1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:20,159 Speaker 1: Donald J. 7 00:00:20,239 --> 00:00:21,200 Speaker 2: Trump's leadership. 8 00:00:21,480 --> 00:00:25,079 Speaker 1: I'm Christy nom the United States Secretary of Homeland Security. 9 00:00:25,440 --> 00:00:29,200 Speaker 1: Under President Trump, attempted illegal border crossings are at the 10 00:00:29,240 --> 00:00:33,080 Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal 11 00:00:33,120 --> 00:00:36,920 Speaker 1: aliens have been arrested. If you are here illegally, your 12 00:00:37,040 --> 00:00:41,160 Speaker 1: next you will be fined nearly one thousand dollars a day, imprisoned, 13 00:00:41,479 --> 00:00:42,160 Speaker 1: and deported. 14 00:00:42,600 --> 00:00:43,800 Speaker 2: You will never return. 15 00:00:44,120 --> 00:00:47,120 Speaker 1: But if you register using our CBP home app and 16 00:00:47,240 --> 00:00:50,120 Speaker 1: leave now, you could be allowed to return legally. 17 00:00:50,479 --> 00:00:52,720 Speaker 2: Do what's right. Leave now. 18 00:00:53,040 --> 00:00:57,840 Speaker 1: Under President Trump, America's laws, border and families will be protected. 19 00:00:57,920 --> 00:01:00,240 Speaker 3: Sponsored by the United States Department of Homeland Security. 20 00:01:00,280 --> 00:01:02,840 Speaker 4: Recently, for the first time in a couple of years, 21 00:01:02,840 --> 00:01:06,839 Speaker 4: Mahattan rents have fell. Also, I saw a Wall Street 22 00:01:06,880 --> 00:01:09,520 Speaker 4: Journal posted a report. A few people will posted report. 23 00:01:09,520 --> 00:01:11,560 Speaker 4: We even post about this, but yesterday they posted a 24 00:01:11,600 --> 00:01:14,119 Speaker 4: report saying that it no longer makes sense to buy 25 00:01:14,120 --> 00:01:16,959 Speaker 4: a home as far as you know, the price for 26 00:01:17,000 --> 00:01:20,280 Speaker 4: a mortgage relative to the average rents. They you know, 27 00:01:20,520 --> 00:01:24,520 Speaker 4: saying like that it is actually not in the best 28 00:01:24,560 --> 00:01:27,440 Speaker 4: interest of most people to actually buy a home. So 29 00:01:28,040 --> 00:01:29,800 Speaker 4: and then you know, we talk about hedge funds buying 30 00:01:29,840 --> 00:01:32,760 Speaker 4: a lot of single family home stuff like that. So 31 00:01:32,800 --> 00:01:34,560 Speaker 4: where do you think we're at in the housing market 32 00:01:34,640 --> 00:01:38,080 Speaker 4: right now? And how do you how do you see 33 00:01:38,080 --> 00:01:38,800 Speaker 4: that plan out? 34 00:01:39,319 --> 00:01:42,360 Speaker 5: Yeah, we know, home affordability is that it's weakest, lowest 35 00:01:42,360 --> 00:01:46,680 Speaker 5: point ever right relative to people's wages, what mortgage rates are, 36 00:01:46,760 --> 00:01:49,160 Speaker 5: and the average price of a home, so mortgage, so 37 00:01:49,240 --> 00:01:51,320 Speaker 5: home affordability is pretty much out the window for a 38 00:01:51,320 --> 00:01:54,000 Speaker 5: lot of people. That said, buying a home is a 39 00:01:54,120 --> 00:01:58,040 Speaker 5: huge emotional decision, but it's also the biggest asset most 40 00:01:58,080 --> 00:02:00,520 Speaker 5: people are going to ever purchase in their line lifetime. 41 00:02:00,960 --> 00:02:03,320 Speaker 5: It is also in a lot of cases the foundation 42 00:02:03,480 --> 00:02:06,360 Speaker 5: for building generational wealth. Why you buy a home you 43 00:02:06,680 --> 00:02:09,880 Speaker 5: potentially handed down to your children, who handed down to 44 00:02:09,919 --> 00:02:12,440 Speaker 5: their children, becomes the family home. So I always think 45 00:02:12,440 --> 00:02:14,400 Speaker 5: it's going to have that special place in our hearts. 