Speaker 1: Hey, Hey, Hey, we're bad. Oh we're but blah black.
Speaker 1: It's the New Year brand edition.
Speaker 2: Hey, you're just showing off with all the vocal cord
Speaker 2: strength that you have. You're giving me like Billie Holiday vibrato.
Speaker 2: This is not nice to do that to me when
Speaker 2: I can't join it.
Speaker 1: Well, this is past Mandy and Tiffany, because we're taking
Speaker 1: December and although I know you're listening, this is the
Speaker 1: first show of the New Year, but you know we're
Speaker 1: I'm in Kenya.
Speaker 3: Ooh, I'm in Kenya, Mandy. What you're doing?
Speaker 2: I am surrounded by toys that I still have to
Speaker 2: put together, and wrapping paper is coming out of my eyeballs,
Speaker 2: and I'm in Atlanta, Georgia with my family for the
Speaker 2: New Year.
Speaker 3: Yes, so that's what we will be by the time
Speaker 3: this years.
Speaker 1: But we wanted to, like, you know, we don't want
Speaker 1: to leave y'all, you know, alone on New Year's so
Speaker 1: we figure this will tape us special New Year I'm
Speaker 1: So Black New Years with the Ass, which we tap
Speaker 1: a special New Year episode to just talk about some
Speaker 1: of our financial goals, business goals, credit goal, you know,
Speaker 1: like just I think this episode should really just be
Speaker 1: about kind of like forecasting what we'd like to see
Speaker 1: for the new year, and we would love if you
Speaker 1: guys share back with us, you know what you'd like,
Speaker 1: and then you know, maybe we could revisit at the
Speaker 1: end of the year see how far we've come.
Speaker 2: Oh my goodness. Yeah, I mean I feel like for
Speaker 2: me to move forward, I need to like look back
Speaker 2: at where I went this year. It's actually really helpful
Speaker 2: for like high achievers like us. Sometimes you're so busy
Speaker 2: achieving the stuff and doing the things that you just
Speaker 2: aren't so good at, Like, like my therapist is constantly like,
Speaker 2: do you feel it what you're saying you did? Do
Speaker 2: you feel that you did it? And sometimes the answer
Speaker 2: is no, like I don't actually doesn't sync in and
Speaker 2: you don't like appreciate it, which can be really damaging
Speaker 2: because then you end up feeling like you have to
Speaker 2: keep striving and keep doing more, and then you get
Speaker 2: to be burnt out. But if I can look back
Speaker 2: at twenty twenty two, for my business, my Mandy money Makers,
Speaker 2: this time last year did not exist yet. I had
Speaker 2: just gotten sign ups, like I had just announced enrollment,
Speaker 2: and it blows my mind that this thing did not
Speaker 2: even exist, but because of the faith of the women
Speaker 2: in my community, like signing up like this has become
Speaker 2: the cornerstone of my business, and it was my goal
Speaker 2: to become business independent, where I was relying less on
Speaker 2: influencer stuff and like consulting. I had been doing consulting
Speaker 2: to kind of bankroll myself early on, as I was
Speaker 2: doing free career coaching and stuff just playing. And so
Speaker 2: I'm really proud that now Mandy money Makers has become
Speaker 2: such a big part of my business and it has
Speaker 2: gone through. I didn't wait till it was perfect. I
Speaker 2: have iterated and changed it and iterated and changed it
Speaker 2: up until moving to an on demand version as in
Speaker 2: just this past September relaunching. So I'm really proud of that.
Speaker 2: And as far as Mandy money Makers goes, thank you.
Speaker 2: As far as Many money Makers goes, in twenty twenty three,
Speaker 2: I want to be able to say that Mandy money
Speaker 2: Makers have earned collectively like a million more dollars through
Speaker 2: the power of negotiating and quitting their way rich. So
Speaker 2: I'm working on a process so that I can start
Speaker 2: tracking that so that we can celebrate the growth, because
Speaker 2: that's what my vision was for Mandy money Makers is like,
Speaker 2: there's going to be this force of women, women of color,
Speaker 2: especially who are out here in the world and no
Speaker 2: one's going to see him common but we're speaking up
Speaker 2: on everybody. We're negotiating like badasses, feeling we're able to
Speaker 2: walk away from bad situations and get better opportunities and
Speaker 2: earn more money. And I just want there to be
Speaker 2: this movement of us not waiting around for pay equity,
Speaker 2: for taps on the shoulder, for new opportunities, and just
Speaker 2: seizing them for ourselves. And I'm very proud of that.
