WEBVTT - How to Avoid Getting Hacked

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<v Speaker 1>Ring has a new camera for your front door. There

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<v Speaker 1>are more places to get your iPhone repaired. Why you

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<v Speaker 1>should log into your apps every once in a while.

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<v Speaker 1>Plus we're playing the new Harry Potter game. What's going on?

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<v Speaker 1>I'm Rich Demiro. This is Rich on Tech, the podcast

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<v Speaker 1>where I talk about the stuff I think you should

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<v Speaker 1>know about happening in the tech world. Plus we're answering

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<v Speaker 1>your tech questions. Joining me is producer Megan Welcome to

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<v Speaker 1>the show.

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<v Speaker 2>Hello, how are you?

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<v Speaker 3>I am doing fantastic.

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<v Speaker 1>I do want to start with an apology though, because

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<v Speaker 1>we had last week's show that we did from China,

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<v Speaker 1>which was great. I mean, I thought it was really

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<v Speaker 1>interesting the content, but the actual quality of the podcast

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<v Speaker 1>was not up to par. And you know us, we

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<v Speaker 1>are sicklers on quality. Oh yeah, so every I feel

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<v Speaker 1>like every podcast we've done so far has sounded different.

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<v Speaker 3>But that's the thing.

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<v Speaker 1>Podcasting is still emerging, right, and you know, even though

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<v Speaker 1>it's I was doing podcasting at Sina about fifteen years ago, but.

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<v Speaker 3>It's still new, right. It's new to a lot of people.

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<v Speaker 1>But I think our mistake last week was trying a

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<v Speaker 1>new mobile setup when we went to China. We tried

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<v Speaker 1>new microphones, we tried everything was different how we recorded

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<v Speaker 1>the show, and if we were total pros, like with audio, we.

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<v Speaker 3>Would find that would be fine. But we're not.

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<v Speaker 1>Yeah, and so we were talking into the wrong end

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<v Speaker 1>of the microphone. I don't know, we might have been

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<v Speaker 1>so long story short. If you listen to the podcast,

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<v Speaker 1>which a lot of you did, thank you. That's not

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<v Speaker 1>our that's not our main like, we're not that's not us.

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<v Speaker 3>Yeah.

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<v Speaker 1>Now, if this one sounds really bad, we are trying

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<v Speaker 1>new equipment again.

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<v Speaker 2>Then we're going to be really sad.

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<v Speaker 3>Then we'll just give up.

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<v Speaker 1>But let's start with the story. Maybe this is the

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<v Speaker 1>biggest story of the week. It's probably the most complicated

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<v Speaker 1>story of the week for most people. But I do

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<v Speaker 1>think it could have potential impact. So we've heard a

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<v Speaker 1>lot about bitcoin, we've heard a lot about cryptocurrency. Nobody

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<v Speaker 1>has been able to make it work in a big,

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<v Speaker 1>meaningful way just yet. And now some people might fight

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<v Speaker 1>me on that, but the reality is, are you using crypto?

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<v Speaker 2>No?

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<v Speaker 3>Am I No, We're two kind of normal people.

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<v Speaker 1>I do have okay, full disclosure, I do have twenty

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<v Speaker 1>five dollars worth of cryptocurrency.

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<v Speaker 4>To my name something. So it's like, you know, then

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<v Speaker 4>I have invested.

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<v Speaker 1>Well so, and it's funny that you call an investment

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<v Speaker 1>because when I bought that, I did it as a

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<v Speaker 1>test to see. I bought it through the square cash app,

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<v Speaker 1>and it went down and down and down, and I

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<v Speaker 1>just checked it and it actually is back up to

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<v Speaker 1>twenty four dollars and sixty cents. So over the past

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<v Speaker 1>like year or two, I've only lost like.

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<v Speaker 3>Forty forty cents and it still can go up.

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<v Speaker 1>So I'm hoping that by the time I retire, I

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<v Speaker 1>just forget about that. And it's like, oh, no, oh,

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<v Speaker 1>what's this? A million bucks just sitting there in crypto.

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<v Speaker 2>I don't think it grows like that.

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<v Speaker 3>No, probably not so uh.

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<v Speaker 1>Facebook is basically pioneering the charge for a new type

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<v Speaker 1>of simple global currency called Libra, and this is backed.

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<v Speaker 1>It's interesting because they're backing it by the blockchain.

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<v Speaker 3>Which is you know, technology for a digital currency basically.

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<v Speaker 1>But there's a lot of companies on board here, so

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<v Speaker 1>if anyone can make this happen, it could be Facebook.

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<v Speaker 1>And what they would want you to do is use

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<v Speaker 1>this cryptocurrency to it would be integrated into the Facebook

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<v Speaker 1>App into WhatsApp into Facebook Messenger. So basically, if I

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<v Speaker 1>owed you twenty bucks, I could pay you right through there,

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<v Speaker 1>kind of like what you do with Venmo. But the

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<v Speaker 1>way Venmo works is it's all backed by your checking

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<v Speaker 1>account or your bank account or.

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<v Speaker 3>Your credit card.

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<v Speaker 1>Right, this would be backed by none of those things.

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<v Speaker 1>You would basically just have this currency like it would

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<v Speaker 1>be its own thing. So, I know, doesn't that sound complicated?

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<v Speaker 2>So complicated, So you'd have to.

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<v Speaker 1>Buy it somehow, and then once you buy it, that

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<v Speaker 1>is your currency. So the idea is is that of

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<v Speaker 1>enough people and places accept the currency, it then takes off.

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<v Speaker 1>So think about visa MasterCard for example.

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<v Speaker 3>Right.

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<v Speaker 1>The only reason those work they're not really a currency.

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<v Speaker 1>They're just a way to pay right. So you still

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<v Speaker 1>have to pay the bill with real money at the

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<v Speaker 1>end of the month, right or you know, depending portion

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<v Speaker 1>of the bill, right, Yeah, hopefully you're.

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<v Speaker 3>Paying the whole thing. Yeah.

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<v Speaker 1>But the reality is the reason why vis a master

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<v Speaker 1>card are so like I will take it from you,

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<v Speaker 1>you'll take it from me, whatever, or a business takes

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<v Speaker 1>it is because it's accepted everywhere, right, and people have

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<v Speaker 1>established that, like, Okay, these are true, these are real,

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<v Speaker 1>like we take it. So with Libra and this whole

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<v Speaker 1>new cryptocurrency, if enough people take it, it's like, okay,

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<v Speaker 1>well I can use my Libra at.

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<v Speaker 3>Starbucks exactly.

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<v Speaker 2>Or but where I get confused is so then you

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<v Speaker 2>would pay at the end of the month libra.

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<v Speaker 3>Yeah.

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<v Speaker 1>See, that's where it gets kind of weird. It's just

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<v Speaker 1>you just kind of keep your money in there. That's

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<v Speaker 1>the weird thing. It's like it's just becomes your money.

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<v Speaker 1>So yeah, and so what they're doing and there's it's

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<v Speaker 1>also even more weird because there's another thing. It's called

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<v Speaker 1>let's see, it's like libra, there's I don't even know

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<v Speaker 1>if I'm saying it right.

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<v Speaker 2>I truly want to understand how this works.

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<v Speaker 3>So well, I'm not going to be the one to

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<v Speaker 3>explain it. No, I know, I know understand by the way.

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<v Speaker 2>I've had like five people try to explain it to me.

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<v Speaker 1>And I've had when I did the crypto story, like cryptocurrency,

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<v Speaker 1>we did like crypto one on one again like the

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<v Speaker 1>creator Yeah, no, we had like a guy who's a

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<v Speaker 1>good crypto guy, and I have a friend that does

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<v Speaker 1>crypto stuff. But I still it's like you don't really

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<v Speaker 1>understand it. It's a currency that's like kind of made

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<v Speaker 1>out of thin air. Right now, this one will be

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<v Speaker 1>backed by actual currency, which is making it more stable,

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<v Speaker 1>which makes it more appealing to people. Anyway, long story short,

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<v Speaker 1>that's what you need to know is that Facebook might

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<v Speaker 1>take over the whole world when it comes to money.

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<v Speaker 1>But the other companies that are on board with this,

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<v Speaker 1>and this is why it might work. Listen to these names, MasterCard, PayPal, Stripe, Visa, eBay, Lift, Spotify, Uber.

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<v Speaker 3>And a whole bunch of others.

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<v Speaker 1>So what that tells me is that at the very least,

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<v Speaker 1>you'll be able to use this currency among all those things.

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<v Speaker 3>And if you think about those things, that's a lot.

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<v Speaker 1>So now you can, let's say, you can use your

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<v Speaker 1>Libra currency to pay your master Card account at the

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<v Speaker 1>end of the month.

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<v Speaker 3>So again, it's getting real and getting real. It's fascinating.

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<v Speaker 1>So anyway, we'll just have to keep on kind of

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<v Speaker 1>up to date on everything that Facebook's doing with that.

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<v Speaker 1>It's not going to happen overnight, but it probably will

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<v Speaker 1>happen soon.

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<v Speaker 2>So you would use like some of your twenty five dollars.

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<v Speaker 1>To buy a Starbucks exactly right, like I would instead

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<v Speaker 1>of like right now that that bitcoin that I have

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<v Speaker 1>exists inside that app, I can't do anything with it

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<v Speaker 1>except pay other people who like use bitcoin.

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<v Speaker 2>Got it.

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<v Speaker 1>But let's say Starbucks I want to buy like a

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<v Speaker 1>ten dollars gift card and they're like, oh, we accept

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<v Speaker 1>this bitcoin.

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<v Speaker 3>I just use it.

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<v Speaker 1>And same thing with this new one from Facebook. It's

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<v Speaker 1>like if I can use it to pay you back

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<v Speaker 1>for you know whatever, like you go out and run

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<v Speaker 1>get a coffee, I can be like, oh, here's three dollars,

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<v Speaker 1>you know, through my app.

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<v Speaker 2>Got it? So interesting?

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<v Speaker 3>All right, So let's let's start with the first question.

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<v Speaker 2>I love this next question. It's from Lily Alala and

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<v Speaker 2>she wrote on your Facebook page, Hey, Rich, thank you

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<v Speaker 2>for all of the useful information you provide during your

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<v Speaker 2>segment on Katley News. I have a question. Do you

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<v Speaker 2>have any suggestions or can you recommend a good Android

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<v Speaker 2>app for locating or keeping track of my kids? I

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<v Speaker 2>have twelve year old twins, they both have phones. I

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<v Speaker 2>need peace of mind. Please let me know.

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<v Speaker 3>Okay, And what was the name again?

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<v Speaker 2>Lily?

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<v Speaker 3>Lily?

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<v Speaker 1>So this is a question I get all the time.

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<v Speaker 1>People want to be able to track their kids. And

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<v Speaker 1>it makes sense if they have a cell phone, you

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<v Speaker 1>want to be able to track them. Why not, right,

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<v Speaker 1>So there are tools that are built into iOS. And

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<v Speaker 1>she didn't really mention what kind of phones her kids have.

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<v Speaker 1>I feel like she would have mentioned if if they

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<v Speaker 1>had iPhones.

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<v Speaker 2>Movie. Yeah, but she says she has an Android.

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<v Speaker 3>Oh, she has an Android.

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<v Speaker 2>She set a good Android app.

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<v Speaker 3>Oh, so there you go, she wants Android. Okay. So

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<v Speaker 3>on iPhone, obviously they have the app called find My.

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<v Speaker 3>They changed it. It used to be called find my iPhone.

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<v Speaker 3>Now it's just called find My.

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<v Speaker 1>So that would work on the iPhone side of things.

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<v Speaker 1>But if you're a mixed family and you have like

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<v Speaker 1>Android and you have iOS in the family, you want

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<v Speaker 1>an app that works across both of those things. And

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<v Speaker 1>so the app that I recommend to most people is

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<v Speaker 1>called Life three sixty.

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<v Speaker 3>Have you heard of this?

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<v Speaker 1>So it's kind of the most popular one out there

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<v Speaker 1>that basically at the bottom line kind of thing is

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<v Speaker 1>it tracks you. You know, you sign it up on

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<v Speaker 1>your phones and you can see where your kids are

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<v Speaker 1>on a map. That's the basic thing. Now, that's free,

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<v Speaker 1>But if you really want to get the most use

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<v Speaker 1>out of it, you're gonna have to pay because what

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<v Speaker 1>I found when I tested.

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<v Speaker 3>It is that the free stuff.

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<v Speaker 1>Is fine, but the location's not updated as much as

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<v Speaker 1>you want. It's not real time, Like there's a little

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<v Speaker 1>caveats that you after using it for like two days,

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<v Speaker 1>you're like, this would be better if I paid for it.

