680 --> 1:48:46.400
<v Speaker 1>to everything I mentioned on my website. Just go to

1:48:46.479 --> 1:48:49.000
<v Speaker 1>rich on tech dot tv. You can find me on

1:48:49.120 --> 1:48:54.439
<v Speaker 1>social media at rich on tech. Next week we'll talk Apple,

1:48:54.479 --> 1:48:57.519
<v Speaker 1>we'll talk Amazon and some new cars. Thanks so much

1:48:57.560 --> 1:48:59.320
<v Speaker 1>for listening. There are so many ways you can spend

1:48:59.360 --> 1:49:01.720
<v Speaker 1>your time. I do appreciate you spending it right here

1:49:01.760 --> 1:49:04.040
<v Speaker 1>with me. My name is rich Tdimiro. I will talk

1:49:04.080 --> 1:49:05.120
<v Speaker 1>to you real soon.