46 00:02:14,560 --> 00:02:17,040 Speaker 5: The fact that it's not affordable these days is kind 47 00:02:17,040 --> 00:02:19,560 Speaker 5: of heartbreaking if you think about it. So, either we're 48 00:02:19,600 --> 00:02:21,400 Speaker 5: going to have to have a lot of construction of 49 00:02:21,520 --> 00:02:24,239 Speaker 5: new homes, which means there's going to have to be demand, 50 00:02:24,480 --> 00:02:27,200 Speaker 5: which means mortgage rates are going to probably come down, 51 00:02:27,200 --> 00:02:29,720 Speaker 5: which we know that are already coming down. So we're 52 00:02:29,720 --> 00:02:32,160 Speaker 5: going to have a boom in building of single family 53 00:02:32,240 --> 00:02:35,919 Speaker 5: homes to meet the demand for the new home buyer 54 00:02:36,240 --> 00:02:39,000 Speaker 5: that really wants a piece of that so called American dream. 55 00:02:39,240 --> 00:02:41,440 Speaker 5: I think the spring in the summer is going to 56 00:02:41,440 --> 00:02:44,239 Speaker 5: be a reawakening for the housing market, as mortgage rates 57 00:02:44,240 --> 00:02:46,320 Speaker 5: have already come down below seven percent. When they crack 58 00:02:46,400 --> 00:02:48,040 Speaker 5: that seven percent number, guys. 59 00:02:48,320 --> 00:02:49,640 Speaker 3: Activity heats up right away. 60 00:02:49,800 --> 00:02:54,400 Speaker 5: Mortgage refinancings, mortgage applications, all that comes back right away 61 00:02:54,440 --> 00:02:57,240 Speaker 5: because people are so hungry to buy, whether that is 62 00:02:57,320 --> 00:03:00,240 Speaker 5: individuals who are trying to buy their first home, people 63 00:03:00,240 --> 00:03:03,000 Speaker 5: trying to buy their second home. And remember people that 64 00:03:03,080 --> 00:03:05,360 Speaker 5: own their homes. Fifty percent of people that own homes 65 00:03:05,360 --> 00:03:08,079 Speaker 5: in America today have a mortgage rate below five percent, 66 00:03:08,320 --> 00:03:11,160 Speaker 5: so they have been disincentivized to sell right They're not 67 00:03:11,200 --> 00:03:12,680 Speaker 5: going anywhere because they're not going to go out and 68 00:03:12,760 --> 00:03:15,120 Speaker 5: get a house at seven percent or eight percent, so 69 00:03:15,200 --> 00:03:17,840 Speaker 5: they're stuck. They can't sell. Buyers that want to buy 70 00:03:17,960 --> 00:03:20,320 Speaker 5: can't buy. This is all going to crack and thaw 71 00:03:20,639 --> 00:03:22,640 Speaker 5: come the end of the first quarter, beginning in the 72 00:03:22,639 --> 00:03:25,079 Speaker 5: second quarter, going into the spring season. I think we're 73 00:03:25,080 --> 00:03:27,240 Speaker 5: finally going to have a revival of the housing market, 74 00:03:27,400 --> 00:03:31,520 Speaker 5: which is great for housing stocks and great for the 75 00:03:31,680 --> 00:03:35,480 Speaker 5: stocks around housing. Right to furnish your home, to add 76 00:03:35,480 --> 00:03:38,360 Speaker 5: the sun room onto your home, to add a new roof, 77 00:03:38,400 --> 00:03:40,040 Speaker 5: for whatever you need to do. I think you're going 78 00:03:40,080 --> 00:03:41,680 Speaker 5: to have a reawakening of that, and I think that's 79 00:03:41,720 --> 00:03:43,839 Speaker 5: going to be good news for the economy, also good 80 00:03:43,840 --> 00:03:45,440 Speaker 5: news for people that are trying to get into their 81 00:03:45,440 --> 00:03:45,960 Speaker 5: first home. 82 00:03:46,960 --> 00:03:49,000 Speaker 6: It's crazy that you just said that, and that that 83 00:03:49,200 --> 00:03:51,760 Speaker 6: was in the WORL Street Journal yesterday. Buyers are ready 84 00:03:51,800 --> 00:03:54,280 Speaker 6: to buy, but the sellers are not selling right because 85 00:03:54,360 --> 00:03:57,120 Speaker 6: we are. You have a large population of people that 86 00:03:57,160 --> 00:03:59,160 Speaker 6: have interest rates that are pretty low, and they're like, 87 00:03:59,160 --> 00:04:00,560 Speaker 6: all right, we're just going to sit here and