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<v Speaker 1>So with that in mind, you know, try it out,

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<v Speaker 1>start it out, see how it works, and I think

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<v Speaker 1>it's going to do exactly what you need. They have

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<v Speaker 1>a lot of features in there, like I mean, there's

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<v Speaker 1>so many features. You can get a text when your

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<v Speaker 1>kid gets to school, you can get a text when

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<v Speaker 1>your kid leaves school. You can get see how fast

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<v Speaker 1>they're going on a map, Like if they're driving, you

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<v Speaker 1>can get a crash detection. So if they crash, god forbid,

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<v Speaker 1>you'll get it. Hopefully it's a fender bender, you'll get

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<v Speaker 1>alert about that. So again, they've built pretty much the

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<v Speaker 1>app that parents want to be able to track their kids. Obviously,

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<v Speaker 1>you know your kids have to be on board because

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<v Speaker 1>they can uninstall it or whatever.

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<v Speaker 3>You can probably password protect it, but.

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<v Speaker 1>Again, once you use it, so like with the free

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<v Speaker 1>it's zero, with plus it's three dollars a month, and

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<v Speaker 1>with driver Protect all those driver features, it's seven to

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<v Speaker 1>ninety nine a month. So I, as a parent, small

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<v Speaker 1>price to pay. When I'm ready to do this with

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<v Speaker 1>my kids, I think three dollars a month is just fine.

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<v Speaker 1>So again, like little things that they change, So place

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<v Speaker 1>alerts with free, you only get two with the free,

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<v Speaker 1>plus you get unlimited history. You only get two days

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<v Speaker 1>with the free. You get thirty days with unlimited crime reports.

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<v Speaker 3>I don't know, I don't know what that is.

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<v Speaker 1>But again, so really it comes down to how much

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<v Speaker 1>of the location do you get with the free versus

0:09:49.920 --> 0:09:52.240
<v Speaker 1>the paid. So but Lily, that's going to do it

0:09:52.280 --> 0:09:54.760
<v Speaker 1>for you Life three sixty dot com and it works

0:09:54.800 --> 0:09:59.480
<v Speaker 1>on you know, various apps, iOS and Android cool. So

0:09:59.480 --> 0:10:04.199
<v Speaker 1>speaking of Apple is partnering with Best Buy for expanded

0:10:04.280 --> 0:10:07.840
<v Speaker 1>repair service. So in the past, if you wanted to

0:10:07.880 --> 0:10:09.839
<v Speaker 1>get your iPhone repaired, you could do it at a

0:10:09.880 --> 0:10:12.520
<v Speaker 1>bunch of places, but Apple likes when you do it

0:10:12.520 --> 0:10:15.080
<v Speaker 1>at their place because it keeps your phone in warranty

0:10:15.240 --> 0:10:17.679
<v Speaker 1>right and also if you have Apple Care, it will

0:10:17.679 --> 0:10:19.880
<v Speaker 1>be included in your Apple Care price. If you go

0:10:19.920 --> 0:10:23.439
<v Speaker 1>to an Apple store or one of their authorized retailers,

0:10:23.440 --> 0:10:25.400
<v Speaker 1>which you know, in a city like LA, we have

0:10:25.440 --> 0:10:28.120
<v Speaker 1>a lot of these little like Mac stores, right, you know,

0:10:28.200 --> 0:10:30.480
<v Speaker 1>like I think there's like Melrose Mac and stuff like that.

0:10:30.520 --> 0:10:32.199
<v Speaker 1>But if you live in like the middle of nowhere,

0:10:32.800 --> 0:10:34.600
<v Speaker 1>you don't really have access to a lot of places,

0:10:34.600 --> 0:10:35.640
<v Speaker 1>including the Apple store.

0:10:35.720 --> 0:10:36.280
<v Speaker 3>Right.

0:10:36.320 --> 0:10:37.920
<v Speaker 1>You might have a best Buy in your city, but

0:10:37.960 --> 0:10:40.640
<v Speaker 1>not an Apple store. Well, now best Buy is an

0:10:40.679 --> 0:10:45.280
<v Speaker 1>official repair place for Apple. And what does that mean?

0:10:45.520 --> 0:10:48.160
<v Speaker 1>Thousand Best Buys across the US will now provide expert

0:10:48.200 --> 0:10:50.160
<v Speaker 1>service and repairs for Apple products.

0:10:50.240 --> 0:10:52.000
<v Speaker 3>So that means if you have Apple Care, you can

0:10:52.040 --> 0:10:52.800
<v Speaker 3>bring your phone in there.

0:10:52.880 --> 0:10:56.200
<v Speaker 1>They'll do all the stuff under warranty, which is really nice,

0:10:56.280 --> 0:10:59.040
<v Speaker 1>and it's also backed by Apple. So if there's a

0:10:59.040 --> 0:11:01.120
<v Speaker 1>problem with the repair down the line, they're not like, well,

0:11:01.120 --> 0:11:03.760
<v Speaker 1>where'd you bring this, You're like, oh, best Buy. They're like, sorry,

0:11:03.800 --> 0:11:06.000
<v Speaker 1>we can't do anything because they've ruined your phone. Now

0:11:06.120 --> 0:11:08.640
<v Speaker 1>that repair is still covered under Apple.

0:11:08.760 --> 0:11:09.959
<v Speaker 4>So that's cool.

0:11:10.160 --> 0:11:11.480
<v Speaker 3>It is cool, and especially you.

0:11:11.480 --> 0:11:13.839
<v Speaker 1>Know, again, this is a story for the rest of

0:11:13.880 --> 0:11:16.800
<v Speaker 1>the US, not Los Angeles per se, because in LA

0:11:16.960 --> 0:11:17.800
<v Speaker 1>you've got a million.

0:11:17.600 --> 0:11:18.240
<v Speaker 3>Apple stores there.

0:11:18.240 --> 0:11:20.400
<v Speaker 1>It's like, you know, probably ten of them in like

0:11:20.440 --> 0:11:23.200
<v Speaker 1>a five mile radius. But if you're in somewhere like

0:11:23.240 --> 0:11:26.640
<v Speaker 1>they mentioned a couple cities Yuma, Arizona, Sioux City, Iowa,

0:11:26.720 --> 0:11:30.920
<v Speaker 1>Twin Falls, Idaho, Casper, Wyoming, Bismarck, North Dakota. Those all

0:11:30.960 --> 0:11:33.360
<v Speaker 1>have Best Buys, but they didn't have an Apple store.

0:11:33.400 --> 0:11:36.000
<v Speaker 1>So now in those places you can easily go and

0:11:37.120 --> 0:11:39.319
<v Speaker 1>get your phone fixed or any Apple product.

0:11:40.080 --> 0:11:43.280
<v Speaker 3>Walman. On the subject of phones, let me talk about Walmart.

0:11:43.320 --> 0:11:47.400
<v Speaker 1>They are expanding Walmart dot Com to let you fully

0:11:47.520 --> 0:11:50.800
<v Speaker 1>upgrade your phone online. So before you had to do

0:11:50.840 --> 0:11:54.440
<v Speaker 1>this in store. And this is not like a huge deal,

0:11:54.480 --> 0:11:56.559
<v Speaker 1>but it's kind of big. Walmart is big, right, A

0:11:56.600 --> 0:12:00.240
<v Speaker 1>lot of people know Walmart for better prices and a

0:12:00.240 --> 0:12:02.800
<v Speaker 1>lot of times Walmart sells cell phones at a discount.

0:12:03.000 --> 0:12:05.839
<v Speaker 1>So now you can do the entire upgrade process online

0:12:05.920 --> 0:12:08.520
<v Speaker 1>if you have AT and T, so right now they're

0:12:08.559 --> 0:12:10.400
<v Speaker 1>just starting with AT and T. But you go to

0:12:10.400 --> 0:12:13.200
<v Speaker 1>Walmart dot Com, you choose your you know your plan,

0:12:13.600 --> 0:12:16.080
<v Speaker 1>your device, your payment plan. They handle all that stuff

0:12:16.120 --> 0:12:17.520
<v Speaker 1>just like you would if you were at the store.

0:12:17.720 --> 0:12:19.480
<v Speaker 1>But you can do it online. You get the device

0:12:19.520 --> 0:12:21.840
<v Speaker 1>within two days and you activate it and it's done.

0:12:22.040 --> 0:12:24.640
<v Speaker 1>So why would you want to choose Walmart dot Com

0:12:24.679 --> 0:12:27.800
<v Speaker 1>over AT and T or anyplace else, well they might

0:12:27.840 --> 0:12:30.079
<v Speaker 1>have a better deal, Sony. You can shop around, right,

0:12:30.600 --> 0:12:33.680
<v Speaker 1>So historically, if you were with AT and T, you'd

0:12:33.679 --> 0:12:35.959
<v Speaker 1>probably be able to go to AT and T dot

0:12:36.000 --> 0:12:38.000
<v Speaker 1>com to upgrade your phone, or you can go into

0:12:38.040 --> 0:12:39.880
<v Speaker 1>a store, or you can go to best Buy. But

0:12:39.920 --> 0:12:41.840
<v Speaker 1>I don't think best Buy does it online. Maybe they do,

0:12:41.880 --> 0:12:43.520
<v Speaker 1>but I don't think they do. But now you can

0:12:43.559 --> 0:12:45.760
<v Speaker 1>go to Walmart dot com and like just check the prices.

0:12:45.840 --> 0:12:49.080
<v Speaker 1>And so what I've seen is they say phones are

0:12:49.120 --> 0:12:51.640
<v Speaker 1>up to two hundred dollars less, so you could get

0:12:51.679 --> 0:12:55.400
<v Speaker 1>a discount on that. They're offering the iPhone ten at

0:12:55.400 --> 0:12:58.560
<v Speaker 1>three hundred dollars off, So it's five hundred dollars for

0:12:58.600 --> 0:13:01.760
<v Speaker 1>the sixty four gigabyte model, which is good. That's the ten,

0:13:01.840 --> 0:13:05.280
<v Speaker 1>not the ten s right. But again, so what I

0:13:05.360 --> 0:13:07.480
<v Speaker 1>saw is that the price has worked out to about

0:13:07.520 --> 0:13:10.079
<v Speaker 1>eight dollars a month less than if you did this

0:13:10.240 --> 0:13:12.400
<v Speaker 1>straight up through AT and T. So eight bucks a month,

0:13:12.440 --> 0:13:14.719
<v Speaker 1>I mean I call that free Spotify, yeah, even though

0:13:14.720 --> 0:13:15.600
<v Speaker 1>Spotify is ten.

0:13:15.480 --> 0:13:18.400
<v Speaker 2>Spotify free Hulu right, yeah, true?

0:13:19.760 --> 0:13:21.559
<v Speaker 3>All right, Megan, you're up okay.

0:13:21.600 --> 0:13:24.800
<v Speaker 2>So your next question comes from actually a top fan

0:13:25.040 --> 0:13:35.160
<v Speaker 2>on Facebook. Her name is mom slogo slug o gone. Okay, okay, anyways,

0:13:35.320 --> 0:13:38.480
<v Speaker 2>question on reverse phone look up. I can't seem to

0:13:38.520 --> 0:13:42.480
<v Speaker 2>find a legit free have some information when looking up

0:13:42.520 --> 0:13:46.040
<v Speaker 2>phone numbers. Cannot find a website where it shows if

0:13:46.080 --> 0:13:50.480
<v Speaker 2>the number is a scammer or not. Can you help?

0:13:50.800 --> 0:13:51.200
<v Speaker 4>Thank you?

0:13:52.120 --> 0:13:52.480
<v Speaker 3>Okay.

0:13:52.520 --> 0:13:55.120
<v Speaker 1>So there are a lot of websites that do this,

0:13:55.440 --> 0:13:58.000
<v Speaker 1>but most of them are total bogus, Like you don't

0:13:58.040 --> 0:14:00.920
<v Speaker 1>want to go down those websites because what happens is

0:14:01.320 --> 0:14:01.880
<v Speaker 1>you've seen it.

0:14:01.920 --> 0:14:05.000
<v Speaker 3>What's the one that you mentioned earlier, Spocho, Yes, Spokyo.

0:14:05.120 --> 0:14:07.920
<v Speaker 1>So there's like a whole bunch of these like Spoko

0:14:08.120 --> 0:14:10.800
<v Speaker 1>and like my Life and my Way and all these.

0:14:10.640 --> 0:14:13.280
<v Speaker 4>Weird like people search websites.

