1 00:00:00,120 --> 00:00:03,400 Speaker 1: It is okay to let somebody who is objectively trying 2 00:00:03,440 --> 00:00:05,920 Speaker 1: to make you better be a little tough on you. 3 00:00:06,360 --> 00:00:09,119 Speaker 1: Sometimes that's exactly what you need. You just don't have 4 00:00:09,200 --> 00:00:12,119 Speaker 1: that voice in your life to allow you to do that. 5 00:00:12,720 --> 00:00:15,560 Speaker 2: I don't teach average people. I don't teach people who 6 00:00:15,560 --> 00:00:18,200 Speaker 2: want to stay average, because the average in the US 7 00:00:18,280 --> 00:00:21,920 Speaker 2: is broke. So if you want to not be broken, 8 00:00:22,000 --> 00:00:23,599 Speaker 2: you have to do on average things. 9 00:00:28,920 --> 00:00:32,080 Speaker 3: Hey, hey, ba fan, welcome back to Brown Ambition. It's 10 00:00:32,080 --> 00:00:35,080 Speaker 3: your girl, Mandy Money, and I want to kick things 11 00:00:35,120 --> 00:00:38,680 Speaker 3: off by saying, happy Women's History Month. Let's just take 12 00:00:38,680 --> 00:00:42,360 Speaker 3: a moment. This is for the ladies. And as I 13 00:00:42,440 --> 00:00:44,800 Speaker 3: was sort of prepping for this show and thinking about it, 14 00:00:44,920 --> 00:00:47,160 Speaker 3: I actually got an email a few weeks back from 15 00:00:47,200 --> 00:00:49,280 Speaker 3: my network being like, are you doing anything for Women's 16 00:00:49,280 --> 00:00:51,839 Speaker 3: History Month? And it's the same feeling I get when 17 00:00:51,880 --> 00:00:54,040 Speaker 3: someone asks, like what you're doing for Black History Month. 18 00:00:54,120 --> 00:00:58,280 Speaker 3: I'm like, I'm just existing because like it's broad ambition 19 00:00:58,360 --> 00:00:59,920 Speaker 3: and it's me. I'm a black woman, so like tick. 20 00:01:00,160 --> 00:01:02,880 Speaker 3: But at the same time, with all that's happening in 21 00:01:02,920 --> 00:01:05,640 Speaker 3: the world and the economy, I do think it's worth 22 00:01:05,800 --> 00:01:08,520 Speaker 3: kind of taking a step back and looking at what 23 00:01:08,680 --> 00:01:12,120 Speaker 3: is the state of the economy, the personal economies of 24 00:01:12,120 --> 00:01:14,679 Speaker 3: women of color these days. That's what we're all here 25 00:01:14,720 --> 00:01:16,600 Speaker 3: to do at Brown. Ambition is to help y' all 26 00:01:16,640 --> 00:01:19,720 Speaker 3: achieve you know, your professional your financial goals. But yeah, 27 00:01:19,880 --> 00:01:22,600 Speaker 3: let's do a little status update on how women, especially 28 00:01:22,640 --> 00:01:25,200 Speaker 3: women of color, are doing the economy. I want to 29 00:01:25,240 --> 00:01:28,160 Speaker 3: talk about like who's getting pushed out of work? Spoiler alert, 30 00:01:28,200 --> 00:01:32,560 Speaker 3: it's us. At the same time, who's quietly powering the 31 00:01:32,600 --> 00:01:35,880 Speaker 3: wealth engine. It's crazy. It's a crazy dichotomy to be 32 00:01:36,000 --> 00:01:38,520 Speaker 3: the engine that's driving the economy and also the most 33 00:01:38,680 --> 00:01:43,280 Speaker 3: underappreciated piece of the economy at the same time, you know, 34 00:01:43,360 --> 00:01:48,280 Speaker 3: from job losses, the very stubborn gender and racial pay 35 00:01:48,520 --> 00:01:51,920 Speaker 3: gap that continues to flourish, to the fact that we're 36 00:01:51,960 --> 00:01:56,000 Speaker 3: also booming as entrepreneurs. It's like, it's a lot of 37 00:01:56,040 --> 00:01:59,280 Speaker 3: mixed emotions over here when you're talking about the state 38 00:01:59,320 --> 00:02:01,920 Speaker 3: of personal finn Nance's a woman of color in this country. 39 00:02:02,280 --> 00:02:04,840 Speaker 3: But I am very grateful that I am not going 40 00:02:04,920 --> 00:02:07,600 Speaker 3: to be alone in this conversation. I am joined at 41 00:02:07,600 --> 00:02:10,760 Speaker 3: the Brown Table today by two repeat guests of the show. 42 00:02:10,840 --> 00:02:14,120 Speaker 3: Friends of the show. I've got the lovely Bernadette Joy 43 00:02:14,280 --> 00:02:18,320 Speaker 3: and Kirsten Saunders who are here. Bernadette, as y'all remember, 44 00:02:18,600 --> 00:02:22,240 Speaker 3: is the nationally recognized money expert and author of Crush 45 00:02:22,400 --> 00:02:24,920 Speaker 3: Your Money Goals, which is not just a great book, 46 00:02:24,960 --> 00:02:28,799 Speaker 3: it's also a financial education platform that has helped thousands 47 00:02:28,840 --> 00:02:31,880 Speaker 3: of people ditch debt and build real wealth. She's paid 48 00:02:31,880 --> 00:02:34,440 Speaker 3: off something like three hundred not right, three hundred thousand 49 00:02:34,440 --> 00:02:37,880 Speaker 3: dollars of debt, Bernadette, so she's kind of an expert 50 00:02:37,880 --> 00:02:41,320 Speaker 3: in this. And then Kirsten, who was just on the 51 00:02:41,320 --> 00:02:43,440 Speaker 3: show last week and has been on the show before, y'all. 52 00:02:43,520 --> 00:02:46,840 Speaker 3: Kirsten Saunders is one half of the Rich and Regular 53 00:02:47,040 --> 00:02:51,080 Speaker 3: podcast in YouTube series. We call it a franchise platform. 54 00:02:51,960 --> 00:02:54,040 Speaker 4: Sure outside franchise Yeah, I love. 55 00:02:53,880 --> 00:02:55,639 Speaker 3: That sounds a little somep nextra. 56 00:02:56,120 --> 00:02:56,560 Speaker 4: Yeah. 57 00:02:56,639 --> 00:02:59,320 Speaker 3: Together with her hobby, they have paid off over six 58 00:02:59,320 --> 00:03:02,959 Speaker 3: figures of They both ditched corporate America to achieve financial 59 00:03:02,960 --> 00:03:07,000 Speaker 3: independence in their thirties. And welcome to the show, ladies, 60 00:03:07,040 --> 00:03:08,160 Speaker 3: Thanks for coming. 61 00:03:08,280 --> 00:03:09,960 Speaker 4: Thank you. I'm excited to be here. 62 00:03:10,080 --> 00:03:11,000 Speaker 5: Thanks for having us. 63 00:03:11,160 --> 00:03:13,400 Speaker 3: How are y'all celebrating your womanhood this month? 64 00:03:13,560 --> 00:03:14,240 Speaker 4: Any plans? 65 00:03:15,520 --> 00:03:19,280 Speaker 1: I'm wearing as few bras as possible, and that's new 66 00:03:19,360 --> 00:03:23,680 Speaker 1: for me because I'm not exactly you know, small up here. 67 00:03:23,720 --> 00:03:26,280 Speaker 1: But the freedom of just being able to walk around 68 00:03:26,360 --> 00:03:29,280 Speaker 1: as you are, like, that's what I'm doing. I'm looking for, 69 00:03:29,360 --> 00:03:33,280 Speaker 1: like little moments of freedom, just effing all the rules 70 00:03:33,280 --> 00:03:35,480 Speaker 1: that I've learned over time that I don't want to 71 00:03:35,480 --> 00:03:35,960 Speaker 1: do anymore. 72 00:03:37,400 --> 00:03:39,760 Speaker 3: We need more like women who don't look like Olvia 73 00:03:39,840 --> 00:03:41,400 Speaker 3: Dean dressing like Olivia Dean. 74 00:03:41,760 --> 00:03:42,880 Speaker 4: Right, you know what I mean? 75 00:03:44,240 --> 00:03:46,320 Speaker 3: Yeah, you're no, I don't. Yeah, I want I want 76 00:03:46,320 --> 00:03:48,160 Speaker 3: that same freedom about you. 77 00:03:48,200 --> 00:03:51,520 Speaker 5: Bernadette TMI. 78 00:03:51,600 --> 00:03:54,000 Speaker 2: But today is a start of my time of the month, 79 00:03:54,120 --> 00:03:55,680 Speaker 2: and I just said, I'm not going to do any 80 00:03:55,720 --> 00:03:57,640 Speaker 2: work today. So I canceled all my meetings except for 81 00:03:57,680 --> 00:03:59,200 Speaker 2: this one because I was looking forward to this one. 82 00:03:59,720 --> 00:04:01,920 Speaker 2: And that was the best thing I could do for 83 00:04:01,960 --> 00:04:04,360 Speaker 2: myself as an entrepreneurs that whenever that time of the 84 00:04:04,400 --> 00:04:05,960 Speaker 2: mouth happens, I'm just not doing work. 85 00:04:06,080 --> 00:04:06,960 Speaker 4: I'm right there with you. 86 00:04:07,680 --> 00:04:10,160 Speaker 3: I was there Friday. I actually canceled. I was supposed 87 00:04:10,160 --> 00:04:12,040 Speaker 3: to do an interview. I've been getting really sick on 88 00:04:12,080 --> 00:04:14,640 Speaker 3: my first day of my period, something that hasn't happened before. 89 00:04:15,120 --> 00:04:18,200 Speaker 3: Not just my first day, the four days I've been tracking. 90 00:04:18,240 --> 00:04:22,240 Speaker 3: There's a migraine day, there's a body chill, I almost 91 00:04:22,240 --> 00:04:25,040 Speaker 3: have a fever day. Then there's the day of it, 92 00:04:25,360 --> 00:04:29,279 Speaker 3: which is the pain and the waves and the fatigue day. 93 00:04:30,000 --> 00:04:32,720 Speaker 3: And I was adding it up. And as much as 94 00:04:32,880 --> 00:04:35,080 Speaker 3: I think as women like and I had this experience, 95 00:04:35,120 --> 00:04:38,240 Speaker 3: I'll talk for myself, this experience that we're supposed to 96 00:04:38,320 --> 00:04:40,960 Speaker 3: be able to do anything while also on our period 97 00:04:41,040 --> 00:04:43,680 Speaker 3: and pregnant and all those things like, and we celebrate 98 00:04:43,720 --> 00:04:45,400 Speaker 3: the women. I think there was like an olympian who 99 00:04:45,440 --> 00:04:47,080 Speaker 3: said she was on her period and she like won 100 00:04:47,120 --> 00:04:50,120 Speaker 3: a medal or something. Baby girl, I ain't wear im 101 00:04:50,120 --> 00:04:53,039 Speaker 3: wining no meadows the week of my period. It really 102 00:04:54,040 --> 00:04:56,359 Speaker 3: it takes me out. 103 00:04:56,880 --> 00:05:00,000 Speaker 1: Well, that just shows you how exceptional she is, because yeah, 104 00:05:00,360 --> 00:05:02,720 Speaker 1: it takes all of us out, and even at her 105 00:05:03,120 --> 00:05:07,159 Speaker 1: bar where she is being depleted of important minerals in 106 00:05:07,240 --> 00:05:09,839 Speaker 1: nutrients to perform, she's still better than every body. 107 00:05:10,440 --> 00:05:12,960 Speaker 4: But yeah, I now build a schedule around it. I 108 00:05:13,080 --> 00:05:15,320 Speaker 4: just I can't. I try not to record anything. 109 00:05:15,320 --> 00:05:16,839 Speaker 1: There are times where I have to take a meeting 110 00:05:17,040 --> 00:05:20,120 Speaker 1: or I have to record something, but I am not myself. 111 00:05:20,480 --> 00:05:22,040 Speaker 4: I'm just not even close. 112 00:05:22,839 --> 00:05:25,400 Speaker 3: Yeah, that was the thought that I had, is I 113 00:05:25,440 --> 00:05:28,280 Speaker 3: need to look at my calendar every twenty eight days 114 00:05:28,360 --> 00:05:33,320 Speaker 3: and fully block it out, no podcast recordings, nothing and 115 00:05:33,480 --> 00:05:35,680 Speaker 3: just but it's going to be multiple days. And then 116 00:05:35,680 --> 00:05:38,200 Speaker 3: I was thinking, do I actually should I be suffering 117 00:05:38,240 --> 00:05:40,440 Speaker 3: that much? It's new for me to be suffering for 118 00:05:40,480 --> 00:05:42,240 Speaker 3: that long, for that much of my period. I used 119 00:05:42,240 --> 00:05:44,640 Speaker 3: to have pretty like easy periods, but since I had 120 00:05:44,640 --> 00:05:46,200 Speaker 3: my second kid a couple of years ago, they just 121 00:05:46,200 --> 00:05:49,520 Speaker 3: got terrible. So I think I need to go back 122 00:05:49,520 --> 00:05:51,719 Speaker 3: to the guyano because I might need I'm thinking, like, 123 00:05:52,000 --> 00:05:54,120 Speaker 3: is this a conversation I have with my doctor about 124 00:05:54,760 --> 00:05:57,039 Speaker 3: I guess I want to honor my body and what 125 00:05:57,080 --> 00:05:59,040 Speaker 3: it's doing and like taking that time off, but also 126 00:05:59,480 --> 00:06:01,120 Speaker 3: could I not suffers so much? 127 00:06:01,560 --> 00:06:01,800 Speaker 4: Yeah? 128 00:06:02,680 --> 00:06:05,200 Speaker 3: Like what I can take on the pill or something. 129 00:06:05,480 --> 00:06:07,760 Speaker 3: I just kind of forgot about it. Once they had kids. 130 00:06:07,800 --> 00:06:09,440 Speaker 3: I was like, I'm not going to do that anymore, 131 00:06:09,480 --> 00:06:10,719 Speaker 3: do I? 132 00:06:10,720 --> 00:06:12,960 Speaker 1: I mean, they have lots of options now, so it's 133 00:06:12,960 --> 00:06:15,640 Speaker 1: definitely worth the conversation because you're right, it's not just 134 00:06:15,760 --> 00:06:19,200 Speaker 1: like the actual cycle, it's the luteal week that leads 135 00:06:19,279 --> 00:06:21,880 Speaker 1: up to it, Like it's it's the whole thing. There's 136 00:06:22,160 --> 00:06:25,080 Speaker 1: there's something that changes every single week, and so yeah, 137 00:06:25,120 --> 00:06:28,520 Speaker 1: I build my recording and editing around like the times 138 00:06:28,520 --> 00:06:31,240 Speaker 1: where I have the highest energy, and then in the 139 00:06:31,279 --> 00:06:33,839 Speaker 1: periods where I know those hormones are starting to dip, 140 00:06:33,920 --> 00:06:36,680 Speaker 1: that's when I do like admin stuff. I find cleaning 141 00:06:36,960 --> 00:06:41,000 Speaker 1: actually soothing during the week before my period. Yeah, organizing 142 00:06:41,680 --> 00:06:46,080 Speaker 1: and then you know, I might organize files, rename things, 143 00:06:46,440 --> 00:06:46,880 Speaker 1: but I'm not. 144 00:06:47,000 --> 00:06:49,839 Speaker 4: I'm not creating from scratch during that week. 145 00:06:49,960 --> 00:06:53,159 Speaker 3: Now that's better than me because I just watched Bridgerton 146 00:06:53,279 --> 00:06:54,159 Speaker 3: Front two back. 147 00:06:55,320 --> 00:06:57,880 Speaker 4: That's a good use of time. Cool, it's a lot 148 00:06:57,920 --> 00:07:01,440 Speaker 4: of leadership lessons in Bridgeton. Yeah, we could do a 149 00:07:01,440 --> 00:07:02,800 Speaker 4: whole just around that. 150 00:07:03,279 --> 00:07:05,680 Speaker 3: Yeah, it's so true. I mean, yeah, so sort of 151 00:07:05,720 --> 00:07:07,719 Speaker 3: shout out to women in general for going through what 152 00:07:07,800 --> 00:07:10,520 Speaker 3: our bodies go through and still showing up. But the 153 00:07:10,600 --> 00:07:12,040 Speaker 3: thing we all have in common is that we work 154 00:07:12,040 --> 00:07:17,120 Speaker 3: for ourselves. Yeah, and I do indeed, like think about 155 00:07:17,240 --> 00:07:20,320 Speaker 3: corporate and how for the woman who is struggling or 156 00:07:20,360 --> 00:07:23,680 Speaker 3: going through that there, Yeah, it is like where are 157 00:07:23,680 --> 00:07:26,800 Speaker 3: you going to find an empathetic or sympathetic ear to 158 00:07:26,880 --> 00:07:30,200 Speaker 3: that plight and the flexibility to take care of yourself? 159 00:07:30,240 --> 00:07:32,760 Speaker 3: At a time like that just doesn't seem like a 160 00:07:33,680 --> 00:07:35,840 Speaker 3: you know, like the kind of thing that you would 161 00:07:35,840 --> 00:07:38,240 Speaker 3: maybe feel comfortable talking to your boss about unless they're 162 00:07:38,240 --> 00:07:42,120 Speaker 3: a woman, and even then may not get that care 163 00:07:42,600 --> 00:07:42,880 Speaker 3: you know. 164 00:07:42,840 --> 00:07:43,400 Speaker 4: That you need. 165 00:07:44,080 --> 00:07:47,320 Speaker 1: Yeah, it's like we've all agreed that pregnancy is one 166 00:07:47,360 --> 00:07:51,160 Speaker 1: reason to you know, take it easy and use your benefits. 