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Speaker 1: Word.

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Speaker 2: It's a fresh show. It's Kiki's court, all right, the

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Speaker 2: honorable Judge Kiki is here. Take it away.

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Speaker 1: All right, let's step into the courtroom. The gavel has

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Speaker 1: been hit. It says, Hey, Kiki, my name is Gary.

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Speaker 1: I'm a longtime Fred show listener, so please take my

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Speaker 1: case to the team.

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Speaker 3: Well, Gary, that's what we're gonna do.

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Speaker 1: It says, about eight months ago, I loaned my sister

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Speaker 1: five thousand dollars because she was going through a nasty

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Speaker 1: divorce and needed some help. She promised me that she

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Speaker 1: would pay me back within ninety days after she received

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Speaker 1: her settlement check. I tried to be patient and waited

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Speaker 1: six months before I had to ask her about paying

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Speaker 1: me back. She gave me a sob story about having

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Speaker 1: to pay for my niece's summer dance camp, and she

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Speaker 1: said she can only pay me back five hundred dollars

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Speaker 1: for now, so I agreed to take whatever payment I

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Speaker 1: could get. Well, when she sent back the payment, to

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Speaker 1: my surprise, she sent the full five thousand dollars. I

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Speaker 1: was pleasantly surprised, but then I started getting all of

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Speaker 1: these texts from her saying that she made a mistake

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Speaker 1: and added an extra zero and sending me the money.

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Speaker 1: She asks that I sent her back forty five hundred

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Speaker 1: dollars because that was all the money she had. Apparently

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Speaker 1: it took me a while to respond, but I told her, no,

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Speaker 1: I need my money, and clearly you had it the

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Speaker 1: entire time.

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Speaker 3: Am I wrong? No?

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Speaker 2: No?

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Speaker 3: Whoa geary?

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Speaker 4: Now? First of all, where you go? First? The Kiki's court?

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Speaker 1: Yet, I mean, I'm glad you're excited, Gary, because I

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Speaker 1: feel upset about this. Like, first of all, I don't

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Speaker 1: know my family money. I try to avoid that at

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Speaker 1: all costs. Okay, I don't want to interrupt whatever is going.

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Speaker 3: On in your life. It's a lesson to be learned there.

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Speaker 1: If you need to borrow some money, and there are

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Speaker 1: a lot of payday loan stores out here for you, Okay,

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Speaker 1: they'll even take your car thing and give you some money.

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Speaker 1: You can write us a letter and Amy you'll give

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Speaker 1: you a thousand dollars. So, I mean, it's a lot

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Speaker 1: of options before you call me and ask me for

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Speaker 1: some money.

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Speaker 3: So that's the thing. One thing.

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Speaker 1: Two, what are your priorities that you're you're paying for

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Speaker 1: a dance camp when you don't have any money? No,

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Speaker 1: there's YouTube. She can dance at home with miss Rachel.

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Speaker 1: You do not need to be paying five or whatever

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Speaker 1: you're paying.

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Speaker 4: Yeah, Danny go is free.

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Speaker 1: You don't have any money, but you're paying for dance. Kevin, Now,

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Speaker 1: I have to wait to get my money back. Oh,

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Speaker 1: absolutely not. And then you accidentally send me my money back,

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Speaker 1: and then you want me to send you back my money.

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Speaker 1: That makes sense, Gary, get the money and block your sister.

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Speaker 3: I'm sorry. I'm sorry, Jason Block and I.

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Speaker 2: Would argue anytime you loan money, I think, especially to

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Speaker 2: family and friends. If you're loaning money to family and friends,

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Speaker 2: I think you got to just assume that's a gift.

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Speaker 4: You got it.

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Speaker 2: You have to be in your mind prepared that you're

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Speaker 2: not going to get the money back. It's not that

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Speaker 2: you shouldn't get the money back. You should, But what

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Speaker 2: I'm saying to you is that unless you're willing to

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Speaker 2: be in this situation where you're willing to potentially lose

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Speaker 2: a family member or a friend over money, then I

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Speaker 2: think you have to give the money, assuming you'll never

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Speaker 2: get it back, and if you do, then good for you.

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Speaker 2: Now again, if you borrow money, you should pay it back, yes,

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Speaker 2: but as the lender. The reason that I don't loan

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Speaker 2: anybody money like Kiki is for that reason. I'm not

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Speaker 2: willing to lose my friend. And by the way, if

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Speaker 2: I lose a friendship because I'm not giving you five

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Speaker 2: thousand dollars, and I guess it weren't that good of

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Speaker 2: friends anyway. But unless I got five thousand dollars to lose,

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Speaker 2: then I don't have five thousand dollars to give exactly.

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Speaker 3: Yeah, I think that's a smart way to do it.

