1 00:00:00,120 --> 00:00:02,480 Speaker 1: Welcome to How the Money. I'm Joel and I and 2 00:00:02,640 --> 00:00:06,040 Speaker 1: Matt and today we're talking redefining wealth and overcoming money 3 00:00:06,040 --> 00:00:28,640 Speaker 1: struggles with Patrise Washington. Patrise Washington is a number one 4 00:00:28,680 --> 00:00:32,120 Speaker 1: bestselling author who has a unique philosophy about money and 5 00:00:32,360 --> 00:00:34,800 Speaker 1: it not only determines how she coaches others, but it 6 00:00:34,800 --> 00:00:37,519 Speaker 1: shapes how she lives her own life as well. She 7 00:00:37,680 --> 00:00:40,600 Speaker 1: has been the personal finance expert on both of Steve 8 00:00:40,600 --> 00:00:45,360 Speaker 1: Harvey's radio and television shows since and she has appeared 9 00:00:45,440 --> 00:00:49,000 Speaker 1: in dozens of media outlets like dr Oz, Fox and Friends. 10 00:00:49,360 --> 00:00:51,960 Speaker 1: Patrise teaches folks how to handle their money in a 11 00:00:52,000 --> 00:00:56,520 Speaker 1: disciplined manner while simultaneously living a fulfilling life. And so 12 00:00:56,640 --> 00:00:59,120 Speaker 1: she wants you to build up wealth, but she teaches 13 00:00:59,120 --> 00:01:01,520 Speaker 1: you how to build it up with peace and purpose 14 00:01:01,600 --> 00:01:04,280 Speaker 1: as your foundations. So we're we're excited to talk all 15 00:01:04,319 --> 00:01:07,040 Speaker 1: about this and more. Patrese, thank you for joining the podcast. 16 00:01:07,440 --> 00:01:09,959 Speaker 1: Thanks for having me. I'm so excited to be here. 17 00:01:10,280 --> 00:01:12,760 Speaker 1: Oh man, we're so excited to Patrese. We're pumped for 18 00:01:12,800 --> 00:01:15,520 Speaker 1: this conversation. And the first question we ask anybody who 19 00:01:15,560 --> 00:01:17,280 Speaker 1: comes on the show, Matt and I, we like to 20 00:01:17,360 --> 00:01:20,200 Speaker 1: drink your craft beer, and uh, it's kind of our splurge, 21 00:01:20,400 --> 00:01:22,640 Speaker 1: and so you want to know, like, do you have 22 00:01:22,800 --> 00:01:24,840 Speaker 1: something similar in your life that you're willing to spend 23 00:01:24,840 --> 00:01:27,240 Speaker 1: money on in the here and now while you're also 24 00:01:27,319 --> 00:01:30,200 Speaker 1: being purposeful with your money for the future. I'm actually 25 00:01:30,280 --> 00:01:34,880 Speaker 1: kind of hesitant to say that I am a I'm 26 00:01:34,920 --> 00:01:38,920 Speaker 1: a journal junkie. Like I have an absurd amount of journals, 27 00:01:38,959 --> 00:01:43,760 Speaker 1: you guys, journals planners. I'm obsessed and I have more 28 00:01:43,840 --> 00:01:50,040 Speaker 1: planners than I will probably live to plan. I love 29 00:01:50,080 --> 00:01:54,440 Speaker 1: colorful sharpies. I'm the person who is super excited. I'm 30 00:01:54,440 --> 00:01:58,160 Speaker 1: not excited when an office supply store is going out 31 00:01:58,160 --> 00:02:02,520 Speaker 1: of business, but when they putting things on those clearance racks, 32 00:02:02,600 --> 00:02:06,560 Speaker 1: you guys, I go nuts and it's not right, it's 33 00:02:06,560 --> 00:02:10,200 Speaker 1: not rational, but I love it. So journals and colorful 34 00:02:10,200 --> 00:02:14,000 Speaker 1: sharpie'es are my splurge. Like every week it's it's it's 35 00:02:14,000 --> 00:02:16,320 Speaker 1: a problem, my husband's disappointed. You and my wife could 36 00:02:16,320 --> 00:02:20,760 Speaker 1: geek out on that. Well, and you know you mentioned planners. Uh, 37 00:02:21,240 --> 00:02:23,360 Speaker 1: We're actually gonna get to this later in the episode, 38 00:02:23,400 --> 00:02:26,040 Speaker 1: but we'll talk about you and you know your calendaring. 39 00:02:26,560 --> 00:02:29,200 Speaker 1: We'll get to all about here later on. But Patricia, 40 00:02:29,320 --> 00:02:32,720 Speaker 1: you know you begin your book talking about the collapse 41 00:02:32,919 --> 00:02:35,359 Speaker 1: of your real estate business back in oh seven, even 42 00:02:35,360 --> 00:02:36,799 Speaker 1: before we get to that. You know that means you 43 00:02:36,880 --> 00:02:39,480 Speaker 1: got into real estate really early in life. What got 44 00:02:39,560 --> 00:02:42,720 Speaker 1: you interested in real estate in the first place? And uh, yeah, 45 00:02:42,760 --> 00:02:45,639 Speaker 1: like how did you actually get started? So my freshman 46 00:02:45,760 --> 00:02:49,440 Speaker 1: year in college, my brother, my older brother, had a 47 00:02:49,440 --> 00:02:52,680 Speaker 1: good friend that was in real estate, a real estate broker. 48 00:02:53,120 --> 00:02:55,600 Speaker 1: And I knew when I got into college that I 49 00:02:55,639 --> 00:02:57,560 Speaker 1: would go to the business school, and I knew I 50 00:02:57,560 --> 00:03:00,880 Speaker 1: wanted to emphasize in entrepreneurial studies, but I had no 51 00:03:01,000 --> 00:03:04,480 Speaker 1: idea doing what Like, I didn't have a vision for what. 52 00:03:04,880 --> 00:03:06,640 Speaker 1: I just knew I wanted to own my time. And 53 00:03:06,639 --> 00:03:10,480 Speaker 1: so I was introduced to real estate at eighteen and 54 00:03:10,520 --> 00:03:12,919 Speaker 1: then decided at nineteen that I would get my real 55 00:03:13,000 --> 00:03:18,920 Speaker 1: estate salesperson's license, and I started to show homes and 56 00:03:18,919 --> 00:03:21,520 Speaker 1: and do real estate during my sophomore year at the 57 00:03:21,560 --> 00:03:25,360 Speaker 1: University of Southern California, and I really just enjoyed the 58 00:03:25,360 --> 00:03:29,760 Speaker 1: flexibility once I started to understand more about it, and 59 00:03:29,880 --> 00:03:35,720 Speaker 1: especially coming up as a young Beliegian American girl grew 60 00:03:35,800 --> 00:03:38,560 Speaker 1: up in an apartment in south central Los Angeles. There 61 00:03:38,640 --> 00:03:41,800 Speaker 1: was this strong need for ownership, and I just wanted 62 00:03:41,840 --> 00:03:46,320 Speaker 1: to understand more about it. And so I became fascinated 63 00:03:46,320 --> 00:03:49,560 Speaker 1: with real estate and personal finance. And during my senior 64 00:03:49,640 --> 00:03:53,360 Speaker 1: year project uh, it was supposed to be a project, 65 00:03:53,440 --> 00:03:55,720 Speaker 1: I turned it into a real business. I went after 66 00:03:55,800 --> 00:03:58,560 Speaker 1: my broker's license, which in California, when you were a 67 00:03:58,560 --> 00:04:00,480 Speaker 1: broker at that time, you could be a real estate 68 00:04:00,480 --> 00:04:04,520 Speaker 1: and mortgage broker, and launched my first real estate company 69 00:04:04,600 --> 00:04:07,080 Speaker 1: during senior year in college. And you started to buy 70 00:04:07,080 --> 00:04:09,160 Speaker 1: rental properties to right, is that what? That was part 71 00:04:09,160 --> 00:04:12,160 Speaker 1: of your building up a real estate portfolio. I did 72 00:04:12,200 --> 00:04:14,760 Speaker 1: my now husband then he was just a guy that 73 00:04:14,840 --> 00:04:18,839 Speaker 1: liked me a lot. He was, but he was really 74 00:04:18,920 --> 00:04:23,400 Speaker 1: into business as well, and so we combined forces and 75 00:04:23,440 --> 00:04:27,240 Speaker 1: started to buy investment properties. And so when you get 76 00:04:27,279 --> 00:04:30,000 Speaker 1: to two thousand and seven, which is what I'm talking 77 00:04:30,040 --> 00:04:32,520 Speaker 1: about in the book, when the real estate market began 78 00:04:32,600 --> 00:04:36,000 Speaker 1: to crash at that time, we owned thirteen pieces of 79 00:04:36,120 --> 00:04:40,880 Speaker 1: property between the two of us. And in two thousand seven, 80 00:04:40,920 --> 00:04:44,279 Speaker 1: for those of you that remember, the recession was just 81 00:04:44,360 --> 00:04:46,159 Speaker 1: kind of rearing its ugly head. It was just the 82 00:04:46,200 --> 00:04:50,200 Speaker 1: beginning and I had this business that I had grown 83 00:04:50,720 --> 00:04:54,080 Speaker 1: by that time to a seven figure real estate empire 84 00:04:54,720 --> 00:04:57,039 Speaker 1: between the deals we were closing, but also the passive 85 00:04:57,040 --> 00:05:00,920 Speaker 1: income coming in from the properties, and I had sixteen 86 00:05:00,960 --> 00:05:04,320 Speaker 1: loan officers and real estate agents that worked in the company. 87 00:05:04,360 --> 00:05:07,760 Speaker 1: And you guys, I thought that I was set, Like 88 00:05:07,839 --> 00:05:10,000 Speaker 1: I was, like, this will go on forever. I have 89 00:05:10,120 --> 00:05:14,679 Speaker 1: hit the jackpot here and loving life, traveling, uh, eating 90 00:05:14,720 --> 00:05:17,919 Speaker 1: good as they say, and doing all the things that 91 00:05:18,000 --> 00:05:21,080 Speaker 1: I wanted to do until the day that I took 92 00:05:21,080 --> 00:05:24,480 Speaker 1: a fall down the stairs while I was twenty weeks pregnant, 93 00:05:25,680 --> 00:05:29,240 Speaker 1: and that fall down the stairs led me to the 94 00:05:29,279 --> 00:05:32,080 Speaker 1: emergency room, and when I got there, they said, ma'am, 95 00:05:32,080 --> 00:05:35,279 Speaker 1: I'm sorry, this baby is coming any minute now. I 96 00:05:35,360 --> 00:05:38,480 Speaker 1: was only twenty weeks pregnant, and I did the only 97 00:05:38,520 --> 00:05:41,040 Speaker 1: thing that I knew and you guys are dad, so 98 00:05:41,120 --> 00:05:44,520 Speaker 1: you know right. I did the only thing that I 99 00:05:44,560 --> 00:05:46,720 Speaker 1: could do at that moment, which for me was pray 100 00:05:46,760 --> 00:05:49,400 Speaker 1: and ask other people, you know, to pray for us. 101 00:05:49,920 --> 00:05:52,200 Speaker 1: And what was supposed to be this baby is coming 102 00:05:52,240 --> 00:05:56,040 Speaker 1: any minute now actually turned into a lengthy hospital stay. 103 00:05:56,440 --> 00:06:00,440 Speaker 1: And while I was in the hospital on bed rest, 104 00:06:00,800 --> 00:06:04,040 Speaker 1: not able to move for myself right, always needing assistance. 105 00:06:04,080 --> 00:06:05,839 Speaker 1: They didn't want me to get up. They wanted the 106 00:06:05,880 --> 00:06:09,480 Speaker 1: baby to bake as long as possible. I was watching 107 00:06:09,520 --> 00:06:12,799 Speaker 1: the news every day, and if you remember that time, 108 00:06:13,320 --> 00:06:16,080 Speaker 1: the news stories every day were about banks closing down, 109 00:06:16,880 --> 00:06:20,679 Speaker 1: one by one, one by one. And I remember, about 110 00:06:20,760 --> 00:06:24,400 Speaker 1: five weeks into this hospital stay, my doctor, doctor Lee, 111 00:06:24,400 --> 00:06:27,920 Speaker 1: came in my room and she said, Patrese, I don't 112 00:06:27,920 --> 00:06:31,279 Speaker 1: know what you're stressing about, but we're monitoring the baby 113 00:06:31,520 --> 00:06:34,479 Speaker 1: with that belt that's around your waist, and all I 114 00:06:34,520 --> 00:06:36,680 Speaker 1: can tell you is that if you don't stop stressing, 115 00:06:36,920 --> 00:06:39,120 Speaker 1: you're gonna leave here two years in a row with 116 00:06:39,200 --> 00:06:43,320 Speaker 1: no baby. Because the year before I had actually lost 117 00:06:43,360 --> 00:06:47,240 Speaker 1: my son, same hospital, same doctor, same floor. He was 118 00:06:47,279 --> 00:06:51,640 Speaker 1: born prematurely and he passed after five hours. And she said, 119 00:06:51,640 --> 00:06:55,159 Speaker 1: if you don't stop stressing, you're gonna leave here two 120 00:06:55,200 --> 00:06:57,560 Speaker 1: years in a row, no baby. And I had a 121 00:06:57,600 --> 00:07:01,840 Speaker 1: decision to make. Do I keep letting myself be overwhelmed 122 00:07:01,880 --> 00:07:05,480 Speaker 1: and consumed with all these things that are beyond my control, 123 00:07:05,600 --> 00:07:09,200 Speaker 1: things that I cannot fix, that I cannot change, or 124 00:07:09,240 --> 00:07:12,920 Speaker 1: do I surrender and say, look, if you did it before, 125 00:07:13,840 --> 00:07:15,720 Speaker 1: maybe you'll be able to do it again. But right 126 00:07:15,720 --> 00:07:17,760 Speaker 1: now you have to focus on the well being of 127 00:07:17,800 --> 00:07:22,280 Speaker 1: this child, and I just was determined to surrender and 128 00:07:22,320 --> 00:07:24,720 Speaker 1: just control what I could control in that moment, which 129 00:07:24,760 --> 00:07:27,560 Speaker 1: was doing my part to stay as calm as possible 130 00:07:27,640 --> 00:07:29,840 Speaker 1: so that my daughter could bake as long as she could. 