1 00:00:00,520 --> 00:00:03,680 Speaker 1: My guest is doctor Chante Williams. She is the CEO 2 00:00:04,040 --> 00:00:07,320 Speaker 1: of Black Pearl Global Investments, is a black owned asset 3 00:00:07,400 --> 00:00:11,840 Speaker 1: management firm that's focused on reducing health disparities across the globe. 4 00:00:12,360 --> 00:00:15,840 Speaker 1: Black Pearl's tagline, be Well Do Well captures the Fern 5 00:00:15,960 --> 00:00:19,920 Speaker 1: mission to invest in transformative companies around the world. Doctor 6 00:00:20,000 --> 00:00:23,320 Speaker 1: Chante earned a bachelor's degree from Winston Salem State University 7 00:00:23,520 --> 00:00:27,520 Speaker 1: HBCU and a master's of Business Administration from Queen's University 8 00:00:27,520 --> 00:00:30,880 Speaker 1: of Charlotte. She holds a doctorate in Integrated Medicine and 9 00:00:30,960 --> 00:00:35,800 Speaker 1: Biomedical Medicine from the Ohio State University. Please welcome to 10 00:00:35,920 --> 00:00:39,000 Speaker 1: Money Making Conversations Master Class, doctor Chante Williams. How you doing. 11 00:00:40,400 --> 00:00:42,640 Speaker 2: I am great, Thank you for having me today. 12 00:00:42,800 --> 00:00:44,919 Speaker 1: Well, I we got to say this to everybody. You know, 13 00:00:45,120 --> 00:00:48,159 Speaker 1: some people will probably only listen to this podcast, but 14 00:00:48,479 --> 00:00:52,360 Speaker 1: people who are viewing this patht podcast, her background is amazing. 15 00:00:52,520 --> 00:00:56,600 Speaker 1: She has an amazing background, and there's not some fake background. 16 00:00:56,680 --> 00:00:59,200 Speaker 1: It's the reality. So when I look at your background, 17 00:00:59,240 --> 00:01:02,200 Speaker 1: is that background that's tied to success? 18 00:01:02,480 --> 00:01:04,679 Speaker 2: That view? You know? 19 00:01:05,000 --> 00:01:08,960 Speaker 3: Actually the two buildings right behind me your banks. And 20 00:01:09,040 --> 00:01:12,200 Speaker 3: so I like to say my house is mostly windows. 21 00:01:12,200 --> 00:01:13,800 Speaker 3: So I say I wake up and I go to 22 00:01:13,840 --> 00:01:15,199 Speaker 3: sleep with money on my mind. 23 00:01:15,760 --> 00:01:19,080 Speaker 1: Well, you know, I tell people you know when you 24 00:01:19,120 --> 00:01:21,880 Speaker 1: say that, because that's how I'm not saying I'm tied. 25 00:01:22,120 --> 00:01:25,199 Speaker 1: I see banks when I go to sleep, which which 26 00:01:25,240 --> 00:01:27,080 Speaker 1: is a good thing now because you know, you're always 27 00:01:27,440 --> 00:01:29,440 Speaker 1: bank is what runs our life. Money is what runs 28 00:01:29,480 --> 00:01:31,360 Speaker 1: our life. If you can see something that motivates you 29 00:01:31,600 --> 00:01:33,280 Speaker 1: to say I want to put more money in that 30 00:01:33,319 --> 00:01:35,840 Speaker 1: bank or more money in that bank, that means you're focused. 31 00:01:35,880 --> 00:01:37,679 Speaker 1: That means that that's a drive that we all need 32 00:01:37,720 --> 00:01:40,880 Speaker 1: to have. But I do go to sleep with goals 33 00:01:40,880 --> 00:01:43,400 Speaker 1: in mind. I do. I always tell people that allows 34 00:01:43,400 --> 00:01:44,959 Speaker 1: me to wake up because a lot of people always 35 00:01:45,000 --> 00:01:47,520 Speaker 1: say I'm not a morning person. Well, I've always been 36 00:01:47,560 --> 00:01:50,160 Speaker 1: a morning person because I've always went to sleep with 37 00:01:50,360 --> 00:01:52,960 Speaker 1: goals and that when my clock went off, I knew 38 00:01:52,960 --> 00:01:54,880 Speaker 1: why I was getting up. Can you talk about the 39 00:01:54,920 --> 00:01:58,920 Speaker 1: whole process of how you tie sleep into making you 40 00:01:58,960 --> 00:02:00,160 Speaker 1: successful when you wake up? 41 00:02:00,000 --> 00:02:01,520 Speaker 2: Oh? 42 00:02:01,800 --> 00:02:04,120 Speaker 3: Well, first, I will say I'm a person since I'm 43 00:02:04,120 --> 00:02:07,280 Speaker 3: not a morning person, but that doesn't mean I don't 44 00:02:07,280 --> 00:02:11,400 Speaker 3: wake up early in the morning. I actually live by 45 00:02:11,440 --> 00:02:14,359 Speaker 3: the mantra that I need a full night of sleep 46 00:02:14,400 --> 00:02:17,079 Speaker 3: to be the best person I can be. So most 47 00:02:17,080 --> 00:02:19,440 Speaker 3: people are surprised that I sleep eight hours a night 48 00:02:19,520 --> 00:02:20,359 Speaker 3: at least. 49 00:02:20,840 --> 00:02:24,799 Speaker 2: Every night, even when traveling. And I don't compromise on my. 50 00:02:24,760 --> 00:02:27,960 Speaker 3: Sleep because a tired mind needs the tire results. So 51 00:02:28,040 --> 00:02:31,800 Speaker 3: for me, if I'm sleeping, I have a whole wind 52 00:02:31,800 --> 00:02:34,760 Speaker 3: down process at night. I try to stop all meetings, 53 00:02:34,800 --> 00:02:37,200 Speaker 3: you know, at least two hours before bed, I turn 54 00:02:37,280 --> 00:02:40,079 Speaker 3: off all of the electronic devices. I try to read 55 00:02:40,120 --> 00:02:44,120 Speaker 3: something that's inspirational really to help my mind calm down. 56 00:02:44,120 --> 00:02:47,240 Speaker 3: But then you know, take that moment to reflect on 57 00:02:47,560 --> 00:02:52,200 Speaker 3: what's been done, what where I'm going, and then really 58 00:02:52,280 --> 00:02:55,000 Speaker 3: just to have a quiet wind down. So I actually 59 00:02:55,040 --> 00:02:57,200 Speaker 3: love sleeping. If if that was a real hobby, it 60 00:02:57,240 --> 00:03:00,440 Speaker 3: would be one of my hobbies. And I my goal 61 00:03:00,520 --> 00:03:03,040 Speaker 3: is to be able to sleep in whenever I want. 62 00:03:03,120 --> 00:03:06,000 Speaker 3: I can't do that this yet, but I'm working on it. 63 00:03:06,240 --> 00:03:09,400 Speaker 1: So does that intel travel or because it seems like 64 00:03:09,400 --> 00:03:11,200 Speaker 1: when you do that, because I'm gonna tell you some 65 00:03:11,600 --> 00:03:12,840 Speaker 1: chante or doctor. 66 00:03:12,639 --> 00:03:14,760 Speaker 2: Williams, I had a problem with that. 67 00:03:14,840 --> 00:03:17,960 Speaker 1: I had a problem with understanding how to shut down, 68 00:03:18,080 --> 00:03:20,240 Speaker 1: you know, and I would tell people sometimes like I 69 00:03:20,280 --> 00:03:23,080 Speaker 1: just got on that wheel and just kept running and 70 00:03:23,160 --> 00:03:26,960 Speaker 1: kept running, and it seemed to me that you understand 71 00:03:27,000 --> 00:03:31,359 Speaker 1: the value of self and which means ties to you know, Look, 72 00:03:31,639 --> 00:03:34,200 Speaker 1: I don't function well if I'm not one hundred percent. 