Speaker 2: So that's one of my big business goals for twenty
Speaker 2: twenty three, right, so I'll do a business going to
Speaker 2: myself regularly would be nice.
Speaker 3: So last year it was an interesting year because.
Speaker 1: I closed I mean, was it last year? I think, yeah.
Speaker 1: I closed one of my businesses down. I had a
Speaker 1: marketing company and it just although I'm not gonna lie,
Speaker 1: you know, like profits were good when we had them,
Speaker 1: I just I just couldn't spread myself anymore thin.
Speaker 3: I just so I closed that business down.
Speaker 1: Plus two after Drill passed away, I was just like an,
Speaker 1: I don't want to do it. Also, last year, my
Speaker 1: online school. Well, this past year, my online school did okay,
Speaker 1: not as good as like our peak when we've made
Speaker 1: like ten million dollars in a year. We've made about
Speaker 1: like half that. You know, it was like it definitely
Speaker 1: limped along a little bit because.
Speaker 3: This is the year.
Speaker 1: I also stepped down as CEO, and so the new
Speaker 1: CEO has had a huge learning curve. But I'm proud
Speaker 1: to say, you know, we more than broke even. It's
Speaker 1: not we weren't profitable. We just weren't as profitable as
Speaker 1: we normally are. So you know, we didn't have to
Speaker 1: dip into emergency savings. Everybody got paid, everbody got their bonuses,
Speaker 1: all the things. It's just wasn't that when I was
Speaker 1: running it. You know, it wasn't as profitable. We didn't
Speaker 1: make as much. But I mean, honestly, I know, on
Speaker 1: the surface I could tell for the CEO, she was like, oh,
Speaker 1: I'm a girl, I had fifteen years in the game.
Speaker 1: The fact that your first year in under duress you
Speaker 1: were able to do this is tremendous. So shout out
Speaker 1: to Tam she was awesome. And then but the Budgeanisa
Speaker 1: was the surprise sleeper. Cis woke all the way up
Speaker 1: because for the last six years, I really did the
Speaker 1: Budgetista in my spare time.
Speaker 3: Basically, I know, it didn't seem like it, but I did.
Speaker 1: I was really focused on my online school because it
Speaker 1: took a lot. We had, like at our peak, like
Speaker 1: thirty employees, so I was really running that business. And
Speaker 1: so I just like, you know, when Budgeanessa things came up,
Speaker 1: I would do them. But you know, I wasn't you know,
Speaker 1: the Budgeanisa. People would be shocked that it was in
Speaker 1: comparison to what it made to the Academy, it didn't
Speaker 1: make much, you know, because I just was like anything
Speaker 1: that just randomly came in, sure, you know, but it
Speaker 1: didn't have a business model, didn't have. But this year,
Speaker 1: because I stepped away from the Academy, I've been able
Speaker 1: to focus on the Budgetista, which I love, you know,
Speaker 1: that's always my first love.
Speaker 3: And it's done really well, you know.
Speaker 1: And I remember I was talking to Angelie, my financial advisor,
Speaker 1: and I was like, oh, the Budgetista's doing really well,
Speaker 1: you know, comparison to the year before, Like it's always
Speaker 1: been profitable, but it's made like twice as much. And
Speaker 1: she was like, yeah, cause you're there, and it took
Speaker 1: me a while for like, honestly, Mandy, it still has
Speaker 1: not sunk in that saw sold separately that I bring
Speaker 1: the sauce. I don't know, it's not clearly after fifteen
Speaker 1: years that it's like, oh wow, when I left here
Speaker 1: this didn't do as well?
Speaker 3: Yeah, girl, because you're not there when I came here,
Speaker 3: this well.