131 00:07:30,240 --> 00:07:33,840 Speaker 1: And so I ended up having my daughter, Reagan um 132 00:07:33,880 --> 00:07:36,280 Speaker 1: after ten weeks in the hospital. She was born at 133 00:07:36,280 --> 00:07:39,000 Speaker 1: thirty weeks in a few days, ten weeks early, but 134 00:07:39,080 --> 00:07:42,040 Speaker 1: she was healthy, and she went into the nick you 135 00:07:42,280 --> 00:07:45,920 Speaker 1: for twenty one days, and by the time she got 136 00:07:45,960 --> 00:07:48,679 Speaker 1: out between what I found is that I was leaving 137 00:07:48,680 --> 00:07:51,520 Speaker 1: the hospital with this healthy baby that I had prayed 138 00:07:51,520 --> 00:07:54,040 Speaker 1: for and did everything that I could do to keep 139 00:07:54,080 --> 00:07:56,640 Speaker 1: her safe as safe as I could during that time. 140 00:07:57,200 --> 00:07:59,360 Speaker 1: But I left with a healthy baby and also a 141 00:07:59,360 --> 00:08:02,080 Speaker 1: healthy amount of medical debt because what I didn't know 142 00:08:02,200 --> 00:08:04,320 Speaker 1: is while I was in the hospital, my insurance had 143 00:08:04,400 --> 00:08:08,160 Speaker 1: dropped me. And so you know, I didn't realize it 144 00:08:08,240 --> 00:08:11,640 Speaker 1: until you get home and open two months worth of 145 00:08:11,720 --> 00:08:14,960 Speaker 1: mail and you started reading. And so I left with 146 00:08:15,000 --> 00:08:18,960 Speaker 1: almost four hundred thousand dollars in medical debt. No deals 147 00:08:18,960 --> 00:08:22,200 Speaker 1: had been closing. My my loan officers and real estate 148 00:08:22,240 --> 00:08:25,480 Speaker 1: agents had you know, their deals fell through left and 149 00:08:25,600 --> 00:08:27,920 Speaker 1: right because the banks that we worked with most often 150 00:08:28,000 --> 00:08:31,840 Speaker 1: were freezing um loan processing and not doing anything. And 151 00:08:31,880 --> 00:08:34,840 Speaker 1: it was a nightmare. At the same time, many of 152 00:08:34,880 --> 00:08:37,880 Speaker 1: my tenants and some of my properties had lost their 153 00:08:37,960 --> 00:08:44,200 Speaker 1: jobs and they were not paying rent, and they were parents, 154 00:08:44,360 --> 00:08:47,000 Speaker 1: many of them. And so here I am, you know, 155 00:08:47,080 --> 00:08:49,560 Speaker 1: a new mother in the mindset that, oh my gosh, 156 00:08:49,559 --> 00:08:52,480 Speaker 1: I can't put a single mother out. I can't evict 157 00:08:52,559 --> 00:08:55,319 Speaker 1: this lady like she's been a great tenant for two years, 158 00:08:55,360 --> 00:08:58,120 Speaker 1: you know. And so I wasn't even I didn't have 159 00:08:58,160 --> 00:09:00,319 Speaker 1: the capacity to try to make quote on a quote, 160 00:09:00,360 --> 00:09:04,040 Speaker 1: logical decisions. Everything was so emotional. And that's you know, 161 00:09:04,080 --> 00:09:05,920 Speaker 1: one of the things I try to get people to understand. 162 00:09:05,960 --> 00:09:08,920 Speaker 1: His money is a very emotional topic. It's not always 163 00:09:08,920 --> 00:09:13,760 Speaker 1: about what's logical. And you know, within about less than 164 00:09:13,800 --> 00:09:16,520 Speaker 1: a year or so, we pretty much had exhausted all 165 00:09:16,559 --> 00:09:19,360 Speaker 1: of our savings. And I went from that seven figure business, 166 00:09:19,440 --> 00:09:23,120 Speaker 1: you guys, to literally scraping up change and applying for welfare. 167 00:09:23,880 --> 00:09:26,720 Speaker 1: That's that's gonna be yeah, so hard emotionally, Like you said, 168 00:09:27,000 --> 00:09:30,320 Speaker 1: the emotional component of money is often far more important 169 00:09:30,520 --> 00:09:33,719 Speaker 1: to how to how we react than knowing the nuts 170 00:09:33,760 --> 00:09:37,560 Speaker 1: and bolts. And Patricia, the situation you found yourself in 171 00:09:37,600 --> 00:09:40,040 Speaker 1: would cause I think a lot of people to freak out, 172 00:09:40,240 --> 00:09:43,080 Speaker 1: But I feel like you took the introspective route. You 173 00:09:43,120 --> 00:09:45,280 Speaker 1: dug a little bit deeper. How are you able to 174 00:09:45,520 --> 00:09:50,800 Speaker 1: bounce back from such a severe monetary and emotional situation? 175 00:09:51,760 --> 00:09:56,560 Speaker 1: So I want to be clear, I freaked out. Actually 176 00:09:57,679 --> 00:10:00,000 Speaker 1: before before I got to the all the deep stuff, 177 00:10:00,240 --> 00:10:03,480 Speaker 1: I did freak out because here I am. I've gone 178 00:10:03,520 --> 00:10:06,480 Speaker 1: to a great college, I graduate with honors, I launched 179 00:10:06,480 --> 00:10:09,600 Speaker 1: this business, and for me, I'm the one that made it. 180 00:10:10,160 --> 00:10:13,160 Speaker 1: And so you know, I'm the person that so many 181 00:10:13,200 --> 00:10:15,520 Speaker 1: people and my friend groups and my family came to 182 00:10:15,679 --> 00:10:19,880 Speaker 1: for support, and here I am with no answers, with 183 00:10:19,920 --> 00:10:25,200 Speaker 1: all this debt, running from creditors, voluntarily um having my 184 00:10:25,280 --> 00:10:28,400 Speaker 1: car repossessed. Right, I'm like no, you know, calling the 185 00:10:28,400 --> 00:10:30,080 Speaker 1: car company like hey, do you want to come get 186 00:10:30,120 --> 00:10:32,560 Speaker 1: this and they're like no, we just want your payment. 187 00:10:32,640 --> 00:10:35,520 Speaker 1: I'm like, maybe you don't understand what I'm saying. Payment 188 00:10:35,520 --> 00:10:38,080 Speaker 1: it's not coming right? Like, how do I go from 189 00:10:38,120 --> 00:10:41,600 Speaker 1: living that life? You know where I had all the 190 00:10:41,679 --> 00:10:45,360 Speaker 1: things and all the trappings of success to being in 191 00:10:45,400 --> 00:10:48,440 Speaker 1: a place where I'm sick and tired of being sick 192 00:10:48,480 --> 00:10:51,560 Speaker 1: and tired. I can't, as they say, Rob Peter to 193 00:10:51,600 --> 00:10:55,920 Speaker 1: pay Paul anymore. I'm shifting and trying to create payment arrangements, 194 00:10:55,960 --> 00:10:59,120 Speaker 1: and just the stress of it all. It was a nightmare. Guys. 195 00:10:59,160 --> 00:11:01,640 Speaker 1: There were nice and I could not sleep, and I 196 00:11:01,720 --> 00:11:04,040 Speaker 1: remember being so upset. I would look at my husband 197 00:11:04,080 --> 00:11:05,880 Speaker 1: and I'm like, is he in a deep sleep? Does 198 00:11:05,880 --> 00:11:07,560 Speaker 1: he have the nerve to be in a deep sleep? 199 00:11:07,640 --> 00:11:15,840 Speaker 1: Right right, I'm stressing, like what are you doing sleeping? 200 00:11:15,920 --> 00:11:18,240 Speaker 1: You know? But there was one day that I will 201 00:11:18,280 --> 00:11:21,640 Speaker 1: never forget. I call it the defining moment. And it 202 00:11:21,720 --> 00:11:24,280 Speaker 1: was the day that I was tired of trying to 203 00:11:24,320 --> 00:11:28,839 Speaker 1: say face, I was trying, tired of being the positive person. Right, 204 00:11:28,920 --> 00:11:31,000 Speaker 1: that's like, we'll figure it out, We'll make it happen, 205 00:11:31,440 --> 00:11:33,720 Speaker 1: you know. This two show passed like all of my 206 00:11:34,400 --> 00:11:37,559 Speaker 1: um little cliches had run out. My husband left with 207 00:11:37,600 --> 00:11:41,240 Speaker 1: my daughter UM and I remember being in the bathroom, 208 00:11:41,280 --> 00:11:43,760 Speaker 1: which I considered my safe space at that time, this 209 00:11:43,880 --> 00:11:46,880 Speaker 1: teeny tiny bathroom, because what I didn't share is our 210 00:11:46,960 --> 00:11:51,720 Speaker 1: home foreclosed in southern California, and we found ourselves selling 211 00:11:51,760 --> 00:11:55,200 Speaker 1: everything we could on Craigslist in a weekend and moving 212 00:11:55,280 --> 00:11:59,120 Speaker 1: to Metterie, Louisiana, or fleeing. I should say fleeing because 213 00:11:59,160 --> 00:12:03,640 Speaker 1: moving sounds nice. Flinged Mattery, Louisiana, right outside of New Orleans. 214 00:12:03,640 --> 00:12:06,000 Speaker 1: And we lived in this six hundred score foot box 215 00:12:06,040 --> 00:12:08,959 Speaker 1: of an apartment after having lived in a six thousand 216 00:12:09,000 --> 00:12:12,240 Speaker 1: score foot home in southern California. And I'm in this 217 00:12:12,280 --> 00:12:15,280 Speaker 1: teeny tiny bathroom that I have made my sacred space, 218 00:12:15,679 --> 00:12:18,480 Speaker 1: and I'm looking in the mirror and I just start 219 00:12:18,520 --> 00:12:22,120 Speaker 1: saying why, Like why how did I get here? Like? 220 00:12:22,400 --> 00:12:24,160 Speaker 1: What's wrong with me? What did I do? I was 221 00:12:24,200 --> 00:12:29,520 Speaker 1: in complete beat up. I was crying and tears were rolling, 222 00:12:29,520 --> 00:12:31,480 Speaker 1: and I just kept saying, God, why me, why me? 223 00:12:31,640 --> 00:12:36,160 Speaker 1: What did I do? And then tears just turned into bawling, 224 00:12:36,240 --> 00:12:39,040 Speaker 1: And then it turned into that snotty ugly cry. Have 225 00:12:39,080 --> 00:12:42,480 Speaker 1: you guys ever had an ugly cry? Oh, the ugly 226 00:12:42,520 --> 00:12:48,000 Speaker 1: cry where you don't even recognize yourself. Just before I 227 00:12:48,000 --> 00:12:51,440 Speaker 1: log into emails, I gotta get out of it was 228 00:12:51,520 --> 00:12:54,000 Speaker 1: that ugly cry that literally brought me to my knees, 229 00:12:54,800 --> 00:12:59,080 Speaker 1: and I felt this nudge to get my Bible and 230 00:12:59,120 --> 00:13:01,200 Speaker 1: there's a scripture that I read there. And I always 231 00:13:01,200 --> 00:13:03,320 Speaker 1: tell people, doesn't matter what your faith is, if you 232 00:13:03,360 --> 00:13:05,600 Speaker 1: just think this is a great quote, take it as 233 00:13:05,600 --> 00:13:08,360 Speaker 1: a quote. It said, what good is money in the 234 00:13:08,400 --> 00:13:10,840 Speaker 1: hands of a fool if they have no desire to 235 00:13:10,920 --> 00:13:14,440 Speaker 1: seek wisdom? And I really pondered that. For some reason, 236 00:13:14,559 --> 00:13:16,480 Speaker 1: it really just hit me. I knew I read it before, 237 00:13:16,559 --> 00:13:19,200 Speaker 1: but it was different in that moment. And I'm like, 238 00:13:19,240 --> 00:13:22,080 Speaker 1: but I'm smart, but I was an honor student, but 239 00:13:22,160 --> 00:13:24,959 Speaker 1: I passed the broker's exam on the first try, Like, 240 00:13:25,080 --> 00:13:27,520 Speaker 1: this doesn't really apply. I know, I'm not a fool. 241 00:13:28,000 --> 00:13:31,360 Speaker 1: And I started to look up the difference between knowledge 242 00:13:31,360 --> 00:13:33,840 Speaker 1: and wisdom though, and what I realized is that I 243 00:13:33,880 --> 00:13:35,559 Speaker 1: had a lot of book smarts. I had a lot 244 00:13:35,600 --> 00:13:39,160 Speaker 1: of information and education, but wisdom is knowing how and 245 00:13:39,200 --> 00:13:43,200 Speaker 1: when to apply it. And for all we had been 246 00:13:43,200 --> 00:13:45,920 Speaker 1: through over that last year, the thing that I had 247 00:13:45,920 --> 00:13:47,800 Speaker 1: to come to grips with is that I never did 248 00:13:47,840 --> 00:13:50,840 Speaker 1: ask for help. And that's what a lot of us 249 00:13:50,880 --> 00:13:54,600 Speaker 1: do when we're having struggles with money. It's such a 250 00:13:54,640 --> 00:13:58,600 Speaker 1: taboo thing right where we're ashamed or embarrassed, or we've 251 00:13:58,640 --> 00:14:00,920 Speaker 1: had guilts around it, and we don't ask for help. 252 00:14:01,679 --> 00:14:04,280 Speaker 1: I know that there were people who probably could have 253 00:14:04,400 --> 00:14:08,720 Speaker 1: given us wise counsel throughout that time. I emotionally couldn't 254 00:14:08,720 --> 00:14:12,440 Speaker 1: make the decision to maybe evictor tenant. But had I 255 00:14:12,480 --> 00:14:15,560 Speaker 1: sought out a mentor or someone and I didn't know people, 256 00:14:15,559 --> 00:14:18,080 Speaker 1: but they didn't really know what we were going through. 