73 00:03:34,520 --> 00:03:35,400 Speaker 1: Talk to us about that. 74 00:03:37,040 --> 00:03:37,360 Speaker 3: Yeah. 75 00:03:37,480 --> 00:03:41,120 Speaker 2: Well, with travel, I've found that I used to be. 76 00:03:41,120 --> 00:03:43,000 Speaker 3: One of those people that if I'm flying into a city, 77 00:03:43,040 --> 00:03:45,720 Speaker 3: I'm gonna meet with everybody I possibly can in every 78 00:03:45,760 --> 00:03:47,960 Speaker 3: hour on the hour, I'm just meeting, meeting, meeting meeting. 79 00:03:48,960 --> 00:03:52,400 Speaker 2: I stopped doing that really for two reasons. It's exhausting, 80 00:03:53,080 --> 00:03:56,520 Speaker 2: and it means that your body, your brain is continuing 81 00:03:56,560 --> 00:04:01,840 Speaker 2: to go. When I think about, well, who I aspire 82 00:04:01,960 --> 00:04:05,440 Speaker 2: to be, the person, the leader I. 83 00:04:05,400 --> 00:04:07,880 Speaker 3: Aspire to be for the entire firm, I know that 84 00:04:09,120 --> 00:04:12,640 Speaker 3: in my brain at night, I really think I'm thinking 85 00:04:12,640 --> 00:04:14,160 Speaker 3: about their fifty one families. 86 00:04:14,840 --> 00:04:17,440 Speaker 2: That's how man employees. We have fifty one families that. 87 00:04:17,640 --> 00:04:20,680 Speaker 3: Depend on me to keep the vision solid in order 88 00:04:21,120 --> 00:04:24,120 Speaker 3: to help them get paid, to help them get raises, 89 00:04:24,240 --> 00:04:29,400 Speaker 3: to you know, push us all forward, and ultimately my 90 00:04:29,520 --> 00:04:31,760 Speaker 3: brain really needs to shut off. 91 00:04:31,800 --> 00:04:32,400 Speaker 2: At some point. 92 00:04:33,400 --> 00:04:39,520 Speaker 3: I started doing this particular, this particular mantra I don't 93 00:04:39,560 --> 00:04:41,920 Speaker 3: know if you've ever had this situation where you're sleeping 94 00:04:42,440 --> 00:04:44,320 Speaker 3: and all of a sudden your brain just turns on 95 00:04:44,880 --> 00:04:47,159 Speaker 3: or you're trying to go to sleep and your brain 96 00:04:47,200 --> 00:04:47,839 Speaker 3: won't shut. 97 00:04:47,680 --> 00:04:52,880 Speaker 2: Down that hate that you know what, I say to 98 00:04:52,920 --> 00:04:58,440 Speaker 2: myself now, not right now, and it shuts it down. Yeah, 99 00:04:59,240 --> 00:04:59,719 Speaker 2: it takes a. 100 00:05:00,120 --> 00:05:02,440 Speaker 3: It takes some practice of just saying not right now. 101 00:05:02,800 --> 00:05:04,719 Speaker 3: I mean, and I used to have to say it 102 00:05:04,880 --> 00:05:08,680 Speaker 3: out loud, I'm not going to focus on this right 103 00:05:08,720 --> 00:05:13,440 Speaker 3: now and focused on sleep or focused on reading. Like literally, 104 00:05:13,520 --> 00:05:15,600 Speaker 3: I've now had to train my brain this is not 105 00:05:15,720 --> 00:05:16,000 Speaker 3: right now. 106 00:05:16,040 --> 00:05:17,560 Speaker 2: We're not going to worry about that thing because we're 107 00:05:17,600 --> 00:05:18,240 Speaker 2: doing this thing. 108 00:05:18,360 --> 00:05:21,680 Speaker 3: And staying present in the moment actually helps, I think 109 00:05:22,000 --> 00:05:25,120 Speaker 3: with that wind down process, because you can't talk with 110 00:05:25,320 --> 00:05:27,400 Speaker 3: what's already happened right it's in the past and you 111 00:05:27,440 --> 00:05:30,480 Speaker 3: can't anticipate the future. Where you are today right now 112 00:05:30,760 --> 00:05:32,200 Speaker 3: is trying to wind out to go to sleep. 113 00:05:32,240 --> 00:05:35,200 Speaker 2: So I will tell myself not right now a lot. 114 00:05:35,520 --> 00:05:37,240 Speaker 1: Well, I'm gonna tell you. So I'm gonna try that 115 00:05:37,640 --> 00:05:39,800 Speaker 1: because not saying it happens a lot. But I tell 116 00:05:39,839 --> 00:05:44,280 Speaker 1: you sometimes i'd say every quarter of the year every 117 00:05:44,320 --> 00:05:47,640 Speaker 1: quarter period. I wake up and did an idea coming 118 00:05:47,680 --> 00:05:49,760 Speaker 1: to my head about one or two o'clock in the morning, 119 00:05:49,839 --> 00:05:51,240 Speaker 1: knowing because I get up early, I get up at 120 00:05:51,240 --> 00:05:53,839 Speaker 1: four thirty in the morning during the week, so so 121 00:05:53,920 --> 00:05:56,760 Speaker 1: I'm already mad because I go look the clock, the 122 00:05:56,800 --> 00:05:59,800 Speaker 1: potential sleep window is shrinking and I can't go to sleep. 123 00:06:00,120 --> 00:06:03,160 Speaker 1: So not right now, I'm gonna use that, and hopefully 124 00:06:03,200 --> 00:06:05,560 Speaker 1: I don't have to use it anytime soon, but it's 125 00:06:05,640 --> 00:06:09,440 Speaker 1: usually tied to you know, I go to bed knowing 126 00:06:09,480 --> 00:06:11,200 Speaker 1: that I have to do something when I get up, 127 00:06:11,520 --> 00:06:13,640 Speaker 1: and if somehow I wake up, and then it just 128 00:06:13,680 --> 00:06:16,680 Speaker 1: takes over my thought process and it just becomes. 129 00:06:16,360 --> 00:06:17,560 Speaker 2: Like are you kidding me? 130 00:06:17,680 --> 00:06:18,719 Speaker 1: Are you really kidding me? 131 00:06:18,760 --> 00:06:21,160 Speaker 2: I can't go back and sleep. Ridiculous. 132 00:06:21,440 --> 00:06:21,599 Speaker 4: You know. 133 00:06:21,720 --> 00:06:24,560 Speaker 1: The interesting thing about you, doctor Williams, was that, you know, 134 00:06:24,600 --> 00:06:27,440 Speaker 1: when I've read in your credits in Winston Salem and 135 00:06:27,520 --> 00:06:30,400 Speaker 1: then where you got your masters from, and then also 136 00:06:30,440 --> 00:06:32,840 Speaker 1: where you got your doctorate from, and there were three 137 00:06:32,880 --> 00:06:35,480 Speaker 1: different academic arenas. But more important than the dudes that 138 00:06:35,520 --> 00:06:37,720 Speaker 1: stood out the most was the beginning and the end, 139 00:06:38,160 --> 00:06:41,320 Speaker 1: which is Winston Salem State and the Ohio State University. 