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Speaker 1: Broadcasting live from the Abraham Lincoln Radio Studio the George

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Speaker 1: Washington Broadcast Center. Jack Armstrong is Joe Getty arm Strong

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Speaker 1: and Jetty Enough he Armstrong and Getty.

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Speaker 2: The Democrats, remember the Democrats, they shut down the government

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Speaker 2: last month.

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Speaker 1: They stink caved on the shutdown.

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Speaker 2: One of the Democrats who crumbled like a granola bar

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Speaker 2: in your backpack is New Hampshire Senator and the joker's

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Speaker 2: proud aunt, Jeans Shahan.

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Speaker 3: Democrats drew a line in the sand. They said we

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Speaker 3: are not going over this. And today, after forty one days,

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Speaker 3: they pulled out a shovel and a bucket and they

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Speaker 3: ate all that sand and got.

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Speaker 1: Nothing for it. Isn't that great? That is really interesting.

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Speaker 2: I didn't watch a daily show I need to today, I

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Speaker 2: guess John Stewart just went on epic f bomb rant

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Speaker 2: and anger over the Democrats caving on the shutdown, which

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Speaker 2: it's interesting.

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Speaker 1: On one hand, law that they wrote and passed.

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Speaker 2: I don't know how they think the Democrats were gonna

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Speaker 2: hold out and get something. Yeah, I just don't understand

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Speaker 2: how they think they were going to win that.

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Speaker 4: By starving the poor people and not paying the truth.

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Speaker 1: Well, but that wasn't working, don't.

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Speaker 2: I don't think for whatever reason, good or bad, you know,

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Speaker 2: normal people. I don't think we're reacting that much to

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Speaker 2: the whole snap benefits thing. The media was talking about it.

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Speaker 2: But the flights, Yes, that got people's attention. That's when

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Speaker 2: the shutdown became a topic for conversation, when all of

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Speaker 2: a sudden the airports were going to be crazy. Maybe

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Speaker 2: until Thanksgiving that became so as that grew, you think

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Speaker 2: that the pressure was going to be on the Republicans

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Speaker 2: the cave on Obamacare. Maybe, I don't think.

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Speaker 4: I'd really like to talk to John Stewart about how

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Speaker 4: he became so ill informed or misguided on that. Gus,

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Speaker 4: he's a very bright guy. Meanwhile, I'll tell you who's

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Speaker 4: getting the blame on the left is so old Chuck Schumer.

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Speaker 4: Here's a montage.

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Speaker 2: How much of this do you put at the feet

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Speaker 2: of Charles Schumer?

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Speaker 1: Most of it?

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Speaker 3: I mean, he's the leader of the Senate, but it's

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Speaker 3: time for him to be replaced.

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Speaker 1: He is not meeting the moment.

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Speaker 2: He's out of touch with where the party's base is.

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Speaker 1: You know, respect his service, but time to move on.

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Speaker 2: I think Chuck Schumer his days are over. Yes, Chuck

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Speaker 2: Schumer should go.

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Speaker 1: I'm sorry to say Chuck Schumer should go. I voted

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Speaker 1: for many times.

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Speaker 5: The loudest criticism here that the party couldn't keep it

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Speaker 5: together because the leader, Senator Chuck Schumer, is weak.

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Speaker 2: If I was a Democrat, I would want Chuck Schumer

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Speaker 2: to go to just because he's old and you know,

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Speaker 2: just ain't got no vim or vigor. But what was

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Speaker 2: he supposed to do? Getting back to the same conversation

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Speaker 2: we just had. I also heard one pundit, and I

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Speaker 2: think this is probably too saying you don't tell senators

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Speaker 2: what to do. It's not like being the leader of

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Speaker 2: the House where you have some power to really force

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Speaker 2: House members to do this or that. And they're up

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Speaker 2: for election every two years. Every senator thinks they're going

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Speaker 2: to be president someday they got a six year term.

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Speaker 1: You don't tell them what to do.

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Speaker 2: You can be the messenger for them, you can get

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Speaker 2: them together and give speeches, but you don't control them.

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Speaker 4: Right, They're designed by the Constitution to be slow, careful,

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Speaker 4: and deliberate and not be bullied anyway. So I thought,

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Speaker 4: you know, to dovetail off of that a couple of

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Speaker 4: really interesting stories I've come across about Obamacare in general,

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Speaker 4: because this fake fight was about continuing COVID air subsidies

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Speaker 4: that the Democrats themselves had sunseted, which is something nobody's

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Speaker 4: talking about. But quoting now from the fabulous California Globe.

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Speaker 4: And last week they've reported on the hackers, crooks and

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Speaker 4: bots who'd use stolen identities to fleece California's colleges and universities,

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Speaker 4: ripping off taxpayers for billions of dollars.

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Speaker 1: And that report was really really interesting.

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Speaker 4: It is literally billions and billions of dollars going to

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Speaker 4: like hackers in the Russian mob and the rest of it,

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Speaker 4: who would use bots to.

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Speaker 1: Create nonexistent college students.

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Speaker 4: Anyway, they Right now we learn of another Obama era

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Speaker 4: bot scam, this one in Obamacare. And this is actually

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Speaker 4: quoting the Blaze. Joe Biden's pandemic era subsidies turned Obamacare

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Speaker 4: into corporate welfare, sending billions to insurers for patients who

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Speaker 4: never file a single claim. At issue are the generous

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Speaker 4: subsidies the Biden administration created for the Affordable Care Act

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Speaker 4: policies sweeteners that are slated to expire this December. That's

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Speaker 4: what this fight was about, making healthcare essentially free for

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Speaker 4: millions of Americans. These policies have sent enrollment in Obamacare

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Speaker 4: plans skyrocketing, but a recent study found that they have

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Speaker 4: also sparked a curious phenomenon an estimated twelve million enrollees

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Speaker 4: twelve million without a single claim. No doctor visit, no

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Speaker 4: lab test, no prescription, no sprained ankle, nothing in the

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Speaker 4: entire year of twenty twenty four Obamacare expansion, creating an

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Speaker 4: explosion of phantom patients, including at least six point four

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Speaker 4: million of them found so far in twenty twenty five.

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Speaker 4: Among those new now eligible for zero premium plans with

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Speaker 4: lower no deductible to study found quote that number increased

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Speaker 4: nearly sevenfold. A whopping forty percent of rollees in fully

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Speaker 4: subsidized plans fully subsidized had no claims in twenty twenty four.

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Speaker 4: In twenty twenty four, a loon taxpayer send at least

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Speaker 4: thirty five billion dollars to insurers.

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Speaker 1: They got the money for.

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Speaker 4: People who paid no premiums and never used their plan.

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Speaker 4: And you heard that before? How have we not heard

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Speaker 4: that before?

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Speaker 6: Yeah?