167 00:07:51,240 --> 00:07:56,440 Speaker 1: But menopause and perimenopause are also major milestones and women's health, 168 00:07:56,440 --> 00:07:59,440 Speaker 1: and they're not accounted for in most corporate benefits, which 169 00:07:59,480 --> 00:08:03,640 Speaker 1: is wild, but it also is just the result of patriarchy, 170 00:08:03,920 --> 00:08:05,880 Speaker 1: because if it was something that was happening to men, 171 00:08:06,320 --> 00:08:07,640 Speaker 1: it would absolutely be built in. 172 00:08:10,720 --> 00:08:13,720 Speaker 2: I also think that I will I will say that 173 00:08:13,880 --> 00:08:17,200 Speaker 2: even if you don't want to share your entire menstruation 174 00:08:17,360 --> 00:08:20,320 Speaker 2: cycle with your coworkers or your boss. I find a 175 00:08:20,320 --> 00:08:22,960 Speaker 2: lot of clients that I work with they're just afraid 176 00:08:23,000 --> 00:08:26,760 Speaker 2: to just reschedule the meetings. Like we've all been in corporate, 177 00:08:26,960 --> 00:08:29,880 Speaker 2: They're eighty percent of the meetings could have been emails 178 00:08:30,240 --> 00:08:33,400 Speaker 2: and or just not at that moment at time. And 179 00:08:33,440 --> 00:08:34,880 Speaker 2: so a lot of the coaching have been doing lately 180 00:08:35,040 --> 00:08:38,880 Speaker 2: with my clients is actually auditing their calendars and saying 181 00:08:39,000 --> 00:08:40,800 Speaker 2: does this really need to happen right now? And so 182 00:08:41,160 --> 00:08:42,880 Speaker 2: if we add this extra layer of like, okay, we 183 00:08:43,000 --> 00:08:46,000 Speaker 2: know that every month this thing is going to happen, 184 00:08:46,559 --> 00:08:49,959 Speaker 2: then you can proactively, you know, try to reschedule, even 185 00:08:50,000 --> 00:08:53,120 Speaker 2: in a corporate setting. I had a client, for example, 186 00:08:53,120 --> 00:08:55,920 Speaker 2: that she had She manages a large team, and she 187 00:08:56,000 --> 00:08:58,320 Speaker 2: was always scheduling her one on ones with her direct 188 00:08:58,360 --> 00:09:00,400 Speaker 2: reports on days that we already know that she was 189 00:09:00,440 --> 00:09:02,880 Speaker 2: not going to be happy, and so she had control 190 00:09:02,920 --> 00:09:05,880 Speaker 2: over that she could have she could have just scheduled that, 191 00:09:05,920 --> 00:09:07,560 Speaker 2: but she she just never thought to do that because 192 00:09:07,600 --> 00:09:09,040 Speaker 2: we're all trained to just suffer through it. 193 00:09:09,120 --> 00:09:12,680 Speaker 3: Like you said, Yeah, makes me better in so many 194 00:09:12,720 --> 00:09:15,400 Speaker 3: ways to actually be tracking it and to understand it, 195 00:09:15,520 --> 00:09:17,720 Speaker 3: because I think you have to give yourself. It's so 196 00:09:18,040 --> 00:09:21,440 Speaker 3: for me, it's the wanting to throw everything I've created 197 00:09:21,440 --> 00:09:23,559 Speaker 3: in my life out the window and just like pack 198 00:09:23,679 --> 00:09:26,160 Speaker 3: up and leave. When that feeling starts to enter the chat, 199 00:09:26,160 --> 00:09:28,959 Speaker 3: when I'm like I should just like leave my husband. 200 00:09:30,880 --> 00:09:31,720 Speaker 4: All I was. 201 00:09:31,920 --> 00:09:34,080 Speaker 3: I was really happy when I was like backpacking at 202 00:09:34,080 --> 00:09:36,920 Speaker 3: the South America. You know, maybe the kids can stay 203 00:09:36,920 --> 00:09:41,480 Speaker 3: with Grandma and I could do like oh yeah, true, yeah, 204 00:09:41,640 --> 00:09:44,280 Speaker 3: no it's it's you have to feel safe to acknowledge 205 00:09:44,280 --> 00:09:46,959 Speaker 3: that it does f with our Like you can really 206 00:09:47,000 --> 00:09:50,600 Speaker 3: make choices based on you know this like hormonal changes 207 00:09:50,600 --> 00:09:53,880 Speaker 3: that are happening, and even like financial choices like that 208 00:09:53,920 --> 00:09:56,320 Speaker 3: maybe not in alignment with your goals or your values 209 00:09:56,400 --> 00:09:59,800 Speaker 3: because of like this out of control hormone shifts and 210 00:09:59,800 --> 00:10:02,160 Speaker 3: our And I feel safe talking to you all about 211 00:10:02,160 --> 00:10:05,520 Speaker 3: that because it's not like there's some anything to be 212 00:10:05,559 --> 00:10:09,680 Speaker 3: ashamed about, but understanding why Okay, for like a week 213 00:10:09,679 --> 00:10:13,160 Speaker 3: out of the month, I'd be like door dashing and 214 00:10:13,360 --> 00:10:16,920 Speaker 3: you know, making impulse purchases because you're trying to soothe, 215 00:10:17,640 --> 00:10:20,360 Speaker 3: you know, like you're trying to just like nurture yourself. 216 00:10:21,880 --> 00:10:22,680 Speaker 4: That's exactly it. 217 00:10:23,280 --> 00:10:27,160 Speaker 1: You using technology to track Like are you into film tech? 218 00:10:27,920 --> 00:10:29,040 Speaker 3: I have theemb tech. 219 00:10:29,200 --> 00:10:30,720 Speaker 4: Oh oh, like that's the category. 220 00:10:31,000 --> 00:10:35,040 Speaker 1: Yes, technology that's specific to women and tracking our cycles. 221 00:10:35,040 --> 00:10:36,959 Speaker 1: And of course there's like a lot of controversy because 222 00:10:37,000 --> 00:10:38,560 Speaker 1: of the data sharing. 223 00:10:38,679 --> 00:10:42,559 Speaker 3: Yeah, it sure like. 224 00:10:42,640 --> 00:10:44,880 Speaker 4: Anything, I'm gonna throw you off because I'm crazy. 225 00:10:45,840 --> 00:10:50,680 Speaker 1: Just I got the the or ring for Christmas or 226 00:10:50,679 --> 00:10:53,199 Speaker 1: for Black Friday, one of the things, and it's been 227 00:10:53,240 --> 00:10:57,000 Speaker 1: really insightful because things that I used to think were 228 00:10:57,200 --> 00:11:00,640 Speaker 1: were like relaxing to me actually trigger what they call 229 00:11:00,720 --> 00:11:03,120 Speaker 1: a stress response. And I'm learning to read the data 230 00:11:03,200 --> 00:11:06,320 Speaker 1: now to say, like daytime stress doesn't necessarily mean like 231 00:11:06,440 --> 00:11:09,679 Speaker 1: I'm stressed. It just means that I'm feeling alive, like 232 00:11:10,200 --> 00:11:13,480 Speaker 1: my heart is racing or my bibles are up. And 233 00:11:13,559 --> 00:11:17,280 Speaker 1: so it's been interesting to attach it to like activities 234 00:11:17,280 --> 00:11:19,720 Speaker 1: throughout the day. I probably shouldn't look as often as 235 00:11:19,760 --> 00:11:22,520 Speaker 1: I do, but driving is one of those things where 236 00:11:22,520 --> 00:11:25,880 Speaker 1: I'm like, huh, it's not as relaxing in my body 237 00:11:25,880 --> 00:11:26,720 Speaker 1: as I thought I was. 238 00:11:27,840 --> 00:11:29,599 Speaker 3: In Atlanta, what did you talk about you? 239 00:11:31,000 --> 00:11:32,640 Speaker 5: Oh, yeah, that's true. 240 00:11:33,360 --> 00:11:34,480 Speaker 4: That's a good point. I hadn't. 241 00:11:34,520 --> 00:11:38,840 Speaker 1: I hadn't done a control for driving somewhere else besides Atlanta. 242 00:11:40,200 --> 00:11:40,880 Speaker 5: That's funny. 243 00:11:41,520 --> 00:11:43,880 Speaker 3: Look it as Women's History months I want to talk 244 00:11:43,920 --> 00:11:46,200 Speaker 3: a little bit about, and I was trying to reflect 245 00:11:46,240 --> 00:11:50,120 Speaker 3: on like women influences, especially financially for me. I didn't 246 00:11:50,160 --> 00:11:53,880 Speaker 3: have like a ton of strong women other than of 247 00:11:53,880 --> 00:11:57,560 Speaker 3: course my mother, but like strong women examples and like 248 00:11:57,760 --> 00:12:01,120 Speaker 3: mentorship around my finances growing up and even in my adulthood. 249 00:12:01,120 --> 00:12:03,280 Speaker 3: But I wondered, I wonder from y'all, like if you 250 00:12:03,280 --> 00:12:05,720 Speaker 3: think about the women who shaped you, know how you 251 00:12:05,880 --> 00:12:09,440 Speaker 3: view money and work, especially at this season in our lives. 252 00:12:09,880 --> 00:12:12,920 Speaker 3: Who is it that comes to mind first for y'all, 253 00:12:12,920 --> 00:12:15,880 Speaker 3: and like, what's the lesson or example that she taught 254 00:12:15,920 --> 00:12:18,000 Speaker 3: you that still shows up for you today. 255 00:12:18,280 --> 00:12:21,280 Speaker 5: Yeah, I was just going to say, I similar to you. 256 00:12:21,360 --> 00:12:23,760 Speaker 2: I don't actually feel like I had someone who I 257 00:12:23,800 --> 00:12:25,640 Speaker 2: hate to say it, but who taught me a like 258 00:12:26,000 --> 00:12:26,880 Speaker 2: positive thing to do. 259 00:12:27,000 --> 00:12:28,240 Speaker 5: I learned of what not to. 260 00:12:28,200 --> 00:12:33,520 Speaker 2: Do a lots of growing up, unfortunately, And so the 261 00:12:33,559 --> 00:12:36,160 Speaker 2: two people that came to mind was one was my mom, 262 00:12:36,240 --> 00:12:37,720 Speaker 2: but for like the opposite reason. 263 00:12:37,800 --> 00:12:39,480 Speaker 5: She was very dependent on my. 264 00:12:39,480 --> 00:12:44,000 Speaker 2: Father and she was just from that era and her 265 00:12:44,080 --> 00:12:47,839 Speaker 2: ticket out of poverty in the Philippines was to marry 266 00:12:47,840 --> 00:12:50,720 Speaker 2: out and have that person, you know, take take her 267 00:12:50,760 --> 00:12:53,680 Speaker 2: with them. And so a lot of my learnings growing 268 00:12:53,800 --> 00:12:55,880 Speaker 2: up was, oh, you need to marry a guy with 269 00:12:55,960 --> 00:12:58,640 Speaker 2: a good job, and you need to be prim and proper. 270 00:12:58,679 --> 00:13:00,760 Speaker 2: And because that's what worked for her, and for the 271 00:13:00,800 --> 00:13:04,880 Speaker 2: longest time I had such a We've just butted heads 272 00:13:04,920 --> 00:13:07,240 Speaker 2: all the time about it because if y'all met me, 273 00:13:07,280 --> 00:13:12,080 Speaker 2: I'm not that person at all. And I finally realized 274 00:13:12,120 --> 00:13:16,400 Speaker 2: only recently. She's just she's in her seventies now and 275 00:13:16,440 --> 00:13:20,640 Speaker 2: she's had some like major life changes that she was 276 00:13:20,679 --> 00:13:23,800 Speaker 2: just teaching me what she knew. And it wasn't out 277 00:13:23,880 --> 00:13:27,240 Speaker 2: of it wasn't out of not understanding me or not 278 00:13:29,200 --> 00:13:31,360 Speaker 2: or trying to, you know, sabotage me or anything like that. 279 00:13:31,400 --> 00:13:33,880 Speaker 2: It was because like that's literally all she was taught. 280 00:13:34,160 --> 00:13:36,600 Speaker 2: So that was something for me that I had to 281 00:13:36,600 --> 00:13:39,720 Speaker 2: only realize recently that you know, just because someone tells 282 00:13:39,720 --> 00:13:43,120 Speaker 2: you something doesn't mean that necessarily right for you. It 283 00:13:43,120 --> 00:13:45,080 Speaker 2: also doesn't mean that it's not out of love. And 284 00:13:45,120 --> 00:13:46,800 Speaker 2: that took me a long time to process and heal. 285 00:13:47,080 --> 00:13:49,319 Speaker 2: And then the other thing that came to mind was 286 00:13:49,360 --> 00:13:51,840 Speaker 2: an old loss that just came up recently. She showed 287 00:13:51,920 --> 00:13:53,640 Speaker 2: up on my LinkedIn feet. I haven't talked to this person, 288 00:13:53,679 --> 00:13:56,760 Speaker 2: and I don't know almost twenty years at this point, 289 00:13:56,880 --> 00:13:59,680 Speaker 2: but she rose all the way top. I worked at 290 00:13:59,679 --> 00:14:02,680 Speaker 2: a big financial like one of the biggest banks in 291 00:14:02,720 --> 00:14:06,600 Speaker 2: the world, and she went very, very far up and 292 00:14:07,120 --> 00:14:09,600 Speaker 2: she I just saw that she retired recently, like in 293 00:14:09,640 --> 00:14:12,040 Speaker 2: her she must be like in her fifties now and 294 00:14:12,080 --> 00:14:14,920 Speaker 2: now she's doing more public service work in New Jersey, 295 00:14:15,480 --> 00:14:19,640 Speaker 2: and I will always remember I was crying one day 296 00:14:20,440 --> 00:14:22,400 Speaker 2: at the office because it was so overwhelming. It was 297 00:14:22,440 --> 00:14:25,600 Speaker 2: we were just working fourteen hour days, like ordering dinner 298 00:14:25,720 --> 00:14:29,040 Speaker 2: in like not going home, and I finally just broke 299 00:14:29,560 --> 00:14:31,720 Speaker 2: and she came to me and said, she was like, 300 00:14:32,040 --> 00:14:35,480 Speaker 2: if you just do like fifty percent of what you're 301 00:14:35,480 --> 00:14:37,280 Speaker 2: doing right now, it would have still been acceptable. 302 00:14:37,920 --> 00:14:40,400 Speaker 5: But nobody told you to go that far. 303 00:14:41,280 --> 00:14:43,280 Speaker 2: But you chose to do that, right And even if 304 00:14:43,320 --> 00:14:44,920 Speaker 2: I tell you that, you're allowed to tell me no, 305 00:14:46,400 --> 00:14:48,640 Speaker 2: And I will never forget that. I will never forget that, 306 00:14:48,760 --> 00:14:50,520 Speaker 2: And even twenty years later, I'm just like, she is 307 00:14:50,560 --> 00:14:52,440 Speaker 2: a person who told me, Wow, if I just did 308 00:14:52,440 --> 00:14:54,560 Speaker 2: half of half of what I expected myself to do, 309 00:14:54,600 --> 00:14:56,840 Speaker 2: it probably has still been acceptable. Then why do I 310 00:14:56,880 --> 00:14:58,720 Speaker 2: push myself to the edge this way? And I think 311 00:14:58,720 --> 00:15:00,320 Speaker 2: that's applied to a lot of areas that was not 312 00:15:00,360 --> 00:15:00,960 Speaker 2: just money for me. 313 00:15:03,120 --> 00:15:03,600 Speaker 4: I love that. 314 00:15:03,680 --> 00:15:05,640 Speaker 3: I love that. I had a moment in my career 315 00:15:05,800 --> 00:15:08,480 Speaker 3: very similar where I had a breakdown and my boss's 316 00:15:08,520 --> 00:15:12,120 Speaker 3: response was, well, you did it to yourself, so why 317 00:15:12,120 --> 00:15:15,280 Speaker 3: don't you stop doing that. I think it's such a 318 00:15:15,760 --> 00:15:19,400 Speaker 3: it's such a lesson I've had to relearn multiple times, 319 00:15:19,640 --> 00:15:22,800 Speaker 3: multiple times a week, sometimes like oh, here's another stressor 320 00:15:23,160 --> 00:15:25,680 Speaker 3: that you put on your own self. 321 00:15:25,880 --> 00:15:27,880 Speaker 4: So yeah, who asked for that? 322 00:15:29,560 --> 00:15:32,560 Speaker 3: Shout out to a good, strong female boss, you know, yes, 323 00:15:32,720 --> 00:15:33,200 Speaker 3: I love that. 324 00:15:33,400 --> 00:15:36,840 Speaker 1: For me, it's my grandmother and my Aunt Jackie, both 325 00:15:36,880 --> 00:15:40,480 Speaker 1: on my mom's side, and then I think the male 326 00:15:40,560 --> 00:15:45,160 Speaker 1: lessons came from my dad's side. But my grandmother was 327 00:15:45,320 --> 00:15:48,840 Speaker 1: a teen mom growing up in jim Crow, South Texas, 328 00:15:49,080 --> 00:15:52,160 Speaker 1: had nine kids, like back to back to back to 329 00:15:52,200 --> 00:15:55,240 Speaker 1: back to back, and then when she was in her thirties, 330 00:15:55,400 --> 00:15:58,360 Speaker 1: she actually went to nursing school, and so she was 331 00:15:58,440 --> 00:16:01,240 Speaker 1: a late bloomer to her career but was able to 332 00:16:01,320 --> 00:16:04,600 Speaker 1: still have a career while raising kids and do all 333 00:16:04,600 --> 00:16:06,400 Speaker 1: of this stuff at a time where that wasn't really 334 00:16:06,440 --> 00:16:06,880 Speaker 1: the norm. 335 00:16:07,400 --> 00:16:08,920 Speaker 4: It was just her personal ambition. 336 00:16:09,080 --> 00:16:12,320 Speaker 1: She's always been really smart, even when she was pregnant, 337 00:16:12,320 --> 00:16:14,760 Speaker 1: Like she came back to her senior year and was 338 00:16:14,800 --> 00:16:17,920 Speaker 1: like second in her class and technically probably should have 339 00:16:17,920 --> 00:16:18,240 Speaker 1: been first. 340 00:16:18,280 --> 00:16:21,080 Speaker 4: She was robbed, But the point is like she's. 341 00:16:20,880 --> 00:16:23,720 Speaker 1: Just been an incredible role model at a time where 342 00:16:23,760 --> 00:16:27,840 Speaker 1: like that didn't really exist. And then my aunt Jackie, 343 00:16:27,880 --> 00:16:31,440 Speaker 1: who is my mom's youngest sister has just been a 344 00:16:31,480 --> 00:16:36,600 Speaker 1: model of stability and family and just really smart financial moves. 345 00:16:36,760 --> 00:16:39,280 Speaker 1: She's the first woman in my life that talked about 346 00:16:39,320 --> 00:16:43,280 Speaker 1: investing really early and now that she is retired, she 347 00:16:43,400 --> 00:16:46,800 Speaker 1: just retired this year after waffling for like a couple years. 348 00:16:46,800 --> 00:16:48,359 Speaker 4: She was one of those people that had. 349 00:16:48,320 --> 00:16:51,240 Speaker 1: The ability to do it, but just couldn't imagine a 350 00:16:51,320 --> 00:16:55,920 Speaker 1: life that was like not centered around work. But her 351 00:16:56,040 --> 00:16:58,760 Speaker 1: children are in their thirties now, she's been able to 352 00:16:58,800 --> 00:17:01,560 Speaker 1: help them with downpayment and she's been able to cover 353 00:17:01,640 --> 00:17:05,240 Speaker 1: their college tuition. Like she's just still able to be 354 00:17:05,600 --> 00:17:08,120 Speaker 1: a solid foundation for them while they figure life out. 355 00:17:08,119 --> 00:17:10,360 Speaker 1: And I'm just like, that's just the coolest thing. That's 356 00:17:10,400 --> 00:17:12,960 Speaker 1: just a that's a version of wealth that I don't 357 00:17:12,960 --> 00:17:15,720 Speaker 1: know that we celebrate or see a lot of examples 358 00:17:15,720 --> 00:17:17,919 Speaker 1: in our community a lot, and so to have something 359 00:17:18,000 --> 00:17:21,480 Speaker 1: that close, have someone that close, it's just a it's 360 00:17:21,520 --> 00:17:24,439 Speaker 1: a nice reminder that doesn't have to be complicated. It 361 00:17:24,520 --> 00:17:27,120 Speaker 1: just has to be consistent for a long period of time. 362 00:17:28,200 --> 00:17:29,840 Speaker 3: You know, I love any it, Jackie. 