WEBVTT - The BA Q&A: My Husband Keeps Blowing Money!

0:00:06.480 --> 0:00:09.680
<v Speaker 1>Hey, hey, ba fam, It's Mandy here with another episode

0:00:09.760 --> 0:00:12.159
<v Speaker 1>of The Brown Ambition Q and A the b A

0:00:12.360 --> 0:00:15.760
<v Speaker 1>q A. Thank y'all so much for sending us your questions.

0:00:15.880 --> 0:00:17.640
<v Speaker 1>This is one of my favorite times of the week

0:00:17.680 --> 0:00:20.480
<v Speaker 1>when I get to sit down and see what's going

0:00:20.560 --> 0:00:23.240
<v Speaker 1>on in y'all's lives and what kinds of questions you've got. Today.

0:00:24.040 --> 0:00:28.000
<v Speaker 1>We have some interesting ones. A couple of you know,

0:00:28.160 --> 0:00:30.960
<v Speaker 1>career questions, which is which is my groove, it's my jam,

0:00:31.480 --> 0:00:35.960
<v Speaker 1>but a kind of spicy question about someone whose husband

0:00:36.200 --> 0:00:41.239
<v Speaker 1>may or may not have been using credit cards to invest. Oof.

0:00:41.320 --> 0:00:43.599
<v Speaker 1>This one's painful. I'm still trying to figure out how

0:00:43.640 --> 0:00:46.280
<v Speaker 1>I'm going to respond to it. But listen, this is

0:00:46.360 --> 0:00:49.480
<v Speaker 1>some really juicy tea, some hot pipe pipe and hot

0:00:49.520 --> 0:00:54.240
<v Speaker 1>tea for your Friday. So let's get it going, all right.

0:00:54.400 --> 0:00:58.960
<v Speaker 1>Question number one that I teased This comes from listener Robin,

0:00:59.040 --> 0:01:03.440
<v Speaker 1>who sent us an e mail saying Oof okay. Robin says,

0:01:03.880 --> 0:01:07.160
<v Speaker 1>my husband does not believe in savings accounts and often

0:01:07.200 --> 0:01:10.440
<v Speaker 1>blows through money. I just found out that he made

0:01:10.520 --> 0:01:15.320
<v Speaker 1>an over fifty thousand dollars investment without consulting me. He

0:01:15.400 --> 0:01:19.679
<v Speaker 1>often does this, and he lost it all this was

0:01:19.760 --> 0:01:23.160
<v Speaker 1>all done with credit cards. What or where should I

0:01:23.240 --> 0:01:28.560
<v Speaker 1>start to secure my financial future? Robin, every sentence it

0:01:28.640 --> 0:01:33.520
<v Speaker 1>got worse. Like, first of all, doesn't believe in savings accounts.

0:01:33.560 --> 0:01:35.280
<v Speaker 1>I didn't think that was a thing that we know.

0:01:35.400 --> 0:01:37.720
<v Speaker 1>I thought we could at least all agree that's one

0:01:37.760 --> 0:01:39.960
<v Speaker 1>of those things like in today's world, can't we at

0:01:40.040 --> 0:01:43.679
<v Speaker 1>least agree that saving is important, like we can we

0:01:43.720 --> 0:01:47.960
<v Speaker 1>can fight about politics and vaccinations and that, but came.

0:01:48.040 --> 0:01:50.559
<v Speaker 1>I thought we could at least agree that having more

0:01:50.600 --> 0:01:54.520
<v Speaker 1>money set aside is better than not having money set aside.

0:01:54.520 --> 0:01:58.080
<v Speaker 1>But Okay, your husband's a unique individual. So first of all,

0:01:58.200 --> 0:02:02.360
<v Speaker 1>doesn't believe in savings accounts. Strike one often blows through money.

0:02:02.680 --> 0:02:06.760
<v Speaker 1>Strike two lies to you, because I think not telling

0:02:06.760 --> 0:02:09.840
<v Speaker 1>you is also a lie. Lies to you when he

0:02:09.960 --> 0:02:17.200
<v Speaker 1>spent fifty thousand dollars on credit cards to invest like what,

0:02:18.240 --> 0:02:20.800
<v Speaker 1>I don't even so I'm going to make an assumption

0:02:20.880 --> 0:02:26.120
<v Speaker 1>here that either he did cash advances on multiple credit

0:02:26.120 --> 0:02:30.000
<v Speaker 1>cards to get that amount of money, or potentially he

0:02:30.639 --> 0:02:35.360
<v Speaker 1>invested in an individual's business by paying with a credit card.

0:02:36.120 --> 0:02:39.680
<v Speaker 1>I have no idea. I can't even begin to fathom

0:02:39.880 --> 0:02:42.320
<v Speaker 1>your question, though, is where do I even start to

0:02:42.320 --> 0:02:47.960
<v Speaker 1>secure my financial future? Robin, Listen, I am in obviously.

