1
00:00:16,680 --> 00:00:19,040
Speaker 1: I feel like I should be singing just the two

2
00:00:19,239 --> 00:00:19,880
Speaker 1: of us.

3
00:00:20,200 --> 00:00:22,360
Speaker 2: I know we could start off like that.

4
00:00:22,440 --> 00:00:24,759
Speaker 1: I like that, but that's the only part of the

5
00:00:24,760 --> 00:00:27,600
Speaker 1: song I know. I know that I asked the two

6
00:00:27,760 --> 00:00:31,720
Speaker 1: of us, we can make it up. We try just

7
00:00:31,840 --> 00:00:36,560
Speaker 1: the two of us. You and do you know, for

8
00:00:36,640 --> 00:00:38,639
Speaker 1: the longest time, I thought that was Will Smith's song.

9
00:00:40,800 --> 00:00:43,240
Speaker 1: I'm not gonna be embarrassed. It's like Al Green or

10
00:00:43,280 --> 00:00:46,000
Speaker 1: somebody somebody, not Will Smith, like one of those old

11
00:00:46,040 --> 00:00:49,720
Speaker 1: soul singers. So I'm sorry. Hope, there goes my phone. Listen,

12
00:00:50,400 --> 00:00:53,000
Speaker 1: my two best friends are still texting me. This is

13
00:00:53,000 --> 00:00:55,840
Speaker 1: a text just came in about this whole Beyonce Lemonade situation.

14
00:00:56,160 --> 00:00:57,120
Speaker 2: Yeah. I can't wait for this.

15
00:00:57,480 --> 00:01:01,040
Speaker 1: I woke up to like thirty five. What's funny? Well, yeah,

16
00:01:01,240 --> 00:01:02,840
Speaker 1: we're going, So we're can just talk about it now.

17
00:01:04,840 --> 00:01:06,040
Speaker 1: So let's just do it.

18
00:01:07,160 --> 00:01:09,760
Speaker 2: Did our singing that's important today?

19
00:01:09,840 --> 00:01:10,960
Speaker 1: Yeah, we got this. Yeah we're going.

20
00:01:10,959 --> 00:01:13,840
Speaker 2: We're going, Okay, okay, So yeah, so Lemonade, I know

21
00:01:14,040 --> 00:01:16,200
Speaker 2: my bestie was like, first of all, it was hilarious.

22
00:01:16,240 --> 00:01:18,319
Speaker 2: So I for some reason I could not find HBO

23
00:01:18,480 --> 00:01:21,840
Speaker 2: like on my TV, and so I saw my bestie

24
00:01:21,840 --> 00:01:24,000
Speaker 2: on Facebook was like I'm watching Lemonade and getting my life.

25
00:01:24,040 --> 00:01:25,280
Speaker 2: I was like, oh my god, I can't find it.

26
00:01:25,280 --> 00:01:27,039
Speaker 2: It's not on my HBO. She was like, call the

27
00:01:27,080 --> 00:01:32,520
Speaker 2: cable company. That's how serious it was. But I seriously

28
00:01:32,520 --> 00:01:34,280
Speaker 2: considered it. But I googled and I found it.

29
00:01:34,680 --> 00:01:37,839
Speaker 1: Okay, Yeah, I actually didn't watch it live. On Saturday.

30
00:01:38,080 --> 00:01:41,600
Speaker 1: I went out and had a couple of cocktails, and

31
00:01:41,640 --> 00:01:44,200
Speaker 1: I got back and fell promptly asleep because that's how

32
00:01:44,240 --> 00:01:47,360
Speaker 1: I party now. And so I woke up at like

33
00:01:47,560 --> 00:01:50,800
Speaker 1: six am and I went out and I watched it

34
00:01:50,840 --> 00:01:53,600
Speaker 1: by myself, which I'm really happy about, Like no one

35
00:01:53,680 --> 00:01:56,600
Speaker 1: yelling at me, no one saying y'all sent my ear,

36
00:01:56,840 --> 00:01:59,000
Speaker 1: like I have friends who had viewing parties. It was

37
00:01:59,080 --> 00:02:03,040
Speaker 1: like emotional experience, and it was I'm glad that I

38
00:02:03,080 --> 00:02:05,480
Speaker 1: had it, like, you know, by myself in my little

39
00:02:05,520 --> 00:02:06,080
Speaker 1: quiet place.

40
00:02:06,680 --> 00:02:09,680
Speaker 2: I see I did it the wrong way because I

41
00:02:09,960 --> 00:02:12,240
Speaker 2: finally got to watch it, but when I started watching,

42
00:02:12,280 --> 00:02:14,440
Speaker 2: it was already halfway done. So I was so confused,

43
00:02:14,480 --> 00:02:18,440
Speaker 2: like what's happening, you know? And then it really wasn't

44
00:02:18,520 --> 00:02:21,639
Speaker 2: until I realized, oh, this is like a visual representation

45
00:02:21,680 --> 00:02:24,000
Speaker 2: of her album and then I found it online and

46
00:02:24,040 --> 00:02:26,240
Speaker 2: while Superman was sleeping last night, I watched it and

47
00:02:26,280 --> 00:02:31,160
Speaker 2: I was like, oh, so I had already gotten like

48
00:02:31,200 --> 00:02:33,880
Speaker 2: all the hype, all the whatever out of the way

49
00:02:33,919 --> 00:02:37,040
Speaker 2: because I hadn't even seen Serena. And I was like, oh, okay,

50
00:02:37,240 --> 00:02:39,359
Speaker 2: I'm you know, at first, I was like I don't

51
00:02:39,360 --> 00:02:41,680
Speaker 2: get it, but then after watching the whole thing in

52
00:02:41,720 --> 00:02:43,680
Speaker 2: its entirety, I was like, I can dig it.

53
00:02:43,720 --> 00:02:46,160
Speaker 1: I mean you got yeah, you gotta watch the entire

54
00:02:46,200 --> 00:02:47,239
Speaker 1: thing in order.

55
00:02:47,560 --> 00:02:50,520
Speaker 2: Yes, yeah, you do. And honestly, overall, I could definitely

56
00:02:50,520 --> 00:02:53,880
Speaker 2: say I liked it. You know that I was there

57
00:02:53,919 --> 00:02:57,680
Speaker 2: definitely parts where I'm like huh or but I the vibe,

58
00:02:57,840 --> 00:03:01,040
Speaker 2: the transition that she's making, I'm here for it.

59
00:03:01,960 --> 00:03:04,520
Speaker 1: You know. It made Formation make so much more sense.

60
00:03:04,560 --> 00:03:09,840
Speaker 1: It like gave context for Formation. But it also I

61
00:03:09,880 --> 00:03:12,280
Speaker 1: felt like was so much deeper than what Formation was.

62
00:03:12,720 --> 00:03:14,920
Speaker 2: Yes, for sure, what I'm.

63
00:03:14,720 --> 00:03:16,799
Speaker 1: Worried about once what I've been hearing. I mean, first

64
00:03:16,840 --> 00:03:18,440
Speaker 1: of all, like I loved it. I thought it was

65
00:03:18,480 --> 00:03:20,960
Speaker 1: her best music she's put out, Like, there were some

66
00:03:21,040 --> 00:03:24,640
Speaker 1: really interesting collaborations on this, and it wasn't just like,

67
00:03:24,840 --> 00:03:27,880
Speaker 1: you know, the weekend Kendrick Lamar. Maybe people would have

68
00:03:27,919 --> 00:03:33,200
Speaker 1: seen that coming. But like James Blake and the country song,

69
00:03:33,240 --> 00:03:36,560
Speaker 1: I don't know who did that country song with her.

70
00:03:35,320 --> 00:03:40,280
Speaker 1: I fucking loved it. I was like, okay, country Beyonce.

71
00:03:40,840 --> 00:03:43,840
Speaker 2: Country Beyonce with the braids, Let's ride on the horse. Yes,

72
00:03:43,960 --> 00:03:47,200
Speaker 2: So there was a song. Was it Freedom at the end?

73
00:03:47,240 --> 00:03:50,400
Speaker 2: Which on the stage? That song I loved.

74
00:03:50,200 --> 00:03:52,880
Speaker 1: That was with Kendrick. Well, that was just nothing but

75
00:03:52,920 --> 00:03:55,880
Speaker 1: black girl power. I mean, you had Zenda, you had

76
00:03:55,920 --> 00:03:57,400
Speaker 1: and forget me. I don't know all the names of

77
00:03:57,440 --> 00:03:59,920
Speaker 1: the famous women, but I know that ballerina dancer was

78
00:04:00,200 --> 00:04:03,080
Speaker 1: famous person. I know Coven Jenny Wallace was there. She

79
00:04:03,200 --> 00:04:04,920
Speaker 1: was like holding Blue Ivy's hand.

80
00:04:05,280 --> 00:04:07,480
Speaker 2: Yes, I was like, oh, that was just and I'm

81
00:04:07,480 --> 00:04:11,080
Speaker 2: not gonna lie. I totally shed a tear when you know,

82
00:04:11,200 --> 00:04:14,360
Speaker 2: when the women were holding their lost sons or their

83
00:04:14,360 --> 00:04:18,840
Speaker 2: sons so ugh. Yes, it was like, honestly, I just

84
00:04:19,200 --> 00:04:20,760
Speaker 2: you know, I lost it. I was like, oh my god,

85
00:04:20,800 --> 00:04:23,560
Speaker 2: it just was so and I kept I literally felt

86
00:04:23,600 --> 00:04:25,400
Speaker 2: myself saying aloud, I'm so sorry.

87
00:04:25,400 --> 00:04:28,919
Speaker 1: I'm so sorry, because you know, you don't see the

88
00:04:29,000 --> 00:04:33,320
Speaker 1: women behind the boys who die. You don't see in

89
00:04:33,360 --> 00:04:35,440
Speaker 1: the media, all you see is the picture of the

90
00:04:35,480 --> 00:04:38,080
Speaker 1: young boy and maybe the cop, but you don't. I

91
00:04:38,080 --> 00:04:41,120
Speaker 1: think people forget that, you know, there's a mother who

92
00:04:41,200 --> 00:04:43,560
Speaker 1: raised these kids and had to bury them. And that

93
00:04:43,640 --> 00:04:45,000
Speaker 1: was that was really poignant for me.

94
00:04:46,000 --> 00:04:48,920
Speaker 2: I cried to you, yes, and honestly, I was like, oh,

95
00:04:48,920 --> 00:04:50,919
Speaker 2: we'll be out there with this outfit, with this Onenkora

96
00:04:51,040 --> 00:04:54,520
Speaker 2: outfit in European cuts. Yes, I am here for it.

97
00:04:54,640 --> 00:04:55,400
Speaker 2: I just love that.

98
00:04:55,640 --> 00:04:58,120
Speaker 1: Was that the one where the big BILLOWI like Victorian

99
00:04:58,160 --> 00:05:00,200
Speaker 1: style dress, but it was like an African print.

100
00:05:00,360 --> 00:05:03,280
Speaker 2: So they call that ancre like okay, and so, like

101
00:05:03,360 --> 00:05:06,080
Speaker 2: you what I love about OnCore is that you can,

102
00:05:06,360 --> 00:05:09,320
Speaker 2: you know, the print is so clearly African, and the

103
00:05:09,400 --> 00:05:11,120
Speaker 2: fun thing to do with it is to cut it

104
00:05:11,240 --> 00:05:14,920
Speaker 2: in ways that are traditionally not African, you know. So

105
00:05:14,960 --> 00:05:17,200
Speaker 2: it's like I have so many like Oncre outfits, like

106
00:05:17,240 --> 00:05:20,080
Speaker 2: you know, made specially and you could just make a

107
00:05:20,080 --> 00:05:22,560
Speaker 2: mini skirt, but it's on care a fat you know, fabric,

108
00:05:22,640 --> 00:05:25,000
Speaker 2: so it just looks so dope. Because actually I think

109
00:05:25,040 --> 00:05:28,760
Speaker 2: it was the met the Costume Institute. I think they

110
00:05:28,800 --> 00:05:31,640
Speaker 2: had like a whole like I don't remember if it

111
00:05:31,720 --> 00:05:34,400
Speaker 2: was like a display or whatever, but it was that

112
00:05:34,760 --> 00:05:36,880
Speaker 2: kind of like look it was the African print on

113
00:05:36,960 --> 00:05:40,840
Speaker 2: care print, and then everyone was wearing traditional European kind

114
00:05:40,880 --> 00:05:43,200
Speaker 2: of like old school Victorian outfits, but with that print,

115
00:05:43,200 --> 00:05:44,039
Speaker 2: which was so dope.

116
00:05:44,880 --> 00:05:46,880
Speaker 1: That was like, and we got hints of that from Formation.

117
00:05:46,960 --> 00:05:49,120
Speaker 1: I feel like a little bit, but this video just

118
00:05:49,120 --> 00:05:51,760
Speaker 1: blew everything out of the water everything. You know, I

119
00:05:51,760 --> 00:05:53,719
Speaker 1: feel like I can already sense I mean not to

120
00:05:53,760 --> 00:05:57,480
Speaker 1: be I'm like kind of defensive against Beyonce. Like as

121
00:05:57,480 --> 00:05:59,560
Speaker 1: soon as I watched Lemonade and I knew how much

122
00:05:59,560 --> 00:06:01,440
Speaker 1: I loved it, I was like, people are gonna try

123
00:06:01,480 --> 00:06:03,159
Speaker 1: and tear me down. They're gonna try and say it

124
00:06:03,160 --> 00:06:04,840
Speaker 1: wasn't that good. So you know, my friend and we've

125
00:06:04,880 --> 00:06:07,680
Speaker 1: had Jessica on the show before, so of course there

126
00:06:07,720 --> 00:06:09,400
Speaker 1: was a text message started starting with her and my

127
00:06:09,440 --> 00:06:11,400
Speaker 1: other best friend, and I just did. I ignored my

128
00:06:11,440 --> 00:06:13,400
Speaker 1: phone all day. I was like, let me just sit

129
00:06:13,440 --> 00:06:16,440
Speaker 1: in my feelings before before I have to go and

130
00:06:16,480 --> 00:06:17,039
Speaker 1: defend her.

131
00:06:17,400 --> 00:06:17,520
Speaker 2: Like.

132
00:06:17,760 --> 00:06:20,680
Speaker 1: But you know what's surprising is they were. Jess was

133
00:06:20,680 --> 00:06:24,040
Speaker 1: on board. She liked it really, but you know, her

134
00:06:24,160 --> 00:06:26,880
Speaker 1: argument in so many women's argument or so many people

135
00:06:26,920 --> 00:06:29,520
Speaker 1: like Beyonce haters or not haters, but you know, people

136
00:06:29,520 --> 00:06:31,960
Speaker 1: who aren't so much fans, all they say is, how

137
00:06:32,040 --> 00:06:34,279
Speaker 1: is she empowering women? She's running around into two two

138
00:06:34,360 --> 00:06:36,640
Speaker 1: and like a leotard and she's talking about twerking and

139
00:06:36,680 --> 00:06:40,320
Speaker 1: freakom dresses, and they say her music doesn't really say anything.

140
00:06:41,520 --> 00:06:43,239
Speaker 1: And now all I have to do is just push

141
00:06:43,279 --> 00:06:44,760
Speaker 1: play on Lemonade.

142
00:06:44,400 --> 00:06:47,600
Speaker 2: Exactly, and I just you know, I'm not gonna lie.

143
00:06:47,680 --> 00:06:50,479
Speaker 2: I considered getting titled for that free one month just

144
00:06:50,480 --> 00:06:54,080
Speaker 2: so I can like sit and listen without the visuals,

145
00:06:54,160 --> 00:06:55,560
Speaker 2: just to kind of let it soak in, because they

146
00:06:55,600 --> 00:06:58,400
Speaker 2: were definitely some songs and I was like, what like

147
00:06:58,440 --> 00:06:59,920
Speaker 2: the song when she was like put your middle fing

148
00:07:00,440 --> 00:07:04,600
Speaker 2: I was like, oh am, just her face and her yes.

149
00:07:04,960 --> 00:07:09,880
Speaker 1: But oh Serena, oh my god, Serena. Oh I just yeah.

150
00:07:10,000 --> 00:07:11,960
Speaker 1: It was just such a rollercoature of emotions.

151
00:07:12,160 --> 00:07:14,960
Speaker 2: Yes, it was like, Yes, when Beyonce came out with

152
00:07:15,040 --> 00:07:19,280
Speaker 2: the fur cole the swag in that segment of Lemonade,

153
00:07:19,320 --> 00:07:21,080
Speaker 2: I was like, if this woman's swag is not on

154
00:07:21,120 --> 00:07:22,200
Speaker 2: the thousand, I don't know what is.

155
00:07:22,360 --> 00:07:24,760
Speaker 1: I think the title of that chapter was anger. Yeah,

156
00:07:24,800 --> 00:07:25,640
Speaker 1: it came through.

157
00:07:25,840 --> 00:07:27,840
Speaker 2: Yes, I was like, oh, sorry, Becky.

158
00:07:28,160 --> 00:07:31,960
Speaker 1: First of all, did you see? Oh go ahead, let's.

159
00:07:31,680 --> 00:07:35,520
Speaker 2: Talk about how the internet's the beehive how to read?

160
00:07:35,800 --> 00:07:38,400
Speaker 1: Oh my god, yes you saw? Okay, Rachel Ray.

161
00:07:39,680 --> 00:07:41,480
Speaker 2: So for those of you who are like what, so

162
00:07:41,600 --> 00:07:44,320
Speaker 2: beehive is like the people that follow Beyonce and they

163
00:07:44,400 --> 00:07:47,200
Speaker 2: are vicious. I mean the high will will sing you

164
00:07:47,240 --> 00:07:51,360
Speaker 2: to death. So apparently people thought the Becky with the

165
00:07:51,520 --> 00:07:54,520
Speaker 2: with the good hair, well, if you haven't watched the Lemonade,

166
00:07:54,600 --> 00:07:58,800
Speaker 2: sorry spoiler alert. So it basically implies that that jay

167
00:07:58,840 --> 00:08:02,480
Speaker 2: Z cheated on her and people is an understatement.

168
00:08:02,600 --> 00:08:07,240
Speaker 1: Yes, that's the scarlet letter on his face. Yeah, tattoos it.

169
00:08:08,240 --> 00:08:11,360
Speaker 2: And then supposedly it's supposed to be with Rachel Roy,

170
00:08:11,920 --> 00:08:14,640
Speaker 2: who is She's a fashion designer, right, I.