363 00:17:30,160 --> 00:17:31,040 Speaker 4: Yeah, she's great. 364 00:17:32,119 --> 00:17:34,520 Speaker 3: Sort of I think about my aunt Brenda as a 365 00:17:34,560 --> 00:17:37,959 Speaker 3: financial influence, but in that sense it's like, you know, 366 00:17:38,160 --> 00:17:40,600 Speaker 3: she's someone who when you have a paper towel that 367 00:17:40,640 --> 00:17:42,760 Speaker 3: you've used and it's like not dirty, but it's like 368 00:17:42,880 --> 00:17:44,520 Speaker 3: what you kind of lay it out on the table 369 00:17:44,520 --> 00:17:48,280 Speaker 3: and you drive ry for another And I have a 370 00:17:48,280 --> 00:17:50,040 Speaker 3: lot I can think of so many examples of that, 371 00:17:50,240 --> 00:17:55,040 Speaker 3: very very frugal, like you know, you know, my dad 372 00:17:55,119 --> 00:17:58,160 Speaker 3: grew up in poverty in the projects, and like there's 373 00:17:58,200 --> 00:18:00,280 Speaker 3: a lot of frugality and like scarcity. My and said 374 00:18:00,280 --> 00:18:04,480 Speaker 3: that I've had to unlearn, and I think, I think 375 00:18:04,520 --> 00:18:07,119 Speaker 3: for me, one of the most like liberating times in 376 00:18:07,160 --> 00:18:11,320 Speaker 3: my young adulthood and career was when I finally met 377 00:18:11,440 --> 00:18:14,439 Speaker 3: another woman of color who was as determined as I 378 00:18:14,640 --> 00:18:17,760 Speaker 3: was to talk more about money and to learn about 379 00:18:17,760 --> 00:18:20,600 Speaker 3: it and to someone who could nerd out with me. 380 00:18:20,680 --> 00:18:23,840 Speaker 3: And of course that person is Tiffany the budgetista, who 381 00:18:23,880 --> 00:18:27,119 Speaker 3: I met in twenty fourteen. She was like the first 382 00:18:27,200 --> 00:18:30,440 Speaker 3: person who I felt really comfortable. And I was a baby, 383 00:18:30,600 --> 00:18:33,160 Speaker 3: you know, baby ish. I was like only a couple 384 00:18:33,200 --> 00:18:35,480 Speaker 3: of years into my career as a personal finance and 385 00:18:35,520 --> 00:18:38,320 Speaker 3: business reporter at that time. And so I think, even 386 00:18:38,359 --> 00:18:40,520 Speaker 3: if you don't grow up with like those you know, 387 00:18:40,760 --> 00:18:44,159 Speaker 3: close family relatives or even have the benefit of like 388 00:18:44,280 --> 00:18:48,040 Speaker 3: mentors you know, or professors or bosses and stuff like 389 00:18:48,240 --> 00:18:52,240 Speaker 3: just finding that a pal how to chat with so 390 00:18:52,880 --> 00:18:56,119 Speaker 3: you know, and she's obviously an icon, and but that 391 00:18:56,280 --> 00:18:59,440 Speaker 3: was such a extremely like pivotal moment for me. It 392 00:18:59,520 --> 00:19:01,760 Speaker 3: was like, oh, this is fun, and somebody wants to 393 00:19:01,760 --> 00:19:04,800 Speaker 3: sit here and talk about Index funds within me and 394 00:19:07,080 --> 00:19:10,399 Speaker 3: I love yeah. And I feel like we're all in 395 00:19:10,440 --> 00:19:12,760 Speaker 3: your own especially you two in your own ways. You're 396 00:19:12,800 --> 00:19:14,440 Speaker 3: that for so many other women as well. 397 00:19:15,680 --> 00:19:18,640 Speaker 1: Yeah, I mean now I can say I can hardly 398 00:19:18,960 --> 00:19:22,280 Speaker 1: you know, scroll through my timeline without finding a mentor. 399 00:19:22,400 --> 00:19:26,520 Speaker 1: I'm finding a lot of inspiration between gen Z women 400 00:19:26,840 --> 00:19:30,280 Speaker 1: and older like boomer women, Like I'm looking up and 401 00:19:30,440 --> 00:19:33,639 Speaker 1: down to find mentorship, which is not something we do 402 00:19:33,680 --> 00:19:35,919 Speaker 1: a lot. And I want to encourage anyone who is 403 00:19:35,960 --> 00:19:38,160 Speaker 1: out there and really wants a mentor, but it's having 404 00:19:38,200 --> 00:19:42,080 Speaker 1: a hard time finding one. Go younger or go older, 405 00:19:42,480 --> 00:19:45,359 Speaker 1: and especially younger, like they bring a different skill set 406 00:19:46,400 --> 00:19:50,040 Speaker 1: than a peer or someone who's older. They can help 407 00:19:50,080 --> 00:19:53,320 Speaker 1: you see what it's like to learn something new, and 408 00:19:53,359 --> 00:19:58,320 Speaker 1: it's a truly mutually beneficial friendship partnership. And then older women, Like, 409 00:19:58,400 --> 00:20:00,520 Speaker 1: it's the same thing. You get to be the younger 410 00:20:00,560 --> 00:20:03,200 Speaker 1: person in their life, and they have so much wisdom 411 00:20:03,600 --> 00:20:08,160 Speaker 1: and they're so funny. Oh my gosh, Like seventy year 412 00:20:08,160 --> 00:20:11,679 Speaker 1: old women are the funniest people on the planet to me, 413 00:20:12,040 --> 00:20:15,560 Speaker 1: Like they have been holding in jokes for decades, and 414 00:20:15,560 --> 00:20:22,440 Speaker 1: they've all aged incredibly well, Like they the timing, like, 415 00:20:22,520 --> 00:20:23,040 Speaker 1: it's great. 416 00:20:24,160 --> 00:20:26,520 Speaker 3: You ever listened to that podcast wiser than me? I'm 417 00:20:26,520 --> 00:20:28,040 Speaker 3: from Julie Louis Dreyfus. 418 00:20:28,359 --> 00:20:30,400 Speaker 4: I've heard it's great. I have not had a chance 419 00:20:30,440 --> 00:20:30,919 Speaker 4: to listen to. 420 00:20:31,080 --> 00:20:33,800 Speaker 3: That's literally the only women she interviews are over seventy. 421 00:20:34,200 --> 00:20:37,639 Speaker 3: I think that's her age. Yeah, her age womit is. 422 00:20:37,760 --> 00:20:39,480 Speaker 3: She has to be over seventy and she's had some 423 00:20:39,560 --> 00:20:42,920 Speaker 3: really incredible people on. Yeah, I'm craving you know, good 424 00:20:42,920 --> 00:20:46,200 Speaker 3: point about the younger I've been really craving older women's 425 00:20:46,240 --> 00:20:48,840 Speaker 3: I'm like, please, someone who's been through someone who's been 426 00:20:48,880 --> 00:20:50,679 Speaker 3: through it on the come out the other side, Like 427 00:20:51,200 --> 00:20:53,640 Speaker 3: I just need to hear that it gets better. I've 428 00:20:53,640 --> 00:20:58,160 Speaker 3: found the late thirties to be so challenging. Yes, so 429 00:20:58,280 --> 00:20:59,120 Speaker 3: damn challenging. 430 00:21:00,119 --> 00:21:03,680 Speaker 2: Told it's been fun because I so I have thirty 431 00:21:03,720 --> 00:21:06,280 Speaker 2: people who I'm mentoring right now, and we just came 432 00:21:06,320 --> 00:21:10,520 Speaker 2: up from our summit this yeah, this past weekend, and 433 00:21:11,720 --> 00:21:15,160 Speaker 2: I and for the first time in my life, finding 434 00:21:15,240 --> 00:21:19,080 Speaker 2: myself okay with being like one hundred. 435 00:21:18,720 --> 00:21:22,040 Speaker 5: Percent honest with them. Before I would be like eighty 436 00:21:22,080 --> 00:21:22,760 Speaker 5: percent honest. 437 00:21:22,800 --> 00:21:24,280 Speaker 2: And what I mean by that is that I would 438 00:21:24,320 --> 00:21:26,920 Speaker 2: kind of hold back some of the stuff that might 439 00:21:27,359 --> 00:21:30,800 Speaker 2: discourage them, or might feel a little too blunt, or 440 00:21:30,920 --> 00:21:34,200 Speaker 2: might feel like I'm pulling the veil on my own 441 00:21:34,240 --> 00:21:37,879 Speaker 2: life of O like nothing not everything is hunky dory 442 00:21:37,960 --> 00:21:42,119 Speaker 2: over here either. And this past weekend, you know, I 443 00:21:42,240 --> 00:21:45,639 Speaker 2: just I just told them the truth of in particular 444 00:21:45,720 --> 00:21:49,760 Speaker 2: that I have in the last month been struggling with 445 00:21:50,240 --> 00:21:53,600 Speaker 2: how do I support all these people who are all 446 00:21:53,640 --> 00:21:58,040 Speaker 2: asking something of me? And I showed them. I showed them, like, 447 00:21:58,119 --> 00:22:00,800 Speaker 2: here's my inbox of everybody who has been asking me 448 00:22:00,880 --> 00:22:04,359 Speaker 2: for a meeting or a chat or advice or whatever, 449 00:22:04,560 --> 00:22:07,560 Speaker 2: and like I just kept scrolling and scrolling and scrolling. 450 00:22:07,160 --> 00:22:09,400 Speaker 5: And scrolling just to show them this to your volume 451 00:22:10,240 --> 00:22:10,600 Speaker 5: of it. 452 00:22:11,400 --> 00:22:13,639 Speaker 2: And and so what was funny was just that so 453 00:22:13,680 --> 00:22:15,320 Speaker 2: when I tell you guys that if you're in the 454 00:22:15,400 --> 00:22:18,159 Speaker 2: room with me, like, now's the time to ask and 455 00:22:18,200 --> 00:22:21,240 Speaker 2: also just listen to what I say, please, like you know, 456 00:22:21,640 --> 00:22:23,520 Speaker 2: as you know, there's we've all been there, right, We've 457 00:22:23,520 --> 00:22:24,840 Speaker 2: all had the person like can I get a chat 458 00:22:24,880 --> 00:22:27,199 Speaker 2: with you can get a mentor some mentorship, and then 459 00:22:27,240 --> 00:22:29,320 Speaker 2: you you pour into them that they don't do anything 460 00:22:29,359 --> 00:22:29,600 Speaker 2: with it. 461 00:22:29,640 --> 00:22:36,320 Speaker 5: And that also is like sorry reaction. It's happened a lot. 462 00:22:36,520 --> 00:22:39,840 Speaker 2: It's happened a lot, literally, and so so I've been 463 00:22:39,920 --> 00:22:43,800 Speaker 2: I've been personally struggling with, Okay, how do I serve 464 00:22:43,840 --> 00:22:46,439 Speaker 2: all these people who I do want to help and 465 00:22:46,480 --> 00:22:49,520 Speaker 2: genuinely want to help, but also still maintain my own 466 00:22:50,119 --> 00:22:52,800 Speaker 2: you know, my own life and uh and have room 467 00:22:52,840 --> 00:22:55,240 Speaker 2: for myself. And so when when they saw that, they 468 00:22:55,280 --> 00:22:57,800 Speaker 2: were like wow, like I just I genuinely didn't know 469 00:22:57,840 --> 00:23:00,720 Speaker 2: it was that much of a volume on this. And 470 00:23:00,760 --> 00:23:04,280 Speaker 2: so I think it's really helpful for all of us 471 00:23:04,400 --> 00:23:07,159 Speaker 2: to say, hey, someone for someone to mentor us. It 472 00:23:07,160 --> 00:23:09,399 Speaker 2: doesn't have to be someone who wrote a book or 473 00:23:09,400 --> 00:23:12,720 Speaker 2: someone who has a podcast, or someone who has like 474 00:23:13,440 --> 00:23:16,320 Speaker 2: become CEO of a company. It could be your friend 475 00:23:16,359 --> 00:23:20,200 Speaker 2: who knows more about paramedopause than you. It could be 476 00:23:20,240 --> 00:23:22,680 Speaker 2: someone who is just funny and hilarious and just has 477 00:23:22,680 --> 00:23:25,240 Speaker 2: seen a lot of life. I think lately a lot 478 00:23:25,240 --> 00:23:28,760 Speaker 2: of people have been relying specifically on these like influencer 479 00:23:28,880 --> 00:23:32,560 Speaker 2: archetypes when there are so many cool, interesting women who 480 00:23:32,600 --> 00:23:33,520 Speaker 2: are not on the internet. 481 00:23:33,840 --> 00:23:34,119 Speaker 4: Hello. 482 00:23:34,680 --> 00:23:36,000 Speaker 5: I think those women need some love. 483 00:23:35,880 --> 00:23:40,520 Speaker 4: To Yes, they're the best, they are the absolutely leave 484 00:23:40,560 --> 00:23:41,280 Speaker 4: your house. 485 00:23:41,320 --> 00:23:44,359 Speaker 5: That's that's the hard part. That's hard. 486 00:23:45,400 --> 00:23:49,399 Speaker 3: Go to church, go to your neighborhood, whatever, knock on 487 00:23:49,440 --> 00:23:50,000 Speaker 3: a door. 488 00:23:49,880 --> 00:23:52,000 Speaker 5: Play majong, I don't know, you. 489 00:23:51,960 --> 00:23:54,080 Speaker 1: Know, yeah, And you got to have something to talk about. 490 00:23:54,160 --> 00:23:57,240 Speaker 1: That's not just like a reaction to what you've seen online. 491 00:23:57,480 --> 00:24:00,000 Speaker 1: Like it really encourages you to go live your life 492 00:24:00,080 --> 00:24:02,800 Speaker 1: life so that you have something to talk about, something 493 00:24:02,840 --> 00:24:06,200 Speaker 1: you can describe, versus just something you saw and you're 494 00:24:06,200 --> 00:24:08,400 Speaker 1: like did you see this too? And they're like no, 495 00:24:08,720 --> 00:24:11,320 Speaker 1: I did not. And so if you want to, if 496 00:24:11,320 --> 00:24:13,960 Speaker 1: you want to make headway with people that are regular 497 00:24:14,000 --> 00:24:15,440 Speaker 1: in real life, it's like, yeah, you got to. 498 00:24:15,520 --> 00:24:17,160 Speaker 4: You got to go live your life first. 499 00:24:18,720 --> 00:24:21,040 Speaker 3: Hey, ba fam, we got to take a quick break, 500 00:24:21,160 --> 00:24:25,720 Speaker 3: pay some bills and we'll be right back. Yeah. I mean, Bernadette, 501 00:24:25,720 --> 00:24:27,320 Speaker 3: as you're sharing that well, when you said thirty I 502 00:24:27,359 --> 00:24:29,840 Speaker 3: was like, you know, I've recently closed down my coaching 503 00:24:29,880 --> 00:24:32,800 Speaker 3: practice because I was like, I'm just like, I got 504 00:24:32,800 --> 00:24:36,600 Speaker 3: I can't devote what I was able to devote to it. 505 00:24:36,760 --> 00:24:38,159 Speaker 3: You know a few years ago, I was able to 506 00:24:38,160 --> 00:24:40,040 Speaker 3: devote the time and energy that I want to be 507 00:24:40,080 --> 00:24:42,480 Speaker 3: giving to this, and I'm like, it's better to you know, 508 00:24:42,640 --> 00:24:44,960 Speaker 3: not do that. But at the same time, like I 509 00:24:45,000 --> 00:24:47,040 Speaker 3: really I also think that there's this when you're a 510 00:24:47,119 --> 00:24:49,960 Speaker 3: woman and people are asking for your time, they don't 511 00:24:50,000 --> 00:24:52,760 Speaker 3: place the same value on it as they would a man, 512 00:24:53,200 --> 00:24:58,399 Speaker 3: and they expect, oh yes, a level of they expect 513 00:24:58,400 --> 00:24:59,879 Speaker 3: a certain way to be spoken to it just to 514 00:25:00,000 --> 00:25:02,840 Speaker 3: makes more time to speak to women, to speak to 515 00:25:02,880 --> 00:25:05,760 Speaker 3: other people as they expect a woman should with a 516 00:25:05,760 --> 00:25:08,040 Speaker 3: lot of like you know, a lot of fluff and 517 00:25:08,080 --> 00:25:10,680 Speaker 3: a lot of care and you know, like I don't know, 518 00:25:10,840 --> 00:25:13,720 Speaker 3: verbal emojis, like putting in a lot of like this 519 00:25:13,840 --> 00:25:16,359 Speaker 3: flowery stuff to make them feel comfortable and at ease 520 00:25:16,400 --> 00:25:20,159 Speaker 3: and nurtured. And that's just like extra time and energy 521 00:25:20,200 --> 00:25:22,960 Speaker 3: and you know, and and so I just I feel 522 00:25:23,000 --> 00:25:25,560 Speaker 3: you on that, and I love that you showed them like, yeah, 523 00:25:25,600 --> 00:25:27,879 Speaker 3: this is what it looks like. So You're almost forcing 524 00:25:27,880 --> 00:25:30,600 Speaker 3: them to see that there's a ton of demand for 525 00:25:30,680 --> 00:25:33,080 Speaker 3: my time and there's one of me, so already you're 526 00:25:33,080 --> 00:25:35,879 Speaker 3: showing them like you need to value me. It's like 527 00:25:36,800 --> 00:25:40,080 Speaker 3: you without expecting them, because I don't think we can necessarily, 528 00:25:40,160 --> 00:25:43,760 Speaker 3: unfortunately expect people to value women's time more than they 529 00:25:43,760 --> 00:25:46,040 Speaker 3: already do. Like we have to show them sometimes. 530 00:25:48,080 --> 00:25:49,639 Speaker 5: I am so appreciative that you said that. 531 00:25:49,680 --> 00:25:51,840 Speaker 2: This is exactly why I did not cancel this meeting 532 00:25:52,080 --> 00:25:54,760 Speaker 2: with my period today because I feel. 533 00:25:54,600 --> 00:25:57,320 Speaker 3: Like this podcast. 