257 00:14:18,880 --> 00:14:23,560 Speaker 1: Had I said something, could I have made wise decisions 258 00:14:24,240 --> 00:14:28,880 Speaker 1: about what we were doing sooner, quicker, faster, instead of reacting, 259 00:14:29,880 --> 00:14:34,000 Speaker 1: you know, just day by day to whatever happened. And 260 00:14:34,040 --> 00:14:36,520 Speaker 1: so I wish I didn't just freak out, but I did. 261 00:14:36,760 --> 00:14:40,200 Speaker 1: But that moment is what brought me into you know, 262 00:14:40,960 --> 00:14:45,800 Speaker 1: I think the upswing here, which was first of all, 263 00:14:45,880 --> 00:14:48,080 Speaker 1: ask for help. I didn't grow up learning how to 264 00:14:48,120 --> 00:14:52,320 Speaker 1: ask for help. You know, I'm Caribbean. You know, Caribbean 265 00:14:52,400 --> 00:14:54,920 Speaker 1: kids are like taught to figure it out. Like I 266 00:14:54,920 --> 00:14:56,600 Speaker 1: don't know how to do figure it out. I was 267 00:14:56,600 --> 00:14:59,120 Speaker 1: taught told to figure everything out. So I never built 268 00:14:59,120 --> 00:15:02,000 Speaker 1: the muscle of no how to ask for help and 269 00:15:02,080 --> 00:15:06,040 Speaker 1: seek out you know, mentorship or guidance. But when I 270 00:15:06,120 --> 00:15:09,120 Speaker 1: had that moment in that revelation, that was the beginning 271 00:15:09,360 --> 00:15:12,320 Speaker 1: of something new and so I've made that happened March nine, 272 00:15:12,360 --> 00:15:16,120 Speaker 1: two nine. I'll never forget it. And that was the 273 00:15:16,120 --> 00:15:20,280 Speaker 1: beginning of me saying I know that so many of 274 00:15:20,320 --> 00:15:22,640 Speaker 1: my friends and peers and other people have been taught 275 00:15:22,680 --> 00:15:24,760 Speaker 1: this thing that if you go to school, gig a grades, 276 00:15:25,240 --> 00:15:26,800 Speaker 1: you know, get a good job, makes some money, you 277 00:15:26,800 --> 00:15:30,240 Speaker 1: should be fine. Um. But that is really an emphasis 278 00:15:30,240 --> 00:15:34,200 Speaker 1: on education, it's not so much an emphasis on wisdom. 279 00:15:34,240 --> 00:15:36,800 Speaker 1: And I wanted to use my story and what I 280 00:15:36,840 --> 00:15:39,600 Speaker 1: was going through to help other people. And I decided 281 00:15:39,600 --> 00:15:41,200 Speaker 1: the next day I was going to start a blog 282 00:15:41,240 --> 00:15:44,240 Speaker 1: spot dot com. It's so ugly, you guys, it's still 283 00:15:44,280 --> 00:15:47,400 Speaker 1: up to this day. But it was the genesis. It 284 00:15:47,480 --> 00:15:53,520 Speaker 1: was the beginning of everything. Everybody. It was a blog spot, 285 00:15:53,560 --> 00:15:55,800 Speaker 1: and I was, to be honest, I didn't even know 286 00:15:55,840 --> 00:15:59,080 Speaker 1: what a blog was, probably three weeks before that. The 287 00:15:59,080 --> 00:16:01,080 Speaker 1: thing I had to tell myself, even though I was 288 00:16:01,120 --> 00:16:04,480 Speaker 1: in one of the lowest places of my life, is 289 00:16:04,520 --> 00:16:06,960 Speaker 1: that I lost all my money, But my mind wasn't bad. 290 00:16:08,000 --> 00:16:10,880 Speaker 1: I still knew what I knew, and I knew enough 291 00:16:11,000 --> 00:16:13,840 Speaker 1: to help other people. So I was in the worst 292 00:16:13,840 --> 00:16:16,920 Speaker 1: of it. I was getting eviction notices. I had gone 293 00:16:17,000 --> 00:16:20,360 Speaker 1: to the welfare office and cry my eyes out to 294 00:16:21,320 --> 00:16:24,880 Speaker 1: this woman I was applying for EBT for food stamps 295 00:16:25,600 --> 00:16:28,960 Speaker 1: and having a full breakdown, you know, with this woman's death. 296 00:16:29,040 --> 00:16:30,840 Speaker 1: She's like, I just asked you your dress. Why are 297 00:16:30,920 --> 00:16:35,080 Speaker 1: you right? Um? I was going through all those things. 298 00:16:35,080 --> 00:16:37,520 Speaker 1: But my first grade teacher, Miss Pointon, taught me then, 299 00:16:37,520 --> 00:16:40,920 Speaker 1: when you know something's your responsibility to teach others. And 300 00:16:41,000 --> 00:16:44,360 Speaker 1: that had been like one of my life mantras up 301 00:16:44,440 --> 00:16:46,560 Speaker 1: until that point anyway, that when I knew something, I 302 00:16:46,600 --> 00:16:50,760 Speaker 1: had to share it, and that that whole moment on 303 00:16:50,800 --> 00:16:54,080 Speaker 1: the bathroom floor and having that revelation is why I'm 304 00:16:54,160 --> 00:16:57,320 Speaker 1: here twelve years later doing the work that I do. 305 00:16:57,680 --> 00:16:59,360 Speaker 1: That's right. Well, yeah, so March nine, I mean that 306 00:16:59,400 --> 00:17:02,880 Speaker 1: was the beginning of your basically your journey towards wisdom, 307 00:17:02,960 --> 00:17:04,600 Speaker 1: not just you know, not just book smarts like you 308 00:17:04,640 --> 00:17:08,159 Speaker 1: talked about, but wisdom, especially with how you handle your money. 309 00:17:08,359 --> 00:17:09,720 Speaker 1: I mean, that's why we we wanted to have you 310 00:17:09,720 --> 00:17:12,320 Speaker 1: on the show too. You have such incredible perspective, uh, 311 00:17:12,359 --> 00:17:15,040 Speaker 1: I mean you've you've looked at money from many different angles, 312 00:17:15,040 --> 00:17:16,440 Speaker 1: and a lot of folks they kind of live their 313 00:17:16,440 --> 00:17:18,360 Speaker 1: life and you know, a lot of folks are lucky 314 00:17:18,400 --> 00:17:20,680 Speaker 1: enough to kind of see a steady upward trajectory that 315 00:17:20,760 --> 00:17:23,119 Speaker 1: they've never seen both sides of the coin, and you 316 00:17:23,119 --> 00:17:25,439 Speaker 1: definitely have. And so you're discussing how you started to 317 00:17:25,440 --> 00:17:28,800 Speaker 1: see money differently, which kind of gets us to to you, right, 318 00:17:29,119 --> 00:17:32,000 Speaker 1: let's talk about reading running well yeah, yeah, yeah, yeah, 319 00:17:32,080 --> 00:17:33,720 Speaker 1: And so that's the name of your podcast. It's you know, 320 00:17:33,720 --> 00:17:36,199 Speaker 1: it's what you write about in your newest book. Like 321 00:17:36,240 --> 00:17:37,760 Speaker 1: what are you trying to change about the way that 322 00:17:37,760 --> 00:17:42,840 Speaker 1: people currently define, uh, and how it is they discuss wealth. Yeah, 323 00:17:42,880 --> 00:17:45,760 Speaker 1: that that journey from the bathroom floor. Not only was 324 00:17:45,800 --> 00:17:49,000 Speaker 1: I looking at the difference between knowledge and wisdom, I 325 00:17:49,040 --> 00:17:53,120 Speaker 1: started to really yearn to understand more concepts, like more 326 00:17:53,160 --> 00:17:55,040 Speaker 1: things that I felt like maybe I'm taking it for 327 00:17:55,119 --> 00:17:59,560 Speaker 1: granted and I'm using words interchangeably and not understanding like 328 00:17:59,720 --> 00:18:02,840 Speaker 1: what they were intended to be. Right, And wealth was 329 00:18:02,880 --> 00:18:05,760 Speaker 1: one of those things. I always thought of wealth as 330 00:18:06,400 --> 00:18:11,239 Speaker 1: money and material possessions because nowadays, when we you know, 331 00:18:11,280 --> 00:18:15,000 Speaker 1: do a Google search on it or he checked the dictionary, 332 00:18:15,080 --> 00:18:17,600 Speaker 1: that's probably the first thing that you're gonna see. But 333 00:18:17,680 --> 00:18:20,040 Speaker 1: as you start to dig deeper, what I found that 334 00:18:20,359 --> 00:18:23,000 Speaker 1: was that the true definition of wealth was the condition 335 00:18:23,119 --> 00:18:26,879 Speaker 1: of well being and happiness. And I was like, wait, 336 00:18:26,960 --> 00:18:32,760 Speaker 1: that doesn't say luxury car. Wait a minute, that doesn't. Yeah, 337 00:18:32,920 --> 00:18:36,280 Speaker 1: like that doesn't say, you know, great vacations in first 338 00:18:36,280 --> 00:18:39,240 Speaker 1: class trap. Wait a minute, Wait a minute. And it 339 00:18:39,320 --> 00:18:43,440 Speaker 1: was that condition of well being that really stuck with me. 340 00:18:44,119 --> 00:18:46,560 Speaker 1: And so, you know, people see me on the shows 341 00:18:46,600 --> 00:18:48,600 Speaker 1: that you mentioned on the Steve Harvey Show or Doctor 342 00:18:48,640 --> 00:18:51,119 Speaker 1: Oz and this and that, and then they hear me 343 00:18:51,160 --> 00:18:55,280 Speaker 1: talk about how after that time when I got off 344 00:18:55,320 --> 00:18:57,359 Speaker 1: off the bathroom floor, I ended up living on my 345 00:18:57,400 --> 00:19:00,560 Speaker 1: brother's couch in Atlanta, and they go, how did you 346 00:19:00,600 --> 00:19:03,280 Speaker 1: go from your brother's couch to Dr Oz's couch? What's 347 00:19:03,280 --> 00:19:05,760 Speaker 1: the what's the thing there? And I tell folks, it 348 00:19:05,800 --> 00:19:08,800 Speaker 1: wasn't because I looked at my budget every day all day. 349 00:19:09,119 --> 00:19:12,400 Speaker 1: It wasn't because I checked my credit report every day. 350 00:19:12,600 --> 00:19:17,160 Speaker 1: You know, I really believe that my life has been rebuilt. 351 00:19:17,240 --> 00:19:20,240 Speaker 1: My life, my career, my finances, my faith, all those 352 00:19:20,240 --> 00:19:23,880 Speaker 1: things have been rebuilt because I started to focus more 353 00:19:24,000 --> 00:19:27,560 Speaker 1: on well being and being well in these areas of 354 00:19:27,600 --> 00:19:33,480 Speaker 1: life that impact finances, even if it's not directly connected. 355 00:19:34,040 --> 00:19:36,800 Speaker 1: And I think that's the missing piece, right, So for 356 00:19:36,880 --> 00:19:42,320 Speaker 1: people who are frustrated with their finances, it becomes this 357 00:19:42,440 --> 00:19:47,000 Speaker 1: relentless pursuit and in this this insatiable idea that like, 358 00:19:47,119 --> 00:19:49,760 Speaker 1: I have to work harder, I have to invest more, 359 00:19:49,800 --> 00:19:52,679 Speaker 1: I have to understand real estate, I have to understand stocks, 360 00:19:52,720 --> 00:19:57,480 Speaker 1: like like they just keep feeling like something's wrong with them. 361 00:19:57,520 --> 00:19:59,840 Speaker 1: And I want to submit to the audience that maybe 362 00:20:00,000 --> 00:20:03,480 Speaker 1: are just focused on the wrong things, because if your 363 00:20:03,520 --> 00:20:05,800 Speaker 1: mind is cluttered in some of the areas that we 364 00:20:05,880 --> 00:20:08,640 Speaker 1: talk about in the book, it's going to be very 365 00:20:08,680 --> 00:20:11,440 Speaker 1: hard to focus on the few things that you need 366 00:20:11,480 --> 00:20:15,760 Speaker 1: to do in your finances to truly build the financial wealth. 