1 00:00:01,240 --> 00:00:02,000 Speaker 1: Earners. What's up. 2 00:00:02,080 --> 00:00:04,560 Speaker 2: You ever walk into a small business and everything just 3 00:00:04,720 --> 00:00:07,880 Speaker 2: works like The checkout is fast, the receipts are digital, 4 00:00:08,400 --> 00:00:11,399 Speaker 2: tipping is a breeze, and you're out the door before 5 00:00:11,400 --> 00:00:15,560 Speaker 2: the line even builds. Odds are they're using Square. We 6 00:00:15,720 --> 00:00:18,280 Speaker 2: love supporting businesses that run on Square because it just 7 00:00:18,280 --> 00:00:21,520 Speaker 2: feels seamless. Whether it's a local coffee shop, a vendor 8 00:00:21,560 --> 00:00:23,840 Speaker 2: at a pop up market, or even one of our 9 00:00:23,880 --> 00:00:27,560 Speaker 2: merch partners, Square makes it easy for them to take payments, 10 00:00:27,760 --> 00:00:31,480 Speaker 2: manage inventory, and run their business with confidence, all from 11 00:00:31,600 --> 00:00:35,000 Speaker 2: one simple system. If you're a business owner or even 12 00:00:35,080 --> 00:00:38,600 Speaker 2: just thinking about launching something soon, Square is hands down 13 00:00:38,640 --> 00:00:41,680 Speaker 2: one of the best tools out there to help you start, run, 14 00:00:41,920 --> 00:00:45,240 Speaker 2: and grow. It's not just about payments, it's about giving 15 00:00:45,240 --> 00:00:47,920 Speaker 2: you time back so you can focus on what matters 16 00:00:47,960 --> 00:00:51,199 Speaker 2: most Ready. To see how Square can transform your business, 17 00:00:51,479 --> 00:00:56,120 Speaker 2: visit Square dot com backslash go backslash eyl to learn 18 00:00:56,160 --> 00:01:01,360 Speaker 2: more that Square dot com backslash, go backslash eyl. Don't wait, 19 00:01:01,640 --> 00:01:04,480 Speaker 2: don't hesitate. Let's Square handle the back end so you 20 00:01:04,480 --> 00:01:10,839 Speaker 2: can keep pushing your vision forward. This episode is brought 21 00:01:10,840 --> 00:01:12,760 Speaker 2: to you by P and C Bank, a lot of 22 00:01:12,760 --> 00:01:16,360 Speaker 2: people think podcasts about work are boring, and sure, they 23 00:01:16,440 --> 00:01:20,319 Speaker 2: definitely can be, but understanding of professionals routine shows us 24 00:01:20,319 --> 00:01:24,840 Speaker 2: how they achieve their success little by little, day after day. 25 00:01:24,959 --> 00:01:27,440 Speaker 2: It's like banking with P and C Bank. It might 26 00:01:27,560 --> 00:01:30,440 Speaker 2: seem boring to safe plan and make calculated decisions with 27 00:01:30,480 --> 00:01:33,520 Speaker 2: your bank, but keeping your money boring is what helps 28 00:01:33,520 --> 00:01:36,640 Speaker 2: you live or more happily fulfilled life. P and C 29 00:01:36,760 --> 00:01:41,920 Speaker 2: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 30 00:01:41,959 --> 00:01:44,520 Speaker 2: eighteen sixty five is a service mark of the PNC 31 00:01:44,720 --> 00:01:48,680 Speaker 2: Financial Service Group, Inc. P and C Bank National Association 32 00:01:48,880 --> 00:01:52,920 Speaker 2: Member FDIC. What are your thoughts on what we can 33 00:01:52,960 --> 00:01:57,040 Speaker 2: do to improve the K through twelve education system and 34 00:01:57,120 --> 00:02:00,680 Speaker 2: then eventually make college more affordable for people here in 35 00:02:00,680 --> 00:02:01,440 Speaker 2: the United States. 36 00:02:01,760 --> 00:02:03,000 Speaker 1: Yeah, you know, one of the things that we should 37 00:02:03,040 --> 00:02:05,960 Speaker 1: be looking at very quickly is I said when I 38 00:02:05,960 --> 00:02:07,520 Speaker 1: was running for president. I said this on the South 39 00:02:07,560 --> 00:02:11,160 Speaker 1: side of Chicago with a pastor in Court Brooks for 40 00:02:11,400 --> 00:02:15,680 Speaker 1: teaching preaching at his church, and I focused on the 41 00:02:15,720 --> 00:02:21,000 Speaker 1: fact that everybody in the country, say, people living in 42 00:02:21,160 --> 00:02:26,600 Speaker 1: poverty have quality education options on the table. If you're 43 00:02:26,600 --> 00:02:29,760 Speaker 1: the richest Americans, you send your kid to the premier 44 00:02:29,919 --> 00:02:33,360 Speaker 1: private school you can find. If you are middle income 45 00:02:33,960 --> 00:02:38,280 Speaker 1: or affluent Americans, you choose the neighborhood with the best schools, 46 00:02:38,320 --> 00:02:41,360 Speaker 1: and then you move into those neighborhoods. It's only the 47 00:02:41,440 --> 00:02:45,680 Speaker 1: poorest Americans who do not have quality K through twelve education. 