Speaker 1: Hey, Hey, ba fam, I have been waiting to tell you, guys.
Speaker 1: I have been sitting on this news forever. But for
Speaker 1: the first time in Brand Ambition history, we are going live, y'all.
Speaker 1: We are going to be live from Newark, New Jersey.
Speaker 1: It is all happening October tenth at six pm. If
Speaker 1: you want to get tickets now, tickets are limited. We
Speaker 1: picked the best venue. It's a historic black owned bookstore
Speaker 1: in Newark, but seating is limited. This is going to
Speaker 1: be an intimate evening with me and Tiffany live in person.
Speaker 1: It may be the only chance y'all get I'm not
Speaker 1: gonna lie to see us together live in twenty twenty four,
Speaker 1: so please come get your tickets. We want to make
Speaker 1: sure that the crowd is packed with true be a family. Okay,
Speaker 1: So if you want to get tickets, run, don't walk.
Speaker 1: Run to Brown Ambition podcast dot com to get the
Speaker 1: link right there and let us know that you're coming.
Speaker 1: Tag us, send us your receipts, send us your order.
Speaker 1: Maybe we'll send you some BA wag. We'll have some
Speaker 1: BA swag at the event. Even we are going to
Speaker 1: be celebrating nine years of the show, y'all. Nine years.
Speaker 1: We're like geriatric podcasters in the very best way. But
Speaker 1: we cannot wait to see y'all in Newark. So go
Speaker 1: ahead Brown Ambition podcast dot Com to get your tickets
Speaker 1: to see me and Tiffany live for Brown Ambition Live
Speaker 1: in Newark, New Jersey. It's all going down. Like I
Speaker 1: said October tenth, get your tickets again at Brown Ambition
Speaker 1: Podcast dot com.
Speaker 2: Hey, hey, hey, we're back. We're black, We're Bread, Ambition.
Speaker 1: Ambition, Amphibition, Ambition, Ambition. Hey, Madge, you Ambition and Denham today? Right?
Speaker 2: Why are we deadim down? Like? Did you? Are?
Speaker 1: You like?
Speaker 2: Picking posts?
Speaker 1: Probably because Beyonce posted a cryptic social media post about
Speaker 1: Levi's jeans and I think.
Speaker 2: Like you.
Speaker 1: Know, No, I did not, girl, well me and your
Speaker 1: friend Cabrell did, because I was.
Speaker 2: We're seeing the comments acting the best.
Speaker 1: No, no, no, I was, and he responded.
Speaker 2: Oh love that cross, Like, hey, girls.
Speaker 1: Something about ron Embisson before we before we start the show,
Speaker 1: we make a plan, right, we know executly.
Speaker 2: What we're gonna talk about.
Speaker 1: We hit record and it's like whoa squirrel? Anyway, I'm
Speaker 1: all miss you Okay. Whatever Beyonce posted, she's been she
Speaker 1: likes to talk on social but doesn't actually say anything.
Speaker 1: She just posts visuals like a picture there was like
Speaker 1: a she was in Paris promoting her whiskey brand. Anyway,
Speaker 1: it was just like I think it was just a
Speaker 1: static image and there was no caption, and the image
Speaker 1: just said something about something's laundrette, like sexy Levi's jeans
Speaker 1: at a launderette. And I was like, like, are you
Speaker 1: collaborating with Tide? Are we gonna have like an oxy
Speaker 1: Clevin Yeah, like an oxy clean cowboy Carter, Like what
Speaker 1: are we doing a line of Levi's jeans? Like what
Speaker 1: is this visual? Are we getting in a music video?
Speaker 1: And I was fed up? I was fed up, and
Speaker 1: so I went in the comments and I was like,
Speaker 1: just say something in the caption, like just right, just explain,
Speaker 1: because some of us are still paying off you know,
Speaker 1: not me particular, but a lot of Beyonce fans are
Speaker 1: like still paying off their after pay you know, like
Speaker 1: purchases of Sacred and Sir Davis whiskey and let's not
Speaker 1: forget about the Renaissance tour whatever.
Speaker 2: And then Cabral was like because it was that was
Speaker 2: a bang.
Speaker 1: Yeah, And I still don't know what the hell she
Speaker 1: was talking about. But anyway, Cabral and I were both
Speaker 1: annoyed by it, and he supported me.
Speaker 2: What did he say?
Speaker 1: He said something like, Mandy, she what did she want?
Speaker 1: I'll tell you exactly what you said.
Speaker 2: Oh on God, not my two friends in the comments
Speaker 2: cutting out on the Beyonce.
Speaker 1: I mean it's I always like seeing I like to
Speaker 1: go to comments and if I see someone else post,
Speaker 1: I think it's kind of funny. Also, it makes me
Speaker 1: think about twice before I post. I'm like someone might
Speaker 1: recognize me for these comments. Okay, he said, Mandy, is
Speaker 1: she trying to play with our emotions?
Speaker 2: Oh that's not what something was saying.
Speaker 1: Listen, he was on his launch break. We just had
Speaker 1: a little Are you threatened because I'm kicking with your friend?
Speaker 2: Now we can share. I don't mind.
Speaker 1: I'm sure you're his number one man. Well, you just
Speaker 1: look like you just roll off of a private jet
Speaker 1: after speaking to a stadium full of incredible women. What
Speaker 1: is happening?
Speaker 2: I wasn't a private jet and be so. This past
Speaker 2: weekend I went to Women Evolve, which is one of
Speaker 2: the largest women's conferences in the country. It was thirty
Speaker 2: eight thous into women, I believe. And so it's Sarah
Speaker 2: Jigs Roberts. So you know that that's the dart of
Speaker 2: TD Jakes and Sarah's just this just phenomenal pastor leader
Speaker 2: woman herself. And so I actually did the very first
Speaker 2: Women Evolved. It was in Denver, Colorado years ago, I
Speaker 2: want to say, maybe seven years ago or something like that.
Speaker 2: So I did the first one and that was just
Speaker 2: a couple thousand people, like a few thousand, but I
Speaker 2: didn't even speak main stage. Then I did like a
Speaker 2: workshop or something like that. You know, it was still
Speaker 2: a lot of people, but you know, I didn't speak
Speaker 2: main stage. But this time they're like, oh, we want
Speaker 2: you to speak main stage, and I'm not gonna lie
Speaker 2: to your mandy. I was like, okay, I don't know
Speaker 2: what I was thinking, Like, I don't know. I didn't
Speaker 2: I don't think I conceptualized what Maine stage meant. And
Speaker 2: so the day of, like the day before like I
Speaker 2: was to speak. So I landed on Wednesday. I spoke
Speaker 2: on a Thursday. They're like, oh, we want you to
Speaker 2: come to the you know location. So they put me
Speaker 2: in a hotel that was next to the location. They
Speaker 2: like come to the location, take a look around, but
Speaker 2: also to do some press whatever. I said, Okay. So
Speaker 2: I get there and I'm like, why is it like
Speaker 2: a stadium, like you know, like I saw Beyonce as
Speaker 2: a stadium stadium right, And I was like, okay, so
Speaker 2: they're walking me around. I'm like, oh, so, like you know,
Speaker 2: somebody was like I think I forget the pastor that
Speaker 2: was preaching that morning when I was there, like just
Speaker 2: observe a little bit, and they're like, oh, do you
Speaker 2: want to like sit? I said no, because they told
Speaker 2: me I have to do press in like thirty minutes.
Speaker 2: I don't want to disturb people getting up and down.
Speaker 2: So I just said, I don't know what Flora entered,
Speaker 2: but you know, like how stadiums have the tears. I
Speaker 2: was maybe midway up there were still more tears above
Speaker 2: and tears below. So I'm just standing like looking over
Speaker 2: and I said that that stays down there. That looks
Speaker 2: real little because there's so many people in here who
Speaker 2: goes be on that stage.
Speaker 1: They're like, you, girl, I said, when I tell you,
Speaker 1: I said, it's just the pit stats.