0:02:48.040 --> 0:02:49.760
<v Speaker 1>I've been married for several years now, I've been with

0:02:49.800 --> 0:02:54.000
<v Speaker 1>my partner for a decade, and it's not easy. It's

0:02:54.040 --> 0:02:58.160
<v Speaker 1>definitely not easy to align yourselves financially with an entire

0:02:58.280 --> 0:03:01.480
<v Speaker 1>with a different individual. You've got to diferent goals, different styles,

0:03:01.520 --> 0:03:07.360
<v Speaker 1>different values potentially. But this is like beyond, This is

0:03:07.440 --> 0:03:12.600
<v Speaker 1>beyond the normal kind of situation that partners face when

0:03:12.639 --> 0:03:16.880
<v Speaker 1>it comes to trying to work out their finances as

0:03:16.919 --> 0:03:19.640
<v Speaker 1>a team. This is next level. I mean, this is

0:03:19.720 --> 0:03:23.560
<v Speaker 1>like fraud. It's fraud on you. I'm concerned for you, genuinely,

0:03:23.720 --> 0:03:28.120
<v Speaker 1>genuinely concerned that your finances are in deep, deep jeopardy.

0:03:28.360 --> 0:03:31.720
<v Speaker 1>The longer this continues to go on. At this point,

0:03:31.800 --> 0:03:36.800
<v Speaker 1>given the level of financial infidelity happening, the level of

0:03:37.680 --> 0:03:42.360
<v Speaker 1>I'm gonna guess manipulation control, I don't know what's exactly

0:03:42.400 --> 0:03:45.880
<v Speaker 1>going on here, but it's so bad that I don't

0:03:45.920 --> 0:03:48.320
<v Speaker 1>even know if there's a way to necessarily rectify it.

0:03:48.920 --> 0:03:52.000
<v Speaker 1>As far as your personal financial future, I would make

0:03:52.040 --> 0:03:54.080
<v Speaker 1>sure that none of that debt is in your name,

0:03:54.360 --> 0:03:56.320
<v Speaker 1>like those credit cards. I'm hoping that they were just

0:03:56.360 --> 0:03:59.800
<v Speaker 1>in your husband's name and not your own, and start

0:04:00.120 --> 0:04:06.360
<v Speaker 1>keeping really tight control and protecting your finance. It's protecting

0:04:06.400 --> 0:04:09.840
<v Speaker 1>your bank accounts. I would start squirreling away money in

0:04:09.880 --> 0:04:12.240
<v Speaker 1>your own savings account that he does not have any

0:04:12.400 --> 0:04:16.360
<v Speaker 1>access to. Girl, get that password, get second factor authentication,

0:04:17.240 --> 0:04:20.040
<v Speaker 1>you know, get the FBI on it, lock it down,

0:04:20.200 --> 0:04:22.560
<v Speaker 1>because I don't think you want your husband anywhere near

0:04:22.600 --> 0:04:27.279
<v Speaker 1>your money, because he's proven to be really careless. Yeah,

0:04:27.360 --> 0:04:31.160
<v Speaker 1>this is shocking to me. So I would start on

0:04:31.240 --> 0:04:34.040
<v Speaker 1>your own. Like, let's even forget about the relationship factor.

0:04:34.760 --> 0:04:39.320
<v Speaker 1>Like you're you're an independent woman. You can decide whether

0:04:39.440 --> 0:04:41.120
<v Speaker 1>or not this is the kind of relationship you want

0:04:41.160 --> 0:04:44.040
<v Speaker 1>to continue having. But let's say you decide to stay

0:04:44.080 --> 0:04:47.880
<v Speaker 1>with this person. I think it's all about you creating

0:04:48.120 --> 0:04:52.839
<v Speaker 1>a huge like grand canyon, sides divide, and on one

0:04:52.920 --> 0:04:55.080
<v Speaker 1>end of that grand canyon is him, and on the

0:04:55.120 --> 0:04:57.280
<v Speaker 1>other end of it is you and your money. So

0:04:57.760 --> 0:04:59.960
<v Speaker 1>keep it safe, keep your own savings accounts, keep you

0:05:00.000 --> 0:05:03.520
<v Speaker 1>your own credit cards, make sure that they are hidden

0:05:03.600 --> 0:05:06.080
<v Speaker 1>that he can't take them. And then as far as

0:05:06.120 --> 0:05:08.800
<v Speaker 1>your assets and the debts that he's been taking out,

0:05:09.760 --> 0:05:12.480
<v Speaker 1>start to figure out, you know, what your if your

0:05:12.560 --> 0:05:14.800
<v Speaker 1>name is on any of those accounts. You may even

0:05:14.839 --> 0:05:19.800
<v Speaker 1>want to speak with a family law attorney to because

0:05:19.839 --> 0:05:23.359
<v Speaker 1>in your state, like there's sometimes not sometimes often in

0:05:23.400 --> 0:05:27.480
<v Speaker 1>different states they treat they treat spousal debt in different ways.