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Speaker 1: And you know, sometimes there's a few people in my

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Speaker 1: life who like I'm like, they ex for some money

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Speaker 1: and I'm like, you know what, I know I'm not

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Speaker 1: getting it back, and I really don't want to deal

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Speaker 1: with you.

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Speaker 3: So let's just end this.

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Speaker 1: Let me give you the money. I know that I'll

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Speaker 1: never hear from you again, so let's just make it.

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Speaker 4: I'm paying you to go away.

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Speaker 1: I'm paying you to go you know, I know I'm

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Speaker 1: not getting my money back, So that works in that case.

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Speaker 1: But other than that, you really have to think in

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Speaker 1: the mindset like can I live without getting this payment back?

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Speaker 1: Because people have so much audacity that they will borrow

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Speaker 1: money and then make you feel like you the broke one.

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Speaker 3: Yeah with your money back.

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Speaker 4: Yeah.

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Speaker 2: Well that's like if you ever loaned anybody money and

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Speaker 2: then they say they can't pay you back. But then

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Speaker 2: you see thanks to like social media, Facebook or whatever

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Speaker 2: that's likes everywhere, or they just bought a new car

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Speaker 2: or something, and granted I loaned you the money. I

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Speaker 2: don't really get to necessarily say what you do with it,

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Speaker 2: but I do have a say on whether you pay

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Speaker 2: me back or not. And it sounds like if you

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Speaker 2: got money for a new car, you got money for

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Speaker 2: this or that, or in this case, if you've got

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Speaker 2: five thousand dollars, then you should have given it to

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Speaker 2: me because you owed it to me.

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Speaker 4: Go get it off somebody else.

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Speaker 2: Now, I'm not sending it back, especially if I'm already

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Speaker 2: not being told the truth. Like you could say, look,

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Speaker 2: I have five thousand dollars, but I need five hundred

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Speaker 2: of it for this thing that I promised my daughter.

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Speaker 2: So I'll give you forty five hundred now, and I'll

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Speaker 2: owe you five hundred. Not this thing where I had

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Speaker 2: the money, I send it to you. Now, you got

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Speaker 2: to send it back to me. No, because what I'm

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Speaker 2: saying is I don't think I'm ever going to get

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Speaker 2: the money back from you exact because you already aren't

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Speaker 2: telling me the truth about the resources that you do

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Speaker 2: or don't have.

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Speaker 1: And you want to make a deal about how you

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Speaker 1: want to pay me back Mama, Like you know, I'm

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Speaker 1: gonna pay for this dance camp, but then I'm gonna

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Speaker 1: take care of you eventually.

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Speaker 3: Like no, that's not how this worked out.

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Speaker 1: We were supposed I was supposed to get my money

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Speaker 1: back within ninety days, and now it's six months later

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Speaker 1: and you're telling me you can only give me five

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Speaker 1: hundred dollars, but really you have five thousand in that account.

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Speaker 2: It wouldn't have come through if you're like, yeah, I

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Speaker 2: did enshoede you interest exactly on the fact that you

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Speaker 2: were when them three months late, right eight three five?

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Speaker 4: What say you? Is the jury chase?

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Speaker 2: You got a look on your face, Jason, You just

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Speaker 2: you're the bleeding heart in here.

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Speaker 4: You're gonna be like, oh, they can have it.

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Speaker 5: And I would never ask for my money back, Like, hey,

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Speaker 5: I don't have any money, so no one is asking

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Speaker 5: me for money. But if someone did, I would never

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Speaker 5: be like, Okay, it's turning to pay me Like, that's

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Speaker 5: just not especially your sister, Like, come on with you said, Fred,

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Speaker 5: that's a gift.

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Speaker 6: That's how I look at it.

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Speaker 5: And to like chase your sister down to get the

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Speaker 5: money back is wild, especially after she asked for it back,

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Speaker 5: like she needs to give it.

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Speaker 4: Back to her.

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Speaker 2: You're assuming that, well you're not. But the assumption is

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Speaker 2: that the giver has all this money to give. Yeah,

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Speaker 2: you know, maybe the sister or the brother in this case, Gary, right,

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Speaker 2: maybe maybe he didn't have the five thousand to give,

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Speaker 2: but he knew she needed it, so he did it

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Speaker 2: and was like, well at least i'll get it back

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Speaker 2: in ninety days, you know, and he hasn't. So we're

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Speaker 2: assuming that just because he had the five to give,

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Speaker 2: that he's got all this money and he doesn't need it.

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Speaker 2: We don't know that maybe he really needed the money

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Speaker 2: and he was just willing to, you know, cut it

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Speaker 2: close because he knew she needed the money.

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Speaker 6: Yeah, well they're both broke so.

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Speaker 4: Together.

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Speaker 5: I would rather that be my life than like have

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Speaker 5: to hound a relative to give me my I would

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Speaker 5: just once it's out the door, I'm like, all right,

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Speaker 5: it's out the door.