Speaker 2: I couldn't believe I. I couldn't believe in I said, wait,
Speaker 2: that is that the stage I'm speaking on tomorrow. I
Speaker 2: kept asking. They're like, girl, yes see we how many times?
Speaker 2: How many like this to say it? I'm like, yeah,
Speaker 2: but that's that's like the stadium stage. That's like the Beyonce,
Speaker 2: like Carter Giselle, Carter Nole's stage, Like pop your hip.
Speaker 2: You know you look like an ant because I'm you know,
Speaker 2: I'm not even at the top part like stage. And
Speaker 2: they're like, yes, that's gonna be you. I said. With
Speaker 2: other people, they're like, no, just you. I'm like the announcer,
Speaker 2: They're like, no, just you.
Speaker 1: I was like, this is when people have backup dancers.
Speaker 3: Girl.
Speaker 2: I couldn't believe it. And they were like, oh, by
Speaker 2: the way, cause at first I thought I was doing
Speaker 2: a panel. That's what it said in all the communications,
Speaker 2: but apparently I was doing a twenty minute keynote.
Speaker 1: Okay, so my lemon level, I'm excited. On the other level,
Speaker 1: I'm like, did y'all not communicate? Girl? We did?
Speaker 2: I looked at all the communications and I said it's
Speaker 2: a panel. They're like, yeah, we thought about that, but
Speaker 2: then no, we want you to do because basically a
Speaker 2: twenty minute like financial tech X talk.
Speaker 1: And when did you get this information the day before?
Speaker 1: Is that before or after we chatted.
Speaker 2: When you read I don't remember. I felt I got blacked out.
Speaker 1: You were getting your makeup done and you sounded weird.
Speaker 1: I was like, she sounds like she's I thought it
Speaker 1: was because the makeup artist was there. She could hear me.
Speaker 1: I'm like, oh, it's yeah.
Speaker 3: No.
Speaker 2: I probably was free because I'm not gonna lie. I
Speaker 2: woke up that morning, Oh freaked out, yes, because I
Speaker 2: was just like because one they told me the day before, like,
Speaker 2: oh no, it's a text keynote, and I was like,
Speaker 2: you know, I'm not going to stress about it today.
Speaker 2: I'm going to try to USA. I'm gonna wake up
Speaker 2: early to prep to prep for my text talk because
Speaker 2: they want me to talk about like budgeting. I'm like, girl,
Speaker 2: you know this is not new. You've talked about this
Speaker 2: so many times, so many ways. Just wake up in
Speaker 2: the morning, take one of your old presentations and practice it. Whatever.
Speaker 2: I woke up and I was stressed. I didn't do anything,
Speaker 2: so I think so I had woken up two hours
Speaker 2: before the the you know, the makeup artist came, but
Speaker 2: by then I had not done anything. I wasn't schedu
Speaker 2: to speak till five, but I said, Tiffany, so I
Speaker 2: think what you called. I was like really like wow,
Speaker 2: so you speak in a few hours and you are
Speaker 2: not prepared to speak in front of thirty eight thousand women,
Speaker 2: and so I think I was kind of in my
Speaker 2: head like a lot, and so you know, they I
Speaker 2: had to go. I forget. They wanted me to do
Speaker 2: some other sort of press or something, and thankfully I
Speaker 2: had like a good two or three hour block before
Speaker 2: and so I came back to the room and I
Speaker 2: was just like, okay, Tiffany, block everyone else out and
Speaker 2: I prepared, because it's there's a difference. There's one thing
Speaker 2: speaking in front of a thousand people, like I just
Speaker 2: did fourteen hundred people for the National Association of Black Glters.
Speaker 2: But in that room, you know, you see faces, you
Speaker 2: see not and you see yeah, you know, you hear
Speaker 2: the voice, you know. But what I realized, and I'm
Speaker 2: glad I got to go the day before. You know,
Speaker 2: it freaked me out because it you can't actually hear anyone.
Speaker 2: It's a weird phenomenon that you can hear the general
Speaker 2: murmuring of a crowd but you can't hear the individual
Speaker 2: like you know, like yes, Tiffany, it just sounds like,
Speaker 2: oh you like So, so I realized that, like, it's
Speaker 2: gonna be hard for me to get a gauge of
Speaker 2: whether people are understanding and getting it. And so I
Speaker 2: was like, I realized that, like with a crowd like this,
Speaker 2: that murmuring is the only feedback I'm gonna get. So
Speaker 2: I'm gonna need to infuse kind of some like call
Speaker 2: and response into my presentation, like I talked to the
Speaker 2: name of my talk was make your budget say yes,
Speaker 2: and so throughout yes, right, So I was like, so
Speaker 2: throughout I'd be like, wait, what did the budget say?
Speaker 2: Was it no? They're like no, yes. So that was
Speaker 2: like because I could get that feedback and yes kind
Speaker 2: of sounds like something when you're up there, but even.
Speaker 1: Like there's a noodle you say, but yeah, basically you
Speaker 1: know that kind of thing.
Speaker 2: It was like, but it's also there's an echo that's delayed,
Speaker 2: so you're hearing yourself, you're kind of hearing the crowd.
Speaker 2: It was not easy, you know, like because I you know, normally,
Speaker 2: like I might say something like cute or funny, and
Speaker 2: then I hear a laugh, but I didn't hear a laugh.
Speaker 2: I'm like, yeah, because they haven't heard you yet. Girl,
Speaker 2: it's got a verberate and so timing, I mean, all
Speaker 2: in all, I wasn't sure how I did. I you
Speaker 2: know when I was. I actually went Once I got
Speaker 2: out there and I looked around, I realized I wasn't
Speaker 2: as nervous because I can't see anybody. It's just dots.
Speaker 2: So I wasn't as nervous actually as a smaller crowd,
Speaker 2: because a smaller crowd, I see your face, I see you,
Speaker 2: like what. So I was nervous, but not the level
Speaker 2: of nervous you would think with that many people, because
Speaker 2: at that point it's not people, they're just literally just dots.
Speaker 2: And so I was able to just be like basically
Speaker 2: there was like, you know some people like in the
Speaker 2: front that I was like, well, it's me and U
Speaker 2: Tasha in the front, girl, Like that's funny. And so
Speaker 2: I actually was way more like, way more comfortable because
Speaker 2: you know, there was just too many people to even conceptualize.
Speaker 2: I thought I did okay because I couldn't, like I said,
Speaker 2: get a gauge because the sound just sounds like so
Speaker 2: I don't know. Yes, no, maybe it wasn't until I'm
Speaker 2: so grateful for the people, which is that just yes,
Speaker 2: a little. Yeah, it was a little. And because I
Speaker 2: was nervous, I didn't tie myself like as I was
Speaker 2: nervous that I was going to take too long, and
Speaker 2: so I had like kind of like three parts. The
Speaker 2: first part I went through it too quickly, and so
Speaker 2: I actually ended I kind of was like wrapping up,
Speaker 2: and I still had three more minutes, which is like
Speaker 2: an Eterney.
Speaker 1: One a nightmare girl.
Speaker 2: So at the end, I literally said, well I'm done,
Speaker 2: and then I was like that had agreed, and then
Speaker 2: like I laughed and they laughed, and then I was like, well,
Speaker 2: actually let me just leave you with one less encouraging word,
Speaker 2: and then I did that. So because I was like,
Speaker 2: I'm like, that's the same that Hillary Duff me like,
Speaker 2: well thanks for talking thing.
Speaker 1: I hope you, And I was like, because I had
Speaker 1: a great time to wright.
Speaker 2: So I just kind of like was walking on the
Speaker 2: stage and I was like, oh, I give myself a
Speaker 2: B minus C plus you know. But I will say
Speaker 2: that what I really liked was so many people recorded
Speaker 2: and posted on IG and I got to see myself
Speaker 2: and I said, wow, it was more I guess epic.
Speaker 2: Then I could physically see because to.