0:05:28.240 --> 0:05:30.040
<v Speaker 1>And I'm not sure where you're from, so I can't

0:05:30.040 --> 0:05:32.560
<v Speaker 1>really speak to the laws in your state, but reaching

0:05:32.560 --> 0:05:36.800
<v Speaker 1>out for informational conversation or consultation with a family law

0:05:36.800 --> 0:05:41.000
<v Speaker 1>attorney may help you figure out in your particular state,

0:05:41.080 --> 0:05:43.839
<v Speaker 1>what can be done to protect your assets from any

0:05:44.040 --> 0:05:48.279
<v Speaker 1>bad acts on his part, because that's that's the best

0:05:48.279 --> 0:05:51.520
<v Speaker 1>thing you can do. You don't mention children, so maybe

0:05:51.720 --> 0:05:53.599
<v Speaker 1>you know in this case things are a bit simpler.

0:05:53.640 --> 0:05:56.680
<v Speaker 1>It's just you. So I'm trying to think of other

0:05:56.720 --> 0:06:00.760
<v Speaker 1>ways you could potentially I mean, this guy unhinged. He

0:06:00.920 --> 0:06:03.600
<v Speaker 1>literally sounds unhinged. So I hope that you are. You

0:06:03.640 --> 0:06:05.359
<v Speaker 1>can reach out to someone who can give you some

0:06:05.440 --> 0:06:07.960
<v Speaker 1>legal advice about how to protect yourself in your state.

0:06:08.040 --> 0:06:10.320
<v Speaker 1>But this does not sound like a healthy relationship. It

0:06:10.440 --> 0:06:13.400
<v Speaker 1>sounds really freaking scary. I hope that you're taking care

0:06:13.400 --> 0:06:16.680
<v Speaker 1>of yourself and taking some steps toward protecting yourself and

0:06:16.760 --> 0:06:21.360
<v Speaker 1>don't necessarily blame yourself. I mean, listen, when people are

0:06:22.320 --> 0:06:26.960
<v Speaker 1>when people are this hell bent on taking risks with money,

0:06:27.440 --> 0:06:29.200
<v Speaker 1>I mean, there's something else going on there. It has

0:06:29.240 --> 0:06:31.320
<v Speaker 1>nothing to do with you, and it's not about how

0:06:31.360 --> 0:06:34.640
<v Speaker 1>you could have prevented it. Like if they're really determined,

0:06:34.839 --> 0:06:39.200
<v Speaker 1>bound and determined to make these kinds of careless mistakes

0:06:39.200 --> 0:06:41.440
<v Speaker 1>when it comes to their finances, there's probably nothing you

0:06:41.480 --> 0:06:43.840
<v Speaker 1>could have done. This is just about putting your own

0:06:43.880 --> 0:06:47.240
<v Speaker 1>oxygen mask on first and getting if you're not going

0:06:47.279 --> 0:06:49.400
<v Speaker 1>to get out of the relationship, at least protect yourself

0:06:49.440 --> 0:06:54.480
<v Speaker 1>financially so that you know you've got that safety and

0:06:54.520 --> 0:06:56.440
<v Speaker 1>security and you can take care of yourself at the

0:06:56.480 --> 0:06:59.560
<v Speaker 1>end of the day. I am wishing you really well.

0:06:59.640 --> 0:07:02.960
<v Speaker 1>Thank you so much for opening up and sharing your story,

0:07:03.040 --> 0:07:05.039
<v Speaker 1>and I hope you hear this and I hope that

0:07:05.080 --> 0:07:08.880
<v Speaker 1>you're doing well. Okay, all right, WHOA, that was a lot.

0:07:08.920 --> 0:07:11.280
<v Speaker 1>Why don't we take a quick breaking break and I

0:07:11.320 --> 0:07:14.000
<v Speaker 1>will be right back with more of your ba q

0:07:14.200 --> 0:07:20.640
<v Speaker 1>and as all right, ba fam, we are back. I

0:07:20.680 --> 0:07:22.560
<v Speaker 1>am well, I say we. I'm so used to being

0:07:22.600 --> 0:07:25.600
<v Speaker 1>a wee Tiffany. I miss you. I am back. It's

0:07:25.680 --> 0:07:28.440
<v Speaker 1>Mandy with more of your ba Q and a's y'all.

0:07:28.440 --> 0:07:30.560
<v Speaker 1>If you want to shoot us a question, you know

0:07:30.600 --> 0:07:33.040
<v Speaker 1>you can do that on IG Hit me up at

0:07:33.080 --> 0:07:35.800
<v Speaker 1>Mandy Money on IG, or you can hit our podcast

0:07:35.840 --> 0:07:38.680
<v Speaker 1>page up at Brand Ambition Podcast and it's a DM

0:07:39.040 --> 0:07:43.120
<v Speaker 1>also on email Branambition Podcast at gmail dot com. We

0:07:43.280 --> 0:07:47.280
<v Speaker 1>love to get y'all's questions, everything from career to financial

0:07:47.480 --> 0:07:50.440
<v Speaker 1>to relationship advice. We're here for y'all. Send them on in.

