Speaker 1: Welcome.
Speaker 2: It is Verdict with Senator Ted Kruz Ben Ferguson with you, Senator,
Speaker 2: this show is going to be one that is going
Speaker 2: to irritate a lot of people. The Biden new rule
Speaker 2: that he wants to put on the American people will
Speaker 2: redistribute high risk loans and that will cost homeowners with
Speaker 2: good credit more money to get a loan. In translation,
Speaker 2: what he wants to do is give a bonus reward
Speaker 2: bad credit, bad credit scores, and then those that have
Speaker 2: good credit will pay higher interest rate. This isn't a joke.
Speaker 2: This is redistribution of a new way of doing it.
Speaker 2: I guess you could say center with Wealth. Your reaction, well,
Speaker 2: it's even worse than that. So this is a proposed
Speaker 2: rule that has come from Fanny May and Freddie mac.
Speaker 2: Fanny May and Freddie Mack are government sponsored entities that
Speaker 2: purchase mortgages and they have an enormous impact, a dominant
Speaker 2: impact in the home mortgage market. And under Joe Biden,
Speaker 2: they've rolled out new rules. And the new rules do
Speaker 2: two things. Number one, they benefit you if you have
Speaker 2: a low credit score, So if your credit score is bad,
Speaker 2: if you've defaulted on rent payments, if you defaulted on
Speaker 2: your mortgage before, if you fail to pay credit cards,
Speaker 2: if you have a low credit score, your credit is cheaper.
Speaker 2: And then the flip side is if you've been responsible,
Speaker 2: if you've done the good work of paying your bills,
Speaker 2: if you paid your rent on time, if you've had
Speaker 2: a home and you paid your mortgage on time, if
Speaker 2: you've had a credit cards and you paid them off,
Speaker 2: they penalize you.
Speaker 3: They charge you more. If you have a good credit score.
Speaker 3: Now it gets even dumber than that. If not only
Speaker 3: do you have a good credit score, but you've actually
Speaker 3: been responded, well, you've saved, you put money in the bank,
Speaker 3: and you're putting down a twenty percent down payment. They
Speaker 3: jack your fees up even higher, they charge you more.
Speaker 3: And I gotta say, look, I've actually found in the
Speaker 3: last two weeks, I've had multiple people come up to
Speaker 3: me and in conversations and raise this with me, because
Speaker 3: this is infuriating. This is asinine on the on the
Speaker 3: one side, on the subsidizing people who have lousy credit
Speaker 3: scores giving them cheaper loans even though their credit scores
Speaker 3: are lousy. What that is going to produce is that
Speaker 3: is going to produce another two thousand and eight housing crisis.
Speaker 3: What this is is the Bided administration trying to convince
Speaker 3: people with low incomes, with bad credit, without the ability
Speaker 3: to pay a big monthly bill, so nonetheless take out
Speaker 3: mortgages and to take out mortgages for more than they
Speaker 3: can afford. And we know they're going to end up
Speaker 3: defaulting on those mortgages. That's what a low credit score means.
Speaker 3: That's what you don't want people taking out a mortgage
Speaker 3: that is too big for their income. But if you
Speaker 3: are a Joe Biden naive socialist, it sounds great to you. Hey,
Speaker 3: let's encourage these guys, get them in a mc mansion
Speaker 3: and then well, if they can't pay their mortgage, oh
Speaker 3: well we'll deal with that then. But the flip side
Speaker 3: of it, I want everyone sitting here listening to think
Speaker 3: about this. Have you been responsible? Have you built up
Speaker 3: a good credit score when you're buying a home. Have
Speaker 3: you saved money so that you have money for a
Speaker 3: down payment. In any normal world, if you have a
Speaker 3: down payment, your fees are lower. If you don't have
Speaker 3: a down payment, you pay a lot higher. Why because
Speaker 3: it's much riskier if you're getting a mortgage with no
Speaker 3: down payment, the odds are much higher that you'll default
Speaker 3: and the bank will lose their money. Well, the Biden administration,
Speaker 3: to give you a sense of this, the rule they
Speaker 3: announced would charge home buyers with credit scores of a
Speaker 3: six eighty or more an extra forty dollars a month
Speaker 3: on home loans of four hundred thousand dollars or more.
Speaker 3: That is insane and welcome to bizarro world of the
Speaker 3: socialist wanting to penalize you for doing the right thing.
Speaker 1: You know.