171
00:08:14,600 --> 00:08:16,000
Speaker 1: Don't know who she is. I didn't know before this

172
00:08:16,040 --> 00:08:16,840
Speaker 1: whole thing came out.

173
00:08:17,160 --> 00:08:19,240
Speaker 2: Yeah. I think she's a fashion designer. And you know,

174
00:08:18,800 --> 00:08:21,240
Speaker 2: I thought she was married to Dame Dash at one point.

175
00:08:21,280 --> 00:08:24,239
Speaker 2: They have a kid, which that's jay Z's ex best friend. Anyway,

176
00:08:24,520 --> 00:08:26,679
Speaker 2: So Rachel Roy is like a fashion designer. She's beautiful.

177
00:08:26,720 --> 00:08:29,400
Speaker 2: I think she looks like I want to say that

178
00:08:29,520 --> 00:08:33,720
Speaker 2: she could be uh, Indian maybe Pakistani, that's you know

179
00:08:33,840 --> 00:08:36,800
Speaker 2: that like in that kind of flavor. But she's beautiful.

180
00:08:36,840 --> 00:08:39,560
Speaker 2: And so people are saying, remember when Salange beat jay

181
00:08:39,600 --> 00:08:42,640
Speaker 2: Z down in the elevator m hm, So they're saying

182
00:08:42,640 --> 00:08:44,760
Speaker 2: that that was it was because of that, because he

183
00:08:44,800 --> 00:08:48,880
Speaker 2: had been inappropriate with her. And so Rachel Roy posted

184
00:08:49,000 --> 00:08:51,920
Speaker 2: like something like right after lemonade about having good hair,

185
00:08:52,520 --> 00:08:54,840
Speaker 2: and so everybody was like, oh, it is you. But

186
00:08:55,800 --> 00:08:59,600
Speaker 2: unfortunately there's a Rachel Ray who's this cute little Italian

187
00:08:59,600 --> 00:09:00,720
Speaker 2: woman that cooks.

188
00:09:00,640 --> 00:09:02,520
Speaker 1: What I would say, it's arguably the bigger star.

189
00:09:02,960 --> 00:09:05,800
Speaker 2: Yes, definitely as far as like more mainstream. Yeah, so

190
00:09:05,920 --> 00:09:08,480
Speaker 2: that's probably why they found her. So they thought Rachel Ray,

191
00:09:08,640 --> 00:09:12,080
Speaker 2: who's this little Italian woman was Rachel Roy, and they

192
00:09:12,360 --> 00:09:13,840
Speaker 2: went to her harassing that.

193
00:09:15,600 --> 00:09:18,920
Speaker 1: Of all the people, the most wholesome, like all American

194
00:09:19,960 --> 00:09:22,720
Speaker 1: food network star Rachel Ray, who has a talk show

195
00:09:23,040 --> 00:09:25,240
Speaker 1: that comes out of like three PM, I've.

196
00:09:25,160 --> 00:09:27,600
Speaker 2: Never been in any trouble, never any proparazzi anything, never.

197
00:09:27,760 --> 00:09:29,920
Speaker 2: I know. She was like, what's going on, guys? And

198
00:09:30,000 --> 00:09:32,440
Speaker 2: she's so cute. She's got like all these little nicknames

199
00:09:32,440 --> 00:09:35,920
Speaker 2: for things like instead of like she calls what is

200
00:09:35,920 --> 00:09:39,720
Speaker 2: that stuff like olive oil, like oh yeah, oh, she's

201
00:09:39,760 --> 00:09:41,520
Speaker 2: just so cute, and like, I know she was like

202
00:09:41,559 --> 00:09:45,000
Speaker 2: why why are people attacking me? Go ahead?

203
00:09:45,080 --> 00:09:46,880
Speaker 1: I saw one meme that was like Becky with the

204
00:09:46,880 --> 00:09:47,440
Speaker 1: good chili.

205
00:09:48,960 --> 00:09:50,680
Speaker 2: So I was reading some of the stuff that people

206
00:09:50,679 --> 00:09:53,160
Speaker 2: were posting, and once they realized it was the wrong person,

207
00:09:53,320 --> 00:09:56,559
Speaker 2: one somebody actually said, as a member of the Beehive Committee,

208
00:09:56,600 --> 00:10:01,839
Speaker 2: we sincerely apologize. Oh my god, honestly that I mean.

209
00:10:01,880 --> 00:10:04,000
Speaker 2: I literally laughed out loud. I was dying. I'm like,

210
00:10:04,040 --> 00:10:06,320
Speaker 2: y'all be high both, y'all don't know what to stop.

211
00:10:06,360 --> 00:10:08,360
Speaker 2: Don't come for me because I love Beyonce and I'm

212
00:10:08,360 --> 00:10:09,800
Speaker 2: just saying that I should be.

213
00:10:09,880 --> 00:10:11,600
Speaker 1: What we should be asking is like why are they

214
00:10:11,640 --> 00:10:14,080
Speaker 1: going after the woman anyway? Like jay Z is the

215
00:10:14,080 --> 00:10:19,360
Speaker 1: one who cheated exactly. You know what's crazy. I was

216
00:10:19,360 --> 00:10:23,960
Speaker 1: trying to understand why the whole entire video, the movie

217
00:10:24,080 --> 00:10:26,320
Speaker 1: was like getting to me emotionally, and I mean I

218
00:10:26,320 --> 00:10:27,800
Speaker 1: mean towards the end, I was a mess. When the

219
00:10:27,840 --> 00:10:31,480
Speaker 1: moms of the black men who died with jay Z's

220
00:10:31,520 --> 00:10:34,840
Speaker 1: mom grandmother giving that speech about lemonade, when it finally

221
00:10:34,920 --> 00:10:37,120
Speaker 1: clicked for me, what the hell lemonade meant and where

222
00:10:37,120 --> 00:10:40,200
Speaker 1: the lemonade was coming in Like all that was very emotional,

223
00:10:40,280 --> 00:10:42,840
Speaker 1: but it was like I've never been cheated on before.

224
00:10:43,840 --> 00:10:45,920
Speaker 1: But I think what got me emotionally and why I

225
00:10:46,000 --> 00:10:48,000
Speaker 1: connected with it so much is the fact that no

226
00:10:48,120 --> 00:10:51,600
Speaker 1: relationship is perfect. And I felt like for the first

227
00:10:51,600 --> 00:10:54,280
Speaker 1: time in my issue with Beyonce has always been she

228
00:10:54,559 --> 00:10:57,959
Speaker 1: is so calculated. She is so put together. Every word,

229
00:10:59,000 --> 00:11:02,360
Speaker 1: every session, every flip of her hair is planned. It

230
00:11:02,440 --> 00:11:04,440
Speaker 1: felt like, and I'm you know, you don't see her

231
00:11:04,600 --> 00:11:09,520
Speaker 1: raw or admitting mistakes as often at all, And so

232
00:11:09,600 --> 00:11:13,120
Speaker 1: for me, it was like this perfect woman is being

233
00:11:13,200 --> 00:11:16,200
Speaker 1: so vulnerable, is so raw and open. You know, if

234
00:11:16,240 --> 00:11:18,400
Speaker 1: what she's singing is true, you know that actually happened,

235
00:11:18,400 --> 00:11:20,840
Speaker 1: and it really seems like it did, like and that

236
00:11:21,000 --> 00:11:23,080
Speaker 1: was just really touching for me, and it sort of

237
00:11:23,120 --> 00:11:27,040
Speaker 1: gave me permission to not try and pretend like everything

238
00:11:27,040 --> 00:11:29,080
Speaker 1: in my life is going one hundred percent when it's not.

239
00:11:30,000 --> 00:11:32,400
Speaker 2: No. I think that's what touched me too, because you're right,

240
00:11:32,440 --> 00:11:36,200
Speaker 2: Beyonce Solange has long since been considered the sister that

241
00:11:36,320 --> 00:11:38,560
Speaker 2: is like just like opening real and vulnerable. You know,

242
00:11:38,559 --> 00:11:41,920
Speaker 2: Solanjould be like what girl by, you know, but Beyonce

243
00:11:42,120 --> 00:11:46,439
Speaker 2: was always so I don't know, just so well put together.

244
00:11:46,559 --> 00:11:48,600
Speaker 2: She just seemed like nothing was ever wrong, like you said,

245
00:11:48,600 --> 00:11:51,680
Speaker 2: And even after that whole like you know, them fighting

246
00:11:51,679 --> 00:11:54,480
Speaker 2: in the elevator, she didn't come forth and say anything.

247
00:11:54,559 --> 00:11:56,480
Speaker 2: And so for this to come out and for her

248
00:11:56,520 --> 00:11:59,920
Speaker 2: to just be so open with sharing that, like, yo,

249
00:12:00,080 --> 00:12:01,760
Speaker 2: stuff is not always perfect. There's times where I was

250
00:12:01,760 --> 00:12:04,520
Speaker 2: gonna leave. I've been cheated on, and I'm not gonna lie.

251
00:12:04,559 --> 00:12:06,800
Speaker 2: I have cheated in my twenties. It was not a

252
00:12:06,800 --> 00:12:10,880
Speaker 2: good good look. And so I could see both sides,

253
00:12:10,920 --> 00:12:14,319
Speaker 2: and I'm just like a either way, it's just nice

254
00:12:14,360 --> 00:12:17,320
Speaker 2: to see that she's showing women that, like, you know,

255
00:12:17,520 --> 00:12:19,760
Speaker 2: things don't have to be perfect. Somebody wrote, I think

256
00:12:19,760 --> 00:12:22,040
Speaker 2: I was watching like a BuzzFeed video. Someone was like,

257
00:12:22,800 --> 00:12:26,319
Speaker 2: you know, she's weak, why would she stay? And I'm like, oh,

258
00:12:26,520 --> 00:12:28,959
Speaker 2: it's just so easy for people to just make decisions,

259
00:12:29,080 --> 00:12:31,160
Speaker 2: you know, or to judge based upon.

260
00:12:31,640 --> 00:12:34,640
Speaker 1: This pert stupid. Did you watch anything have you? Beyonce

261
00:12:34,840 --> 00:12:37,240
Speaker 1: is like the antithesis of weakness.

262
00:12:36,960 --> 00:12:40,120
Speaker 3: Exactly, and honestly too, I just feel like everyone decides,

263
00:12:40,160 --> 00:12:43,320
Speaker 3: everyone decides what they're willing to put up with and

264
00:12:43,360 --> 00:12:46,080
Speaker 3: what they're not and to me, especially as you get older,

265
00:12:46,520 --> 00:12:48,240
Speaker 3: I'm realizing there's no rhyme or reason.

266
00:12:48,320 --> 00:12:51,360
Speaker 2: People just decide for themselves. And you know, there's plenty

267
00:12:51,400 --> 00:12:52,800
Speaker 2: of my friends who are with guys who I'm like,

268
00:12:52,880 --> 00:12:55,120
Speaker 2: if it was me, I probably wouldn't stay. But I'm

269
00:12:55,160 --> 00:12:56,960
Speaker 2: sure plenty of my friends look at me and they're like, well,

270
00:12:56,960 --> 00:12:58,679
Speaker 2: if it was me, I wouldn't stay. We all have

271
00:12:58,800 --> 00:13:01,240
Speaker 2: our own stuff that we're willing to put up with,

272
00:13:01,400 --> 00:13:03,560
Speaker 2: and I just think it's just for everyone to decide

273
00:13:03,559 --> 00:13:05,400
Speaker 2: for themselves. It's not for me to judge you. To me,

274
00:13:05,440 --> 00:13:08,480
Speaker 2: I always tell my sisters and friends, as long as

275
00:13:08,520 --> 00:13:11,200
Speaker 2: he's not hurting you physically and like you know, emotionally

276
00:13:11,200 --> 00:13:13,800
Speaker 2: and mentally, it's not my business. Like you know, I'm

277
00:13:13,840 --> 00:13:15,360
Speaker 2: not here to judge me. I'm here to listen and

278
00:13:15,360 --> 00:13:17,240
Speaker 2: be your friend. But now if you tell me that

279
00:13:17,360 --> 00:13:19,560
Speaker 2: you know he punched me, he pushed me, then I'm like, girl,

280
00:13:19,559 --> 00:13:21,959
Speaker 2: we're coming to get you, you know. But other than that,

281
00:13:22,120 --> 00:13:24,719
Speaker 2: like my friends know that if you're like, oh, we

282
00:13:24,760 --> 00:13:26,840
Speaker 2: got into an argument because I just didn't like the

283
00:13:26,880 --> 00:13:29,000
Speaker 2: fact that I'm always doing the dishes and he doesn't help,

284
00:13:29,040 --> 00:13:31,160
Speaker 2: and I'm not here to be like, girl leave them.

285
00:13:31,200 --> 00:13:33,760
Speaker 2: You know everybody has a girl leaving friends.

286
00:13:33,760 --> 00:13:35,679
Speaker 1: Oh that was me. Oh yeah, that was me and

287
00:13:35,760 --> 00:13:39,679
Speaker 1: my like teens and twenties. I was so extreme, right,

288
00:13:39,880 --> 00:13:41,280
Speaker 1: like you mean he was five minutes late?

289
00:13:42,080 --> 00:13:45,680
Speaker 2: Why girl? But he wears blue on Tuesday? Mmm?

290
00:13:45,880 --> 00:13:46,960
Speaker 1: Girl leave them?

291
00:13:48,120 --> 00:13:49,960
Speaker 2: And so I learned, like you don't tell the girl

292
00:13:50,080 --> 00:13:53,880
Speaker 2: leaving friend anything, and like I'm the friend who's always like, well,

293
00:13:54,760 --> 00:13:56,880
Speaker 2: I mean, you know, you got just need to talk

294
00:13:56,880 --> 00:14:00,000
Speaker 2: about it. You got your talk, you know, cause I'm like,

295
00:14:00,120 --> 00:14:03,920
Speaker 2: been there, done that without anybody. Especially it's always the

296
00:14:03,920 --> 00:14:06,480
Speaker 2: girl eaving friends sometimes that never has anybody, you.

297
00:14:06,400 --> 00:14:08,800
Speaker 1: Know, because you expect too much out of out of

298
00:14:08,800 --> 00:14:09,320
Speaker 1: one person.

299
00:14:09,600 --> 00:14:11,760
Speaker 2: Exactly. They're not going to be perfect. Lord knows, I

300
00:14:11,800 --> 00:14:13,960
Speaker 2: am not. Honey. I look at that mirror and I'm like, WHOA,

301
00:14:14,640 --> 00:14:16,000
Speaker 2: thank you, superman, because i.

302
00:14:16,040 --> 00:14:20,840
Speaker 1: Know that's what love is. And oh that song when

303
00:14:21,080 --> 00:14:24,000
Speaker 1: you know what's I'm really about the words and lyrics.

304
00:14:24,000 --> 00:14:26,120
Speaker 1: And it was really like fun for me because I

305
00:14:26,200 --> 00:14:28,600
Speaker 1: studied literature in college and poetry and I haven't done

306
00:14:28,600 --> 00:14:30,920
Speaker 1: that in a long time. But I sat down and

307
00:14:30,960 --> 00:14:33,320
Speaker 1: I read the lyrics. I had the captions turned on

308
00:14:33,360 --> 00:14:35,560
Speaker 1: so I can really understand what she was saying. And

309
00:14:35,640 --> 00:14:37,400
Speaker 1: when I got out of it wasn't just that jay

310
00:14:37,440 --> 00:14:40,640
Speaker 1: Z cheated or whoever she's talking about cheated, but it

311
00:14:40,720 --> 00:14:44,160
Speaker 1: was about the like the difference in power, about how

312
00:14:44,240 --> 00:14:47,000
Speaker 1: he was intimidated. And also there was a part where

313
00:14:47,040 --> 00:14:49,640
Speaker 1: she talks about how he didn't think that he deserved

314
00:14:49,720 --> 00:14:52,840
Speaker 1: to have something work out for him in life, and

315
00:14:53,160 --> 00:14:55,600
Speaker 1: that really touched me and I and towards the end,

316
00:14:56,080 --> 00:14:58,400
Speaker 1: you know, she talks about being well. This part was

317
00:14:58,400 --> 00:15:00,840
Speaker 1: the poetry, Oh who was a poet? Worse on the

318
00:15:00,880 --> 00:15:04,280
Speaker 1: Somali poet? Who the who? Did all the interludes, Beyonce

319
00:15:04,480 --> 00:15:07,120
Speaker 1: read her poetry in between every song. There's one line

320
00:15:07,160 --> 00:15:09,040
Speaker 1: in her poetry. First of all, that poetry is beautiful

321
00:15:09,080 --> 00:15:11,920
Speaker 1: and I never heard of her before. There's one part

322
00:15:11,960 --> 00:15:14,320
Speaker 1: where she's talking about I'm the mother of your children,

323
00:15:14,400 --> 00:15:18,160
Speaker 1: living and dead, and I was thinking, that's right, Beyonce

324
00:15:18,240 --> 00:15:23,360
Speaker 1: had a miscarriage, Yeah, wow, and another hello, I'm human

325
00:15:23,480 --> 00:15:26,680
Speaker 1: moment and I thought it was beautiful. And I don't

326
00:15:26,680 --> 00:15:28,600
Speaker 1: think we'll ever hear Beyonce, Like, I don't think she'll

327
00:15:28,600 --> 00:15:31,040
Speaker 1: write a memoir. She's not going to go on the

328
00:15:31,120 --> 00:15:34,080
Speaker 1: own network Super Soul Sunday and talk about Lemonade. I

329
00:15:34,120 --> 00:15:36,800
Speaker 1: think she's leaving everything in the music like she has

330
00:15:37,880 --> 00:15:40,080
Speaker 1: only now she's saying more than she ever has through

331
00:15:40,080 --> 00:15:44,360
Speaker 1: the music. And I feel kind of like proud of

332
00:15:44,400 --> 00:15:45,840
Speaker 1: her in a way for growing up.

333
00:15:46,040 --> 00:15:48,960
Speaker 2: And yeah, yeah that's how I felt too. I thought like, wow,

334
00:15:49,400 --> 00:15:52,840
Speaker 2: this is very womanish, you know, of her. And I

335
00:15:52,880 --> 00:15:54,800
Speaker 2: just love the fact that a lot of the stuff

336
00:15:54,800 --> 00:15:57,080
Speaker 2: that people were saying for years and she kind of ignored.