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Speaker 4: No kidding, And they point out Katie Grimes, the fabulous

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Speaker 4: writer at the California Globe editor points out the entire

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Speaker 4: goal of Obamacare was to create a system the crashes

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Speaker 4: and burns, forcing the US into government controlled socialized medicine

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Speaker 4: correct and they're getting close to succeeding. Obama himself admitted

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Speaker 4: that beyond the scenes, we've all heard those tapes.

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Speaker 1: I think.

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Speaker 4: Anyway, one more semi related story that I found super interesting,

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Speaker 4: and again, you know, I'm sorry, I've got to get

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Speaker 4: to the punchline prematurely. It's impossible for a citizen to

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Speaker 4: keep track of everything this massive Labrinthian government does. How

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Speaker 4: can you be a responsible citizen and hold your government

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Speaker 4: to account when.

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Speaker 1: You can't comprehend one one hundredth of what it does.

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Speaker 4: That's why your system was designed to have limited government.

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Speaker 4: And you know that that ship has sailed moons ago. Anyway,

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Speaker 4: this is from Alicia Finley in the Wall Street Journal,

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Speaker 4: who's absolutely brilliant. Speaking of terrific women in journalism.

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Speaker 1: Here's an example of what I'm talking about.

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Speaker 4: Rama Manual of Chicago, Mayor of Chicago, had a three

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Speaker 4: hundred and seventy million dollar deficit in twenty thirteen. One

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Speaker 4: of the main chunks of that deficit was one hundred

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Speaker 4: and ninety five million dollars subsidizing health insurance for its retirees,

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Speaker 4: many of whom were too young to qualify for Medicare

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Speaker 4: because if you work in government, you get to retire

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Speaker 4: unnaturally young. That one hundred and ninety five million dollars

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Speaker 4: was projected to increase to five hundred and forty million

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Speaker 4: by two years ago. At this point, as pension payments

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Speaker 4: were ballooning. So what did Immanuel do. He dumped all

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Speaker 4: the city's retirees onto the Obama Care exchanges, where federal

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Speaker 4: subsidies can reduce premium payments.

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Speaker 1: Voila. Chicago's two point.

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Speaker 4: One billion dollar unfunded retiree health care liability vanished. Now

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Speaker 4: US taxpayers pick up the tab for Chicago's retirees.

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Speaker 1: In their fifties and early sixties.

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Speaker 4: Detroit, Stockton, California, San Bernardino, California, Blue cities learned that

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Speaker 4: they could offer their public employee unions unbelievable retiree healthcare plans,

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Speaker 4: and then as their deficits exploded, they dumped them onto Obamacare.

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Speaker 4: When Democrats say, we need zillions of dollars of covid era, huh,

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Speaker 4: subsidies to continue to Obamacare. That's why. That's one of

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Speaker 4: the big reasons why.

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Speaker 2: But if you just are kind of an average voter

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Speaker 2: and you take in the shutdown in Obamacare through the

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Speaker 2: mainstream media.

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Speaker 6: Was.

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Speaker 2: Evil Republicans wanting to kick people off their healthcare just

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Speaker 2: out of meanness.

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Speaker 4: Right right, because we want people to be sick and

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Speaker 4: stock if possible.

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Speaker 1: I love it.

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Speaker 2: What I like is a kid is sick and hungry. Boy,

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Speaker 2: does that help me sleep at night? Now?

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Speaker 6: A kid who's just sick, that's good. Or kid is

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Speaker 6: just starving, that's pretty good. But by god, if we

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Speaker 6: conservatives can get both, then we just chuckle.

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Speaker 1: They just love it.

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Speaker 2: You show me an eight year old boy at a

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Speaker 2: sprained ankle and no food. That makes me happy.

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Speaker 4: Oh man, you're bringing a tear to my eye real quick.

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Speaker 4: I've got another couple of statistics for you. But afterward,

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Speaker 4: from our friends, it simply save home security.

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Speaker 1: Easy thing to say.

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Speaker 2: I mean, that's what Biden said the other day, it's

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Speaker 2: what Schumer's been saying, and Gavin Newsoman himself said that.

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Speaker 1: The hunger is the point.

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Speaker 2: I mean, you can say all you want about your

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Speaker 2: opponents and how they're They might not be as caring

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Speaker 2: as you think they ought to be, or they're misguided

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Speaker 2: to whatever. But to claim that anybody in particular really

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Speaker 2: gets a kick out of making somebody hungry, I mean

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Speaker 2: it's just nuts.

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Speaker 6: Yeah.

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Speaker 4: Yeah, at the risk of overusing this word today, and

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Speaker 4: I think, am it's perverse, It's I mean.

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Speaker 2: It's so what are you talking. You're trying to portray

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Speaker 2: me as someone who I enjoy people being hungry. Yes, yeah,

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Speaker 2: I mean we have t shirts that say starve the lazy,

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Speaker 2: which I fully.

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Speaker 1: Back as a theory.

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Speaker 2: But the idea is get off your ass and work,

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Speaker 2: not I want you to starve to death.

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Speaker 1: Yeah.

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Speaker 4: What about sick children, Well, if they're a sick child,

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Speaker 4: they're not within the group of the lazy obviously. EMO

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Speaker 4: Ron's all right. Quick word from our friends is simply

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Speaker 4: save home security. Good luck stuff in the government from

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Speaker 4: stealing from you, but you probably can stop junkies from

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Speaker 4: breaking into your house and taking your stuff with simply

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Speaker 4: save home security is amazing combination of AI driven cameras

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Speaker 4: and then live human agents who can talk to these

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Speaker 4: scumbag and dissuade them before they break your window.

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Speaker 2: Yeah. Other security systems have outdoor cameras too, but they

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Speaker 2: rely on you getting me alert and taking action yourself.

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Speaker 2: Simply Safe does that for you. It's like having a

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Speaker 2: Safe customer. I love the sensors and the cameras and

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Speaker 2: There's no contract you sign, there's a money back guarantee,

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Speaker 2: so why not try it?

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Speaker 1: Yeah, this is the sort of.

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Speaker 4: Thing that ought to demand a multiyear contract because it's

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Speaker 4: such an investment in you. But they earn your business

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Speaker 4: There's no safe like simply Safe.

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Speaker 1: Hurrah. So final note on this topic. Few you know.

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Speaker 4: Public employees in a lot of places can retire in

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Speaker 4: their fifties or early sixties. They get really nice pensions,

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Speaker 4: some of whom they've kicked into those pensions to share

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Speaker 4: the cost, but subsidized health insurance until they become eligible

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Speaker 4: for Medicare, but governments, few of them have actually set

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Speaker 4: aside realistic commounts, some money for their retire's future healthcare costs.