Speaker 1: See great yourself like you yesn't present the attendee, which
Speaker 1: may be totally different.
Speaker 2: The girl I mean, and I can hear my I
Speaker 2: was like okay, and I didn't look nervous like like
Speaker 2: I although I felt it like you know, but looking
Speaker 2: at like looking at the videos and I was like, oh, wow,
Speaker 2: did you seem because I was like walking across the
Speaker 2: stage look at people and I said, not you being
Speaker 2: out of body and somehow like like so it just
Speaker 2: it went like so much better than I thought, like
Speaker 2: re looking at all the videos and everything else, like
Speaker 2: it went so much better than I thought. So then
Speaker 2: I gave myself a nice B plus a minus. And
Speaker 2: I didn't look nervous at all, and I wore like
Speaker 2: I'm so glad, like I I just I went to
Speaker 2: this African street festival thing in Newark and I bought
Speaker 2: this like dress by this African vendor that was like
Speaker 2: African print. I had like these really like swirly sleeves
Speaker 2: and I was like, you know, I think I'm gonna
Speaker 2: wear this and what I liked about it too is
Speaker 2: that you could. I could wear like my cute sandals
Speaker 2: with it, so that way I didn't want to have
Speaker 2: to wear heels. I'm like, I almost tripped coming up
Speaker 2: the steps, so I was like, I'm glad I had
Speaker 2: like my sandals on. So I felt very comfortable, and yeah,
Speaker 2: it looked amazing. The makeup artist did her thing. I
Speaker 2: told her this eight thirty am makeup actually has to
Speaker 2: last me till tonight, and so it did. She did
Speaker 2: such a good job with my face, so I felt
Speaker 2: very comfortable. Thankfully, I had just gotten my hair retightened
Speaker 2: because I had literally an afro with locks, and the
Speaker 2: night before my Katab who tightens my hair, was like, hey,
Speaker 2: are you free? So thankfully, I mean, because what you
Speaker 2: don't want to do? You know, you're because little You're
Speaker 2: like this little ant on the stage and then they
Speaker 2: have the big the big prompters and so it's like
Speaker 2: all up in your face. So everybody would have seen
Speaker 2: my fro, my undone hair on the edge, and so it's.
Speaker 1: Just me, I need to go on your own.
Speaker 2: It was just well I put it. I made it
Speaker 2: a highlight. So we're obviously gonna do some posts and
Speaker 2: stuff too. So you'll you know, in the next week
Speaker 2: or so today tomorrow. But I made it a highlight,
Speaker 2: but it just I don't think I still have fully
Speaker 2: absorbed like the epicness of that, you know, because I
Speaker 2: was sitting backstage and I said, Tiffany, there are like
Speaker 2: forty thousand women out there and you're you look like.
Speaker 1: A fucking African goddess. The hair, I love it, it's
Speaker 1: like off the shoulder.
Speaker 2: Yes, yeah, I just I still haven't absorbed it because
Speaker 2: I'm like you, all the people, do you see someone.
Speaker 1: Like the actually ship you're under like you didn't ship
Speaker 1: your underpants on stage? Then you get an eight of this,
Speaker 1: because I want to ship my underpants just looking at
Speaker 1: this and you walk by your goddamn self, you and
Speaker 1: the Holy Spirit and no one else.
Speaker 2: I know, honestly, I will, like I said, I will
Speaker 2: say that looking at it from the perspective of the audience,
Speaker 2: it looks crazy. It didn't look like that to me.
Speaker 2: It just looked like you're in this space and there's
Speaker 2: multi colored dots everywhere. So I couldn't really you know
Speaker 2: what I mean. So it didn't give me the chance
Speaker 2: to be as freaked out as I probably should have
Speaker 2: been thank.
Speaker 1: God you're working the stage. There's no there's a podium,
Speaker 1: but you don't care.
Speaker 2: You're yeah, I know, girl, I was sashaying. I walked up,
Speaker 2: I said, not me being Beyonce. That's why I said.
Speaker 2: When I got the bike and I walked up, I
Speaker 2: was just like, hey, y'all, Wow, this is amazing. And so.
Speaker 1: That's how I know you must have not known an
Speaker 1: advance because you didn't give me any advance warning to
Speaker 1: know that this shrip was happening.
Speaker 2: Girl, I had no idea. They're like, okay, my I
Speaker 2: didn't know, would you have?
Speaker 1: What did that do to you in terms of like
Speaker 1: your team negotiating your fee for that, because that's very
Speaker 1: different than a panel. Did they did they try to
Speaker 1: get a discount like last minute que cute? Because I
Speaker 1: don't mind.
Speaker 2: Yeah, here's the thing, like you know, like I knew
Speaker 2: I want to do women all because it's a huge opportunity.
Speaker 2: So I just kind of was like, you know, a
Speaker 2: friend of mine was on like the planning committee and
Speaker 2: I had missed out on the year before, and so
Speaker 2: I was like, whatever it takes, girl, I want to
Speaker 2: do it. So I just said whatever that looks like.
Speaker 2: So they did pay and it was a cute coin.
Speaker 2: Maybe not thirty eight thousand people cute colling, but a
Speaker 2: cute coin nonetheless, And I don't think that's that's what
Speaker 2: they were trying to do. I just think that I
Speaker 2: don't know. It was the CEO CEO of t Iaa
Speaker 2: to Shanda, the Shanda, she was backstage and she she
Speaker 2: did one after me, so she too. At first I
Speaker 2: thought maybe they forgot to tell me, but they forgot
Speaker 2: to tell her too. She was like wait what So
Speaker 2: I was like, okay, good, not.
Speaker 1: Just me, Oh god, they said, but they said we'll
Speaker 1: put to Yeah. At least it happened at the right
Speaker 1: time for Yes.
Speaker 2: It was. And honestly, the thing is.
Speaker 1: That is my perfect on the moment.
Speaker 2: Yes, it was a room full of amazing, beautiful black women.
Speaker 2: So I mean, to me, I think it would have
Speaker 2: been more freaked out if it was not my audience,
Speaker 2: because you know, you're standing in front of like black
Speaker 2: women who are literally just there to support you. And
Speaker 2: the way people have the message to me that was
Speaker 2: so good. You know the steps you told me, I
Speaker 2: wrote them down. You were fun ger, you look beautiful.
Speaker 2: I mean the girl. The edification. I mean it's top tier.
Speaker 1: Right, and they were already primed because this is a
Speaker 1: multis conference. I need to get mind. I know a
Speaker 1: couple of people who went to Evolve, and I'm like,
Speaker 1: it's like the essence fest of the Fall is.
Speaker 2: Yes, it is like and walking through I can't take you.
Speaker 2: I took so many pictures, so many hugs, Like there
Speaker 2: is no better audience than black women. I'm going to
Speaker 2: be honest, and because they're just there's just so the
Speaker 2: kind of love you get. I was like, I don't
Speaker 2: care what kind of bad moods you in, not today's sis.
Speaker 2: They're just like, thank you so much. Me and my daughter,
Speaker 2: my grandma loves you. It was just it was just
Speaker 2: a day of like love. And I just was like,
Speaker 2: people look at me, double take Like, so I took
Speaker 2: so many pictures and hugged so many people and cried
Speaker 2: with so many women who were like, you know, I
Speaker 2: was not doing well and then I read your book
Speaker 2: or whatever, and so it just was like just a
Speaker 2: beautiful display. And like I said, I haven't got a
Speaker 2: chance to really like absorb the fact that like you
Speaker 2: really got on stage and spoke in front of all
Speaker 2: these people, Tiffany, and you didn't faint or pass out.
Speaker 1: When are you going to start traveling with a little
Speaker 1: film crew so that you can do your own documentary
Speaker 1: of your work? I know, I just said that you
Speaker 1: need to own that.