wait. 88 00:04:01,080 --> 00:04:03,840 Speaker 6: One of the other percentages and a piece I was 89 00:04:03,880 --> 00:04:06,800 Speaker 6: reading was the amount of Americans that own stock. I 90 00:04:06,840 --> 00:04:10,760 Speaker 6: think the number is at sixty percent which is really encouraging. Right, 91 00:04:10,800 --> 00:04:13,160 Speaker 6: when we had a year like twenty twenty two, I'm 92 00:04:13,200 --> 00:04:15,520 Speaker 6: assuming and you can correct me if I'm wrong. Is 93 00:04:15,560 --> 00:04:18,120 Speaker 6: the amount of traffic that you're seeing declining as the 94 00:04:18,120 --> 00:04:20,120 Speaker 6: stock market goes down? And now in a year like 95 00:04:20,160 --> 00:04:22,880 Speaker 6: twenty twenty three, when we see the NASTAC is up, 96 00:04:22,880 --> 00:04:25,120 Speaker 6: the S and P is up that was obviously up, 97 00:04:25,760 --> 00:04:27,400 Speaker 6: we start to see that traffic increase. 98 00:04:27,560 --> 00:04:29,760 Speaker 3: How does that EBB and flow work for a company 99 00:04:29,800 --> 00:04:30,000 Speaker 3: like you? 100 00:04:30,560 --> 00:04:32,600 Speaker 5: Yeah? No? And what we get a lot more traffic 101 00:04:32,640 --> 00:04:35,560 Speaker 5: when the stock market is hot? Right? We need volatility 102 00:04:35,600 --> 00:04:37,320 Speaker 5: and we need a lot of action in the stock market. 103 00:04:37,560 --> 00:04:40,479 Speaker 5: It's natural people would come to Investipedia during a time 104 00:04:40,520 --> 00:04:42,120 Speaker 5: where they're making decisions. 105 00:04:43,040 --> 00:04:45,480 Speaker 6: Earners, what's up? You ever walk into a small business 106 00:04:45,480 --> 00:04:48,600 Speaker 6: and everything just works like the checkout is fast, the 107 00:04:48,680 --> 00:04:52,560 Speaker 6: receipts are digital, tipping is a breeze, and you're out 108 00:04:52,600 --> 00:04:55,840 Speaker 6: the door before the line even builds. Odds are they're 109 00:04:56,000 --> 00:04:59,440 Speaker 6: using Square? We love supporting businesses that run on Square 110 00:04:59,480 --> 00:05:02,680 Speaker 6: because it's just feel seamless. Whether it's a local coffee shop, 111 00:05:02,839 --> 00:05:05,360 Speaker 6: a vendor at a pop up market, or even one 112 00:05:05,400 --> 00:05:08,479 Speaker 6: of our merch partners. Square makes it easy for them 113 00:05:08,520 --> 00:05:12,479 Speaker 6: to take payments, manage inventory, and run their business with confidence, 114 00:05:12,839 --> 00:05:16,159 Speaker 6: all from one simple system. 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Let's Square handle the 123 00:05:45,440 --> 00:05:47,960 Speaker 6: back end so you can keep pushing your vision forward. 124 00:05:51,560 --> 00:05:53,800 Speaker 6: This episode is brought to you by P and C Bank. 125 00:05:54,200 --> 00:05:56,960 Speaker 6: A lot of people think podcasts about work are boring, 126 00:05:57,200 --> 00:06:01,039 Speaker 6: and sure, they definitely can be. Under Standing A professionals 127 00:06:01,120 --> 00:06:04,360 Speaker 6: routine shows us how they achieve their success little by little, 128 00:06:04,760 --> 00:06:08,400 Speaker 6: day after day. It's like banking with P and C Bank. 129 00:06:08,880 --> 00:06:11,680 Speaker 6: It might seem boring the safe plan and make calculated 130 00:06:11,680 --> 00:06:14,800 Speaker 6: decisions with your bank, but keeping your money boring is 131 00:06:14,800 --> 00:06:18,160 Speaker 6: what helps you live or more happily fulfilled life. P 132 00:06:18,240 --> 00:06:23,080 Speaker 6: and C Bank brilliantly boring since eighteen sixty five Brilliantly 133 00:06:23,160 --> 00:06:25,760 Speaker 6: Boring since eighteen sixty five is a service mark of 134 00:06:25,800 --> 00:06:29,039 Speaker 6: the PNC Financial Service Group, Inc. P and C Bank 135 00:06:29,480 --> 00:06:31,680 Speaker 6: National Association Member FDIC. 136 00:06:33,440 --> 00:06:37,119 Speaker 1: An illegal alien from Guatemala charged with raping a child 137 00:06:37,160 --> 00:06:40,919 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 138 00:06:41,200 --> 00:06:45,320 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 139 00:06:45,400 --> 00:06:49,279 Speaker 1: filming and selling child pornography in Michigan. These are just 140 00:06:49,360 --> 00:06:53,160 Speaker 1: some of the heinous migrant criminals caught because of President 141 00:06:53,160 --> 00:06:53,640 Speaker 1: Donald J. 142 00:06:53,680 --> 00:06:56,080 Speaker 2: Trump's leadership. I'm Christy nom the. 143 00:06:56,160 --> 00:07:00,719 Speaker 1: United States Secretary of Homeland Security. Under President Trump, attempted 144 00:07:00,800 --> 00:07:04,479 Speaker 1: illegal border crossings are at the lowest levels ever recorded, 145 00:07:04,800 --> 00:07:07,839 Speaker 1: and over one hundred thousand illegal aliens have been arrested. 146 00:07:08,120 --> 00:07:09,200 Speaker 2: If you were here. 147 00:07:09,040 --> 00:07:13,120 Speaker 1: Illegally, your next you will be fine nearly one thousand 148 00:07:13,120 --> 00:07:15,160 Speaker 1: dollars a day, imprisoned and. 149 00:07:15,080 --> 00:07:17,239 Speaker 2: Deported, you will never return. 150 00:07:17,560 --> 00:07:20,600 Speaker 1: But if you register using our CBP home app and 151 00:07:20,680 --> 00:07:23,560 Speaker 1: leave now, you could be allowed to return legally. 152 00:07:23,920 --> 00:07:26,120 Speaker 2: Do what's right. Leave now. 153 00:07:26,480 --> 00:07:31,280 Speaker 1: Under President Trump, America's laws, border and families will be protected. 154 00:07:31,400 --> 00:07:33,440 Speaker 3: Sponsored by the United States Department of Homeland Security. 155 00:07:33,520 --> 00:07:35,680 Speaker 5: Things about what to invest in should they invest how 156 00:07:35,680 --> 00:07:38,200 Speaker 5: to invest. The flip side of that is it's not 157 00:07:38,560 --> 00:07:42,360 Speaker 5: just stocked and equity related information on Investipedia. So in 158 00:07:42,400 --> 00:07:44,960 Speaker 5: twenty twenty two, when we were in that dire bear market, 159 00:07:45,120 --> 00:07:47,520 Speaker 5: things were spinning out of control, the flip side of 160 00:07:47,560 --> 00:07:50,160 Speaker 5: those of those higher interest rates was that there was 161 00:07:50,200 --> 00:07:51,240 Speaker 5: finally money in the bank. 162 00:07:51,320 --> 00:07:51,480 Speaker 3: Right. 163 00:07:51,560 --> 00:07:54,040 Speaker 5: You get five percent in the CD, five percent in 164 00:07:54,040 --> 00:07:56,400 Speaker 5: the money market, five percent in the high oled savings account. 165 00:07:56,520 --> 00:07:58,880 Speaker 5: So when traffic goes down and investing, it goes up 166 00:07:58,960 --> 00:08:01,360 Speaker 5: and saving for us, and it goes up in things 167 00:08:01,400 --> 00:08:03,880 Speaker 5: like insurance. So we have kind of a balance. Think 168 00:08:03,880 --> 00:08:06,120 Speaker 5: about it like a basketball team. The second unit comes 169 00:08:06,120 --> 00:08:08,520 Speaker 5: in and they're better on defense and maybe working the 170 00:08:08,520 --> 00:08:11,120 Speaker 5: ball up court. That's how it works here at Investipedia. 