0:07:51.080 --> 0:07:54.240
<v Speaker 1>All right, We've got a couple of juicy career questions now,

0:07:54.320 --> 0:07:56.920
<v Speaker 1>so let me move on over to IG. Actually, I've

0:07:56.920 --> 0:08:00.440
<v Speaker 1>got a question from Kelly. Kelly says Mandy. I listened

0:08:00.440 --> 0:08:03.520
<v Speaker 1>to your webinar last week. There was a question about

0:08:03.560 --> 0:08:06.520
<v Speaker 1>staying at a job for flexibility but the pay is

0:08:06.560 --> 0:08:08.920
<v Speaker 1>not good. What do you think about that? All right,

0:08:08.960 --> 0:08:12.400
<v Speaker 1>So I hosted a webinar last week. It's called seventy

0:08:12.480 --> 0:08:15.200
<v Speaker 1>K to seven hundred K How I quit my way

0:08:15.320 --> 0:08:18.120
<v Speaker 1>rich and built wealth through my nine to five. And

0:08:18.200 --> 0:08:21.040
<v Speaker 1>this is a webinar I've done only two times. And

0:08:21.120 --> 0:08:23.559
<v Speaker 1>the reason I started doing this was because I wanted

0:08:23.600 --> 0:08:25.880
<v Speaker 1>to open up and share sort of my story on

0:08:25.960 --> 0:08:29.320
<v Speaker 1>literally how I quit and how quitting jobs played such

0:08:29.360 --> 0:08:32.599
<v Speaker 1>a fundamental role in helping me build wealth over the

0:08:32.679 --> 0:08:35.000
<v Speaker 1>course of my career, especially in the last five years,

0:08:35.040 --> 0:08:36.839
<v Speaker 1>which is when I was able to make that jump

0:08:36.880 --> 0:08:39.559
<v Speaker 1>from seventy K net worth to seven hundred K net

0:08:39.559 --> 0:08:43.200
<v Speaker 1>worth based on some strategic career moves that I made.

0:08:43.280 --> 0:08:45.720
<v Speaker 1>And what I love about this webinar is people like

0:08:45.960 --> 0:08:48.320
<v Speaker 1>it's I keep it. I keep it one hundred percent

0:08:48.400 --> 0:08:51.920
<v Speaker 1>in these webinars, and the questions are so good and

0:08:51.960 --> 0:08:55.160
<v Speaker 1>I didn't get to all of them during this past webinar,

0:08:55.360 --> 0:08:58.880
<v Speaker 1>So I love that Kelly wrote in to ask this question.

0:08:59.520 --> 0:09:03.240
<v Speaker 1>So she's saying, stay at a job because it's flexible,

0:09:03.280 --> 0:09:05.400
<v Speaker 1>but the pay isn't too good. I get it, y'all,

0:09:05.480 --> 0:09:08.960
<v Speaker 1>especially when you're a working parent. Sometimes knowing that, okay,

0:09:09.600 --> 0:09:13.240
<v Speaker 1>when I need to stay home for example, like if

0:09:13.240 --> 0:09:16.160
<v Speaker 1>the kid is sick, or you know, if you're sick

0:09:16.200 --> 0:09:18.160
<v Speaker 1>and you just want to have the flexibility of staying home,

0:09:18.240 --> 0:09:19.760
<v Speaker 1>or you want to take a mental health day or

0:09:19.760 --> 0:09:21.720
<v Speaker 1>things like that, Knowing that you've got a team and

0:09:21.760 --> 0:09:23.480
<v Speaker 1>a boss there who just trust you to get your

0:09:23.559 --> 0:09:25.960
<v Speaker 1>job done and isn't going to necessarily make you feel

0:09:25.960 --> 0:09:28.960
<v Speaker 1>bad for taking that time off, and especially now, like

0:09:29.040 --> 0:09:31.520
<v Speaker 1>if they also give you the ability to work remotely

0:09:32.080 --> 0:09:35.319
<v Speaker 1>on top of working in the office, that's a huge benefit.

0:09:35.400 --> 0:09:38.120
<v Speaker 1>That's like a It's a kind of job benefit or

0:09:38.240 --> 0:09:40.960
<v Speaker 1>job perk that you can't necessarily put a price tag

0:09:41.000 --> 0:09:43.680
<v Speaker 1>on the same way you can like base salary or

0:09:43.880 --> 0:09:47.200
<v Speaker 1>signing bonus or equity. But it's definitely one of the

0:09:47.240 --> 0:09:50.920
<v Speaker 1>more attractive benefits that jobs have today to offer, and

0:09:50.960 --> 0:09:53.640
<v Speaker 1>it's what people want. We desperately are wanting more of

0:09:53.679 --> 0:09:57.280
<v Speaker 1>this flexibility, So I can understand why. Like, for example,