367 00:20:16,160 --> 00:20:18,720 Speaker 1: But if you're having blocks in other areas, it's always 368 00:20:18,760 --> 00:20:21,600 Speaker 1: going to prevent you from just doing what you know 369 00:20:21,720 --> 00:20:24,639 Speaker 1: to do. Yeah. I love that you've taken on kind 370 00:20:24,680 --> 00:20:27,679 Speaker 1: of a new definition of wealth that actually is actually 371 00:20:27,760 --> 00:20:30,920 Speaker 1: it's just like a much more accurate and better representation 372 00:20:31,359 --> 00:20:34,600 Speaker 1: of what real wealth, real happiness it looks like. And 373 00:20:34,800 --> 00:20:37,520 Speaker 1: you talk about the six pillars of wealth in your 374 00:20:37,560 --> 00:20:40,600 Speaker 1: new book. Yeah, And let's get to um those specific 375 00:20:40,640 --> 00:20:43,800 Speaker 1: pillars and how those affects are overall well being, and 376 00:20:43,800 --> 00:20:46,040 Speaker 1: we'll get to some of those questions right after this break. 377 00:20:55,320 --> 00:20:57,000 Speaker 1: All right, we are fact from the Break and we're 378 00:20:57,040 --> 00:21:02,080 Speaker 1: talking with Patrice Washington about redefining wealth and overcoming money struggles. Uh. 379 00:21:02,080 --> 00:21:04,120 Speaker 1: And PATRISA, let's let's talk about your your new book 380 00:21:04,119 --> 00:21:07,240 Speaker 1: coming out here March fifteenth. Within your book, you talk 381 00:21:07,280 --> 00:21:09,119 Speaker 1: about the six Pillars of wealth. You know, we mentioned 382 00:21:09,119 --> 00:21:10,960 Speaker 1: that here before the Break, and the reason that you 383 00:21:11,000 --> 00:21:12,520 Speaker 1: have so many pillars in there is, like, you know, 384 00:21:12,560 --> 00:21:15,919 Speaker 1: basically what you're saying is that it is so incredibly holistic. 385 00:21:16,040 --> 00:21:18,800 Speaker 1: You know, your approach towards money. It's a part of 386 00:21:18,840 --> 00:21:23,199 Speaker 1: why money is pretty far down that list. But you 387 00:21:23,240 --> 00:21:25,879 Speaker 1: can you share their listeners what the other pillars are. Uh, 388 00:21:25,880 --> 00:21:28,400 Speaker 1: and then specifically to how is it that you decided 389 00:21:28,480 --> 00:21:31,120 Speaker 1: that those were the six that you needed to focus 390 00:21:31,160 --> 00:21:34,560 Speaker 1: on in order to truly create wealth. So it's interesting 391 00:21:34,960 --> 00:21:37,879 Speaker 1: I didn't call these things the six pillars of wealth 392 00:21:37,960 --> 00:21:41,639 Speaker 1: until after the fact, like after years of doing them, 393 00:21:42,280 --> 00:21:45,240 Speaker 1: and when I launched my podcast read A Finding Wealth, 394 00:21:45,800 --> 00:21:48,240 Speaker 1: you know, and when I launched that whole that whole brand, 395 00:21:48,359 --> 00:21:52,399 Speaker 1: what I wanted to do was finally peel back the 396 00:21:52,480 --> 00:21:57,040 Speaker 1: layers and open myself up to truly share what I 397 00:21:57,080 --> 00:22:00,840 Speaker 1: had been doing. I was sharing publicly all of the 398 00:22:00,920 --> 00:22:04,320 Speaker 1: things we're used to hearing about with personal finance, but privately, 399 00:22:04,359 --> 00:22:06,760 Speaker 1: behind the scenes, I was doing all this other work. 400 00:22:07,720 --> 00:22:11,280 Speaker 1: And when I looked at some friends and acquaintances and 401 00:22:11,320 --> 00:22:13,800 Speaker 1: people I knew who had also lost everything in the 402 00:22:13,840 --> 00:22:18,920 Speaker 1: recession and we're still struggling several years later, but they 403 00:22:18,920 --> 00:22:21,560 Speaker 1: were talking about some of the same things, the budgeting 404 00:22:21,600 --> 00:22:24,080 Speaker 1: and credit and I'm focused on this, and I'm focused 405 00:22:24,119 --> 00:22:26,000 Speaker 1: on that, And I was going, man, I've really just 406 00:22:26,080 --> 00:22:30,000 Speaker 1: been focused on some other stuff. Maybe I should share that. 407 00:22:30,440 --> 00:22:32,960 Speaker 1: And so I took a look back at my life 408 00:22:33,000 --> 00:22:37,160 Speaker 1: for you know, the seven years before I introduced these pillars, 409 00:22:37,240 --> 00:22:41,280 Speaker 1: and started to just categorize the the habits, the behaviors, 410 00:22:41,720 --> 00:22:44,439 Speaker 1: um the limiting beliefs that I had to eliminate, like 411 00:22:44,480 --> 00:22:47,640 Speaker 1: all these things. And that was how the pillars were born. 412 00:22:48,080 --> 00:22:50,720 Speaker 1: And so the first pillar is fit and it's about 413 00:22:50,760 --> 00:22:53,399 Speaker 1: becoming your best self. And Matt and Joel, I can 414 00:22:53,440 --> 00:22:55,440 Speaker 1: tell you, hands down, when people hear me say fit, 415 00:22:56,400 --> 00:22:58,920 Speaker 1: if I can see them back when I was out 416 00:22:58,960 --> 00:23:02,880 Speaker 1: speaking a pre COVID, you would see the bro their 417 00:23:02,960 --> 00:23:06,560 Speaker 1: brows furrow. You would see people get really annoyed and agitated, 418 00:23:06,600 --> 00:23:08,480 Speaker 1: and they're like, she's going to talk about going to 419 00:23:08,520 --> 00:23:11,919 Speaker 1: the gym. It's like, okay, I'm gonna mention that. But 420 00:23:11,960 --> 00:23:15,800 Speaker 1: there's a bigger picture here. What I learned is that 421 00:23:16,640 --> 00:23:19,399 Speaker 1: if I did not take care of my mental and 422 00:23:19,440 --> 00:23:23,560 Speaker 1: physical fitness, my mental and physical well being, there would 423 00:23:23,560 --> 00:23:27,160 Speaker 1: be no way to actually go out and pursue those 424 00:23:27,200 --> 00:23:30,480 Speaker 1: things that would help me rebuild my wealth. What do 425 00:23:30,480 --> 00:23:33,000 Speaker 1: I mean by that? If it for women in particular 426 00:23:33,040 --> 00:23:37,639 Speaker 1: who are listening, and your wives may concur that we 427 00:23:37,720 --> 00:23:41,200 Speaker 1: are so good about making sure that you guys get 428 00:23:41,240 --> 00:23:44,479 Speaker 1: it together like that the kids are taken care of, 429 00:23:44,920 --> 00:23:48,320 Speaker 1: um that if they have the sniffles, it's immediately addressed that. 430 00:23:48,680 --> 00:23:51,320 Speaker 1: You know, anytime something is wrong with people we love, 431 00:23:51,440 --> 00:23:54,560 Speaker 1: we jump on it. But whenever something is wrong physically 432 00:23:54,600 --> 00:23:58,000 Speaker 1: with us, we ignore it or we prolong it, and 433 00:23:58,040 --> 00:24:00,520 Speaker 1: we put ourselves at the bottom of the list. And 434 00:24:00,600 --> 00:24:03,400 Speaker 1: so here I was saying, Oh my gosh, I want 435 00:24:03,400 --> 00:24:05,800 Speaker 1: to I want my territory to be enlarged. I want 436 00:24:05,800 --> 00:24:08,600 Speaker 1: to speak all over the country. I'm want you know, 437 00:24:08,600 --> 00:24:10,840 Speaker 1: I'm starting to create these goals. I'm getting in the 438 00:24:10,880 --> 00:24:14,240 Speaker 1: blogging right and I'm starting to get recognized for it. 439 00:24:14,280 --> 00:24:17,840 Speaker 1: And I have all these lofty ambitions, but I couldn't 440 00:24:17,840 --> 00:24:22,040 Speaker 1: even breathe walking around my apartment. I was ignoring the 441 00:24:22,080 --> 00:24:24,280 Speaker 1: fact that I was sure to breath, that I was 442 00:24:24,320 --> 00:24:27,040 Speaker 1: always fatigued, and I made it like no big deal. 443 00:24:27,440 --> 00:24:31,119 Speaker 1: I brushed it off because I am now in the 444 00:24:31,200 --> 00:24:34,560 Speaker 1: land of social media, where everyone is on their hustling grind, 445 00:24:35,240 --> 00:24:38,640 Speaker 1: and it is so noble to be up at three 446 00:24:38,680 --> 00:24:42,160 Speaker 1: am on your grind, and it is like a badge 447 00:24:42,160 --> 00:24:46,199 Speaker 1: of honor to compare how tired you are with others. Right, 448 00:24:46,200 --> 00:24:48,080 Speaker 1: if someone's like, oh my gosh, I got no sleep, 449 00:24:48,119 --> 00:24:50,200 Speaker 1: You're like, I haven't slept in days. I've been working 450 00:24:50,240 --> 00:24:53,800 Speaker 1: on my launch, right, And so I got into that 451 00:24:53,880 --> 00:24:58,280 Speaker 1: and I found myself again in the emergency room because 452 00:24:58,320 --> 00:25:02,400 Speaker 1: I have food poisoning. But once they started to run tests, 453 00:25:02,960 --> 00:25:05,439 Speaker 1: what the doctor came back and said is like, you know, 454 00:25:05,480 --> 00:25:08,000 Speaker 1: you've got more problems than food poisoning. I'm like, hey, sir, 455 00:25:08,160 --> 00:25:12,119 Speaker 1: that's you're being rude, Like I know I have problems. 456 00:25:12,520 --> 00:25:16,440 Speaker 1: He's like, your blood clown is really low like you 457 00:25:16,520 --> 00:25:20,600 Speaker 1: are um, your iron is severely like low, like your 458 00:25:20,640 --> 00:25:23,200 Speaker 1: hemo global levels for a woman of childbearing age should 459 00:25:23,200 --> 00:25:27,080 Speaker 1: be twelve and up. You're running at under five. You're 460 00:25:27,119 --> 00:25:29,680 Speaker 1: running on fumes. And that didn't just start. You had 461 00:25:29,720 --> 00:25:32,480 Speaker 1: to have been doing this for a long time. He said, 462 00:25:32,480 --> 00:25:35,000 Speaker 1: did you ignore the symptoms? I'm like, well I don't. 463 00:25:35,119 --> 00:25:39,120 Speaker 1: I mean, what are the symptoms symptoms? Right? Fatigue? Well, yeah, 464 00:25:39,200 --> 00:25:42,600 Speaker 1: everyone's tired. I'm on my hustle and grind right, shortness 465 00:25:42,640 --> 00:25:45,320 Speaker 1: of breath. Oh, that's why I have to take a 466 00:25:45,320 --> 00:25:48,560 Speaker 1: break walking up two flights stairs here. I was pushing 467 00:25:48,600 --> 00:25:52,040 Speaker 1: myself harder to go to the gym and to work 468 00:25:52,040 --> 00:25:54,480 Speaker 1: out more because I'm like, you gotta pull it together. 469 00:25:55,000 --> 00:25:57,640 Speaker 1: But the truth was I have been ignoring the signs. 470 00:25:58,280 --> 00:26:01,119 Speaker 1: What good is wealth? What good is money? Right? Or 471 00:26:01,200 --> 00:26:04,720 Speaker 1: financial wealth if you're not even here to enjoy it. 472 00:26:05,840 --> 00:26:09,679 Speaker 1: But so many of us are working ourselves into the 473 00:26:09,760 --> 00:26:14,479 Speaker 1: ground so that we can enjoy some retirement ten twenty 474 00:26:14,600 --> 00:26:18,360 Speaker 1: thirty years from now. But we're not honoring the only 475 00:26:18,480 --> 00:26:22,439 Speaker 1: vessel we get to execute that vision. That's a problem, 476 00:26:22,480 --> 00:26:25,199 Speaker 1: and that is when we say health is wealth, we 477 00:26:25,280 --> 00:26:27,639 Speaker 1: make it this like, oh, health is wealth? No? No, really, 478 00:26:28,160 --> 00:26:31,760 Speaker 1: like either take care of yourself now or you're going 479 00:26:31,840 --> 00:26:33,520 Speaker 1: to pay like you're gonna pay for it now or 480 00:26:33,520 --> 00:26:36,240 Speaker 1: pay for it later. I love too how you you 481 00:26:36,320 --> 00:26:40,160 Speaker 1: touched not just on physical fitness but also mental fitness. 482 00:26:40,600 --> 00:26:42,600 Speaker 1: And one of the cool rules that you mentioned in 483 00:26:42,640 --> 00:26:44,920 Speaker 1: your book is the ninety eight to rule and how 484 00:26:44,920 --> 00:26:46,800 Speaker 1: that can set you up for success. And you actually 485 00:26:46,800 --> 00:26:49,000 Speaker 1: talk about how your husband is a perfect example of this. 486 00:26:49,359 --> 00:26:51,440 Speaker 1: What is that rule? And then how have you seen 487 00:26:51,440 --> 00:26:56,520 Speaker 1: it at work? So the two rule was actually something 488 00:26:56,560 --> 00:26:58,840 Speaker 1: I got from a good friend of ours, Kelly Cardinas, 489 00:26:58,920 --> 00:27:02,119 Speaker 1: and when he was on the podcast, he talked about 490 00:27:02,119 --> 00:27:05,840 Speaker 1: this philosophy that his dad taught him, and it was 491 00:27:05,920 --> 00:27:10,800 Speaker 1: that life is basically ninety eight percent your attitude and 492 00:27:10,840 --> 00:27:16,640 Speaker 1: only two percent aptitude. And I really believe this right 493 00:27:16,800 --> 00:27:19,560 Speaker 1: that if we live by this ninety eight to rule, 494 00:27:19,680 --> 00:27:23,840 Speaker 1: that it's all attitude, like the attitude that we bring 495 00:27:24,200 --> 00:27:26,680 Speaker 1: to anything. I tell the ladies in my program, your 496 00:27:26,720 --> 00:27:30,400 Speaker 1: attitude towards this process is going to determine your success. 