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Speaker 4: The Reason Foundation does great work, reports that state and

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Speaker 4: local governments face almost a trillion dollars in retiree medical

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Speaker 4: obligations in twenty twenty three. That's about three thousand dollars

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Speaker 4: per American citizen. They've got that giant liability liabilities are

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Speaker 4: the largest in Blue states. New York is fifteen thousand

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Speaker 4: dollars per capita in essentially unfunded liabilities. New Jersey it's

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Speaker 4: almost eleven thousand, Connecticut it's about seven thousand, which lets

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Speaker 4: workers retire early with generous health benefits. And then then,

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Speaker 4: and you will see this, when those systems collapse or

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Speaker 4: get near bankruptcy or whatever, they are bailed out by

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Speaker 4: the state government or the federal government or whatever, meaning taxpayers,

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Speaker 4: it's outrageous. Sorry to bring you down or piss you off,

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Speaker 4: but I don't know, I personally don't like being defrauded,

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Speaker 4: or at least I like to know I'm being defrauded.

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Speaker 2: So we're headed into a holiday season and a decent

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Speaker 2: chance you're going to be traveling around maybe rent a vehicle.

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Speaker 2: I learned something about renting vehicles last night. It's a

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Speaker 2: problem I've had in the past, but apparently, at least

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Speaker 2: according to the research I've done, there's.

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Speaker 1: Not a lot you can do about it.

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Speaker 2: I am not a fan of rental car companies, and

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Speaker 2: a lot of other stuff to talk about. Stay with us,

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Speaker 2: arm Straw, Hey Getty.

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Speaker 7: Many worry the AI revolution will put voice actors out

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Speaker 7: of work. While some stars are licensing their voices, others

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Speaker 7: are being built from scratch. Poet Talisia Nicki Jones has

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Speaker 7: created an AI R and B singer named Zanaia Monet,

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Speaker 7: a digital alter ego that lets her turn her poetry

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Speaker 7: into music. Now, Zanaya has a number one single on

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Speaker 7: a Billboard R and B chart and a multimillion dollar.

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Speaker 1: Offer for a recording deal, and on the country charts.

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Speaker 7: An AI generated country singer named Breaking Rust just hit

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Speaker 7: number one.

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Speaker 1: Yeah, we talked about that yesterday.

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Speaker 2: We can't play the song for copyright reasons, but Joe

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Speaker 2: and I both listened to it and then it sits.

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Speaker 2: You know, it's plenty good enough to be a hit

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Speaker 2: country song, which it is completely AI. I don't know

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Speaker 2: where the leaves us the whole voice. Actors might lose

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Speaker 2: their gigs.

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Speaker 1: Yeah, yeah, oh that's over. Please. Yeah. I can't believe

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Speaker 1: it's even still presented as a this might happen.

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Speaker 2: What'll we do? It's going to happen, not might, and nothing.

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Speaker 2: There's nothing you could do it.

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Speaker 4: Yeah, pursue another line of work. And I don't mean

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Speaker 4: to sound cruel or unsympathetic, but when reality backs into

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Speaker 4: your driveway, there it is. I mean, you can try

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Speaker 4: to ignore it, wish it away.

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Speaker 1: It really is.

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Speaker 2: Being a guy who sells horses for transportation in nineteen

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Speaker 2: ten or whatever and sing. Some people say fewer people

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Speaker 2: are going to want to buy horses for transportation.

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Speaker 1: Yes, yes, this is true. What going to be done

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Speaker 1: about it?

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Speaker 2: Nothing? Our mode of transportation has changed, the airing to

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Speaker 2: fix cars. I don't know if that's hard for people

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Speaker 2: to grasp or what. Yeah, making of driving, we're into

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Speaker 2: the holiday season. I often a rent a vehicle this

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Speaker 2: time of year, usually because I do a one way

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Speaker 2: trip back to Kansas and then I drive there. We

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Speaker 2: like road trips, me and the boys, and then I

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Speaker 2: fly back. I've had quite the struggle in recent years

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Speaker 2: of I rent a vehicle ahead of time, make sure

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Speaker 2: I've rent good and ahead of time. And then I

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Speaker 2: get there to pick it up and they ain't got it.

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Speaker 2: And then I'm in the holiday crunch with all kinds

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Speaker 2: of plans and no vehicles available because it's like two

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Speaker 2: days before Thanksgiving or week before Christmas or whatever.

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Speaker 1: The situation.

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Speaker 2: Not the wrong vehicle, no vehicle, Well, they don't have

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Speaker 2: the vehicle I want.

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Speaker 1: They have all kinds of vehicles.

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Speaker 2: I'm not going to drive me intwo like practically adults

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Speaker 2: halfway across the country and right, and you.

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Speaker 1: Just can't do it.

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Speaker 2: So I was asked, I did some research yesterday because

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Speaker 2: I was trying to avoid that this year. I got

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Speaker 2: so mad last year when I was there. You remember

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Speaker 2: I told this story on the air. I started very calm,

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Speaker 2: but I couldn't get any reaction out of the person

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Speaker 2: who worked there. And it kind of hurts that they

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Speaker 2: reacted this way. It really hurts my feelings that they

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Speaker 2: were was the way that we were thinking. But I

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Speaker 2: kept saying, do you understand my problem?

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Speaker 7: Though?

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Speaker 1: Right? I have a reservation.

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Speaker 2: I mean it's the classic Jerry Seinfeld bit. You know

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Speaker 2: how to you know, reserve the car and they just

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Speaker 2: like looked at me blank face, like they couldn't understand

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Speaker 2: why I was unhappy with the fact that I'd had

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Speaker 2: a reservation for a month and then I get there

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Speaker 2: and you don't have the vehicle.

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Speaker 1: You don't see that as a problem anyway.

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Speaker 2: So I spend a lot of time researching this on

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Speaker 2: groc and chat, bet, chat, GPT, and they want all

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Speaker 2: the different websites, and they basically said, this is a

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Speaker 2: problem that happens to people all across the country. There's

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Speaker 2: not much you can do about it. Here are the things.

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Speaker 2: You should rent vehicles from two different companies. Hopefully if

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Speaker 2: you have a backup then one of them will come through,

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Speaker 2: or you know, a variety of other things.

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Speaker 1: But there was no there's no getting around it.

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Speaker 2: It's just the thing that happens the way our way

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Speaker 2: the businesses are currently set up. They just like airlines,

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Speaker 2: they overbook flights. They over sell cars with the idea

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Speaker 2: of a we want to have as many of them

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Speaker 2: get paid for during the holiday season as possible, So

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Speaker 2: we overbook knowing that a lot of people are going

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Speaker 2: to cancel and change plans. And then if it turns

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Speaker 2: out that a whole bunch of people don't change their plans. Well,

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Speaker 2: we've got more people wanting these vehicles than the vehicles

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Speaker 2: that exist.

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Speaker 1: So sorry, screw you. You're out of luck.

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Speaker 4: You're not going home for Christmas or whatever the problem is.

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Speaker 4: And I'm sure they all glance around at each other.

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Speaker 4: It's not collusion, but they're aware. Okay, they're abusing people

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Speaker 4: in the same way over there and over there and

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Speaker 4: over there. Okay, so we can keep abusing people. Where

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Speaker 4: are you going to go to the other place there

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Speaker 4: at the airport that's going to abuse you in the

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Speaker 4: same way.