Speaker 1: Yes. So the Bugana it's like Tiffany, it's you like
Speaker 1: you do well because it's you.
Speaker 3: Wherever you go, there you are. And so I was
Speaker 3: just like okay, and.
Speaker 1: So you know, all in all, honestly, it was a
Speaker 1: good year, like as far as like if you look
Speaker 1: at like I guess balance sheets and whatever, certainly there
Speaker 1: was like you know, there's a lot of rockiness and
Speaker 1: like navigating what does it look like to take a
Speaker 1: step back because at you know, one point, I just
Speaker 1: was not emotionally physically capable of showing up in any
Speaker 1: way buzzernsa or otherwise. So despite like you know, me
Speaker 1: not being here half the year, like I said, the
Speaker 1: Budgetisa has done well. So my goal for Budgetista in
Speaker 1: twenty twenty three is it's not even necessarily to make
Speaker 1: more money. It's not we have like some revenue goals whatever,
Speaker 1: but we've done like the Budgetisa, the our margins are
Speaker 1: so good. I mean some months we're eighty percent profit
Speaker 1: just because it's like, if I speak for the thing,
Speaker 1: I don't have to fly myself out on a play
Speaker 1: for a hotel. I don't have to like you know
Speaker 1: what I mean, it's like pure profit typically, so which
Speaker 1: is not good.
Speaker 3: I'm not gonna lie.
Speaker 1: Eighty percent profit sounds great, but it's not good for
Speaker 1: business because then that means you just pay all these taxes.
Speaker 3: So, but my goal for Budgetista is.
Speaker 1: To continue to be profitable, to stay small, cause I
Speaker 1: don't want that thirty person business again. I want to
Speaker 1: ask myself to stay small and to get really and
Speaker 1: to really hammer down what we're in the business of,
Speaker 1: which is community and content. And so now we've monetized
Speaker 1: the blog, we're monetizing the community and just like being
Speaker 1: more intentional with that. And so that's really like my goal.
Speaker 1: My business goal is to stay small. You know, let
Speaker 1: the revenue do what is going to do, which is great.
Speaker 1: It's like you know, I've already locked in, which is
Speaker 1: so great. Oh, I got a money. I'm a Mandy
Speaker 1: money maker, and I have a testimony, Mandy. Mandy, Yes, girl,
Speaker 1: so really a huge testimony, a seven figure testimony as
Speaker 1: a result of Mandy So yes, I didn't even tell
Speaker 1: like Mandy's look look at like, wait, I didn't even
Speaker 1: tell Mandy this because I just found this out like
Speaker 1: less than like maybe a few days ago. So one
Speaker 1: of the things I said for Bunjeaniste, I was like, Okay,
Speaker 1: I'm raising my rates. And remember we had the hot
Speaker 1: seat where I asked you questions and I wanted to
Speaker 1: get better at negotiating, so I asked Mandy, I said,
Speaker 1: I'm raising my rates. I'm basically doubling them because the
Speaker 1: Netflix came out and you know who does that, and
Speaker 1: so as a result, you know, people got to pay more.
Speaker 1: And you gave me one of the best piece of
Speaker 1: advice that I've ever gotten when it comes to negotiating
Speaker 1: for real, Mandy said, because Mandy, you have to understand,
Speaker 1: has also been on the brand side of like she's
Speaker 1: on the other side with me, the influencers over here
Speaker 1: here getting sign but Mandy's been on the brand side
Speaker 1: way longer than the influencer side. So she was like,
Speaker 1: I'm letting you know as someone who's been on the
Speaker 1: brand side Q four, we're getting our coins together for
Speaker 1: Q for next year, and that if you're going to
Speaker 1: raise rates so dramatically, which is your right you deserve,
Speaker 1: you should hit up everyone you've worked with and say,
Speaker 1: justin fhy this how was looking for twenty twenty three,
Speaker 1: because when you don't want them to do is lock
Speaker 1: in their budget and then being like, wait, what but
Speaker 1: you were fifty last year, you're a hundred. Had I
Speaker 1: known and I was like I was nervous to do that,
Speaker 1: and you were like, drew it. And so I put
Speaker 1: together the new media Kid with all the new numbers
Speaker 1: and my new rates. Anybody that's reached out, anybody that
Speaker 1: we work with, please circulate it.