337
00:15:57,440 --> 00:16:00,440
Speaker 2: She addressed like her clearly.

338
00:16:00,080 --> 00:16:02,960
Speaker 1: Pregnant with blue Yes, yes exactly.

339
00:16:03,240 --> 00:16:05,040
Speaker 2: I mean like you could see her face, her nose,

340
00:16:05,080 --> 00:16:07,960
Speaker 2: her boobs or something like there's not a prosthetic, but people,

341
00:16:08,000 --> 00:16:11,040
Speaker 2: you know, like just like addressing those things like girlh bye,

342
00:16:11,120 --> 00:16:11,560
Speaker 2: like just.

343
00:16:12,080 --> 00:16:14,360
Speaker 1: And shake out it in the music. In the music.

344
00:16:15,200 --> 00:16:17,760
Speaker 2: Yeah, I love it, just even just addressing like you know,

345
00:16:17,800 --> 00:16:20,240
Speaker 2: everybody knows that there's issues with her father, but like

346
00:16:20,240 --> 00:16:22,360
Speaker 2: it's even like addressing that that.

347
00:16:22,400 --> 00:16:24,200
Speaker 1: Song could have been called Daddy Issues. What was it

348
00:16:24,240 --> 00:16:28,280
Speaker 1: called daddy? That was the country one Daddy lessons?

349
00:16:28,560 --> 00:16:28,800
Speaker 2: Yeah?

350
00:16:29,720 --> 00:16:33,160
Speaker 1: Yeah, you know what you can't when it's someone's personal

351
00:16:33,240 --> 00:16:35,880
Speaker 1: story like that and they're sharing it and they're being vulnerable.

352
00:16:36,040 --> 00:16:38,800
Speaker 1: You can't you almost can't even judge it. It's like

353
00:16:39,280 --> 00:16:41,880
Speaker 1: this is her personal story, it's her interpretation she put

354
00:16:41,920 --> 00:16:45,720
Speaker 1: her I mean this took so much work, every thought,

355
00:16:45,800 --> 00:16:48,200
Speaker 1: every detail, you know that that was. It makes me

356
00:16:48,280 --> 00:16:49,800
Speaker 1: feel like, what have I done lately?

357
00:16:50,600 --> 00:16:51,240
Speaker 2: Well have you?

358
00:16:51,560 --> 00:16:54,040
Speaker 1: I have? I've barely gone to the gym today, Like.

359
00:16:55,760 --> 00:16:57,640
Speaker 2: Oh, you'd be proud of me. And this is like random,

360
00:16:57,680 --> 00:16:59,120
Speaker 2: but I'm like, I've been walking like two or three

361
00:16:59,120 --> 00:17:00,120
Speaker 2: miles a day.

362
00:17:00,360 --> 00:17:02,760
Speaker 1: Oh yeah, do you go uh with Superman? Or is

363
00:17:02,760 --> 00:17:03,680
Speaker 1: it like a solo thing?

364
00:17:04,000 --> 00:17:06,360
Speaker 2: So honestly, I've just been using It's almost like meditation.

365
00:17:06,440 --> 00:17:08,080
Speaker 2: I forgot how much I like to walk, so I've

366
00:17:08,119 --> 00:17:10,280
Speaker 2: just been now. It makes me want to get a fitbit,

367
00:17:10,320 --> 00:17:12,280
Speaker 2: but I just use like the Nike app on my phone.

368
00:17:12,880 --> 00:17:16,439
Speaker 1: If you could a fitbit. You just seemed to be prepared.

369
00:17:16,520 --> 00:17:19,000
Speaker 1: Because I'll add you as a friend and I get

370
00:17:19,040 --> 00:17:19,960
Speaker 1: really competitive.

371
00:17:20,200 --> 00:17:21,720
Speaker 2: Are you gonna say you're like the way you said?

372
00:17:21,720 --> 00:17:24,680
Speaker 2: He said if you get a fit bit, you see

373
00:17:24,680 --> 00:17:26,360
Speaker 2: that dot dot dot probably Like I'm.

374
00:17:26,200 --> 00:17:28,439
Speaker 1: Just letting you know because you can challenge people.

375
00:17:28,840 --> 00:17:30,400
Speaker 2: I know, But you know you don't want this though,

376
00:17:30,440 --> 00:17:32,560
Speaker 2: because it ain't nothing for me to walk like four

377
00:17:32,600 --> 00:17:35,000
Speaker 2: miles in a day. It's nothing. Okay, I got it.

378
00:17:35,320 --> 00:17:36,400
Speaker 2: We could do this, now, we could.

379
00:17:36,920 --> 00:17:41,000
Speaker 1: You don't mean that's only eight thousand steps. You gotta Oh, okay,

380
00:17:42,200 --> 00:17:44,160
Speaker 1: you know what. My dad actually been kicking my buttlt

381
00:17:44,320 --> 00:17:46,040
Speaker 1: my fifbit broke, so I've been out of the game

382
00:17:46,080 --> 00:17:48,680
Speaker 1: for about a week. But uh, you know, when I'm

383
00:17:48,680 --> 00:17:50,639
Speaker 1: on my when I was at the height of my

384
00:17:50,640 --> 00:17:53,760
Speaker 1: fitbit rain, I was doing like twenty five thirty thousand

385
00:17:53,760 --> 00:17:58,159
Speaker 1: steps a day, which means I was walking everywhere, no trains,

386
00:17:58,320 --> 00:18:01,399
Speaker 1: and then running after work and then going on elliptical

387
00:18:01,480 --> 00:18:05,280
Speaker 1: before work. And I was only because my friend Diana,

388
00:18:05,320 --> 00:18:08,119
Speaker 1: if she's listening out there, because she was like training

389
00:18:08,119 --> 00:18:09,760
Speaker 1: for a half marathon, and I got really I got

390
00:18:09,760 --> 00:18:13,360
Speaker 1: in this like tunnel vision insane competitive zone. It wasn't

391
00:18:13,359 --> 00:18:16,000
Speaker 1: a healthy place. I don't recommend it. I was like,

392
00:18:16,119 --> 00:18:16,480
Speaker 1: can sing.

393
00:18:17,960 --> 00:18:20,440
Speaker 2: But it's just like you know, if my sister calls

394
00:18:20,440 --> 00:18:23,320
Speaker 2: it stacking, and I've started to just like implement this

395
00:18:23,359 --> 00:18:25,000
Speaker 2: in my life that like you know, when you want

396
00:18:25,040 --> 00:18:27,400
Speaker 2: to make a transition and you're like, oh, I want

397
00:18:27,400 --> 00:18:29,560
Speaker 2: to eat my exercise this and that She's like no,

398
00:18:29,720 --> 00:18:31,280
Speaker 2: don't do it all at one time. You're never gonna

399
00:18:31,359 --> 00:18:33,760
Speaker 2: keep up. She's like, just stacked, just say, you know what,

400
00:18:34,280 --> 00:18:37,040
Speaker 2: I'm gonna have a salad like you know, like once

401
00:18:37,080 --> 00:18:39,000
Speaker 2: a day or whatever. And then once you do that

402
00:18:39,040 --> 00:18:40,240
Speaker 2: for a few weeks and you're like, you know, I'm

403
00:18:40,240 --> 00:18:41,760
Speaker 2: gonna have a salad and I'm gonna go for a

404
00:18:41,800 --> 00:18:44,359
Speaker 2: walk because the salad becomes normal. And then you just

405
00:18:44,400 --> 00:18:47,280
Speaker 2: start walking and then you're like, Okay, the walking is normal,

406
00:18:47,320 --> 00:18:49,760
Speaker 2: the salad is normal. Well, let me add on yoga

407
00:18:49,760 --> 00:18:53,280
Speaker 2: in the morning. And so now I've stacked about four things,

408
00:18:53,320 --> 00:18:55,960
Speaker 2: like I'm eating better. The eating came first, then I

409
00:18:56,000 --> 00:18:58,240
Speaker 2: got the personal trainer, had her for a while. Now

410
00:18:58,240 --> 00:19:01,879
Speaker 2: I'm walking and I just added yoga. So four things

411
00:19:01,880 --> 00:19:03,359
Speaker 2: that I normally, if I would have done them all

412
00:19:03,400 --> 00:19:05,199
Speaker 2: at once, I would not be able to keep up.

413
00:19:05,320 --> 00:19:08,439
Speaker 2: But because I stacked them and reach the place where

414
00:19:08,480 --> 00:19:11,240
Speaker 2: like one of the blocks in my stack was normal

415
00:19:11,280 --> 00:19:14,080
Speaker 2: before I added another block, I'm like, y'all feel so good.

416
00:19:14,080 --> 00:19:16,960
Speaker 2: I'm like, yo, Tidney, Yeah, you're like totally adulting.

417
00:19:17,920 --> 00:19:20,200
Speaker 1: Did you read that book The Power of Habit?

418
00:19:21,040 --> 00:19:21,760
Speaker 2: No? Is it good?

419
00:19:21,840 --> 00:19:23,600
Speaker 1: It's kind of about that. Yeah, it's all about how

420
00:19:23,640 --> 00:19:26,680
Speaker 1: you build habits, how some people are able to break

421
00:19:26,680 --> 00:19:29,360
Speaker 1: bad habits and then replace them with good habits. It's

422
00:19:29,400 --> 00:19:31,920
Speaker 1: really good. It's written by Charles Dowig. I don't know

423
00:19:31,920 --> 00:19:35,560
Speaker 1: if I'm saying, all right, du higg. And it came

424
00:19:35,600 --> 00:19:36,960
Speaker 1: out only a few years ago and it was a

425
00:19:36,960 --> 00:19:38,800
Speaker 1: big hit. It's like got a Yellow Book cover. I

426
00:19:38,880 --> 00:19:39,800
Speaker 1: recommend it. It's good.

427
00:19:39,880 --> 00:19:42,320
Speaker 2: It's we need to go back to recommending books again.

428
00:19:42,320 --> 00:19:43,920
Speaker 2: That's a good one. The Power of Habits.

429
00:19:44,000 --> 00:19:47,399
Speaker 1: Yeah, okay, we haven't even talked about this was a

430
00:19:47,400 --> 00:19:47,959
Speaker 1: big week.

431
00:19:48,320 --> 00:19:49,880
Speaker 2: Yeah, well it's sad.

432
00:19:49,960 --> 00:19:54,240
Speaker 1: There is highs and lows. High being Lemonade high, Harriet

433
00:19:54,240 --> 00:19:58,240
Speaker 1: Tubman and her place on the twenty dollar bill, which

434
00:19:58,240 --> 00:20:01,240
Speaker 1: I thought was awesome. What I didn't think was awesome

435
00:20:01,359 --> 00:20:04,000
Speaker 1: is like, so not the entire bill, like the back

436
00:20:04,040 --> 00:20:05,600
Speaker 1: of it, She's not going to be on or something

437
00:20:05,640 --> 00:20:06,520
Speaker 1: like that was happening.

438
00:20:07,080 --> 00:20:08,760
Speaker 2: Yeah, and also too, I thought it was weird because

439
00:20:08,760 --> 00:20:10,119
Speaker 2: it's not going to come out for like another like

440
00:20:10,160 --> 00:20:14,040
Speaker 2: seventeen years, isn't it like what thirty? Yeah, somebody was

441
00:20:14,080 --> 00:20:15,520
Speaker 2: like telling me. I was like, let me google, let

442
00:20:15,520 --> 00:20:17,800
Speaker 2: me see the Googles. So I don't quote me, but

443
00:20:17,880 --> 00:20:19,679
Speaker 2: it's not something that's happening right away.

444
00:20:20,359 --> 00:20:23,640
Speaker 1: Is that because it takes so long to get the

445
00:20:23,960 --> 00:20:25,800
Speaker 1: current twenties out of circulation or something?

446
00:20:26,160 --> 00:20:28,760
Speaker 2: I don't even know. I was just like, wait, they

447
00:20:28,760 --> 00:20:31,040
Speaker 2: didn't tell us all these things, so I said, let

448
00:20:31,040 --> 00:20:32,800
Speaker 2: me get to googling before I say for sure. But

449
00:20:33,320 --> 00:20:36,200
Speaker 2: from what I remember, like having a chit chat about

450
00:20:36,240 --> 00:20:38,520
Speaker 2: with someone, they were like, it's not happening right away.

451
00:20:38,840 --> 00:20:40,800
Speaker 1: Well, I see it says in the Washington in the

452
00:20:40,840 --> 00:20:43,600
Speaker 1: Wall Street Journal. It'll be could be in circulation as

453
00:20:43,640 --> 00:20:46,560
Speaker 1: soon as twenty twenty. Okay, well that's not so so yeah,

454
00:20:46,640 --> 00:20:48,360
Speaker 1: not so bad. It'll be here. The fact that it's

455
00:20:48,359 --> 00:20:52,159
Speaker 1: even happening is maja exactly, Maychel, maycha?

456
00:20:52,280 --> 00:20:54,679
Speaker 2: And then did you see the poor means of like

457
00:20:54,720 --> 00:20:57,560
Speaker 2: the young girl who it's like some young girl from Disney.

458
00:20:57,600 --> 00:21:00,560
Speaker 2: It's a young brown girl. I forget her name, but

459
00:21:00,640 --> 00:21:03,200
Speaker 2: they put her face on Harriet Tuban's face on Fire

460
00:21:03,280 --> 00:21:06,120
Speaker 2: Tubmans sitting like in her picture her Like if there's

461
00:21:06,160 --> 00:21:08,040
Speaker 2: like two pictures of Harriet Tubban like floating, you know,

462
00:21:08,119 --> 00:21:09,920
Speaker 2: there's one of her standing and there's one of her sitting,

463
00:21:10,320 --> 00:21:13,160
Speaker 2: and her face is hilarious. And it says, well, master

464
00:21:13,240 --> 00:21:15,200
Speaker 2: thinks she's gonna bring his dinner, but you out tonight

465
00:21:15,200 --> 00:21:20,160
Speaker 2: with Harriet. Ah. I was like, yo, the memes they

466
00:21:20,240 --> 00:21:20,600
Speaker 2: kill me.

467
00:21:21,040 --> 00:21:23,280
Speaker 1: One that I saw was where it's like you're gonna

468
00:21:23,280 --> 00:21:26,119
Speaker 1: have a really hard time spending like thirty bucks on

469
00:21:26,160 --> 00:21:28,880
Speaker 1: that new top when you have Harriet say it looking

470
00:21:28,920 --> 00:21:30,280
Speaker 1: at you saying you don't need that top.

471
00:21:30,760 --> 00:21:33,040
Speaker 2: Yes, it's like it like goes closer than Harry at

472
00:21:33,119 --> 00:21:34,440
Speaker 2: like closer closer.

473
00:21:34,119 --> 00:21:37,480
Speaker 1: Yeah, yeah, yeah yeah, And they're describe they.

474
00:21:37,320 --> 00:21:39,320
Speaker 2: Have a picture of like Harry, like her pictures being taken.

475
00:21:39,400 --> 00:21:41,760
Speaker 2: She's like standing and they're like on top of said

476
00:21:42,600 --> 00:21:45,160
Speaker 2: Harriet says, how do I look? And the photographer says

477
00:21:45,320 --> 00:21:49,800
Speaker 2: like money. Oh, these memes are everything. Honestly, memes are

478
00:21:49,920 --> 00:21:52,879
Speaker 2: like memes make me happy. Like if I'm having a

479
00:21:52,920 --> 00:21:54,960
Speaker 2: bad day, I'll just take like a mean break and

480
00:21:55,119 --> 00:21:57,240
Speaker 2: like just make myself happy and giggle again.

481
00:21:57,800 --> 00:22:00,920
Speaker 1: That's how I feel about Guess how gifts they make you?

482
00:22:01,720 --> 00:22:06,840
Speaker 1: How did I even communicate before gifts? I don't understand. No,

483
00:22:06,880 --> 00:22:10,679
Speaker 1: I replied to emails with like, just gifts and they

484
00:22:10,680 --> 00:22:13,040
Speaker 1: get so many emotions across. I don't like if a

485
00:22:13,040 --> 00:22:15,159
Speaker 1: picture says a thousand words. A meme says a million.

486
00:22:17,160 --> 00:22:19,040
Speaker 1: All right, we have to talk about Prince real quick.

487
00:22:19,240 --> 00:22:22,280
Speaker 1: This is a very like music themed it is buzzworthy.

488
00:22:23,359 --> 00:22:27,800
Speaker 1: Prince passed away this week. Yeah, my father is still

489
00:22:27,840 --> 00:22:28,320
Speaker 1: in mourning.

490
00:22:29,080 --> 00:22:31,080
Speaker 2: Did they ever I remember? I know more and more

491
00:22:31,119 --> 00:22:33,320
Speaker 2: details are coming. I know they just cremated his body.

492
00:22:33,920 --> 00:22:35,840
Speaker 1: Yeah, there's the autopsy was done, but they're not going

493
00:22:35,920 --> 00:22:38,879
Speaker 1: to have like toxicology results for a couple of weeks,

494
00:22:38,880 --> 00:22:42,119
Speaker 1: a few weeks, I think. Okay, but it's just also sad,

495
00:22:42,160 --> 00:22:44,879
Speaker 1: you know, it's I saw somebody there was speaking of memes,

496
00:22:44,920 --> 00:22:47,640
Speaker 1: there was one about like how someone put someone wrap

497
00:22:47,720 --> 00:22:49,560
Speaker 1: Stevie Wonder and bubble wrap because he's the last one

498
00:22:49,640 --> 00:22:53,040
Speaker 1: we have. I thought that was kind of sexist, because

499
00:22:53,040 --> 00:22:57,920
Speaker 1: there's other amazing female like classic female singers from the

500
00:22:57,960 --> 00:23:00,879
Speaker 1: past that we still have a living Yeah, Aretha, we

501
00:23:00,920 --> 00:23:02,639
Speaker 1: still have Pylo Bell.

502
00:23:02,840 --> 00:23:05,840
Speaker 2: Yeah, and I love what is her name, Anita Baker?

503
00:23:05,880 --> 00:23:07,520
Speaker 2: Oh my gosh, that's my favorites.