497 00:27:31,240 --> 00:27:34,680 Speaker 1: So the other part of this, and understanding that it's 498 00:27:34,680 --> 00:27:39,439 Speaker 1: always mindset, is just to know that if you comment 499 00:27:39,600 --> 00:27:43,840 Speaker 1: life with this, oh, I've had financial failure, I've had challenges, 500 00:27:43,880 --> 00:27:46,480 Speaker 1: I've had difficulties. This I'm not smart enough, I'm not 501 00:27:46,560 --> 00:27:50,000 Speaker 1: a money person. That's going to be the experience. It's 502 00:27:50,080 --> 00:27:52,480 Speaker 1: not so much the aptitude. And a lot of people 503 00:27:52,520 --> 00:27:54,560 Speaker 1: don't do well with finances. And I'm sure you guys 504 00:27:54,600 --> 00:27:56,440 Speaker 1: have heard this. You probably get it from your listeners. 505 00:27:56,680 --> 00:28:00,520 Speaker 1: I'm a creative person, I'm not a money person. Well, 506 00:28:00,560 --> 00:28:04,400 Speaker 1: if that's the mindset and the attitude that you're moving with, 507 00:28:05,440 --> 00:28:09,000 Speaker 1: you're always going to have a problem, right, You're always 508 00:28:09,000 --> 00:28:11,720 Speaker 1: going to stay away from doing those things that will 509 00:28:11,760 --> 00:28:15,120 Speaker 1: actually help you build wealth. It's not that people who 510 00:28:15,119 --> 00:28:18,680 Speaker 1: are doing well or decently with money are so much 511 00:28:18,720 --> 00:28:22,000 Speaker 1: smarter than you. They've just taken on a different attitude 512 00:28:22,040 --> 00:28:25,399 Speaker 1: that they won't allow what they know or or don't 513 00:28:25,400 --> 00:28:31,280 Speaker 1: know to limit what they can achieve. Attitude. Yeah, it's 514 00:28:31,280 --> 00:28:33,879 Speaker 1: so important. So yeah, you're talking about fitness, physical fitness, 515 00:28:33,920 --> 00:28:35,639 Speaker 1: you're talking about mental fitness. I love how in the 516 00:28:35,640 --> 00:28:37,800 Speaker 1: book Till you call it protecting the vessel, right, because 517 00:28:37,800 --> 00:28:41,320 Speaker 1: it's so important for us to maintain you know, our bodies, 518 00:28:41,320 --> 00:28:43,520 Speaker 1: our lives, are our our mental state in order to 519 00:28:43,600 --> 00:28:46,120 Speaker 1: do the other things that are important to us. But 520 00:28:46,400 --> 00:28:49,480 Speaker 1: that the next player that you mentioned too is people, right, 521 00:28:49,840 --> 00:28:52,240 Speaker 1: And it seems like in our world today, it's easier 522 00:28:52,240 --> 00:28:55,720 Speaker 1: than ever to distance and isolate ourselves as more individuals 523 00:28:55,760 --> 00:28:58,280 Speaker 1: are are able to work and make a living, you know, 524 00:28:58,320 --> 00:29:02,560 Speaker 1: without directly interacting with others. Right, Like I'm thinking about 525 00:29:02,440 --> 00:29:06,320 Speaker 1: stream Yeah, yeah, I'm thinking about like the gig economy. Um. 526 00:29:06,320 --> 00:29:08,800 Speaker 1: But so why, in your opinion do you feel that 527 00:29:08,880 --> 00:29:12,480 Speaker 1: people are so important? Yeah? The people pillars about creating 528 00:29:12,520 --> 00:29:16,600 Speaker 1: relationships that matter. And for years now, people have asked 529 00:29:16,640 --> 00:29:19,480 Speaker 1: me how did I get certain opportunities? How did you 530 00:29:20,640 --> 00:29:22,920 Speaker 1: whatever it is, right, how have you done these things? 531 00:29:23,120 --> 00:29:25,800 Speaker 1: And I always tell them it's not really about pitching. 532 00:29:26,600 --> 00:29:30,240 Speaker 1: It's never really been about the perfect pitch. It's been 533 00:29:30,280 --> 00:29:35,520 Speaker 1: about attracting opportunities because of how I show up. Right, 534 00:29:35,720 --> 00:29:39,880 Speaker 1: I'm kind and pleasant. Whether you're the CEO or the janitor, 535 00:29:40,400 --> 00:29:42,400 Speaker 1: it doesn't matter. There's something I feel that I can 536 00:29:42,480 --> 00:29:45,040 Speaker 1: learn from any and everyone that I come into contact with. 537 00:29:45,160 --> 00:29:47,760 Speaker 1: I learned from my thirteen year old daughter every day, right, 538 00:29:47,800 --> 00:29:49,960 Speaker 1: That's I told you guys before we started. She's definitely 539 00:29:50,000 --> 00:29:53,520 Speaker 1: thirteen going on thirty nine, like, right, So I'm always learning. 540 00:29:53,520 --> 00:29:56,360 Speaker 1: But I believe that even when we have to have 541 00:29:56,480 --> 00:29:59,800 Speaker 1: difficult conversations, there's a way to leave people with their 542 00:30:00,080 --> 00:30:04,040 Speaker 1: that he intact so that the relationship might be untied. 543 00:30:04,400 --> 00:30:07,840 Speaker 1: But you're not burning a bridge because even though it 544 00:30:07,880 --> 00:30:10,680 Speaker 1: seems like we're all isolated and doing our own thing, 545 00:30:10,760 --> 00:30:14,800 Speaker 1: we're also more connected than ever and you never know 546 00:30:15,240 --> 00:30:19,520 Speaker 1: who knows who right. And we we've talked about six 547 00:30:19,600 --> 00:30:22,280 Speaker 1: degrees of separation, but I don't think we take it seriously. 548 00:30:22,440 --> 00:30:24,240 Speaker 1: And I really think that now we're down to like 549 00:30:24,360 --> 00:30:27,160 Speaker 1: one degree for most people. If you talk long enough, 550 00:30:27,160 --> 00:30:30,560 Speaker 1: you're gonna go, oh, that's also my Instagram friend, right, 551 00:30:30,640 --> 00:30:33,840 Speaker 1: Like there's some way. And what I've seen over the 552 00:30:33,920 --> 00:30:38,600 Speaker 1: years is that people will dismiss and disregard folks that 553 00:30:38,640 --> 00:30:43,440 Speaker 1: they don't think can do something for them. And I 554 00:30:43,480 --> 00:30:46,080 Speaker 1: want to submit to you that there's always someone watching 555 00:30:46,080 --> 00:30:48,680 Speaker 1: you who has the power to bless you. But how 556 00:30:48,720 --> 00:30:51,800 Speaker 1: are they watching you? Show up? Do you engage, do 557 00:30:51,920 --> 00:30:55,720 Speaker 1: you serve? Do you offer value? I've got friends friends 558 00:30:55,760 --> 00:30:58,760 Speaker 1: with podcasts, and they've got a few hundred downloads like 559 00:30:58,840 --> 00:31:01,920 Speaker 1: every episode, and I think sometimes they hold themselves up 560 00:31:01,960 --> 00:31:05,440 Speaker 1: to this impossible standard, like, man, I'm not getting you know, 561 00:31:05,720 --> 00:31:08,160 Speaker 1: thousands or hundreds of thousands of downloads a month. I'm 562 00:31:08,200 --> 00:31:11,880 Speaker 1: getting I'm getting you know, um, and I just like 563 00:31:12,240 --> 00:31:14,480 Speaker 1: encourage them. If if that many people showed up to 564 00:31:14,480 --> 00:31:17,120 Speaker 1: listen to you talk in a physical room, you would 565 00:31:17,120 --> 00:31:19,040 Speaker 1: show up in a heartbeat. You have to Those are 566 00:31:19,080 --> 00:31:22,200 Speaker 1: real people, They're not numbers on a page. And I think, yeah, 567 00:31:22,400 --> 00:31:26,640 Speaker 1: I love your mission to like, uh, to basically not 568 00:31:26,800 --> 00:31:29,680 Speaker 1: just get from other people, but contribute to other people. 569 00:31:29,720 --> 00:31:31,480 Speaker 1: Like that's a huge part of your mission. I love 570 00:31:31,480 --> 00:31:34,600 Speaker 1: that give, give, give, and give some more. I remember 571 00:31:34,600 --> 00:31:38,480 Speaker 1: when people would say, oh my gosh, um, their whole 572 00:31:38,480 --> 00:31:40,600 Speaker 1: marketing plan was to meet Oprah. I'm going to go 573 00:31:40,640 --> 00:31:45,280 Speaker 1: on the Oprah Winfrey show. Right. It was like it works, 574 00:31:45,320 --> 00:31:49,400 Speaker 1: like if it works, But I'm like, how many clients? Right? 575 00:31:49,520 --> 00:31:51,880 Speaker 1: How many? How many clients? How many peers? How many 576 00:31:51,920 --> 00:31:54,959 Speaker 1: people who were in arms length reached to you? Did 577 00:31:55,040 --> 00:31:58,760 Speaker 1: you dismiss for this dream to get to Oprah? If 578 00:31:58,800 --> 00:32:01,280 Speaker 1: it works for you, look waiting to be discovered by 579 00:32:01,280 --> 00:32:05,120 Speaker 1: Oprah too. But in the meantime, I'm going to do 580 00:32:05,200 --> 00:32:07,360 Speaker 1: what I need to do to serve those in my 581 00:32:07,400 --> 00:32:11,720 Speaker 1: sphere of influence. And that has been really a secret. 582 00:32:12,080 --> 00:32:15,760 Speaker 1: I just really focused on treating people well and showing 583 00:32:15,840 --> 00:32:19,240 Speaker 1: up and supporting other people. And the other piece of 584 00:32:19,280 --> 00:32:22,720 Speaker 1: that is not just your professional relationships, but even personal 585 00:32:23,120 --> 00:32:25,640 Speaker 1: One of the reasons that I think so many of 586 00:32:25,720 --> 00:32:28,000 Speaker 1: us carry around I don't know if dad guilt is 587 00:32:28,040 --> 00:32:30,600 Speaker 1: a thing, because I heard that there's a guilt gender gap, 588 00:32:30,680 --> 00:32:33,840 Speaker 1: but mom guilt is a thing, you know, for many 589 00:32:33,920 --> 00:32:36,800 Speaker 1: of us, and you know, as women in general, we 590 00:32:36,880 --> 00:32:39,280 Speaker 1: kind of will walk around and feel guilty for all 591 00:32:39,360 --> 00:32:42,200 Speaker 1: kinds of things. Is perceived guilt, not even for real things. 592 00:32:42,960 --> 00:32:45,640 Speaker 1: But one of the ways that I've been able to 593 00:32:45,720 --> 00:32:48,280 Speaker 1: overcome that is that when I'm with my family, I'm 594 00:32:48,320 --> 00:32:51,760 Speaker 1: with my family. And the other part about creating relationships 595 00:32:51,800 --> 00:32:55,960 Speaker 1: that matters understanding that when we're present, while in the 596 00:32:56,080 --> 00:32:59,640 Speaker 1: presence of the people we say we love, and we 597 00:32:59,760 --> 00:33:03,040 Speaker 1: give them attention, like not scrolling through Instagram while our 598 00:33:03,080 --> 00:33:04,960 Speaker 1: kids are trying to tell us a story. High I 599 00:33:05,080 --> 00:33:08,200 Speaker 1: learned from that lesson raising my hand. If we learned 600 00:33:08,240 --> 00:33:10,880 Speaker 1: to put the phone away when we're at dinner, if 601 00:33:10,880 --> 00:33:13,640 Speaker 1: we learned to give our significant other people we love 602 00:33:13,720 --> 00:33:19,320 Speaker 1: undivided attention, like while we're in those um intimate spaces. 