534 00:25:59,480 --> 00:26:01,320 Speaker 4: For sure going to say I was. 535 00:26:01,280 --> 00:26:04,240 Speaker 2: Going to say that that has that is exactly You've 536 00:26:04,280 --> 00:26:07,400 Speaker 2: just you just perfectly articulated what I have personally struggled 537 00:26:07,480 --> 00:26:11,640 Speaker 2: with the last year or so, I would say, especially 538 00:26:11,640 --> 00:26:14,080 Speaker 2: because of the publishing of my book, where just a 539 00:26:14,119 --> 00:26:16,520 Speaker 2: lot of people like it went from people who just 540 00:26:16,560 --> 00:26:18,560 Speaker 2: kind of saw me online to people who like read 541 00:26:18,600 --> 00:26:20,960 Speaker 2: the book and then really felt like they they knew me, 542 00:26:21,080 --> 00:26:23,440 Speaker 2: and then we're just like I was just getting amazing, 543 00:26:23,560 --> 00:26:25,119 Speaker 2: very engaged emails, but I was like, well, this just 544 00:26:25,160 --> 00:26:28,159 Speaker 2: feels like a lot and one of the things that 545 00:26:28,720 --> 00:26:31,640 Speaker 2: has been very helpful for me, and I would say 546 00:26:31,640 --> 00:26:35,800 Speaker 2: anyone who's listening to this is that you do have 547 00:26:35,880 --> 00:26:40,960 Speaker 2: to really set very clear expectations of what people can 548 00:26:41,000 --> 00:26:44,560 Speaker 2: expect from you and let them know ahead of time, 549 00:26:44,600 --> 00:26:45,959 Speaker 2: like that's what they're going to get, and then there 550 00:26:45,960 --> 00:26:47,719 Speaker 2: won't be this shock. So what I mean by that 551 00:26:47,840 --> 00:26:50,159 Speaker 2: is that so online on the internet, for example, like 552 00:26:50,200 --> 00:26:51,960 Speaker 2: I'm getting a lot there's like a whole hate train 553 00:26:52,040 --> 00:26:53,359 Speaker 2: right now about like Bernardette is just. 554 00:26:53,359 --> 00:26:57,439 Speaker 5: Like a snarky bitch basically, and and I don't know, 555 00:26:57,440 --> 00:26:58,600 Speaker 5: like that's actually accurate. 556 00:26:58,720 --> 00:27:01,480 Speaker 2: I would agree with you I am, and that's who 557 00:27:01,520 --> 00:27:02,440 Speaker 2: I am. 558 00:27:03,200 --> 00:27:04,200 Speaker 5: I'm not going to change. 559 00:27:04,240 --> 00:27:05,960 Speaker 2: I did not work for the last ten years to 560 00:27:06,040 --> 00:27:08,159 Speaker 2: retire at forty so that I can just continue to 561 00:27:08,200 --> 00:27:11,680 Speaker 2: be like, oh, I'm sorry, apologies for you know, blah 562 00:27:11,680 --> 00:27:14,000 Speaker 2: blah blah, like I just don't have the energy for 563 00:27:14,119 --> 00:27:17,840 Speaker 2: it anymore. And what's been fun is that the people 564 00:27:17,880 --> 00:27:19,920 Speaker 2: who have stuck around have been like, that's what you 565 00:27:20,119 --> 00:27:22,159 Speaker 2: like about you, Like, just tell it to me straight, 566 00:27:22,359 --> 00:27:25,560 Speaker 2: like you know. And so yesterday I'm literally like yelling 567 00:27:25,560 --> 00:27:28,440 Speaker 2: at my clients. At one point, I'm just like, ladies, 568 00:27:29,400 --> 00:27:30,880 Speaker 2: enough of this, Like I don't want to talk about 569 00:27:30,920 --> 00:27:33,679 Speaker 2: imposter syndrome today, and they're like, okay, yep, yep. And 570 00:27:33,800 --> 00:27:35,800 Speaker 2: now my client's like, they know to raise their hand. 571 00:27:35,800 --> 00:27:37,240 Speaker 2: They're like, are we getting yelled at today? I'm like, 572 00:27:37,280 --> 00:27:39,440 Speaker 2: you didn't piss me off today, so maybe. 573 00:27:39,200 --> 00:27:41,159 Speaker 5: Not, and they just know. 574 00:27:41,680 --> 00:27:45,240 Speaker 2: So I think to your point of I used to 575 00:27:45,240 --> 00:27:47,040 Speaker 2: be that person who would try to find the flowery 576 00:27:47,080 --> 00:27:49,280 Speaker 2: way to say it and all of that, and I realized, 577 00:27:49,760 --> 00:27:51,320 Speaker 2: other than the fact that it was draining for me, 578 00:27:51,400 --> 00:27:52,680 Speaker 2: it actually wasn't effective. 579 00:27:53,240 --> 00:27:56,879 Speaker 5: It's not it wasn't effective. It's needed to hear it straight. 580 00:27:57,640 --> 00:28:00,159 Speaker 1: And that's one of the reasons I don't jump on 581 00:28:00,200 --> 00:28:02,359 Speaker 1: the Dave Ramsey hate train. It's not to say that 582 00:28:02,400 --> 00:28:06,200 Speaker 1: the man doesn't have issues that are fair to critique, 583 00:28:06,240 --> 00:28:07,760 Speaker 1: but there are some people that need to be talked 584 00:28:07,800 --> 00:28:10,399 Speaker 1: to like that. And to me, it's one of the 585 00:28:10,440 --> 00:28:13,440 Speaker 1: signs that you are either ready for coaching or you're 586 00:28:13,440 --> 00:28:15,800 Speaker 1: not ready for coaching. If you need everything to be 587 00:28:15,880 --> 00:28:19,080 Speaker 1: packaged up in a way that is like super comfortable 588 00:28:19,160 --> 00:28:23,120 Speaker 1: for you and digestible, you probably don't need a coach. 589 00:28:23,440 --> 00:28:25,840 Speaker 1: What you need is like a friend, a mentor a 590 00:28:25,880 --> 00:28:29,639 Speaker 1: business buddy, like someone who can do that. A coach 591 00:28:30,119 --> 00:28:32,120 Speaker 1: talks to you different, Like the point of a coach 592 00:28:32,160 --> 00:28:35,399 Speaker 1: is to push you past what you're capable of doing 593 00:28:35,480 --> 00:28:37,520 Speaker 1: on your own. And we see this a lot in 594 00:28:37,560 --> 00:28:39,840 Speaker 1: youth sports. My son is a baseball player, and my 595 00:28:39,920 --> 00:28:42,840 Speaker 1: husband is a volunteer coach, and I am a mom coach. 596 00:28:43,200 --> 00:28:46,680 Speaker 1: I do all of the things with a feminine side 597 00:28:47,200 --> 00:28:48,440 Speaker 1: or a feminine point of view. 598 00:28:48,880 --> 00:28:50,440 Speaker 4: And what you realize is that. 599 00:28:50,320 --> 00:28:53,600 Speaker 1: Even amongst parents, there are things that coaches are allowed 600 00:28:53,600 --> 00:28:56,000 Speaker 1: to say to kids. There are ways that coaches are 601 00:28:56,040 --> 00:29:00,000 Speaker 1: allowed to speak to kids that teachers, neighbors, and even 602 00:29:00,160 --> 00:29:02,920 Speaker 1: sometimes their own parents don't feel comfortable doing. 603 00:29:03,000 --> 00:29:03,960 Speaker 4: But when you take on. 604 00:29:03,960 --> 00:29:07,120 Speaker 1: That role of coach, you're okay like getting yelled at 605 00:29:07,160 --> 00:29:09,200 Speaker 1: a little bit, getting told that you need to like 606 00:29:09,320 --> 00:29:13,040 Speaker 1: tighten up, being reminded what discipline nets you and what 607 00:29:13,160 --> 00:29:16,760 Speaker 1: laziness nets you. Like it is okay to let somebody 608 00:29:16,800 --> 00:29:19,840 Speaker 1: who is objectively trying to make you better be a 609 00:29:19,880 --> 00:29:23,200 Speaker 1: little tough on you. Sometimes that's exactly what you need. 610 00:29:23,240 --> 00:29:26,040 Speaker 1: You just don't have that voice in your life to 611 00:29:26,160 --> 00:29:28,560 Speaker 1: allow you to do that. M h. 612 00:29:29,960 --> 00:29:33,280 Speaker 3: And like a coach caregiver, No, that's right. 613 00:29:33,560 --> 00:29:35,040 Speaker 4: It's a very specific role. 614 00:29:35,600 --> 00:29:38,760 Speaker 5: Yeah, it's a very specific role. And I will also say, 615 00:29:38,800 --> 00:29:41,320 Speaker 5: because I think it's relevant for women's history a month like, 616 00:29:42,000 --> 00:29:43,440 Speaker 5: I am now in this phase. 617 00:29:43,520 --> 00:29:46,880 Speaker 2: So I decided to kind of officially retire this this 618 00:29:46,920 --> 00:29:50,160 Speaker 2: is my first full year retirement and I'm entering this 619 00:29:50,200 --> 00:29:55,680 Speaker 2: angel investor role. And it has been fascinating that the 620 00:29:55,720 --> 00:29:59,960 Speaker 2: most criticism I've gotten as an angel investor or others 621 00:30:00,080 --> 00:30:03,240 Speaker 2: women of color. And it's and it's been a little 622 00:30:03,280 --> 00:30:05,240 Speaker 2: bit disheartening. It's been a little bit it's just been 623 00:30:05,280 --> 00:30:08,080 Speaker 2: a little bit like I'm like learning, like why is 624 00:30:08,120 --> 00:30:11,080 Speaker 2: this happening? And to your point, it's a lot of 625 00:30:11,160 --> 00:30:15,400 Speaker 2: other folks who expect you to operate that they would operate, 626 00:30:15,840 --> 00:30:19,080 Speaker 2: not understanding that, you know, as an age old vessel. 627 00:30:19,120 --> 00:30:21,200 Speaker 2: I'll give you kind of a prime example. You know there, 628 00:30:21,840 --> 00:30:25,360 Speaker 2: this is this is legitimately. Uh what happened? I one 629 00:30:25,440 --> 00:30:29,080 Speaker 2: day woke up and I went to this meeting and 630 00:30:29,120 --> 00:30:32,120 Speaker 2: it was of course all white men, and I was 631 00:30:32,160 --> 00:30:34,920 Speaker 2: one of the few women. Uh, And it was a 632 00:30:35,120 --> 00:30:37,640 Speaker 2: it was an investor meeting here in Charlotte. And I 633 00:30:37,680 --> 00:30:39,440 Speaker 2: came back and it was just and I just wrote 634 00:30:39,440 --> 00:30:43,360 Speaker 2: on my threads, I said, I am so tired of 635 00:30:43,400 --> 00:30:44,840 Speaker 2: like AI driven businesses. 636 00:30:44,920 --> 00:30:47,880 Speaker 5: I want to see more human businesses please, and thank you. 637 00:30:48,720 --> 00:30:51,880 Speaker 2: What what I did not expect was that was a 638 00:30:51,920 --> 00:30:54,800 Speaker 2: call to people to just pitch me in the comments. 639 00:30:55,000 --> 00:30:56,840 Speaker 2: I just had no idea that that's how people would 640 00:30:56,880 --> 00:30:59,400 Speaker 2: react to it. So I I go to the gym, 641 00:30:59,400 --> 00:31:01,720 Speaker 2: i'd come back. My my husband's like, are you seeing 642 00:31:01,720 --> 00:31:03,680 Speaker 2: what's happening in your threads right now? And it's like 643 00:31:04,160 --> 00:31:09,400 Speaker 2: one thousand, two hundred pitches in my in my comments 644 00:31:09,400 --> 00:31:14,840 Speaker 2: and another like to hundreds in my dms. And I'm like, whoa, whoa, whoa, whoa. 645 00:31:14,640 --> 00:31:14,960 Speaker 5: Whoa, whoa. 646 00:31:15,040 --> 00:31:17,760 Speaker 2: What is happening here? So I was like, well, that's interesting, 647 00:31:18,360 --> 00:31:21,160 Speaker 2: you know, maybe there's something to this. Let me let 648 00:31:21,160 --> 00:31:23,640 Speaker 2: me find out. But remember I'm retired and I am 649 00:31:23,720 --> 00:31:26,480 Speaker 2: trying to do more work right now. So what I 650 00:31:26,520 --> 00:31:29,280 Speaker 2: did what I just said, Hey, if you're interested in 651 00:31:29,320 --> 00:31:32,080 Speaker 2: pitching me, just join my email list and then I 652 00:31:32,120 --> 00:31:33,920 Speaker 2: will write an email and I'll pick a time where 653 00:31:34,000 --> 00:31:34,720 Speaker 2: all of you can. 654 00:31:34,560 --> 00:31:39,160 Speaker 5: Come and pitch, like and that's all I That's all I. 655 00:31:39,080 --> 00:31:41,440 Speaker 2: Could do at the time, like to try to catch 656 00:31:41,560 --> 00:31:44,560 Speaker 2: you know, like all these people. Then all these other 657 00:31:44,640 --> 00:31:48,000 Speaker 2: women start going, well, her process sucks and like it's 658 00:31:48,040 --> 00:31:50,920 Speaker 2: so confusing because like now she's sending me to go 659 00:31:51,000 --> 00:31:53,920 Speaker 2: to her free guide and all this and that whatever 660 00:31:54,040 --> 00:31:57,000 Speaker 2: and she's so lazy and blah blah blah. Right, and 661 00:31:58,160 --> 00:32:00,920 Speaker 2: and again it was all women of call, and I'm 662 00:32:00,920 --> 00:32:03,680 Speaker 2: going and I'm thinking, so, just to be clear, I'm 663 00:32:03,720 --> 00:32:06,040 Speaker 2: one of the few female. 664 00:32:06,240 --> 00:32:07,720 Speaker 5: I mean, only seven. 665 00:32:07,520 --> 00:32:09,840 Speaker 2: Percent of Angel investors are not white, and only twenty 666 00:32:09,840 --> 00:32:15,600 Speaker 2: seven percent are women. And I'm offering an opportunity. All 667 00:32:15,600 --> 00:32:16,920 Speaker 2: you have to do is give me your name and 668 00:32:17,000 --> 00:32:19,720 Speaker 2: email address. I'm not trying to sell you nothing. And also, 669 00:32:20,040 --> 00:32:22,800 Speaker 2: if you need funding, I'm all also going to assume 670 00:32:22,800 --> 00:32:26,440 Speaker 2: you need money habits in order to do that to 671 00:32:26,720 --> 00:32:27,480 Speaker 2: get that funding. 672 00:32:27,840 --> 00:32:30,479 Speaker 5: And the vitual I got was just like, Wow, this 673 00:32:30,600 --> 00:32:33,640 Speaker 5: is so this is just so interesting. 674 00:32:33,760 --> 00:32:37,200 Speaker 2: And what I took away and including other people, other 675 00:32:37,240 --> 00:32:41,000 Speaker 2: women in personal finance, other women in personal finance, who 676 00:32:41,000 --> 00:32:42,960 Speaker 2: were saying, you should have made a whole new process 677 00:32:42,960 --> 00:32:45,280 Speaker 2: for us, you should have made this easier for everybody. 678 00:32:45,560 --> 00:32:49,160 Speaker 2: You should cater to the people who who are wanting 679 00:32:49,240 --> 00:32:53,080 Speaker 2: your time and your money, and I just was just like, 680 00:32:53,880 --> 00:32:56,000 Speaker 2: why would this be happening, because I'm pretty sure the 681 00:32:56,040 --> 00:32:57,520 Speaker 2: men are not getting this feedback. 682 00:32:58,080 --> 00:33:00,680 Speaker 5: I'm pretty sure nobody's going in their. 683 00:33:00,480 --> 00:33:03,360 Speaker 3: Process like you've just put up a thread. You just 684 00:33:03,360 --> 00:33:06,000 Speaker 3: put up a thread, you know, a thought, which then 685 00:33:06,080 --> 00:33:08,520 Speaker 3: like you're like, oh you then you're reacting to it 686 00:33:08,560 --> 00:33:10,840 Speaker 3: by creating a system in it because you didn't expect 687 00:33:10,840 --> 00:33:12,440 Speaker 3: to get Lli's pitches and you're like, oh, maybe I 688 00:33:12,440 --> 00:33:14,160 Speaker 3: just have a way people to pitch me. This is 689 00:33:14,200 --> 00:33:18,840 Speaker 3: not like the Bernadette venturecapital dot com. Like you know 690 00:33:18,880 --> 00:33:21,360 Speaker 3: what I mean, Like, what did you expect? Like she's 691 00:33:21,400 --> 00:33:23,520 Speaker 3: just trying to react in the moment to like come 692 00:33:23,600 --> 00:33:26,360 Speaker 3: up with a quick and dirty way to like get y'all, 693 00:33:26,480 --> 00:33:28,400 Speaker 3: like get this a little bit more organized. You could 694 00:33:28,440 --> 00:33:32,640 Speaker 3: actually be helpful. The internet is. 695 00:33:32,760 --> 00:33:37,800 Speaker 2: So the Internet is fascinating, but like what there's Here's 696 00:33:37,840 --> 00:33:41,880 Speaker 2: what's sucked about it is that it was a minority 697 00:33:41,880 --> 00:33:44,560 Speaker 2: of people who complained about it. But those minority of 698 00:33:44,600 --> 00:33:47,280 Speaker 2: people said, well, everybody's complaining about this. I'm like, that's 699 00:33:47,280 --> 00:33:49,320 Speaker 2: not true because three hundred people were able to figure 700 00:33:49,320 --> 00:33:51,440 Speaker 2: it out and sign up for the email list. 701 00:33:51,480 --> 00:33:53,400 Speaker 5: Like I'm seeing people follow the process. 702 00:33:53,720 --> 00:33:56,160 Speaker 2: It's tomorrow, the pitch is tomorrow, and twenty five people 703 00:33:56,160 --> 00:33:58,600 Speaker 2: are pitching tomorrow, which is plenty enough for me to 704 00:33:59,680 --> 00:34:03,320 Speaker 2: When I I had zero, I had zero plans for 705 00:34:03,400 --> 00:34:04,880 Speaker 2: any of this right. So I'm like, actually, twenty five 706 00:34:04,920 --> 00:34:07,960 Speaker 2: is pretty good for having done pretty much almost nothing right. 707 00:34:08,680 --> 00:34:12,520 Speaker 2: And the takeaway that it took from that is just like, like, ladies, 708 00:34:12,560 --> 00:34:16,880 Speaker 2: we have to do better in understanding that we all have. 709 00:34:17,200 --> 00:34:20,160 Speaker 2: Like I'm not only an angel investor, I'm also you know, 710 00:34:20,200 --> 00:34:23,600 Speaker 2: dealing with chronic conditions. I'm also like running my own business. 