0:14:13.360 --> 0:14:16.840
<v Speaker 1>Yeah, that generally give you just enough information, but then

0:14:16.840 --> 0:14:20.000
<v Speaker 1>they're like, oh, pay fifty dollars to get more information

0:14:20.080 --> 0:14:22.160
<v Speaker 1>about this person or whatever it is. And it's really

0:14:22.240 --> 0:14:25.440
<v Speaker 1>like it gets you in because there is publicly available

0:14:25.440 --> 0:14:27.440
<v Speaker 1>information that they scrape and they put on there, so

0:14:27.440 --> 0:14:29.280
<v Speaker 1>you're like, oh, they must have it, but then it's

0:14:29.280 --> 0:14:33.440
<v Speaker 1>like it's just it's not very well done. So long

0:14:33.480 --> 0:14:37.200
<v Speaker 1>story short, what I would recommend, very simple is whitepages

0:14:37.240 --> 0:14:39.480
<v Speaker 1>dot com. So I've been using this for a while.

0:14:39.520 --> 0:14:41.440
<v Speaker 1>I used to have this app on my phone. I

0:14:41.480 --> 0:14:42.880
<v Speaker 1>don't know if they still do an app or not,

0:14:42.920 --> 0:14:44.360
<v Speaker 1>but I used to have it on my Android where

0:14:44.440 --> 0:14:46.520
<v Speaker 1>it would just when I got a phone call, it

0:14:46.560 --> 0:14:49.120
<v Speaker 1>would just show me the name, which was super easy.

0:14:49.800 --> 0:14:52.640
<v Speaker 1>Now with spam and robo calls, you know, I don't

0:14:52.640 --> 0:14:55.080
<v Speaker 1>know how many phone how many phone numbers you're looking up?

0:14:55.280 --> 0:14:58.240
<v Speaker 1>You know, yeah, and I'd say the name Slugo or

0:14:58.280 --> 0:14:58.800
<v Speaker 1>whatever it was.

0:14:58.840 --> 0:15:01.960
<v Speaker 3>But it's like, you know, the White Pages.

0:15:02.080 --> 0:15:04.080
<v Speaker 1>So I just did a quick search and it does

0:15:04.160 --> 0:15:07.000
<v Speaker 1>have some good information on phone numbers. A lot of times,

0:15:07.000 --> 0:15:08.640
<v Speaker 1>they want you to pay about two dollars and fifty

0:15:08.680 --> 0:15:12.440
<v Speaker 1>cents a month for twenty lookups. So again all this information, like,

0:15:12.440 --> 0:15:14.320
<v Speaker 1>I don't really know of a free place anymore to

0:15:14.360 --> 0:15:16.560
<v Speaker 1>look up a phone number. You can try googling a

0:15:16.560 --> 0:15:19.040
<v Speaker 1>lot of times what I do. And yeah, if it's

0:15:19.120 --> 0:15:21.000
<v Speaker 1>if it's a business phone number, it's going to show

0:15:21.080 --> 0:15:21.600
<v Speaker 1>up in Google.

0:15:21.720 --> 0:15:21.920
<v Speaker 2>Right.

0:15:22.600 --> 0:15:24.440
<v Speaker 1>If it's not a business phone number, it's not going

0:15:24.480 --> 0:15:26.120
<v Speaker 1>to show up, you know. But like a lot of times,

0:15:26.160 --> 0:15:28.480
<v Speaker 1>and if it's a scam phone number, a lot of

0:15:28.480 --> 0:15:31.160
<v Speaker 1>times it'll say like known scammer or something like that.

0:15:31.280 --> 0:15:32.800
<v Speaker 3>So it really depends.

0:15:32.840 --> 0:15:35.240
<v Speaker 1>But if you're looking to manually look up numbers online,

0:15:35.440 --> 0:15:37.600
<v Speaker 1>I think whitepages dot com is probably going to be

0:15:37.600 --> 0:15:40.000
<v Speaker 1>like the most legit place to do that. I'm trying

0:15:40.000 --> 0:15:42.720
<v Speaker 1>to see who owns them at this point it's owned

0:15:42.800 --> 0:15:45.920
<v Speaker 1>by I don't know who it's owned by. It's just

0:15:45.960 --> 0:15:47.040
<v Speaker 1>white Pages, I guess.

0:15:47.200 --> 0:15:50.720
<v Speaker 3>So anyway, good question about us. Let's see what they say.

0:15:51.280 --> 0:15:51.880
<v Speaker 3>But they all do this.

0:15:51.960 --> 0:15:54.160
<v Speaker 1>Yeah, White Pages was found in nineteen ninety seven, so

0:15:54.720 --> 0:15:57.520
<v Speaker 1>Wow's that's like that's old for.

0:15:58.480 --> 0:16:00.680
<v Speaker 2>The web, twenty two years old. Wow?

0:16:01.160 --> 0:16:04.040
<v Speaker 4>All right, speaking of I always say that.

0:16:04.040 --> 0:16:06.880
<v Speaker 1>Speaking of speaking of I'm not going to speak of it.

0:16:07.400 --> 0:16:10.400
<v Speaker 1>But Ring has a new camera you're familiar with Ring

0:16:10.480 --> 0:16:13.560
<v Speaker 1>that goes the Ring video doorbell that kind of made

0:16:13.560 --> 0:16:16.680
<v Speaker 1>the first video doorbell and made that product very popular. Well,

0:16:16.680 --> 0:16:19.600
<v Speaker 1>they've been adding slowly but surely a lot of different

0:16:19.600 --> 0:16:20.560
<v Speaker 1>products their lineup.

0:16:20.600 --> 0:16:21.880
<v Speaker 3>The latest is called.

0:16:21.640 --> 0:16:24.640
<v Speaker 4>The Ring Door Ring Door View Cam.

0:16:25.320 --> 0:16:29.360
<v Speaker 3>And this is a it's basically they call it what

0:16:29.400 --> 0:16:31.160
<v Speaker 3>are they call it, like a peepole right on your door.

0:16:31.640 --> 0:16:35.520
<v Speaker 1>This replaces the people with a camera, so it's super

0:16:35.560 --> 0:16:39.800
<v Speaker 1>easy to install. No screws, no installation, no wires, no nothing.

0:16:40.120 --> 0:16:42.600
<v Speaker 1>You charge this thing up, you pop out your old peopole,

0:16:42.720 --> 0:16:45.240
<v Speaker 1>and you push this thing in. So the way it

0:16:45.280 --> 0:16:47.440
<v Speaker 1>looks is it looks like a ring video doorbell, but

0:16:47.480 --> 0:16:48.640
<v Speaker 1>a little bit smaller, with.

0:16:48.680 --> 0:16:50.880
<v Speaker 3>Kind of like a pipe at the end, imagine that,

0:16:51.320 --> 0:16:53.560
<v Speaker 3>or like a hollow tube that pushes through your door.

0:16:53.960 --> 0:16:56.560
<v Speaker 1>So it's held onto your door on the backside with

0:16:56.640 --> 0:16:59.280
<v Speaker 1>like some sort of you know, mounting or whatever. Okay,

0:16:59.280 --> 0:17:00.680
<v Speaker 1>and then on the front it just sits on the

0:17:00.680 --> 0:17:01.680
<v Speaker 1>front of your door flush.

0:17:02.040 --> 0:17:04.720
<v Speaker 2>So you have to screw through your door well where

0:17:04.760 --> 0:17:05.320
<v Speaker 2>the people.

0:17:05.400 --> 0:17:07.159
<v Speaker 1>You should have an opening through your door where the

0:17:07.160 --> 0:17:09.720
<v Speaker 1>people were, so you remove that and then you push

0:17:09.760 --> 0:17:12.199
<v Speaker 1>this thing through your door and just attach it. So

0:17:12.520 --> 0:17:15.560
<v Speaker 1>the reviewer for cnet said that it was a little

0:17:15.560 --> 0:17:19.440
<v Speaker 1>flimsy feeling because you know, there is really no mounting hardware.

0:17:19.480 --> 0:17:21.320
<v Speaker 3>It just kind of pops onto your door.

0:17:21.520 --> 0:17:23.879
<v Speaker 1>But she said that's not really a deal breaker, although

0:17:23.920 --> 0:17:25.720
<v Speaker 1>she does think that one hundred and ninety nine dollars

0:17:25.760 --> 0:17:28.040
<v Speaker 1>is a little expensive for this, because it seems a

0:17:28.040 --> 0:17:31.119
<v Speaker 1>little bit cheaper than their typical doorbell that you know,

0:17:31.160 --> 0:17:32.680
<v Speaker 1>you put on the side of the door, that you

0:17:32.680 --> 0:17:34.560
<v Speaker 1>you know, comes with a bunch of mounting screws and it's.

0:17:34.480 --> 0:17:35.440
<v Speaker 3>A little bit more official.

0:17:35.800 --> 0:17:38.919
<v Speaker 1>But at the same time, I love this idea because

0:17:39.040 --> 0:17:41.800
<v Speaker 1>ring Ring is basically trying to put a camera on

0:17:41.840 --> 0:17:42.800
<v Speaker 1>every home in America.

0:17:42.920 --> 0:17:43.959
<v Speaker 3>However they can do it right.

0:17:44.080 --> 0:17:48.600
<v Speaker 1>Yeah, and this this is really aimed at sort of apartment.

0:17:48.720 --> 0:17:51.119
<v Speaker 2>I was going to say, it's for like apartments probably,

0:17:51.480 --> 0:17:52.640
<v Speaker 2>and a lot of apartments.

0:17:52.680 --> 0:17:54.719
<v Speaker 1>Like I'm trying to think my old apartment if we

0:17:54.760 --> 0:17:56.400
<v Speaker 1>had we did have a I feel like we did

0:17:56.400 --> 0:17:56.960
<v Speaker 1>have a peep hole.

0:17:57.000 --> 0:17:58.520
<v Speaker 3>But I feel like it must be.

0:17:58.440 --> 0:18:01.880
<v Speaker 1>A standardized size, right, because if they're selling this product,

0:18:01.920 --> 0:18:04.199
<v Speaker 1>maybe it comes with some adapters and stuff, but to

0:18:04.240 --> 0:18:06.240
<v Speaker 1>make it that easy to attach your door, it must

0:18:06.240 --> 0:18:08.600
<v Speaker 1>just be a standardized peopole size that they drill through

0:18:08.600 --> 0:18:11.400
<v Speaker 1>and like put this little mounting hardware on, Which makes sense.

0:18:11.440 --> 0:18:13.280
<v Speaker 2>That's a good question for Google.

0:18:13.840 --> 0:18:15.080
<v Speaker 3>Is there a standard people size?

0:18:15.119 --> 0:18:21.280
<v Speaker 1>Yeah, so that's the deal. So the only downside of

0:18:21.320 --> 0:18:23.879
<v Speaker 1>this device, according to c net, is that it's a

0:18:23.920 --> 0:18:25.960
<v Speaker 1>little bit expensive, and you also have to pay three

0:18:26.040 --> 0:18:29.480
<v Speaker 1>dollars a month if you want any cloud storage at all.

0:18:29.720 --> 0:18:30.560
<v Speaker 3>So the way all.

0:18:30.480 --> 0:18:33.520
<v Speaker 1>Ring devices work, they can live stream the video, which

0:18:33.520 --> 0:18:35.520
<v Speaker 1>is fine. If someone rings your doorbell, you can view

0:18:35.520 --> 0:18:37.760
<v Speaker 1>the person on your phone say hi, yes, and.

0:18:37.760 --> 0:18:40.280
<v Speaker 3>No to them. But as soon as you disconnect.

0:18:39.800 --> 0:18:42.879
<v Speaker 1>That call, it's like boom, that's gone. So if you

0:18:42.880 --> 0:18:45.000
<v Speaker 1>want a record of anything, you have to pay.

0:18:45.040 --> 0:18:47.359
<v Speaker 3>And so I pay. I think it's thirty dollars a year.

0:18:47.480 --> 0:18:49.880
<v Speaker 1>Maybe I think they've raised that price because if she's

0:18:49.920 --> 0:18:52.520
<v Speaker 1>saying three dollars a month, that's thirty six dollars a year.

0:18:53.160 --> 0:18:55.080
<v Speaker 1>So and the reason why she really doesn't like that

0:18:55.119 --> 0:18:58.280
<v Speaker 1>payment is because Apple announced that their last event that

0:18:58.560 --> 0:19:02.080
<v Speaker 1>if video cameras like security cameras, enable home Kit, which

0:19:02.119 --> 0:19:05.400
<v Speaker 1>is their smart home platform, you'll get ten.

0:19:05.280 --> 0:19:08.520
<v Speaker 3>Days of free clip storage. So that's in ten days.

0:19:08.560 --> 0:19:10.640
<v Speaker 1>Is all you really need is like two or three days,

0:19:10.680 --> 0:19:13.040
<v Speaker 1>right right, Because it's like if someone came to your

0:19:13.040 --> 0:19:15.400
<v Speaker 1>house and robbed it, you're not going to find out

0:19:15.520 --> 0:19:16.840
<v Speaker 1>two weeks later, you know what I mean.