140 00:06:42,160 --> 00:06:46,000 Speaker 1: Talk about your journey at Winston Salem State because each 141 00:06:46,040 --> 00:06:48,159 Speaker 1: experience was different from you. And why did you go 142 00:06:48,200 --> 00:06:49,039 Speaker 1: to an HBCU. 143 00:06:50,360 --> 00:06:52,720 Speaker 3: Well, let me so, I actually got I went from 144 00:06:52,800 --> 00:06:56,440 Speaker 3: undergrad straight to a doctorate. So when Ohio State was 145 00:06:56,440 --> 00:06:58,440 Speaker 3: in the middle, and then I went to Queen's lad 146 00:07:00,800 --> 00:07:05,960 Speaker 3: apologize no, but the way they rolled down. So in HBCU, 147 00:07:06,520 --> 00:07:13,160 Speaker 3: that experience I think prepared me for everything. There is 148 00:07:13,200 --> 00:07:16,640 Speaker 3: a sense of self, a sense of worth, a sense 149 00:07:16,720 --> 00:07:21,120 Speaker 3: of value that you get from community. One of the 150 00:07:21,120 --> 00:07:24,320 Speaker 3: things I tell young people is, yes, the college experience 151 00:07:24,360 --> 00:07:26,600 Speaker 3: is about you know, you get a diploma, but it's 152 00:07:26,640 --> 00:07:29,680 Speaker 3: the people that connect you. It's the people who surround you, 153 00:07:29,800 --> 00:07:33,520 Speaker 3: the arms that are wrapped around you figuratively. And going 154 00:07:33,560 --> 00:07:36,320 Speaker 3: to an hbc you every single one of my colleagues 155 00:07:36,360 --> 00:07:39,280 Speaker 3: that went to an hpc you didn't get lost in corporate. 156 00:07:39,360 --> 00:07:41,280 Speaker 3: They didn't get lost, and they went to a PWY 157 00:07:41,400 --> 00:07:44,840 Speaker 3: latter they knew who they were. And I think that 158 00:07:44,960 --> 00:07:48,560 Speaker 3: is a very unique experience that you only get at 159 00:07:48,600 --> 00:07:54,280 Speaker 3: a black school really because those professors are there really 160 00:07:54,360 --> 00:07:57,520 Speaker 3: with a mission and a mandate to really arm us 161 00:07:57,680 --> 00:07:58,640 Speaker 3: to take on whatever. 162 00:07:59,240 --> 00:08:01,040 Speaker 2: I know, when at least when I was coming up. 163 00:08:01,080 --> 00:08:05,000 Speaker 3: There's a lot of stereotypes about HBCUs, you know, you 164 00:08:05,000 --> 00:08:06,760 Speaker 3: couldn't get in somewhere else and no, no, no, d 165 00:08:07,560 --> 00:08:09,400 Speaker 3: I actually chose not to go to Florida State to 166 00:08:09,440 --> 00:08:13,119 Speaker 3: go to HBCU, And so for me, it was very 167 00:08:13,160 --> 00:08:17,360 Speaker 3: intentional to make sure that who I was was solid 168 00:08:17,360 --> 00:08:20,280 Speaker 3: and grounded. My family is a close knit family. I 169 00:08:20,320 --> 00:08:22,280 Speaker 3: grew up in church, and I really wanted to make 170 00:08:22,320 --> 00:08:26,120 Speaker 3: sure that my preparation for my career was going to 171 00:08:26,120 --> 00:08:29,720 Speaker 3: continue to center around me being a solid human that's 172 00:08:29,760 --> 00:08:33,760 Speaker 3: really focused on giving back, making impacts, and taking these 173 00:08:33,880 --> 00:08:34,839 Speaker 3: educational tools for. 174 00:08:35,400 --> 00:08:38,560 Speaker 4: We'll be right back with more Money Making Conversations master 175 00:08:38,640 --> 00:08:43,839 Speaker 4: Class with Rashawn McDonald. Now, let's return to Money Making 176 00:08:43,920 --> 00:08:47,400 Speaker 4: Conversations Masterclass with Rashaan McDonald. 177 00:08:47,640 --> 00:08:50,480 Speaker 1: Now, just going through the academic wonder correctly. So you 178 00:08:50,520 --> 00:08:55,200 Speaker 1: went from winsteron Santal State to the Ohio State University. Well, 179 00:08:55,200 --> 00:08:59,120 Speaker 1: you got your doctorate in medicine and then you got 180 00:08:59,160 --> 00:09:04,440 Speaker 1: a master's in business administration. Okay, yes, okay, So usually 181 00:09:05,200 --> 00:09:09,120 Speaker 1: people just cool with the masters and business administration. Okay, 182 00:09:09,200 --> 00:09:11,080 Speaker 1: but you got it. But you're a doctor that go 183 00:09:11,160 --> 00:09:14,400 Speaker 1: gets a master talk to us about that journey right there, 184 00:09:14,440 --> 00:09:17,280 Speaker 1: because I wrote I always write all my credits down, 185 00:09:17,360 --> 00:09:21,280 Speaker 1: So me and Rushan thinking, okay, this is the order. 186 00:09:21,520 --> 00:09:23,040 Speaker 1: She did this, she did this, she did this. 187 00:09:23,360 --> 00:09:24,760 Speaker 2: Excuse me, excuse me? 188 00:09:25,280 --> 00:09:28,120 Speaker 1: I went from here to my doctorate? Did I went 189 00:09:28,160 --> 00:09:28,960 Speaker 1: and got my master's? 190 00:09:29,200 --> 00:09:31,800 Speaker 2: Why that order? Oh? 191 00:09:32,000 --> 00:09:34,880 Speaker 3: So the order really interesting. I thought I was going 192 00:09:34,920 --> 00:09:38,520 Speaker 3: to be a clinician. I was in neuro oncology neurosurgery, 193 00:09:38,880 --> 00:09:43,760 Speaker 3: halfway between clinic and surgery and making drugs, and I thought. 194 00:09:43,559 --> 00:09:47,080 Speaker 2: That was doing. And along the way. 195 00:09:46,960 --> 00:09:50,439 Speaker 3: I started realizing I love this medical stuff, but I 196 00:09:50,559 --> 00:09:53,360 Speaker 3: also want to do something else. You know, you start 197 00:09:53,400 --> 00:09:56,160 Speaker 3: to see the life that you're going to be very soon, 198 00:09:56,840 --> 00:09:59,040 Speaker 3: and I wanted some aspects of it, but not all 199 00:09:59,040 --> 00:09:59,640 Speaker 3: of it, and. 200 00:09:59,760 --> 00:10:01,080 Speaker 2: So I was very fortunate. 201 00:10:01,320 --> 00:10:04,400 Speaker 3: This is where mentors and advisors really come into play. 202 00:10:04,679 --> 00:10:07,120 Speaker 3: They said, are you sure you want to change? And 203 00:10:07,160 --> 00:10:09,960 Speaker 3: I said, well, I think I do. So they of 204 00:10:09,960 --> 00:10:11,920 Speaker 3: course had me stay on the course and keep the 205 00:10:11,920 --> 00:10:14,280 Speaker 3: clinical stuff, but then they started introducing me to all 206 00:10:14,280 --> 00:10:18,080 Speaker 3: of this other financial stuff. And what I realized is 207 00:10:18,280 --> 00:10:21,600 Speaker 3: I took to the finance stuff like fish. I had 208 00:10:21,640 --> 00:10:27,040 Speaker 3: never taken a business class before going into my first 209 00:10:27,080 --> 00:10:30,319 Speaker 3: corporate job, and I was really good at it. So 210 00:10:30,400 --> 00:10:33,640 Speaker 3: for me, the doctorate helped me to see, yes, you 211 00:10:33,720 --> 00:10:35,559 Speaker 3: have these talents and passions, but you. 212 00:10:35,520 --> 00:10:38,480 Speaker 2: Don't know what you don't know, you don't know, you're. 213 00:10:38,320 --> 00:10:40,320 Speaker 3: Not exposed to this other I didn't even know the 214 00:10:40,360 --> 00:10:42,840 Speaker 3: field existed, honestly, and once. 215 00:10:42,679 --> 00:10:45,199 Speaker 2: I got exposed, it was like, oh, I can do this. 216 00:10:45,600 --> 00:10:47,360 