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Speaker 2: Right, And that's something that that's the current system where

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Speaker 2: it doesn't matter how early you make your reservation, you

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Speaker 2: still might show up there when you need it. If

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Speaker 2: it's a busy weekend and they just ain't going to

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Speaker 2: have a car for.

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Speaker 4: You, oh well you put the rental agent in a headlock.

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Speaker 4: Not sure it would help, but it would make you

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Speaker 4: feel better. I was close, I was really close. My

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Speaker 4: son didn't test to that. They were thinking, I don't care,

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Speaker 4: pretending I'm an hourly employee.

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Speaker 1: I don't care. It's not much effort to pretend to care.

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Speaker 2: Okay, we got more on the way if you know

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Speaker 2: anything about that text line four one five five KFTC.

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Speaker 1: Armstrong and Getty Christ, then when did you get this information?

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Speaker 5: We actually just received all of these emails are total

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Speaker 5: of about twenty three thousand documents actually a few days ago,

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Speaker 5: so last week, and we've been going through our team,

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Speaker 5: of course, through all of these very carefully over the

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Speaker 5: last few days.

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Speaker 1: We obviously released some today.

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Speaker 5: We'll be releasing additional documents I'm likely later today.

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Speaker 2: Okay, we're talking about Epstein here. Oh so forty eight

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Speaker 2: hours ago when the whole impasse over the shutdown thing broke,

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Speaker 2: I flip on MSNBC at night. They're eleven o'clock show,

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Speaker 2: because on the West Coast as to a eight o'clock

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Speaker 2: and the first thing they talk about is Epstein. I thought,

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Speaker 2: what I mean, that was so off my radar. I

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Speaker 2: don't know if I thought I'd ever hear the word

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Speaker 2: again in my life. I just thought that was completely

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Speaker 2: last year whatever. And they were actually talking about them,

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Speaker 2: and the three panelists on there all reporters Epstein, this Epstein,

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Speaker 2: that this is why the Republicans shut down the government

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Speaker 2: for so long, and now the Epstein vote's gone.

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Speaker 1: What Epstein.

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Speaker 2: I turned on Morning Joe this morning on MSNBC. I mean,

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Speaker 2: because that's a good place to go to for what

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Speaker 2: Democrats are thinking, that show talking about Epstein. And now

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Speaker 2: you got this Democratic Representative Robert Garcia, who was on

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Speaker 2: probably on MSNBC saying they've received twenty three thousand documents

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Speaker 2: in the last couple of days and they're going through

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Speaker 2: there very carefully.

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Speaker 1: He says there is a massive cover up going on.

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Speaker 2: So as Byron York writes in the Washington Examiner, Okay,

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Speaker 2: you've given us a couple of nuggets, which weren't much

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Speaker 2: from these documents. Like Trump was angry that Epstein was

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Speaker 2: poaching his people, poaching girls from his spa. That wasn't

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Speaker 2: new news. And even if even if it were, what's

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Speaker 2: the significance of that?

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Speaker 1: There is an email quote from Epstein, go ahead, you've

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Speaker 1: got the lift.

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Speaker 2: There's well, there's a claim that Epstein knew that there

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Speaker 2: were girls there and whatever Trump but butru that Trump knew,

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Speaker 2: But it's vague and it doesn't even if it's true,

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Speaker 2: what what does that was Trumps supposed to go to

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Speaker 2: the cops or I don't know what even the point

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Speaker 2: is of that, and as Byron new York writes Washington Examiner, Okay,

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Speaker 2: that's three things you've mentioned. What are the other twenty

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Speaker 2: three thousand documents? That's a lot of documents, right, That's

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Speaker 2: a heck of a thing to.

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Speaker 1: Go on TV.

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Speaker 2: Say we have twenty three thousand new documents about what?

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Speaker 1: From who? What is it? A? Two are completely irrelevant?

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Speaker 4: Where to look at them? Twenty three thousands? Look at

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Speaker 4: the stack of documents? Where did they come from? If

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Speaker 4: you had any dirt on Trump about Epstein, you would

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Speaker 4: have used it when Joe Biden and Kamala Harris were

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Speaker 4: running against him, wouldn't you. Well, where'd they get these

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Speaker 4: twenty three thousand new documents?

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Speaker 1: Doesn't say? What's that all about? Don't know?

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Speaker 2: But so if you thought Epstein was over, it ain't.

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Speaker 1: Well. I tell you what.

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Speaker 4: If they get to the bottom of this Epstein thing,

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Speaker 4: holmes will become affordable, You will be fully employed in

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Speaker 4: a career that you find rewarding, Your kids will get

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Speaker 4: quality education in schools, and we won't ever go to

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Speaker 4: war with China. So I certainly hope we can get

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Speaker 4: to the bottom of this stupid, stupid Epstein thing.

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Speaker 2: We'll be releasing additional documents later Today, he says, if

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Speaker 2: my experience with this sort of thing in life is

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Speaker 2: you lead with your.

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Speaker 1: Best stuff, right. Yeah. Well, and if say, fifteen eighteen.

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Speaker 4: Years ago, rich Donald Trump in West Palm Beach or

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Speaker 4: whatever it is, became aware that his rich neighbor was

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Speaker 4: a bit of a perv and maybe even had a

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Speaker 4: taste for like underage girls, that's what I hear.

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Speaker 1: What was twenty twelve Donald Trump's supposed to do about it?

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Speaker 1: That's what I said.

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Speaker 4: I mean, if there was like child rape going on

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Speaker 4: and he had specific information about it, of course you

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Speaker 4: got to call.

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Speaker 1: The co of course.

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Speaker 4: But if he just hears at the country club, oh yeah,

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Speaker 4: you know Epstein like I'm young, if you know what

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Speaker 4: I mean?

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Speaker 2: Yeah, what are you supposed to do in that situation?

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Speaker 2: And well, there's always kind of the suggestion that Donald

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Speaker 2: Trump was having sex with underage girls through his connection

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Speaker 2: with Epstein. There's never been anything without one hundred miles

442
00:22:58,359 --> 00:23:02,639
Speaker 2: of that, yeah, proven even kind of So I don't know,

443
00:23:02,680 --> 00:23:04,600
Speaker 2: I can't believe this is still hanging around as a story,

444
00:23:04,640 --> 00:23:06,840
Speaker 2: different Donald Trump story that I am kind of interested.

445
00:23:06,920 --> 00:23:09,640
Speaker 4: Well, if I had just screwed the country at least

446
00:23:09,680 --> 00:23:14,480
Speaker 4: to some extent on this phony shutdown to protect Chuck

447
00:23:14,520 --> 00:23:18,120
Speaker 4: Schumer's left flank. I'd want to change the headlines too.