0:19:17.000 --> 0:19:19.320
<v Speaker 2>Unless you're on vacation, yes, but.

0:19:19.640 --> 0:19:21.880
<v Speaker 1>When you still know though, you still know you because

0:19:21.920 --> 0:19:23.879
<v Speaker 1>you get an alert to your phone, unless you're on

0:19:23.920 --> 0:19:26.879
<v Speaker 1>a remote vacation where you don't check your email or

0:19:26.920 --> 0:19:28.200
<v Speaker 1>text messages or anything.

0:19:28.240 --> 0:19:31.360
<v Speaker 2>You don't have neighbors, Yeah, pay attention.

0:19:31.600 --> 0:19:34.320
<v Speaker 3>Which is probably true, like neighbors probably don't yea true

0:19:34.480 --> 0:19:37.399
<v Speaker 3>true neighbors these days. I mean they're just like like

0:19:37.560 --> 0:19:38.560
<v Speaker 3>they look away, right.

0:19:38.920 --> 0:19:41.400
<v Speaker 2>I did. By the way, google what is the standard

0:19:41.400 --> 0:19:44.040
<v Speaker 2>peep hole size? Okay, and the only thing I can

0:19:44.080 --> 0:19:47.080
<v Speaker 2>find is just like the height. Okay, So it says

0:19:47.680 --> 0:19:50.119
<v Speaker 2>the average height is between four and five and a

0:19:50.119 --> 0:19:51.320
<v Speaker 2>half feet from the ground.

0:19:51.680 --> 0:19:53.160
<v Speaker 3>Oh oh, that's weird.

0:19:53.200 --> 0:19:56.760
<v Speaker 1>That's okay, I see four and five feet.

0:19:57.040 --> 0:19:58.600
<v Speaker 3>No, that's standard, that's standard.

0:19:58.640 --> 0:20:01.760
<v Speaker 1>Yeah, because you don't want it like super high.

0:20:02.080 --> 0:20:05.320
<v Speaker 3>Yeah, forty three inches above the floor. That's the standard,

0:20:05.359 --> 0:20:05.720
<v Speaker 3>I guess.

0:20:05.720 --> 0:20:08.639
<v Speaker 1>But there must be a standard like drill size that like,

0:20:08.680 --> 0:20:12.359
<v Speaker 1>you know, because if you're making peep holes, he it

0:20:12.440 --> 0:20:14.520
<v Speaker 1>must be a standard piece of hardware that you know.

0:20:15.280 --> 0:20:18.160
<v Speaker 3>Anyway, that makes the people, yes, that makes it stay

0:20:18.200 --> 0:20:19.399
<v Speaker 3>to your sounds like people.

0:20:19.760 --> 0:20:26.600
<v Speaker 2>Okay, all right, okay, So next question comes from Devin.

0:20:28.040 --> 0:20:32.840
<v Speaker 2>It's about Venmo sharing. So he says, I enjoy watching

0:20:32.840 --> 0:20:35.520
<v Speaker 2>your segments on KTLA, and I just saw a piece

0:20:35.560 --> 0:20:40.080
<v Speaker 2>on this morning show about Venmo transaction sharing. Isn't the

0:20:40.119 --> 0:20:44.320
<v Speaker 2>sharing a primary component of the app. My friends and

0:20:44.359 --> 0:20:47.320
<v Speaker 2>I have ours set to public because it's always been

0:20:47.400 --> 0:20:49.720
<v Speaker 2>that way, and I just assumed that was part of

0:20:49.760 --> 0:20:53.360
<v Speaker 2>the social aspect for the app. Typically there aren't very

0:20:53.359 --> 0:20:57.240
<v Speaker 2>many details. The amount or banking info is never included.

0:20:57.600 --> 0:21:01.159
<v Speaker 2>It's typically just an emoji of food or tickets and

0:21:01.200 --> 0:21:04.320
<v Speaker 2>then to the person who you paid to. Are there

0:21:04.359 --> 0:21:07.480
<v Speaker 2>additional details that are shared that we may not know about?

0:21:08.480 --> 0:21:10.440
<v Speaker 3>All right? So you know I'm a big Venmo hater.

0:21:10.720 --> 0:21:14.680
<v Speaker 3>I refuse to use Venmo. So here's the thing.

0:21:14.760 --> 0:21:17.040
<v Speaker 4>I lease it all the time, I know, and everyone does.

0:21:17.200 --> 0:21:20.040
<v Speaker 1>We talked about this on TV and the reason the

0:21:20.119 --> 0:21:24.240
<v Speaker 1>reason the story came up that this researcher because Venmo

0:21:24.800 --> 0:21:28.160
<v Speaker 1>most a majority of Venmo payments are public because by default,

0:21:28.160 --> 0:21:31.080
<v Speaker 1>when you make a payment, it's public. They don't by default,

0:21:31.160 --> 0:21:33.399
<v Speaker 1>when you make a payment on Venmo, it's it's the

0:21:33.480 --> 0:21:34.360
<v Speaker 1>details republic.

0:21:34.560 --> 0:21:37.520
<v Speaker 2>Right. Well, I always actually do I do private.

0:21:37.320 --> 0:21:40.040
<v Speaker 3>Right, but you change it? But the default is public, right?

0:21:40.119 --> 0:21:42.280
<v Speaker 1>But right there's when you think about a default, a

0:21:42.280 --> 0:21:45.200
<v Speaker 1>lot of people don't change the default. So this researcher said, hey,

0:21:45.240 --> 0:21:48.440
<v Speaker 1>look we scraped like seven thousand transactions. We found that

0:21:48.480 --> 0:21:51.080
<v Speaker 1>people are paying for drugs. We found all people put

0:21:51.119 --> 0:21:53.280
<v Speaker 1>things in the memo line.

0:21:53.040 --> 0:21:54.520
<v Speaker 2>That they don't even pay drugs.

0:21:54.680 --> 0:21:57.320
<v Speaker 3>Yeah, well, or maybe a drug emoji. I mean there's

0:21:57.320 --> 0:21:58.200
<v Speaker 3>a lot of people.

0:21:57.920 --> 0:22:00.320
<v Speaker 4>Out there right an they're drug Yeah.

0:22:00.320 --> 0:22:02.160
<v Speaker 1>Well, I mean, Megan, maybe you're not paying for drugs

0:22:02.160 --> 0:22:03.280
<v Speaker 1>through Venmo, but some people are.

0:22:03.400 --> 0:22:05.800
<v Speaker 2>Yes. I guess yeah, you obviously aren't because you don't

0:22:05.840 --> 0:22:07.520
<v Speaker 2>use venmo so or drugs.

0:22:07.680 --> 0:22:09.560
<v Speaker 3>So I guess that's a good thing for me. I don't.

0:22:09.560 --> 0:22:11.159
<v Speaker 3>I don't have it all. Yeah, just cross it. I

0:22:11.160 --> 0:22:12.080
<v Speaker 3>don't have a use for either.

0:22:12.320 --> 0:22:15.560
<v Speaker 1>But but I have seen people put like little wine glasses,

0:22:15.560 --> 0:22:17.120
<v Speaker 1>you know, like I because a lot of people will

0:22:17.119 --> 0:22:19.600
<v Speaker 1>get drinks at a bar and they'll split the payment.

0:22:19.640 --> 0:22:21.399
<v Speaker 1>You know, I'll venmo you the ten dollars for that

0:22:21.480 --> 0:22:23.600
<v Speaker 1>drink or whatever. So you'd you know, a little cocktail

0:22:23.640 --> 0:22:32.720
<v Speaker 1>glass or whatever, little shamps so anyway, so I little

0:22:32.720 --> 0:22:37.200
<v Speaker 1>finger foods. Yeah, so pooh poop latter. So my point

0:22:37.280 --> 0:22:39.120
<v Speaker 1>is I said I didn't like Venmo for a couple

0:22:39.160 --> 0:22:41.479
<v Speaker 1>of reasons, and I have not used Venmo in many years,

0:22:41.520 --> 0:22:44.480
<v Speaker 1>even though everyone every it always comes up whenever my

0:22:44.520 --> 0:22:46.000
<v Speaker 1>wife is like, oh we got to pay this person

0:22:46.040 --> 0:22:47.680
<v Speaker 1>for this at school or whatever, and I'm like, I'm

0:22:47.720 --> 0:22:50.280
<v Speaker 1>not doing it. I'm not signing up for Venmo because

0:22:50.280 --> 0:22:52.040
<v Speaker 1>I did sign up when when I first had my

0:22:52.119 --> 0:22:54.320
<v Speaker 1>kids in school. I, of course, you know, got on

0:22:54.359 --> 0:22:57.240
<v Speaker 1>the Venmo train and I noticed three things. Number one,

0:22:57.520 --> 0:22:59.440
<v Speaker 1>the public aspect. I made a couple of payments and

0:22:59.440 --> 0:23:01.119
<v Speaker 1>all of a sudden, more commenting on the payment. So

0:23:01.119 --> 0:23:03.640
<v Speaker 1>I'm like, wait, what these are public?

0:23:03.680 --> 0:23:05.600
<v Speaker 3>People can see these? Why why does anyone need to

0:23:05.640 --> 0:23:06.160
<v Speaker 3>know my business?

0:23:06.240 --> 0:23:08.000
<v Speaker 2>Still comments on the payment?

0:23:08.480 --> 0:23:12.240
<v Speaker 3>Isn't that a thing? Mean like like them? Right?

0:23:12.520 --> 0:23:14.440
<v Speaker 2>Yeah, Like if you send it to someone, they might

0:23:14.520 --> 0:23:16.280
<v Speaker 2>the person you send it to you might like it.

0:23:16.560 --> 0:23:19.720
<v Speaker 3>Yeah what I'm saying, No, you can like and comment on.

0:23:20.280 --> 0:23:21.600
<v Speaker 2>I never write on people I know.

0:23:21.560 --> 0:23:25.520
<v Speaker 1>We're clearly you're abnormal. You're an abnormal Venmo user. So

0:23:25.720 --> 0:23:27.560
<v Speaker 1>that was the number one thing I noticed. The second

0:23:27.600 --> 0:23:29.760
<v Speaker 1>thing I noticed is that back in the day, and

0:23:29.800 --> 0:23:32.080
<v Speaker 1>I think this has changed, you had to link your

0:23:32.119 --> 0:23:35.600
<v Speaker 1>bank account and not necessarily a debit card. Right, So

0:23:35.720 --> 0:23:37.880
<v Speaker 1>I'm fine with linking my debit card, although I don't

0:23:37.880 --> 0:23:40.119
<v Speaker 1>necessarily I'd rather link a credit card. So it's kind

0:23:40.119 --> 0:23:43.520
<v Speaker 1>of like that buffer between the payment and my bank account.

0:23:43.200 --> 0:23:45.800
<v Speaker 3>Right, but a debit card is a little step closer.

0:23:45.440 --> 0:23:47.480
<v Speaker 1>And my bank account number is like, no, thank you,

0:23:47.520 --> 0:23:48.679
<v Speaker 1>I'm not giving that to anyone.

0:23:48.840 --> 0:23:49.159
<v Speaker 2>Yeah.

0:23:49.240 --> 0:23:51.600
<v Speaker 1>So that's the second thing I didn't like is that

0:23:51.600 --> 0:23:53.399
<v Speaker 1>it had to interface with my bank and I didn't

0:23:53.440 --> 0:23:53.639
<v Speaker 1>like that.

0:23:53.720 --> 0:23:56.199
<v Speaker 3>I wanted to use my credit card. That was the

0:23:56.240 --> 0:23:56.720
<v Speaker 3>second thing.

0:23:57.040 --> 0:23:59.840
<v Speaker 1>Third thing was when I had a balance of Let's

0:23:59.840 --> 0:24:01.399
<v Speaker 1>say I had a balance of fifty dollars and I

0:24:01.440 --> 0:24:03.840
<v Speaker 1>make a payment to you of twenty five dollars for

0:24:03.920 --> 0:24:08.560
<v Speaker 1>some apps. It took the payment out of my checking

0:24:08.600 --> 0:24:12.400
<v Speaker 1>account once again, instead of out of my Venmo balance.

0:24:13.200 --> 0:24:14.560
<v Speaker 1>I think that might be a default thing.

0:24:15.600 --> 0:24:18.760
<v Speaker 2>Yeah, I always thought that it would. I mean that

0:24:18.840 --> 0:24:21.560
<v Speaker 2>obviously happens. Still, I just don't get that, Like, why

0:24:21.600 --> 0:24:23.920
<v Speaker 2>doesn't it get taken out of the current balance.