Speaker 3: And I started working with somebody else and I went, 217 00:10:47,440 --> 00:10:51,280 Speaker 3: I can do it myself. So the NBA came along 218 00:10:51,360 --> 00:10:53,720 Speaker 3: really because I was looking to make sure that I 219 00:10:53,760 --> 00:10:57,720 Speaker 3: had not only that healthcare underpinnings, because my job was 220 00:10:57,760 --> 00:11:01,160 Speaker 3: really to help people understand the medical stuff. But I 221 00:11:01,600 --> 00:11:04,400 Speaker 3: started financially modeling at a really high level and people 222 00:11:04,480 --> 00:11:06,520 Speaker 3: wouldn't assume it came from me, and I was like, 223 00:11:06,559 --> 00:11:09,080 Speaker 3: you know what, find I'll bet an MBA. Later I 224 00:11:09,200 --> 00:11:14,640 Speaker 3: learned that the PhD NBA coupling is the most profitable 225 00:11:14,720 --> 00:11:16,480 Speaker 3: degree coupling that you can have. 226 00:11:16,600 --> 00:11:17,600 Speaker 2: So I guess I made a. 227 00:11:17,600 --> 00:11:21,360 Speaker 1: Right choice, absolutely, and congratulations. So that the journey of 228 00:11:21,440 --> 00:11:24,360 Speaker 1: meaning that you overcome, you you know, the change is 229 00:11:24,360 --> 00:11:26,280 Speaker 1: a lot now I see a lot in your life. 230 00:11:26,320 --> 00:11:28,480 Speaker 1: You know that change is positive, but the change also 231 00:11:28,520 --> 00:11:30,520 Speaker 1: comes with fear, because fear is tied that. 232 00:11:30,559 --> 00:11:30,800 Speaker 3: I know. 233 00:11:31,320 --> 00:11:34,040 Speaker 1: How did you like you said you mentioned mentors. The 234 00:11:34,160 --> 00:11:36,280 Speaker 1: mentors were the people you went to when you were 235 00:11:36,320 --> 00:11:39,880 Speaker 1: indecisive on shore and kept you focused on your bottom line, 236 00:11:39,880 --> 00:11:43,040 Speaker 1: which is your dream. 237 00:11:43,360 --> 00:11:47,320 Speaker 2: Yes, my mentors were people who said, you know, if 238 00:11:47,320 --> 00:11:48,840 Speaker 2: you're gonna choose a career path, you got to do 239 00:11:48,920 --> 00:11:50,679 Speaker 2: this thing, so you might as well love it. 240 00:11:50,920 --> 00:11:54,520 Speaker 3: And so every time I was really unsure where I said, 241 00:11:54,640 --> 00:11:58,720 Speaker 3: they encouraged me to explore, be open to other things, 242 00:11:58,920 --> 00:12:00,760 Speaker 3: open the subject to other fields. 243 00:12:01,160 --> 00:12:03,480 Speaker 2: And those mentors really, you. 244 00:12:03,360 --> 00:12:06,880 Speaker 3: Know, came and came in the clutch when you know, 245 00:12:06,920 --> 00:12:09,120 Speaker 3: I think my parents were looking at me like, Okay, 246 00:12:09,480 --> 00:12:11,480 Speaker 3: you have been on this path to be in the 247 00:12:11,480 --> 00:12:14,720 Speaker 3: clinic and be a clinician for so long and now 248 00:12:14,760 --> 00:12:17,679 Speaker 3: you're going to take a hard left out of it. 249 00:12:18,240 --> 00:12:20,160 Speaker 3: And I think when you talk about fear, you know, 250 00:12:20,200 --> 00:12:22,240 Speaker 3: I don't want to let my parents and my family down, 251 00:12:23,200 --> 00:12:24,320 Speaker 3: but you know, saying I'm. 252 00:12:24,200 --> 00:12:25,800 Speaker 2: Going to go into business, they were like okay. 253 00:12:27,000 --> 00:12:28,800 Speaker 3: And then saying I'm going to leave corporate to start 254 00:12:28,880 --> 00:12:32,800 Speaker 3: my own business, they really started to say, oh, are 255 00:12:32,800 --> 00:12:35,040 Speaker 3: you sure because you did all this other stuff and 256 00:12:35,080 --> 00:12:35,839 Speaker 3: I said, but I'm going you. 257 00:12:35,840 --> 00:12:37,400 Speaker 2: I'm bringing all of that experience with me. 258 00:12:37,960 --> 00:12:42,319 Speaker 3: So all of the mentors that surrounded me and to 259 00:12:42,360 --> 00:12:44,040 Speaker 3: continue to surround me. 260 00:12:44,679 --> 00:12:48,679 Speaker 2: Really say, keep following what you. 261 00:12:48,520 --> 00:12:51,480 Speaker 3: Want to do, not be expectations of what other people 262 00:12:51,520 --> 00:12:55,600 Speaker 3: want you to do. I always hear my grandmother's voice 263 00:12:55,640 --> 00:12:57,319 Speaker 3: in my head when she she used to always say 264 00:12:57,320 --> 00:12:58,920 Speaker 3: when I was little, it's your saying do what you 265 00:12:58,960 --> 00:13:03,240 Speaker 3: want to do. And that's really what my mentors are saying. 266 00:13:03,280 --> 00:13:06,680 Speaker 3: You know, if you're good at saying this isn't right, 267 00:13:06,880 --> 00:13:09,840 Speaker 3: you know, try something else. And I try to now 268 00:13:10,400 --> 00:13:14,000 Speaker 3: enter into every situation with a hard yes. It's a 269 00:13:14,080 --> 00:13:16,160 Speaker 3: hard yes for me. If I'm really into it, I'm 270 00:13:16,160 --> 00:13:18,600 Speaker 3: gonna try it. I'm really interested, I'm gonna try it. 271 00:13:18,679 --> 00:13:20,679 Speaker 3: If it's like, oh, I don't know, I don't know 272 00:13:20,679 --> 00:13:24,160 Speaker 3: if that's worth my time, because being uncertain or squishy, 273 00:13:24,720 --> 00:13:26,920 Speaker 3: that's your body. I think that's your good that's your 274 00:13:27,200 --> 00:13:30,080 Speaker 3: things telling you this ain't ain't right for me. So 275 00:13:30,480 --> 00:13:33,880 Speaker 3: for me, it's really having those people that encourage me 276 00:13:33,960 --> 00:13:36,640 Speaker 3: to not be so tied to a title or a physician, 277 00:13:37,120 --> 00:13:40,120 Speaker 3: but really say, where is the path lete, what's the 278 00:13:40,120 --> 00:13:40,839 Speaker 3: next best step? 279 00:13:41,280 --> 00:13:41,720 Speaker 2: Wow? 280 00:13:41,760 --> 00:13:44,440 Speaker 1: I'm talking to doctor Seante Williams. She's the CEO of 281 00:13:44,480 --> 00:13:48,160 Speaker 1: Black Pearl Global Investments. It's a black owned asset management 282 00:13:48,480 --> 00:13:52,080 Speaker 1: firm that's focused on reducing health disparities across the globe. 283 00:13:52,200 --> 00:13:55,880 Speaker 1: Let's talk about the company, Black Pearl Global Investments. How 284 00:13:55,880 --> 00:13:59,960 Speaker 1: did this start? How did you get involved with the concept, 285 00:14:00,880 --> 00:14:03,400 Speaker 1: because it all started with a dream, But how did 286 00:14:03,400 --> 00:14:07,079 Speaker 1: that dream manifest itself into reality? 