Speaker 2: I know, you know, you know what I I wish
Speaker 2: I didn't know that it was going to be this obviously,
Speaker 2: because I was like, wait, if I would have known,
Speaker 2: maybe I would have been like, whoa somebody, could you know,
Speaker 2: maybe hire somebody in Dallas to follow and take the
Speaker 2: pictures in the video all that kind of stuff. I
Speaker 2: just thought, oh, you're going to do a panel and
Speaker 2: you know, of course a lot of people, but still, yeah,
Speaker 2: I was staking that like at this time, I was sticky,
Speaker 2: Like thankfully everybody was so great.
Speaker 1: Like they'll have you'll have more stages. I just feel
Speaker 1: like I want and like, let's say the Today Show
Speaker 1: came to you tomorrow and was like we want to
Speaker 1: I know they already did, but like you would have
Speaker 1: footage and stuff like there's video out there. But I
Speaker 1: just feel like your story, the budget needs to the
Speaker 1: impact that you have. I just feel like it needs
Speaker 1: to be captured and given its due, Like I think
Speaker 1: to really like you have this New York Times bestselling
Speaker 1: book and it still feels like, well, one, I know
Speaker 1: you keep yourself humble, but it still feels like you're
Speaker 1: surprised I am. I mean, I don't know from the
Speaker 1: outside looking in, I know, but I just want, I
Speaker 1: don't want. I just feel like you need, you need,
Speaker 1: And you've been a part of other people. You're a
Speaker 1: part of that Netflix dock, you were in Queer Eye,
Speaker 1: like you've been all over the place. But I'm like,
Speaker 1: you deserve I think top billing in like an actual
Speaker 1: documentary and not just and I want, like I want
Speaker 1: to see you, you with your crusty eyes in the
Speaker 1: morning when you wake up, like I want. Don't don't
Speaker 1: ask me to direct it because I'm like I don't
Speaker 1: want all that, just like no, but just like the
Speaker 1: realness of you, like you're just like a living legend
Speaker 1: just walking around Newark, just kind of like famous and
Speaker 1: like you know, you're just I don't know. It just
Speaker 1: feels like it just feels like that's something that I
Speaker 1: would want to watch. It feels so heartwarming. It feels
Speaker 1: like you know that Michelle Obama's higher ground, that production company,
Speaker 1: like they would be all over that. But I also
Speaker 1: just think that you need to do it and then
Speaker 1: just sell it. I think people would scoop it up.
Speaker 1: I think that obviously I'm an expert on Hollywood. Maybe
Speaker 1: it's because my little brother makes movies and gets them
Speaker 1: screened at film festivals and that world just feels so
Speaker 1: much closer and less intimidating. But I'm just but it's
Speaker 1: really about like the way that he makes films. He
Speaker 1: makes it first and then they go and sell it,
Speaker 1: and that if you could like get the funding or
Speaker 1: just fund it yourself, whatever, just make make it talk
Speaker 1: grand can watch it someday.
Speaker 2: It is kind of crazy. I feel like there is
Speaker 2: like this was this was This was the first time
Speaker 2: I felt like, wait, I don't know why it's taken
Speaker 2: so long, because I do I am people think I'm
Speaker 2: just putting on I'm like no, I am still really
Speaker 2: surprised because largely I'm home by myself with my sisters
Speaker 2: and my niece and nephew who could care less, you know,
Speaker 2: and so like you know, but so this time being
Speaker 2: there and seeing how many women reacted to me, I
Speaker 2: was like, wait, this is this is a big deal.
Speaker 2: I think this was the first time. It kind of
Speaker 2: hit me because when I saw the CEO of t
Speaker 2: I A. She used to be like the you know,
Speaker 2: the top top woman at Chase Bank, like you know,
Speaker 2: like all JP Mortgage, that was her and now she's
Speaker 2: the CEO of t I AA. And when I got
Speaker 2: back there, she was like, girl, how we never met before?
Speaker 2: But I know, I know your whole story. I know,
Speaker 2: I was thinking, like, how does she know me? And
Speaker 2: and then it was like but to see her, but
Speaker 2: then also to get like, you know, like women in
Speaker 2: the hallway and you know and literally the the you know,
Speaker 2: they have hostesses that like guide you and that, and
Speaker 2: it just really hit me, like Tiffany, like like my
Speaker 2: sister would say, everybody knows everybody like you're you know
Speaker 2: you're but I guess I just I don't know. It
Speaker 2: just it's hard for me to wrap my mind around
Speaker 2: how big the brand has gotten because it still feels
Speaker 2: like mine and not small, but like personal because it's
Speaker 2: like largely when I'm not out there, I'm home. You know,
Speaker 2: I'm home, rubbing my feet on my couch. It's like,
Speaker 2: you know, like I'm home taking a walk up.
Speaker 1: My favorite part minding your rich Auntee business right right
Speaker 1: with my black owned business.
Speaker 2: And so but when I every once in a while,
Speaker 2: I will step out and really just be an awe
Speaker 2: because even on the plane, like, oh there man, they'm
Speaker 2: not gonna lie. I was in NewYork at the airport,
Speaker 2: I'm like, hi, but it is I'm going to Women Evolved.
Speaker 2: The plane was full of black women, but I land
Speaker 2: but I was like, dad, oh that's right, they're all
Speaker 2: going to Women Evolved. And I just thought, wow, all
Speaker 2: y'all know men day Okay, So I don't know, girl
Speaker 2: whatever thinking, but it was just you know, this thank
Speaker 2: you to the Women Evolved Team one. They were so accommodated.
Speaker 2: I brought my best friend Linda, and Linda had some
Speaker 2: mobility challenges, you know, and so they were just the kindest,
Speaker 2: the most accommodating, the most whatever you need, however you need,
Speaker 2: whatever you you know, like it just it's you know,
Speaker 2: Linda came with me to the first Women Evolved and
Speaker 2: you know they're not There's not too many conferences that
Speaker 2: I can say, Linda come and I can feel confident
Speaker 2: that she's going to be looked after just as well
Speaker 2: as I am. And Women Evolve hands down as one
Speaker 2: of them. That's like, whatever your challenges are, not just her,
Speaker 2: But I just saw lots of people. They were just
Speaker 2: accommodating to every type of need that you might have,
Speaker 2: and they just were so kind like no, no, we
Speaker 2: got her, girl, you go ahead, No, no, we we're
Speaker 2: gonna go this way, We're gonna do this. It was
Speaker 2: just they were just amazing, and Linda was like, that
Speaker 2: was amazing because that's not always the case. You know,
Speaker 2: people don't make space for people who are different, and
Speaker 2: so yeah, that was just really heartwarming too. So they
Speaker 2: will always have my whore because of the way they
Speaker 2: treat her, but also the way they treat me too,
Speaker 2: And honestly, everyone there, from the women who attended to
Speaker 2: the women who helped behind the scenes, it's just a
Speaker 2: love fest of black women on black women, black on
Speaker 2: black love.
Speaker 1: Well, I'm so proud of you always. But that's such
Speaker 1: a funny story, and the best way is possible. State
Speaker 1: firm agents are small business owners too, so they know
Speaker 1: how to help you choose personalized policies that fit your needs,
Speaker 1: like a good neighbor. State firm is there. Talk to
Speaker 1: your local agent today. Hey, hey, ba fam, we are
Speaker 1: going live, y'all. We are going to be live from Newark,
Speaker 1: New Jersey. It is all happening October tenth at six pm.
Speaker 1: If you want to get tickets now, tickets are limited.
Speaker 1: We picked the best venue. It's a historic black owned
Speaker 1: bookstore in Newark, but seating is limited. This is going
Speaker 1: to be an intimate evening with me and Tiffany live
Speaker 1: in person. It may be the only chance y'all get.
Speaker 1: I'm not gonna lie to see us together live in
Speaker 1: twenty twenty four, So please come get your tickets. We
Speaker 1: want to make sure that the crowd is packed with
Speaker 1: true be a family. Okay, So if you want to
Speaker 1: get tickets, run, don't walk. Run to Brown Ambition podcast
Speaker 1: dot com to get the link right there and let
Speaker 1: us know that you're coming. Tag us, send us your receipts,
Speaker 1: send us your order. Maybe we'll send you some be
Speaker 1: A swag. We'll have some BA swag at the event.