504
00:23:07,960 --> 00:23:10,840
Speaker 1: And I love Diana Ross. Like I mean, there's some

505
00:23:10,880 --> 00:23:13,919
Speaker 1: great women still in power. But yeah, it was it

506
00:23:13,960 --> 00:23:17,000
Speaker 1: was pretty devastating, and there's not many, you know, my

507
00:23:17,160 --> 00:23:19,320
Speaker 1: entire newsroom. We were all just like it was right

508
00:23:19,400 --> 00:23:21,399
Speaker 1: during lunch when we heard and it was just on

509
00:23:21,440 --> 00:23:23,720
Speaker 1: TMZ at that point, and everyone just like dropped what

510
00:23:23,800 --> 00:23:26,520
Speaker 1: they were eating and we were like, what is happening?

511
00:23:26,600 --> 00:23:29,600
Speaker 1: What is life? I call my dad and he said,

512
00:23:30,560 --> 00:23:32,560
Speaker 1: you know, He's like, okay, I'll call you back later.

513
00:23:32,640 --> 00:23:34,160
Speaker 1: He was really upset. And then I called him later

514
00:23:34,160 --> 00:23:37,320
Speaker 1: and he's like, it's okay, I still have you and

515
00:23:37,359 --> 00:23:40,320
Speaker 1: your little brother. I was like like Prince was his

516
00:23:40,400 --> 00:23:42,679
Speaker 1: third child or something like that. That's how much he

517
00:23:42,720 --> 00:23:43,160
Speaker 1: loved him.

518
00:23:43,440 --> 00:23:43,600
Speaker 2: Ah.

519
00:23:43,760 --> 00:23:47,200
Speaker 1: Really, yeah, my dad like every Christmas, my dad would

520
00:23:47,280 --> 00:23:49,760
Speaker 1: have us sit down and watch since the Super Bowl

521
00:23:49,840 --> 00:23:52,240
Speaker 1: since Prince did the halftime show, when was that two

522
00:23:52,280 --> 00:23:55,000
Speaker 1: thousand and I don't know, like ten was it? Has

523
00:23:55,040 --> 00:23:57,440
Speaker 1: it been ten years since he did the Super Bowl? Anyway,

524
00:23:57,520 --> 00:23:59,479
Speaker 1: my dad had that on DHS and he made us

525
00:23:59,520 --> 00:24:01,920
Speaker 1: watch it. But then before that, we would watch Purple

526
00:24:02,040 --> 00:24:04,520
Speaker 1: Rain and he had Michael Jackson's Bad Tour and he

527
00:24:04,560 --> 00:24:07,640
Speaker 1: had Michael and Prince's Tour on VHS and we would

528
00:24:07,640 --> 00:24:12,040
Speaker 1: watch that like every holiday. Oh, I know, so it's

529
00:24:12,080 --> 00:24:14,640
Speaker 1: special and we're actually we had already planned on dancing

530
00:24:14,680 --> 00:24:18,240
Speaker 1: to a print song for our father daughter dance. So

531
00:24:18,320 --> 00:24:20,919
Speaker 1: now I'll even be more like he thought he's going

532
00:24:20,960 --> 00:24:23,000
Speaker 1: to be a mess. He's going to be a mess.

533
00:24:23,200 --> 00:24:25,760
Speaker 2: Oh between Prince and just giving you away.

534
00:24:26,000 --> 00:24:29,159
Speaker 1: Yeah, my dad and emotions. I told you when my

535
00:24:29,200 --> 00:24:31,560
Speaker 1: fiance proposed to me and he called my dad for

536
00:24:31,600 --> 00:24:35,639
Speaker 1: permission the day before, and my dad like hung up

537
00:24:35,640 --> 00:24:38,439
Speaker 1: on him because he couldn't understand, Like he couldn't he

538
00:24:38,480 --> 00:24:42,680
Speaker 1: couldn't like metabolize the feels that he was feeling. He's

539
00:24:42,720 --> 00:24:45,400
Speaker 1: just like, I gotta call you back. And eight hours

540
00:24:45,440 --> 00:24:46,520
Speaker 1: later he finally called back.

541
00:24:48,200 --> 00:24:52,800
Speaker 2: That's okay. Your dad is like, so what you're taking

542
00:24:52,840 --> 00:24:53,600
Speaker 2: my daughter aware?

543
00:24:53,960 --> 00:24:56,920
Speaker 1: No, you know, he's just he doesn't Some people just

544
00:24:56,920 --> 00:24:58,400
Speaker 1: don't know how to like process emotions.

545
00:24:58,400 --> 00:25:01,520
Speaker 2: It's okay now that it's cute, and you know, because

546
00:25:02,200 --> 00:25:05,040
Speaker 2: so many daughters don't necessarily have their dads in their

547
00:25:05,040 --> 00:25:07,760
Speaker 2: life or like, you know, really.

548
00:25:08,119 --> 00:25:10,920
Speaker 1: I know, I know, you know what all this is happening.

549
00:25:10,920 --> 00:25:14,280
Speaker 1: You know, yesterday, well, Prince dying was one thing, but

550
00:25:14,680 --> 00:25:18,679
Speaker 1: yesterday I found out one of my friends who I

551
00:25:18,680 --> 00:25:20,720
Speaker 1: I did a lot of Hurricane Katrina relief when I

552
00:25:20,800 --> 00:25:22,119
Speaker 1: was in college, and it was a big part of

553
00:25:22,200 --> 00:25:24,080
Speaker 1: like I have a lot of friendships from that experience.

554
00:25:24,160 --> 00:25:26,200
Speaker 1: And one of the guys that I was friends with

555
00:25:26,240 --> 00:25:28,560
Speaker 1: but I fell out of touch with recently passed away

556
00:25:28,640 --> 00:25:31,040
Speaker 1: yesterday and we all kind of found out he died

557
00:25:31,040 --> 00:25:34,960
Speaker 1: from cancer. And it's always moments like that where I'm like, oh, dang,

558
00:25:35,040 --> 00:25:38,400
Speaker 1: it's like, so we should just be lucky that we're

559
00:25:38,480 --> 00:25:41,720
Speaker 1: just you know here, Yeah, you know, I wud get

560
00:25:41,760 --> 00:25:45,240
Speaker 1: to live and beautiful day outside. I have friends and

561
00:25:45,280 --> 00:25:48,000
Speaker 1: family and you know, just can't take any of that

562
00:25:48,040 --> 00:25:48,600
Speaker 1: for granted.

563
00:25:49,400 --> 00:25:51,119
Speaker 2: I was like, I don't know. It was one of

564
00:25:51,119 --> 00:25:53,080
Speaker 2: my friends was a photographer. I was following him on

565
00:25:53,119 --> 00:25:56,640
Speaker 2: Instagram and he goes to India quite often. I think

566
00:25:56,640 --> 00:25:59,159
Speaker 2: he's half Indian. So he had a picture of this

567
00:25:59,160 --> 00:26:02,200
Speaker 2: little girl laughing and he said, ah, to feel joy

568
00:26:02,280 --> 00:26:04,480
Speaker 2: like this, I mean you could. The joy was visceral,

569
00:26:04,560 --> 00:26:07,280
Speaker 2: like you could see it leaping out of her face

570
00:26:07,320 --> 00:26:09,120
Speaker 2: and her eyes and her you know, you ever see

571
00:26:09,160 --> 00:26:11,680
Speaker 2: a kid like really like nothing has happened, but they're

572
00:26:11,760 --> 00:26:15,040
Speaker 2: just like mid laugh. Yeah. Yeah. And I told myself,

573
00:26:15,040 --> 00:26:17,120
Speaker 2: I'm like, I'm still looking. I'm trying to find that picture.

574
00:26:17,160 --> 00:26:18,800
Speaker 2: I can't seem to find it because I want to

575
00:26:18,840 --> 00:26:20,840
Speaker 2: put it on my cell phone from when I'm like,

576
00:26:21,200 --> 00:26:23,760
Speaker 2: you know, like bitching about something unimportant to like look

577
00:26:23,760 --> 00:26:25,760
Speaker 2: at this little girl and she's probably laughing at next

578
00:26:25,880 --> 00:26:28,800
Speaker 2: like nothing, you know, a dog running across the street,

579
00:26:28,880 --> 00:26:32,280
Speaker 2: maybe her brother comes into view or whatever, and just

580
00:26:32,400 --> 00:26:35,040
Speaker 2: it brings this level of joy force from her, and

581
00:26:35,040 --> 00:26:36,400
Speaker 2: I just want to I want to be like that

582
00:26:36,480 --> 00:26:39,440
Speaker 2: more because I'm sure we were all like that as kids.

583
00:26:39,440 --> 00:26:42,280
Speaker 2: And then you forget like that, all of these things

584
00:26:42,280 --> 00:26:44,679
Speaker 2: that don't mean much start to like take over, and

585
00:26:44,680 --> 00:26:47,240
Speaker 2: you're like, really, this is why you're pissed off because

586
00:26:47,280 --> 00:26:50,240
Speaker 2: you know somebody in the email said this, like in

587
00:26:50,320 --> 00:26:52,320
Speaker 2: this grand scheme of things, what does that even matter?

588
00:26:53,040 --> 00:26:55,320
Speaker 1: Right? You grow up and you just tell yourself things

589
00:26:55,359 --> 00:26:57,840
Speaker 1: matter that don't really matter. You need things that you

590
00:26:57,880 --> 00:26:59,040
Speaker 1: don't really need.

591
00:26:59,040 --> 00:27:02,480
Speaker 2: Exactly, or just like yeah in the end, or even

592
00:27:02,520 --> 00:27:04,520
Speaker 2: I try to tell myself if someone says something negative

593
00:27:04,560 --> 00:27:07,359
Speaker 2: about me, I'm like, well, I guarantee you to me,

594
00:27:07,400 --> 00:27:09,280
Speaker 2: there are people saying negative stuff about you that you

595
00:27:09,400 --> 00:27:12,240
Speaker 2: just never found out, So either way it don't matter.

596
00:27:14,640 --> 00:27:16,320
Speaker 2: You know, it's just like now you just know that

597
00:27:16,400 --> 00:27:18,679
Speaker 2: this person said it, but you didn't know yesterday you

598
00:27:18,720 --> 00:27:20,399
Speaker 2: were fine, so girl, keep living?

599
00:27:22,760 --> 00:27:25,760
Speaker 1: Yeah, so what do you mean to make lemonade out

600
00:27:25,800 --> 00:27:27,280
Speaker 1: of lemons? Is that what you're saying?

601
00:27:28,040 --> 00:27:31,439
Speaker 2: Yes, I think that we should definitely name this week's

602
00:27:31,440 --> 00:27:36,320
Speaker 2: episode Lemonade lemonade Lemonada.

603
00:27:36,400 --> 00:27:37,679
Speaker 1: I don't know why it took me so long to

604
00:27:37,680 --> 00:27:39,560
Speaker 1: get it. I was like, oh, I get it. She

605
00:27:39,720 --> 00:27:44,720
Speaker 1: made a bad situation a good situation lemons and lemonade.

606
00:27:44,840 --> 00:27:47,679
Speaker 1: I didn't get it until miss Hattie cout it.

607
00:27:49,080 --> 00:27:51,199
Speaker 2: I had gotten it. I was like, oh, I figured

608
00:27:51,200 --> 00:27:52,720
Speaker 2: because I was like, well lemonade, Well, you know what,

609
00:27:52,760 --> 00:27:54,480
Speaker 2: the only the only kind of like thing I know

610
00:27:54,520 --> 00:27:56,920
Speaker 2: when people talk about lemonade is you know, turning lemons

611
00:27:56,920 --> 00:27:58,879
Speaker 2: from lemonade. So I figured that's what it was going

612
00:27:58,960 --> 00:27:59,920
Speaker 2: to be about. But I didn't.

613
00:28:00,280 --> 00:28:02,320
Speaker 1: I want to see, you're smarter than me. I was

614
00:28:02,359 --> 00:28:05,360
Speaker 1: just like, wait, summertime lemonade. That sounds delicious.

615
00:28:05,880 --> 00:28:07,600
Speaker 2: Well, first I didn't what was going on. People are like,

616
00:28:07,680 --> 00:28:09,320
Speaker 2: Lemonade's going to be on and I'm like, what does

617
00:28:09,320 --> 00:28:11,879
Speaker 2: that even mean? You might have gone and said, like barstool,

618
00:28:11,920 --> 00:28:15,400
Speaker 2: we'd be on that. Like I didn't have any contacts,

619
00:28:15,800 --> 00:28:19,000
Speaker 2: you know. Bet it doesn't explain herself She's like, look,

620
00:28:19,600 --> 00:28:24,880
Speaker 2: either you watch barstool or you don't man any other

621
00:28:24,920 --> 00:28:26,520
Speaker 2: buzzing thing tell them, but.

622
00:28:26,840 --> 00:28:31,800
Speaker 1: Bye, no, I think I think we've we've expired or buzzworthy.

623
00:28:31,920 --> 00:28:32,320
Speaker 2: That was it.

624
00:28:32,359 --> 00:28:35,439
Speaker 1: We used it all on Beyonce and Harriet and Prince

625
00:28:35,800 --> 00:28:39,360
Speaker 1: Oh oh wait, wait a second. On the opposite spectrum

626
00:28:39,400 --> 00:28:42,560
Speaker 1: of black beauty and power. Did you see the viral

627
00:28:42,720 --> 00:28:45,760
Speaker 1: Instagram posts that Little Kim posted? And I knew you

628
00:28:45,760 --> 00:28:48,000
Speaker 1: were going to say that, what is happening?

629
00:28:48,440 --> 00:28:50,640
Speaker 2: I don't know, honestly, somebody. First of all, my best

630
00:28:50,680 --> 00:28:52,880
Speaker 2: friend texted to me, said, new phone. Who it is?

631
00:28:55,080 --> 00:28:56,360
Speaker 2: And I'm not gonna lie. At first, I was like,

632
00:28:56,360 --> 00:28:59,000
Speaker 2: why is she texting me? This random white woman? And

633
00:28:59,040 --> 00:29:01,080
Speaker 2: I just looked at it, and I kept looking at

634
00:29:01,080 --> 00:29:03,320
Speaker 2: it and I'm like wait. And then slowly it's like

635
00:29:03,360 --> 00:29:05,640
Speaker 2: the realization started creeping up from my heart and I

636
00:29:05,680 --> 00:29:06,360
Speaker 2: was like, please, don't.

637
00:29:06,720 --> 00:29:09,440
Speaker 1: I had not seen it it was her, I wouldn't

638
00:29:09,440 --> 00:29:09,920
Speaker 1: have known it.

639
00:29:09,880 --> 00:29:11,880
Speaker 2: Was her for real. What's going on?

640
00:29:12,680 --> 00:29:14,720
Speaker 1: And it seems like it happened overnight. I don't know.

641
00:29:15,440 --> 00:29:18,160
Speaker 1: I like, I pause before judging, because it's like, Okay,

642
00:29:18,200 --> 00:29:20,440
Speaker 1: she is her own person. If she wants to do that,

643
00:29:20,680 --> 00:29:24,360
Speaker 1: then fine, but it you know, someone had a reference

644
00:29:24,400 --> 00:29:26,440
Speaker 1: in earlier. She had an interview she had done like

645
00:29:26,480 --> 00:29:29,240
Speaker 1: several years ago about how insecure she is and how

646
00:29:29,760 --> 00:29:31,720
Speaker 1: a guy she was with had left her for a

647
00:29:31,720 --> 00:29:35,520
Speaker 1: woman who you know, looked more European and she'd always

648
00:29:35,560 --> 00:29:37,640
Speaker 1: be more you know, insecure about her looks. And it

649
00:29:37,760 --> 00:29:39,600
Speaker 1: just made me sad. You know, it makes me sad

650
00:29:39,600 --> 00:29:42,240
Speaker 1: that anyone would want to go to such great lengths

651
00:29:42,280 --> 00:29:43,600
Speaker 1: to change the person they are.

652
00:29:44,480 --> 00:29:46,200
Speaker 2: Yeah. I saw that too. I thought it was like

653
00:29:46,240 --> 00:29:48,160
Speaker 2: the meme when they did that, and I was just like,

654
00:29:48,200 --> 00:29:52,680
Speaker 2: oh man, yeah, honestly, it's just because Little Kim really

655
00:29:52,760 --> 00:29:55,080
Speaker 2: was a pioneer. I mean she is, she's still here.

656
00:29:55,400 --> 00:29:58,520
Speaker 2: She's a pioneer in hip hop. You know. She people

657
00:29:58,600 --> 00:30:02,959
Speaker 2: women weren't speaking out sexually in like lyrics and hip hop,

658
00:30:03,040 --> 00:30:04,400
Speaker 2: you know, and not to say, I mean whether that's

659
00:30:04,440 --> 00:30:07,360
Speaker 2: good or bad. The fact that she did it, you know,

660
00:30:08,200 --> 00:30:10,360
Speaker 2: there would be no Nicki Minaj, there would be no

661
00:30:11,320 --> 00:30:14,280
Speaker 2: basically all these other new young rappers, Trina, all of them,

662
00:30:14,560 --> 00:30:19,120
Speaker 2: like she made it cool, funky, okay to be aggressive

663
00:30:19,200 --> 00:30:23,640
Speaker 2: like men on you know, just albums and songs and

664
00:30:23,840 --> 00:30:28,360
Speaker 2: just to see that like all of that women empowerment

665
00:30:28,440 --> 00:30:32,600
Speaker 2: talk just to see it look like this and you wonder, like, ah, man,

666
00:30:32,800 --> 00:30:35,520
Speaker 2: like she honest see there's a video of her talking

667
00:30:35,560 --> 00:30:38,080
Speaker 2: and her face is not even like moving. It looks

668
00:30:38,120 --> 00:30:39,720
Speaker 2: like it's just straight plastic.

669
00:30:39,440 --> 00:30:43,280
Speaker 1: Who looks painful. Yeah, I hope she find someone who

670
00:30:43,280 --> 00:30:43,840
Speaker 1: loves her.

671
00:30:44,200 --> 00:30:46,920
Speaker 2: Yeah, for who she is by now.

672
00:30:47,000 --> 00:30:48,400
Speaker 1: So it makes you want to makes me want to

673
00:30:48,400 --> 00:30:49,640
Speaker 1: go hugg a little girl somewhere.

674
00:30:49,800 --> 00:30:52,600
Speaker 2: All right, Hey, brown beauty, you know you're beautiful, right,

675
00:30:52,640 --> 00:30:55,240
Speaker 2: That's why we always tell supergirls so beautiful. But sometimes

676
00:30:55,240 --> 00:30:58,160
Speaker 2: you got to slow up because Supergirl is singing Supergirls

677
00:30:58,240 --> 00:31:01,640
Speaker 2: like Tippy. Everybody at school just loves me. You think

678
00:31:01,680 --> 00:31:02,840
Speaker 2: it's because I'm so cute.