Speaker 3: Do you know girl? That for twenty twenty three.
Speaker 1: There was pushback at first, like but already for twenty
Speaker 1: twenty three, I have locked in one point two million
Speaker 1: dollars for the business because of that, Mandy, Yes, that move,
Speaker 1: And honestly I have never locked in business before.
Speaker 3: Yes, literally, like be talking over here on the Yes.
Speaker 1: Literally, I literally don't know what the years because typically
Speaker 1: what it looks like is that people come to me,
Speaker 1: I want to work with you.
Speaker 3: This is how much it costs.
Speaker 1: I have never pre locked in business a year before
Speaker 1: like this before. I was like, so when my CFO she'
Speaker 1: said I have some amazing news for you, I was like, okay, she'said,
Speaker 1: we have one point two million dollars in business.
Speaker 3: I was like, for the year. She's like, no, girls
Speaker 3: from that, she's said for twenty twenty three. I said,
Speaker 3: I don't understand.
Speaker 1: I don't cause it was a foreign concept to have
Speaker 1: pre money paid out, not paid out, but you know, pending.
Speaker 1: And she was like no, because you know, you circulated
Speaker 1: your new raids. Although there was initial shock, people got
Speaker 1: their feet together and their money together and said we
Speaker 1: want to locked it and now for next year. It's like,
Speaker 1: so what I say if you are not invested, if
Speaker 1: Mandy money maker, Mandy just helped me make one point
Speaker 1: two million, that was high it bitiness, you know, for real.
Speaker 2: That's a real testimony. I forgot never I don't even
Speaker 2: know I forgot. Did you get my contract where I
Speaker 2: said I get fifteen percent but it did not come
Speaker 2: through all send another podia. No, that's amazing, and it
Speaker 2: also it doesn't just it's not just the fact that
Speaker 2: like strategically, it's the right time for their budgets. It
Speaker 2: also give gives this perception, which is true, that you're
Speaker 2: a hot commodity and if they don't, like, you know,
Speaker 2: book you while they can and make sure they can
Speaker 2: book you, that you will be booked by someone else.
Speaker 2: So I am that's fantastic, girl. Yes, I want to
Speaker 2: do that for myself.
Speaker 1: Yeah. No, And you know what so crazy is that
Speaker 1: so much so to your point, which you just said, Mandy,
Speaker 1: that one of them wants to book me for a
Speaker 1: multi year deal because they're like, oh, this girl about
Speaker 1: to be raising rates.
Speaker 3: Like going to go up next to her too, They're like,
Speaker 3: So I just.
Speaker 1: Was like, I want to tell you, y'all think we'll
Speaker 1: just be playing. I ordered Mandy's you know, negotiation like
Speaker 1: toolkit that so I paid for it, you know, I
Speaker 1: you know, and I you know, thankfully I get to
Speaker 1: talk to Mandy and so like, you know, this is
Speaker 1: her expertise. So I just shared that to say that
Speaker 1: that's you know, the goal for next year. Basically, you know,
Speaker 1: my revenue goes. I know I'm going to hit them
Speaker 1: because we're like more than halfway there. It's really just
Speaker 1: for the business to get really clear on what, like,
Speaker 1: what does the budget need to do? It has a blog, spokesperson,
Speaker 1: speaking books like, you know, getting really clear on the
Speaker 1: business that I'm in and getting rid of the fluff.
Speaker 1: The year for next year is really deep versus wide,
Speaker 1: clearing out all these little small small things. I was doing, like, no, no, no,
Speaker 1: I do these four core things and here's how we
Speaker 1: make money doing so, and so that's like my business
Speaker 1: goal for next year. So yeah, but yeah, I was like,
Speaker 1: what about your personal like, you know, any personal financial
Speaker 1: like business, your personal goals?
Speaker 2: Rebuild my savings. You mentioned how what a heavy saver.