Speaker 1: Even we are going to be celebrating nine years of
Speaker 1: the show, y'all. Nine years. We're like geriatric podcasters in
Speaker 1: the very best way. But we cannot wait to see
Speaker 1: y'all in Newark, So go ahead, Brownambition Podcast dot com
Speaker 1: to get your tickets to see me and Tiffany live
Speaker 1: for Brown Ambition Live in Newark, New Jersey. It's all
Speaker 1: going down, Like I said October tenth, get your tickets
Speaker 1: again at Brown Ambition podcast dot com. Bloods segue into
Speaker 1: like maybe not a not so funny story, but do
Speaker 1: you know these people are still trying to purge people
Speaker 1: from voter roles, like on like bold face to control
Speaker 1: all deleting people from voter roles. So be a fan.
Speaker 1: We've said it before, where I'll say it again. Check
Speaker 1: your registration status. Yes, the state of Alabama is getting
Speaker 1: sued right now by the Justice Department. They try to
Speaker 1: get rid of thirty five hundred registered voters from their roles.
Speaker 1: And they want to say, yeah, no, I don't know.
Speaker 1: It's like happening. And in Georgia too, you know, it's
Speaker 1: just these battleground states especially there is this like we
Speaker 1: all focus on the presidential election, but there's this like
Speaker 1: nefarious strain of low level government workers who are potentially
Speaker 1: altering the course of our democracy. I know that sounds
Speaker 1: so dramatic, but it's actually happening. Like the people who
Speaker 1: are going to decide how do we count votes, and
Speaker 1: how do we contest a vote, and how do we
Speaker 1: make it easier to contest a vote, you know, to
Speaker 1: deny the will of the people. So just one thing
Speaker 1: I'll say is go to I will vote dot Is
Speaker 1: it calm or org? Let me see, I will vote
Speaker 1: dot com, and then it will direct you to where
Speaker 1: you can see if you're Yeah, it says check if
Speaker 1: I'm registered to vote. Just check it. Check it for
Speaker 1: your grandparents, check it for your Yeah, your your loved
Speaker 1: ones who are maybe not so Internet savvy. Matter of that.
Speaker 1: Let me check it for my dad right now, because see,
Speaker 1: I worry about him, like I worry about older people
Speaker 1: of color in these battleground states, because I just feel
Speaker 1: like they are more susceptible to be getting kicked off
Speaker 1: these roles, you know. So I yeah, I want you
Speaker 1: guys to go, I will vote dot com. Stay woke.
Speaker 1: Oh good, he is registered And look at him voting
Speaker 1: elections during off years. He was just voting in May,
Speaker 1: probably at a primary. Amazing. Okay, great, yeah, this was
Speaker 1: super easy. It took less than five seconds. I will
Speaker 1: vote dot com. OOHI now, Tiff, there was something that
Speaker 1: you wanted to talk about because somebody has sent you something.
Speaker 2: Yeah, so someone sent me this article that I was like,
Speaker 2: so a friend of mine, Kalilo, she's also like one
Speaker 2: of my mentees. She has this company called mess in
Speaker 2: a Bottle and she makes these amazing mostly like like apparel,
Speaker 2: but other things but that have like really amazing messages
Speaker 2: on them. And so she's been in target. I mean,
Speaker 2: she's had partnerships with all these amazing companies. But Kalila
Speaker 2: had a really hard year in twenty twenty three and
Speaker 2: twenty twenty four. It's been a little hard too, So
Speaker 2: she posted a story about it, and in her reals
Speaker 2: she shared how she said, I am struggling in business,
Speaker 2: and I decided to do a little digging to see,
Speaker 2: like what's really happening, because let the people say, like
Speaker 2: you know, let the government say the economy is strong,
Speaker 2: but come if the economy is so strong, why are
Speaker 2: people Why am I struggling? And she was just like
Speaker 2: she came up across this article that said there is
Speaker 2: an uptick of people using credit cards for groceries, and
Speaker 2: whenever people use credit for necessities, that is something called
Speaker 2: a Canarian a coal mine, meaning like Molly you and
Speaker 2: danger Girl and so even though the stock market might
Speaker 2: be up, it is not translating to the everyday person's
Speaker 2: reality of being able to pay bills because I'm seeing
Speaker 2: it over and over. Remember, I think I talked to
Speaker 2: that in one of our episodes. How a friend of
Speaker 2: mine who I've known since sixth grade, who's never asked
Speaker 2: to borrow two dollars in sixth grade, let alone money,
Speaker 2: is a teacher fully employed, did not get her summer
Speaker 2: hours like she normally does and asks to borrow money
Speaker 2: to pay rent, and I lent it to her, and
Speaker 2: I was thinking, like, wait, what's happening. So when Kalila
Speaker 2: sent me that article, I was just like, yes, I'm
Speaker 2: wondering how BA fan feels, because I if I'm being
Speaker 2: candid because of the business that I'm in, in the work
Speaker 2: that I do, Certainly twenty twenty three was a hard
Speaker 2: business year. But for me, profess, for me as Tiffany,
Speaker 2: you know, I have, I have, You know, I am,
Speaker 2: I am past the ups and downs of the daily girl.
Speaker 2: You know, like I've been able to you know, the
Speaker 2: life that I live is significantly less than what I
Speaker 2: make regardless, so I don't necessarily feel the pinch as
Speaker 2: much because I'm like, well, I was already living at
Speaker 2: twenty percent of what I take home, so it would
Speaker 2: take a lot for me to be like, hold up,
Speaker 2: how much is that? But it doesn't mean I don't
Speaker 2: hear all my family and friends being like girl like Carol,
Speaker 2: my sister telling me like, uh, groceries are crazy. You
Speaker 2: know my other friend who's been having the hardest time
Speaker 2: finding a job, and he's got his master's and is
Speaker 2: well qualified, So like, what what are you seeing out there?
Speaker 2: Because you know the fact that people are using credit
Speaker 2: cards more for necessities, lets you know that they're in
Speaker 2: a bad place.
Speaker 1: I'm in a bad place, Like I'm in a bad place.
Speaker 1: My issue is like I'm in a bad place personally,
Speaker 1: and I think a ton. I mean, I can just
Speaker 1: share some data on this too. But the average American consumer,
Speaker 1: the credit card debt is going up. I mean it
Speaker 1: also you have to also think about the cost of housing.
Speaker 1: So I'll give you an example, and I just I
Speaker 1: just want to say to anyone listening that in a
Speaker 1: lot of ways, it's not our faults, like things are
Speaker 1: getting more. It's just like math is not mathing. Things
Speaker 1: are way more expensive than they ought to be and
Speaker 1: used to be, and our income not just hasn't been
Speaker 1: able to keep up with it. And so a good
Speaker 1: example is housing. I'm a homeowner, and I think on
Speaker 1: its own, my monthly mortgage payment would be maybe sixteen
Speaker 1: or eighteen hundred dollars. But my home value has, according
Speaker 1: to my town, gone up astronomically since we purchased it,
Speaker 1: like almost fifty percent fifty sixty percent. So my property
Speaker 1: taxes have gone up. And I was one of the
Speaker 1: smart ones who refinanced during the pandemic when rates were
Speaker 1: super low. So my interest rate on my mortgage is
Speaker 1: like two point whatever percent, less than three percent, which
Speaker 1: is extraordinary, right. However, I keep looking at our mortgage
Speaker 1: bill and I'm like, this bill keeps going up. It's
Speaker 1: almost four thousand dollars a month, now four thousand dollars
Speaker 1: a month. And that is after we and I think
Speaker 1: when we move into our house, it was twenty five
Speaker 1: hundred seven hundred. That is the cost of property taxes,
Speaker 1: that is the cost of house and home price inflation.