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Speaker 2: Oh my god, i do think that's the mentality you

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Speaker 2: have to have though, otherwise this is what happens. You know,

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Speaker 2: you get all slighted because you this person. You know, again,

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Speaker 2: what's more important to you the money or the relationship

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Speaker 2: with family? And if the relationship, and again, do you

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Speaker 2: the other person should be saying the same thing.

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Speaker 4: That's what I'm saying.

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Speaker 2: But again, I think if you're not willing to find

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Speaker 2: yourself in this situation, then the answer is she says,

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Speaker 2: I don't loan money to anybody, which is me. I

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Speaker 2: don't loan money to people I owne borrow money from people.

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Speaker 2: I just don't. I just don't.

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Speaker 7: Yeah, I used to borrow money, and then I learned

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Speaker 7: the hard way because I'm the one chasing people down.

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Speaker 7: So you're right, I don't have money to give, but

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Speaker 7: if I did, I would not loan it. However, though,

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Speaker 7: if you come to me and I'm nice enough to

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Speaker 7: help you out, you should be very nice enough to

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Speaker 7: pay me back.

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Speaker 3: And I'm not even charging you interest.

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Speaker 6: Oh, she definitely should.

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Speaker 5: I just don't see a life where like you should

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Speaker 5: be chasing your relative down.

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Speaker 3: You shouldn't be chasing anybody.

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Speaker 6: She should definitely pay it back. But it's her brother,

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Speaker 6: like just kind of let it.

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Speaker 2: Fly, Ariana, Oh, good morning. Wait it was a brother

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Speaker 2: that loaned the money, wasn't it.

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Speaker 1: Ye, Gary loan the money to his sister because she

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Speaker 1: was going through a divorce. She needs a get this

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Speaker 1: settlement checked from that divorce r paying that.

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Speaker 2: She seems to have enough money. Yeah, Adriana, what do

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Speaker 2: you think? What set you in Kiki's cord?

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Speaker 4: Okay?

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Speaker 8: So I think that if she really needed the money

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Speaker 8: back after giving him when she owed him, she should

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Speaker 8: at least explained to him why, or at least like, hey,

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Speaker 8: can at least get a half back and I'll give

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Speaker 8: you a half later on, because I'm going to tux

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Speaker 8: to greet that right now with my sister, she sent

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Speaker 8: me money. We have an agreement. I gave pay her

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Speaker 8: back to a few hours a month, and so we're

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Speaker 8: paid in full and I pay her every month. So

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Speaker 8: she should be there at least to explain them why

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Speaker 8: she needs the money. So or you know what I mean,

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Speaker 8: It said, oh, I made a mistake, I want all

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Speaker 8: my money back. No, she should be like, oh, well,

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Speaker 8: they at least get half back and explains why she

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Speaker 8: needs it back.

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Speaker 4: I don't know.

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Speaker 2: I got to be honest, like, if it if it

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Speaker 2: had been within the ninety days, maybe, But the fact

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Speaker 2: that you're already three months late, you're lying to me

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Speaker 2: about how much money you do and don't have the

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Speaker 2: odds of him ever seeing it again are not very

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Speaker 2: good at this rate. So if he's got the money, right,

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Speaker 2: he needs to keep it.

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Speaker 4: That's one hundred for sure.

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Speaker 2: Yeah, And if he doesn't want his niece or nephew

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Speaker 2: whomever to lose out, then on his own. I suppose

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Speaker 2: he could pay for the camp if he wanted to,

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Speaker 2: because at least then he's only on five hundred as

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Speaker 2: opposed to forty money.

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Speaker 8: What I mean, Yeah, then she should explain it to me, like, hey,

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Speaker 8: can they at least help me pay for my daughter's

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Speaker 8: camp and then keep the money, like, at least talk

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Speaker 8: about it. Like my sisters when I fix them, we

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Speaker 8: are fair.

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Speaker 4: We try to help each other. We don't never try

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Speaker 4: to do that.

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Speaker 8: But I understand what's with your brother why I want? Yeah,

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Speaker 8: just explain to them, and I bet.

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Speaker 2: You could be willing to help maybe, well, I don't know,

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Speaker 2: maybe anymore, thank you for the k me You're welcome. Yeah,

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Speaker 2: maybe for the niece.

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Speaker 4: Have a good day. Yeah, I don't know, Sarah. How

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Speaker 4: you doing, Hey, I'm good. How are you, Sarah? Good morning?

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Speaker 2: What say you?

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Speaker 4: Ki's cord?

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Speaker 3: Hey, good morning. So here's my thing.