Speaker 2: One of the things that's so amazing is this is
Speaker 2: being done at a time when interest rates for mortgages
Speaker 2: have roughly doubled over the past year. I know how
Speaker 2: much I saved when I bought my first house, and
Speaker 2: I bought my first house at the courthouse steps in foreclosure,
Speaker 2: trying to make a good financial decision. I remember sacrificing
Speaker 2: to get that credit score to the highest number I
Speaker 2: could get so I could get that won. I remember
Speaker 2: the rules of what they said to do and don't
Speaker 2: do it. Don't open up any type of credit card,
Speaker 2: don't open up any line of credit. Don't go out
Speaker 2: and buy a car. Don't go out and do this
Speaker 2: because home ownership I believe shouldn't be easy as going
Speaker 2: out and buying a value mil at McDonald's. I think
Speaker 2: there's responsibility that comes with most Americans would agree. You
Speaker 2: go back to US An eight, which you mentioned center
Speaker 2: in two thousand and eight, you could walk in and
Speaker 2: you could get a loan by just putting your name
Speaker 2: on a piece of paper and just telling somebody what
Speaker 2: your income was without even having to verify it in
Speaker 2: many cases, and that's what caused that housing crisis. It's
Speaker 2: like they didn't learn their lesson and it's a quick
Speaker 2: way to buy some votes by saying, look what we
Speaker 2: did for you. We rewarded your bad behavior, and we
Speaker 2: rewarded your failure with a lower interest rate, So vote
Speaker 2: for us.
Speaker 3: Look, that's exactly right, and the results of this are
Speaker 3: are really significant. The interest rates are actually even worse
Speaker 3: than that. So when Joe Biden became president, the average
Speaker 3: home mortgage interest rates were between two and two and.
Speaker 1: A half percent.
Speaker 3: A year ago, the thirty year mortgage rate was five percent.
Speaker 3: Right now, the average thirty year mortgage rate is six
Speaker 3: point twenty seven percent. So think about that journey. It
Speaker 3: went from two and a half percent before Biden became
Speaker 3: president to six point twenty seven percent. Now that is
Speaker 3: crushing already. And now they're coming in and artificially saying,
Speaker 3: if you have a down payment, we're gonna punish you.
Speaker 3: If you have good credit, we're gonna punish you. And
Speaker 3: let me give you some math on that. So beforehand,
Speaker 3: a borrower with a seven hundred credit score and a
Speaker 3: twenty percent down payment would have paid an up upfront
Speaker 3: fee equal to one point twenty five percent of the
Speaker 3: loan amount. That is, let's say on a three hundred
Speaker 3: thousand dollars loan, that's three thousand, seven hundred and fifty dollars. Now,
Speaker 3: because you have good credit, because you have down payment,
Speaker 3: your fee has risen from one point twenty five percent
Speaker 3: to one point three seven five percent. Or in other words,
Speaker 3: if you're taking a three hundred thousand dollars loan, it's
Speaker 3: gone from three thousand, seven hundred and fifty dollars to
Speaker 3: four thousand, one hundred and twenty five dollars. They are
Speaker 3: punishing you because you did the right thing, and in turn,
Speaker 3: they're subsidizing you, uh, if you did not do the
Speaker 3: right thing.
Speaker 1: Yeah.
Speaker 2: In other words, they're forcing people that are responsible with
Speaker 2: good credit to pay more for their mortgages so that
Speaker 2: you can subsidize those who are higher risk borrowers. And
Speaker 2: they say that is good for this country. I don't
Speaker 2: know how anyone can think rewarding bad behavior is a
Speaker 2: good thing. Yet here is what the Democratic Party is doing.
Speaker 2: And I want to ask you about what this is
Speaker 2: rooted in, Senator, because there's a lot of people that
Speaker 2: look at this and they think themselves, this sounds a
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Speaker 2: to this idea of socialism. When you start taking from
Speaker 2: the responsible, not even the rich, We're just talking about
Speaker 2: responsible homeomeowners. And you start taking from and penalizing responsibility
Speaker 2: to then quote level of the playing field, you're bringing
Speaker 2: everyone down into the same group and putting everybody's loans
Speaker 2: at risks at a much higher risk of failure. When
Speaker 2: you do this. We know this from two thousand and
Speaker 2: eight housing bubble, that many people live through and there's
Speaker 2: people say, this is basically what socialism is.
Speaker 1: Look, it's exactly what socialism is.
Speaker 3: And it is the pattern of the left wing. It
Speaker 3: is the pattern of the Biden administration. You look at
Speaker 3: the pandemic where Democrats paid massive amounts in unemployment benefits,
Speaker 3: and you want to really see the difference. In the
Speaker 3: middle of the pandemic, I introduced an amendment to cap
Speaker 3: unemployment benefits at whatever your salary was in your prior job.