Speaker 1: It is gentrification, It is the housing shortage. It is
Speaker 1: the fact that I live. Like if you go on
Speaker 1: Zillo for my zip code, you'll find like three houses
Speaker 1: for sale, and a lot of that has to and
Speaker 1: the ones that are for sale are extremely expensive, even
Speaker 1: though they're very modest, like my home, and my neighbor
Speaker 1: built a brand new house literally right next to us.
Speaker 1: It was an empty lot. He bought it and built
Speaker 1: this eight hundred thousand dollars brand new home. And I'm
Speaker 1: over here like and and which I think I mentioned
Speaker 1: a be a fan that we tried to appeal our
Speaker 1: property tax.
Speaker 2: I was gonna ask that, how did that go?
Speaker 1: Denied? Denied? We've tried before. We've actually hired someone like
Speaker 1: real some real estate agents or realtors. If you reach
Speaker 1: out to them, some of them have side businesses doing
Speaker 1: these appeals like property tax assessment. When you call them
Speaker 1: when you fight against it. I guess that before and
Speaker 1: that went nowhere, And I'm just saying so, like, that's
Speaker 1: a lot of extra lot now. At the same time,
Speaker 1: I really wanted a family, and you know what's really
Speaker 1: expensive is childcare. It is so hard, and it's like
Speaker 1: I could really get emotional about it because I made
Speaker 1: a ton of great choices and right now in my life,
Speaker 1: I'm thinking, oh, so I worked really hard in my
Speaker 1: twenties and made all the right choices, so I can
Speaker 1: barely goodbye my thirties.
Speaker 2: I just don't understand. It's fucking crazy. Oh my god,
Speaker 2: Mandy eighteen hundred to four. That like, how is somebody
Speaker 2: supposed to navigate and manage?
Speaker 1: I mean, on the one hand, you can say, well,
Speaker 1: it's a blessing you have. You have this equity in
Speaker 1: your home. Well, then I'll point you to this article
Speaker 1: that I just actually my husband sent me because we
Speaker 1: were talking about it. Cash dropped Americans are using their
Speaker 1: homes to pay down debt and to keep up with
Speaker 1: the rising cost of living. So we're tapping into this
Speaker 1: equity that we've accrued. But we're too broke or we're
Speaker 1: too trapped by our low interest rate mortgage to leave
Speaker 1: our homes. So yeah, we're house rich, I guess. But
Speaker 1: how do you actually turn your equity into a picky bank. Well,
Speaker 1: you can do a home equity loan or home equity
Speaker 1: line of credit, which is when the bank basically says, oh,
Speaker 1: you have one hundred thousand dollar worth of equity, so
Speaker 1: we'll give you a line of credit for thirty thousand
Speaker 1: dollars and then you can draw on this line for
Speaker 1: the next like five years, five ten years, and then
Speaker 1: you have twenty years to pay it off. And interest
Speaker 1: rates tend to be a lot I mean, they're definitely
Speaker 1: a lot lower than credit cards because your whole house
Speaker 1: is securing it, which means if you default, you can
Speaker 1: lose your house. But rates are like nine percent, which
Speaker 1: is significantly lower. So families are now taking their equity.
Speaker 1: And the reason why some people have a weird feeling
Speaker 1: about home equity loans is that may sound familiar. This
Speaker 1: was one of the biggest causes of the housing crash
Speaker 1: and the financial crisis in eight was the fact that
Speaker 1: it's not as bad. I don't want to like be
Speaker 1: like alarm bells. It's not as bad as like two
Speaker 1: thousand and seven, when banks were giving out a good
Speaker 1: like so many home equity lines of credit. You know,
Speaker 1: people lived in houses that were like you know, the
Speaker 1: housing and housing prices were super inflated. There was all
Speaker 1: this like crazy stuff happening in the back and the
Speaker 1: back end of banks that still go over our head
Speaker 1: to this day. But the point is people were leveraging
Speaker 1: their home value for debt and then they couldn't repay it,
Speaker 1: and that was one of the reasons we had that
Speaker 1: bit collapse, right, So now that we are turning to this,
Speaker 1: you know, this smart, low cost form of debt consolidation
Speaker 1: by tapping into your home equity, it just yeah, it
Speaker 1: definitely makes me feel like, oh, people are including myself,
Speaker 1: like really overwhelmed and just looking for trying to make
Speaker 1: the right decision to keep up. And meanwhile, September thirtieth
Speaker 1: is today October first. It's like, do we have the
Speaker 1: mortgage and the daycare? Do we have the eight thousand dollars?
Speaker 1: It is just the roof and kids like, can I
Speaker 1: make money in business to pay for their shit this night?
Speaker 3: No?
Speaker 2: It's really I guess, you know, like I feel like
Speaker 2: I feel like I don't I don't know this. I
Speaker 2: was telling that to someone. I said, this is beyond
Speaker 2: to your point. This is not budget your way through.
Speaker 2: That's not what we're talking about here. This is people
Speaker 2: are not don't buy those Jordans. That's not what's happening.
Speaker 2: It's like, so my kid doesn't go to school, so
Speaker 2: we don't have a roof over our head. Like people
Speaker 2: are really navigating between need to need, you know, and
Speaker 2: literally I just had a.
Speaker 1: Homeboid saving the back of you listened to Brown Ambition
Speaker 1: early days. I got seven savings accounts and six months
Speaker 1: of expensive No, she's dead, she's gone, She's she.
Speaker 2: Literally my boy told me today he was like, I'm
Speaker 2: debating whether I'm going to the same thing. He said,
Speaker 2: I'm trying to figure I'm gonna pay my daughter's school
Speaker 2: fees or rent this month. Let's see, I said. He
Speaker 2: was literally serious, and he's like gamefully employed, got his
Speaker 2: master's and I was like, wait, these are the choices.
Speaker 2: He's like like I don't even And so I'm thinking
Speaker 2: to myself like I don't know, like I don't know
Speaker 2: what there is, almost like there has to be this
Speaker 2: other solution, and so like the solution that's happening in
Speaker 2: my family is family, you know, Like I remember like
Speaker 2: when I was really, really, really struggling, and everybody does
Speaker 2: not have this. I know, I know this is from
Speaker 2: the place of the most luxurious, most privileged place to
Speaker 2: be able to have family that I was able to
Speaker 2: when I was struggling. At my heart is to be
Speaker 2: able to sleep back home with my parents, like in
Speaker 2: you know, getting back in my middle school bed, and
Speaker 2: then after that being able to stay with my sister
Speaker 2: in her one bedroom and then being able to return
Speaker 2: the favor to her when she needed a place. And
Speaker 2: now then she stayed with me. But I think about
Speaker 2: like my sister and I to put my sister Carol.
Speaker 2: I know she probably remember why tomorrow, but not to
Speaker 2: put her business out there, because you know, she's got
Speaker 2: two kids. She's and yeah, and she just told yes.
Speaker 2: And although she makes good money, she was like the same.
Speaker 2: So she was renting a place that we helped her find.
Speaker 2: And at the time, I want to say, rent was
Speaker 2: like nineteen hundred, do you know. And that was because
Speaker 2: at the time Amelia was list she was like nine
Speaker 2: months pregnant. So Amelia was like and Millias now just
Speaker 2: turned seven, and so she's been She stayed there for
Speaker 2: about seven years. That place it was either maybe nineteen
Speaker 2: or even had sixteen hundred at the time. That place
Speaker 2: is now that every year, the way it goes up
Speaker 2: astronomically right now is twenty seven hundred dollars. And she
Speaker 2: was like and then she said before she left, she
Speaker 2: was like, oh, we're there, like we're raising another three
Speaker 2: hundred dollars a month. I'm like, wait, what so I
Speaker 2: was like, how would you even She's like, so this
Speaker 2: is a sister. Thank god that I had bought this condo,
Speaker 2: because I was like, I can't believe in two places.