0:24:24.040 --> 0:24:24.800
<v Speaker 3>I'll tell you why.

0:24:24.880 --> 0:24:29.080
<v Speaker 1>Because Venmo is collecting interest on millions of users balances

0:24:29.440 --> 0:24:32.320
<v Speaker 1>without them realizing that every time they make a new payment,

0:24:32.520 --> 0:24:35.000
<v Speaker 1>they're collecting a new payment from your bank account. And

0:24:35.040 --> 0:24:37.000
<v Speaker 1>that's the third thing I did not like about this.

0:24:37.440 --> 0:24:39.280
<v Speaker 1>And so again, these are the reasons why I don't

0:24:39.320 --> 0:24:42.400
<v Speaker 1>like Venmo, and these are also the reasons why I

0:24:42.480 --> 0:24:45.080
<v Speaker 1>really like Square Cash, which is kind of the competitor

0:24:45.359 --> 0:24:48.440
<v Speaker 1>that has never taken off, you know, Square Square Cash.

0:24:48.440 --> 0:24:49.720
<v Speaker 3>I've been talking about it for years.

0:24:50.359 --> 0:24:51.040
<v Speaker 2>It just cares.

0:24:51.119 --> 0:24:52.840
<v Speaker 3>No one cares. They're not using it.

0:24:52.880 --> 0:24:57.080
<v Speaker 2>So if I venmo someone twenty dollars from my debit card,

0:24:57.440 --> 0:24:59.080
<v Speaker 2>because if I did it for my credit card, I

0:24:59.080 --> 0:25:00.320
<v Speaker 2>would get charged in.

0:25:00.800 --> 0:25:03.680
<v Speaker 3>You get charged a percentage, right like Venmo will.

0:25:03.800 --> 0:25:06.159
<v Speaker 2>Be like twenty two or twenty one or whatever. So

0:25:06.200 --> 0:25:09.480
<v Speaker 2>if I've them with someone twenty dollars, like, where my

0:25:09.760 --> 0:25:11.600
<v Speaker 2>being charged interest from.

0:25:11.440 --> 0:25:15.159
<v Speaker 3>My joh, They're they're getting interest. Venmo is basically like

0:25:15.200 --> 0:25:15.960
<v Speaker 3>by them from.

0:25:15.800 --> 0:25:18.320
<v Speaker 2>Wells Fargo or well from America.

0:25:17.960 --> 0:25:21.160
<v Speaker 1>Whoever they have their account with. They're like, let's say

0:25:21.280 --> 0:25:23.879
<v Speaker 1>Venmo has a million dollars in their little bank account.

0:25:24.200 --> 0:25:27.480
<v Speaker 1>They're collecting interest on that money as people use their service. Now,

0:25:27.800 --> 0:25:30.240
<v Speaker 1>to be fair, Venmo is losing a ton of money.

0:25:30.359 --> 0:25:32.960
<v Speaker 1>There's a crazy article about how venmo is, Like it

0:25:33.000 --> 0:25:35.640
<v Speaker 1>was in the Wall Street Journal. If I can find

0:25:35.680 --> 0:25:37.560
<v Speaker 1>it would be so great.

0:25:37.080 --> 0:25:38.560
<v Speaker 2>Wall Street Journal Venmo.

0:25:38.840 --> 0:25:39.719
<v Speaker 3>Maybe I'll just google that.

0:25:40.680 --> 0:25:46.120
<v Speaker 1>So Venmo has forty million users and literally they cannot

0:25:46.480 --> 0:25:49.680
<v Speaker 1>turn a profit. So uh, this story, let's see Oh

0:25:49.720 --> 0:25:53.160
<v Speaker 1>my gosh, it was just an insane story ads on that.

0:25:53.160 --> 0:25:53.960
<v Speaker 3>Ads on venmo.

0:25:54.680 --> 0:25:59.320
<v Speaker 1>Interesting Anyway, long story short, you know they I just

0:25:59.320 --> 0:26:01.520
<v Speaker 1>don't like venmo, so that's it. I don't use it.

0:26:01.640 --> 0:26:03.640
<v Speaker 1>I will use anything else. The thing that I do use,

0:26:03.680 --> 0:26:05.719
<v Speaker 1>and I ask everyone to set it up when I

0:26:05.880 --> 0:26:08.320
<v Speaker 1>need to do a payment, it's called Zell and Zell

0:26:08.480 --> 0:26:10.639
<v Speaker 1>is built into your bank so there's no sign up.

0:26:11.359 --> 0:26:13.880
<v Speaker 4>Use that sometimes it's like in your bank account app.

0:26:13.880 --> 0:26:16.480
<v Speaker 1>It's amazing and the money goes in instantly. It Yeah,

0:26:16.560 --> 0:26:17.840
<v Speaker 1>there's no like middleman.

0:26:17.960 --> 0:26:20.960
<v Speaker 3>There's not. It's just done, straight up done.

0:26:21.359 --> 0:26:24.840
<v Speaker 2>But so are additional details shared, like.

0:26:24.880 --> 0:26:27.960
<v Speaker 1>Well, the details that are shared are no. The details

0:26:27.960 --> 0:26:28.760
<v Speaker 1>that are shared.

0:26:28.520 --> 0:26:31.440
<v Speaker 2>Are just what's there is that I can see is your.

0:26:31.400 --> 0:26:34.760
<v Speaker 1>Name, how much you paid someone, and also what it

0:26:34.840 --> 0:26:37.520
<v Speaker 1>was for Pai. No, you don't see how much you paid.

0:26:37.560 --> 0:26:41.000
<v Speaker 1>You just see that you paid someone. So anyway, Uh,

0:26:41.119 --> 0:26:43.679
<v Speaker 1>that's my that's my rant on venmo. So I'm not

0:26:43.760 --> 0:26:45.440
<v Speaker 1>judging you. If you use it, it's fine. It's a

0:26:45.480 --> 0:26:48.760
<v Speaker 1>personal preference for me. And also security thing with the

0:26:48.880 --> 0:26:52.680
<v Speaker 1>whole debit card thing. Okay, speaking of security, since I

0:26:52.720 --> 0:26:54.800
<v Speaker 1>always say speaking of now whenever I transition to a

0:26:54.800 --> 0:26:56.679
<v Speaker 1>new story, So I'll just have to stop doing that.

0:26:57.160 --> 0:26:59.440
<v Speaker 1>But this is this is fascinating and something that I

0:26:59.680 --> 0:27:02.080
<v Speaker 1>think is very important and something that I've kind of

0:27:02.119 --> 0:27:04.080
<v Speaker 1>known for a while, but I've never seen an actual

0:27:04.240 --> 0:27:08.119
<v Speaker 1>report on it. Cyberscoop dot Com says that when you

0:27:08.200 --> 0:27:11.480
<v Speaker 1>stop using an app, or you kind of let an

0:27:11.480 --> 0:27:14.480
<v Speaker 1>app like dormant, you're more likely to have that app

0:27:14.560 --> 0:27:15.400
<v Speaker 1>broken into.

0:27:15.480 --> 0:27:16.320
<v Speaker 3>By a hacker.

0:27:16.840 --> 0:27:19.120
<v Speaker 1>And this makes a ton of sense because think about it,

0:27:19.280 --> 0:27:20.720
<v Speaker 1>you haven't used an app in a while. All of

0:27:20.760 --> 0:27:22.120
<v Speaker 1>a sudden you get an email and it's like, oh,

0:27:22.160 --> 0:27:24.600
<v Speaker 1>your account was you know, logged into. You're like, wait,

0:27:24.600 --> 0:27:27.560
<v Speaker 1>what haven't used that in forever? Well, here's the reason

0:27:27.640 --> 0:27:30.440
<v Speaker 1>why it's okay, let me give you the details. Number

0:27:30.480 --> 0:27:33.440
<v Speaker 1>one sixty five percent accounts that experience an account take

0:27:33.480 --> 0:27:35.600
<v Speaker 1>over an attack. Basically, when someone logs in with your

0:27:35.720 --> 0:27:38.480
<v Speaker 1>username and password, like your legit stuff, they just figured

0:27:38.480 --> 0:27:41.440
<v Speaker 1>it out they have not been Those accounts have usually

0:27:41.520 --> 0:27:43.399
<v Speaker 1>not been accessed by their true owner in more than

0:27:43.560 --> 0:27:46.919
<v Speaker 1>ninety days. So basically, when an account is dormant for

0:27:46.960 --> 0:27:49.800
<v Speaker 1>a while, it's easier for a crook to get in,

0:27:50.480 --> 0:27:52.560
<v Speaker 1>and they also steal stuff from you. So a lot

0:27:52.560 --> 0:27:55.639
<v Speaker 1>of times they'll do this with like loyalty points like

0:27:55.640 --> 0:27:58.240
<v Speaker 1>your you know, United points, your Southwest points, because a

0:27:58.240 --> 0:28:00.240
<v Speaker 1>lot of times people don't check those all the time. Yeah,

0:28:00.240 --> 0:28:01.760
<v Speaker 1>so by the time you notice that your points are gone,

0:28:01.800 --> 0:28:04.000
<v Speaker 1>it's like too late. It's like, oh my gosh, what happened.

0:28:04.520 --> 0:28:05.800
<v Speaker 1>It might steal money from like a.

0:28:05.720 --> 0:28:07.640
<v Speaker 4>Bank account that you don't log into a lot.

0:28:07.520 --> 0:28:08.160
<v Speaker 3>Stuff like that.

0:28:08.640 --> 0:28:11.560
<v Speaker 1>So here's why this is a problem. So when you

0:28:11.600 --> 0:28:13.679
<v Speaker 1>log into your accounts, like you log into your bank account,

0:28:13.680 --> 0:28:15.840
<v Speaker 1>I'm assuming like, you know, a couple times a week, right, Yeah,

0:28:15.880 --> 0:28:18.000
<v Speaker 1>well every time you do that ten times a day, Yeah,

0:28:18.000 --> 0:28:20.240
<v Speaker 1>ten times a day you're waiting for those Venmo payments

0:28:20.240 --> 0:28:21.280
<v Speaker 1>to clear your bank account.

0:28:21.359 --> 0:28:21.879
<v Speaker 2>Takes time.

0:28:22.680 --> 0:28:25.359
<v Speaker 1>So every time you log in, your bank gets a

0:28:25.359 --> 0:28:28.280
<v Speaker 1>little record of which device you used to log in,

0:28:28.720 --> 0:28:31.480
<v Speaker 1>where you logged in from, how you logged in, time

0:28:31.520 --> 0:28:31.920
<v Speaker 1>of day.

0:28:32.040 --> 0:28:32.200
<v Speaker 2>Right.

0:28:32.560 --> 0:28:36.080
<v Speaker 1>It builds a little kind of log of who Megan

0:28:36.160 --> 0:28:38.360
<v Speaker 1>is and when she logs in and how she logs in.

0:28:38.440 --> 0:28:38.640
<v Speaker 2>Right.

0:28:39.000 --> 0:28:41.400
<v Speaker 1>That's why when someone from Russia logs in, they go

0:28:41.640 --> 0:28:44.520
<v Speaker 1>hold on, Megan's never logged in from Russia, Like, what's

0:28:44.560 --> 0:28:46.400
<v Speaker 1>going on here? We know that the last thirty five

0:28:46.440 --> 0:28:49.440
<v Speaker 1>times she logged in from the Hollywood area. We're gonna

0:28:49.440 --> 0:28:51.840
<v Speaker 1>block that Russia log in. Well, if you don't log

0:28:51.880 --> 0:28:55.560
<v Speaker 1>in for a long time, guess what happens the system exactly,

0:28:55.640 --> 0:28:57.320
<v Speaker 1>it doesn't have much to go on. So if you

0:28:57.360 --> 0:29:01.080
<v Speaker 1>log in from Tampa, Florida, or New Jersey or Colorado,

0:29:01.280 --> 0:29:02.800
<v Speaker 1>it's like, well, we don't really know, so they just

0:29:02.880 --> 0:29:06.120
<v Speaker 1>let it proceed. So, you know, obviously depending on the

0:29:06.200 --> 0:29:08.800
<v Speaker 1>level of sophistication with their pro you know, with their security.

0:29:09.080 --> 0:29:11.360
<v Speaker 1>So that's why you should log into your apps, you know,

0:29:12.000 --> 0:29:13.080
<v Speaker 1>every you know, month or so.

0:29:13.280 --> 0:29:15.800
<v Speaker 2>You're talking about banks, right or anything?