Speaker 2: I was nothing like a couple of years of bootstrap
Speaker 2: in your own business to deplete the savings that you built.
Speaker 2: So one of my well, I guess it's a personal
Speaker 2: financial goal is to rebuild savings, which it looks like
Speaker 2: I'll be on track to do, which is exciting, and
Speaker 2: have this baby and give myself My goal is to
Speaker 2: have be able to spend at least a few months
Speaker 2: without like doing anything major work wise, and have this
Speaker 2: baby and just enjoy it. I was so privileged. I
Speaker 2: look back in hindsight, it was obviously so freaking hard
Speaker 2: to have a newborn during the pandemic, with no help,
Speaker 2: no village, and working full time. But at the same time,
Speaker 2: I was such a part of Rio's early months. I
Speaker 2: mean I'm a part of his every day. You know,
Speaker 2: I've never really been away from him, and I want
Speaker 2: to have that same experience, maybe not with the pandemic
Speaker 2: hanging over my head and with some more you know,
Speaker 2: daycare and nanny support, but just to be really present
Speaker 2: and enjoy number two when they join us the spring
Speaker 2: would be a big goal of mine.
Speaker 1: Okay, before we go any further, we need to take
Speaker 1: a break because this conversation is getting so good and juicy.
Speaker 3: Be back in a moment.
Speaker 1: My goal is do less. Well, when I say do less,
Speaker 1: do less what I'm obligated to do. You know, Like
Speaker 1: I'm taking all of month March off. I'm taking all
Speaker 1: of March. What I say, March, August and December, and
Speaker 1: so I'm taking those months off to I might go
Speaker 1: somewhere I might not. Well, that's not true. So I
Speaker 1: am like in March, I already booked Egypt, so I'll
Speaker 1: be going on plan not for the whole month, but
Speaker 1: you know, but I'm wanting to my biggest personal goal.
Speaker 3: As related to like business and stuff like that, is to.
Speaker 1: Like really get clear on living as Tiffany and forcing
Speaker 1: the budget and stuff to fit around it. Because for
Speaker 1: the last fifteen years I've lived as the Budgetnissa, and
Speaker 1: Tiffany has fit around you know.
Speaker 3: You know that, And I'm.
Speaker 1: Just like, yeah, which there's nothing wrong with that, you know,
Speaker 1: at that stage. I don't begrudge that because I'm just like,
Speaker 1: it brought me here, you know, where I don't have
Speaker 1: to workout. I don't want to where I live off
Speaker 1: ten percent of when I make and I get to travel.
Speaker 1: So I'm not mad at that, but I'm beyond that.
Speaker 1: I have passed that, and I stayed longer than probably
Speaker 1: I should have in that space. You know, Like I
Speaker 1: always tell Logan, my content manager, why are we in
Speaker 1: launch mode if we're not launching? You know, like sometimes
Speaker 1: you scramble, It's like yeah, but like or like when
Speaker 1: you're a rush to get home, okay, is the dog
Speaker 1: not fed? Like? You know, I can understand you're rushing
Speaker 1: cause you're late for work, but you're not rushing because
Speaker 1: you're late for home.
Speaker 3: We signed traffic.
Speaker 1: So I'm learning to be like I'm no longer rushing,
Speaker 1: I'm no longer having to make a certain amount of money.
Speaker 1: My life, my fancy life, costs me one hundred and
Speaker 1: fifty thousand dollars a year, and that's super fancy.
Speaker 3: That's that's vacations on vacations of vacations.
Speaker 1: My regular like life costs me under one hundred thousand
Speaker 1: dollars a year because I don't have a mortgage, I
Speaker 1: don't have a car. No, I don't, so so meaning
Speaker 1: that like I you know, that's less than ten percent
Speaker 1: of what I make as take home, so I don't
Speaker 1: need to, you know, like I could be a teacher
Speaker 1: and manage the life that I have now. So I'm
Speaker 1: just like, if we're not launching, we're now living and
Speaker 1: launch motivity. So really, for me, it's like not to
Speaker 1: say you won't see me doing like, you know, work,
Speaker 1: but it will only really saving space for the work
Speaker 1: that's aligned since I don't have to make more. I'm
Speaker 1: not it would be great if the budget needs to
Speaker 1: make twenty thirty mili Okay, that's cute, but not if
Speaker 1: it means extra work, because I don't need twenty thirty
Speaker 1: million hours, you know, And so yeah, I just want piece.