Speaker 3: And I stood up on the Senate floor and I argued, Look,
Speaker 3: lots of people have lost their jobs, many of them
Speaker 3: not their fault. It makes sense to provide enhanced benefits
Speaker 3: for a limited period of time, but should not get
Speaker 3: a pay raise because they lost their job. So we
Speaker 3: should cap unemployment benefits at whatever they were making the
Speaker 3: day before they lost their job. Now, on the other side,
Speaker 3: Dick Durbin, Democrat from Illinois, stood up and argued on
Speaker 3: the other side, and actually, if you go google and
Speaker 3: listen to this debate, it captures much of the difference
Speaker 3: between Democrats and Republicans because Dick Durbin made it a
Speaker 3: morality plate. He stood up and said, see, see that's
Speaker 3: the problem. What Ted is saying is if you lost
Speaker 3: your job due to the COVID pandemic, you're a lazy bum.
Speaker 3: You just want to sit on your couch. You're just
Speaker 3: a reprobate.
Speaker 1: And I actually got up.
Speaker 3: In response and I said, well, no, no, no, that
Speaker 3: is not what I'm saying. What I'm saying is I
Speaker 3: believe in incentives. I think people respond to incentives, and
Speaker 3: I want good incentives and not bad incentives. And I said,
Speaker 3: for example, if you're a single mom, you've got a
Speaker 3: couple of kids, and the government steps in and says
Speaker 3: we will pay you twice as much not to work
Speaker 3: as you can make working. I believe you love your kids.
Speaker 3: I believe you're going to make the decisions you think
Speaker 3: are best for your kids. And so if the government
Speaker 3: pays you twice as much not to work as to work,
Speaker 3: you're going to stay home. But the problem is that's
Speaker 3: really bad for you, that's really bad for your kids,
Speaker 3: and that's really bad for the country, as millions and
Speaker 3: millions of people do that. We voted on the Senate
Speaker 3: floor and Benett was a straight party line vote. The
Speaker 3: d's all lined up behind Durban, the rs all lined
Speaker 3: up behind me, and so it failed. And during COVID,
Speaker 3: the federal government paid people in many instances double or
Speaker 3: even triple what they made in their jobs not to work.
Speaker 3: And I got to tell you, as I talk to
Speaker 3: business owners in Texas and I do so every week
Speaker 3: and over again, they raised the problem that they can't
Speaker 3: find qualified workers because the government has been paying people
Speaker 3: not to work for so long. Here's a radical concept.
Speaker 3: If you pay people not to work, they don't work. Yes,
Speaker 3: the same principle here is true if you penalize people
Speaker 3: for being fiscally responsible, for having the discipline to build
Speaker 3: a good credit score, for saving to have a down payment,
Speaker 3: all of which, look, with our kids, we'd advise them
Speaker 3: to do that. That's fiscally prudent. If you penalize them
Speaker 3: for doing that. On the other hand, if you reward
Speaker 3: them and subsidize them for being fiscally irresponsible, you know what,
Speaker 3: you get more of the bad stuff and less of
Speaker 3: the good stuff.
Speaker 2: Last question on this, and it goes back to something
Speaker 2: we talked about on the podcast a couple episodes ago,
Speaker 2: and it was the shocking lack of oversight with what
Speaker 2: happened with Silicon Valley Bank and the fact that this
Speaker 2: new rules were made out of thin air to protect
Speaker 2: large depositors at these banks. If you now do this
Speaker 2: with mortgages, is this not going to squeeze out community
Speaker 2: banks and smaller banks with these types of risk that
Speaker 2: you're asking them to take, Because what you're saying is, hey,
Speaker 2: we're basically telling you you've got to start taking risky
Speaker 2: loans again, which is exactly what happened to oh eight.
Speaker 2: They're going to be subsidized by lessless risky loans with
Speaker 2: higher credit scores. That is a lot for a smaller
Speaker 2: bank and community banks to take on. What's the government's
Speaker 2: response going to be to that?