603 00:33:19,960 --> 00:33:22,480 Speaker 1: The more we're able to do that, the more confidently 604 00:33:22,520 --> 00:33:25,680 Speaker 1: we can go out and serve in our professional lives 605 00:33:25,800 --> 00:33:28,120 Speaker 1: because in the back of our heads we don't have 606 00:33:28,200 --> 00:33:32,720 Speaker 1: this nagging idea that something is wrong at home, and 607 00:33:32,920 --> 00:33:36,400 Speaker 1: that does impact your ability to show up and be 608 00:33:36,480 --> 00:33:38,800 Speaker 1: focused on the things that you need to do. If 609 00:33:38,840 --> 00:33:42,360 Speaker 1: secretly you feel like, well, I've been a public success 610 00:33:42,360 --> 00:33:46,120 Speaker 1: but a private failure. Patrice, you know one of the 611 00:33:46,120 --> 00:33:47,840 Speaker 1: other pillars here to you, I wanted to touch on 612 00:33:48,040 --> 00:33:50,520 Speaker 1: real quickly before the break you talked about I mean space, 613 00:33:50,800 --> 00:33:52,560 Speaker 1: space is one of them, right, and and so you're 614 00:33:52,680 --> 00:33:54,480 Speaker 1: you know, you're really into decluttering. You kind of you 615 00:33:54,560 --> 00:33:57,840 Speaker 1: touched on that earlier in the episode. There's obvious benefits 616 00:33:57,880 --> 00:34:00,320 Speaker 1: to decluttering, right like, just like you said, the ability 617 00:34:00,360 --> 00:34:02,080 Speaker 1: to focus on the task at hand, what it is 618 00:34:02,120 --> 00:34:04,000 Speaker 1: that you need to get done. But you you also 619 00:34:04,040 --> 00:34:07,200 Speaker 1: talked about within your your Space section of your book, 620 00:34:07,240 --> 00:34:09,640 Speaker 1: you were talking about time. Uh, and you know you 621 00:34:09,640 --> 00:34:13,080 Speaker 1: also recommend for folks to calendar everything. And I was, actually, 622 00:34:13,120 --> 00:34:14,799 Speaker 1: I'm really excited to talk to you about this because 623 00:34:14,800 --> 00:34:17,520 Speaker 1: I've really thrown myself into getting things on the calendar 624 00:34:17,719 --> 00:34:19,680 Speaker 1: that I want to to see done, because I've seen 625 00:34:19,719 --> 00:34:21,399 Speaker 1: that if I put it on the counter, I will 626 00:34:21,440 --> 00:34:23,840 Speaker 1: actually do it. Uh. And so can you shame if 627 00:34:23,880 --> 00:34:27,720 Speaker 1: you don't, you won't. It's true, It's true. I'm curious 628 00:34:27,760 --> 00:34:29,280 Speaker 1: to hear you talk about that more. Can you share 629 00:34:29,280 --> 00:34:33,279 Speaker 1: how time and money are so similar? Yeah? I think 630 00:34:33,280 --> 00:34:36,600 Speaker 1: one thing we need to recognize is that we will 631 00:34:36,640 --> 00:34:39,360 Speaker 1: say things like time is money, but we don't realize 632 00:34:39,360 --> 00:34:43,319 Speaker 1: how much time we waste every day looking for things. 633 00:34:43,360 --> 00:34:45,120 Speaker 1: Many of us are looking for things we own but 634 00:34:45,200 --> 00:34:47,640 Speaker 1: can never find. There's like a statistic that says the 635 00:34:47,680 --> 00:34:50,320 Speaker 1: average person spends I think it's seventy two or seventy 636 00:34:50,320 --> 00:34:52,839 Speaker 1: six hours a year looking for things they already own 637 00:34:52,880 --> 00:34:59,080 Speaker 1: but can never find. That's all the time, right, and 638 00:34:59,160 --> 00:35:01,759 Speaker 1: now that we do so much digitally, even how we 639 00:35:01,960 --> 00:35:05,279 Speaker 1: organize things in our digital lives will save it one 640 00:35:05,320 --> 00:35:07,759 Speaker 1: way one week and save it another way a different week, 641 00:35:08,040 --> 00:35:10,960 Speaker 1: And so we're always looking for things. We're always wasting 642 00:35:11,000 --> 00:35:13,399 Speaker 1: so much time. And one of the things that has 643 00:35:13,440 --> 00:35:16,640 Speaker 1: helped me is I organized my calendar based on the 644 00:35:16,680 --> 00:35:20,319 Speaker 1: pillars because I believe that if we're saying that these 645 00:35:20,320 --> 00:35:22,440 Speaker 1: things matter to us, then we should make time for it, 646 00:35:22,520 --> 00:35:27,000 Speaker 1: not look for time. We should organize our lives down 647 00:35:27,040 --> 00:35:29,440 Speaker 1: to the pillar and put everything that we need and 648 00:35:29,480 --> 00:35:32,040 Speaker 1: people are like, oh my gosh, that's so tedious. But 649 00:35:32,120 --> 00:35:34,400 Speaker 1: if I'm saying time is money. If I have a 650 00:35:34,400 --> 00:35:36,160 Speaker 1: plan for my day, if I have a plan for 651 00:35:36,239 --> 00:35:40,080 Speaker 1: my week, for my month, then I'm saving time and 652 00:35:40,120 --> 00:35:43,000 Speaker 1: therefore maximizing my ability to get to the money that 653 00:35:43,040 --> 00:35:45,960 Speaker 1: I say I want. And if you're spending hours a 654 00:35:46,040 --> 00:35:49,160 Speaker 1: day right because you're not setting up your life to 655 00:35:49,200 --> 00:35:53,520 Speaker 1: support you, then you're you're definitely wasting time, You're frustrating yourself, 656 00:35:53,800 --> 00:35:56,520 Speaker 1: you're cluttering your mind, and you're impeding your ability to 657 00:35:56,560 --> 00:35:59,960 Speaker 1: get to wealth sooner. Yeah. And one of the things too, 658 00:36:00,040 --> 00:36:01,520 Speaker 1: I mean, you mentioned this in the book, but you 659 00:36:01,560 --> 00:36:05,080 Speaker 1: specifically related money and time, uh, in the in the 660 00:36:05,120 --> 00:36:08,200 Speaker 1: same sense that we budget our money, we essentially plan 661 00:36:08,320 --> 00:36:11,080 Speaker 1: our time using the calendar, and and you you kind 662 00:36:11,080 --> 00:36:14,279 Speaker 1: of equated the calendar as like a budget for our time, 663 00:36:14,320 --> 00:36:17,120 Speaker 1: and I thought that was so brilliant. Yeah, you know, 664 00:36:17,200 --> 00:36:20,440 Speaker 1: you start to realize that many times guys will block 665 00:36:20,560 --> 00:36:23,320 Speaker 1: the day for something that really only needed ninety minutes. 666 00:36:24,280 --> 00:36:26,360 Speaker 1: Right when you start to get really granular with this, 667 00:36:26,480 --> 00:36:30,000 Speaker 1: sometimes my system will put something on my calendar, you know, 668 00:36:30,080 --> 00:36:32,840 Speaker 1: for an hour, and I'll change it to fifteen minutes 669 00:36:33,160 --> 00:36:36,040 Speaker 1: because you know that's not a wise use of my 670 00:36:36,120 --> 00:36:39,120 Speaker 1: time budget, right, Like, in the time we give ourselves, 671 00:36:39,120 --> 00:36:41,640 Speaker 1: it's like Parkinson's laws. You know, the time you give 672 00:36:41,680 --> 00:36:44,200 Speaker 1: yourself to complete a task is the time it will take. 673 00:36:44,640 --> 00:36:46,719 Speaker 1: And so if you give yourself two hours, But if 674 00:36:46,760 --> 00:36:49,839 Speaker 1: you're real with yourself, if you were focused right and 675 00:36:49,920 --> 00:36:52,719 Speaker 1: had your life set up to support you, and you 676 00:36:52,719 --> 00:36:56,080 Speaker 1: didn't have to look around for everything, right, then you 677 00:36:56,080 --> 00:36:58,520 Speaker 1: would be able to maximize that time so much more 678 00:36:58,680 --> 00:37:01,239 Speaker 1: and really get down to the nit gritty. And that's 679 00:37:01,280 --> 00:37:04,799 Speaker 1: why you know, I teach this course called results not Resolutions, 680 00:37:04,840 --> 00:37:07,720 Speaker 1: And what I say is I can get more done 681 00:37:07,880 --> 00:37:10,520 Speaker 1: in ninety days than the average person can get done 682 00:37:10,520 --> 00:37:14,680 Speaker 1: in a year because most people are setting of resolution. 683 00:37:14,760 --> 00:37:16,919 Speaker 1: I will lose ten pounds this year. I mean, really, 684 00:37:16,960 --> 00:37:20,320 Speaker 1: does it take twelve months to lose ten pounds? Or 685 00:37:20,880 --> 00:37:22,880 Speaker 1: if you set your life up to support you and 686 00:37:22,920 --> 00:37:27,120 Speaker 1: god disciplined in granular with how you were utilizing the 687 00:37:27,160 --> 00:37:29,920 Speaker 1: time necessary for that, is that something you could hit 688 00:37:29,920 --> 00:37:33,520 Speaker 1: in thirty days? Yeah? No, you're right? Or what hey, patrise, 689 00:37:33,560 --> 00:37:35,319 Speaker 1: we got just a couple more questions We're gonna get 690 00:37:35,320 --> 00:37:47,640 Speaker 1: to with you, and we'll get to those right after this. Alright, 691 00:37:47,640 --> 00:37:50,600 Speaker 1: we're back from the break talking with Patrice Washington and 692 00:37:50,960 --> 00:37:53,080 Speaker 1: Patrise a couple of the other pillars that we haven't 693 00:37:53,080 --> 00:37:56,880 Speaker 1: touched on, faith, work, money again. You know, we're kind 694 00:37:56,920 --> 00:37:59,719 Speaker 1: of joking about how you saved money for the very 695 00:37:59,800 --> 00:38:01,280 Speaker 1: end your book, and I don't. I'm not even actually 696 00:38:01,320 --> 00:38:07,400 Speaker 1: sure if we're gonna get some money. Yeah. Well, I mean, 697 00:38:07,440 --> 00:38:08,759 Speaker 1: and you talk about this in the book, and we 698 00:38:08,760 --> 00:38:11,040 Speaker 1: talk about this on the show, but so much of 699 00:38:11,280 --> 00:38:15,440 Speaker 1: personal financial knowledge and the practices it's I mean, it's 700 00:38:15,440 --> 00:38:18,760 Speaker 1: the nuts and bolts. It's it's not mind blowing lee hard, 701 00:38:19,120 --> 00:38:21,080 Speaker 1: it's all the other things that go into making sure 702 00:38:21,160 --> 00:38:23,000 Speaker 1: that we're doing the right thing. You know. One one, dude, 703 00:38:23,040 --> 00:38:26,240 Speaker 1: I think one time put all the must know personal 704 00:38:26,320 --> 00:38:28,839 Speaker 1: finance stuff on one index card, right, and that like 705 00:38:29,080 --> 00:38:31,359 Speaker 1: went viral because it's like, oh, yeah, I guess there's 706 00:38:31,360 --> 00:38:33,560 Speaker 1: really not all that much you actually need to know, 707 00:38:34,120 --> 00:38:36,480 Speaker 1: And there's just so many other aspects which you tackle 708 00:38:36,520 --> 00:38:38,560 Speaker 1: in your book that are just as important to how 709 00:38:38,560 --> 00:38:40,799 Speaker 1: we live our lives and handle our Money's right, Yeah, 710 00:38:41,160 --> 00:38:43,520 Speaker 1: So you mentioned your faith, like that's an incredibly important 711 00:38:43,520 --> 00:38:46,239 Speaker 1: part of your life, but you mentioned something under the 712 00:38:46,320 --> 00:38:50,400 Speaker 1: work pillar. And you're talking about the difference between giftings 713 00:38:51,000 --> 00:38:53,279 Speaker 1: and passions, you know, you make a good argument for 714 00:38:53,320 --> 00:38:55,160 Speaker 1: why they are different. Can you make kind of make 715 00:38:55,160 --> 00:38:57,600 Speaker 1: that argument here? Yeah, you know, I got tired of 716 00:38:57,680 --> 00:38:59,839 Speaker 1: hearing people say follow your passion and the money will. 717 00:39:00,680 --> 00:39:02,680 Speaker 1: We've all heard it, and there's a lot of people 718 00:39:02,680 --> 00:39:05,640 Speaker 1: who are living by that. But the truth is, sometimes 719 00:39:06,080 --> 00:39:08,480 Speaker 1: you can be passionate about things that you're not gifted in, 720 00:39:09,160 --> 00:39:11,840 Speaker 1: that you're not skilled in. And so my example is 721 00:39:11,920 --> 00:39:15,480 Speaker 1: I'm passionate about singing. If you come to my house, 722 00:39:15,560 --> 00:39:18,760 Speaker 1: you can hear me belting out tunes in the shower 723 00:39:18,920 --> 00:39:22,880 Speaker 1: on any given morning or evening. Here's the truth, no 724 00:39:22,920 --> 00:39:26,160 Speaker 1: one will ever pay me to sing, right. Passion is 725 00:39:26,200 --> 00:39:29,520 Speaker 1: about what energizes you, what excites you, what makes you happy. 726 00:39:29,920 --> 00:39:33,040 Speaker 1: It really doesn't turn into purpose until it can serve others. 727 00:39:34,000 --> 00:39:37,080 Speaker 1: That's the truth. And sometimes we need to allow ourselves 728 00:39:37,080 --> 00:39:40,920 Speaker 1: to get passionate about things that we are actually gifted in. 729 00:39:41,600 --> 00:39:45,399 Speaker 1: Because I believe that each and every one of us 730 00:39:45,480 --> 00:39:48,080 Speaker 1: was born with a gift of some kind of talent 731 00:39:48,160 --> 00:39:50,759 Speaker 1: of skill that we were given freely, that it was 732 00:39:50,760 --> 00:39:54,120 Speaker 1: a gift, like we didn't do anything in particular to 733 00:39:54,280 --> 00:39:58,719 Speaker 1: earn it. I didn't. I didn't get Whitney Houston's vocal cords, right, 734 00:39:58,800 --> 00:40:01,520 Speaker 1: It just she got them. Really here, I am in 735 00:40:01,560 --> 00:40:04,799 Speaker 1: the shower, not my ministry, not my thing, right, So 736 00:40:04,920 --> 00:40:08,439 Speaker 1: it would make no sense for me to pursue that 737 00:40:08,680 --> 00:40:13,840 Speaker 1: and use so much time, energy resources to keep trying 738 00:40:13,880 --> 00:40:17,319 Speaker 1: to force this thing that is not in alignment with 739 00:40:17,320 --> 00:40:20,560 Speaker 1: what I'm gifted at. And I think that we need 740 00:40:20,640 --> 00:40:25,280 Speaker 1: to start to have honest conversations about this, because we've 741 00:40:25,320 --> 00:40:29,280 Speaker 1: all seen American Idol, Right, We've all seen the shows 742 00:40:29,320 --> 00:40:33,200 Speaker 1: where when they do the the outtakes the people who 743 00:40:33,200 --> 00:40:35,520 Speaker 1: didn't make it, and you're like, what possessed them to 744 00:40:35,600 --> 00:40:38,719 Speaker 1: stand in line for two days for this opportunity that 745 00:40:38,800 --> 00:40:44,880 Speaker 1: they were not? Right, Like, are you honest conversation with them? Right? 