711 00:34:23,600 --> 00:34:26,160 Speaker 2: I'm also like try, I just did my first like 712 00:34:26,200 --> 00:34:28,120 Speaker 2: stand up comedy set, Like there's also a lot of 713 00:34:28,160 --> 00:34:31,359 Speaker 2: other things that we're all trying to do. But then 714 00:34:31,400 --> 00:34:34,799 Speaker 2: we are so critical of other women when they're like, oh, well, 715 00:34:34,840 --> 00:34:36,560 Speaker 2: you're not giving me your time, you're not giving me 716 00:34:36,600 --> 00:34:38,759 Speaker 2: your energy, or you're not handling this the way that 717 00:34:38,800 --> 00:34:41,160 Speaker 2: I would handle it without taking a step back and saying, well, 718 00:34:41,200 --> 00:34:44,839 Speaker 2: why might she have done that? And so I'm saying 719 00:34:44,840 --> 00:34:47,280 Speaker 2: that because I know the listeners that you have, Mandy, 720 00:34:47,360 --> 00:34:51,840 Speaker 2: are like very critical thinking like actually, you know, you know, 721 00:34:52,040 --> 00:34:55,719 Speaker 2: highly supportive, especially of women of color. But sometimes, you know, 722 00:34:56,120 --> 00:34:58,000 Speaker 2: sometimes we shoot ourselves in the foot because how many 723 00:34:58,040 --> 00:35:01,319 Speaker 2: of those women could have actually got funding or had 724 00:35:01,360 --> 00:35:03,040 Speaker 2: the shot at it if they had. 725 00:35:02,920 --> 00:35:05,240 Speaker 3: Just watching the sad thing when you were talking about 726 00:35:05,239 --> 00:35:08,400 Speaker 3: how people were like critiquing you. The sad cycle I 727 00:35:08,440 --> 00:35:11,680 Speaker 3: think of being a woman of color entrepreneur business owner 728 00:35:11,800 --> 00:35:13,719 Speaker 3: is that people are always so excited to see you. 729 00:35:14,200 --> 00:35:15,960 Speaker 3: And it's like I'm Bernadette and I paid off their 730 00:35:16,080 --> 00:35:17,520 Speaker 3: your k of debt and I have this great new 731 00:35:17,520 --> 00:35:19,480 Speaker 3: book Crush your Money Goals, and you're building and building 732 00:35:19,520 --> 00:35:22,000 Speaker 3: and everyone's so excited to see. And then you reach 733 00:35:22,040 --> 00:35:24,560 Speaker 3: a level where like you can invest and you have 734 00:35:24,680 --> 00:35:28,120 Speaker 3: this position of power influence, and then quickly people look 735 00:35:28,160 --> 00:35:30,759 Speaker 3: for reasons to then hate. It's just like it's just 736 00:35:30,880 --> 00:35:33,640 Speaker 3: I mean, you can see it time and time again, 737 00:35:34,120 --> 00:35:37,759 Speaker 3: time after time, repeating itself. At the same time, Fuck 738 00:35:37,840 --> 00:35:41,360 Speaker 3: yeah that you got twenty five women owned businesses that 739 00:35:41,400 --> 00:35:43,840 Speaker 3: are going to be pitching to you for venture capital funds, 740 00:35:43,840 --> 00:35:46,480 Speaker 3: and like, you're right, I'm so glad that you started 741 00:35:46,480 --> 00:35:48,480 Speaker 3: talking about this. You're actually doing part of my job 742 00:35:48,520 --> 00:35:50,960 Speaker 3: for me, because I wanted to, you know, put a 743 00:35:51,280 --> 00:35:54,840 Speaker 3: put like a little like a stamp on where women 744 00:35:54,840 --> 00:35:57,080 Speaker 3: of color owned businesses are these days. I think we've 745 00:35:57,360 --> 00:35:59,520 Speaker 3: all heard the stats about how we're the fastest growing 746 00:35:59,520 --> 00:36:03,879 Speaker 3: group of entrepreneurs and it's all so exciting. In fact, 747 00:36:04,000 --> 00:36:06,319 Speaker 3: like women of color are close to ninety percent of 748 00:36:06,400 --> 00:36:09,359 Speaker 3: new women own businesses that are being created. We can 749 00:36:09,400 --> 00:36:12,000 Speaker 3: stop there and be like, wow, we're doing it. No 750 00:36:12,239 --> 00:36:16,520 Speaker 3: new it's let's continue that sentence on the typical black 751 00:36:16,560 --> 00:36:19,560 Speaker 3: women owned business is only earning like twenty four thousand 752 00:36:19,640 --> 00:36:22,520 Speaker 3: dollars a year in revenue. That's less than half of 753 00:36:22,560 --> 00:36:27,600 Speaker 3: what white owned women's businesses are making. And you think about, 754 00:36:27,760 --> 00:36:30,680 Speaker 3: like you said, venture capital, and it's a not even 755 00:36:30,800 --> 00:36:32,680 Speaker 3: like a fraction of a fraction of a percent of 756 00:36:33,080 --> 00:36:36,360 Speaker 3: venture capital in the US is going to black founders. 757 00:36:36,680 --> 00:36:40,880 Speaker 3: Black women receive zero point three percent, like less than 758 00:36:40,920 --> 00:36:45,640 Speaker 3: one percent of institutional VC funding. So we're self funding. 759 00:36:45,760 --> 00:36:48,600 Speaker 3: We're dipping into that retirement, you know, we are saving 760 00:36:48,680 --> 00:36:51,240 Speaker 3: and saving and then you know, living off of whatever 761 00:36:51,239 --> 00:36:54,319 Speaker 3: that is while we try to fulfill this dream and 762 00:36:54,320 --> 00:36:58,640 Speaker 3: and then crashing and burning very quickly because that is unsustainable. 763 00:36:59,000 --> 00:37:02,800 Speaker 3: And so I love that you're stepping up and wanting 764 00:37:02,840 --> 00:37:05,400 Speaker 3: to help plug that gap. 765 00:37:06,520 --> 00:37:12,560 Speaker 2: Yeah, yeah, it's exciting, and I'm really I'm really hoping 766 00:37:12,680 --> 00:37:15,520 Speaker 2: that I can provide a different perspective. One of my 767 00:37:15,600 --> 00:37:19,640 Speaker 2: favorite criticisms I got was, well, she's obviously not a 768 00:37:19,680 --> 00:37:24,520 Speaker 2: real angel. Investor because she does improv and I'm like, I. 769 00:37:24,440 --> 00:37:28,240 Speaker 5: Know, like that's awesome, you know what, Yes, I do improv. 770 00:37:28,320 --> 00:37:31,120 Speaker 2: I also do hip hop dance. I also just you know, 771 00:37:31,200 --> 00:37:32,839 Speaker 2: performed in a standard last name. 772 00:37:33,640 --> 00:37:37,160 Speaker 3: So I don't understand. Yeah, my bad. 773 00:37:37,320 --> 00:37:40,240 Speaker 2: I don't wear a pat Patagony vest and play golf 774 00:37:40,560 --> 00:37:43,520 Speaker 2: like those must be the real angel investors over there, y'all. 775 00:37:44,200 --> 00:37:46,640 Speaker 5: And so to your point, it's like. 776 00:37:46,560 --> 00:37:48,279 Speaker 2: Some days I'm just like, I'm just you know what, 777 00:37:48,440 --> 00:37:51,239 Speaker 2: Guys like y'all are just stressing me out and exhausting me. 778 00:37:51,239 --> 00:37:53,640 Speaker 5: I don't want to do this anymore, to be honest. 779 00:37:54,239 --> 00:37:58,520 Speaker 2: But then inevitably, almost every time I'm about to quit, 780 00:37:58,840 --> 00:38:01,239 Speaker 2: someone emails me and said, as, oh, you know, I 781 00:38:02,040 --> 00:38:04,640 Speaker 2: change this behavior because of something that you said or 782 00:38:04,680 --> 00:38:07,640 Speaker 2: something that I saw you do, or you know, some. 783 00:38:07,480 --> 00:38:08,720 Speaker 5: People, you know a lot of people. 784 00:38:08,840 --> 00:38:11,680 Speaker 2: I got even more more people signing up that day 785 00:38:11,719 --> 00:38:14,239 Speaker 2: because they're like, we want the non Patagonia vests, like 786 00:38:14,280 --> 00:38:18,440 Speaker 2: we like that you have some rhythm like that, you know, awesome, great, 787 00:38:18,600 --> 00:38:21,239 Speaker 2: you know, And so I'm realizing that a lot of 788 00:38:21,239 --> 00:38:23,440 Speaker 2: what people are going to see this is for founders, 789 00:38:23,440 --> 00:38:25,960 Speaker 2: for investors, for just any any one of us who 790 00:38:26,000 --> 00:38:29,880 Speaker 2: are building generational wealth right now. People are going to say, oh, well, 791 00:38:30,200 --> 00:38:31,960 Speaker 2: you must be fake or you must not really be 792 00:38:32,000 --> 00:38:34,319 Speaker 2: doing because I've just never seen this before. And it's like, yeah, 793 00:38:34,360 --> 00:38:36,279 Speaker 2: you know why you haven't seen this before because I 794 00:38:36,320 --> 00:38:40,080 Speaker 2: can't follow the playbook that already exists because that playbook 795 00:38:40,080 --> 00:38:43,080 Speaker 2: systematically excluded us before. 796 00:38:43,120 --> 00:38:44,320 Speaker 5: So I have to make a new playbook. 797 00:38:44,360 --> 00:38:45,799 Speaker 2: And so it's going to be wonky a little bit, 798 00:38:45,880 --> 00:38:48,120 Speaker 2: and it's going to be you know, I'm figuring it 799 00:38:48,120 --> 00:38:49,920 Speaker 2: out too. But if I'm just going to copy the 800 00:38:49,960 --> 00:38:51,719 Speaker 2: same playbook that those other people did, then we're just 801 00:38:51,760 --> 00:38:52,680 Speaker 2: going to get the same result. 802 00:38:54,040 --> 00:38:56,640 Speaker 1: It does feel like some of this is like like 803 00:38:56,719 --> 00:39:01,799 Speaker 1: a psyop, like big tech, know, outrage and rage bait, 804 00:39:02,000 --> 00:39:06,319 Speaker 1: and just the idea that you are attacked for the 805 00:39:06,360 --> 00:39:10,399 Speaker 1: simplest of thoughts or threads or tweets, Like it does 806 00:39:10,440 --> 00:39:14,280 Speaker 1: seem intentional. It doesn't seem like that's the general sentiment 807 00:39:14,440 --> 00:39:17,480 Speaker 1: around women women of color, like not supporting each other, 808 00:39:17,640 --> 00:39:21,680 Speaker 1: not supporting businesses. It just seems like if there is 809 00:39:21,840 --> 00:39:24,400 Speaker 1: a moment to pick at somebody, the algorithm is going 810 00:39:24,480 --> 00:39:27,160 Speaker 1: to show that tweet or that thread or that post 811 00:39:27,320 --> 00:39:30,040 Speaker 1: to the most opinionated people. 812 00:39:30,080 --> 00:39:32,160 Speaker 4: They're all going to look and see like, oh yeah, 813 00:39:32,200 --> 00:39:32,719 Speaker 4: I saw it too. 814 00:39:32,719 --> 00:39:35,239 Speaker 1: I saw it too, even despite like you don't even 815 00:39:35,280 --> 00:39:37,560 Speaker 1: have a business to invest in, like you're upset over 816 00:39:37,640 --> 00:39:39,360 Speaker 1: something that literally does. 817 00:39:39,239 --> 00:39:40,000 Speaker 4: Not affect you. 818 00:39:40,640 --> 00:39:42,840 Speaker 1: And I think what we don't consider is while that 819 00:39:43,040 --> 00:39:46,239 Speaker 1: builds camaraderie and community around the people who are piling on, 820 00:39:46,960 --> 00:39:49,799 Speaker 1: it absolutely tanks the mental health of the person who 821 00:39:49,840 --> 00:39:52,839 Speaker 1: is actually trying to do something, whether you are an 822 00:39:52,840 --> 00:39:56,120 Speaker 1: investor or a business owner, or just someone who is 823 00:39:56,120 --> 00:39:59,000 Speaker 1: trying to promote something that you're proud of. The minute 824 00:39:59,000 --> 00:40:01,040 Speaker 1: people pile on, it's like you don't want to do 825 00:40:01,120 --> 00:40:04,279 Speaker 1: it anymore. And that doesn't help the problem. And I 826 00:40:04,320 --> 00:40:07,600 Speaker 1: don't think that it is an issue of women not 827 00:40:07,640 --> 00:40:10,200 Speaker 1: supporting women. I just think that when you see that 828 00:40:10,239 --> 00:40:13,440 Speaker 1: shit online, when you see like somebody's piling on, just 829 00:40:13,480 --> 00:40:17,320 Speaker 1: ignore it, like just like, don't don't jump in, don't 830 00:40:17,440 --> 00:40:19,840 Speaker 1: like the post, don't dig through the comments trying to 831 00:40:19,840 --> 00:40:22,120 Speaker 1: figure out who they talking about, because all it's going 832 00:40:22,200 --> 00:40:24,080 Speaker 1: to do is tell the algorithm to serve you more 833 00:40:24,080 --> 00:40:26,800 Speaker 1: of that, and you're just gonna get more mess, more 834 00:40:26,840 --> 00:40:29,800 Speaker 1: mess in your timeline. You're going to develop more opinions 835 00:40:29,800 --> 00:40:33,200 Speaker 1: about people you do not know, and spend less time 836 00:40:33,280 --> 00:40:35,759 Speaker 1: developing opinions on the people that you actually do know 837 00:40:35,880 --> 00:40:38,840 Speaker 1: that can actually change your life or just yourself. Like 838 00:40:38,920 --> 00:40:41,000 Speaker 1: the things that you think you got to decide up 839 00:40:41,040 --> 00:40:44,240 Speaker 1: front that you don't care, you don't care about somebody 840 00:40:44,239 --> 00:40:48,880 Speaker 1: else having one bad experience with a creator in a 841 00:40:48,960 --> 00:40:52,520 Speaker 1: bread like that shouldn't be I'm not saying that shouldn't 842 00:40:52,560 --> 00:40:54,120 Speaker 1: be interesting to you because I don't want to. 843 00:40:54,160 --> 00:40:56,640 Speaker 4: I don't want to police what you find entertaining. 844 00:40:57,239 --> 00:40:59,239 Speaker 1: But I'm saying the more that you do that, the 845 00:40:59,280 --> 00:41:00,920 Speaker 1: more of that you're going to get, and then you 846 00:41:00,960 --> 00:41:05,080 Speaker 1: will start to feel a way about people that doesn't 847 00:41:05,120 --> 00:41:08,920 Speaker 1: exist outside of that that social network. 848 00:41:11,000 --> 00:41:13,600 Speaker 3: The richer women and women of color especially get, I 849 00:41:13,600 --> 00:41:16,960 Speaker 3: feel like the better the better society will be as 850 00:41:17,000 --> 00:41:20,400 Speaker 3: a as a whole, I think agree. Even as preparing 851 00:41:20,440 --> 00:41:23,839 Speaker 3: this episode, you know, often you'll see that quote that 852 00:41:23,920 --> 00:41:26,000 Speaker 3: women of color are the are the canary and the 853 00:41:26,040 --> 00:41:29,520 Speaker 3: coal mine, especially black women when it comes to unemployment 854 00:41:29,960 --> 00:41:35,760 Speaker 3: and losses in you know, and in wealth, and it's 855 00:41:36,280 --> 00:41:39,279 Speaker 3: it's a heavy burden. It's like people want to they 856 00:41:39,320 --> 00:41:42,080 Speaker 3: almost like look to see like Okay, they're suffering, So like, 857 00:41:42,880 --> 00:41:45,560 Speaker 3: maybe I should start to up to think ahead into 858 00:41:45,560 --> 00:41:48,320 Speaker 3: how I'm like sort of looking at my own finances 859 00:41:48,360 --> 00:41:50,440 Speaker 3: or how my career is going to be going. But 860 00:41:50,480 --> 00:41:53,840 Speaker 3: it's also like, why don't you stop to lend a hand, 861 00:41:54,120 --> 00:41:57,239 Speaker 3: stop to actually do something, And it's it's just a 862 00:41:57,239 --> 00:41:59,200 Speaker 3: reminder that we are the only ones who are going 863 00:41:59,280 --> 00:42:02,040 Speaker 3: to save ourselves and not just sort of feast on 864 00:42:02,160 --> 00:42:05,719 Speaker 3: or consume our own pain and consume our own I 865 00:42:05,760 --> 00:42:08,200 Speaker 3: guess our own challenges, you know, Like it's great for 866 00:42:08,239 --> 00:42:11,560 Speaker 3: a headline, it's great for a little nugget and a 867 00:42:11,560 --> 00:42:15,239 Speaker 3: politician's speech, But who's actually on the ground trying to 868 00:42:15,280 --> 00:42:20,239 Speaker 3: help women of color achieve some financial stabilities and financial independence. 869 00:42:20,239 --> 00:42:23,560 Speaker 3: It's it's people like us, you know, it's actually doing 870 00:42:23,600 --> 00:42:26,640 Speaker 3: the work. I can read to you the stat I mean, 871 00:42:26,640 --> 00:42:29,759 Speaker 3: it's any way you slice it, it's you know, it's 872 00:42:29,880 --> 00:42:33,440 Speaker 3: it's always painful to read the stats about women of 873 00:42:33,440 --> 00:42:36,200 Speaker 3: colors net worth. I found one that said the median 874 00:42:36,320 --> 00:42:39,000 Speaker 3: wealth of a single black woman is estimated to be 875 00:42:39,120 --> 00:42:43,160 Speaker 3: two hundred dollars versus twenty nine thousand dollars for a 876 00:42:43,200 --> 00:42:46,600 Speaker 3: single white man. And so in the face of you know, 877 00:42:46,760 --> 00:42:49,960 Speaker 3: numbers like that. I think there's this feeling of, well, 878 00:42:50,239 --> 00:42:52,400 Speaker 3: everything is stacked against us. Where do we even go 879 00:42:52,440 --> 00:42:55,960 Speaker 3: from here? And very quickly as soon as I say 880 00:42:56,000 --> 00:42:58,279 Speaker 3: these words, I'm like, can we just forget that we 881 00:42:58,360 --> 00:43:02,080 Speaker 3: said that and just decide to be the exception to 882 00:43:02,200 --> 00:43:05,400 Speaker 3: that rule? What would y'all say to the woman who's 883 00:43:05,480 --> 00:43:08,200 Speaker 3: listening and maybe feel seen by that stat like the 884 00:43:08,239 --> 00:43:11,439 Speaker 3: two hundred dollars versus twenty nine thousand and just isn't 885 00:43:11,480 --> 00:43:14,480 Speaker 3: sure how to, you know, start to build that wealth. 886 00:43:14,719 --> 00:43:18,120 Speaker 3: What's like sort of one thing she can do today 887 00:43:18,600 --> 00:43:22,080 Speaker 3: to push herself over that hill or that mountain of 888 00:43:22,120 --> 00:43:22,840 Speaker 3: building wealth. 