0:29:15.960 --> 0:29:17.960
<v Speaker 1>Oh, I mean anything anything that could be taken over

0:29:18.120 --> 0:29:22.719
<v Speaker 1>your email address, your bank, your loyalty points, any account

0:29:22.760 --> 0:29:25.120
<v Speaker 1>that you have that is you you know, if you

0:29:25.120 --> 0:29:28.600
<v Speaker 1>have an old Instagram account, let's say, you know, if

0:29:28.640 --> 0:29:31.280
<v Speaker 1>you don't log in, these computers, these fraud detection systems

0:29:31.280 --> 0:29:34.520
<v Speaker 1>don't really have much to go on. So again that's

0:29:34.560 --> 0:29:36.680
<v Speaker 1>I thought that was really fascinating because it makes sense.

0:29:37.400 --> 0:29:38.760
<v Speaker 3>Oh yeah. Also, let me just I.

0:29:38.720 --> 0:29:41.320
<v Speaker 1>Thought this was also interesting in this article. So you

0:29:41.360 --> 0:29:43.600
<v Speaker 1>always wonder how do these people break into your account? Right, Like,

0:29:43.640 --> 0:29:46.480
<v Speaker 1>where do they get my password. So two common techniques

0:29:46.520 --> 0:29:50.560
<v Speaker 1>for getting into people's accounts. Number one is credential stuffing.

0:29:50.920 --> 0:29:54.400
<v Speaker 1>This is when scammers take the credentials that they've found online,

0:29:54.720 --> 0:29:57.400
<v Speaker 1>like when services get hacked, it's like twenty five million

0:29:57.480 --> 0:30:00.480
<v Speaker 1>user name and passwords were leaked online. They'll take those

0:30:00.560 --> 0:30:03.040
<v Speaker 1>and they will just literally try them in as many

0:30:03.080 --> 0:30:06.240
<v Speaker 1>services as possible, Like they have a a an app

0:30:06.320 --> 0:30:08.600
<v Speaker 1>that will literally a program that will just automate that,

0:30:08.640 --> 0:30:12.080
<v Speaker 1>and they'll try every combination in Yahoo and Google and whatever, whatever, whatep.

0:30:12.520 --> 0:30:15.320
<v Speaker 1>The next one is called password spraying. This is a

0:30:15.360 --> 0:30:18.680
<v Speaker 1>little bit more imprecise, and they just use scripted bots

0:30:18.760 --> 0:30:22.920
<v Speaker 1>to basically test commonly used passwords against random user names.

0:30:23.080 --> 0:30:24.680
<v Speaker 1>So that's not gonna work. So basically they can go

0:30:24.720 --> 0:30:27.200
<v Speaker 1>through like John John Doe, John Doe one two three,

0:30:27.240 --> 0:30:29.640
<v Speaker 1>and then they'll try like password one, password two, password

0:30:29.640 --> 0:30:30.320
<v Speaker 1>one two three.

0:30:30.520 --> 0:30:31.800
<v Speaker 3>And that's why they say them.

0:30:32.880 --> 0:30:34.880
<v Speaker 1>See, this is the thing about all this security stuff.

0:30:35.160 --> 0:30:38.280
<v Speaker 1>Many times it does, yeah, but not all the time. Yeah,

0:30:38.280 --> 0:30:40.120
<v Speaker 1>And so a lot of times what these hackers are

0:30:40.120 --> 0:30:41.720
<v Speaker 1>doing is they're praying on systems that are a little

0:30:41.720 --> 0:30:44.480
<v Speaker 1>bit unsophisticated. Yeah, and so that's why I always say,

0:30:44.800 --> 0:30:46.680
<v Speaker 1>you don't want to use the same password across a

0:30:46.680 --> 0:30:50.080
<v Speaker 1>bunch of sites because you might use your password for Gmail,

0:30:50.080 --> 0:30:54.760
<v Speaker 1>which has very sophisticated log in, you know, hacker detection,

0:30:55.240 --> 0:30:58.040
<v Speaker 1>but you might use that same password at your random

0:30:58.120 --> 0:31:00.600
<v Speaker 1>you know whatever account. Yeah, and next thing, you know,

0:31:00.720 --> 0:31:02.800
<v Speaker 1>it's like that account is hacked, and now they just

0:31:02.840 --> 0:31:04.320
<v Speaker 1>take that password and they use it at Gmail.

0:31:04.480 --> 0:31:04.600
<v Speaker 2>Right.

0:31:04.840 --> 0:31:07.000
<v Speaker 1>That's why you don't want to use the same bad

0:31:07.040 --> 0:31:09.480
<v Speaker 1>password at two different places. Because I'm not worried about

0:31:09.520 --> 0:31:13.200
<v Speaker 1>Gmail getting hacked necessarily, I'm worried about the random account

0:31:13.240 --> 0:31:17.200
<v Speaker 1>that you set up with, you know, Michael's flowershop dot com,

0:31:17.600 --> 0:31:20.800
<v Speaker 1>and now using that same password on Gmail, and Michael's

0:31:20.840 --> 0:31:23.200
<v Speaker 1>flower Shop gets hacked, and now the hackers try that

0:31:23.240 --> 0:31:25.560
<v Speaker 1>password and use her name across a whole bunch of

0:31:25.600 --> 0:31:27.480
<v Speaker 1>other bigger websites, and.

0:31:27.280 --> 0:31:29.080
<v Speaker 3>In that case, they just have your stuff.

0:31:29.240 --> 0:31:29.360
<v Speaker 4>Right.

0:31:29.360 --> 0:31:31.320
<v Speaker 1>So Google is going to let that go through because

0:31:31.600 --> 0:31:33.480
<v Speaker 1>unless they figure out it seems suspicious.

0:31:33.720 --> 0:31:36.680
<v Speaker 2>Right. That's why I love the fingerprint thing.

0:31:36.880 --> 0:31:39.000
<v Speaker 3>Fingerprint's great. I mean, that's that's also good.

0:31:39.000 --> 0:31:40.440
<v Speaker 1>But a lot of times she has to be backed

0:31:40.480 --> 0:31:44.320
<v Speaker 1>up by your password, you know. So Instagram along these

0:31:44.360 --> 0:31:46.960
<v Speaker 1>lines is testing a new way. You ever hear about

0:31:47.000 --> 0:31:48.960
<v Speaker 1>people that get locked out of their Instagram accounts, like

0:31:49.000 --> 0:31:51.360
<v Speaker 1>this happened to my cousin the other day. She basically

0:31:51.440 --> 0:31:53.240
<v Speaker 1>sent me a text or my brother did, saying, hey,

0:31:53.280 --> 0:31:55.280
<v Speaker 1>she's locked out of her account because someone just stole

0:31:55.280 --> 0:31:57.160
<v Speaker 1>her stuff and now she can't get back in because

0:31:57.440 --> 0:32:00.600
<v Speaker 1>they changed her email and phone number, and so now

0:32:00.600 --> 0:32:02.480
<v Speaker 1>she can't get any of her recovery stuff. You know,

0:32:02.520 --> 0:32:04.960
<v Speaker 1>you go on you say I need my recovery. Instagram

0:32:05.120 --> 0:32:07.760
<v Speaker 1>is finally kind of getting hip to this and saying,

0:32:07.760 --> 0:32:09.600
<v Speaker 1>you know what, We're gonna make it a little bit

0:32:09.600 --> 0:32:12.200
<v Speaker 1>easier for you to regain access to your hacked account.

0:32:12.600 --> 0:32:13.680
<v Speaker 3>So here's how they're doing it.

0:32:14.040 --> 0:32:16.400
<v Speaker 1>If you put your password in a whole bunch of

0:32:16.440 --> 0:32:19.440
<v Speaker 1>times and it doesn't work, and they recognize that because

0:32:19.480 --> 0:32:21.360
<v Speaker 1>they notice that you're logging in from like the same

0:32:21.400 --> 0:32:23.400
<v Speaker 1>phone that you normally log in from, but it's not working,

0:32:23.880 --> 0:32:28.120
<v Speaker 1>they will now give you a link to basically enter

0:32:28.200 --> 0:32:30.600
<v Speaker 1>the email address and phone number that you use to

0:32:30.640 --> 0:32:33.960
<v Speaker 1>sign up when you are used to sign up to Instagram,

0:32:34.120 --> 0:32:36.560
<v Speaker 1>so their system remembers this stuff, of course, right right,

0:32:36.680 --> 0:32:39.120
<v Speaker 1>And so once you verify that, they will send a

0:32:39.240 --> 0:32:40.360
<v Speaker 1>six digit code.

0:32:40.160 --> 0:32:40.760
<v Speaker 3>To your phone.

0:32:41.000 --> 0:32:43.320
<v Speaker 2>Okay, good like Twitter.

0:32:43.120 --> 0:32:45.440
<v Speaker 3>Yeah, and lets you log in basically, that's good.

0:32:45.640 --> 0:32:49.959
<v Speaker 1>So again they're using sophisticated algorithms to figure out like

0:32:50.120 --> 0:32:54.120
<v Speaker 1>Megan logged in twenty five times from this iPhone from

0:32:54.160 --> 0:32:59.239
<v Speaker 1>this area from these IP addresses KTLA her house. All

0:32:59.240 --> 0:33:02.480
<v Speaker 1>of a sudden, we at this random log in from Russia.

0:33:03.360 --> 0:33:07.360
<v Speaker 2>I use Russia again, Yes, because obviously China they can't

0:33:07.400 --> 0:33:07.840
<v Speaker 2>even get on.

0:33:08.000 --> 0:33:10.080
<v Speaker 1>Yes, China they're not trying to. Yeah, we don't have

0:33:10.120 --> 0:33:12.080
<v Speaker 1>to worry about them and know what it is. They

0:33:12.120 --> 0:33:13.640
<v Speaker 1>can't even get to those IP addresses.

0:33:14.040 --> 0:33:15.360
<v Speaker 3>So again Russia.

0:33:15.560 --> 0:33:17.400
<v Speaker 1>They go wait a second, and then all of a sudden,

0:33:17.760 --> 0:33:21.880
<v Speaker 1>this IP, this random IP account from Russia changed her

0:33:22.360 --> 0:33:24.160
<v Speaker 1>password and her phone number.

0:33:24.360 --> 0:33:25.120
<v Speaker 3>That's kind of weird.

0:33:25.320 --> 0:33:27.600
<v Speaker 1>Yeah, now we see little old Megan trying to log

0:33:27.640 --> 0:33:31.680
<v Speaker 1>in from Hollywood again from Okay, young Meghan, it's.

0:33:31.520 --> 0:33:33.480
<v Speaker 2>Okay, little old Megan, that's fine.

0:33:34.000 --> 0:33:37.440
<v Speaker 1>So logging in from her iPhone again from the same

0:33:37.440 --> 0:33:39.640
<v Speaker 1>place she's normally logged into one hundred times and she

0:33:39.680 --> 0:33:41.800
<v Speaker 1>can't get in. Now we're gonna throw herr bone. We're

0:33:41.800 --> 0:33:43.920
<v Speaker 1>gonna give her this one time code and we're gonna say, look,

0:33:44.360 --> 0:33:47.440
<v Speaker 1>go ahead, get into your account, and then they also

0:33:47.560 --> 0:33:50.320
<v Speaker 1>freeze the username so that you you know, it's like

0:33:50.400 --> 0:33:52.200
<v Speaker 1>because a lot of times these hackers will take you

0:33:52.320 --> 0:33:54.360
<v Speaker 1>and then they'll take your username and they'll sell it

0:33:54.360 --> 0:33:56.000
<v Speaker 1>them the black mark or whatever they're they're going to

0:33:56.040 --> 0:33:56.479
<v Speaker 1>freeze that.

0:33:56.840 --> 0:33:58.720
<v Speaker 3>I know, there's a lot that goes on, Megan, It's

0:33:59.080 --> 0:33:59.920
<v Speaker 3>lot to keep up with.

0:34:00.400 --> 0:34:03.120
<v Speaker 4>It's such a scary world, especially if you're on Instagram.

0:34:03.760 --> 0:34:10.680
<v Speaker 2>Geez okay, So our next question comes from Vincent Reyes

0:34:11.840 --> 0:34:16.080
<v Speaker 2>Apple Watch or Fitbit. I know, I feel like we

0:34:16.120 --> 0:34:18.960
<v Speaker 2>talk about the Apple Watch in every podcast, but he

0:34:19.000 --> 0:34:23.080
<v Speaker 2>wants to know. Basically, his wife's birthday is coming up

0:34:23.200 --> 0:34:25.600
<v Speaker 2>and he's been debating if he wants to get his

0:34:25.680 --> 0:34:29.799
<v Speaker 2>wife an Apple Watch or the fitbit versa. He has

0:34:29.840 --> 0:34:32.319
<v Speaker 2>an Apple Watch and the battery life is what makes

0:34:32.400 --> 0:34:38.400
<v Speaker 2>him dislike the purchase, and unless they made significant strides

0:34:38.480 --> 0:34:42.000
<v Speaker 2>in longer battery life, he doesn't want to purchase another

0:34:42.080 --> 0:34:45.000
<v Speaker 2>Apple Watch for his wife. And then he says he

0:34:45.160 --> 0:34:47.279
<v Speaker 2>likes the fipbit because of the battery life, but not

0:34:47.320 --> 0:34:50.320
<v Speaker 2>sure if his wife would prefer the Apple Watch. I

0:34:50.360 --> 0:34:53.359
<v Speaker 2>would like your thoughts as to why lean one way

0:34:53.440 --> 0:34:53.919
<v Speaker 2>or the other.