Speaker 2: So I just told her, you can live in my
Speaker 2: house cause honestly, that is my house with Drew, so
Speaker 2: I don't want strangers to live in that house. Draw
Speaker 2: and I would always discuss that if we ever moved out,
Speaker 2: that Carol could live there. And so I told her,
Speaker 2: you can live here and just cover the carrying costs,
Speaker 2: which is the you know, which is about fifteen hundred dollars,
Speaker 2: which that that's that's the what's it called taxis you know,
Speaker 2: like you know, utilities are not so crazy and like
Speaker 2: other little like whatever like insurance, whatever's about fifteen hundred.
Speaker 2: So she took go from twenty seven really it was
Speaker 2: gonna be three thousand in a minute to fifteen hundred.
Speaker 2: It's a huge saving. And the fact that the kids
Speaker 2: school is literally down the street, and so the blessing
Speaker 2: is now that they're seven and eight, you know, they
Speaker 2: go to public school. She doesn't have to because I
Speaker 2: remember when she was paying rent and daycare for two kids,
Speaker 2: which honestly, I just had to take a bill. I
Speaker 2: was like, I'm just gonna take a bit because there's
Speaker 2: just no way you're gonna be able to make it.
Speaker 2: And so I remember going to the daycare center and
Speaker 2: then being like oh because they thought because we look
Speaker 2: at like I guess and they'll go, don't forget you
Speaker 2: you oh sad to such And I was like wait,
Speaker 2: what what's old? And they were like oh you know,
Speaker 2: And I was like, okay, I told them from now
Speaker 2: one just send that to me because I know she
Speaker 2: must be freaking out, like what am I gonna like
Speaker 2: what kind of if the kids don't go to daycare?
Speaker 2: How am I gonna go to work? If I don't
Speaker 2: go to work, how am I gonna pay for anything anything?
Speaker 2: You know? And so like what I tell you, like fuck,
Speaker 2: I mean even now, like I try my best to
Speaker 2: like I don't know what people do. That that is
Speaker 2: the solution that've come up, but it's not a universal solution.
Speaker 1: The solution is like four one k. I mean, try
Speaker 1: to get a balanced transfer credit card. You think about
Speaker 1: more for one kid, you know, withdraw and you're like,
Speaker 1: well shit, like when's it going to end? You think
Speaker 1: I'm a piece of garbage. Because I should know better.
Speaker 1: But then you also realize what stories like this that
Speaker 1: you're not the only one, And I'm like, who is
Speaker 1: doing something about Like this is why we need to vote.
Speaker 1: I will point out there is like economists they know
Speaker 1: about this housing crisis, like they know about the housing
Speaker 1: shortage and the only way to fix it. I was
Speaker 1: listening to we should put a link in the show notes. Yeah,
Speaker 1: the wonder One of the solutions is to aggressively build
Speaker 1: new homes in America. We need like the whole supply
Speaker 1: and demand of it all. They're just like sense because
Speaker 1: of the housing crisis. Builders and I'll give you an
Speaker 1: even more personal example. My uncle and my on my
Speaker 1: mom's side in Georgia, they used to own a building.
Speaker 1: He owned a building company and they built homes all
Speaker 1: over Fayette County, Georgia and probably other places. And they
Speaker 1: shut down in the wake of the recession because they
Speaker 1: had to they where there were no one was buying homes,
Speaker 1: everyone was defaulting. There was no money for builders, and
Speaker 1: so builders like him stop building. And you know what
Speaker 1: business he got into property management because of the renters surge,
Speaker 1: because se many people were pushed at traditional home ownerships
Speaker 1: so now we're renting. So these private equity firms are
Speaker 1: going into these neighborhoods, buying up single family homes and
Speaker 1: fail them and renting them.
Speaker 2: Right, they'd be calling me all day every day.
Speaker 1: Yes, then they hire a company like my uncles to
Speaker 1: manage those properties. So my uncle was managing a portfolio
Speaker 1: I just talked to the other day, a portfolio of
Speaker 1: nearly five hundred single family homes across Georgia. Right, tell
Speaker 1: me why that man is richer than he's ever been
Speaker 1: in his life. He's like, I'm about to buy a chopper.
Speaker 1: He's gonna go buy a whole helicopter. He owns multiple properties.
Speaker 1: I'm not throwing I mean I'm a little bit throwing shade.
Speaker 1: But this industry property managers, these private equity firms, they
Speaker 1: are it is so rich, this off the backs of renters.
Speaker 1: And of course they're raising rent crisis because they can't
Speaker 1: because it's capitalism, because they have the vocation and they
Speaker 1: are baking in. This is one of the things that
Speaker 1: Stacy covers in her pot in a recent episode. Well
Speaker 1: that's an antidote for me and my family. But just
Speaker 1: to tie it in, like she talks about how she
Speaker 1: talks to an eviction activist who's trying to help because
Speaker 1: and she's saying, how these the business models of these companies,
Speaker 1: they bake in the fact that you're going to have
Speaker 1: to evict people. They plan for it. They don't try
Speaker 1: to prevent it. It's like, yeah, you'll have the churn,
Speaker 1: and it's like put an eviction notice up. We're going
Speaker 1: to tell them that their rent is going up, they're
Speaker 1: probably gonna have to leave, and we'll just you know,
Speaker 1: flip it to the next person. And it's very nefarious.
Speaker 1: But one of the biggest things is we need a
Speaker 1: big intervention local government federal government probably both like to
Speaker 1: actually build how housing or subsidized housing for people. I
Speaker 1: know that's one of Kamala's platform pieces, you know, for
Speaker 1: for her campaign, is to have more down payment assistance.
Speaker 1: But I'm also like, bring back the fucking salt deduction.
Speaker 1: Do you know about that? I mean, I know you
Speaker 1: paid for yeah, but before the Trump tax cut of
Speaker 1: twenty seventeen, he eliminated the salt tax deduction for homeowners,
Speaker 1: so that was stayed in local tax So your property taxes,
Speaker 1: you used to be able to deduct those from your
Speaker 1: taxable income. And that's why it was like, Oh, become
Speaker 1: a homeowner, it's beneficial for you. You get a tax break.
Speaker 2: Ye, there's zero.
Speaker 1: You know, we did all the things, we put in
Speaker 1: the energy efficient windows, we got an electric car, we
Speaker 1: get those little tax credits here and there, but like
Speaker 1: there's no benefit, Like it's just straight up coming out
Speaker 1: of our pockets. So if we could have for the
Speaker 1: existing homeowners, this is my bid to the Harris campaign.
Speaker 1: Cute for people who want to buy their homes, down
Speaker 1: payment assistance amazing, But like for those of us who
Speaker 1: are in these homes dealing suffering from the rising cost
Speaker 1: of our properties and the taxes that go, like, make
Speaker 1: it a deduction again, so that we can fucking breathe.
Speaker 1: Because I loot an affordable home within my budget. It's
Speaker 1: not my past that these fucking taxes are making it unaffordable.
Speaker 1: You know. Yeah, I didn't know I had that on
Speaker 1: my spirit, but I think, no, I'm so glad.
Speaker 2: Because it's really the truth that is of Look when
Speaker 2: I look back when I moved into my house and
Speaker 2: know my taxes were seventy five hundred, I believe they're
Speaker 2: close to thirteen hundred. I mean, like, how do they do?
Speaker 2: Like I actually I haven't even fought them yet, but
Speaker 2: I'm gonna because I'm just like and I don't know.
Speaker 1: One hundred and now they're thirteen thousand.
Speaker 2: Yeah, thirteen thousand, that's what I mean. Can you imagine?
Speaker 1: Yes, I can't.
Speaker 2: Like, I'm like, how did they double what the entire house? Yeah?
Speaker 1: Because yeah, like in the same situation, home property price
Speaker 1: is going up.
Speaker 2: Yeah, it's like going because I bought I remember, I
Speaker 2: bought that house for one eighty At the time it
Speaker 2: was worth like three sixty something like that, but it
Speaker 2: was a foreclosure. And now they're saying it's we're five twenty.