889 00:43:23,239 --> 00:43:26,440 Speaker 1: I think it's a lot of ignoring. It's a lot 890 00:43:26,440 --> 00:43:29,680 Speaker 1: of ignoring the advice that is trying to fix you 891 00:43:30,080 --> 00:43:33,759 Speaker 1: to solve this very structural problem. I think a lot 892 00:43:33,760 --> 00:43:36,680 Speaker 1: of women will lean on the tactical advice. They will, 893 00:43:36,760 --> 00:43:39,919 Speaker 1: you know, learn how to negotiate more, or figure out 894 00:43:39,920 --> 00:43:45,080 Speaker 1: their worth or whatever the de facto advice is. And 895 00:43:45,120 --> 00:43:46,840 Speaker 1: what that does is it puts you in a position 896 00:43:46,880 --> 00:43:51,759 Speaker 1: where you're still dependent on this system, and it leaves 897 00:43:51,800 --> 00:43:54,160 Speaker 1: out the part that like, all right, well, women of 898 00:43:54,200 --> 00:43:57,680 Speaker 1: color are literally penalized for negotiating more so, some of 899 00:43:57,719 --> 00:44:01,000 Speaker 1: that tactical advice, to Burnette's point, doesn't work. You cannot 900 00:44:01,080 --> 00:44:04,080 Speaker 1: follow the same playbook, and you have to get very, 901 00:44:04,200 --> 00:44:07,560 Speaker 1: very comfortable with the idea that your life is not 902 00:44:07,680 --> 00:44:11,000 Speaker 1: going to be this search for stability in the same 903 00:44:11,040 --> 00:44:13,200 Speaker 1: way that the playbook suggests. You're not just going to 904 00:44:13,280 --> 00:44:16,000 Speaker 1: find the great job and be able to sit in 905 00:44:16,080 --> 00:44:19,319 Speaker 1: it comfortably forever. You have to learn to make a 906 00:44:19,360 --> 00:44:22,719 Speaker 1: series of calculated bets on yourself, which means that you 907 00:44:22,800 --> 00:44:24,960 Speaker 1: have to be reflective on the ones that didn't work 908 00:44:25,000 --> 00:44:27,240 Speaker 1: out and why you got to be willing to change 909 00:44:27,280 --> 00:44:29,920 Speaker 1: your approach. You got to be willing to change the wager, 910 00:44:30,200 --> 00:44:32,520 Speaker 1: when to go big, when to go home, when to 911 00:44:32,560 --> 00:44:35,120 Speaker 1: take your winnings and cash out, as the book says, 912 00:44:35,440 --> 00:44:37,439 Speaker 1: or when to put it down and say nah, double 913 00:44:37,480 --> 00:44:39,560 Speaker 1: learn nothing like when you hih you don't stop shooting. 914 00:44:40,080 --> 00:44:42,960 Speaker 1: It is a very different way of talking to yourself 915 00:44:43,239 --> 00:44:46,239 Speaker 1: and moving through the system and through life than what 916 00:44:46,480 --> 00:44:51,319 Speaker 1: is promoted online and in nass self help books like 917 00:44:51,640 --> 00:44:54,360 Speaker 1: you just have to accept that I think the path 918 00:44:54,560 --> 00:44:58,440 Speaker 1: is acceptance without wanting it to be different. And then 919 00:44:58,480 --> 00:45:02,000 Speaker 1: you kind of kill some of that that struggle and 920 00:45:02,120 --> 00:45:05,040 Speaker 1: surface area like frustration with the way that it is 921 00:45:05,080 --> 00:45:07,440 Speaker 1: because it's always been this way. You open with the 922 00:45:07,480 --> 00:45:11,440 Speaker 1: stat about how we are the most entrepreneurial but the 923 00:45:11,560 --> 00:45:13,600 Speaker 1: least paid, and it's like, well, yeah, that is the 924 00:45:13,640 --> 00:45:18,160 Speaker 1: origin story. We were stolen, brought over here, raised kids, 925 00:45:18,880 --> 00:45:22,720 Speaker 1: you know, farmed lands, took care of households for no pay, 926 00:45:22,920 --> 00:45:25,400 Speaker 1: like that is the story. Once you can get past 927 00:45:25,520 --> 00:45:27,759 Speaker 1: like that being the story, and they will always find 928 00:45:27,760 --> 00:45:30,759 Speaker 1: ways to recreate that. Even if it's through a six 929 00:45:30,800 --> 00:45:33,959 Speaker 1: figure salary, you are still underpaid. You are still paid 930 00:45:34,040 --> 00:45:36,040 Speaker 1: less than what you are worth and what you deliver. 931 00:45:36,560 --> 00:45:39,120 Speaker 1: When you can truly internalize that and find a way 932 00:45:39,160 --> 00:45:42,400 Speaker 1: to metabolize all of the anger and rage and frustration 933 00:45:42,480 --> 00:45:44,880 Speaker 1: that comes with the fact, then you can move forward 934 00:45:44,920 --> 00:45:46,879 Speaker 1: to say, all right, well, if that's the case, how 935 00:45:46,880 --> 00:45:49,120 Speaker 1: can I bettle myself in a way that still allows 936 00:45:49,160 --> 00:45:51,160 Speaker 1: me to get the things that I want? And that's 937 00:45:51,200 --> 00:45:53,960 Speaker 1: where things get really interesting, Like that's where your imagination 938 00:45:54,080 --> 00:45:57,359 Speaker 1: takes over and you can start to say, like, all right, 939 00:45:57,400 --> 00:45:59,440 Speaker 1: I don't have to be one thing. I can be 940 00:45:59,760 --> 00:46:03,120 Speaker 1: an angel investor and I can do improv I can 941 00:46:03,200 --> 00:46:05,920 Speaker 1: be rich, but I can also be regular as hell. 942 00:46:06,239 --> 00:46:07,840 Speaker 1: I can be all the things that I want to 943 00:46:07,880 --> 00:46:11,880 Speaker 1: be in different arenas of my life, and it's very freeing. 944 00:46:12,080 --> 00:46:15,319 Speaker 1: It's a level of freedom that I cannot describe to 945 00:46:15,400 --> 00:46:18,880 Speaker 1: people because it's not necessarily that something money buys is 946 00:46:18,920 --> 00:46:22,200 Speaker 1: something that money enables. But the rest is like pure 947 00:46:22,200 --> 00:46:25,560 Speaker 1: imagination and playfulness, and that like when black women are 948 00:46:25,600 --> 00:46:27,919 Speaker 1: there or any woman of color, when we are there 949 00:46:28,480 --> 00:46:34,799 Speaker 1: in our land of like playfulness, imagination, abundance, openness, it's like, oh, 950 00:46:34,840 --> 00:46:36,680 Speaker 1: like that is to me, that's how the world changes, 951 00:46:36,840 --> 00:46:39,440 Speaker 1: how our art gets created, that's how our words get 952 00:46:39,760 --> 00:46:44,719 Speaker 1: get written down and move and inspire movements like that, 953 00:46:44,840 --> 00:46:46,600 Speaker 1: to me is where we're supposed to be, and I 954 00:46:46,640 --> 00:46:48,720 Speaker 1: want more of us to get to that place. 955 00:46:49,880 --> 00:46:50,399 Speaker 5: I love that. 956 00:46:51,160 --> 00:46:55,280 Speaker 2: Also, I loved how you plugged Richard regular like solgo 957 00:46:55,400 --> 00:46:56,120 Speaker 2: seamlessly and. 958 00:46:56,160 --> 00:46:58,080 Speaker 3: The book like that was impressed. 959 00:46:58,160 --> 00:47:04,680 Speaker 5: I did did not impressive. I will add to that. 960 00:47:05,239 --> 00:47:07,359 Speaker 2: This is really freshened my mind because I just came 961 00:47:07,400 --> 00:47:10,640 Speaker 2: off of this summit with my clients. It's all women, 962 00:47:11,239 --> 00:47:14,080 Speaker 2: all different races, all different ages, Like the youngest was 963 00:47:14,120 --> 00:47:16,960 Speaker 2: twenty something, the oldest was fifty something, and I told 964 00:47:16,960 --> 00:47:19,560 Speaker 2: them exactly what groups I put them in based off 965 00:47:19,600 --> 00:47:23,640 Speaker 2: of what their challenge was. And I told the whole group, 966 00:47:23,680 --> 00:47:25,680 Speaker 2: I said, hey, this group of three women over here, 967 00:47:25,960 --> 00:47:29,239 Speaker 2: they're the A plus students, okay, because they just they 968 00:47:29,320 --> 00:47:31,200 Speaker 2: just do what I said to do, and they don't 969 00:47:31,239 --> 00:47:34,120 Speaker 2: talk about it all day, and they don't like, you know, 970 00:47:35,040 --> 00:47:36,120 Speaker 2: over analyze whatever. 971 00:47:36,160 --> 00:47:36,799 Speaker 5: They just do it. 972 00:47:37,160 --> 00:47:40,719 Speaker 2: They're all black women, And in six weeks, one of 973 00:47:40,719 --> 00:47:42,560 Speaker 2: them paid off for a car, one of them paid 974 00:47:42,560 --> 00:47:45,359 Speaker 2: off thirty two thousand dollars of student loans, and one 975 00:47:45,400 --> 00:47:46,359 Speaker 2: of them had paid off all. 976 00:47:46,200 --> 00:47:47,120 Speaker 5: Our credit card debt. 977 00:47:47,280 --> 00:47:50,560 Speaker 2: What I thought was very interesting and also funny was that, 978 00:47:51,080 --> 00:47:52,800 Speaker 2: so there's you know, there's a part of the summit 979 00:47:52,800 --> 00:47:55,239 Speaker 2: where I have them working on their financial plans and 980 00:47:55,280 --> 00:47:58,919 Speaker 2: they're all having to you know, document it and get 981 00:47:58,920 --> 00:48:02,439 Speaker 2: it onto paper so that they can leave with it. 982 00:48:02,520 --> 00:48:04,600 Speaker 2: And AJ and my husband comes up to me, he's like, 983 00:48:04,719 --> 00:48:06,720 Speaker 2: is that okay? Over there, they're like they're not talking 984 00:48:06,719 --> 00:48:08,840 Speaker 2: at all. The other all the other groups are just 985 00:48:08,880 --> 00:48:10,560 Speaker 2: gabbing and like talking about like. 986 00:48:10,480 --> 00:48:12,200 Speaker 5: You know, no one taught me about money and this 987 00:48:12,239 --> 00:48:15,600 Speaker 5: and that and the stats are this and blah blah blah. 988 00:48:15,640 --> 00:48:17,759 Speaker 2: And the three of them they're all just like do 989 00:48:18,040 --> 00:48:20,879 Speaker 2: like you're all doing the work, like what is literally 990 00:48:20,880 --> 00:48:22,120 Speaker 2: trying to figure out how to pay help to stud 991 00:48:22,160 --> 00:48:23,360 Speaker 2: it once at that moment, the other one was like 992 00:48:23,400 --> 00:48:25,000 Speaker 2: researching her for one ke because I told her to 993 00:48:25,040 --> 00:48:25,520 Speaker 2: do it next week. 994 00:48:25,600 --> 00:48:27,160 Speaker 5: She's like, no, I'm just gonna do it now. The 995 00:48:27,239 --> 00:48:27,880 Speaker 5: other one she. 996 00:48:27,880 --> 00:48:30,319 Speaker 2: Got yelled at because she still had all these subscriptions 997 00:48:30,360 --> 00:48:32,719 Speaker 2: that she knew she didn't have time to even look 998 00:48:32,760 --> 00:48:35,359 Speaker 2: at because she's supposed to be studying for a certification. 999 00:48:36,160 --> 00:48:38,120 Speaker 2: And I was like, no, that they're the aplus group 1000 00:48:38,160 --> 00:48:39,600 Speaker 2: because they're the ones not talking all the time. 1001 00:48:39,640 --> 00:48:41,080 Speaker 5: They're just doing it. 1002 00:48:41,600 --> 00:48:44,960 Speaker 2: And so at some point, like you said, we have 1003 00:48:45,160 --> 00:48:48,040 Speaker 2: to accept the stats or the stats, but we can 1004 00:48:48,160 --> 00:48:50,680 Speaker 2: choose to be the exception, like you said. And I 1005 00:48:50,760 --> 00:48:55,080 Speaker 2: have always personally got in again a criticism of well, Bernadette, 1006 00:48:55,080 --> 00:48:57,080 Speaker 2: your tactics don't work for the average person. 1007 00:48:57,280 --> 00:48:58,440 Speaker 5: And I'm like, that's correct. 1008 00:48:58,840 --> 00:49:01,239 Speaker 2: I don't teach average people. Well, I don't teach to 1009 00:49:01,280 --> 00:49:03,880 Speaker 2: people who want to stay average, because the average in 1010 00:49:03,960 --> 00:49:07,440 Speaker 2: the US is broke. So if you want to not 1011 00:49:07,600 --> 00:49:09,479 Speaker 2: be broke, then you have to do on average things. 1012 00:49:11,360 --> 00:49:13,560 Speaker 3: Hey, ba, fam, we got to take a quick break, 1013 00:49:13,760 --> 00:49:17,320 Speaker 3: pay some bills, and we'll be right back. Girl. You 1014 00:49:17,400 --> 00:49:20,160 Speaker 3: said so much in that one statement, and shout out 1015 00:49:20,160 --> 00:49:22,960 Speaker 3: to those three women too. I think and I think 1016 00:49:22,960 --> 00:49:25,520 Speaker 3: about what you said earlier about like telling your group 1017 00:49:25,600 --> 00:49:27,799 Speaker 3: I don't want to talk about imposter syndrome anymore? Can 1018 00:49:27,880 --> 00:49:32,040 Speaker 3: we just stop talking and start the doing? And oh, 1019 00:49:32,160 --> 00:49:34,160 Speaker 3: I mean you saw the kind of coach that everyone needs. 1020 00:49:34,320 --> 00:49:38,000 Speaker 3: And also the number of times I feel like in 1021 00:49:38,080 --> 00:49:40,799 Speaker 3: my coaching practice that they're like, oh, Mandy's reading us again, 1022 00:49:40,840 --> 00:49:43,320 Speaker 3: and I'm like, well, that's that's what you need. Sometimes 1023 00:49:43,440 --> 00:49:46,640 Speaker 3: is you just need someone and it doesn't matter like 1024 00:49:46,760 --> 00:49:50,000 Speaker 3: find your flavor of coach or like mentor accountability buddy 1025 00:49:50,560 --> 00:49:52,360 Speaker 3: or a system may not even be a person, but 1026 00:49:52,520 --> 00:49:54,719 Speaker 3: like what is it that is stopping you from just 1027 00:49:54,840 --> 00:49:57,640 Speaker 3: doing the thing? And as I reflected back on this 1028 00:49:57,840 --> 00:50:00,400 Speaker 3: question of you know, if you're listening and there's you know, 1029 00:50:00,520 --> 00:50:02,800 Speaker 3: you're wondering, like, what's one thing a woman needs to 1030 00:50:02,840 --> 00:50:06,600 Speaker 3: hear to start her to ramp up her wealth building journey, 1031 00:50:06,640 --> 00:50:10,520 Speaker 3: It's like, find one single thing you can do today. 1032 00:50:10,880 --> 00:50:14,280 Speaker 3: On the days when I feeling my lowest, I always 1033 00:50:14,440 --> 00:50:16,640 Speaker 3: have to ask myself, well, that's the one thing I 1034 00:50:16,719 --> 00:50:19,560 Speaker 3: can actually do today to move the needle toward that direction. 1035 00:50:20,320 --> 00:50:23,360 Speaker 3: And without fail, my thing is usually putting ten dollars 1036 00:50:23,640 --> 00:50:28,080 Speaker 3: into my investment account, just transferring it over from savings 1037 00:50:28,440 --> 00:50:32,320 Speaker 3: ten dollars, seven dollars. I've felt very broke lately, you know, 1038 00:50:32,520 --> 00:50:34,720 Speaker 3: just because I have. I've been like building, building, building, 1039 00:50:35,960 --> 00:50:38,359 Speaker 3: and at the end of the day, I always feel 1040 00:50:38,760 --> 00:50:41,279 Speaker 3: richer and better when I am putting a little bit 1041 00:50:41,320 --> 00:50:45,680 Speaker 3: of money into my investments, and like, without fail, that's 1042 00:50:45,760 --> 00:50:48,880 Speaker 3: just been the It's what has made everything in my 1043 00:50:48,960 --> 00:50:52,680 Speaker 3: life possible up until this point is the little knowledge 1044 00:50:52,719 --> 00:50:54,920 Speaker 3: that I had, but the ability I had to just 1045 00:50:55,000 --> 00:50:57,600 Speaker 3: do a thing, you know, fifteen years ago and start 1046 00:50:57,680 --> 00:51:03,920 Speaker 3: investing and started aggressively say and uh no, I'm not 1047 00:51:04,120 --> 00:51:06,560 Speaker 3: investing half of my earnings like I was, you know, 1048 00:51:06,800 --> 00:51:08,560 Speaker 3: back when I was thirty and it was all cute 1049 00:51:08,719 --> 00:51:12,040 Speaker 3: twenty five and cute could do that. But yeah, I'm 1050 00:51:12,080 --> 00:51:16,320 Speaker 3: still kicking whatever I can away. And that is a concrete, 1051 00:51:16,480 --> 00:51:19,320 Speaker 3: tangible action that if you're listening, I feel like you 1052 00:51:19,360 --> 00:51:22,960 Speaker 3: could do right now and then at least you can 1053 00:51:23,000 --> 00:51:24,879 Speaker 3: go the rest of your day and feel like, Okay, 1054 00:51:24,880 --> 00:51:27,880 Speaker 3: I'm gonna be an a plus student. You know, Burnette 1055 00:51:27,880 --> 00:51:28,560 Speaker 3: wouldn't yell at me. 1056 00:51:28,640 --> 00:51:32,920 Speaker 5: She'd be like, m hm, that's right, that's right. 1057 00:51:33,520 --> 00:51:36,640 Speaker 2: I think, Uh, I think what's been what's what's been 1058 00:51:36,719 --> 00:51:39,200 Speaker 2: fun for me this particular season of my life? Like 1059 00:51:39,280 --> 00:51:43,160 Speaker 2: you said, like, I love that you share that. I 1060 00:51:43,239 --> 00:51:46,400 Speaker 2: think too many women assume that it's this like straight 1061 00:51:46,520 --> 00:51:48,720 Speaker 2: line shot into wealth building. 