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Speaker 9: Earlier you had mentioned if if I bone you money,

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Speaker 9: I have no right to tell you what to use

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Speaker 9: it for it Like, guess the heck you do? If

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Speaker 9: I bone you money, it's for a reason. If you're

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Speaker 9: asking me for money, it's for a reason. You can

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Speaker 9: use my money for that thing, or you can go

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Speaker 9: somewhere else for it.

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Speaker 4: Yeah, that's fair.

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Speaker 2: And again people are arguing with me about the I'm

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Speaker 2: just saying for me, if I am going to give

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Speaker 2: someone I care about money, I need to be prepared

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Speaker 2: that that relationship outweighs my needs to get that money back,

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Speaker 2: in my opinion, because otherwise, this is where you find

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Speaker 2: yourself and you have a right to be frustrated. You

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Speaker 2: have every right to ask for your money back, you

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Speaker 2: have every right to have a feeling about it. But again,

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Speaker 2: I feel like if you can't just be like, all right,

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Speaker 2: I really love this person and I maybe someday I'll

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Speaker 2: get it back, but my relationship with them matters more.

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Speaker 4: If you can't say that that. I don't know if

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Speaker 4: you should give the money to begin with.

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Speaker 1: That makes sense, Yeah, but it's so said that all

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Speaker 1: of the responsibility seems to fall on the lender. Like

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Speaker 1: I have to make in my mind, like if this

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Speaker 1: person doesn't pay me back, I have to remain the same.

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Speaker 1: I have to control my emotions. I can't chase them down. Like, Bro,

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Speaker 1: if you ax me.

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Speaker 3: For money with me, what'd you say?

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Speaker 9: Yes, you promised me that you would give me that

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Speaker 9: box my money within ninety days of you receiving your settlement,

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Speaker 9: and now it's my responsibility to come to you.

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Speaker 2: Heyah, I shouldn't be in that position as the lender.

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Speaker 2: Don't make me beg I helped you. Yeah, I agree,

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Speaker 2: Thank you, Sarah, I have a great day.

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Speaker 6: Thank you.

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Speaker 2: Yeah, I agree with that. But again, I mean, this

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Speaker 2: is where people find themselves. I think a lot of

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Speaker 2: time from lay loan money to people, they want to

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Speaker 2: be disappointed when the terms aren't met. And then and

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Speaker 2: then you feel further taken advantage of because it's like, well,

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Speaker 2: you wouldn't do this to the you wouldn't be allowed

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Speaker 2: to do this with the bank. You wouldn't be allowed

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Speaker 2: to do this with a credit card. God, but if

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Speaker 2: you think you can do it with me because you

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Speaker 2: know you're preying on our relationship, and then then pray,

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Speaker 2: I'm more mad. Hey Natalie, Yes, so you don't agree

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Speaker 2: that if I give you money, I should just be

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Speaker 2: prepared to lose it.

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Speaker 3: Nope, because at the end of the day, I feel

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Speaker 3: like this.

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Speaker 10: If the relationship was that serious between the both of you,

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Speaker 10: then if I had the money to give you, I

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Speaker 10: expect my money back as agreed upon. My thing is,

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Speaker 10: the onus is not on me to value that relationship.

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Speaker 10: It should be on the person who received the money.

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Speaker 10: If they cared about our relationship, they would pay me

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Speaker 10: my money back. Under the green parent, if you need

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Speaker 10: the money, you could have gone elsewhere. You could have gone,

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Speaker 10: like she said, I pay their loan, a bank or

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Speaker 10: anything else. Obviously, if you can't get it through those

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Speaker 10: means because your credit or whatever the case is, then

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Speaker 10: what makes you think that your credit is good anywhere else?

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Speaker 4: Yeah, that's a good point.

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Speaker 10: The responsibility when you ask for money that you need

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Speaker 10: to pay it back. Don't treat me like I'm some

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Speaker 10: of the third world person or whatever on the street.

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Speaker 10: That's my money. It doesn't matter if I had it

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Speaker 10: to give or not.

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Speaker 4: It's mine.

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Speaker 2: I will say, you're obviously coming to me as a

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Speaker 2: last ditch effort, But that also says something to me.

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Speaker 2: If I'm the last person and you can come to

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Speaker 2: for money because nobody else will give it to you,

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Speaker 2: then I better be prepared to gifted to you because

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Speaker 2: I'm obviously not getting it back. So I mean kind

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Speaker 2: of I'm the dummy on that one if that's what happens.

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Speaker 2: But Natalie, thank you, have a good day, you guy us.

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Speaker 2: Also thanks glad you called it.

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Speaker 4: Well. There you go, Kiki.

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Speaker 3: Okay, Gary, you are not wrong, sir, and you keep

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Speaker 3: that money. That's right.

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Speaker 4: Do not give it back.

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Speaker 6: Stop.

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Speaker 2: Yeah yeah, change your name, Witness Protection program. Me go

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Speaker 2: go some place outse The Entertainment reports Neck