448
00:23:18,160 --> 00:23:22,280
Speaker 4: I'd be pretty desperate. That's pretty good theory that that's

449
00:23:22,320 --> 00:23:26,040
Speaker 4: what it is. Why now all of a sudden out

450
00:23:26,040 --> 00:23:31,280
Speaker 4: of nowhere, please, I never heard that said one time

451
00:23:31,359 --> 00:23:33,679
Speaker 4: during the shutdown? Did you that the Republicans are just

452
00:23:33,720 --> 00:23:36,200
Speaker 4: doing this to keep the Ebstein files from coming out?

453
00:23:36,480 --> 00:23:41,080
Speaker 2: I never heard that until the Democrats caved. I'd never

454
00:23:41,160 --> 00:23:44,680
Speaker 2: heard anybody say that. Yeah, yeah, And I'll watch a

455
00:23:44,720 --> 00:23:46,439
Speaker 2: lot of MSNBC to see what they're up to. They

456
00:23:46,440 --> 00:23:47,520
Speaker 2: weren't making that argument.

457
00:23:48,280 --> 00:23:50,520
Speaker 1: We're desperate, we're desperate. What do we do? I don't know,

458
00:23:50,600 --> 00:23:52,160
Speaker 1: can retire Depstein somehow?

459
00:23:52,280 --> 00:23:53,359
Speaker 2: How the hell would we do that?

460
00:23:53,720 --> 00:23:57,359
Speaker 1: Wait? I have an idea differ Trump thing. He did

461
00:23:57,359 --> 00:24:02,320
Speaker 1: an interview with blonde Chick Fox. There are quite a

462
00:24:02,320 --> 00:24:02,880
Speaker 1: few of them.

463
00:24:03,440 --> 00:24:05,680
Speaker 2: Well, that was a vague statement, wasn't a blonde chick

464
00:24:05,720 --> 00:24:08,440
Speaker 2: on Fox? Lor Ingram And we had a bunch of

465
00:24:08,440 --> 00:24:10,960
Speaker 2: clips we didn't play yesterday. But one of the things

466
00:24:11,040 --> 00:24:15,119
Speaker 2: he floated out there was a fifty year mortgage loan

467
00:24:16,080 --> 00:24:18,840
Speaker 2: to try to help get more people into homes. This

468
00:24:19,000 --> 00:24:21,719
Speaker 2: stat has been flying around for a week now because

469
00:24:21,760 --> 00:24:24,520
Speaker 2: it hit forty. People like round numbers, and when it

470
00:24:24,640 --> 00:24:26,960
Speaker 2: hit forty for the median age for someone to be

471
00:24:27,040 --> 00:24:28,879
Speaker 2: a first time home buyer, it got a lot of

472
00:24:28,920 --> 00:24:31,520
Speaker 2: people's attention, given the fact that it was twenty nine.

473
00:24:31,600 --> 00:24:37,720
Speaker 2: If you go back to nineteen eighty, so in your

474
00:24:37,720 --> 00:24:42,080
Speaker 2: twenties barely and now forty is sounds like a bigger

475
00:24:42,119 --> 00:24:45,080
Speaker 2: difference in eleven years, but it's still it is quite

476
00:24:45,080 --> 00:24:48,359
Speaker 2: a change in the structure of home buying. And Trump

477
00:24:48,400 --> 00:24:50,919
Speaker 2: floated the idea of a fifty year mortgage. So my

478
00:24:51,040 --> 00:24:54,200
Speaker 2: first reaction to hearing that was that's a horrible idea,

479
00:24:54,440 --> 00:24:57,000
Speaker 2: and God, I hope it doesn't happen, kind of like

480
00:24:57,119 --> 00:25:01,720
Speaker 2: around the lines of I know people buying cars with seven, eight,

481
00:25:02,320 --> 00:25:08,359
Speaker 2: nine year loans, the biggest difference between the two things

482
00:25:08,400 --> 00:25:11,600
Speaker 2: being that in general, homes go up in value over

483
00:25:11,600 --> 00:25:13,919
Speaker 2: that amount of time and cars nine years from now

484
00:25:13,960 --> 00:25:14,800
Speaker 2: you're curring word.

485
00:25:14,720 --> 00:25:16,280
Speaker 1: Nothing and you just paid it off.

486
00:25:16,600 --> 00:25:21,080
Speaker 2: But I don't know anything about the history of where

487
00:25:21,080 --> 00:25:23,280
Speaker 2: did we come up with the twenty and thirty year mortgage?

488
00:25:23,320 --> 00:25:27,080
Speaker 2: What was that built around? Why is there any reason

489
00:25:27,280 --> 00:25:29,440
Speaker 2: why thirty's okay, but fifty isn't.

490
00:25:30,840 --> 00:25:36,480
Speaker 4: Yeah, Well, the twenty eight housing melt down spurred the

491
00:25:36,600 --> 00:25:40,560
Speaker 4: government to limit mortgage terms to thirty years, because you

492
00:25:40,680 --> 00:25:45,000
Speaker 4: just you get equity so slowly, you pay so much

493
00:25:45,080 --> 00:25:48,240
Speaker 4: in interest more than a thirty year loan, and it

494
00:25:48,320 --> 00:25:50,680
Speaker 4: lowers your payment by a couple of hundred bucks typically,

495
00:25:51,560 --> 00:25:55,800
Speaker 4: but it's not a ton. And so many folks walked

496
00:25:55,800 --> 00:25:59,600
Speaker 4: away from their mortgages when home prices collapsed, and they've

497
00:25:59,600 --> 00:26:01,560
Speaker 4: just found through the years the reason they reined it

498
00:26:01,560 --> 00:26:06,800
Speaker 4: in is longer the loan, the more likely people are default.

499
00:26:07,200 --> 00:26:09,479
Speaker 4: It's just a much risky loan, which means it's a

500
00:26:09,560 --> 00:26:12,360
Speaker 4: higher rate, so you're paying even a higher percentage of

501
00:26:12,720 --> 00:26:15,520
Speaker 4: your house payment to interest than you would be. When

502
00:26:15,560 --> 00:26:18,240
Speaker 4: the solution is that's not the solution. That is a

503
00:26:19,000 --> 00:26:22,879
Speaker 4: makes the problem worse, band A. The solution is a deregulation,

504
00:26:23,359 --> 00:26:28,120
Speaker 4: wholesale deregulation of this silly stuff that keeps housing from

505
00:26:28,160 --> 00:26:31,360
Speaker 4: being built. Who was it estimated We've got a deficit

506
00:26:31,440 --> 00:26:34,280
Speaker 4: of like five million housing units in the country at

507
00:26:34,280 --> 00:26:38,160
Speaker 4: this point, and part of it was the artificially low

508
00:26:39,000 --> 00:26:40,680
Speaker 4: mortgage rates. People are stuck in their homes.

509
00:26:40,720 --> 00:26:42,720
Speaker 1: Blah blah blah. We've talked about it many times, but no,

510
00:26:42,880 --> 00:26:44,880
Speaker 1: this is a bad idea. Don't do it. Well.