171 00:08:11,360 --> 00:08:14,200 Speaker 5: But we prefer a bull market one hundred percent of 172 00:08:14,280 --> 00:08:16,440 Speaker 5: the time because that's where a lot of the activity is. 173 00:08:17,320 --> 00:08:19,760 Speaker 5: So this year has been good, but it's kind of 174 00:08:19,760 --> 00:08:22,320 Speaker 5: been a slow grind higher, right, It hasn't been this 175 00:08:22,800 --> 00:08:24,920 Speaker 5: boom off to the races. Now the last few months 176 00:08:24,920 --> 00:08:26,960 Speaker 5: have been more aggressive as the FED is indicated it's 177 00:08:27,000 --> 00:08:29,360 Speaker 5: done raising rates, and now since last week when the 178 00:08:29,480 --> 00:08:32,000 Speaker 5: Fed said they'll probably be three rate cuts next year, 179 00:08:32,400 --> 00:08:34,959 Speaker 5: traffic's been on fire because the stock market and the 180 00:08:35,000 --> 00:08:37,480 Speaker 5: crypto markets are really hot right now. But we always 181 00:08:37,480 --> 00:08:39,840 Speaker 5: have some balance one way or the other. We just 182 00:08:39,920 --> 00:08:41,720 Speaker 5: prefer a nice hot bull market. 183 00:08:43,120 --> 00:08:45,400 Speaker 7: What advice do you give to a person who may 184 00:08:45,400 --> 00:08:47,439 Speaker 7: have missed out on the bull run of this year? 185 00:08:48,640 --> 00:08:50,920 Speaker 7: And I also want to get your take on like 186 00:08:51,040 --> 00:08:56,720 Speaker 7: all the information is there on Investipedia, all the definitions, insights, strategies. 187 00:08:57,000 --> 00:08:58,880 Speaker 7: Why do you think people have such a hard time 188 00:08:59,480 --> 00:09:01,559 Speaker 7: sticking with the planning through and through even though it's 189 00:09:01,600 --> 00:09:03,680 Speaker 7: proven to work over the course of time. 190 00:09:04,559 --> 00:09:08,480 Speaker 5: Right here, Ian, this is our problem right between our ears. 191 00:09:08,800 --> 00:09:11,120 Speaker 5: It's our animal spirits that tell us to run when 192 00:09:11,120 --> 00:09:13,920 Speaker 5: we should stay, tell us to stay when we should run. Right, 193 00:09:14,280 --> 00:09:16,920 Speaker 5: We let our emotions take over instead of having a plan. Now, 194 00:09:16,960 --> 00:09:19,560 Speaker 5: what I love about what you do through red pat 195 00:09:19,600 --> 00:09:21,280 Speaker 5: and everything else that you do is you actually have 196 00:09:21,280 --> 00:09:23,400 Speaker 5: a plan and you have a strategy. If you veer 197 00:09:23,400 --> 00:09:25,520 Speaker 5: from the strategy, you do it for a very specific 198 00:09:25,559 --> 00:09:27,920 Speaker 5: reason and you make a note of it. Right, there 199 00:09:28,000 --> 00:09:30,000 Speaker 5: is a plan. If we're breaking the plan, we better 200 00:09:30,040 --> 00:09:32,800 Speaker 5: know why. We better make sure we know why we 201 00:09:32,880 --> 00:09:35,440 Speaker 5: did it. People don't go with an investment plan, they 202 00:09:35,440 --> 00:09:38,160 Speaker 5: go with an emotion, or they hurt something on market mondays, 203 00:09:38,240 --> 00:09:40,560 Speaker 5: or they heard you say something in another interview and 204 00:09:40,559 --> 00:09:42,240 Speaker 5: that's why they're going to do that. And then it 205 00:09:42,280 --> 00:09:44,400 Speaker 5: doesn't work out, and it's like going to the casino 206 00:09:44,440 --> 00:09:46,800 Speaker 5: for the first time and you flush sixty dollars away 207 00:09:46,800 --> 00:09:48,520 Speaker 5: and you leave because you had a terrible time. 208 00:09:49,320 --> 00:09:50,280 Speaker 3: This is not a casino. 209 00:09:50,360 --> 00:09:53,720 Speaker 5: This is a long term marathon, right, So having a 210 00:09:53,760 --> 00:09:56,719 Speaker 5: plan and sticking with the plan is super hard. It's 211 00:09:56,720 --> 00:09:58,760 Speaker 5: okay to veer from it as long as you understand why. 212 00:09:58,800 --> 00:10:01,120 Speaker 5: So I think that's it that missed the bull market 213 00:10:01,200 --> 00:10:05,000 Speaker 5: of twenty twenty three, or the recovery from October of 214 00:10:05,040 --> 00:10:07,719 Speaker 5: really of twenty twenty two to now. Guess what, And 215 00:10:07,760 --> 00:10:09,959 Speaker 5: we were talking about this earlier this year. There's always 216 00:10:09,960 --> 00:10:13,560 Speaker 5: a bull market somewhere, right If you missed, you know, 217 00:10:13,640 --> 00:10:15,560 Speaker 