0:09:57.280 --> 0:09:59.720
<v Speaker 1>if you've got job A and they're offering you seventy

0:09:59.720 --> 0:10:03.920
<v Speaker 1>five flexible schedule, you can make your own schedule, you

0:10:03.920 --> 0:10:05.800
<v Speaker 1>can work from home when you want to remote work

0:10:05.800 --> 0:10:08.679
<v Speaker 1>when you want to, et cetera. And you're choosing between

0:10:08.679 --> 0:10:12.480
<v Speaker 1>that job versus Job B, which is maybe ninety five K,

0:10:12.880 --> 0:10:15.560
<v Speaker 1>but they want your butt in the seat at eight am,

0:10:15.600 --> 0:10:18.040
<v Speaker 1>and they want you to track your lunch breaks and

0:10:18.200 --> 0:10:21.440
<v Speaker 1>they dock your pay if you're gonna be late or

0:10:21.480 --> 0:10:24.560
<v Speaker 1>things like that like that to me, is maybe not

0:10:24.640 --> 0:10:28.600
<v Speaker 1>worth at extra twenty K, And it's really a personal

0:10:28.679 --> 0:10:31.840
<v Speaker 1>choice at the end of the day. It's a personal choice.

0:10:32.840 --> 0:10:35.640
<v Speaker 1>If the job, if the job that you have now

0:10:36.200 --> 0:10:39.720
<v Speaker 1>is giving you flexibility, that makes you, It makes you happy,

0:10:39.760 --> 0:10:42.760
<v Speaker 1>It makes your day easier, it helps you do what

0:10:42.800 --> 0:10:45.680
<v Speaker 1>you can for yourself, for your family and have a

0:10:45.720 --> 0:10:47.840
<v Speaker 1>living wage and be able to pay your bills on time.

0:10:48.040 --> 0:10:51.760
<v Speaker 1>Like that is the dream, right However, I would never

0:10:51.840 --> 0:10:55.559
<v Speaker 1>want anyone to necessarily stay in a job just because

0:10:56.400 --> 0:10:58.760
<v Speaker 1>they're flexible, the same way I wouldn't want someone to

0:10:58.760 --> 0:11:02.120
<v Speaker 1>stay in a job because the pay is decent. You

0:11:02.200 --> 0:11:05.160
<v Speaker 1>never know what else is out there, and that the

0:11:05.320 --> 0:11:07.839
<v Speaker 1>reality is that a lot of like there's more than

0:11:07.880 --> 0:11:10.440
<v Speaker 1>one employer that is willing to be flexible today, especially

0:11:10.480 --> 0:11:13.560
<v Speaker 1>in today's job market, more and more employers are getting it.

0:11:13.920 --> 0:11:16.720
<v Speaker 1>They are actually getting it. They are increasing the number

0:11:16.760 --> 0:11:20.880
<v Speaker 1>of paid time off days, sick days, you know, being

0:11:20.880 --> 0:11:24.000
<v Speaker 1>more flexible when it comes to remote work. So the

0:11:24.040 --> 0:11:27.120
<v Speaker 1>odds are even greater of finding another employer that will

0:11:27.120 --> 0:11:30.000
<v Speaker 1>be equally as flexible, but then also may pay you more.

0:11:30.520 --> 0:11:33.520
<v Speaker 1>So what I'm not a fan of is ever just staying.

0:11:34.800 --> 0:11:36.439
<v Speaker 1>Like my least favorite word I think I mentioned it

0:11:36.480 --> 0:11:40.240
<v Speaker 1>before is stable. Just because something is stable and it's

0:11:40.280 --> 0:11:43.760
<v Speaker 1>a known entity doesn't necessarily mean it's the best place

0:11:43.800 --> 0:11:46.160
<v Speaker 1>for you in your career. So that's why I'm always

0:11:46.240 --> 0:11:50.360
<v Speaker 1>encouraging people to keep one eye open, stay open to opportunities,

0:11:50.840 --> 0:11:54.480
<v Speaker 1>stay you know, with one eye on LinkedIn or job

0:11:54.520 --> 0:11:57.840
<v Speaker 1>boards to see what's coming through. Keep an eye out

0:11:57.880 --> 0:12:00.360
<v Speaker 1>for employers that you hear have a great reputation for

0:12:00.400 --> 0:12:04.319
<v Speaker 1>their benefits, Employers that you hear friends talking about, or

0:12:04.640 --> 0:12:08.200
<v Speaker 1>that have been have won awards for the way they've

0:12:08.240 --> 0:12:12.240
<v Speaker 1>treated employees, or have been written in like publications like

0:12:12.320 --> 0:12:16.160
<v Speaker 1>fast Company or Insider or even Bloomberg. Sometimes they'll do

0:12:16.320 --> 0:12:19.480
<v Speaker 1>lists of the best companies to work for or spotlight

0:12:19.520 --> 0:12:22.840
<v Speaker 1>companies that have these amazing benefits. So keep an eye

0:12:22.840 --> 0:12:26.160
<v Speaker 1>on that, because just because of place like there's more

0:12:26.240 --> 0:12:29.320
<v Speaker 1>than one, there's more than one option out there. So

0:12:30.040 --> 0:12:32.880
<v Speaker 1>that's what I will say. Great, I understand why you'd

0:12:32.880 --> 0:12:35.160
<v Speaker 1>stay someplace, and even if you know it's paying a

0:12:35.160 --> 0:12:37.640
<v Speaker 1>little bit less than what you can get somewhere else.