Speaker 1: I want I want to alignment. I want to travel
Speaker 1: a bunch, you know, I want to Like, I've been
Speaker 1: spending a lot of time with friends. That's why I
Speaker 1: said many, I'm gonna come see you, because I've been
Speaker 1: making it my really making a concerted effort to spend
Speaker 1: time with people I care about, you know, to sit
Speaker 1: on your cows, to go after it, to eat to.
Speaker 3: You know what I mean.
Speaker 1: Like and so like I've been doing that more and more,
Speaker 1: Like I've seen more friends in the last two or
Speaker 1: three weeks that I have sometimes last two or three
Speaker 1: years of being like no, no.
Speaker 3: I could do lunch.
Speaker 1: Yeah, I come to the city. We can have dinner.
Speaker 1: That was never me before. It's like, ooh, girl, I can't.
Speaker 1: I got to do this, this this, you know.
Speaker 2: It's like yes, but for your friendships and personal.
Speaker 1: Actly and you know, my family and you know, so
Speaker 1: I'm excited about that because honestly, I feel like I
Speaker 1: actually had therapy.
Speaker 3: Today and I was telling doctor Green.
Speaker 1: I was like, no, there's a lot of joy, Like
Speaker 1: you know this time of year, well, yeah, this time
Speaker 1: of year, you know, this holiday slash New York time
Speaker 1: of year, it's certainly there's a lot of like, you know,
Speaker 1: the sads, you know for sure, because I kind of
Speaker 1: feel a little anchorless, you know, because there's so much change,
Speaker 1: but you know, there's still like so much joy. She
Speaker 1: said something, she said, Tiffany, you are surrounded by love,
Speaker 1: and I really am. I did not see this this
Speaker 1: time last year, but I see it very clearly. I
Speaker 1: am literally drowning in love from family, from friends, from.
Speaker 2: Y'all's, Cherro's homegoing is like it sounds messed up, but
Speaker 2: in the I really mean it, Like that's the goal. Yeah,
Speaker 2: that room, like that, the love that I felt in
Speaker 2: that space, I'm just like, it's it's not every day
Speaker 2: you see that sort of like envelopment.
Speaker 3: Completely of love.
Speaker 2: Yeah, it's obviously because you attracted because you are love
Speaker 2: and so was he. But yeah, truly that is like
Speaker 2: what everyone should be striving for. Yeah, and just blooming
Speaker 2: fill room like that was so much love.
Speaker 3: Gerald.
Speaker 1: You know, he wasn't a speaker or teacher or whatever,
Speaker 1: and to see how many people came out for him.
Speaker 1: So yeah, just my personal goal is less really focusing
Speaker 1: on on just like family, friends, you know, doing like
Speaker 1: the professional things that actually bring me joy. Not because
Speaker 1: it necessarily brings money and hopefully getting a fabulous condo.
Speaker 3: I want.
Speaker 1: You know, I've never had a fabulous like like my
Speaker 1: house is beautiful and comfy and cozy, but you know, I.
Speaker 3: Wouldn't say it's fabulous. You know what I mean.
Speaker 1: You walk in, you're like, oh fabulous, honey, Oh it's
Speaker 1: money a here. So I'm like, before I leave this earth,
Speaker 1: I want to have a fabulous hunt like where it's like,
Speaker 1: don't wait the keyed yet exactly.
Speaker 3: Yeah, I leave you kids at home.
Speaker 1: It's a non kid because right now my house is
Speaker 1: so kid friendly. Girl, you can believe you can have
Speaker 1: a preschool up. And this is that because it's so
Speaker 1: like cozy and warm. I'm like, honey, like yeah, so
Speaker 1: I just I'm gonna look, I'm looking forward to twenty
Speaker 1: twenty three. I think it's just really going to be
Speaker 1: like a banner year. We'd love to hear from you guys, like,
Speaker 1: you know, oh, one thing before I forget. I don't
Speaker 1: can't remember when this is airing, But if you haven't already,
Speaker 1: you want to get on financial track. I haven't done
Speaker 1: this so many years, Manny, I'm finally bringing back my
Speaker 1: Literature Challenge.