511
00:26:44,920 --> 00:26:47,920
Speaker 2: The idea, well, the smart idea would be, you can

512
00:26:47,960 --> 00:26:51,679
Speaker 2: get into a home when you're quite young because the

513
00:26:51,720 --> 00:26:54,600
Speaker 2: payment's lower with a fifty year mortgage, and then when

514
00:26:54,600 --> 00:26:57,040
Speaker 2: you get into your years where you're really earning money, well,

515
00:26:57,040 --> 00:26:59,960
Speaker 2: then you refy it shorter, pay it down or whatever.

516
00:27:00,160 --> 00:27:03,520
Speaker 2: You don't actually pay the full fifty years van of

517
00:27:03,880 --> 00:27:06,360
Speaker 2: interest over the damn fom.

518
00:27:06,600 --> 00:27:06,879
Speaker 1: Yeah.

519
00:27:07,240 --> 00:27:10,600
Speaker 2: Yeah, but if it's much more likely people are going

520
00:27:10,640 --> 00:27:12,040
Speaker 2: to default who take those long loans.

521
00:27:12,200 --> 00:27:15,480
Speaker 1: Though, any good listen to this, would you? As long

522
00:27:15,520 --> 00:27:16,280
Speaker 1: as we're talking about it.

523
00:27:16,280 --> 00:27:20,240
Speaker 4: Nearly seventy percent of New FAHA borrowers last year had

524
00:27:20,280 --> 00:27:23,919
Speaker 4: debt to income ratios exceeding forty three percent, which is

525
00:27:23,960 --> 00:27:30,480
Speaker 4: considered risky. That's nearly seventy percent. You twenty with that number. Well,

526
00:27:30,520 --> 00:27:34,400
Speaker 4: that's up from twenty eight percent thirteen years ago. It's

527
00:27:34,440 --> 00:27:37,719
Speaker 4: now seventy percent. About forty percent a new Fanny May

528
00:27:37,760 --> 00:27:41,560
Speaker 4: and Freddie macburrows last year had risky debt to income ratios.

529
00:27:41,600 --> 00:27:46,520
Speaker 4: That's forty percent compared to sixteen percent back in twenty twelve.

530
00:27:47,520 --> 00:27:50,000
Speaker 4: Recent buyers are more leveraged than they were in bubble days.

531
00:27:50,040 --> 00:27:53,400
Speaker 4: Stretched by inflation, rising property taxes, and insurance costs, many

532
00:27:53,400 --> 00:27:56,119
Speaker 4: have been struggling to meet mortgage payments. No Worries, writes

533
00:27:56,160 --> 00:28:00,560
Speaker 4: the Journal. The Biden administration paid mortgage servicers to prevent closures.

534
00:28:00,760 --> 00:28:03,560
Speaker 4: This included letting delinquent borrowers extend their loan terms to

535
00:28:03,640 --> 00:28:06,439
Speaker 4: forty years and reduced monthly payments by twenty five percent.

536
00:28:06,960 --> 00:28:11,160
Speaker 4: Repeatedly miss your mortgage payments, Congratulations, you qualify for mortgage relief.

537
00:28:11,520 --> 00:28:14,000
Speaker 4: Talk about a moral hazard. The FAHA has paid mortgage

538
00:28:14,000 --> 00:28:17,280
Speaker 4: servicers to provide forbearance or modify some six hundred and

539
00:28:17,280 --> 00:28:21,200
Speaker 4: ten thousand FAHA mortgages in the last year.

540
00:28:21,440 --> 00:28:21,600
Speaker 1: Well.

541
00:28:21,640 --> 00:28:23,840
Speaker 2: I like the fact that's more than the number of

542
00:28:24,000 --> 00:28:28,560
Speaker 2: new purchases loans that FAHA ensured last year.

543
00:28:29,080 --> 00:28:29,520
Speaker 1: Yikes.

544
00:28:29,880 --> 00:28:32,560
Speaker 2: I like the fact that if you miss your mortgage

545
00:28:32,560 --> 00:28:38,600
Speaker 2: payment enough times, you qualify for somebody else's money to

546
00:28:38,680 --> 00:28:41,960
Speaker 2: pay for your mortgage, with no question as to why

547
00:28:41,960 --> 00:28:44,720
Speaker 2: are you not making your mortgage, what do you spend?

548
00:28:44,800 --> 00:28:46,760
Speaker 2: You spend your money on anything else? Or maybe you

549
00:28:46,760 --> 00:28:48,200
Speaker 2: shouldn't be in that, Maybe you can't afford to be

550
00:28:48,240 --> 00:28:49,360
Speaker 2: in the house you're in or something like that.

551
00:28:49,440 --> 00:28:51,000
Speaker 1: But no, you automatically.

552
00:28:51,320 --> 00:28:54,360
Speaker 2: It's just the facto true that if you missed a

553
00:28:54,400 --> 00:28:56,720
Speaker 2: couple of payments, you can't afford it and you need help.

554
00:28:57,320 --> 00:29:01,800
Speaker 4: And keep in mind, now the FAHA your tax finances

555
00:29:01,840 --> 00:29:05,280
Speaker 4: all of this. So writing down mortgages for distress borrowers

556
00:29:05,360 --> 00:29:08,600
Speaker 4: is a booming business for mortgage bankers. They're getting the

557
00:29:08,600 --> 00:29:11,120
Speaker 4: tax dollars, but keeping people in homes they can't afford

558
00:29:11,160 --> 00:29:13,600
Speaker 4: means there are fewer available to buy, which makes housing

559
00:29:13,680 --> 00:29:16,720
Speaker 4: less affordable for everyone else. That's what a fifty year

560
00:29:16,760 --> 00:29:17,479
Speaker 4: mortgage will do.

561
00:29:19,080 --> 00:29:21,600
Speaker 2: I was listening to a discussion this morning by people

562
00:29:21,600 --> 00:29:23,560
Speaker 2: who did not know what they were talking about. I

563
00:29:23,640 --> 00:29:28,400
Speaker 2: won't mention much channel, but they were talking about. They

564
00:29:28,440 --> 00:29:30,760
Speaker 2: were presenting it's such a good idea, the fifty year loan,

565
00:29:31,040 --> 00:29:32,600
Speaker 2: so you can get people out of renting, so.

566
00:29:32,600 --> 00:29:35,240
Speaker 1: You don't rent all those years and everything like that when.

567
00:29:36,920 --> 00:29:39,240
Speaker 2: I'm a renter currently, and what started me even thinking

568
00:29:39,240 --> 00:29:41,160
Speaker 2: about it was the Wall Street Journal having an article

569
00:29:41,200 --> 00:29:43,960
Speaker 2: that for the first time ever, there might be a

570
00:29:44,000 --> 00:29:46,120
Speaker 2: better idea to rent than to own, and it laid

571
00:29:46,120 --> 00:29:48,040
Speaker 2: out various situations you might be in where that that's

572
00:29:48,080 --> 00:29:51,760
Speaker 2: the case. It's just not automatically true, at least currently,

573
00:29:52,240 --> 00:29:55,080
Speaker 2: that buying a house is better than renting correct.