287 00:14:07,480 --> 00:14:10,080 Speaker 3: So that's a really good story. I'll tell you and. 288 00:14:10,120 --> 00:14:11,439 Speaker 2: Take your time. Do you take your time? 289 00:14:11,480 --> 00:14:13,120 Speaker 1: This's your show now, Okay. 290 00:14:14,880 --> 00:14:18,080 Speaker 3: My first firm was a due diligence firm. It was 291 00:14:18,160 --> 00:14:21,000 Speaker 3: doing very well. I was proud of myself for starting 292 00:14:21,040 --> 00:14:23,600 Speaker 3: from zero and you know, paying myself. That was my 293 00:14:23,680 --> 00:14:25,800 Speaker 3: full time gig and I was so proud of it. 294 00:14:25,840 --> 00:14:28,120 Speaker 3: And I started to do community advocacy work and I 295 00:14:28,120 --> 00:14:31,480 Speaker 3: happen to be talking about the impact capital can have 296 00:14:31,640 --> 00:14:34,480 Speaker 3: and investments can have in a community. And I'm talking 297 00:14:34,480 --> 00:14:37,920 Speaker 3: to a group of Presbyterian pastors and one of the 298 00:14:37,920 --> 00:14:39,520 Speaker 3: pastors comes up to me, who was a with the 299 00:14:39,560 --> 00:14:41,440 Speaker 3: Sailor say Alum says. 300 00:14:41,080 --> 00:14:45,360 Speaker 2: You know, hey, fellow Alum, I have someone. 301 00:14:45,080 --> 00:14:48,560 Speaker 3: At my church that you really should meet. And when 302 00:14:48,600 --> 00:14:50,040 Speaker 3: you come to my church. And I'm like, oh, this 303 00:14:50,120 --> 00:14:52,360 Speaker 3: guy's trying to get become a church. I'm I'm a 304 00:14:52,400 --> 00:15:00,040 Speaker 3: PK already, so I'm like, okay, the church and I 305 00:15:00,000 --> 00:15:02,480 Speaker 3: I sat through a really beautiful woman's say service and 306 00:15:02,520 --> 00:15:08,000 Speaker 3: it happened to be the first female surgeon for Charlotte. 307 00:15:08,160 --> 00:15:10,800 Speaker 2: She was just amazing and she was talking about taking 308 00:15:10,840 --> 00:15:11,400 Speaker 2: off the deal. 309 00:15:13,240 --> 00:15:16,320 Speaker 3: And after the service, I I. 310 00:15:16,120 --> 00:15:17,600 Speaker 2: Went up to the path. He said, oh you came. 311 00:15:17,800 --> 00:15:21,239 Speaker 3: I think he was surprised too, and so he introduced 312 00:15:21,240 --> 00:15:26,000 Speaker 3: me to doctor carl Smart and doctor smartin I probably 313 00:15:26,040 --> 00:15:30,080 Speaker 3: talked for five minutes no more, and he was interested 314 00:15:30,120 --> 00:15:32,160 Speaker 3: in investing and he was like, okay, so we have 315 00:15:32,240 --> 00:15:32,960 Speaker 3: shame numbers. 316 00:15:32,960 --> 00:15:35,560 Speaker 2: And then we did not connect again for another year. 317 00:15:36,440 --> 00:15:38,760 Speaker 2: We played tag YadA, YadA. 318 00:15:38,720 --> 00:15:41,600 Speaker 3: And finally he says, oh, hey, finally got you. We 319 00:15:41,720 --> 00:15:45,320 Speaker 3: meet day after Thanksgiving and he says, I. 320 00:15:45,400 --> 00:15:46,320 Speaker 2: See what you're doing. 321 00:15:46,440 --> 00:15:47,840 Speaker 3: I've been following for a while. I think he was 322 00:15:47,880 --> 00:15:49,760 Speaker 3: secretly vetting me to make sure I was, you know, 323 00:15:49,800 --> 00:15:53,520 Speaker 3: the real deal. And he said, but I don't think 324 00:15:53,560 --> 00:15:57,800 Speaker 3: what you're doing now is big enough. And you know, 325 00:15:58,040 --> 00:15:58,840 Speaker 3: when you get that. 326 00:15:58,800 --> 00:16:00,360 Speaker 2: Kind of feedback from somebody. 327 00:16:00,040 --> 00:16:04,440 Speaker 1: You Okay, well somebody said because you you just said earlier, 328 00:16:04,440 --> 00:16:06,280 Speaker 1: you know, I was doing my thing, I start up. 329 00:16:06,320 --> 00:16:09,160 Speaker 1: I was feeling making a little money and then somebody 330 00:16:09,240 --> 00:16:12,840 Speaker 1: tells you, I don't think what you do is big enough. 331 00:16:13,240 --> 00:16:14,560 Speaker 1: How did you react to that? 332 00:16:16,560 --> 00:16:19,280 Speaker 2: You know, in my head, I think I had a decision. Tree. 333 00:16:19,360 --> 00:16:22,480 Speaker 3: I can be highly offended, got to know what you're 334 00:16:22,480 --> 00:16:26,000 Speaker 3: talking about. Or I can listen, right, I can. I 335 00:16:26,040 --> 00:16:28,480 Speaker 3: can hear what he has to say. And he didn't 336 00:16:28,480 --> 00:16:30,320 Speaker 3: say it, you know, rumored to rock toiler, but he 337 00:16:30,360 --> 00:16:31,400 Speaker 3: was like, yeah, just say it. 338 00:16:31,440 --> 00:16:34,440 Speaker 2: And I'm like, this ain't later myself. You know, I'm 339 00:16:34,440 --> 00:16:36,040 Speaker 2: an entrepreneurial. 340 00:16:36,080 --> 00:16:39,200 Speaker 3: And I listened and I really lean in, and he says, 341 00:16:39,640 --> 00:16:43,280 Speaker 3: I think you could be doing far greater. You can 342 00:16:43,320 --> 00:16:44,800 Speaker 3: have an impact that using. 343 00:16:44,520 --> 00:16:45,480 Speaker 2: The knowledge you have. 344 00:16:46,760 --> 00:16:48,720 Speaker 3: I do have an interest in this, but you know, 345 00:16:48,840 --> 00:16:52,000 Speaker 3: would you be interested maybe just talking about how Because. 346 00:16:51,760 --> 00:16:53,400 Speaker 2: He's a critical care of homonology. 347 00:16:53,440 --> 00:16:56,720 Speaker 3: It's been a surgeon for about thirty years. 348 00:16:56,960 --> 00:16:59,880 Speaker 2: And he said, I think with our healthcare. 349 00:16:59,520 --> 00:17:03,920 Speaker 3: Expertise, he's done investing separately. I'd done investing separately. If 350 00:17:03,920 --> 00:17:11,200 Speaker 3: we joined together, we can start impacting black people's healthcare 351 00:17:11,560 --> 00:17:14,879 Speaker 3: from a different perspective. We have the experience, we have 352 00:17:15,119 --> 00:17:17,800 Speaker 3: the cash, we can invest in things that will move 353 00:17:17,960 --> 00:17:20,520 Speaker 3: the needle, and we can do it not just here. 354 00:17:20,720 --> 00:17:22,520 Speaker 3: We can do it for folks in the diaspora. We 355 00:17:22,520 --> 00:17:24,159 Speaker 3: can do it for folks in the Caribbean. We can 356 00:17:24,160 --> 00:17:27,679 Speaker 3: do it for folks in Africa. I wasn't thinking global. 