679
00:31:02,960 --> 00:31:09,320
Speaker 1: I'm like, you know, you created a monster, and I'm like.

680
00:31:09,240 --> 00:31:10,920
Speaker 2: You know what, we don't let you have that because

681
00:31:10,920 --> 00:31:15,720
Speaker 2: Supergirl it's super chocolate ly. She's got like super beautiful

682
00:31:15,800 --> 00:31:19,080
Speaker 2: kinky hair, and she's like a little bit chunky. And

683
00:31:19,120 --> 00:31:22,080
Speaker 2: so I want Supergirl to just know that exactly how

684
00:31:22,120 --> 00:31:24,080
Speaker 2: she is is exactly how she ought to be.

685
00:31:24,360 --> 00:31:26,440
Speaker 1: I don't just how her watch Lemonade.

686
00:31:26,120 --> 00:31:29,920
Speaker 2: Exactly well, and I don't know about all that she

687
00:31:30,000 --> 00:31:33,280
Speaker 2: already first, I don't know. Let me. Just before Supergirl

688
00:31:33,280 --> 00:31:36,160
Speaker 2: had to do a report for Black History, they told

689
00:31:36,160 --> 00:31:38,920
Speaker 2: them to pick somebody from history that's inspiring. People pick

690
00:31:38,960 --> 00:31:41,720
Speaker 2: Harry Tupman, Martin Luther King, and like they had to

691
00:31:41,720 --> 00:31:47,400
Speaker 2: do a presentation. This girl picked Beyonce. Yeah, and that

692
00:31:47,680 --> 00:31:50,360
Speaker 2: had the nerve to do a visual representation like a

693
00:31:50,400 --> 00:31:52,600
Speaker 2: little dance. Everybody else has like a little poster this

694
00:31:52,720 --> 00:31:56,200
Speaker 2: is King, this is such and such. No, Supergirl got

695
00:31:56,240 --> 00:31:58,560
Speaker 2: up there and sang like one of Beyonce's songs with

696
00:31:58,640 --> 00:32:01,360
Speaker 2: a little shimmy. It was like her mother didn't even

697
00:32:01,440 --> 00:32:04,480
Speaker 2: know it was came to like see her presentation. Was like, girl,

698
00:32:04,520 --> 00:32:06,240
Speaker 2: I'm in the audience, like I know, my baby's not

699
00:32:06,320 --> 00:32:11,360
Speaker 2: up here with the outside you know what. I love it.

700
00:32:11,440 --> 00:32:14,120
Speaker 2: I was like, she's like what she is at Black History.

701
00:32:14,640 --> 00:32:31,760
Speaker 1: That's true, that's true. Yes, Brown, I'm trying to figure

702
00:32:31,760 --> 00:32:35,680
Speaker 1: out if I should be positive or not positive this week,

703
00:32:36,760 --> 00:32:38,840
Speaker 1: positive or not positive?

704
00:32:39,160 --> 00:32:40,120
Speaker 2: Taking a brown break?

705
00:32:40,760 --> 00:32:41,200
Speaker 1: Oh you are?

706
00:32:41,600 --> 00:32:44,600
Speaker 2: Yeah. So this morning I woke up at six am,

707
00:32:44,680 --> 00:32:47,880
Speaker 2: and not because I wanted to, but because the same kids,

708
00:32:48,000 --> 00:32:51,240
Speaker 2: three kids every single morning and from six to seven

709
00:32:51,320 --> 00:32:55,280
Speaker 2: are outside screaming their lungs out because their grandma apparently

710
00:32:55,360 --> 00:32:58,400
Speaker 2: every single morning at six am puts them out and

711
00:32:58,840 --> 00:33:00,640
Speaker 2: makes them wait for the bus. She puts them out

712
00:33:00,680 --> 00:33:04,200
Speaker 2: like an hour early. I guess yes, and they play

713
00:33:04,240 --> 00:33:05,840
Speaker 2: in the front, and you know, they're kids, so they're

714
00:33:05,880 --> 00:33:09,280
Speaker 2: just like just obnoxiously loud. They range from age like

715
00:33:09,400 --> 00:33:11,960
Speaker 2: six to nine, you know, so all you hear at

716
00:33:12,000 --> 00:33:16,640
Speaker 2: six am is now and you're like, oh my gosh,

717
00:33:16,680 --> 00:33:18,600
Speaker 2: and you're like, what should I do because you know

718
00:33:18,960 --> 00:33:20,840
Speaker 2: I've opened the window. I'm like, hey, guys, can't keep

719
00:33:20,840 --> 00:33:24,320
Speaker 2: it down. And they're always really respectful Sien City, but

720
00:33:24,360 --> 00:33:26,720
Speaker 2: they're kids. So after another five minutes, they're back to

721
00:33:26,840 --> 00:33:30,840
Speaker 2: like giggling like little animals, and you're just like, we've

722
00:33:30,840 --> 00:33:34,600
Speaker 2: spoken to grandma. Grandma's like, girl, don't I gonna care

723
00:33:34,600 --> 00:33:36,840
Speaker 2: about your sleep? I'm getting mine.

724
00:33:37,320 --> 00:33:39,840
Speaker 1: Really, she didn't care what no one doesn't care.

725
00:33:39,920 --> 00:33:42,120
Speaker 2: So we're like, we can't shoot me. So I'm just

726
00:33:42,160 --> 00:33:44,800
Speaker 2: taking a brown break from the giggle giggling kids outside

727
00:33:44,840 --> 00:33:47,480
Speaker 2: my window every six am. I don't know what to

728
00:33:47,520 --> 00:33:49,840
Speaker 2: do about it. I'm like, should I put in headphones? Earphones?

729
00:33:49,880 --> 00:33:51,640
Speaker 2: Because Grandma's like I put them out for a reason,

730
00:33:51,680 --> 00:33:53,080
Speaker 2: because so I don't have to hear their giggling.

731
00:33:53,160 --> 00:33:55,440
Speaker 1: Sorry, my god's too early for all that.

732
00:33:55,560 --> 00:33:58,560
Speaker 2: It is, honestly, And I'm like, so it is.

733
00:33:58,960 --> 00:34:00,600
Speaker 1: That's the hard part of living in a city as

734
00:34:00,680 --> 00:34:02,840
Speaker 1: you live all up on each other, so everyone's noise

735
00:34:02,920 --> 00:34:04,240
Speaker 1: is your noise exactly.

736
00:34:04,320 --> 00:34:05,720
Speaker 2: So I'm just trying to figure out, like what do

737
00:34:05,760 --> 00:34:06,000
Speaker 2: we do.

738
00:34:06,280 --> 00:34:09,000
Speaker 1: Like I heard a mom yesterday giving her son like

739
00:34:09,040 --> 00:34:11,239
Speaker 1: the greatest lecture about how he was a thirty year

740
00:34:11,239 --> 00:34:13,200
Speaker 1: old man and he needed to start paying rent. And

741
00:34:13,239 --> 00:34:15,080
Speaker 1: I wanted to like get outside my window a clap

742
00:34:15,080 --> 00:34:17,520
Speaker 1: for her. Oh my god, I could hear everything. It

743
00:34:17,600 --> 00:34:19,759
Speaker 1: was like eleven in the morning. I mean, I'm just

744
00:34:19,800 --> 00:34:22,200
Speaker 1: out just down the street, and her voice carried right

745
00:34:22,280 --> 00:34:23,080
Speaker 1: up to the fourth floor.

746
00:34:23,920 --> 00:34:25,360
Speaker 2: Yo, that is hilarious.

747
00:34:25,560 --> 00:34:26,400
Speaker 1: It was great.

748
00:34:27,080 --> 00:34:29,400
Speaker 2: I know you were like, wouldn't that be terrible? He

749
00:34:29,400 --> 00:34:31,000
Speaker 2: would have been so embassed if you'd have been like,

750
00:34:31,080 --> 00:34:31,959
Speaker 2: you tell them.

751
00:34:32,160 --> 00:34:34,160
Speaker 1: I know that's part of the Like when I moved

752
00:34:34,160 --> 00:34:36,359
Speaker 1: to New York, when I just taking the train home,

753
00:34:36,360 --> 00:34:38,759
Speaker 1: we have an above ground train and I can see

754
00:34:38,760 --> 00:34:41,200
Speaker 1: people laying out getting sun. I can see them walking

755
00:34:41,200 --> 00:34:44,719
Speaker 1: their dogs, like the dogs lounging like it. She's just this.

756
00:34:44,719 --> 00:34:47,359
Speaker 1: This city is like so big and you everyone lives

757
00:34:47,360 --> 00:34:49,080
Speaker 1: in their own little world, but we're all living in

758
00:34:49,120 --> 00:34:51,920
Speaker 1: each other's world and you can just it's beautiful. But

759
00:34:51,960 --> 00:34:54,319
Speaker 1: then also kind of creepy it is because she's like,

760
00:34:54,320 --> 00:34:55,040
Speaker 1: who's looking at me?

761
00:34:55,560 --> 00:34:58,120
Speaker 2: Yeah, who's looking at you? Kids? So yeah, that's great.

762
00:34:58,120 --> 00:35:01,040
Speaker 2: I'm roundbreaking from city noises, say that, so it's not

763
00:35:01,160 --> 00:35:05,560
Speaker 2: I don't also sound terrible saying I'm brown breaking from kids.

764
00:35:06,000 --> 00:35:07,719
Speaker 1: Well I have to do, you know, I'm gonna do.

765
00:35:08,160 --> 00:35:10,120
Speaker 1: This could be a boost, it could also be a win.

766
00:35:10,200 --> 00:35:12,120
Speaker 1: But I'm just going to call out. So the Pulitzer

767
00:35:12,160 --> 00:35:15,520
Speaker 1: Prizes were announced last week, God has already been last week,

768
00:35:15,800 --> 00:35:18,880
Speaker 1: the eighteenth of April, And there was two stories that

769
00:35:19,239 --> 00:35:21,400
Speaker 1: I thought, first of all, how the heck did I

770
00:35:21,440 --> 00:35:23,960
Speaker 1: not read this story when it first came out. I

771
00:35:24,000 --> 00:35:27,759
Speaker 1: feel crazy for not doing that. But the prize this

772
00:35:27,880 --> 00:35:31,680
Speaker 1: year for service journalism Public Service Award went to the

773
00:35:31,840 --> 00:35:34,840
Speaker 1: Wash to the Associated Press, and they wrote a story

774
00:35:34,960 --> 00:35:41,399
Speaker 1: about modern day slavery in Asia, where like people were

775
00:35:41,480 --> 00:35:45,080
Speaker 1: treated like slaves and made to work and go fishing

776
00:35:45,200 --> 00:35:48,040
Speaker 1: and fish the shrimp and the fish that we get

777
00:35:48,160 --> 00:35:51,319
Speaker 1: in the grocery store, all that warm water fish from

778
00:35:51,320 --> 00:35:55,120
Speaker 1: Asia and based on their report, they ended up leading

779
00:35:55,160 --> 00:35:59,320
Speaker 1: to the freeing of two thousand slaves like modern day slaves.

780
00:35:59,880 --> 00:36:02,000
Speaker 1: I I kind of get what Maybe I saw this

781
00:36:02,080 --> 00:36:04,080
Speaker 1: headline and just kept going because I feel like you

782
00:36:04,120 --> 00:36:06,239
Speaker 1: try and ignore the really terrible headlines every once in

783
00:36:06,280 --> 00:36:08,719
Speaker 1: a while. But I think it's worth like it's just

784
00:36:08,719 --> 00:36:10,560
Speaker 1: worth it to read it and not just to read

785
00:36:10,560 --> 00:36:13,480
Speaker 1: it and feel the people's pain, like real people who

786
00:36:13,480 --> 00:36:16,680
Speaker 1: were slaves in twenty sixteen, but then to also know

787
00:36:16,760 --> 00:36:20,640
Speaker 1: that because of this writing this report that you know,

788
00:36:20,800 --> 00:36:25,680
Speaker 1: hundreds and thousands of slaves were were freed, which was great.

789
00:36:26,560 --> 00:36:29,480
Speaker 1: And another one to follow up with, I would say,

790
00:36:29,760 --> 00:36:32,000
Speaker 1: the other story that I read, which I had not

791
00:36:32,080 --> 00:36:34,799
Speaker 1: heard about, there was a woman in Afghanistan last year.

792
00:36:34,880 --> 00:36:38,960
Speaker 1: Her name was Farkunda. And Farkunda you know, in Afghanistan,

793
00:36:39,040 --> 00:36:42,560
Speaker 1: it's a very patriarchal society, I mean, incredibly religious. The

794
00:36:42,600 --> 00:36:46,759
Speaker 1: Muslim faith is just like so intense there and it's

795
00:36:46,880 --> 00:36:50,080
Speaker 1: considered one of the highest crimes to burn a koran. Right,

796
00:36:50,880 --> 00:36:53,879
Speaker 1: so woman was falsely a falsely accused This woman named

797
00:36:53,920 --> 00:36:58,280
Speaker 1: Farkunda falsely accused by a man of burning a Koran

798
00:36:58,680 --> 00:37:02,320
Speaker 1: and from zoo to one hundred and like five minutes,

799
00:37:02,760 --> 00:37:07,200
Speaker 1: She's being attacked by hundreds of men. She's being pummeled

800
00:37:07,200 --> 00:37:10,600
Speaker 1: with stone, she's being stomped on. Police are there, and

801
00:37:10,640 --> 00:37:13,160
Speaker 1: they're not even helping her. You know. She falls back

802
00:37:13,160 --> 00:37:14,880
Speaker 1: into the crowd and they just kind of watch her

803
00:37:15,000 --> 00:37:19,520
Speaker 1: as she's being mutilated by this entire crowd. And it's

804
00:37:19,680 --> 00:37:22,439
Speaker 1: so hard to watch. I mean, I feel kind of bad,

805
00:37:22,520 --> 00:37:25,080
Speaker 1: but I feel like it's it should be required viewing

806
00:37:25,120 --> 00:37:27,920
Speaker 1: for anyone who you know, cares about women and women's

807
00:37:28,000 --> 00:37:30,560
Speaker 1: rights to see a woman just like treated like this

808
00:37:30,719 --> 00:37:33,799
Speaker 1: by men in broad daylight on cell phone cameras. No

809
00:37:33,800 --> 00:37:37,040
Speaker 1: one was ever. I don't think to this day people

810
00:37:37,120 --> 00:37:40,480
Speaker 1: have been sentenced for any crimes. I think a few

811
00:37:40,520 --> 00:37:43,880
Speaker 1: people have stood trial, but I think they got a

812
00:37:43,960 --> 00:37:46,719
Speaker 1: very lesser sentence than what it could have been. And

813
00:37:46,760 --> 00:37:50,279
Speaker 1: she ended up dying. And this happened about a year ago,

814
00:37:50,400 --> 00:37:53,920
Speaker 1: and the New York Times won the Pulitzer for a

815
00:37:54,000 --> 00:37:57,960
Speaker 1: report they did on it in December. Anyway, it's just

816
00:37:58,000 --> 00:38:02,000
Speaker 1: really harrowing and it is sad, and it will grip

817
00:38:02,080 --> 00:38:05,120
Speaker 1: you by the throat and by the heart. But I

818
00:38:05,160 --> 00:38:07,799
Speaker 1: think that we need to not turn a blind eye

819
00:38:07,840 --> 00:38:12,040
Speaker 1: to that kind of suffering, and I just I recommend

820
00:38:12,040 --> 00:38:15,120
Speaker 1: it and I thought that was just it's great to

821
00:38:15,160 --> 00:38:17,960
Speaker 1: see what good journalism can do, because if not for

822
00:38:18,040 --> 00:38:21,319
Speaker 1: this story, there's a chance you never would have known

823
00:38:21,600 --> 00:38:24,800
Speaker 1: for Kunda's name, and there's not It's not just for Kunda.

824
00:38:24,920 --> 00:38:28,200
Speaker 1: That's the thing, Like, this is one woman and there

825
00:38:28,239 --> 00:38:31,359
Speaker 1: are so many other women around the world who are brutalized.

826
00:38:31,400 --> 00:38:34,720
Speaker 1: I mean, we still haven't found those young girls in Nigeria.

827
00:38:34,719 --> 00:38:37,200
Speaker 2: Exactly or just even like, did you see the story

828
00:38:37,200 --> 00:38:39,480
Speaker 2: about uh who was so heartbreaking about the girls who

829
00:38:39,560 --> 00:38:41,080
Speaker 2: got into a fight in the bathroom and they just

830
00:38:42,400 --> 00:38:44,799
Speaker 2: I just was like, can you imagine that you send

831
00:38:44,800 --> 00:38:47,680
Speaker 2: your daughter to school, she gets into a fight over

832
00:38:47,719 --> 00:38:50,879
Speaker 2: a boy, and you know, I know the girls didn't

833
00:38:50,880 --> 00:38:53,160
Speaker 2: mean to obviously take her life, because you don't think

834
00:38:53,160 --> 00:38:55,160
Speaker 2: about that. You know, you're not thinking, hey, we're actually

835
00:38:55,200 --> 00:38:57,640
Speaker 2: going to kill her, but they took her life.

836
00:38:58,960 --> 00:39:01,760
Speaker 1: I'm sure somebody was there yelling world star hip hop.

837
00:39:01,760 --> 00:39:04,279
Speaker 2: Yeah, thinking like it's nothing. And now the truth in

838
00:39:04,360 --> 00:39:06,440
Speaker 2: matter is more than one girl died that day in

839
00:39:06,520 --> 00:39:09,280
Speaker 2: the bathroom. How many of those girls' lives are now taken?

840
00:39:09,640 --> 00:39:11,680
Speaker 2: You know, that they're going to be locked away for

841
00:39:11,719 --> 00:39:14,919
Speaker 2: a very long time as a result of this one

842
00:39:15,080 --> 00:39:18,520
Speaker 2: stupid fight over a boy. So now she is physically

843
00:39:18,520 --> 00:39:22,400
Speaker 2: dead with now you've killed your future. You know that

844
00:39:22,520 --> 00:39:24,160
Speaker 2: was a Yeah, it just.