0:12:37.720 --> 0:12:41.120
<v Speaker 1>But the huge benefit is that they're flexible. I understand

0:12:41.160 --> 0:12:44.400
<v Speaker 1>that one hundred percent. But I don't want people to

0:12:44.480 --> 0:12:47.280
<v Speaker 1>limit themselves or think that there's not other opportunities that

0:12:47.760 --> 0:12:51.120
<v Speaker 1>could do both. It is possible to have flexibility and

0:12:51.280 --> 0:12:53.840
<v Speaker 1>get good pay. You just have to be willing to

0:12:53.880 --> 0:12:56.520
<v Speaker 1>wait and look for those opportunities as they come by.

0:12:56.800 --> 0:13:00.800
<v Speaker 1>All right, thank you Keley. Let's move on to another question.

0:13:00.960 --> 0:13:03.800
<v Speaker 1>This one comes from Golda. I know Golda gold That's

0:13:03.800 --> 0:13:06.800
<v Speaker 1>one of my career coaching clients, so I love this question.

0:13:06.920 --> 0:13:09.520
<v Speaker 1>Golda says, Hey, Nandy, if I leave a job after

0:13:09.600 --> 0:13:12.560
<v Speaker 1>three months, what are the pros and cons of leaving

0:13:12.559 --> 0:13:16.200
<v Speaker 1>it on my resume? Ooh, this is a good one, Golda.

0:13:16.280 --> 0:13:21.080
<v Speaker 1>I'm not gonna even lie. I can think of two jobs,

0:13:22.040 --> 0:13:25.000
<v Speaker 1>at least I'm trying to remember now, two jobs that

0:13:25.080 --> 0:13:27.760
<v Speaker 1>I have full time. These are like full time professional roles.

0:13:27.880 --> 0:13:29.880
<v Speaker 1>Not when I'm talking about jobs, I'm not really talking

0:13:29.920 --> 0:13:32.319
<v Speaker 1>about like the part time work you did in college

0:13:32.400 --> 0:13:37.000
<v Speaker 1>or in between, or bartending or whatever, nannying. If you

0:13:37.040 --> 0:13:39.160
<v Speaker 1>do like those side jobs more like full time roles

0:13:39.559 --> 0:13:41.600
<v Speaker 1>that you would put on a resume or LinkedIn. I

0:13:41.600 --> 0:13:43.920
<v Speaker 1>can think of two jobs that I don't have on

0:13:43.960 --> 0:13:47.080
<v Speaker 1>my resume because they were just short. They were such

0:13:47.120 --> 0:13:51.680
<v Speaker 1>short stints. The reason is because collectively, like my resume

0:13:51.840 --> 0:13:53.760
<v Speaker 1>right now as it stands, is really strong with what

0:13:53.800 --> 0:13:57.080
<v Speaker 1>I have on there. The pros and cons of whether

0:13:57.160 --> 0:13:58.760
<v Speaker 1>or not to have that in your resume. So let's

0:13:58.760 --> 0:14:02.040
<v Speaker 1>work through them. Pros of including a job that's on

0:14:02.440 --> 0:14:04.840
<v Speaker 1>your resume when you've only been there for three months.

0:14:05.080 --> 0:14:08.000
<v Speaker 1>Pro is it explains a career gap. So this is

0:14:08.040 --> 0:14:13.400
<v Speaker 1>becoming less problematic or less frowned upon by recruiters and

0:14:13.440 --> 0:14:15.960
<v Speaker 1>hiring managers these days, to have like a gap on

0:14:16.000 --> 0:14:19.560
<v Speaker 1>your resume. They're not as they're not as much like

0:14:19.920 --> 0:14:23.480
<v Speaker 1>looking at that and questioning and being suspicious and actually

0:14:23.520 --> 0:14:27.160
<v Speaker 1>LinkedIn just released a new feature that lets you add

0:14:27.160 --> 0:14:30.640
<v Speaker 1>a career pause to your resume on LinkedIn or to

0:14:30.680 --> 0:14:33.760
<v Speaker 1>your list of employment on LinkedIn, a career pause, which

0:14:33.800 --> 0:14:36.200
<v Speaker 1>then you can explain if it was for caregiving or

0:14:37.120 --> 0:14:41.560
<v Speaker 1>whatever reason, which is like destigmatizing that whole thing in