357 00:17:27,760 --> 00:17:28,240 Speaker 2: I live in. 358 00:17:28,280 --> 00:17:30,600 Speaker 3: Charlotte, North Carolina, and I was proud to be doing 359 00:17:30,640 --> 00:17:32,479 Speaker 3: the work I was doing for the companies in my 360 00:17:32,720 --> 00:17:35,280 Speaker 3: you know, my little sphere, I would say, between Charlotte 361 00:17:35,280 --> 00:17:41,400 Speaker 3: and Atlanta. And that got my mind kind of going, hmm, okay. 362 00:17:41,560 --> 00:17:44,720 Speaker 3: So we started talking about what we would invest in, 363 00:17:45,720 --> 00:17:47,919 Speaker 3: what kind of impact we wanted to see, what kind 364 00:17:47,960 --> 00:17:51,399 Speaker 3: of outcomes we wanted to see, And that day Black 365 00:17:51,440 --> 00:17:55,399 Speaker 3: Pearl was born, we said, okay, let's see what we 366 00:17:55,440 --> 00:17:55,880 Speaker 3: can do. 367 00:17:57,000 --> 00:17:58,919 Speaker 2: I actually sold my first firm. 368 00:17:59,560 --> 00:18:02,440 Speaker 3: You know, but I let it go, knowing that this 369 00:18:02,520 --> 00:18:04,800 Speaker 3: next thing's going to be an adventure, the next thing's 370 00:18:04,840 --> 00:18:07,560 Speaker 3: going to be a journey, that maybe we'll reach more people. 371 00:18:07,680 --> 00:18:10,719 Speaker 3: I now had a partner, because I was a solopreneur before. 372 00:18:11,040 --> 00:18:13,639 Speaker 2: Now I have a partner, and we started saying, what 373 00:18:13,680 --> 00:18:15,200 Speaker 2: do we need, what do we need? What do we need. 374 00:18:15,240 --> 00:18:19,320 Speaker 3: The name Black Pearl it has two meanings. Black Pearl 375 00:18:19,440 --> 00:18:23,400 Speaker 3: is one of the most rare and most expensive jewels 376 00:18:23,440 --> 00:18:28,879 Speaker 3: you can buy naturally, and we started saying, you know, 377 00:18:29,000 --> 00:18:31,919 Speaker 3: our health is a jewel, Black people are a jewel. 378 00:18:31,960 --> 00:18:33,760 Speaker 3: We need to be protecting that, we need to be 379 00:18:33,800 --> 00:18:36,520 Speaker 3: investing in that. We need to wrap her arms around that. 380 00:18:36,640 --> 00:18:38,960 Speaker 3: So Black Pearl is like, oh, yeah, that's going to 381 00:18:39,000 --> 00:18:44,119 Speaker 3: be us. But then we learned Karl was watching a 382 00:18:44,440 --> 00:18:47,520 Speaker 3: movie Powers of the Caribbean and the Black Pearl was 383 00:18:47,600 --> 00:18:51,359 Speaker 3: the pirate ship that could not be caught. And so 384 00:18:51,400 --> 00:18:56,520 Speaker 3: there's a double meaning there. We are both valuable and rare, 385 00:18:56,760 --> 00:19:00,359 Speaker 3: and you know there's some mistique that you know, as 386 00:19:00,400 --> 00:19:02,480 Speaker 3: we are staying on our path, no one's going to 387 00:19:02,560 --> 00:19:04,800 Speaker 3: catch us because we're doing what we're supposed to be doing. 388 00:19:05,280 --> 00:19:07,879 Speaker 3: And so that's how we found two other partners that 389 00:19:07,920 --> 00:19:10,920 Speaker 3: can fill some gaps. And I don't have a hard 390 00:19:11,000 --> 00:19:13,399 Speaker 3: technology background, so we found a partner for that. We 391 00:19:13,480 --> 00:19:16,240 Speaker 3: got one more partner that really had a deep divan 392 00:19:16,400 --> 00:19:20,760 Speaker 3: entrepreneurship and business as well. The four of us together, 393 00:19:20,840 --> 00:19:22,919 Speaker 3: I feel like I'm not going to say I'm Captain Blanet, 394 00:19:22,920 --> 00:19:24,919 Speaker 3: like our powers combined and Black. 395 00:19:24,680 --> 00:19:27,720 Speaker 2: Pearl came forward, and it came forward really to. 396 00:19:27,880 --> 00:19:31,120 Speaker 3: Write checks into companies as a start. Fast forward five 397 00:19:31,200 --> 00:19:35,360 Speaker 3: years later, we have written checks venture capital, we have. 398 00:19:36,000 --> 00:19:40,359 Speaker 2: Made loans, we have acquired companies. 399 00:19:41,000 --> 00:19:44,919 Speaker 3: We have launched an office in Kingston, Jamaica, and we 400 00:19:45,000 --> 00:19:47,880 Speaker 3: have an office at Akro, Ghana. We have a health 401 00:19:47,920 --> 00:19:52,640 Speaker 3: advisory arm that helps develop people at Workforce Development. And 402 00:19:53,000 --> 00:19:56,360 Speaker 3: it all started for me not being offended from the feedback, 403 00:19:56,520 --> 00:19:58,840 Speaker 3: but really saying, let me listen to the feedback. 404 00:19:59,400 --> 00:20:00,720 Speaker 2: I love it, I love it. 405 00:20:00,760 --> 00:20:04,359 Speaker 4: We'll be right back with more Money Making Conversations Masterclass 406 00:20:04,400 --> 00:20:10,400 Speaker 4: with Rushawan McDonald. Now let's return to Money Making Conversations 407 00:20:10,680 --> 00:20:13,040 Speaker 4: Masterclass with Rushaan McDonald. 408 00:20:13,320 --> 00:20:16,199 Speaker 1: I always tell people I wake up dumb or just 409 00:20:16,359 --> 00:20:18,760 Speaker 1: make that statement that way. I'm willing to accept information 410 00:20:18,840 --> 00:20:20,239 Speaker 1: it's given to you. But if you wake up think 411 00:20:20,320 --> 00:20:22,400 Speaker 1: you know it all, you know, you can miss something. 412 00:20:22,480 --> 00:20:24,600 Speaker 1: That moment was right there. If you had to know 413 00:20:24,680 --> 00:20:28,399 Speaker 1: it all, personality ride dominating your spirit or your soul 414 00:20:28,720 --> 00:20:32,280 Speaker 1: than you to miss black Pearl ever being a possibility. 415 00:20:32,600 --> 00:20:36,080 Speaker 1: But when you say word black Pearl and investments, that's 416 00:20:36,080 --> 00:20:39,640 Speaker 1: what my audience wants to hear investment, what will you say, 417 00:20:39,720 --> 00:20:42,679 Speaker 1: invest in this, investing it and this in healthcare? What 418 00:20:42,720 --> 00:20:43,520 Speaker 1: are you talking about? 419 00:20:45,200 --> 00:20:49,560 Speaker 2: So for me, money is a tool, just like a hammer. 420 00:20:49,760 --> 00:20:51,720 Speaker 3: It can either build or it can destroy it. I 421 00:20:51,760 --> 00:20:52,960 Speaker 3: can hit you in the head with a hammer and 422 00:20:53,240 --> 00:20:54,560 Speaker 3: it'll beat you down right. 423 00:20:55,560 --> 00:20:56,280 Speaker 2: Money is a tool. 424 00:20:56,359 --> 00:20:59,120 Speaker 3: So when we talk about investing, we're looking for companies 425 00:20:59,160 --> 00:21:01,680 Speaker 3: on the venture capital side of things that have high 426 00:21:01,720 --> 00:21:05,119 Speaker 3: growth potential, but they're coming up with discoveries that are 427 00:21:05,200 --> 00:21:09,119 Speaker 3: new and novel, that are helping to reduce health care costs, 428 00:21:09,200 --> 00:21:12,960 Speaker 3: that are improving the outcomes, that are increasing access for 429 00:21:13,160 --> 00:21:15,960 Speaker 3: populations that didn't have that access. 430 00:21:16,040 --> 00:21:17,200 Speaker 2: I'll give you an example. 