1062 00:51:48,880 --> 00:51:49,279 Speaker 5: Where is it. 1063 00:51:49,400 --> 00:51:51,080 Speaker 2: There's going to be a season where life is going 1064 00:51:51,120 --> 00:51:53,320 Speaker 2: to life and you're not going to be able to 1065 00:51:53,320 --> 00:51:55,040 Speaker 2: put as much into your investments. You might have to 1066 00:51:55,040 --> 00:51:58,160 Speaker 2: get back into credit card debt, like you might have 1067 00:51:58,320 --> 00:52:00,279 Speaker 2: a major health condition, and then you know, you're just 1068 00:52:00,320 --> 00:52:00,759 Speaker 2: taken out. 1069 00:52:00,800 --> 00:52:01,400 Speaker 5: You just don't know. 1070 00:52:02,200 --> 00:52:06,520 Speaker 2: And the thing that I have realized that a lot 1071 00:52:06,640 --> 00:52:10,880 Speaker 2: of my female clients do is that when life is lifeing, 1072 00:52:11,200 --> 00:52:12,800 Speaker 2: that is the time that they say, oh, I'm just 1073 00:52:12,880 --> 00:52:15,920 Speaker 2: not going to look at my finances at all, Versus 1074 00:52:16,040 --> 00:52:17,920 Speaker 2: it should be the opposite. It's like, oh, life is 1075 00:52:17,960 --> 00:52:20,400 Speaker 2: about to happen. Let me see what I can afford 1076 00:52:21,000 --> 00:52:23,520 Speaker 2: in this moment in time. And it might not be 1077 00:52:23,600 --> 00:52:26,640 Speaker 2: the best plan, but have a plan at all, whether 1078 00:52:26,719 --> 00:52:29,320 Speaker 2: it's you know, you know, having a child or getting 1079 00:52:29,360 --> 00:52:32,719 Speaker 2: divorced or being a caregiver, like, those are all real 1080 00:52:32,760 --> 00:52:34,680 Speaker 2: situations that are happening in my client group right now. 1081 00:52:35,160 --> 00:52:37,440 Speaker 2: And their response initially was, Oh, this thing is happening 1082 00:52:37,520 --> 00:52:38,880 Speaker 2: right now, So I'm not going to do my budget 1083 00:52:39,280 --> 00:52:41,399 Speaker 2: and I'm not going to update my accounts and I'm 1084 00:52:41,440 --> 00:52:46,319 Speaker 2: just just going to ignore it versus well, it's it's 1085 00:52:46,360 --> 00:52:48,920 Speaker 2: only going to get worse when you get back. And 1086 00:52:49,600 --> 00:52:52,520 Speaker 2: for me, when when my father passed away, I had 1087 00:52:52,560 --> 00:52:54,120 Speaker 2: to look at my budget to say, well, how much 1088 00:52:54,360 --> 00:52:56,680 Speaker 2: how much time can I afford to take off to grieve? 1089 00:52:57,840 --> 00:53:00,120 Speaker 5: So you know, stuff like that, right, And so I 1090 00:53:00,200 --> 00:53:00,799 Speaker 5: think what is. 1091 00:53:01,200 --> 00:53:04,239 Speaker 2: Very challenging, like you said about the playbooks that we've 1092 00:53:04,280 --> 00:53:06,680 Speaker 2: been given, is that it just assumes that life doesn't happen. 1093 00:53:06,719 --> 00:53:09,200 Speaker 2: But life happens more to women of color for a 1094 00:53:09,280 --> 00:53:12,400 Speaker 2: lot of for a lot of reasons that are overlooked. 1095 00:53:12,520 --> 00:53:16,680 Speaker 5: And so if we had more more doing but with 1096 00:53:16,920 --> 00:53:18,319 Speaker 5: the with the context of. 1097 00:53:18,640 --> 00:53:23,640 Speaker 2: Hey, yeah, you uh, you're maternity leave, right, I have 1098 00:53:23,760 --> 00:53:25,640 Speaker 2: someone who right now she's she only gets two weeks 1099 00:53:25,640 --> 00:53:26,440 Speaker 2: of maternity leave. 1100 00:53:26,920 --> 00:53:27,799 Speaker 5: It's like what. 1101 00:53:29,560 --> 00:53:31,720 Speaker 2: You know, like, but that's the reality of the situation 1102 00:53:31,920 --> 00:53:33,960 Speaker 2: for so for so so some of these books that 1103 00:53:34,000 --> 00:53:35,719 Speaker 2: are just like, well, just don't eat out and don't 1104 00:53:35,760 --> 00:53:38,000 Speaker 2: do this, and don't do It's like, that's just not 1105 00:53:38,600 --> 00:53:40,520 Speaker 2: that's just not the reality of it. So part of 1106 00:53:40,640 --> 00:53:44,160 Speaker 2: the thing that I'm concerned about but also hopeful is 1107 00:53:44,239 --> 00:53:48,040 Speaker 2: that I think AI has caused a lot of people 1108 00:53:48,120 --> 00:53:51,080 Speaker 2: to just depend on other people to tell them, or 1109 00:53:51,160 --> 00:53:54,319 Speaker 2: even a non human telling them what to do, versus hey, 1110 00:53:54,440 --> 00:53:57,760 Speaker 2: practice the discernment it. Listen to your intuition. This advice 1111 00:53:57,880 --> 00:54:01,200 Speaker 2: doesn't sound right. This you know, what they're telling me 1112 00:54:01,400 --> 00:54:02,880 Speaker 2: is does not apply in my situation. 1113 00:54:03,000 --> 00:54:04,120 Speaker 5: But what to your point? 1114 00:54:04,920 --> 00:54:07,440 Speaker 2: Pretty much anyone on this, on this who's listening to 1115 00:54:07,440 --> 00:54:09,879 Speaker 2: this right now, I can put ten dollars away. I'm 1116 00:54:09,880 --> 00:54:13,839 Speaker 2: pretty confident about that. So choosing any action versus nothing 1117 00:54:13,880 --> 00:54:15,759 Speaker 2: at all is still way better. 1118 00:54:17,000 --> 00:54:20,240 Speaker 3: Do it quick before freaking Netflix takes it. Although Netflix 1119 00:54:20,320 --> 00:54:23,640 Speaker 3: is like thirty bucks a month now, police crazy, crazy, 1120 00:54:24,280 --> 00:54:26,320 Speaker 3: But yeah, do it quick before someone else will be 1121 00:54:26,360 --> 00:54:28,960 Speaker 3: gladly taking that ten dollars from you. So give it 1122 00:54:29,000 --> 00:54:29,520 Speaker 3: to yourself. 1123 00:54:29,960 --> 00:54:33,920 Speaker 1: Thank hell yeah, and give yourself the gift of getting 1124 00:54:34,000 --> 00:54:36,000 Speaker 1: somebody else to give you that ten dollars. Like a 1125 00:54:36,040 --> 00:54:37,600 Speaker 1: lot of us are sitting on stuff in our. 1126 00:54:37,520 --> 00:54:39,839 Speaker 4: House that we don't lose that we don't look at 1127 00:54:40,640 --> 00:54:42,040 Speaker 4: sell it. Sell it. 1128 00:54:42,239 --> 00:54:46,759 Speaker 1: It's so easy post a picture on Facebook, Marketplace, eBay, possmark, 1129 00:54:46,920 --> 00:54:50,800 Speaker 1: like choose your platform and sell it. Like know what 1130 00:54:50,880 --> 00:54:52,840 Speaker 1: it feels like to make a dollar off the internet? 1131 00:54:53,280 --> 00:54:56,239 Speaker 1: And it starts to change your brain in terms of 1132 00:54:56,320 --> 00:54:59,279 Speaker 1: your options, Like there's a lot more options than you 1133 00:54:59,400 --> 00:55:01,759 Speaker 1: think that you have, and there's a lot of people 1134 00:55:01,840 --> 00:55:03,640 Speaker 1: that are willing to give you money for stuff you 1135 00:55:03,680 --> 00:55:06,440 Speaker 1: don't use. Sell it, get the ten dollars that way 1136 00:55:06,520 --> 00:55:07,960 Speaker 1: and invest it, and you don't have to touch your 1137 00:55:08,000 --> 00:55:11,840 Speaker 1: budget at all. Like that's another way of teaching yourself 1138 00:55:12,239 --> 00:55:15,960 Speaker 1: without having to like re enroll in school or be 1139 00:55:16,080 --> 00:55:18,680 Speaker 1: depressed because now you don't get to eat Chipotle this week. 1140 00:55:18,880 --> 00:55:21,560 Speaker 1: Like there's money out here. America is still one of 1141 00:55:21,600 --> 00:55:24,560 Speaker 1: the richest countries in the world. It's just not evenly distributed. 1142 00:55:24,840 --> 00:55:26,080 Speaker 1: So you've got to figure out how to get your 1143 00:55:26,120 --> 00:55:28,719 Speaker 1: piece of that pie. See that's coach voice coming out 1144 00:55:28,719 --> 00:55:30,560 Speaker 1: that this is why I don't coach people. It's like 1145 00:55:31,760 --> 00:55:36,480 Speaker 1: that's coach boys, Like there's plenty of money out here, 1146 00:55:36,760 --> 00:55:37,680 Speaker 1: Go get yours. 1147 00:55:38,320 --> 00:55:40,920 Speaker 3: Go get overwhelmed by the amount of stuff that I 1148 00:55:41,040 --> 00:55:42,839 Speaker 3: could be selling and I'm just like, no, I'm going 1149 00:55:42,920 --> 00:55:44,960 Speaker 3: to do that eventually, and then it just keeps piling up. 1150 00:55:44,960 --> 00:55:46,480 Speaker 3: I need a curious and to be like, girl, just 1151 00:55:46,560 --> 00:55:49,799 Speaker 3: pick a day and freaking pose some stuff and get 1152 00:55:49,840 --> 00:55:50,239 Speaker 3: it or. 1153 00:55:50,320 --> 00:55:52,719 Speaker 4: Hire somebody to do it for you. Could you do 1154 00:55:52,840 --> 00:55:55,400 Speaker 4: that or put it in AI and have them do it. 1155 00:55:55,480 --> 00:55:57,880 Speaker 1: Yet now they take like if you use a service, 1156 00:55:57,920 --> 00:56:00,960 Speaker 1: they're going to take a greater percentage the money that's 1157 00:56:01,000 --> 00:56:03,000 Speaker 1: made because they do it from like soup to nuts. 1158 00:56:03,000 --> 00:56:05,840 Speaker 4: They'll post it, They'll they'll promote. 1159 00:56:05,480 --> 00:56:08,879 Speaker 3: It for your husband, Well, why is he not there? 1160 00:56:08,920 --> 00:56:13,000 Speaker 4: You go, that's a great honey, dude, welcome a weekend 1161 00:56:13,080 --> 00:56:13,799 Speaker 4: project like. 1162 00:56:13,880 --> 00:56:18,160 Speaker 3: Me doing it? Honey, I'm not doing nothing me, honey, 1163 00:56:18,239 --> 00:56:18,800 Speaker 3: I'm the honey. 1164 00:56:19,719 --> 00:56:22,000 Speaker 1: But this is another like if you had like a 1165 00:56:22,080 --> 00:56:24,200 Speaker 1: gen Z mentor like, this is stuff they do on 1166 00:56:24,320 --> 00:56:27,919 Speaker 1: a regular basis, you know what I'm saying, Like they're 1167 00:56:27,960 --> 00:56:31,320 Speaker 1: so good at it, they'll make you a commercial on TikTok. 1168 00:56:31,440 --> 00:56:34,200 Speaker 1: They'll you know, like this is this is why we 1169 00:56:34,360 --> 00:56:37,759 Speaker 1: need these relationships, is why we need intergenerational relationships because 1170 00:56:37,800 --> 00:56:41,719 Speaker 1: we overthink way too much the number of young black 1171 00:56:41,800 --> 00:56:44,839 Speaker 1: women and women of color who are entrepreneurs right now 1172 00:56:45,200 --> 00:56:48,439 Speaker 1: in their twenties, like that they never even thought about 1173 00:56:48,520 --> 00:56:50,319 Speaker 1: getting a job. They learn how to break they learn 1174 00:56:50,360 --> 00:56:52,880 Speaker 1: how to do nails, they learn how to sell on TikTok, 1175 00:56:52,960 --> 00:56:56,040 Speaker 1: they learn how to create affiliate programs, so they try 1176 00:56:56,080 --> 00:56:58,560 Speaker 1: stuff on they model it for the internet, and they 1177 00:56:58,640 --> 00:57:01,200 Speaker 1: make a percentage of anybody that buys it. And it's 1178 00:57:01,239 --> 00:57:04,920 Speaker 1: like that, to me, is just so enterprising, and we 1179 00:57:05,080 --> 00:57:06,880 Speaker 1: have to learn how to see that in them. We 1180 00:57:06,960 --> 00:57:10,120 Speaker 1: can't just see them as like hungry for attention. They 1181 00:57:10,239 --> 00:57:13,800 Speaker 1: out here working, they're getting money, Like it looks different 1182 00:57:13,840 --> 00:57:15,839 Speaker 1: than would it looked when we were teenagers and had 1183 00:57:15,880 --> 00:57:17,920 Speaker 1: to get jobs at like a fast food restaurant or 1184 00:57:17,960 --> 00:57:22,040 Speaker 1: at the mall. But they now understand this digital world 1185 00:57:22,200 --> 00:57:25,080 Speaker 1: and how money flows through it in a different way. 1186 00:57:25,480 --> 00:57:29,640 Speaker 1: That can be really inspiring to make you rethink, like 1187 00:57:29,760 --> 00:57:32,440 Speaker 1: what you're sitting on, Like what a lot of us 1188 00:57:32,520 --> 00:57:33,760 Speaker 1: have the equipment. 1189 00:57:33,440 --> 00:57:36,000 Speaker 4: We've got the stuff to sell, we've got things to. 1190 00:57:36,080 --> 00:57:38,480 Speaker 1: Say, got stories to tell. They don't have none of that, 1191 00:57:38,520 --> 00:57:42,560 Speaker 1: and they're still doing it. It's like wow, Like I 1192 00:57:42,600 --> 00:57:45,080 Speaker 1: could probably pull together four hundred dollars worth of stuff 1193 00:57:45,200 --> 00:57:47,479 Speaker 1: just from the room I'm in and it be gone 1194 00:57:47,480 --> 00:57:48,280 Speaker 1: by the end of the week. 1195 00:57:50,280 --> 00:57:51,880 Speaker 3: It makes it a great way to make money because 1196 00:57:52,040 --> 00:57:54,320 Speaker 3: I'm thinking gen Z is like high school, and I'm like, no, 1197 00:57:54,440 --> 00:57:54,720 Speaker 3: they're not. 1198 00:57:54,960 --> 00:57:56,120 Speaker 4: They're in their twenties. 1199 00:57:56,680 --> 00:57:59,520 Speaker 3: I think the youngest is fourteen, twenties, so that doesn't 1200 00:57:59,520 --> 00:57:59,960 Speaker 3: make any sense. 1201 00:58:00,400 --> 00:58:02,920 Speaker 4: The youngest is like fourteen, and I think the oldest 1202 00:58:03,040 --> 00:58:05,520 Speaker 4: is like twenty twenty. 1203 00:58:05,280 --> 00:58:06,520 Speaker 3: Eight because I'm twenty seven. 1204 00:58:06,560 --> 00:58:07,400 Speaker 5: Yeah, like twenty. 1205 00:58:07,200 --> 00:58:11,000 Speaker 3: Seven and I have been for eleven years. 1206 00:58:13,960 --> 00:58:16,560 Speaker 2: I think you're so right about that. I think you're 1207 00:58:16,600 --> 00:58:20,760 Speaker 2: really right about that. I at first, you know, I 1208 00:58:20,920 --> 00:58:23,120 Speaker 2: was definitely like, I'm the elder millennial. I just turned 1209 00:58:23,160 --> 00:58:26,320 Speaker 2: forty one, where I was just like, I just don't 1210 00:58:26,720 --> 00:58:29,080 Speaker 2: I don't know what these kids are doing, and you know, 1211 00:58:29,400 --> 00:58:31,880 Speaker 2: and then I've just in the past couple of years, 1212 00:58:31,880 --> 00:58:34,560 Speaker 2: I've just met some some really like I love that 1213 00:58:34,720 --> 00:58:39,120 Speaker 2: they use the word enterprising, some really enterprising gen z 1214 00:58:39,280 --> 00:58:41,560 Speaker 2: Ers who were just like, no, we saw you guys suffer, 1215 00:58:41,680 --> 00:58:43,600 Speaker 2: and we saw our parents suffer through this, and you 1216 00:58:43,640 --> 00:58:46,439 Speaker 2: guys always complain about how you hated going to work, 1217 00:58:46,640 --> 00:58:47,560 Speaker 2: So why would I. 1218 00:58:47,960 --> 00:58:51,160 Speaker 5: They're literally just like why would I do that? They 1219 00:58:51,160 --> 00:58:52,720 Speaker 5: don't drink, They were like you guys were a bunch 1220 00:58:52,760 --> 00:58:54,880 Speaker 5: of drunks. So that's why we don't drink, because we 1221 00:58:54,960 --> 00:58:56,080 Speaker 5: saw the consequences of that. 1222 00:58:56,720 --> 00:58:59,280 Speaker 3: You know, just like we don't see smarter and seeking 1223 00:58:59,400 --> 00:59:02,320 Speaker 3: for men the pandemic and wishing there'd be another one 1224 00:59:02,320 --> 00:59:05,280 Speaker 3: because wasn't it great to be able to work from home? Right? 1225 00:59:06,440 --> 00:59:07,000 Speaker 2: Right? Yep? 1226 00:59:09,280 --> 00:59:12,960 Speaker 1: Yeah, yeah, they're super smart, and I think we all 1227 00:59:13,120 --> 00:59:15,840 Speaker 1: have to deal with the discomfort of a generation that 1228 00:59:15,920 --> 00:59:19,160 Speaker 1: doesn't see us as aspirational. Like once you get past that, 1229 00:59:19,520 --> 00:59:21,920 Speaker 1: the idea that they don't want to be like you, this, 1230 00:59:22,040 --> 00:59:25,320 Speaker 1: it's like, well, shit, how can we What can I learn? 1231 00:59:25,640 --> 00:59:27,120 Speaker 1: What can I learn from you? And then what can 1232 00:59:27,160 --> 00:59:29,000 Speaker 1: I still offer to you? Because even if you don't 1233 00:59:29,000 --> 00:59:31,240 Speaker 1: want the path that I want, it's not available anyway. 1234 00:59:31,360 --> 00:59:33,920 Speaker 1: So it's not like you can like there's no love 1235 00:59:34,040 --> 00:59:36,320 Speaker 1: loss because the path that I took isn't going to 1236 00:59:36,360 --> 00:59:39,200 Speaker 1: be available to you anyway. But there's still something that 1237 00:59:39,280 --> 00:59:40,960 Speaker 1: we can learn from each other. There's still a way 1238 00:59:41,040 --> 00:59:43,840 Speaker 1: for us to work together and befriend to each other 1239 00:59:44,200 --> 00:59:48,600 Speaker 1: and hold hands and build things together. Like it's just 1240 00:59:48,680 --> 00:59:52,800 Speaker 1: such a huge missed opportunity, I think, for for girlhood, 1241 00:59:53,280 --> 00:59:57,520 Speaker 1: for womanhood to not have that link that we got 1242 00:59:57,640 --> 00:59:59,840 Speaker 1: to fix it, like we and it starts with us. 1243 01:00:00,040 --> 01:00:02,920 Speaker 1: We're the adults in the room, guys. We can't expect 1244 01:00:02,960 --> 01:00:05,960 Speaker 1: them to just like get it. They're still you know, 1245 01:00:06,040 --> 01:00:09,880 Speaker 1: the brains are still developing. They're not they're not they're 1246 01:00:09,920 --> 01:00:10,760 Speaker 1: not adults yet. 1247 01:00:12,000 --> 01:00:15,720 Speaker 2: Yes, Also I had this this is a total aciety. 