0:14:41.600 --> 0:14:44.000
<v Speaker 1>this case though, So the pro there is that you

0:14:44.040 --> 0:14:47.040
<v Speaker 1>can explain rather than have a gap there. You could

0:14:47.040 --> 0:14:48.800
<v Speaker 1>have an explanation like, Okay, I was here for a

0:14:48.880 --> 0:14:53.600
<v Speaker 1>short stint. Now I would expect in an interview them

0:14:53.680 --> 0:14:56.200
<v Speaker 1>to ask you, okay, so you know, I see you

0:14:56.240 --> 0:14:58.360
<v Speaker 1>only spend three months at this job. You know, can

0:14:58.400 --> 0:15:00.520
<v Speaker 1>you tell me why? As long as you've got a

0:15:00.520 --> 0:15:03.720
<v Speaker 1>strong story and you have a reason behind why you left,

0:15:03.720 --> 0:15:06.480
<v Speaker 1>and it wasn't like, oh, I just like I just

0:15:06.480 --> 0:15:09.680
<v Speaker 1>didn't like it. You know, hours were crappy, so I

0:15:09.760 --> 0:15:12.720
<v Speaker 1>just left, Like you have to have a strong reason,

0:15:12.800 --> 0:15:15.360
<v Speaker 1>and it can be you know, I was hired to

0:15:15.440 --> 0:15:19.400
<v Speaker 1>do X y Z the company was acquired and everything changed.

0:15:19.560 --> 0:15:23.120
<v Speaker 1>Or I was hired thinking that I'd be working on

0:15:23.160 --> 0:15:26.240
<v Speaker 1>this team but things changed. You know. That's so often

0:15:26.280 --> 0:15:28.880
<v Speaker 1>the reason why we leave jobs after such such short

0:15:28.880 --> 0:15:32.280
<v Speaker 1>stints is because something was It was like a bait

0:15:32.280 --> 0:15:34.680
<v Speaker 1>and switch, like and this happens. I think a lot

0:15:34.760 --> 0:15:37.080
<v Speaker 1>when people are getting a job and you think it's

0:15:37.080 --> 0:15:38.840
<v Speaker 1>something and you get in and you're like, oh crap,

0:15:38.960 --> 0:15:41.840
<v Speaker 1>this is not it. And in that case, I think

0:15:41.920 --> 0:15:45.080
<v Speaker 1>it's to be respected that that you're able to recognize

0:15:45.120 --> 0:15:46.640
<v Speaker 1>this is not a good fit. I'm no longer the

0:15:46.680 --> 0:15:49.280
<v Speaker 1>right person, so let me move on. So a pro

0:15:49.600 --> 0:15:51.680
<v Speaker 1>is that you're able to explain that in an interview

0:15:51.720 --> 0:15:54.360
<v Speaker 1>if given the opportunity, and you can, if you tell

0:15:55.520 --> 0:15:58.160
<v Speaker 1>a reasonable story and tell it in the right way,

0:15:58.800 --> 0:16:01.480
<v Speaker 1>then I think the hiring maid or the recruiter will

0:16:01.600 --> 0:16:06.280
<v Speaker 1>understand and it won't necessarily be a mark against you. Now,

0:16:06.360 --> 0:16:10.480
<v Speaker 1>some cons if I can play devil's advocate here, so

0:16:10.840 --> 0:16:14.480
<v Speaker 1>obviously having so if you're looking at if you've got

0:16:14.480 --> 0:16:17.760
<v Speaker 1>a long resume and you know you've worked two years

0:16:17.840 --> 0:16:19.760
<v Speaker 1>and three years and four years, and then there's like

0:16:19.760 --> 0:16:23.760
<v Speaker 1>a three month stint somewhere at the bottom, like the sorry.

0:16:23.800 --> 0:16:26.960
<v Speaker 1>If it wasn't like a recent job and it's earlier

0:16:27.000 --> 0:16:30.200
<v Speaker 1>in your career, I would I would lean toward that

0:16:30.280 --> 0:16:32.600
<v Speaker 1>being more of a con It's just going to distract

0:16:32.680 --> 0:16:35.120
<v Speaker 1>them from all the great work that you've done more recently,

0:16:35.400 --> 0:16:36.920
<v Speaker 1>and it's going to like give them a reason to

0:16:36.920 --> 0:16:39.400
<v Speaker 1>ask it. Like I would remove it honestly if it

0:16:39.560 --> 0:16:42.640
<v Speaker 1>was let's say three years or more in the past

0:16:42.680 --> 0:16:45.040
<v Speaker 1>and you've had at least one or two solid jobs

0:16:45.040 --> 0:16:47.920
<v Speaker 1>since then, because like I said, it could just create

0:16:48.080 --> 0:16:52.320
<v Speaker 1>like an opportunity for some doubt to creep in, and

0:16:52.520 --> 0:16:56.640
<v Speaker 1>like I said, like you've got substantial career experience since then,

0:16:56.800 --> 0:17:00.120
<v Speaker 1>so kind of like why take that little bit of risk.