48 00:02:46,200 --> 00:02:48,639 Speaker 1: One of the fastest ways for us to improve that 49 00:02:49,080 --> 00:02:52,480 Speaker 1: is to allow for some form of school choice to 50 00:02:52,520 --> 00:02:56,040 Speaker 1: be a part of the education apparatus in our poorest areas. 51 00:02:56,200 --> 00:02:59,680 Speaker 1: The good news is seventy two percent of African American parents, 52 00:03:00,080 --> 00:03:03,040 Speaker 1: sixty eight percent of Hispanic parents, about eighty percent of 53 00:03:03,080 --> 00:03:07,680 Speaker 1: Asian parents, and overall eighty two percent of blue collar 54 00:03:07,960 --> 00:03:11,200 Speaker 1: parents all agreed with some form of school choice. Rather 55 00:03:11,240 --> 00:03:16,359 Speaker 1: that's charter schools, private schools, some hybrid of public schools, 56 00:03:16,919 --> 00:03:21,560 Speaker 1: parochial schools. Giving the parent more choices will give the 57 00:03:21,720 --> 00:03:24,440 Speaker 1: kid the best chance to succeed in life. And that 58 00:03:24,560 --> 00:03:27,720 Speaker 1: is the fastest way for us to improve the plight 59 00:03:27,760 --> 00:03:31,919 Speaker 1: of K through twelve education. Classic example, before she passed away, 60 00:03:32,240 --> 00:03:37,640 Speaker 1: Senator Feinstein, myself, Corey Booker, and Senator Ron Johnson, four 61 00:03:37,680 --> 00:03:41,480 Speaker 1: of US two Republicans Democrats worked on a school choice 62 00:03:41,480 --> 00:03:45,360 Speaker 1: through the d C Opportunity Scholarship program that's been around 63 00:03:45,360 --> 00:03:49,000 Speaker 1: for decades. Four of us took that on as a 64 00:03:49,040 --> 00:03:51,960 Speaker 1: way of extending the life of it, and we've seen 65 00:03:52,440 --> 00:03:55,520 Speaker 1: tremendous success to those charter schools in d C. We 66 00:03:55,640 --> 00:04:00,280 Speaker 1: have some New York City has some strong charts is 67 00:04:00,320 --> 00:04:02,320 Speaker 1: called the Success Academy. What we've seen in both of 68 00:04:02,320 --> 00:04:06,560 Speaker 1: those examples is at the graduation rate for those kids 69 00:04:06,560 --> 00:04:10,240 Speaker 1: from high school is over ninety percent comparatively speaking, with 70 00:04:10,280 --> 00:04:13,920 Speaker 1: between forty eight and fifty four percent for the non 71 00:04:14,240 --> 00:04:18,880 Speaker 1: charter school students. Number one, number two college attendance is 72 00:04:19,320 --> 00:04:24,880 Speaker 1: about sixty percent higher comparatively speaking, and the grades obviously 73 00:04:25,560 --> 00:04:28,080 Speaker 1: reflect that as well. So it's fast way for us 74 00:04:28,080 --> 00:04:32,040 Speaker 1: to get there. On the higher education spent ten years 75 00:04:32,080 --> 00:04:34,839 Speaker 1: on the Education Committee, having been the kid who was 76 00:04:34,880 --> 00:04:37,040 Speaker 1: struggling in high school. And I'm sure you guys all 77 00:04:37,120 --> 00:04:41,039 Speaker 1: graduated cumlauting. I graduated, thank you all, lotting. So I 78 00:04:41,120 --> 00:04:43,360 Speaker 1: had to be at the bottom of the fifty percent. 79 00:04:43,440 --> 00:04:45,600 Speaker 1: That was where I found my unhappy self. But one 80 00:04:45,600 --> 00:04:47,320 Speaker 1: of the things I learned along the way was if 81 00:04:47,320 --> 00:04:51,640 Speaker 1: we're going to improve the opportunities of higher education, then 82 00:04:51,680 --> 00:04:55,200 Speaker 1: we have to look at community education as a real alternative. 83 00:04:55,320 --> 00:04:59,039 Speaker 1: So in South Carolina, Tennessee and many other states, you 84 00:04:59,080 --> 00:05:03,560 Speaker 1: can get your first two years of college paid for free, 85 00:05:03,920 --> 00:05:06,800 Speaker 1: go to a community college, and then in those states 86 00:05:07,080 --> 00:05:12,839 Speaker 1: your college credits transfers to Clemson University, or if you're 87 00:05:12,839 --> 00:05:16,200 Speaker 1: a smarter person like me, Carolina Game Cocks. As I'm 88 00:05:16,240 --> 00:05:18,039 Speaker 1: a fan, you can go there as well. To my 89 00:05:18,120 --> 00:05:20,919 Speaker 1: Clemson fans, I'm sorry you'll have too many national championships. 