845
00:39:25,000 --> 00:39:27,840
Speaker 1: So I'll make that a brown break against women, violence

846
00:39:27,840 --> 00:39:33,280
Speaker 1: against women by women, by men, by anybody. It's it's

847
00:39:33,360 --> 00:39:39,560
Speaker 1: just it needs to stop, especially in schools. Yeah, all right, Well,

848
00:39:39,560 --> 00:39:45,560
Speaker 1: that's sorry for the downer. I'll bring it back up

849
00:39:45,600 --> 00:39:46,840
Speaker 1: by promise in the next segment.

850
00:39:55,120 --> 00:39:56,960
Speaker 2: So, do we have a question.

851
00:39:57,360 --> 00:40:00,719
Speaker 1: We have a question for today. I need to pull

852
00:40:00,760 --> 00:40:04,600
Speaker 1: it up rock quick. It's a good question. It's about debt.

853
00:40:05,280 --> 00:40:08,920
Speaker 1: And this was interesting to me because actually got a

854
00:40:08,960 --> 00:40:14,000
Speaker 1: similar question from someone at at our Yahoo email earlier

855
00:40:14,040 --> 00:40:17,320
Speaker 1: this week, and it's about what happens when your debt

856
00:40:17,520 --> 00:40:20,919
Speaker 1: is charged off and what a charge off is. I'm

857
00:40:20,920 --> 00:40:22,440
Speaker 1: not going to use her name because she doesn't say

858
00:40:22,440 --> 00:40:25,439
Speaker 1: whether or not we can use it. We'll just call

859
00:40:25,520 --> 00:40:31,120
Speaker 1: her Charlotte. Okay. So Charlotte says, I've been steadily working

860
00:40:31,160 --> 00:40:33,920
Speaker 1: to improve my credit score over the last couple of years,

861
00:40:33,960 --> 00:40:36,120
Speaker 1: and at the moment, I only have two true debts

862
00:40:36,120 --> 00:40:38,279
Speaker 1: to worry about. A personal loan that I owed to

863
00:40:38,320 --> 00:40:43,640
Speaker 1: my parents that's currently under one thousand dollars and another

864
00:40:43,719 --> 00:40:47,759
Speaker 1: credit card or sorry, unfortunately, a private student loan that

865
00:40:47,880 --> 00:40:51,680
Speaker 1: is in a closed derogatory status. It's been charged off

866
00:40:52,160 --> 00:40:54,680
Speaker 1: on one of my credit reports. This debt has been

867
00:40:54,760 --> 00:40:56,920
Speaker 1: charged off as a bad debt and transferred to a

868
00:40:56,960 --> 00:41:00,920
Speaker 1: collections agency. In addition to getting a JAB, my focus

869
00:41:01,160 --> 00:41:03,359
Speaker 1: is on how I should go about addressing this debt

870
00:41:03,680 --> 00:41:05,960
Speaker 1: to better my credit score. I've read that I should

871
00:41:05,960 --> 00:41:08,600
Speaker 1: wait until it falls off my credit report after seven years,

872
00:41:08,800 --> 00:41:11,239
Speaker 1: which would be in twenty eighteen. Should I do this

873
00:41:11,400 --> 00:41:13,400
Speaker 1: or is there something else I could do to address

874
00:41:13,440 --> 00:41:17,319
Speaker 1: and somewhat resolve this matter on my credit report? Additionally,

875
00:41:17,400 --> 00:41:19,239
Speaker 1: should I try and locate and reach out to the

876
00:41:19,239 --> 00:41:25,160
Speaker 1: collection agency to make a repayment plan or try for settlement? Oh, Charlotte,

877
00:41:25,400 --> 00:41:26,680
Speaker 1: this is the worst. I mean.

878
00:41:27,840 --> 00:41:29,360
Speaker 2: So let's maybe left the tack of first, what is

879
00:41:29,400 --> 00:41:29,719
Speaker 2: a charge?

880
00:41:29,800 --> 00:41:32,520
Speaker 1: What's a charg job? So there's a couple of stages

881
00:41:32,560 --> 00:41:34,400
Speaker 1: that your debt goes through when you stop making a

882
00:41:34,440 --> 00:41:37,200
Speaker 1: payment on it. There's like the thirty day stage, which

883
00:41:37,239 --> 00:41:38,960
Speaker 1: is when you probably get a call from your credit

884
00:41:39,000 --> 00:41:41,960
Speaker 1: card company or your private student lender and they're like, hey,

885
00:41:41,960 --> 00:41:44,480
Speaker 1: what's up. You missed a payment? Yeah, as a courtesy call.

886
00:41:45,000 --> 00:41:47,800
Speaker 1: Then once it gets past one hundred and eighty days,

887
00:41:48,280 --> 00:41:50,880
Speaker 1: that lender or that credit card company is going to

888
00:41:50,880 --> 00:41:53,720
Speaker 1: look at your account and say, listen, this person hasn't

889
00:41:53,760 --> 00:41:56,200
Speaker 1: paid in months. We're going to sell it to a

890
00:41:56,200 --> 00:41:57,920
Speaker 1: debt collector and have them deal with it.

891
00:41:58,920 --> 00:42:01,520
Speaker 2: So that's basically when they are basically when they've basically said,

892
00:42:01,800 --> 00:42:03,879
Speaker 2: we're not getting our money. That's what a charge off

893
00:42:03,960 --> 00:42:06,080
Speaker 2: is is like when they're just basically like, yeah, we're

894
00:42:06,120 --> 00:42:07,960
Speaker 2: just kind of throwing our hands up. We're not going

895
00:42:08,040 --> 00:42:11,319
Speaker 2: to get it. So we're just gonna, basically, like Mandy said,

896
00:42:11,880 --> 00:42:16,480
Speaker 2: sell it to someone else now now that it's charged off.

897
00:42:16,640 --> 00:42:19,000
Speaker 2: So what's really important right with the charge off is

898
00:42:19,040 --> 00:42:22,239
Speaker 2: that you have to know that if they sell your

899
00:42:22,280 --> 00:42:24,360
Speaker 2: debt to someone now, they don't own it. So a

900
00:42:24,400 --> 00:42:25,960
Speaker 2: lot of people make this mistake. I've seen this. I

901
00:42:25,960 --> 00:42:28,160
Speaker 2: don't know if you've seen this manny that people will

902
00:42:28,160 --> 00:42:30,600
Speaker 2: owe Like let's just say they owe Sears and then

903
00:42:30,640 --> 00:42:33,520
Speaker 2: Sears charges it off in solves it to Tom and them,

904
00:42:33,800 --> 00:42:35,840
Speaker 2: and then people want to go back and pay Sears,

905
00:42:35,840 --> 00:42:39,360
Speaker 2: but Sears doesn't own that debt anymore. Correct, Ye, And

906
00:42:39,400 --> 00:42:41,279
Speaker 2: so if you pay sears, Now, this is what I've seen,

907
00:42:41,320 --> 00:42:43,600
Speaker 2: which is terrible, and not that I'm not picking on sears.

908
00:42:43,719 --> 00:42:46,520
Speaker 2: Won't call them sears, We'll just call it jeers. If

909
00:42:46,520 --> 00:42:49,319
Speaker 2: you pay gears, jeers might actually take your money. But

910
00:42:49,360 --> 00:42:51,319
Speaker 2: guess who used to? Oh the person they told it to.

911
00:42:52,200 --> 00:42:53,280
Speaker 1: Oh does that really happened?

912
00:42:53,400 --> 00:42:54,400
Speaker 2: Sometimes that's happened.

913
00:42:54,520 --> 00:42:56,600
Speaker 1: Oh you can't do that, No, no, no, post it.

914
00:42:56,680 --> 00:42:59,280
Speaker 2: But I've seen, especially like hospitals, I've seen that happen

915
00:42:59,600 --> 00:43:03,640
Speaker 2: a lot, that people will pay the original creditor, the

916
00:43:03,760 --> 00:43:06,040
Speaker 2: creditor will take the money, and then you find out

917
00:43:06,080 --> 00:43:08,040
Speaker 2: that they weren't supposed to, and now you're fighting to

918
00:43:08,040 --> 00:43:10,160
Speaker 2: get your money back because you're supposed to pay the

919
00:43:10,160 --> 00:43:10,960
Speaker 2: person they sold it to.

920
00:43:11,239 --> 00:43:12,319
Speaker 1: Oh, or don't do that.

921
00:43:12,719 --> 00:43:13,080
Speaker 2: Yeah.

922
00:43:14,040 --> 00:43:16,960
Speaker 1: The really horrible thing about, you know, having your debt

923
00:43:17,040 --> 00:43:18,319
Speaker 1: charge off, is that it is going to go on

924
00:43:18,320 --> 00:43:20,960
Speaker 1: your credit report. And at that point, it's not like

925
00:43:21,160 --> 00:43:23,440
Speaker 1: I think. What I hear is people think, Okay, it's

926
00:43:23,440 --> 00:43:25,120
Speaker 1: been charged off, so I don't have to deal with

927
00:43:25,160 --> 00:43:28,240
Speaker 1: it anymore. Yeah you do. It's still on your credit report.

928
00:43:28,280 --> 00:43:31,200
Speaker 1: You still owe the debt. In some states, there's a

929
00:43:31,239 --> 00:43:34,440
Speaker 1: statute of limitations on how long the debt collector can

930
00:43:34,480 --> 00:43:36,560
Speaker 1: wait to sue you for a debt, but it can

931
00:43:36,600 --> 00:43:39,160
Speaker 1: be like ten years, so it's very likely you still

932
00:43:39,200 --> 00:43:41,239
Speaker 1: owe that debt. They can still sue you for it

933
00:43:41,280 --> 00:43:42,240
Speaker 1: and take you to court.

934
00:43:43,520 --> 00:43:45,400
Speaker 2: In New Jersey, New York, I know it's six years.

935
00:43:45,480 --> 00:43:47,080
Speaker 1: It's a six years okay, well in.

936
00:43:47,040 --> 00:43:48,759
Speaker 2: New Jersey and New York. But you're right, it's Some

937
00:43:48,840 --> 00:43:51,439
Speaker 2: states are ten, some states are four. But I don't

938
00:43:51,440 --> 00:43:54,080
Speaker 2: know where Charlotte lives. But in New Jersey and New

939
00:43:54,160 --> 00:43:56,560
Speaker 2: York it's six years that they have to sue you.

940
00:43:56,600 --> 00:43:58,640
Speaker 2: But they have all these tricks that they do. So

941
00:43:58,680 --> 00:44:01,840
Speaker 2: some of my friends work for debt election agencies. Hag

942
00:44:01,840 --> 00:44:03,520
Speaker 2: her on. You know you're going to hell right anyway

943
00:44:03,840 --> 00:44:07,359
Speaker 2: for them, But they schooled me into showing, well, this

944
00:44:07,400 --> 00:44:11,319
Speaker 2: is what they'll do. So after six years of inactivity,

945
00:44:11,360 --> 00:44:14,560
Speaker 2: meaning like you have not paid or you have not

946
00:44:14,960 --> 00:44:18,280
Speaker 2: promised to pay, some debt collectors will do this. They'll

947
00:44:18,280 --> 00:44:20,279
Speaker 2: actually make a dollar payment for you so they can

948
00:44:20,360 --> 00:44:24,080
Speaker 2: start the clock all over again. Isn't that terrible? It

949
00:44:24,160 --> 00:44:26,120
Speaker 2: is super shady, And she's like some of my friends

950
00:44:26,120 --> 00:44:27,960
Speaker 2: who've told me, Like I said, who worked for debt

951
00:44:28,000 --> 00:44:30,560
Speaker 2: collectors are like, so just be mindful that they have

952
00:44:30,600 --> 00:44:33,719
Speaker 2: all these tricks to make sure that your statute of

953
00:44:33,800 --> 00:44:36,040
Speaker 2: limitation never goes up. Because if they take you to

954
00:44:36,080 --> 00:44:40,040
Speaker 2: court and win, they can garnish wages, they can do

955
00:44:40,120 --> 00:44:41,520
Speaker 2: a whole bunch of stuff, like you know, they can

956
00:44:41,560 --> 00:44:44,319
Speaker 2: actually petition your bank and say, hey, that money in

957
00:44:44,360 --> 00:44:46,000
Speaker 2: her bank account. We kind of need some of that

958
00:44:46,400 --> 00:44:49,600
Speaker 2: because we have this, we have this win from the

959
00:44:49,680 --> 00:44:51,680
Speaker 2: courts that say that we're able to take some money.

960
00:44:52,160 --> 00:44:55,040
Speaker 2: You just never know. So, but I will say this,

961
00:44:55,760 --> 00:44:59,960
Speaker 2: if it's if she if seven years is twenty eighteen

962
00:45:01,040 --> 00:45:04,760
Speaker 2: at this stage in the game, that sometimes paying old

963
00:45:04,800 --> 00:45:07,040
Speaker 2: debt at this stage in the game is more harmful

964
00:45:07,040 --> 00:45:12,800
Speaker 2: than good. So like, but explain, So here's why. Because

965
00:45:12,840 --> 00:45:15,719
Speaker 2: so let's just say she said it was twenty twenty

966
00:45:15,800 --> 00:45:17,600
Speaker 2: or whatever. I'm like, well, girl, deal with it. But

967
00:45:17,800 --> 00:45:20,879
Speaker 2: now that basically in a year and a half, it's

968
00:45:20,920 --> 00:45:24,200
Speaker 2: gonna fall off. So if she lives in New York

969
00:45:24,200 --> 00:45:26,640
Speaker 2: and New Jersey, what that means in six months she's

970
00:45:26,680 --> 00:45:29,000
Speaker 2: out of the suable range because that will be her

971
00:45:29,000 --> 00:45:31,600
Speaker 2: six years and then after one more year, which is

972
00:45:31,640 --> 00:45:34,319
Speaker 2: seven years, it should fall off. And so if she

973
00:45:34,440 --> 00:45:38,680
Speaker 2: makes a payment now and honestly debt that's usually within

974
00:45:38,800 --> 00:45:42,200
Speaker 2: the first two years, that's the debt that's really dragging

975
00:45:42,480 --> 00:45:46,279
Speaker 2: your score down, that new debt. So if debt is

976
00:45:46,400 --> 00:45:49,840
Speaker 2: five six years old and then so it's not affecting

977
00:45:49,880 --> 00:45:52,960
Speaker 2: your credit, it's much because it's so old. If you

978
00:45:53,080 --> 00:45:55,440
Speaker 2: make a payment on super old debt, you make it

979
00:45:55,520 --> 00:45:57,839
Speaker 2: new again, so all of a sudden, that whole charge

980
00:45:57,840 --> 00:45:59,520
Speaker 2: off is new again and starts to bring down your

981
00:45:59,520 --> 00:46:02,080
Speaker 2: score more. I've seen a lot of people do that

982
00:46:02,120 --> 00:46:05,760
Speaker 2: with old debt. Now, now there's like a moral moral

983
00:46:05,880 --> 00:46:08,160
Speaker 2: quite compass that you kind of have to decide for yourself.

984
00:46:08,440 --> 00:46:12,560
Speaker 2: But just know that if you're paying on old debt,

985
00:46:12,719 --> 00:46:15,799
Speaker 2: you're making that old debt new and relevant, and it

986
00:46:15,800 --> 00:46:18,560
Speaker 2: actually might do more harm than good. So just be

987
00:46:18,640 --> 00:46:21,360
Speaker 2: mindful about paying a really old debt. All of my

988
00:46:21,680 --> 00:46:24,600
Speaker 2: friends who are in like credit restoration always tell me

989
00:46:24,680 --> 00:46:27,879
Speaker 2: that that you should focus on the new stuff first.

990
00:46:27,960 --> 00:46:30,480
Speaker 2: Take care of that, because that's really the thing that's

991
00:46:30,480 --> 00:46:33,759
Speaker 2: affecting your score, not that that's five six, seven years old.

992
00:46:34,560 --> 00:46:37,480
Speaker 1: Well, I'll say, when it comes to like getting rid

993
00:46:37,520 --> 00:46:41,160
Speaker 1: of a debt, I mean, let's say they're suing you,

994
00:46:41,280 --> 00:46:43,759
Speaker 1: I mean, debt collectors can I mean, as long as

995
00:46:43,760 --> 00:46:46,319
Speaker 1: it's still been as long as she's still within the

996
00:46:46,360 --> 00:46:48,840
Speaker 1: statue limitations, she can. She's still a free game for

997
00:46:48,880 --> 00:46:51,560
Speaker 1: them to sue her. And that can happen, especially with

998
00:46:51,600 --> 00:46:54,760
Speaker 1: student loans. And if that comes the case you, settling

999
00:46:54,880 --> 00:46:57,839
Speaker 1: is probably the best option. And settling is especially if

1000
00:46:57,840 --> 00:47:00,440
Speaker 1: the debt's been it's been years since you've paid, made

1001
00:47:00,480 --> 00:47:03,400
Speaker 1: a payment, and these debt collectors bought your debt for

1002
00:47:03,640 --> 00:47:05,960
Speaker 1: probably I mean definitely a lot less than what the

1003
00:47:05,960 --> 00:47:08,360
Speaker 1: original balance was owed, so they'll be willing to settle

1004
00:47:08,400 --> 00:47:12,120
Speaker 1: for you, probably for a lot less than the original balance,

1005
00:47:12,239 --> 00:47:14,319
Speaker 1: as long as you are ready with like a big

1006
00:47:14,400 --> 00:47:17,560
Speaker 1: lump sum payment right then and there. And I would

1007
00:47:17,600 --> 00:47:19,799
Speaker 1: recommend that, like if she does, if it does come

1008
00:47:19,840 --> 00:47:22,120
Speaker 1: down to her getting sued, or if she just wants

1009
00:47:22,160 --> 00:47:24,960
Speaker 1: to get rid of this, reach out to them, open

1010
00:47:25,000 --> 00:47:28,359
Speaker 1: a dialogue and see if they can, if they can

1011
00:47:28,400 --> 00:47:29,840
Speaker 1: come to an agreement on the settlement.

1012
00:47:30,400 --> 00:47:35,080
Speaker 2: I honestly I'm recommending to opposite becakay only because so

1013
00:47:35,440 --> 00:47:37,960
Speaker 2: if they have not reached out to you, meaning that now,

1014
00:47:37,960 --> 00:47:39,480
Speaker 2: if they're reaching out to you and they're talking to you,

1015
00:47:39,520 --> 00:47:41,160
Speaker 2: definitely have a conversation back.