431 00:21:17,960 --> 00:21:20,480 Speaker 3: Earlier this year, we invested in a maternal health care 432 00:21:20,960 --> 00:21:26,840 Speaker 3: company called Mommy. Mommy is a company that build technology 433 00:21:26,960 --> 00:21:31,040 Speaker 3: to help black mothers get all of the resources they 434 00:21:31,160 --> 00:21:35,119 Speaker 3: need to have successful deliveries and then post partum be 435 00:21:35,200 --> 00:21:38,800 Speaker 3: able to cope with new baby, maybe some of the 436 00:21:38,800 --> 00:21:42,480 Speaker 3: mental health aspects, and really give them a community, getting 437 00:21:42,480 --> 00:21:45,880 Speaker 3: these practitioners to listen to them, giving them alternatives whether 438 00:21:45,880 --> 00:21:47,879 Speaker 3: they want to be in a hospital or have natural birth. 439 00:21:48,440 --> 00:21:51,560 Speaker 3: But we know from a health care perspective, black. 440 00:21:51,320 --> 00:21:52,640 Speaker 2: Mothers are going. 441 00:21:52,480 --> 00:21:56,720 Speaker 3: To are more likely to suffer adverse effects, even if 442 00:21:56,720 --> 00:21:59,360 Speaker 3: you have insurance, even if you have money. 443 00:22:00,080 --> 00:22:00,840 Speaker 2: If you you know. 444 00:22:00,840 --> 00:22:05,040 Speaker 3: Sereno Williams had severe complications beyoncet. I mean, these are 445 00:22:05,359 --> 00:22:08,480 Speaker 3: women with resources and I'm sure the best of the 446 00:22:08,480 --> 00:22:11,720 Speaker 3: best health care, and they still had these other complications. 447 00:22:11,720 --> 00:22:14,280 Speaker 3: So that's the kind of company we put our money into. 448 00:22:14,320 --> 00:22:17,240 Speaker 3: On the venture capital side, we write checks into companies 449 00:22:17,240 --> 00:22:21,119 Speaker 3: that are making an impact that can change the trajectory 450 00:22:21,600 --> 00:22:25,720 Speaker 3: of you know, women dying, babies, dye. We invest in 451 00:22:25,760 --> 00:22:31,520 Speaker 3: companies that make food cleaner, we invest in we invest 452 00:22:31,520 --> 00:22:34,359 Speaker 3: in companies that can make the environment more healthy. Because 453 00:22:34,359 --> 00:22:37,200 Speaker 3: when we think about health care, we're thinking, you know, again, 454 00:22:37,440 --> 00:22:40,040 Speaker 3: if you don't have your health, the rest of it's 455 00:22:40,040 --> 00:22:41,800 Speaker 3: going to go the pod. Right, you can have all 456 00:22:41,800 --> 00:22:43,600 Speaker 3: the money in the world and your health crashes, Guess 457 00:22:43,600 --> 00:22:45,800 Speaker 3: where your money is going to go to fixing your health. 458 00:22:46,320 --> 00:22:49,160 Speaker 3: So we think about healthcare as really the center of 459 00:22:50,119 --> 00:22:54,080 Speaker 3: our beings, our universe, if you will, and so we'll help. 460 00:22:54,119 --> 00:22:57,439 Speaker 3: We'll invest in things for economic mobility, will invest in 461 00:22:57,480 --> 00:23:00,840 Speaker 3: things for climate, will invest in things for right on 462 00:23:00,880 --> 00:23:05,000 Speaker 3: the nose healthcare, direct practitioner care, we will invest in 463 00:23:05,080 --> 00:23:07,000 Speaker 3: things that are transportation related. 464 00:23:07,080 --> 00:23:08,680 Speaker 2: I mean, we are really. 465 00:23:08,400 --> 00:23:11,639 Speaker 3: Thinking about healthcare broadly, because you can't just pull on 466 00:23:11,640 --> 00:23:13,520 Speaker 3: one level and think it's going to change everything. 467 00:23:14,040 --> 00:23:17,120 Speaker 1: Well, you know the thing about it is I interview 468 00:23:17,240 --> 00:23:20,600 Speaker 1: Tiny Lewis Lee. She's just a brilliant documentary that's really 469 00:23:20,680 --> 00:23:25,840 Speaker 1: informative on Hulu called Aftershock, which is about you know, infanmortality, 470 00:23:25,920 --> 00:23:30,440 Speaker 1: especially in the African American community. And I hear you 471 00:23:30,520 --> 00:23:32,720 Speaker 1: talk about that, it just gives me, you know, flashback 472 00:23:32,800 --> 00:23:35,120 Speaker 1: that there are many warriors out there, and I consider 473 00:23:35,119 --> 00:23:38,240 Speaker 1: you a warrior who's out there from a financial perspective, 474 00:23:38,359 --> 00:23:41,440 Speaker 1: trying to change lives within our community and also giving 475 00:23:41,520 --> 00:23:46,760 Speaker 1: up a shot of delivering a healthy kid. When as 476 00:23:46,800 --> 00:23:49,080 Speaker 1: I close this interview, and it's been a wonderful interview 477 00:23:49,119 --> 00:23:52,040 Speaker 1: because your life has so many beautiful pearls in it, 478 00:23:52,119 --> 00:23:54,439 Speaker 1: I'm gonna just use that. I'm gonna use that pearl 479 00:23:54,920 --> 00:23:57,480 Speaker 1: when we just talk about the academic training and making 480 00:23:57,560 --> 00:24:01,480 Speaker 1: decisions and not limiting yourself and saying that enough is enough, 481 00:24:01,520 --> 00:24:04,919 Speaker 1: and being able to accept what I call constructive criticism 482 00:24:05,040 --> 00:24:08,240 Speaker 1: or comments because people told you they saw more in you, 483 00:24:08,400 --> 00:24:10,280 Speaker 1: that you could do more, and a lot of people 484 00:24:10,320 --> 00:24:15,240 Speaker 1: hear that terminology fear or they can satisfy or I'm satisfied. 485 00:24:14,720 --> 00:24:15,280 Speaker 2: Where I'm at. 486 00:24:15,480 --> 00:24:18,280 Speaker 1: But you saw it like, Okay, what are you talking about? 487 00:24:18,400 --> 00:24:21,000 Speaker 1: And I think more people should lean in instead of 488 00:24:21,200 --> 00:24:24,840 Speaker 1: pushing back when people approach them about their gifts. I 489 00:24:24,880 --> 00:24:27,760 Speaker 1: always talk about gifts and purpose. I feel you living 490 00:24:28,280 --> 00:24:31,679 Speaker 1: your purpose because you're taking advantage of your gifts. And 491 00:24:31,720 --> 00:24:35,440 Speaker 1: as you talk about the next chapter in Black Pleral 492 00:24:36,080 --> 00:24:38,800 Speaker 1: Global Investments, what is it, doctor Chartue weaves? 493 00:24:40,560 --> 00:24:46,119 Speaker 3: Our chapter really looked like expanding into other countries. So 494 00:24:46,119 --> 00:24:48,480 Speaker 3: we're already on the concept of Africa, but we will 495 00:24:48,520 --> 00:24:50,800 Speaker 3: look to push into areas where a lot of people 496 00:24:50,800 --> 00:24:53,240 Speaker 3: are going East Africa. There are not a lot of 497 00:24:53,240 --> 00:24:57,240 Speaker 3: folks deploying money. When we think about the Caribbean really 498 00:24:57,280 --> 00:25:01,840 Speaker 3: starting to support entrepreneurs there, when we think about acquiring companies, 499 00:25:01,880 --> 00:25:05,400 Speaker 3: we just acquired a contact less manufacturing facility. 