574
00:29:55,160 --> 00:29:58,920
Speaker 4: Yeah, yeah, and it's far more expensive than people imagine

575
00:29:58,960 --> 00:30:02,160
Speaker 4: it's going to be. I think virtually everybody listening who's

576
00:30:02,160 --> 00:30:05,480
Speaker 4: ever owned a home is saying, yeah, no kidding. You know,

577
00:30:05,600 --> 00:30:08,200
Speaker 4: by the time you know, taxes and insurance and upkeeping

578
00:30:08,280 --> 00:30:12,440
Speaker 4: repairs and you know, just maintenance. I guess upkeeping maintenance

579
00:30:12,440 --> 00:30:15,120
Speaker 4: are the same thing. Anyway, there are way more costs

580
00:30:15,160 --> 00:30:17,240
Speaker 4: than you imagined before you become a homeowner.

581
00:30:18,800 --> 00:30:30,280
Speaker 2: Yeah, where if that'll change? Fifty year loan? Wow, I

582
00:30:30,320 --> 00:30:32,120
Speaker 2: wouldn't you be surprised if that doesn't happen. I mean,

583
00:30:32,120 --> 00:30:34,200
Speaker 2: if we got to nine year car loans out there,

584
00:30:34,480 --> 00:30:36,640
Speaker 2: fifty year my home loan doesn't seem that nuts.

585
00:30:37,880 --> 00:30:41,040
Speaker 4: If it is a bad idea that sounds good when

586
00:30:41,080 --> 00:30:42,840
Speaker 4: you first hear it, yes, it will pass.

587
00:30:42,920 --> 00:30:46,560
Speaker 2: It will become the law, right right right, Anything that

588
00:30:46,640 --> 00:30:48,479
Speaker 2: sounds good at first, blush will happen.

589
00:30:48,800 --> 00:30:50,720
Speaker 1: That's okay, give exactly.

590
00:30:51,680 --> 00:30:54,600
Speaker 2: We'll keep your eye on this stupid, stupid, freaking Epstein

591
00:30:54,680 --> 00:30:57,720
Speaker 2: story and maybe not talk about it at all. Unless

592
00:30:57,760 --> 00:31:04,560
Speaker 2: something happens more on the way stare. I want to

593
00:31:04,600 --> 00:31:07,040
Speaker 2: talk about the decay of American culture, which has been

594
00:31:07,080 --> 00:31:08,800
Speaker 2: going on for half a century. Might put that in

595
00:31:08,880 --> 00:31:13,480
Speaker 2: a one More Thing podcast, also our four. I am

596
00:31:13,680 --> 00:31:17,360
Speaker 2: pro social credit score as long as the government's not involved.

597
00:31:17,920 --> 00:31:21,120
Speaker 1: Interesting, I got a new example of it. We can

598
00:31:21,120 --> 00:31:23,320
Speaker 1: talk about next hour. Interesting.

599
00:31:23,360 --> 00:31:26,240
Speaker 4: I'm surprised to hear that also coming up next hour.

600
00:31:26,280 --> 00:31:31,720
Speaker 4: The whole online influencer pandering thing. It's worse than I thought.

601
00:31:32,360 --> 00:31:35,160
Speaker 4: Understanding how it works helps you understand well why it

602
00:31:35,240 --> 00:31:37,640
Speaker 4: got so bad. So if you can't stay tuned for

603
00:31:37,720 --> 00:31:39,800
Speaker 4: our four, or perhaps you don't get our four, grab

604
00:31:39,840 --> 00:31:42,080
Speaker 4: it via podcast Armstrong and Getty on demand. You really

605
00:31:42,080 --> 00:31:44,560
Speaker 4: ought to follow us and subscribe. And oh you know,

606
00:31:44,680 --> 00:31:47,440
Speaker 4: we never ever asked this. Give us a nice five

607
00:31:47,480 --> 00:31:50,200
Speaker 4: star review, would you please? It helps the algorithms kind

608
00:31:50,200 --> 00:31:54,320
Speaker 4: of push the show. Speaking of algorithms, anyway, I've fallen

609
00:31:54,320 --> 00:31:57,000
Speaker 4: in love with a man, at least intellectually speaking.

610
00:31:57,440 --> 00:31:58,600
Speaker 1: I was attracted to this.

611
00:31:58,520 --> 00:32:03,760
Speaker 4: Story about Abraham Avy is his nickname av Lobe, who

612
00:32:03,960 --> 00:32:10,680
Speaker 4: is was for a decade Harvard's share of the Astronomy Department.

613
00:32:11,480 --> 00:32:15,640
Speaker 4: He was the founding director of the Harvard Black Hole Initiative,

614
00:32:16,240 --> 00:32:18,600
Speaker 4: and he continues to teach it to school and holds

615
00:32:18,600 --> 00:32:23,720
Speaker 4: amazing titles in you know, the theory and computation in

616
00:32:23,800 --> 00:32:29,680
Speaker 4: astrophysics and stuff like that. And he's his attention has

617
00:32:29,760 --> 00:32:35,800
Speaker 4: gotten to a space oddity called three Eye Slash Atlas.

618
00:32:37,000 --> 00:32:39,640
Speaker 4: It is only the third object from outside our Solar

619
00:32:39,680 --> 00:32:44,080
Speaker 4: system that humanity has ever detected, and the vast majority

620
00:32:44,080 --> 00:32:46,320
Speaker 4: of astronomers are convinced that it's simply a large comet

621
00:32:46,360 --> 00:32:47,720
Speaker 4: that poses no threat to Earth.

622
00:32:47,880 --> 00:32:48,280
Speaker 1: Lobe.

623
00:32:48,320 --> 00:32:53,120
Speaker 4: However, is unconvinced by this explanation. He has laid out

624
00:32:53,160 --> 00:32:56,280
Speaker 4: all the ways Atlas is not behaving like a comet.

625
00:32:56,920 --> 00:32:59,840
Speaker 4: It has a very unusual trajectory which happens to be

626
00:32:59,880 --> 00:33:03,720
Speaker 4: a perfect tour of our nearby planets. It has very

627
00:33:03,760 --> 00:33:07,560
Speaker 4: strange coloring, and the way it appears to move, it

628
00:33:07,600 --> 00:33:10,880
Speaker 4: moves like it has an internal engine of some kind.

629
00:33:11,920 --> 00:33:16,480
Speaker 2: You're suggesting spaceship from an alien planet.

630
00:33:17,080 --> 00:33:20,680
Speaker 4: So the clear mister Loebees said is not saying this

631
00:33:20,760 --> 00:33:24,760
Speaker 4: is an extraterrestrial vehicle. He is, however, open to the

632
00:33:24,800 --> 00:33:29,120
Speaker 4: possibility that it could be. So he's tracking Atlas very

633
00:33:29,120 --> 00:33:31,680
Speaker 4: closely on his blog and looking at images every day.

634
00:33:31,720 --> 00:33:33,520
Speaker 1: Blah blah blah.