Speaker 3: Well, that problem is less acute than you might think
Speaker 3: because the way home mortgages tend to work is that
Speaker 3: a community bank, a local savings and loan will issue
Speaker 3: us a home mortgage and they promptly will turn around
Speaker 3: and sell it on the second derry market. And so
Speaker 3: for most of these local banks, they don't keep the
Speaker 3: mortgages on their books. They sell them fairly quickly. Now,
Speaker 3: what happened in two thousand and eight is they would
Speaker 3: sell those home mortgages and then Wall Street banks would
Speaker 3: package up the mortgages they would slice them up into
Speaker 3: derivative products, and so there was trillions of dollars invested
Speaker 3: in the home mortgage market, and they created all of
Speaker 3: these esoteric financial products that were based on mortgages in
Speaker 3: the secondary market. And it was based on this really
Speaker 3: naive assumption that number one, nobody's going to default on
Speaker 3: their mortgage, and number two that home values will always
Speaker 3: go up and up and up. It was basically a
Speaker 3: Ponzi scheme. It worked as long as your home value
Speaker 3: was more this year than last year and was going
Speaker 3: to be even more next year than the year before. Suddenly,
Speaker 3: when home values hit a pause, or in many markets,
Speaker 3: when home values went down, people began walking away from
Speaker 3: their mortgages. People were underwater on their mortgage, they owed
Speaker 3: more on the house than it was worth, and they left.
Speaker 3: That produced a cascading cycle of defaults, which in turn
Speaker 3: destroyed major banks on Wall Street because by creating these
Speaker 3: credit derivatives, they amplified the.
Speaker 1: Risk to an enormous extent. And so.
Speaker 3: Doing this imposes systemic risk on the financial system and
Speaker 3: on the banking system, But it is less the dynamic
Speaker 3: of the local community banks being subject to it, and
Speaker 3: more the overall financial system. But look, if you're a socialist,
Speaker 3: if you're Elizabeth Warren, you don't care because if there's
Speaker 3: another financial wipeout, the federal government will step in and
Speaker 3: print a few trillion dollars and just bail everyone out again.
Speaker 3: Socialists believe that there's no limit to how much money
Speaker 3: you print and that the government can always bail people out.
Speaker 3: And it's amazing. This policy. I got admit, this policy
Speaker 3: pisses me off. And it pisses me off, not only
Speaker 3: because they're repeating the mistakes of the past. That they
Speaker 3: are encouraging people to take out mortgages they cannot afford,
Speaker 3: which puts them much more likely in a position to default.
Speaker 3: But the flip side, the idea that you're punishing people
Speaker 3: for doing the right thing and being responsible. It's asinine
Speaker 3: and I challenge Look, this podcast. We have lots of
Speaker 3: people who listen to it. We have lots of young
Speaker 3: people who listen to it. I want to encourage everyone
Speaker 3: who's in high school, everyone who's in college. We have
Speaker 3: a lot of high school and college kids that listen
Speaker 3: to this podcast.
Speaker 1: Raise it with your classmates. You think this is a
Speaker 1: good idea.
Speaker 3: If you're a teacher, if you're a high school teacher,
Speaker 3: if you're a junior high teacher, if you're a college professor,
Speaker 3: raise it with your students.
Speaker 1: What do you think?
Speaker 3: What do you think PERSONA paid their bills on time,
Speaker 3: was really responsible, build up a good credit score, saved money,
Speaker 3: how to down payment. The Biden administration is going to
Speaker 3: charge that person much more for their mortgage then person B,
Speaker 3: who went out and partied like crazy, never saved any money,
Speaker 3: failed to pay their bills, failed to pay their credit cards,
Speaker 3: defaulted on their mortgage, defaulted on their rent. They get
Speaker 3: a much cheaper mortgage than the person who was responsible.
Speaker 3: And look, I don't know how you defend this in
Speaker 3: any group of ordinary people. It is asinine and it
Speaker 3: shows this is what socialism is.
Speaker 2: Senator, I also want to get to something else. Jennifer
Speaker 2: Granholms says that she supports now and this goes back
Speaker 2: to indoctrination. It's very much like the loans we were
Speaker 2: just talking about. But this is now about requiring the
Speaker 2: US military to adopt an all electric vehicle fleet by
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Speaker 2: number four goldra Senater. You listen to, Segretary Grandholm. You
Speaker 2: and I played this earlier, and it's mind blowing the
Speaker 2: idea that our US military would be forced to adopt
Speaker 2: a woke green energy policy on an all electric vehicle
Speaker 2: fleet by twenty thirty. But that's exactly what she has
Speaker 2: now called for before Congress. Here it is sport the
Speaker 2: military adopting that EV fleet by twenty thirty.
Speaker 4: I do, and I think we can get there as well.
Speaker 4: And I do think that reducing our reliance on the
Speaker 4: volatility of globally traded fossil fuels, where we know that
Speaker 4: global events such as the war in Ukraine can jack
Speaker 4: up prices for people back home, it does not contribute
Speaker 4: to energy security. I think energy security is achieved when
Speaker 4: we have homegrown clean energy. It is abundant, like you
Speaker 4: see in Iowa. We think that we can be a
Speaker 4: leader globally in how we have become energy independent.