1248 01:00:15,840 --> 01:00:19,880 Speaker 2: But I just went to the new edition Tony Braxton 1249 01:00:19,960 --> 01:00:23,720 Speaker 2: Voiced to Men concert and you know we're singing, you know, 1250 01:00:23,760 --> 01:00:26,320 Speaker 2: it's Tony Braxton like You're not man enough and I'll 1251 01:00:26,360 --> 01:00:28,520 Speaker 2: break my heart. And I was thinking to myself, I like, 1252 01:00:28,600 --> 01:00:32,360 Speaker 2: I'm singing the song when I was nine, like about 1253 01:00:32,400 --> 01:00:34,720 Speaker 2: how I stole your man and he wasn't good enough 1254 01:00:34,840 --> 01:00:38,640 Speaker 2: and so I gave him back to And I'm just thinking, 1255 01:00:38,840 --> 01:00:41,760 Speaker 2: and I was just you know, twenty thousand people in 1256 01:00:41,760 --> 01:00:44,880 Speaker 2: the arena and all the women are just belt like screamed, 1257 01:00:44,920 --> 01:00:49,320 Speaker 2: you know, like screaming these songs. And I realized that, 1258 01:00:49,800 --> 01:00:52,240 Speaker 2: you know, our generation, you know, we were raised on 1259 01:00:52,440 --> 01:00:55,320 Speaker 2: you know, Tony Braxton and Whitney Houston and you know 1260 01:00:55,440 --> 01:01:00,520 Speaker 2: all these all these you know, strong women and this 1261 01:01:01,080 --> 01:01:03,800 Speaker 2: like I actually genuinely ask like for gen Z and 1262 01:01:03,880 --> 01:01:06,280 Speaker 2: then my my friends kids who are like their teenagers, 1263 01:01:06,360 --> 01:01:09,560 Speaker 2: like there is there there kind of isn't those people anymore? 1264 01:01:10,080 --> 01:01:10,400 Speaker 2: Like they? 1265 01:01:11,000 --> 01:01:12,040 Speaker 5: And so who do they have? 1266 01:01:12,120 --> 01:01:14,440 Speaker 2: They have influencers? They don't, They don't like they don't 1267 01:01:14,440 --> 01:01:16,760 Speaker 2: follow celebrities. They don't know who movie stars are anymore 1268 01:01:16,760 --> 01:01:19,960 Speaker 2: because they don't go to the movies to just watch TikTok, right, 1269 01:01:20,040 --> 01:01:22,040 Speaker 2: And so to me, I just I kind of like 1270 01:01:22,160 --> 01:01:25,120 Speaker 2: dawned on me that like, oh, okay, of course they're 1271 01:01:25,160 --> 01:01:28,360 Speaker 2: operating differently because the way they consume even things like 1272 01:01:28,480 --> 01:01:32,400 Speaker 2: music or advice or whatever is so different from how 1273 01:01:32,480 --> 01:01:35,280 Speaker 2: we groups. It doesn't mean it's wrong, but I do 1274 01:01:35,480 --> 01:01:38,439 Speaker 2: think too to your point is that I still find 1275 01:01:38,480 --> 01:01:41,920 Speaker 2: myself being kind of like an old person of just like, oh, 1276 01:01:41,960 --> 01:01:43,200 Speaker 2: you know, back in the day, our music was like 1277 01:01:43,240 --> 01:01:44,920 Speaker 2: so much better, which I still think it is. But 1278 01:01:46,160 --> 01:01:48,800 Speaker 2: I think that I need to like sometimes peel back 1279 01:01:48,800 --> 01:01:50,760 Speaker 2: the layers and say, Okay, for example, like I have 1280 01:01:50,840 --> 01:01:54,520 Speaker 2: the summit coming up, and you know, I just don't. 1281 01:01:55,200 --> 01:01:59,280 Speaker 2: I don't have the creativity to make something look very instagrammable. 1282 01:01:59,360 --> 01:02:02,880 Speaker 2: That's just like not in my wheelhouse. But someone else 1283 01:02:03,440 --> 01:02:07,160 Speaker 2: who who who knows lighting, who knows all that stuff whatever, Like, 1284 01:02:07,440 --> 01:02:11,200 Speaker 2: why are we not giving those opportunities when we we 1285 01:02:11,360 --> 01:02:14,920 Speaker 2: do have this we I'm saying our generation specifically. I 1286 01:02:15,040 --> 01:02:17,800 Speaker 2: do think we lean a lot more towards emotional intelligence 1287 01:02:18,000 --> 01:02:20,560 Speaker 2: just because we were again because we were singing about 1288 01:02:20,600 --> 01:02:23,920 Speaker 2: heartbreak at like nine years old. I do think we 1289 01:02:24,080 --> 01:02:28,080 Speaker 2: lean more towards relationship building. I do think we lean 1290 01:02:28,200 --> 01:02:35,800 Speaker 2: more towards kind of a consultative type of business than 1291 01:02:35,920 --> 01:02:38,040 Speaker 2: some of the gen Zers sometimes, So why don't we 1292 01:02:38,080 --> 01:02:39,840 Speaker 2: just lean into that and then give them the stuff 1293 01:02:39,880 --> 01:02:41,320 Speaker 2: that they want to do and that they're good at. 1294 01:02:41,640 --> 01:02:43,080 Speaker 2: But we again come back and we're like, well, we 1295 01:02:43,160 --> 01:02:45,360 Speaker 2: got to do everything ourselves because we're in also, you know, 1296 01:02:45,520 --> 01:02:47,760 Speaker 2: like Beyonce say, it said we should be independent, so 1297 01:02:47,880 --> 01:02:50,280 Speaker 2: we should just that meant we do everything alone. 1298 01:02:51,920 --> 01:02:54,240 Speaker 3: Don't do that that was start typing to do with them. 1299 01:02:56,760 --> 01:02:58,280 Speaker 3: I feel like, every woman, you got to try it, 1300 01:02:58,320 --> 01:03:00,200 Speaker 3: and then you're going to realize that was NA can't 1301 01:03:00,240 --> 01:03:04,760 Speaker 3: do that. Just skip to the let me get some 1302 01:03:04,840 --> 01:03:08,640 Speaker 3: help part y'all. I wish we had more time. I 1303 01:03:08,760 --> 01:03:10,880 Speaker 3: usually would end the show with a brown booster, a 1304 01:03:10,920 --> 01:03:13,000 Speaker 3: brown break, but I'm only going to give us the 1305 01:03:13,040 --> 01:03:15,680 Speaker 3: option of a brown boost. I want to boost something 1306 01:03:15,800 --> 01:03:19,560 Speaker 3: you love about being a woman today in twenty twenty six. 1307 01:03:20,920 --> 01:03:21,880 Speaker 5: It's gotta be something. 1308 01:03:23,400 --> 01:03:26,000 Speaker 4: Um let me think you know what. 1309 01:03:27,680 --> 01:03:29,720 Speaker 2: I will just say it's just because my birthday just passed. 1310 01:03:30,400 --> 01:03:32,520 Speaker 2: I still love getting flowers, like. 1311 01:03:32,680 --> 01:03:35,680 Speaker 5: Just old school, Like my husband comes home with like 1312 01:03:35,720 --> 01:03:36,840 Speaker 5: a bouquet of flowers. 1313 01:03:37,880 --> 01:03:43,280 Speaker 2: And what's been really lovely this past birthday. I got 1314 01:03:43,320 --> 01:03:45,240 Speaker 2: a lot of flowers just from other women, just like 1315 01:03:45,400 --> 01:03:48,400 Speaker 2: being sent to me. And so whoever came up with 1316 01:03:48,440 --> 01:03:49,920 Speaker 2: the phrase of like give you know, like give your 1317 01:03:49,960 --> 01:03:52,080 Speaker 2: woman their flowers or whatever, like, people are taking it 1318 01:03:52,120 --> 01:03:54,040 Speaker 2: really serious in twenty twenty six, and I'm here for it. 1319 01:03:54,120 --> 01:03:54,480 Speaker 5: I love it. 1320 01:03:55,840 --> 01:03:57,040 Speaker 3: I can do for you too. 1321 01:03:59,560 --> 01:04:02,120 Speaker 4: I'm gonna say I love our stories. 1322 01:04:02,800 --> 01:04:05,720 Speaker 1: I think women in twenty twenty six are telling more 1323 01:04:05,840 --> 01:04:09,200 Speaker 1: stories now than we ever have before about things that 1324 01:04:09,320 --> 01:04:13,480 Speaker 1: happened to us fifteen years ago, twenty years ago, forty 1325 01:04:13,560 --> 01:04:16,280 Speaker 1: years ago. Like we're saying the thing that we experienced 1326 01:04:16,360 --> 01:04:19,000 Speaker 1: in a way that is entertaining, in a way that 1327 01:04:19,200 --> 01:04:22,080 Speaker 1: is helpful, that people can learn from, and in some 1328 01:04:22,240 --> 01:04:24,880 Speaker 1: cases that's healing to you. I think for a long 1329 01:04:24,920 --> 01:04:28,600 Speaker 1: time women have just internalized our stories and I think 1330 01:04:29,120 --> 01:04:30,960 Speaker 1: this is my low key theory that a lot of 1331 01:04:31,000 --> 01:04:33,120 Speaker 1: that is why so many of us are struggling. 1332 01:04:32,800 --> 01:04:35,320 Speaker 4: With ADHD later in life. It's because like, you didn't 1333 01:04:35,560 --> 01:04:37,360 Speaker 4: didn't get it out, you've never said it. 1334 01:04:37,920 --> 01:04:39,920 Speaker 1: And so now we're in this era where like women 1335 01:04:40,200 --> 01:04:44,200 Speaker 1: are telling stories, they're telling jokes, they're more open, they're 1336 01:04:44,360 --> 01:04:48,840 Speaker 1: using the full span of the English language, including. 1337 01:04:48,480 --> 01:04:50,920 Speaker 4: The words that we used to not be able to say. Like, 1338 01:04:51,440 --> 01:04:52,120 Speaker 4: it's just great. 1339 01:04:52,240 --> 01:04:56,040 Speaker 1: I just I love conversations with women these days more 1340 01:04:56,160 --> 01:04:58,520 Speaker 1: than any other time. And that's not to say I 1341 01:04:58,560 --> 01:05:00,880 Speaker 1: didn't love them before, but I just like now I'm 1342 01:05:00,920 --> 01:05:05,560 Speaker 1: meeting more honest women who are clear on how they feel, 1343 01:05:05,640 --> 01:05:07,560 Speaker 1: how they think, and they're willing to tell you that, 1344 01:05:07,960 --> 01:05:11,080 Speaker 1: like almost immediately upond meeting them, like it's not something 1345 01:05:11,080 --> 01:05:13,280 Speaker 1: you got to dig for or be like a bestie 1346 01:05:13,360 --> 01:05:16,400 Speaker 1: with them, like you could could just chat it's great. 1347 01:05:18,640 --> 01:05:21,560 Speaker 3: Oh, I love that. I thought about too, Bernadette doing 1348 01:05:21,560 --> 01:05:23,760 Speaker 3: your improv or your comedy. I want to I want 1349 01:05:23,800 --> 01:05:26,600 Speaker 3: to know where we can find that. That's awesome. I 1350 01:05:27,640 --> 01:05:30,560 Speaker 3: have been thinking about changing female friendships and like my 1351 01:05:30,680 --> 01:05:33,160 Speaker 3: own relationship with like the idea of a friendship at 1352 01:05:33,200 --> 01:05:36,280 Speaker 3: this stage in my life, and I really appreciate the 1353 01:05:37,160 --> 01:05:41,920 Speaker 3: seasoned female friendships and how and I say friendships, but 1354 01:05:42,000 --> 01:05:45,120 Speaker 3: I don't like quantity is not as important as quality. 1355 01:05:45,920 --> 01:05:49,080 Speaker 3: But there are the way that women, older women especially, 1356 01:05:49,120 --> 01:05:51,120 Speaker 3: have taken care of me in this season of my life, 1357 01:05:51,160 --> 01:05:54,680 Speaker 3: and like will do a thing for me, like literally 1358 01:05:54,880 --> 01:05:57,480 Speaker 3: hang a rotisserie chicken on my doorknob because they know 1359 01:05:57,560 --> 01:06:01,000 Speaker 3: I'm going through it, or send me something like I 1360 01:06:01,280 --> 01:06:04,240 Speaker 3: saw one of my very good friends this weekend. I 1361 01:06:04,360 --> 01:06:07,560 Speaker 3: was complaining about my two year old who has been 1362 01:06:08,040 --> 01:06:13,440 Speaker 3: fighting sleep like a banshee gremlin demon child every night. 1363 01:06:13,560 --> 01:06:15,520 Speaker 3: And by the time I got home from that playdate. 1364 01:06:16,120 --> 01:06:18,160 Speaker 3: Now you can say which one about Amazon delivery, but 1365 01:06:18,600 --> 01:06:21,640 Speaker 3: she had delivered me some melatonin drops for the baby. 1366 01:06:22,480 --> 01:06:25,960 Speaker 3: And that's good looking out. You know, I really did 1367 01:06:26,080 --> 01:06:29,040 Speaker 3: need that. And you know, so I just really appreciate 1368 01:06:29,080 --> 01:06:31,800 Speaker 3: the way that we can. I think our caregiving is 1369 01:06:31,840 --> 01:06:34,200 Speaker 3: a huge asset. It is not to be taken advantage of. 1370 01:06:34,280 --> 01:06:36,160 Speaker 3: And I think that we just we take care of 1371 01:06:36,240 --> 01:06:38,360 Speaker 3: each other like no one else can. And I love 1372 01:06:38,440 --> 01:06:40,840 Speaker 3: that about being a woman and being cared for by 1373 01:06:41,200 --> 01:06:47,120 Speaker 3: the women in my life today. Sweet we too, Oh well, 1374 01:06:47,160 --> 01:06:50,880 Speaker 3: this has been really lovely and I could not have 1375 01:06:51,000 --> 01:06:52,960 Speaker 3: come up with a better pair to join me at 1376 01:06:53,000 --> 01:06:54,960 Speaker 3: the Brown Table this week. So thank y'all so much 1377 01:06:55,000 --> 01:06:58,080 Speaker 3: forgiving me your time. I really really value what I 1378 01:06:58,160 --> 01:07:00,520 Speaker 3: value each of you so much and keep doing the 1379 01:07:00,600 --> 01:07:03,480 Speaker 3: work that you're doing and whatever way I can support it. 1380 01:07:04,120 --> 01:07:08,440 Speaker 3: You know, y'all been doing an incredible job, you know, 1381 01:07:08,680 --> 01:07:11,120 Speaker 3: talking about your your products, your businesses while you're here. 1382 01:07:11,240 --> 01:07:13,400 Speaker 3: But just for if you just didn't if you didn't 1383 01:07:13,440 --> 01:07:16,560 Speaker 3: hear it Bernadette's book, it's called Crush Your Money Goals 1384 01:07:16,720 --> 01:07:18,640 Speaker 3: and where can people join if they want to your 1385 01:07:18,680 --> 01:07:21,960 Speaker 3: community or you're become a client of yours, Bernadette, are 1386 01:07:22,000 --> 01:07:24,680 Speaker 3: you accepting any new clients you have? 1387 01:07:24,760 --> 01:07:28,720 Speaker 5: Do we go cohort style now? 1388 01:07:28,840 --> 01:07:30,680 Speaker 2: So if you want to be on the wait list 1389 01:07:30,760 --> 01:07:33,440 Speaker 2: for being a client, being a potential founder that I 1390 01:07:33,560 --> 01:07:35,960 Speaker 2: invest in, it's all one list because that's all I'm 1391 01:07:36,120 --> 01:07:37,560 Speaker 2: that's all I have capacity. 1392 01:07:37,160 --> 01:07:37,640 Speaker 5: For right now. 1393 01:07:37,720 --> 01:07:40,520 Speaker 2: It's Crush your Money Goals dot com slash free guide, 1394 01:07:41,120 --> 01:07:44,960 Speaker 2: and I am specifically looking for women who are building 1395 01:07:45,080 --> 01:07:49,720 Speaker 2: human centered businesses that support their local communities. 1396 01:07:51,480 --> 01:07:53,880 Speaker 3: Lovely and then Kirsten of course your podcast Rich and 1397 01:07:53,960 --> 01:07:55,920 Speaker 3: Regular Everyone go listen. 1398 01:07:56,680 --> 01:07:57,520 Speaker 4: Yeah, you got going on. 1399 01:07:57,840 --> 01:08:00,320 Speaker 1: We got a YouTube channel under the same name, rich 1400 01:08:00,360 --> 01:08:03,640 Speaker 1: and Regular. We're on Instagram. We have our website richregular 1401 01:08:03,680 --> 01:08:07,360 Speaker 1: dot com. You can hit me up on LinkedIn. I 1402 01:08:07,440 --> 01:08:11,120 Speaker 1: don't have a group to coach, but maybe maybe I'll 1403 01:08:11,120 --> 01:08:15,800 Speaker 1: start one. Maybe I'll maybe I'll join in and start 1404 01:08:15,880 --> 01:08:17,639 Speaker 1: to give this advice to the masses. 1405 01:08:19,000 --> 01:08:19,800 Speaker 3: Be a guest coach. 1406 01:08:19,880 --> 01:08:21,280 Speaker 4: Yeah, hell yeah, there we go. 1407 01:08:21,720 --> 01:08:23,559 Speaker 5: A guest coach is the best one, come to mind. 1408 01:08:23,680 --> 01:08:26,280 Speaker 1: Yeah, that's what I did before I started a podcast. 1409 01:08:27,400 --> 01:08:29,200 Speaker 1: It's like a friend that has a boat, Like, why 1410 01:08:29,240 --> 01:08:29,920 Speaker 1: would I buy one? 1411 01:08:30,160 --> 01:08:30,879 Speaker 4: You got yours? 1412 01:08:33,920 --> 01:08:36,519 Speaker 3: Let paperwork done for you? Hell yeah, right, all right, 1413 01:08:36,600 --> 01:08:39,919 Speaker 3: y'all be a fam. Please share this episode with a girlfriend, 1414 01:08:40,040 --> 01:08:43,479 Speaker 3: a sister, auntie, cousin, whoever. Someone that you love and 1415 01:08:43,560 --> 01:08:46,400 Speaker 3: adore needs to hear this show. And until next time, 1416 01:08:46,720 --> 01:08:55,080 Speaker 3: I will see y'all Back at Brown Ambition. Bye. And 1417 01:08:55,200 --> 01:08:57,240 Speaker 3: before I go, ba Fam, I want to shout out 1418 01:08:57,280 --> 01:09:00,639 Speaker 3: the team that helps make Brown Ambition possible. Huge thanks 1419 01:09:00,680 --> 01:09:04,280 Speaker 3: to my fam at iHeartRadio Katrina Norvel and Jenna Cagel, 1420 01:09:04,720 --> 01:09:08,400 Speaker 3: my worker Bees, behind the scenes booking assistant Brittany Laier, 1421 01:09:08,560 --> 01:09:12,360 Speaker 3: and virtual assistant Cameron McNair who keep me organized, and 1422 01:09:12,479 --> 01:09:15,439 Speaker 3: of course my editor, Courtney Dean. Thank y'all so much 1423 01:09:15,520 --> 01:09:18,559 Speaker 3: for supporting the show. If you love Brown Ambition, share 1424 01:09:18,600 --> 01:09:21,000 Speaker 3: it with a friend, tag us on social and don't 1425 01:09:21,040 --> 01:09:23,960 Speaker 3: forget to leave a comment or review Until next time. 1426 01:09:24,120 --> 01:09:24,840 Speaker 3: By BA Fam