746 00:40:44,960 --> 00:40:46,920 Speaker 1: That's that's why that's so important. That's why you know 747 00:40:46,960 --> 00:40:49,080 Speaker 1: why you mentioned that, And like you said, I think 748 00:40:49,120 --> 00:40:51,200 Speaker 1: it is so important especially to for for I think 749 00:40:51,239 --> 00:40:53,880 Speaker 1: the younger generation, they need to be maybe be steered 750 00:40:53,920 --> 00:40:55,919 Speaker 1: slightly more in the direction of it's not like you said, 751 00:40:55,920 --> 00:40:59,320 Speaker 1: it's not just about your passions, it's about your giftings. 752 00:40:59,320 --> 00:41:00,920 Speaker 1: Like what is it that you are actually going to 753 00:41:01,000 --> 00:41:03,400 Speaker 1: be able to pursue Uh, that's gonna be something that 754 00:41:03,440 --> 00:41:05,200 Speaker 1: moves the needle in a way that helps other people, 755 00:41:05,239 --> 00:41:07,080 Speaker 1: and that you're able to make a living. And I 756 00:41:07,120 --> 00:41:09,680 Speaker 1: think that we saw that this past year, right where 757 00:41:10,160 --> 00:41:12,840 Speaker 1: so many of us our lives were disrupted and turned 758 00:41:12,920 --> 00:41:16,719 Speaker 1: upside down, and for the first time, people are going, well, 759 00:41:16,719 --> 00:41:18,480 Speaker 1: what can I do? Not for the first time, but 760 00:41:18,600 --> 00:41:23,960 Speaker 1: you know, since the last recession where everything was uprooted abruptly, 761 00:41:24,880 --> 00:41:27,200 Speaker 1: and now you're going, well, what do I have that 762 00:41:27,280 --> 00:41:30,160 Speaker 1: I can use? Like we're very I think we're blessed 763 00:41:30,200 --> 00:41:32,919 Speaker 1: to live in the air of the gig economy, where 764 00:41:32,960 --> 00:41:35,600 Speaker 1: you can take things that you're naturally good at or 765 00:41:35,640 --> 00:41:39,840 Speaker 1: have some background in and create money. But there's so 766 00:41:39,880 --> 00:41:44,960 Speaker 1: many people who dismiss and deny and ignore the things 767 00:41:45,000 --> 00:41:47,799 Speaker 1: that come to them easily. And so you know, the 768 00:41:47,800 --> 00:41:49,960 Speaker 1: the subtitle of the book is how to Stop Chasing 769 00:41:50,000 --> 00:41:53,880 Speaker 1: money and live your Life's purpose. And I really believe 770 00:41:53,960 --> 00:41:57,399 Speaker 1: that when we're more clear about our purpose, we can 771 00:41:57,480 --> 00:42:00,799 Speaker 1: set the priorities right for our else so we're not 772 00:42:00,880 --> 00:42:05,240 Speaker 1: just making financial decisions on a whim. We're actually able 773 00:42:05,320 --> 00:42:08,799 Speaker 1: to focus and do the things on that index. Card 774 00:42:09,040 --> 00:42:12,680 Speaker 1: that you talked about, right, Because now it's not about 775 00:42:12,719 --> 00:42:16,600 Speaker 1: trying to fill the void, the void that's created when 776 00:42:16,640 --> 00:42:19,879 Speaker 1: we're doing work that's out of alignment. Right when we're 777 00:42:19,880 --> 00:42:23,000 Speaker 1: like going to work punching the air as they say, like, 778 00:42:23,520 --> 00:42:25,440 Speaker 1: or we're sitting in our car before we go in 779 00:42:25,640 --> 00:42:29,279 Speaker 1: going if someone says something to me today that is 780 00:42:29,320 --> 00:42:33,319 Speaker 1: out of line, I'm gonna snap. Right, Well, maybe you're 781 00:42:33,440 --> 00:42:36,520 Speaker 1: using the right gift, but you're in the wrong place. 782 00:42:37,640 --> 00:42:41,839 Speaker 1: And maybe the truth is you need to realign your 783 00:42:41,880 --> 00:42:45,560 Speaker 1: career aspirations to be more in alignment with who you 784 00:42:45,640 --> 00:42:48,480 Speaker 1: really are, not who your parents thought you should be, 785 00:42:49,120 --> 00:42:51,319 Speaker 1: not just what puts food on the table, but who 786 00:42:51,320 --> 00:42:53,480 Speaker 1: are you really Because when we keep trying to force 787 00:42:53,520 --> 00:42:56,880 Speaker 1: ourselves to stay in these places. And I'm not saying 788 00:42:56,920 --> 00:42:59,080 Speaker 1: I went through season, you know, I went through the 789 00:42:59,120 --> 00:43:01,080 Speaker 1: season where I had to take odd jobs to do 790 00:43:01,120 --> 00:43:03,200 Speaker 1: what I needed to do. Right. I had a child 791 00:43:03,640 --> 00:43:07,480 Speaker 1: at rent, I had these responsibilities on my payment plans. Right, 792 00:43:07,719 --> 00:43:12,240 Speaker 1: I took jobs that we're not necessarily in alignment with 793 00:43:12,600 --> 00:43:15,239 Speaker 1: what I saw for myself. But I didn't go and 794 00:43:15,280 --> 00:43:18,439 Speaker 1: park there, right, I didn't just live there. I knew 795 00:43:18,480 --> 00:43:21,279 Speaker 1: there was a means to an end. But sometimes when 796 00:43:21,280 --> 00:43:25,000 Speaker 1: we're not this deliberate or intentional about choosing things that 797 00:43:25,040 --> 00:43:27,920 Speaker 1: are in alignment with our purpose, we go someplace that 798 00:43:28,000 --> 00:43:30,000 Speaker 1: was meant to be a temporary job and we stay 799 00:43:30,080 --> 00:43:33,360 Speaker 1: for a decade, and then we try to soothe ourselves 800 00:43:33,400 --> 00:43:36,799 Speaker 1: by buying a bigger house, getting another car, you know, 801 00:43:37,160 --> 00:43:42,520 Speaker 1: expensive jewelry, the vacations, emotional spending. Now we're doing all 802 00:43:42,600 --> 00:43:45,600 Speaker 1: these things to fill the void, when really, if we 803 00:43:46,239 --> 00:43:48,479 Speaker 1: just shifted what we were doing day end and day out, 804 00:43:49,239 --> 00:43:51,520 Speaker 1: that void could be filled and we wouldn't need to 805 00:43:52,239 --> 00:43:57,080 Speaker 1: window shopper, you know, shop online as much as we do. Yeah, 806 00:43:57,239 --> 00:43:58,920 Speaker 1: all right, So I feel like we've been remissed to 807 00:43:58,960 --> 00:44:01,000 Speaker 1: not mention money much at all in this episode. But 808 00:44:01,000 --> 00:44:02,759 Speaker 1: but uh, we've talked about so much more than that. 809 00:44:02,760 --> 00:44:06,120 Speaker 1: We've talked about redefining wealth and what uh it looks 810 00:44:06,120 --> 00:44:08,360 Speaker 1: like to be truly wealthy as a person in Patrice. 811 00:44:08,400 --> 00:44:10,279 Speaker 1: I so appreciate your insight, but I do want to 812 00:44:10,280 --> 00:44:12,880 Speaker 1: ask you. You You mentioned your daughter earlier on in this episode, 813 00:44:12,960 --> 00:44:15,640 Speaker 1: and I read, or I think I saw you you 814 00:44:15,680 --> 00:44:17,319 Speaker 1: say at one point that you make it a point 815 00:44:17,320 --> 00:44:20,440 Speaker 1: to include your daughter in big time family money decisions, 816 00:44:20,520 --> 00:44:24,320 Speaker 1: and so many people leave their kids. So many couples 817 00:44:24,400 --> 00:44:27,920 Speaker 1: leave their kid out of any sort of major financial discussion. 818 00:44:27,960 --> 00:44:30,239 Speaker 1: It's like go to bed or go watch TV while 819 00:44:30,480 --> 00:44:32,440 Speaker 1: while you know, your mom and I or your dad 820 00:44:32,480 --> 00:44:35,319 Speaker 1: and I make make this decision. And and uh, I 821 00:44:35,360 --> 00:44:37,720 Speaker 1: love that you include her. Why is that so important 822 00:44:37,719 --> 00:44:39,799 Speaker 1: to you? And how do you bring her into those 823 00:44:39,880 --> 00:44:43,839 Speaker 1: family talks. It's important to us because we want her 824 00:44:44,000 --> 00:44:46,800 Speaker 1: to learn from our mistakes as much as she learns 825 00:44:46,880 --> 00:44:49,839 Speaker 1: from the things that we did. Well, then you know, 826 00:44:50,000 --> 00:44:53,560 Speaker 1: we we don't always get it right, and that's okay 827 00:44:53,640 --> 00:44:57,080 Speaker 1: because I don't ever want her to have shame or 828 00:44:57,160 --> 00:45:01,200 Speaker 1: fear or guilt or embarrassment around, you know, making a 829 00:45:01,239 --> 00:45:04,160 Speaker 1: bad choice. And so we like for her to see 830 00:45:04,200 --> 00:45:06,480 Speaker 1: things play out from beginning to end. When we were 831 00:45:06,520 --> 00:45:10,520 Speaker 1: moving back from California to Georgia, we involved her in 832 00:45:10,560 --> 00:45:13,279 Speaker 1: the in the conversation. We involved her and while we 833 00:45:13,280 --> 00:45:17,080 Speaker 1: were downsizing UM, anyone in California knows what I'm saying. 834 00:45:17,120 --> 00:45:19,080 Speaker 1: You can, you know, pay a million dollars and live 835 00:45:19,160 --> 00:45:22,239 Speaker 1: in a shack. They're very easy to do. And when 836 00:45:22,239 --> 00:45:25,400 Speaker 1: my husband UM was no longer in the entertainment industry, 837 00:45:25,400 --> 00:45:27,640 Speaker 1: it didn't make sense for us to give California all 838 00:45:27,640 --> 00:45:32,759 Speaker 1: of our money, and so we downsized. And this is 839 00:45:32,840 --> 00:45:37,680 Speaker 1: in twenty eighteen. We downsized, and we talked to her 840 00:45:37,840 --> 00:45:41,160 Speaker 1: about why. We talked to her about the plan. We 841 00:45:41,239 --> 00:45:44,080 Speaker 1: showed her what you know a certain dollar amount gets 842 00:45:44,120 --> 00:45:47,600 Speaker 1: you in California versus what that can get you in Georgia. 843 00:45:47,800 --> 00:45:50,920 Speaker 1: We talked to her about state tax rates, and we 844 00:45:51,120 --> 00:45:54,879 Speaker 1: because it was going to be emotional to leave her friends, right, 845 00:45:55,120 --> 00:45:57,480 Speaker 1: no kid wants to leave their friends. And but we 846 00:45:57,520 --> 00:46:00,800 Speaker 1: wanted her to see the bigger picture, and we wanted 847 00:46:00,840 --> 00:46:04,359 Speaker 1: her to not just have this memory of like, yeah, 848 00:46:04,440 --> 00:46:07,359 Speaker 1: we randomly moved into a smaller apartment for a year. 849 00:46:07,360 --> 00:46:09,879 Speaker 1: I don't know what that was about. No, we want 850 00:46:09,960 --> 00:46:14,160 Speaker 1: her to have an example of what we did and why, 851 00:46:14,280 --> 00:46:17,880 Speaker 1: so that when she's older, when she finds herself in 852 00:46:18,000 --> 00:46:22,239 Speaker 1: these different predicaments that life will bring, that she can 853 00:46:22,280 --> 00:46:25,520 Speaker 1: calmly take a step back and perhaps remove some of 854 00:46:25,560 --> 00:46:30,120 Speaker 1: the emotion. Unlike what we did, she can perhaps remove 855 00:46:30,160 --> 00:46:32,960 Speaker 1: some of the emotion and look at the bigger picture 856 00:46:33,080 --> 00:46:35,720 Speaker 1: and what the payoff is in the end, and hiding 857 00:46:35,719 --> 00:46:38,919 Speaker 1: it from her would do her a disservice. Our kids 858 00:46:38,920 --> 00:46:41,359 Speaker 1: are only kids for such a short time. If we 859 00:46:41,440 --> 00:46:45,640 Speaker 1: don't get bold and radical about having these conversations, what 860 00:46:45,800 --> 00:46:49,799 Speaker 1: we create our generational cycles of money troubles, and we 861 00:46:49,840 --> 00:46:53,040 Speaker 1: wanted that cycle to end with us. Yeah, it's all 862 00:46:53,080 --> 00:46:55,680 Speaker 1: about educating them and making sure that they don't repeat 863 00:46:55,719 --> 00:46:57,799 Speaker 1: those same mistakes that you make. How I think that's 864 00:46:57,840 --> 00:47:00,839 Speaker 1: that's so great, Patrice, Man, this has been such an 865 00:47:00,880 --> 00:47:04,120 Speaker 1: awesome conversation. We really again, we appreciate your perspective, the 866 00:47:04,160 --> 00:47:05,719 Speaker 1: knowledge and the experience that you've been able to bring 867 00:47:05,760 --> 00:47:09,040 Speaker 1: this conversation. Your book Redefine Wealth for yourself. It's going 868 00:47:09,080 --> 00:47:10,480 Speaker 1: to be coming out here in a couple of weeks. 