Speaker 2: All right, I'm going to ask you some questions Center
Speaker 2: that I know the answers to, but many people listening
Speaker 2: are going to want answers to these same questions that
Speaker 2: I had to figure it out, all right. Number One,
Speaker 2: if we're going to war let's say in the Middle East,
Speaker 2: let's say Afghanistan, and we show up with a bunch
Speaker 2: of electric vehicles, where are we going to charge those vehicles?
Speaker 2: And how much of a risk could this be to
Speaker 2: our military readiness around the world? Or is this just
Speaker 2: only a Kumbaya story in America alone? And then if
Speaker 2: we actually have to go out in front of war,
Speaker 2: we'll go back to gas cars.
Speaker 3: So listen, we're not And this is an example of
Speaker 3: how the modern left. These are not serious people. These
Speaker 3: are not people who are rational, These are not people
Speaker 3: who live on planet Earth. What Jennifer granholmen. She is
Speaker 3: the US Secretary of Energy. She's supposed to know something
Speaker 3: about this. She's not just supposed to be gosh, I
Speaker 3: think we'll all be on windmills. She's actually supposed to
Speaker 3: have substantive knowledge about this. What she just said is
Speaker 3: so idiotic an asinine that it really defies that defies words. Okay,
Speaker 3: twenty thirty today is twenty twenty three. That would be
Speaker 3: seven years from now twenty thirty. She wants the entire
Speaker 3: military fleet electric, so let's figure out how that works.
Speaker 3: Let's say we're in a shooting war in say Ukraine,
Speaker 3: and our tanks are all electric. What the hell do
Speaker 3: you do when they run out of a charge? Do
Speaker 3: you ask putin, Hey, Vladimir, would you mind setting up
Speaker 3: charging stations every hundred miles because we'd like to have
Speaker 3: a bunch of tanks in theater. And if they run
Speaker 3: out of charge yards, we're screwed. Or maybe China may
Speaker 3: maybe she and China if we're in a battle dealing
Speaker 3: with China and we've got, I guess, our ships that
Speaker 3: are all electric. We've got our helicopters that are all electric.
Speaker 3: We've got our F thirty fives that are all electric.
Speaker 3: Mind you, how the hell that is that going to be?
Speaker 3: She wants our entire fleet electric?
Speaker 1: Listen.
Speaker 3: I've been to the F thirty five plant plant in
Speaker 3: Fort Worth, Texas.
Speaker 1: The plant is a mile long.
Speaker 3: It's spectacular watch how they assemble F thirty fives. Apparently
Speaker 3: the Biden administration believes those will be all electric. That
Speaker 3: you'll land your F thirty five at a Walmart and
Speaker 3: just plug into the outlet there like this is not even.
Speaker 2: Is it fair to say it's not even it's not
Speaker 2: remotely doable or logistic. I mean, how many charging stations
Speaker 2: are there in Iraq?
Speaker 3: Are in after No person who's serious believes this is
Speaker 3: anything other than stupidity.
Speaker 2: Yeah, this is this is this is the kid, This
Speaker 2: is the Easter Bunny Santa Claus, except they're trying to
Speaker 2: use that and put it with the US military adopting
Speaker 2: an all electric vehicle.
Speaker 3: It's actually a good example. Yeah, the Easter Buddy will
Speaker 3: just go smite our enemies. Like there's no technological path
Speaker 3: for this. This makes no sense. But this is the
Speaker 3: modern left. When you ask the modern left, the people
Speaker 3: who likes the Green New Deal that they want to
Speaker 3: get rid of jet fuel. Okay, well, how are planes
Speaker 3: gonna fly? I don't know. I guess you know, you
Speaker 3: put a windmill on the front of the plane. Like,
Speaker 3: and let's be clear, our servicemen and women are depending
Speaker 3: upon our equipment to keep them safe. Let's say you're
Speaker 3: a tank commander. These morons want you to drive an
Speaker 3: electric tank. What do you do when you're headed through Iraq,
Speaker 3: when you're headed through Afghanistan, when you're headed through Ukraine,
Speaker 3: when you're headed through Taiwan. In your tank and you
Speaker 3: run out of charge, like, look, we won World War One,
Speaker 3: We won World War iiO using diesel.
Speaker 2: And imagine, imagine Afghanistan. You had these quick actions response teams.
Speaker 2: Can you imagine if a quick action response team gets
Speaker 2: a call to go out and either get an asset
Speaker 2: to grab a guy like Khalid shik Muhammad, for example,
Speaker 2: the NA Master nine to eleven, They're like, well, hold on,
Speaker 2: we're to thirty three percent charge on our humbies. We're
Speaker 2: gonna have to wait another two hours for this thing
Speaker 2: to charge.