5: the big run up in AI stocks, if you missed 218 00:10:15,559 --> 00:10:18,560 Speaker 5: the Nasdaq one hundred and fifty odd percent run so 219 00:10:18,679 --> 00:10:21,160 Speaker 5: far this year, guess what small caps are popping right now? 220 00:10:21,160 --> 00:10:23,959 Speaker 5: There's a bull market happening right there. If it's not 221 00:10:24,080 --> 00:10:25,680 Speaker 5: small caps, it's going to be another part of the 222 00:10:25,720 --> 00:10:28,680 Speaker 5: market that's going to move. So it's about sector rotation, 223 00:10:30,040 --> 00:10:32,320 Speaker 5: like knowing which way the wind is blowing, so you 224 00:10:32,360 --> 00:10:34,200 Speaker 5: can say I think it might be time for this 225 00:10:34,240 --> 00:10:37,679 Speaker 5: sector to activate, or just saying, look, I'm comfortable being 226 00:10:37,720 --> 00:10:40,600 Speaker 5: an index investor as long as I contribute regularly. I 227 00:10:40,679 --> 00:10:42,439 Speaker 5: know I'm good for eight to ten percent a year 228 00:10:42,520 --> 00:10:45,040 Speaker 5: on average, and that should be good enough for me 229 00:10:45,120 --> 00:10:47,640 Speaker 5: as long as I'm consistent with my investing plan. I'm 230 00:10:47,679 --> 00:10:50,840 Speaker 5: the editor in chief of Investipedia. I have exposure to 231 00:10:51,000 --> 00:10:55,760 Speaker 5: the most high end professional investing research there is, but 232 00:10:55,840 --> 00:10:58,679 Speaker 5: I don't go out and speculate and buy individual stocks. 233 00:10:58,800 --> 00:11:01,240 Speaker 5: I'm a boring index in s're in an ETF investor 234 00:11:01,240 --> 00:11:03,839 Speaker 5: because I'm not smart enough to outsmart the market. I'm 235 00:11:03,880 --> 00:11:07,280 Speaker 5: smart enough to keep consistent with my plan and keep 236 00:11:07,280 --> 00:11:11,040 Speaker 5: adding every month to it, every single month, like clockwork, 237 00:11:11,360 --> 00:11:13,439 Speaker 5: until I'm not investing, and that's not for a good 238 00:11:13,480 --> 00:11:14,760 Speaker 5: twenty five thirty years. 239 00:11:15,240 --> 00:11:18,840 Speaker 1: An illegal alien from Guatemala charged with raping a child 240 00:11:18,920 --> 00:11:22,719 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 241 00:11:22,960 --> 00:11:27,079 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 242 00:11:27,160 --> 00:11:31,080 Speaker 1: filming and selling child pornography in Michigan. These are just 243 00:11:31,160 --> 00:11:34,920 Speaker 1: some of the heinous migrant criminals caught because of President 244 00:11:34,960 --> 00:11:35,400 Speaker 1: Donald J. 245 00:11:35,480 --> 00:11:36,439 Speaker 2: Trump's leadership. 246 00:11:36,720 --> 00:11:40,319 Speaker 1: I'm Christy Noman, the United States Secretary of Homeland Security. 247 00:11:40,679 --> 00:11:44,440 Speaker 1: Under President Trump, attempted illegal border crossings are at the 248 00:11:44,480 --> 00:11:48,320 Speaker 1: lowest levels ever recorded, and over one hundred thousand illegal 249 00:11:48,360 --> 00:11:52,160 Speaker 1: aliens have been arrested. If you are here illegally, your 250 00:11:52,280 --> 00:11:56,400 Speaker 1: next you will be fine nearly one thousand dollars a day, imprisoned, 251 00:11:56,720 --> 00:11:57,400 Speaker 1: and deported. 252 00:11:57,840 --> 00:11:59,040 Speaker 2: You will never return. 253 00:11:59,320 --> 00:12:02,240 Speaker 1: But if you read rechter using our CBP home app 254 00:12:02,280 --> 00:12:05,360 Speaker 1: and leave now, you could be allowed to return legally. 255 00:12:05,720 --> 00:12:07,960 Speaker 2: Do what's right. Leave now. 256 00:12:08,280 --> 00:12:13,080 Speaker 1: Under President Trump, America's laws, border and families will be protected. 257 00:12:13,160 --> 00:12:15,319 Speaker 3: Sponsored by the United States Department of Homeland Security.