90 00:05:20,960 --> 00:05:22,159 Speaker 1: I just had to put a plug in for the 91 00:05:22,160 --> 00:05:23,880 Speaker 1: game costs, so you can go to some of those 92 00:05:23,880 --> 00:05:26,520 Speaker 1: schools and have a get a really good education and 93 00:05:26,560 --> 00:05:29,560 Speaker 1: pay half the price for your four years of education. 94 00:05:30,120 --> 00:05:32,240 Speaker 1: Second thing you can do is look at what we've 95 00:05:32,279 --> 00:05:35,520 Speaker 1: done for hbc USE. When we were in the midst 96 00:05:35,520 --> 00:05:42,160 Speaker 1: of COVID, we canceled the debt led by myself and 97 00:05:42,240 --> 00:05:46,760 Speaker 1: others on the team. We've canceled one point three to 98 00:05:46,760 --> 00:05:51,680 Speaker 1: one point four billion dollars of HBCU debt and then 99 00:05:51,800 --> 00:05:54,280 Speaker 1: took it to the highest level of funding in the 100 00:05:54,320 --> 00:05:57,320 Speaker 1: history of the country and made that funding permanent. Because 101 00:05:57,360 --> 00:05:59,520 Speaker 1: one of the things I recognize is if you want 102 00:05:59,520 --> 00:06:02,240 Speaker 1: to focus on making a profit, and that has to 103 00:06:02,240 --> 00:06:05,400 Speaker 1: be a part of the deal. Looking forward for our 104 00:06:05,440 --> 00:06:08,479 Speaker 1: community specifically, you have to make sure that the kids 105 00:06:08,480 --> 00:06:11,479 Speaker 1: are lifelong learners and those kids who are coming from 106 00:06:11,520 --> 00:06:16,400 Speaker 1: disadvantage communities disadvantaged schools have access to the type of 107 00:06:16,440 --> 00:06:19,160 Speaker 1: training to get up to speed so that you can 108 00:06:19,240 --> 00:06:22,760 Speaker 1: then have four good years of quality education. And so 109 00:06:22,839 --> 00:06:27,039 Speaker 1: we focused attention on some of those institutions that felt 110 00:06:27,320 --> 00:06:30,200 Speaker 1: a part of their mission was helping the underserved, and 111 00:06:30,240 --> 00:06:32,720 Speaker 1: so we focus on that. So those are two really 112 00:06:32,960 --> 00:06:36,000 Speaker 1: good ways of reducing the costs of education in our 113 00:06:36,080 --> 00:06:40,000 Speaker 1: nation long term. But let's just be honest. The person 114 00:06:40,040 --> 00:06:43,560 Speaker 1: who graduates from school today has about thirty five thousand 115 00:06:43,600 --> 00:06:46,720 Speaker 1: dollars of college debt. Thirty five thousand dollars of college 116 00:06:46,720 --> 00:06:51,520 Speaker 1: debt translates into about two million dollars of additional lifetime income. 117 00:06:51,839 --> 00:06:54,640 Speaker 1: That translates into a deal I would say yes to 118 00:06:54,880 --> 00:06:56,279 Speaker 1: if I couldn't do it any other way. 119 00:06:56,440 --> 00:07:00,000 Speaker 3: An illegal alien from Guatemala charged with raping a child 120 00:07:00,120 --> 00:07:03,880 Speaker 3: in Massachusetts. An MS thirteen gang member from Al Salvador 121 00:07:04,160 --> 00:07:08,279 Speaker 3: accused of murdering a Texas. Man of Venezuelan charged with 122 00:07:08,360 --> 00:07:12,240 Speaker 3: filming and selling child pornography in Michigan. These are just 123 00:07:12,360 --> 00:07:16,120 Speaker 3: some of the heinous migrant criminals caught because of President 124 00:07:16,120 --> 00:07:19,680 Speaker 3: Donald J. Trump's leadership. I'm Christy nom the United States 125 00:07:19,720 --> 00:07:24,520 Speaker 3: Secretary of Homeland Security. Under President Trump, attempted illegal border 126 00:07:24,560 --> 00:07:28,120 Speaker 3: crossings are at the lowest levels ever recorded, and over 127 00:07:28,160 --> 00:07:31,400 Speaker 3: one hundred thousand illegal aliens have been arrested. If you 128 00:07:31,480 --> 00:07:35,320 Speaker 3: are here illegally, your next you will be fine nearly 129 00:07:35,400 --> 00:07:39,440 Speaker 3: one thousand dollars a day, imprisoned and deported, you will 130 00:07:39,440 --> 00:07:43,120 Speaker 3: never return. But if you register using our CBP home 131 00:07:43,160 --> 00:07:46,520 Speaker 3: app and leave now, you could be allowed to return legally. 132 00:07:46,880 --> 00:07:51,640 Speaker 3: Do what's right. Leave now. Under President Trump, America's laws, 133 00:07:51,800 --> 00:07:55,200 Speaker 3: border and families will be protected. Sponsored by the United 134 00:07:55,240 --> 00:07:56,480 Speaker 3: States Department of Homeland Security.