0:34:55.120 --> 0:34:58.279
<v Speaker 1>Okay, so you probably know my answer. Yes, right, So

0:34:58.440 --> 0:35:01.120
<v Speaker 1>I'm gonna recommend the Apple Watch. Here's why I've I've

0:35:01.160 --> 0:35:03.839
<v Speaker 1>had the Fitbit Versa. I bought that and I used

0:35:03.880 --> 0:35:06.040
<v Speaker 1>it for like a year, I think maybe six months

0:35:06.080 --> 0:35:08.080
<v Speaker 1>a year, and I loved it because I'm a big runner.

0:35:08.160 --> 0:35:10.480
<v Speaker 1>I love having that data of running. And I thought,

0:35:10.640 --> 0:35:13.879
<v Speaker 1>I think when it comes to smart devices, I think

0:35:13.880 --> 0:35:17.719
<v Speaker 1>the Fitbit Versa and the Apple Watch, and probably the

0:35:17.800 --> 0:35:20.840
<v Speaker 1>Galaxy the new one, the Galaxy you Watch Active or

0:35:20.840 --> 0:35:23.480
<v Speaker 1>whatever it's called, are probably the three best at this point.

0:35:24.640 --> 0:35:26.479
<v Speaker 1>But here's why I like the Apple Watch the best.

0:35:26.560 --> 0:35:29.239
<v Speaker 1>You say, your wife has an iPhone, it's going to

0:35:29.320 --> 0:35:31.960
<v Speaker 1>work the best with iPhone. I am sitting here when

0:35:32.000 --> 0:35:33.920
<v Speaker 1>I look at my Apple Watch, like there are little

0:35:33.920 --> 0:35:35.920
<v Speaker 1>things that pop up on the screen that just amaze me.

0:35:36.320 --> 0:35:38.719
<v Speaker 1>It's like, literally it kind of has learned when I

0:35:38.800 --> 0:35:40.239
<v Speaker 1>work out during the day, so all of a sudden,

0:35:40.280 --> 0:35:42.120
<v Speaker 1>I'll just get like a little button that says start

0:35:42.160 --> 0:35:43.799
<v Speaker 1>a workout, and it's like, oh, I don't have to

0:35:43.840 --> 0:35:47.040
<v Speaker 1>like go through the settings any of that stuff. Obviously,

0:35:47.080 --> 0:35:49.560
<v Speaker 1>and the verse I believe does this as well. But

0:35:49.600 --> 0:35:51.680
<v Speaker 1>when you start a workout, and I know that the

0:35:51.680 --> 0:35:54.640
<v Speaker 1>Samsung devices do this. It automatically recognizes that. So when

0:35:54.640 --> 0:35:57.600
<v Speaker 1>I start running with you know for and normally I

0:35:57.600 --> 0:35:59.560
<v Speaker 1>do start the workout before I start running. But a

0:35:59.560 --> 0:36:01.680
<v Speaker 1>lot of time, if you're just doing something physically active,

0:36:01.719 --> 0:36:03.480
<v Speaker 1>like if you're hiking or whatever, or you're taking a

0:36:03.480 --> 0:36:05.200
<v Speaker 1>long walk, all of a sudden, it will say, hey,

0:36:05.280 --> 0:36:06.520
<v Speaker 1>we notice that you're doing something active.

0:36:06.560 --> 0:36:08.080
<v Speaker 3>Do you want to record that workout?

0:36:08.400 --> 0:36:11.399
<v Speaker 1>And it will back time so it remembers like if

0:36:11.400 --> 0:36:13.120
<v Speaker 1>you hop on your bike and start taking a long

0:36:13.160 --> 0:36:15.840
<v Speaker 1>bike ride, it will go back to the first minute

0:36:15.840 --> 0:36:17.480
<v Speaker 1>that it noticed that you started biking.

0:36:17.560 --> 0:36:18.920
<v Speaker 3>Yeah, so that's kind of fun. I know you want

0:36:18.920 --> 0:36:22.000
<v Speaker 3>one of these now, So I like that aspect.

0:36:22.040 --> 0:36:25.719
<v Speaker 1>Now, the battery life is definitely the biggest downside of

0:36:25.719 --> 0:36:28.480
<v Speaker 1>the Apple Watch. But what I've just gotten a customer

0:36:28.520 --> 0:36:30.480
<v Speaker 1>doing is at night, before you go to sleep, you

0:36:30.520 --> 0:36:32.360
<v Speaker 1>take off your Apple Watch, you put it on the charger.

0:36:32.480 --> 0:36:32.919
<v Speaker 3>That's it.

0:36:32.960 --> 0:36:34.840
<v Speaker 2>So what is the battery life to me?

0:36:34.920 --> 0:36:37.000
<v Speaker 3>I don't even know, Like it's just it's a day.

0:36:37.080 --> 0:36:40.319
<v Speaker 4>I mean, it's it as it ever died only when you.

0:36:40.280 --> 0:36:43.520
<v Speaker 1>Do crazy exercise. So like yesterday, I didn't really do

0:36:43.560 --> 0:36:46.520
<v Speaker 1>that much exercise. My battery was at ten percent right

0:36:46.560 --> 0:36:48.440
<v Speaker 1>when I was going to sleep. Okay, it's just kind

0:36:48.440 --> 0:36:50.560
<v Speaker 1>of weird because that doesn't normally happen. Some nights it's

0:36:50.560 --> 0:36:52.480
<v Speaker 1>at like you know, I don't even look. I don't

0:36:52.480 --> 0:36:54.480
<v Speaker 1>look because it doesn't matter. I use it for the day.

0:36:54.520 --> 0:36:56.959
<v Speaker 1>It gets through the day. Now some people may say

0:36:57.000 --> 0:36:59.680
<v Speaker 1>it gets through a day and a half, maybe two days.

0:36:59.840 --> 0:37:01.920
<v Speaker 1>But what I notice if you do any sort of

0:37:01.920 --> 0:37:04.640
<v Speaker 1>physical activity for like a half an hour or longer,

0:37:04.880 --> 0:37:08.200
<v Speaker 1>especially an hour, that's going to drain your battery significantly

0:37:08.560 --> 0:37:11.400
<v Speaker 1>because it's using the GPS and all the sensors in

0:37:11.440 --> 0:37:14.120
<v Speaker 1>your watch. So it's taking your heart rate more, it's

0:37:14.160 --> 0:37:15.160
<v Speaker 1>doing more GPS.

0:37:15.360 --> 0:37:16.279
<v Speaker 3>That's why the battery goes.

0:37:16.280 --> 0:37:19.719
<v Speaker 2>That's what about playing music and like Bluetooth, that doesn't really.

0:37:19.920 --> 0:37:20.520
<v Speaker 3>Not as much.

0:37:20.560 --> 0:37:22.080
<v Speaker 1>I mean it will, it will affect it, but not

0:37:22.160 --> 0:37:24.839
<v Speaker 1>as much as the workouts. When your workout is on,

0:37:25.040 --> 0:37:27.400
<v Speaker 1>it's firing every sensor in that phone to get the

0:37:27.400 --> 0:37:29.240
<v Speaker 1>most accurate data about your workout.

0:37:29.600 --> 0:37:31.759
<v Speaker 3>So that's why it's taking up the battery more.

0:37:31.880 --> 0:37:36.520
<v Speaker 1>Right, So the fipbit versa, the biggest benefit is basically

0:37:36.560 --> 0:37:38.160
<v Speaker 1>I think you need to ask your wife in a

0:37:38.320 --> 0:37:40.000
<v Speaker 1>sly way because you don't want her to know because

0:37:40.000 --> 0:37:42.760
<v Speaker 1>it's a birthday present. Just be like, is sleep tracking

0:37:42.760 --> 0:37:45.759
<v Speaker 1>important to you? So that's the main advantage of the

0:37:45.760 --> 0:37:49.480
<v Speaker 1>fitbit versa is two things. Number one sleep tracking. You

0:37:49.520 --> 0:37:51.680
<v Speaker 1>can track your sleep and I love that data. But

0:37:51.840 --> 0:37:53.040
<v Speaker 1>it's one of those things that you sort of have

0:37:53.080 --> 0:37:54.560
<v Speaker 1>to give up if you're on an Apple Watch.

0:37:54.960 --> 0:37:55.520
<v Speaker 3>It's kind of fun.

0:37:55.600 --> 0:37:57.800
<v Speaker 1>The fitbit will tell you exactly how long you slept,

0:37:58.000 --> 0:38:00.279
<v Speaker 1>when you tossed and turned, when you had deep sleep,

0:38:00.360 --> 0:38:01.719
<v Speaker 1>when you woke up, when you went to bed.

0:38:01.800 --> 0:38:05.000
<v Speaker 4>It's really cool. You also get about four days of

0:38:05.040 --> 0:38:05.680
<v Speaker 4>battery life.

0:38:05.520 --> 0:38:05.879
<v Speaker 3>With that one.

0:38:05.920 --> 0:38:07.359
<v Speaker 2>I was going to say, how do you charge it?

0:38:07.800 --> 0:38:09.600
<v Speaker 1>So you basically with that one, you just kind of

0:38:09.640 --> 0:38:12.279
<v Speaker 1>charge it like whenever you feel like it. So yeah,

0:38:12.280 --> 0:38:13.440
<v Speaker 1>I mean, I think for a lot of people, the

0:38:13.520 --> 0:38:15.279
<v Speaker 1>routine is before you get into the shower, just put

0:38:15.280 --> 0:38:16.000
<v Speaker 1>it on the charger.

0:38:16.120 --> 0:38:17.080
<v Speaker 2>Oh, so got it.

0:38:17.120 --> 0:38:20.080
<v Speaker 1>That's you know, twenty minutes here or there. Oh for space,

0:38:20.520 --> 0:38:23.879
<v Speaker 1>I mean it depends how lot you're spending an hour,

0:38:24.920 --> 0:38:29.160
<v Speaker 1>an hour or two here, yeah, whatever, your bath, yeah yeah,

0:38:29.200 --> 0:38:32.279
<v Speaker 1>take a bath, put it on the thing. So oh

0:38:32.280 --> 0:38:33.919
<v Speaker 1>my gosh, we have so many more things to get through.

0:38:33.960 --> 0:38:37.920
<v Speaker 1>So we played the uh wizarding with the new Harry

0:38:37.920 --> 0:38:41.680
<v Speaker 1>Potter game. This is called Harry Potter Wizards Unit. I

0:38:41.719 --> 0:38:45.200
<v Speaker 1>went to an event at Universal Studios in Hollywood on

0:38:45.280 --> 0:38:46.000
<v Speaker 1>Tuesday night.

0:38:46.160 --> 0:38:48.800
<v Speaker 3>It was a lot of fun. It was. It was

0:38:48.840 --> 0:38:50.120
<v Speaker 3>a lot of like YouTube.

0:38:49.719 --> 0:38:52.279
<v Speaker 1>Influencers, a lot of people I didn't recognize, you know,

0:38:52.360 --> 0:38:54.640
<v Speaker 1>like sometimes it's like tech journalists sometimes you know, it

0:38:54.680 --> 0:38:56.799
<v Speaker 1>depends on the event, right, this one was a lot

0:38:56.800 --> 0:38:59.560
<v Speaker 1>of like it was like a mixed crowd of like YouTubers,

0:39:00.320 --> 0:39:04.480
<v Speaker 1>print people, game video game people. But you know what

0:39:04.520 --> 0:39:07.200
<v Speaker 1>I mean. It wasn't like I was anyway. So long

0:39:07.239 --> 0:39:09.719
<v Speaker 1>story short, we got to play the new game. And

0:39:10.320 --> 0:39:13.239
<v Speaker 1>this is a game that is very similar to what

0:39:13.280 --> 0:39:16.880
<v Speaker 1>Pokemon Go is, except with Harry Potter. It's made by

0:39:16.880 --> 0:39:20.000
<v Speaker 1>the same company Niantic. It's also made by a company

0:39:20.000 --> 0:39:22.520
<v Speaker 1>called WB Games, which I guess is part of Warner Brothers.