500 00:25:05,680 --> 00:25:06,920 Speaker 2: I think it's really important. 501 00:25:07,160 --> 00:25:09,240 Speaker 3: If we want to control costs of health care and 502 00:25:09,280 --> 00:25:12,399 Speaker 3: we want to help more entrepreneurs get into the healthcare space, 503 00:25:12,400 --> 00:25:14,040 Speaker 3: we've got to reduce those barriers. 504 00:25:14,359 --> 00:25:17,120 Speaker 2: So one way to do that is controlling the supply chain. 505 00:25:17,200 --> 00:25:20,520 Speaker 3: If I am the direct manufacturer of something, I have 506 00:25:20,600 --> 00:25:22,400 Speaker 3: a direct relationship. 507 00:25:21,880 --> 00:25:24,480 Speaker 2: With the cost of something of that product. 508 00:25:24,480 --> 00:25:27,639 Speaker 3: And so I can start to provide it to community 509 00:25:27,840 --> 00:25:29,600 Speaker 3: at a price that makes it affordable. 510 00:25:30,000 --> 00:25:32,280 Speaker 2: Like people are disproportionately and they are more likely to 511 00:25:32,359 --> 00:25:34,440 Speaker 2: have I care issues. 512 00:25:35,400 --> 00:25:37,240 Speaker 3: But on the flip side of that, if you are 513 00:25:37,280 --> 00:25:40,760 Speaker 3: somebody who is let's say, creating the next beauty products 514 00:25:41,400 --> 00:25:44,840 Speaker 3: or someone who's coming up with a healthcare formulation, guess 515 00:25:44,880 --> 00:25:47,320 Speaker 3: what you likely will need to package your products an 516 00:25:47,440 --> 00:25:52,560 Speaker 3: FDA regulator facility. I now have two, and we have 517 00:25:52,920 --> 00:25:56,320 Speaker 3: reconfigured our floor plans to help other entrepreneurs come into 518 00:25:56,359 --> 00:25:59,080 Speaker 3: that space, reducing the costs really to start patching up 519 00:25:59,080 --> 00:26:02,240 Speaker 3: their products. So as we rolle forward, we will look 520 00:26:02,280 --> 00:26:04,920 Speaker 3: to see how we can one continue to bring products 521 00:26:04,920 --> 00:26:07,920 Speaker 3: into our portfolio that reduce health care costs, but then 522 00:26:08,080 --> 00:26:11,320 Speaker 3: how do we leverage those assets to help other companies 523 00:26:11,400 --> 00:26:14,240 Speaker 3: get ahead, whether that's through expertise, whether that's through space, 524 00:26:14,640 --> 00:26:18,080 Speaker 3: whether that's through us really just saying, hey, if you 525 00:26:18,240 --> 00:26:20,760 Speaker 3: need to use our product to test whether or not 526 00:26:20,800 --> 00:26:22,840 Speaker 3: your thing is going to work, we're open to that. 527 00:26:22,960 --> 00:26:25,480 Speaker 3: And that's where I think the future. 528 00:26:25,160 --> 00:26:27,080 Speaker 2: For us is really going to be headed. 529 00:26:27,280 --> 00:26:31,879 Speaker 3: Helping businesses level up, but then also bringing in practitioners people. 530 00:26:32,400 --> 00:26:34,359 Speaker 3: One of our programs that I'm most proud of is 531 00:26:34,720 --> 00:26:38,480 Speaker 3: we take folks with no health care skills, we help 532 00:26:38,520 --> 00:26:41,440 Speaker 3: them get trained, and then they're coming into the workforce 533 00:26:41,480 --> 00:26:44,720 Speaker 3: at the forty or fifty thousand dollars side of things 534 00:26:44,800 --> 00:26:47,359 Speaker 3: versus the you know, ten to fifteen dollars an hour 535 00:26:47,480 --> 00:26:50,240 Speaker 3: side of things. And that's I'm really proud of because 536 00:26:50,280 --> 00:26:53,880 Speaker 3: the more people we get into healthcare, the more diverse 537 00:26:53,960 --> 00:26:56,480 Speaker 3: voices we have there, the less likely is that people 538 00:26:56,520 --> 00:26:59,720 Speaker 3: will get overseen or overlooked when they say I have 539 00:27:00,320 --> 00:27:02,560 Speaker 3: or they say something, just is it right? And so 540 00:27:02,720 --> 00:27:05,000 Speaker 3: I'm really proud of the work we're doing today and 541 00:27:05,040 --> 00:27:07,520 Speaker 3: I look forward to seeing that expand beyond North Carolina 542 00:27:07,560 --> 00:27:10,680 Speaker 3: and other states and in other countries, and then leveraging 543 00:27:10,720 --> 00:27:13,800 Speaker 3: all of these facilities because we can marry those practitioners 544 00:27:14,080 --> 00:27:15,640 Speaker 3: with the spaces, and I think. 545 00:27:15,720 --> 00:27:17,320 Speaker 2: The future is going to be very right if we 546 00:27:17,400 --> 00:27:18,080 Speaker 2: continue to do that. 547 00:27:18,560 --> 00:27:21,600 Speaker 1: Well, I'm telling you, your storytelling is amazing. She is 548 00:27:21,640 --> 00:27:26,000 Speaker 1: the CEO of Black Peril Global and an investment firm 549 00:27:26,080 --> 00:27:29,879 Speaker 1: that is changing healthcare the African American community, not only domestically, 550 00:27:29,920 --> 00:27:32,760 Speaker 1: but global people of color. They have a I like 551 00:27:32,800 --> 00:27:36,720 Speaker 1: to say, an angel in the corporate structure is out 552 00:27:36,720 --> 00:27:38,960 Speaker 1: there funding ways that we can live a better life, 553 00:27:38,960 --> 00:27:41,320 Speaker 1: a longer life, a life that feels like we're part 554 00:27:41,359 --> 00:27:43,720 Speaker 1: of the people care about us. Again, I want to 555 00:27:43,720 --> 00:27:45,640 Speaker 1: appreciate that. I wanted to say, I appreciate you taking 556 00:27:45,640 --> 00:27:48,520 Speaker 1: the time. All my interviews have their special journeys, but 557 00:27:48,560 --> 00:27:51,879 Speaker 1: I think from an academic standpoint, you're special. From a 558 00:27:51,880 --> 00:27:55,360 Speaker 1: lifestyle standpoint, you're special and for your call. So what 559 00:27:55,400 --> 00:27:58,160 Speaker 1: you're doing out here in the community, as we all 560 00:27:58,240 --> 00:28:00,479 Speaker 1: goal is to make money, but so you can help 561 00:28:00,480 --> 00:28:02,119 Speaker 1: people along the way, isn't it a blessing? 562 00:28:03,000 --> 00:28:05,280 Speaker 2: Yes? Yes, yes, absolutely. 563 00:28:05,480 --> 00:28:06,840 Speaker 1: I want to thank you for coming on Money Making 564 00:28:06,880 --> 00:28:08,480 Speaker 1: Conversation master Class and we talked soon. 565 00:28:08,560 --> 00:28:11,240 Speaker 2: Okay, absolutely, thank you for having me. 566 00:28:11,359 --> 00:28:13,440 Speaker 1: I appreciate you. It has been Rashon McDonald, a host 567 00:28:13,480 --> 00:28:15,160 Speaker 1: of Money Making Conversation Masterclass,