0:17:00.560 --> 0:17:03.600
<v Speaker 1>So I can go either way. If it's something if

0:17:03.600 --> 0:17:06.760
<v Speaker 1>it's like your most recent job and you're leaving after

0:17:06.840 --> 0:17:10.120
<v Speaker 1>three months, I would I would probably add it if

0:17:10.160 --> 0:17:13.200
<v Speaker 1>the story that you have you think will resonate with recruiters.

0:17:13.359 --> 0:17:16.560
<v Speaker 1>If not, then I would say you could use the

0:17:16.600 --> 0:17:19.879
<v Speaker 1>new career pause or career break feature on LinkedIn just

0:17:19.920 --> 0:17:23.080
<v Speaker 1>to characterize that as a career break, and you can

0:17:23.080 --> 0:17:25.560
<v Speaker 1>also use the same language you know on your resume

0:17:25.840 --> 0:17:28.600
<v Speaker 1>if you wanted to say career break, and then you

0:17:28.640 --> 0:17:31.680
<v Speaker 1>can kind of explain I was trying out different things

0:17:31.800 --> 0:17:34.560
<v Speaker 1>and ultimately decided that this is a path I want

0:17:34.600 --> 0:17:35.920
<v Speaker 1>to take, and this is why I want to work

0:17:35.920 --> 0:17:40.960
<v Speaker 1>for your company. So much of interviewing and explaining our

0:17:41.119 --> 0:17:44.600
<v Speaker 1>career history is about storytelling. And I talk about storytelling

0:17:44.640 --> 0:17:47.080
<v Speaker 1>all the time. I mean, it's how I make my

0:17:47.160 --> 0:17:50.080
<v Speaker 1>living telling stories as a has been as a writer

0:17:50.160 --> 0:17:52.959
<v Speaker 1>and a journalist. But it's so crucial, and that's what

0:17:53.000 --> 0:17:54.919
<v Speaker 1>I feel like. I spend a ton of time working

0:17:54.960 --> 0:17:58.920
<v Speaker 1>with my career coaching clients on is okay, so these

0:17:58.960 --> 0:18:03.840
<v Speaker 1>things happened. If we tell the story in an accurate

0:18:04.040 --> 0:18:07.080
<v Speaker 1>but strategic way, we can frame it in the best

0:18:07.080 --> 0:18:09.680
<v Speaker 1>possible light so that the people on the other end

0:18:09.880 --> 0:18:13.560
<v Speaker 1>understand where you're coming from, and they're understanding your thought

0:18:13.560 --> 0:18:19.040
<v Speaker 1>process and the considerations that you took before making these decisions.

0:18:19.560 --> 0:18:23.719
<v Speaker 1>So that's why I actually don't think that short stints

0:18:23.760 --> 0:18:28.200
<v Speaker 1>at jobs necessarily are what could hinder your potential of

0:18:28.280 --> 0:18:30.919
<v Speaker 1>getting your next great opportunity. I think it has a

0:18:30.960 --> 0:18:33.640
<v Speaker 1>lot more to do with how you characterize those short

0:18:33.680 --> 0:18:36.040
<v Speaker 1>stints and what you say to the recruiter or hiring

0:18:36.080 --> 0:18:40.520
<v Speaker 1>manager about that time. If you've got a good, practiced,

0:18:40.760 --> 0:18:44.880
<v Speaker 1>well framed story prepared for that, and you anticipate it'll

0:18:44.920 --> 0:18:48.560
<v Speaker 1>come off positively, then I would say leave it. If

0:18:48.600 --> 0:18:51.000
<v Speaker 1>your story is not there, or it was a really

0:18:51.080 --> 0:18:53.720
<v Speaker 1>terrible experience and the story does not paint you in

0:18:53.760 --> 0:18:55.560
<v Speaker 1>the best light, then I would say probably just leave

0:18:55.560 --> 0:18:57.679
<v Speaker 1>it off the resume and explain it as a career

0:18:57.760 --> 0:19:02.640
<v Speaker 1>pause of some kind. All right, I hope that is helpful.

0:19:02.960 --> 0:19:04.919
<v Speaker 1>Thank you so much for your question, Golda. Thank you

0:19:05.000 --> 0:19:07.480
<v Speaker 1>all so much for your questions. Again. Hit me up.

0:19:07.560 --> 0:19:11.320
<v Speaker 1>I'm at Mandy Buddy on Instagram. Brand Ambission Podcast on Instagram.

0:19:11.600 --> 0:19:14.640
<v Speaker 1>You can also go to our website brandimission podcast dot

0:19:14.680 --> 0:19:17.679
<v Speaker 1>com to leave us your questions there, or shoot us

0:19:17.720 --> 0:19:21.680
<v Speaker 1>an email at Brandambission Podcast at gmail dot com. See

0:19:21.720 --> 0:19:22.480
<v Speaker 1>y'all next week.