0:39:22.560 --> 0:39:29.200
<v Speaker 1>I'm assuming, but you are a new recruit in working

0:39:29.280 --> 0:39:32.120
<v Speaker 1>within the Statue of Secrecy Task Force. Does that make

0:39:32.120 --> 0:39:36.720
<v Speaker 1>any sense any that? No, you're helping solve the mystery

0:39:36.719 --> 0:39:38.240
<v Speaker 1>of the calamity. Does that make any sense?

0:39:39.200 --> 0:39:41.200
<v Speaker 2>No, Okay, Well, I'm not a Harry Potter.

0:39:41.560 --> 0:39:43.600
<v Speaker 3>You're not. I thought you were a Harry Potter.

0:39:43.640 --> 0:39:45.759
<v Speaker 2>Has No I watched I watched all the.

0:39:45.760 --> 0:39:48.359
<v Speaker 3>Moviesay, and you don't know what the calamity is? Did

0:39:48.360 --> 0:39:49.680
<v Speaker 3>you watch them with your eyes closed?

0:39:50.440 --> 0:39:51.280
<v Speaker 2>I didn't take notes.

0:39:51.360 --> 0:39:52.040
<v Speaker 3>Let's just okay.

0:39:52.560 --> 0:39:54.759
<v Speaker 1>So players will be able to explore their real world

0:39:54.800 --> 0:39:58.040
<v Speaker 1>neighborhoods and cities to discover mysterious artifacts, cast spells and

0:39:58.120 --> 0:40:00.560
<v Speaker 1>counter fantastic beast and iconic characters. So I am not

0:40:00.560 --> 0:40:04.000
<v Speaker 1>a Harry Potter person. I read the first the first

0:40:04.040 --> 0:40:06.440
<v Speaker 1>half of the first book, and I found it very interesting.

0:40:06.480 --> 0:40:08.399
<v Speaker 3>I actually really liked it. I just never really got

0:40:08.440 --> 0:40:08.799
<v Speaker 3>into it.

0:40:08.880 --> 0:40:12.640
<v Speaker 1>Right, Yeah, so again there this is like there's like muggles,

0:40:12.640 --> 0:40:15.800
<v Speaker 1>like people throw around all these A muggle is like

0:40:15.840 --> 0:40:17.439
<v Speaker 1>a regular person today.

0:40:17.480 --> 0:40:19.759
<v Speaker 3>No, I knew that, Yes I did. I knew that

0:40:20.880 --> 0:40:21.719
<v Speaker 3>there's muggles.

0:40:22.040 --> 0:40:25.280
<v Speaker 1>So your job the beauty of this game, and I

0:40:25.320 --> 0:40:28.080
<v Speaker 1>here's my thoughts on the game. If you are just

0:40:28.200 --> 0:40:31.000
<v Speaker 1>kind of an average gamer that finds things really interesting

0:40:31.000 --> 0:40:33.760
<v Speaker 1>and technology really interesting, I think you'll find this interesting

0:40:33.800 --> 0:40:37.400
<v Speaker 1>because it uses augmented reality, so it puts the game

0:40:37.560 --> 0:40:40.839
<v Speaker 1>in the world around you. So when you're in your neighborhood,

0:40:41.120 --> 0:40:43.759
<v Speaker 1>you see the streets on a map of your neighborhood,

0:40:43.800 --> 0:40:45.880
<v Speaker 1>and you walk around and find stuff and find these

0:40:45.920 --> 0:40:48.640
<v Speaker 1>little challenges. And what I understand the challenges to be

0:40:48.719 --> 0:40:51.840
<v Speaker 1>is I saw like some kid that was like entrapped

0:40:51.880 --> 0:40:54.560
<v Speaker 1>in thorns, and I had to wave my magic wand

0:40:54.600 --> 0:40:57.719
<v Speaker 1>to like free him, and then I collect that kid,

0:40:57.719 --> 0:40:59.200
<v Speaker 1>and that's like kind of like I won like that

0:40:59.239 --> 0:41:01.040
<v Speaker 1>little part of the game, right. And then I saw

0:41:01.080 --> 0:41:03.640
<v Speaker 1>like a slug that was in like this big massive

0:41:03.760 --> 0:41:07.719
<v Speaker 1>like moving like you know, yucky bowlb or whatever, right,

0:41:07.760 --> 0:41:09.960
<v Speaker 1>and I had to like wave my wand and like, yeah,

0:41:10.080 --> 0:41:10.879
<v Speaker 1>cast a spell on.

0:41:10.800 --> 0:41:12.920
<v Speaker 4>That slug to like the wand your phone.

0:41:13.200 --> 0:41:15.520
<v Speaker 1>Your wand is your finger on the phone screen, Okay,

0:41:15.680 --> 0:41:18.439
<v Speaker 1>And every spell you have to trace like a little

0:41:18.480 --> 0:41:20.760
<v Speaker 1>spell on the screen. Maybe that's just for the beginner

0:41:20.800 --> 0:41:22.319
<v Speaker 1>part of the game. Maybe towards the end you have

0:41:22.360 --> 0:41:23.120
<v Speaker 1>to like figure.

0:41:22.880 --> 0:41:25.440
<v Speaker 3>Out the spell. I don't know. Interesting, Yeah, I mean I.

0:41:25.480 --> 0:41:27.160
<v Speaker 1>Only did like four or five of these little things.

0:41:27.320 --> 0:41:29.920
<v Speaker 1>But I will say a couple things. Number One, all

0:41:29.960 --> 0:41:31.920
<v Speaker 1>the people in the little Harry Potter world that we

0:41:31.920 --> 0:41:34.000
<v Speaker 1>were in, like we're obsessed with the game. Watching me

0:41:34.040 --> 0:41:35.239
<v Speaker 1>play it, they're like, what is that?

0:41:35.520 --> 0:41:35.680
<v Speaker 3>Now?

0:41:35.680 --> 0:41:38.479
<v Speaker 1>They're Harry Potter fans, So maybe that's not telling right.

0:41:39.320 --> 0:41:41.719
<v Speaker 1>But I think that this will be an interesting game

0:41:41.760 --> 0:41:46.480
<v Speaker 1>because it's available Friday, June twenty first on iOS and Android.

0:41:46.520 --> 0:41:48.239
<v Speaker 1>It's free to download. Of course there will be in

0:41:48.280 --> 0:41:51.200
<v Speaker 1>app purchases, But I think this will be interesting because

0:41:51.200 --> 0:41:54.279
<v Speaker 1>here's the thing. When Pokemon Go came out, it had

0:41:54.280 --> 0:41:58.080
<v Speaker 1>a built in audience of video game nerds, right. People

0:41:58.160 --> 0:42:01.480
<v Speaker 1>were very familiar with the Pokemon video games that played

0:42:01.760 --> 0:42:04.959
<v Speaker 1>Pokemon Go and it became this huge sensation. It brought

0:42:04.960 --> 0:42:07.160
<v Speaker 1>in other people as well, people that like mobile games

0:42:07.520 --> 0:42:10.640
<v Speaker 1>with Harry Potter. The Harry Potter fan base might be

0:42:10.680 --> 0:42:13.640
<v Speaker 1>bigger than Pokemon, but a lot of those people just

0:42:13.680 --> 0:42:15.359
<v Speaker 1>know it from the books and the movies. They're not

0:42:15.400 --> 0:42:18.440
<v Speaker 1>necessarily video game players, right. And I think that's the

0:42:18.560 --> 0:42:22.080
<v Speaker 1>challenge this game might have is it could be super popular,

0:42:22.120 --> 0:42:24.960
<v Speaker 1>it could eclipse Pokemon Go, or it might not be

0:42:25.000 --> 0:42:27.759
<v Speaker 1>as popular because the muggles that play, is that what

0:42:27.800 --> 0:42:28.239
<v Speaker 1>they're called?

0:42:28.360 --> 0:42:29.799
<v Speaker 3>Yeah, the regular people that play.

0:42:30.000 --> 0:42:31.600
<v Speaker 2>But I feel like the people that are into it

0:42:31.640 --> 0:42:32.960
<v Speaker 2>don't want to be called No, they.

0:42:32.920 --> 0:42:34.879
<v Speaker 3>Don't want to be a Muggle. They think they're enough.

0:42:35.400 --> 0:42:36.800
<v Speaker 4>Ye see all these weird bletherin.

0:42:36.960 --> 0:42:38.080
<v Speaker 3>Oh what does that mean?

0:42:38.280 --> 0:42:40.840
<v Speaker 2>Oh Lytherin, You're going to hurt people's feeling.

0:42:40.880 --> 0:42:43.200
<v Speaker 3>I do like the butter beer. I tried that. Yeah,

0:42:43.239 --> 0:42:44.400
<v Speaker 3>I did go on two rides.

0:42:45.000 --> 0:42:47.719
<v Speaker 2>I have a question about game. So if you have it,

0:42:47.880 --> 0:42:50.600
<v Speaker 2>So if I get the game and I'm like walking around, well,

0:42:50.640 --> 0:42:52.759
<v Speaker 2>I get notifications when like there's.

0:42:52.520 --> 0:42:54.480
<v Speaker 4>Something I think, so I don't.

0:42:54.960 --> 0:42:57.759
<v Speaker 2>That was the Pokemon Go. That's how Pokemon Go like

0:42:57.840 --> 0:43:01.480
<v Speaker 2>became so popular, is like people would literally walk to

0:43:01.600 --> 0:43:05.280
<v Speaker 2>like parts of La or whatever just to like get

0:43:05.280 --> 0:43:08.280
<v Speaker 2>that special dinosaur or whatever they were called.

0:43:08.719 --> 0:43:10.800
<v Speaker 3>Absolutely, and I think that's all part of it.

0:43:10.600 --> 0:43:13.880
<v Speaker 1>That is part of Niantics set on stage that a

0:43:13.920 --> 0:43:15.920
<v Speaker 1>big part of the game is helping you explore your

0:43:15.920 --> 0:43:18.120
<v Speaker 1>world around you, gotcha, So you know, it gets you

0:43:18.200 --> 0:43:19.800
<v Speaker 1>out and about and like you might go to a

0:43:19.840 --> 0:43:21.880
<v Speaker 1>park in La that like everyone says this Muggle dwarf

0:43:21.920 --> 0:43:23.920
<v Speaker 1>is at that park with the bench and you're like, oh,

0:43:23.920 --> 0:43:26.759
<v Speaker 1>I gotta go Buggle pick up there. And so I

0:43:26.760 --> 0:43:29.920
<v Speaker 1>think that's a big part of the game. Or yeah,

0:43:30.160 --> 0:43:33.560
<v Speaker 1>so that's it. That's going to do it for the show.

0:43:33.640 --> 0:43:34.920
<v Speaker 2>Yeah, the more is there.

0:43:35.160 --> 0:43:37.759
<v Speaker 3>Thanks so much for listening. Please subscribe to the show.

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0:43:46.200 --> 0:43:48.799
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0:44:02.760 --> 0:44:03.880
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0:44:22.600 --> 0:44:24.439
<v Speaker 4>Producer, Megan, did you enjoy the show?

0:44:24.680 --> 0:44:24.919
<v Speaker 3>Yeah?

0:44:25.080 --> 0:44:26.520
<v Speaker 2>Today, it was fun. What by fast?

0:44:26.600 --> 0:44:28.240
<v Speaker 1>Do you think the audio is going to be better

0:44:28.360 --> 0:44:29.400
<v Speaker 1>than the show from China?

0:44:29.680 --> 0:44:29.879
<v Speaker 3>Oh?

0:44:29.960 --> 0:44:30.480
<v Speaker 2>Yeah?

0:44:30.520 --> 0:44:33.160
<v Speaker 1>And have you recovered from your jet lag. I don't

0:44:33.200 --> 0:44:34.759
<v Speaker 1>think so, no, I know it took a while.

0:44:34.800 --> 0:44:35.080
<v Speaker 3>This time.

0:44:35.120 --> 0:44:37.200
<v Speaker 2>It's hard to like go to sleep because I'm so

0:44:37.280 --> 0:44:39.800
<v Speaker 2>used to staying up all night because that was China

0:44:39.840 --> 0:44:44.439
<v Speaker 2>for us, because it was like at five pm in China.

0:44:44.560 --> 0:44:47.160
<v Speaker 2>It's a big time yeah, big time change.

0:44:47.200 --> 0:44:49.799
<v Speaker 1>All right, I'm Richdmiro, thanks so much for joining us.

0:44:49.880 --> 0:44:51.919
<v Speaker 1>Have a great day. We will talk to you real

0:44:51.960 --> 0:44:52.200
<v Speaker 1>soon