Speaker 3: And it's one of the things actually that I found
Speaker 3: very interesting. So I've been in the Senate now eleven years.
Speaker 3: I spent six years of the Senate Armed Services Committee.
Speaker 3: One of the massive advantages of the American military compared
Speaker 3: to any other military on Earth is logistics. We are
Speaker 3: really damn good at logistics. When you're fighting a war,
Speaker 3: moving personnel, moving equipment, moving ammunition, moving fuel, getting it
Speaker 3: for forward projected to be able to be engaged in
Speaker 3: theater is really damn complicated. Why is it that the
Speaker 3: Russians are getting their ass kicked right now in Ukraine?
Speaker 3: Part of it is because the Russians are really bad
Speaker 3: at this that they're sending their troops forward and they're
Speaker 3: having trouble getting the equipment they're needing. They're having trouble
Speaker 3: getting the fuel they need, They're having trouble getting the
Speaker 3: ammunition they need. The US military is spectacularly good at this.
Speaker 3: But if these are electric weapons, what are you going
Speaker 3: to do. You're in the middle of Afghanistan, Go get
Speaker 3: a five hundred mile long extension cord. It's idiotic. And look,
Speaker 3: Jennifer grhand Home. You know, if she were just a
Speaker 3: TV pundit saying, well, gosh, this sounds wonderful. Okay, that
Speaker 3: would be silly, but it would not be consequential. She
Speaker 3: actually has a position Joe Biden has given her that
Speaker 3: is very consequential. She is the United States Secretary of Energy,
Speaker 3: and she believes in seven years the military, we'll just
Speaker 3: plug everything in and be just fine to keep our
Speaker 3: men and women safe. That doesn't make any sense.
Speaker 2: No, it really doesn't. Finally, I want to talk about
Speaker 2: saying that every parent needs to be paying attention to,
Speaker 2: especially with the upcoming elections, and that is the Left
Speaker 2: really coming after our kids. This happening in a Vermont
Speaker 2: elementary school. Now they're calling boys and men slash quote
Speaker 2: a person who produces sperm. This is what they're now
Speaker 2: teaching your kids in elementary school. We also, at the
Speaker 2: same time, Senator, have a project Veritas Undercover report that's
Speaker 2: coming out, or that it's come out, I should say,
Speaker 2: revealing how the medical industry looks at transition surgeries one
Speaker 2: hundred percent from a profit perspective. There was a doctor
Speaker 2: and a family medical medicine specialist at Saint Mark's inst
Speaker 2: for Mental Health in New York that was caught on
Speaker 2: camera saying we've got kids coming all the time deal
Speaker 2: with mental health issues, and instead of treating their mental health,
Speaker 2: what we're doing is we're telling them they should just transition,
Speaker 2: and then we're making money off of people with mental
Speaker 2: health issues. It is disgusting to see this happening in
Speaker 2: this country, and you're trying to help stop some of this.
Speaker 1: Well, that's exactly right.
Speaker 3: You know, there's a thread bend between the three stories
Speaker 3: we're discussing. All three of them are asinine leftists. You
Speaker 3: look at woke school districts. So there's a district in Vermont,
Speaker 3: the Essex Westford School District. On April twentieth, they set
Speaker 3: out a letter, Dear fifth grade families and caregivers. So
Speaker 3: this is the fifth graders, this is elementary school. And
Speaker 3: the letter says, among other things, in an effort to
Speaker 3: align our curriculum with our equity policy, teachers will be
Speaker 3: using gender inclusive language throughout this unit with any differences.
Speaker 3: We strive to use person first language as best practice.
Speaker 3: You will see examples of this below. We will be
Speaker 3: using the following language with students. Person who produces sperm
Speaker 3: in place of boy male and assigned male at birth,
Speaker 3: and person who produces eggs in place of girl female
Speaker 3: and assigned female at birth. So, among other things, understand
Speaker 3: like the ridiculous phrasing that leftists had adopted, like twelve
Speaker 3: minutes ago of assigned male at birth and assigned female
Speaker 3: at birth. That's no longer woken up, Like give it
Speaker 3: a signed. Male doesn't exist. Female doesn't exist in these
Speaker 3: bizarre worlds.
Speaker 1: They live in.
Speaker 3: Person who produces sperm, By the way, let me ask you.
Speaker 3: You've got little boys, You've got boys who are pre puberty.
Speaker 3: Boys who are pre puberty are not producing sperm? What
Speaker 3: the hell are they?
Speaker 1: In this language?