1016
00:47:41,200 --> 00:47:43,120
Speaker 1: That's what I'm wondering, because she doesn't say that, and

1017
00:47:43,160 --> 00:47:44,879
Speaker 1: I find it really hard to believe that she hasn't

1018
00:47:44,920 --> 00:47:48,680
Speaker 1: gotten any information from them. She says, should I try

1019
00:47:48,719 --> 00:47:50,760
Speaker 1: and reach out to the collection agency.

1020
00:47:50,640 --> 00:47:52,080
Speaker 2: That means they're not reaching out to her. No, that

1021
00:47:52,120 --> 00:47:55,080
Speaker 2: happens often, so say like, for whatever reason, see yourselves

1022
00:47:55,120 --> 00:47:57,800
Speaker 2: as to Tom. Tom's sells it to Sarah, Sarah sells

1023
00:47:57,840 --> 00:48:01,040
Speaker 2: it to Marvin, and Marvin just doesn't get in around

1024
00:48:01,040 --> 00:48:03,279
Speaker 2: to calling you or by then, you've moved so many

1025
00:48:03,320 --> 00:48:05,680
Speaker 2: times they have not been able to place you a

1026
00:48:05,719 --> 00:48:09,080
Speaker 2: lot of times that that will happen debt collectors, debt

1027
00:48:09,120 --> 00:48:11,680
Speaker 2: will kind of die, and it's not that it dies,

1028
00:48:11,760 --> 00:48:14,400
Speaker 2: it becomes what they call zombie debt past a certain

1029
00:48:14,880 --> 00:48:17,400
Speaker 2: past the statute of limitations. So you know, we all

1030
00:48:17,440 --> 00:48:20,880
Speaker 2: watch Walking Dead. Zombies are like alive but dead. So

1031
00:48:20,920 --> 00:48:23,360
Speaker 2: it's like the debt is dead in that they cannot

1032
00:48:23,520 --> 00:48:27,279
Speaker 2: legally use the courts to try to distract extract that

1033
00:48:27,320 --> 00:48:30,080
Speaker 2: money from you. But technically do you still owe yes.

1034
00:48:30,800 --> 00:48:33,359
Speaker 2: So that's why I said I would if they're not

1035
00:48:33,400 --> 00:48:37,080
Speaker 2: contacting you, I would leave it, let it fall off,

1036
00:48:37,239 --> 00:48:41,480
Speaker 2: and I instead would work on your current financial situation,

1037
00:48:41,600 --> 00:48:44,680
Speaker 2: because that's really where like if you're paying your bills

1038
00:48:44,719 --> 00:48:47,919
Speaker 2: on time, how much debt you have right now, that's

1039
00:48:47,920 --> 00:48:50,400
Speaker 2: really where you're going to make the most difference.

1040
00:48:49,960 --> 00:48:52,239
Speaker 1: With your with the only house this personal loan to

1041
00:48:52,280 --> 00:48:54,279
Speaker 1: her parents. So if she could be focusing on this

1042
00:48:54,360 --> 00:48:56,919
Speaker 1: other debt, she could be I mean, and I guess

1043
00:48:56,960 --> 00:49:01,920
Speaker 1: another hypothetical situation is oh where did my train go?

1044
00:49:02,040 --> 00:49:05,160
Speaker 1: That you too just let the station like that go.

1045
00:49:06,880 --> 00:49:10,000
Speaker 2: Thought saying this is Mandy that it's even worse if

1046
00:49:10,040 --> 00:49:13,360
Speaker 2: she doesn't have the other day. So your credit in

1047
00:49:13,440 --> 00:49:15,480
Speaker 2: your credit score and your credit report, it's really an

1048
00:49:15,520 --> 00:49:19,120
Speaker 2: average of your activity. So if you are only taking

1049
00:49:19,160 --> 00:49:21,960
Speaker 2: one class in school, it's jim and you get a

1050
00:49:22,080 --> 00:49:24,160
Speaker 2: and Jim you have an AGPA, you get a D

1051
00:49:24,239 --> 00:49:27,480
Speaker 2: in GM, you have a DGPA. Right, So this one

1052
00:49:27,719 --> 00:49:31,200
Speaker 2: thing that she kind of has right now because it's old,

1053
00:49:31,640 --> 00:49:33,719
Speaker 2: even though she might have an f in it, it's

1054
00:49:33,760 --> 00:49:37,719
Speaker 2: not it's it's not as relevant as anything that she

1055
00:49:37,920 --> 00:49:40,560
Speaker 2: might do like moving forward. So like she might want

1056
00:49:40,560 --> 00:49:42,840
Speaker 2: to get a secured card or whatever it is. She

1057
00:49:42,920 --> 00:49:45,080
Speaker 2: might have student loans that she's paying off or whatever.

1058
00:49:45,480 --> 00:49:48,319
Speaker 2: But if she goes back and kind of hits up

1059
00:49:48,360 --> 00:49:50,400
Speaker 2: that old teacher and says, hey, what about that f

1060
00:49:50,440 --> 00:49:52,000
Speaker 2: I got he said, oh yeah, I forgot about that.

1061
00:49:52,600 --> 00:49:54,680
Speaker 2: Let's make it new and relevant again. So now all

1062
00:49:54,680 --> 00:49:57,120
Speaker 2: of a sudden, she doesn't have anything to balance out

1063
00:49:57,120 --> 00:49:59,600
Speaker 2: that as she has no other credit history. So now

1064
00:49:59,600 --> 00:50:03,320
Speaker 2: she's going to she's literally going to bring her score

1065
00:50:03,400 --> 00:50:07,000
Speaker 2: dramatically down because she's going to make something that because

1066
00:50:07,040 --> 00:50:08,960
Speaker 2: even paying it off is not gonna make it right

1067
00:50:09,040 --> 00:50:12,680
Speaker 2: for her, because she's still credit history is history meaning

1068
00:50:12,760 --> 00:50:14,520
Speaker 2: that you did not pay all of this time, that's

1069
00:50:14,520 --> 00:50:16,800
Speaker 2: not going to disappear just because you paid. Paying it

1070
00:50:16,840 --> 00:50:18,800
Speaker 2: honestly is not going to raise her score. Paying is

1071
00:50:18,800 --> 00:50:21,239
Speaker 2: actually going to lower her score because paying it off

1072
00:50:21,320 --> 00:50:23,160
Speaker 2: is not going to do anything other than make it

1073
00:50:23,239 --> 00:50:25,399
Speaker 2: new again to say, hey, this is a person who

1074
00:50:25,440 --> 00:50:27,600
Speaker 2: did not pay all this time. That's why I'm just saying,

1075
00:50:27,640 --> 00:50:29,200
Speaker 2: you want to just be mindful that, Yeah, you can

1076
00:50:29,239 --> 00:50:30,960
Speaker 2: pay it off, but it's not going to do anything

1077
00:50:31,000 --> 00:50:33,400
Speaker 2: for your score except for bringing down because you're making

1078
00:50:33,800 --> 00:50:37,520
Speaker 2: old history that's negative new and you don't have anything

1079
00:50:37,520 --> 00:50:39,040
Speaker 2: else to balance it out with. You don't have any

1080
00:50:39,080 --> 00:50:41,720
Speaker 2: other credit cards or any other things that you've done

1081
00:50:41,960 --> 00:50:43,920
Speaker 2: to show even though I messed up in this one place,

1082
00:50:44,000 --> 00:50:47,040
Speaker 2: I'm doing good over here. So it would just behoove her, like,

1083
00:50:47,080 --> 00:50:50,719
Speaker 2: in my opinion, to just get a secured card, start

1084
00:50:50,719 --> 00:50:53,160
Speaker 2: building credit history so you have other things on your credit.

1085
00:50:53,440 --> 00:50:56,359
Speaker 1: She could approve for that if she has this, you know, yeah,

1086
00:50:56,520 --> 00:50:59,640
Speaker 1: six year old debt. That's my thing, Like secured card

1087
00:50:59,680 --> 00:51:01,560
Speaker 1: is one thing. But I mean she doesn't say this either,

1088
00:51:01,600 --> 00:51:03,560
Speaker 1: But if you're, you know, trying to get an apartment

1089
00:51:03,719 --> 00:51:05,160
Speaker 1: or you're trying to get a car loan and you

1090
00:51:05,239 --> 00:51:08,000
Speaker 1: have this debt on your credit report, you can get

1091
00:51:08,480 --> 00:51:10,879
Speaker 1: denied or get stuck with a super high interest rate.

1092
00:51:11,719 --> 00:51:14,799
Speaker 1: And I feel like in that case, showing that you've

1093
00:51:14,840 --> 00:51:16,520
Speaker 1: made a good faith effort to start repaying on it

1094
00:51:16,520 --> 00:51:17,000
Speaker 1: would be.

1095
00:51:16,880 --> 00:51:20,160
Speaker 2: Better, I guess, I mean, or showing that like you

1096
00:51:20,200 --> 00:51:22,680
Speaker 2: know what what security cause. Remember the purpose of secured

1097
00:51:22,760 --> 00:51:27,319
Speaker 2: card is to give credit to folks who otherwise would

1098
00:51:27,320 --> 00:51:29,520
Speaker 2: be left out of the credit system. So you don't

1099
00:51:29,560 --> 00:51:32,520
Speaker 2: have to have like a great credit score in order

1100
00:51:32,520 --> 00:51:34,760
Speaker 2: to get a security card. You know, that's the purpose.

1101
00:51:34,840 --> 00:51:37,040
Speaker 2: So I would at least look into it, see like well,

1102
00:51:37,040 --> 00:51:39,600
Speaker 2: what's the lowest score that I'm able to? Go to

1103
00:51:39,640 --> 00:51:41,560
Speaker 2: your bank or your credit union. That's the best place

1104
00:51:41,600 --> 00:51:43,719
Speaker 2: to look for a secured card and ask, or if

1105
00:51:43,760 --> 00:51:45,799
Speaker 2: you can't, if your bank or your credit union does

1106
00:51:45,840 --> 00:51:49,520
Speaker 2: it offer secured cards, go to magnify Money. They've got

1107
00:51:49,520 --> 00:51:52,040
Speaker 2: a great list of secured cards and see, like, well

1108
00:51:52,200 --> 00:51:54,120
Speaker 2: what I could What I love to about Magnifying Money

1109
00:51:54,160 --> 00:51:56,640
Speaker 2: is that you can put in your information, like your

1110
00:51:56,680 --> 00:51:58,600
Speaker 2: credit score and stuff. And what they'll do is they

1111
00:51:58,680 --> 00:52:01,440
Speaker 2: will they will say, yeah, you're likely to be approved

1112
00:52:01,520 --> 00:52:04,120
Speaker 2: or you know, you're not likely. So I would work

1113
00:52:04,160 --> 00:52:08,080
Speaker 2: on building you know, your credit up versus like you know,

1114
00:52:08,160 --> 00:52:10,920
Speaker 2: dredging up the Also just because if you're if you're

1115
00:52:10,960 --> 00:52:13,560
Speaker 2: I don't know what her credit score is. But so

1116
00:52:13,680 --> 00:52:15,320
Speaker 2: let's just say, like because when I was a landlord,

1117
00:52:15,320 --> 00:52:18,640
Speaker 2: I would look at your credit score, not necessarily your

1118
00:52:18,640 --> 00:52:24,000
Speaker 2: credit report. So if your credit score is uh, you know,

1119
00:52:24,040 --> 00:52:27,920
Speaker 2: your credit score is decent, then you know, I'm just

1120
00:52:27,920 --> 00:52:29,440
Speaker 2: trying to think of like my train of thought. So

1121
00:52:30,160 --> 00:52:33,680
Speaker 2: if your credit score, if her credit score is only okay,

1122
00:52:33,920 --> 00:52:38,319
Speaker 2: she can bring it up further by by you know,

1123
00:52:38,360 --> 00:52:40,440
Speaker 2: getting a secured card and raising her credit.

1124
00:52:40,160 --> 00:52:44,200
Speaker 1: Score yeah, that would be a process too, because almost

1125
00:52:44,280 --> 00:52:46,560
Speaker 1: you have to make payments every month and after a

1126
00:52:46,640 --> 00:52:50,160
Speaker 1: year though, well offer you the line of credit.

1127
00:52:50,120 --> 00:52:52,080
Speaker 2: After a few months, like for example, Superman had a

1128
00:52:52,080 --> 00:52:55,640
Speaker 2: secured card. Superman had a secure card and he after

1129
00:52:55,680 --> 00:52:57,920
Speaker 2: three months he was able to bring his score up

1130
00:52:57,920 --> 00:53:01,000
Speaker 2: about a hundred points because that when he only had

1131
00:53:01,040 --> 00:53:02,680
Speaker 2: the security card. And that's what we talked about, like

1132
00:53:02,719 --> 00:53:05,200
Speaker 2: credit is an average. So because he didn't have a

1133
00:53:05,239 --> 00:53:10,919
Speaker 2: whole bunch of different credit like you know, accounts open,

1134
00:53:11,320 --> 00:53:13,279
Speaker 2: he had that one secured card, so all he had

1135
00:53:13,280 --> 00:53:15,640
Speaker 2: to do was do right by that one card. And

1136
00:53:15,680 --> 00:53:17,319
Speaker 2: when I met him, he was like in the low

1137
00:53:17,400 --> 00:53:19,840
Speaker 2: six hundreds. And just just this morning he woke up,

1138
00:53:19,880 --> 00:53:22,600
Speaker 2: he was like, babe, my credit score is seven sixty,

1139
00:53:23,080 --> 00:53:25,000
Speaker 2: so that's been like in a year. But honestly he

1140
00:53:25,080 --> 00:53:27,080
Speaker 2: jumped up to like a I say a seven to

1141
00:53:27,160 --> 00:53:29,520
Speaker 2: twenty after a few months. So secure cars can work

1142
00:53:29,520 --> 00:53:31,440
Speaker 2: fairly quickly if you don't have a lot of credit

1143
00:53:31,760 --> 00:53:35,359
Speaker 2: under your belt, you know, so as a tool, yeah,

1144
00:53:35,480 --> 00:53:37,680
Speaker 2: they are as good as a tool. So honestly, she's

1145
00:53:37,680 --> 00:53:39,359
Speaker 2: in a great position. If you don't have a lot

1146
00:53:39,400 --> 00:53:42,000
Speaker 2: of credit accounts, then opening up one good one is

1147
00:53:42,000 --> 00:53:44,399
Speaker 2: going to do a world of good, but having one

1148
00:53:44,400 --> 00:53:45,879
Speaker 2: bad one is going to do a world of bad.

1149
00:53:45,920 --> 00:53:48,239
Speaker 2: So because like I said, it's an average, So the

1150
00:53:48,280 --> 00:53:51,640
Speaker 2: smaller amount that you have, the more each individual account

1151
00:53:51,640 --> 00:53:53,160
Speaker 2: it's going to have a different make a difference.

1152
00:53:53,719 --> 00:53:57,600
Speaker 1: I agree with that for sure. All Right, miss Charlotte,

1153
00:53:57,880 --> 00:53:58,800
Speaker 1: good luck.

1154
00:53:59,080 --> 00:54:00,600
Speaker 2: Yes, I know she's like, but so wait, what am

1155
00:54:00,600 --> 00:54:02,160
Speaker 2: I supposed to do? I'm like, girl, I don't know,

1156
00:54:02,560 --> 00:54:07,080
Speaker 2: just according to Mandy, Mandy said, hey, reach out in

1157
00:54:07,120 --> 00:54:09,839
Speaker 2: a paid off. According to me, I'm like, girl, if

1158
00:54:09,840 --> 00:54:12,120
Speaker 2: they're not calling, you, don't call them. Go get yourself

1159
00:54:12,120 --> 00:54:14,239
Speaker 2: a security card and make your life right. So you

1160
00:54:14,280 --> 00:54:15,640
Speaker 2: have to make a decision either way.

1161
00:54:15,760 --> 00:54:18,560
Speaker 1: I'm really surprised that if they're not harassing her like

1162
00:54:19,480 --> 00:54:22,480
Speaker 1: they typically do, I'd be surprised. But I guess when

1163
00:54:22,480 --> 00:54:24,080
Speaker 1: you're a student, it's a lot heard from the track

1164
00:54:24,120 --> 00:54:26,440
Speaker 1: you because you don't have, like you probably don't have,

1165
00:54:26,880 --> 00:54:29,640
Speaker 1: you know, your own house and in a permanent address

1166
00:54:29,680 --> 00:54:31,200
Speaker 1: room to come find you, so you're kind of like

1167
00:54:31,239 --> 00:54:35,600
Speaker 1: trickier to track down. Yeah, but I do worry that,

1168
00:54:35,719 --> 00:54:37,400
Speaker 1: you know, they'll just wake up and smell the roses

1169
00:54:37,400 --> 00:54:39,879
Speaker 1: next year, right before her deadline and be like, ah,

1170
00:54:40,040 --> 00:54:40,800
Speaker 1: here's a lawsuit.

1171
00:54:41,840 --> 00:54:43,560
Speaker 2: Well, usually what they'll do is they'll like they'll reach

1172
00:54:43,600 --> 00:54:46,160
Speaker 2: out to you and just say like, hey, we want

1173
00:54:46,200 --> 00:54:48,560
Speaker 2: to collect money. Hey with it's usually if you ignore that,

1174
00:54:48,680 --> 00:54:50,920
Speaker 2: hey we want to collect money, that's here's a lawsuit.

1175
00:54:51,080 --> 00:54:53,239
Speaker 2: So if they do reach out, then yes, work out

1176
00:54:53,280 --> 00:54:55,600
Speaker 2: a settlement. But if they don't, like I stone tell.

1177
00:54:55,480 --> 00:54:57,720
Speaker 1: Them to stop calling you. That's one thing people don't understand.

1178
00:54:57,719 --> 00:55:01,160
Speaker 1: You can. You can the I'll post a link to this,

1179
00:55:01,200 --> 00:55:04,040
Speaker 1: so check the website brownvisionpodcast dot com. I'll post a

1180
00:55:04,040 --> 00:55:07,719
Speaker 1: link to the Consumer Finance Protection Bureau. They have all

1181
00:55:07,719 --> 00:55:09,880
Speaker 1: these like form letters, like they write the letters for you.