Speaker 2: So I was like, we wait what it sounds good?
Speaker 2: But to your point, so I got to, what does
Speaker 2: that mean as far as paying these taxes? Yeah? Oh girl,
Speaker 2: I just I don't know. To your point, there has
Speaker 2: to be an intervention because this is beyond budgeting, This
Speaker 2: is beyond the fiscal responsibility like it is. It just is.
Speaker 2: There has to be an intervention because you know, you're
Speaker 2: forcing people to want you're going, you know, all of
Speaker 2: a sudden, you will have people who are working who
Speaker 2: are also homeless.
Speaker 1: Than what I've never like people think all kinds of
Speaker 1: things about families and where my zip code and where
Speaker 1: I live and how much money I have, and I'm like,
Speaker 1: we are it is the edge. That's where we are.
Speaker 1: We're living on the edge, and you know we're going
Speaker 1: to get through because where there's a will, there's a way.
Speaker 1: But I'm just so many family. Like you said family
Speaker 1: and support. I would just say it was even cathartic
Speaker 1: telling utivity, and I feel like, just tell your family
Speaker 1: if you're really struggling, because I I think the credit
Speaker 1: card debt to me just signifies that we are. We
Speaker 1: are keeping it moving. We're turning to our credit card,
Speaker 1: we're swiping at the grocery store because we have high
Speaker 1: credit lines. It's gonna clear. We don't always know how
Speaker 1: we're gonna pay it off, but we're like not, we're
Speaker 1: not like raising a hand asking for help whatever, at
Speaker 1: least not even a lot of people can help. But
Speaker 1: just talk about it so you don't feel so alone,
Speaker 1: because it's real and it's stressful. It is stressful.
Speaker 2: Maybe we can have like so you know, my best
Speaker 2: friend Linda is a social worker, and one of the
Speaker 2: things I really loved about Linda is She's like, there's
Speaker 2: so many resources like whenever someone there, like, she's like, no,
Speaker 2: there's like these, there's resources for housing, there's resources for childcare,
Speaker 2: there's resources for this. I don't know. Maybe we can
Speaker 2: have someone come on to talk about how do you
Speaker 2: find resources in your you know, locale like because she's
Speaker 2: really good at like you know, like Jersey is her
Speaker 2: like specialty because that's where she lives and she's from.
Speaker 2: But she was like, she was just helping a girlfriend
Speaker 2: of mine with the resources. She lives in Pennsylvania. She
Speaker 2: was able to find a ton of resources. I'm like,
Speaker 2: how did you She's like, this is what they teach
Speaker 2: you in social work school. Basically, she's just got her masters.
Speaker 2: She's got her bachelors and zoost work now her masters,
Speaker 2: and she's like, you know, there are resources that people
Speaker 2: don't know to tap into places to go. So maybe
Speaker 2: we can have someone come on to like I don't.
Speaker 1: Love that, but they'd have to talk about like what
Speaker 1: do you do when you're middle to high income and
Speaker 1: like you don't qualify for a lot of something.
Speaker 2: The one thing about Linda is I have never heard
Speaker 2: her say there's nothing for you. I've never heard her
Speaker 2: say that help me, Linda, I know I've never heard.
Speaker 1: Oh. The one thing I am going to do is
Speaker 1: I'm going to finish my paperwork to be designated a
Speaker 1: minority owned women business so that I yes, so I
Speaker 1: can apply for grants and funding and stuff like that,
Speaker 1: even for Brown Ambition. You know, it's just kind of
Speaker 1: silly that I well, it's not silly because that application
Speaker 1: was a pain in the news, but I dropped it
Speaker 1: and that's that's certainly one thing I can do. But yeah,
Speaker 1: that was our joint Browned, Brown, Break and Slash. Like
Speaker 1: what if Kidfury and Crystal did a read on housing prices?
Speaker 1: That's what you did. Got here.
Speaker 2: We just also to want to thank you guys for
Speaker 2: all the you know, you heard our last episode. I
Speaker 2: just want to thank you because it's just been so
Speaker 2: I mean, it's been hard, but honestly, the support that
Speaker 2: you have just poured into us, you know, this has
Speaker 2: been really beautiful to see. I love everyone's like, girl, Mandy,
Speaker 2: we got you, girl, like we gonna shoot Hm and Bud.
Speaker 2: You know, that's been really beautiful and so that's probably
Speaker 2: been my favorite part that people are like, oh, I
Speaker 2: cried I'm sad about it, but I'm also here and
Speaker 2: excited to see what Mandy's gonna do. For those of
Speaker 2: you like what's happening, I'm like, well, go listen to
Speaker 2: the last episode. Yeah, because there's too much to say
Speaker 2: in one. But I just love this equal parts of
Speaker 2: although I'm sad about it, I'm also excited and I
Speaker 2: can't look forward to like continuing to like support Mandy
Speaker 2: and continuing to like lean in. So there is equal
Speaker 2: measure of like sadness but excitement. Yeah, and so you
Speaker 2: know we're like grateful for that.
Speaker 1: You're the hotocopy of brown ambition. I know, hold on, wow,
Speaker 1: that's I loved it though, because it does it is.
Speaker 1: I don't know, I just really loved watching her send
Speaker 1: off happened the day after our episode aired, and I
Speaker 1: was just like, this is how it feels. I wish
Speaker 1: I had a whole couch full of other anchors to
Speaker 1: just gush about how much we love you. But I
Speaker 1: think the audience can feel that, and I think it's
Speaker 1: like you're very special. But also there's this level of
Speaker 1: excitement and pride in the person for being press to
Speaker 1: say that's it, and and it just clicked for me.
Speaker 1: I'm like, this is what you coach women how to
Speaker 1: do all the time. There's no one to walk away.
Speaker 1: So yeah, I'm super proud. I'm and thank you to
Speaker 1: be a fan for sure. For yeah, yeah, just the
Speaker 1: support can keep it up. Don't forget about us. She's
Speaker 1: still here through the end of the year.
Speaker 2: Yes, and we have our show. Hello, we better come.
Speaker 2: We got literally like once to get left.
Speaker 1: Yeah, yeah, there might be half a ticket. There's going
Speaker 1: to be a wait list, but.
Speaker 3: Yes, our first live show two is not little never
Speaker 3: too late before we are Yeah, October tenth, We're going
Speaker 3: to be live in Newark, Tiffany's hometown, well now hometown,
Speaker 3: And you can go to Brandambission podcast dot com if
Speaker 3: you want to try to fight over this last ticket
Speaker 3: that we have.
Speaker 1: If not, you can join the wait list. I'm sending
Speaker 1: Tiffany on a recon mission to see if we can't
Speaker 1: fit more than however many people that we have.
Speaker 2: Yeah, I'm gonna go. I'm just going to go there
Speaker 2: today like after a podcast to like just you know,
Speaker 2: go in, maybe get some video to your point. Are
Speaker 2: you you free the rest of it because I will
Speaker 2: video chat you if I get their time.
Speaker 1: Yeah, I'm free. Okay, thank you, but BA fan Brandimission
Speaker 1: podcast dot com if you want to buy your ticket,
Speaker 1: just one. Maybe there'll be a couple and there's going
Speaker 1: to be a waitlist. And what else do I want
Speaker 1: to say? I got a DM from an Instagram fan
Speaker 1: who says she's flying in from Savannah, Georgia No, which
Speaker 1: I'm like, shout out to that round trip because that
Speaker 1: reminds me of my wedding. Because the tickets for some
Speaker 1: reason between Savannah and Newark are very cute, very contective.
Speaker 2: I love that.
Speaker 1: Yeah, so what's put on a good show for y'all.
Speaker 1: I'm very very excited, all right, y'all.
Speaker 2: And so what we're gonna see you on Friday, b
Speaker 2: a QA.
Speaker 1: See your Friday. Bye b I vam