Speaker 3: Like on that definition, you're not allowed to say boys.
Speaker 3: So a three year old, a three year old's not
Speaker 3: producing sperm. They haven't hit puberty and yet and by
Speaker 3: the way, these are letters going to fifth graders, some
Speaker 3: of whom will have hit puberty, some of whom will
Speaker 3: have not a person who produces eggs.
Speaker 1: It is.
Speaker 3: So extreme and idiotic, and this these are the people
Speaker 3: in charge of educating our little kids.
Speaker 2: Yeah, you and doctor named to this stuff. And then
Speaker 2: the scary part is if you can move them to that,
Speaker 2: and then you can convince them that it's normal to
Speaker 2: want to change your sex. There is massive money to
Speaker 2: be made. We saw this and those tapes that came
Speaker 2: out from Vanderbilt University where they were talking about the
Speaker 2: biggest perk of having a kid go through transitioning and
Speaker 2: hormones and everything else is that you get a lifetime
Speaker 2: patient worth hundreds of thousands and then into the millions
Speaker 2: of dollars. You now look at this project Veritas video,
Speaker 2: and I want to play part of this because I
Speaker 2: think it's really important for people to hear just how sick,
Speaker 2: it's not even cynical, just how sick these people are.
Speaker 2: Knowing you're taking advantage of people with mental health issues
Speaker 2: and using them to line their pockets with massive amounts
Speaker 2: of medical bill dollars that are coming into them, and
Speaker 2: they know they have that patient their words forever. Before
Speaker 2: I play that, I want to tell you real quick
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Speaker 2: to play this audio again, undercover video Amazing from Project Veritas.
Speaker 2: The voice you're gonna hear first is of doctor Matthew Pavis.
Speaker 2: He is a family medicine specialist with Saint Mark's Institute
Speaker 2: for Mental Health in New York, New York. Here's what
Speaker 2: he had to say about a twenty one year old
Speaker 2: that came to see them and how much money they
Speaker 2: could make off of him on your own pretty well.
Speaker 5: Their lying, it's almost like, yeah, beginning, it's a lot
Speaker 5: of doctorvism, but you know, after a while you space
Speaker 5: it out and it's like every six to twelve months,
Speaker 5: which yeah, is being a patient, but it doesn't seem
Speaker 5: so bad.
Speaker 6: I was under the impression that I was going to
Speaker 6: take a cure and be healed. And I didn't understand
Speaker 6: as a mentally ill child that I was signing up
Speaker 6: for lifelong medicalization.
Speaker 2: That woman you just heard there, that man that transition
Speaker 2: to woman is now an advocate, and you just heard
Speaker 2: her what she said. I'm dealing with a mental health issue,
Speaker 2: and I was told that if I went through the transition,
Speaker 2: I would then be cured, and that didn't happen. Now
Speaker 2: you're going to hear Nero scart Scott, who's a licensed
Speaker 2: social worker with Adele Children's Medical Center in Austin, Texas. Listen,
Speaker 2: I can say from.
Speaker 3: Here as well as there's a lot of part folks
Speaker 3: that are going to speculate.
Speaker 4: Wealth for the amount of hossover between somewhere on the spectrum,
Speaker 4: and I'm also somewhere on the qua spectron.
Speaker 1: As well, person on the spectrum as well.
Speaker 5: Twenty one years old, he was coming here or at
Speaker 5: the time, well at the time he was coming different
Speaker 5: from health and he is getting his vagina next week.
Speaker 2: Well he is getting his vagina next week. Came here
Speaker 2: for mental health and now we're going to give him,
Speaker 2: in his words, a vagina. You heard them talking about
Speaker 2: taking advantage of people on the spectrum and people that
Speaker 2: are on the spectrum. This is an Austin saying, yeah,
Speaker 2: these are great patients for us on the spectrum. In
Speaker 2: other words, we can manipulate them and tell them to
Speaker 2: go through a transition. We have a patient for life.
Speaker 2: That was three different people you heard there, three different
Speaker 2: areas of the country, all saying the same thing. You
Speaker 2: want a patient for life. Don't worry about their mental health,
Speaker 2: just get them into transgender, all this dysphoria stuff, and
Speaker 2: will make money.
Speaker 1: Look, this is utterly perverse. It is horrifying. It's big business.
Speaker 3: You're right that that many of these hospitals are making
Speaker 3: millions of dollars from this. Their enormous financial incentives. And
Speaker 3: I got to say, as part of that project Veritas expose.
Speaker 1: As they were.