635
00:33:33,640 --> 00:33:36,800
Speaker 4: So that's fun. Is there an alien craft that's moving

636
00:33:36,800 --> 00:33:41,560
Speaker 4: in our direction? Harvard astronomy professor says, perhaps that's fun.

637
00:33:41,600 --> 00:33:43,520
Speaker 4: I got to say, But then I get to the

638
00:33:43,520 --> 00:33:48,160
Speaker 4: part that I really loved. The guy asks him, can

639
00:33:48,200 --> 00:33:50,560
Speaker 4: you explain this? Think of me as a precocious middle schooler,

640
00:33:50,600 --> 00:33:52,640
Speaker 4: because I'm not an expert, And his reply is one

641
00:33:52,640 --> 00:33:55,000
Speaker 4: of the best things I've ever read. He said, actually,

642
00:33:55,120 --> 00:33:56,960
Speaker 4: being young in the way you view things as a

643
00:33:56,960 --> 00:34:01,120
Speaker 4: great advantage, because science is the privilege of maintaining your

644
00:34:01,200 --> 00:34:02,680
Speaker 4: childhood curiosity.

645
00:34:02,960 --> 00:34:03,960
Speaker 1: Ah.

646
00:34:04,200 --> 00:34:08,160
Speaker 4: Now, unfortunately, he says, most practitioners abandon it because they

647
00:34:08,160 --> 00:34:11,040
Speaker 4: have other motivations. They want to show off to gain

648
00:34:11,080 --> 00:34:14,040
Speaker 4: status that helps them get funded or get awards and honors.

649
00:34:14,280 --> 00:34:17,239
Speaker 4: And that's what you know, That's what happens to most

650
00:34:17,280 --> 00:34:20,640
Speaker 4: people in academia, which is very unfortunate because we have this.

651
00:34:20,719 --> 00:34:23,080
Speaker 1: Gift of being paid to stay curious.

652
00:34:23,760 --> 00:34:26,920
Speaker 4: And he goes on about what a wonderful gift that

653
00:34:27,160 --> 00:34:31,000
Speaker 4: was and how it makes him sad when people insist that.

654
00:34:31,120 --> 00:34:34,560
Speaker 6: Science is fixed. This is what science says, and you

655
00:34:34,640 --> 00:34:35,839
Speaker 6: shouldn't question it.

656
00:34:36,719 --> 00:34:40,480
Speaker 4: He's totally against that it was beautifully said.

657
00:34:41,680 --> 00:34:44,040
Speaker 2: Yeah, I love it when you hear super smart people

658
00:34:44,120 --> 00:34:46,200
Speaker 2: say very basic, childlike things.

659
00:34:47,120 --> 00:34:48,239
Speaker 1: Yeah like that.

660
00:34:48,360 --> 00:34:50,879
Speaker 2: It's like the Fermi paradox or Fermi principle or whatever

661
00:34:50,920 --> 00:34:56,239
Speaker 2: it's called from that famous astrophysicist dude from way back

662
00:34:56,280 --> 00:34:58,560
Speaker 2: in the day who said, well where is everybody?

663
00:34:58,600 --> 00:34:58,799
Speaker 6: Then?

664
00:34:59,280 --> 00:35:02,719
Speaker 2: If there's a and other planets or life in other

665
00:35:02,719 --> 00:35:04,880
Speaker 2: parts of the universe, or where has everybody been?

666
00:35:04,960 --> 00:35:06,520
Speaker 1: So how come nobody's ever contacted?

667
00:35:06,640 --> 00:35:06,680
Speaker 4: Is?

668
00:35:07,320 --> 00:35:07,960
Speaker 1: Yeah?

669
00:35:08,080 --> 00:35:10,960
Speaker 4: Yeah, I love that though. And look, I was not

670
00:35:11,000 --> 00:35:13,560
Speaker 4: going for outrage this segment, But how different is that

671
00:35:13,760 --> 00:35:18,719
Speaker 4: from I represent science and people getting canceled online for

672
00:35:18,840 --> 00:35:20,880
Speaker 4: questioning quote unquote science.

673
00:35:21,840 --> 00:35:23,680
Speaker 1: Love this guy's attitude.

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00:35:24,239 --> 00:35:26,000
Speaker 2: I do want to talk about the social credit score,

675
00:35:26,200 --> 00:35:28,520
Speaker 2: this idea that some people are bothered by this.

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00:35:28,600 --> 00:35:29,480
Speaker 1: I think it's awesome.

677
00:35:29,920 --> 00:35:32,359
Speaker 2: Like open table, if you've ever used that for making

678
00:35:32,400 --> 00:35:35,960
Speaker 2: reservations for a restaurant or something like that is keeping

679
00:35:36,000 --> 00:35:39,600
Speaker 2: track of people who like don't show or show up later, whatever,

680
00:35:40,200 --> 00:35:42,200
Speaker 2: and then they're putting a score on that, and then

681
00:35:42,320 --> 00:35:44,719
Speaker 2: restaurants see that, and then they're either more or less

682
00:35:44,800 --> 00:35:46,680
Speaker 2: likely to give you a reservation based on that.

683
00:35:47,200 --> 00:35:48,880
Speaker 1: I have no problem with that. Whatsoever.

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00:35:49,040 --> 00:35:52,359
Speaker 2: It's kind of like the best buy Costco. Oh, you're

685
00:35:52,400 --> 00:35:54,720
Speaker 2: the kind of person that buys something in the returns

686
00:35:54,719 --> 00:35:57,680
Speaker 2: it like two times a year versus you've never done

687
00:35:57,719 --> 00:36:00,680
Speaker 2: that before, so sure we'll let you return something for

688
00:36:00,760 --> 00:36:01,480
Speaker 2: your money back.

689
00:36:01,840 --> 00:36:06,360
Speaker 4: Airbnb is super big on everybody gets a review and

690
00:36:06,440 --> 00:36:07,479
Speaker 4: providers as long as.

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00:36:07,360 --> 00:36:09,120
Speaker 2: The government's not involved in any way, like they're doing

692
00:36:09,120 --> 00:36:11,240
Speaker 2: in China. I think the social credit score thing seems

693
00:36:11,239 --> 00:36:14,360
Speaker 2: like a really good idea, interesting and I don't know

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00:36:14,400 --> 00:36:16,400
Speaker 2: how you'd stop a private company from doing it anyway,

695
00:36:16,440 --> 00:36:17,480
Speaker 2: it's in their best interest.

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00:36:18,239 --> 00:36:22,279
Speaker 1: Yeah, yeah, that's a good discussion. Anyway. We do a

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Speaker 1: lot of hours.

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00:36:22,840 --> 00:36:25,080
Speaker 2: If you miss one, get the podcast Armstrong and Getty

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00:36:25,080 --> 00:36:25,520
Speaker 2: on demand.

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00:36:25,520 --> 00:36:29,080
Speaker 6: You should subscribe Armstrong and Getty