Speaker 3: The free challenges, yes, and I can do with my
Speaker 3: voice and so totally free three week courses.
Speaker 1: I used to do them every year, but it's been
Speaker 1: like four years since I launched it. Already over two
Speaker 1: hundred thousand people I have signed up. And so when
Speaker 1: you're interested, you know, you go to Live Richer Challenge
Speaker 1: dot com. If you sign up now, you can do
Speaker 1: it collectively with everyone, because what we all doing it together.
Speaker 1: There's like we use this mighty network chat spot where
Speaker 1: we can all like hang out talk every day about
Speaker 1: the challenge and work through the challenges together. But the
Speaker 1: good thing is is that it also be automated later.
Speaker 1: So if you're not ready, you know you want to
Speaker 1: do it in February March, you can still take it again.
Speaker 1: But you know, I just encourage you in January to like,
Speaker 1: you know, get going on your financial goals and making
Speaker 1: it a team sport. And if you don't have support,
Speaker 1: that's why we do it like this. So it's like,
Speaker 1: you know, your.
Speaker 3: Sister and them don't want to do it, that's all right,
Speaker 3: You'll find some sisters in that group. So it's just
Speaker 3: Live a Richer Challenge dot com.
Speaker 2: Man that takes me back to the og budget Theese
Speaker 2: Today's I remember interviewing you on Yahoo about your first
Speaker 2: LRC and then going to that party at Newark. Yeah,
Speaker 2: and to celebrate, and.
Speaker 3: We did the wobble. I remember you were in the story.
Speaker 3: You're like, I've never been to a financial party where
Speaker 3: they did the wobble. Oh it was so good. I
Speaker 3: love it.
Speaker 2: Congrats, that's so exciting. Y'all got to join Liveracher Challenge
Speaker 2: dot com. All right, bye twenty twenty two. It's nice
Speaker 2: seeing you, I know, twenty twenty three. Bring it all right, y'all,
Speaker 2: let us know. Hit us up on Twitter, at the
Speaker 2: VA podcast or at the Budgeonista. I'm at Mandy Woodruff.
Speaker 2: Hit us up and let us know what what you
Speaker 2: loved about twenty twenty two and what you have to
Speaker 2: look forward to in twenty twenty three. Let's keep it positive,
Speaker 2: keep the goals doable, trackable, you know, set realistic goals
Speaker 2: that you can get done. Yeah, let's make it one
Speaker 2: of the Let's make it a great year as best
Speaker 2: we can.
Speaker 3: Yes, bye, y'all, but we'll see you next week.
Speaker 1: Hi, friend, We'll see you that fun and kenya, thank you, right,
Speaker 1: I can't wait right now.
Speaker 3: If you're listening, I'm probably on an elephant.
Speaker 1: You know.
Speaker 3: It's like, no, I hope, I'm going to do Safari.
Speaker 3: I'm definitely going to do Safari. I'm excited.
Speaker 2: Brother just texted me about going on Safari. Yes, that's amazing.
Speaker 2: All right, enjoy, live it up and we'll see y'all
Speaker 2: next year. Bye.
Speaker 3: We'll actually this year because that's what this is here.
Speaker 3: Oh yeah, yeah, that's right. Forgot. This is our past elves. Bye,
Speaker 3: see you next week.
Speaker 4: Bye, hey ba fam. We could not do this without
Speaker 4: your support or the support of our team behind the scenes.
Speaker 4: The Brown Ambission podcast is produced by Cumulus Podcast Network.
Speaker 4: It's edited by the wonderful Imani Crosby and produced by
Speaker 4: Tanya Bustos. Dennis Stimplinsky is our in house tech curu,
Speaker 4: and I am Bandy Windchard Santos your co host, and
Speaker 4: I will see y'all next week.