Speaker 3: Interviewing with Dell Children's Medical Center, Listen, Dell Children's Medical
Speaker 3: Center is an amazing children's hospital in Austin, Texas. Heidi
Speaker 3: and I used to live at Austin. I've been to
Speaker 3: Dell Children's, our girls have been to Dell Children's that
Speaker 3: it's a great facility. In the course of that project,
Speaker 3: Veritas interview the individual at Dell Children's Center said they
Speaker 3: will prescribe puberty blockers for children as young as eight
Speaker 3: years old. Eight and so, just this week I joined
Speaker 3: with Chip Roy, a member of the House Representatives, a
Speaker 3: very good friend of mine who represents that area. The
Speaker 3: two of us together set an oversight letter to Dell
Speaker 3: Children's Hospital asking about this policy of giving puberty blockers
Speaker 3: to children as young as eight years old, stopping them
Speaker 3: from the onset of puberty. Now, I guess in the
Speaker 3: Vermont public schools it would mean they never become boys
Speaker 3: or they never become girls because you stop them from
Speaker 3: producing sperm or producing eggs.
Speaker 1: But it is.
Speaker 3: Remarkable and that as young as eight they're willing to
Speaker 3: give permanently harmful medical treatment, treatment that can sterilize kids,
Speaker 3: that can permanently damage kids. And a few years later,
Speaker 3: many places are willing to engage in surgical operations to
Speaker 3: remove perfectly healthy organs, to castrate a child, to sterilize
Speaker 3: a child. And I'm gonna say, as a categorical matter,
Speaker 3: no child, no eight year old, no ten year old,
Speaker 3: no twelve year old, has the maturity, has the self
Speaker 3: awareness to make a decision to sterilize themselves for the
Speaker 3: rest of their lives. And I think any parent who
Speaker 3: does that, any doctor who does that, any hospital who
Speaker 3: does that, is engaged in child abuse. If an adult
Speaker 3: wants to sterilize himself for herself, that's a choice an
Speaker 3: adult can make, But an eight year old child doesn't
Speaker 3: have the capacity to make that judgment, an informed judgment.
Speaker 3: And any adult that facilitates sterilizing that child, I think
Speaker 3: is horrific. You have no right to sterilize a little boy,
Speaker 3: sterilize a little girl, and if that child decides later
Speaker 3: that he or she still wants to be he or she,
Speaker 3: there ain't no going back. Once they've cut it off,
Speaker 3: once they've engaged in the medical treatments, the puberty suppressors,
Speaker 3: the surgical options, once that individual is sterilized. Once that
Speaker 3: child is sterilized, he or she will never have children.
Speaker 2: Is this ending up a Republican v Democrat issue? Or
Speaker 2: are there Democrats that you've talked to that are willing
Speaker 2: to see this for what this is, which is just
Speaker 2: pure evil that needs to be stopped. It's being done
Speaker 2: to these children. You can hear it. It's all about
Speaker 2: the cash. It's all about the money. It's about taking
Speaker 2: advantage of people on the spectrum, taking advantage of people
Speaker 2: with mental health issues, and profiting from their mental health
Speaker 2: issues that they need to actually get treatment for well man.
Speaker 3: I think there's a distinction on that. There are lots
Speaker 3: of Democrats in America who are horrified about this. Ordinary people.
Speaker 3: If you're living a life, if you're an ordinary person,
Speaker 3: if you happen to be a Democrat, you hear people
Speaker 3: talking about sterilizing eight year olds, and an ordinary person,
Speaker 3: it's horrified. That's the natural reaction to that. But here's
Speaker 3: the sad thing. If there is a single elected Democrat
Speaker 3: in Congress who is horrified by this, I don't know
Speaker 3: who they are, and none of them are willing to
Speaker 3: speak out. This is where congressional democrats, they've gone to
Speaker 3: the extreme left. There used to be moderate Democrats in Washington.
Speaker 3: There aren't anymore. And the dynamics, if you're an elected
Speaker 3: Democrat in Congress, you are responsive to the extremes, to
Speaker 3: the radical fringe. And so I literally cannot tell you
Speaker 3: a single Democrat Senator, a single Democrat house member who
Speaker 3: has hadess And by the way, maybe you do or
Speaker 3: don't have gahonas. Maybe they are or not producing what
Speaker 3: makes you male or female in this weird or welly
Speaker 3: in world. But I don't know of a Democrat who's
Speaker 3: dared speak out against this.
Speaker 2: Yeah, it's truly a sad subject. And I hope more
Speaker 2: Democrats will come out who are elector officials, and let's
Speaker 2: start just one, yeah, and just put it together and
Speaker 2: say this is not a republican democratic issue and should
Speaker 2: never be looked at that way. Center always a pleasure,
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