869 00:47:10,480 --> 00:47:12,279 Speaker 1: Where can folks find your book as well as learn 870 00:47:12,320 --> 00:47:15,680 Speaker 1: more about you? Sure well, you can definitely pre order 871 00:47:15,760 --> 00:47:19,120 Speaker 1: the book now on Amazon, but you can find out 872 00:47:19,160 --> 00:47:22,719 Speaker 1: more about me and all things Patrese Washington at Patrese 873 00:47:22,800 --> 00:47:26,399 Speaker 1: Washington dot com. Awesome, Patrice here the best, Thanks again 874 00:47:26,440 --> 00:47:28,480 Speaker 1: for joining us today. We really appreciate it. Thanks for 875 00:47:28,520 --> 00:47:31,600 Speaker 1: having me, guys, I appreciate it. Joel, we just had 876 00:47:31,640 --> 00:47:35,520 Speaker 1: an awesome conversation here with Patrise Washington. Uh, I feel 877 00:47:35,520 --> 00:47:37,080 Speaker 1: like I feel like we really got to know her. 878 00:47:37,320 --> 00:47:38,919 Speaker 1: You know, like we kind of dove into her past, 879 00:47:39,000 --> 00:47:41,280 Speaker 1: we heard her story. She shared a lot more about 880 00:47:41,280 --> 00:47:43,759 Speaker 1: her her personal story and her struggles, uh than she 881 00:47:43,840 --> 00:47:45,200 Speaker 1: even had in the book. So I'm glad that we 882 00:47:45,239 --> 00:47:47,320 Speaker 1: got to have this conversation. What was your big takeaway 883 00:47:47,320 --> 00:47:49,359 Speaker 1: from our conversation with her today? Yeah, she lives right 884 00:47:49,400 --> 00:47:51,319 Speaker 1: up the road from us, like forty five minutes north 885 00:47:51,320 --> 00:47:53,440 Speaker 1: and now for it, and you know what, if she 886 00:47:53,520 --> 00:47:55,080 Speaker 1: drinks beer, We're gonna get together for beer one of 887 00:47:55,080 --> 00:47:57,520 Speaker 1: those days. Because she was super cool. I really appreciated 888 00:47:57,640 --> 00:48:00,920 Speaker 1: her honesty and willing willingness to tell her story. And 889 00:48:00,960 --> 00:48:03,520 Speaker 1: I think my big takeaway was one point telling her 890 00:48:03,520 --> 00:48:06,839 Speaker 1: story and I basically insinuated that she didn't freak out, 891 00:48:06,840 --> 00:48:09,120 Speaker 1: and she was like, oh eaight, no, no, I did 892 00:48:09,120 --> 00:48:11,960 Speaker 1: freak out. And I appreciated that that that she's willing 893 00:48:12,000 --> 00:48:15,600 Speaker 1: to to say I'm not superwoman. I had freak out moments, 894 00:48:15,600 --> 00:48:17,200 Speaker 1: and and who's not going to have a freak out 895 00:48:17,200 --> 00:48:19,319 Speaker 1: moment when you're going through a tough period like that. 896 00:48:19,760 --> 00:48:22,560 Speaker 1: And so yeah, I just again appreciate that honesty, and 897 00:48:22,560 --> 00:48:25,200 Speaker 1: I think it just gives us all the ability to 898 00:48:25,239 --> 00:48:28,000 Speaker 1: recognize we don't have to be superhuman. When we're going 899 00:48:28,000 --> 00:48:30,279 Speaker 1: through tough times, it's okay to freak out, and it's 900 00:48:30,280 --> 00:48:33,480 Speaker 1: also okay to recognize that those things don't define you, right, Like, 901 00:48:33,840 --> 00:48:36,720 Speaker 1: I think Patrisa has been able to pivot incredibly well 902 00:48:37,080 --> 00:48:40,399 Speaker 1: from a successful real estate career that in large part, 903 00:48:40,640 --> 00:48:43,120 Speaker 1: the way it blew up was not her fault, right, 904 00:48:43,200 --> 00:48:45,960 Speaker 1: There were bigger economic factors at play in what happened 905 00:48:45,960 --> 00:48:47,960 Speaker 1: to her business and what happened to her family. Um, 906 00:48:48,000 --> 00:48:51,239 Speaker 1: But the fact that she didn't get discouraged completely and 907 00:48:51,320 --> 00:48:53,440 Speaker 1: didn't wasn't down for the count. The fact that she 908 00:48:53,480 --> 00:48:55,560 Speaker 1: was able to rebuild. I just want to give people 909 00:48:55,680 --> 00:48:58,640 Speaker 1: the permission freak out for a minute, but then you know, 910 00:48:58,719 --> 00:49:00,759 Speaker 1: start plotting the way that you're gonna come back. Yeah. 911 00:49:00,760 --> 00:49:02,440 Speaker 1: I love how that was a turning point for her, 912 00:49:02,480 --> 00:49:04,280 Speaker 1: how she was able to pivot and use that essentially 913 00:49:04,320 --> 00:49:07,160 Speaker 1: as a springboard in order to move forward with her life. 914 00:49:07,760 --> 00:49:09,360 Speaker 1: My big takeaway for this episode is going to be 915 00:49:09,360 --> 00:49:12,520 Speaker 1: the fact that we didn't even hardly talk about money, right, 916 00:49:12,640 --> 00:49:15,120 Speaker 1: Like we joked early on how the money was the 917 00:49:15,160 --> 00:49:19,000 Speaker 1: sixth pillar. We didn't even touch on that one at all. Uh, 918 00:49:19,000 --> 00:49:22,800 Speaker 1: And the whole reason is because that having healthy money habits, 919 00:49:22,800 --> 00:49:26,040 Speaker 1: it's essentially a byproduct of having a healthy life in 920 00:49:26,080 --> 00:49:29,680 Speaker 1: regards to yourself, in regards to those around you, in 921 00:49:29,680 --> 00:49:32,160 Speaker 1: regards to your faith. There are so many things that 922 00:49:32,239 --> 00:49:34,359 Speaker 1: lead to having wealth in our lives, and I feel 923 00:49:34,400 --> 00:49:37,640 Speaker 1: like Patrice was able to define that well. And oftentimes 924 00:49:37,680 --> 00:49:40,880 Speaker 1: it's not about money, right, Like money can't solve all problems. 925 00:49:40,920 --> 00:49:43,120 Speaker 1: There are lots of other things that we need to 926 00:49:43,160 --> 00:49:45,360 Speaker 1: make sure that we're focusing on. And so I appreciate 927 00:49:45,400 --> 00:49:48,120 Speaker 1: how multifaceted this episode was and how we kind of 928 00:49:48,160 --> 00:49:51,319 Speaker 1: dove into lots of different areas of our lives. Uh. 929 00:49:51,360 --> 00:49:53,279 Speaker 1: And let's be honest, we talked about money day in 930 00:49:53,320 --> 00:49:54,799 Speaker 1: and day out, and so it's good to kind of 931 00:49:54,800 --> 00:49:58,040 Speaker 1: talk about the whole self, the whole being something that's 932 00:49:58,040 --> 00:50:00,720 Speaker 1: a little more holistic as well. Yeah, no doubt, I agree. Alright, 933 00:50:00,880 --> 00:50:02,400 Speaker 1: let's quickly mention the beer that we had on the 934 00:50:02,400 --> 00:50:04,360 Speaker 1: show today. While we're talking with Patrice, we drank a 935 00:50:04,400 --> 00:50:06,839 Speaker 1: beer called waken Bake by Terrapin, a brewery out of 936 00:50:06,920 --> 00:50:09,919 Speaker 1: athens Um, Georgia, matt where you went to school, and 937 00:50:09,960 --> 00:50:12,799 Speaker 1: it's kind of an o G stout they've been making 938 00:50:12,880 --> 00:50:14,759 Speaker 1: for years, but we've never had it on the show before. 939 00:50:14,880 --> 00:50:16,520 Speaker 1: What was your take on this one? Yes, right, Yeah, 940 00:50:16,520 --> 00:50:19,560 Speaker 1: this is a coffee oatmeal Imperial stout, and dude, it 941 00:50:19,680 --> 00:50:22,520 Speaker 1: is super dark and super roasty as well. It's got 942 00:50:22,520 --> 00:50:25,280 Speaker 1: a lot of flavor going on without being too heavy. 943 00:50:25,560 --> 00:50:26,799 Speaker 1: I feel like they were able to pack in all 944 00:50:26,800 --> 00:50:28,959 Speaker 1: the flavors without this being a beer that I felt 945 00:50:29,000 --> 00:50:30,840 Speaker 1: like I would need to share. Oftentimes, you and I 946 00:50:30,840 --> 00:50:33,160 Speaker 1: will share a beer because we're like, oh, that's kind 947 00:50:33,160 --> 00:50:34,400 Speaker 1: of a big one to have in the middle of 948 00:50:34,400 --> 00:50:37,080 Speaker 1: the day during a recording, but this is one where 949 00:50:37,080 --> 00:50:38,799 Speaker 1: you and I each had our own, and I didn't 950 00:50:38,800 --> 00:50:40,799 Speaker 1: feel like it was too much. You know, We're all 951 00:50:40,800 --> 00:50:43,040 Speaker 1: about that quality, not the quantity, right. As long as 952 00:50:43,040 --> 00:50:45,040 Speaker 1: we get a really really good taste of something awesome, 953 00:50:45,280 --> 00:50:47,560 Speaker 1: I don't necessarily need my whole can, right exactly. Yeah, 954 00:50:47,600 --> 00:50:49,920 Speaker 1: And they packed this one full of Jittery Joe's coffee 955 00:50:49,920 --> 00:50:52,480 Speaker 1: as well, so it's definitely had those coffee flavors going on. 956 00:50:52,560 --> 00:50:55,880 Speaker 1: Oh man, this was such intense coffee flavor. I love it. Like, 957 00:50:56,160 --> 00:50:57,920 Speaker 1: we haven't had a coffee stout in way too long 958 00:50:58,000 --> 00:51:00,280 Speaker 1: to make you realize, right, but the coffee's in tense, 959 00:51:00,480 --> 00:51:02,480 Speaker 1: and you know what, it's the right kind of intense 960 00:51:02,520 --> 00:51:04,560 Speaker 1: for me. If I'm gonna drink of coffee stout, like 961 00:51:04,600 --> 00:51:07,040 Speaker 1: make sure it's pack full to the brim of coffee. 962 00:51:07,040 --> 00:51:09,160 Speaker 1: And they definitely did that on this one. Uh, it's 963 00:51:09,160 --> 00:51:11,680 Speaker 1: definitely got some of those really bitter coffee notes. I'm 964 00:51:11,719 --> 00:51:13,880 Speaker 1: a fan of a bitter stout, though I don't like 965 00:51:13,920 --> 00:51:16,680 Speaker 1: the overly sweet stuff, So this one had the bitter 966 00:51:16,800 --> 00:51:19,399 Speaker 1: coffee notes and I dug it, man, I like wake 967 00:51:19,440 --> 00:51:21,640 Speaker 1: and bacon. I've forgotten it's been so many years that 968 00:51:21,719 --> 00:51:22,960 Speaker 1: how good of a beer this is. And it was 969 00:51:23,080 --> 00:51:24,960 Speaker 1: good to revisit it today. Yeah, it truly is one 970 00:51:25,000 --> 00:51:26,960 Speaker 1: of those o g stouts. I feel like Terrapin. I mean, 971 00:51:26,960 --> 00:51:28,319 Speaker 1: they've been on the scene for a while. They're out 972 00:51:28,360 --> 00:51:30,600 Speaker 1: of Athens, but they make some really good beers. They've 973 00:51:30,680 --> 00:51:32,719 Speaker 1: kind of fallen by by the wayside a little bit 974 00:51:32,800 --> 00:51:35,720 Speaker 1: because Creature Comforts they showed up in Athens stole the show, 975 00:51:36,160 --> 00:51:38,560 Speaker 1: but Terrapin still makes really good beers. Check them out 976 00:51:38,600 --> 00:51:40,640 Speaker 1: if you've never tried one before. So, Joel, that's gonna 977 00:51:40,640 --> 00:51:42,520 Speaker 1: be it for this episode. Buddy Listeners can find our 978 00:51:42,520 --> 00:51:44,239 Speaker 1: show notes up on our website at how the Money 979 00:51:44,320 --> 00:51:45,759 Speaker 1: dot com will make sure to include some of the 980 00:51:45,800 --> 00:51:48,239 Speaker 1: different links to where you can buy Patrice's book and 981 00:51:48,280 --> 00:51:50,799 Speaker 1: a link to her site as well, no doubt. All right, buddy, 982 00:51:50,920 --> 00:51:53,880 Speaker 1: until next time, Best friends out, Best friends Out,