1182
00:55:09,920 --> 00:55:11,840
Speaker 1: All you have to do is put your name, insert

1183
00:55:11,920 --> 00:55:14,120
Speaker 1: your name, and insert the deck collector's name, and you

1184
00:55:14,160 --> 00:55:16,440
Speaker 1: can send them a season deslist letter saying, you know,

1185
00:55:16,600 --> 00:55:19,480
Speaker 1: please stop talking, stop calling me, or call me on

1186
00:55:19,640 --> 00:55:22,320
Speaker 1: these hours, or only email me. Don't call me, or

1187
00:55:22,400 --> 00:55:24,440
Speaker 1: only send me letters. Don't email me or call me

1188
00:55:24,480 --> 00:55:27,239
Speaker 1: that kind of stuff. You can totally do that. It

1189
00:55:27,239 --> 00:55:29,160
Speaker 1: won't erase your debt, but it'll get them out if

1190
00:55:29,160 --> 00:55:31,879
Speaker 1: you're you know, off your back. And that's why it's

1191
00:55:31,880 --> 00:55:32,759
Speaker 1: why to get rid of.

1192
00:55:32,680 --> 00:55:35,279
Speaker 2: Them because I remember I couldn't pay my mortgage at

1193
00:55:35,280 --> 00:55:37,440
Speaker 2: one point during the high of the recession, and I

1194
00:55:37,480 --> 00:55:38,719
Speaker 2: was like, oh my gosh, I'm not going to do

1195
00:55:38,760 --> 00:55:42,279
Speaker 2: and they were Chase Bank was he rap sing me?

1196
00:55:42,440 --> 00:55:44,520
Speaker 2: Oh my goodness. I was like, is this ex boyfriend?

1197
00:55:45,840 --> 00:55:47,160
Speaker 1: And it probably weren't alone either.

1198
00:55:47,560 --> 00:55:49,959
Speaker 2: No, And so I sent them a sea I backed

1199
00:55:50,000 --> 00:55:58,040
Speaker 2: up a seasoned assist letter, and it worked like a charm. Yeah, hello, yeah,

1200
00:55:58,080 --> 00:55:58,600
Speaker 2: can you hear me?

1201
00:55:59,080 --> 00:56:01,200
Speaker 1: Yeah? Oh you cut out for a bit. You said

1202
00:56:01,200 --> 00:56:02,640
Speaker 1: it worked, Yeah, it worked like a charm.

1203
00:56:02,640 --> 00:56:04,640
Speaker 2: I sent up a seasoned desist letter and it worked

1204
00:56:04,640 --> 00:56:05,200
Speaker 2: like a charm.

1205
00:56:05,280 --> 00:56:10,279
Speaker 1: I oh good, okay, yeah, I miss Charlotte.

1206
00:56:10,520 --> 00:56:14,120
Speaker 2: Yeah, let us know how it goes either way.

1207
00:56:14,400 --> 00:56:16,799
Speaker 1: Either way, just do whatever you know what, what can

1208
00:56:16,840 --> 00:56:20,840
Speaker 1: help you sleep at night. Mandy's got a heavy conscious,

1209
00:56:20,880 --> 00:56:30,919
Speaker 1: she likes to she's sassy.

1210
00:56:32,840 --> 00:56:35,759
Speaker 2: So what's up next? What do we have now? Some wins?

1211
00:56:35,760 --> 00:56:37,680
Speaker 1: We haven't done wins for a little while. I know

1212
00:56:38,400 --> 00:56:40,000
Speaker 1: I'm going to do a book for my win.

1213
00:56:40,440 --> 00:56:41,759
Speaker 2: Okay, you're going to do a book. I'm like, what

1214
00:56:41,840 --> 00:56:45,640
Speaker 2: is Okay, you go first, I will go first.

1215
00:56:45,680 --> 00:56:48,279
Speaker 1: So I wanted to recommend this book it's not necessarily

1216
00:56:48,440 --> 00:56:50,279
Speaker 1: a self help, I'm going to make you better at

1217
00:56:50,280 --> 00:56:53,600
Speaker 1: your career book, but it's a really good novel and

1218
00:56:53,640 --> 00:56:55,840
Speaker 1: it's actually about to get made into a TV show

1219
00:56:56,360 --> 00:57:00,879
Speaker 1: on the Own network. The novels called Queen Sugar, and

1220
00:57:00,920 --> 00:57:04,000
Speaker 1: it's about an African American mom of a daughter who's

1221
00:57:04,000 --> 00:57:07,200
Speaker 1: like eleven years old, who she's widowed in her thirties,

1222
00:57:07,320 --> 00:57:11,160
Speaker 1: very young, and she inherits a sugar cane farm duh

1223
00:57:11,360 --> 00:57:14,880
Speaker 1: from her dad in Louisiana, and so she decides to

1224
00:57:14,920 --> 00:57:17,280
Speaker 1: sell everything, pack up, and she's like down on her

1225
00:57:17,360 --> 00:57:19,479
Speaker 1: luck anyway, so she decides she wants a fresh start,

1226
00:57:19,520 --> 00:57:23,920
Speaker 1: so she moves back home to Louisiana to run a

1227
00:57:23,960 --> 00:57:26,720
Speaker 1: sugar cane farm, and of course she has no idea

1228
00:57:26,720 --> 00:57:29,720
Speaker 1: how to do it, and she has a brother who's

1229
00:57:29,800 --> 00:57:35,040
Speaker 1: trying to fight her for the inheritance, and her farm

1230
00:57:35,080 --> 00:57:37,120
Speaker 1: manager quits on her, and she has to like pull

1231
00:57:37,120 --> 00:57:40,680
Speaker 1: herselves up by the proverbial bootstraps and like figure out

1232
00:57:40,680 --> 00:57:44,720
Speaker 1: how to do sugar cane farming in a year. And

1233
00:57:44,840 --> 00:57:46,479
Speaker 1: I love the novel. I thought it was really good,

1234
00:57:46,520 --> 00:57:48,200
Speaker 1: and I'm so excited because it's going to be a

1235
00:57:48,240 --> 00:57:55,000
Speaker 1: show and guess who's directing it, Ava DuVernay. You're gonna

1236
00:57:55,000 --> 00:57:58,480
Speaker 1: say that I love her and then also her and

1237
00:57:58,920 --> 00:58:01,800
Speaker 1: starring is going to be routine Wesley, who was Tara

1238
00:58:01,960 --> 00:58:03,520
Speaker 1: and True Blood? Did you watch True Blood?

1239
00:58:04,920 --> 00:58:06,240
Speaker 2: I did a little bit.

1240
00:58:06,280 --> 00:58:08,400
Speaker 1: I'm kind of embarrassed I watched True Blood because that

1241
00:58:08,560 --> 00:58:12,120
Speaker 1: was like a really terrible show. But Routina Wesley was

1242
00:58:12,120 --> 00:58:13,880
Speaker 1: on that and she was amazing, and I just like,

1243
00:58:13,960 --> 00:58:15,280
Speaker 1: as soon as I knew it was her, I just

1244
00:58:15,320 --> 00:58:17,000
Speaker 1: pictured her the entire time I was reading the book.

1245
00:58:17,000 --> 00:58:19,960
Speaker 1: And it's so good. There's a little love, there's a

1246
00:58:19,960 --> 00:58:23,560
Speaker 1: little South uh Louisiana charm, which I love, and I

1247
00:58:23,560 --> 00:58:26,360
Speaker 1: think it's if you've ever, you know, been up against

1248
00:58:26,480 --> 00:58:29,280
Speaker 1: an impossible task in your life, this is the book

1249
00:58:29,600 --> 00:58:30,280
Speaker 1: that you should read.

1250
00:58:31,080 --> 00:58:33,360
Speaker 2: Ooh, I know, my win And that's actually sounds like

1251
00:58:33,360 --> 00:58:35,400
Speaker 2: a really great book to read. I love. I love

1252
00:58:35,400 --> 00:58:38,080
Speaker 2: a good book, especially like in the park, like on

1253
00:58:38,160 --> 00:58:40,640
Speaker 2: a blanket. What I see such a to be somewher.

1254
00:58:41,400 --> 00:58:43,480
Speaker 2: I know, I can't wait. I'm honestly, I'm such a geek.

1255
00:58:43,480 --> 00:58:45,160
Speaker 2: So I'm excited because I have like a thirty dollars

1256
00:58:45,160 --> 00:58:48,480
Speaker 2: gift certificate the target that somebody gave me and I

1257
00:58:48,520 --> 00:58:52,200
Speaker 2: am going to buy like a beach chair. So that way,

1258
00:58:52,480 --> 00:58:54,400
Speaker 2: there's times when I want to do work in the

1259
00:58:54,440 --> 00:58:56,080
Speaker 2: park because I have like a little it's called like

1260
00:58:56,120 --> 00:58:58,080
Speaker 2: a jet pack, which is it looks like a little pager,

1261
00:58:58,520 --> 00:59:02,000
Speaker 2: but basically it's like poort of internet, so I can

1262
00:59:02,040 --> 00:59:05,000
Speaker 2: take the Internet with me wherever I go. Because I

1263
00:59:05,040 --> 00:59:06,760
Speaker 2: was able. I went to Rison the other day to

1264
00:59:06,800 --> 00:59:09,520
Speaker 2: get like a new upgrade on my phone since I

1265
00:59:09,600 --> 00:59:10,880
Speaker 2: was like, way ver do and they were like, you

1266
00:59:10,880 --> 00:59:13,360
Speaker 2: can do buy one getting free and normally I'm like, whoa,

1267
00:59:13,400 --> 00:59:15,200
Speaker 2: what do I need with the free one? Like you know,

1268
00:59:15,800 --> 00:59:17,800
Speaker 2: but at the time Superman was like ooh ooh, I

1269
00:59:17,840 --> 00:59:20,320
Speaker 2: want a phone, and I was like, okay, well leave

1270
00:59:20,360 --> 00:59:23,720
Speaker 2: your old service, come over to mine, pay your same bill,

1271
00:59:24,280 --> 00:59:27,120
Speaker 2: and they gave us like all this great like data,

1272
00:59:27,400 --> 00:59:29,840
Speaker 2: and so I have a ton of data and I

1273
00:59:29,880 --> 00:59:32,880
Speaker 2: got a jetpack. I got my new phone, the Galaxy

1274
00:59:33,000 --> 00:59:35,080
Speaker 2: seven S Edge. You guess get into it. You know,

1275
00:59:35,120 --> 00:59:37,480
Speaker 2: you're jelly, and so do he. And as a result,

1276
00:59:37,480 --> 00:59:40,720
Speaker 2: I'm like, oh now, whenever I'm like out and whenever

1277
00:59:40,720 --> 00:59:42,640
Speaker 2: I have like my like little mac fook air with me,

1278
00:59:42,880 --> 00:59:45,200
Speaker 2: I'm like, I take out my little jetpack, and so

1279
00:59:45,280 --> 00:59:46,680
Speaker 2: I was like, ooh, I want to start doing work

1280
00:59:46,720 --> 00:59:48,840
Speaker 2: in the park and make the park my office this summer.

1281
00:59:49,240 --> 00:59:50,600
Speaker 2: And so I was like, I'm going to get myself

1282
00:59:50,640 --> 00:59:54,120
Speaker 2: a little spot. Yeah, and I'm going to get myself

1283
00:59:54,120 --> 00:59:55,920
Speaker 2: a little chair to take with me so I can

1284
00:59:56,000 --> 00:59:59,400
Speaker 2: just sit in the park and just you know, listen

1285
00:59:59,440 --> 01:00:02,360
Speaker 2: to my just read a book or do work. But

1286
01:00:02,440 --> 01:00:05,760
Speaker 2: like we're at someplace pretty protect, I'm trying. I just

1287
01:00:05,800 --> 01:00:08,840
Speaker 2: have a win. What was my win? What was my win?

1288
01:00:08,880 --> 01:00:09,280
Speaker 2: I just had?

1289
01:00:09,320 --> 01:00:11,320
Speaker 1: It was on the top of my Your wind cannot

1290
01:00:11,320 --> 01:00:12,960
Speaker 1: be a Target gift card. Although that is kind of

1291
01:00:12,960 --> 01:00:13,240
Speaker 1: a win.

1292
01:00:13,560 --> 01:00:15,280
Speaker 2: No, it's not. It wasn't. It was a good win

1293
01:00:15,360 --> 01:00:19,400
Speaker 2: and I forgot well, instead of a win, can I

1294
01:00:19,440 --> 01:00:20,280
Speaker 2: suggest a book?

1295
01:00:20,680 --> 01:00:21,400
Speaker 1: Yeah?

1296
01:00:21,480 --> 01:00:23,920
Speaker 2: All right, so this is then holy book GUDDI. So hey, guys,

1297
01:00:24,480 --> 01:00:27,960
Speaker 2: so I we're still here. I don't have a win

1298
01:00:28,080 --> 01:00:31,040
Speaker 2: this week, but I do have a book suggestion. And

1299
01:00:31,160 --> 01:00:32,720
Speaker 2: I know it's going to be kind of weird because

1300
01:00:32,720 --> 01:00:35,360
Speaker 2: it's totally not a new book. But somebody said something

1301
01:00:35,400 --> 01:00:37,360
Speaker 2: on Facebook or something, and it reminded me of how

1302
01:00:37,400 --> 01:00:39,160
Speaker 2: much I love this book. It's one of my favorites.

1303
01:00:39,560 --> 01:00:43,920
Speaker 2: It's their Eyes Were Watching God by Zora near Hurston Classic.

1304
01:00:44,000 --> 01:00:45,000
Speaker 1: Yeah, in like eighth grade.

1305
01:00:45,240 --> 01:00:48,160
Speaker 2: Yeah, I know, But honestly, it's one of those books that, like.

1306
01:00:48,200 --> 01:00:50,360
Speaker 1: I should read it again as a grown up, Yes.

1307
01:00:50,480 --> 01:00:53,200
Speaker 2: You know, because it's just I read it. I think

1308
01:00:53,240 --> 01:00:54,480
Speaker 2: I don't remember. I think I read it like in

1309
01:00:54,560 --> 01:00:57,440
Speaker 2: high school something like that, Like somehow I stumbled across

1310
01:00:57,440 --> 01:00:59,720
Speaker 2: it in the library and just started reading it and

1311
01:00:59,760 --> 01:01:02,280
Speaker 2: then never stop. And it's one of my favorite books.

1312
01:01:02,280 --> 01:01:07,160
Speaker 2: And if you are really into language being beautifully arranged,

1313
01:01:07,640 --> 01:01:10,160
Speaker 2: it is like the epitome of that, and I am.

1314
01:01:10,200 --> 01:01:13,360
Speaker 2: I just love when, like I love poetry, it's to

1315
01:01:13,360 --> 01:01:17,000
Speaker 2: write poetry. I love when language is just beautifully arranged

1316
01:01:17,000 --> 01:01:20,480
Speaker 2: because we all get similar words and yet some people

1317
01:01:20,560 --> 01:01:22,680
Speaker 2: arrange them in such a way that's literally like a

1318
01:01:22,720 --> 01:01:24,800
Speaker 2: flower blooming. See what I did there?

1319
01:01:25,080 --> 01:01:27,920
Speaker 1: So yeah, so that's that here for it.

1320
01:01:28,600 --> 01:01:30,640
Speaker 2: That's not so much a win, but just the book

1321
01:01:30,680 --> 01:01:32,880
Speaker 2: suggestion that if you're looking to kind of read about

1322
01:01:32,880 --> 01:01:34,800
Speaker 2: a love story, but to read about it in such

1323
01:01:34,800 --> 01:01:38,120
Speaker 2: a beautiful way, I would suggestor and their Heirstmon, their

1324
01:01:38,200 --> 01:01:40,120
Speaker 2: Eyes were Watching God.

1325
01:01:41,200 --> 01:01:42,680
Speaker 1: I feel like we read those books, but I didn't

1326
01:01:42,680 --> 01:01:46,000
Speaker 1: really appreciate them as a young woman like I was like, damn,

1327
01:01:46,000 --> 01:01:49,280
Speaker 1: I just want to read the cliffs notes. Yeah, I

1328
01:01:49,280 --> 01:01:50,720
Speaker 1: should read them as a grown up, for sure.

1329
01:01:50,720 --> 01:01:53,640
Speaker 2: That's a good sure. Yeah, like a Raisin in the Sun,

1330
01:01:53,760 --> 01:01:54,720
Speaker 2: all those type of books.

1331
01:01:55,680 --> 01:01:57,160
Speaker 1: Invisible Man. That was a good one.

1332
01:01:57,320 --> 01:01:58,200
Speaker 2: That was a good one too.

1333
01:01:59,080 --> 01:02:02,120
Speaker 1: All right, that's all we happened this week.

1334
01:02:02,520 --> 01:02:03,800
Speaker 2: Yes, we will see you next week.

1335
01:02:03,880 --> 01:02:05,880
Speaker 1: We had some really good questions, so we'll save some

1336
01:02:06,000 --> 01:02:08,080
Speaker 1: for the next couple of weeks. But you can always

1337
01:02:08,080 --> 01:02:11,880
Speaker 1: email us at Brown Ambition Podcast at gmail dot com.

1338
01:02:12,080 --> 01:02:14,520
Speaker 2: Yes, and fine us on Twitter at the BA podcast

1339
01:02:14,600 --> 01:02:18,080
Speaker 2: and we are Brown Ambition on the Facebook.

1340
01:02:18,400 --> 01:02:22,080
Speaker 1: Yes, maam, all right, happy week. Go you know, recover

1341
01:02:22,120 --> 01:02:24,920
Speaker 1: from the lemonade. It sounds like I need to recover.

1342
01:02:25,000 --> 01:02:27,040
Speaker 1: You took it very well. You're just handling it. I'm

1343
01:02:27,040 --> 01:02:27,600
Speaker 1: a the mess.

1344
01:02:28,440 --> 01:02:31,080
Speaker 2: All right, talk to you next week.

1345
01:02:31,080 --> 01:02:32,280
Speaker 1: Get your four thousand steps in.

1346
01:02:33,120 --> 01:02:35,120
Speaker 2: Oh, don't come for me because you don't want this.

1347
01:02:35,160 --> 01:02:36,160
Speaker 1: Did that sound competitive?

1348
01:02:36,400 --> 01:02:37,040
Speaker 2: Yes, that's all right.

1349
01:02:37,160 --> 01:02:38,200
Speaker 1: That's trying to be supported.

1350
01:02:41,240 --> 01:02:46,200
Speaker 2: Bye Mandy, Bye bye.